Best ways to use your SFL® Member Benefits UDW Prepaid MasterCard®

Best ways to manage your account

Create your login online at www.udwprepaid.com to manage your finances any time day or night from your computer or smart phone. Set up text* messages to monitor your prepaid card activity and know your balance at all times. * Standard text message rates, fees and charges may apply Best way to pay

Use your UDW Prepaid MasterCard everywhere Debit MasterCard is accepted and choose the credit option to make payments in person, over the phone, or online. Best ways to get cash Stores Use your UDW Prepaid MasterCard with your PIN to get cash when making purchases at stores offering a cash back option. Banks Present your UDW Prepaid MasterCard to a teller at most major banks and request a cash withdrawal as a no cost way to access your available funds. Find a participating bank at www.mastercard.com/global/atmlocations. ATMs You receive two (2) no charge ATM withdrawals per month and can access your cash conveniently at any MasterCard, , Cirrus, NYCE or MoneyPass ATM location. To avoid ATM owner surcharges, be sure to use a MoneyPass ATM. Visit www.moneypass.com or use the MoneyPass app to find the location nearest you. Your UDW Prepaid MasterCard is personalized with your name and member ID

Learn more at www.udwprepaid.com UDW is proud to offer our members a payment solution with low or no fees for many common transactions. The fees you should understand before obtaining or using this card are listed below. You can go to www.udwprepaid.com for the © 2015 United Domestic Workers of America, cardholder agreement, frequently asked questions, and more information. AFSCME Local 3930. All rights reserved. SFL® is a registered NO FEES FEES4 trademark of Set For Life Financial, LLC. Enrollment $0 Additional Domestic ATM $1.95 This SFL® Member Monthly account maintenance $0 Balance inquiry at Domestic ATM $0.45 Benefits UDW Prepaid 1 MasterCard® is issued First two (2) ATM withdrawals per month $0 Domestic ATM decline $0.99 by Sunrise Bank Direct deposit from employer $0 pursuant to license by Transfer money to $0.50 MasterCard International Cash from bank teller $0 another cardholder Incorporated. 2 MasterCard is a Cash back with purchase with PIN $0 Card to bank transfer $1.50 registered trademark of Purchase with PIN2 or signature $0 MasterCard International Secondary card (one-time cost) $4.95 Incorporated. Sunrise Deposit money from checking $0 Bank N.A.; Member Card replacement $7.95 FDIC. Card may be account, savings account, debit used everywhere Debit card or credit card Express delivery fee $35.00 MasterCard is accepted. Use of card constitutes Add cash at store2 $0 Inactivity fee – monthly5 $1.99 acceptance of the terms and conditions Balance inquiry online or over $0 Refund request fee $15.00 stated in the Cardholder the phone Agreement. Set for Statement by mail $0.99 3 Life Financial (SFL®) Text message or email alerts $0 Foreign currency exchange $0.99 + 1% is an Independent Live customer service $0 Sales Organization (“ISO”) pursuant to an Online statement $0 International ATM withdrawal $2.95 agreement with Sunrise Banks. Receive money from $0 International ATM decline fee $1.99

another cardholder 1 No fee withdrawals at domestic ATMs only The features listed above are provided at no charge when you use your 2 Third-party fees may apply SFL® Member Benefits UDW Prepaid MasterCard® 3 Standard text message rates, fees and charges may apply 4 Other fees may apply. See Schedule of Fees for more information 5 After 4 months of no activity. Fees do not qualify as activity