STUDY NOTES FOR BANK EXAMS
Important Headlines:
## Jio Payments Bank commenced its banking services. ## At the end of Financial Year 2017-18, 97.05 lakh Jio Payments Bank Limited has commenced operations subscribers have enrolled under Atal Pension Yojana. as a payments bank with effect from April 3, 201 ## A meagre two Indian institutions (the IIT Delhi and ## With an aim to promote breastfeeding, Himachal University of Delhi) figured in the world's top 200 Pradesh Health Minister Vipin Parmar launched universities, as per a joint study by industry body Mother's Absolute Affection (MAA) programme in ASSOCHAM and think tank Yes Institute. the state. ## Reliance chairman Mukesh Ambani, with a net worth ## Turkish President Recep Tayyip Erdogan and of $38 billion, is Asia’s third-richest man and is Russian counterpart Vladimir Putin launched the ranked 19 in the Bloomberg Billionaires Index. Apart construction of Turkey´s first nuclear power plant in from Ambani, there are 23 Indians in the Bloomberg the Mediterranean Mersin region. Billionaires Index top 500 list, with Amazon’s Jeff ## Sikkim Chief Minister Pawan Kumar Chamling Bezos and Bill Gates holding on to the top two spots. announced monthly pension of Rupees 1000 for ## NTPC has commissioned the first unit of 1,320 MW farmers engaged in organic farming in the state. super-critical Meja thermal project at Allahabad in ## The 21st Commonwealth Games begin in the Uttar Pradesh. Australian city of Gold Coast. Around 70 nations are ## JICA has signed an agreement with the Government scheduled to take part in it. of India to provide a loan assistance of Rs 500 crore. ## Union Commerce and Industry and Civil Aviation ## Rafael Nadal has reached the top spot in the men's Minister, Suresh Prabhu launched digital initiatives by Association of Tennis Professionals world singles Export Inspection Council (EIC) for ease of export at rankings. New Delhi. ## Union Minister of Petroleum & Natural Gas, Skill ## A Memorandum of Undertaking (MOU) was signed Development & Entrepreneurship Dharmendra between the Indian Army and HDFC Bank on the Pradhan, inaugurated the world-class Interpretation Defence Salary Package. Centre and tourist facilities at Konark Sun Temple. ## Union HRD Minister Prakash Javadekar has Released ## Veteran Tamil film director C.V. Rajendran died. He ‘NIRF India Rankings 2018’ for Higher Education was 81. Institutions. ## India is now the second-largest mobile phone producer ## The HRD Ministry has set up a "high-powered in the world after China. According to the data shared committee" to examine the process by which the CBSE by Indian Cellular Association with the government, conducts examinations. annual production of mobile phones in India increased ## 1G Sathiyan has reached to 46th place in the latest from 3 million units in 2014 to 11 million units in 201 International Table Tennis Federation (ITTF) rankings. ## John Isner has lifted the Men's Singles Miami Open. ## The 114th meeting of the Permanent Indus Commission ## Kerala have lifted their sixth Santosh Trophy Football (PIC) between India and Pakistan was held in New title. In a thrilling final at the Salt Lake Stadium in Delhi. Kolkata, they beat defending champions and 32-time ## SBI Life Insurance has appointed Sanjeev Nautiyal winners Bengal via penalty shootout. as its new Managing Director and CEO. He replaces ## The state government of West Bengal introduced a Arijit Basu. new scheme called ‘Rupashree’ in order to provide ## Veteran socialist leader, freedom fighter and former marriage assistance to girls coming from economically state minister Bhai Vaidya passed away. He was 8 weaker families with a budgetary allocation of Rs 1500 ## A Multi Modal Logistics Park at Balli Station near crore. Madgaon in Goa state on Konkan Railway route was ## In India, the Post Office Payment Bank has started its inaugurated by CMD Konkan Railway. services from 1st April, 201It will be known as India
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Post Payment Bank and it will be the largest payment ## The former chairman of the Central Board of Secondary bank network in the country. Education (CBSE), Vineet Joshi, was appointed the ## The World Autism Awareness Day was observed first director-general of the National Testing Agency across the world on April 2, 2018.The theme of World (NTA) Autism Awareness Day 2018 was 'Empowering ## China has successfully sent pair of twin Beidou-3MEO Women and Girls with Autism'. satellites – Beidou-30 and Beidou-31 –into space as ## Former Manipur Chief Minister R K Dorendra Singh part of its third and final stage of launching its domestic has passed away recently. He was 83. Beidou (Compass) satellite navigation system. ## Madhya Pradesh Government has announced to raise ## Chennai based Geographical Indication Registry and the retirement age for government employees to 62 Intellectual