FINANCIAL STATEMENTS of REGIONAL RURAL BANKS 31 March 2020 2020

Total Page:16

File Type:pdf, Size:1020Kb

FINANCIAL STATEMENTS of REGIONAL RURAL BANKS 31 March 2020 2020 #es$eer³e ûeeceerCe yeQkeÀesW keÀer efJeÊeer³e efJeJejefCe³eeb 31 cee®e& 2020 FINANCIAL STATEMENTS OF REGIONAL RURAL BANKS 31 March 2020 2020 March 2021 IMAGE IMPRESSION Designing 2021 #es$eer³e ûeeceerCe yeQkeÀesW keÀer efJeÊeer³e efJeJejefCe³eeb 31 cee®e& 2020 FINANCIAL STATEMENTS OF REGIONAL RURAL BANKS AS ON 31 March 2020 NABARD je<ì^er³e ke=Àef<e Deewj ûeeceerCe efJekeÀeme yeQkeÀ mebmLeeiele efJekeÀeme efJeYeeie, cegbyeF& National Bank for Agriculture and Rural Development Institutional Development Department Mumbai ieeBJe yeæ{s >> lees osMe yeæ{s Taking Rural India >> Forward ÒeeJeÌJeÀLeve #e$s eer³e ûeeceerCe yeJQ eÀebs JeÀe r eJf eÊee³r e meceeJesµeve Deejw Je=Àe<f e SJe b ûeeceeCr e DeLe&J³eJemLee JesÀ efJeJeÀeme ceW cenlJeHetCe& Yetecf eJeÀe jne r nw. Fmee}f S yeQeEJeÀie le$b e ceW GveJe Àe cenlJeHe tCe& efnmmee n.Q yeQJeÀebs JeÀs mebeJf ee}f ³eve JeÀe r ÒeeJf eÀ³ee JesÀ JeÀejCe #es$eer³e ûeeceeCr e yeJQ eÀebs JeÀer meKb ³ee IeìJeÀj Œ ne s ieF & n.w FmeJeÀs Heejf CeecemJeªHe Òel³eJs eÀ yeJQ eÀ JeÀe JeÀe³e#& es$e Deewj GveJeÀer JeÀe³e & JeÀe r cee$ee ceW Je=e×f nFg & n.w ûeeceeCr e yeJQ eÀe bs JeÀer JeÀejiejlee JeÀeHeÀer no leJeÀ GveJeÀer DeeeL| eJeÀ emq Leelf e Hej evf eYej& JeÀjleer n w pee s GveJesÀ le}g ve He$e Deejw }eYe SJe b neefve }Ks ee pewmes efJeÊee³r e mììs ceWìebs mes mHeä nels eer n.w Dele: efnleOeejJeÀ es b JeÀe s eJf eeYf eVe d Òe³eespeveebs mes #es$eer³e ûeeceerCe yeQJeÀes b JeÀe r eJf eÊeer³e emq Leelf e me s mecyebeOf ele peeveJeÀejer JeÀe r peªjle He›leer n.w Fme Hen}t JeÀe s O³eeve ce W jKele s ntS veeyee[& ve s osµe JesÀ meYeer ûeeceerCe yeJQ eÀes b JeÀe r ‹‰ cee®e & ŠˆŠˆ SJe b eHf eí} s Je<e& JeÀe r efJeÊeer³e emq Leefle me s mecyebeOf ele peeveJeÀeje r JeÀe s Fme Heeg mq leJeÀe ce W meceseJf eÀle efJeÀ³ee nw. FmeJeÀs De}eJee, JegÀí Dev³e cenlJeHeCt e & mebJesÀleJeÀ pewmes eJf eÀ µeeKee Deejw JeÀce®& eejerJeej GlHeeoJeÀlee, $e+Ce-pecee DeveHg eele, meJeÀ} SveHeerS JeÀe Òeelf eµele, efveJe} SveHeeSr Deewj Dev³e cenlJeHeCt e & eJf eÊee³r e DevegHeelee bs JeÀe s Yee r yeJQ eÀJeej evf ee|oä efJeÀ³ee ie³ee nw. nce W Deeµee nw eJf eÀ ³en ÒeJeÀeµeve enf leOeejJeÀe,bs DevegemE eOeeveJeÀlee&³eesb SJeb eµf e#eeeJf eoe bs JeÀs ef}S GHe³eesiee r efme× nesiee. Fmece W meOg eej JeÀs ef}S mePg eeJeesb JeÀe mJeeiele nw. Sve. Hee.r ceneHee$e ceKg ³e ceneÒeyeOb eJe À memb Leeiele eJf eJeÀeme eJf eYeeie veeyee[&, cegbye F& cee®e & ŠˆŠ‰ FOREWORD Regional Rural Banks (RRBs) form an integral part of the banking system in our country in view of the important role played by them in financial inclusion and their contribution towards the development of agriculture and rural economy. With the process of amalgamation, the number of RRBs has come down to 45 with consequential increase in the area of operation and volume of business for each bank. Effectiveness of RRBs’ role depends, to a large extent, on its financi al health, which is reflected in the financial stateme nts viz. Balance Sheet & Profit & Loss Acco unt. Therefore, such information is required by the stakeholders for differ ent purposes. Keeping this aspect in vie w, NABARD has compiled inform ation on financial health of all RRBs in the country and presented in this book fo r the financial year ending 31 March 2020 along with position of previous year for each RRB . Besides this, some of the key indicators like p roductivity per branch and per e mployee, CD ratio, percentag e of gross NPA, Net NP A & other important financial ratios are also indicated bank-wise. We hope this publication wil l be useful to the stakeholders, researchers and academicians. Suggestions for improvement