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SPEAKER BIOS | in SPEAKING ORDER Greg Fairlie Broadcaster Dubai One Presenter, Broadcaster, Multi Tasked Video Journalist &
SPEAKER BIOS | IN SPEAKING ORDER Greg Fairlie Broadcaster Dubai One Presenter, Broadcaster, Multi tasked Video Journalist & Business Communications Expert with a wealth of experience in the UK, Australia, Europe & MENA region. Bringing a warm, personable, informative and friendly approach to presenting, interviewing and drawing out the best of people in many diverse fields. Fully experienced in a live studio environment and on location. Specialties: Facilitating business programming for both TV and Radio stations. Managing teams within a broadcast unit. Presenting, producing, directing, filming and editing live and recorded TV & Radio content. Experience of anchoring in a live environment. Specialist in media training and presentation on-air delivery. Moderator at events. Magazine and newspaper features writer. Voice Over artist and Voice imaging. Experienced in using AVID inews, Final Cut Pro X, Adobe Premiere, audio editing software including soundtrack pro and Twisted Wave. His Excellency Hani Al Hamli Secretary General Dubai Economic Council (DEC) H.E. Hani Rashid Al Hamli is the Secretary General of the Dubai Economic Council (DEC) since 2006. The Council envisioned acting as the strategic partner for the Government of Dubai in economic-decision making. It provides policy recommendations and initiatives that enhance the sustainable economic development in the Emirate of Dubai. Prior to his service at DEC, Mr. Al Hamli held a number of senior positions in various government and private entities in Dubai such as the Executive Council-Government of Dubai, Dubai Chamber of Commerce and Industry, Investment & Development Authority, and Emirates Bank Group. Under his management of the DEC Secretariat, Mr. Al Hamli has realized many achievements for the DEC, notably the establishment of Dubai Competitiveness Center (DCC) in 2008, and the DEC has embraced the stated center from 2008-2013. -
Bank-IRC-Activity.Pdf
DOMESTIC MARKETS MONETARY MANAGEMENT DEPARTMENT STATE BANK OF PAKISTAN Quarterly Bank-wise Access to SBP IRC Facilities FY 2015-16 Q1-FY16 Q2-FY16 Q3-FY16 Q4-FY16 No. Name of Institutions Visits to SBP IRC Facilities Visits to SBP IRC Facilities Visits to SBP IRC Facilities Visits to SBP IRC Facilities 1 National Bank of Pakistan 7 6 - - 2 MCB Bank 6 3 - - 3 Bank of Punjab 7 1 - - 4 Faysal Bank 3 5 - - 5 United Bank Limited 3 4 - - 6 Askari Commercial Bank 4 2 - - 7 Pak China Investment 4 2 - - 8 Bank Al-Falah 3 2 - - 9 Summit Bank 3 2 - - 10 Pak Libya Holding Co 3 2 - - 11 Pak Brunei Investment 3 2 - - 12 Allied Bank Limited 2 3 - - 13 Bank of Khyber 3 1 - - 14 Silk Bank 3 1 - - 15 JS BANK 1 3 - - 16 Sindh Bank 3 0 - - 17 Citibank 2 1 - - 18 Soneri Bank 2 1 - - 19 Standard Chartered 1 2 - - 20 Bank Al-Habib 2 0 - - 21 Habib Metropolitan Bank 2 0 - - 22 Bank of Tokyo 1 0 - - 23 ICBC 1 0 - - 24 NIB Bank 1 0 - - 25 Pak Oman Investment Co 1 0 - - 26 Saudi Pak Investment 1 0 - - 27 First Women Bank 0 1 28 Habib Bank Limited 0 1 29 Samba Bank 0 1 Cumulative Visits to SBP IRC Facilities 72 46 - - Page 1 of 3 DOMESTIC MARKETS MONETARY MANAGEMENT DEPARTMENT STATE BANK OF PAKISTAN Bank-wise Access to Overnight Repo/Reverse Repo Facilities During Q2- FY 2015-16 Reverse Repo Facility Repo Facility Totat Number of Visits No. -
FSR-2019-Complete.Pdf
