MONTHLY ISSUE - FEBRUARY - 2016 CurrVanik’s ent Affairs

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

During the 10th ministerial conference in the Nairobi, two new members were added viz. Liberia (163rd) and Afghanistan (164th). O AA et for IBPS-PO(Main) Admissions Practice S Open 700 Vacancies AAO actice Set for LIC- OM ONLINE TEST & DISCUSSION Pr ARTS FR uary 2016 GL-2016 CRASS COURSE ST 11th Jan tice Set for C y 2016 y 3 Test & 3 Discussion Prac uar Weekl 800/- 7th Jan Monthly Rs. Time : 7.30-10am 2 months | . Module Duration : ys | 150hr Weekly 6 da Vanik’s Page h) (Non-Tec 300+ Updated MCQs Group-C 200+ One Liners Admissions RRB Open 18252 Vacancies 40 MCQs on Computers ONLINE TEST & DISCUSSION ARTS FROM uary 2016 100 GK for SSC & Railway CRASS COURSE ST 11th Jan y 2016 AY) Vanik’s Knowledge Garden 7th Januar Test (10am-12pm) &Y SUND Time : 7.30-10am Discussion (1pm-6pm) (EVER 2 months | . Module Duration : ys | 150hr Weekly 6 da

Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s VANIK'S PAGE RRB RECRUITMENT 2016 LIC-AAO RECRUITMENT 2016 RRB Recruitment 2016 – Apply Online for 18252 Goods Guard, LIC AAO Online Application – 700 Vacancies ASM, CA, TA & Other Posts: Government of , Ministry of Railways, Railway Recruitment Board (RRB) has released notification for the 2016: Life Insurance Corporation of India (LIC) has recruitment of 18252 Commercial Apprentice, Traffic Apprentice, Enquiry cum Reservation Clerk, Goods Guard, Junior Accounts Assistant cum Typist, released notification for the recruitment of Assistant Senior Clerk cum Typist, Assistant Station Master, Traffic Assistant, Senior Time Keeper vacancies in Non Technical Popular Categories (Graduate) of Administrative Officer [AAO] (Generalist) vacancies. various Zonal Railways/ Production Units on . Eligible candidates may apply online on or before 25-01-2016 by 23:59 P.M. Other Eligible candidates may apply online from 15-12- details like age limit, educational qualification, selection process, how to apply are given below… 2015 to 05-01-2016. Other details like age limit, educational qualification, selection process, how to RRB Vacancy Details: Total No.of Posts: 18252 apply are given below… Name of the Posts: 1. Commercial Apprentice: 703 Posts 2. Traffic Apprentice: 1645 Posts 3. Enquiry cum Reservation Clerk: 127 Posts LIC Vacancy Details: 4. Goods Guard: 7591 Posts 5. Junior Accounts Assistant cum Typist: 1205 Posts Total No. of Posts: 700 6. Senior Clerk cum Typist: 869 Posts 7. Assistant Station Master: 5942 Posts Name of the Posts: Assistant Administrative 8. Traffic Assistant: 166 Posts 9. Senior Time Keeper: 04 Posts Officer (Generalist) Name of the Participating Railway Recruitment 1. SC: 106 Posts Boards: 2. ST: 53 Posts 1. Ahmedabad: 1183 Posts 700 2. Ajmer: 1088 Posts 3. OBC: 192 Posts 3. Allahabad: 2864 Posts Vacancies 4. : 610 Posts 4. UR: 349 Posts 5. Bhopal: 1151 Posts 6. Bhubaneswar: 770 Posts 7. Bilaspur: 302 Posts 18252 8. Chandigarh: 304 Posts Age Limit: Candidates age should be minimum 21 9. Chennai: 976 Posts Vacancies 10. Gorakhpur: 317 Posts years and maximum age shall not be more than 30 11. Guwahati: 409 Posts 12. Jammu-Srinagar: 171 Posts years as on 01-12-2015. Age Relaxation is 13. Kolkata: 1408 14. Malda: 278 Posts applicable 5 years for SC/ St, 3 years for OBC, 10 15. Mumbai: 2296 Posts years for PwD (Gen), 15 years for PwD (SC/ ST), 13 16. Muzaffarpur: 464 Posts 17. Patna: 714 Posts years for PwD (OBC) & for others as per rules. 18. Ranchi: 562 Posts 19. Secunderabad: 1618 Posts Educational Qualification: Candidates should 20. Siliguri: 279 Posts 21. Thiruvananthapuram: 488 Posts possess Bachelor/ Master's Degree from a Age Limit: Candidates age should be between 18-32 years as on 01- 01-2016. Age relaxation is applicable 5 years for SC/ ST, 3 years for OBC, recognized Indian University/ Institution. 10 years for Pwd (UR), 13 years for PwD (OBC), 15, years for PwD (SC/ ST) candidates & for others as per rules. Selection Process: Candidates will be selected Educational Qualification: Candidates should possess Degree based on on-line examination, interview from recognized University or its equivalent for post 1 to 4, 7, 8, Degree from recognized University or its equivalent with Typing proficiency in English/ Hindi on Computer for post 5, 6, 9. Application Fee: Candidates have to pay Rs. Selection Process: Candidates will be selected based on Common 600/- plus Transaction Charges (Rs. 100/- plus Computer Based Test (CBT), Typing Skill Test, Aptitude Test. Examination Fee: Candidates have to pay Rs. 100/- through Online Transaction Charges for SC/ ST/ PWD Candidates) using internet banking or Debit Cards or through Challan in any branch of SBI/ Computerized Post Office Pay-In-Slip. No fee for SC/ ST/ Ex- through online by using Debit Cards (RuPay/ Visa/ servicemen/ Persons with Disability/ Women/ Minorities/ Transgender and Master Card/ Maestro), Credit Cards, Internet Economically Backward Classes with annual income less than Rs. 50000/-. How to Apply: Eligible candidates may apply online through the Banking, IMPS, Cash Cards/ Mobile Wallets. concerned RRB website on or before 25-01-2016 by 23:59 P.M

Important Dates: Important Dates:

Date of Publication & Starting Date for Online Payment of Fee 26-12-2015 Starting Date to Apply Online & for Payment of Fee 15-12-2015 25-01-2016 by 23:59 Last Date to Apply Online & for Online Payment of Fee Last Date to Apply Online & for Payment of Fee 05-01-2016 P.M Staring Date for Offline Payment of Fee 28-12-2015 Last Date for Editing Application Details 05-01-2016 25-01-2016 by 23:59 Last Date for Printing your Application 20-01-2016 Last Date for Reprint of Application P.M Date of Download of Call Letter for Examination Last week of February, 2016 Last Date for Offline Payment of Fee 22-01-2016 Tentative Date/ Slot of Common Computer Based Test/ Tentative Date of Online Examination 05, 06 & 13-03-2016 Examination March-May, 2016 MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

VANIK’S MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 1 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] Message from Director

Vanik Publications

EDITOR Dear Students, Mr. Pramod Padhi New year is a moment to start new initiative with new vigour. As the ASSOCIATE EDITORS Satabdi Sagar Mohanty year 2016 approaches we all should try to make our effort more oriented towards Samarendra Narayan Sahoo achieving our target. ADVISORS G. Khatua With a number of exam in the days to come, let start our mission to make B. R. Das PUBLISHING MANAGER the year a “Year of Success and Achievement” while trying to make this world a Smrutiranjan Chhatoi better place. DESIGNING & LAYOUT Vijaya Moharana

Publisher : Subrat Kumar Chhatoi Printed and Published by : Vanik Publication Printed at : Bhagabati Press

Best of Luck Subrat Kumar Chhatoi Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 ______© Copyright Reserved  No part of this magazine can be printed in whole or part without the written permission of the publisher.  The editor and publisher have tried their best  to verify the factual accuracy of the informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine. All disputes subject to Bhubaneswar (Odisha) Jurisdiction. CONTENTS

Topics Page No Events of the Month 4  International news 11  National news 12  Bilateral 15  Economy and Banking 17  Award and Honour 20  Book and Author 21  Person in news 22  Places in news 23  Sports 24  Science and Technology 25  Environment and Ecology 26  Defence 27  Recent Summit in News 28  Committee and its Function 29  International and National institution 30  Date and Observation 31  State news 32  Recent government devlopement and scheme 34

 200 MCQ current affairs 36  40 MCQ of Computer 50

 Abbreviation 52  Descriptive English 53  Word of the Month 54  Banking Terminology 54

 Miscellaneous G.K. for SSC and Railway 55  Practice Set : IBPS-PO (Main) 59 LIC-AAO 76  Previous year question for CGL 90

 Who’s Who? 103  One Liner 105 MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 EVENTS OF THE MONTH

The domestic support part of the cotton decision 10 TH WTO MINISTERIAL acknowledges members’ reforms in their domestic cotton policies and stresses that more efforts remain to be made. CONFERENCE ADOPTED NAIROBI On export competition for cotton, the decision mandates that PACKAGE developed countries prohibit cotton export subsidies immediately and developing countries do so at a later date. The five-day long 10th World Trade Organisation (WTO) LDC Issues Ministerial Conference concluded on 19 December 2015 in The Ministerial Conference adopted a decision that will Nairobi, Kenya. The conference concluded with the adoption facilitate opportunities for least-developed countries’ export of the Nairobi Package that is aimed at benefitting of goods to both developed and developing countries under organization’s poorest members. unilateral preferential trade arrangements in favour of LDCs. The conference was attended by trade ministers of 162 On the services front, the conference decided on member countries of the WTO. The Conference was chaired implementation of preferential treatment in favour of services by Kenya’s Cabinet Secretary for Foreign Affairs and and service suppliers of Least Developed Countries and International Trade, Amina Mohamed.India was represented increasing LDC Participation in services trade. by Minister of State (Independent Charge) for Commerce & Industry Nirmala Sitharaman. It is for the first such meeting Expanded Information Technology Agreement (ITA) hosted by an African nation. Along with the above decisions, the conference agreed on The Nairobi Package contains a series of six Ministerial the timetable for implementing a landmark deal to eliminate Decisions on agriculture, cotton and issues related to least- tariffs on 201 information technology products valued at over developed countries.These include 1.3 trillion US dollars per year. Negotiations on the expanded ITA were conducted by 53 Agriculture WTO members, including both developed and developing Developing country members will have the right to have countries, which account for approximately 90 per cent of recourse to a special safeguard mechanism (SSM) for world trade in these products. agricultural products. Members shall engage constructively to negotiate and make Apart from this: all concerted efforts to agree and adopt a permanent solution Trade ministers welcomed the conclusion of negotiations on the issue of public stockholding for food on the accessions of Liberia as 163rd members at the 10th security purposes. Ministerial Conference. Liberia’s President, Ellen Johnson In relation to agricultural products, developed members shall Sirleaf, was present at the ceremony marking the formal immediately eliminate their remaining scheduled export conclusion of the negotiations, eight years after it applied subsidy entitlements, while developing country members for WTO membership. President Sirleaf said the country’s shall eliminate their export subsidy entitlements by the end “accession to the WTO marks another turning point in our of 2018. history” and an important step towards meeting Liberia’s “aspirations for the growth and development of our people.” Cotton Trade ministers also welcomed the conclusion of The decision related to cotton includes three agriculture Afghanistan’s WTO accession as 164th members. elementsviz., market access, domestic support and export Afghanistan’s First Deputy Chief Executive Mohammad competition. Khan Rahmani said Afghanistan’s WTO accession “is a clear On market access, the decision calls for cotton from LDCs to sign for all the world to see that the country is building a be given duty-free and quota-free access to the markets of business-friendly environment.” Afghanistan applied for developed countries — and to those of developing countries WTO membership in 2004 and will formally take its seat at declaring that they are able to do so — from 1 January 2016. the WTO 30 days after its ratification instrument is received.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 4 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

 MoU for cooperation between HEC & CNIITMASH INDIA & RUSSIA SIGNED 16 PACTS for upgradation and modernization of HEC’s manufacturing facilities. TO DEEPEN BILATERAL CO-  Memorandum of Understanding between Prasar OPERATION Bharati and Digital Television Russia on Cooperation in the field of Broadcasting. India and Russia have inked 16 cooperation agreements to  Tripartite Memorandum of Understanding between expand cooperation in various sectors to give a major push Centre for Development of Advance Computing (C- to their strategic ties. These agreements were signed during DAC), Indian Institute of Science Bangalore (IISc) Prime Minister Narendra Modi’s two days official visit to and Lomonosov Moscow State University (MSU). Russia. The agreements were signed in the nuclear energy,  Tripartite Memorandum of Understanding between hydrocarbons, solar energy, railways and visas sectors. Centre for Development of Advance Computing (C- The pacts were signed after the conclusion of the 16th India- DAC), OJSC “GLONASS” and GLONASS Union. Russia Annual Summit in Moscow.  MoU in the field of investment cooperation in the After the summit, which was attended by Prime Minister Russian Far East between The Tata Power Company Narendra Modi and Russian President Vladimir Putin, both Limited and Ministry for Development of the the leaders issued a joint statement with the themeShared Russian Far East. Trust,New Horizons.  MoU for Cooperation for geologic survey, List of Agreements/MoUs exploration and production of hydrocarbons  Protocol amending the agreement, which was signed onshore and on the continental shelf of the Russian on 21 December 2010, between India and Russia Federation. on simplification of requirements for mutual  Confirmation of successful completion of the first travels of certain categories of citizens of the two stage pre-completion actions in relation to the countries. creation of a Joint Venture in JSC VankorNeft.  Protocol amending agreement between India and  MoU for Cooperation for geologic survey, Russia on mutual travel regime for holders exploration and production of hydrocarbons of Diplomatic & Official Passports of 3 December onshore the Russian Federation between Rosneft 2004. oil company, Oil India Limited and Indian Oil  Agreement between India and Russia on Corporation Limited. Cooperation in the field of Helicopter Engineering  Plan for Cooperation between the Federal Customs HAT HAS WAR YIELDED, Service of the Central Board of Excise and Customs, W Department of Revenue, Ministry of Finance, India NEITHER ZAMEEN NOR JANNAT and the Russian Federation for combating Customs violations in 2015 – 2017. When Nixon went to , it was said that only a man of his  Programme of Action Agreed Between the standing in America’s hawkish conservative community Department of Atomic Energy of India and the could have risked making that momentous journey. Narendra Russian State Atomic Energy Corporation Modi’s visit to Pakistan, hatched in secrecy and delivered “Rosatom” for Localization of Manufacturing in as a surprise, has prompted his acolytes to make similar India for Russian-Designed Nuclear Reactor Units. arguments.  Memorandum of Understanding between the An Indian prime minister belonging to a Hindu-supremacist Ministry of Railways of India and the Joint Stock party, they say, has fostered peace simply by “dropping by” company “Russian Railways” on technical the Islamic Republic of Pakistan for a couple of hours on his cooperation in railway sector. way back from Afghanistan. If anything, the opposite is true.  MoU between Solar Energy Corporation of India After his election to the prime minister’s office last May, and Russian Energy Agency regarding construction Modi assiduously cultivated the image of a tough guy. He of solar energy plants in the Republic of India. instructed India’s armed forces to respond forcefully to  MoU for cooperation between HEC & CNIITMASH Pakistani provocations on the de facto border between the for development of Centre of Excellence for heavy two nations in Kashmir. He abruptly cancelled talks between engineering design at HEC. Indian and Pakistani diplomats over the latter’s meeting with Kashmiri separatists. His ministers repeatedly demanded

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 5 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 action against Pakistani citizens accused of orchestrating The animosity between Pakistan and India is a product of the terrorist siege of Mumbai in 2008. national ideologies that are irreconcilable: one regards itself His volte-face, given that it was he who encouraged the as the authentic home of the subcontinent’s Muslims; the intensification of Indian suspicions and hostility other sees itself, at least in theory, as the practitioner of a toward Pakistan, seems whimsical rather than statesmanlike. pluralistic secular nationalism that transcends religion. One There has been no demonstrable change in Pakistan’s nullifies the other. behaviour to justify the enormous reward of a visit by India’s The two can exist in peace only if they exist in isolation from prime minister. The men behind the Mumbai massacre remain each other. This explains why the longest bouts of peace at large. Hafiz Saeed, a man carrying a $10mn US State between the two nations occurred when they spurned each Department bounty on his head for his role in the atrocity, other. Like a divorced couple, India and Pakistan – especially continues openly to incite hatred against India. Dawood Pakistan – need time apart to develop identities independent Ibrahim, the man behind the worst terrorist attack in India’s of each other. Sadly, to the detriment of their peoples, they history, lives in palatial splendour in Karachi’s Clifton have been in each other’s face ever since the British departed neighbourhood. the subcontinent. Modi, like every Indian prime minister, By turning up in Pakistan with barely any notice – a few refuses to learn this lesson. His “diplomacy” will do nothing hours after announcing his trip on Twitter – Modi immediately to advance peace. Instead, it will embolden elements within undermined his parliamentary colleagues on an issue so vital Pakistan’s military-intelligence complex to act in ways that to India’s national security that it ought be above partisan will be adversarial to Pakistan’s democracy – and India’s politics. More Pakistanis than Indians knew about Modi’s security. travel plans. This was all the more outrageous considering Modi’s record, in opposition, of tormenting any politician who made an overture to Pakistan. DELHI REEDY Modi’s visit to Pakistan is the first by an Indian prime minister The Delhi government on Thursday released a detailed in over a decade. To outsiders, it will seem bold. But to those blueprint for its ambitious road-rationing plan to check familiar with the subcontinent’s history, it signals a continuity pollution in the national capital.The plan to curb the number with – not a departure from – the futile pattern of India- of vehicles plying in the city, however, has a host of Pakistan relations. Tensions are smoothed by unexpected exemptions, including two-wheelers, women drivers and top diplomacy, there is much fanfare, personal relationships politicians. The restrictions will also not apply to CNG and between leaders are applauded – and then it’s business as electric vehicles.The odd-even scheme, to be run on a trial usual. basis from 1 January to 15 January, will limit four-wheelers to Modi’s personal diplomacy is a nonstarter because Nawaz alternate days.Cars with licence plates ending in an odd Sharif, Modi’s counterpart in Pakistan, is not the ultimate number can ply on odd dates and those ending in an even decision maker in his country. That job is held by the military number can run on even dates between 8am and 8pm, except and intelligence chiefs, and they draw their power and on Sunday, when no restrictions apply. To ensure effective legitimacy by magnifying the “threat” from India. The last implementation of the plan, Delhi government is planning to time Sharif hosted an Indian prime minister in Lahore, in 1999, deploy 10,000 volunteers around the city. his army, unbeknown to him, launched a war against India. Key facts Sharif was deposed from office and to Saudi Arabia,  Under it cars with licence plates ending in an odd and Pakistan was placed under military dictatorship for a number will ply on odd dates and those ending with decade. The truth is that, far from nurturing peace, India an even number can run on even dates. endangers democratic politicians in Pakistan merely by  The odd-even scheme will be on a trial basis from 1 befriending them. to 15 January, 2015. It will be between 8am and 8pm Modi, by virtue of tolerating Hindu bigotry in India, has and on Sunday no restrictions are applied. earned precious political capital. But even this is not enough  The penalty in case of a violation is Rs. 2,000. to mend relations with Pakistan because Modi cannot give  During this implementation, public transport Pakistan’s generals what they seek: territorial concessions including buses and the Metro will be run at high on Kashmir. The US has almost certainly cajoled Modi to frequency. Residents are being urged to carpool in improve relations with Pakistan. But it is the persecution of order to reduce pressure on public transport. Muslim minorities in Modi’s India, not the propitiation of  The government plans to run 6,000 more buses to Muslim majoritarians in Pakistan, that should concern the accommodate those who can’t drive their cars. world more. Exemptions

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 6 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

 The list of 20-plus exemptions from the restrictions integration in the region and cooperate with existing include emergency vehicles, fire engines, multilateral development banks. Following this ambulances, hospitals, hearses, prisons, VIPs, announcement, bilateral and multilateral discussions and enforcement vehicles and defence ministry vehicles. consultations commenced on core principles and key  Among VIPs, leaders of the opposition in the Lok elements for establishing the AIIB. In October, 2014, 22 Asian Sabha and Rajya Sabha, Chief Ministers of states, countries gathered in Beijing to sign Memorandum of Judges of the Supreme Court and high court and Understanding (MOU) to establish the AIIB. At a Special Lokayukta are exempt. Ministerial Meeting following the signing of the MOU, Mr.  CNG and electric vehicles are also exempt. Jin Liqun was appointed as the Secretary General of the  Two-wheelers and Vehicles driven by or occupied Multilateral Interim Secretariat. by handicapped persons and Female driver are also Discussions among Prospective Founding Members (PFMs) exempt. Outstation vehicles including those coming on the establishment of AIIB commenced with the 1st Chief from the National Capital Region (NCR) have not Negotiators’ Meeting (CNM) in Kunming, China, in been exempted from the scheme. November 2014. Discussions about the proposed Articles of  Such odd-even scheme has been implemented Agreement (AOA) were launched at the second CNM, which include Paris (France), Beijing (China) and was held in Mumbai, India, in January 2015. The AOA was City (Mexico). However from their experience it is discussed further at the 3rd CNM meeting that was held in seen that right way to approach the problem of Almaty, Kazakhstan, in March 2015 and at the 4th CNM pollution is to strengthen public transport and last- meeting which took place in Beijing in April 2015. The final mile connectivity. text of the AoA was adopted on May 22, 2015 at the 5th CNM held in Singapore. Representatives from the 57 PFMs gathered on June 29, 2015 in Beijing at a Signing Ceremony ASIAN INFRASTRUCTURE of the Bank’s Articles of Agreement at the Great Hall of the INVESTMENT BANK (AIIB) People and 50 PFMs signed the Articles, including: Australia, Austria, Azerbaijan, Bangladesh, , Brunei Darussalam, The Asian Infrastructure Investment Bank (AIIB) is a Cambodia, China, Egypt, Finland, France, Georgia, Germany, multilateral development bank (MDB) conceived for the 21st Iceland, India, , Iran, Israel, , Jordan, century. The Bank’s foundation is built on the lessons of Kazakhstan, Republic of , Kyrgyz Republic, Lao PDR, experience of existing MDBs and the private sector. Its modus Luxembourg, Maldives, Malta, Mongolia, Myanmar, Nepal, operandi will be lean, clean and green, lean, with a small Netherlands, New Zealand, Norway, Oman, Pakistan, efficient management team and highly skilled staff clean, an Portugal, Qatar, Russia, Saudi Arabia, Singapore, , Sri ethical organization with zero tolerance for corruption green, Lanka, Sweden, Switzerland, Tajikistan, Turkey, the United an institution built on respect for the environment. Arab Emirates, the , Uzbekistan, and Vietnam. The AIIB, a modern knowledge-based institution, will focus The Articles remain open for signing by PFMs Until December on the development of infrastructure and other productive 31, 2015 and it is expected that the AIIB would be operational sectors in Asia, including energy and power, transportation by the end of this year. and telecommunications, rural infrastructure and agriculture Mr. Jin Liqun has served as AIIB’s President-designate development, water supply and sanitation, environmental since September 1, 2015. He was appointed Secretary-General protection, urban development and logistics, etc. The of the Multilateral Interim Secretariat by the AIIB Special operational strategy and priority areas of engagement may Ministerial Meeting on October 24, 2014. The President- be revised or further refined by its governing boards in the designate is expected to be elected as AIIB’s first President future as circumstances may warrant. AIIB will complement at the inaugural meeting of the Board of Governors. The and cooperate with the existing MDBs to jointly address the inaugural meeting will be convened after the AIIB’s Articles daunting infrastructure needs in Asia. The Bank’s openness of Agreement enter into force, expected in late fall 2015. The and inclusiveness reflect its multilateral nature. AIIB AIIB Articles of Agreement provide that the President shall welcomes all regional and non-regional countries, developing be elected through an open, transparent and merit-based and developed countries, that seek to contribute to Asian process, by a Super Majority vote in the Board of Governors, infrastructure development and regional connectivity. and that he (or she) should be a national of a regional member. Chinese President Xi Jinping and Premier Li Keqiang announced the AIIB initiative during their respective visits to Southeast Asian countries in October 2013. The Bank was envisaged to promote interconnectivity and economic

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 7 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

 Trade, hotels and Transport & communication and INDIAN ECONOMY GREW BY 7.4% services related to broadcasting: Quarterly GVA at basic prices for Q2 2015-16 from this sector grew by IN Q2 OF FY 2015-16 : CSO 10.6 percent as compared to growth of 8.9 percent in Q2 2014-15 Central Statistics Office released a report on Quarterly  Financial, insurance, real estate and professional Estimates of Gross Domestic Product for the Second Quarter services: Quarterly GVA at basic prices for Q2 2015- (July-September) of 2015 – 2016. According to the report, 16 from this sector grew by 9.7 percent as compared India’s economic growth picked up pace in the second quarter to growth of 13.5 percent in Q2 2014-15 of the fiscal year 2015 – 2016.This growth was due to strong  Public administration and defence and other manufacturing and signs of revival in investment. services: Quarterly GVA at basic prices for Q2 2015- GDP of India rose to 7.4% in the July-September quarter in 16 from this sector grew by 4.7 percent as compared fiscal year 2015 – 2016 which is better than 7% in the April- to growth of 7.1 percent in Q2 2014-15 June quarter in fiscal year 2015 – 2016. Union Ministry of This is to note that the rise of 2.2% in the growth of farm Finance expects the economy of India to grow in the vicinity sector suggests that the impact of the bad monsoon was not of 7.5% in FY16. The Indian economy grew faster than that as bad in July – September quarter of fiscal year 2015 – 2016 of China, which expanded 6.9% in the July – September as it was feared to be. quarter of Fiscal year 2015 – 2016. In Construction sector, the growth came down to 2.6% in The economic activities which registered growth of over 7.0 July – September quarter of the fiscal year 2015 – 2016 in percent in Q2 of 2015-16 over Q2 of 2014-15 are trade, hotels comparison to the 6.9% in the April – June quarter of fiscal and transport and communication and services related to year 2015 – 2016 which suggests that Government needs to broadcasting, financial, insurance, real estate and pay heed to this particular sector to boost economy. professional services and manufacturing. The high growth rate became a possibility due to 10.6 percent LOW NOMINAL GROWTH registered by Trade, hotels and Transport and communication GDP at current prices, or nominal growth, rose only 6%, and services related to broadcasting sectors. indicating the shadow of wholesale deflation. In real terms, The manufacturing sector also grew by 9.3 percent compared GDP growth has been more than nominal growth because of to 7.9 percent in Q2 of FY 2014-15. low commodity prices. This is also possibly the reason why With 7.4 percent growth, India continues be the fastest manufacturing registered the growth but companies have growing large economy in the world in 2015. In early 2015, reported muted revenue. India had overtaken China as the world’s fastest growing major economy in the January-March quarter, growing 7.5 METHODOLOGY TO per cent against China’s 7 per cent. MCLR India further continued the growth momentum in the April- CALCULATE INTEREST RATES June quarter with 7 percent. The key features of the report are as follows: The Reserve Bank of India (RBI) on 17 December 2015  Quarterly GVA at basic prices for Q2 2015-16 from released the final guidelines on computing interest rates on ‘agriculture, forestry and fishing’ sector grew by advances based on the Marginal Cost of Funds 2.2 percent as compared to growth of 2.1 percent in Methodology. The guidelines will come into effect from 1 Q2 2014-15 April 2016.  Quarterly GVA at basic prices for Q2 2015-16 from The new methodology is aimed at bringing uniformity among ‘mining and quarrying’ sector grew by 3.2 percent BRs of banks so that they will be more sensitive to any as compared to growth of 1.4 percent in Q2 2014-15 changes in policy rates of the RBI like Cash Reserve Ratio  Quarterly GVA at basic prices for Q2 2015-16 from (CRR), Statutory Liquidity Ratio (SLR), etc. ‘manufacturing’ sector grew by 9.3 percent as Highlights of the guidelines compared to growth of 7.9 percent in Q2 2014-15  All rupee loans sanctioned and credit limits renewed  Quarterly GVA at basic prices for Q2 2015-16 from with effect from 1 April 2016 will be priced with ‘Electricity ,Gas, water supply and other utility reference to the Marginal Cost of Funds based services’ sector grew by 6.7 percent as compared to Lending Rate (MCLR) which will be the internal growth of 8.7 percent in Q2 2014-15 benchmark for such purposes.  5 Quarterly GVA at basic prices for Q2 2015-16 from  The MCLR will be a tenor linked internal benchmark. ‘Construction’ sector grew by 2.6 percent as  Actual lending rates will be determined by adding compared to growth of 8.7 percent in Q2 2014-15 the components of spread to the MCLR.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 8 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

 Banks will review and publish their MCLR of  Medium enterprises, social infrastructure and different maturities every month on a pre-announced renewable energy were included under PSL date. category.  Banks may specify interest reset dates on their  Agri-Loans: Loans to individual farmers, for the floating rate loans. They will have option to offer purpose of PSL, was increased to 50 lakh rupees loans with reset dates linked either to date of from the present 10 lakh rupees against pledge/ sanction of the loan or to the date of review of MCLR. hypothecation of agricultural produce (including  The periodicity of reset shall be one year or lower. warehouse receipts) for a period not exceeding 12  The MCLR prevailing on the day loan is sanctioned months. will be applicable till the next reset date, irrespective  Aggregate limit loan was doubled to 2 crore rupees of the changes in the benchmark during the interim per borrower in the case of loans, among others, to period. corporate farmers, farmers’ producers organisations/  Existing loans and credit limits linked to the Base companies of individual farmers, farmers Rate may continue till repayment or renewal, as the partnership firms/ co-operatives engaged in case may be. Existing borrowers will also have the agriculture and allied activities. option to move to the MCLR linked loan.  Housing Loans: The RBI has lowered the quantum  Banks will continue to review and publish Base Rate of loans that will qualify as PSL. Against the earlier as hitherto. limit of 25 lakh rupees, loans to individuals up to 20 Advantages of MCLR Methodology  This new methodology will help improve the lakh rupees only are considered as PSL as per transmission of policy rates into the lending rates revised guidelines. Housing loans to banks’ own of banks. employees will be excluded from this limit.  The guidelines are also expected to ensure availability of bank credit at interest rates which are  fair to the borrowers as well as the banks.  Further, marginal cost pricing of loans will help the banks become more competitive and enhance their long run value and contribution to economic growth. Vanik’s Knowledge Garden NABARD (National Bank for Agricultural and Rural REVISED PRIORITY SECTOR Development)

LENDING NORMS FOR REGIONAL  NABARD was established on the recommendations RURAL BANKS of Shivaraman Committee.  NABARD was established by an act of Parliament The Reserve Bank of India (RBI) on 3 December 2015 on 12th July 1982 to implement the National Bank announced revised Priority Sector Lending (PSL) norms for for Agriculture and Rural Development Act 1981. Regional Rural Banks (RRBs).  NABARD replaced the (ACD) and Rural Planning Among other things, the PSL target was increased to 75 and Credit Cell (RPCC) of Reserve Bank of India, percent of total outstanding from the existing 60 percent. and Agricultural Refinance and Development The revised target will be effective from 1 January 2016. Corporation (ARDC). The PSL norms have been revised considering the growing  Head Quarters of NABARD is situated in Mumbai. significance of RRBs in pursuit of financial inclusion agenda  The present Chairman of NABARD is Dr. Harish As on March 2015, there were 56 RRBs operating in the Kumar Bhanwala. country with a network of 20059 branches. They cover 644  NABARD is the “Micro-Finance Regulatory notified districts in 26 states and the Union Territory of Authority”. Puducherry.  Water Shed Development Fund was instituted with Key features of revised PSL Norms NABARD.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 9 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 INTERNATIONAL NEWS

China officially abandoned its One Child Policy by passing long civil war. The resolution endorses formal talks on a law political transition between the President Bashar al-Assad China has officially abandoned its One Child Policy amid led Syrian government and opposition in early January 2016. deepening demographic crisis of shrinking workforce and UNSC unanimously adopted resolution to cut-off supply of aging population in the world’s second largest economy. funds to IS group The new law allows couples to have two children from United Nations Security Council (UNSC) has unanimously January 1, 2015 and marks the ending its over three decades adopted resolution cut off supply of revenue flows to Islamic old One Child Policy. State (IS) militant group. Decision in this regard was taken at China’s One Child Policy the first-ever meeting of finance ministers of 15 member This forced policy was introduced in 1978 and was states to support a diplomatic push to end the war in Syria. implemented since 1980 in order to curb the population and The resolution has been drafted by and Russia, limit demands for water and other resources. Its main aim calls on governments to ensure that they have adopted laws was to rein in population growth in order to alleviate social, to make the financing of IS a serious criminal offence. It also economic and environmental problems in China. calls for enhanced actions against from closing financial UN designated 5th November as World Tsunami Awareness system loopholes to stopping the abuse of charitable causes. Day It stressed that already existing resolution mandating member The United Nations General Assembly (UNGA) has adopted states to ensure that financial assets are not transferred to a resolution to designate 5th November every year as World terrorists by persons within their territory. Tsunami Awareness Day. The observance of the day would Centre-right MUD coalition wons 2015 Parliamentary help to spread awareness among people across the world in election of Venezuela matters related to the dangers of tsunami and shall stress on Opposition Centre-right Democratic Unity Roundtable the importance of early warning systems in order to mitigate (MUD) coalition has won the 2015 Parliamentary elections damage from the devastating natural calamity. of Venezuela. The MUD coalition won at least 99 seats in the Spain’s ruling conservative People’s Party won 2015 167-seat legislature of the National Assembly by defeating general election ruling United Socialist Party of Venezuela (PSUV) led by Ruling conservative People’s Party (PP) of Spain led Prime President Nicolás Maduro. In this election, PSUV won 46 Minister Mariano Rajoy by has won the 2015 general election seats and remaining candidates from different parties have of the country. In the general election, PP won the 123 seats won 22 seats. With this, the 17 years of socialist ruling regime by securing in the lower house of the 350-member Parliament came to an end which was founded by former President Hugo and securing 28.7 percent vote share. However, it has fallen Chavez in 1999. short of absolute majority which can be achieved by any Saudi Arabia announced 34 nations Islamic coalition to fight party that wins minimum 176 seats. Now the People’s Party terrorism has to form a coalition government with support of other Saudi Arabia has launched Islamic Military Coalition, a new political parties to govern for another four-year term. military alliance of 34 nations mainly Muslim nations to fight United States lifted 40-year-old ban on oil export terrorism. The joint operations centre of the coalition will be The United States (US) has lifted a 40 year ban on oil exports established in the Saudi capital, Riyadh. The coalition marking a historic shift for the booming US oil industry. This includes nations with large and established armies such as decision was taken as part of a 1.1 trillion dollars spending Turkey, Pakistan and Egypt as well as war-torn countries bill to fund US government until 2016 received assent of such as Libya and Yemen. Member nations: Saudi Arabia, President Barack Obama This move will help in economic United Arab Emirates (UAE), Jordan, Pakistan, Bangladesh, growth and in turn create jobs along with new revenues, Bahrain, Turkey, Benin, Togo, Chad, Djibouti, Tunisia, prosperity and enhanced energy security for other countries. Sudan, Senegal, Sierra Leone, Gabon, Somalia, Guinea, It would pave the way for energy deficient countries including Comoros, Palestine, Qatar, Kuwait, Cote d’Ivoire, Lebanon, India to open up another frontier and diversify import basket Maldives, Libya, Mali, Malaysia, Egypt, Morocco, of oil from US. Mauritania, Niger, Nigeria, Yemen. UN Security Council unanimously adopted resolution on IAEA ended 12 year Iran Nuclear Weapon probe Syria peace plan International Atomic Energy Agency (IAEA) has ended its The United Nations Security Council (UNSC) has 12-year investigation into concerns that Iran might be unanimously adopted a resolution No. 2254 outlining a peace developing nuclear weapons. In this regard, IAEA Board of process in Syria. The resolution endorses an international Governors have passed a resolution ending its long-running roadmap for a Syria peace process to end Syria’s five-year- inquiry against Ian but allowing inspectors to continue to

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 10 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 police the country’s nuclear programme. Earlier IAEA has form of domestic violence in China and formally concluded that Iran had conducted nuclear weapons-related defines domestic violence. research until 2003 and to a lesser extent until 2009, but found  China’s National People’s Congress Standing no evidence was found. The move is seen as a key step Committee, the top organ of China’s parliament has towards lifting UN, EU and US sanctions and a symbolic adopted the country’s first counter-terrorism law. victory for Iran. Earlier in July 2015, P5+1 nations and Iran The law expanded the definition of the term had agreed Joint Comprehensive Plan of Action (JCPOA) to terrorism and is the latest attempt of China to lift the sanctions. address terrorism at home and help maintain world security. The law grants overarching powers to Mauricio Macri sworn in as President of Argentina security agencies and also allows the military to Mauricio Macri of Republican Proposal Party (RPP) has been venture overseas on counter-terror operations. sworn in as new President of Argentina after taking oath in  Saudi Arabia allowed women to vote and contest the Congress. With this he became Argentina’s first non- in municipal elections. For the first time979 women Peronist President in 14 years and the third leader elected out of the total 6917 registered candidates allowed from outside the “Peronist” movement founded by Juan to register and campaign for 284 municipal councils. Peron since the end of the country’s 1976-1983 dictatorship.  Egypt’s top court has cancelled the death sentences Israel successfully tested Arrow ballistic missile interceptor and ordered the retrail of banned Muslim Israel has successfully tested Arrow ballistic missile Weapon Brotherhood’s Supreme Guide Mohammed Baide System as part of its defence upgradation measures in the and 11 others. face of regional threats. The missile system has been jointly  Russia and Turkey have suspended talks on a joint developed by Israel Aerospace Industries (IAI) and the US gas pipeline project named Turk Stream which was aviation giant Boeing. designed to boost Russian gas exports to Turkey. Iran tested Ghadr-110 ballistic missile, breaches UNSC Suspension follows the deteriorating relationship resolution between the two countries after Ankara shot down Iran has successfully carried out test of medium range Ghadr- a Russian warplane last week. 110 ballistic missile near the Chabahar, a port city in southeast  New Zealand confirmed the black, white and blue of country along the Gulf of Oman. The test was held in design, called Silver Fern, to become country’s November 2015, but was disclosed by the western intelligence possible new flag, after the final votes were counted agencies in December 2015. With this Iran so far has breached in a referendum for the same. About 1.5 million votes of two United Nations Security Council (UNSC) resolutions were cast in the referendum, with a voter turnout of which compels it to refrain from any work on ballistic missiles 49%. for 8 years.  Slovenia rejected same-sex marriage in the country in a referendum held in the country on 20 December Australia passed Anti-Terrorism law to strip citizenship 2015. Australia’s Federal Parliament has passed Australian Citizenship Amendment (Allegiance to Australia) Bill, 2015 INDEX to strip citizenship of convicted persons on terrorism charges. Indian Oil Corp toped in 2015 Fortune 500 companies in The new legislation allows government to strip dual nationals India list of their citizenship if they are convicted of terrorism offences. State-run Indian Oil Corporation (IOC) has emerged as the Those who are found to have fought for banned terrorist country’s biggest company in terms of annual revenue as group overseas, their citizenship will be automatically per an annual list of 2015 Fortune 500 companies in India. terminated. The dual nationals would lose their citizenship if Top five companies are the person is convicted of a terrorism offence and sentenced 1- Indian Oil Corp ,2- Reliance Industries,3- Tata Motors, 4- to at least 6 years’ of imprisonment Those who are found State Bank of India (SBI), 5- Bharat Petroleum (BPCL) 6- engaged in terrorist acts such as providing or receiving Hindustan Petroleum 7- Oil and Natural Gas Corporation training in for carrying a terrorist attack, recruit or finance (ONGC) 8- Tata Steel 9- Hindalco Industries 10- Tata terrorists (organisations) or terrorism. If any person is Consultancy Services (TCS) convicted of terrorism in the previous decade then the new law has retrospective measures to allow revoking of India ranked 4th in black money outflows: GFI Report citizenship convicted terrorists. India has been placed at fourth position in black money outflows among the developing and emerging economies. It NEWS IN BRIEF was revealed by Global Financial Integrity’s (GFI’s) Illicit  China’s Parliament has adopted the country’s first Financial Flows from Developing Countries: 2004-2013 law against domestic violence that prohibits any Report. form of domestic violence, including psychological Top 10 countries: China (1st), Russia (2nd), Mexico (3rd), abuse. The law aims at bringing traditionally silent India (4th), Malaysia (5th), Brazil (6th), (75th), abuse victims, including couples who are in live-in Thailand (8th), Indonesia (9th) and Nigeria (10th). relationship under legal protection. It prohibits any

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 11 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Maharashtra is biggest state economy: Brickwork Report NEWS IN BRIEF As per latest report published by credit rating agency th Brickwork Ratings, Maharashtra is the biggest economy  IISC Bangalore has been ranked 16 in a list of top among the states in India. Maharashtra accounts for 16.87 institutes of BRICS with China dominating the list st nd lakh crore rupees in terms of gross state domestic product with 1 & 2 and half in top ten and 39 in top 200. (GSDP) and is followed by Tamil Nadu and Uttar Pradesh.  As per United Nations Development Programme Fastest-growing states- Bihar (17.06%), Madhya Pradesh (UNDP) report on account of rise in life expectancy (16.86%) and Goa (16.43%). and per capita income, India has been ranked among 130 among 188 countries in 2014 in Human India ranked 131 on global ICT Development Index : MISR Development Report 2015 comparing to 135 in 2014 Report report. Toppers – Norway topped followed India has been ranked 131 out of 167 nations on ICT by Australia and Switzerland. Development Index (IDI) that measures the level of information and communication technology access. Top three countries in IDI 2015: South Korea, Denmark and Iceland.  NATIONAL NEWS

National Good Governance Day observed on 25th the French President accepted the invitation to witness Dec Republic Day celebration as chief guest. Mr. Francois Good Governance Day is observed on 25 December 2015 Hollande would be the 5th highest dignitary from France to across the country.The day was observed to mark the birth be Chief Guest of Indian Republic Day parade. Earlier Chief anniversary of former-Prime Minister Atal Bihari Vajpayee.It guests of Republic Day parades: 2015-Barack Obama (US should be noted that this day is also being observed as President), 2014- Shinzo Abe (Japanese Prime Minister), 2013- Pradhan Mantri Gram Sadak Yojana (PMGSY) Divas.Good Jigme Khesar Namgyel Wangchuck (King of Bhutan), 2012- Governance Day was established in 2014 to honor Prime Yingluck Shinawatra (Then Prime Minister of Thailand) Minister Vajpayee by fostering awareness among the Indian Union Government slaped anti-dumping duty on people of accountability in government.In keeping with this stainless steel principle, the Government of India has decreed Good Union Government has imposed anti-dumping duty on Governance Day to be a working day for the governmentIn import of cold-rolled flat products of stainless steel for 5 order to mark the occasion of this day on the 91st birth anniversary of Atal Bihari Vajpayee several programmes were years from 7 countries. The government’s decision comes on the recommendation of Directorate General of Anti- organized nationwide and new initiatives were announced. dumping and Allied Duties (DGAD) in the wake of rising PM Narendra Modi inaugurateed new building of incidence of dumping. It was hampering the performance of Afghanistan Parliament in Kabul domestic industry and with steel prices on a decline. These Prime Minister Narendra Modi inaugurated the new building countries are China, South Korea, United States, South of Afghanistan Parliament in the capital city Kabul built by Africa, Thailand and Taiwan and the European Union. The India. It was inaugurated during Narendra Modi’s first official highest duty has been imposed on steel imports from China visit to Afghanistan after becoming Prime Minister. He also at 57.39 per cent, followed by EU at 52.56 per cent. Imports named one block of Parliament as Atal Block after former from Thailand will have the least duty imposed at 4.58 per Prime Minister Atal Bihari Vajpayee. Prime Minister also cent. handed over 4 Mi-25 attack helicopters to Afghanistan Air Anti-dumping duty: It is counter import measure used by a Force symbolising a shift in India’s position on supplying country under the multilateral World Trade Organisation ‘offensive’ equipment. Afghanistan parliament building was (WTO) regime to protect its domestic producers and market constructed by India at a cost of US 90 million dollars as a from below-cost/cheap imports. It varies from product to symbol of India’s support to Afghanistan’s democracy and product and from country to country. civil reconstruction. Lucknow Metro project phase-1A got Cabinet French President Francois Hollande to be chief nod guest at 67th Republic Day Parade Union Cabinet has approved the construction of first phase President of France Francois Hollande will be the Chief Guest of the Metro Rail Project in Lucknow at an estimated cost of at the 67th Republic Day parade of January 26, 2016. It was Rs 6,928 crore which will be supported by the central announced by Union Ministry External Affairs (MEA) after government with Rs 1,300 crore in the form of equity and

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 12 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 subordinate debt. The Lucknow Metro Rail Project Phase- has Go Green message on it. It is powered by lithium battery 1A, will cover a length of 22.878 km with 22 stations. The developed by the Indian Space Research Organisation project, will stretch from the Chowdhary Charan Singh Airport (ISRO) and is very economical. The bus is a collaborative to the Munshi Pulia. effort between the Union Transport Ministry and Pune-based technology company KPIT. Union Government’s Policy Initiative Development of Industrial / Economic Corridors India joined select club nations to build LNG ships Union Government has adopted the strategy of developing India has joined select club nations to build Liquefied natural integrated industrial/economic corridors across the country gas (LNG) ships after state owned Cochin Shipyard has in partnership with respective State Governments for received certification in this regard. Cochin Shipyard also boosting industrial development. This information was given became first shipyard in India to get the nod to build LNG- by the Union Minister of State (Independent Charge) in the transporting ships for any client world-wide. With this India Ministry of Commerce & Industry Nirmala Sitharaman in a joins the league other nations including South Korea, Japan written reply in Rajya Sabha. It was also announced that and China building LNG transportation ships. National Industrial Corridor Development Authority (NICDA) with its headquarter in Pune (Maharashtra) has not been Union Cabinet gave nod for development of constituted yet. The five industrial/economic corridors are Underground Coal Gasification Delhi Mumbai Industrial Corridor (DMIC), Chennai- The Union Cabinet has approved a policy framework for Bengaluru Industrial Corridor (CBIC), development of Underground Coal Gasification (UCG) in unexplored coal and lignite bearing areas in the country. UCG Union Cabinet approved to expand visa-free is a clean coal extraction technology for extracting energy diplomatic travel to more countries from the coal seams and lignite resources which cannot be The Union Cabinet has given its nod to the Model Agreement mined through traditional mining technology. It is mainly an on exemption from visa requirements for the holders of industrial process which converts coal into product gases diplomatic and official passports. This move would facilitate such as methane, hydrogen, CO and CO2 that are combusted visa-free entry, stay up and transit for holders of diplomatic for electricity generation. and official passports of either country to 90 days (or less) in any period of 180 days (or more) in India or signatory country Bill & Ammendment for holders of diplomatic and official passports of either Lok Sabha passed The Payment of Bonus country. The Cabinet Committee on Economic Affairs (CCEA) (Amendment) Bill, 2015 also has given its approval for investment of 5,000 crore Lok Sabha has passed The Payment of Bonus (Amendment) rupees by Oil and Natural Gas Company Limited (ONGC) Bill, 2015 allowing doubling of wage ceiling for calculating into the equity share capital of ONGC Videsh Limited (OVL). bonus to Rs 7,000 per month for factory workers with establishments with 20 or more workers, being applicable Union Defence Ministry launched website for retrospectively from April 2014.The Payment of Bonus interface with industry and transparency (Amendment) Bill, 2015 seeks to amend the Payment of Bonus Union Ministry of Defence has launched a new Make in Act, 1965 and was introduced in Lok Sabha by the Minister India website www.makeinindiadefence.com to make defence of State (MoS) for Labour and Employment. acquisition process simpler and to provide an interface with Key provisions of Bill : industry. The website provides information related to all The Act provides for the annual payment of bonus to procedural and policy issues relevant for defence employees of certain establishments (including factories and manufacturing industry in the country. It will act as an enabler establishments employing 20 or more persons). Under the for the industry to get the latest news and notification Act, bonus is calculated on the basis of the employee’s salary regarding various aspects of the defence production. It and the profits of the establishment. provides link to industrial programmes and promotion Employees eligible for bonus: The Act mandates payment policies of various states and union territories. It would make of bonus to employees’ whose salary or wage is up to Rs defence acquisition process simpler and transparent. The 10,000 per month. The Bill seeks to increase this eligibility portal also gives an opportunity to an individual company limit to Rs 21,000 per month. to seek clarifications or ask questions that would be answered Calculation of bonus: The Act provides that the bonus within three working days. payable to an employee will be in proportion to his or her salary or wage. However, if an employee’s salary is more PM Narendra Modi flaged off first prototype than Rs 3,500 per month, for the purposes of calculation of electric bus for MPs bonus, the salary will be assumed to be Rs 3,500 per month. Prime Minister Narendra Modi flagged off first prototype The Bill seeks to raise this calculation ceiling to Rs 7,000 per pollution free electric bus for Members of Parliament. The month or the minimum wage notified for the employment 15-seater eco-friendly bus is coloured in green and blue. It under the Minimum Wages Act, 1948 (whichever is higher).