are welcome. N. P. Mohapatra Chief General M anager Institutional Developme nt Department NABARD, Head Office, Mumbai March, 2021 CONTENTS PARTICULARS PAGE NO. Explanatory Notes .i Regional Rural Banks During the Previous Decade (2010-11 to 2019-20) ii List of RRBs as on 31 March 2020 ix ALL INDIA SUMMAR Y 1 PART I - RRB-WISE STATEMENTS - STAND ALONE RRBs 1. Arunachal Pradesh Rural Bank 3 2. Ellaquai Dehati Bank 5 3. Manipur Rural Bank 6 4. Meghalaya Rural Bank 7 5. Mizoram Rural Bank 8 6. Nagaland Rural Bank 9 7. Puduvai Bharathiyar Grama Bank 11 8. Tripura Gramin Bank 12 9. Uttar Banga Kshetri ya Gramin Bank 14 PART II - RRB-WI SE STATEMENTS - AMALGAMATED RRBs 15 10. Andhra Pragathi Grameena Bank 11. Chaitanya Godavari Grameena Bank 17 12. Saptagiri Grameena Bank 18 13. Assam Gramin Vikash Bank 20 14. Dakshin Bihar Gramin Bank 21 15. Uttar Bihar Gramin Bank 22 16. Chhattisgarh Rajya Gramin Bank 23 17. Baroda Gujarat Gramin Bank 25 18. Saurashtra Gramin Bank 27 19. Sarva Haryana Gramin Bank 28 20. Himachal Pradesh Gramin Bank 29 21. J & K Grameen Bank 30 PARTICULARS PAGE NO. 22. Jharkhand Rajya Gramin Bank 33 23. Karnataka Gramin Bank 36 24. Karnataka Vikas Grameena Bank 37 25. Kerala Gramin Bank 38 26. Madhya Pradesh Gramin Bank 41 27. Madhyanchal Gramin Bank 42 28. Maharashtra Gramin Bank 43 29. Vidharbha Konkan Gramin Bank 44 30. Odisha Gramya Bank 45 31. Utkal Grameen Bank 46 32. Punjab Gramin Bank 47 33. Baroda Rajasthan Kshetriya Gramin Bank 48 34. Rajasthan Marudhara Gramin Bank 49 35. Tamil Nadu Grama Bank 51 36. Andhra Pradesh Grameena Vikas Bank 52 37. Telangana Grameena Bank 53 38. Aryavart Bank 56 39. Baroda Uttar Pradesh Gramin Bank 57 40. Kashi Gomti Samyut Gramin Bank 58 41. Prathama U.P Gramin Bank 61 42. Purvanchal Bank 59 43. Uttarakhand Gr amin Bank 62 44. Bangiya Gramin Vikash B ank 63 45. Paschim Banga Gramin Bank 64 PART III- STATE-WISE SUMMARY 1. Andhra Pradesh 66 2. Arunachal Pradesh 67 3. Assam 68 PARTICULARS PAGE NO. 4. Bihar 69 5. Chhattisgar h 70 6. Gujarat 71 7. Haryana 72 8. Himachal Pradesh 73 9. Jammu & Kashm ir 74 10. Jharkhand 75 11. Karnataka 76 12. Keral a 77 13. Madhya Pradesh 78 14. Maharasht ra 79 15. Manipur 80 16. Meghalaya 81 17. Mizoram 82 18. Nagaland 83 19. Odisha 84 20. Puducher ry 85 21. Punjab 86 22. Rajasthan 87 23. Tam il Nadu 88 24. Telangana 89 25. Tripur a 90 26. Uttar Pradesh 91 27. Uttarakhand 92 28. West Bengal 93 PARTICULARS PAGE NO. PART IV – SPONSOR BANK-WISE SUMMARY 1. Andhr a Bank 96 2. Bank Of Baroda 97 3. Bank Of Indi a 98 4. Bank Of Maharashtr a 99 5. Canar a Bank 100 6. Central Bank O f Indi a 101 7. Indi an Bank 103 8. Indian Overseas Bank 104 9. J & K Bank 105 10. Punjab National Bank 106 11. State Bank Of Indi a 107 12. Syndicate Bank 108 13. United Bank Of India 109 14. Union Bank Of Indi a 110 15. UCO Bank 111 Appendix: Amalgamation of Regional Rural Banks from 196 RRBs to 43 RRBs 113 EXPLANATORY NOTES This publication “Financial Statements of Regional Rural Banks as on 31 March 2020” reports the financial performance of the RRBs as on 31 March 2020. 1. The data has been captured from the Balance Sheets and P & L accounts of RRBs uploaded by RRBs in “Ensure” platform and as reported in their Annual Reports. The Audited data published earlier in Key Statistics of Regional Rural Banks, 2020, based on audited data submitted through Off-site Surveillance (OSS) returns in Ensure Platform, has been updated wherever necessary, based on Data available in Annual reports of RRBs. 2. Recovery position is as per the data related to Demand, Collection and Balance received from the RRBs as on 30 June 2019. 