Property India has awarded Geographical years. Indication (GI) Tag to Madhya Pradesh’s Kadaknath ## Former BCCI president Anurag Thakur has been chicken. elected as the president of Himachal Hockey. ## The population of the one-horned rhino in Assam’s ## Kerala will host the Asia’s largest start-up conclave Kaziranga National Park has risen to 2,413, a 2018 ‘Huddle Kerala’. census has found. This amounts to an increase of 12 ## M.L. Srivastava has been appointed as the Protem rhinos over the 2015 census count of 2,401. Chairman of the Lalit Kala Akademi. ## A recent study suggests that India has witnessed the ## Ajit Singh has been appointed as the head of Anti- highest increase in antibiotic consumption among Low Corruption Unit (ACU) of BCCI. and Middle-Income Countries (LMICs) between 2000 ## Mithali Raj has been adjudged as the 'Sportsperson and 2015. of the Year' at the Telangana Sports Journalists ## Scientists have discovered a new organ 'Interstitium' Association annual awards for 2017. in the human body, a discovery that could help the ## Sloane Stephens has won the Women's Singles title at scientists understand the spread of cancer within the Miami Open Tennis Tournament. body. ## Tibetans started the year-long celebrations under ## Ultra-clean Euro-VI grade petrol and diesel, at no “Thank You India” event to mark 60 years of the Dalai additional price, will be supplied in the national capital Lama’s arrival in India in Mcleodganj of Himachal from 1st April in a bid to combat alarming levels of air Pradesh. pollution. ## Indians are consuming almonds like never before,
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leaving behind China and Spain to emerge as the ## The Reserve Bank of India kept repo rates unchanged world’s largest consumer of the nut in recent times. at 6 per cent. The repo rate, at which the central bank ## Gurugram-based hotel aggregator Oyo has launched lends short-term money to other banks, will continue its own cryptocurrency called 'Oyo Smart Coin', the to stay at 6 per cent. startup announced. ## Mirabai Chanu clinched India’s first gold medal at Commonwealth Games 2018. ## The Ministry of Tribal Affairs has approved the establishment of the first multipurpose “Van Dhan Vikas Kendra” on pilot basis for the establishment in Bijapur District of Chhattisgarh State for providing skill upgradation and capacity building training and setting up of primary processing and value addition facility. ## The Union Minister for Railways and Coal Shri Piyush Goyal today launched UTTAM App for Coal Quality Monitoring. UTTAM stands for – Unlocking Transparency by Third Party Assessment of Mined Coal. ## Julius Maada Bio sworn in as the president of Sierra ## Reserve Bank of India has decided to set up Data Leone. Sciences Lab to improve its forecasting, surveillance ## India emerged as the third most vulnerable country in and early warning detection abilities which will aid terms of risk of cyber threats, such as malware, spam policy formulation. and ransomware, in 2017, moving up one place over previous year, according to ‘Internet Security Threat ## The Ministry of Information and Broadcasting has Report’. instituted a committee to regulate online portals, ## India has overtaken Japan to become the world’s including news websites, entertainment sites and second largest producer of crude steel, according to the media aggregators. Steel Users Federation of India (SUFI). ## Gymnastics coach Brij Kishore of Sports Authority of ## Veteran actor Anupam Kher has secured a nomination Telangana State, whose trainee B. Aruna Reddy had in the Best Supporting Actor category at the British won bronze in World Cup gymnastics recently, passed Academy Television Awards 2018 for his role in the away. He was 50. drama The Boy with the Topknot. ## India is hosting the 16thInternational Energy Forum ## Malayalam actor Kollam Ajith passed away recently. (IEF) Ministerial Meeting in New Delhi. He was 56. ## The Election Commission has decided to set up 450 ## Subrata Bhattacharjee has been appointed as the next Sakhi Pink booths during the Karnataka Assembly Ambassador of India to the Republic of Serbia. elections. ## Himanta Biswa Sarma has been elected as president of ## Leading private lender ICICI Bank announced the Badminton Association of India (BAI). launch of a service 'Social Pay' that enables Non ## Indian weightlifter Sanjita Chanu won gold medal after Resident Indians (NRIs) to send money to a beneficiary lifting a total of 192 kg in the women's 53 kg category in India using social media platforms like WhatsApp in Commonwealth games. and e-mail. ## Cab aggregator Ola will offer in-trip insurance cover ## India's youngest weightlifter at the 2018 to riders, who can avail the service by paying Re 1 for Commonwealth Games, 18-year-old Deepak Lather intra-city travel. won India a bronze medal in the 69-kg men's category.
