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Purchase Volume Worldwide 2015 Vs. 2025

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Purchase Volume Worldwide 2015 Vs. 2025 FOR 46 YEARS, THE LEADING PUBLICATION COVERING PAYMENT SYSTEMS WORLDWIDE JANUARY 2017 / ISSUE 1102 Acquisitions/Investments in Mobile Payments 2016 There were 34 acquisitions and 57 angel, seed, venture, and strategic investment transactions in mobile payment and mobile Purchase Volume money transfer companies in 26 countries last year. These Worldwide 2015 vs. 2025 ($Tril.) > see p. 10 American Express Results Consumer and commercial credit and prepaid cards issued in the United States by American Express and third parties generated $695.44 billion in purchase volume at merchants in 2016, down > see p. 9 Ingenico Payment Processing for Merchant Bots There are at least 7.22 billion consumer messaging app accounts worldwide on the 10 largest platforms, led by Facebook Messenger (1.10 bil.), WhatsApp (1.10 bil.), WeChat (1.10 bil.), Tencent QQ 4.8 / 9.7 0.4 / 0.7 0.6 / 1.3 3.0 / 7.0 0.3 / 1.1 11.4 / 35.1 up 103% up 84% up 111% up 137% up 264% up 208% > see p. 8 Discover Financial Results U.S. CANADA LATIN EUROPE MIDDLE ASIA- AMERICA EAST/ PACIFIC Credit and prepaid cards carrying the Discover brand generated AFRICA $121.47 billion in purchase volume at merchants in 2016, up 2.5% © 2017 The Nilson Report over the prior year. Cash advances (including balance transfers) of > see p. 8 Neustar Mobile Fraud Fighting Platform Purchase Volume by Global Brand Cards Sales projections indicate that online shopping from mobile — Projected to 2025 devices will be on a par with desktop devices in five years. With General purpose payment cards with global brands — that gain will come a concurrent rise in mobile payment fraud. American Express, Diners Club/Discover, JCB, Mastercard, > see p. 5 UnionPay, and Visa — collectively generated purchase Deloitte Cards & Payments Consulting volume of $20.422 trillion in 2015. They are projected to generate $54.891 trillion by 2025. These card-present and More than a thousand consultants contribute to Deloitte’s global card-not-present payments for goods and services are Cards & Payments practice, which saw revenues increase more than generated by credit, debit, and prepaid cards. 10% last year. Airlines, utilities, car companies, mobile network There are more than 60 domestic-market-only general > see p. 12 purpose card brands. They include Elo, RuPay, Star, Pulse, Interac, Shetab, Girocard, Carte Bancaire, BC Card, Accel, Software-based TEE for Mobile Cards Hipercard, Banricompras, Mir, Redcompra, KB Kookmin, Mobile payment wallet providers including handset manufacturers, eftpos, Samsung Card, Post Finance, Pagobancontact, and financial institutions, and mobile network operators use outside Multibanco. Those figures are not included here. technology companies to provision tokenized card credentials > see p. 6 > see p. 7 INSIDE 2 – 4 Fast Facts CHARTS 7 Market Shares of Purchase 10, 11 Acquisitions & Investments: 5 Innowi Mobile POS Device Volume Worldwide Mobile Payments and Mobile 8 Discover Card U.S. 2016 Money Transfers — 2016 9 American Express U.S. 2016 © 2017 HSN Consultants, Inc. THE NILSON REPORT VISIT US ONLINE AT WWW.NILSONREPORT.COM SAGE PAYMENT SOLUTIONS, the U.S. division of U.K. SYNCHRONY FINANCIAL, the largest private label credit software company Sage Group, might be available for card issuer in the U.S., has received a multiyear renewal of acquisition. Sage Group has hired investment bankers to its consumer financing program with department store Belk. consider options. SPS is the 25th largest U.S. merchant Tom Quindlen is CEO at Synchrony Financial, acquirer. Paul Bridgewater is CEO, (571) 612-6127, (203) 585-6244, [email protected], [email protected], www.sage.com. www.synchronyfinancial.com. GROOVV POS FLEX is an alternative to countertop POS FIRST DATA INTEGRATED SOLUTIONS GROUP is a terminals. It features a Samsung Galaxy Tab E 9.6-inch newly formed business segment of the largest U.S. tablet with an EMV-compliant and NFC-enabled card- merchant card acquirer. It is focused on providing software FAST reader device from Total Merchant Services. Groovv POS tools that independent software vendors, value-added Flex comes pre-programmed with software for inventory resellers, software developers, system integrators, and other FACTS management, reporting, and integrated marketing. The market participants can use to integrate with First Data’s system connects wirelessly to a cash drawer, receipt printer, platforms including Clover. EJ Jackson is SVP, Integrated JANUARY 2017 barcode scanner, and kitchen printer. John Gibson is Senior Solutions at First Data, (650) 864-1077, edward.jackson@ ISSUE 1102 Manager at