3. Certain data relating to 2018-19 though already published, has been updated based on the revisions/clarifications received from the RRBs. Tier II Bonds have been included as a part of Borrowing s. 4. All the statements (All-India, State and Sponsor Bank-wise and RRB-wise statements) indicate profit as ‘Income over Expenditure’ and loss as ‘Expenditure over Income’. The number of banks that earned profits/incurred losses is indicated in brackets. Gross Income over expenditure relates to Net Profit (after tax). 5. Provisions & Contingencies during the year include the Provision for Income Tax/Income Tax P aid 6. The Financial Ratios have been calculated as under: Financial Return = (Interest earned on advances + Interest earned on investments + Interest earned on others)/Average Working Fund (AWF) x100. Financial Cost= (Interest paid on deposits + Interest paid on borrowings + Interest paid on others)/AWFx100. Staff Cost= Wage Bill/AWFx100. Other Operating Cost = Other Operating Expenses/AWFx100. Miscellaneous Income = (Commission + Other Income)/AWFx100. Gross Margin = (Financial Margin - Wage Bill - Other Operating Cost + Miscellaneous Income)/AWFx100 Risk Cost = (Provisions & Conting encies made during the year / AWF) x100. Net Margin (Return on Assets) = Gross Margin – Risk Cost. 7. Branch Productivity = (Total Deposits + Gross Advances) / No. of Branches 8. Employee Productivity = (Total Deposits + Gross Advances)/No. of employees. i Regional Rural Banks during Previous Decade FY 2010-11 to FY 2019-20 egional Rural Banks (RRBs) were conceptualised by the Narsimham Working Group in 1975 as a Rnew set of regionally oriented rural banks, which would combine the local feel and familiarity of rural problems c haracteristic of cooperatives w ith the professionalism and large resource base of commercial banks.
Recommended publications
  • List of Candidates for Refund 2020-21
    List of Candidates for Refund ( Round of I, II, III & Additional) Online Counselling 2020-21 S. Roll No Name Bank Name Branch Name IFSC Account No Name of Account Holder Refundable NO. Amount 1 200310043131 NALIN VERMA HDFC bank Lakhimpur kheri HDFC0001914 50100368464565 NALIN VERMA 15000 2 200310053526 RAUNAK KUMAR Union Bank Of India Lucknow main UBIN0530221 302202010704968 RAJENDER PRASAD 7000 3 200310062010 ADITYA JAIN BANK OF INDIA Indira nagar, lucknow BKID0006852 685210110000863 ADITYA JAIN 15000 4 200310070835 SANYA SENGAR STATE BANK OF INDIA Azad nagar, kalyanpur SBIN0001962 30091238739 SANYA SENGAR 15000 5 200310076008 NAMAN SINGH Kotak mahindra bank Civil lines bareilly KKBK0005294 619010016953 KEYERROR 7000 6 200310139507 MAYANK GARG Union Bank Shamli UBIN0541125 411202010991520 KEYERROR 15000 7 200310141073 SHUBHNEET TIWARI STATE BANK OF INDIA Manik chowk SBIN0003759 38563010993 NAVNEET TIWARI 15000 8 200310164372 DIVYANSH BAJPAI State Bank of India Karrhi SBIN0015624 32978606681 DIVYANSH BAJPAI 15000 9 200310169615 GEETIKA SINGH BANK OF INDIA Lohatia BKID0006915 691510100007669 KEYERROR 15000 10 200310181526 SAKSHAM GAUTAM Prathama U.P. Gramin Bank Kachaharii road bulandshahr PUNB0SUPGB5 91681500003267 SAKSHAM GAUTAM 15000 11 200310185397 MAYANK GUPTA STATE BANK OF INDIA Ashok nagar kanpur SBIN0006218 10417761378 AMBARISH GUPTA 15000 12 200310208513 PUNIT KUMAR PUNJAB NATIONAL BANK Afzalgarh PUNB0051500 0515000105712115 PUNIT KUMAR 7000 13 200310212525 ANKITA SINGH STATE BANK OF INDIA Jankipuram, lucknow SBIN0051291 30057228891 KEYERROR 15000 14 200310363207 SHIVANSH GUPTA BANK OF BARODA K-block kidwai nagar kanpur BARB0KIDKAN 19640100024438 SHIVANSH GUPTA 15000 SANTOSH KUMAR 15 200310395766 MANISH SRIVASTAVA State Bank Of India Industrial estate SBIN0000219 10890252471 15000 SRIVASTAVA 16 200310571706 ANURAG MISHRA Canara Bank Shyamnagar, kanpur CNRB0004964 4964101000209 PRIYANKA MISHRA 15000 17 200310620392 APARNA DUBEY State Bank of India Sbi-kannauj sarai miran p.o.