Table of Contents Governor’s Message .................................................................................................................................................. i Acknowledgements .................................................................................................................................................. ii FSR Team ................................................................................................................................................................. iii Data Convention and Coverage ............................................................................................................................ iv The Overview ............................................................................................................................................................ 1 Box 1: COVID-19 Pandemic and the Policy Response ........................................................................ 7 Box 2: SBP’s Systemic Risk Survey-5th Wave (January 2020) ........................................................... 16 Box 3: SBP’s Initiatives to Strengthen Stability of the Financial Sector ........................................... 18 Chapter 1: Global and Domestic Macrofinancial Environment ..................................................................... 25 Chapter 2: Financial Markets’ Behavior .............................................................................................................. 34 Section A: Performance and Risk Analysis of Banking Sector -
Pbfixedincomedailyjan1716.Pdf
mashreq Fixed Income Trading Daily Market Update Sunday, January 17, 2015 Quote of the Day "Wealth consists not in having great possessions, but in having few wants." (Epictetus) Market Update Iran sanctions lifted after IAEA confirms compliance with the nuclear deal, US firms set to miss out as US sanctions remain International sanctions on Iran have been lifted after IAEA, the UN nuclear watchdog confirmed the country had complied with a deal designed to prevent it developing nuclear weapons. The International Atomic Energy Agency concluded that the Islamic Republic had curbed its ability to develop an atomic weapon as required under an accord with world powers. The US and five other nations agreed in July’s accord to lift sanctions on Iran “simultaneously with the IAEA-verified implementation” of the deal. “Iran has undertaken significant steps that many people doubted would ever come to pass,” clearing the way for sanctions to end, US Secretary of State John Kerry said in Vienna late on Saturday after Iran’s compliance with the agreement was certified. Still, he said the accord “doesn’t wipe away all of the concerns” of the international community, and “verification remains, as it always has been, the backbone of this agreement." The EU foreign policy chief, Federica Mogherini, said the deal would contribute to improved regional and international peace and security. “Relations between Iran and the IAEA now enter a new phase. It is an important day for the international community,” Yukiya Amano, director general of the agency, said in a statement. “This paves the way for the IAEA to begin verifying and monitoring Iran’s nuclear-related commitments.” Ahead of the announcement Iran freed four Iranian-Americans as part of a prisoner exchange with the US that had been negotiated in secret for more than a year. -
Annual Report 2019 JS Bank Is One of the Fastest Growing Banks in Pakistan, with 360 Branches in 180 Cities Including One International Branch
Annual Report 360 Branches in 180 Cities Annual Report 2019 JS Bank is one of the fastest growing banks in Pakistan, with 360 branches in 180 cities including one international branch. The Bank is a leader in the digital banking space and in distribution of insurance solutions. JS Bank has been recognized on multiple international and national forums including the prestigious AsiaMoney, Asian Banking and Finance, DIGI and Pakistan Banking Awards. The Bank is part of JS Group, one of Pakistan’s most diversified and progressive financial services groups. 