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WEEKLY SPECIAL (EXERCISE GAGANSHAKTI-2018) An all-encompassing coordinated and composite planning the exercise settings. Joint operations, exercise named Gaganshakti is being conducted by the including CSFO, Airborne Ops, Air Landed Ops and IAF from 08-22 Apr 18. The aim of this exercise is real Maritime Ops, have also been planned. time coordination, deployment and employment of Air Apart from wartime drills, IAF will also practice and Power in a short & intense battle scenario. validate various Humanitarian Assistance and Disaster During Gaganshakti IAF will exercise the entire Relief drills that the IAF is expected to undertake machinery to validate its concept of operations and war from time to time. Some such measure would involve waging capability. With each successive exercise, the mobilization of Air Ambulance version of transport lessons learnt in the previous exercises and doctrinal aircraft and helicopters to airlift simulated sitting precepts are put to test, for developing new concepts. and bedridden casualties to metros/big cities having This year the IAF has planned tactics that will be tested good medical facilities and would include evacuation in a real time scenario. of casualties from highways that facilitate such Concepts of accelerated operations, Network Centric operations. Operations, long range missions with concentrated Full spectrums of operations are planned by IAF with weapon releases across all air to ground ranges in India, special focus on `Network Centric Operations', and inter valley troop transfer, flexible use of airspace, Joint ‘Effect Based Operations'. Maritime Air Operations with the Indian Navy, Joint This exercise is aimed at coordinating operations, Operations with the Indian Army, simulated Combat maintenance and administrative responses to achieve Search and Rescue for effective extraction of downed the stated objectives of the Indian Air Force, in case aircrew behind enemy lines, Special Operations with of any contingency. This exercise will hone the war Garuds, Mass Casualty Evacuation from highway and fighting skills of the air warriors in a real time scenario ALG Operations, to name a few, would be tested. It is thus affirming the IAF's role as the cutting edge of our for the first time that efficacy and integration of LCA nation's military capability. in the operational matrix of the IAF is planned. The INDEX OF EIGHT CORE INDUSTRIES logistics stamina of the IAF and the ability to sustain (BASE: 2011-12=100) FEBRUARY, 2018 continuous operations through day & night would be The Eight Core Industries comprise 40.27 per cent of put to test. the weight of items included in the Index of Industrial Efficient exploitation of combat support assets, Production (IIP). The combined Index of Eight Core including use of enablers like AWACS, AEW&C, Industries stands at 123.1 in February, 2018, which FRA, Transport aircraft and ISR assets forms an was 5.3 per cent higher as compared to the index of integral part of the exercise. Special operations February, 2017. Its cumulative growth during April to employing transport aircraft and helicopter as well as February, 2017-18 was 4.3 per cent. Special Forces have been planned during the exercise. COAL The IAF will utilize this opportunity to validate new strategies and tactics, especially to validate recently inducted or upgraded assets and equipment’s. While it is an IAF centric exercise, it is planned to be executed keeping in mind the "Joint Operational Doctrine". The requirements of the other services are being met and the same has been factored while
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Coal production (weight: 10.33 per cent) increased by period of previous year. 1.4 per cent in February, 2018 over February, 2017. STEEL Its cumulative index increased by 1.6 per cent during Steel production (weight: 17.92 per cent) increased by April to February, 2017-18 over corresponding period 5.0 per cent in February, of the previous year. 2018 over February, CRUDE OIL 2017. Its cumulative index increased by 5.9 per cent during April to February, 2017-18 over the corresponding period of previous year. CEMENT