    [Show full text]
  • A Study on Non Performing Assets and It's Impact On
    International Journal of Advanced Research in Commerce, Management & Social Science (IJARCMSS) 77 ISSN : 2581-7930, Impact Factor : 5.260 , Volume 03, No. 03, July - September, 2020, pp 77-82 A STUDY ON NON PERFORMING ASSETS AND IT’S IMPACT ON MADHYANCHAL GRAMIN BANK Nitin Kumar Jain Prof. (Dr.) Mahendra Singhai** ABSTRACT Banks plays a vital role in financial market and economy of our country. Financial market is a market which provides a platform for allocation of funds. The household save their funds and deposit it to the banks and further the bank re-invest these funds to the capital and money market. The Indian Banking system now a days faces various issues of non-performing assets. It is increasing day by bay which adversely impact the whole banking system of India. This study is conducted to analyze the impact of non-performing assets on Madhyanchal Gramin Bank. This study also identifies the causes and measures of Non-performing assets in the Bank. ___________________________________________________________________________________ Keywords: Non-Performing Assets, Banks, Madhyanchal Gramin Bank, Financial Market. ___________________________________________________________________________________ Introduction Bank is considered as life line and plays an important role for any business or trade. These days Indian Banks faces various issues of increasing the level of Non-Performing assets (NPAs).NPAs not only impact the banks but the entire economy a well. As the default of borrower increases, the profitability of the banks in its financial statement reduced. Profit is the main indicator for success, growth and survival of any business. From this point of you, we can say that NPAs is one of the factor which determine the profit of the Banks.
    [Show full text]
  • IMPS Bank List Copy
    List of participating banks using IFSC Code and Account number Bank Name Ahmedabad District Central Co-operative Bank Ltd. Allahabad Bank Andhra Bank Andhra Pradesh Grameena Vikas Bank Andhra Pragathi Grameen Bank Apna Sahakari Bank Ltd. Arunachal Pradesh Rural Bank Axis Bank Bandhan Bank Bank of Baroda Bank of India Bank of Maharashtra Barclays Bank PLC Baroda Gujarat Gramin Bank Baroda Rajasthan Kshetriya Gramin Bank Baroda Uttar Pradesh Grameen Bank Bassein Catholic Co-operative Bank Bharatiya Mahila Bank BNP Paribas Canara Bank Catholic Syrian Bank Central Bank of India Chhattisgarh Rajya Gramin Bank Citibank City Union Bank Corporation Bank Cosmos Co-operative Bank DBS DCB Dena Bank Dombivli Nagarik Sahakari Bank Dr. Annasaheb Chougule Urban Co-operative Bank Ltd. Federal Bank Gayatri Co-operative Urban Bank Gopinath Patil Parsik Janata Sahakari Bank HDFC Bank HSBC Hutatma Sahakari Bank Ltd. ICICI Bank IDBI Bank IDFC bank Indian Bank Indian Overseas Bank Indusind Bank Irinjalakuda Town Co-operative Bank Ltd. Jalore Nagrik Sahakari Bank Ltd. Jammu & Kashmir Grameen Bank Jammu And Kashmir Bank Janaseva Sahakari Bank Janata Co-operative Bank Ltd., Malegaon Janata Sahakari Bank, Pune Kallappanna Awade Ichalkaranji Janata Sahakari Bank Kalyan Janata Sahakari Bank Ltd. Karnataka Bank Karnataka Vikas Grameena Bank Karur Vysya Bank Kashi Gomti Samyut Grameen Bank Kaveri Grameen bank Kerala Gramin Bank Kotak Mahindra Bank Lakshmi Vilas Bank Langpi Dehangi Rural Bank Lokmangal Co-operative Bank Ltd., Solapur Madhyanchal Gramin Bank Maharashtra Grameen Bank Maratha Co-operative Bank Ltd. Meghalaya Rural Bank Mehsana Urban Co-operative Bank Mizoram Rural Bank Nainital Bank National Co Operative Bank NKGSB Co-operative Bank Nutan Nagarik Sahakari Bank Ltd.
