TRAVEL INSURANCE for OLDER TRAVELLERS Compiled by The

TRAVEL INSURANCE FOR OLDER TRAVELLERS

Compiled by the Pimpernel Trust

Insurers offering annual and single-trip cover for older travellers. NB. Cover for pre-existing conditions usually costs more.

It is essential that you do some research, comparing the small print of the policies as each company differs considerably, and also volunteer details of all medical conditions. The cheapest may not necessarily be the best value. If you have access to a computer and the Internet, it’s worth checking out the web sites. Over 75 – worth looking at insurance comparison web site such as money.co.uk or My travel holiday insurer (see below).

We have checked the details with the organisations concerned and believe they are currently accurate. They are however subject to change. We welcome feedback.

Co-operative – we have been made aware that whilst the Co-op has stopped offering Travel Insurance as a stand-alone, if you have your Home Insurance with the company, one of the benefits of that package is travel insurance.

Insurance Telephone Website Comments Company AgeUK 0845 600 www.ageuk.org.uk Good value for money, 3348 although if upgraded for a particular trip, will not then downgrade. AllClear 0845 250 www.allcleartravel.co.uk 5222 American 0800 028 www.americanexpress.com Express 7573 Columbus 0845 888 www.columbusdirect.com Direct 8893

Civil Service 020 8688 Contact: Once joined there is no age limit. Pensioners 8418 [email protected] NB: For non-Diplomatic Service Association pensioners, contact us for (CSPA) advice. Covered2Go 0844 482 www.covered2go.co.uk 7755 ETA 0800 212 www.eta.co.uk Insurance 810 Explorer 0800 043 www.explorerinsurance.co.uk 4003 Flexicover 0800 542 www.flexicover.co.uk Direct 7699 Global Travel 01424 718 www.globaltravelinsurance.co.uk Insurance 790 Golfguard 0800 581 www.golfguard.com Insurance 801 Insurance 0844 www.insurancechoice.co.uk Choice 5577600 Insure for All 0844 884 www.insureforall.com 1052

John Lewis 0800 953 www.johnlewis-insurance.com 2552 LV= 0800 066 www.lv.com 5302 Mature Times 01392 287 www.maturetravelinsurance.co.uk Up to the age of 115!! 464 Money.co.uk www.money.co.uk /travel-insurance/over-75- (Comparison website) travel-insurance) My Travel 0844 884 www.mytravelinsurance.org.uk Holiday 5073 (Comparison site) Insurer Preferential www.preferential.co.uk Rias 0845 045 www.rias.co.uk 1320 SagaIncluded 0800 015 www.saga.co.uk Competitive with AgeUK. 8055 Staysure 0800 033 www.staysure.co.uk Pre-existing conditions 4902/4151 considered.

Sunvil 020 8568 www.sunvil.co.uk/about- 4499 sunvil/how-to-find-travel- insurance-over-75

Specialist Insurers for those with pre-existing conditions or following serious illness. In this instance you need to speak directly with the Insurers and not do it on-line.

AllClear 0845 250 www.allcleartravel.co.uk 5222 Avanti Travel 0800 620 www.avanti.co.uk No upper age limit Insurance 0949 Benenden 0800 414 www.benendentravel.co.uk will consider all medical Travel 8301 conditions and all ages Insurance CaSE 0844 888 www.caseinsurance.co.uk Listed by the charity, Insurance 3899 Heart UK, for those with high cholesterol Civil Service 020 8688 Contact: Once joined there is no Pensioners 8418 [email protected] age limit. NB: For non- Association Diplomatic Service (CSPA) pensioners, contact us for advice. Free Spirit 0845 230 www.free-spirit.com Listed by the charity, 5000 Heart UK, for those with high cholesterol. Freedom Travel 0870 774 www.freedominsure.co.uk 3760 Gallagher 0800 496 www.gallagherhealth.com Listed by the charity, Health 0863 Heart UK, for those with high cholesterol Gnu Insurance 0800 054 www.gnuinsurance.co.uk . 6601

Good to go 0844 334 www.goodtogoinsurance.com Will insure for longer than Insurance 0160 usual 90 days Holidaysafe 0845 658 www.holidaysafe.co.uk Club 65 policy 0570 Insure and Go 0845 230 www.insureandgo.com 2614 Insure Cancer 0125 278 www.insurecancer.com Specialises in covering 0190 people with cancer, or who have had cancer treatment. Insurancewith 0845 322 www.insurancewith.com 4527 Insure Pink 0844 879 www.insurepink.co.uk 3015 Insure Blue 0800 022 www.insureblue.co.uk 3213 JDwww.jdtravelinsurance.co.uk Travel 0844 247 www.jdtravelinsurance.co.uk 4749

It’s So Easy 0330 606 www.itssoeasytravelinsurance.com Travel Insurance 1422 M&S Travel www.marksandspencerins.co.uk Single trip with BP and cholesterol £35 Money www.moneysupermarket.com Comparison website Supermarket Paying too 01243 www.payingtoomuch.com Cover up to age 99 years much 784000 P J Hayman 0845 230 www.freespirittravelinsurance 5000 Preferential 0843 208 www.preferential.co.uk Insurance 1928 Pulse 0844 334 www.pulse-insurance.co.uk Listed by the charity, Insurance 01165 Heart UK, for those with raised cholesterol World First 0845 908 www.world-first.co.uk 0161

A list of travel insurance companies has been compiled by the British Heart Foundation from feedback received from heart patients. The list can be found on www.bhf.org.uk and download their ‘Insurance information sheet’. There is no guarantee that the companies will be able to offer you the cover that you need, and insurance companies often change their policies. The BHF does not endorse or work with any of the companies. I f you, family or friend suffer from a heart condition and are planning to travel, check out www.bhf.org.uk and download their ‘Travel and your heart’ information sheet for some handy hints and tips.

August 2016