2021 Digital Banking Summit

WEDNESDAY, SEPTEMBER 22 OPENING REMARKS 8:55 AM EST BMO Capital Markets - Robert Yeung, Head of Global Equities and Financing Solutions (GEFS) Scotiabank 9:00 AM EST Nacho Deschamps, Group Head, International Banking & Digital Transformation Moderator: Sohrab Movahedi, Banks Analyst, Equity Research Open Banking Panel Equitable Bank – Andrew Moor, President & CEO 9:30 AM EST TD Bank Group – Rizwan Khalfan, EVP & Chief Digital & Payments Officer Moderator: Sohrab Movahedi, Banks Analyst, Equity Research 10:15 AM EST Break

Royal Bank of Canada 10:30 AM EST Kathryn Hume, Interim Head of Borealis AI Moderator: Sohrab Movahedi, Banks Analyst, Equity Research CGI Group 11:00 AM EST Andy Schmidt, VP, Global Industry Lead – Banking Moderator: Thanos Moschopoulos, Information Technology Analyst BMO Financial Group 11:30 AM EST Ernie Johannson, Group Head, North American Personal & Business Banking Moderator: Sohrab Movahedi, Banks Analyst, Equity Research

12:00 PM EST Break Bank of Canada 12:15 PM EST Scott Hendry, Sr. Special Director, Financial Technology in the Banking & Payments Department Moderator: Sohrab Movahedi, Banks Analyst, Equity Research PaySafe 1:00 PM EST Philip McHugh, CEO and Izzy Dawood, CFO Moderator: James Fotheringham, US Financial Services Analyst Real Matters 1:30 PM EST Brian Lang, CEO Moderator: Thanos Moschopoulos, Information Technology Analyst

2:00 PM EST Break

National Bank 2:15 PM EST Martin Gagnon, EVP Wealth Management Moderator: Sohrab Movahedi, Banks Analyst, Equity Research CIBC 2:45 PM EST Hratch Panossian, CFO Moderator: Sohrab Movahedi, Banks Analyst, Equity Research SoFi 3:15 PM EST Anthony Noto, CEO Moderator: James Fotheringham, US Financial Services Analyst

3:45 PM EST End of Conference

*Current as of September 20, 2021; subject to Change List of Participating Companies: CLICK HERE