    [Show full text]
  • 1 . MADHYANCHAL GRAMIN BANK Head Office, Poddar Colony, Tili
    MADHYANCHAL GRAMIN BANK Head Office, Poddar Colony, Tili Road, Sagar (M.P.) REQUEST FOR PROPOSAL (RFP) For Supply, Installation and Annual Maintenance Contract of UPS Systems for all branches and offices of Madhyanchal Gramin Bank, Sagar (M.P.) Ref: No. MGB/UPS-AMC/2019/05 Date of Issue: 27 August 2019 Issued by Madhyanchal Gramin Bank, Head Office, Ground Floor, Poddar Colony, Tili Road, SAGAR (M.P.) 470001 (INDIA) Phone: 07582-236277/236299 1 REQUEST FOR PROPOSAL For Supply, Installation and Annual Maintenance Contract of UPS Systems for branches and offices of Madhyanchal Gramin Bank, Sagar (M.P.) _____________________________________ Ref: MGB/UPS-AMC/2019/05 Dated: 27 August 2019 BIDDING DOCUMENTS Documents constituting the Bid The Bidding Documents include: PART 1 - Invitation to Bid (ITB) PART 2 - Disclaimer PART 3 - Instruction for Bidders (IFB) PART 4 - Terms and Conditions of Contract (TCC) PART 5 - Bid Forms, Price Schedules and other forms (BF) 2 PART-1: INVITATION TO BID Madhyanchal Gramin Bank (hereinafter referred to as MGB/the Bank) is having its Head Office at Poddar Colony, Tili Road, Sagar (M.P.) and other branches in various cities/Towns /Villages across the 13 Districts namely Sagar, Damoh, Guna, Shivpuri, Ashoknagar, Tikamgarh, Niwari, Chhatarpur, Panna, Satna, Rewa, Sidhi and Singrauli. In order to meet the requirements of various branches/offices in MGB, the Bank proposes to invite tenders from established company/firm as described under eligibility criteria (hereinafter referred to as “Bidder”) to undertake services for Supply, Installation and Annual Maintenance Contract of UPS Systems for branches and offices of Madhyanchal Gramin Bank, Sagar (M.P.) as per details listed out in this document.
    [Show full text]
  • Operator Performance Report-1 (OPPR-1) Checked Count of Regis Agenc Packets Demo S
    Operator Perfromance Report Operator Performance Report-1 (OPPR-1) Checked Count of Regis Agenc Packets Demo S. No. Operator ID Operator Name Agency Name trar Registrar Name y ID (in last Errors 30 or ID month) More 1 DOC_RJ_UD_N0091391 Navneet Kumar Bansal 2898 RISL 108 Dept of ITC Govt of Rajasthan 64 63 2 DOC_RJ_Ud_NS495790 Arshad Ahmed 2898 RISL 108 Dept of ITC Govt of Rajasthan 151 150 3 GLXMJL352356 Rahul Panging 2779 Deputy Commissioner Majuli 118 General Admn. Department 1011 50 4 MOR_BHN320533 Md Usman Ali 2782 Deputy Commissioner Morigaon 118 General Admn. Department 1079 140 5 DCBAR352450 Jakirul Hussain 2786 Office of the Deputy Commissioner 118 General Admn. Department 793 42 6 GAD_BAR_400122 Iliyas Ahmed 2786 Office of the Deputy Commissioner 118 General Admn. Department 258 49 7 DCSSM253083 Mohammed Aminul Islam 2792 Deputy Commissioner South Salmara Mankachar118 General Admn. Department 1706 51 8 SSM_CSPL_03 Moynal Hoque 2792 Deputy Commissioner South Salmara Mankachar118 General Admn. Department 1573 43 9 SSM_CSPL_08 Muzahid Alom Ansari 2792 Deputy Commissioner South Salmara Mankachar118 General Admn. Department 1376 36 10 SSM_CSPL_18 Md Koran Ali 2792 Deputy Commissioner South Salmara Mankachar118 General Admn. Department 1924 72 11 SSM_CSPL_20 Moniruzzaman Sk 2792 Deputy Commissioner South Salmara Mankachar118 General Admn. Department 1121 46 12 SSM_GAD_010 Mohibul Islam 2792 Deputy Commissioner South Salmara Mankachar118 General Admn. Department 1333 51 13 SSM_GAD_021 Afzol Sk 2792 Deputy Commissioner South Salmara Mankachar118 General Admn. Department 659 33 14 BISGLX_328745 Sahjahan Alam 2797 Deputy Commissioner Biswanath 118 General Admn. Department 1264 37 15 GLXLAK_465340 Amin Uddin Ahmed 2798 Deputy commissioner 118 General Admn.