Samsung Electronics America, (201) 298-6987, firstdata.com, www.firstdata.com. [email protected], www.samsung.com/us. GALITT U.S. is accredited to provide Discover D-PAS Joe Kaplan is CEO at Total Merchant Services, Consulting Services. Assistance is available for EMV issuing, No paid (916) 742-8421, [email protected], EMV acquiring, and transit. Loic Berton is SVP-Emerging advertising. www.totalmerchantservices.com. Payments at Galitt U.S., (312) 730 5662, l.berton@ NYCA, a venture capital firm focused on innovation in galitt.com, www.galitt.com. No sponsored financial services, has closed its latest capital fund with BMO HARRIS BANK has launched a digital wallet lineup content of more than $125 million in total commitments. Hans Morris with Masterpass, Android Pay, and Samsung Pay. All can any kind. Ever. is Managing Partner, (212) 893-1177, hmorris@ hold BMO Harris Bank credit and debit cards for purchases nycapartners.com, www.nycapartners.com. in-store, in-app, and online. Patrick Strieck is Managing It is never VERIFONE is offering an application called Verifone Points Director U.S. Retail and Small Business Payments at Redemption to the FIS Premium Payback Network, which BMO Harris Bank, (312) 461-3997, [email protected], permissible for supports loyalty points redemption at U.S. gas stations for www.bmo.com. subscribers to 8.5 million consumers from 3,100 banks. When a shopper BBVA COMPASS has renewed its processing agree- forward or print presents a loyalty card at a Verifone device, it will prompt ment with TSYS, which will continue to provide account this issue. Doing so them automatically if enough points are available to pay for management, card and statement production, fraud and risk violates copyright their purchase. Verifone Points Redemption is aimed at management, web and mobile service support, and other laws. retailers, restaurants, and other places where value-added services for the bank’s consumer, commercial, consumers use their payment cards. Glen Robson is EVP and and small business credit card portfolios. Pam Joseph is Head of Verifone Solutions, (408) 334-4534, glen.robson@ President at TSYS, (706) 644-8750, [email protected], verifone.com, www.verifone.com. Bruce Lowthers is EVP at www.tsys.com. Jon Groch is EVP, Global Payment System FIS Global Retail Payments, (904) 438-6549, Director at BBVA Compass, (312) 279-2038, jon.groch@ [email protected], www.fisglobal.com. bbva.com, www.bbva.com. Conferences & Seminars SEAA 2017: March 20-22, 2017. Cardware 2017 — Payment Insights: TRANSACT 17 — Powered By ETA: May 10- The Le Meridien, Charlotte, North Carolina. May 1-3, 2017. The Hilton Niagara Falls/ 12, 2017. The Mandalay Bay Convention Center, Estimated attendance: 750-800. Cost for the Fallsview Hotel & Suites, Niagara Falls, Ontario, Las Vegas, Nevada. Estimated attendance: 4,000. three-day conference is $99 in advance, $150 Canada. Estimated attendance: 350. Cost for the Cost for the three-day conference is $1,345 for at the door. Contact John McCormick at three-day conference is $1,108 ($1,450 CAD). nonmembers. Subscribers to The Nilson General Credit Forms, (314) 216-8600, Contact Ellen Bansil at ACT Canada, Report will receive a $250 discount. (Use [email protected]. Register at (905) 426-6360 x 122, [email protected]. code NIL250.) Contact Del Baker Robertson at www.southeastacquirers.com. Register at www.cardware.ca. ETA, (202) 828-2635 x204, [email protected]. Register at www.etatransact.com. 2 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive 1 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive THE CARDLINX ASSOCIATION is offering an open source card-linking CORRECTION: BANESCO BANCO UNIVERSAL was ranked as the fifth software suite from Microsoft. Companies can build on the code, which largest credit card issuer in Venezuela in issue #1098 measured by outstand- provides API access to payment networks. Microsoft is a member of CardLinx. ings at year-end 2015. We made an error in our foreign exchange conversion. Download at www.cardlinx.org. The bank should have ranked as Venezuela’s second largest credit card issuer. ALTERNATIVE PAYMENTS, provider of local payment options to global ACCEO TENDER RETAIL, a payment processing and device management brand credit and debit cards, has been integrated with Lime Light CRM, service used by retailers in Canada and the U.S., now links to Mastercard provider of campaign management services that help marketers streamline Payment Gateway Services. The combination provides PCI-validated pay- the creation and management of direct marketing campaigns. Alternative ments through tokenization, point-to-point encryption, EMV support, hosted Payments can provide direct debit services to 520 million consumers
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