Crude Oil production (weight: 8.98 per cent) declined by 2.4 per cent in February, 2018 over February, 2017. Its cumulative index declined by 0.8 per cent during April to February, 2017-18 over the corresponding period of previous year. NATURAL GAS
Cement production (weight: 5.37 per cent) increased by 22.9 per cent in February, 2018 over February, 2017. Its cumulative index increased by 5.7 per cent during April to February, 2017-18 over the corresponding period of previous year. ELECTRICITY The Natural Gas production (weight: 6.88 per cent) declined by 1.5 per cent in February, 2018 over February, 2017. Its cumulative index increased by 3.1 per cent during April to February, 2017-18 over the corresponding period of previous year. REFINERY PRODUCTS Petroleum Refinery production (weight: 28.04 per cent) increased by 7.8 per cent in February, 2018 over February, 2017. Its cumulative index increased by 4.9 per cent during April to February, 2017-18 over the corresponding period of previous year. Electricity generation (weight: 19.85 per cent) increased FERTILIZERS by 4.0 per cent in February, 2018 over February, 2017. Fertilizers production (weight: 2.63 per cent) increased Its cumulative index increased by 5.2 per cent during by 5.3 per cent in February, 2018 over February, 2017. April to February, 2017-18 over the corresponding Its cumulative index declined by 0.2 per cent during period of previous year. April to February, 2017-18 over the corresponding Release of the index for March, 2018 will be on
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Tuesday, 1st May, 2018. SIDBI CELEBRATES IT'S FOUNDATION SMOOTH ROLL OUT OF E-WAY BILL DAY WITH LAUNCH OF ' SAMRIDHI - THE SYSTEM FROM 01STAPRIL, 2018 VIRTUAL ASSISTANT' & ' BANKABILITY KIT' As per decision of the GST Council, e-Way Bill system became mandatory from 01st April, 2018 for all inter- State movement of goods. The implementation of the nationwide e-Way Bill mechanism under GST regime is being done by GSTN in association with the National Informatics Centre (NIC) and is being run on portal namely https://ewaybillgst.gov.in. On day-1, total of 2.59 lakh e-Way Bills were SIDBI generated on the e-way bill portal. Till 2:00 pm today, celebrated its foundation day 02 APR as day of 2,04,563 e-way bills have been generated. A total Sampark (connect), Sanwad (interaction), Suraksha of 11,18,292 taxpayers have registered on e-Way (security) and Sampreshan (disseminate).Chairman Bill Portal till date. Further20, 057 transporters have Managing Director of SIDBI Shri Mohammad Mustafa enrolled themselves on the e-Way Bill Portal. launched a series of initiatives from its Lucknow bank To assist and answer queries of taxpayers and headquarters. He mentioned that the occasion is an transporters, the Central helpdesk of GST has made opportunity to look within and reinvent our strategy special arrangements with 100 agents exclusively for course correction and development. dedicated to answer queries related to e-way bills. While flagging off its ‘MSME contact programme’; Separately, state tax authorities have started helpdesk he called upon bank’s officers to use the day long in local language, details of which are available on the stay at MSMEs to come closer in understanding GST portal. Central as well as State Tax Authorities their opportunities, challenges and the eco system so have declared Nodal Officers for e-way bills. Detailed as to grasp as to what can be done to ease the way FAQs are kept on the portal for the guidance of the they do business. He told this is what SIDBI has been users. created for and learning with footprints at field level E-way Bill can be generated through various modes is the true spirit of the organisation. In his interaction like Web (Online), Android App, SMS, using Bulk CMD mentioned that SIDBI has taken a series of steps Upload Tool and API based site to site integration both from direct lending (launch of