    [Show full text]
  • PMMY - Bank Wise Performance Financial Year: 2017-20182018-2019 [Amount Rs
    PMMY - Bank wise Performance Financial Year: 2017-20182018-2019 [Amount Rs. in Crore] Shishu Kishore Tarun Total Sr No Bank Type Name Bank Name (Loans up to Rs. 50,000) (Loans from Rs. 50,001 to Rs. 5.00 Lakh) (Loans from Rs. 5.00 to Rs. 10.00 Lakh) No Of A/Cs Sanction Amt Disbursement Amt No Of A/Cs Sanction Amt Disbursement Amt No Of A/Cs Sanction Amt Disbursement Amt No Of A/Cs Sanction Amt Disbursement Amt 1 SBI and Associates 1.1 State Bank of India 2114366 6150.08 6113.25 405922 10807.62 10676.13 216791 16868.23 16823.12 2737079 33825.92 33612.5 Total 2114366 6150.08 6113.25 405922 10807.62 10676.13 216791 16868.23 16823.12 2737079 33825.92 33612.5 2 Public Sector Commercial Banks 2.1 Allahabad Bank 22159 92.19 91.79 82219 1656.13 1645 16637 1226.27 1221.24 121015 2974.59 2958.03 2.2 Andhra Bank 88525 90.56 74.73 76940 1755.93 1558.19 14130 1161.12 1107.76 179595 3007.62 2740.67 2.3 Bank of Baroda 278269 769.4 761.95 129016 2784.03 2698.49 28666 2470.23 2428.78 435951 6023.66 5889.23 2.4 Bank of India 181610 585.25 557.96 149641 3157.44 2895.28 34021 2688.04 2439.19 365272 6430.74 5892.44 2.5 Bank of Maharashtra 9024 36.28 30.51 37086 967.66 856.37 13040 1126.29 1015.05 59150 2130.23 1901.93 2.6 Canara Bank 354483 729.3 723.9 183552 4438.86 4217.19 61160 5128.84 4828.06 599195 10297 9769.16 2.7 Central Bank of India 314064 193.05 112.67 56769 1306.91 1077.4 12814 1058.05 878.89 383647 2558.02 2068.96 2.8 Corporation Bank 34378 150.26 126.2 31651 675.45 653.29 13297 1032.2 1022.89 79326 1857.9 1802.38 2.9 Dena Bank 1094 3.54 3.35
    [Show full text]
  • Regional Rural Banks
    Regional Rural Banks Sl.No. Bank's Name Address City State 1 ANDHRA PRADESH GRAMEENA VIKAS BANK H. NO. 2/-5-8/1, HEAD OFFICE, WARANGAL Warangal Andhra Pradesh 2 SAPTAGIRI GRAMEENA BANK P. B. NO. 17 HEAD OFFICE, CHITTOOR Chittoor Andhra Pradesh 3 CHAITANYA GODAVARI GRAMEENA BANK HEAD OFFICE, GUNTUR Guntur Andhra Pradesh 4 ANDHRA PRAGATHI GRAMEENA BANK, KADAPA 20/384 - A,POST BOX NO 65 HEAD OFFICE, KADAPA Kadapa Andhra Pradesh 5 ARUNACHAL PRADESH RURAL BANK, E - SECTOR, HEAD OFFICE,NAHARLAGUN, SHIV MANDIR ROAD, PAPUMPARE Papumpare Arunachal Pradesh 6 ASSAM GRAMIN VIKAS BANK, GUWAHATI HEAD OFFICE, GUWAHATI Guwahati Assam Sri Vishnu Commercial Complex, 30 New Bypass Near BP Highway Services, Petrol Pump, 7 Dakshin Bihar Gramin Bank Patna Bihar Asochak, Patna 8 UTTAR BIHAR GRAMIN BANK HEAD OFFICE, KALAMBAGH CHOWK MUZAFFARPUR Muzaffarpur Bihar 9 CHHATTISGARH RAJYA GRAMIN BANK 15, H.O., RECREATION ROAD, RAIPUR Raipur Chhattisgarh 10 Baroda Gujarat Gramin Bank Vadodara 101/ A, B N Chambers, First Floor, Opp Welcome Hotel, R C Dutt Road, Alkapuri Vadodara Gujarat 11 SAURASHTRA GRAMIN BANK HEAD OFFICE, S. J. PALACE, GOPAL NAGAR. DHEBARBHAI ROAD, RAJKOT Rajkot Gujarat 12 SARVA HARYANA GRAMIN BANK H. O., FINANCE DIVISION, ROHTAK Rohtak Haryana 13 HIMACHAL PRADESH GRAMIN BANK HEAD OFFICE, MANDI Mandi Himachal Pradesh 14 ELLAQUAI DEHATI BANK, HEAD OFFICE, SRINAGAR Srinagar Jammu & Kashmir 15 J& K GRAMEEN BANK HEAD OFFICE, P.O.UNIVERSITY CAMPUS, NARWAL, JAMMU Jammu Jammu & Kashmir 16 JHARKHAND RAJYA GRAMIN BANK 3rd Floor, Market Complex, District Board
    [Show full text]
  • India Financial Checks
    INDIAN FINANCIAL CHECKLIST Student name Date of Birth Agent (Agency) Business Name You should provide evidence of funds as outlined below. This checklist will assist you to calculate required funds. For information on the financial capacity requirement see http://www.border.gov.au/Trav/Stud/More/Student-Visa-Living-Costs- and-Evidence-of-Funds. Instructions: Please complete this checklist and return it together with your financial documents requested to [email protected] All documents must be certified by the Financial Institution, Bank, a Notary Public or your Education Agent. If you are providing bank statements, they must be for the last 6 months ONLY and should be a summary. No more than 10 pages will be accepted. Expenses Required funds (AUD) Funds available (Please specify in AUD) Funds