03 Vision CONTENT 03 Mission 04 Corporate Values Organizational Overview 06 Products and Services 09 Company Information 10 Profile of the Board of Directors 13 Organizational Structure 14 Entity Credit Rating 15 Corporate Profile of the Bank 16 Chairman’s Review Performance & Position 18 Financial Performance 2014 - 2019 19 Graphical Presentation of Financial Statements 20 Advances by Segment 21 Funding Mix 22 Non-Performing Loans 23 Investments 24 Quarterly Performance - 2018 & 2019 25 Analysis of Capital Adequecy Ratio 26 Six Years’ Financial Performance / Financial Ratios 27 DuPont Analysis 28 Summary of Cash Flows 28 Free Cash Flows 29 Markup & Non Markup Income 30 Economic Value Added Statement 31 Six Years’ Vertical Analysis 32 Six Years’ Horizontal Analysis 33 Segment Analysis 34 JS Bank Calendar of Major Events during 2019 Strategy & Resource Allocation Unconsolidated Financial Statements 35 Rationale towards Strategic Objectives 94 Auditors’ Report to the Members 35 Strategy and -
Fixed Income Trading May 10, 2016 USD INVESTMENT GRADE ISSUES (LONG TERM)
Fixed Income Trading May 10, 2016 USD INVESTMENT GRADE ISSUES (LONG TERM) Outstanding Coupon Indic. Offer Credit Rating Risk Security Name ISIN Code Maturity Coupon % Indic. Bid Country Payment Rank Min. Size Amount (Mio) Type Offer Yield % S&P/Moody/Fitch Rating AGRIUM INC US008916AP31 15-Mar-2025 550 FIXED 3.38 99.08 99.08 3.50 BBB/Baa2/- CANADA Sr Unsecured 2,000 P3 AMERICAN INTL GROUP US026874DD67 10-Jul-2025 1250 FIXED 3.75 101.42 101.42 3.56 A-/Baa1/BBB+ UNITED STATES Sr Unsecured 2,000 P3 AON PLC US00185AAF12 14-Jun-2024 600 FIXED 3.50 101.66 101.66 3.26 A-/Baa2/BBB+ UNITED STATES Sr Unsecured 2,000 P3 AT&T INC US00206RBN17 1-Dec-2022 1500 FIXED 2.63 99.33 99.33 2.74 BBB+/Baa1/A- UNITED STATES Sr Unsecured 2,000 P3 AT&T INC US00206RCN08 15-May-2025 5000 FIXED 3.40 101.43 101.43 3.21 BBB+/Baa1/A- UNITED STATES Sr Unsecured 2,000 P3 BANK OF AMERICA CORP US06051GEU94 11-Jan-2023 4250 FIXED 3.30 102.16 102.16 2.94 BBB+/Baa1/A UNITED STATES Sr Unsecured 2,000 P3 BARCLAYS PLC US06738EAE59 16-Mar-2025 2000 FIXED 3.65 97.62 97.62 3.97 BBB/Baa3/A UNITED KINGDOM Sr Unsecured 200,000 P3 BARCLAYS PLC US06738EAN58 12-Jan-2026 2500 FIXED 4.38 100.83 100.83 4.27 BBB/Baa3/A UNITED KINGDOM Sr Unsecured 200,000 P3 BARRICK GOLD CORP US067901AQ17 1-May-2023 730 FIXED 4.10 103.55 103.55 3.52 BBB-/Baa3/- CANADA Sr Unsecured 2,000 P3 BHP BILLITON FIN USA LTD US055451AQ16 24-Feb-2022 1000 FIXED 2.88 100.95 101.92 2.52 A/A3/A+ AUSTRALIA Sr Unsecured 2,000 P3 BP CAPITAL MARKETS PLC US05565QCB23 6-Nov-2022 1000 FIXED 2.50 98.26 98.26 2.80 A-/A2/A UNITED KINGDOM -
SWIFT Gpi Delivering the Future of Cross-Border Payments, Today SWIFT Gpi SWIFT Gpi
SWIFT gpi Delivering the future of cross-border payments, today SWIFT gpi SWIFT gpi SWIFT gpi 4 SWIFT is an innovative The Concept 8 technology company. As an industry cooperative, we listen The Tracker 10 Delivering and respond to the evolving The Observer 12 needs of our Community. The Directory 14 Part of our core mission is to Market infrastructures 16 the future of bring the financial community The Roadmap 18 together to work collaboratively to shape market practice, Enable digital transformation 22 define standards and debate Explore new technology 24 cross-border issues of mutual interest. payments, Innovation is an ongoing process, and through our R&D programmes and initiatives such as SWIFTLab, Innotribe, today and the SWIFT Institute, SWIFT is ideally placed to offer insights into the future of global financial technology and work with our Community to make real world change really happen. 2 3 SWIFT gpi SWIFT gpi SWIFT gpi SWIFT global payments innovation (gpi) In its first phase, SWIFT gpi focuses on business-to-business At Citi, we welcome the launch of As an early member of SWIFT dramatically improves the customer payments. It is designed to help corporates grow their international SWIFT gpi – we see this as a key gpi, Bank of China successfully experience in cross-border payments business, improve supplier initiative in evolving how cross- completed the gpi pilot and by increasing the speed, transparency relationships, and achieve greater border payments are transacted. was one of the first banks to treasury efficiencies. Thanks to SWIFT The time is right for the industry to go live. -