growth support to etc. Consolidated e-way Bill can be generated MSME -SMILE loans around 8.12% and enhancing by transporters for vehicle carrying multiple its footprint through string of Resident Representative consignments. Office) as also policy advocacy ( launch of CRISIDEX, Transporters can create multiple Sub-Users and to gauge MSME aspirations, and MSME pulse, the allocate roles to them. This way large transporters can health tracker for MSMEs). declare their various offices as sub-users. A new step forward in commencing Bancassurance There is a provision for cancellation of e-way Bill services for MSMEs was also taken. An MoU was within 24 hours by the person who has generated the signed with The New India Assurance Co. Ltd. and e-way Bill. The recipient can also reject the e-way two MSMEs were issued insurance policies. SIDBI is Bill within validity period of e-way bill or 72 hours thus evolving as one stop solution provider. of generation of the e-way bill by the consignor While launching the revamped SIDBI website (www. whichever is earlier. sidbi.in) on this occasion CMD mentioned that it is an
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attempt to reimagine the site to reflect the new vibrant be taken, do’s and don’ts etc. face of SIDBI aiming to transform the MSE ecosystem. Mr. Mustafa mentioned that the coming year will Besides providing crisp and precise information about see a slew of measures to create a large positive the various strategic interventions made by SIDBI, impact on MSME sector. New SIDBI will endeavor it exhibits a great potential for the MSME aspirants to contribute to NEW and Entrepreneurial India in a through its other offerings in the form of a "Contactless manner that no one can imagine MSME without us. Loan Platform" likely to be introduced on the website He mentioned that while next year will be year of shortly. Chairman SIDBI also launched Samridhhi- Direct Finance, Institutional financing shall be growth the virtual assistant on banks revamped universal loan engine and Promotion & Development shall be core portal www.udyamimitra.in. It will answer standard strategy. In order to have feet on street, SIDBI shall queries of aspirants 24*7. endeavor to work with teachers and colleges in some During the day, a ‘Bankability Kit’ (brought in states to motivate people to become job creator and partnership with Bank of Baroda and IDBI Bank) was not job seekers. The plan is to create a network which also launched. It is a step to look beyond financial will result in selection of model entrepreneurs every literacy and be a trusted guide for aspirants and year who will be supported by SIDBI in creating existing entrepreneurs to know entrepreneurial self, sustainable business models. SIDBI is also planning know banker & know banking. It covers what bankers to start MSE award to recognize change-maker MSEs look at, how to communicate with banks, the care to at bottom of pyramid.
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PADMA VIBHUSHAN SL. NO NAME FIELD STATE 1. Shri Illaiyaraja Art-Music Tamil Nadu 2. Shri Ghulam Mustafa Khan Art-Music Maharashtra 3. Shri Parameswaran Parameswaran Kerala Literature and Education PADMA BHUSHAN SL. NO NAME FIELD STATE 4. Shri Pankaj Advani Sports- Billiards/Snooker Karnataka 5. Shri Philipose Mar Chrysostom Others-Spiritualism Kerala 6. Shri Mahendra Singh Dhoni Sports-Cricket Jharkhand 7. Shri Alexander Kadakin Public Affairs Russia (Foreigner/Posthumous) 8. Shri Ramachandran Others-Archaeology Tamil Nadu Nagaswamy 9. Shri Ved Prakash Nanda (OCI) Literature and Education USA 10. Shri Laxman Pai Art-Painting Goa 11. Shri Arvind Parikh Art-Music Maharashtra 12. Ms. Sharda Sinha Art-Music Bihar PADMA SHRI SL. NO NAME FIELD STATE 13. Shri Abhay Bang (Duo) Medicine Maharashtra 14. Shri Damodar Ganesh Bapat Social Work Chhattisgarh 15. Shri Prafulla Govinda Baruah Literature and Assam Education-Journalism 16. Shri Mohan Swaroop Bhatia Art-Folk Music Uttar Pradesh 17. Shri Sudhanshu Biswas Social Work West Bengal 18. Ms. Saikhom Mirabai Chanu Sports-Weightlifting Manipur 19. Shri Pandit Shyamlal Chaturvedi Literature and Chhattisgarh Education-Journalism 20. Shri Jose Ma Joey Trade & Industry Philippines Concepcion III (Foreigner) 21. Ms. Langpoklakpam Art-Weaving Manipur Subadani Devi 22. Shri Somdev Devvarman Sports-Tennis Tripura 23. Shri Yeshi Dhoden Medicine Himachal Pradesh 24. Shri Arup Kumar Dutta Literature and Education Assam 25. Shri Doddarange Gowda Art-Lyrics Karnataka 26. Shri Arvind Gupta Literature and Education Maharashtra