required for your 12 months’ tuition and living costs AUD $55,000 Add for accompanying dependants Spouse or partner Please add $7,362 Children Please add $3,152 per child TOTAL (AUD) Evidence of Financial Capacity – You must provide one of the following Sufficient funds to cover your travel costs and 12 months of living and tuition fees for you (as above AUD $55,000) plusplusplus accompanying and your family members and school costs for any school aged dependents . Source of funds Acceptable evidence includes: • Your bank statements or deposit certificates from a recognised financial institution • A signed undertaking from a private sponsor that includes an explanation of the relationship between the applicant and sponsor and evidence of financial capacity as above (maximum of 2 sponsors). Note: For married couples, if main applicant is male, funds must be from male side of the family.
    [Show full text]
  • A Study on Sustainable Finance by Tripura Gramin Bank for Sustainable Rural Development
    SSRG International Journal of Economics and Management Studies (SSRG-IJEMS) – Volume 7 Issue 3 – March 2020 A Study on Sustainable Finance by Tripura Gramin Bank for Sustainable Rural Development Puranjan Chakraborty1 Dr. Ram Chandra Das2 Research scholar, Asst Professor, Department of Commerce, Assam University, Silchar P.O Dorgakona, District Cachar, Assam, PIN-788011, India Abstract Tripura Gramin Bank (TGB) is the only Regional finance. Firstly such sustainable finance will ensure ural Bank in Tripura operating since 1976 with an the very survival of the business and it will not cease objective of amelioration of socioeconomic condition in the future course of time due to any sort of crisis. of rural population of Tripura. Tripura Gramin bank Secondly Such sustainable finance will ensure the was facing challenges from internal and external protection of the environmental by green investment. banking environment in terms of Technology, Thirdly such sustainable finance will ensure the rural structure of business, policy of Bank and competition economic development uninterrupted and exist for with other commercial banks in the area of the future period of time. Tripura is a small hilly operation. Tripura was an environment friendly state state in the North East region of India with three but in the course of time there is sustained sides are surrounded by the international border with environmental degradation in terms of deposition of Bangladesh and one side is connected with Assam carbon in the environment due to increased motor state of India. Tripura has areas mostly rural with a vehicles, industries, brickfields which is the outcome population of 37 lacks.
    [Show full text]
  • KCC DURING the YEAR 2019-20 AS on 31-03-20 (Amount in Lakh) Crop Sl
    BANK WISE POSITION IN IMPLEMENTATION OF ISSUANCE OF KCC DURING THE YEAR 2019-20 AS ON 31-03-20 (Amount in Lakh) Crop Sl. No. BANKS No Amt 1 Allahabad Bank 28 18.00 2 Andhra Bank 0 0.00 3 Bank of Baroda 36 52.14 4 Bank of India 189 206.26 5 Bank of Maharastra 0 0.00 6 Canara Bank 107 57.20 7 Central Bank of India 284 482.72 8 Corporation Bank 0 0.00 9 Indian Bank 0 0.00 10 Indian Overseas Bank 32 29.58 11 Oriental Bank of Commerce 4 2.00 12 Punjab & Sind Bank 10 8.92 13 Punjab National Bank 0 0.00 14 State Bank of India 4975 3368.00 15 Syndicate Bank 53 59.00 16 Union Bank of India 87 63.18 17 United Bank of India 8250 1909.84 18 UCO Bank 515 304.43 A Sub Total of Public Sec 14570 6561.27 19 Axis Bank 126 134.86 20 Bandhan Bank 0 0.00 21 Fedral Bank 0 0.00 22 HDFC 9505 4747.11 23 ICICI 9 29.00 24 IDBI Bank 61 102.06 25 IDFC First Bank 0 0.00 26 Indusind Bank 0 0.00 27 Kotak Mahindra Bank 0 0.00 28 South Indian 0 0.00 29 Yes 0 0.00 30 Ujjivan Bank 0 0.00 31 NESFB 773 249.67 B Sub Total of Pvt Sec 10474 5262.70 32 Tripura Gramin Bank 22163 8714.73 C Sub Total of RRB 22163 8714.73 33 ACUB 0 0.00 34 TCARDB 0 0.00 35 TSCB 8200 4320.05 D Sub Total of Coop Bank 8200 4320.05 Grand TOTAL 55407 24858.75 Bank wise KCC (Crop) achievement during the year 2018-19 (Amt in Lakh) SL Crop Loan Banks Branch Name NO No.