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 13 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Prior publication of rules: The Act provides that the central Atomic Energy (Amendment) Bill, 2015: Empowers the government may make rules to implement its provisions. The Union government to produce, develop, use and control Bill seeks to mandate prior publication of such rules in the atomic energy. Official Gazette to allow for more public consultation. The Commercial Courts, Commercial Division and Retrospective effect: The Bill will come into force on April 1, Commercial Appellate Division of High Courts Bill, 2015: 2015. Enables the creation of commercial divisions in High courts and commercial courts at the district level. Proposes to set Parliament passeed Juvenile Justice (Care and up Commercial Appellate Divisions in all High courts to hear Protection of Children) Bill appeals against the orders of commercial divisions of High Parliament has passed Juvenile Justice (Care and Protection Courts, commercial courts and also appeals arising from of Children) Bill, 2015 for trying juveniles as adults. The bill arbitration matters that are filed before the High courts. was first passed in Lok Sabha in May 2015 and later in Rajya Sabha in December 2015. Now it will go for presidential Parliament passes SC/ST (Prevention of approval to come into force. Atrocities) Amendment Bill, 2015 Key facts Parliament has passed The Scheduled Castes and Scheduled  The bill has provision that allows trying of juveniles Tribes (Prevention of Atrocities) Amendment Bill, 2015. The between the ages of 16 and 18 years as adults for bill seeks to amend parent law i.e. The Scheduled Castes and heinous offences. the Scheduled Tribes (Prevention of Atrocities) Act, 1989. It  The legislation aims at ensuring protection, proper aims to prohibit the commission of offences against members care, development and social reintegration of of the SCs and STs and adds provisions for establishing children in difficult circumstances by adopting a special courts for the trial cases of such offences and the child-friendly approach. rehabilitation of victims.  The bill empowers Juvenile Justice Boards (JJB) to examine the nature of crime and decide whether it NEWS IN BRIEF was committed as a child mind or as an adult mind.  The Indian govt. has permitted the minorities  Based upon the preliminary inquiry of JJB, juvenile refugees from Pakistan & Bangladesh belonging to offender will be either sent for rehabilitation or will Hindu, Sikhs, Buddhists, Jain, Parsees and Christian be tried as an adult. communities who have entered India on or before  The Bill also seeks to consolidate and amend the December 31st 2014 to stay on the country on law related to children alleged and found to be in humanitarian ground. conflict with law and children needing care and  The Cabinet Committee on Economic Affairs (CCEA) protection. has approved creation of buffer stock of pulses to  It also has provision for the establishment of Child deal with wide fluctuation in prices of pulses and Welfare Committees (CWC) along with JJB in each check food inflation. district. The CWC will determine institutional care  Parliament passed the Negotiable Instruments for juvenile in need of care and protection. (Amendment) Bill, 2015. It was first passed by Lok Lok Sabha passed The National Waterways Bill, Sabha in August 2015 and later in Rajya Sabha in 2015 December 2015. The bill seeks to amend The Lok Sabha has unanimously passed the National Waterways Negotiable Instruments Act, 1881 in order to make Bill, 2015 by voice vote after it was introduced by Union cheque-bounce filing of cases more convenient for Shipping, Road Transport and Highways Minister Nitin check payees (person who receives the cheque). Gadkari. The bill aims at declaring 106 additional inland  Prime Minister Narendra Modi has released 2 waterways as National Waterways in addition to the five commemorative coins on Dr B R Ambedkar as part existing National Waterways. Thus the total number of of the 125th birth anniversary year celebrations of national waterways numbers will go up to 111 from existing the architecture of Indian Constitution. The coins five national waterways. are of 10 rupee and 125 rupee denomination and were issued on the 60th Mahaparinirvan Divas of Parliament has passed three bills in ongoing winter Babasaheb Ambedkar. session. These 3 bills are  Indian Railways has flagged off the first inaugural Arbitration and Conciliation (Amendment) Bill, 2015: service of the Goa to Mumbai double-decker air- Facilitates an arbitrator will have to settle a case within 18 conditioned Shatabdi train. months. After the completion of 1 year, certain restrictions  The South Western Railways (SWR) Zone with will be put in place to ensure that the arbitration case does headquarters in Hubli, has introduced not linger on. biodiesel for trains, operating under its zone. In this regard, SWR’s first train Hubballi-Bengaluru

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 14 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Janshatabdi Express powered by five per cent in , Chhattisgarh, Goa, Jammu and biodiesel blended with High Speed Diesel was Kashmir, Kerala and Karnataka. flagged off from Hubli.  Supreme Court has directed the state governments  Union Government has released a commemorative and union territories administrations to include the postage stamp to mark the Centenary year of names of the acid attack victims in the list of Zoological Survey of India (ZSI). disabled people.  Union Government is going to allow e-Postal Ballot  Union Finance Ministry on 16 December 2015 made System and Proxy voting to Overseas electors as it mandatory to quote PAN (permanent account an alternative voting option. This information was number) for all transactions in excess of Rs.2 lakh, given by Union Law Minister Sadananda Gowda in regardless of the mode of payment, to curb black a written reply in the Rajya Sabha. money. This guideline will come into effect from 1  The Union Cabinet has approved proposal of setting January 2016. up of 6 new Indian Institutes of Technology (IITs) across the country. The 6 new IITs would be set up  BILATERAL

India and Japan inked 14 agreements in various forest disaster prevention, conservation of biodiversity and fields effective utilization of forest resources etc. India and Japan have inked fourteen agreements in various Apart from this, both countries also issued a joint statement fields to enhance bilateral co-operation between both on ‘India and Japan Vision 2025: Special Strategic and Global countries. These agreements were signed during ninth annual Partnership Working Together for Peace and Prosperity of Indo-Japan summit talks held in New Delhi. The summit was the Indo-Pacific Region and the World’. India also extended jointly held by Prime Minister Narendra Modi and his visa an arrival (VoA) facility for Japanese nationals, including Japanese counterpart Shinzo Abe. businessmen from 1st March 2016. Some important agreements signed are Agreement in transfer of Defence Equipment and Technology Cabinet approved revised cost of Salma dam Cooperation: Provides a framework to enhance defence and Project in Afghanistan security cooperation. The union cabinet, chaired by Prime Minister Narendra Modi, Agreement on security measures for the protection of has approved the reconstruction and completion of Salma classified military information: Ensures the reciprocal Dam Project in Afghanistan at the revised cost estimate of protection of classified military information transmitted to Rs.1,775.69 crore. The project is scheduled to be completed each other. by June 2016, upon its successful completion it will lead to Agreement on Amendment Protocol of Double Taxation the overall economic development of the western region of Avoidance Agreement: Amends the Convention between Afghanistan and generate goodwill for India. The project for both countries for the Avoidance of Double Taxation and the reconstruction of Salma Dam Project is being executed the prevention of fiscal evasion with respect to Taxes on by WAPCOS, a central public sector unit under the water Income, signed in 1989. resources ministry. MoC on Technological Cooperation in Rail Sector: About Salma Dam Project : Establishes areas for comprehensive technological Situated on the upper reaches of Hari Rud River in Herat cooperation including sharing of information and best province, Salma Dam project involves construction of a 107.5 practices. metre high earth and rockfill dam and a 42 MW powerhouse MoU on technological cooperation on Rail safety: proposes with three units of 14 MW each. It also has provision for to cooperate in the areas of safety in train operation and releasing water for irrigation of 75,000 hectares of land. advanced techniques of maintenance along with use of environment friendly technologies, etc. Construction work TAPI gas pipeline project MoC on Medical Products Regulation Dialogue and started Cooperation Framework: Seeks to facilitate a constructive Ground breaking ceremony of 1800-kilometre-long dialogue in areas pertinent to raw materials for pharmaceutical Turkmenistan-Afghanistan-Pakistan-India (TAPI) gas use, biological products, medical devices, quasi-drugs, pipeline project was held at the ancient city of Mary of cosmetic products. Turkmenistan. The ground breaking function was attended MoC in the field of forests: Enhance cooperation in by Turkmenistan President Gurbanguly Berdimuhamedow, sustainable forest management, forest conservation and Afghanistan President Ashraf Ghani, Pakistan Prime Minister, Nawaz Sharif and Indian Vice President Mohd Hamid Ansari. TAPI gas pipeline project is a proposed trans-country natural

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 15 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 gas pipeline from Caspian Sea, Turkmenistan to India through  The International Agency for Solar Technologies Afghanistan and Pakistan. The pipe line connects central and Applications (IASTA) was launched by Indian Asia with south Asia covering 1,800 km. The abbreviation Prime Minister Narendra Modi along with the TAPI itself indicate its member countries- Turkmenistan, French president, François Hollande, at the Paris Afghanistan, Pakistan and India. COP21 climate summit. This alliance comprises of over 120 countries with the primary aim to spread Canada sent first consignment of Uranium to India cheap solar technology across the globe with Canada has successfully sent the first consignment of 250 pooled policy knowledge. tonnes of uranium to India as part of bilateral civil nuclear cooperation between both countries. It was shipped by MOU Canada’s Cameco Inc, as part of contract with Department of Atomic Energy (DAE) that was signed during Prime Minister Union Cabinet gives nod to MoU with BRICS Narendra Modi’s offical visit to Canada in April 2015. It should countries for energy conservation be noted that Canada is the second-largest producer of The Union Cabinet chaired by the Prime Minister Narendra Uranium globally and is the third country to supply uranium Modi has given its approval to a Memorandum of to India after Russia and Kazakhstan. Understanding (MoU) signed between India and BRICS (Brazil, Russia, China and South Africa) countries for energy India and Pakistan announced 10-point conservation. Comprehensive Bilateral Dialogue The MoU provides for India and Pakistan have agreed to resume structured dialogue  Joint scientific and technological research between them through new 10-point Comprehensive Bilateral strengthening energy efficiency cooperation among Dialogue (CBD). The 10-point CBD replaces earlier 8-point the member countries based on the principles of Composite Dialogue Process (CDP) structured dialogue equality and mutual benefit. which was also known as Resumed Dialogue.  Capacity building and technology transfer in the 10-point Comprehensive Bilateral Dialogue (CBD) includes field of Energy Savings and Energy Efficiency along 1. Peace and security, confidence building measures with sharing policies and best practices. (CBMs).  Counterparts for strengthening and further 2. Jammu and Kashmir. developing of energy saving and energy efficiency 3. Siachen. cooperation. 4. Sir Creek Boundary Dispute. 5. Wullar Barrage/Tulbul Navigation Project. India & Japan sign MoC on High Speed Rail on 6. Economic and Commercial cooperation. Counter- Mumbai-Ahmedabad sector terrorism, India and Japan have signed historic Memorandum of Co- 7. Narcotics control. operation (MoC) to introduce High Speed Rail (HRS) on 8. People-to-people exchanges. Mumbai Ahmedabad sector to revolutionize Indian Railways. 9. Humanitarian issues. Under the agreement 10. Religious tourism.  The HRS project will be India’s first high speed rail line. It is a 508 km line connecting the cities of NEWS IN BRIEF Mumbai and Ahmedabad.  The total project cost is 97,636 crores rupees and  The government of Seychelles has allocated land will be implemented in 7 years. for India to build its first naval base in the  It will reduce travelling time between the two cities Assumption Island of Indian Ocean.This is a joint from eight hours to around three. project between India and Seychelles involving the  Japan will extend highly concessional loan of 12 two Defence Forces in enhancing the mutual billion dollars and technical assistance on easy security along the western seaboard. terms for this project through its Shinkansen  National Security Advisor (NSA) level talks between Technology. India and Pakistan were held in Bangkok, Thailand.  The loan will provided with the interest rate at 0.1 It was attended by India’s NSA Ajit Doval and his per cent for a period of 50 years with a 15 years Pakistani counterpart Naseer Khan Janjua. Foreign moratorium. secretaries S. Jaishankar (India) and Aziz Ahmad  The cooperation on this project will also be fixed on Chaudhary (Pakistan) were also present during the transfer of technology and Make in India initiative. high level meet. Japan will also assist India in training of personnel  The Union Cabinet has approved an agreement with for High Speed Rail. Germany to expand bilateral cooperation in the field of solar energy between both countries. Germany India and South Korea ink MoU on taxation treaty will provide concessional loans to India in the range India and South Korea have inked a new memorandum of of 1 billion Euros over the next five years i.e. till understanding (MoU) on suspension of collection of taxes 2020. during pendency of mutual agreement procedure. This MoU

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 16 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 will relieve the burden of double taxation for taxpayers in  Promotion of energy efficiency practice and policies both the countries during the pendency of Mutual Agreement including vehicular fuel efficiency and industrial Procedure (MAP) proceedings. Besides, both countries also energy efficiency. have agreed that transfer pricing dispute cases will be taken  The integration of renewable energy into the grid. up for MAP under the revised Double Tax Avoidance It includes off-shore wind energy and solar energy Agreement (DTAA) between India and Korea. and Tidal energy.  Promotion of smart grids, energy storage and new Union Cabinet approves MoU between India and energy technologies along with off-grid renewable UK in the field of cooperation in the energy sector energy services. The Union Cabinet has given its ex-post facto approval for  It also includes capacity building of renewable signing of a Memorandum of Understanding (MOU) on energy institutions. cooperation between India and United Kingdom in the energy sector. NEWS IN BRIEF Under the MoU the areas of cooperation are  The Union Cabinet has given its approval for  The main focus will be on the electricity market structure and the integration of renewable energy signing MoU between India and Israel in the field into the grid. of water resources management and development cooperation.  Market reforms, regulatory structures and market competition in the distribution and supply of  Indian Railways has signed 40,000 crore rupees electricity. It includes incentives and regulations contracts with General Electrics (GE) and Alstom to for Renewable Energy deployment. set up two locomotive plants in Bihar.  ECONOMY & BANKING

RBI keeps repo rate unchanged in 5th bi-monthly The loan has a maturity of 18 years including a grace period monetary policy review of 5 years. RBI governor declared the bimonthly monetary and credit Swachh Bharat Mission (SBM): Aims to ensure that all policy without any change in the benchmark rates. citizens have access to improved sanitation such as a toilet Bank Rate – 7.75% or latrine. It mainly focuses on changing behaviour of citizens Repo Rate – 6.75% in ending the practice of open defecation by 2019. Reverse Repo Rate – 5.75% CRR – 4% Tech Mahindra launches contactless wallet SLR – 21.5% MoboMoney MSF – 7.75% IT major Tech Mahindra has launched first of its kind ‘Tap N During 2015 Repo has been reduced by 125 basis points. Pay’ contactless digital payment wallet MoboMoney for the Indian masses. MoboMoney has been billed as India’s first IMF approves China’s Yuan as elite reserve commercial NFC ecosystem rollout that would allow currency consumers to convert cash into e-cash for making payments. International Monetary Fund (IMF) has included China’s Customers without an NFC-enabled phone also can enjoy Yuan into its elite reserve currency basket mailny used as an this facility to purchase goods. The e-money loaded into the international reserve asset with an effect from effect from 1st customer’s digital wallets can then be used make payments, October 2016. Yuan also known as the Renminbi will be the recharges, make bill payments as well as pay online. fifth freely usable currency along with the US Dollar, British Pound, Japanese Yen and Euro. It was added in the basket RBI extends deadline to exchange pre-2005 notes after it met all existing criteria for its inclusion. to June 30, 2016 Reserve Bank of India (RBI) has extended the deadline for World Bank offers $1.5 billion loan for Swachh exchanging pre-2005 currency notes of various Bharat Mission denominations by another six months to June 30, 2016. Earlier The World Bank has approved a 1.5 billion dollars loan to in June 2015, RBI had set the last date for public to exchange support the Union government’s flagship cleanliness drive pre-2005 banknotes notes as December 31, 2015. It is fourth Swachh Bharat Mission (SBM). The loan funds would be time RBI has extended the deadline for exchanging pre-2005 used for SBM Support Operation Project and shall support currency notes since March 2014. SBM’s rural component known as SBM-Gramin (SBM-G).

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 17 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

NSE launches three new group indices loans will be advanced in line with the Centre’s target of The National Stock Exchange (NSE) has launched three providing ‘pucca’ residential houses for all urban Indian separate indices on three corporate houses of India viz. Tata, families by the year 2022.The loans will be available for Aditya Birla and Mahindra Group. beneficiaries in two segments The three separate indices are 1. Those with a household annual income of up Nifty Tata Group Index: It includes 25 companies across 12 to Rs. 3 lakh under the economically weaker sectors with a total market capitalisation of 7.51 lakh crore sections rupees. It represents 7.83 per cent of the total market 2. Those with a household annual income capitalisation of companies listed on the NSE. between Rs. 3,00,001 and Rs. 6 lakh under the Nifty Aditya Birla Group Index: It consists of eight low-income group. companies across seven sectors with the market capitalisation of 2.08 lakh crore rupees. It represents 2.17 per RBI approved NPCI to BBPCU cent of the total market capitalisation of companies listed on The Reserve Bank of India has decided to grant in principle the NSE. approval to the National Payments Corporation of India Nifty Mahindra Group Index: It consists of seven companies (NPCI) to function as the Bharat Bill Payment Central Unit with a market capitalisation of about 1.64 lakh crore rupees. (BBPCU) in BBPS. BBPS is an integrated bill payment system, It represents 1.71 per cent of the total market capitalisation will function as a tiered structure for operating the bill of companies listed on NSE. payment system in the country with a single brand image providing convenience of ”anytime anywhere” bill payment Singapore replaces Mauritius as top source of FDI to customers. The present scope of BBPS will include utility into India bill payments, such as, electricity, water, gas, telephone and Singapore has replaced Mauritius as the top source of foreign Direct-to-Home (DTH).The Operating Units will function as direct investment (FDI) into India during the first half of the entities facilitating collection of bills/repetitive payments. current fiscal year 2015-16. India has attracted 6.69 billion dollars FDI from Singapore while it received 3.66 billion dollars Myanmar inaugurated a new stock exchange from Mauritius. Highest foreign investment sector wise - Yangon Stock Exchange Computer software and hardware (3.05 billion dollars), trading Myanmar inaugurated a new stock exchange Yangon Stock (2.30 billion dollars), services and automobile (1.46 billion Exchange with plans for six companies to start trading in dollars each) and telecommunications (659 million dollars). March next year by Minister of Finance Win. The Yangon Stock Exchange will initially be open only to Myanmar China announces $60 billion package to Africa companies and investors . Myanmar had a stock exchange during FOCAC during its years of military rule but it attracted few companies Chinese President Xi Jinping has announced a 60 billion and trading was almost nonexistent.The Yangon Stock dollars package to African nations during the Forum on Exchange is being set up with Japanese assistance. Myanmar China-Africa Cooperation (FOCAC) held in Johannesburg, government planned law changes will eventually allow South Africa. The package will benefit Africa in 10 major foreigners to invest in Myanmar shares. areas (sectors) such as industry, infrastructure, agriculture, financial services, trade and investment facilitation, green The Supreme Court held that the Reserve Bank development, poverty reduction and public welfare, public of India (RBI) is liable to disclose information health, peace and security and people-to-people exchanges. The Supreme Court held that the Reserve Bank of India (RBI) With this package, China is seeking to expand its investments is liable to disclose information about the banks and financial in resource-rich Africa which can help it to absorb its excess institutions for their action against the loan defaulters manufacturing capacity. It is also consider as part of its including industrialists under the Right to Information (RTI) efforts to re-engage with the continent and integrate it within Act, 2005.The Court further ruled that RBI has statutory duty its ambitious One Belt and One Road (OBOR) and Maritime to uphold public interest and not the interest of individual Silk Route connectivity framework. banks. It has no legal duty to maximise the benefit of any public sector or private sector bank, and thus there is no State Bank of Travancore (SBT) has launched a relationship of trust between them. It also added that RBI ‘Housing for All does not place itself in a fiduciary relationship with the State Bank of Travancore (SBT) has launched a ‘Housing financial institutions as the reports of inspections, statements for All (Urban): Mission 2022’ to provide affordable housing of bank and information related to business obtained by the to families belonging to the economically weaker sections/ RBI are not under pretext of confidence or trust. low-income groups in the urban centres. As part of the scheme,

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 18 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

ICICI Bank introduced facility to book rail tickets  Tourism in India accounts for 6.8% of its GDP and on its mobile banking application is the third largest forex earner for India. Its ICICI Bank, India’s largest private sector bank, will soon contributed $ 44.2 billion in 2014-15. 7.757 million introduce the facility to book rail tickets on its mobile foreign tourist arrived in India last year. banking application and prepaid digital wallet. On 23  Luxembourg and New Zealand became the 9th and December the bank tied up with Railways’ e-ticketing platform 10th country to ratify the Articles of Agreement Indian Railway Catering and Tourism Corporation (IRCTC) (AoA) that will lay the legal framework for the to sell rail tickets through its applications.It is the first time China-initiated Asian Infrastructure Investment that IRCTC has tied up with a banking entity to sell tickets Bank (AIIB). through the various applications of the bank.  In a step to move toward fuller capital account convertibility the RBI has liberalised the external RBI extended the deadline for exchanging pre- commercial borrowing framework by increasing the 2005 currency Note limit for Indian companies for rising funds with Reserve Bank of India (RBI) has extended the deadline for minimum average maturity of 3 years to $ 50 million exchanging pre-2005 currency notes of various from $ 20 million. Companies can also take the ECB denominations by another six months to June 30, 2016. Earlier route to raise 10 years fund which is capped at 5 in June 2015, RBI had set the last date for public to exchange year now. pre-2005 banknotes notes as December 31, 2015. It is fourth  The World Bank has launched a $500 million dollars time RBI has extended the deadline for exchanging pre-2005 Transformative Carbon Asset Facility (TCAF) to currency notes since March 2014. help developing countries pay for emission reductions and combat climate change. It is market- NEWS IN BRIEF based scheme specially designed to help developing  ‘Zica’ is the name of Tata Motors’ entry-level countries and would establish the world’s first hatchback that was unveiled in Goa by the company. programmatic carbon market.  Indian IT companies would have to pay between MERGER AND AQUISTION USD 8000 to 10000 per H-1B visa from April 2016.  Airtel India’s largest telecom services provider has IISc bags US military contract for R&D on solar announced to invest Rs. 60000 cr. over the next three powered micro-grid years to upgrade its network to provide quality Bengaluru based Indian Institute of Science (IISc) has services. bagged a United States military contract for research and  Competition Commission of India (CCI) has imposed development (R&D) on solar powered micro-grid. The federal a penalty of over Rs 74 crore on IPO-bound Alkem contract worth US 52,900 dollars was awarded to IISc by the Laboratories and its two officials for indulging in US Pacific Air Forces (PAF), Yokota Air Base in Japan. Under unfair business practices. this contract IISc will develop solar powered micro-grid with  The Reserve Bank of India has cancelled the battery and super capacitor energy storage system. It is certificate of registration (COR) of 56 non-banking considered as one of the rare instances as US military has finance companies (NBFCs).These companies awarded a federal contract to an Indian scientific institute cannot transact in the business of an NBFC as laid known for its high-end cutting edge research. The down under theReserve Bank of India Act, 1934. announcement of the contract comes on the eve of the  The Reserve Bank of India has cancelled the meeting between Union Defence Minister Manohar Parrikar certificate of registration (COR) of 56 non-banking and US Defense Secretary Ashton Carter at Pentagon. finance companies (NBFCs).These companies cannot transact in the business of an NBFC as laid NEWS IN BRIEF down under theReserve Bank of India Act, 1934.  Ola announced forming an alliance with China’s Didi  Tata Consultancy Services (TCS), a leading IT Kuaidi, US-based Lyft and Southeast Asia’s services, consulting and business solutions GrabTaxi to offer seamless access to cabs on their organisation, has announced that IDFC Bank has apps in these countries. These four taxi aggregators selected TCS BaNCS for core banking, a move that (Ola, Didi Kuaidi, Lyft and GrabTaxi) will introduce will enable it to offer next generation banking a single integrated app that will allow the partners services that are more personalised, convenient and to leverage each other’s technology, local market faster. knowledge and business resources.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 19 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

 Insurance major Sun Life will increase its stake in largest bank in the world by total assets and by Birla Sun Life Insurance (BSLI) to 49% from 26% as market capitalization. announced by Aditya Birla Nuvo Ltd (ABNL). Sun  The minority shareholders of Maruti Suzuki voted Life is a leading insurance service provider of in favour of a contract manufacturing agreement Canada. between Maruti and Suzuki. Under this agreement,  Tata Group announced signing up an alliance with a new manufacturing plant will be established, which a Chinese bank Industrial and Commercial Bank will be parent company Suzuki’s its first car of China Ltd (ICBC) to provide it with a host of manufacturing plant in India. This plant will be banking services. Under the alliance, ICBC will established at Hansalpur (Gujarat). provide the Tata group with financing products,  Union Bank of India tied up with Maharashtra for global cash management, consulting, international over-the-counter (OTC) collection of taxes and trade finance business, investment banking, foreign receipts. exchange, derivatives trading, and other global · Paytm has acquired Near in, an online marketplace financial services. The services will be provided to for hyper-local services in a cash and stock deal, Tata Group in locations including India, China, the estimated at between $1.5 million-$2 million (Rs 10 United States and Europe.ICBC is a state-owned crore-Rs 13 crore). Chinese multinational banking company. It is the  AWARD & HONOUR

Salman Rushdie awarded 2015 Mailer Prize for medal is described as highest honours for achievement and Lifetime Achievement leadership in advancing the fields of science and technology. India-born author Salman Rushdie has been awarded the prestigious 2015 Mailer Prize for Lifetime Achievement. He Syed Kirmani nominated for CK Nayudu Lifetime has been bestowed with this award for fully exercising his Achievement Award freedom of creativity and thrived on dialogue and debate. Former wicket-keeper batsman Syed Kirmani has been He was presented with this award by Laurie Anderson at a nominated for prestigious BCCI-instituted Col. C.K. Nayudu ceremony held at Pratt Institute in Brooklyn, New York City. Lifetime Achievement Award 2015.Kirmani who was a member of the Indian team that won the World Cup in 1983 for the J M Sali awarded 2015 South East Asia Write first time has been conferred with the award for his Award contribution to Indian cricket. Indian-origin writer Jamaludeen Mohamed Sali from Singapore has been awarded prestigious 2015 South East Miss Pia Alonzo Wurtzbach crowned Asia Write Award. The award was bestowed upon him at the 2015 annual ASEAN regional award for literary excellence in Miss Philippines Pia Alonzo Wurtzbach has been 64th Bangkok, Thailand. crowned Miss Universe after beating out contenders from the United States, France, Colombia and Australia. Legendary actor Dilip Kumar conferred with Royo on 19 December 2015 was crowned Padma Vibhushan 2015 at the Beauty of Crown Theater in Sanya, Legendary actor Dilip Kumar (93) has been conferred with China. of South Africa crowned Mireia the prestigious Padma Vibhushan, country’s second highest Lalaguna as her successor at the end of the event. It is the civilian award. It was bestowed upon him by Union Home first time Spain has won the title of Miss World. Minister Rajnath Singh and Maharashtra Chief Minister Devendra Fadnavis at his residence in Mumbai, Maharashtra. 2015 Sahitya Akademi Award Union Government had selected veteran actor for the Padma Sahitya Academy has announced the names of 23 poets and Vibhushan on the eve of 66th Republic Day. authors who will be conferred the prestigious 2015 Sahitya Akademi Award. Dr. Rakesh K. Jain selected for 2015 National Poetry: Brajendra Kumar Brahma (Bodo), Dhian Singh Medal of Science (Dogri), Ramdarash Mishra (Hindi), K.V. Tirumalesh Indian American professor Dr. Rakesh K. Jain has been (), Kshetri Rajan (Manipuri) and Ram Shankar selected for 2015 National Medal of Science of the United Awasthi (Sanskrit). States. Jain, along with 16 other winners will receive the honor Short stories: Kula Saikia (Assamese), Man Mohan Jha at a White House ceremony by President Barack Obama in (Maithili), Gupta Pradhan (Nepali), Bibhuti Pattanaik (Odia), January 2016. The annual National Medal of Science award, Maya Rahi (Sindhi) and Volga (Telugu). recognized since 1959, is given to individuals for their contribution to the field of science and engineering.The

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 20 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Novels: Cyrus Mistry (English), Jaswinder Singh (Punjabi), K R Meera (Malayalam) and Madhu Acharya ‘Ashawadi’ (Rajasthani). BOOK & AUTHOR Essays: Rasik Shah (Gujrati) and A. Madhavan (Tamil). Plays: Uday Bhembre (Konkani), Rabilal Tudu (Santali).  The Bose Brothers and Indian Independence – An Books on criticism: Bashir Bhadarwahi (Kashmiri) and Insider’s Account: Madhuri Bose, the grand-niece Shamim Tariq (Urdu). of Netaji Subhas Chandra Bose Memoirs: Arun Khopkar (Marathi).  Life On My Terms: From the Grassroots to the Violinist Itzhak Perlman awarded 2016 Genesis Corridors of Power, an autobiography of Sharad Prize Pawar was released by Prime Minister Narendra Israeli-American violinist Itzhak Perlman (70) has been Modi awarded 2016 Genesis Prize which is also known as Jewish  “The Hindu” – one of India’s oldest existing daily Nobel prize. He has been bestowed with prestigious prize for newspapers, was not published from its his accomplishments as a musician, teacher and advocate headquarters Chennai for the first time since 1878 for the disabled and also for his commitment to his Jewish Because its workers could not reach its plant due to identity. Prime Minister of Israel Benjamin Netanyahu will harrowing rains and its aftermaths in the city. present the award to Mr. Perlman at the June 23, 2016 award  The English and Marathi version of a book “Life on ceremony to be held in Jerusalem. My Terms –From the Grassroots to the Corridors of Power” authored by Sharad Pawar released on Wipro awarded 2015 Aegis Graham Bell Award the 75th birthday of Pawar, the Maratha strongman Global software major Wipro has been awarded 2015 Aegis and the leader of Nationalist Congress Party (NCP) Graham Bell Award for developing a solution for the Internet at Vigyan Bhavan in New Delhi. of Things (IoT). The award has been bestowed upon Wipro’s  Eminent Odiya writer Bibhuti Pattnaik selected for IoT solution ‘Universal Data Parser’ (UDP). The UDP enables this year’s Central Sahitya Academy Award for his flexible adaptation of data streams from a wide range of end book “Mahisasura Muhan”. devices to IoT platforms and data stores. Presently, Wipro is India’s third-largest software services firm after Tata Consultancy Services (TCS) and Infosys.  NEWS IN BRIEF  President has been awarded 2015 Garwood Award for Outstanding Global Leader in VANIK’S KNOWLEDGE GARDEN Open Innovation from UC Berkeley-Haas School of Business. Important Nuclear Power Plant in India  Veteran Bollywood actor has Plant Location State Capacity been honoured with the lifetime achievement award Narora Atomic Power Narora Uttar Pradesh 440 MW at the 12th edition of Dubai International Film Station Festival (DIFF). Rajasthan Atomic Rawatbhata Rajasthan 1180 MW  Indian-American entrepreneur and philanthropist Power Station Frank Islam (63) has been selected for the Tarapur Atomic Power Tarapur Maharashtra 1400 MW prestigious 2015 Uttar Pradesh Ratna Award. Station  “Embrace of Serpent” (Colombia) won the Kakrapar Atomic Kakrapar Gujarat 440 MW prestigious Golden Peacock award in the Power Station th 46 International Film Festival of India (IFFI 2015), Kudankulam Nuclear Kudankulam Tamilnadu - MW that concluded on 30 November 2015 at Goa. Power Plant  Union Telecom and Information Technology Madras Atomic Power Kalpakkam Tamilnadu - MW Minister Ravi Shankar Prasad presented ‘Express Station IT excellence award’ to City Police in Kaiga Nuclear Power Kaiga Karnataka 660 MW acknowledgment with IT initiatives launched by Plant them in last one year in Bengaluru. Madras Atomic Power Kalpakkam Tamil Nadu 440 MW  West Bengal government honoured veteran music Station composer Bappi Lahiri and singer Kumar Sanu with the Lifetime Achievement awards.  The University of South Florida (USF) has announced a postgraduate fellowship in the name of former president Dr. APJ Abdul Kalam to support accomplished and talented Indian students looking to study abroad. 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 21 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

PERSON IN NEWS

Amitabh Kant: Senior IAS officer Amitabh Kant has been Udai Kumar: The Metropolitan Stock Exchange (MCX Stock given additional charge as Chief Executive Officer (CEO) of Exchange) appoint Udai Kumar as its interim Managing National Institution for Transforming India (NITI) Aayog. Director. Pawan Kumar Agarwal Senior IAS officer Pawan Kumar Nishi Vasudeva: Hindustan Petroleum Corp Ltd (HPCL) Agarwal has been appointed as Chief Executive Officer (CEO) Chairman and MD Nishi Vasudeva has been chosenqwhile of Food Regulator Food Safety and Standards Authority of Reliance Industries has bagged the CSR Award at the 17th India (FSSAI). annual Platts Global Energy Awards or Oscars of energy in New York. Pravin Gordhan:An Indian-origin politician, Pravin Gordhan has been appointed as South Africa’s new Finance Minister. Kapil Chopra: Kapil Chopra, President of the The Oberoi Group, has been appointed as the Chairman of World Travel Roch Marc: Roch Marc Christian Kabore has been elected & Tourism Council, India Initiative (WTTCII) for 2016 as President of Burkina Faso. announced at the Annual General Meeting of the WTTCII . Radha Mathur: Former Defence Secretary Radha Krishna Mathur (62) has been appointed as Chief Information Mohammad Jamshed:Mohammad Jamshed took as the new Commissioner (CIC). Member Traffic in the Railway Board South African President Jacob Zuma re-appointed Pravin Gordhan, an experienced Amit Agarwal: Private air carrier Jet Airways has appointed minister of Indian origin, as country’s Finance Minister Amit Agarwal as its new full time Chief Financial Officer (CFO). Reva Khetrapal: Former Delhi High Court judge Reva Justice Tirath Singh Thakur: Justice Tirath Singh Thakur Khetrapal took oath as Delhi’s new Lokayukta. The post of was sworn in as 43rd Chief Justice of India (CJI). In Supreme the anti-corruption ombudsman was vacant since November Court, Justice Thakur had headed the bench which dealt 2013, when retired Justice Manmohan Sarin renounced the with IPL spot-fixing scam. He also had headed the bench office. which is monitoring the probe in the Saradha chit fund scam case. Sanjay Pradhan: The Open Government Partnership (OGP)selected Indian-origin World Bank official Sanjay Vijay Kumar Choudhary: Vijay Kumar Choudhary has Pradhan to lead the organization. been unanimously elected Speaker of the Bihar Legislative Assembly on 2 December 2015. Radha Krishna Mathur:Former Defence Secretary Radha Krishna Mathur (62) has been appointed as Chief Information Kaher Kazem: Kaher Kazem has been appointed as President Commissioner (CIC). and Managing Director General Motors (GM) India operations. Amit Agarwal: Private air carrier Jet Airways has appointed Amit Agarwal as its new full time Chief Financial Officer (CFO). M Nair: Scientist M Nair Rajeevan appointed Earth Sciences Secretary OBITUTARY Angela Merkel :Time magazine named German Sadhna Shivdasani Veteran: Bollywood actress Sadhna Chancellor Angela Merkel its ”Person of the Year 2015" for Shivdasani (mononymously known as Sadhana) passed away the annual honour because her leadership has helped in Mumbai, Maharashtra. Sadhana Shivdasani was born on preserve and promote an open, borderless Europe in the face September 2, 1941 in Karachi (now in Pakistan) in then British of economic turmoil and an ongoing refugee crisis. India. She was highest paid actress in Hindi cinema from 1962-65 with Vyjanthimal and the third highest paid with L. Narasimha Reddy:A five-member judicial commission with Nanda from 1970-1973. Her debut in Bollywood was with the representatives from military fraternity, the government film Shree 420 as Chorus girl. She has worked in films like appointed Justice L. Narasimha Reddy, former Chief Justice Love in Simla, Parakh, Hum Dono, Waqt, Woh Kaun Thi. Her of Patna High Court to head the one-man judicial committee. fringe haircut was famously known as the Sadhna cut inspired Arun Kumar Jain: Senior revenue service officer Arun from British actress Audrey Hepburn at that time. Kumar Jain appointed Chairman of Central Board of Direct Sharad Anantrao Joshi:Renowned agro-economist and Taxes (CBDT). veteran leader of farmers Sharad Anantrao Joshi passed away Ahmad Javed: Union Ministry of External Affairs (MEA) has in Pune, Maharashtra. appointed senior IPS officer Ahmad Javed as India’s Ambassador to Saudi Arabia.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 22 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Clayton Johnson: Renowned American science-fiction writer Peter Dickinson: Renowned British Novelist Peter Dickinson George Clayton Johnson passed away in Los Angeles, US. passed away in Winchester, Hampshire. Mangesh Padgaonkar: Eminent Marathi poet Mangesh Margi Sathi: Margi Sathi, one of the finest exponents of Padgaonkar passed away in Mumbai, Maharashtra on after Koodiyattom and Nangiarkoothu, passed away on 1 a brief illness. He was iconic Marathi poet best known for December 2015 at the Regional Cancer Centre in many poetry recitation programmes and for writing lyrics for Thiruvananthapuram. many Marathi films. Ustad : Renowned sarangi player Ustad Sabri Haskell Wexler: Legendary American cinematographer Khan died on 30 November 2015 in New Delhi due to Haskell Wexler passed away on 27th December 2015 in breathing problems. California, US. He was best known for his work in films like “One Flew Over the Cuckoo’s Nest” and “American Graffiti” MAM Ramaswamy: Veteran industrialist and former and was one of the film history’s most influential parliamentarian MAM Ramaswamy passed away in Chennai, cinematographers. Tamil Nadu.

 PLACE IN NEWS

Salma Dam Project, Afghanistan the only other cable-stayed bridges in the country are The Union Cabinet has approved the reconstruction and Hooghly Bridge at Kolkata, Naini Bridge in Allahabad and completion of Salma Dam Project in Afghanistan at the Rajiv Gandhi Sea Link in Mumbai.The bridge, has been built Revised Cost Estimates (RCE) of 1775.69 crore rupees. Salma by Border Roads Organisation (BRO) with consultation from Dam Project in Afghanistan is scheduled to be completed by the agencies from Canada, Japan, Spain and Switzerland. It June 2016. It is one of important project implemented to was built at the cost of Rs 145 crore. generate goodwill for India in Afghanistan. Salma Dam project is situated on the upper reaches of Hari Rud River in Herat Inle Lake, Myanmar province of western Afghanistan. Myanmar has launched the country’s first United Nation Educational, Scientific and Cultural Organisation (UNESCO) Raiwind Palace:Prime Minister Narendra Modi stunned the Biosphere Reserve Inle Lake in Shan state. With this launch diplomatic circle, his opponents and even his party members Myanmar opens a new chapter in its commitment to bio- by undertaking a surprise visit to Pakistan and meeting diversity and eco-system conservation. In June 2015, the Pakistani Prime Minister Nawaz Sharif on 25 December 2015. lake was officially designated as Myanmar’s first biosphere This impromptu meeting was held at Sharif’s residence near reserve under UNESCO’s Man and the Bioshpere (MAB) Lahore. ‘Raiwind Palace’ came to news after Indian Prime programme. Minister Narendra Modi and his Pakistani counterpart Nawaz Sharif held their informal meeting here on 25 December. Modi Varanasi and Jaipur Two Indian cities for first time have had made a surprise visit to Pakistan while on his way from been designated as members of UNESCO’s Creative Cities Afghanistan to India. The visit was Modi’s first visit to Network (UCCN). Pakistan, and the first trip by an Indian prime minister to the Two cities are country in 11 years. Varanasi City (Uttar Pradesh): It has been added in the City of Music category of network. Dunera-Basohli-Bhadharwah , Jammu and Jaipur City (Rajasthan): It has been added in the City of Kashmir Crafts and Folk Art category of network. North India’s first cable-stayed bridge named Atal Setu was It was announced by UNESCO Director-General Irina inaugurated on Dunera-Basohli-Bhadharwah road Bokova. They are among the 47 cities from 33 countries that in Basohali town in Kathua district of Jammu and Kashmir.The have been designated as new members of UNESCO Creative bridge was inagurated by Defence Minister Manohar Cities Network. Parrikar, who was accompanied by Union Minister Jitendra Singh and Army Chief Dalbir Singh Suhag. Atal Setu is Basholi, Jammu and Kashmir: The first cable-stayed bridge strategically-important as it will provide close connectivity of north India was inaugurated by Defence Minister Manohar among the three states: Jammu and Kashmir, Himachal Parrikar on 24 December 2015. The bridge that will provide Pradesh and Punjab. Thus reducing the distance of travel to close connectivity between the three states of Jammu and Punjab and HP and also help improve connectivity and Kashmir, Himachal Pradesh and Punjab. This cable stayed- tourism between the three states. The bridge, has the second bridge is built on River Ravi at Basholi in Kathua district of longest span in India, is the fourth of its kind in the country: Jammu and Kashmir.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 23 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

IGIA: Ten personnel of the Border Security Force (BSF) were Vyachakurahalli village: Vyachakurahalli village (in killed as a Beechcraft aircraft crashed near the Gauribidanur taluk of district) in Karnataka International Airport (IGIA) in Delhi just after take-off on 22 came to limelight as it was officially declared as India’s first December 2015. smokeless village. This village is around 77 km from Karnataka capital Bengaluru. This came to reality as all the Marine Drive: Mumbai’s iconic ‘Marine Drive’ completed households in the village gained access to LPG connections. 100 years on 18 December 2015, for which a special postcard Altogether 274 households in the village have this facility.This was launched to commemorate the occasion. ‘Marine Drive’ became possible as Indian Oil Corporation (IOC) piloted the is the un-official name of the 4.3 km long ‘C’-shaped road in South Mumbai that links Nariman Point to Malabar Hill and ‘Mission Smokeless village’ project. Babulnath area.  SPORTS CRICKET Awards and Honours: He was conferred with the Sir Richard Hadlee Medal for year 2014-15. Steve Smith named ICC Test cricketer of Year for 2015 NEWS IN BRIEF Australia captain Steve Smith has been named as the ICC Cricketer of the Year for 2015 at the International Cricket  Kane Williamson became the first cricketer from New Council (ICC) Awards ceremony in Dubai. Smith won the Zealand to top the International Cricket Council’s prestigious Garfield Sobers Trophy in Australia for the third (ICC’s) Test rankings. He clinched the spot after straight year after pace bowler Mitchell Johnson and his guiding the Black Caps to a series-clinching five- predecessor as skipper, Michael Clarke, won in 2014 and wicket win in the second Test against in 2013, Hamilton. Other winners of the ICC awards:  Former Indian Test Captain and ace spinner Anil 1. ICC Emerging player of the year: Josh Hazlewood Kumble has resigned as the Chief Mentor of Indian (Australia). Premier League (IPL) franchise Mumbai Indians with 2. Best T20 performance of the year: Faf du Plessis an immediate effect. (South Africa)  India won a historic Test series against South Africa 3. Spirit of Cricket award: Brendon McCullum (New as the hosts romped home with a whopping 337 Zealand). runs victory in the fourth and final Test match at 4. ICC Associate player of the year: Khurram Khan Delhi’s Feroz Shah Kotla on 7 December 2015. With (UAE). this win India won the four match series by 3-0 5. Umpire of the year: Richard Kettleborough following wins at Mohali and Nagpur. R. Ashwin (). was adjudged ‘Player of the Series’ for this historic 6. Women’s ODI Cricketer of the Year: Meg Lanning series win. (Australia).  Pune and Rajkot became the interim franchises in 7. T20I Women’s Cricketer of the Year: Stefanie Indian Premier League (IPL) till 2017 as announced Taylor (West Indies). on 08th December 2015. The teams will be replaced with Chennai Super Kings and Rajasthan Royals. New Zealand captain Brendon McCullum  Former Sri Lanka Captain and country’s second announces retirement highest Test run-scorer has been conferred New Zealand cricket team captain Brendon McCullum has of Marylebone Cricket Club (MCC). announced his retirement from all forms of international  Former England coach Andy Flower has been cricket viz., tests, ODIs and twenty20. signed on as the batting consultant and mentor of ODI Career: His debut was in 2001 against Australia at the Peshawar franchise in the upcoming Pakistan Sydney at age of 20. He had scored 5909 runs from 254 Super League. matches. This score include 5 centauries and 31 half-  Ravichandran Ashwin held in top 2nd spot, centauries. He had taken 258 catches and did 15 stumpings while Ravindra Jadeja held in 8th spot in the latest as a wicketkeeper. ICC Test rankings.However, no Indian found a place Test Career: His test debut was in 2003 against South Africa. in the top-10 of batsmen’s rankings list. Overall he has played 99 tests so far and scored 6273 runs.  Cricketer Rohit Sharma along with Graphic India, T20 Internationals Career: He is the first and only player to UK-based ISM Komix and Cornerstone Sport are score two Twenty20 International centuries so far and overall set to launch a new environmental superhero team 2000 runs. called ‘Hyper Tygers’. The digital comic will be free to read on all devices from February 1 through

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 24 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Sharma’s Facebook page and the Graphic POP!  Seasoned Indian luger Shiva Keshavan has won a Mobile app silver medal at the 2015 Asian Luge Championship held in Nagano, Japan. TENNIS  India’s Abhay Singh on 20 December 2015 won the Sania, Hingis named as Women’s Doubles World Under-19 Singapore Squash Open. In the final of Champions by ITF the Old Chang Kee Singapore Open, he defeated The International Tennis Federation (ITF) has named the second seed Alwin Chai of Malaysia. Indo-Swiss pair of Sania Mirza and Martina Hingis as the  Apurvi Chandela from Rajasthan has won a Gold medal in the 59th National Shooting Championship 2015 ITF women’s doubles World Champions. Indo- Swiss pair have won their last 22 matches from the start of the US in Delhi. Open through wins in Asia at Guangzhou, Wuhan, Beijing  World champions Australia defeated Belgium by 2- and the WTA Finals, ending the year with a 55-7 record. 1 to win the prestigious FIH Hockey World League They have won two Grand Slam titles at Wimbledon and the title US Open, and seven further tournaments. American Serena  Maharashtra won Wheelchair Basketball Williams and Serbian Novak Djokovic were named the Championship i.e. on the eve of International Day of People with Disabilities. women’s and men’s singles World Champions, respectively.  World number one women shuttler Carolina Marin OTHER SPORTS from Spain has won the 2015 Female Badminton Player of the Year award. She was presented with  Chennaiyin FC has won the second edition of Indian the award by the Badminton World Federation Super League (ISL) Football tournament. In the final (BWF) President Poul-Erik Hoyer in Dubai. played at the Jawaharlal Nehru Stadium in Goa, they defeated hosts Goa FC by 3-2 goals score.  FC has won the 2015 FIFA Club World Cup for a record third time.  SCIENCE & TECHNOLOGY

ISRO successfully launched 6 Singapore Satellites 15-seater eco-friendly bus is coloured in green and blue. It onboard PSLV-C29 has Go Green message on it. It is powered by lithium battery Indian Space Research Organisation (ISRO) has successfully developed by the Indian Space Research Organisation placed six commercial satellites from Singapore in their (ISRO) and is very economical. The bus is a collaborative dedicated orbits. These satellites were launched using Polar effort between the Union Transport Ministry and Pune-based Satellite Launch Vehicle (PSLV-C29) from the first launch pad technology company KPIT. of Satish Dhawan Space Centre in Sriharikota, Andhra Pradesh. This successful launch coincides with the 50th Union Government inks MoU for establishing anniversary of the establishment of diplomatic relations IIITs at Ranchi, Nagpur & Pune between India and Singapore in year 2015. The Union Government has inked a Memorandum of Understanding (MoU) for establishing three Indian Institute Union Government gave in principle approval to of Information Technology (IIITs) in the country. The Google’s Loon project agreement to this effect was signed between Department of Union Government has given in principle approval to work Higher Education (DoHE) and private agencies including Tata on Loon project of internet search engine giant Google for Consultancy Services (TCS), Tata Motors, ADCC Infocad providing Internet connectivity by using large balloons. The and Hubtown. These IIITs are being set up at Ranchi project will be started on a pilot basis and state run Bharat (Jharkhand), Nagpur and Pune (Maharashtra). Sanchar Nigam Limited (BSNL) will be partner with the project in order to expand Internet connectivity in the country. Scientists genetically modify Anopheles gambiae Google’s Loon project is Google’s ambitious research and mosquito species to fight malaria development project that aims at providing low-cost Internet Scientists have genetically modified malaria-causing access to rural and remote areas. Under the project, high mosquito Anopheles gambiae species to fight the deadly altitude floating telecom tower balloons are positioned at a disease of malaria. The research was successfully carried by height of 20 km, above earth’s surface for transmission of team of researchers led by London based Imperial College internet services. and was published in the journal Nature Biotechnology. Scientists have genetically modified Anopheles gambiae PM flagged off first prototype pollution free mosquito species so that they carry a modified gene electric bus disrupting egg production in female mosquitoes. For this Prime Minister Narendra Modi flagged off first prototype they had used a technology called gene drive which uses pollution free electric bus for Members of Parliament. The

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 25 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 the technique of recessive genes, so that many mosquitoes Medinipur district of West Bengal. The Eels are mainly snake- will inherit only one copy of the gene. like fishes with fins and gills and are mostly found at bottom of rivers and seas. Bengal moray eel species is a marine fish First India International Science Festival begins species. at IIT-Delhi The first India International Science Festival (IISF) has begun NEWS IN BRIEF at the Indian Institute of Technology (IIT)-Delhi campus. It has been organised by Union Ministry of Science and  Youtube, in collaboration with Subhash Ghai-owned Technology. The IISF is expected to be the country’s biggest film school Whistling Woods International, has ever Technology and Industrial Expo. Around 4,000 delegates opened its 8th (one of a kind) Youtube Space in from India and abroad are expected to take part in the festival. Mumbai’s Film City.  Students in Kendriya Vidyalaya Schools will learn ZSI Scientists discovered a new eel species named French, Spanish and Mandarin along with German Bengal moray eel as additional subjects from next academic session. Scientists of the Zoological Survey of India (ZSI) have a discovered a new species of eel named Bengal moray eel (Gymnothorax mishrai) along the coast of Digha in Purba  HEALTH Philippines became the first Asian country to generally based on the country’s disease burden, priority approve the sale of dengue vaccine health concerns, affordability concerns etc. The revision Philippines became the first Asian country to approve the includes addition of 106 essential medicines and deletion of sale of the world’s first-ever dengue vaccine, Dengvaxia in 70 medicines. With this total number of essential medicines the country. The vaccine for dengue named, Dengvaxia has in the list has gone up to 376 from earlier 348 medicines. This been manufactured by French pharmaceutical manufacturer move will ensure their availability across the country at Sanofi Pasteur. It has been designed to protect people in the affordable prices. 9-45 age groups from all four subtypes of the virus. Earlier Mexico became the first country in the world to approve a Union Government launches IPV injection as part vaccine against dengue fever. In a clinical trial which was of global polio endgame strategy conducted last year, Dengvaxia was found to have an The Union Government has launched inactivated polio effectiveness of 60.8 percent against the four strains of vaccine (IPV) injection as part of the global polio endgame dengue currently in existence. strategy in New Delhi. The vaccine was launched by the Union Minister of Health and Family Welfare J P Nadda in Union Government brings 376 drugs under the New Delhi. It was launched as part of India’s next step in NLEM Universal Immunization Programme (UIP) to fight against The Union Government has added 106 drugs including that polio virus in the country. UIP initially will cover six states of HIV/AIDS, Cancer and Hepatitis C to the National List of including Uttar Pardesh , Madhya Pardesh , Bihar, Assam, Essential Medicines (NLEM). Essential medicines are those Punjab and Gujarat in the first phase. that satisfy the priority health care needs of the country’s population. They are listed with reference to the levels of healthcare namely primary, secondary and tertiary. They are  ENVIRONMENT & ECOLOGY

According to the recently released India State of Forest  The majority of the increase in forest cover has been Report (ISFR) 2015, India’s forest and tree cover has been observed in open forest category mainly outside increased by 5081 Square kilometre. The report was released forest areas, followed by Very Dense Forest. by the Union Environment Minister Prakash Javadekar in  Open Forest area: Increased by 4744 sq km and New Delhi accounts for 9.14 per cent of the total geographical Key facts area.  The total forest and tree cover in the country is  Very Dense Forest area: Increased by 2404 sq km 79.42 million hectare, which accounts for 24.16 per and accounts for 2.61 per cent of the total cent of the total geographical area. geographical area.  The total forest cover of the country has increased  State wise maximum increase in forest cover: Tamil by 3, 775 sq km and the tree cover has gone up by 1, Nadu (2, 501 sq km), Kerala (1, 317 sq km) and Jammu 306 sq km. & Kashmir (450 sq km).

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 26 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

 Largest forest cover in terms of area: Madhya Maharashtra (FDCM). Nagpur based Maharashtra Animal Pradesh (77, 462 sq km), Arunachal Pradesh (67, 248 and Fisheries (MAF) University is also part of this centre. sq km) and Chhattisgarh (55, 586 sq km).  Highest percentage of forest cover: Mizoram Arctic Region hits record high temperature over (88.93%), Lakshadweep (84.56%). land: NOAA  States/UTs having forest cover above 33 per cent: The average temperature over Arctic land for the year ending 15 States/UTs have forest cover above 33 percent in September 2015 was the highest on record indicating that of the geographical area. the Arctic is warming twice as fast as other parts of the Earth. It was revealed by the annual Arctic Report Card of National First red alert on pollution declared in Beijing Oceanic and Atmospheric Administration (NOAA), a federal The Chinese government has issued its first red alert on agency of US for monitoring condition of the oceans and the pollution (smog) it its Capital Beijing due to hazardous air atmosphere. The temperatures in areas at latitude 60 degrees quality caused by severe air pollution. The warning was an north and higher i.e. over Arctic were 1.3 degrees Celsius upgrade from the previous second highest orange alert. The above average for the year ending in September 2015. red alert is the most serious (highest) warning on a four-tier system of emergency air-pollution response system was Typhoon Melor hits central Philippines adopted in 2013. China, the world’s biggest carbon emitter in Powerful Typhoon Melor (also known as Nona) has hit the recent times is grappling with the serious chronic problem of central Philippines battering the coast with powerful winds the air pollution leading to smog in cities. Most of the with speed of 200 kph followed by intense rainfall. The eye pollution is caused by the coal-fired power plants along with of tropical cyclone (typhoon) Melor made its landfall over vehicle emissions, heating systems and construction and the northern tip of the island of Samar. It made landfall after factory work. undergoing a rapid intensification forcing over 700,000 people to leave their homes and communities. India’s biggest wildlife rescue centre commissioned in Nagpur NEWS IN BRIEF India’s biggest Wildlife Rescue Centre named as Gorewada  ISRO & NASA will carry out a hyper spectral study Zoo and Wildlife Rescue Centre has been commissioned at of the Chilika Lake & its basin eco-system Gorewada near Nagpur, Maharashtra. The centre was  Microsoft Co-founder Bill Gates & other investors inaugurated by Maharashtra Chief Minister Devendra have pledged $ 7 billion for research and Fadnavis. Gorewada Zoo and Wildlife Rescue Centre is development of clean energy. managed by the Forest Development Corporation of  DEFENCE

India-Russia joint naval exercise INDRA NAVY- technical parameters of the weapon system. However the 15 began in Visakhapatnam location of the test was not disclosed by Pakistan The eighth edition of India-Russia joint naval exercise-INDRA Government. It is second nuclear capable missile test to be NAVY-15 has begun in Visakhapatnam, Andhra Pradesh. undertaken by Pakistan in December 2015. Earlier Shaheen- INDRA NAVY-15 is a bilateral maritime joint naval exercise III surface-to-surface ballistic missile with a range of 2,750 between the Indian and Russian navies for epitomising the km was tested. strategic relationship between the two countries. Combined Commanders Conference held on INS India’s first indigenously designed & built frigate Vikramaditya off Kochi coast INS Godavari decommissioned Combined Commanders Conference, an annual tri-services India’s first indigenously designed warship INS Godavari event chaired by Prime Minister Narendra Modi was held on has been decommissioned after 32 years of service. It was board INS Vikramaditya about 50 kms off Kochi coast. This decommissioned at Naval Dockyard in Mumbai is the first time when the conference was held outside New (Maharashtra) after it completed its full life cycle, meeting all Delhi. It was attended by Union Defence Minister Manohar responsibilities and duties assigned in 3 decades of service. Parrikar, National Security Advisor (NSA) Ajit Doval, all three INS Godavari was the first of the three in her Class of guided- services chiefs and other senior officers of three armed missile frigates and was commissioned into Indian Navy on services. 10 December 1983. DAC gave nod to purchase of Russian S-400 Air Pakistan successfully tested nuclear-capable Defence Missile Systems Shaheen-IA ballistic missile Defence Acquisition Council (DAC) has cleared the purchase Pakistan has successfully tested the nuclear-capable of Russian advance S-400 Trium Air Defence Missile Systems Shaheen-IA ballistic missile with a range of 900 km. The test at an estimated cost of 40,000 crore rupees. Decision in this of the missile was aimed at re-validating several design and B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 27 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 regard was taken by DAC meeting chaired by Union Defence NEWS IN BRIEF Minister Manohar Parrikar in New Delhi. DAC approval for defence deal comes ahead of Prime Minister Narendra Modi’s  Scientist from Defence Research and Development visit to Russia later in December 2015. India would buy 5 Organisation (DRDO) recently have successfully units of the S-400 Trium air defence missile systems that are tested crucial anti-jamming capability of the Astra capable of destroying incoming hostile missiles, aircraft and missile. It is air-to-air beyond-visual-range (BVR) even drones within a range of up to 400 km. This purchase all-weather missile that can be launched from will give a major boost to the national air defence capacity different altitudes. and make India only the second buyer of the missile system  Indian Navy has conducted a large scale Fleet after China. The S-400 System is also capable of taking out exercise on the eastern seaboard to maintain high ballistic missiles and hypersonic targets. levels of combat readiness and counter emerging threats. 44th Navy Day observed on 4 December 2015  India & Japan announced series of military and 44th Navy Day was observed on 4 December 2015. On this strategic agreement and understanding Japan will occasion, Chief of Naval staff Robin K Dhowan along with participate in the Indo-US Malabar Naval Exercise. Air Chief Marshal Arup Raha and Army Chief General Dalbir Singh Suhag paid tributes to martyrs at the Amar Jawan Jyoti in New Delhi. President Pranab Mukherjee extended his greetings and felicitations to all members of the Indian Navy  and their families on this occasion. RECENT SUMMIT IN NEWS

5th Heart of Asia conference began in Pakistan to become a full member will come in to effect after PoA is The fifth edition of ‘Heart of Asia’ conference, an annual ratified by Afghanistan Parliament till June 2016. It will be the regional gathering of Asian and other countries commenced 36th least developed country (LDC) to join the global trade in Islamabad Pakistan. Pakistan Prime Minister Nawaz Sharif body. and Afghan President Ashraf Ghani jointly inaugurated the ministerial-level meeting. It is jointly hosted by Pakistan and COP 21 adopted historic Paris Agreement on Afghanistan and would be attended by the high-ranking Climate Change delegations from 14 participating states, 17 supporting Conference of the Parties 21 (COP 21) have adopted the countries and 12 international and regional organisations. historic Paris Agreement on Climate Change. It was adopted From India, the Union External Affairs Minister by 189 countries of total 196 countries under the United is attending the meeting. Nations Framework Convention on Climate Change Theme of the meeting: ‘Heart of Asia-Istanbul Process: (UNFCCC) that attended the COP 21. Enhanced cooperation for countering security threats and Key facts of Paris Agreement on Climate Change promoting connectivity in the Heart of Asia region.’  Facilitates enforcement of global greenhouse gas 14 Member states: Pakistan, Afghanistan, Azerbaijan, China, emission (GHGs) reduction measures in the post- India, Iran, Kazakhstan, Kyrgyzstan, Russia, Saudi Arabia, 2020 i.e. in post Kyoto Protocol scenario. Tajikistan, Turkey, Turkmenistan and UAE.  Mandatory for all Countries to keep global temperature rising below 2°C by 2100 above pre- China hosted 1st BRICS media summit industrial levels with an ideal target of keeping China hosted the first Brazil-Russia-India-China-South Africa temperature rise below 1.5°C. (BRICS) media summit in Beijing for creating an alternative  Developed countries to provide 100 billion dollars media platform for the 5 emerging economies. 25 media annually to the developing counterparts beginning organisations participated in the 2 day summit which aimed in 2020 and it would increase with time. to create a new institutional framework to benefit the media  Countries will assess their progress every five years of five emerging economies of BRICS grouping. for meeting their climate commitments and submit Afghanistan becames 164th member of WTO new plans to strengthen. Afghanistan has become 164th member nation of the World NEWS IN BRIEF Trade Organisation (WTO), global trade body after 11 years of negotiations. WTO has formally approved Afghanistan’s  Prime Minister Narendra Modi has formally membership proposal at its ongoing 10th ministerial inaugurated the All-India conference of Directors conference in the Nairobi, Kenya. In this regard, Protocol of General of Police (AICDGPs) at Dhordo in white Accession (PoA) was signed by WTO Director General Rann of Kutch region near Bhuj, Gujarat. Roberto Azevedo and Afghanistan’s First Deputy Chief  United Nations Conference on Trade and Executive Mohammad Khan Rahmani. The final accession Development (UNCTAD) has released Handbook of

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 28 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Statistics 2015 which provides a comprehensive  Liberia was formally included as a member of the collection of statistical data relevant to the analysis WTO at its 10thMinisterial Conference. of international trade, investment and development,  The three-day long 2nd World Internet Conference for individual countries and for economic and trade was concluded on 18 December 2015 at Wuzen in groupings. China. Wuzen is located in Zhejiang Province in  European Parliament has called upon the EU & its eastern China. The conference was held with theme member nations to launch target sanctions against An Interconnected World Shared and Governed by Maldives due to deteriorating human right situation All—Building a Cyberspace Community of Shared there. Destiny.  COMMITTEE & ITS FUNCTION

CEA Dr Arvind Subramanian Committee suggested GST rate of 17-18 per cent Vanik’s Knowledge Garden The govt. appointed panel on GST head by Chief Economic Name of the Bank /Head Office Advisor Arvind Mayaram has recommended standard GST rate at 17-18% and revenue neutral rate of 15-15.5% and 1. Allahabad Bank Kolkata dropping additional 1% tax on interstate trade.A rate of 18- 2. Bank of Baroda Baroda 19% has also been suggested in case of single GST rate. 3. Bank of Maharashtra Pune Union Government appointed L N Reddy Judicial 4. Bank of India Mumbai Committee on OROP 5. Central Bank of India Mumbai Union Government has appointed former Chief Justice of 6. Canara Bank Bangalore Patna High Court Justice L Narasimha Reddy as head judicial 7. Dena Bank Mumbai committee on One Rank One Pension (OROP) scheme. The 8. Indian Bank Chennai one member judicial committee will look into the 9. Indian Overseas Bank Chennai implementation of OROP scheme for retired defence 10. Punjab National Bank New personnel. The committee will examine and make Delhi recommendations on removal of anomalies arising 11. Syndicate Bank Manipal  In the implementation of the OROP Scheme as 12. Union Bank of India Mumbai notified by the Union Government on 7th November 13. United Commercial Bank (UCO Bank) 2015. Kolkata  Out of inter-services issues of the 3 forces due to 14. United Bank of India Kolkata implementation of the scheme. 15. Andhra Bank Hyderabad  Implications on service matters in any other matter 16. Corporation Bank referred by the Union Government on 17. Oriental Bank of Commerce New Delhi implementation of the OROP or other related issues. 18. Punjab and Sindh Bank New Delhi 19. Vijaya Bank Bangalore In making its recommendations, the Committee shall take 20. IDBI Bank Ltd Mumbai into account the financial impact of its recommendations. 21. ECGC (The Export Credit The Committee will have its headquarters in Delhi. All Guarantee Corporation of administrative support to the committee will be provided by India Ltd) Mumbai Department of Ex-Servicemen Welfare, Union Ministry of Defence. It would have a six-month deadline for submission of its recommendations.



