Sandler O'Neill + Partners, L.P. 2015 West Coast Financial Services Conference Agenda Arizona Biltmore, Phoenix, AZ March 10th - Tuesday 6:30pm Welcome Reception & Dinner - Featuring Zachary Karabell, Economic Analyst & Award-Winning Author of The Leading Indicators ~ Cocktail Reception on Gold Room Patio/ Dinner in Gold Room March 11th - Wednesday 6:30am Breakfast ~ Arizona Biltmore Ballroom Main Foyer 7:00am Hot Topics and Emerging Issues in Regulation ~ Casa Grande Kathy Moe ~ FDIC Moderated by: Joel Comer 7:45am - 11:25am 1-on-1 Meetings 11:30am Is Your Bank’s Technology Ready for the Future? ~ Casa Grande Michael Halloran ~ NES Financial Robert Legters ~ FIS Global John Stewart ~ RBS Solutions Moderated by: David Sandler 12:15pm Lunch ~ Frank Lloyd Wright Lawn (rain location: Casa Grande) 1:30pm - 5:10pm 1-on-1 Meetings 5:10pm End of Session 6:00pm Cocktails & Dinner ~ Cottage Court (rain location: McArthur Ballroom 1 & 2)

March 12th - Thursday 7:00am-9:00am Buffet Breakfast ~ Aztec Room

Companies Available for 1-on-1 Meetings: 1st Century Bancshares, Inc. (FCTY) Heritage Oaks Bancorp (HEOP) Alerus Financial Corporation (ALRS) HF Financial Corp. (HFFC) American River Bankshares (AMRB) HomeStreet, Inc. (HMST) Avidbank Holdings, Inc. (AVBH) Independent Bank Group, Inc. (IBTX) Banc of California, Inc. (BANC) Investar Holding Corporation (ISTR) Bank of Hawaii Corporation (BOH) LegacyTexas Financial Group, Inc. (LTXB) Bank of Marin Bancorp (BMRC) Meta Financial Group, Inc. (CASH) Banner Corporation (BANR) MidSouth Bancorp, Inc. (MSL) BBCN Bancorp, Inc. (BBCN) MidWestOne Financial Group, Inc. (MOFG) BofI Holding, Inc. (BOFI) National Bank Holdings Corporation (NBHC) Bridge Capital Holdings (BBNK) Northeast Bancorp (NBN) California Republic Bancorp (CRPB) Northrim BanCorp, Inc. (NRIM) Cascade Bancorp (CACB) Opus Bank (OPB) Cathay General Bancorp, Inc. (CATY) Pacific Continental Corporation (PCBK) Central Pacific Financial Corp. (CPF) , Inc. (PPBI) Central Valley Community Bancorp (CVCY) PacWest Bancorp (PACW) CoBiz Financial Inc. (COBZ) Preferred Bank (PFBC) Columbia Banking System, Inc. (COLB) Presidio Bank (PDOB) Community West Bancshares (CWBC) Provident Financial Holdings, Inc. (PROV) CU Bancorp (CUNB) Pulaski Financial Corp. (PULB) CVB Financial Corp. (CVBF) Riverview Bancorp, Inc. (RVSB) Enterprise Financial Services Corp (EFSC) Southern First Bancshares, Inc. (SFST) First Financial Northwest, Inc. (FFNW) Southern Missouri Bancorp, Inc. (SMBC) First Foundation Inc. (FFWM) Southside Bancshares, Inc. (SBSI) First Internet Bancorp (INBK) Timberland Bancorp, Inc. (TSBK) First Interstate BancSystem, Inc. (FIBK) TriCo Bancshares (TCBK) Glacier Bancorp, Inc. (GBCI) Triumph Bancorp, Inc. (TBK) Green Bancorp, Inc. (GNBC) Umpqua Holdings Corporation (UMPQ) Guaranty Bancorp (GBNK) Veritex Holdings, Inc. (VBTX) Hanmi Financial Corporation (HAFC) , Inc. (WAFD) Heritage Commerce Corp (HTBK) West Bancorporation, Inc. (WTBA) Heritage Financial Corporation (HFWA) Western Alliance Bancorporation (WAL)