You’re a valued MCC member. We have cashback when you switch your home loan.

Flip over for details. Switch your home loan to of and receive cashback.

MCC members receive to 0.4% cashback on your loan amount* • On a $500,000 loan, that’s up to $2,000 back to you. • Offer ends 31/12/2019. Plus, if you’re eligible, an additional $2,000 cashback^ • When you refinance to a new Owner Occupier (Principal and Interest) or Investment home loan with an Advantage Package. $395 annual package fee and $250k minimum loan size applies. • For applications submitted by 30/06/2019 and loan settled by 31/08/2019.

Unfortunately, these offers are not available on Portfolio Loans and Refinances from within the Group.

Contact our Workplace Alliance Team: [email protected] or call (03) 8664 0205.

The Detail: Credit criteria, fees and charges apply. Terms and conditions available at bankofmelbourne.com.au *0.4% Cashback: Each eligible member whose new home loan is approved after 01/02/19 will receive a cash benefit amount equal to 0.40% of the loan balance (less any amounts in any offset account linked to the loan) calculated on the 3rd business day after settlement (“Alliance Benefit’). For home loans with a construction or progress payment option, the Alliance Benefit amount will be equal to 0.40% of the credit limit. The Alliance Benefit will be paid within 60 days of settlement into the eligible member’s Bank of Melbourne transaction account. The transaction account must be linked to the eligible member’s home loan account and all home loan repayments are to be direct debited from that transaction account. The Alliance Benefit is only available to employees of MCG or applicants who have a Melbourne Cricket Club membership. Eligible members are entitled to one Alliance Benefit payment during the term of the Alliance Program Offer irrespective of the number of new home loans approved by Bank of Melbournce for that eligible member. The Alliance Benefit will only be paid on home loans utilised for residential purposes. The Alliance Benefit excludes refinances from St.George, Bank of Melbourne and Bank SA except where the eligible member borrows an additional amount; the Alliance benefit will only be paid on the additional amount. The Alliance Benefit excludes home loans financed through a mortgage broker. The Alliance Benefit excludes Portfolio and Interest Only Relocation Loans.The Alliance Benefit offer commences 01/02/19 and is available until 31/12/2019 and may be varied or withdrawn at any time. ^$2,000 Refinance Cashback: $250k min loan per property refinanced. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans, switches and refinances of home loans within the Westpac Group which include St.George, Westpac, Bank of Melbourne, BankSA and RAMS. Not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible Bank of Melbourne transaction account. The transaction account must be linked to the home loan at time of settlement, and kept open for 60 days after settlement. Cashback will be paid into this account within 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. Read the Bank of Melbourne transaction account terms and conditions and consider if the product is right for you. Refer to bankofmelbourne.com.au. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters. Credit provided by Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. WBC01518BOM 0419