POSB Biz Reg. No.: 52880148A Sep 2011 IMPORTANT: PLEASE READ BEFORE SIGNING BEFORE PLEASE READ IMPORTANT: Primary Account as per the Bank's record at your sole risk. Please at record as per the Bank's Primary Account mailing address. the Primary Account that you have updated ensure your account. availability of funds in subject to the daily, of funds in your account. subject to the availability limit is pre-set at S$5,000, subject to the availability of funds in at S$5,000, subject limit is pre-set your account. S$3,000 daily by visiting any it up to a maximum of to increase DBS/POSB Branch. Please note: Please 1. of the sent to the mailing address and its PIN will be The Card 2. at S$2,000 for NETS is pre-set PIN spending limit Point-of-Sale 3. at S$5,000 daily, spending limit is pre-set Point-of-Sale Signature 4. (online, mail or phone) Card-Not-Present Each transaction secured 5. can choose You at S$2,000 daily. withdrawal limit is pre-set ATM Declaration (ref V1.July 2011) V1.July (ref Declaration Card ("Card") applied for herein until I/You terminate the Card. terminate the I/You until for herein applied ("Card") Card stolen and I will not be liable for any transaction made after I report the loss. Agreement. have accepted the terms of the DBS Debit Card without reasonably) to be exercised (such discretion discretion any reason. providing authorised by me, hereby you by facsimile transmission, you are upon and act in accordance not obliged to accept, reply but are with the faxed copy of the application without waiting for the original application and without any liability to me. DBS Bank Ltd. willfully withheld any material fact. If any of the information given willfully withheld any material shall I way, any in inaccurate becomes of changes herein or any such change or inaccuracy. immediately notify you as recognized bureau with the credit but not limited to checks obtain and verify and/or authorities) and such by the regulatory any to me and/or any information relating to disclose or release you may as or source or to any other party of my account(s) from purpose for the time to time deem fit at your own discretion from any liability or notice to me. of this application without at my own mail to my/our billing address shall be sent to me by to take necessary it is my responsibility risk. I understand that and PIN. my Card to safeguard precautions Order) (Online, Mail or Telephone or Card-Not-Present Signature) of my Card transactions and I understand that the safe-keeping unauthorised transactions. is critical to prevent way of thumbprint and/or by signature, signing on this application, my Primary Account linked from I authorise you to debit directly Payment or withdrawal made via the Card. any to the Card time to time). I understand that a be amended by the Bank from (2) are (1) will be sent to me with the Card; copy of the Terms available any from DBS/POSB branch; (3) can be obtained by calling telephone number at 1800 111 1111. for all liabilities, which may be incurred and am responsible Card, Card. of the in respect undischarged bankrupt and no statutory demand has been served demand has been bankrupt and no statutory undischarged me. commenced against legal proceedings on me nor any application and all documents submitted to you complete, are true to you absolutely and that I have not and accurate and belong 5. that I a agree Personal Identification Number ("PIN") and the Card 1. Debit me with the to issue and continue you to issue I request a not am I application, this of 2. time the at that confirm I 11. I understand that if I retain or use the Card, I shall be deemed to or use the Card, I understand that if I retain 11. or decline this application at your that you may approve I agree 12. If this application is or is purported to be given or sent by me to 13. to "you", "DBS" or "DBS Bank" shall mean herein 14. Any reference 4. checks on me (including authorise you to conduct credit I hereby 6. may be used for Point-of-Sale (PIN or that my Card I am aware 7. my Primary Account may be operated by Notwithstanding that 8. (as may Agreement to be bound by the DBS Debit Card I agree 9. all transactions made with the for that I am responsible I agree or is lost I understand that it is my duty to notify you if my Card 10. 3. given in this that the information and warrant declare I hereby

DBS Bank Ltd DBS Card Services Orchard P.O. Box 360 Singapore 912312 POSB Multitute_Branch.ai 1 10/5/11 7:14 PM 7:14 10/5/11 1 Multitute_Branch.ai POSB Please complete and you may choose to mail OR fax this section back to us at 6878 9159.

APPLY FOR IT! Gender: Section C - DBS Internet Banking Application Male Female 1. If you are not an existing DBS Internet Banking customer, you request for DBS Nationality: iBanking and authorise us to send your Personal Internet Banking User ID, Annual fee: 1 year Singapore Citizen PIN and iB Secure Device (if applicable) to the address of your account linked annual fee Singapore PR (please specify Nationality) ______to your POSB Multi-tude Debit Card (i.e. the Account stipulated in Section C S$24 p.a waiver! above, the "Main Account"). Foreigner (please specify Nationality) ______2. You understand that this Main Account linked to your POSB Multi-tude Debit Contact Details: Card (the "Card") is the DBS iBanking Account, the address in record of the IMPORTANT: Email: Main Account will be used for DBS iBanking corresondences and from which 1. You must be at least 16 years old and have a DBS Savings Plus fee charges (where applicable) will be debited. Account, POSB Savings Account, DBS Current Account or DBS Autosave Home: 3. You request and authorise us to extend DBS iBanking access to you for all Account. Mobile: your DBS/POSB accounts* including joint accounts. 2. Your signature will be verified against any of your signature records with the Bank. Please ensure that the signature on the application Office: * The following accounts are not eligible for iBanking: POSBkids Account, form matches the Bank's record. joint-all Accounts, DBS Foreign Currency Accounts and Corporate Accounts. Language Choice for DBS/POSB ATM: 3. Please allow 7 working days for processing. Application not 4. You have read, understood and agreed to be bounded by DBS' prevailing accompanied with required documents or with incomplete information English Selection at ATM terms and conditions governing electronic services. (For a copy, kindly visit will cause a delay in processing. http://www.dbs.com/sg/personal/ibanking/additionalinfo/terms). Section B - Designation of My Primary Account for this Card I have read and understood the Declaration (ref V1.July 2011) set at the 5. Please tick below if you are an existing DBS Internet Banking customer, your back of this from and agree to bound by the matters stated therein. In consideration of DBS Bank agreeing to grant me a POSB Multi-tude POSB Multi-tude Debit Card Account will be automatically linked to your existing User ID. I confirm that I have applied for the product(s) as evidenced by my signature Debit Card at my request, I hereby authorise DBS Bank to link this POSB in the box below. Multi-tude Debit Card to the below personal/joint-alternate account (tick I already have iBanking access, which will be extended to this new account. one only). For Bank Use 010 DBS Saving Plus 020 DBS Current Thumbprint/Signature Witnessed/Verified By 011 POSB Passbook Savings 021 DBS Autosave

Primary Account Number: Name/Signature/Spec. No. Applicant’s Signature/Date Date: (Note: Signature will be verified against any of your signature records with the Bank). We will mail your POSB Multi-tude Card and PIN (if any) to your primary CDM No. 2 0 1 705/T350 account address as per the Bank’s record. Section A - My Personal Details MD534 00 • Code: 24-P9A0OB0001-______(Branch Code) Salutation: 1. If your address remains unchanged or was updated with the Bank, please indicate below the postal code of your address to be linked to Dr Mr Mrs Miss Mdm your POSB Multi-tude Debit Card. Name in NRIC/Passport (Please fill in Capital Letters): 2. If you have changed your address and have not updated the Bank, please proceed to any DBS/POSB branch to perform an address update Name to Appear on Card (Max 19 characters): before submitting this application form.

Postal Code NRIC/Passport Number (Max 12 Characters):

Date of Birth (dd/mm/yyyy): / /