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MF$ 4th Annual Mobile Financial Services Summit 25th & 26th May 2010, Sheraton Towers, Singapore Developing Compelling Services and Collaborations to Win Mass Market Adoption in • More views direct from bankers and network operators on global and Asian roll outs NEW 2010! • Exclusive open floor deal making session • 2 value added workshops conducted by leading industry practitioners Featuring Global & Regional Banking and Event Highlights Network Operator Case Studies including:- • Discover how to effectively leverage partnerships and alliances Teppo Paavola, Vice President, General Manager of in your mobile strategy from industry frontrunners like Mobile Financial Services, , USA G-Exchange, Citi, PayPal & Nokia Money Rob Jonker, Director, Senior Product Manager • Gather the latest insider views on Nokia Moneyís global initiative Emerging Payment Streams, Deutsche Bank AG, • Understand the shifting m-banking services paradigm through The Netherlands Jibun Bank’s experiences with an all-mobile business model Joanne Avendano, Technical Group Head, • Activate channel migration opportunities and how retailing over G-Exchange Inc, Philippines mobile phones is becoming a reality through innovative insights from Telstra & Visa Takeo Tohara, President & CEO, Jibun Bank, Japan • Thought-provoking views on how Indian Railways are growing Rajesh Yohannan, Head - eBusiness & IRCTCmobile, a potential first mass market m-payment adoption Direct Banking, Asia Pacific, Citi, Singapore in Asia’s transit sector • Invaluable insights into how leading banks Deutsche Bank and Rocky Scopelliti, Head of Banking, Finance & Standard Chartered are bringing corporate sector clients onto Insurance - Industry Development, Telstra Enterprise the mobile space & Government, Australia • Learn how to successfully build and run mobile remittance services Naresh Vyas, Global Head, Channels, Technical from YES BANK & Indosat Solutions Delivery, Global Technology and Operations, • Take advantage of detailed practitioner how-tos with exclusive Standard Chartered Bank, Singapore pre & post summit workshops by industry experts like Telstra & G-Exchange Mahzan Mahfudz, Vice President, Product Innovation, Celcom Malaysia PLUS! Exclusive Pre Summit Workshops: Suresh Sethi, Group President, Transaction Banking 24th May 2010 Group, International Banking, Liabilities Investment Management, YES Bank, India Part I: Employing ICT for Improved Financial Customer Service Delivery to ‘Generation Y’ - Led by Telstra Australia & Dr P.K. Goel, Chief Administrative Officer - Part II: Partnering to Grow Your Mobile Financial Services IT projects, Ministry of Railways, India Strategy - Led by G-Exchange Inc www.mobilefinancialsummit.com Organised by: Supporting Organisations:

Media Partners:

Registration Hotline: +65 6514 3180 www.ibc-asia.com 4th Annual Mobile Financial Services Summit Developing Compelling Services and Collaborations to Win Mass Market Adoption Asia’s most comprehensive forum on mobile financial services, features the latest and most innovative roll outs and groundbreaking developments direct from industry leaders. Packed with best practices from global and regional banking & network operator case studies, the Mobile Financial Services Summit will enable you to jumpstart your m-finance initiatives to compete more effectively in this dynamic market. Industry interest in this growing eco-system is growing exponentially, in line with developments in mobile money transfer as well as increased variations of m-banking and m-payments initiatives globally, in the drive to provide anytime, anyplace, anywhere banking options. As competition heats up to win mass market adoption within this channel migration movement, market stakeholders will need to deliver compelling service propositions while increasing collaborations & standardisations. With banks bundling transactional services within their mobile banking platform and additional momentum from electronic bill presentment over the internet, transactional banking usage will quickly increase. By the end of 2011 it is forecasted that in excess of 150 million subscribers worldwide will have used a transactional service – this represents growth of more than three times since 2008. The bulk of these users will be in the Far East and China (41%), Western Europe (22%) and North America (12%).