B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 29 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 INTERNATIONAL & NATIONAL INSTITUTION

1. World Trade Organization (WTO) – 13. United Nations Populations Fund (UNFPA) – Headquarters – Geneva, Switzerland Headquarters – New York, US Head – Roberto Azevedo Head – Dr. Babatunde Osotimehin Founded on – 1 January, 1995 Founded on – 1969 2. World Health Organization (WHO) – 14. Asian Development Bank – Headquarters – Geneva, Switzerland Headquarters – Manila, Philippines Head – Dr Margaret Chan Head – Takehiko Nakao Founded on – 7 April, 1948 Founded on – 22 August, 1966 3. World Economic Forum (WEF) – 15. Asian Infrastructure Investment Bank (AIIB) – Headquarters – Geneva, Switzerland Headquarters – Beijing, China Head – Klaus Schwab Head – Jin Liqun Founded on – 1971 Founded on – 4 October, 2014 4. World Intellectual Property Organisation(WIPO Also 16. New Development Bank (BRICS Development Bank) – called OMPI) – Headquarters – Shanghai, China Headquarters – Geneva, Switzerland Head – K. V. Kamath Head – Francis Gurry Founded on – July, 2015 Founded on – July 14, 1967 17. United Nations Education Scientific & Cultural 5. International Labour Organisation (ILO/OIT) – Organisation (UNESCO) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Guy Ryder Head – Irina Bokova Founded on – 1919 Founded on – 16 November, 1945 6. United Nations Conference on Trade & Development 18. Organisation for Economic Cooperation & Development (UNCTAD) – (OECD) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Mukhisa Kituyi Head – Jose Angel Gurria Founded on – 1964 Founded on – 30 September, 1961 7. World Meteorological Organisation (WMO) – Headquarters – Geneva, Switzerland 19. North Atlantic Treaty Organisation (NATO) – Head – Michel Jarraud Headquarters – Brussels, Belgium Founded on – 1950 Head – Philip M. Breedlove Founded on – 4 April, 1949 8. International Committee of the Red Cross (ICRC) – Headquarters – Geneva, Switzerland 20. Asia Pacific Economic Cooperation (APEC) – Head – Jakob Kellenberger Headquarters – Singapore Founded on – 1863 Head – Dr. Alan Bollard Founded on – 1989 9. International Monetary Fund (IMF) – Headquarters – Washington DC, US 21. Association of South East Nations (ASEAN) – Head – Christine Lagarde Headquarters – , Indonesia Founded on – 27 December, 1945 Secretary-General – Le Luong Minh, Vietnam Founded on – 8 August, 1967 10. The World Bank – Headquarters – Washington DC, US 22. South Asian Association for Regional Cooperation Founded on – July, 1944 (SAARC) – Headquarters – Kathmandu, Nepal 11. United Nations Organization (UN) – Head-Ahmed Saleem Headquarters – New York, US Founded on – 8 December, 1985 Head – Ban Ki-moon Founded on – 1945 23. International Maritime Organisation (IMO) – Headquarters – London, UK 12. United Nations Children’s Fund (UNICEF) – Head – Koji Sekimizu Headquarters – New York, US Founded on – 1959 Head – Anthony Lake Founded on – December, 1946 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 30 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

24. Amnesty International – Founded on – 23 June, 1894 Headquarters – London, UK Head – Salil Shetty 30. International Cricket Council (ICC) – Founded on – July, 1961 Headquarters – Dubai, UAE Head – N. Srinivasan (Chairman) 25. Commonwealth of Nations – Founded on – 15 June, 1909 Headquarters – London, UK 31. The Fédération Internationale de Football Association Head – Queen Elizabeth II Founded on – 28 April, 1949 (FIFA) – Headquarters – Zurich, Switzerland 26. International Atomic Energy Agency (IAEA) – Head – Joseph S. Blatter Headquarters – Vienna, Austria Founded on – 21 May, 1904 Head – Yukiya Amano Founded on – July 29, 1957 32. World Wide Fund for Nature (WWF) – Headquarters – Avenue du Mont-Blanc, Gland, Vaud, 27. United Nations Industrial Development Switzerland Organisation (UNIDO) – Founded on – 29 April, 1961 Headquarters – Vienna, Austria Head – Li Yong 33. Food & Agricultural Organisation (FAO) – Founded on – 1966 Headquarters – Rome, Italy Head – Jose Graziano da Silva 28. Organisation of Petroleum Exporting Countries Founded on -16 October, 1945 (OPEC) – Headquarters – Vienna, Austria 34. International Court of Justice (ICJ) – Head – Diezani Alison-Madueke Headquarters – The Hague, The Netherland Founded on – 1961-62 Head – Abdulqawi Yusuf Founded on -1945 29. International Olympic Committee (IOC) – Headquarters – Lausanne, Switzerland Head – Thomas Bach  DATE & OBSERVATION

December 1 - World AIDS Day December 14 - World Energy Day December 2 - World Computer Literacy Day December 16 - Vijay Diwas December 2 - International Day for the Abolition of Slavery December 18 - International Migrants Day December 3 - International Day of People with Disability December 19 - Goa’s Liberation Day December 3 - World Conservation Day December 20 - International Human Solidarity Day December 4 - Navy Day December 22: National Mathematics Day (The day was December 5 - International Volunteer Day for Economic and observed to commemorate the birth anniversary of great Social Development Indian Mathematician Srinivasa Ramanujan.) December 7 - International Civil Aviation Day December 24 - National Consumers Right Day December 9 - The International Day Against Corruption December 25 - Good Governance Day December 10 - International Day of Broadcasting December 29 - International Biodiversity Day December 10 - Human Rights Day 2016 - International Year of Pulses December 11 - International Mountain Day



B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 31 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 STATE NEWS Rajasthan becames the first state to submit smart Uttar Pradesh government banned use of city plan polythene bags across the State Rajasthan has become the first state in the country to submit Uttar Pradesh government has decided to enforce the ban smart city plans for three selected cities to Union Government. on the use of polythene across the state to protect the In this regard, state government has submitted smart city environment and public health. The ban prohibits Proposals of Udaipur, Kota and Ajmer to Union Ministry of manufacturing, importing, purchasing and storage of all kinds Urban Development. Under the proposal the investment of plastic carry bags in state. Henceforth, no shopkeeper, outlays proposed by state government for developing these wholesaler or retailer in the state would be able to use, store 3 cities as smart cities are Kota 1,493 crore rupees, Ajmer or purchase plastic carry bags for eatable or non-eatable 1,300 crore rupees and Udaipur 1,221 crore rupees items. However, the ban will not be applicable on carry bags respectively. State Government is also forwarding Smart city used for packaging purposes. State Government is also proposal for Jaipur Cilty with an investment proposed 2,403 looking at alternative material that can be distributed to the crore rupees prior to December 15, 2015 deadline. Overall people. Rajasthan has proposed a total investment of 6,457 crore rupees for 5 years for developing these four cities as smart SC appointed Virendra Singh as Lokayukta of cities. Uttar Pradesh The Supreme Court has appointed Justice (Retd) Virendra Losar festival started in Ladakh region of J&K Singh as new Lokayukta of Uttar Pradesh. The first of its The festival of Losar has begun in Ladakh region of Jammu kind order given , the SC has invoked its constitutional power and Kashmir to mark the beginning of New Year in this and appointed retired HC judge as UP Lokayukta after state Himalayan region. 10 day long festival began with illumination machinery failed to appoint it. The order was given as per of religious and residential places and by visiting monasteries Article 142 of Constitution. for prayer. Losar is Tibetan word for ‘new year’ and this festival is an important social and religious celebration in Supreme Court banned registration of new diesel Ladakh. SUVs, luxury cars in Delhi Supreme Court has banned the registration of all diesel SUVs Maharashtra became first state to allow MLAs (Sports Utility Vechiles) and luxury cars in the entire National raise online question Capital Region (NCR) of Delhi. The ban will be valid to SUVs, The Maharashtra legislature has become the first in the luxury cars with engine capacity of 2000 cc or more till March country to launch an online mechanism for its members to 31, 2016. send questions and move different motions in the House. In Key fact this regard state government has launched a website  All trucks not bound for Delhi would be not allowed mls.org.in as part of Digital MLAs initiative in the winter to enter the capital through National Highways 1 session of state legislature in Nagpur. This system has been and 8. launched in an effort of state government to move towards  Trucks carrying goods for Delhi will have to shell complete digitization of the legislative process that aims at out a steep environment compensation charge bringing the paper work to minimum. All MLAs and MLCs (ECC). have been given unique user names and passwords to access  EEC will be of 2,600 rupees for big trucks and 1,400 to website so that they can send their questions and requests rupees for light commercial vehicles. online. Facilitates them to move different motions like calling  All the private cabs operating in Delhi should attention and half-an-hour discussion questions for convert into Compressed Natural Gas (CNG) by legislature sessions. The system has been designed by the March 1, 2016. Commercial vehicles registered Maharashtra Knowledge Corporation Limited (MKCL). before 2005 are banned from entering Delhi.  Delhi government and all civic bodies to stop West Bengal Government approved proposal for burning of waste. Asked the Central Pollution formation of 5 new districts Control Board (CPCB) and the Delhi Pollution West Bengal Government has approved proposal for Control Committee (DPCC) to enforce construction formation of five new districts in the state. With this the total norms strictly to stop builders from polluting the number of districts of Bengal will increase to 25. Five new NCR region. districts are Kalimpong district, Sundarbans district, Basirhat district, Burdwan (Industrial) district and Jhargram district. Married daughters eligible for appointment on These new districts will take six months to one year’s time to compassionate grounds: Allahabad HC come into existence after State administration gets formal Allahabad High Court in its judgment has made married permission from court and create the basic infrastructure. daughters of deceased government employees eligible for appointments on compassionate grounds in government jobs. Ruling in this regard was given by a bench comprising

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 32 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Chief Justice DY Chandrachud and Justice Yashwant Verma will be given at the subsidised rate of 3 rupees per kg and on a petition filed by a Vimla Srivastava. The petitioner had wheat at the rate of 3 rupees per kg to target persons. For challenged the validity of clauses 2C-3 of Uttar Pradesh effective implementation of this scheme, state government’s Recruitment of Government Servants Dying in Harness Rules. civil supplies and distribution departments have scrutinised The Clause 2C-3 only allowed unmarried or widowed the PDS households. daughters of deceased government employees eligible for appointment on compassionate grounds. The Delhi government launched DUSIB The Delhi government has launched a mobile-based Himachal Pradesh became first State to launch application to rescue homeless people during winters. 23 Rotavirus vaccination project rescue teams have been formed by Delhi Urban Shelter Himachal Pradesh has become the first state in the country Improvement Board (DUSIB). After the download of app to start Rotavirus vaccination project under the Universal users can initiate a rescue operation over the phone by taking Immunisation Programme (UIP). The project was launched a picture of the people and posting it on the app.The DUSIB by Chief Minister Virbhadra Singh from Dharamsala in district server will then automatically detect the location of the person Kangra by administering the Rotavirus vaccine drops to the and the nearest rescue team will be informed and sent to the children aged less than 5 years. Rotavirus vaccination project location. The user of the app can also inform the nearest is based on the analogy of the polio vaccine. Under it shelter through a list of shelters provided in the app. Rotavirus drops would be administered to the children at 6, 10 and 14 weeks after birth. The vaccination project will help NEWS IN BRIEF in controlling the deaths amongst small children due to  Jharkhand government has declared the entire state Diarrhoea. The Rotavirus is a genus of double-stranded RNA as drought hit in view of less rainfall in 2015 monsoon virus in the family Reoviridae. It most common causative season and loss of crops. agent of moderate-to-severe diarrhoea (MSD) among infants  President Pranab Mkherjee has given his assent to below 11 months age group in India The Labour Laws (Gujarat Amendment) Bill, 2015. Delhi Assembly passed Delhi Jan Lokpal Bill, The Amendment Bill passed by the state assembly 2015 to amend 10 Acts dealing with labour laws including The Delhi Assembly has unanimously passed the Delhi Jan The Industrial Disputes Act, 1947 and The Minimum Lokpal Bill, 2015 for establishment of statutory anti-corruption Wages Act, 1948. ombudsman. The Bill provides powers to Lokpal to act against  Andhra Pradesh has become the first state in India any government functionary including those of the Centre to join the govt’s scheme for revival of debt stressed and in the national capital territory (NCT) of Delhi through power distribution companies. its own investigation wing.  In a bid to control air pollution and traffic chaos in New Delhi the govt. has came with a proposal Uttar Pradesh Government launched first allowing vehicle with even and odd number plates International festival on Birds to play on alternative days. Uttar Pradesh Government has launched International festival  For the first time, Chhattisgarh will host the 20th on Birds in a bid to promote state as an international bird- National Youth Festival on January 12-16, 2016, at watching destination. The first-of-its-kind festival was Naya Raipur. More than 6,000 students across the inaugurated by Chief Minister Akhilesh Yadav at the National country are slated to participate. Chambal Sanctuary (NCS). It has been jointly organised by  Bombay High Court granted bail to actor Salman the State Forest department in collaboration with Federation Khan in the 2002 hit & run case that killed one and of Indian Chambers of Commerce & Industry (FICCI). The injured four others. three-day international festival (from 4 to 6 December 2015) on birds will be held the National Chambal Sanctuary (NCS)  in Agra. Over 80 Indian ornithlogists and around 25 top international bird experts and are participating in the first-of- its-kind festival. Goa Government has launched the National Food Security Act (NFSA) Goa Government has launched the National Food Security Act (NFSA), 2013 to benefit more than one third of the state’s population. Around 5 lakh 11 thousand persons in the targeted Public Distribution System (PDS) in Goa will receive 5 kgs subsidised rice or wheat per person per month. Rice

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 33 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

RECENT GOVERNMENT DEVELOPMENT & SCHEME

CCEA approved Rs 3,000 crore scheme for Innovation’under which the countries pledged $20 billion to fisheries sector promote clean technologies Cabinet Committee on Economic Affairs (CCEA) chaired by Prime Minster Narendra has given its approval for Sabla implementation of an umbrella scheme for integrated Rajiv Gandhi Scheme for Empowerment of Adolescent Girls development and management of fisheries at an outlay of (RGSEAG) – “Sabla” has been implemented by Govt which Rs.3,000 crore, for a period of five years. aims at empowering Adolescent Girls (AGs) between 11-18 It is a Central Sector Scheme that covers development and years through nutrition, health care and life skills education. management of inland fisheries, aquaculture, marine fisheries Nearly 100 lakh adolescent girls per annum are expected to including deep sea fishing, mariculture and all activities be benefitted under the scheme.The scheme will cover 205 undertaken by the National Fisheries Development Board districts selected from all the States and UTs.An amount (NFDB) towards realizing “Blue Revolution”. of Rs 27486.79 lakhs has been released to states under Key facts about the scheme : SABLA in 2015-16 till date and amount utilised is Rs 7844.49 I. The scheme would benefit the entire fisheries sector lakhs. covering about 14.50 million fishers and it would SETU (Self—Employment and Talent Utilisation) also benefit other stakeholders such as fish farmers, Government has set up a mechanism known as SETU to fisheries entrepreneurs, fish retailers, wholesalers, support all aspects of start-up businesses and other self- fish processors, fish exports and women groups. employment activities.SETU (Self—Employment and Talent II. The scheme would stimulate growth of the Utilisation) has been established under NITI Aayog is a subsidiary and allied industries and growth of other Techno-Financial, Incubation and Facilitation Programme to related economic activities, especially in the coastal support all aspects of start-up businesses, and other self- regions, leading to many direct and indirect benefits employment activities, particularly in technology-driven to the entire fisheries sector. areas. III. The scheme has suitable linkages and convergence with the ‘Sagarmala Project’ of Shipping Ministry, UDAY MGNAREGA, Rashtriya Krishi Vikas Yojana UDAY aims at reviving ailing state electricity boards and (RKVY) and National Rural Livelihoods Mission operational efficiencies of power distribution companies. It (NRLM) etc envisages on reducing interest burden, cost of power and AT&C losses.The discoms will become Union Government launched two mobile apps for sustainable to provide adequate and reliable power farmers enabling24×7 power supply.The scheme provides that states Union Government has launched two mobile applications would take over 75% debts of discoms as on September 30 namely Crop Insurance and AgriMarket Mobile to benefit in 2 years. farmers Crop Insurance mobile app: It will help farmers find out Sugamya Bharat Abhiyan complete details about insurance cover available in their area. Union Government has launched Sugamya Bharat Abhiyan It will also help farmers to calculate the insurance premium (Accessible India Campaign), a nationwide campaign in a for notified crops, coverage amount and loan amount. Farmers bid to achieve universal accessibility to persons with can use this app to get details and information about normal disabilities. It was launched by Union Minister of Finance sum insured, premium details, extended sum insured and Arun Jaitley and Union Minister of Social Justice & subsidy information of any notified crop in any notified area. Empowerment Thaawarchand Gehlot on the occasion of AgriMarket Mobile app: It can be used by farmers to get the International Day of Persons with Disabilities (3 December). market prices of crops in the mandi within 50 km radius of the About Sugamya Bharat Abhiyan device. It can automatically tracks the location of person  Aims to enable persons with disabilities to gain using mobile GPS and fetches the market prices of crops in universal access, equal opportunity for those markets. development, independent living and participation in an inclusive society in all aspects of life. Mission Innovation  The campaign has been drafted by Union Ministry During COP21, the UN Climate Change Conference in Paris, of Social Justice & Empowerment in line with the 21 countries including India launched an ambitious initiative UN Convention on the Rights of Persons with ‘Mission Innovation’ to double their clean energy research Disabilities (UNCRPD) to which India is a signatory. and development budget over the next five years as part of global efforts to tackle climate change. ‘Mission Bhuvan-GAIL Portal

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 34 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

State-run energy major GAIL (India) Limited has launched geo-portal called ‘Bhuvan-GAIL Portal’ system for utilising space technology for its pipeline monitoring to address Vanik’s Knowledge Garden pipeline safety concerns. The project has been developed in collaboration with National Remote Sensing Centre (NRSC), State Bank of India (SBI) a unit of Indian Space Research Organisation (ISRO). GIAN  Imperial Bank of India acted as central bank of our Union Ministry of Human Resource Development (HRD) has country from 1921 to 1935. launched Global Initiative of Academic Networks (GIAN)  Imperial Bank of India was nationalized and Scheme to boost the quality of higher education in India. It renamed as “State Bank of India” in 1955. First was launched by Union HRD Minister Smriti Irani at the Chairman, A. D. Gorwala. Indian Institute of Technology (IIT) campus.  SBI has 7 Subsidiaries (SBI Ground). They are : About Global Initiative of Academic Networks (GIAN) Scheme State Bank of Hyderabad, Mysore, Indore, Patiala,  GIAN Scheme aims at improving the quality of Saurashtra, Travancore, Bikaner & Jaipur. All these higher education in the country through were formed in 1959. international collaboration.  The total number of associate banks of SBI currently  Facilitate participation of high quality international working in the country is – Five academicians for delivering short-term courses and  SBI is the largest commercial bank of India programs in Indian institutions.  SBI launched a New Scheme “Parvartan” to attract  Initially 500 international faculties will be engaged in conducting courses and later in subsequent years more customers by rendering better services. 1000 faculties would be engaged under GIAN  SBI has introduced the Tiny-Card with biometric throughout India. identification to achieve Financial Inclusion. Tiny-  Under this scheme, academicians will cover 13 Card provides easy banking services for under disciplines and 352 courses to be taught in 68 privileged communities. national institutions.  SBI Head Quarters :Mumbai  These courses will vary in duration from one to  State Bank of India launched “Mobi Cash Eash” a three weeks depending on the subject and will be mobile wallet service that allows users to transfer free for students of the host institution and available for nominal fees for others. funds and make bill payment easily using Mobile  These courses will be webcasted live for students Phone. across the country through web portal  On 7th October 2013, Arundhati Bhattacharya is www.gian.iitkgp.ac.in designed by IIT Kharagpur appointed as the first lady chairperson for SBI. NEWS IN BRIEF SBI & Associated Banks  The on-demand two-wheeler taxi service in Gurgaon was launched by M-taxi, a two-wheeler taxi service 1 State Bank of India Mumbai 1806 provider, which had acquired permit for the service 2 State Bank of Hyderabad Hyderabad 1941 from the Haryana government to start its operations. 3 State Bank of Mysore Bangalore 1913  All CBSE books and learning materials will be made 4 State Bank of Travancore Trivendram 1945 available online for free as part of the centre’s good 5 State Bank of Patiala Patiyala 1917 governance efforts.  Andhra Pradesh Chief minister N Chandrababu 6 State Bank of Jaipur & Bikaner Jaipur 1963 Naidu launched ‘She Autos’ scheme and Note : distributed 49 CNG-fuelled autos to women drivers.  In 2008 the State Bank of Sourashtra merged with Each auto costs Rs.1.90 lakh. SBI.  Andhra Pradesh became 1st State to join discom  In 2010 the above State Bank of Indore also merged revival scheme ‘Ujwal Discom Assurance Yojana’ with SBI. (UDAY). Slogans of SBI :  With you all the way  Pure Banking nothing else   The banker to every Indian  The Nation Banks on us

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 35 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

300+ MCQ ON CURRENT AFFAIRS

1. The Global Initiative of Academic (c) Himachal Pradesh 16. Which country has opened all its defence Network (GIAN) which aim at bringing (d) Andhra Pradesh combat role for women recently high quality academicians has been (e) West Bengal (a) India (b) USA launched by which ministry 9. Recently the union govt. has approved (c) UK (d) France (a) Health (b) HRD an agreement with Germany to expand (e) Israel (c) Law (d) Home bilateral cooperation in which field 17. Chinese President has announced a (e) None of these (a) Solar energy Package of what amount for the African 2. Indian Railways has signed Rs. 40000 (b) Nuclear energy nations during the Forum on China- cr. contract with General Electrics and (c) Wind energy Africa cooperation Alstom to set up two locomotive (d) Geo-thermal energy (a) $ 50 billion plants in (e) None of these (b) $ 60 billion (a) Rajasthan (b) Gujarat 10. International Solar Alliance has been (c) $ 70 billion (c) Bihar (d) UP launched between India & (d) $ 80 billion (e) MP (a) USA (b) UK (e) $ 100 billion 3. The labour law of which state has been (c) Russia (d) France 18. The Forum on China-Africa cooperation given assent by President Pranab (e) Israel meeting was held recently at Mukherjee recently 11. The Mission Innovation on ambitious (a) Beijing (b) Johannesburg (a) Bihar (b) UP plan to double their clean energy (c) Pretoria (d) Songhai (c) Gujarat (d) MP research has been launched by how (e) None of these (e) Rajasthan many countries including India at the 19. The Parliament of which country has 4. Central govt. has cleared the Budget CoP 21 passed a bill stripping citizen convicted proposal to establish how many new (a) 21 (b) 25 of terrorism charges IIT (c) 31 (d) 91 (a) Canada (a) 4 (b) 5 (e) 196 (b) France (c) 6 (d) 8 12. NATO has invited which country to join (c) Australia (e) 10 the alliance (d) New Zealand 5. Who has been appointed by the central (a) Serbia (e) UK govt. as the mediator between govt. & (b) Belarus 20. Which state has emerged as the biggest the ex-servicemen in OROP (c) Montenegro economy within India by Brickwork (a) Gen. D. Suhag (d) Croatia rating 2015 (b) Gen. Ranjit Singh (e) None of these (a) Gujarat (c) Gen. S.S. Vaidya 13. The International Agency for Solar (b) Maharashtra (d) Gen. V.K. Singh Technologies and Applications (c) Rajasthan (e) None of these (IASTA) has been launched by more (d) Madhya Pradesh 6. Who has been appointed as the 43rd of than 120 nations at (e) Bihar CJI of India (a) UNO (b) BRICS 21. Tata Group has announced the signing (a) Justice T.S. Sharma (c) COP21 (d) ASEAN of MOU with Industrial & Commercial (b) Justice T.S. Thakur (e) None of these Bank Ltd. of which country to provide (c) Justice T.S. Shah 14. What is India rank in ICT Development banking services (d) Justice T.S. Narang Index by UN International Telecom (a) China (b) USA (e) None of these Union (c) UK (d) Japan st 7. Which state become the 1 in India to (a) 167 (b) 157 (e) France start the Retrovirus vaccination (c) 147 (d) 137 22. Indian GDP growth has been reported programme (e) 131 at what percentage during the Q-2+ of (a) Bihar 15. Microsoft Co-founder Bill Gates and 2015-16 (b) Goa other investors have pledges what (a) 7% (b) 7.2% (c) Delhi amount for research and development (c) 7.4% (d) 7.6% (d) Himachal Pradesh of clean energy (e) 7.8% (e) Odisha (a) $ 5 billion 23. Housing for All (Urban) Mission 2022 8. International Festival on Birds has been (b) $ 6 billion has been launched by launched by which state (c) $ 7 billion (a) SBI (b) SBT (a) Uttar Pradesh (d) $ 10 billion (c) SBM (d) BMB (b) Madhya Pradesh (e) $ 100 billion B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 36 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(e) ICICI (e) 5th December (e) 50% 24. What is the MSF rate as per the RBI 32. As per CSR law companies have to 40. Which state has become 1st state in India recently declared Monetary & Credit spend what percent of their profit on to join the govt’s scheme for revival of policy CSR debt stressed power distribution (a) 6.5% (b) 6.75% (a) 2% (b) 3% companies (c) 7.5% (d) 7.75% (c) 4% (d) 5% (a) Andhra Pradesh (e) 7.25% (e) 10% (b) Uttar Pradesh 25. Airtel India has announced to invest what 33. PMO has handed over how many files (c) Bihar amount to upgrade its services & related to Netaji to National Achieves (d) Rajasthan network for Declassification (e) Gujarat (a) Rs. 30000 cr. (a) 33 (b) 34 41. Vehicle of odd & even number will be (b) Rs. 40000 cr. (c) 37 (d) 39 played on alternative days in which (c) Rs. 50000 cr. (e) 43 place (d) Rs. 60000 cr. 34. Union Environment Ministry is (a) Delhi (b) Mumbai (e) Rs. 70000 cr. considering a proposal to allow mineral (c) Kolkata (d) Chennai 26. In a step towards full Capital Account exploration in blocks with tree canopy (e) Bangaluru Convertibility RBI has liberalised ECB at less than 42. Which state will host the 20th National by increasing the limit for Indian (a) 40% (b) 70% Games in January 2016? companies to borrow (c) 20% (d) 10% (a) Punjab (b) Haryana (a) $ 20 million (e) 30% (c) Delhi (d) Chhattisgarh (b) $ 30 million 35. Sugamya Bharat Abhiyan is a (e) Jharkhand (c) $ 40 million nationwide campaign for the 43. Which is the 1st state to join the (d) $ 50 million (a) Street Children centrally launched discom revival (e) $ 60 million (b) Women scheme (UDAY)? 27. Who heads the panel of GST which gave (c) Disabled (a) Andhra Pradesh its report to govt. recently (d) AIDS Patients (b) Madhya Pradesh (a) Arvind Mayaram (e) All of these (c) Himachal Pradesh (b) A.P. Shah 36. As per the state of the forest report (d) West Bengal (c) Kerit Parikh 2015 the forest covered has increased (e) Uttar Pradesh (d) H.R. Khan by 44. Indian govt. has permitted the minorities (e) Urjit Patel (a) 3858 sq. km from Pakistan & Bangladesh to stay in 28. The panel in GST has recommended (b) 4358 sq. km India who entered India on or before standard GST rate of (c) 5081 sq. km (a) 1st January 2014 (a) 15-16% (b) 16-17% (d) 6831 sq. km (b) 31st December 2014 (c) 17-18% (d) 18-19% (e) 3951 sq. km (c) 31st March 2014 (e) 19-20% 37. Which country has sent the first (d) 1st January 2015 29. Which bank has received its Board’s consignment of 250 tonnes of Uranium (e) 31st July 2015 approval for diluting its stake to 52% to India 45. As a boost to Make in India programme from 60% at present (a) France how many licences have been given to (a) SBI (b) Canada defence manufacturers in India (b) Dena Bank (c) Kazakhstan (a) 61 (b) 41 (c) UCO Bank (d) Japan (c) 71 (d) 81 (d) Andhra Bank (e) China (e) 91 (e) Federal Bank 38. Recently which country has passed the 46. Who has banned registration of diesel 30. Embrace of Serpent which won the RTI Act vehicles in Delhi Golden Peacock Award at the IFFI (a) Pakistan (a) SC 2015 at Goa is a film from (b) Sri Lanka (b) Delhi High Court (a) USA (b) UK (c) Nepal (c) NGT (c) France (d) Colombia (d) Bangladesh (d) CAT (e) Saudi Arab (e) Afghanistan (e) None of these 31. AIDS Day is observed on 39. What percent of Indian household won 47. The Sabla programme launched by the (a) 1st December less than one hectare of land as per rent Central govt. is for (b) 2nd December report (a) Minorities (c) 3rd December (a) 60% (b) 70% (b) SC (d) 4th December (c) 30% (d) 40% (c) ST

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 37 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(d) Adolescent Girls (a) USA (b) France 65. In the 4th phase of auctioning how many (e) None of these (c) China (d) Japan coal blocks will be on offer 48. Which mechanism has been launched by (e) Russia (a) 7 (b) 8 govt. to support start up business 57. RBI has cancelled the licence of how (c) 9 (d) 10 (a) SETU many NBFC recently (e) 12 (b) STEP (a) 56 (b) 46 66. Indian Banks need what amount to meet (c) SEPU (c) 36 (d) 66 the BASEL-III norms (d) SEVA (e) 76 (a) $ 110 billion (e) None of these 58. What is the interest rate given by EPFO (b) $ 120 billion 49. Govt. has signed MOU for setting up to its 5 cr. subscribers (c) $ 130 billion how many new IITs (a) 8.5% (b) 8.25% (d) $ 140 billion (a) 2 (b) 3 (c) 8.75% (d) 9% (e) $ 150 billion (c) 4 (d) 5 (e) 9.5% 67. What amount of cess has been collected (e) 7 59. Total IT, ITES & BPO service in India as cess on petrol & diesel during 2014- 50. Supreme Court has directed the state earned what amount for the country 15 govt’s to include the name of acid attack last year (a) Rs. 21054 cr. victims in which list (a) $ 82 billion (b) Rs. 12504 cr. (a) Disabled (b) $ 72 billion (c) Rs. 8484 cr. (b) Special Category (c) $ 92 billion (d) Rs. 6328 cr. (c) Pension (d) $ 52 billion (e) None of these (d) BPL List (e) $ 62 billion 68. Red alert has been issued in which city (e) None of these 60. India’s first physical gold exchange will recently 51. David Coleman Headley who was be established by Indian Bullion & (a) Delhi (b) Sanghai involved in the 26/11 Mumbai terror Jewellers Association next year in (c) Tokyo (d) Beijing attack belongs to which terrorist group (a) Surat (e) New York (a) JeM (b) LeT (b) Ahmedabad 69. The 2nd FOCAC Summit was held (c) CTTE (d) ISIS (c) Mumbai recently at (e) Taliban (d) New Delhi (a) Beijing 52. The TAPI gas pipeline deal was signed (e) Chennai (b) New Delhi recently in 61. India’s total merchandise export for (c) Pretoria (a) Pakistan 2014-15 has been valued at (d) Johannesburg (b) Iran (a) $ 268 billion (e) Cape Town (c) Tajikistan (b) $ 286 billion 70. Operation Inherent Resolve has been (d) Turkmenistan (c) $ 321 billion launched in Syria by (e) Afghanistan (d) $ 346 billion (a) Russia (b) France 53. Which country has decided to join the (e) $ 432 billion (c) USA (d) UK Indo-USA Malabar Naval exercise? 62. Fitch rating put Indian economy in (e) None of these (a) Pakistan (b) Japan which grade 71. Global Geothermal Alliance has been (c) China (d) Myanmar (a) AB (b) AA+ launched by how many countries at the (e) Bangladesh (c) BB+ (d) BBB– Paris Climate Summit 54. The INDRA joint naval exercise is (e) AAA+ (a) 196 (b) 136 between India & 63. Which country become 9th member of (c) 86 (d) 46 (a) USA (b) China AIIB? (e) 36 (c) Japan (d) Russia (a) England (b) Japan 72. Kandahar Airport was attacked recently (e) France (c) USA (d) New Zealand by militants belonging to 55. India-Pakistan has decided to relaunch a (e) South Korea (a) Taliban (b) Al Quida comprehensive dialogue named 64. As per RBI report wilful defaulter owe (c) ISIS (d) JeM comprehensive bilateral dialogue what amount to the Public Sector Banks (e) LeT covering how many areas in India 73. Handbook on statistics 2015 providing (a) 6 (b) 8 (a) Rs. 64,300 cr. a comprehensive collection of stastical (c) 10 (d) 12 (b) Rs. 46,300 cr. data analysing international trade has (e) 15 (c) Rs. 48,300 cr. been release recently by 56. Which country has signed agreement for (d) Rs. 26,300 cr. (a) WTO the High Speed Rail (Bullet Train) in (e) Rs. 43,600 cr. (b) IMF India (c) World Bank

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 38 Leading Institute for Banking, Railway & SSC

P h . : (0674) 6556677, 8093556677. W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(d) UNCTAD B.International Market Surveillance help governments to implement public (e) None of these System CGS. What CGS stands for ? 74. World Human Right Day is celebrated C.Integrated Market Surveillance A.Credibility Guarantee Schedule on System B.Credit Guarantee Schemes (a) 1st December D.Integrated Multiple Surveillance C.Common Guarantee Schedule (b) 5th December System D.Credibility Guarantee Schemes (c) 10th December E.None of these E.None of these (d) 12th December 82. Goa government has approved Rs 88. Who is named as the Sports Illustrated‘s (e) 15th December 981.11 crore proposal for which of its 2015 Sportsperson of the Year ? 75. Resolution on Youth Peace & Security city for smart city plan ? A.Sania Mirza has been adopted recently by A.Vasco B.Lyndrea Price (a) UNSC (b) WTO B.Ponda C.Serena Williams (c) UNICEF (d) UNESCO C.Margao D.Venus Williams (e) None of these D.Panaji E.None of these 76. 5th edition of the Heart of Asia E.None of these 89. Which of the following pharma Conference was held recently at 83. Rajasthan becomes the first state to company has received approval from (a) Tokyo submit smart city plan. State proposed the Drugs Controller General of India (b) Islamabad the smart city plan for which of its (DCGI) to launch Ledipasvir + (c) Kandahar city except Udaipur, Kota and Ajmer ? Sofosbuvir combination for treatment (d) Kathmandu A.Jhalawar of chronic Hepatitis C ? (e) Lahore B.Jodhpur A.Pfizer B.Cipla 77. Times Magazine has termed whom as C.Jaisalmer C. H-Pharma D.Lupin the person of the year 2015 D.Jaipur E. Natco (a) Bill Gates E.None of these 90. Which IT company has invested USD 3 (b) Angela Merkel 84. In United Nations Development million (Rs 20 crore) in U.S. based (c) Sonia Gandhi Programme’s Human Development wearable device startup firm WHOOP (d) Hillary Clinton Report on “Rethinking Work for to pick up a minority shareholding in (e) Janet Yellen Human Development”, India has been the company ? 78. Recently legendary actor Dilip Kumar ranked at which position ? A.Accenture has been conferred with which award A.123 B.103 B.Infosys (a) Dada Saheb Phalke C.132 D.113 C.Wipro (b) Padma Vibhusan E.130 D.TCS (c) Padma Bhusan 85. UN Women Multi Country Office for E. Global-Tech (d) Padma Shree India, Bhutan, Maldives and Sri Lanka 91. Which of the following Indian-origin (e) Bharat Ratna have signed a Memorandum of politician designated as the South 79. Shaheen-III surface-to-surface ballistic Understanding (MoU) with which of Africa’s Finance Minister ? missile has been successfully tested by the following ? A.K.L. Devaser which country recently A.NPCI B.Pravin Gordhan (a) Iran (b) North Korea B.FICCI C.George Naicker (c) Pakistan (d) China C.CII D.Vivian Balakrishnan (e) Afghanistan D.ASSOCHAM E.None of these 80. Which are the two interim franchise in E.None of these 92. 2016 Genesis prize for exceptional IPL till 2017 86. Development Credit Bank (DCB) has human being and outstanding excellence (a) Pune & Rajkot announced a cut in its base rate by 15 has been conferred on which of the (b) Pune & Ahmadabad basis points from 10.85% to 10.7%. following ? (c) Pune & Surat DCB headquarters are situated at A.Randy Sabien (d) Pune & Mumbai which place ? B.Ian Cooper (e) None of these A.Karnataka C.Itzhak Perlman 81. Securities and Exchange Board of India B.New Delhi D.Tobias Preisig (SEBI) links commodity trade data C.Maharashtra E.None of these with its surveillance systems IMSS. D.Rajasthan 93. Who has won the Grand Chess Tour What IMSS stands for ? E.Gujrat 2015 ? A.Integrated Mapping Surveillance 87. World Bank Group and FIRST Initiative A.Johann Zukertort System announced the launch of a new tool to B.Wilhelm Steinitz C.Magnus Carlsen

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 39 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

D. 100. On the sidelines of Japnese Premier 107. How many cities have been apporved E.None of these Shinzo Abe visit to India, Institute of through Basic urban infra investment 94. West Bengal government honoured Energy Economics of Japan has inked plans under AMRUT ? which of the following vetern Statement of Intent with which of the A.100 B.90 composer with Lifetime Achievement following for the purpose of analysing C.110 D.102 awards ? issues related to energy sector? 108. Bihar CM announces ban on liquor sale A.Laxmikant–Pyarelal A.NPCI from April 2016. Who is the CM of B. B.NITI Ayog Bihar ? C.Sajid-Wajid C.AYUSH A.Raman Singh D.Bappi Lahiri D.DRDO B.Nitish Kumar E.None of these E.None of these C.Raghuvar Das 95. Turkmenistan instigated 1,814 Km 101. Recently Phillipines rescued about D.Harish Rawat natural gas pipeline TAPI to reduce its 750,000 people from heavy rain and 109. Who has been appointed as the next dependence on gas sales to Russia and winds caused due to the arrival of Ambassador of lndia to the Russian China. What TAPI stands for ? which typhoon ? Federation ? A.Turkmenistan, Azerbaijan, Pakistan, A.Parma B.Utor A.Muchkund Dubey India C.Melor D.Haiyan B.Pankaj Saran B.Tajikistan, Azerbaijan, Pakistan, E.Koplu C.Jagat Singh Mehta India 102. Which country has took a historic step D.Neelam Deo C.Turkmenistan, Afghanistan, to elect its first female politicians? 110. Which of the following has been Pakistan, India A.Somalia conferred with Freedom of the City of D.Tajikistan, Afghanistan, Pakistan, B.Kuwait Cape Town award ? India C.Saudi Arabia A.Archbishop E. Turkmenistan, Afghanistan, D.Israel B.Barack Obama Pakistan, Iran E.Oman C.Ahmed Kathrada 96. Japanese Prime Minister Shinzo Abe 103. Losar festival has been celebrated in D.Michelle had visited India for talks on a civil which Indian state ? 111. Which city has been decided as venue nuclear deal and India’s first bullet train. A.Andhra Pradesh of 13th World Robot Olympiad to be How many agreements signed between B.Jammu & Kashmir Held in November, 2016 ? both nations on cooperation in railway C.Karnataka A.Mumbai B.Bengaluru sector ? D.West Bengal C.Delhi D.Pune A.7 B.16 E.None of these 112. Which bank is going to wind up its C.8 D.10 104. Which state has constituted a task force private banking business in India ? E.3 for setting up an International Financial A.ICICI B.HSBC 97. World Travel Awards has awarded Service Centre (IFSC) ? C.Axis D.HDFC which of the following airline with A.Uttrakhand 113. Marathi film “Katyar Kaljat Ghusali” World’s Leading Airline award ? B.Haryana and Bengali film “Cinemawala” has A.Ethiopian Airlines C.Andhra Pradesh been shortlisted for which medal ? B.EasyJet Airlines D.Maharashtra A.Dag Hammarskjöld Medal C.Emirates Airline E.None of these B.Mbaye Diagne Medal D.Etihad Airways 105. Which country has hosted C.Fellini Medal E.None of these “International Conference on Policy of D.UN Medal 98. During 2015 United Nations Climate Neutrality” ? 114. Who quit as a brand ambassador for Change Conference in Paris, India A.Djibouti Nike ? launched global solar alliance for how B.Turkmenistan A.Richard Verma many countries ? C.Afganistan B.Ricardo Montaner A.98 B.105 D.Pakistan C.Serena Williams C.120 D.110 E.Saudi Arabia D.Sebastian Coe E.115 106. Which organisation declared 2015 as 115. Which country has launched a remote 99. India and Japan had signed a pact to the warmest year on record ? sensing satellite that will focus on develop Varanasi as a “Smart City” on A.United Nations Environment experiments on survey of land, crop the lines of which Japanese city ? Programme yields and disaster relief ? A.Nagoya B.Tokyo B.World Health Organization A.Japan B.China C.Kyoto D.Osaka C.World Tourism Organization C.Russia D.Italy D.World Meteorological Organization

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 40 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

116. Who has been appointed as the first visa requirements for diplomatic and A.Zaheer Abbas woman Prosecutor General of service passport holders ? B.Anil Khanna Maldives ? A.Algeria B.Albania C.Shashank Manohar A.Loretta Lynch C.Aruba D.Austria D.Joseph Blatter B.Maria Bashir 125. “International Trade in Banking 133. International Monetary Fund has been C.Aishath Bisam Services” survey has been released by agreed to add which currency to its D.Natalia Poklonskaya which body that was based on the reserves basket ? 117. Who becomes brand ambassador for branches or subsidiaries of Indian banks A.Chilean peso Dubai-based company Grand Midwest operating abroad and foreign banks B.Chinese yuan Group ? operating in India ? C.Comoro franc A.Mahendra Singh Dhoni A.IMF B.NDB D.Croatian kuna B.Yuvraj Singh C.RBI D.WEF 134. Recently Delhi Govt launched “E- C.Rahul Dravid 126. “Sonic branding” worth Rs 30 crore to District project” . How many State D.Virat Kohli promote the new brand positioning government services are proposed to 118. Who has been accredited as the next which stresses on the digital banking be be hassle-free ? Ambassador of India to the Republic has been launched by which bank ? A.10 B.15 of Equatorial Guinea ? A.Axis B.ICICI C.12 D.9 A.Sushil Kumar Singhal C.IDBI D.HDFC 135. Which of the following has won the B.Pankaj Saran 127. Commonwealth of Nations has 2015 Abu Dhabi Grand Prix title of F1? C.Neelam Deo appointed which of the following as A.Kimi Raikkonen D.Muchkund Dubey its 6th Secretary-General ? B.Nico Rosberg 119. Who has been named by IAAF as World A.Emeka Anyaoku C.Sebastian Vettel Athletes of the Year ? B.Kamalesh Sharma D.Lewis Hamilton A.Ashton Eaton & Genzebe Dibaba C.Patricia Scotland 136. Which State Bank of India’s subsidiary B.Cristiano Ronaldo & Ashton Eaton D.Don McKinnon has launched ‘affordable housing loan’ C.Genzebe Dibaba & Manny Pacquiao 128. Which of the following has been scheme for economically weaker D.Lionel Messi & Genzebe Dibaba appointed as the High Commissioner sections in the urban centres ? 120. Who has been appointed as the next of lndia to the People’s Republic of A.State Bank of Patiala Ambassador of lndia to the Republic Bangladesh ? B.State Bank of Travancore of ltaly ? A.Pankaj Saran C.State Bank of Hyderabad A.Pankaj Saran B.Sushil Singhal D.State Bank of Mysore B.Neelam Deo C.Y S Rao 137. Which of the following has won the C.Anil Wadhwa D.Harsh Vardhan the 2015 Delhi Half Marathon in men’s D.Muchkund Dubey 129. India has co-developed Long Range category ? 121. India has been re-elected as Member of Surface-to-Air Missile (LRSAM) with A.Zersenay Tadese International Maritime Council (IMO). which country to defend against any B.Nitendra Singh Rawat IMO headquarters is situated at which type of airborne threat ? C.Birhanu Legese place ? A.Iraq B.Israel D.Mosinet Geremew A.Geneva C.Iran D.Turkey 138. International Cricket Council (ICC) has B.London 130. World bank has launched market-based suspended which of the West Indies C.Switzerland scheme for how much of worth to help player for his illegal actions ? D.Austria developing countries pay for emission A.Kemar Roach 122. India has exchanged notes worth Rs reductions and combat climate change? B.Darren Bravo 5,536 cr for Chennai and Ahmedabad A.$ 400 mn B.$ 300 mn C.Ravi Rampaul Metro projects with which country ? C.$ 200 mn D.$ 500 mn D.Sunil Narine A.China B.Germany 131. DRDO’s Scientist of the Year Award 139. Which of the following team has won C.Spain D.Japan 2013 has been conferred on which of the 2015 Davis Cup of Tennis ? 123. Which country holds its first joint anti- the following scientist ? A.United States piracy drill with North Atlantic Treaty A.BN Ghokhale B.Czech Republic Organization (NATO) to maintain B.KD Nayak C.Great Britain maritime security and stability? C.Ranjit Singh D.Argentina A.China B.Japan D.V Balaguru 140. India will finance how much financial C.Spain D.India 132. Asian Tennis Federation (ATF) has assistance to vulnerable countries for 124. India has been signed with agreement appointed which of the following as combating climate change? with which country on the removal of its president for four-year years ? A.$ 2 mn B.$ 2.5 mn

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 41 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

C.$ 1.5 mn D.$ 3 mn D.South Western Railway D.Mumbai 141. Who has won the women’s singles title 149. Railway minister Suresh Prabhu flagged 156. Which E-commerce company has of Macau Open Grand Prix Gold ? off double decker express train between acquired Near.in for hyper-local A.Zhao Yunlie which of the following rail routes ? services in a cash and stock deal ? B.PV Sindhu A.Jaipur-Goa A.Flipkart C.Minatsu Mitani B.Goa-Mumbai B.Paytm D.Saina Nehwal C.Gujarat-Goa C.Snapdeal 142. Som Subroto has been appointed as D.Goa-Delhi D.PayPal the head of which of the following 150. As part of the 125th birth anniversary 157. Which Indian state will host 20th Dubai based bank ? year of which Indian freedom fighter, National Youth Festival on January 12- A.Citibank UAE PM Modi has released commemorative 16, 2016 ? B.RAKBANK coins of Rs 125 and Rs 10 A.Rajasthan C.Noor Bank denomination ? B.Uttrakhand D.Mashreq bank A.Vallabhai Patel C.Chhattisgarh 143. Navodhan Charitable Foundation has B.Mangal Pandey D.Jharkhand been tied up with which bank in its C.B.R.Ambedkar 158. What was the theme for Global SME efforts for timely detection of cancer ? D.Rajendra Prasad Business Summit 2015, which was held A.Axis Bank 151. As per data from the Department of in New Delhi ? B.Canara Bank Industrial Policy and Promotion A.Make in India through Globally C.Yes Bank (DIPP), which country has been SME partnerships D.Union Bank emerged as the top source of FDI in B.Make in India through Global 144. From which Indian state, Bangladesh, India ? MSME partnerships Bhutan, India and Nepal (BBIN) A.Canada B.Australia C.Make in India through Globally Friendship Motor Car Rally has been C.Mauritius D.Singapore partnerships flagged off ? 152. Title of 2nd edition of Hockey World D.Make in India through Global SME A.Manipur League had clinched by which of the partnerships B.Sikkim follwing country ? 159. Which bank has launched missed call C.Nagaland A.Thailand service for account holders in Chennai D.Assam B.India to recharge their mobile ? 145. Hinduja Global Solutions Ltd (HGS) C.Belgium A.Axis Bank has appointed which of the following D.Australia B.Federal Bank as its brand ambassador ? 153. Who is the current National Security C.ICICI Bank A.Sania Mirza Advisor of India ? D.SBI Bank B.PV Sindhu A.P.S. Raghavan 160. IDFC bank has selcted which IT C.Anirban Lahiri B.Shivshankar Menon company for core banking to offer next D.Saina Nehwal C.Ajit Doval generation banking services ? 146. Which bank has been tied up with D.Arun Singh A.Infosys Maharashtra for over-the-counter 154. After Jan Dhan Yojna, which Govt B.Wipro (OTC) collection of taxes and receipts? launched scheme has been included in C.TCS A.Axis Bank Guinness Book of World records ? D.Accenture B.Canara Bank A.Sukanya Samridhi Yojana (Girl Child 161. Which university has been conferred C.Yes Bank Prosperity Scheme) with FICCI Education Awards 2015 D.Union Bank B.Pradhan Mantri Awas Yojana under the category of “Excellence in 147. World heavyweight championship has (PMAY) Technology for Education Delivery” ? been won by which of the following? C.National Child Labour A.Ashoka University A.Wladimir Klitschko Projects(NCLP) B.IIT Gandhinagar B.Randy Orton D.Pratyaksh Hanstantrit Labh C.Manipal University C.Tyson Fury (PAHAL) D.Nirma University D.Seth Rollins 155. 8th edition of a bilateral exercise 162. The title of Hero World Challenge has 148. Which zone of Indian Railways has between the Indian and Russian navies been conferred upon which of the introduced biodiesel for trains to reduce “INDRA NAVY” initiated at which following professional golfer ? greenhouse gases (GHGs) emission ? place ? A.Anirban Lahiri A.South Central Railway A.Hyderabad B.Ricky Fowler B.South Eastern Railway B.Odisha C.Patrick Reed C.South East Central Railway C.Visakhapatnam D.Bubba Watson

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 42 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

163. Which city Police has been conferred 171. Ola has appointed which of the A.Depression with “Express IT excellence award” in following as its corporate president ? B.Dermatitis acknowledgment with IT initiatives A.Sameer Gandhi C.Dengue launched by them ? B.Mukesh Bansal D.Diarrhea A.Chattisgarh Police C.Joy Bandekar 180. International Monetary Fund (IMF) B.Karnataka Police D.Aditya Agarwal has block its financial aid program to C.Hyderabad Police 172. Government has extended the deadline which country ? D.Lucknow Police for the enrolment of which of the A.Zimbabwe 164. General Motors India has appointed following scheme to Dec 31 ? B.Russia which of the following as its head ? A.PMGSY B.PMJDY C.Ukraine A.Patricia Russo C.PMAGY D.PMJJBY D.Indonesia B.Arvind Saxena 173. Neha Swain has been conferred with 181. On 10 December 2015, Human Rights C.Kaher Kazem Queen’s Young Leaders award in the Day was observed with which theme ? D.James Mulva UK for exceptional work in A.Human Rights 365 165. To promote Indian culture among transforming the lives of others. She is B.Our Rights, Our Freedoms, Always school students, Ministry of Human the co-founder of which NGO ? C.My Voice Counts Resource Development launched “Kala A.Akshara B.Rubaroo D.Working for Your Rights Utsav” started at which place ? C.Sevalaya D.Raphael 182. Which company has conferred with A.Bengaluru 174. 2015 BWF Female Player of the Year “Forbes Top 100 Middle East – Global B.Mumbai Award has been conferred on which of Meets Local 2015” Award ? C.Delhi the following ? A.Infosys D.Jaipur A.Mia Audina B.TCS 166. Justice Y. Bhaskar, who have recently B.Yui Hashimoto C.Tech Mahindra resigned was the Lokayukta of which C.Saina Nehwal D.Wipro state ? D.Carolina Marin 183. India has inked MoU on suspension A.West Bengal 175. Which State has won the Wheelchair of collection of taxes during pendency B.Tamil Nadu Basketball Championship? of Mutual Agreement Procedure C.Kerala A.Punjab (MAP) procedure with which of the D.Karnataka B.Haryana following country ? 167. ShanIPV, an injectable inactivated C.Maharashtra A.South Georgia vaccine launched by Sanofi Pasteur will D.Uttar Pradesh B.South Africa cure which of the following disease ? 176. Union Cabinet approved National C.South Sudan A.Polio B.Diarrhea Waterways Bill, 2015 which seeks to D.South Korea C.Malaria D.Dengue declare how many additional inland 184. London-based market research firm, 168. Which Indian Institute has scripted waterways as the national waterways? Ipsos MORI, has conducted a survey Guinness World Record in conducting A.96 B.116 “Index of Ignorance” ranked India at the “largest practical science lesson” ? C.104 D.106 which place ? A.IIT-H B.IIT-D 177. Which Indian Institute has bagged US A.8th B.2nd C.IIT-K D.IIT-B military contract for research and C.3rd D.4th 169. Which of the following two teams will development on solar powered micro- 185. As per “India Health Report: Nutrition replace Chennai and Rajasthan in grid ? 2015” released by Union Health forthcoming edition of the Indian A.CIT B.IISER Minister which Indian state has Premier League (IPL) ? C.IIT D.IIsc maximum malnourished children in the A.Pune and Lucknow 178. Real Estate (Regulation and country ? B.Japiur and Rajkot Development) Bill, 2015 has made A.Arunachal Pradesh C.Rajkot and Pune mandatory for builders to deposit top B.Madhya Pradesh D.Panaji and Rajkot deposit how much percent of the C.Andhra Pradesh 170. Which of the following submarine has amount raised from buyers into an D.Uttar Pradesh been awarded with ‘The Best escrow account ? 186. Marylebone Cricket Club (MCC) has Innovation Trophy’ by Prime Minister A.85% B.50% conferred which Sri Lankan cricketer Narendra Modi ? C.70% D.10% with its Honorary Life Membership ? A.INS Sindhughosh 179. Mexican drug authorities have A.Chanaka Welegedara B.INS Sindhudhwaj approved Sanofi Pastur’s vaccine B.Dilhara Lokuhettige C.INS Sindhukirti “Dengvaxia”. It will cure which C.Mahela Jayawardene D.INS Sindhuraj disease? D.Suranga Lakmal

