ROAMmcm 5 Mobile Payments Engine powering Mobile Commerce Management Worldwide

n Comprehensive mobile commerce As the first true mobile payments engine of its kind, ROAMmcm 5 enables real- management solution providing time management and control over your entire mobile commerce initiative. With real-time control over entire merchant ROAMmcm 5, businesses can roll out their mobile commerce solution to an entire lifecycle fleet of merchants without having to worry about security risks, lost devices or n Custom risk engine to manage risk complex global requirements. This powerful, yet easy-to-use mobile payments tolerance and reduce fraud engine enables even our largest enterprise customers to centrally control, but n Highly flexible and scalable remotely manage the entire merchant lifecycle of each and every user. architecture designed to support deployments of any size and in any region of the world And this level of control doesn’t stop there. With ROAMmcm 5, the end users of your n EMV-ready, future proof solution for mobile commerce solution have the power to design their entire mobile storefront global payment acceptance experience. With the ability to customize receipts, review and refund transactions n Industry proven technology from the and access new services like gift cards and loyalty programs, merchants are able to most trusted leaders in mobile take ownership of their business in ways they’ve never experienced before. commerce – ROAM and Ingenico

With its unprecedented security features, intuitive self-service portals and seamless integration capabilities, ROAMmcm 5 strikes the perfect balance between control and flexibility. Now you can give your merchants the tools they need to be successful, while gaining the transparency you need to successfully manage your mobile commerce initiative. What exactly is a mobile payments engine?

A mobile payments engine can mean different things to different people. Here at ROAM, we think of it as a sophisticated mobile commerce system that powers the three key components of our industry leading platform – hardware, applications and tools. The engine enables each of these components to work seamlessly together, or as standalone offerings that can be integrated into existing applications and back-end systems.

Our advanced mobile payments engine provides two intuitive interfaces – one for the estate owner and one for the end user/merchant – enabling each stakeholder to have control over the things that matter most to them. The end result is a streamlined mobile commerce environment that eliminates IT complexity, improves productivity, reduces operating costs and meets the latest global security requirements. The power of secure mobile commerce in your hands.

ROAMmcm 5 Core Functions Estate Owners The estate owner is the administrator responsible for Risk Engine deploying, managing and maintaining their company’s mobile commerce solution. The use cases could range anywhere

n Assign merchants to custom risk profiles from an acquirer that’s providing its merchant portfolio with a mobile point of sale (mPOS) system, to a direct selling n Perform pre-processing checks against transaction limits company that’s supplying its fleet of sales consultants with a solution to accept payments out in the field. Whichever the n Interface to external fraud/risk engines for pre-processing scenario, the estate owner has a lot at stake when it comes to security. ROAMmcm 5 allows you to put those concerns aside, while streamlining the complexity of your mobile commerce initiative. Device Management n Centrally manage a wide range of mobile devices n Secure association of payment device, running multiple OSs and applications phone, and user account n Customize your risk tolerance and reduce fraudulent n Real-time view of the estate with application and device information transactions by implementing pre-processing controls n Blacklist compromised hardware n Board, activate and deactivate users within minutes n Terminal management system to keep devices up to date n Easily manage a large number of users by configuring user profiles, policies and roles

n Seamlessly integrate into existing systems, applications Merchant Boarding and processes and Support n Gain real-time visibility into transactions and account n Merchant provisioning and boarding activity leveraging a robust reporting environment n User account policy management and access profiles n Offer merchants a broader solution by integrating value- added services such as loyalty programs and offers n Help desk and back-office toolset n Audit trail of account changes n Leverage an EMV-ready solution designed to meet the diverse mobile commerce requirements across the globe The flexibility to design your own mPOS experience.

End Users/Merchants ROAMmcm 5 Core Functions The end user is the person or team of people using the mobile commerce solution to accept mobile payments from Transaction their customers. This could be anyone ranging from a small Analytics business owner to a direct selling consultant to a restaurant n Transaction reporting franchisee. While security is a key consideration in any of these n Review and refund merchant & scenarios, having real-time visibility over inventory, transactions sub-merchant transactions and employees is critical to the success of your day-to-day n Receipt email operations. ROAMmcm 5 provides the transparency you need to run your business, while providing the flexibility to design your n Signature capture and storage own mobile storefront experience. Mobile n Gain access to your own self-service management portal Storefront n Activate, deactivate and modify sub-lines as your business grows n Receipt customization, branding, and messaging n Manage a cloud product catalog and automatically sync to n Sub-merchant management all users’ devices n Cloud catalog

n View real-time reporting of all transactions and refunds for n Customer information management both merchant and sub-merchant accounts n Customize receipts with branding, messaging and social Third Party media links Services n Expand business offerings through value-added services, n Integration with external value-added such as loyalty programs and gift card acceptance services such as wallets or offers n Protect your customers’ card data, while meeting the n Interface to back-office systems such as industry’s latest security standards accounting or inventory

n Integrate with back-office systems, improving business efficiencies and reducing the need for reconciliations

About ROAM™ ROAM, an Ingenico company, helps merchants get to market quickly with secure, cost effective and powerful mobile point of sale solutions, regardless of the technology environment. ROAM’s “powered by” mCommerce platform provides the hardware peripherals, applications, tools and services enabling companies worldwide to realize the benefits of using mobile to reinvent their interactions with their customers and to create new business efficiencies. Founded in 2005, ROAM is a pioneer in the mobile POS space, having produced and distributed the industry’s first secure mobile card reader and today powers mobile point of sale solutions for many of the leading companies in this market, globally.

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