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27. Shri Digamber Hansda Literature and Education Jharkhand 28. Shri Ramli Bin Ibrahim Art-Dance Malaysia (Foreigner) 29. Shri Anwar Jalalpuri Literature and Education Uttar Pradesh (Posthumous) 30. Shri Piyong Temjen Jamir Literature and Education Nagaland 31. Ms. Sitavva Joddati Social Work Karnataka 32. Ms. Malti Joshi Literature and Education Madhya Pradesh 33. Shri Manoj Joshi Art-Acting Maharashtra 34. Shri Rameshwarlal Kabra Trade & Industry Maharashtra 35. Shri Pran Kishore Kaul Art Jammu and Kashmir 36. Shri Bounlap Keokangna Others-Architecture Laos (Foreigner) 37. Shri Vijay Kichlu Art-Music West Bengal 38. Shri Tommy Koh (Foreigner) Public Affairs Singapore 39. Ms. Lakshmikutty Medicine-Traditional Kerala 40. Ms. Joyshree Goswami Mahanta Literature and Education Assam 41. Shri Narayan Das Maharaj Others-Spiritualism Rajasthan 42. Shri Pravakara Maharana Art-Sculpture Odisha 43. Shri Hun Many (Foreigner) Public Affairs Cambodia 44. Ms. Nouf Marwaai(Foreigner) Others- Yoga Saudi Arabia 45. Shri Zaverilal Mehta Literature and Gujarat Education-Journalism 46. Shri Krishna Bihari Mishra Literature and West Bengal Education 47. Shri Sisir Purushottam Mishra Art-Cinema Maharashtra 48. Ms. Subhasini Mistry Social Work West Bengal 49. Shri Tomio Mizokami(Foreigner) Literature and Education Japan 50. Shri Somdet Phra Maha Others-Spiritualism Thailand Muniwong (Foreigner) 51. Shri Keshav Rao Musalgaonkar Literature and Education Madhya Pradesh 52. Dr Thant Myint – U (Foreigner) Public Affairs Myanmar 53. Ms. V Nanammal Others-Yoga Tamil Nadu 54. Ms. Sulagitti Narasamma Social Work Karnataka 55. Ms. Vijayalakshmi Art-Folk Music Tamil Nadu Navaneethakrishnan 56. Shri I Nyoman Nuarta Art- Sculpture Indonesia (Foreigner) 57. Shri Malai Haji Abdullah Bin Social Work Brunei Malai Haji Othman (Foreigner) Darussalam 58. Shri Gobaradhan Panika Art-Weaving Odisha
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59. Shri Bhabani Charan Pattanaik Public Affairs Odisha 60. Shri Murlikant Petkar Sports-Swimming Maharashtra 61. Shri Habibullo Rajabov Literature and Education Tajikistan (Foreigner) 62. Shri M R Rajagopal Medicine-Palliative Care Kerala 63. Shri Sampat Ramteke Social Work Maharashtra (Posthumous) 64. Shri Chandra Sekhar Rath Literature and Education Odisha 65. Shri S S Rathore Civil Service Gujarat 66. Shri Amitava Roy Science and Engineering West Bengal 67. Shri Sanduk Ruit (Foreigner) Medicine- Ophthalmology Nepal 68. Shri R Sathyanarayana Art-Music Karnataka 69. Shri Pankaj M Shah Medicine-Oncology Gujarat 70. Shri Bhajju Shyam Art-Painting Madhya Pradesh 71. Shri Maharao Raghuveer Singh Literature and Education Rajasthan 72. Shri Kidambi Srikanth Andhra Pradesh Sports-Badminton 73. Shri Ibrahim Sutar Art-Music Karnataka 74. Shri Siddeshwara Swamiji Others-Spiritualism Karnataka 75. Ms. Lentina Ao Thakkar Social Work Nagaland 76. Shri Vikram Chandra Thakur Science and Engineering Uttarakhand 77. Shri Rudrapatnam Tharanathan Art-Music Karnataka (Duo) Narayanaswamy 78. Shri Nguyen Tien Thien Others-Spiritualism Vietnam (Foreigner) 79. Shri Bhagirath Prasad Tripathi Literature and Education Uttar Pradesh 80. Shri Rajagopalan Vasudevan Science and Engineering Tamil Nadu 81. Shri Manas Bihari Verma Science and Engineering Bihar 82. Shri Panatawane Gangadhar Literature and Education Maharashtra Vithobaji 83. Shri Romulus Whitaker Others-Wildlife Tamil Nadu Conservation 84. Shri Baba Yogendra Art Madhya Pradesh 85. Shri A Zakia Literature and Education Mizoram