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 43 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

187. International Cricket Council (ICC) has D.Rs. 1 crore 202. As per new guidelines for Regional Rural announced its global partnership with 195. Which state Govt has launched Mobile Banks (RRBs) by RBI, they have to which mobile telephone device app to rescue homeless people during increase how much of their total company ? winters ? outstanding towards agricultural A.Sony B.HTC A.Rajasthan activities ? C.Oppo D.Samsung B.New Delhi A.16% B.18% 188. Which country has become the 10th C.Himachal Pradesh C.20% D.10% country to ratify the Articles of D.Uttarakhand 203. When Navy Day is observed ? Agreement (AoA) that will lay the legal 196. Which High Court has made married A.December 1 framework for AIIB ? daughters of deceased government B.December 4 A.Lithuania employees eligible for the appointment C.December 3 B.Liberia on compassionate grounds ? D.December 2 C.Luxembourg A.Uttarakhand HC 204. Which pharma has received the approval D.Lebanon B.Kerala HC from the US Food and Drug 189. Which of the following sworn in as the C.Bombay HC Administration (USFDA) to new President of Argentina ? D.Allahabad HC manufacture and market A.Jorge Altamira 197. Recently which state has launched ‘She Dexamethasone Sodium Phosphate B.Mauricio Macri Autos’ scheme and distributed 49 Injection ? C.Cristina Fernandez CNG-fuelled autos to women drivers ? A.Ajanta Pharma D.Hermes Binner A.Madhya Pradesh B.Orchid Chemical 190. International mountain day observes B.Andhra Pradesh C.Alembic Pharma on which date ? C.Uttar Pradesh D.Aurobindo Pharma A.December 8 D.Arunachal Pradesh 205. Which of the following has been B.December 11 198. Youtube, in collaboration with Subhash crowned with 2015 BBC Sports C.December 9 Ghai owned Whistling Woods Personality of the Year (SPOTY) ? D.December 10 International has opened first video A.Lewis Hamilton 191. Union Government slapped anti- production studio in which part of the B.Jessica Ennis-Hill dumping duty on import of cold-rolled country ? C.Kevin Sinfield flat products of stainless steel for how A.Bengaluru D.Andy Murray many years from 7 countries. The B.New Delhi 206. As a apart of PM Awas Yojana (Urban), highest duty has been levied on steel C.Mumbai which state has become the first state imports from which country ? D.Goa in the country to take up Public-Private A.South Korea 199. GAIL has launched ‘Bhuvan-GAIL Partnership Projects for redevelopment B.European Union Portal’ for satellite monitoring of of slums in urban areas ? C.Thailand pipelines in collaboration with which A.Odisha D.China of the following centre ? B.Telangana 192. World Elite UCI (International Cycling A.National Informatics Centre C.Gujarat Union) has ranked Indian cyclist B.National Centre for Trade D.Mizoram Deborah Herold at which positing in Information 207. Which Indian company has been listed world ranking ? C.National Remote Sensing Centre among Top 50 league of the world’s A.8th B.4th D.National Centre for Seismology biggest companies in terms of R&D C.10th D.13th 200. How much fine has been announced investments ? 193. UNESCO Creative Cities Network has by National Green Tribunal for the use A.Lupin added which Indian city as its new of plastic material in Chandigarh in B.Tata Motors member in Music category ? order to make the city pollution-free ? C.Infosys A.Patiala B.Varanasi A.Rs 3000 B.Rs 1500 D.Sun Pharma C.Lucknow D.Japiur C.Rs 500 D.Rs 5000 208. Rajya Sabha unanimously passed the 194. Recently Tamil Nadu flood is declared 201. Union Government releases postage SC and ST (Prevention of Atrocities) as the “National Disaster”. For stamp to mark centenary year of which Amendment Bill, 2015. It will amend rehabilitation work Parliamentarians survey of India ? which act ? are recommended to allocate upto how A.Archaeological Survey of India A.SC & ST (Prevention of Atrocities) much amount from MPLADS? (ASI) Act, 2002 A.Rs. 2 crore B.Geological Survey of India(GSI) B.SC & ST (Prevention of Atrocities) B.Rs. 3 crore C.Zoological Survey of India (ZSI) Act, 1995 C.Rs. 5 crore D.Economic Survey of India (ESI)

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 44 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

C.SC & ST (Prevention of Atrocities) 216. Department of Empowerment of D.Degam Act, 1989 Persons with Disabilities launched 223. Government has appointed which of D.SC & ST (Prevention of Atrocities) “Eyeway National Helpdesk” with the the following as the next Ambassador Act, 2013 support of pther organisations. Which of India to the Republic of Indonesia ? 209. As per the 6th All India Survey on of the following is not included as the A.Sanjiv Kohli Higher Education (AISHE) what is the part of “ENH” ? B.Bhagwant Singh Bishnoi Gross Enrolment Ratio (GER) in 2014- A.Tech Mahindra Foundation C.Nengcha Lhouvum Mukhopadhaya 2015 ? B.Essel Foundation D.Sushil Kumar Singhal4 A.20.8% C.Hans Foundation 224. To provide energy security, Union B.23.6% D.Bharti Foundation Cabinet has consented a policy C.30% 217. According to the mid-term economic framework for development of UCG. D.19.4% review, what is the India’s GDP growth What UCG stands for ? 210. Food and Agriculture Organization for the current financial year ? A.Underneath Coal Gasification (FAO) has been nominated to facilitate A.7.2-8% B.Underground Carbon Gasification the implementation of 2016 B.6.5-7% C.Underneath Carbon Gasification International Year of Pulses. FAO C.8.1-8.5% D.Underground Coal Gasification headquarters is situated at which place? D.7-7.5% 225. Union Food Processing Minister A.London 218. National Consumer Day observes on Harsimrat Kaur Badal announced the B.Vienna which date ? establishment of how many mega food C.Geneva A.Decemeber 18 parks for Rs 2,000 crore ? D.Rome B.Decemeber 20 A.38 211. Which of the following has been C.Decemeber 19 B.42 crowned with the title of Miss D.Decemeber 24 C.36 Universe 2015 ? 219. Which of the following has grabbed the D.24 A.Whitney Shikongo title of Under-19 Singapore Squash 226. Which of the following has been B.Ariadna Gutierrez Open ? crowned with the title of Miss World C.Pia Alonzo Wurtzbach A.Yusuke Ogata 2015 ? D.Mireia Lalaguna Royo B.Vivek Palaniappan A. 212. Which of the following Royal Calcutta C.Abhay Singh B.Mireia Lalaguna Royo Turf Club (RCTC) jockey has died due D.Alwin Chai C.Pia Alonzo Wurtzbach to falling from a horse ? 220. Recently, which state has become the D.Sofia Nikitchuk A.C S Jodha twelfth State to join centre’s UDAY 227. Which team has won the FIFA Club B.D K Ashish (Ujwal DISCOM Assurance Yojana) World Cup Japan 2015 at International C.B Nikhil scheme for reforming debt-laden state Stadium Yokohama in Japan ? D.MD Islam electricity distribution companies ? A.Sanfrecce 213. Which cricketer has topped the the ICC A.Assam B.TP Mazembe Player Rankings for Test Batsmen ? B.Rajasthan C.Barcelona A.AB de Villiers C.Bihar D.River Plate B.Steve Smith D.Uttar Pradesh 228. Government has appointed which of C.Cheteshwar Pujara 221. Pension Fund Regulatory and the following as the next Ambassador D.Kane Williamson Development Authority (PFRDA) has of India to the Democratic Republic of 214. WTO’s 10th Ministerial Conference started using which identity proof for Sao Tome & Principe ? was held in which country ? online registeration under the National A.Sanjiv Kohli A.Japan Pension System (NPS) scheme ? B.Bhagwant Singh Bishnoi B.Kenya A.Aadhar Card C.Nengcha Lhouvum Mukhopadhaya C.China B.Pan Card D.Sushil Kumar Singhal D.Turkey C.Driving License 229. According to the latest measurements, 215. Who has been conferred with the title D.Passport which of the following is the largest of first ever Miss Iraq 222. The 50th edition of the All-India salamander on the planet? in 40 years ? conference of Directors General of A.Imitator A.Shameram Apram Police (AICDGPs) was held in which B.Shasta B.Klodia Khalaf of the following region of Gujarat ? C.Karlo C.Shaymaa Abdelrahman A.Dungri D.Idaho D.Marwa Naji B.Dolatpar C.Dhordo

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 45 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

230. Which team has won the 2015 Indian D.Andhra Pradesh D.University of South Florida Super League (ISL) Football 237. Book: “In the Palace of The Khans” 244. Apple Inc. has appointed which of the tournament at Jawaharlal Nehru has been written by which of the following as its Chief Operating Stadium in Goa ? following author ? Officer (COO) ? A.Pune City A.Jane Austen A.Delano Lewis B.Kerala Blasters B.Peter Dickinson B.Andrea Jung C.Delhi Dynamos C.Zadie Smith C.Mickey Drexler D.Chennaiyin D.Julian Barnes D.Jeff Williams 231. West Bengal has approved the 238. Government has appointed which of 245. Government has appointed which of proposal for introducing five new the following as next High the following as the India’s next districts in the state. After the Commissioner of lndia to New Zealand? Ambassador to Thailand ? formation of these five districts, what A.Nengcha Lhouvum A.Nengcha Lhouvum will be total number of districts in WB? B.Sanjiv Kohli B.Sanjiv Kohli A.29 C.Bhagwant Singh Bishnoi C.Bhagwant Singh Bishnoi B.30 D.Sushil Kumar Singhal D.Sushil Kumar Singhal C.25 239. RBI launches quarterly ‘Inflation 246. Union Defence Minister Manohar D.27 Expectations Survey of Households’ Parrikar has cleared the purchase of 232. Kurt Masur, who has been recently for December 2015 by capturing defence equipment, including the passed away was related to which of subjective assessments of 6 cities. crucial six regiments of Pinaka rocket the following field ? Which city was not included in the system for how much worth ? A.Politician survey ? A.Rs. 10,000 cr B.Conductor A.Mumbai B.Rs. 25,500 cr C.Novelist B.Jaipur C.Rs. 40,000 cr D.Director C.Kolkata D.Rs. 25,000 cr 233. Scientists of the Zoological Survey of D.Bengaluru 247. Chatla Sriramulu, who has been recently India (ZSI) have discovered a new 240. All-India conference of Directors passed was related to which of the marine species of eel in which Indian General of Police (AICDGP) has been following field ? state ? hosted by which state ? A.Director A.Andhra Pradesh A.West Bengal B.Politician B.Maharashtra B.New Delhi C.Actor C.West Bengal C.Rajasthan D.Musician D.Uttarakhand D.Gujarat 248. Which of the following has been named 234. International Human Solidarity Day 241. Which state government has approved as the brand ambassador of Rajkot half observes on which date ? the proposal for introducing five new marathon ? A.December 19 districts ? A.Murali Vijay B.December 17 A.New Delhi B.Ambati Rayudu C.December 18 B.West Bengal C.Ajinkya Rahane D.December 20 C.Rajasthan D.Cheteshwar Pujara 235. Narendra Modi handed over the D.Gujarat 249. India’s biggest Wildlife Rescue Centre certificate, acknowledging Indian 242. Single Window Clearance Bill, 2015 has been established in which state ? barrister and nationalist leader Shyamji has been passed by which Indian state? A.Rajasthan Krishna Verma to which of the A.West Bengal B.New Delhi following ? B.Uttarakhand C.Maharashtra A.Kalyan Singh C.Gujarat D.Karnataka B.O P Kohli D.Jharkhand 250. India Index Services & Products Ltd C.Anandiben Patel 243. APJ Abdul Kalam fellowship worth (IISL) has launched three new D.Vasundhara Raje $156000 has been announced by which corporate group Indices. Which of the 236. Recently which state government has university Indian students those who following is not included in the Indices? approved a complete ban on the wish to pursue PhD in specified fields A.Nifty Ambani Group Index distribution, manufacture and sales of of science and engineering at its B.Nifty Aditya Birla Group Index polythene carry bags in the state ? institution ? C.Nifty Mahindra Group Index A.Uttarakhand A.University of West Florida D.Nifty Tata Group Index B.Madhya Pradesh B.University of North Florida 251. Govt has approved which of the C.Uttar Pradesh C.University of Central Florida following google’s project to provide

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 46 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

internet connectivity in hard to access C.Turkey C.December 16 areas of the country from balloons D.China D.December 18 floating at a height of 20 km using LTE 258. Which of the following has been 265. Uttar Pradesh Governor Ram Naik has or 4G technology ? appointed as the Chief Information given his assent to UP Revenue Code A.Ara project Commissioner (CIC) ? (Amendment) Ordinance 2015. It will B.Loon project A.K.P.Shreyaskar amend which of the following code ? C.Soli project B.KV Chowdary A.UP Revenue Code,2002 D.Fi project C.R K Mathur B.UP Revenue Code,2008 252. Lok Sabha has passed the Arbitration D.Vijai Sharma C.UP Revenue Code,2006 and Conciliation (Amendment) Bill, 259. International Labour Organization D.UP Revenue Code,1991 2015 o make the arbitration process (ILO) has released a report of new 266. Which of the following has authored more investor-friendly & cost effective. global estimates on migrant workers. the book “The Bose Brothers and It will amend which Act ? ILO headquarter is situated at which Indian Independence – An Insider’s A.Arbitration and Conciliation Act place? Account”? 1998 A.Brisbane A.Jhumpa Lahiri B.Arbitration and Conciliation Act B.Geneva B.Samaresh Basu 2003 C.Washington C.Madhuri Bose C.Arbitration and Conciliation Act D.London D.Arun Joshi 1894 260. Confederation of Indian Industry (CII) 267. As per Supreme Court orders RBI is D.Arbitration and Conciliation Act has conferred Industrial Innovation held liable to disclose information about 1996 Awards 2015 upon how many the banks and financial institutions for 253. Greenpeace India has released a ranking companies ? their action against the loan defaulters of the 17 Indian cities showing air A.18 under which act ? pollution levels, it was carried out by B.35 A.RTI act 1995 using which of the following system ? C.23 B.RTI Act 2002 A.Air Pollution Index D.20 C.RTI Act 2006 B.Pollutant Standards Index 261. The Defence Acquisition Council D.RTI Act 2005 C.National Air Quality Index (DAC) chaired by Defence Minister 268. Which of the following panel has been D.Air Quality Health Index Manohar Parrikar cleared the purchase appointed to look into acts of omission 254. Which of the following has been of five S-400 Triumf long-range air and commission and recommend appointed as the Lokayukta of Delhi ? defence systems from Russia for how compensation to ONGC whose natural A.Manmohan Sarin much worth ? gas from Bay of Bengal block had B.Reva Khetrapal A.Rs. 10,000 cr flowed to adjoining fields of RIL ? C.Virendra Singh B.Rs. 30,000 cr A.S.S. Kohli panel D.Ranjan Gogoi C.Rs. 40,000 cr B.R.S. Saria panel 255. Which Indian state has decided to D.Rs. 20,000 cr C.A.P. Shah panel abolish VAT, CST on Sugar factories 262. Which bank has been tied up with SBI D.K.C. Tyagi panel and permit foreign institutions to Life Insurance Company in order to 269. After the National Green Tribunal establish their campuses in the state ? provide Group Life Insurance coverage (NGT) orders, now SC has banned A.Uttar Pradesh to its housing loan borrowers ? registration of all diesel cars in which B.Arunachal Pradesh A.Yes bank Indian state ? C.Madhya Pradesh B.ICICI bank A.West Bengal D.Andhra Prades C.Dena bank B.Maharashtra 256. Union Cabinet gives nod to MoU with D.Axis bank C.Karnataka which of the following association of 263. How many poets and authors have D.New Delhi countries for enhancing cooperation in been honoured with 2015 Sahitya 270. Which State has announced a 10512 building energy efficiency ? Akademi Award ? crore rupees relief package for more A.ASEAN A.18 than 15000 drought-hit villages for B.BRICS B.23 farmers ? C.AFTA C.15 A.Karnataka D.SAARC D.25 B.Chhattisgarh 257. The 2nd World Internet Conference 264. International Migrants Day observes C.Maharashtra 2015 was hosted by which country ? on which date ? D.Andhra Pradesh A.Japan A.December 15 B.Spain B.December 17

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 47 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

271. Union Cabinet gives nod to amend A. 284. Brihanmumbai Municipal Corporation Constitution (Scheduled Castes) B.Pranab Mukherjee has approved Maharashtra’s Smart Order, 1950 in order to modify the list C.Arun Jaitley City Proposal (SCP) for the metropolis of Scheduled Castes in respect of the D.Narendra Modi with worth of 32000 crore rupees. How five states. Which State is not included 278. Which of the following has been many Maharashtra cities are selected in following ? appointed as the Lokayukta of Uttar for Smart Cities Mission ? A.Odisha Pradesh ? A.8 B.12 B.Jharkhand A.Manmohan Sarin C.10 D.15 C.Haryana B.Reva Khetrapal 285. World Bank has consented how much D.West Bengal C.Virendra Singh worth of loan for the “clean India 272. World Trade Organisation (WTO) has D.Ranjan Gogoi campaign” to support the government formally approved Afghanistan’s 279. International Day to End Violence in its efforts to ensure all citizens in membership. With this addition, now Against Sex Workers observes on which rural areas have access to improved WTO has how many member date ? sanitation by 2019 ? countries ? A.December 16 A.$2bn B.$1.5bn A.165 B.December 18 C.$2.5bn D.$3.5bn B.163 C.December 15 286. Who is appointed as the next High C.164 D.December 17 Commissioner of lndia to the Republic D.162 280. Gujarat International Finance Tec-City of Maldives ? 273. As per Forbes best countries for (GIFT City) announced the launch of A.Renu Amitabh business list, India has been ranked at the Phase-2 development, which will B.Ashok Kantha which position ? be focused on IFSC. What IFSC stands C.Akhilesh Mishra A.91st for ? D.Arun Kumar Jain B.96th A.Interconnected Financial Services 287. Which of the following banks started C.92th Centre the first IFSC banking unit in D.97th B.International Financial Services November 2015 ? 274. Indian Railway Catering and Tourism Centre A.Axis bank & Federal Bank Corporation (IRCTC) has tied up with C.International Finance Services B.ICICI & Federal Bank which of the following payment Centre C.Yes Bank & SBI Bank gateway for food ordered through its D.Interconnected Finance Services D.Yes Bank & Federal Bank e-catering facility ? Centre 288. Operation Smile-II, the successor of A.Citrus 281. Saudi Arabia has launched Islamic the earlier campaign to rescue/ B.PayPal Military Coalition, a new military rehabilitate the missing children will C.Mobikwik alliance of 34 nations Muslim nations begins its operation on which date ? D.Paytm to fight terrorism. Its headquarter is to A.1st February, 2016 275. Rajasthan Cricket Association (RCA) be established at which place ? B.25th December, 2015 has appointed which of the following A.Ankara B.Baghdad C.1st January, 2016 as its President ? C.Riyadh D.Tehran D.26th January, 2016 A.Sharad Pawar 282. The Combined Commanders 289. 14th Meeting of the Heads of B.Lalit Modi Conference chaired by Prime Minister Governments (Prime Ministers) of the C.ýGautom Roy Shri Narendra Modi was held on which Shanghai Cooperation Organization D.Ranjib Biswal aircraft carrier ? Member States on Regional Economic 276. Scientists have discovered the species A.INS Arihant Cooperation was held in which Chinese of Sail backed dinosaur “Morelladon B.INS Vikrant city ? beltrani” in which country ? C.INS Viraat A.Dongguan B.Guangzhou A.Colombia D.INS Vikramaditya C.Zhengzhou D.Hangzhou B.Cuba 283. The Atomic Energy Amendment Bill 290. American rating agency Fitch allocated C.Spain 2015 proposes to amend which act to which of its rank to Indian economy ? D.Italy change the definition of “government A.AAA B.BB 277. Garwood Award for Outstanding company” in the Act ? C.BBB D.CCC Global Leader in Open Innovation from A.Atomic Energy Act, 1995 291. MoEF gives nod to a power project UC Berkeley-Haas School of Business B.Atomic Energy Act, 1962 being set up by state-owned NTPC in has been conferred on which of the C.Atomic Energy Act, 1948 which of the following Indian States ? following ? D.Atomic Energy Act, 1982

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 48 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

A.Jharkhand B.Karnataka 300. Which city has launched the first metro 85. (b) 86. (c) 87. (b) 88. (c) C.Kerala D.Telangana station in the country to run by only 89. (e) 90. (b) 91. (b) 92. (c) 292. Which e-commerce giant has launched women staff ? 93. (c) 94. (d) 95. (c) 96. (e) mobile website in Hindi & Telugu to A.Bengaluru B.Lucknow 97. (d) 98. (c) 99. (c) 100. (b) enable consumers to shop online in C.Jaipur D.Mumbai 101. (c) 102. (c) 103. (b) 104. (d) 105. (b) 106. (d) 107. (d) 108. (b) their preferred languages ? 301. Ola app has appointed which of the 109. (b) 110. (c) 111. (c) 112. (b) A.Amazon B.Ebay following as its chief financial officer ? 113. (c) 114. (d) 115. (b) 116. (c) C.Flipkart D.Snapdeal A.Bhavish Aggarwal 117. (a) 118. (a) 119. (a) 120. (c) B.Rajiv Bansal 293. Central Board of Direct Taxes (CBDT) 121. (b) 122. (d) 123. (a) 124. (b) C.Ankit Bhati has appointed which of the following 125. (c) 126. (d) 127. (c) 128. (d) as its Chairman ? D.Sunil Kanoria 129. (b) 130. (d) 131. (d) 132. (b) A.Renu Amitabh 302. Govt has extended the RuPay Debit 133. (b) 134. (c) 135. (b) 136. (b) B.Arun Kumar Jain Card usage for a claim under an inbuilt 137. (c) 138. (d) 139. (c) 140. (b) C.Anita Kapur accident insurance cover under PMJDY 141. (b) 142. (d) 143. (b) 144. (d) D.Akhilesh Mishra accounts to how many days ? 145. (c) 146. (d) 147. (c) 148. (d) 294. European Tour Golfer of the Year award A.100 days B.45 days 149. (b) 150. (c) 151. (d) 152. (d) was conferred on which professional C.60 days D.90 days 153. (c) 154. (d) 155. (c) 156. (b) golfer ? 303. Who has been awarded with Kalinga 157. (c) 158. (d) 159. (b) 160. (c) A.Rickie Fowler Samman 2014 for popularising science 161. (d) 162. (d) 163. (c) 164. (c) B.Bubba Watson among the common man in Odisha ? 165. (c) 166. (d) 167. (a) 168. (b) C.Rory McIlroy A.Basanta Behura 169. (c) 170. (b) 171. (c) 172. (d) 173. (b) 174. (d) 175. (c) 176. (d) D.Jordan Spieth B.Trilochan Pradhan 177. (d) 178. (c) 179. (c) 180. (c) 295. IRCTC has tied up with which online C.Jeter Bertoletti 181. (b) 182. (c) 183. (d) 184. (b) D.Stefano Fantoni delivery firm to enable consumers to 185. (d) 186. (c) 187. (c) 188. (c) 304. Who is appointed as the new prime order from a variety of cuisine options? 189. (b) 190. (b) 191. (d) 192. (b) minister of Portugal ? A.Pizzavito B.FoodPanda 193. (b) 194. (d) 195. (b) 196. (d) C.GrubHub D.Zomato A.José Sócrates 197. (b) 198. (c) 199. (c) 200. (d) 296. Government of India has decided to B.Santana Lopes 201. (c) 202. (b) 203. (b) 204. (d) issue Sovereign Gold Bonds, having a C.Passos Coelho 205. (d) 206. (c) 207. (b) 208. (c) time period of 8 years. It requires how D.Antonio Costa 209. (b) 210. (d) 211. (c) 212. (b) much minimum amount of gold to be 213. (d) 214. (b) 215. (c) 216. (d) deposited ?  217. (d) 218. (d) 219. (c) 220. (d) A.1.5 gm B.4 gm 221. (b) 222. (c) 223. (c) 224. (d) C.2 gm D.5 gm ANSWER KEYS 225. (b) 226. (b) 227. (c) 228. (d) 297. A bill that envisages district-level 1. (b) 2. (c) 3. (c) 4. (c) 229. (c) 230. (d) 231. (c) 232. (b) regulatory authorities to fix the prices 5. (d) 6. (b) 7. (d) 8. (a) 233. (c) 234. (d) 235. (c) 236. (c) 237. (b) 238. (b) 239. (b) 240. (d) of food items in hotels has been ratified 9. (a) 10. (d) 11. (a) 12. (c) 241. (b) 242. (d) 243. (d) 244. (d) by which state govt ? 13. (c) 14. (e) 15. (c) 16. (b) 245. (c) 246. (b) 247. (c) 248. (d) A.Karnataka B.New Delhi 17. (b) 18. (b) 19. (c) 20. (b) 21. (a) 22. (c) 23. (b) 24. (d) 249. (c) 250. (a) 251. (b) 252. (d) C.Tamil Nadu D.Kerala 25. (d) 26. (d) 27. (a) 28. (c) 253. (c) 254. (b) 255. (d) 256. (b) 298. Winter session of Parliament has been 29. (b) 30. (d) 31. (a) 32. (a) 257. (d) 258. (c) 259. (b) 260. (d) started from November 26th. The 33. (a) 34. (d) 35. (c) 36. (c) 261. (c) 262. (c) 263. (b) 264. (d) legislative agenda includes how many 37. (b) 38. (b) 39. (b) 40. (a) 265. (c) 266. (c) 267. (d) 268. (c) bills for consideration ? 41. (a) 42. (d) 43. (a) 44. (b) 269. (d) 270. (c) 271. (b) 272. (c) A.10 B.15 45. (d) 46. (c) 47. (d) 48. (a) 273. (d) 274. (d) 275. (b) 276. (c) C.19 D.22 49. (b) 50. (a) 51. (b) 52. (d) 277. (b) 278. (c) 279. (d) 280. (b) 299. On which date India has celebrated its 53. (b) 54. (d) 55. (c) 56. (d) 281. (c) 282. (d) 283. (b) 284. (c) first National Constitution Day to 57. (a) 58. (c) 59. (a) 60. (c) 285. (b) 286. (c) 287. (d) 288. (d) mark the 125th birth anniversary of 61. (c) 62. (d) 63. (d) 64. (a) 289. (c) 290. (c) 291. (d) 292. (d) Ambedkar ? 65. (c) 66. (d) 67. (a) 68. (d) 293. (b) 294. (c) 295. (b) 296. (c) A.November 25 69. (d) 70. (c) 71. (e) 72. (a) 297. (d) 298. (c) 299. (c) 300. (c) 301. (b) 302. (d) 303. (b) 304. (d) B.November 28 73. (d) 74. (c) 75. (a) 76. (b) C.November 26 77. (b) 78. (b) 79. (c) 80. (a) D.November 27 81. (c) 82. (d) 83. (d) 84. (e) 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 49 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

40 MCQ ON COMPUTER 1. The values for an attribute or a column 1) Complete tree 4) call by string are drawn from a set of values known 2) Full binary tree 5) None of these as a …….. 3) Binary search tree 15. The address of a Frame Relay VC is 1) Tuples 2) Attributes 4) Threaded tree called ……. 3) Domain 4) All of these 5) None of these 1) data link a communication identifier 5) None of these 8. Which of the following is not SQL 2) data link connector identifier 2. If the called telephone is attached to function ? 3) data link connection identifier another end office, a procedure is used 1) STDDEV 4) data link connection identification that each end office has a number of 2) DEV 5) None of these outgoing lines to one or more nearby 3) VARIANCE 16. If integer needs two bytes of storage, switching centres, called toll offices. 4) COUNT then maximum value of a signed integer These lines are called ……. 5) None of these is 1) Loop 9. The most useful applications of queues. 16 15 2) End office Priority Queues and linked lists is in 1) (2 ) 1 2) (2 ) 1 3) Toll connecting trunks 1) Networks 3) 16 4) 15 4) Switching office 2) Simulation 2 2 5) None of these 3) Refinery 5) None of these 3. A protocol is a set of rules governing a 4) All of these 17. The time required for a pulse to change time sequence of events that must take 5) None of these from 10 to 90 percent of its maximum place : value is defined as 1) between peers BX   SI  1) Rise time  2) Decay time 2) between an interface 10. Instructions BP   DI  3) between modems     3) Propagation time 4) across an interface represents which type addressing. 4) Operating speed 5) None of these 1) Direct Addressing 5) None of these 18. The higher version of the Operating 4. The ……… of two sets A and B is the 2) Indirect Addressing set of all those pairs whose first 3) Indexed Addressing system are s written that programs coordinate is an element of A and the 4) Base Index Register designed for earlier version can still be second coordinate is an element of B. 5) None of these run. What is it called ? The set is denoted by A×B. 11. The highest level in the hierarchy of data 1) up gradability 1) Graph organization is called 2) upward mobility 2) Cartesian product 1) data bank 3) universality 3) Product 2) database 4) upward compatibility 4) Super set 3) data file 5) None of these 5) None of these 4) data record 19. Which logic gates is known as 5. CPU Scheduling 5) None of these coincidence detector ? 1) NAND 1) It is the basis of 12. Encapsulation is also known as – multiprogramming operating 1) Information hiding 2) AND system 2) Data abstraction 3) OR 2) By switching the CPU among 3) Data about data 4) NOT gate processes, the operating system 4) All of these 5) None of these can make the computer more 5) None of these 20. Assembly language is a – productive 13. The physical location of a record is 1) Low Level Language 3) CPU Scheduling depends on CPU determined by a mathematical formula, 2) Middle Level Language execution and I/O wait which transforms a file key into a 3) High Level Language 4) all of the above record location in 4) all of these 5) None of these 1) A B-tree file 5) None of these 6. How many general purpose registers in 2) An indexed file 21. An email address typically consists of user 8085 microprocessor 3) Hashed file id followed by ...... and the domain name. 1) 3 2) 5 4) A sequential file 1) @ 2) # 3) 6 4) 7 5) None of these 3) & 4) * 5) None of these 14. Which type of parameter is passed in a 5) None of these 7. If each node in a tree has value greater function for faster execution 22. The name, a user assigns to a document is than every value in its left subtree and 1) call by value called: has value less than every value in its 2) call by address 1) File name right subtree, the tree is known as 3) call by name 2) Program

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 50 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

3) Record 31. To prevent a slide from being displayed 5) None of these 4) Data during the slide show one should: 38. Which of the following can hold maximum 5) None of these 1) delete the slide data? 23...... is processed by the computer into 2) hide the slide by using animation 1) Optical disk information. button 2) Floppy disk 1) Numbers 3) hide the slide by using the slide show 3) Magnetic disk inside computer 2) Processor menu 4) Magnetic tape 3) Input 4) Any of the above 5) None of these 4) Data 5) None of the above 39...... is a process of sending documents to 5) None of these 32. The ALU of a computer usually contains a storage where they are temporarily 24. A menu contains a list of ...... a number of high speed storage elements stored and remain there until printer prints 1) commands called ...... them. 2) data 1) Semiconductor memory 1) Printing 3) objects 2) Registers 2) Queuing 4) reports 3) Hard disk 3) Waiting Queue 5) None of these 4) Magnetic Disk 4) Print Spooling 25. The internet allows you to: 5) None of these 5) None of these 1) Send electronic mail 33. A connection from one HTML document 40. The feature to customize the desktop to 2) View web pages to another HTML document is called: display information that can be updated 3) Connect to servers all around the world 1) Hyper Link from internet is: 4) All the above 2) Connecting Link 1) Active desktop 5) None of these 3) Icon 2) Online desktop 26. Which of the following is a function of 4) All of these 3) E-mail UPS? 5) None of these 4) Resource Sharing 1) It limits damage caused by fluctuating 34. Which of the following is true about 5) None of these levels of electricity RAM? 2) It provides battery back up for limited A) It is an acronym for Random Access time Memory  3) It delivers electronic messages via a B) It is memory built from silicon chips bus that is used to store programs and data 4) It conducts a power-on self test or temporarily while they are being ANSWER KEYS POST processed 1-3 2-3 3-1 4-2 5) None of these C) RAM stores the data permanently 27. Youtube, which provides a service of like Hard Disks 5-4 6-3 7-3 8-2 streaming videos online is provided by 1) Only A and C 9-2 10-4 11-2 12-1 1) Google 2) Microsoft 2) Only B and C 3) IBM 4) Apple 3) Only A and B 13-3 14-1 15-3 16-2 5) Sony 4) All the three 17-1 18-4 19-2 20-1 28...... is known as unauthorized access to 5) None of these 21-1 22-1 23-4 24-1 others system. 35. Capability of computer to perform more 1) Hacking than one tasks at the same time is: 25-4 26-2 27-1 28-1 2) Encryption 1) Batch Processing 29-4 30-4 31-1 32-2 3) Decryption 2) Real Time Processing 33-1 34-3 35-3 36-3 4) Trafficking 3) Multitasking 5) None of these 4) Scheduled Processing 37-1 38-4 39-4 40-1 29. The vast network of computers that 5) None of these connects millions of people all over the 36. Computer Virus is:  world is called...... 1) A hardware 1) LAN 2) Web 2) Windows tool 3) Hypertext 4) Internet 3) A computer program 5) None of these 4) Combination of 1 and 2 30. CRT stands for: 5) None of these 1) Copper Rod Tube 37. Firewall is used in communication network 2) Campus Report Truncation / system to save: 3) Completely Ready Tube 1) Unauthorized attack 4) Cathode Ray Tube 2) Virus attack 5) None of these 3) Data driven attack 4) Fire attack

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 51 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

ABBREVIATION

DIAL – delhi international airport limited DAC– Defiance acquisition council RPA – Rupee payment Area AFSPA – Armed forces special powers act TFA – Trade Facilitation Agreement STC – State Trading corporation ISSF – international shooting sport FMC – Forward Market Commission TPO – Trade Promotion Organization federation MPC – monetary policy committee UAC – Unit Approval Committee NMDA – National disaster management act VSAT – very small aperture terminal WCO – World Custom Organization NDLM – National digital literacy mission SAT– Securities Appellate Tribunal FPIs – Foreign portfolio investors AIIB – Asia infrastructure investment Bank CSS – central sponsor schemes CEIB – Central economic Intelligence SEIS – Services exports from india scheme AIM – Atal innovation mission Bureau JAM – jandhan yojana aadhaar mobile NGT– national green tribunal RFA – Red Flag Account number NFC – near field communication ECIL – Electronic Corporation of India PDMA – public debt mangement act OMCs – Oil marketing companies Limited ICBM – intercontinental ballistic missile PSKs – Pass port seva kendras BDL – Bharat Dynamic Limited FTAAP – Free trade area for asia-pacific CRZ – Coastal regulatory zone FIPB – Foreign Investment Promotion CAGR – compound annual growth rate DBT – Direct benefit transfer Board NFTP – New Foreign trade policy SAC – Space Application Centre CCEA – cabinet committee on Economic GAAR – General anti avoidance rule UCC– union carbide corporation Affairs EcoSoc – Economic Social Council LEA – loss of ecology authority ETF – Exchange Traded Fund EPIC – electro photo identity card MSP – Minimum support price NASSCOM – National Association of NDRF – national disaster response fund FRP – Fair Price Remunerative Software & Services Comines SDRF – state disaster response fund NDB – new development bank NIIF – National Investment and POTA – prevention of terrorism Act GMS – gold monetized scheme Infrastructure fund NSFR – Net stable funding ration OCI – Overseas citizens of india AFSPA – Armed force special Power act ULFA – united liberation front of ASOM NRI – Non-resident indian OPCW – Organization for the Prohibition OROP – One Rank One Pension PIO – person of indian origin of Chemical Weapons DBTL – direct benefit transfer of LPG NBT – National Book Trust SaaS – software as a service MII – MAKE in INDIA STPs – sewage treatment plants EZs – Exclusion Zones  LCA – light combat aircraft MAT – Minimum Alternate Tax FIU – Financial intelligence units REITs – Real Estate Investment Trusts IEDs – improvised Explosive Devices InvITs – Infrastructure Investment Trusts. SWFs – Sovereign Wealth Funds FPIs – Foreign Portfolio Investors. SPV – special purpose vehicles ITR – Income Tax Returns. QIP – Qualified instructional placement PAT – Profit After Tax PIT – Prohibition of insider trading ACD – Accredited Clients Program PMG – project monitoring group AEO – Authorized Economic Operator AOP – Air operator Permit BRC – Bank Realization Certificate AFI – athletics federation of india CCP – Custom Clearance Permit SAI – sports authority of india DGFT – Director General of Foreign Trade PCI MAI – Paralympics committee of india – Market Access Initiative Now more than RNI – Registrar of newspapers of india MEIS – Merchandise Export from India ECB – External commercial borrowings Scheme CCI – competitive commission of india SEIS – Service export from India Scheme Thanks to all the students for their appreciation NFE – Net Foreign Exchange

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 52 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

DESCRIPTIVE ENGLISH

Biodiversity imparting knowledge has become very fast and one can be “Biodiversity” is a term used to describe the variety of life educated anywhere at any time. IT revolution has also altered on earth. It refers to the variety of ecosystems and living the very face of basic operations and e-commerce is becoming organisms. Biologists most often define biodiversity as the a fashion of the day. We can advertise our products and “totality of genes, species, and ecosystems of a region”. seek jobs and make ourselves available through the internet. One of the most pressing environmental issues today is the Today, we need not go hunting for household items in conservation of biodiversity. Many factors threaten the congested markets. Sitting in our room, we can order things world’s biological heritage. The challenge is for nations, buy tickets, talk to clients, do bank transactions etc. In other government agencies, organizations and individuals to words, the recent development in the IT world has reduced protect and enhance biological diversity, while continuing man’s labour, and created a better world to live in. to meet people’s needs for natural resources. Imbalance in Thus, information technology boom has revolutionized our biodiversity makes ecosystem unstable, weak and vulnerable style of living. It has made our life easy, pleasurable and to natural disasters. luxurious. The boom however, affected only the affluent and Biodiversity supports many ecosystem services that are often urban India. The benefits of IT boom need to penetrate down not readily visible. It plays a part in regulating the chemistry to the ordinary men and women living in our country. of our atmosphere and water supply. It is directly involved in water purification, recycling and providing fertile soils. Science and Religion The economic value of biodiversity is no less important than Science and religion are two different aspects of life. Both its biological value. Everything that we buy and sell comes have their own importance and value. History tells us that from the world of nature. Nature provides the rare materials the two have always been in conflict. In the beginning, religion for our survival. It is also the source for many medicines. A was all-important. But gradually its place has been taken by significant proportion of drugs are produced from biological science. sources. The outlook of science is rational. Science believes in The increasing population requires a large number of experiment and observation. It teaches its followers that resources to sustain people. Over-exploitation of natural nothing is to be believed until it has been proved to be true resources, pollution and habitat destruction are great threats through experiment. Religion, on the other hand, is a matter to biodiversity. India’s present framework for conservation of faith. The existence of God cannot be proved but it can be of these resources is constituted by laws governing forestry felt by those who have faith. Thus, religion is all a matter of and wildlife. faith and not of experiment or observation. Thus, biodiversity is the foundation of life on earth. It is a With the advance of science, religion has gradually lost unique spectrum of earth’s ecosystems, species and their ground. Science has conquered the heart of the people by genes which prove their worth by sustaining life themselves. its practical utility. The practical applications of its laws have Nature’s biodiversity has come under grave man-made threats provided man with undreamed comforts and luxuries. Religion as a result of over-exploitation of natural resources. Climate has no such visible and material benefits to offer. change, decreasing resistance to floods, and earthquakes However, science has its own limitations. Man has a body as threaten loss of biodiversity. Nature has to recover itself and well as a spirit. Science is concerned only with the body; it it is only man who can help nature do this. can do nothing for the spirit. Science may provide man with physical comforts but it is religion alone which can give him Information Technology : A Boon the courage to struggle against odds. Information Technology or IT is the study of the Thus, both science and religion have been significant development, implementation and management of computer contributors to man’s dominance over other beings. Religion based information. In other words, it is a technology in which has always been able to unite man as one, whereas science both telecommunication and computer technologies work has given man the ability and passion to achieve great feats together to provide information. IT revolution has that were once thought to be impossible. Both have their revolutionized not only man’s way of working but also his own ways, but in the end it is obvious that man needs a very existence. delicate balance between both science and religion. The two essential components of IT revolution are the development of computer and internet. Today, at the press of a button, we can get any information that we want from anywhere in the world in a fraction of a second. This easy and quick access to information has been instrumental in  improving our communication, travel, business, entertainment, space exploration, medical surgeries etc. Information Technology has brought drastic changes in the field of education. It has provided immediacy to education. In the era of computers and web networks, the pace of

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 53 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 WORD OF THE MONTH case, the supply decreases with the same level of demand. In both cases the situation of SYNONYMS demand-pull inflation arise. Cost – Push Inflation 1. ABHOR—loathe, abominate, detest, hate. An increase in factor input costs pushes up prices. In general the 2. ANNIHILATE –destroy, cancel extinguish. factors that could contribute to Cost-Push inflation are increases 3. BEWITCH – charm, enchant, fascinate. in corporate taxes, rising wages, and rising raw materials cost. 4. DEMISE- death, decease, eternal rest, expiry. Low Inflation 5. EFFULGENCE-arrogance, haughtiness, shamelessness. Low inflation takes place in a longer period and the range of increase 6. FLATTERER- sycophant, adulator, hanger-on is usually in ‘single digit’. Such inflation has also been called as 7. ENORMOUS-immense, vast, colossal, monumental. ‘creeping inflation’. 8. HENPECKED-enslaved, obedient, dutiful, faithful, Deflation 9. INIMICAL-unfriendly, opposed, unsympathetic, Deflation is the exact opposite of inflation. The persistent fall in belligerent. the prices of all goods and services over a period of time is called 10. OFFENDER-wrongdoer, malefactor, culprit. deflation. When deflation occurs it is possible to buy more amount of goods with the same amount of money. Deflation has often had ANTONYMS the side effect of increasing unemployment in an economy, since 1. ENCHANTED-disgusted, repulsed. the process often leads to a lower level of demand in the economy. 2. ABUNDANCE- lack, dearth, shortage, want, deficiency. Stagflation 3. ENDANGER-protect, defend, shield, safeguard. Stagflation is a situation in an economy where inflation and 4. EVASION-destroy, demolish, annihilate. unemployment both are at higher levels. Stagflation occurs when 5. SCANTY-profuse, ample, sufficient, abundant. the economy isn’t growing but prices are going up. Stagflation is 6. SLENDER-plump, fat, buxom, stout. basically a combination of high inflation and low growth. 7. RAMBLING-methodical, regular, orderly. Galloping Inflation 8. ABRIDGE-enlarge, prolong, expand, magnify. This is a “very high inflation” running in the range of double-digit 9. BENEVOLENCE-malice, venom, enmity, hatred. or triple digit (i.e. 20%, 100% or 200% a year). The Russian 10. CERTAIN-ambiguous, dubious, obscure, uncertain, economy showed such inflation after the disintegration of the ex- mindful, unclear. USSR in the late 1980s. Hyperinflation This form of inflation is ‘large and accelerating’ which might have the annual rates in million or even trillion. In such inflation not  only range of increase is very large but the increase takes place in a very short span of time, prices shoot up overnight. This hasn’t happened in the U.S. since the Civil War, occurred in Germany BANKING TERMINOLOGY before World War II, and in Zimbabwe in the 2000s. Such an inflation quickly leads to a complete loss of confidence in the Inflation – Different Types and Impacts domestic currency and people start opting for other forms of money. Inflation is nothing but the more price we pay for goods. It is the Skewflation persistent rise of all goods and services over a period of time. It is an un-usual inflation, where there is an inflation in one particular There are several factors that influences inflation in India. The sector for a particular period of time, while the other sector is major factors to be taken into account is the population, unbalanced experiencing no changes at all or facing deflation. economic growth, demand for more money and increased taxes. On Impacts of Inflation the flip side it has adverse effects on consumers.  It slow down the economic growth rate. The day to day goods are sold considerably at a higher rate which  Inflation redistributes wealth from creditors to debtors makes difficult for the consumers to afford their basic needs. Hence i.e. lenders suffer and borrowers benefit out of inflation. the need for money increases which is one of the major cause.  Prices goes up, that mean you pay more money for the There is huge money gap which could be the potential factor for same product which you got it lesser earlier. increased price and inflation in India. Increase in enormous  With the rise in inflation, lending institutions feel the expenditure can cause inflammatory gap at current prices. pressure of higher lending. The rate of inflation is measured on the basis of price indices  Investment in the economy is boosted by the inflation which are of two kinds—Wholesale (in the short-run). The standard of living declines. Price Index (WPI) and Consumer Price Index (CPI).  The export segment of the economy benefits due Types of Inflation to inflation. Demand – Pull Inflation  Inflation gives an economy the advantage of lower When there is a mis-match between demand and supply, it will imports and import-substitution as foreign goods become eventually pull up the prices. Here we have two cases. In first costlier. case, the demand increases over the same level of supply. In second  B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 54 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

100 G.K. QUESTION FOR SSC/RAILWAY

1. Montreal Protocol is related to (c)Red (d) None 21. Match List-I (Countries) with List-II (a) 10 Members 12. The head office of World Health (currencies) and select the correct (b) 15 Members Organization (WHO) is located at answer using the codes given below the (c) 11 members (a) Geneva (b) Paris lists : (d) 8 Members (c) Newyork (d) Berlin List- I List-II 2. Project Tiger was launched in 13. Which of the following is not the official a. China 1.Pound (a) 1973 (b) 1976 language of United Nations? b. Egypt 2.Yuan (b)1978 (d)1983 (a) English (b) Chinese c. Germany 3. Rial 3. Which of the following types is used by (c)German (d) Spanish d. Iran 4. Dinar computed tomography employed for 14. Where are the headquarters of 5.Deutsche Mark visualization of the internal structure the Organization of the Islamic Codes: of human body? Conference (OIC) located? A B C D (a) X- rays (a) Dubai (b) Jeddah (a) 2 1 5 3 (b) Sound waves (c) Islamabad (d) Ankara (b) 3 4 5 2 (c) Magnetic resonance 15. The water pollution in river is measured (c) 3 2 4 1 (d) Radio isotopes by the dissolved amount of (d) 2 5 3 4 4. Nomadic elephant is the exercise (a)Chlorine (b) Ozone 22. The Dronacharya Award for sports between? (c)Nitrogen (d) Oxygen coaches was instituted in the year (a) India-Mangolia 16. The Satellite launching centre of Indian (a)1984 (b) 1985 (b) India-US Space Research Organization is in (c)1987 (d)1988 (c) India –Japan (a) Thiruvanathapuram 23. The Pulitzer Prizes is associated with (d) India –china (b) Bangalore which one of the following? 5. What is KAVERI? (c) Thumba (a) Environment protection (a) Missile (d) Sriharikota (b)Olympic Games (b) Cryogenic engine 17. Who is said to be the Father of Modern (c) Journalism (c)Tank Olympics? (d) Civil Aviation (d) Satelite (a) Robert Dover 24. Who among the following have been 6. With which one of the following games (b) Pierre de Coubertin honored with Bharat Ratna ? is the Hopman Cup associated? (c) Theodosius I (a) Morarji Desai (a) Badminton (d) Ernest Curtis (b) Guljari Lal Nanda (b) lawn Tennis 18. The paintings of Ajanta depict series of (c) C. Subramanian (c) Hockey the (d) Ustad Bismillah Khan (d) Football (a) Ramayana 25. Standard 18 Carat gold contains 7. The first Chief Election Commissioner (b) Mahabharata (a) 82 percent gold and 18 parts other of India was (c) Jatakas metals (a) K.V.K. Sundaram (d) Panchatantra (b) 18 parts gold and 82 parts other (b) S.P Sen Verma 19. Which one of the following pairs of folk metals (c) T.Swaminathan dance forms and States is not correctly (c) 18 parts gold and 6 parts other (d) Sukumar Sen matched? metals 8. Which of the following is busiest airport (a) korku………..Maharashtra (d) 9 parts gold and 15 parts other of India ? (b) Jhummar……… Haryana metals (a) Delhi (b) Mumbai (c) Thali………… Himachal Pradesh 26. Which of the city is not situated on the (c) Bengaluru (d) Chennai (d) Mukna………….. Manipur bank of river Ganga ? 9. New York is located on the bank of river 20. The first feature film (talkie) to be (a) Agra (a) Potomac (b)Tiber produced in India was (b) Varnasi (c)Hudson (d) Spree (a) Hatimtai (c) Allahabad 10. Mesopotamia is the old name of (b) Alam Ara (d) Haridwar (a) Iran (b) Iraq (c) Pundalik 27. Who was known as ‘Man of Density’? (c) Turkey (d) Spree (d) Raja Harishchandra (a) Napoleon 11. Which colour has the longest wave (b) Nehru length? (c) Hitler (a) Blue (b) Green

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 55 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(d) Mussolini c. Boundary line between India and 45. In West Bengal which of the following 28. What is the average fat content of buffalo China wind blows during April to June? milk ? d. Boundary line between India and a. Norwesters b. Hurricane (a) 7.2% (b)4.5% Burma c. loo d. Gale (c)9.0% (d) 10.0% 38. Duncan Pass is located between 46. Which one of the following topographic 29. Instrument used for measuring humidity a. South and Little Andaman units receives the first monsoon in is b. North and South Andaman summer (a) barometer c. North and Middle Andaman (a) Western Ghats (b) thermometer d. Andaman and Nicobar (b) Himalayas (c) hygrometer 39. Which State is called the sugar bowl of (c) Meghlaya Plateau (d) hydrometer India? (d) Eastern Ghats 30. Who is the author of the book “New (a) Uttar Pradesh 47. The minimum land area recommended Dimension of India’s Foreign Policy”? (b) Punjab for forest cover to maintain proper (a) A.B Vajpayee (c) Andhra Pradesh ecological balanced in India is (b) (d) Bihar a. 25% b. 33% (c) P.C Alexander 40. Gulf of Mannar is situated along the c. 43% d. 53% (d) Yashwant Sinha coast of 48. The Indian State having largest 31. Where is the Central Coffee Research a. Tamil Nadu Buddhist population is Insitute situated? b. kerala a. UP b. Haryana (a) Balehonnur, Karnataka c. karnatak b. Gujarat d. Maharashtra (b) Coimbator, Tamil Nadu d. Andhra Pradesh 49. For what is Sindhri Known ? (c) Thiruvanathapuram , Kerla 41. Consider the following statements a. Aluminium Plant (d) Hydrabad, Andhra Pradesh regarding Andaman and Nicobar Islands b. Cement Plant 32. Consider the following rocks: I. It enjoys equatorial climate. c. Fertilizer plant 1. Basalt 2.Limestone II. This is the only place in India where d. Paper plant 3. Shale 4.Granite a volcano is located. 50. Which of the following major sea ports 5. Quartzite III. This is the only place in India where of India does not have a natural harbor? Which of these rocks are sedimentary? coral bed is found a. Mumbai b. Cochin (a) 1& 2 (b) 2 & 3 Which of the statements given above c. Marmagao d. Paradeep (c) 2 and 5 (d) 3 and 4 is/are correct? 51. Which one of the following is the 33. To which group do most of the Indians (a) I,II and III (b) I and II junction point of the Eastern Ghats and belong? (c) II and III (d) I only Western Ghats? (a) Caucasoid 42. The climate of India is mainly tropical a. Javad Hills (b) Negroid because of the b. Annamalai Hills (c) Australoid (a) Seasonal influence of hest streams c. Nilagiri Hills (d) Mongoloid (b) Location of the Himalayas in its d. Shevaroy Hills 34. Which country manufactures the north 52. Which one of the following barrages maximum number of locomotives? (c) Over powering influence of Indian supplies water to the Indira Gandhi (a) USA (b) Russia Ocean Canal? (c) India (d) China (d) Country being a part of Asian a.Bhakhra b. Harike 35. Jeddah is an important landmass c. Narora d. Pandoh (a) Sea port (b) Airport 43. The Baglihar Hydro power project, is 53. Which one of the following pairs is not (c) Island (d) lake located on which one of the following correctly matched? 36. The Capital of India was shifted from rivers? a. Indus –Shyok Calcutta to Delhi in (a) Beas (b) Chenab b. Ganga- Gandak (a) 1910 (b) 1911 (c) Ravi (d) Satluj c. Godavari –Musi (c)1914 (d) 1913 44. Which of the following three rivers of d. Krishna - Tungabhadra 37. What is Durand Line? the peninsula India have the 54. Which State among the following has a. Boundary line between Afghanistan Amarkantak region as their source? the highest percentage of the Scheduled and Pakistan (a) Narmada, Krishna, Godavari Caste population ? b. Boundary line between between (b) Son, Mahanadi, Narmada a. Jharkhand India and Pakistan (c) Godavari, Krishna, Cauvery b. Madhyapradesh (d) Charmbai, Betwa, Luni

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 56 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

c. Punjab a. Black slipped Ware 73. Who was the last Mughal emperor to d. Uttar Pradesh b. Black and Red Ware sit on the peacock throne? 55. Core of the earth is considered to c. Painted Grey Ware a. Jahandar Shah comprise of d. Red Ware b. Muhammad Shah a. Silicon and aluminium 65. Bimbisara was succeeded by ……… c. Shah Alam-I b. Iron and silicon a.Ashoka d. Bahadur Shah Zafar c. iron and nickel b. Ajatsahatru 74. Aligarh Muslim University was founded d. nickel and aluminimum c. Vasudeva by 56. ‘Sima’ is referred to the d. Chandragupta Maurya a. Jinnah a. Upper part of lithosphere 66. Of the following Kushan Kings, who b. Syed Ahmad Khan b. lower part of lithosphere comprising assumed the title “the Lord of the c. Abul Kalam Azad of silica and alumina Whole World”? d. Bhutto c. lower part of lithosphere comprising a. Kadphises 75. Of the following who was not the leader of silica and magnesium b. Kadphises II of the Extrermists? d. Upper part of lithosphere c. kanishka a. Lokamanya Tilak comprising of silica, Iron and d. Huvishka b. Aurobindo Ghosh magnesium 67. The famous Harappan site of Lothal is c. Lala Lahpa Rai 57. Honululu is the capital of situated in d. A.O.Hume a. Hawaii b. Alaska a. Sind 76. The Khilafat Movement was organized c. California d. Kansas b. Rajasthan to protest against to the injustice 58. One losses a day when he /she crosses c.Gujrat done to a. The equator from north to south d. Maharashtra a. Egypt b. Arbia b. 1800 longitude from west to east 68. Who among the following Gupta rulers c. Persia d. Turkey c. 1800 longitude from east to west faced invasion of Hunas? 77. The Doctrine of Lapse was initiated by d. the equator from south to north a. Budhagupta a. Lord Wellesley 59. Which of the following pairs is correct? b. Kumargupta -I b. Lord Auckland a. Reindeer –India and Arbia c. Kumargupta- II c. Lord Dalhousie b. kangaroo-Siberia d. Skandagupta d. Warren hastings c. Liama –South America 69. Who was the first sultan of Delhi to 78. The Indian Independence league was d. Yak –New Zealand issue regular curvey and to declare Delhi set up by 60. The volta River Project is located in as the capital of his empire ? a. Aruna Asaf Ali a. Nigeria a. Balban b. Ras Behari Bose b. Sudan b. Aram Shah c. Jayaprakash Narayan c. c. Nasiruddin Mahmud d. S.M Joshi d. Republic of Congo d. Iltutmish 79. The Government of India Act which 61. Which one of the following volcanoes is 70. What was the most important cause of gave separate representation to the called the light house of the the invasion of Mahmud of Ghazni? Muslims was the Act of Mediterranean? a. To destroy idolatry a. 1909 b.1919 a. Vesuvius b. Stromboli b. To gain possession of the wealth of c.1935 d. 1947 c. Etna d. Vulcan India 80. In India the judges of the High Court of 62. Ozone layer is found in c. to spread Islam into India a State are a appointment by the a. Troposphere d. To establish a Muslim State in India a. President b. Stratosphere 71. The Buland Darwaza was built to mark b. Vice –president c. Mesosphere Akbar’s conquest of c. Chief Justice of India d. Ionosphere a. Awadh b. Malwa d. Governor 63. Willy –Willy is the tropical cyclone c. Gujrat d. Chittor 81. According to which Article of the Indian occurring in 72. Tulsi Das composed his Constitution is Hindi, in Devnagiri a. China Sea Ramcharitmanas during the region of script, the official language of the b. Caribbean Sea a. Harsha Union? c. Coast of North –west Australia b. Aluddin Khalji a. Article 343 b. Article 243 d. Gulf of Mexico c. Akbar c. Article 223 d. Article 123. 64. Which type of pottery was most d. Krishnadeva Raya popular with the later Vedic people ?

