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Real Estate Lending What Is Homeowners Insurance and How APRIL 20 20 Real Estate Lending In the market for a new home? Thinking about refinancing? Looking to cash-in on the equity in your home? Talk to one of our mortgage experts to find out how you can save time and money by financing with West Michigan Credit Union. Connect with us online, in-person, or via phone for more information about how we can help you reach your Holiday Closings homeownership and financial goals. West Michigan Credit Union offices will be CLOSED the following dates: To learn more about the home buying process, visit our blog: • Monday, May 25th www.WestMichiganCU.com/blog • Saturday, July 4th Access your accounts through: • It’s Me 247 Online Banking • Debit Card • Shared Branch • Mobile App with Remote Deposit and Card Controls What is Homeowners Insurance and How Does Home Insurance Work? Returning to Homeowners insurance, sometimes referred to as “hazard Michigan for the insurance” or simply “home insurance,” is property insurance Spring? designed to cover private homes and their contents. Don’t forget to update your addess There are three major reasons to buy homeowners insurance: with us! You can make the change • To provide property coverage: Homeowners in online banking or by contacting insurance covers the physical structure of your home and us at: your personal property if it gets damaged or destroyed. 1(800) 442-4576 • To provide liability coverage: If someone who isn’t Melissa Price covered under your policy is injured or killed, or their Licensed in Auto, Home, and Life property is damaged or destroyed while they’re on 1-616-432-5023 (Direct) your property, your homeowners policy will cover your 1-616-710-1469 (Cell) personal legal responsibility. This coverage extends FAX: 616-281-0981 to cases where damage or injury happens adjacent to [email protected] Stay up-to-date on closings, news, your property, such as when the limb of a tree on your and events by following us on property falls on a parked car on the street. Made available by: • To satisfy your mortgage lender: To get a Facebook “f” Logo Facebook andCMYK / .eps Instagram!Facebook “f” Logo CMYK / .eps mortgage, most lenders insist you have insurance as long as you have a mortgage; you also have to list the lender as the mortgagee on the policy. Underwritten by: @WestMichiganCU Read more by visiting: www.WestMichiganCU.com/insurance GRAND RAPIDS | BIG RAPIDS | REED CITY | CADILLAC | MANISTEE Community News Better Rate, Better Reward We are happy to announce two new credit card program options, our Better Rate and Better Reward cards. Our Better Rate credit card has lower rates than other cards, while our Better Reward card offers cash back. Our old credit card program will be phasing out, so make the switch today! Feeding America West Michigan To learn more, speak with a Member Service Representative. Apply in person, by With your help, we were able to give phone 1.800.442.4576, or apply online: www.WestMichiganCU.com/better $14,000 to Feeding America West Michigan, equaling 56,000 meals. Our team members spent time volunteering by packaging food to be distributed to our neighbors in need. Website Refresh We recently renovated our website to a clean and modern design. You can still find important information on our services and products, as well as some new and exciting features. Be sure to check out our monthly blog and quarterly newsletters. Locate shared branches, surcharge-free ATMs, and read up on current community involvement. You can still access your online banking through It’sMe247 by clicking on the “Login” button in the top right, next to the magnifying glass. Keep checking in to see the latest news and promos! To view our new website visit: www.WestMichiganCU.com Helen DeVos Children’s Hospital Wow! Look at how wonderful our members are! Your participation in our December Skip-a-pay allowed us to make a donation of $7,700 to Helen DeVos Children’s Hospital. The donation will go directly to Feeding the Future bettering the lives of their 190,000+ patients and family members. We believe in giving back to the community to support local causes. As we celebrate Youth Month (April) we will be collecting donations to put towards assisting with local school lunch programs and pantry programs. Our efforts will contribute to alleviating the financial stress that some families in our communities are experience. We will be collecting school supplies as donations in our branches, stop by for a wish list. 1.800.442.4576 | WestMichiganCU.com | [email protected].
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