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TERMINOLOGY
## PMJDY is related to financial inclusion. ## Basel Committee on Banking Supervision was ## MUDRA bank is a Refinance Agency. established in 1974. # ## PMFBY is related to crop insurance. # MNRE, GOI, has advised stoppage of subsidy of solar schemes routed through NABARD with effect ## 3 months is the validity period of a cheque. from 15 March 2017. ## Each depositor in a bank is insured by DICGC. ## The SHG Bank Linkage Project launched by ## MICR contains 9 digit alphanumeric codes. NABARD in 1992 has blossomed into the world’s ## NABARD is the regulatory body for RRB. largest micro finance project. ## NABFINS is one the subsidiary of NABARD. ## The government of India created the RIDF in NABARD in 1995-96, with an initial corpus of Rs.2, ## The initial capital of NABARD was 100 Crores. 000 crore. ## Current account deposit generally provides no rate ## Producers Organization Development Fund” of interest. (PODF) was set up on 01 April 2011, with an initial ## If Reserve Bank of India reduces the Bank Rate, corpus of Rs 50 crore. liquidity will increase. ## Watershed Development Programme was created in ## RBI's governor, signature is found on a 2 rupee note NABARD with a contribution of Rs 100 crore each in India. by Ministry of Agriculture Government of India and ## Finance secretary signature is found on a 1 rupee NABARD. note in India. ## Onsite inspection of Cooperative Bank and Regional ## HDFC was established for granting Housing Loans Rural Bank. (RRBS) is one of the major activities ## On the basis of recommendations of Shivaraman of the National Bank for Agriculture and Rural Committee NABARD was establishment Development (NABARD) # ## The first Regional Rural Bank established in India # In pursuance of an appeal by the then Prime was Prathama Bank. Minister, Pt. Jawaharlal Nehru in January, 1948, the Prime Minister’s National Relief Fund (PMNRF) ## RIDF (Rural Infrastructure Development Fund) was established with public contributions to assist introduced in 1995. displaced persons from Pakistan. ## Article 117 of the Constitution of India is related to ## High Level Group under the Chairmanship of Financial Bill. Dr. C.Rangarajan recommended the setting up of ## The amount provided as an insurance cover under National Housing Bank as an autonomous housing the PMJJB Yojna is ₹ 2 lacs finance institution. ## Sukanya Samriddhi account was launched on 22 ## Reserve Bank of India (RBI) at the insistence of the January 2015. Government of India, constituted a Committee to ## Kishore category gives loan between ₹ 50,000 and Review the Arrangements for Institutional Credit for upto ₹5 lacs under PM MUDRA Yojna. Agriculture and Rural Development (CRAFICARD) to look into these very critical aspects. The ## Narasimham committee recommended willful loan Committee was formed on 30 March 1979, under defaulter. the Chairmanship of Shri B. Shivaraman, former ## NPA is considered in case of long duration crops member of Planning Commission, Government of after 1 crop season. India.
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## NABARD came into existence on 12 July 1982 by Rural Godowns was introduced in 2001-2002. transferring the agricultural credit functions of RBI ## Union Finance Minister, during his Budget Speech and refinance functions of the then Agricultural 2016-17, had announced the creation of a dedicated Refinance and Development Corporation (ARDC). Long Term Irrigation Fund (LTIF) in NABARD ## The Department of Animal Husbandry, Dairying with an initial corpus of `20,000 crores. and Fisheries (DAHD&F), GoI launched a pilot ## Section 35(6) of the Banking Regulation Act, 1949, scheme titled “Venture Capital Scheme for Dairy empowers NABARD to conduct inspection of State and Poultry” in the year 2005-06. Cooperative Banks (StCBs), Central Cooperative ## Grameen Bhandaran Yojana, a Capital Investment Banks (DCCBs) and Regional Rural Banks (RRBs). Subsidy Scheme for Construction/Renovation of
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