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 57 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

82. How many members are nominated to b. an order from a higher court to stop c. palm of the hand the Rajya Sabha ? proceedings in a certain case d. back a. 18 b.15 c. an order to produce the body of a 98. Proteins are made of c.12 d. 9 person a. sugars 83. There is no provision for the d. an order from a superior court to b. amino acids impeachment of any official to show his right to the c. fatty acids a. the vice –President office d. nucleic acids b. the Chief justice of the High Court 90. How long can a presidential ordinance 99. Hepatitis is a general term of a disease c. the Chief Justice of India remain in force? that is caused by d. the Governor a. One year a. viruses b. bacteria 84. Which one of the following Statement is b. Two months c. parasites d. fungus correct ? c. Till the President revokes it 100. Vitamins A and C are predominantly a. The Constitution Assembly of India d. six months present in was elected by the Provincial 91. Disputes regarding the election of the a. brinjal b. lady’s finger Assemblies in the year 1946 . President and Vice President and Vice c. potato d. tomato b. Jawaharlal lal Nehru M.A Jinnah and President are settled Sardar Vallabh Bhai Patel were a. in the Supreme Court  members of the Constitution Assembly b. by the Election commission of India. c. by a Parliament Committee c. The first Session of the Constituent, d. in the supreme Court or High Courts ANSWER KEYS Assembly of India was held in January 92. To whom does the President address 1 a 2 a 3 a 4 a 1947 his letter of resignation? 5 b 6 b 7 d 8 a d. The Constitution of India was a. The Prime Minister th 9 c 10 b 11 c 12 a adopted on 26 January 1950. b. The Vice –President 85. Who is considered to be the architect of c. The Speaker 13 c 14 b 15 d 16 d the Indian constitution ? d. The Chief Justice 17 b 18 c 19 a 20 b a. B.R.Ambedkar 93. In Which chapter of Indian Constitution 21 a 22 b 23 c 24 d b. Jawahar lal Nehru the provision of elections have been 25 c 26 a 27 a 28 c c. Rajendra Prasad dealt? d. B.N Rau a. Chapter XIV 29 c 30 a 31 a 32 b 86. Which part of the Constitution reflects b. Chapter XV 33 a 34 a 35 b 36 b the mind and ideas of the framers ? c. Chapter XVII 37 a 38 a 39 a 40 a a. Preamble d. Chapter XVIII 41 b 42 b 43 b 44 b b. Fundamental rights 94. The Annual financial Statement is caused 45 a 46 a 47 b 48 d c. Directive rights to be laid before both Houses of 49 c 50 c 51 d 52 b d. Emergency Provisions Parliament by 87. Which of the following was ceded by a. President 53 c 54 c 55 c 56 c the French to India ? b. Speaker 57 a 58 c 59 c 60 c a. Dadra & Nagar Haveli c. Vice-President 61 b 62 b 63 c 64 d b. Daman & Diu d. Financial Minister 65 b 66 b 67 c 68 a c. Karaikal and Mahe 95. Reptiles are 69 d 70 b 71 c 72 c d. None of the above a. cold blooded 88. Which one of the following rights was b. warm blooded 73 b 74 d 75 d 76 d described by Dr. B.R Ambedkar as the c. non –hearing 77 c 78 b 79 a 80 a heart and soul of the constitution ? d. egg- laying 81 a 82 c 83 d 84 a a. Right to freedom of religion 96. Which of the following is an air-borne 85 a 86 a 87 c 88 d b. Right to property diseases ? 89 a 90 d 91 a 92 b c. Right to equality a. Measles b. Pink eye 93 b 94 a 95 a 96 a d. Right to Constitutional remedies. c. Typhoid d. Tuberculosis 89. Mandamus is 97. Sweat glands occur in greatest number 97 c 98 b 99 a 100 d a. a writ from a superior court in the skin of the commanding some officer of particular a. forehead  authority to do a specific act b. forearm

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 58 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

PRACTICE SET FOR UPCOMING EXAM [IBPS-PO (MAIN)]

ENGLISH LANGUAGE remittances back to their rural villages. (3) In the last couple of years the price Many have also sold their emergency stores of scrap has come down to 20% of its Directions (Q.1-10) Read the following of grain. Their misery is not as familiar original price passage carefully and answer the as that of the laid off workers of big name (4) Few countries have started to take questions given below it. Certain words but imploding service sector steps against the plight of the recyclers have been printed in bold to help you corporations, but it is often tragic. (5) All the true locate them while, answering some of Few countries have adopted emergency 2. According to the passage, which of the the questions. measures to help trash pickers. Brazil for following measures have been taken to Among those suffering from the global one is providing recyclers, or catadores, help the distressed recycles? recession are millions of workers who are with cheaper food both through (A) Helping them with the aid of not even included in the official statics: urban arrangement with local farmers and by NGOs. recyclers the trash pickers, sorter, traders offering food arrangements with local (B)Taking steps to make the scrap and preprocessors who extricate paper, farmers and by offering for subsidies .Other pickers have access to cleaner scrap cardboard and plastics from garbage heaps countries with the support of (C) Providing food subsidies to the and prepare them for reuse. Their work is nongovernmental organization and donor recyclers. both unrecorded and largely unrecognized, agencies of nongovernmental organization (1) Only A even though in some parts of the world they and donor agencies are following brazil’s (2) Only A and C handle as much as 20 percent of all waste. example, Unfortunately most trash pickers (3) Only C The world’s 15 million informal recyclers operate outside official notice and end up (4) None of the above clean up cities, prevent some trash from falling through the cracks of programmes 3. How according to the author, have the ending in landfills and thus, reduce climate like these. In the long run, though these recyclers contributed towards saving change by savaging energy on waste disposal invisible workers will remain especially the environment? teachiquies like incineration. In the vulnerable to economic slowdowns sector, (A) By preventing the trash being developed countries they are the preferred where they can have insurance and reliable dumped into the landfills ones since they recycle waste much more wages. This is not hard to accomplish and (B) By using renewable sources of cheaply and efficiently than governments governments should have to apply for energy to recycle the scrap or private corporations can . In the licences, and governments should create to (C) By helping to avoid the energy developing world on the hand, they provide employ trash pickers, instead of sorting consuming waste disposal techniques. the only recycling services except for a few through haphazard trash heaps and landfills (1) Only A big cities. But as recession hits the markets the pickers would have access to the cleaner (2) Only B Worldwide, the price of scrap metal, paper scrap landfill comes from households. (3) Only A and B and plastic has also fallen. Recyclers The need of the hour, however, is a more (4) Only A and C throughout the world are experiencing a immediate solution. An efficient but (5) None of the above sharp drop in income. Trash pickers and temporary solution would be for 4. Which of the following in intended in scarp dealers saw a decline of as much as governments where they’d have to pay a the given passage? 80 percent in the price of scarp from small subsidy to waste dealers so they could (1) To highlight the domination of the October 2007 to October 2009. In some purchase scrap from trash pickers at about big name service industry corporations countries scrap dealers have shuttered so 20 percent above the current price, This in the scarp dealing business quickly that researchers at the Solid Waste increase , if well advertised and broadly and (2) To highlight various in children of Management Association didn’t have a utilized , would bring recyclers, a higher the informal recyclers chance to record their losses. price and eventually bring them back from (3) To suggest the steps which can help In Delhi some 80 percent of families in the the brink .Trash pickers make our cities the anguished recyclers? informal recycling business surveyed by healthier and more liveable. We all stand to (4) To explain the measures which can an organization said they had cut back on gain by making sure that the work of be taken in order to make recycling Luxury foods , which they defined as fruit recycling remains sustainable for years to more energy efficient milk and meat, About 41 percent has come. (5) None of the above stopped buying milk for their children. By 5. Why, according to the author, are the this summer most of those children already 1. Which of the following is not true in the urban recyclers facing a sharp decline malnourished had not had a glass of milk in context of the passage? in their business ? nine months, Many of these children have (1)Purchase of trash at higher price by (1) Recession has adversely affected also cut down on hours spent in school to the government is only a temporary the prices of scrap thus, making it an work alongside their cut down on hours solution to the larger problem unprofitable business. spent in school to work alongside their (2) The welfare programs started by (2) Many, governmental and private parents. Families have liquidated their most the government for the recyclers largely organization have entered the business valuable assets primarily copper from fail the help them electrical wires and have stopped sending

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 59 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

providing a comparatively better help you locate them while answering his own gain is led by a invisible hand to service some of the questions. promote an end which was no part of his (3) Their work has been gradually The Indian economy seems to be doing fairly intention.” If individuals are pursuing their derecognized by the government well despite the drought and the rather own interests, they will end up doing good (4) Recycling and waste disposing gloomy world economic situation. Important for the interests of society and increase the techniques are cost inefficient international credit rating agencies like general welfare of the people as there is an (5) None of the above. Moody’s – and even the Geneva-based unseen process of coordination that ensures 6. What measures does the author suggest World Economic Forum – are taking note of the consistency of individual plans in a to help the informal recyclers in the this good performance by upgrading India’s decentralized market economy. times to come? competitive index. But there is also the ‘invisible foot’ at play. (1) To encourage them to work in union But who should take the credit for these According to economic Paul Streeton, it is with the private organizations achievements? Surely, the government has the principle of “social impoverishment (2) To provide them subsidies in food not been very proactive or encouraging. At through competitive, short-term, self- and education throughout their business the most, it has only been benign and non- interested political action by pressure groups career interfering as in the software and the that attempt to frustrate Adam Smith’s (3) To record their losses precisely telecommunications sectors. At worst, some invisible hand by rent-seeking and directly with the research conducted by Solid economic policies have acted as a deterrent unproductive profit-seeking activities.” The Waste Management Association and to the smooth flow of investment from home Government has to find ways of preventing then take appropriate steps and abroad to crucial areas of the economy. the ‘invisible foot’ from trampling on and (4) to involve them in the organized The government could have made a huge destroying the good work of the ‘invisible sector so as to enable them to have difference through its active participation hand’. stable income and investment in the social sector. But (5) None of the above. intervention in the social sector has been 11. Moddy’s and the World Economic lacklustre since 1991. There has not been Forum have upgraded India’s Direction (Q.131-133) Choose the word/ any significant increase in investment in any competitive index group of words which is most similar in of the areas critical for human development. 1)to approve the performance of the meaning to the word printed in bold as Consequently, the achievements are still Indian economy. used in the passage. patchy and need improvement. For instance, 2) to question the credentials of the India still has a long way to go in bringing Indian economy. 7. LIQUIDATED 3) to compare the Indian economy with (1) Borrowed about gender equality or reducing sharply infant and maternal mortality rates. the world economy. (2) Floated 4) to guide the world economy in the (3) Scrutinized In countries like China, Jamiaca and Sri Lanka, public intervention has produced right direction. (4)Stagnated 5) to question the performance of the (5) Sold positive results in area of health and education and has resulted in increasing world economy. 8. Shuttered 12. What makes the performance of Indian (1)Covered longevity and improved HDI. Certainly, democracy and a free press have helped India economy more noteworthy? (2) Blocked 1) its challenge to the world economy. (3) Closed in many ways. The presence of democratic values in India has been given the credit by 2) its fair performance amidst odd (4) Concluded conditions. (5) Intercepted the Human Development Report 2002, for preventing famines. But whether it has 3) its detachement with the world Directions (Q.134-135) Choose the word worked in bringing about a higher rate of economy. /phrase which is most opposite in economic growth and equity is not so 4) its image before the international meaning to the word printed in bold as certain. credit rating agencies used in the passage. We have members of Parliament who have 5) none of these criminal records and many who, through 13. Who can be given the credit behind 9. INVISIBLE sheer money power, are able to buy votes. India’s good economic performance? (1)Opaque (2) Bright The government cannot be credited with 1) the government (3) Spotless (4)Noticeable giving greater economic freedom to the 2) the non-government organizations (5) Clear people by giving employment to all either. 3) the entrepreneurs 10. SHARP Nor has it been able to achieve a high level of 4) The credit rating agencies (1) Gradual (2) Bluant governance by having in place a network of 5) Can’t say (3) Polite (4) Damp checks and balances. Basically, it seems to 14. How can gender equality be achieved or (5) Pointless be the ‘invisible hand’ that is responsible infant and maternal mortality rates reduced in India? Directions (Q. 11-20): Read the following for things going well and the economy pushing ahead in certain areas. 1) by making the people aware of these passage carefully and answer the issues questions given below it. Certain words/ Adam Smith argued in his Wealth of Nations (1776) that an individual “who intends only 2) by increasing the rate of literacy phrases have been printed in BOLD to 3) by reducing the rate of poverty

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 60 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

4) by implementing schemes and If there is ‘No error’ mark (5) as the Managing director the company has investing in the social sector answer (Ignore errors of punctuation, if over appointed 5) None of these any). (1) jumped, shortest 15. What has been the role of the government (2) entered, oldest in the software and the telecom 21. Without a doubt(1)/ Ahmad is the (3) started, junior most sectors? most(2)/ sincere of all the (3)/ students (4) climbed, youngest 1) encouraging and supportive role in the class(4)/.No error(5) (5) ascended, inexperienced through policies 22. Had it not been raining(1)/so heavily, 30. A famous economist says that the 2) proactive role we would have(2)/surely gone for a government should do more to 3) neutral role and creating no obstacles picnic(3)/ to the hill station(4) /.No ………………jobs in the area in order 4) negative role error(5) to curb the ……………rate of 5) None of these 23. The students dressed them(1)/in their unemployment. 16. Which of the following is true in context trendiest best attires(2)/as they attend (1) unemployment of the passage? the (3)/annual day programme of the (2) need, increasing 1) In China, Jamica and Sri Lanka, college(4)./No error(5) (3) employ, high people are strongly behind the social 24. The reason behind his(1) /extraordinary (4) invent, growing development. height is due to(2)/the malfunctioning (5) generate, slowing 2) In India the government has of a gland(3)/situated in the brain(4)/ contributed much to the social sector. no error (5) Directions(Q.31-35) Rearrange the 3) Gender equality is not a major issue 25. Unlike these days(1)/he enjoyed reading following sentences(A), (B), (C), (D), (E) in India now. books(2)/and spend quite some and (F) to make a meaningful paragraph 4) democracy has suffered in India. time(3)/in the library when he was and then answer the questions which 5) None of these young(4)./No error(5) follow (A) The blame for lacking creative is Directions (Q. 17-18): Choose the word Directions (Q.26- 30) Each questions has however, put on the present which is most similar in meaning to the two blanks each blank indicating that generation by the modern word printed in Bold as used in the something has been omitted .Choose the educationists. passage. set of words for each blanks that best fits (B) The concept of home work began the meaning of the sentences as a whole. so that the pupil s could revise 17. BENIGN that was being taught in the class. 1)rewarding 26. As the best ………………all those on board fortunately managed to reach the (C) By doing so most of the schools 2) supportive took away the leisure time of the 3) campaigning bank of the river ……………..with the help of the life boats. children 4) instrumental (D) Instead these, educationists 5) kind (1) capasized, drowned (2) fell, harmelessly should suggest lowering of burden 18. SHEER of homework to the commission 1) complete (3) dropped, uninjured (4) decreased unhurt for educational reforms. 2) black (E) The purpose of this concept was, 3) unaccounted (5) Sank , safely 27. Ashima……………….her team with a however, defeated when the 4) utilizing schools started overburdening 5) influential lot of skill and the …………….. increase in the sales by the team is a students with so called homework Direction (Q. 19-20): Choose the word measure of her success. (F) Lack of such leisure time does not which is most opposite in meaning to the (1) dominates, poor allow the children to develop word printed in bold as used in the passage. (2) condemns, sudden creative pursuits. (3) manages, significant 31. Which of the following sentences should 19. LACKLUSTRE (4) directs, worthless 1)yielding 2) inspiring be the THIRD after rearrangement? (5) overpowers, exceptional (1) A (2) E 3) rewarding 4) dictating 28. On being asked for the passport he 5) soaring (3) D (4) F ………….to his dismay that he had (5) C 20. PATCHY …………to bring it along with him to 1) increasing 2) improving 32. Which of the following sentence should the airport. be the FIRST after rearrangement? 3) record 4) demanding (1) shocked failed 5) complete (1) A (2) B (2) realized , forgotten (3)C (4)D Directions (Q. 21-25) Read each sentence (3) pleaded, neglected (5)E to find out whether there is any (4) understood, lost 33. Which of the following sentence should grammatical error in it. The error if any (5) recognized , missed be the SECONDE after rearrangement? will be one part of the sentence, the 29. Helen quickly……………. the career (1)A (2)B number of that part will be the answer. ladder and is now the …………….. (3)D (4) E

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 61 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(5) E 38. (1) obedience 3 : Any two of the three statements 34. Which of the following sentence should (2) confidence 4 : All I, II and III be the SIXTH (LAST) after (3) belief 5 : None of these rearrangement? (4)dissatisfaction 44. What is the cost of three kg of rice and (1) B (2)C (5)compliance two kg of wheat together? (3)D (4)E 39. (1) suggest (2) recommend I.The cost of four kg of rice, five kg of (5)F (3)think (4)point wheat and three kg of sugar together is 35. Which of the following sentence should (5)refer Rs.416. be the FIFTH after rearrangement? 40. (1)recover (2) lower II.The ratio of prices of one kg of rice (1) A (2) B (3)attain (4)decline to that of wheat is 2 : 3. (3) C (4)E (5) shrunk III.The cost of seven kg of rice, seven (5) F kg of wheat and three kg of sugar, QUANTITATIVE APTITUDE together, is Rs.608 Direction (Q. 36- 40) In the following 1 : I and II only Directions for questions : In the passage, there are blanks of which has 2 : I and III only following questions each question is been numbered .These numbers are 3 : II and III only followed by three statements I, II and III. printed below the passage and against 4 : Any two of the three Read the question and the statements each, five words, are suggested one of 5 : None of these carefully and choose your answer the which fits the blank appropriately. 45. How many men watched the show in according to which set of statement(s) Find out the appropriate word in each the auditorium? is/are sufficient to answer the question. case. I.The ratio of the number of men to the The (36) of India as an economic 41. What is the present age of Rakesh? number of women who watched the superpower is not reflected in the quality I.The ratio of the ages of Ramesh and show is 7 : 5. of life enjoyed by its 1.2 billion citizens Rakesh, three years ago, was 4 : 5. II.Had there been 12 more men, the ratio according to the Human Development Index II.The ratio of the ages of Rajesh and of the number of the men to the number which (37) India very low among 182 Rakesh, after two years, will be 4 : 5. of women who watched the show countries. In our performance oriented III.Two years ago the ratio of the ages would be 3 : 2. world, measurement issues have taken on of Rajesh and Ramesh was 12 : 13. III.The capacity of the auditorium is unduly importance as what we measure 1 : I and II only 300. affects what we do .In fact the French 2 : II and III only 1 : I and II only President has established an international 3 : I and III only 2 : II and III only commission on the Measurement of 4 : All I, II and III 3 : I and III only Economic Performance and Social progress 5 : None of these 4 : All I, II and III –owing to his (38) and that of others with 42. What is the length of the train travelling 5 : None of these the current state of statistical information at uniform speed? about the economy and society. Directions (Q. 46-50): What should come I.The train crossed a bridge of length The big question concerns whether Gross in place of question mark (?) in the 400 m in 35 seconds. Domestic Product (GDP) provides a good following number series. II.The train overtook a man riding a measure of living standards .In (GDP) motor bike at a speed of 54 kmph in provides a good measure of living standards. 46. 7 11 25 59 133 ? one minute. In many cases. GDP statistics seem to (39) 1) 285 2) 287 III.The train crossed another train that the economy is doing far better than 3) 289 4) 291 moving in the opposite direction in 16 most conflicts feel it is .moreover the focus 5) 293 seconds. on GDP creates conflicts- while political 47. 6 13 26 53 110 ? 1 : I and II only leaders are told to maximize, it citizens also 1) 221 2) 223 2 : II and III only demand that attention be paid to enhancing 3) 225 4) 227 3 : I and III only security reducing air, water and noise 5) 229 4 : All I, II and III pollution all of which actually (40) .GDP 48. 5 7 10 20 35 ? 5 : None of these growth .Statics are difficult to summaries 1) 61 2) 63 43. In how many days can two men and what is going on in our complex society .it 3) 65 4) 67 three women, together, complete the 5) 69 is therefore obvious that we can’t reduce work? I.Three men and three women everything to a single number GDP. 49. 3 5 16 63 316 ? can complete the work in eight days. 1) 1785 2) 1815 36. (1) tribute (2) pursuit II.The ratio of efficiencies of a man, a 3) 1855 4) 1895 (3) title (4) conversion woman and a boy is 15 : 10 : 8. 5) 1905 37. (1) counted (2) scored III.A boy takes 15 days more than a 50. 4 17 75 210 454 ? (3) qualified (4) regard woman to complete the work. 1) 835 2) 837 1 : I and II only 3) 839 4) 841 2 : II and III only 5) 843

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 62 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Directions (Q.51-55) : Study the 54. What is the total number of boys who are enrolled in Dancing ? information carefully to answer the (1) 636 (2) 728 (3) 584 (4) 868 questions that follow— (5) None of these A school consisting of a total of 3120 55. What is the total number of students enrolled in all the three classes together? students has boys and girls in the ratio of 7 (1) 150 (2) 125 (3) 140 (4) 160 : 5 respectively. All the students are enrolled (5) None of these in different types of hobby classes, viz. Directions (Q. 56-60): The following graph shows the number of bikes (in thousand) Singing, Dancing and Painting. One-fifth of produced by two companies A and B over the years. the boys are enrolled in only Dancing classes. Twenty per cent of the girls are enrolled in only Painting classes. Ten per cent of the boys are enrolled in only Singing classes. Twenty four per cent of the girls are enrolled in only Singing and Dancing classes together. The number of girls enrolled in only Singing classes is two hundred per cent of the boys enrolled in the same. One-thirteenth of the boys are enrolled in all the three classes 56. What is the average number of bikes produced by Company B over the period 2008 to together. The respective ratio of boys 2013? enrolled in only Dancing and Painting classes 1) 62450 2) 63720 3) 64550 4) 64940 together to the girls enrolled in the same is 2 5) 65250 : 1 respectively. Ten per cent of the girls are 57. What is the percentage rise or fall in the number of bikes produced by Company B from enrolled in only Dancing classes whereas the year 2008 to 2009? eight per cent of the girls are enrolled in 1) 11.1% rise 2) 11.1% fall 3) 15% rise 4) 15% fall 5) None of these 58. The total number of bikes produced by Company A in the year 2010 is approximately only Dancing and Painting classes together. what percent of the total number of bikes produced by it in the year 2008? The remaining girls are enrolled in all the 1) 84% 2) 90% 3) 96% 4) 104% 5) 112% three classes together. The number of boys 59. The total number of bikes produced by Company B in the year 2012 is approximately enrolled in only Singing and Dancing classes what percent more or less than the total number of bikes produced by it in the year 2011? together is fifty per cent of the number of 1) 42% 2) 36% 3) 32% 4) 24% 5) 16% girls enrolled in the same. The remaining boys 60. The total number of bikes produced by Company B in the year 2009 is approximately are enrolled in only Painting classes. what percent of the total number of bikes produced by Company A in all six years together? 51.Total number of girls enrolled in Singing 1) 11% 2) 17% 3) 21% 4) 23% 5) 27% is approximately what per cent of the Directions (Q. 61-65): Study the following pie-charts carefully to answer the questions total number of students in the school? given below: (1) 22 (2) 38 In six different cities the total number of government employees is 80 thousands and the ratio (3) 64 (4) 28 of male to female employee is 9 : 7. In the given pie-charts, the first one shows the percentage (5) 26 distribution of total employees and the second one shows the percentage distribution of 52. What is the respective ratio of the female employees. In the given table in percentage of graduate male and female employees are number of girls enrolled in only Painting shown. classes to the number of boys enrolled in the same ? (1) 77: 26 (2) 21: 73 (3) 26: 77 (4) 73: 21 (5) None of these 53. Number of girls enrolled in only Dancing classes is what per cent of the boys enrolled in the same? (Rounded off to two digits after decimal) (1) 38•67 (2) 35•71 (3) 41•83 (4) 28•62 (5) None of these

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 63 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

66. If the Import of Company A in year 1989 was 7.2 crore then City % Male Graduate % Female Graduate what was the Export of Company B in the same year? 1) 6.2 crore 2) 8 crore A 26% 42% 3) 6.67 crore 4) Data inadequate B 33% 37% 5) None of these C 41% 38% 67. In how many years is the Import of Company A more that its D 36% 46% Export? E 47% 51% 1) One 2) Two F 48% 56% 3) Three 4) Four 5) Fifth 68. If in 1988 the Import of Company B and the Export of Company A the are same and equal to Rs 75 lakh then what 61. What is the different between the total number of graduate the sum (In Rs) to Export of Company B and Import of male employees and total number of graduate female Company A in 1988. employees? 1) 123 lakh 2) 181.25 lakh 1) 744 2) 804 3) 814 4) 704 5) 734 3) 150 lakh 4) 215 lakh 62. Total number of female employees from City B is what 5) None of these percentage of the total number of employees from all the six 69. If in the year 1987 the Export of Company A and that of cities together? Company B is equal then the Import the Import of Company 1) 5.125 2) 7.125% 3) 8.125 4) 6.125 5) 7.5 A is what percentage of the Import of Company B? 63. What is the ratio of the total number of graduate female 1) 75 2) 85 employees of city A to the total number of non-graduate 3) 150% 4) 95% female employees from city D? 5) 175% 1) 7 : 5 2) 7 : 9 3) 8 : 7 4) 7 : 6 5) 6 : 7 70. If the sum of the Import of Company A in 1989 and the Import 64. The total number of graduate male employees from city D is of Company B in 1991 is Rs 3.4 crore then what is the sum of what percentage of total number of graduate male employees the Export of Company A in 1989 and the Export of Company from city B? B in 1991? 1) 31.25% 2) 24.88% 1) 3.75 2) 4.15 3) 22.1% 4) 29.22% 3) 4.25 4) 3.75 5) 26.12% 5) None of these 65. The total number of male employees of city C is what 71. Train A crosses a pole in 25 seconds and another Train-B percentage more than total number of female employees of crosses a pole in 1 min and 15 sec. Length of Train –A is half City F. (Approximate) length of Train –B. What is the respective ratio between the 1) 7% 2) 9% speeds of Train –a and Train –B? 3) 10% 4) 14% (1)3:2 (2)3:4 5) 15% (3)4:3 (4)Cannot be determined (5) None of these Directions (Q. 66-70): Following line graph shows the ratio 72. Veena’s monthly income is equal to the cost of 34 kg of nuts. of Import to export of two companies ‘A’ and ‘B’ in different Cost of 12 kg of apples is Rs 1500 .What is Veena’s annual years. salary ? (At some places annual income and in some place monthly is given) (1) Rs. 120000 (2) Rs. 102000 (2) Rs. 220000 (4) Cannot be determined (5) None of these 73. Rohit has some 50 paise coins, some of Rs 2 coins some Rs.1 coins and some Rs 5 coins .The value of all the coins is Rs 50. Number of Rs.2 coins is 5 more than the Rs.5 coins .50 paise coins are double in number than Rs 1 coin .Value of 50 paise coins and Rs 1 coins is Rs 26 . How many Rs 2 coins does he have ? (1) 4 (2)2 (3)7 (4) Cannot be determined (5) None of these 74. Puneet scored 175 marks in a test and failed by 35 marks. If the passing percentage of the test is 35 percent, what are the maximum marks of the test? (1) 650 (2) 700 (3) 750 (4) 600 (5) None of these

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 64 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

75. The length of a rectangle is twice the (4) Rs.876300 diameter of a circle .The circumference (5) None of these 4 87. The average speed of a car is 1 time of the cycle is equal to the area of a 81. The respective ratio between the present 5 square of side 22cm. What is the ages of Ram and Rakesh is 6 :11.four breadth of the rectangle if its perimeter years ago, the ratio of their ages was the average speed of a bus. A tractor is 668 cm? 1:2 respectively .What will be covers 575 km in 23 hours .How much (1) 24 cm Rakesh’s age after five years? distance will the car cover in a 4 hours (2) 26 cm (1) 45 years (3) 52 cm (2) 29 years if the speed of the bus is twice speed (4) Cannot be determined (3) 49 years of the tractor ? (5) None of these (4) Cannot be determined (1) 340Km (2) 480Km 76. 4 girls can do a piece of work in 8 days (5) None of these (3) 360Km (4) 450Km , same work 3 boys can do in 9 days ,7 82. The circumference of two circles is 83 (5) None of these men in 2 days and 5 women in 4 days. m and 220 m respectively .what is is 88. The simple interest accrued on a sum of Who among them have the minimum the diffence between the area of the certain principal is Rs.2000 in five capacity of work ? larger circuit and the smaller circle? years at the rate of 4% per annum. (1) Boy (1) 3422 sq .m What would be the compound interest (2) Girl (2) 3242 sqm? accrued on same principal at same rate (3) Man (3) 3244 sq.m in two years ? (4) Woman (4) 3424sq.m (1) Rs.716 (2) Rs .724 (5) Both boy and man (5) none of these (3) Rs . 815 (4) Rs. 816 77. Sum of eight consecutive numbers of 83. One of the angles of a triangle is two (5) None of these Set A is 376. What is the sum of five third angle of sum of adjacent angles of 89. Rehaan purchased a bike for Rs consecutive numbers of another set if parallelgogram .Remaining angles of the 54000.He sold it at a loss of 8 per cent, its number is 15 ahead of average of triangle largest angle of the triangle? With that amount he again purchased Set A? (1) 250 another bike and sold it at a profit of (1) 296 (2)320 (2)400 10 percent. What is his overall loss/ (3) 324 (4)284 (3) 350 profit? (5)None of these (4) Cannot be determined (1) loss of Rs 657 78. The ratio between the adjacent angles of (5) None of these (2) Profit of Rs.567 a parallelogram are 2:3 .The smallest 84. Paragraph invested 20% more than (3) Loss of Rs 648 angle of a quadrilateral is equal to half Mohit. Mohit invested 10% less than (4) Profit of Rs648 of the smallest angles of a Raghu. If the total sum of their (5) None of these parallelogram.The highest angle of a investment is Rs 17880, how much 90. Two men alone or three women alone quadrilateral is 4 times greater than amount did Raghu invest ? can complete a piece of work in 4 days. its smallest angle. What is the sum of (1) Rs.6000 (2) Rs.8000 In how many days can one woman and the highest angle of a quadrilateral and (3)Rs.7000 (4) Rs. 5000 one together complete the same piece the smallest angles of a parallelogram? (5) None of these of work? (1) 2520 (2) 2260 85. Average score of Manish and Suresh is (1) 6 days (3)1440 (4) 1800 63. Rahul’s score is 15 less than Ajay (5) None of these and 10 more than Manish. If Ajay 24 79. Raju buys 550 mL milk everyday. The scored 30 marks more than the average (2) days cost price of 1 litre milk is Rs44, then score of Rahul , Manish and Suresh 5 which amount he would paid in 45 what is the sum of Manish’s and days? Suresh’s across ? 12 (3) (1) Rs.1098 (2)Rs. 1079 (1) 120 1.75 (2) 111 (3) Rs.1099 (4) Rs.1088 (4) Cannot be determined (3) 117 (5) None of these (5) None of these 80. In a college 200 students are there in (4) Cannot be determined which 36% are girls. Each boy’s 86. Fifty three per cent of a number is 358 REASONING ABILITY monthly fees is Rs 480 and each girl less than the square of 26.What is the paid 25% less monthly fees in value of three fourth of 23 percent of Directions (Q. 91-96): In each question comparison to boy. What is the total the number ? below are given two or three statements monthly fees amount paid by boys and (1) 101 (2) 109.5 followed by two conclusions numbered I, girl? (3) 113 (4) 103.5 II, III & IV. You have to take the given (1) Rs.873400 (5) 105.5 statements to be true even if they seem to (2) Rs. 867300 be at variance with commonly known facts. (3)Rs. 876300 Read all the conclusions and then decide

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 65 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 which of the given conclusions logically 95. Statements: All glasses are plates. All 99. How many students are there between follows from the given statements, plates are spoons. No spoons are bowls. Anil and Jimmy in a row of 40 students? disregarding commonly known facts. Conclusions: I. No bowls are glasses. I. Jimmy is eleventh from the right and II. No plates are bowls. Anil is twefth from the left. 91. Statements: No speeches are lectures. III. All glasses are spoons. II. Anil is two places aways towards All lectures are sermons. No sermons IV. All spoons are glasses. right from Ricky, who is sixth from the are advice. 1) All follow left, and Jimmy is second from the right. Conclusions: I. Some sermons are 2) Only I, II and III follow III. Jimmy is six places away from Tony, speeches. 3) Only I, II and IV follows who is sixth from the right. II. No sermons are speeches. 4) Only I and III follows 1) Only I III. No advices are lectures. 5) None of these 2) Only II IV. Some speeches are not advices. 3) Only III 1) All follow Directions (Q. 96-100): In each of the 4) Both I and II 2) Only II, III and IV follow following questions, a question is followed 5) Either I or II 3) Only I, III and IV follow by information given in three statements. 100. Jimmy, Nicky, Tinku, Sunny and Vicky 4) Only III follows You have to study the question along with are sitting around a circular table. Who is 5) None of these the statements and decide the information sitting on the immediate left of Sunny? 92. Statements: No mangoes are grapes. given in which statement(s) is sufficient I. Only Nicky is sitting between Tinku No grapes are apples. No apples are to answer the question. and Vicky. bananas. II. Only Sunny is sitting between Tinku Conclusions: I. No mangoes are apples. 96. Among L, M, P, R, S and T, who is heavier and Jimmy. II. No grapes are bananas. than only the lightest? III. Neither Vicky nor Tinku can sit on III. No apples are mangoes. I. M is lighter than L and S. the left of Sunny. IV. No bananas are grapes. II. T is heavier than P and R but lighter 1) Only I and II 1) All follow than M. 2) Only II and III 2) None follows III. S is heavier than P, who is not the 3) Only I and III 3) Only I and III follows lightest. 4) All I, II and III together 4) Only II and IV follow 1) only I and II 5) None of these 5) None of these 2) only I and III 3) Only I and III 93. Statements: No statements are Directions (Q. 101-105): In each questions 4) All I, II and III are necessary to answer arguments. Some arguments are given below a statement is followed by two the question. assumptions. assumptions numbered I and II. An 5) None of these No assumptions are conclusions. assumption is something supposed or 97. How is N related to Y? Conclusions: I. Some conclusions are taken for granted. You have to consider I. M, Y and S are siblings. not assumptions. the statement and the following II. M is the only maternal uncle of T, II. No arguments are statements. assumptions and decide which of the who is the only son of S. III. Some assumptions are not assumptions is implicit in the statement. statements. III. S’s mother is married to N’s husband, Give answer who has three children. IV. Some arguments are not statements. 1) If only assumption I is implicit. 1) only I and II 1) Only I, II and III follow 2) if only assumption II is implicit. 2) Only II and III 2) Only III, III and IV follow 3) if either assumption I or assumption 3) Only I and III 3) Only I, II and IV follow II is implicit. 4) All I, II and III are necessary to answer 4) Only I, III and IV follow 4) if neither assumption I nor the question 5) None of these assumption II is implicit. 5) None of these 94. Statements: No bisons are giraffes. 5) if both assumptions I and II are Some giraffes are not snakes. N o 98. In a certain code language, ‘what you think’ implicit. snakes are pandas. is written as ‘mo ki su’. How is ‘think’ Conclusions: I. Some giraffes are not written in that code language? 101. Statement: “Despite hike in tariff, power pandas. I. ‘time to think seriously’ is written as is still cheap in the city X.” – Power II. All bisons are snakes. ‘ga ra su phi’. Minister III. Some snakes are not giraffes. II. ‘I think of me’ is written as ‘chi su tic Assumptions: I. The cost of purchasing IV. Some giraffes are snakes. ba’. electricity or its generation is much more 1) None follows III. ‘speak less think more’ is written as, in city X than in the neighbouring 2) Only II follows ‘nic la ne su’. states. 3) Only IV follows 1) Only I II. Hike in tariff makes the power costly. 4) Only either III or IV follows 2) Only II 102. Statement: “Supporting the Research 5) None of these 3) only III Bank of India’s clean note policy, we have 4) Only I and II introduced special polythene currency 5) Any of I, II and III is sufficient note packets. These are secure,

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 66 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

transparent and unstapled. Please do help 106. Statement: Taking advantage of loopholes Directions (Q. 111-115): Study the following us to maintain this.” – a request to in service rules and protection from information carefully and answer the customers of Bank XYZ political authorities, a large given questions. Assumptions: I. Writing anything on number of government employees have Four friends Amar, Dev, Chandan and Bhusan currency notes is not in tune with RBIs been doing a “disappearing act” by are playing Ludo. They played Ludo six times. clean note policy. remaining absent from work for One of them won the game thrice, another II. Only people’s participation is enough prolonged periods after availing simple won twice, another won only once and one of to get the desired result expected through leave for a brief period. them lost all the games. All of them chose RBIs new policy. Courses of action: I. All such employees their favourite colours in the game, viz, Red, 103. Statement: “India needs a dedicated should be shown the door immediately. Yellow, Blue and Green. military satellite for future defence II. All the erring employees should be  The one who won twice is neither purpose where communication deprived of pension and other such Amar nor the one who likes Blue will play a vital role in quick decision – benefits. colour. making.” Chief of Air Staff 107. Statement: There has been more than  The one who likes Yellow colour Assumptions: I. Future wars would be one accident on each day of the tenure of does not win the game more times fought through air and aerospace. Railway minister X. 60%of accidents than Dev. II. Speedy communication ensures faster have been caused by human error and  Bhusan likes Red colour. decision-making 20% due to inadequate expansion of  The one who likes Green colour is 104. Statement: “We are taking care of this railway lines. the best performer. historic house, putting our lives at risk.” Courses of action: I. New trains should  Amar does not like Yellow colour. – A statement made by an not be introduced in an overburdened employee of ASI. system. 111. Who among the following won the game Assumptions: I. The house is more II. New technology should be introduced twice? precious than human lives. and provision for this should be made in 1) Dev 2) Bhusan II. One takes utmost care of something the budget in this regard. 3) Amar 4) Either Dev or Amar when one puts one’s life at risk to do so. 108. Statement: Proliferating computer 5) None of these 105. Statement: “Form the dawn of graveyards have become a major threat 112. Who among the following likes Blue civilisation, India’s tradition of respect for human health. colour? for cultural diversity and spiritual Courses of action: I. Major computer 1) Amar values has been the bedrock for its firms should be requested to create a 2) Bhusan intercultural dialogue and interaction with common facility to collect and 3) Dev civilisations, countries and recycle e-waste. 4) Chandan nations.” – Ministry of HRD II. Efforts should be made to follow the 5) Can’t be determined Assumptions: I. Other countries have guidelines issued by the government in 113. How many times did Amar win the game? no respect for cultural diversity and reprocessing of computer waste. 1) None spiritual values. 109. Statement: Some of India’s greatest 2) One II. The concept of a “Dialogue Among musicians and folk artistes are struggling 3) Two Civilisations” has assumed greater to make both ends meet. 4) Three importance with the emergence of the Courses of action: I. The folk artistes 5) Can’t be determined global scenario. should be advised to leave their traditional 114. How many times did Amar and Dev profession and adopt anyo t h e r together win the game? Directions (Q. 106-110): In each question profession to earn their living. 1) Two below, a statement is given followed by two II. The government should give financial 2) Three courses of action numbered I and II. A aids to these artistes. 3) Four course of action is a step or administrative 110. Statement: PTV, Pakistan’s official 4) Five decision to be taken for follow-up, televisions, is posing threat to the 5) None of these improvement, or further action in regard viewership of DD, India’s officials 115. Which of the following combinations is to the problem, policy, etc. On the basis of television. true? the information given in the statement, Courses of action: I. The threat should 1) Amar – Red – 3 you have to assume everything in the be ignored as both counties are not 2) Dev – Blue – 1 statement to be true and then decide which comparable when it comes to 3) Bhusan – Green – 3 of the suggested courses of action logically democracy and individual freedom the 4) Chandan – Blue – 0 follow (s) for pursing. Give answer two are not comparable in quality and 5) Dev – Green – 2 1) if only I follows professionalism. Directions (Q. 116-120): A number sorting 2) if only II follows II. Doordarshan network should be machine when given an input of numbers, 3) if neither I or II follows expanded and efforts should be made to rearranges the numbers in a particular 4) if neither I nor II follows make it more professional. 5) if both I and II follow manner step by step as indicated below till

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 67 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016 all the numbers are arranged in a Australia, Canada, France, Iran, China, Korea, 4) One person sits between Z and the particular order. Given below is an Nepal and Britain, but not necessarily in the representative of France. illustration of this arrangement. same order. 5) None is true. Input: 786 15 180 145 10 225 175 345 All of them are sitting around a circular table Step I: 786 345 180 145 10 225 175 15 facing the centre. Directions (Q. 126-130): Study the Step II: 786 345 225 145 10 180 175 15 V sits third to the left of T. R and Z and also following information carefully and Step III: 786 345 225 180 10 145 175 15 their immediate neighbours do not represent answer the given questions. Step IV: 786 345 225 180 175 145 10 15 France. Only one person sits between W and PK, SP, RJ, MP, DK, SK and AK are seven Step V: 786 345 225 180 175 145 15 10 the representative of France. The shopkeepers of different shops, viz Grocery, (This is the final arrangement and step V representatives of Iran and Canada are Cosmetics, Clothes, Footwear, Gift items, is the last step for this input.) immediate neighbours of each other. R Watches and Mobile phones. They go to 116. What will be the last step for the represents neither China nor Iran. Only one supermarkets, viz Big Bazar, Max, Reliance following input? person sits between P and the one who Trends and Easy Day only on Sunday but not Input: 135 275 785 75 115 292 465 represents Korea. P does not represent either necessarily in the same order. At least one 1) 785 465 275 292 135 115 75 France or Canada. R sits third to the right of shopkeeper goes to one supermarket, but no 2) 785 465 292 275 115 135 75 Z. Z represents Britain. T is not an immediate super market is visited by more than two 3) 785 465 292 275 135 115 75 neighbour of either R or Z. The one who shopkeepers. 4) 785 465 292 275 75 135 115 represents Australia is an immediate neighbour  SK, who is a shopkeeper of 5) None of these of T. Three people sit between Z and the Clothes, goes alone to Reliance representative of Nepal. Q is not representing Trends. 117. How many steps will be required for either France or Australia.  The one who is a shopkeeper of getting the final output for the following Footwear does not go to Big Bazaar. input? 121. Who among the following represents Also, he never goes either with DK Input: 85 178 425 569 54 141 45 Canada? or with AK. 1) Three 2) Four 1) Q  MP goes to Easy Day with the 3) Five 4) Six 2) R person who is the shopkeeper of 5) None of these 3) T Mobile phones. 118. What will be the step III for the following 4) V  RJ goes to Max. AK is not a input? 5) Cannot be determined shopkeeper of Mobile phones. Input: 40 225 25 329 279 65 171 122. Who among the following represent  The one who is the shopkeeper of 1) 329 279 225 25 40 65 171 immediate neighbours of V? Footwear goes to the market with 2) 329 279 225 40 65 25 141 1) P, Q the person who is the shopkeeper 3) 329 279 225 40 65 171 25 2) P, S of Grocery. 4) 239 279 225 40 25 65 171 3) T, W  The one who is the shopkeeper of 5) None of these 4) P, R Gift items goes to Easy Day. 119. If ‘525 429 73 341 269 154 98’ is the 5) P and the representative of China  PK is a shopkeeper of neither second step of an input, which of the 123. Which of the following is true regarding Cosmetics nor Mobile phones. following steps will be ‘525 429 341 W?  The one who is the shopkeeper of 269 154 73 98’? 1) W sits second to the right of P. Watches goes to Big Bazaar neither 1) Fifth 2) W represents Iran. with DK nor with MP. 2) Fourth 3) W sits between Q and the  The person who is the shopkeeper 3) Sixth representative of Britain. of Cosmetics goes to the 4) Can’t be determined 4) Only one person sits between W and supermarket with PK. 5) None of these the representative of Canada. 120. If the following is the first step for an 5) None is true 126. PK goes which of the following input, what will be the fourth step? 124. How many persons sit between S and supermarkets? Step I: 679 49 25 171 321 10 192 the representative of Iran, when counted 1) Easy Day 1) 679 321 192 171 49 10 25 anticlockwise from S? 2) Max 2) 679 321 192 171 10 49 25 1) None 2) One 3) Big Bazaar 3) 679 321 192 171 25 10 49 3) Two 4) Three 4) Reliance Trends 4) 679 321 192 171 10 25 49 5) Four 5) None of these 5) None of these 125. Which of the following is true? 127. Which of the following statements is/are 1) S represents France. not true? Directions (Q. 121-125): Read the following 2) Only one person is sitting between I. MP is shopkeeper of Mobile phones information carefully to answer the given the representatives of Iran and China. and goes to Easy Day. questions. 3) The representative of Canada is an II. RJ is a shopkeeper of Footwear and In a global environment summit, eight immediate neighbour of W. goes to Big Bazaar. representatives, viz P, Q, R, S, T, V, W and Z 1) Both I and II are representing different countries, viz 2) Neither I nor II

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 68 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

3) Either I or II 132. Which of the following statements is/are 1) Both are opposite each other. 4) Only I an inferences(s) (an inference is 2) Both are males. 5) Only II something that is not directly stated but 3) W is a female but X is a male. 128. Who among the following is shopkeeper that can be inferred from the passage) 4) Both are females. of Gift items? definitely true on the basis of the 5) None of these 1) SP 2) MP information given above? 138. Which of the following groups includes 3) SK 4) PK 1) Only B only females? 5) None of these 2) Only C and E 1) YAW 2) ACB 129. Which of the following statements is 3) Only E 3) XYZ 4) ACY definitely incorrect? 4) Only C 5) None of these 1) RJ is a shopkeeper of Footwear. 5) Only D and E 139. Who among the following is sitting 2) DK is a shopkeeper of Mobile phones. 133. Which of the following statements has between B and W? 3) AK is shopkeeper of Grocery. been assumed in the information given 1) A 2) C and D 4) All are incorrect above? (An assumption is something 3) C 4) A and D 5) None of these supposed or taken for granted.) 5) None of these 130. Big Bazaar is visited by which of the 1) Only D 140. Who among the following sits third to following person(s)? 2) Only D and F the right of Z? 1) AK and DK 3) Only F 1) A 2) C 2) Only MP 4) Only B and F 3) W 4) D 3) PK and SP 5) Only C 5) None of these 4) Only SK 134. Which of the following is a 5) None of these disadvantage(s) of the phenomenon GENERAL AWARENESS reported in the given information? Directions (Q. 131-135): These questions 141. India financial system comprises of 1) Only A 1) Scheduled commercial banks are based on the information given below 2) Only B and the sentences labelled A), B), C), D), 2) Non-banking financial institutions 3) Only A and B 3) Urban cooperative banks E) and F) given after them: 4) Only E Recent research shows that, despite the 4) All of these 5) Only C and E 5) None of these younger generation’s supposed egalitarian 135. Which of the following represents a 142. Headquarters of SIDBI is located at values and ready acceptance of workplace reason(s) for the disadvantage women diversity, women from leading MBA 1) Varanasi 2) Lucknow are facing? 3) New Delhi 4) Kolkata programmes continue to be offered lower 1) Only A salaries and to progress less rapidly in their 5) Mumbai 2) Only A and B 143. Which of the following is an example careers than their male colleagues. 3) Only B A) Companies may not be able to of financial assets? 4) Only C and D 1) National Saving Certificates exploit their true potential. 5) Only A and E B) Family rearing continues to be in 2) Infrastructure bonds 3) Indira Vikas women’s domain. Directions (Q. 136-140): Read the given C) Though both Mahesh and Ranjana information carefully and answer the 4) Krishi Vikas joined a company together, Ranjana questions based on them. 5) All of these earns less. A, Z, B, C, D, W, X and Y are eight friends 144. ICC Twenty 20 World Cup 2016 will D) Egalitarianism consists in making no sitting around a square table, two on each side. be held at discrimination on the basis of sex. All of them are facing away from the centre 1) West Indies E) Egalitarianism in the corporate world and each is opposite another. There are three 2) Sri Lanka is rather theoretical. female members and they are not seated next 3) Bangladesh F) Women have access to quality to one another. 4) India education. X sits between D and Z. Y is a female member 5) Australia who sits second to the left of X. Z is not a 145. Co operative Bank in India has ...... 131. Which of the following statements is/are female member but sits opposite A, who is a system. an inference(s) (an inference is female. C sits third to the left of W and is not 1) Two “ tier system something that is not directly stated but a male member. 2) Three “ tier system that can be inferred from the passage) 3) Four “ tier system probably true on the basis of the 136. Who among the following sits on the 4) Five “ tier system information given above? immediate left of Z? 5) None of these 1) Only C 1) W 2) X 146. Which of the following bodies promoted 2) Only F 3) Y 4) B Securities Trading Corporation of India 3) Only B and C 5) None of these Limited (STCI) jointly with the public 4) Only C and E 137. Which of the following statements is true sector banks? 5) Only D about W and X? 1) SEBI

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 69 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

2) ICICI Limited 153. The correct option is ...... 158. Which E-commerce company has 3) IDBI Limited 1) Drawer is a person who make or draft acquired Near.in for hyper-local 4) RBI the cheque services in a cash and stock deal ? 5) IRDA 2) Drawee is a bank in the case of all A.Flipkart 147.All venture Capital funds must be cheques B.Paytm register with ...... 3) Payee is a person to whom the cheque C.Snapdeal 1) RBI is given and is a person who take cash D.PayPal 2) SEBI 4) Sometimes the drawer and payee in E. None of these 3) Registrar of Companies cheques may be same 159. Reserve Bank of India has cancelled 4) Either 1 or 2 5) All of above the certificate of registration (COR) of 5) None of these 154. Gujarat International Finance Tec-City how many non-banking finance 148. According to latest tiger census report (GIFT City) announced the launch of companies (NBFCs) ? (2015), which among the following the Phase-2 development, which will A.45 states has recorded highest number of be focused on IFSC. What IFSC stands B.54 tigers? for ? C.56 1) Telangana A.Interconnected Financial Services D.58 2) Tamilnadu Centre E. None of these 3) Andhra Pradesh B.International Financial Services 160. What was the theme for Global SME 4) Kerala Centre Business Summit 2015, which was held 5) Karnataka C.International Finance Services in New Delhi ? 149. Which statement is not correct about Centre A.Make in India through Globally Capital Adequacy Ratio ? D.Interconnected Finance Services SME partnerships 1. It is a thermometer of Bank’s Health. Centre B.Make in India through Global 2. It is the ratio of its Capital to its E. None of these MSME partnerships Risk. 155.The Combined Commanders C.Make in India through Globally 3. It can indicate the Capacity of the Conference chaired by Prime Minister partnerships Bank’s ability to absorb the possible Shri Narendra Modi was held on which D.Make in India through Global SME losses. aircraft carrier ? partnerships 4. A good CAR makes vulnerable to A.INS Arihant E. None of these the Depositors and lose faith in the B.INS Vikrant 161. Which bank has launched missed call banking system. C.INS Viraat service for account holders in Chennai 5. None of these D.INS Vikramaditya to recharge their mobile ? 150. Which award is given for an E. None of these A.Axis Bank Outstanding Woman Reporter in India? 156. World Bank has consented how much B.Federal Bank 1. Chameli Devi Jain Award worth of loan for the “clean India C.ICICI Bank 2. Padma Shree Award campaign” to support the government D.SBI Bank 3. Patrakarita Award in its efforts to ensure all citizens in E. None of these 4. Mahila Patrakar Award rural areas have access to improved 162. IDFC bank has selcted which IT 5. None of these sanitation by 2019 ? company for core banking to offer next 151. Recently, the union government has A.$2bn generation banking services ? said it has decided to accept the B.$1.5bn A.Infosys recommendations of the Bezbaruah C.$2.5bn B.Wipro Committee. Bezbaruah committee was D.$3.5bn C.TCS set up to study the ___? E. None of these D.Accenture [1]Living status of Tribal people 157. After Jan Dhan Yojna, which Govt E. None of these [2]Safety and security of people launched scheme has been included in 163. Which city Police has been conferred from North East India Guinness Book of World records ? with “Express IT excellence award” in [3]Welfare of Minority People A.Sukanya Samridhi Yojana (Girl Child acknowledgment with IT initiatives [4]Living status of SC/ST people Prosperity Scheme) launched by them ? [5] None of these B.Pradhan Mantri Awas Yojana A.Chattisgarh Police 152. A written order or unconditional promise (PMAY) B.Karnataka Police to pay a fixed sum of money on demand C.National Child Labour C.Hyderabad Police or at a certain time is called..... Projects(NCLP) D.Lucknow Police 1) Negotiable instrument D.Pratyaksh Hanstantrit Labh E. None of these 2) Garnishee order (PAHAL) 164. 2015 BWF Female Player of the Year 3) Escheat E. None of these Award has been conferred on which of 4) Red corner notice the following ? 5) None A.Mia Audina