    [Show full text]
  • Agenda of 148Th SLBC Meeting
    BANKING AT A GLANCE IN ODISHA AS ON 30th JUNE 2017 Sl Particulars Amt in Crore 1 Total Deposit 255831.54 Total Advance utilized in the state 177707.45 2 Total Advance sanctioned and utilized in the state 131979.65 3 Total Business (Deposit + Advance) 433538.99 4 Credit Deposit (CD) Ratio (%) Benchmark- 60% 69.46 Credit Deposit Ratio excluding advance sanctioned in other 51.59 state and utilized in our state 5 CD Ratio of Rural Branches 65.83 CD Ratio of Semi Urban Branches 50.46 CD Ratio of Urban Branches 44.83 Total PS Advance 81021.98 6 % of PS Advance to ANBC Benchmark - 40% 61.39 Agriculture Advance 43173.40 7 % of Agriculture Advance to ANBC 32.71 Benchmark - 18% MSME Advance 23649.50 % of MSME Advance to ANBC 8 Out of which, Micro Enterprises (Benchmark– 7.5 % of 17.91 ANBC) Advance to Weaker Section 23468.26 9 % of Advance to weaker section to PS Adv. 28.97 Benchmark – 25% 10 Education Loan B/o 2145.07 11 Housing Loan B/o 11310.96 12 Export Credit B/o 416.77 13 Total DRI Advance 370.20 Total Advance to Minority community 2718.09 14 % of Advance to Minority community of Total Priority Sector 3.35 (Norm 15 % of Priority Sector) Advance to Women 18021.35 15 % of Advance to Women(Benchmark – 5% on NBC) 13.65 16 Credit Investment to Deposit Ratio % 71.21 NPA in % (Average in the state) 11.97 Public Sector Banks 15.03 17 Private Sector Banks 0.92 RRBs 26.99 1 Cooperative Banks 6.92 Total No.
    [Show full text]
  • List of Banks for the Purpose of Proof of Address and Photo Identity for Passport Application
    ANNEXURE List of Banks for the purpose of proof of Address and Photo identity for Passport Application A. PUBLIC SECTOR BANKS 1. AIlahabad Bank 31. Gramin Bank of Aryavart 2. Andhra Bank 32. Assam Gramin Vikash Bank 3. Bank of Baroda 33. Bangiya Gramin Vikash Bank 4. Bank of India 34. Baroda Gujarat Gramin Bank 5. Bank of Maharashtra 35. Baroda Rajasthan Kshetriya Gramin 6. Canara Bank Bank 7. Central Bank of India 36. Baroda. U P Gramin Bank 8. Corporation Bank 37. Bihar Gramin Bank 9. Dena Bank 38. Central Madhya Pradesh Gramin 10. Indian Bank Bank 11. Indian Overseas Bank 39. Chaitanya Godavari Grameena Bank 12. Oriental Bank of Commerce 40. Chhattisgarh Rajya Gramin Bank 13. Punjab National Bank 41. Deccan Grameena Bank 14. Punjab & Sind Bank 42. Dena Gujarat Gramin Bank 15. Syndicate Bank 43. Ellaquai Dehati Bank 16. Union Bank of India 44. Himachal Pradesh Gramin Bank 17. United Bank of India 45. Jharkhand Gramin Bank 18. UCO Bank 46. Jammu And Kashmir Gramin Bank 19. Vijaya Bank 47. Karnataka Vikas Grameena Bank 20. IDBI Bank Ltd 48. Kashi Gomti Samyut Gramin Bank 21. State Bank of India 49. Kaveri Grameena Bank 22. State Bank of Bikaner & Jaipur 50. Kerala Gramin Bank 23. State Bank of Patiala 51. Langpi Dehangi Rural Bank 24. State Bank of Hyderabad 52. Madhyanchal Gramin Bank 25. State Bank of Mysore 53. Maharashtra Gramin Bank 26. State Bank of Travancore 54. Malwa Gramin Bank 55. Manipur Rural Bank B. LIST OF REGIONAL RURAL BANKS 56. Marudhara Rajasthan Gramin Bank 57. Meghalaya Rural Bank 27.
    [Show full text]