SCHEME INFORMATION DOCUMENT

MAHINDRA SHORT TERM FUND

An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years (please refer to page no. 35 of SID)

This product is suitable for who are seeking*:  Income over short to medium term  in debt and money market instruments

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Offer of Units of Rs. 10/- each during the New Fund Offer and Continuous offer for Units at NAV based prices

New Fund Offer Opens on: February 9, 2021 New Fund Offer Closes on: February 16, 2021 Scheme reopens for continuous sale and repurchase from: February 25, 2021

Name of Mahindra Manulife Mutual Fund Name of Asset Management Company Mahindra Manulife Private Limited (formerly known as Mahindra Asset Management Company Pvt. Ltd.) Name of Trustee Company Mahindra Manulife Trustee Private Limited (formerly known as Mahindra Trustee Company Pvt. Ltd.) Addresses, Website of the Entities Registered Office: 4th Floor, A-wing, Mahindra Towers, Dr. G M Bhosale Marg, P K Kurne chowk, Mumbai – 400018 Corporate Office: 1st Floor, Sadhana House, Behind Mahindra Towers, 570 PB Marg, Worli, Mumbai- 400 018. Website: www.mahindramanulife.com

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The particulars of the Scheme have been prepared in accordance with the Securities and Exchange Board of India (Mutual Funds) Regulations 1996, (herein after referred to as SEBI (MF) Regulations or the Regulations) as amended till date, and filed with SEBI, along with a Due Diligence Certificate from the Asset Management Company (AMC). The units being offered for public subscription have not been approved or recommended by SEBI nor has SEBI certified the accuracy or adequacy of the Scheme Information Document.

The Scheme Information Document sets forth concisely the information about the Scheme that a prospective ought to know before investing. Before investing, investors should also ascertain about any further changes to this Scheme Information Document after the date of this Document from the Mutual Fund / Investor Service Centres / Website / Distributors or Brokers.

The investors / unitholders are advised to refer to the Statement of Additional Information (SAI) for details of Mahindra Manulife Mutual Fund, Tax and Legal issues and general information on www.mahindramanulife.com

SAI is incorporated by reference (is legally a part of the Scheme Information Document). For a free copy of the current SAI, please contact your nearest Investor Service Centre or log on to our website.

The Scheme Information Document should be read in conjunction with the SAI and not in isolation.

This Scheme Information Document is dated January 27, 2021

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Table of Contents

HIGHLIGHTS / SUMMARY OF THE SCHEME ...... 4 I. INTRODUCTION ...... 7 A. RISK FACTORS ...... 7 B. REQUIREMENT OF MINIMUM UNITHOLDERS IN THE SCHEME ...... 14 C. SPECIAL CONSIDERATIONS, IF ANY ...... 14 D. DEFINITIONS ...... 17 E. DUE DILIGENCE BY THE ASSET MANAGEMENT COMPANY ...... 21 II. INFORMATION ABOUT THE SCHEME ...... 22 A. TYPE OF THE SCHEME...... 22 B. WHAT IS THE INVESTMENT OBJECTIVE OF THE SCHEME? ...... 22 C. HOW WILL THE SCHEME ALLOCATE ITS ASSETS? ...... 22 D. WHERE WILL THE SCHEME INVEST?...... 24 E. WHAT ARE THE INVESTMENT STRATEGIES? ...... 31 F. FUNDAMENTAL ATTRIBUTES ...... 39 G. HOW WILL THE SCHEME BENCHMARK ITS PERFORMANCE? ...... 39 H. WHO MANAGES THE SCHEME? ...... 40 I. WHAT ARE THE INVESTMENT RESTRICTIONS? ...... 41 J. HOW HAS THE SCHEME PERFORMED? ...... 45 K. PRODUCT DIFFERENTIATION WITH THE EXISTING OPEN ENDED DEB