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 70 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

B.Yui Hashimoto B.Lucknow D.Bandhan Bank C.Saina Nehwal C.Jaipur E. None of these D.Carolina Marin D.Mumbai 179. On which date Antibiotic awareness E. None of these E. None of these day is observed ? 165. Nobel Peace Prize for 2015 has been 172. Who is appointed as the new prime A.November 20 conferred upon which of the following minister of Portugal ? B.November 18 Quartet ? A.José Sócrates C.November 22 A.Italian Quartet B.Santana Lopes D.November 19 B.National Dialogue Quartet C.Passos Coelho E. None of these C.Kutcher String Quartet D.Antonio Costa 180. Which bank has opened its D.Oslo String Quartet E. None of these representative office in Dhaka to E. None of these 173. Gopinath Munde Farmers Accident facilitate trade through inbound as well 166. Union Cabinet approved National Insurance Scheme has been launched as outbound transactions ? Waterways Bill, 2015 which seeks to by which State Govt ? A.ICICI declare how many additional inland A.Uttar Pradesh B.SBI waterways as the national waterways? B.Tamil Nadu C.HDFC A.96 C.Karnataka D.Axis B.116 D.Maharashtra E. None of these C.104 E. None of these D.106 174. Which foregin President will be the COMPUTER KNOWLEDGE E. None of these Chief Guest at 2016 Republic Day 181. The operation of combining two cells 167. International Monetary Fund (IMF) celebrations ? into a single cell into a single cell in has block its financial aid program to A.Xi Jinping Excel is referred to as ______. which country ? B.Francois Hollande 1) Join Cells A.Zimbabwe C.Maithripala Sirisena 2) Merge Cells B.Russia D.Vladimir Putin 3) Merge Table C.Ukraine E. None of these 4) Join Table D.Indonesia 175. “Dadi Janaki : A Century of Service” 5) None of these E. None of these book has been authored by which of 182. Which of the following can be used to 168. On 10 December 2015, Human Rights the following ? store a large number of files in a small Day was observed with which theme ? A.Neville Hodgkinson amount of storage space ? A.Human Rights 365 B.Dadi Janaki 1) file adjustment B.Our Rights, Our Freedoms, Always C.Liz Hodgkinson 2) file copying C.My Voice Counts D.Nikita Singh 3) file reading D.Working for Your Rights E. None of these 4) file compatibility E. None of these 176. Which England’s Cricketer has smashed 5)file compression 169. Which country has sent first uranium his own record of quickest ODI 183. In a computer most processing takes consignment of 250 tonnes to India for hundreds against Pakistan in a final place in ______. its nuclear power reactors ? one-day international held in Dubai ? 1) Memory A.Spain A.David Willey 2) RAM B.Canada B.Mark Wood 3) Motherboard C.Italy C.Jason Roy 4) CPU D.Austria D.Jos Buttler 5) None of these E. None of these E. None of these 184. Data is organized in a worksheet as 170. Railways has undertaken projects of 177. Who is the Brand Ambassador free ______. how much worth during the 12th Five Haryana of tuberculosis (TB) 1) charts and diagrams year Plan for laying new lines, enriching campaign? 2) rows and columns port connectivity and electrifying its A.Aamir Khan 3) tables and boxes network under PPP model ? B.Parineeti chopra 4) graphs A.Rs.15,000 crore C. 5) None of these B.Rs.20,000 crore D.Shahrukh Khan 185. Which of the following is an example C.Rs.12,000 crore E. None of these of a binary number ? D.Rs.14,000 crore 178. IRDAI has approved which banks’s 1) 6AH1 2) 100101 E. None of these subsidiary to commence business as an 3) 005 4) ABCD 171. Which city has launched the first metro insurance company ? 5) 23456 station in the country to run by only A.Indusind bank 186. Spell Check will find errors in which of women staff ? B.Kotak Mahindra the following ? A.Bengaluru C.Andhra Bank 1) Today is a rainy day

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 71 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

2) Today is a rainy a day 194. Which of the following is not true about 3) is a rainy computer files ? ANSWER KEYS 4) Rainy today a day 1) They are collections of data saved 5) None of these to a storage medium. 1-3 2-3 3-4 4-4 187. Which of the following is not a storage 2) Every file has a filename. 5-1 6-4 7-5 8-3 medium ? 3) A file extension is established by the 9-4 10-1 11-1 12-2 1) hard disk user to indicate the date it was created 13-5 14-4 15-3 16-5 2) flash drive 4) Usually files contain data 17-1 18-4 19-2 20-5 3) DVD 5) None of these 21-4 22-4 23-1 24-2 4) CD 195. The common name for a modu-lator- 25-3 26-5 27-3 28-2 5) Keyboard demodulator is ______. 29-4 30-1 31-5 32-2 188. In Excel, when the contents and 1) modem 2) joiner 33-4 34-3 35-1 36-3 attributes of a cell or range of cells have 3) networker 4) connector 37-5 38-3 39-1 40-2 to be erased using the menu, the 5) demod 41-4 42-1 43-5 44-2 user must ______. 196. What do you see when you click the 45-1 46-2 47-5 48-1 1) Select the cells, choose Edit and right mouse button ? 49-4 50-3 select Clear, then All 1) The same effect as the left click (51 -55) 2) Select the cells, and click delete on 2) A special menu the keyboard 3) No effect 3) Select the cells, choose Tools, and 4) A mouse cannot be right clicked select Clear, then Formats 5) Computer goes to sleep mode 4) Select the cells, choose Tools and 197. In order to choose the font for a select Formula Audit, then Delete sentence in a WORD 5) None of these document______. 189. The computer abbreviation KB usually 1) select Font in the Format menu means ______. 2) select Font in the Edit menu 1) Key Block 3) select Font in the Tools menu 2) Kernel Boot 4) select Font in the Insert menu 3) Kilo Byte 5) None of these 4) Kit Bit 198. The ALU performs______5) None of these operations. 190. If an Excel Worksheet is to be linked 1) logarithm-based for use in a PowerPoint presentation, 2) ASCII the following should be clicked_____. 3) algorithm-based 1) Edit, Paste Special 4) arithmetic 2) Edit, Paste 5) None of these 3) Edit, Copy 199. Excel is a program that is used to 4) File, Copy prepare a ______. 5) None of these 1) Database 191. RAM stands for______. 2) Text Document 1) Random Access Memory 3) Spreadsheet 2) Ready Application Module 4) Slide Presentation 3) Read Access Memory 5) None of these 4) Remote Access Machine 200. ______consists of volatile chips 5) None of these that temporarily store data or 192. Which of the following is hard-ware instructions. 51. (5) and not software ? 1) CPU 2) ROM Required percentage = (364 + 312 + 130)/3120 * 100 = 26 1) Excel 3) RMA 4) RAM 52. (3) 2) Printer driver 5) None of these Required ratio = 260 : 770 = 26 : 77 3) Operating System 53. (2) 4) Power Point Required percentage = 130/364 * 100 5) Control Unit = 35.71 193. In Word, which menu would the user 54. (4) select to print a document ?  Total number of boys who are enrolled 1) Tools 2) File in Dancing = 364 + 156 + 140 + 208 = 3) View 4) Window 868 5) None of these 55. (5)

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 72 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Total number of students enrolled in all the three classes together = 130 + 140 = 270 484 7  4 56-1 57-4 58-3 59-1 334-b=  308 60-2 61-4 62-2 63-4 2 22 64-2 65-3 66-4 67-2 b=334- 308= 26cm 68-2 69-3 70-3 76. (2) (8x4) Girls =(9x3) Boys= (7x2) Men = (5x4) Women 71.(1) Let the length of train –B=xm. Then the length of train –A= 32 Girls =27 Boys =14 Men = 20 Women Hence, Girls have minimum capacity of work among 2 x  them. 25 50 376 77. (2) Average of Set A = = 47 x 8 Speed of train –B= 75 Minimum number of second set =47+15=62 Hence, required sum= 62+63+64+65+66=320 A 50 75 0 0    3: 2 78. (4) Suppose adjacent of parallelogram be 2x and 3x B x 50 0 0 0 Ratio of speed = Then according to theorem 2x 3 x =180 75 5x0 180 0 1500 0 72. (2) Cost of 20kg apples 20  2500 0 180 12 x  =360 So the cost of 10kg nuts = 2500 5 1500 Smaller angle of parallelogram =2 360 =720 Now the cost of 34 kg nuts 34  8500 0 10 Smaller angle of quadrilateral = 36 0 0  The montly salary of Veena =8500 Highest angle= 4 36  144 0 0 Annual salary = 8500 = 102000. Hence required sum of angles= 144 +36  12 79. (5)Cost price of 1000ml milk =Rs 44 73. (3) Suppose 50 paise coins = 2x and Rs.1 coins = x both are Rs 26 then the number of Rs 1 coins will be 13 and 44 Cost price of 550 ml milk = 550  Rs .24.2 number of 50 paise coins will be 26. Remaining amount =50- 1000 26 be x  5 .Then with the help of hit and trial method Rs Hence cost price of 45 days milk =45 x 242 =Rs.1089 5 coins will be Rs2 in number and 2 coins will be x  5 = 80. (4) Number of girls in a college 2+5=7 in number . 36 74.(4) Maximum marks =2000 x =720 100 175 35 Then boys =2000 -720=128 = 100 =600 marks 35 75 Each girl’s monthly fees= 480  =Rs.360 75. (2) 2l b  668 100 Hence total amount of fees both boys and girls = (1280 x 480 l  b 334  l  334  b +720 x3600= Rs. 873600 Length of a rectangle = Twice the diameter of a circle x 6  334  b 81. (3) Let the age of Ram= x and Rakesh =Y then y 11 334-b= 2d  2  2 r  4 r  r  4 Area of square = Circumstance of circle 6y 2 x  (22) = 2 r 11 2 22(334  b ) x  4 1 484 =  7 4 According to question, y  4 2

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 73 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

2x 8  y  4 90 9x then Mohit = x  6y 100 10 2  8 y  4 11 90 9x Pradeep = x  12y 100 10 y  4  8 11 9x 120 108 x   y 10 100 100  4 11 9x 108 x According to question, x   17880 y 44 yr 10 100 Age of Rakesh after 5 yr 100x 90 x  108 x =44+5 =49yr 17880 82.(5) 2  r =88 10 88 7 298x r 14 m 17880 44 100 85. (2) Let the score of Ajay = x Area  r 2 Rahul = x 15 22 Manish =x-25  14  14 7 According to question x =63+30 =616m2 x  93 Score of Ajay is =93 Then Rahul =93-15=78 2 r1  220 Then Manish =93-25=68 220 7 = r  35 m Total marks of Rahul , Manish and Suresh =3  63=189 1 2 22 Suresh = 189 –(78+68)=43 Manish+ Suresh =68 +43=111 222 2 Area r1  35  35  3850 m 53 7 86. (4) (26)2 -358 = x 100 Difference =3850 –616=3850 m2 83. (3) An angle of a triangle 53 676 358 x  2 0 0 = 180  120 100 3 53 Remaining 1800 –1200 =600 is the ratio of 5:7 318 x  100 5x 7 x  60 x  600 12x  60 3 23 So x  5 Again 600   103.5 4 100 87. (3) Average speed of a tractor 0 So, angle are 5x5=25 575 and 0 =  25Km / h 7 5  35 23 and =1200 The speed of a bus in an hour =25x2=50Km So, value of second largest angle of triangle is 350 84. (1) let the investment by Raghu = x 9 The speed of a car in an hour=50 x =90Km 5

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 74 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

So, the distance covered by car in 4h is 90 x4=360Km P4  5 88. (4)2000= 100 P = 10000 Now CI = 10000

2 4   CI 10000 1    100   10000  0.0816  816 89. (4) Cost price =54000 100 8 Selling price =54000x  49680 100 Now, the cost price of another bike =49680 Selling price of another bike =49680 110 49680  54648 100 Overall profit =54648-54000=648 90. (2) 2M =3W 3 1MW  2 3 5 1MWWWW  1   1  2 2 3 4 24 Number of days =  days 5 5 91-5 92-2 93-5 94-4 95-2 96-4 97-3 98-5 99-5 100-5 101-2 102-4 103-2 104-2 105-2 106-4 107-5 108-5 109-2 110-2 111-2 112-3 113-4 114-3 115-2 116-3 117-2 118-4 119-1 120-5 121-4 122-4 123-5 124-3 125-2 126-3 127-1 128-2 129-3 130-5 131-3 132-3 133-2 134-1 135-3 136-3 137-2 138-4 139-1 140-2 141-4 142-2 143-2 144-4 145-2 146-4 147-2 148-5 149-4 150-1 151-2 152-1 153-5 154-2 155-4 156-2 157-4 158-2 159-3 160-4 161-2 162-3 163-3 164-1 165-2 166-4 167-3 168-2 169-2 170-4 171-3 172-4 173-4 174-2 175-3 176-4 177-3 178-2 179-2 180-4 181-2 182-5 183-4 184-2 185-2 186-5 187-5 188-1 189-3 190-1 191-1 192-5 193-2 194-3 195-1 196-2 197-1 198-4 199-3 200-4 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 75 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

PRACTICE SET FOR UPCOMING EXAM [LIC-AAO]

REASONING ABILITY (c) KH  (d) GH ◼ 5. Which of the following would be step Directions (Q.1-5) : Study the following IV? (e) None of these information carefully and answer the (a) 19 89 who root 46 near link gold 10. A man performs three consecutive given questions: The following is an 61 23 under 71 97 drink operations. In his first operation he illustration of input and rearrangement. (b) 71 61 46 23 19 89 who under 97 reverses the order of first 10 elements (All the numbers are two digits numbers) drink gold link near root from the left. After that he starts second Input : talk 61 26 mold boom 88 81 47 (c) 61 46 23 19 89 who root under 71 operation and reverse the order of first work known ink 36 69 cold 97 drink gold link near 20 elements from the left. After that Step I : 26 talk 61 mold 88 81 47 work (d) 97 89 71 61 46 23 19 drink gold he performs his last operation and known ink 36 69 cold boom link near root under who reverses the order of first 30 elements Step II : 36 26 talk 61 mold 88 81 47 work (e) None of these from the same end. After three known ink 69 boom cold operations which element will be 4th to Step III :47 36 26 talk 61 mold 88 81 work Directions (Q.6-10) : Study the following the right of the 15th element from the known 69 boom cold ink arrangement of digits, letters and right end of the newly obtained series? Step IV : 61 47 36 26 talk mold 88 81 work symbols, and answer the questions given (a) G (b) K 69 boom cold ink known below : (c) F (d) L Step V : 69 61 47 36 26 talk 88 81 work (e) None of these boom cold ink known mold th F  KG  11. ‘A’ went on tour on 15 August, which Step VI : 81 69 61 47 36 26 88 work boom ✡ ETN1 ☯ 8DIP7 ● ◼ JU6 ⊙ was the third Sunday of the month and cold ink known mold talk H2M9  S 3L C  Q 4 R 5 V ✴ A B comeback on 30th September. So on Step VII : 88 81 69 61 47 36 26 boom cold which day of the month did he return? ink known mold talk work 6. How many consonants are there each (a) Fourth Sunday Step VII is the last slep of the above input, of which is either immediately preceded (b) Fourth Tuesday as the desired arrangement is obtained. by a number and / or immediately (c) Fifth Thursday Input: 89 who root 19 46 near drink link followed by a symbol? (d) Third Saturday gold 61 23 under 71 97 (a) Seven (b) Eight (e) None of these (c) Nine (d) Ten 12. If Thursday was the day after the day 1. Which step number is the following (e) None of these before yesterday five days ago, what output? 7. Three of the following four are alike in is the least number of days ago when 46 23 19 89 who root near 61 under a certain way based on the above Sunday was three days before the day 97 71 gold drink link arrangement and form a group. Which after tomorrow? (a) Step V is the one that does not belong to the (a) Two (b) Three (b) Step VI group? (c) Four (d) Five (c) Step IV (a) G2  (b) 8PJ (e) None of these (d) Step III 13. Six friends P, Q, R, S, T and U are (e) There is no such step sitting around a circular table facing th (c) UG (d) 2S 2. Which word/number would be at 5 ●  towards centre. The angle made at the position from the right in Step V ? (e) None of these centre of the circle by a straight lines (a) 19 (b) 97 8. If the positions of E and F are from P and Q is 1800, from Q and R is (c) gold (d) drink interchanged, and the positions of M 1200, from R and S 1800. T is not sitting (e) who and A are interchanged, how many on the immediate left of R while R is 3. How many elements (words or vowels will be there each of which will not on the immediate right of P. On the numbers) are there between ‘gold’ and be both immediately preceded and basis of the above information which ‘46’ as they appear in the last step of immediately followed by a consonant? of the following statements is definitely the output? (a) Three (b) Two true? (a) One (b) Three (c) One (d) Zero (a) R is sitting between P and S (c) Four (d) Five (e) None of these (b) T is sitting between P and U (e) Seven 9. What should come in place of the question (c) Q is sitting between S and U 4. Which of the following represents the mark in the following series? (d) T and R sitting opposite each other position of ‘who’ in the fourth step? (e) None of these (a) Eighth from the left EB✡ 1V☯ P●? 14. 13 students are standing in a horizontal (b) Fifth from the right row from left to right. If all the odd- (c) Sixth from the left (a) G9 ◼ (b) KH ◼ numbered students in a row are shifted (d) Fifth from the left to the successive odd-numbered (e) Seventh from the left positions, what will be the position of

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 76 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

a boy, who was seventh in the row No boy is a woman. 21. Who amongst the following sit at initially? Conclusions : extreme ends of the rows? (a) Fifth from left I. No man is woman. (a) B, E (b) S, T (b) Fifth from right II. No boy is man. (c) P, R (d) B, F (c) Eighth from left III. Some men are women. (e) None of these (d) Ninth from right IV. Some boys are men. 22. Who amongst the following faces A? (e) None of these (a) all follow (a) R (b) P 15. 14 students are standing in row from (b) none follows (c) P (d) Q left to right. After interchanging their (c) only IV and either I or III follow (e) S positions, first student goes at 14th (d) only I and III follow 23. How many persons are seated place, second goes at 13th place, third (e) None of these between T and S? goes at 12th and so on. If ‘A’ was at 19. Statements : (a) One (b) Two ninth position before change, then after No manager is a teacher. (c) Three (d) Four changing he would be at which place? All teachers are researchers. (e) None (a) Fifth from right Conclusions : 24. P is related to V in the same way as C (b) Sixth from right I. no researcher is a teacher. is related to F. to which of the (c) Fifth from left II. No researcher is a manager. following is E related to, following (d) Sixth from left III. Some teachers are researchers. the same pattern? (e) None of these IV. Some researchers are teachers. (a) B (b) D (a) none follows (c) C (d) A Directions (Q.16-20) : In each question (b) all follow (e) None of these below are given two statements followed (c) only II follows 25. Which of the following is true regarding by four conclusions numbered I, II, III and (d) only III and IV follow F? IV. You have to take the two given statements (e) None of these (a) F sits fourth to right of C to be true even if they seem to be at variance 20. Statements : (b) F is not an immediate neighbor from commonly known facts. Read all the All houses are rooms. of A. conclusions and then decide which of the All rooms are windows. (c) F sits third to left of D given conclusions logically follows/ follow Conclusions : (d) F sits at one of the extreme ends from the two given statements disregarding I. All windows are rooms. of the line commonly known facts. II. All rooms are houses. (e) F faces V. III. All houses are windows. 16. Statements : Directions (Q.26-30) : In all the questions Some men are home-makers. IV. Some windows are houses. (a) none follows that follow, different symbols have been used Some home-makers are women. with different meanings. For each set of Conclusions : (b) only I and II follow (c) only III and IV follow questions you have to assume given I. Some men are women. statements to be true and then decide which II. Some women are men. (d) only II follows (e) None of these of the two conclusions is/are definitely true. III. All women are home-makers. Given Answer IV. All home-makers are men Directions (Q.21-25) : Study the following (a) if only conclusion I is true (a) All follow information to answer the given questions: (b) if only conclusion II is true (b) None follows Twelve people are sitting in two parallel (c) if either conclusion I or II is true (c) Only I and III follow rows containing six people each, in such a (d) if neither I nor II is true (d) Only II and IV follow way that there is an equal distance between (e) if both are true (e) None of these adjacent persons. In row – 1, P, Q, R, S, T The symbols +, -,  ,  and = are used with 17. Statements : and V are seated and all of them are facing the following meanings. All scholars are teachers. south. In row – 2, A, B, C, D, E and F are P + Q means P is greater than Q. Some teachers are researchers. seated and all of them are facing north. P – Q means P is greater than or equal to Q. Conclusions : Therefore, in the given seating arrangement P Q means P is equal to Q. I. All scholars are researchers.  each member seated in a row faces another P  Q means P is smaller than Q. II. Some scholars are researchers. member of the other row. III. Some researchers are teachers. P = Q means P is either smaller than or A sits third to right of D. Neither A nor D equal to Q. IV. Some teachers are scholars. sits at extreme ends. T faces D. V does not (a) none follows face A and V does not sit at any of the extreme (b) only III and IV follow 26. Statements : ends. V is not an immediate neighbor of T. B M  X, L  O, N + M, L = X (c) all follow sits at one of the extreme ends. Only two (d) only III follows Conclusions : people sit between B and E. E does not face I. N + L II. X  O (e) None of these V. two persons sit between Rand Q. R is 27. Statements : 18. Statements : not an immediate neighbor of T. C does not S = F, K S, B K, R + B Some men are boys. face V. P is not an immediate neighbor of R.  

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 77 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Conclusions : + CD 2 I. F + K II. K  R ______x 10x (a) (b) 28. Statements : EFG 100 x 10 H = V, A  Z , H – Z, F + V ______Conclusions : Then the value of A + 2B is 2 (a) 10 (b) 8 10x 10x I. A  H II. H + A (c) (d) 29. Statements : (c) 7 (d) 9 x 10 x 10 I + O, R – I , Z R, J Z (e) None of these   (e) None of these Conclusions : 36. Which of the following is the largest? 100 10000 43. A and B are two alloys of gold and I. Z  I II. Z + I (a) 10000 (b) 2 (c) 10001000 (d) 32000 copper prepared by mixing metals in 30. Statements : (e) None of these the ratio 7 : 2 and 7 : 11 respectively. If Q R, C + D, F – R, D F   37. A sum of three non-zero numbers is eight equal quantities of the alloys are melted Conclusions : times the first number, three times the to form a third alloy C, the ratio of I. Q  C II. C + F second number and p times the third gold and copper in C will be: QUANTITATIVEAPTITUDE number. The value of p is (a) 5 : 7 (b) 5 : 9 (c) 7 : 5 (d) 9 : 5 11 24 (e) None of these 31. 6 3 is (a) (b) 24 16 2  4  2 2 24 13 44. The price of a diamond is proportional to the square of its mass, which is (a) 3 2 (b) 6 2 24 13 measured in carats. A 6 carat diamond (c) (d) was broken into two parts and total 11 24 (c) 2 (d) 2 5 (e) None of these price of the two pieces is of the (e) None of these 8 77  777 38. Unit’s digit of 7  777 is 1 1 1 1 1   price of original diamond. The masses     (a) 0 (b) 4 (in carat) of two pieces are 2 5 8 11 20 (c) 1 (d) 7 (a) 3.5 and 2.5 32. 1 1 1 (e) None of these (b) 5 and 1    39. Which one of the following does not (c) 4.5 and 1.5 1650 41 110 1640 divide (2 - 1)? (d) 3.2 and 2.8 (a) 3 (b) 7 (a) 0.97 (b) 0.99 (e) None of these (c) 127 (d) 2047 45. In a mathematics examination, the (c) 1 (d) 1.23 (e) None of these (e) None of these average score of students who passed 40. HCF of three numbers 3240, 3600 and is x and those who failed is y. If the 33. The first 44 positive integers are written p is 36. If their LCM is 24 35 52 in an order to form a larger number   average score of all the students who 72, then the number p is N = 1 2 3 4 5 6 7 8 9 10 11 12  appeared in the examination is z, then 2 3 2 ... 42 43 44 when N is divided by 45, (a) 2  5  7 the percentage of students who failed 5 2 2 then the remainder is (b) 3  5  7 was (a) 5 (b) 7 (c) 22  35  72 (d) 23 35 73 100xy (c) 9 (d) 11   (a) (e) None of these (e) None of these z 2 34. When a natural number N is divided by 41. Fresh cherries contain 99% water. 5, the remainder is 2, when divided by Suppose you have 1 kg of fresh 100(y  z) 7, the remainder is 3, when divided by cherries. After a few hours in the sun, (b) 9, the remainder is 4. If N is the smallest some water evaporates and the x  y number, then the sum of the digits of percentage of water in the cherries N is becomes 98%. The new weight (in g) 100(x  y) (a) 7 (b) 8 of cherries is (c) (c) 11 (d) 13 (a) 750 (b) 700 x  z (e) None of these (c) 600 (d) 500 35. In the sum below, F = 0, and the other (e) None of these 100(x  z) letters represent the digits 1, 2, 3, 4, 5 42. To x litres of an x% solution of acid, y (d) x  y or 6, with each digit used exactly once litres of water is added to get (x – 10)% and the two digit number AB is a prime solution of acid. If x > 20, then value of (e) None of these number y is 46. Height of a cylindrical jar is decreased AB by 36%. By what percent be increased

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 78 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

so that radius be increased so that there (c) 8.40 am (d) 9.20 am 56. What is the ratio of illiterates in city D is no change in its volume? (e) None of these to literates in city G? (a) 25 (b) 35 (a) 3 : 8 (b) 8 : 3 52. The mean of n observations is . If (c) 36 (d) 40 x1 (c) 5 : 2 (d) 2 : 5 (e) None of these the first observation is increased by 1, (e) None of these 47. A person can row a boat d km upstream and the same distance downstream in second by 2, and so on, then their mean Directions (Q.57-60) : The following graph is . The value of is 1 x2 x2  x1 shows the ratio of imports to exports of 5 hours. Also he can row the boat (a) n 4 two countries A and B in different years. 2d km upstream in 7 hours. He will n (b) 1 row the same distance downstream in 2 1 n(n 1) (a) 3 hours (c) 2 2 1 (n 1) (b) 3 hours (d) 4 2 (e) None of these 1 (c) 4 hours 4 Directions (Q.53-56) : Study the following (d) 4 hours table and answer the questions. (e) None of these 57. If the imports of country A in 2005 and 48. Surface area of a cuboid is 22 cm2 and the exports of country B in 2010 were Populatio the sum of the lengths of all its edges is Sex Literacy Rs. 3.4 milion and Rs. 8 million City n 24 cm. Length of each diagonal of the respectively, the imports of B in 2010 cuboid (in cm) is (in lakhs) Male Female Literate Illiterates was what percent more than the A 110 6 5 4 7 exports of A in 2005? (a) 11 (b) 13 B 100 3 2 2 5 (a) 46 (b) 50 C 95 2 3 3 2 (c) 72 (d) 92 (c) (d) 14 15 D 50 12 13 4 1 (e) None of these 58. The ratio of imports and exports of (e) None of these E 60 8 7 5 1 country B in 2007 was what percent 49. An equilateral triangle and a regular F 45 4 5 5 4 more than that for A in 2004? hexagon have equal perimeters. The G 40 5 3 5 3 (a) 26.7 (b) 42.8 ratio of the area of the triangle and that (c) 90 (d) 120 of the hexagon is (e) None of these (a) 1 : 1 (b) 2 : 3 53. The total number (in lakhs) of the 59. In which of the following years was the (c) 3 : 2 (d) 3 : 4 illiterates in cities A and F is value of exports less than the value of (e) None of these (a) 60 (b) 65 imports in the case of country B? 50. A can walk a certain distance in 20 days (c) 90 (d) 95 (a) 2010 (b) 1998 when he rests 8 hours a day. How long (e) None of these (c) 1999 (d) 1997 will he take to walk twice the distance, 54. Total illiterates in city E is (e) None of these twice as fast and rests twice as long approximately what percent of total 60. If the exports of country A in 2007 and each day? literates in city C? imports of B in 2008 were Rs. 15 (a) 40 days (b) 60 days (a) 17.5 (b) 19 million and 10 million respectively, (c) 80 days (d) 100 days (c) 26.3 (d) 35 then the ratio of imports of A in 2007 (e) None of these (e) None of these to exports of B in 2008 was 51. A person leaves a place A to place B at 6 55. Ratio of total number of males in cities (a) 8 : 9 (b) 9 : 8 a.m. and reaches place B at 10 a.m. A and B to the total number of females (c) 2 : 3 (d) 3 : 2 Another person leaves B at 7.30 a.m. in cities C, D, F and G is and reaches A at 11 a.m. They will meet (e) None of these (a) 41 : 40 (b) 40 : 41 each other at (c) 28 : 27 (d) 27 : 28 (a) 7.40 am (b) 8.20 am (e) None of these

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 79 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

ENGLISH LANGUAGE best expresses the relationship similar to the original pair. Directions (Q.77-80) : Choose the word Directions (Q.61-64) : In each of the which is opposite in meaning to the given following sentences four words or phrases 69. Poor : Wealth : : word. have been printed in bold. One bold part in (a) Calorific : Heat each sentence is not acceptable in standard (b) Affluent : Health 77. LUSCIOUS English. Pick up that part and mark its (c) Emaciated : Obesity (a) fickle (b) insipid number. If all the four words or phrases are (d) Honest : Truth (c) languid (d) deteriorating acceptable in standard English, mark (e) i.e., (e) Knowledge : Dolt (e) None of these ‘All acceptable’ as your answer 70. Starey : Glance : : 78. UNDULATING (a) Scorn : Admire (a) flat (b) ups 61. The government initiated (a) various (b) Hunt : Stalk (c) steep (d) gradual measure (b) to raise (c) the living (c) Gulp : Sip (e) None of these standards (d) of the people. (d) Confide : Tell 79. SUPERFICIAL 62. Most of the critics (a) agree that this is (e) Gulp : Admire (a) shallow one of (b) the best novels that has (c) 71. Storey : Building : : (b) deep appeared in recent years (d) (a) Plot : Outline (c) real 63. If (a) any one cares to join (b) me in this (b) Rung : Ladder (d) artificial campaign, either (c) now or in future (c) Cable : Elevator (e) None of these they (d) are most welcome. (d) Foundation : Skyscraper 80. SUPPRESS 64. The reason (a) for my prolonged (b) (e) Staircase : Roof (a) stimulate absence (c) from the class was 72. Doctor : Disease : : (b) lengthen because (d) I was ill. (a) Moron : Imbecility (c) abandon (b) Paediatrician : Senility (d) smother Directions (Q.65-68) : Fill in the blanks (c) Broker : Stocks (e) None of these with the most appropriate words. (d) Psychiatrist : Maladjustment (e) Teacher : Student Directions (Q.81-84) : In the following 65. He was given a good —————— questions the word at the top is used in four when he left for America Directions (Q.73-76) : In the following different ways. Choose the option in which (a) take off (b) send off questions choose the alternative which best the usage of the word is incorrect of (c) brush off (d) break off expresses the meaning of the given word. inappropriate. If all the four usages are (e) None of these appropriate or correct, mark (e), i.e., ‘All 66. It would be difficult for one so ——— 73. Clandestine correct’ as your answer to be led to believe that all men are (a) secret equal and that we must disregard race, (b) gloomy 81. PUSH colour and creed. (c) paitial (a) The manufactures are really (a) emotional (d) cautious pushing this new shampoo (b) democratic (e) None of these (b) He has difficulty pushing his (c) intolerant 74. Gratify feelings into words (d) obsolete (a) devour (c) We should be able to move this (e) None of these (b) grant table if we push it together 67. The failing —— of the enemy helped to (c) grab (d) She pushed through the crowd shorten the war (d) satisfy saying that she was a doctor (a) moral (b) morale (e) None of these (e) All correct (c) hold (d) discipline 75. Credible 82. LINE (e) None of these (a) worthy (a) Our telephone line is down due to 68. This island is a colony of British, but in (b) believable the heavy rain last night most matters it is —— and receives no (c) noticeable (b) The students were standing in a orders from the mother country (d) careful line for the morning prayer (a) submissive (e) None of these (c) His coat is lined with silk (b) distant 76. Despicable (d) The teacher cut off his name from (c) aloof (a) contemptible the line of scholarship awardees (d) autonomous (b) faithless (e) all correct (e) None of these (c) desperate 83. FAR (d) undesirable (a) She is clever and intelligent and Directions (Q.69-72) : Each question below (e) None of these will go far in her life consists of a related pair of words followed (b) We went for a drive but we by five pairs of words. Select the pair that couldn’t go far

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 80 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(c) I can’t remain without far for a (a) He has justly rebuked for Throughout the extensive areas of the tropics long time selfishness the tall and stately primeval forest has given, (d) So far everything has gone well (b) He was justly rebuked by us for way to eroded land, scrub, and the jumble with our theatre acting so selfishly of secondary growth. Just as the virgin (e) all correct (c) He has been justly rebuked by us forests of Europe and North America were 84. MASTER for acting so selfishly laid low by man’s improvidence, so those (a) She could not master the courage (d) He has rebuked by us for acting of the tropics are now vanishing – only their to tell her friend about her loss so selfishly destruction may be encompassed in decades (b) She quickly mastered the art of (e) None of these instead of centuries. A few authorities hold interviewing people 91. That remark has wounded my feelings that, except for government reserves, the (c) The terrorist was a master of (a) My feelings have been wounded earth’s great rain forest may vanish within a disguise by that remark generation. The economic loss will be (d) He is the master of his house (b) My feelings has been wounded by incalculable, for the primary rain forests are (e) all correct that remark rich sources of timber (mahogany, teak) and (c) My feelings was wounded by that such by-products as resins, gums, cellulose, Directions (Q.85-88) : Fill in the blanks remark camphor and rattans. No one, indeed, can with appropriate alternative. (d) My feelings were wounded by compute their resources , for the thousands that remark of species that compose the forest cover, 85. Vijay asked me —— (e) None of these there are only a few whose physical and (a) Why didn’t you go to London? chemical properties have been studied with (b) Why I didn’t go to London? Directions (Q.92-95) : In the following a view to commercial use. (c) Why didn’t go to London? sentences replace the words printed in bold Most important of all, the primeval rain (d) Why you didn’t go to London? with the appropriate expression from the forest is a reservoir of specimens, a dynamic (e) None of these given alternatives. centre of evolution whence the rest of the 86. To answer accurately is more important world’s plant life has been continuously than —— 92. A committee has been established to enriched with new forms. These extensive (a) A quick finish select the cricket team reserves must be defended from the (b) Finish quickly (a) set up acquisitive hand of man, whose ruthless axe (c) Finishing quickly (b) set off would expose them to the ravages of sun (d) You finish quickly (c) set out and rain. (e) None of these (d) set about 87. Even after repeated warnings, Mr. Iswari (e) None of these 96. According to the passage, the primary Prasad —— to office on time 93. The chief guest distributed the reason for conservation of the great rain (a) Comes never certificates to the players of the forests is that they are (b) Never comes winning team (a) the chief source of income of (c) Is never coming (a) gave off governments (d) Have never come (b) gave up (b) areas of botanical evolution (e) None of these (c) gave away (c) major sources of materials for 88. This is —— of such atrocious behaviour (d) gave in chemical industries (a) My first time of hearing (e) None of these (d) not ready for man’s ruthless axe (b) The first time that I have heard 94. Our office has been decorated for the (e) None of these (c) The first time of my hearing Chief Minister’s visit 97. The word ‘primeval’ in paragraph two (d) The first time of the hearing (a) done for means (e) None of these (b) done over (a) first in importance (c) done with (b) commercial Directions (Q.89-91) : In the following (d) done up (c) gorgeous questions, a sentence is given in active voice. (e) None of these (d) untouched Find the correct passive voice version from 95. He is always prominent in a crowd (e) None of these the given alternatives. because of his height 98. The ideas of the author would probably (a) stands out be the most strongly supported by 89. Someone had locked the classroom (b) looks out (a) lumber company representatives (a) The class-room is locked (c) stands up (b) conservationists and botanists (b) The class-room was being locked (d) looks up (c) chemical manufacturers (c) The class-room has been locked (e) None of these (d) government representatives (d) The class-room had been locked (e) None of these (e) None of these Directions (Q.96-100) : Read the following 99. According to the passage, the result of 90. We justly rebuked him for acting so passage and answer the questions given after chopping down the tropical rain forest selfishly it. is

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 81 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(a) an increase in government reserves (e) None of these 113. Which of the following terms is just (b) a surge in plant evolution 106. Something which has easily understood the connection of networks that can be (c) damage to the soil instructions is said to be ____ joined together? (d) a decrease of commercial (a) User friendly (a) Virtual private network exploitation (b) Information (b) internet (e) None of these (c) Word processing (c) Intranet 100. ‘Only their destruction may be (d) Icon (d) Extranet encompassed in decades instead of (e) None of these (e) None of these centuries’ means that the destruction 107. Which of the following statements is 114. ____is a form of permanent memory of forests true concerning? that holds all the instructions the (a) will take only a few decades (a) Virtual memory is the space on computer needs to start up does not (b) will happen in this century the hard drive where the operating get erased when the power is turned (c) will be surely by the next century system begins to store data when off (d) will take place in a decade it becomes memory-bound (a) The Network Interface Card (e) None of these (b) Accessing data from RAM is a (NIC) slower than accessing data from (b) The CPU virtual memory (c) RAM COMPUTER KNOWLEDGE (c) When it is using virtual memory, (d) ROM 101. ____ is when the more power hungry the operating system builds a file (e) None of these components, such as the monitor and called the RAM file 115. Servers are computers that provide hard drive, are put in idle: (d) If a computer is memory bound, resources to the other computers (a) Hibernation adding more RAM will not solve connected to a ____ (b) Power down the problem (a) Network (c) Standby mode (e) None of these (b) Mainframe (d) The shutdown procedure 108. The term bit is short for ___ (c) Super computer (e) None of these (a) Megabyte (d) Client 102. Hard disk drives are considered ____ (b) Binary language (e) None of these storage (c) Binary digit 116. The standard protocol of the Internet (a) Flash (d) Binary number is ___ (b) Non-volatile (e) None of these (a) TCP/IP (b) Java (c) Temporary 109. All of the following terms are associated (c) HTML (d) Flash (d) Non-permanent with spread sheet software except (e) None of these (e) None of these (a) Worksheet 117. After a user has saved and deleted many 103. The ____ key and the ___ key can be (b) Cell files, many scattered areas of stored used in the combination with other (c) Formula data remain that are too small to be keys to perform shortcuts and special (d) Virus detection used efficiency, causing tasks (e) None of these (a) Discover (a) Control, Alt 110. ____ are devices used to transmit data (b) Turmoil (b) Function, Toggle over telecommunications lines (c) Disarray (c) Delete, Insert (a) Drives (d) Fragmentation (d) Caps Lock, Num Lock (b) Drives bays (e) None of these (e) None of these (c) Modems 118. Which of the following is the 104. Which type of software manages the (d) Platforms communication protocol that sets the computers processes, functioning as an (e) None of these standard used by every computer that interface, connecting the user, the 111. A _____ is approximately one billion accesses web-based information? application software and the hardware? bytes (a) HTML (b) DML (a) System software (a) Kilobytes (c) HTTP (d) TML (b) Utility program (b) Bit (e) None of these (c) Translator program (c) Gigabyte 119. When you install a new program on (d) Operating system (d) Megabyte your computer, it is typically added (e) None of these (e) None of these to the ___ menu? 105. The portion of the CPU that 112. A repair for a known software bug, (a) All programs coordinates the activities of all the other usually available at no charge on the (b) Select programs computer components is the internet, is called a(n) ____ (c) Start programs (a) Motherboard (a) Version (b) Patch (d) Desktop programs (b) Coordination board (c) Tutorial (d) FAQ (e) None of these (c) Control unit (e) None of these 120. Which one of the following is a key (d) Arithmetic logic unit function of a firewall?

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 82 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(a) Monitoring (d) All elements, but only if you have 135. Which of the following books is written (b) Deleting a colour printer by Sunil Gavaskar? (c) Copying (e) None of these (a) A Brief History of Time (d) Moving 128. A complete electronic circuit with (b) A Sense of Time (e) None of these transitions and other electronic (c) Sunny Days 121. ___ are a type of inexpensive digital components on a small silicon chip is (d) Great Expectations camera that remains tethered to a called a (n) (e) None of these computer and used for video (a) Workstation 136. Which of the following international conferencing, video chatting and live (b) CPU events is associated with the game of web broadcast (c) Magnetic disk Car Racing? (a) Webcams (d) Integrated circuit (a) Singapore Grandprix (b) Web pics (e) None of these (b) Dubai Open (c) Browser cams 129. A device operating at the physical layer (c) Twnety-20 (d) Browser pics is called a (d) FIFA World Cup (e) None of these (a) Bridge (e) None of these 122. Which of the following is NOT hardware (b) Router 137. During 52nd Golden Horse Awards of a computer? (c) Repeater which film has clinched five awards in (a) Monitor (d) All of the above the world of Chinese language cinema? (b) Key board (e) None of these A.Kaili Blues (c) Windows 130. A ___ can make it easier to play games B.The Assassin (d) Central processing unit (a) Mouse C.Zinnia Flower (e) None of these (b) Joystick D.Mountains May Depart 123. Which of the following are all considered (c) Keyboard E. None of these advantages of e-mail? (d) Pen 138. In which year Dadasaheb Phalke Award (a) Convenience, speed of delivery, (e) None of these was instituted? generally and reliability (a) 1965 (b) 1969 (b) Printable, global and expensive GENERALAWARENESS (c) 1972 (d) 1974 (c) Global, convenience and (e) None of these Microsoft owned 131. Government of India launched the Jawaherlal Nehru National Urban 139. Iron Lady ‘Iron Chanu Sharmila’ (d) Slow delivery, reliable, global and belongs to Renewal Mission in inexpensive (a) Arunanachal Pradesh (a) 2002 (b) 2005 (e) None of these (b) Nagaland (c) 2007 (d) 2010 124. Hardware components are: (c) Meghalaya (e) None of these (a) Physical parts of a computer (d) Manipur 132. When is National Energy Conservation system (e) None of these Day celebrated? (b) Fully functional without 140. Which bank has opened its (a) 16th august computer software representative office in Dhaka to (b) 5th September (c) Impossible to add on after the facilitate trade through inbound as well (c) 10th November initial purchase of a computer as outbound transactions ? (d) 14th December (d) The intangible parts of a A.ICICI B.SBI (e) None of these computer system C.HDFC D.Axis 133. Which of the Cup/Trophy is associated (e) None of these E. IOB 125. A ___ is a named set of characters that with the game of Football? 141. Which blood vessel in human body, have the same characteristics (a) SAFF cup normally carries the urea? (a) Type face (b) Type style (b) Deodhar Trophy (a) Hepatic Vein (c) Font (d) Pico (c) Indira Gandhi Gold Cup (b) Portal Vein (e) None of these (d) Wimbledon Trophy (c) Dorsal Aorata 126. A ___ pre-designed document that (e) None of these (d) Renal Vein already has coordinating fonts, a layout, 134.Haryana Govt launched “TB free (e) None of these and a background Haryana” campaign in collaboration 142. The Directive Principles of State Policy (a) Guide (b) Model with Medanta-The Medicity. In how were adopted from the (c) Ruler (d) Template many campaign’s target will be (a) British Constitution (e) None of these completed ? (b) Irish Constitution 127. Which element of a Word document A.6 years (c) U.S. Constitution can be displayed in colour? B.8 years (d) Swiss Constitution (a) Only graphics C.5 years (e) None of these (b) Only text D.10 years 143. Where was electricity first introduced (c) All elements E. 15 years on a commercial scale in India?

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 83 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(a) Kolkata A.GoAir, Jet Airways, SpiceJet C.Tamil Nadu (b) Mumbai B.IndiGo, Jet Airways, SpiceJet D.Goa (c) Chennai C.Air India, Jet Airways, IndiGo E. Madhya Pradesh (d) Darjeeling D.Jet Airways, GoAir, Air India 159. Which state organises Annual Hundred (e) None of these E. None of these Drums Wangala Festival ? 144. ‘Yang in Yin’ formed the basis of 151. Oxford Dictionary has announced A.Sikkim Chinese which word as its “Word of the Year B.Manipur (a) Medicine for 2015” ? C.Meghalaya (b) Philosophy A.Flushed Face D.Assam (c) Religion B.Face with Stuck-Out Tongue E. Odisha (d) Astronomy C.Face with Tears of Joy 160. Who is appointed by Deutsche Bank (e) None of these D.Face with Cold Sweat as its head of corporate and investment 145. Virgin Forests are located in E. None of these banking for the Asia Pacific region ? (a) Assam 152. Which journalist has been honoured A.Gunit Chadha (b) Gujarat with Reporters without Borders Prize B.Jeff Urwin (c) Kerala (RSF) ? C.James McMurdo (d) Mizoram A.Sucheta Dalal D.John Cryan (e) None of these B.Praful Bidwai E. None of these 146. This State contributes 70% of India’s C.Zaina Erhaim coffee and silk. Name this state: D.Shereen Bhan  (a) Karnataka E. None of these (b) Assam 153. ‘Mardeka Cup’ is associated with game (c) Rajasthan of EXPLANATIONS (d) Punjab (a) Hockey (e) None of these (b) Golf 147. Which of the following is not included (c) Football Input : 89 who root 19 46 near drink in the core sectors of Indian economy? (d) Badminton link gold 61 23 under 71 97 (a) Transport (e) Lawn Tennis (b) Coal 154. As per the data released by the central Step I : 19 89 who root 46 near link gold (c) Steel statistics office what is the current 61 23 under 71 97 drink (d) Cement Consumer Price Index (CPI) based (e) Electricity inflation ? Step II : 23 19 89 who root 46 near link 148. As we all know India has a three-tier A.6% B.5% 61 under 71 97 drink gold structure of tax administration. There C.6.2% D.5.3% Step III : 46 23 19 89 who root near 61 are taxes levied by Central E. 5.9% under 71 97 drink gold link Government, Statement Governments 155. France has declared emergency after a Step IV : 61 46 23 19 89 who root under and Local Governments. Which of the series of terror attacks. Who is the 71 97 drink gold link near following taxes is levied by the Local President of France ? Step V : 71 61 46 23 19 89 who under Government Bodies? A.David Cameron (a) Value Added Tax B.Justin Trudeau 97 drink gold link near root (b) Stamp Duty C.Francois Hollande Step VI : 89 71 61 46 23 19 who 97 (c) Service Tax D.Tony Tan drink gold link near root under (d) Land Revenue E. None of these Step VII : 97 89 71 61 46 23 19 drink (e) Tax on water supply and drainage 156. Which country has been banned in 2016 gold link near root under who etc Olympic Games due to the allegations 149. Which Indian State has entered the of major drug abuse in athletics ? 1. (e) Guinness Book of World Records for A.Malaysia B.Poland 2. (d) planting 10 lakh saplings in 10 C.Bermuda D.Russia 3. (b) locations in one day ? E. France 4. (c) A.Madhya Pradesh 157. On which date World Diabetes Day B.Karnataka observed ? 5. (c) C.Uttar Pradesh A.Nov 12 B.Nov 11 6. (b) D.Chattishgarh C.Nov 14 D.Nov 10 Number Constant E. None of these E. Nov 15 and Consonant Symbol 150. Which three airlines has been slapped 158. India’s first gender university will set Such combinations are : F ✡ ; 8D; with penalties of Rs. 258 crore for up in which state of India ? cartelization in fixing fuel surcharge for A.Karnataka G; 2M; 3L ; C ; 4R; 5V transporting cargo ? B.Kerala ✴

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 84 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

14. (b) 7. (a) E + A  O1 – type of conclusion 1 2 3 4 5 6 7 8 9 10 11 12 13 ‘Some researchers are not 4 3  G 2  graph manager.’ 3 4 15. (d) Conclusion III is the implication 8 P  J After interchange of the second premise. 3 4 1st  14th Conclusion IV is the converse of ● U G 2nd  13th the second premise. rd th  32 4S 3  12 20. (c) 4th  11th All houses are rooms. 8. (c) 5th  10th 6th 9th E ✡ FT .... H 2 A 9 .. M B  7th  8th Consonant Vowel Consonant th th 8  7 All rooms are windows. There is only one such vowel : DIP th th 9  6 A + A  A – type of conclusion “All 9. (d) (16 – 20) : houses are windows.” E 315 P 9G (i) All scholars are teachers  This is conclusion III. Conclusion Universal Affirmative (A – type) IV is converse of this conclusion. 3 5 9 B V  H (ii) Some men are home-makers Solutions: (21-25)  Particular Affirmative (I – type) ✡  ☯  ●  ◼ (iii) No boy is a woman  Consecutive symbols are given. Universal Negative (E – type) 10. (a) (iv) Some boys are not women  After three operations the new Particular Negative (O – type) sequence would be: 16. (b) Both the Premises are Particular L3S  9M2H ⊙  ID8 ☯ 1 N TE Affirmative (I – type). No conclusion follows from the two ✡ F7 ● ◼ J U 6  K G C  Q particular premises. 17. (b) 4 R 5V ✴ A B All scholars are teachers. 21. (c) R and P sit at extreme ends of the 11. (c) 15th August  Sunday rows. Next Sundays  22nd, 29th August; 22. (e) Some teachers are researchers. 5th, 12th, 19th and 26th September S faces A. A + I  No conclusion 30th September  Thursday 23. (b) Conclusion III is converse of the Other Thursday s in September  second premise. Two persons - Q and V – are 2, 9, 16 and 23 Conclusion IV is converse of the seated between T and S. 12. (b) first premise. 24. (a) Today is Thursday. Thursday + 5 + 1 18. (c) + 1 = Thursday There are two persons between P Some men are boys. Day after tomorrow = Thursday + 2 and V. = Saturday 25. (e) Saturday – 6 = Sunday F faces V. Now, 6 – 3 = 3 No boy is a woman. (26 – 30) : 13. (c) I + E  O – type of conclusion. +  > -     = “Some men are not women.”   < =   Conclusion IV is converse of the P 26. (a) first premises. T M  X  M = X R Conclusions I and III form L  O  L < O complementary pair. Therefore, N + M  N > M either conclusion I or III follows. L = X  L  X 19. (d) Therefore, N > M = X  L < O No manager is a teacher. U Conclusions : S I. N + L  N > L : true Q II. X  O  X < O : Not true All teachers are researchers.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 85 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

27. (e) S = F  S  F 1 1 1 1 1 1 1 1 S         First number = K  S  K < S 2 5 8 11 20 41 110 1640 8 B  K  B = K R + B  R > B 1 1 1 1 1 1 1 1 1 1 S Therefore, R > B = K < S  F           Second number = Conclusions : 2 5 8 20 11 11 10 41 41 40 3 I. F + K  F > K : True II. K  R  K < R : True 1 1 1  1 1 1  S 28. (c)         Third number = H = V  H  V 2 5 8  20 10 40 P A  Z  A = Z 1 1 1  2  4 1 1 1 1 H – Z  H  Z           1 F + V  F > V 2 5 8 40 8 3 P Therefore, F > V  H  Z = A   Conclusions : 1 1 1 24  3  8 1 1 1 7 20857   1   I. A  H  A = H : Not true      1 P 8 3 24 II. H + A  H > A : Not true 2 5 8 40 40 29. (c) 33. (c) I + O I > O  Of the given alternatives, 1 13 R – I R I     Remainder = 9 because, when it is Z R Z = R P 24   subtracted from the number, the J Z J < Z   unit’s digit will be 5 and number 24 Therefore, J < Z = R I > O  P   is divisible by 45. Conclusions : 13 34. (d) I. Z  I  Z = I : Not true 38. (a) II. Z + I  Z > I : Not true 71 = 7; 30. (e) 5 N 72 = 49; Q  R  Q < R 73 = 343; C + D  C > D 74 = 2401; F – R  F  R 7 A  2 75 = 16807; D  X  D = F = Unit’s digit in the expansion of Therefore, C > D = F  R > Q 9 B  3 77 Conclusions : = Unit’s digit in the expansion of I. Q  C  Q < C : True 3 1  4 7 = 3 II. C + F  C > F : True  Unit’s digit in the expansion of

31. (d) 7 Expression 77  3  B = 9  1 + 4 = 13 Units digit in the expansion of 6 3 A = 7  13 + 3 = 94  24 16 2  4  2 2 777777 = 71 = 7 (Remainder obtained N = 5  94 + 2 = 472  6 4(6  4 2)  3 4  2 2  Sum of the digits = 4 + 7 + 2 = 13 on dividing 777 by 4) 35. (a)  Required unit’s digit = 7 + 3 = AB = 43 0......  6 4(4 222 2)  3 4 2 2 CD = 62 AB + CD = 105 39. (c) n n  A + 2B = 4 + 2  3 = 10 When n is odd or even, x – a is 6 2 3  4(2 2)  4 2 2 36. (b) exactly divisible by x – a. 1650 825 100 400 (2 – 1 = 4 – 1, 4 – 1 i.e., is ( 1 0 0 0 0 ) = (10) (1000)1000 divisible by 3) 3 1650 3 550 550 3 2(2 2)  42 2 210000 2 – 1 = (2 ) – 1 = 8 – 1, which = (210)1000 = (1024)1000 is divisible by 7. 1650 11 150 150 1000 1000 2 – 1 = (2 ) – 1, =(2048) – 1 3 (42 2)(42 2) 3 168 3 8 2 (1024) > (1000) 37. (b) which is divisible by 2047. 32. (c) If the sum of three nonzero 40. (c) 3 3 Expression integers be S, then 3240 = 2  2  2  3  3  3  5 = 2  3  5 3600 = 2  2  2  2  3  3  5  5 = 24  32  52 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 86 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

LCM = 24  35  52  72 New price of diamond =  p = 22  35  72 because HCF = 36 2d 7 1 kx 2  kx 2    3 hours. 41. (d) 1 2 x  y 2 2 water pulp 99x x 48. (c) 5 2 2 Let the length, breadth and height 98y 2y  36k   k(x1  x2 ) x = 2y 8 of the cuboid be a, b and c cm  99  2y + 2y = 1kg respectively. 45 2 2  200y = 1 kg   x  x 2 (ab + bc + ca) = 22 2 1 2 and 4(a + b + c) = 24 1 1 2 2  a + b + c = 6 100 y  100  kg  22.5  x  x 2 2 2 2 200 2 1 2  (a + b + c) = a + b + c + 2ab + 2ac 2 2 2 2 + 2bc 42. (b)  (4.5)  (1.5)  x1  x2  36 = a2 + b2 + c2 + 22 In x litres of solution,  a2 + b2 + c2 = 14 45. (d) x 2 Let in 100 students, a students  a 2  b 2  c 2  14 Acid  failed. 100  (100 – a)x + a  y = 100z = Diagonal of cuboid. x 2  100x – ax + ay = 100z 49. (b) Water  x   100x – 100z = ax – ay 3x = 6y where x = side of triangle; y = 100  100 (x – z) = a (x – y) side of regular hexagon.  x = 2y 100(x  z) 2  a  x 3 2 x  y  Area of triangle = x  100 100  x 10 46. (a) 4 x  y Volume of the cylindrical jar = r2h New volume on reducing height = 3 2 x 2 Area of hexagon = 6 y   x 10 64 16 4 x  y r 2  h  r 2 h 100 25 2 3 x 3 3 2 2 2  6    x  x  x 10x  y(x 10) 2 25 2 4 4 8  If r1  r , the volume will 10x 10x 16  Required ratio =  y   not change. x 10 x 10 3 3 3 x 2 : x 2  2 : 3 because x > 20. 5 1 4 8 r1   1 i.e., increasing 43. (c) 4 4 50. (a) In 1 kg of alloy A, of 25%. Working hours per day = 24 – 8 = 16 7 2 47. (a) hours Gold = , Copper = Total working time = 16  20 = 320 9 9 Let the speed of boat in still water be x kmph and that of current by y hours In 1 kg of alloy B, kmph. In case II, Distance is doubled and According to the question, speed too. 7 11 Working hours per day = 24 – 16 = 8 Gold = , Copper = d d 21 hours 18 18    ...... (i)  Required time =  Ratio of gold and copper in alloy x y x y 4 320 7 7 2 11 2d d 7  40 days C =  :  and 7  ...... (ii) 8 9 18 9 18 xy xy 2 51. (c) If AB = x km, then speed of person = 21 : 15 = 7 : 5 By equation (ii) – (i), 44. (c) x Actual price of diamond = k  62 = d 21 7 2114 7 starting from A = kmph     4 36k where k is constant of x  y 4 2 4 4 proportionality.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 87 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Speed of person starting from B = Total number of illiterates in cities 0.950.5 A and F = increase 100 90 x 2x 0.5  kmph  7 4 7 7 110 45  lakh 90lakh 59. (a) 2  11 9 For country B in 2010, 54. (a) Im ports Relative speed = Total illiterates in city E =  1.2 Exports x 2x 7x  8x 15x 1    kmph 60  10lakh 60. (b) 4 7 28 28 6 For country A in 2007, Distance covered by first person Total literates in city C = Im ports   0.75 x 3 3x 3 Exports till 7.30 am =   km 95  57lakh 4 2 8 5  Imports = 0.75  15 = Rs. 11.25 Remaining distance =  Required percentage = million 3x 5x 10 For country B in 2008, x   km 100  17.5 8 8 57 Im ports   1 Time of meeting = 55. (b) Exports Males in cities A and B =  Imports = Exports – Rs. 10 million Remaining dis tance 5x 6 3  110 100 = 120 lakh Required ratio = 11.25 : 10 Relative speed 8 11 5 = 1125 : 1000 = 9 : 8 15x Females in cities C, D, F and G = 61. (b) Here, measures (plural) should be 28 3 13 5 3 95 50  45  40 used. 5x 28 5 25 9 8 62. (c)   Here, antecedent (novels) is 8 15x = 57 + 26 + 25 + 15 = 123 lakh plural. Hence, that have (plural) 7 Required ratio = 120 : 123 = 40 : 41 should be used.  hours 56. (d) 63. (c) 6 Required ratio = Here, for ..... should be used. 64. (d) 1 5 7 50 : 40  10 : 25  2 : 5 Here, conjunction ‘that’ should be   60  70 min utes 5 8 used. 65. (b) 6 57. (d) Here, send-off = an occasion when  Requisite time = 8.40 a.m. For country A in 2005, people come together to say 52. (d) Im ports goodbye to somebody who is New mean = x  0.68 leaving should be used. 2 Exports 66. (c) x x ....x 123...n 67. (b)  1 2 n  3.4 68. (d)  Exports = Rs. million = n n 0.68 69. (c) The word Emaciated (Adj.) means : n (n 1) n 1 Rs. 5 million thin and weak, usually because of  x1   x1  2n 2 For country B in 2010, illness or lack of food. The word, Obesity means fatness. n1 n1 Im ports Lack of wealth makes one poor. x2  x1  x1   x1    0.68 (c) 70. (c) 2 2 Exports Stare = to look at some thing for a 53. (c) 58. (c) long time. Percentage Glance = to look quickly at something.