Prospectus, Especially the Risk Factors Given at Para 4.11 of This Prospectus Before Making Any Investment Decision
ADVICE FOR INVESTORS INVESTORS ARE STRONGLY ADVISED IN THEIR OWN INTEREST TO CAREFULLY READ THE CONTENTS OF THIS PROSPECTUS, ESPECIALLY THE RISK FACTORS GIVEN AT PARA 4.11 OF THIS PROSPECTUS BEFORE MAKING ANY INVESTMENT DECISION. SUBMISSION OF FALSE AND FICTITIOUS APPLICATIONS ARE PROHIBITED AND SUCH APPLICATIONS’ MONEY MAY BE FORFEITED UNDER SECTION 87(8) OF THE SECURITIES ACT, 2015. SONERI BANK LIMITED PROSPECTUS THE ISSUE SIZE OF FULLY PAID UP, RATED, LISTED, PERPETUAL, UNSECURED, SUBORDINATED, NON-CUMULATIVE AND CONTINGENT CONVERTIBLE DEBT INSTRUMENTS IN THE NATURE OF TERM FINANCE CERTIFICATES (“TFCS”) IS PKR 4,000 MILLION, OUT OF WHICH TFCS OF PKR 3,600 MILLION (90% OF ISSUE SIZE) ARE ISSUED TO THE PRE-IPO INVESTORS AND PKR 400 MILLION (10% OF ISSUE SIZE) ARE BEING OFFERED TO THE GENERAL PUBLIC BY WAY OF INITIAL PUBLIC OFFER THROUGH THIS PROSPECTUS RATE OF RETURN: PERPETUAL INSTRUMENT @ 6 MONTH KIBOR* (ASK SIDE) PLUS 2.00% P.A INSTRUMENT RATING: A (SINGLE A) BY THE PAKISTAN CREDIT RATING COMPANY LIMITED LONG TERM ENTITY RATING: “AA-” (DOUBLE A MINUS) SHORT TERM ENTITY RATING: “A1+” (A ONE PLUS) BY THE PAKISTAN CREDIT RATING AGENCY LIMITED AS PER PSX’S LISTING OF COMPANIES AND SECURITIES REGULATIONS, THE DRAFT PROSPECTUS WAS PLACED ON PSX’S WEBSITE, FOR SEEKING PUBLIC COMMENTS, FOR SEVEN (7) WORKING DAYS STARTING FROM OCTOBER 18, 2018 TO OCTOBER 26, 2018. NO COMMENTS HAVE BEEN RECEIVED ON THE DRAFT PROSPECTUS. DATE OF PUBLIC SUBSCRIPTION: FROM DECEMBER 5, 2018 TO DECEMBER 6, 2018 (FROM: 9:00 AM TO 5:00 PM) (BOTH DAYS INCLUSIVE) CONSULTANT TO THE ISSUE BANKERS TO THE ISSUE (RETAIL PORTION) Allied Bank Limited Askari Bank Limited Bank Alfalah Limited** Bank Al Habib Limited Faysal Bank Limited Habib Metropolitan Bank Limited JS Bank Limited MCB Bank Limited Silk Bank Limited Soneri Bank Limited United Bank Limited** **In order to facilitate investors, United Bank Limited (“UBL”) and Bank Alfalah Limited (“BAFL”) are providing the facility of electronic submission of application (e‐IPO) to their account holders. -
Bahria Town Online Statement
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IBFT- Account Number Formats
IBFT- Account Number Formats Allied Bank Please enter Allied Bank Account Number by following the layout below: Total Digits of Account Number: 13 or 20 Digits Format Example: BBBBAAAAAAAAA or BBBBAAAAAAAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAA = 9 Digit Account Number, AAAAAAAAAAAAAAAA = 16 Digit Account Number Apna Microfinance Bank Please enter Apna Microfinance Bank Account Number by following the layout below: Total Digits of Account Number: 16 Digits Format Example: BBBBAAAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAA = 12 Digits Askari Bank Please enter Askari Bank Account Number by following the layout below: Total Digits of Bank Account Number: 14 Digits Format Example: BBBB = 4 Digit Branch Code, AAAAAAAAAA = 10 Digit Account Number Branchless Banking Account # Always consist of 11 digits Mobile Number. Al-Baraka Please enter Bank Al-Baraka total digits of account Number: Total Digits of Account Number: 13 Digits Bank Alfalah Please enter Bank Alfalah Account Number by following the layout below: Conventional A/C#: Total Digits of Account Number: 14 Format Example: BBBBAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAAA = 10 Digit Account Number Islamic A/C#: Total Digits of Account Number: 18 Digit Format Example: BBBBAAAAAAAAAAAAAA BBBB = 4 Digit Branch Code, AAAAAAAAAAAAAA = 14 Digit Account Number Branchless Banking Account # : Always consist of 11 digits Mobile Number. Bank Al-Habib Please enter Bank Al-Habib Account Number by following the layout below: Total Digits of Account Number: 17 Digit Format -