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 88 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Gulp = (swallow) and sip (To drink 105. (c) 106. (a) 107. (a) 108. (c) 138. (b) slowly) bear the same Dada Saheb Phalke Award was 109. (d) 110. (c) 111. (c) 112. (b) relationship. instituted by the Ministry of 71. (b) 113. (b) 114. (d) 115. (a) 116. (a) information and Broadcasting in Storey is a level of a building. 1969. Mrs. Devika Rani Roerich was Rung is a level of a ladder. 117. (d) 118. (c) 119. (a) 120. (a) 72. (c) 121. (a) 122. (c) 123. (a) 124. (a) the first recipient of this Award. is the Doctor deals with disease. Broker 125. (c) 126. (d) 127. (c) 128. (d) deals with stocks. recipient of this Award for 2011. 73. (a) 129. (c) 130. (b) 139. (d)

T h e w o r d Clandestine (Adj.) means 131. (b) Iron Chanu SHarmila, known as : done secretly or kept secret. The Jawaharlal Nehru National Iron Lady of Manipur, was born on 74. (d) Urban Renewal Mission March 14, 1972. She is a civil rights The word Gratify (Verb) means : to (JNNURM), a massive city activist, political activist and poet. please or satisfy somebody. modernisation scheme was Since November 2,2000 she has 75. (b) launched by the Government of been on hunger strike to demand The word Credible (Adj.) means : India under Ministry of Urban the Government of Indira repeal that can be believed or trusted; Development on December 3, convincing. 2005. The scheme was officially the Armed Forces (Special Powers) 76. (a) inaugurated by the Prime Minister Act, 1958. The word Despicable (Adj.) means : Dr. Manmohan Singh on December 140. (d) very unpleasant or evil; 3, 2006 as a programme meant to India celebrated its 64th Republic contemptible. improve the quality of life and Day on January 26, 2013. 77. (b) infrastructure in cities. 141. (b) The word Luscious (Adj.) means : 132. (d) Portal vein carries intoxicated having a strong pleasant taste; th 16 August : Merger Day of blood. delicious; rich. The word Insipid Pondichery; Independence Day of 142. (b) means : having almost no taste or Cyprus. flavour; flavourless. 5th September : Teacher’s Day (Birth Irish constitution : Directive 78. (a) Anniversary of Dr. S Principles of State Policy; The word Undulating (Adj.) means : Radhakrishnan) Nomination of Members to Rajya moving gently up and down like 10th November : Transport Day Sabha ; Method of election of waves. 14th November : National Energy President. The word Flat means : having a Conservation Day 143. (d) level surface, not curved or 133. (a) Power development in India was sloping. SAFF Cup : Football first started in 1897 in Darjeeling 79. (b) Deodhar Trophy : Cricket followed by commissioning of a The word Suppress (Adj.) means : Indira Gandhi Gold Cup : Hockey shallow; lacking depth. Wimbledon Trophy : Tennis hydropower station of Its antonym should be deep. 134. (d) Sivasamudram in Karnataka 80. (a) DoT : Department of Telecom during 1902. The word Suppress (Verb) means : 135. (c) 144. (b) to prevent something from A Brief History of Time : Stephen Yang implies positive and Yin Hawking implies negative. growing; to put an end. The word A sense of Time : S H Vatsyayan 145. (c) Stimulate means : to make Sunny Days : Sunil Gavaskar Virgin Forests are located in Great Expectations : Charles something develop; to make Kerala. Dickens somebody excited and interested 136. (a) 146. (a) 147. (b) 148. (e) 149. (d) about something. Singapore Grandprix : Motor 150. (a) 151. (b) 152. (d) 153. (c) 81. (b) 82. (d) 83. (c) 84. (a) Racing Dubai Open : Tennis 154. (b) 155. (c) 156. (a) 157. (c) 85. (b) 86. (b) 87. (b) 88. (b) Twenty-20 : Cricket 158. (b) 159. (c) 160. (d) 89. (d) 90. (b) 91. (a) 92. (a) FIFA World Cup : Football 137. (d) 93. (c) 94. (d) 95. (a) 96. (c) Haft -7 cruise missile belongs to  97. (c) 98. (b) 99. (c) 100. (a) Pakistan. 101. (a) 102. (b) 103. (a) 104. (d)

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 89 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

PREVIOUS YEAR QUESTION PAPER FOR (CGL) (c) KMNP (d) UWYA SSC CGL 2015 – Pre (Tier I) Mock and ‘sharpener’ is called ‘bag’, what 15. (a) QSUV (b) JLMO Test will a child write with? (c) SUVX (d) DFGI This Mock Test consists of 200 questions (a) Eraser (b) Box 16. (a)5-15-20 (b) 10-30-40 which are spread across 4 sections – General (c) Pencil (d) Sharpener (c) 4-12-15 (d) 25-50-75 Intelligence, Mathematics, General 27. Observe the dots on a dice (one to six dots) in the following figures. How Awareness and English Language. The mock Direction (17-18): In the following many dots are contained on the face test carries 200 marks and of 2 hour questions, which one set of letters when opposite to that containing four dots? duration. There is negative marking of 1/4 sequentially placed at the gaps will (a) 2 (b) 3 marks for each wrong answer. complete the given letter series? (c) 5 (d) 6 GENERAL INTELLIGENCE 17. m – ommn – m – nommn – m 28. A and B are brothers. C and D are sisters. (a) onmo (b) nomo A’s son is D’s brother. How is B related Directions (1-9): Select the related (c) monm (d) nnmo to C? words/ letters/ numbers from the given 18. – PSRQ – SRQP – RQPS – (a) Father alternatives. (a) PRQS (b) PQRS (b) Brother (c) Grandfather 1. 1 : 8 :: 4 : ? (c) QPSR (d) SRQP (d) Uncle (a) 16 (b) 512 Directions (19-23): select the missing 29. Each letter of the alphabet from Z to A (c) 216 (d) 128 number/letters from the given options. has been given a value from 1 to 26 2. 27 : 125 : : 64 : ? serially. What is the total sum value of (a) 517 (b) 62 19. B, D,G, K , ? the word CONSEQUENCE? (c) 216 (d) 273 (a) P (b) O (a) 137 (b) 154 3. 10 : 99 : : 9 : ? (c) Q (d) R (c) 176 (d) 196 (a) 49 (b) 80 20. 5760, 960, ?, 48, 16, 8 30. Find out a set of numbers amongst the (c) 69 (d) 97 (a) 120 (b) 160 four sets of numbers given in the 4. Car : Garage : : Aero plane : ? (c) 192 (d) 240 alternatives, which is the most similar (a) Airhostess (b) Flying 21. 1, 2, 6, 7, 21, 22, 66, 67, ? to the set of numbers given in the (c) Hanger (d) Landing (a) 70 (b) 134 question? 5. Cruel : Kind : : Humility : ? (c) 201 (d) 301 Given set is: 8, 48, 192 (a) Arrogance (b) Self – effacing 22. 1/2, 3/4,5/8,7/16,? (a) 6, 30, 90 (b) 6, 42, 86 (c) Simple (d) Weakness (a) 9/32 (b) 10/17 (c) 7, 42, 218 (d) 6, 24, 70 6. Gold : Goldsmith : : Leather : ? (c) 11/34 (d) 12/35 (a) Tanner (b) Dyer 23. C2Y, G4U, K8Q, O16M, ?. Directions (31-32): find out the missing (c) Cobber (d) Butcher (a) R32K (b) S32H number from the given options. 7. ACEG : IKMO : : QSUW : ? (c) S32I (d) R32I (a) YACE (b) YZAC 31. (c) YZBD (d) YZAB Directions (24-25): Arrange the following 8. B : E : : D : ? words as per order in the dictionary. (a) F (b) I 24. A. Noble (c) K (d) J B. Nobilitary 9. Bat : Cat : : ? : Fat C.Noblesse (a) Eat (b) Mat D.Nobility (c) Pat (d) Hat E. Nobble (a) 12 (b) 51 Directions (10- 16): find the odd word / (a) A, D, C, B, E (b) C,D, A, B, E (c) 56 (d) 120 number/letters from the given 32. alternatives. (c) E, B, D, A, C (d) B,D, C, E, A 10. (a) Spice Jet (b) Kingfisher 25. (A) Sound (B) Socks (c) Air India (d) Indigo (C) Sounid (D) Sockies 11. (a) 31-64 (b) 26 – 48 (E) Soind (c) 43-65 (d) 34 – 56 (a) B, D, E, C, A 12. (a) Swimming (b) Sailing (b) B, D, E, A, C (c) Diving (d) Driving (c) D, B, E, A, C 13. (a)1331 (b) 6859 (d) D, B, E, C, A (a) 90 (b) 100 (c) 10648 (d) 4097 26. If ‘eraser’ is called ‘box’, ‘box’ is called (c) 110 (d) 120 14. (a) SUWY (b) BDFH ‘pencil’, ‘pencil’ is called ‘sharpener’

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 90 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

33. A is 3 years younger than C but one year 39. Question figure: (iv) No wonderland are Alice. older than D. D is one year older than (a) only (i) and (ii) follows B but 4 years younger than C. C is 15 (b) only (i), (ii) and (iii) follows years old. What is the age of B in years? (c) only (ii), (iii) and (iv) follows (a) 10 (b) 11 (d) only (iii) follows (c) 12 (d) 13 43. Which of the following words cannot be 34. If P ‘means x, R means +, T means ÷ and Answer figure formed using the letters of the word S means -, then 18 T 3 P 9 S 8 R 6 =? ‘OPERATIONAL’? (a) RATE 1 2 (b) RATION (a) 1 (b) 3 3 (c) OPTIONAL (d) ERRATA (c) 52 (d) 58 44. If 48@12=35; 24@16=15, then Direction (35-36) Arrange the following 40. Question figure: 45@90=? word in meaning full sequence (a) 29 (b) 45 (c) 25 (d) 50 35. 1. Book 2. Pulp 45. How many cubes are unseen in the 3. Timber 4. Jungle figure? 5. Paper (a) 2,5,1,4,3 (b)3,2,5,1,4 (c)4,3,2,5,1 (d)5,1,3,1,2 Answer figure 36. 1. College 2. Investment 3. Salary 4.School 5. Employment (a) 1,2,4,3,5 (b) 2,4,1,5,3 (c) 4,1,3,5,2 (d) 5,3,2,1,4te 37. The priest told the devotee, “The temple bell is rung at regular intervals of 45 minutes. The last bell was rung five Direction (41) : One statements is given, minutes ago. The next bell is due to be followed by two assumptions I and II. You (a) 5 (b) 6 rung at 7.45 a.m.” At what time did the have to consider the statement to be true (c) 10 (d) 15 priest give this information to the even if they seem to be at variance from 46. Choose the Venn diagram which best devotee? commonly known facts. You have to illustrates the three given words. (a) 7.40 a.m. (b) 7.05 a.m. decide which of the given assumptions, Factory, Machinery, Product (c) 7.00 a.m (d) 6.55a.m. if any follow from the given statement. Directions (38- 40): find out the missing 41. Statement: Cannot contact you on phone Figure from the given options. from Nawada. Assumptions: 38. Question figure: I. Telephone facility is not available at Nawada. II. Now a days it is difficult to contact on phone. (a) If only assumption I is implicit. (b) If only assumption II is implicit. (c) If either I nor II is implicit. 47. Count the number of triangles in the (d) If neither I nor II is implicit. figures below and select the current Directions: (42)In these question two answer from the response, Answer figure statements are given which are followed by four conclusions (i), (ii), (iii) & (iv). Choose the conclusions which logically follow from the given statements. (a) 7 (b) 8 42. Statements: All Alice are in wonderland. (c) 9 (d) 11 No hat is Alice. 2 Conclusions: 48. If m * n = m – mn – 2, then (–4 * –5) (i) Some wonderland are hats. = ? (ii) All wonderland are hats. (a) –6 (b) -2 (iii) Some wonderland are Alice. (c) 6 (d) 7

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 91 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Directions (49): From the given answer (d) Cannot be determined figures select the one in which the 4 6 59. If sin 2 = ½ , then the value of question figure is hidden/embedded. (a) 4 (b) 6  cos(75-  ) is : 49. Question figure (c) 12 12 (d) 24 24 52. Ramesh average expenditure for the 1 January to June is Rs. 4500 and he (a) 1 (b) spends Rs. 1800 in January and Rs. 2 1500 in July. The average expenditure 1 for the months of February to July is : 3 (c) (d) (a) Rs. 4250 (b) Rs. 4450 2 2 (c) Rs. 4060 (d) None of these 60. Mr. Sachin after selling 5.5% stock at 53. The average of 7 consecutive odd Answer figure Rs. 92 realizes Rs 32200. Then he numbers if the smallest of those invested 1/3 of the amount in 4.5% numbers is denoted by k : stock at Rs. 92, 2/5 of the amount at (a) k + 4 (b) k + 7 Rs. 115 in 5% stock and the remaining (c) k + 6 (d) 7k in 6% stock at Rs. 56. The change in 54. The ratio of working efficiency of A and his income is : B is 5 : 7 and the ratio of efficiency of (a) Rs. 56 loss B and C is 5 : 9 . Who is the most (b) Rs. 78 profit efficient? (c) Rs. 80 profit Directions (50): Given below are two (a) A (b) B (d) Rs. 70 loss matrices of twenty five cells, each (c) C (d) can’t be determined 61. A cone is made of a sector with a radius containing two classes of alphabets. the 55. Two boats approach a light house in of 14 cm and an angle of 600. What is columns and row of the matrices I of mid – sea from opposite directions. total surface area of the cone? numbered 0 to 4 and that of matrices II The angles of elevation of the top of (a) 119.78 cm2 from5 to 9, A latter from these matrices the light house from the two boats are (b) 191.87cm2 can be represented first by its row 300 and 450 respectively. If the distance (c) 196.5 cm2 number and next by the column number. between the two boats is 200m, the (d) None of these height of the light house is : If M can be represented by ‘14’,’21’ etc. 62. Radhika can walk along the boundary of (a) 73.2 m (b) 36.6 m similarly ‘O’ can be represented by ‘20’, a rectangular field and also along the (c) 732 m (d) 68.3 m ’32’ etc. in each of the following question diagonals of the field. Her speed is 53 identify one set of number pairs out of 56. A girl bought 24 pens for a rupee and km/h. The length of the field is 45 km. (a), (b),(c) and (d) which represented the sold them at 16 pens for a rupee. What Radhika started from one corner and given word. is the ratio of profit to the cost price? reached to the diagonally opposite (a) 3:10 (b) 3:2 corner in 1 hour. What is the area of the (c) 1:2 (d) None of these field? 57. A computer typist types a page with 20 (a) 860 km2 lines in 10 minutes but he leaves 8% (b) 1260 km2 margin on the left side of the page. Now (c) 1060 km2 he has to type 23 pages with 40 lines (d) can’t be determined on each page which he leaves 25% more 63. If sin(A – B) = ½ and cos(A + B) = ½, margin than before How much time is then the value of A and B will be now required to type these 23 pages (A and B are acute angles): 2 (a) A = 150 , B = 450 (a) 7 ½ hrs (b) 7 hrs (b) A = 450 , B = 150 3 (c) A = 450 , B = 450 50. PIMP (c) 23 ½ hrs (d) 3.916 hrs (d) A = 300 , B = 600 (a) 66,77,21,79 58. The average age of 80 students in a class 64. 4 boys and 5 girls can do a piece of work (b) 97,58,33,98 is 15 years. The average age of a group in 10 days. 6 boys and 6 girls can do (c) 59,77,21,85 of 25 students in a class is 16 years the work in 7 days. In how many days (d) 59,58,33,58 and the average age of another 35 can 2 boys and 7 girls complete the students in the class is 14 year. What same work, working together? QUANTITATIVE APTITUDE is the average age of remaining students (a) 15 days (b) 14 days in the class? (c) 21 days (d) 18 days 51. Find the second largest value among ? (a) 15.50 years 65. Evaluate : - 4 , 6 6 , 12 , 24 (b) 14 years sin2 602 + cos2 302 + cot2 452 + sec2 602 4 12 24 (c) 14.75 years – cosec2 302 + cos2 00 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 92 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(a) 3/2 (b) 5/2 two trains are running in the same (c) 7/2 (d) 2 (c) 9 cm (d) 5 cm direction with speeds of 40 km/h and 66. A milkman purchases the milk at Rs. x 50 km/h respectively. The time taken per litre and sells it at Rs. 2x per litre 73. If ‘X’ is a positive real number such that by them to cross each other is : still he mixes 2 litres water with every 3x – 5x + 7=0, then find the value of (a) 8 s (b) 72 s 6 litres of pure milk. What is the profit 7x (c) 11.5 s (d) 12.5 s percentage? 2 ? 79. The value of ( 51 + 52 + 53 + ……. + (a) 116% (b) 166.66% 6x  23x 14 100) is : (c) 60% (d) 100% (a) 5/29 (b) 17/31 (a) 2525 (b) 2975 67. In the adjoining figure a parallelogram (c) 7/33 (d) 7/29 (c) 3225 (d) 3775 ABCD is shown. AB = 24 cm and AO 74. Bipin and Mohan leave towns Kolkata 80. The cross – section of a canal is in the = BO = 13 cm. Find BC : and Alwar at 6 am and travel towards shape of a trapezium and the area of 2 Kolkata and Alwar respectively. Speed c ro ss – se c tio n is 3 6 0 m . if the canal is of Bipin is 60 km/h and speed of 12m wide at the top and 8 m wide at Mohan is 120 km/h. Rani leaves the bottom the depth of the canal is : Kolkata for Alwar sometime later and (a) 36m (b) 180 m travels at a speed of 90km/h. If the (c) 45 m (d) None of these distance between Kolkata and Alwar is 81. The area of a minor sector subtending 1080 km and all three meet at the same the central angle at the centre 400 is point on the way, at same time, then at 8.25 cm2. What is the area of the (a) 8 cm (b) 10 cm what time did Rani leave Kolkata? remaining part (i.e., major sector) of (c) 11cm (d) None of these (a) 7 am (b) 8 am the circle? 68. Rs. 20000 is being compounded at 20% (c) 7 : 30 am (d) 10 am (a) 82.5 cm2 p.a. If the rate of interest is charged 75. If Dipika had walked 20 km/h faster she (b) 74.25 cm2 half yearly. What will be the amount would have saved 1 hour in the distance (c) 66 cm2 after 2 years? of 600 km. What is the speed of Dipika? (d) None of these (a) 28292 (b) 27292 (a) 100 (b) 120 82. A railway half ticket cost half the full (c) 29282 (d) 22358 (c) 150 (d) None of these fare but the reservation charge is the 69. If one of the interior angles of a regular 76. A pump can fill a tank with water in 2 same on half ticket as on full ticket One polygon is equal to 5/6 times of one of hours. Because of the leak, it took 21D reserved first class ticket for a journey the interior angles of a regular pentagon, 3 hours to fill the tank. The leak can between two stations is Rs. 362 and then the number of sides of the polygon drain all the water of the tank in: one full and one half reserved first class is : (a) 41D 3 hours tickets cost Rs. 554. The reservation (a) 3 (b) 4 (b) 7hours charge per ticket is? (c) 6 (d) 8 (c) 8 hours (a) Rs. 18 (b) Rs. 22 70. Ayush and Gopal each invested Rs. (d) 14 hours (c) Rs. 38 (d) Rs. 46 25000 for 3 years at the same rate of 77. In the given figure, PQ is the tangent of 83. How many bricks (number near to next interest but Ayush’s investment is the circle. Line segment PR intersects hundred) will be required to build a wall compounded annually while Gopal’s the circle at N and R. PQ = 15 cm, PR 30 m long, 30 cm thick and 5m high investment is charged on simple = 25 cm, find PN with a provision of 2 doors, each 4m x interest. What amount did Ayush 2.5 m and each brick being 20 cm x 16 receive more than Gopal? cm x 8 cm when one – ninth of the wall (a) Rs. 680 is filled with lime? (b) Rs. 3450 (a) 14000 bricks (b) 13540 bricks (c) data insufficient (c) 20050 bricks (d) 18500 bricks (d) None of these 84. If a +b +c = 0 , the value of 71. A is thrice efficient as B and C is twice as efficient as B. What is the ratio of  a 2 b2 c2  number of days taken by A, B and C,     when they work individually?  bc ca ab  (a) 2 : 6 : 3 (b) 2 : 3 : 6 (a) 2 (b) 3 (c) 1 : 2 : 3 (d) 3 : 1 : 2 (c) 4 (d) 5 72. The area of a parallelogram is 144 cm2 85. If a +b +1 = 0, then the value of (a3+b3+1- and its altitude is twice the 3ab) is corresponding base. What is the length (a) 15 cm (b) 10 cm (a) 3 (b) 0 of the base? (c) 9 cm (d) 6 cm (c) -1 (d) 1 78. The length of Dehradun mail is 120m (a) 8 cm (b) 6 cm and that of Punjab mail is 80 m. These

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 93 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

86. A circle and square have equal areas. the medians are in ratio of 2:3. Find the (b) Construction of Pillars ratio of side of the square and the radius ratio of their corresponding altitudes? (c) Construction of Drains of the circle is (a) 4:9 (b) 3:2 (d) Construction of Arches (c) 2:3 (d) 9:4 (a) 1:  (b)  : 1 102. Buddha lived approximately at the same 95.  ABC and  DEF are similar to each time as (c) 1 : (d) : 1   other in which AB = 4cm., BC = 6cm. (a) Confucius 87. If the length of the rectangular plot of a DE= 8cm. then the side of EF is (b) Moses land is increased by 15% and the breath (a) 12cm (b) 15cm (c) Prophet Mohammad is decreased by 10%, how much will (c) 8cm (d) 10cm its area increase or decrease? (d) Hammurabi (a) 6.5% increase Directions (96-100): In the following 103. Rath temples at Mahabalipuram were (b) 5.5% decrease table the number of students passed in built in the reign of which Pallava ruler? (c) 3.5% increase different subjects is given. (a) Mahendravarman (d) 6.5% decrease (b) Narasinghvarman I 88. A spherical ball of radius 8cms is melted (c) Parameshwarvaraman and a number of smaller spherical balls (d) Nandivarman I of radius 1cms are formed. Find the 104. The Upanishads were translated into number of balls formed? (a) 64 (b) 8 Persian by Dara Shikh were the title (c) 512 (d) 16 (a) Al-Fihrist 89. The volume of a solid hemisphere is (b) Kitab-ul-Bayan numerically equal to its total surface (c) Majm-ul-Bahrain area. Its radius is (d) Sirr-i-Akbar (a) 4 unit (b) 9 unit 105. Shivaji defeated the Mughals in the (c) 3 unit (d) 1.5 unit battle of 90. If the base radius and height of a cylinder (a) Purandhar are increased by 10% and 10% 96. What per cent of students passed in (b) Raigarh respectively, then what is the Biology in 2001? percentage increase in its total surface (c) Salhar 3 1 (d) Shivner area? (a) 23 % (b) 21 % (a) 21% (b) 10% 19 19 106. Kuka Movement was organized by (c) 20% (d) Can’t Say (a) Guru Ram Das 91. The sum of the angles of a regular 3 1 (b) Guru Nanak (c) 22 % (d) 27 % polygon is 14400. The number of side 19 19 (c) Guru Ram Singh of polygon is: 97. What is the average maths students (d) Guru Gobind Singh (a) 8 (b) 10 107. The All India Kisan Sabha was formed (c) 12 (d) 14 passed in 2001-2005? in 92. Two sides of a triangle are of length 4 cm (a) 101 (b) 103 and 10 cm . if the length of third side is (c) 105 (d) 106 (a) 1926 (b) 1936 a cm then 98. What is difference between total no. of (c) 1946 (d) 1956 students pass in biology and total no. (a) a > 5 (b) 6  a  12 108. During India’s freedom struggle, which of student pass in math? one of the following led to the first ‘All (c) a < 6 (d) 6 < a < 14 (a) 485 (b) 460 India Hartal’? 93. In the given figure, lines AB and CD are (c) 465 (d) 455 (a) Protest against Rowlatt Act parallel. Find angle X. 99. What is the ratio of total students and total passed students in 2003? (b) Protest against Jallianwala Bagh (a) 83 : 21 (b) 83 : 44 Massacre (c) 44 : 83 (d) 83 : 42 (c) Trial of Mahatma Gandhi 100. In which year minimum percentage of (d) Arrival of Simon Commission students pass ? 109. During the freedom struggle, Aruna Asaf (a) 2001 (b) 2002 Ali was a major woman organizer of (c) 2003 (d) 2004 the underground activities in (a) Bardoli Satyagraha (a) 80° (b) 100° GENERAL AWARENESS (c) 280° (d) 260° (b) Quit India Movement (c) Civil Disobedience Movement 94.  ABC and  PQR are two similar 101. Which one of the following was not (d) Khilafat Movement triangles such that their corresponding known to the Harappans? (a) Construction of Wells

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 94 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

110. Which one of the following writings in (b) Karnataka and Madhya Pradesh (d) USA NOT related to Mahatma Gandhi? (c) Maharashtra and Chhattisgarh 127. A national political party is one which (a) My Experiments with Truth (d) Uttar Pradesh and Rajasthan receives 4% of the total votes polled in (b) Harijan 119. India is the largest world producer of (a) Two or more States (c) The Holy Family (a) Bauxite (b) The capital city (d) Hind Swaraj (b) Iron ore (c) Four or more states 111. Tides in the sea have stored in them (c) Manganese (d) In all states (a) Hydraulic energy (d) Mica 128. Who had estimated National Income in (b) Kinetic energy 120. Which of the following is a newsprint India first? (c) Gravitational potential energy producing centre in India? (a) Dadabhai Naoroji (d) A combination of all the above three (a) Hushangabad (b) R.C. Dutt forms of energy (b) Nepanagar (c) V.K.R.V. Rao 112. The speed of rotation of the earth is (c) Titagarh (d) D.R. Cadgil the highest (d) Dalmianagar 129. Which is NOT a source of Agriculture (a) Along the Equator 121. Which of the following Vice-presidents finance in India? (b) At the north pole was not appointed as President of the (a) Co-operative Societies (c) Along the Tropic of Cancer country? (b) Commercial Banks (d) Along the Arctic Circle (a) Justice Mohammad Hidayatullah (c) Regional Rural Banks 113. Which of the following Continents has (b) R. Venkatraman (d) None of the above no volcanoes? (c) Krishnakant 130. Which is the highest body that approves (a) Africa (d) Dr. Shankar Dayal Sharma Five Years Plans in the country? (b) Australia 122. Archaeological Survey of India is an (a) Planning Commission (c) North America attached office of the Department/ (b) Union Cabinet (d) South America Minister of (c) Parliament 114. The largest island in the Indian Ocean (a) Culture (d) National Development Council is (b) Tourism 131. From the following which one is NOT (a) Medagascar (c) Science and Technology a tool of Fiscal Policy? (b) Tasmania (d) Human Resource Development (a) Taxation (c) Sri Lanka 123. Age of a candidate to contest (b) Public Expenditure (d) Sumatra Parliamentary election should not be (c) Interest Rate 115. The most important component of the lesser than (d) Public Debt atmosphere which cause many weather (a) 18 years (b) 21 years 132. Which one of the following National phenomena is (c) 25 years (d) 26 years Highways is the longest? (a) Oxygen 124. Who holds the power to increase the (a) NH-2 (b) NH-7 (b) Carbon dioxide number of judges in the Supreme (c) NH-8 (d) NH-15 (c) Nitrogen Court? 133. Which one of the following is NOT a (d) Water vapour (a) Prime Minister function of Reserve Bank of India? 116. The lower layer Ionosphere is known (b) President (a) Credit control as (c) Parliament (b) As apex body of scheduled (a) Troposphere (d) Ministry of Law commercial banks (b) Stratosphere 125. Who among the following introduced (c) Formation of monetary policy (c) Ozonosphere local self government in India? (d) Credit creation (d) Thermosphere (a) Lord Mountbatten 134. A ‘want’ becames a ‘demand’ only when 117. Mettur Dam is built on the river (b) Lord Macaulay it is backed by the (a) Krishna (c) Lord Canning (a) Ability to purchase (b) Cauvery (d) Lord Rippon (b) Necessity to buy (c) Narmada 126. Which among the following countries (c) Desire to buy (d) Mahanadi was the earliest to give women the right (d) Utility of the product 118. Which one among the following pairs to vote? 135. The relationship between the value of of states is the leading producer of (a) Iceland money and the price level in an tobacco in India? (b) India economy is (a) Andhra Pradesh and Gujarat (c) Newzealand

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 95 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(a) Direct (d) Nostoc 153. The fact of me (a)/ being a stranger (b)/ (b) Inverse 145. Botanical name of wheat plant is does not excuse his conduct. (c)/ No (c) Proportional (a) Zea miaz error (d) (d) Stable (b) Oryza sativa 154. The sea looks (a) / as if it has been (b) 136. Laissez-faire is a feature of (c) Titicum aestivum / agitated by a storm. (c) / No error (d) (a) Socialism (d) Hordium bulgier 155. I found (a)/ the two first chapters of (b) Communism 146. Double fertilization is main feature of the book (b) / particularly interesting. (c) Capitalism (a) Bryophytes (c) / No error (d) (d) Mixed economy (b) Pteridophytes Directions (156-158):- In the following 137. Duodenum is a part of: (c) Gymnosperm questions choose the word which is the (a).brain (b) intestine (d) Angiosperm best express similar meaning of the given (c) .liver (d)lungs 147. Study of infants(new born baby) is words. 138. Fuse wire should have called (a) Low resistance, high melting point (a) Dermatology 156. Lure (b) Low resistance, low melting point (b) Neonatology (a) Warning (c) High resistance, low melting point (c) Lapidopterology (b) enticement (d) High resistance, high melting point (d) Polynalogy (c) Resistance 139. During the day time plants 148. Insulin is discovered by (d) Allergy (a).take in oxygen and give out carbon (a) Linak 157. Eloquent dioxide (b) Banting and Best (a) Tiamboyant (b).take in carbon dioxide and give out (c) Jenner (b) Dim oxygen (d) Waksman (c) Dazzling (c).take in nitrogen and give out oxygen 149. The International Day for Biological (d) Out spoken (d).take in carbon dioxide and give out Diversity (IDB) is observed on 158. Stoop nitrogen (a) 20 May (b) 22 May (a) To bend 140. Gamma rays are (c) 23 May (d) 25 May (b) droop (a) Single ionized gas atom 150. Which one of the following countries (c) To injure (b) Helium nucleus has become the 18th Euro-area member (d) To inure (c) Fast moving electron to adopt Euro currency, recently? (d) Electromagnetic waves (a) Switzerland Directions (159-161):- In the following 141. Hydrogen was discovered by (b) Latvia questions choose the word which is the (a) Cavendish (c) Sweden exact OPPOSITE of the given words. (b) Lavoisier (d) Romania 159. Testify (c) Rutherford (a) Falsify (b) Evidence (d) Scheele ENGLISH LANGUAGE (c) Prove (d) Confide 142. Kerosene is a mixture of Directions: (151- 155 ) : In the following 160. Extensive (a) Aromatic hydrocarbon questions, some of the sentences have (a) Expensive (b) Compact (b) Aliphatic hydrocarbons errors and some have none. Find out (c) Concrete (d) Narrow (c) Saturated hydrocarbons which part of a sentence has an error. 161. Discovered (d) Alicyclic hydrocarbons The number of that part is the answer. If (a) Exposed (b) Obscured 143. Which one of the following was used there is no error, your answer is (d) i.e. (c) Concealed (d) Confided as a chemical weapon in the first world No error war? Directions (161-165): In the following, a (a) Carbon monoxide 151. The newer type of automatic machines part of the sentence is printed in bold. (b) Hydrogen cyanide (a)/ wash (b)/ the clothes faster. (c)/ Below are given alternatives to the bold (c) Mustard gas No error(d) part at (a), (b) and (c) which may improve (d) Water gas 152. By the time (a) / we got our tickets and the sentence, choose the correct 144. Which of the following is a free living entered the cinema theatre, (b)/ the alternative. In case no improvement is bacteria that help in nitrogen fixation? show was already begun.(c)/ No needed, your answer is (d). (a) Azotobacter error(d) 162. The small child does whatever his (b) Anabaena father was done. (c) Azolla (a) has done (b) did

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 96 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(c) does (d) had done (c) are being (d) are not 179. A person who is violently hostile to 163. He told the Principal that he was late 171. The mechanic ………the vehicle since established beliefs, customs, traditions, never in the school. this morning. institutions (a) he was never late (a) repaired (a) Heretic (b) he never was late (b) repairing (b) Agnostic (c) never he was late (c) has been repairing (c) Apothecary (d) No improvement (d) Will be repairing (d) Iconoclast 164. There are not many men who are so 180. That which cannot be corrected Directions (172-178): In the following famous that they are frequently (a) Ineligible questions, four alternatives are for the referred to by their short names only (b) Ineluctable given idiom/phrase, choose the (a) initials (c) Inscrutable alternative which best expresses the (b) signatures (d) Incorrigible meaning of the given idioms/ phrase. (c) pictures 181. A child born after the death of its father (d) middle names 172. She is a fair-weather friend. or a book published after the death of 165. The streets of this town are noted for (a) a good friend its author their crookedness. (b) a friend who meets difficulties (a) Posterior (a) is noted for its calmly (b) Posthumous (b) are noted for its (c) one who deserts you in difficulties (c) Pantomime (c) are noted about their (d) a favourable friend (d) Peripatetic (d) No improvement 173. To die in harness means to die while 182. Roundabout way of saying 166. She said that when the accident was (a) riding a horse (b) in a stable (a) Circumvention taken place she was sitting nearest (c) in a uniform (d) still in service (b) Circumspection tuber brothers. 174. To keep under wraps means to keep (c) Circumlocution (a) next from her brother something (d) Circumcision (b) next sober brother (a) covered (b) protected 183. Government based on religion (c) nearest from her brother (c) unpacked (d) secret (a) Dyarchy (d) No improvement 175. After independence Indian agriculture (b) Theocracy rose like a phoenix due to the Green (c) Plutocracy Directions (167-171): In the following Revolution. (d) Oligarchy questions, sentences are given with (a) with a new life 184. A person with a long experience of any blanks to be filled with appropriate (b) with a start occupation words. Four alternatives are suggested (c) with royal gait (a) veteran for each question. Choose the (d) with vengeance (b) Genius alternative out of the four. 176. His failure at the election has been a (c) Seasoned 167. The little girl was knocked down by a sore point with him for a long time. (d) Ambidextrous speeding car and she lost her …… (a) something which hurts 185. Words written on a tomb immediately. (b) something that brings fear to (a) Epithet (a) conscience (c) something memorable for (b) Epigraph (b) conscientious (d) something pleasurable to (c) Soliloquy (c) conscious 177. Gopi works by fits and starts. (d) Epitaph (d) consciousness (a) consistently 186. Stealthily done 168. They have had to put —— the football (b) irregularly (a) Devious match because of snow. (c) in high spirits (b) Nefarious (a) of (b) off (d) enthusiastically (c) Surreptitious (c) up (d) on 178. I cannot put up with your misconduct (d) Villainous 169. She found a few good cards in a shop any longer. Directions (187-190): Each word given (a) excuse (b) refuse and she bought …………… cards last below is spelt differently. Choose the night. (c) accept (d) tolerate world which gives the correct spelling. (a) those (b) that Directions (179-186) : In these questions, (c) them (d) this 187. (a) Abrupt (b) Abccess Out of the four alternatives, choose the 170. Ten miles ………. a long way to walk. (c) Abscend (d) Absense one which can be substituted for the (a) are (b) is 188. (a) Bracket (b) Breid given words/sentence

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 97 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

(c) Breille (d) Brein (C) the newly invented sewing machine 196. ‘Schools of thought’ can be explained 189. (a) Centuary (b) Celrebra (D) Thimonier keeping the invention a as (c) Ceremony (d) Certein secret (A) groups of people whose job is to 190. (a) Entertain (b) Enterpereise 193. The aim of the crowd was to think (c) Enterteine (d) Enthrel (A) kill Thimonier (B) groups of people who are schooled (B) drive Thimonier away to think Directions (191-195): In the following (C) bring discredit to Thimonier (C) groups of people who study in a passage, you have one brief passage with (D) destroy the sewing machines particular school thoughtfully five questions following the passage read 194. The people thought that (D) groups of people having the same the passage carefully and choose the best (A) their lives were in danger. ideas but with different perception on answer to each questions out of four (B) Thimonier was mad. a particular subject alternative (C) the sewing machine was dangerous. 197. Broad general knowledge is necessary The crowd surged forward through the (D) Thimonier was depriving them of because narrow streets of Paris. There was a clatter their livelihood. (A) specialization is incomplete of shutters being closed hastily by trembling 195. Shutters were being closed hastily without it. hands—the citizens of Paris knew that once because the shopkeepers (B) without it no one would get a job. the fury of the people was excited there (A) wanted to attack the crowd (C) it teaches us about different things. was no telling what they might do. They (B) wanted to protect Thimonier (D) it broadens one’s outlook. came to an old house which had a workshop (C) feared their shops would be 198. The idea of the first school of thought on the ground floor. A head popped out of invaded in the passage is that the door to see what it was all about. ‘Get (D) wanted to show their solidarity (A) students should concentrate on him! Get Thimonier! Smash his devilish with the crowd studies. machines!, yelled the crowd. They found (B) students should not undertake any the workshop without its owner. Directions (196-200) : In these questions, specialized work. M.Thimonier had escaped by the back door. you have two brief passages with five (C) students should study all the Now the fury of the demonstrators turned - questions following each passage. Read subjects they want to. against the machines that were standing in the passages carefully and choose the (D) Students should study a few the shop, ready to be delivered to buyers. best answer to each question out of the subjects that will help them in their They were systematically broken up and four alternatives and indicate the correct profession. destroyed -dozens of them. Only when the answer. 199. Supporters of the first theory say that last wheel and spindle had been trampled It is difficult to reconcile the ideas of (A) experts have contributed most to underfoot did the infuriated crowd recover different schools of thought on the question progress in the modern world. ‘ their senses. of education Some people maintain that (B) people with general knowledge pupils at school should concentrate on a ‘That is the end of M’ sieur Thimonier and have contributed to civilization. narrow range of subjects which will benefit his sewing machines’, they said to one (C) experts have done nothing to help another, and went home satisfied. Perhaps them directly in their subsequent careers. mankind. now they would find work, for they were Others contend that they should study a (D) people with general knowledge are all unemployed tailors and seamstresses wide range of subjects so that they have not more useful than experts. who believed that their livelihood was only the specialized knowledge necessary 200. According to the second school of threatened by that new invention. for their chosen careers but also sound thought, education will not be very general knowledge about the world they will 191. The passage throws light on effective if pupils have to work and live in. Supporters of the (A) why inventions should be avoided (A) have inadequate knowledge of their first theory state that the greatest altogether. (B)do not have a wide general contributions to civilization are made by (B) how a well-meant invention can be education those who are most expert in their trade or misunderstood. (C)ignore the study of fine arts own profession. Those on the other side say that, (C) what mischief an inventor can do work unless they have a broad general education, to ordinary people. (D)have nothing but general knowledge the experts will be too narrow in their (D) how dangerous an invention can outlook to have sympathy with their follows prove to be. or a proper sense of responsibility towards 192. The crowd was protesting against humanity as a whole. (A) the closing of workshops  (B) the misdoings of Thimonier

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 98 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

is obtained by adding 2 to the previous = 6 x 9 – 8 + 6 EXPLANATIONS term. The denominators of the fractions form the series 2, 4, 8, 16, So, =54 – 8 + 6 = 60 – 8 = 52. 1. (b) 13 8 = 8 next term is 9/32. 35. (c) Arrangement is: - Jungle —> Timber —> Pulp —> Paper —> Book Similarly 43 8 = 512 23. (c) 1st letter of term increase by +4(four)  in next term, number was double in 36. (c) Arrangement is: - School —> College 3 3 3 3 2. (c) 3 , 5 , similarly 4 , 6 = 216 every time and last letter decrease -4 —> Salary —> Employment —> 3. (b) = 99 (four) in next term Investment 37. (b) Clearly, the last bell rang 45 minutes Similarly, = 80 So missing number is = S32I 24. (c) Dictionary pattern is :- Nobble —> before 7.45 a.m. i.e., at 7.00 a.m. But it 4. (c) Car is kept in Garage .Similarly, aero Nobilitary —> Nobility—> Noble — happened five minutes before the priest plane is kept in Hanger. > Noblesse gave the information to the devotee. 5. (a) Cruel and kind are antonymous to 25. (c) Dictionary pattern is :- Sockies —> So, the information was given at 7.05 each other. Similarly, humility and Socks —> Soind —> Sound —> a.m. Arrogance are antonymous to each Sounid 38. (b) Figures (b) complete the missing other. 26. (d): A child will write with a ‘pencil’ figures 6. (a) Gold smith uses gold as raw material. and ‘pencil is called ‘sharpener’. So, a 39. (b) Figures (b) complete the missing Similarly, Tanner uses leather as raw child will write with a ‘Sharpener’ figures material 27. (a): On the basis of dice figures can 40. (a) Figures (a) complete the missing 7. (a) In each group, the letters are shifted easily identify opposite of 4 is 2. figures successively by 2 positions in 28. (d): Clearly, B is the brother of A; A’s 41. (a)The statement indicates the alphabetical sequence. son is D’s brother. This means D is the impossibility of phone contact from 8. (b) The place value of E is one more than daughter of A since C and D are sisters, Nawada. Thus the fact in I may be double the place value of B. C is also the daughter of A. So, B is the assumed from the given statement. 9. (a) First letter of the word is upward of uncle of C. 42. (d)On the basis of statement can find the one step and all letter make the 29. (c): Clearly, the letters have been that only (iii) conclusion is follows. same. assigned Z to A is 1 to 26 numerical 43. (d)ERRATA cannot be formed 10. (c) Air India is a public sector air carrier value. from given word. while all others are private air carriers So, CONSEQUENCE = C + O+ N + 44. (a)Pattern is (4  8)+(1+2) = 35, 11. (a) 48 -26 = 22, 65 – 43 = 22, 56 – 34 S+ E+ Q+ U+ E+ N + C + E =22 (2  4)+(1+6) = 15 = 24 + 12 + 13 + 8 + 22 + 10 + 6 + 22 So missing term is =(4 5)+(9+0) = But, 64 – 31 = 33 + 13+24+22 = 176  12. (d) Except (driving),all other activities 29 are performed in water 8 48 13. (d) 4097 is not perfect cube but all 30. (a ) Given set as = = 192 45. (a) On the basis of figures can find that number is perfect cube. 2 5 cube are unseen because in below 14. (c) Except (c), all have a gap of 1 letter cubes 4 are unseen and middle cubes 1 between any two consecutive letters. 15. (a) Except (a), all have a gap of 1, 0, 1 630 are unseen but left all cube can seen. So = = 90 letter between consecutive letters. 2 46. (d) 16. (c) Except c all other option 1st number become difference of third to second 31. (d): In the first column, 6 x 8 + 3 = 51. number In the first column, 15 x 4 + 5 =65. 17. (b) Series pattern —> mnom/mnom/ In the second column, missing number= mnom/mnom 18. (c) Series pattern —> QPSR/QPSR/ 20 x 5 + 20 = 120. QPSR/QPSR. 32. (c): In the first row, 16 x 14 – 14 = 210; 19. (a): Series pattern —> +2,+3,+4 in the second row, 14 x 12 12 = 156. So, missing term = K +5 = P – 47. (d) 2 20. (c): The pattern is  6,  5,  4,  3, Missing number = 12 x 10 – 10 = 110. 48. (a) (–4) – (–4 × –5) –2 = –6  2. 33. (a): We have: A = C – 3 , A = D + 1, D = 49. (a) Option A embedded the question So, missing term = 960  5 = 192. B + 1, D = C – 4 , C = 15 figures. 21. (c): The pattern is +1, x 3, +1, x3, +1, Thus, D = C – 4 = 15 – 4= 11; B = D – 50. (c) Match the word on the basis of row and columns wise. x3, +1, …. So, missing term = 67 x 3 = 1 = 11 – 1 = 10 201 51. (b) : Taking the LCM of powers 4, 6 , 12 34. (c): Using the correct symbols, we have: 22. (a) Clearly, the numerators of the and 24 = 24 and multiplying the fractions in the given sequence form Given expression = 18 ÷ 3 x 9 – 8 + 6 powers by LCM, we get the numbers the series 1, 3, 5, 7, in which each term

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 99 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

as 46 , 64, 122, 241. So, the second largest h 3 =(200 – h) 132200 4.5    number is 6 6 . 923 + 200 3 1   52. (b) Ramesh’s total expenditure for Jan – h   June = 4500 x 6 = 27000 3 1 3 1  2322005  Expenditure for February – June =   1155 + 27000 – 1800 = 25200 h  100 3 1   Expenditure for the months of   February – July = 25,200 + 1500 = = 100x (1.732–1)  432200 46  26,700   = 73.2 cm  1556  The average expenditure = 26,700/6 = 56. (c) = 525 + 560 + 920 = 2005 4450 Cost price : Selling price 53. (c) : Profit = 2005 – 1925 = Rs. 80 1/24 1/16 61. (a) Let the radius of cone be R and radius KK2K4K6K8K10K12 or of sector = r, 7 2 : 3 = k + 6 CP : SP = 2: 3 54. (c) : A : B = 5 : 7 since profit = SP – CP B : C = 5 : 9; A : B : C = 25 : 35 : 63 Profit = 3 – 2 = 1 So, C is the most efficient. Profit : CP = 1 : 2 55. (a) Let AB be the light house and height of the house be h. C and D are the 57. (a) : 20 x 0.92  10 minutes position of two boats. the angle of the elevation of the top of light house from 23 400.90 C and D are 300 and 450 respectively. 200.92 It is given that CD = 200 m. Let BD be = 45 x m, then BC = ( 200 – x) cm. Thus the required time is 45 times than the previous time Hence, 450 minutes = 7 ½ hrs. 58. (a) Let the required average age be x years. then the slant height of cone ( l) = r  80×15=25×16+35×14+20×x and =>20x=1200-400-490=310 2  R = 2  r  60/360 310 R = r/6 = 14/6 = 7/3 cm  x = =15.50 years 20 Total surface area =  r ( l + r) 59. (b) 22 7  7  =  14   = 119.78 cm2 1 7 3  3  sin 2   sin 300 2 62. (b) AB = 45 km, AC = 53 km 0 0 (Since distance = speed x time ) In the right  ABD, we have  2  30   15 2 2 AB/ BD = tan 450 1 BC = AC  AB cos(75  )  cos 60   h/x = 1 So 2 BC = 532  452  h =x 60. (c) Let Mr. Sachin has x shares of 5.5% BC = 28 Km In right ABC, we have  x  92 = 32,200 Area of field = AB  BC = 45  28 = 0 AB/ BC = tan30 x = 350 shares 1260 km2  h/200-x = 1/ 3 Income = 350  5.5 = 1925 63. (b) sin(A-B) = ½ = sin Now, after investment his income is 0  A – B =30 ……….(i) 3h = 200 – x

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 100 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

Cos(A + B) = ½ = cos 600 67. (b) Area of a parallelogram , A = bh where b is the base and h is the height  A + B =600 ………(ii) of the parallelogram Adding (i) and (ii) Let the base = x cm. 0 0 Then the height = 2x cm ( altitude is 2A = 90 A=45  twice the base) Area = x × 2x = 2x2 From (i) B = A - 300=150 But the area is given as 144cm2  2x2 Here, A =450, B =150 2 64. (b) = 144  x = 72  x = 6 2 cm 4B + 5 G = 10 73. (c) 3x2– 5x + 7 = 0 —> x (3x+7/x ) = 5 40 B + 50 G = 1 ——— ( i) Again, AO = BO = 13 cm 6B + 6G = 7  AC = BD = 26 CM Now, dividing the numerator and  42 B + 42 G = 1 ——— ( ii) Now , since the diagonals are equal, it denominator of = Comparing eq ( i) and (ii) means the given figure is actually a 40B + 50G = 42B + 42 G  7x  rectangle.   by 2x we get  2B = 8G  1B = 4G  6x 2  23x 14  Now, BC2 = AC2 – AB2 = 7/33 (42  4 + 42 ) girls = 1 days BC2 = (26)2 – (24)2 210 girls can do a work in 1 day BC2 = 100 74. (b) : Time taken to meet Bipin and Again  BC = 10 cm Mohan = 1080/ ( 60 + 120) = 6 h So, in 6 hours Bipin covers 360 km 2B + 7G = 15 GIRLS 68. (c) : and this 360 km distance Rani covers So, 15 girls required 210/15 = 14 days in 360/90 = 4h.  22    20   Hence , Rani leaves Kolkata 2 hours 3 200001  later than Bipin i.e. at 8 am. Rani leaves 65. (c)We know that sin600   200   = 2   Kolkata. 75. (a) Let the original speed be x km/hr, = 20000 x 1.4641 = Rs. 29282 600/(x+20) – 600/x = 1 3 69. (b) : 2 Cos300 = , Cot450 = 1 => x + 20x = 12000 2 Interior angles of pentagon = [(n-2) 2 => x + 20x – 12000=0 180]/n = [(5-3) 180]/5 = 108 1   x = 100 sec600= =2 Interior angel of required polygon cos600 76. (d) Work done by the leak in 1 hour = so sin2 600 + cos2 300 + cot2 450 + sec2 5 0 0 = 108  90  1 3  1 600 - cosec2 300 + cos2 00 6      2 7  14  2 2  Each exterior angle of the required  3  3 2 2 2 2  leak will empty the tank in 14     1 2 2 1  polygon = 1800 - 900 = 900  2   2  hours.      Number of sides = 3600/ Exterior angle   77. (c) : PN x PR = PQ2 = 3600/900 = 4 7 70. (c) We don’t know the rate of interest 2 = PN x 25 = 15 2 71. (a) Ratio of efficiency = 3 : 1 : 2 Then Ratio of number of days = 1/3 : PN = 9 cm 66. (b) : Let the cost price of 1 litres pure 1/1 : ½ or 2 : 6 : 3 78. (b) : Relative speed = 50 – 40 = 10 km/ milk be Rs. 1, then 72. (b) : h= 10 x 5/18=>25/9 m/s 6 litre ( milk)  CP = Rs. 6 Time taken = 2 litres ( water )  CP = Rs. 0 ( Sum of length of the trains ) / ( Relative then  CP = Rs 6 only Speed) 8 litre mixture  SP  8 x 2 = Rs. 200 16  9  72s Profit = = 1000/6 = 166.66% 25

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 101 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