Sindh Bank.Pdf
Name of Committe Number of meetings • Risk Management Committee 3 • Human Resource Committee 2 • Information Technology Committee - • Audit Committee 4 35 36 Sindh Bank Limited Sindh Bank Limited Statement of Financial Position Profit and Loss Account As at December 31, 2013 For the year ended December 31, 2013 2013 2012 2013 2012 Note (Rupees in '000) Restated Note (Rupees in '000) ASSETS 2013 2012 Mark-up / Return / Profit / Interest earned 21 6,329,381 6,141,198 Note (Rupees in '000) Mark-up / Return / Profit / Interest expensed 22 4,071,643 4,102,783 Cash and balances with treasury banks 6 3,518,863 2,430,525 Net mark-up / profit / interest income 2,257,738 2,038,415 Balances with other banks 7 190,823 424,573 Lendings to financial institutions 8 4,036,358 4,619,591 Provision against non-performing loans and advances 10.3 - - Investments - net 9 36,785,844 62,631,024 Provision for diminution in the value of investments 9.3 17,292 1,069 Advances 10 26,564,842 19,281,888 Bad debts written off directly - - Operating fixed assets 11 1,766,303 1,556,804 17,292 1,069 Deferred tax assets - - Net mark-up / profit / interest income after provisions 2,240,446 2,037,346 Other assets 12 2,169,421 1,346,693 75,032,454 92,291,098 Non mark-up / interest income LIABILITIES Fee, commission and brokerage income 162,594 98,820 Dividend income 179,639 124,667 Bills payable 13 362,522 176,125 Income from dealing in foreign currencies 43,761 44,353 Borrowings 14 16,758,368 48,602,402 Gain on sale of securities - net 23 470,873 257,500 Deposits and other -
The Hub Power Company Limited
growth through energy THE HUB POWER COMPANY LIMITED UNAUDITED QUARTERLY FINANCIAL STATEMENTS FOR THE THIRD QUARTER ENDED MARCH 31, 2013 C O N T E N T S THE HUB POWER COMPANY LIMITED PAGE Company Information 1 Report of the Directors 3 Condensed Interim Unconsolidated Profit & Loss Account 5 Condensed Interim Unconsolidated Statement of 6 Comprehensive Income Condensed Interim Unconsolidated Balance Sheet 7 Condensed Interim Unconsolidated Cash Flow Statement 8 Condensed Interim Unconsolidated Statement of Changes in Equity 9 Notes to the Condensed Interim Unconsolidated Financial Statements 10 THE HUB POWER COMPANY LIMITED and its Subsidiary Company Report of the Directors on the Consolidated Financial Statements 14 Condensed Interim Consolidated Profit & Loss Account 15 Condensed Interim Consolidated Statement of Comprehensive Income 16 Condensed Interim Consolidated Balance Sheet 17 Condensed Interim Consolidated Cash Flow Statement 18 Condensed Interim Consolidated Statement of Changes in Equity 19 Notes to the Condensed Interim Consolidated Financial Statements 20 COMPANY INFORMATION BOARD OF DIRECTORS Hussain Dawood (Chairman) Zafar Iqbal Sobani (Chief Executive) Syed Muhammad Ali Iqbal Alimohamed Muhammad Aliuddin Ansari Dr. Asif A. Brohi NBP Nominee Abdul Samad Dawood Qaiser Javed Khaleeq Nazar Kiani GOB Nominee Ruhail Muhammed Ali Munir Shahid Hamid Pracha Inam ur Rehman Shahid Aziz Siddiqi Syed Khalid Siraj Subhani Audit Committee Iqbal Alimohamed Chairman Qaiser Javed Ruhail Mohammad Ali Munir Shahid Aziz Siddiqi COMPANY SECRETARY Shamsul Islam MANAGEMENT Zafar Iqbal Sobani Chief Executive Officer Abdul Nasir Chief Financial Officer Abdul Vakil Chief Technical Officer Shamsul Islam Company Secretary Mustafa Giani Sr. Manager Commercial & Contracts REGISTERED & 3rd Floor, Islamic Chamber of Commerce Bldg; HEAD OFFICE ST-2/A, Block 9, Clifton, P.