79. (d) : This is an A.P. containing 50 terms. 92. (d) Side of a triangle = 4 cm ,10 cm and type of automatic machines” will be 51 + 52 + 53 + …… + 100 = x ( 51 + a cm correct usage. 100) = 3775  sum of any two side is >third side 152. (c): Here past Perfect should be used. 80. (a) : ½ x ( 12 + 8) x h = 360 10<4+a  6

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 102 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

WHO’S WHO

Heads of Important Offices in India 35. Vice-Admiral Anurag G. Thapliyal : Director-General, Indian Coast Guard 1. Mr. Narendra Modi : Chairman, National Institution for 36. Lt. Gen. Avtar Singh : Director-General, Defence Intelligence Transforming India (Niti Aayog) Agency 2. Mrs. Sumitra Mahajan : Speaker, Lok Sabha 37. Prof. Ved Prakash : Chairman, UGC 3. Mohammad Hamid Ansari : Chairman, Rajya Sabha 38. Dr. Avinash Chander : Scientific Adviser to Defence Minister 4. Mr. P. J. Kurien : Deputy Chairman, Rajya Sabha and Secretary, Defence Research and Development 5. Mr. Arun Jaitley : Leader of House (Rajya Sabha) Organisation. (DRDO) 6. Mr. Ghulam Nabi Azad : Leader of Opposition (Rajya Sabha) 39. Dr. R. Chidambaram : Principal Scientific Adviser to the 7. Mr. Arvind Panagariya : Vice-Chairman, National Institution Government for Transforming India (Niti Aayog) 40. Mr. A. S. Kiran Kumar : Chairman, Space Commission and 8. Syed Nasim Zaidi : Chief Election Commissioner ISRO 9. Achal Kumar Gyoti : Election Commissioner 41. Mr. Ratan Kumar Sinha : Chairman, Atomic Energy 10. Mr. Shashi Kant Sharma : Comptroller and Auditor-General Commission and Secretary, Dept. of Atomic Energy of India 42. Mr. Naseem Ahmad : Chairperson, National Commission for 11. Mr. Justice K. G. Balakrishnan : Chairperson, National Minorities Human Right Commission (NHRC) 43. Mr. Amitava Bhattacharya : Chairman, Staff Selection 12. Mr. Ajit Kumar Seth : Cabinet Secretary Commission (SSC) 13. Mr. Nripendra Misra : Principal Secretary to Prime Minister 44. Dr. Vishwa Mohan Katoch : Director-General, Indian Council 14. Justice V. Eshwaraiah : Chairman, National Commission for of Medical Research Backward Classes 45. Mr. C. Chandramouli : Registrar-General of India and Census 15. Ms. Shanta Sinha : Chairperson, National Commission for Commissioner Protection of Child Rights (NCPCR) 46. Justice Ajit Prakash Shah : Chairman, Law Commission 16. Dr. P. L. Punia : Chairman, National Commission for Scheduled 47. Dr. B. N. Suresh : President, Indian National Academy of Castes Engineering (INAE) 17. Dr.Rameshwar Oraon : Chairman, National Commission for 48. Mr. Justice (Retd.) B. N. Kirpal : Chairman, National Forest Scheduled Tribes (NCST) Commission 18. Mr. Deepak Gupta : Chairman, Union Public Service 49. Mr. T. Nanda Kumar : Chairperson, National Dairy Commission (UPSC) Development Board (NDDB) 19. Dr. M. S. Swaminathan : Chairman, National Commission on 50. Lt. General AT Parnaik : Director-General, Border Roads Farmers (NCF) Organisation 20. Mr. Ajit Kumar Doval : National Security Adviser and Special 51. Dr. Raghuram Rajan : Governor, RBI Adviser to PM (Internal Security) 52. Justice Mr. Chandramauli Kumar Prasad : Chairman, Press 21. Mr. Sharad Kumar : Director-General, National Investigation Council of India Agency (NIA) 53. Mr. Amit Mathew : Chairman, Audit Bureau of Circulations 22. Mr. A. K. Mital : Chairman, Railway Board (ABC) 23. Mr. Shumsher K. Sheriff : Secretary-General, Rajya Sabha 54. Mr. Anita Kapur : Chairman, Central Board of Direct Taxes 24. Mr. T. K. Viswanathan : Secretary-General, Lok Sabha (CBDT) 25. Mr. Dineshwar Sharma: Director, Intelligence Bureau (IB) 55. Shri Najib Shah : Chairman, Central Board of Excise and 26. Mr. Anil Kumar Sinha : Director, Central Bureau of Customs Investigation (CBI) 56. Mr. Ashok Chawla : Competition Commission of India 27. Mr. Rajinder Khanna: Director, Research and Analysis Wing 57. Justice Syed Rafat Alam : Chairman, Central Administrative (RAW) Tribunal 28. Mr. Jayanto Narayan Choudhury : Director-General, 58. Mr. K.M. Singh : CMD, National Hydroelectric Power National Security Guard (NSG) Corporation (NHPC) 29. Mr. R.C. Tayal : Director-General, CRPF 59. Mr. Dinesh Kumar Sharma : CMD, Oil and Natural Gas 30. Mr. Devendra Kumar Pathak : Director-General, Border Corporation (ONGC) Security Force (BSF) 60. Mr. B. C. Tripathi : CMD, GAIL 31. Mr. Arvind Ranjan : Director-General, Central Industrial 61. Mr. B. Ashok : Chairman, IOC Security Force (CISF) 62. Mr. U.P. Singh : CMD, Oil India Ltd 32. Mr. Rajiv Ranjan Verma : Director-General, Railway 63. Mr. Vineet Joshi : Chairperson, Central Board of Secondary Protection Force. (RPF) Education (CBSE) 33. Mr. Krishna Choudhury : Director-General, Indo-Tibetan 64. Mr. U. K. Sinha : Chairman, Securities and Exchange Board Border Police (ITBP) of India (SEBI) 34. Mr. B. D. Sharma : Director-General, Sashastra Seema Bal 65. Dr. Harsh Kumar Bhanwala : Chairman, National Bank for Agriculture and Rural Development (NABARD)

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 103 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

66. Smt. Arundhati Bhattacharya : Chairman, SBI 12. Kalraj Mishra: Micro, Small and Medium Enterprises 67. Mr. M. S. Raghavan : Chairman, IDBI 13. Maneka Sanjay Gandhi: Women and Child Development 68. Justice Dilip Raosaheb Deshmukh : Chairman, Company 14. Ananthkumar: Chemicals and Fertilizers Law Board 15. Ravi Shankar Prasad: Communications and Information 69. Mr. Ashok Kumar Mukherjee : India’s Permanent Technology Representative to UN 16. Jagat Prakash Nadda: Health and Family Welfare 70. Mr. S. K. Roy : Chairman, Life Insurance Corporation of India 17. Ashok Gajapathi Raju Pusapati: Civil Aviation (LIC) 18. Anant Geete: Heavy Industries and Public Enterprises 71. Mr. Ashwin Pandya : Chairman, Central Water Commission 19. Harsimrat Kaur Badal: Food Processing Industries 72. Ms. Lalitha Kumarmangalam : Chairperson, National 20. Narendra Singh Tomar: Mines, Steel Commission for Women 21. Chaudhary Birender Singh: Rural Development, Panchayati Raj, 73. Dr. Y. V. Reddy: Chairman, 14th Finance Commission Drinking Water and Sanitation 74. Dr. Pronob Sen : Chairman, National Statistical Commission 22. Jual Oram: Tribal Affairs 75. Mr. Pahlaj Nihalani : Chairperson, Central Board of Film 23. Radha Mohan Singh: Agriculture Certification (CBFC) 24. Thaawar Chand Gehlot: Social Justice and Empowerment 76. Dr. Rakesh Tewari : Director-General, Archaeological Survey 25. Smriti Zubin Irani: Human Resource Development of India (ASI) 26. Harsh Vardhan: Science and Technology Earth Sciences 77. Dr. Jyotsna Suri : President, Federation of Indian Chambers Ministers of State of Commerce and Industry (FICCI) 78. Mr. R.S. Sharma : Chairman, Telecom Regulatory Authority 27. General VK Singh: Statistics and Programme Implementation of India (TRAI) (Independent Charge), External Affairs, Overseas Indian 79. Dr. Rajan Katoch : Director, Enforcement Directorate Affairs 80. Mr. R. V. Verma : Chairman, Pension Fund Regulatory and 28. Rao Inderjit Singh: Planning (Independent Charge), Defence Development Authority (PFRDA) 29. Santosh Kumar Gangwar: Textiles (Independent Charge) 81. Dr. Sekhar Basu : Director, Bhabha Atomic Research Centre 30. Bandaru Dattatreya: Labour and Employment (Independent 82. Mr. N. Ramachandran : President, Indian Olympic Association Charge) 83. Prof. B.K.Tripathi : Acting Director, National Council of 31. Rajiv Pratap Rudy: Skill Development and Entrepreneurship Educational Research and Training (NCERT) (Independent Charge), Parliamentary Affairs 84. Mr. Sumit Majumdar : President, Confederation of Indian 32. Shripad Yesso Naik: AAYUSH (Independent Charge) Industry (CII) Health and Family Welfare 85. Dr. A. Surya Prakash : Chairman, Prasar Bharti Board 33. Dharmendra Pradhan: Petroleum and Natural Gas (Independent 86. Mr. : Chairman, Investment Commission Charge) 87. Mr. B.V.R. Mohan : Chairman, NASSCOM 34. Sarbananda Sonowal: Youth Affairs and Sports (Independent 88. Mr. Ramesh Sippy : Chairman, National Film Development Charge) Corporation (NFDC) 35. Prakash Javadekar: Environment, Forest and Climate Change 89. Mr. Ravindra Kumar: Chairman, United News of India (Independent Charge) 90. Mr. Mahendra Mohan Gupta : Chairman, PTI 36. Piyush Goyal: Power (Independent Charge), Coal (Independent 91. Mr. Kiran B. Vadodaria : President, Indian Newspaper Society Charge), New and Renewable Energy (Independent Charge) (INS) 37. Dr. Jitendra Singh: Development of North Eastern Region 92. Mr. Rana Kapoor : President, The Associated Chambers of (Independent Charge), Prime Minister’s Office Personnel, Commerce and Industry of India (ASSOCHAM) Public Grievances and Pensions Department of Atomic Energy Cabinet Ministers Department of Space 38. Nirmala Sitharaman: Commerce and Industry (Independent 1. Rajnath Singh: Home Affairs Charge) 2. Sushma Swaraj: External Affairs, Overseas Indian Affairs 39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism 3. Arun Jaitley: Finance, Corporate Affairs, Information and (Independent Charge), Civil Aviation Broadcasting 40. Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs 4. M Venkaiah Naidu; Urban Development, Housing and Urban 41. Ram Kripal Yadav: Drinking Water and Sanitation Poverty Alleviation, Parliamentary Affairs 42. Haribhai Parthibhai Chaudhary: Home Affairs 5. Nitin Jairam Gadkari: Road Transport and Highways, Shipping 43.Sanwar Lal Jat: Water Resources, River Development and Ganga 6. Manohar Parrikar: Defence Rejuvenation 7. Suresh Prabhu: Railways 44. Mohanbhai Kalyanjibhai Kundariya: Agriculture 8. DV Sadananda Gowda: Law and Justice 45. Giriraj Singh: Micro, Small and Medium Enterprises 9. Sushri Uma Bharati: Water Resources, River Development and 46. Hansraj Gangaram Ahir: Chemicals and Fertilizers Ganga Rejuvenation 47. GM Siddeshwara: Heavy Industries and Public Enterprises 10. Dr Najma A Heptulla: Minority Affairs 48. Manoj Sinha: Railways 11. Ramvilas Paswan: Consumer Affairs, Food and Public Distribution 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 104 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

ONE LINER

1. The festival which marks the beginning of New Year in the Himalayan territory has begun in Ladakh region of Jammu and Kashmir - Losar festival 2. What is India’s rank on the Human Development Index (HDI) for 2015 –130th 3. In an important development, the ground-breaking ceremony of the 1800-kilometre-long TAPI gas pipeline project was held at the ancient city of Mary in Turkmenistan.This ambitious project for supplying gas from Turkmenistan involves which other three countries? – Afghanistan, Pakistan and India 4. The Union Govt. constituted a committee to look into the implementation of One Rank One Pension (OROP) scheme for the Ex-Servicemen. Who is heading this committee? – Justice L Narasimha Reddy 5. What is the name of the first-ever dengue vaccine that was approved by the Mexican government recently? –Dengvaxia 6. The winner of 2015 Aegis Graham Bell Award for developing a solution for the Internet of Things (IoT)- Indian software giant Wipro 7. He has bagged the centre fire pistol gold in the 59th National shooting championship at the Dr Karni Singh Range in Tughlakabad in New Delhi - Olympic medallist Vijay Kumar 8. National energy conservation day by the people all over the India to raise awareness about the importance of energy and its conservation - December 14 9. Mumbai Police commissioner Ahmad Javed has been appointed Ambassador to-Saudi Arabia 10. Renowned economist, agriculturist, prolific journalist, and noted farmers’ leader Sharad Joshipassed away in Pune, Maharashtra. He was the founder of- Shetakari Sanghtana (farmers’ Organisation) 11. Myanmar has launched the country’s first UNESCO Biosphere Reserve at — Inle Lake in Shan state 12. The Central Government has signed Memorandum of Understanding and documentation with private agencies including Tata Consultancy Services (TCS), Tata Motors, ADCC Infocad and Hubtown for establishing three Indian Institute of Information Technology (IIITs) at-Ranchi, Nagpur and Pune. 13. A 76-year-old Indian-origin writer Jamaludeen Mohamed Sali, whose 57 books are read in universities has been declared as the winner of- South East Asia Write Award 14. Recently which West African country has been declared as the Islamic republic by it’s President Yahya Jammeh – Gambia 15. Veteran Bollywood actor who was honoured with the lifetime achievement award at the Dubai International Film Festival (DIFF) - Naseeruddin Shah 16. India have signed an agreement with which country to amend the convention for double taxation avoidance and prevention of evasion of income tax for effective exchange of information in tax matters including bank accounts –Japan 17. Pakistan Successfully Test-Fires Nuclear-Capable medium-range surface-to-surface ballistic missile - Shaheen-III 18. Union government has imposed anti-dumping duty of up to 57.39% on the import of certain stainless steel products from China, Korea, the US and EU for how many year to save the domestic industry from cheap shipments. -five years 19. Arrow 3, a advanced ballistic missile interceptor has successfully tested by – Israel 20. China has launched a new communication satellite named ” ChinaSat 1C” into orbit. The satellite was launched from - Xichang Satellite Launch Centre 21. First ever English Access Microscholarship Programme (Access) was launched in which state by US – Bihar 22. HE will be conferred with Uttar Pradesh Ratna Award to recognise his achievements and outstanding contributions in a foreign country - Frank Islam 23. The prestigious Indian Institute of Science has bagged a US military contract for research and development (R&D) on which sector - solar-powered micro-grid 24. 10 December is observed as Human Rights Day. The theme for Human Rights Day 2015 is - ‘Our Rights Our Freedoms Always’ 25. The Union Cabinet has given its approval for signing of a Memorandum of Understanding (MoU) between India and which country in the energy sector – UK 26. International Anti-Corruption Day was observed across the world on 9 December 2015 . The theme for International Anti- Corruption Day 2015 was - ‘break the corruption chain’ 27. The United Nations (UN) Climate Change Conference or the 21st United Nations Conference of the Parties (COP21) started at Paris on 30 November 2015. This ambitious and historic conference aims to unite around 150 nations for a

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 105 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

single agreement on tackling climate change. What is one of the most important proposed targets for this conference? – To cap the rate of global warming at 2 degrees Celsius 28. Which country lifted a 40-year-old ban on export of crude oil on 19 December 2015? – The United States 29. The 2015 Indian Super League (ISL) for football, which is India’s most prestigious professional football league, was won by which team on 20 December 2015? – Chennaiyin FC 30. The 10th Ministerial Conference of the World Trade Organization (WTO) concluded on 19 December 2015 with some landmark agreements on a series of trade initiatives. This WTO Conference was held at – Nairobi (Kenya) 31. Which African country was formally included as a member of the WTO at its 10thMinisterial Conference? – Liberia 32. Who won the Miss World title for 2015 which concluded at Sanya (China) on 19 December 2015? – Mireia Lalaguna Royo (Spain) 33. Indian professional boxer Vijender Singh won the third consecutive bout of his career as he knocked-out his Bulgarian opponent on 19 December 2015. What is the name of this Bulgarian boxer who had warned Vijender of a big defeat before the bout? – Samet Hyuseinov 34. During COP21, the UN Climate Change Conference in Paris, 21 countries including India launched an ambitious initiative to double their clean energy research and development budget over the next five years as part of global efforts to tackle climate change. What is the name of this mission under which the countries pledged $20 billion to promote clean technologies? – ‘Mission Innovation’ 35. India launched which polio vaccine on 30 November 2015 with the ambitious objective of pushing for completely ending polio menace from the country? – Inactivated Polio Vaccine (IPV) 36. What was the GDP growth rate of the Indian economy during the second quarter (July-September) of 2015-16, as disclosed in the data released by the Central Statistics Office (CSO) on 30 November 2015? – 7.4% 37. Which country won the Davis Cup title for 2015 on 29 November 2015 and thus became title holders of this prestigious tennis team title after a gap of 79 years? –Great Britain 38. Mercedes’ Lewis Hamilton (Great Britain) officially won the Formula One (F1) championship for 2015 with the conclusion of the final race of year on 29 November 2015. He however, was unable to win this last F1 Grand Prix, the Abu Dhabi GP. Who won this race? – Nico Rosberg 39. In an important development in the field of global solar energy scenario, India launched an international solar alliance at the ongoing UN Climate Summit (COP21) at Paris on 30 November 2015. What is the name of this global solar alliance which seeks to mobilize public finance from richer countries to help deliver universal global energy access? – International Agency for Solar Technologies and Applications (IASTA) 40. In a victory for Beijing’s campaign for recognition as a global economic power, the International Monetary Fund (IMF) admitted China’s Yuan into its benchmark currency basket on 30 November 2015. With this Yuan will be added to the Special Drawing Rights (SDR) basket alongside the dollar, euro, pound sterling and yen. When Yuan will be officially added to the SDR basket to get reserve currency status? – October 2016 41. The Reserve Bank of India (RBI) released its 5th bi-monthly policy review on 1 December 2015 in which it chose to keep the all-important Repo Rate unchanged at 6.75%. The RBI made an important disclosure about repo rate cut benefits transmitted to borrowers by the banks. What disclosure is this? – Banks transmitted only 0.60% of 1.25% repo rate cut benefits to borrowers 42. First-of-its-kind on-demand two-wheeler taxi service was launched in which city from 1 November 2015? – Gurgaon 43. Which film won the prestigious Golden Peacock award in the 46th International Film Festival of India (IFFI 2015), that concluded on 30 November 2015 at Goa? – ”Embrace of Serpent” (Colombia) 44. The North Atlantic Treaty Organization (NATO) invited which Balkan-group country to join it on 2 December 2015, a development which was highly criticized by Russia? –Montenegro 45. What is the primary objective of Global Initiative of Academic Networks (GIAN) that was launched on 1 November 2015 by the HRD Ministry? – To improve the quality of higher education through international collaboration 46. Which state has emerged as the biggest economy within Indian states as disclosed in a latest report released during December 2015 by credit rating agency Brickwork Ratings? – Maharashtra 47. Tata Group on 2 December 2015 announced signing up an alliance with a Chinese bank to provide it with a host of banking services. What is the name of this bank? –Industrial and Commercial Bank of China Ltd (ICBC) 48. Which automobile company unveiled its new car ‘Zica’ on 2 December 2015? – Tata Motors

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 106 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

49. Justice Tirath Singh Thakur took over as the new Chief Justice of India on 3 December 2015. He is ………..Chief Justice of India – 43rd 50. Who was unanimously elected Speaker of the Bihar Legislative Assembly on 2 December 2015? – Vijay Kumar Choudhary 51. Veteran industrialist and former parliamentarian MAM Ramaswamy, who passed away on 2 December 2015, was associated with which industrial house? – Chettinad Group 52. Insurance major Sun Life will increase its stake in Birla Sun Life Insurance (BSLI) to 49% from 26% as announced by Aditya Birla Nuvo Ltd (ABNL) on 3 December 2015. Sun Life is a leading insurance service provider of which country? – Canada 53. “The Hindu” – one of India’s oldest existing daily newspapers, was not published from its headquarters Chennai for the first time since 1878 on 2 December 2015. Why? –Because its workers could not reach its plant due to harrowing rains and its aftermaths in the city 54. The govt. committee headed by Arvind Subramanian on the proposed goods and services tax (GST) has suggested how much standard rate of GST as disclosed on 4 December 2015? – 16.9-17.9% 55. The Bureau of Indian Standards Bill, 2015 (BIS Bill, 2015) was adopted by voice vote by the Lok Sabha on 3 December 2015. What is the main objective of this Bill? – To extend the ambit of the Bureau of Indian Standards (BIS) by including services, processes and products under it and making it a globally recognized body 56. Ola – India’s largest app-based taxi aggregator, on 4 December announced joining a global alliance with three other global taxi aggregators to come up with a single integrated app to take on Uber. This ambitious global alliance has been promoted by which two entities who are common investors in these firms? – Softbank and Alibaba 57. Which city of California State in the United States came to news on 2 December 2015 for a deadly mass-shooting incident involving a couple of Pakistani origin in which 14 people were killed? – San Bernardino 58. During December 2015 which public sector bank received its Board’s approval to raise funds by diluting government stake to 52% from the current 65%? – Dena Bank 59. Indian men’s hockey team created history by winning the bronze medal at the FIH Hockey World League Final on 6 December 2015 as they claimed their first medal at a major FIH event after 33 years. Which team they defeated in the play- off match? –Netherlands 60. Which team won the FIH Hockey World League title for 2015 on 6 December 2015? – Australia 61. In an important development in India-Pakistan relations, the National Security Advisor-level talks between the two countries were held on 6 December 2015. These talks were held at which city? – Bangkok 62. What is the name of the Karnataka village that came to limelight as it became India’s first smokeless village during December 2015? – Vyachakurahalli 63. The French car giant Renault will return to Formula 1 of 2016 session as a constructor, as announced by the company management during December 2015. It will replace which F1 team from the circuit? – Lotus 64. India won a historic Test series against South Africa as the hosts romped home with a whopping 337 runs victory in the fourth and final Test match at Delhi’s Feroz Shah Kotla on 7 December 2015. With this win India won the four match series by 3-0 following wins at Mohali and Nagpur. Who was adjudged ‘Player of the Series’ for this historic series win? – R. Ashwin 65. Which country replaced Mauritius to become the largest source of Foreign Direct Investments (FDI) into India during the first half of the current fiscal, as disclosed by the Department of Industrial Policy and Promotion (DIPP) during December 2015? –Singapore 66. Tata Trust entered into 5-year partnership agreement with which free online education initiative for making localised content accessible to students across the country? – Khan Academy 67. Chinese capital Beijing came to news on 7 December 2015. Why? – It issued its first ever “red alert” for pollution 68. The 8th edition of the Indo-Russian joint naval exercise commenced in the Bay of Bengal, off the coast of Andhra Pradesh, from 7 December 2015. This bi-annual exercise is known by which name? – INDRA 69. Indian Parliament on 7 December 2015 passed an amendment bill that permits the filing of cases at the place where a cheque is presented for clearance and not the place of issue in cases pertaining to cheque bouncing. What is the name of this bill? – Negotiable Instruments (Amendment) Bill, 2015 70. Which are the two new interim franchises in the Indian Premier League (IPL) that will replace the suspended teams of Chennai Super Kings and Rajasthan Royals, as announced by the BCCI on 8 December 2015? – Pune and Rajkot

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 107 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

71. In a major setback to President Nicolas Maduro, the opposition won the National Assembly elections with a comfortable majority in Venezuela. What is the name of the opposition alliance which emerged victorious in these elections -Democratic Unity Roundtable 72. What is the name of the largest destroyer ever built for the U.S. Navy that headed out to sea for the first time on 7 December 2015? – USS Zumwalt 73. What is the name of the controversial Lokayukta of Karnataka who finally resigned from his post on 8 December 2015? – Y. Bhaskar Rao 74. Union Cabinet on 10 December 2015 gave its clearance to the Japanese proposal to build country’s first bullet train line, which will be one of India’s biggest foreign investments in its infrastructure sector. What is the estimated value of this project? – $14.7 billion 75. Who was named as TIME magazine’s “Person of the Year” for 2015 as announced by the magazine on 9 December 2015? –Angela Merkel (German Chancellor) 76. Delhi has the highest per capita income in India during 2014-15 as reported in Delhi government’s Delhi Statistical Hand Book, 2015. What is Delhi’s per capita income according to this Hand Book? – Rs. 2,40,849 77. Country’s first anti-piracy police unit is being established in which state that will monitor online piracy of films? – Telangana 78. What is the name of the autobiography of NCP founder Sharad Pawar’s autobiography that was released by Prime Minister Narendra Modi on 10 December 2015? – ”On My Terms: From the Grassroots to the Corridors of Power” 79. The U.S. Administration recently updated its technology transfer policy associated with which major defence cooperation agreement with India as disclosed on 10 December 2015? – Gas-turbine engine technology transfer 80. Which country’s embassy in Afghanistan was site of a Taliban suicide attack on 11 December 2015 resulting in the death of six security officers and three Taliban fighters? – Spain 81. What is the name of the woman cyclist who made history by becoming the first female cyclist from India to be ranked as high as fourth in the world as per the latest World Elite UCI Women Ranking? – Deborah Herold 82. On 17 December 2015, the Reserve Bank of India (RBI) asked banks to review their lending rates frequently, and reflect changes in their cost of borrowing in view of the new lending rate regime to be implemented next year. This regime will come into effect from which date? – 1 April 2016 83. Which country was on 17 December 2015 inducted as the newest and 164th member of the World Trade Organisation (WTO)? – Afghanistan 84. Who was appointed as the new Chief Information Commissioner (CIC) by the Union Government on 18 December 2015? – R.K. Mathur 85. Mumbai’s iconic ‘Marine Drive’ completed how many years on 18 December 2015, for which a special postcard was launched to commemorate the occasion? – 100 years 86. The minority shareholders of Maruti Suzuki on 17 December 2015 voted in favour of a contract manufacturing agreement between Maruti and Suzuki. Under this agreement, a new manufacturing plant will be established, which will be parent company Suzuki’s its first car manufacturing plant in India. This plant will be established at? – Hansalpur (Gujarat) 87. The 50th Annual Conference of the Directors General of Police (DGPs) and Inspector General of Police (IGP) of all States and Union Territories was inaugurated by Prime Minister Narendra Modi on 18 December 2015. This 3-day Conference is being held at which place? – Dhordo (Kutch, Gujarat) 88. The US Federal Reserve raised interest rates by 0.25 percentage points on 16 December 2015. This was the first interest rate increase by the Fed since which year? – Since 2006 89. Which private sector aviation company created history when it became the first-ever aviation company to enter the top- 50 most valuable companies in terms of market capitalization (m-cap) on the BSE? – InterGlobe Aviation 90. Rating agency ICRA on 16 December 2015 downgraded which PSU bank’s long-term ratings to ‘stable’ from ‘positive’? – United Bank of India 91. Union Finance Ministry on 16 December 2015 made it mandatory to quote PAN (permanent account number) for all transactions in excess of Rs.2 lakh, regardless of the mode of payment, to curb black money. This guideline will come into effect from which date? – 1 January 2016

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 108 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

92. The Supreme Court, in an unusual order, on 16 December 2015 invoked its constitutional powers and appointed Justice Virendra Singh as Lokayukta of Uttar Pradesh after the State government failed to comply with its directives. It used which Article of the Indian Constitution to give this order? – Article 142 93. Indian Space Research Organisation (ISRO) on 16 December 215 successfully launched the PSLV-C29 rocket into the space that carried with it 6 satellites of a South-East Asian country. These satellites will be used to help the country gather information on disaster monitoring and urban planning. These satellites belong to which country? – Singapore 94. The World Bank approved how much loan for India’s Clean India Campaign’, as disclosed by the bank on 15 December 2015? – $1.5 billion 95. Who took as the new Member Traffic in the Railway Board on 15 December 2015? – Mohammad Jamshed 96. 34 Islamic countries agreed to form an “Islamic military alliance” to fight terrorism as announced on 14 December 2015. Which country is leading this alliance, which will primarily target the Islamic State? – Saudi Arabia 97. Which country confirmed a new flag (called Silver Fern) as a possible challenge to oust the country’s current flag on 15 December 2015? – New Zealand 98. Beverage major Coca Cola recently said it will have to shut down some factories in India if the government accepts a proposal to impose ‘sin tax’ as proposed under the provisions of GST. On 15 December 2015 top Coca Cola officials met Chief Economic Advisor Arvind Subramanian, who headed the panel on GST. How much tax has been proposed on aerated beverages under GST? – 40% 99. What is the name of the person of Indian origin who was re-appointed as the Finance Minister of South Africa? – Pravin Gordhan 100. Brazilian appointed as the Finance Minister of Brazil on 18 December 2015 by President Dilma Rousseff - Nelson Barbosa 101. Defence Acquisition Council (DAC) approved the purchase of S-400 Triumf Air Defence Missile System from – Russia 102. British Novelist who died on 16 December 2015 and was known for his novel The Weathermonger - Peter Dickinson 103. International Migrants Day observed across the world on 18 December 2015 with campaign - #I am A Migrant 104. The state that banned use of polythene across the state on 18 December 2015 – Uttar Pradesh 105. The number of migrant workers in the world as per United Nations International Labour Organisation (ILO) report titled Global Estimates on Migrant Workers – 150.3 million 106. Method announced by Reserve Bank of India (RBI) on 17 December 2015 to compute interest rates on advances - Marginal Cost of Funds Methodology 107. • The former Indian cricketer appointed as the bowling coach of Afghanistan’s national cricket team – Manoj Prabhakar 108. • Veteran leader of Communist Party of India (M) of eastern India who passed away on 17 December 2015 - Noorul Huda 109. • The aviation industry turnaround expert who on 17 December 2015 resigned from the post of Chief Executive Officer of Jet Airways is – Cramer Ball 110. • Tata Starbucks announced the appointment of Sumi Ghosh as its Chief Executive Officer (CEO) who will replace - Avani Davda 111. • Hindustan Unilever is set to acquire Mosons Group’s flagship brand known as – Indulekha and Vayodha 112. • The Husband-wife duo named for Sanctuary magazine’s Lifetime Service Award for the year 2015 is - Claude and Norma Alvares 113. • The Indian-origin World Bank official selected to lead Open Government Partnership is – Sanjay Pradhan 114. • Sahitya Akademi on 17 December 2015 announced the Sahitya Akademi Awards for the year 2015 in - 23 languages 115. • The company which was presented with the Most Innovative Company of the Year as part of CII Industrial Innovation Awards 2015 - Zydus Cadila 116. • The company which won the Jury’s Recommendation for Commendation for Significant Achievement award in the environment category as part of CII-ITC Sustainability Awards 2015 – SIMS Recycling Solutions 117. • The company which won the top award in the start-up category as part of CII Industrial Innovation Awards 2015 - Right Track Admizzionz Campuz Pvt. Ltd 118. • An Italian Catholic newspaper on 17 December 2015 reported that the new person who will be given Sainthood is - Mother Teresa 119. • India announced that it will contribute 5 Lakh US dollars to the United Nations annual Emergency Response Fund (ERF) to support - global humanitarian relief operations

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 109 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

120. • In a major setback for Brazil’s opposition, Supreme Court has scrapped a commission set up to deal with impeachment proceedings against - President Dilma Rousseff 121. • The Bihar Chief Minister Nitish Kumar declared Emperor Ashoka’s birth date as a holiday in the state – 14 April 122. • The former justice of Delhi High Court who on 17 December 2015 took oath as the Lokayukta of Delhi is - Reva Khetrapal 123. • The state which announced a 10512 crore rupees relief package for drought-hit villages is – Maharashtra 124. • Indian Railway Catering and Tourism Corporation partnered with Paytm for - E-catering payment 125. • The country which was adjudged as the best to do business with by the Forbes in its Best Countries For Business report 2015 – Denmark 126. • The railway station that will be the first one to get Wi-Fi services as part of a partnership between Google and RailTel that aims at providing the services in 400 railway stations across the country – Mumbai Central 127. • The speaker of Arunachal Pradesh Legislative Assembly against whom an impeachment resolution was passed - Nabam Rebia 128. • He was appointed as the head of the judicial commission to look into the KG-Basin gas dispute between Reliance Industries and ONGC – A P Shah 129. • President of France Francois Hollande will the fifth head of France to be the Chief Guest at -India’s Republic Day celebrations 130. • According to the Supreme Court ruling of 16 December 2015, this article of Indian Constitution is not violated by the appointment of temple priests as per ancient Hindu rituals (Agamas) – Article 14 (Right to Equality) 131. • Andhra Pradesh Cabinet chaired by Chief Minister N Chandrababu Naidu on 16 December 2015 decided to abolish VAT (Value-added tax), CST (Central Sales Tax) on - Sugar factories 132. • Union Cabinet chaired by Prime Minister Narendra Modi on 16 December 2015 gave its approval to amend the Constitution (Scheduled Castes) Order of the year – 1950 133. • The author of the book Bose Brothers and Indian Independence – An Insider’s Account is – Madhuri Bose 134. • The number of Indians named in the disclosure of 2600 unclaimed bank accounts with total holding of about 44 million Swiss franc by Switzerland on 16 December 2015 – Four 135. • This country reached an agreement with the US on resuming regular commercial flights between the two countries – Cuba 136. • The former judge of the Allahabad High Court appointed as the Lokayukta of Uttar Pradesh is – Virendra Singh 137. • The 1978 batch Indian Revenue Services officer appointed Chairman of Central Board of Direct Taxes is – Arun Kumar Jain 138. • The famous golfer named as the European Tour Golfer of the Year is - Rory McIlroy 139. • The World Bank on 15 December 2015 approved a 1.5 billion US dollar loan for - Clean India Campaign (Swachh Bharat Mission) 140. • As per the National Air Quality Index (NAQI) released by Green Peace on 15 December 2015, the city which recorded highest air pollution levels was – New Delhi 141. • The city in which the 10th WTO Ministerial Conference was inaugurated on 15 December 2015 – Nairobi, Kenya 142. • To commemorate Indian armed forces victory in Indo-Pak War 1971, Vijay Diwas was celebrated on – 16 December 2015 143. • The city in which the two-day 14th Meeting of Heads of Governments of SCO Member States was concluded on 15 December 2015 - Zhengzhou (China) 144. • The combined Commanders Conference, an annual tri-services event was held for the first time outside New Delhi in – Kochi coast, Kerala on board INS Vikramaditya 145. • Online shopping portal that on 15 December 2015 launched its mobile website in Hindi and Telugu language - Snapdeal.com 146. • The Union Finance Ministry on 15 December 2015 raised the monetary limit for filing appeals to Income Tax Appellate Tribunal (ITAT) to - 10 lakh rupees 147. • Name of the border force that was proposed and adopted by the European Commission (EC) on 15 December 2015 to protect Europe’s external border and Schengen area in light of migrant crisis – Europe Border and Coast Guard 148. • The state that exempted LED bulbs from the levying of Value Added Tax (VAT) – Uttar Pradesh

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 110 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

149. • The place in Uttar Pradesh that saw the inauguration of 660 MW thermal power plant by Chief Minister Akhilesh Yadav – Harduaganj in Aligarh 150. • Title of the United Nations Human Development Report 2015 that was released on 14 December 2015 - Work for Human Development 151. • Rank of India in terms of Human Development Index (HDI) as per Human Development Report, 2015 - 130 152. • Union Government on 14 December 2015 requested the states and Union Territories (UT) to start Operation Smile-II between - 1 January to 31 January 2016 153. • In a major green initiative, this Indian state decided to phase out more than nine-year-old buses of its Road Transport Corporation – Himachal Pradesh 154. • The Atomic Energy (Amendment) Bill, 2015 passed by Lok Sabha seeks to amend the Atomic Energy Act of the year – 1962 155. • The famous singer who was honoured with the Lifetime Achievement Award by the West Bengal Government is – Kumar Sanu 156. • The notable violinist conferred with the 2016 Genesis Prize Laureate is- Itzhak Perlman 157. • The golf player who on 14 December 2015 won the Asian Tour’s Order of Merit 2015 is – Anirban Lahiri 158. • The multilateral agency with which the First Initiative collaborated to launch Principles for Public Credit Guarantee Schemes – World Bank 159. • As per the Shock Waves: Managing the Impacts of Climate Change on Poverty report released by the World Bank, 100 million people will be dragged into poverty due to climate change by - 2030 160. • The city in which the 26th Conference of Southern Zonal Council was held on 12 December 2015 - Vijayawada 161. • The multilateral agency that released the Shock Waves: Managing the Impacts of Climate Change on Poverty report – World Bank 162. • Person appointed as Finance Minister of South Africa on 14 December 2015 - Pravin Gordhan 163. • The Japanese shuttler who won the Women’s singles at the BWF World Dubai Superseries finals is - Nozomi Okuhara 164. • The Indian-origin writer who on 11 December 2015 was declared as the winner of the prestigious South East Asia Write Award for Singapore is - Jamaludeen Mohamed Sali 165. • Name of the mascot of the12th South Asian Games that was unveiled ITA Cultural Center Machkhowa in Guwahati, Assam on 13 December 2015 is - Tikhor 166. • Indian cinema’s one of the greatest actors, who was conferred with the Padma Vibhushan, the second-highest civilian honour, on 13 December 2015 is - Dilip Kumar 167. • Ministry of Railways on 13 December 2015 signed three agreements with Japan during the visit of Prime Minister - Shinzo Abe 168. • Thousands of Brazilians marched on 13 December 2015 to demand impeachment of Brazils President Dilma Rousseff because of - an overwhelming corruption scandal and a dismal economy 169. • The Maharashtra government on 13 December 2015 constituted a task force under Union Minister of State for Finance Jayant Sinha for setting up an - International Financial Service Centre (IFSC) 170. • Delhi Government on 13 December 2015 ordered magisterial enquiry to probe the death of a 6-month old baby and demolition of 500 Jhuggis by - Railway and Delhi police 171. • Lohitt Urs and his co-driver Shrikanth Gowda won the title in the FIA Asia Cup category in the Coffee Day India Rally, which concluded in - Chikkamagaluru, Karnataka 172. • In the first six months of the FY 2015-16, the Foreign Direct Investment (FDI) inflows into the services sector grew by about 20 percent to reach - 1.46 billion dollars 173. The growth rate in Foreign Tourist Arrivals in November 2015 over the same Period in 2014 – 6.5% 174. • The country with highest share of tourist arrivals in India in November 2015 – USA 175. • The amount recommended by National Commission for Safai Karamcharis that is to be compensated to death victims among Safai Karamcharis – 10 lakh rupees 176. • The famous author who was honoured with the 2015 Mailer Prize for lifetime achievement is – Salman Rushdie 177. • The industry group that recorded the highest positive growth rate in October 2015 – Furniture manufacturing 178. • The industry group that recorded the highest negative growth rate in October 2015 - Publishing, printing & reproduction of recorded media

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 111 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

179. • The 112-year old English newspaper of that will be acquired by Alibaba for an undisclosed amount – South China Morning Post 180. • Name of the Festival of Energy that was inaugurated by President Pranab Mukherjee on 11 December 2015 – Umang 2015 181. • The city which made it to the UNESCO’s Creative Cities Network for the creative field of City of Crafts and Folk Arts is – Jaipur 182. • Three-day International Tourism exhibition will start on 11 December 2015 in - Mudurai, Tamil Nadu 183. • Name of the Chief Executive Officer (CEO) of the combined company that will formed after the merger of Dow and DuPont – Edward D Breen 184. • The shooter who won the Women’s 50m Rifle 3 Positions Gold at the 59th National Shooting Championships is - Elizabeth Susan Koshy 185. • The actor who became the co-owner of the International Premier Tennis League (IPTL) franchise OUE Singapore Slammers is – Amitabh Bachchan 186. The International Cricket Council on 10 December 2015 announced new global partnership with - OPPO 187. India’s global rank, as per the Global Illicit Financial Flows Report 2015, in terms of illicit financial outflows – Fourth rank 188. The country which was identified as world’s top exporter of illicit money by the Global Financial Integrity – China 189. Honduran international footballer who was shot dead while on holiday in his hometown La Ceiba is - Arnold Peralta 190. The Supreme Court on 10 December 2015 agreed to examine a suggestion to ban entry of all diesel-run trucks into the national capital Delhi except – Vehicles carrying essential goods 191. To bring down infant mortality rate and maternal mortality rate, Rajasthan’s health department has decided to launch a scheme from 24 December 2015 - Kilkari voice message scheme 192. The Sri Lankan cricketer who on 9 December 2015 was awarded with an honorary lifetime membership of Marylebone Cricket Club - Mahela Jayawardene 193. The number of additional inland waterways proposed to be declared as the national waterways through amendments to National Waterways Bill, 2015 approved by the Union Cabinet on 9 December 2015 – 106 194. The Indian institute which bagged a US military contract for research and development on solar powered micro-grid is - Indian Institute of Science 195. Kartik Sawhney, 21-year-old blind boy, was awarded with the 2016 Queen’s Young Leaders Award is the founder of - Project STEMAccess 196. Country that introduced resolution 2250 (2015) on youth, peace and security that was adopted by UN Security Council on 9 December 2015 -Jordan 197. The country that became the first one in the world to give approval to use vaccine against dengue fever – Mexico 198. The multilateral agency that released the Asian Economic Integration Report 2015 – Asian Development Bank 199. The focus area of UNCTAD’s Handbook of Statistics 2015 – Special Economic Zones 200. The country which became the 10th member to ratify Articles of Agreement of Asian Infrastructure Investment Bank – Luxembourg 201. To allow UK academicians to come to India under Global Initiative of Academic Networks (GIAN) programme, India and United Kingdom on 9 December 2015 launched a joint initiative named - 2016: UK-INDIA Year of Education and Research 202. The 2nd World Internet Conference will be held from the 16 to 18 of December 2015 in – Wuzhen, China 203. The Committee that slammed China in its review on progress on torture under the Convention Against Torture – UN Committee on Torture 204. Theme of the International Anti-Corruption Day that was observed across the world on 9 December 2015 - Break the corruption chain 205. Thirteenth International Conference & Exhibition on Sustainable Habitat & Smart Cities ‘Municipalika 2015’ began in – Jaipur 206. International Day of Commemoration and Dignity of the Victims of the Crime of Genocide and of the Prevention of this Crime is observed on - 9 December 207. Indian Bank that on 8 December 2015 announced to mobilize 5 billion US dollars from 2015 to 2020 for climate action -Yes Bank 208. The player awarded with the 2015 BWF Male Player of the Year Award is - Chen Long

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 112 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF FEBRUARY - 2016

209. He was named as the number 1 Test all rounder in the ICC rankings -Ravichandran Ashwin 210. The Hyderabad-based drug maker that became first Indian company to receive DGCI’s approval for hepatitis C drug – Hetero Drugs 211. The scheme that was acknowledged by the Guinness Book of World records as the largest cash transfer programme in terms of number of households – PAHAL 212. The city which was chosen to the India Aviation Exhibition and Conference Event 2016 – Hyderabad 213. He is heading the Alternative Investment Policy Advisory Committee of the Securities and Exchange Board of India – NR Narayana Murthy 214. The country that rejoined as a member of the Organization of the Petroleum Exporting Countries (OPEC) – Indonesia 215. Pune and Rajkot on 8 December 2015 became the interim franchises in the Indian Premier League (IPL) till – 2017 216. Indian cricketer Rohit Sharma on 9 December 2015 became the co-owner of the Pro Wrestling League team - UP Warriors 217. External Affairs Minister Sushma Swaraj on 8 December left for Pakistan to attend - Heart of Asia Conference in Islamabad 218. The person appointed as the President and Managing Director of General Motors India is – Kaher Kazem 219. The winner of the 2015 Wheelchair Basketball Championship is -Maharashtra 220. First female Prime Minister of Latvia who announced her resignation on 7 December 2015 - Laimdota Straujuma 221. The city in which the Indian Government announced I-LTEO programme to monitor 8 different biomes across the country – Paris 222. The multilateral agency that launched the Zero Routine Flaring by 2030 Initiative to avoid gas flares during oil production – World Bank 223. The political coalition that won majority in the 2015 Venezuelan parliamentary election - Democratic Unity Roundtable 224. The agenda of the two-day Heart of Asia conference that was inaugurated on 8 December 2015 in Islamabad - Regional cooperation on security issues 225. Andhra Pradesh on 5 December 2015 became the first state of India to join the Union Government’s - Ujwal Discom Assurance Yojana (UDAY) 226. The Supreme Court on 7 December 2015 directed State and Union Territory (UT) Governments to consider acid-attack victims under - Disabled Quota 227. The creator of Star Wars who on 6 December 2015 received the prestigious Kennedy Center Lifetime Artistic Achievement award is -George Lucas 228. State Legislature to become the first in the country to launch an online mechanism for legislators to send questions and move different motions in the House is – Maharashtra 229. The Indian oil marketing company that joined World Bank’s Zero Routine Flaring by 2030 Initiative - Oil and Natural Gas Corporation Limited 230. India on 4 December 2015 received its first uranium consignment of about 2730 tonnes from - Canada 231. She won bronze medal on 6 December 2015 at the International Boxing Association Olympic Test event – Mary Kom 232. The country in which the International Boxing Association Olympic Test event was held – Brazil 233. The trophy that was won by India by defeating South Africa 3-0 in a four match test series – Freedom Trophy 234. Prime Minister Narendra Modi on 6 December 2015 released two commemorative coins of 125 rupees and 10 rupees denomination, as part of the 125th birth anniversary year celebrations of - Dr Babasaheb Bhim Rao Ambedkar 235. A coalition of African countries and donors on 6 December 2015 unveiled African Restoration Initiative (AFR100) that aims at restoring 100 million hectares (250 million acres) of degraded and deforested land by - 2030 236. The state in which the coal miners started to switch to turmeric farming after the National Green Tribunal in April 2014 banned on coal mining and transportation in the region is – Meghalaya 237. A three-day cultural extravaganza, Mayyazhi Mahotsavam, kicked off on 29 November 2015 in- Mahe 238. He was re-elected as the president of Asian Tennis Federation – Anil Khanna

239. Following the downing of their warplane by Ankara on the Syrian border, Russian President Vladimir Putin has announced economic sanctions against – Turkey 240. Indian Shuttler PV Sindhu on 29 November 2015 won the Macau Open Grand Prix Gold women’s singles title of Badminton for - the third consecutive time 

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 113 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] VANIK PROVIDES

Well Equipped Classroom Vanik’s Recent Selections Centralized A/C Counseling with Central A/C Fully Wi-Fi Enabled Lab

Library With Well Developed & Experienced & Dedicated Faculties Exam Oriented Study Material Interview Grooming Session Food Court Let’s Join & Maximize Your Knowledge...

WHY YOU SHOULD JOIN VANIK INSTITUTE FOR “BANKING, RAILWAY AND SSC”

1. BEST FACULTY OF INDIA FOR CLASSES COMPARE TO ALL OTHER EXAMPLE : APTITUDE-6 VOL, REASONING-4 VOL , ENGLISH-3VOL, INSTITUTE. COMPUTER-2 VOL, BANKING AWARENESS-2 VOL, MARKETING-2 2. Highest no of hours in every subject for better understanding. Total VOL, CURRENT AFFAIR : DAILY SHEET, 6 NOS MONTHLY MAGAZINE hours for banking - 400+HRS (6 MONTHS DAILY 2 ½ HRS CLASS ) ,2 NOS HALF YEARLY MAGAZINE , PREVIOUS YEAR PAPERS OF - IBPS AND SSC - 550+ HRS (6 MONTH DAILY 5 HRS CLASS ) PO, IBPS CLERK, SBI PO, SBI CLERK, PRACTICE PAPERS FOR EXAMPLE : APTITUDE-80HRS, REASONING-70HRS, ENGLISH-70HRS, UPCOMING EXAMS COMPUTER-40HRS, BANKING AWARENESS-30HRS, MARKETING-30HRS, FOR SSC students extra volume of materials and General study material CURRENT AFFAIRS-50HRS, GENERAL STUDIES-120HRS (HISTORY, (HISTORY, GEOGRAPHY, POLITY, LIFE SCIENCE, ECONOMICS, PHYSICS & GEOGRAPHY, POLITY, LIFE SCIENCE, ECONOMICS, PHYSICS & CHEMISTRY ) CHEMISTRY) 3. Separate vocabulary class (1000 - BANKING AND 1500 WORDS - SSC ) 15. Interview classes , mock interview with video recording and analysis 4. Separate traditional GK class for easily remember GK in the class 16. Personal development and group discussion class itself. (50 hrs) 17. Weekly 3 online mock test of upcoming exams with discussion. 5. Time to Time motivational class and classes how to crack the exam by (MTD- MOCK TEST & DISCUSSION our experts. 18. Unlimited online practice tests as per your choice (MCT - MY CHOICE 6. Daily Doubt clearing classes . TEST ) 7. Different technique of teaching style for easy understanding 19. Separate online test subject wise and topic wise test ( SBT - SUBJECT 8. Daily class test of every class after the class BASED TEST AND TBT - TOPIC BASED TEST ) 9. Weekly test of weekly covered topics of all subjects 20. Hostel (both boys and ladies separately) 10. Class room assignment practice and discussion of every topic in class 21. In campus canteen facility it self 22. Largest Campos with modern infrastructure compare to all other 11. Daily current affair handouts before the class institute at bhubaneswar 12. Weekly current affair class with weekly C/A question discussion class. 23. 24 hrs study room for self study 13. Best material with work book for practice more question at home 24. Modern computer lab with wi- fi campus 14. Highest no of material. Total -25+ VOLUMES FOR BANKING AND 30+ 25. HIGHEST LEVEL OF SUCCESS RATE VOLUMES FOR SSC STUDY MATERIAL KIT (Total 25 Volumes)

MONTHLY ISSUE - FEBRUARY - 2016 MARKETING

Reasoning Vanik’s APTITUDE V V ENGLISH V V A A A A N N N N I I I K K I

K Current Affairs K

COMPUTER COMPUTER APTITUDE BANKING Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU for Bank PO for Bank PO & Clerical for Bank PO R E A S O N I N G for Bank PO Awareness Bank PO & Clerical MARKETING

Bank PO y & SSC Railway & SSC Bank PO & Clerical | SSC & Railway Railwa ENGLISH Bank PO & Clerical Bank PO & Clerical Bank PO & Clerical for , Clerical & Bank PO , Clerical & , Clerical & , Clerical & General Awareness Banking Awareness Current Affairs , Clerical & All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations

During the 10th ministerial conference in the Nairobi, Kenya two new members were added viz. Liberia (163rd) and Afghanistan (164th). AAO Admissions Assignment - I Assignment - II Vacancies Practice Set for IBPS-PO(Main) Open 700 (Class Room Practice) (Home Work Practice) ONLINE TEST & DISCUSSION Practice Set for LIC-AAO Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples CRASS COURSE STARTS FROM 11th January 2016 Test & 3 Discussion Practice Set for CGL-2016 Topicwise Theory with Solved Examples Weekly 3 800/- 7th January 2016 Monthly Rs. Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Time : 7.30-10am Duration : 2 months | . Module Vanik’s Page Assignment - I Assignment - II Assignment - I Assignment - II Weekly 6 days | 150hr Assignment - I Assignment - II Assignment - I Assignment - II (Non-Tech) 300+ Updated MCQs (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Group-C 200+ One Liners (Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) Admissions RRB (Class Room Practice) (Home Work Practice) Open 18252 Vacancies 40 MCQs on Computers ONLINE TEST & DISCUSSION 100 GK for SSC & Railway CRASS COURSE STARTS FROM 11th January 2016 Y) Vanik’s Knowledge Garden Test (10am-12pm) &Y SUNDA Leading Institute for Banking, Railway & SSC 7th January 2016 Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Time : 7.30-10am Discussion (1pm-6pm) (EVER 2 months | Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC Duration : . Module P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s Weekly 6 days | 150hr P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s Monthly Updated Current Affairs unctions New Committees & its F Awards & Honours Events of the month Games & Sports Date and Observations onomy & Banking Important Index Ec s Recent MOU echnology Famous Personality Science & T Books & Authors Famous Places Bank PO Clerical Railway SSC

VA N I K C R P F C E N T R E VA N I K S A H E E D N A G A R C E N T R E COURSES OFFERED: COURSE FEATURES: ONLINE TEST @ HOME Subjectwise Weekly Test Classroom Study Course Study room for self study Rs. 150/- Rs. 250/- Rs. 350/- Rs. 500/- Postal Study Course Daily Current Affair Handouts 1 Month 3 Months 6 Months 12 Months Topicwise Daily Test SSC/Railway Tech. Course Separate Vocabulary Class 1. 12 Ongoing Test in Alternative Days Online Test & Discussion Experienced Faculties 2. 100 Practice Test & All Previous Year Test Subjectwise Improvement Free Magazine for Students 3. Current Affairs Classes free at Institute Wi-Fi Campus Lab Free GD/ Interview Guidance Daily Doubt Clearing Class Online Test & Discussion Regular Classroom Course Features & Facilities Features Facility CONGRATULATIONS Hard Copy of Test & Explanation CENTRES India’s best faculty Doubt clear after the class Library - 7am to 9pm CRP & Saheed Nagar to VANIK Team Best study material (25nos.) A/C Classroom Weekly 3 Test & 3 Discussion Online test and discussion Highest no. of class (550hr.) Test Discussion by 5 Faculties Current Affairs Handout Now more than Class room workbook Daily current affair hardcopy Weekly C/A Test & Discussion Current Affairs Class Attend 1 Free Subject-wise Class Available Monthly Magazine students are in Vanik Daily test and discussion Current Affairs Class Centralized A/C Lab with Wi-Fi Demo Test 1500 Weekly test and discussion Hostel Facility (Boys & Girls) Scholarship for Toppers Individual Doubt Clear Online Test & Discussion Unique concept of schedule Library Facility Thanks to all the students for their appreciation VANIK STUDENTS SELECTION

DILLIP SAMAL RAJENDRA SAHOO RASHMI BISWAL SUSANGITA DASH BISWANATH SINGH ABINASH JENA SREELEKHA SWAIN DEEPAK KU. NAYAK DEBI PRASAD PADHY ALINA SHARMA CO.OP.BANK PNB & SBI-PO SBI-PO LIC SSC POSTAL SBI MYSORE SBI-HYDERABAD SBI MYSORE SBI-HYDERABAD

RAHUL KAPOOR SANTOSH K. DAS ADITYA P. MOHAPATRA SWARNALATA BEHERA SUSHREE PRIYADARSHINI INDRAJIT UPADHAYA MANOJ K. BISWAL SUMEET SHARMA ASIS PANDA SANKAR MISHRA SYNDICATE BANK-PO UCO BANK BANK OF INDIA SYNDICATE BANK UCO BANK SYNDICATE BANK KAR. BANK-PO & CLERK BOI-PO VIJAYA BANK-PO SYNDICATE BANK KARNATAKA BANK

Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s Corporate Office : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph : 0674-6556677, 8093-556677 Web : www.vanik.org, E-mail : [email protected] Price : `40