Mobile Banking: Transactional Users - 2011 Regional Forecast (%) Number of Mobile Users Making National 8% 12% Transfers (m) Split by 8 Key Regions 5% North America 2009 & 2014 2% Over 150 million South America 7% people in Western Europe Africa & Middle East developed Eastern Europe Rest of Asia Pacific markets will be Indian Sub-Continent 22% using their mobile Source: Juniper Research Far East & China Far East & China phones as an Eastern Europe

Indian Sub Continent Transfer National additional Western Europe Rest of Asia Pacific South America banking channel

Number of Mobile Users who make Number of Mobile Users North America by 2011 3% Africa & Middle East 2009 41% 2014 Source: Juniper Research, Jan 2009

Who Will You Meet Chief Executive Officers, Managing Directors, Vice Presidents, General Managers, Heads of Department of:- • Mobile Phone Banking Services • Financial Services Regulations From the following: • Mobile Commerce & E-commerce • Marketing & Value Added Services (VAS) • Banking and Financial Services Institutions • Mobile Business • Product Development • Mobile Network Operators • Mobile Solutions • Product Management • Mobile Device Manufacturers • Direct banking • Payment Systems & Mobile • Merchants & Retailers • Consumer Transaction Banking • Strategic Planning & Advisory • Regulators • Retail & Consumer Banking • Business Development • Cards & Payments Business • Alternative Channels • Technology Management • Mobile Technology Platform Providers • Financial Delivery Channels • Risk Management • Vendors and Solution Providers • Financial Services Strategy • Security & Fraud

Past Attendees of this Series Include:

• ABN AMRO BANK • INFOCOMM DEVELOPMENT • OBOPAY • TELECOMMUNICATIONS UK • ALCATEL-LUCENT AUTHORITY OF SINGAPORE • OVERSEAS CHINESE BANKING FRAUD FORUM • BANK INDONESIA (IDA) CORPORATION (OCBC) • TELSTRA • BANK MANDIRI • INTERNATIONAL FINANCE • PAYMATE INDIA • TMFORUM • BHARAT SANCHAR NIGAM LTD CORPORATION • PT ARTAJASA PEMBAYARAN • TURKCELL COMMUNICATION • BHARTI AIRTEL • LAND TRANSPORT AUTHORITY ELEKTRONIS SERVICES PLC • CIMB INVESTMENT BANK • MAXIS COMMUNICATIONS • PT ARTAJASA PEMBAYARAN • UTIBA • CITI • MCDONALDS ASIA PACIFIC ELEKTRONIS • VERISIGN ASIA PACIFIC DEVELOPMENT • DIGI TELECOMMUNICATIONS • PT TELEKOMUNIKASI • VINACAPITAL INVESTMENT • MICROENTERPRISE ACCESS TO INDONESIA TBK • EDGAR DUNN & CO MANAGEMENT BANKING SERVICES (MABS) • RESERVE BANK OF INDIA • VISA INTERNATIONAL • EMIRATES DATA CLEARING • MOBITEL HOUSE • SIAM COMMERCIAL BANK • VIVOTECH • MONITISE • GEMALTO • SK TELECOM • EGYPT • MOTOROLA • G-EXCHANGE • SMART COMMUNICATIONS • WESTERN UNION •NETS • HANA BANK • STANDARD CHARTERED BANK • WING • NOKIA ASIA PACIFIC • ICICI BANK • STARHUB • WOORI BANK • NORDEA BANK • ZAIN KW 4th Mobile Financial Services Summit Developing Compelling Services and Collaborations to Win Mass Market Adoption

Conference At A Glance Day One 25th May 2010, Tuesday DAY TWO 26th May 2010, Wednesday Strategies for Success in Mobile Financial Services Mobile Channel Strategies - Partnerships & Alliances Regulatory Hurdles & Potential Pitfalls Reaping Opportunities in Channel Migration for Mobile Payments Winning Customer Acceptance & Adoption Stream A: Mobile Money & Remittances Stream C: Implementation Technologies & Securing Mobile Transactions Stream B: Mobile Commerce & Payments Stream D: Pilots and Commercialisations Networking Cocktails Future Prospects and Growth Predictions for Mobile Financial Services

Pre-Summit Workshop 24th May 2010 This full day workshop will run from 09:00 - 12:30 and 14:00 - 17:30, with mid morning and afternoon refreshment breaks and lunch. Registration begins 30 minutes before the workshop commences.

Part I Employing ICT for Improved Financial Customer Service Delivery to ‘Generation Y’ Workshop Objectives: Improving customer service is a key strategic priority for major financial institutions About Your Workshop Leader: around the world. Improving service will need to account for the profound Rocky Scopelliti generational and technological changes that have taken place, and will continue Head of Banking, Finance & to take place at unprecedented rates. Insurance - Industry Development, The market segment that will be contested on service will be Generation Y as they Telstra, Australia have completely different expectations from financial institutions. This workshop will demonstrate how Generation Y prefers, and is indeed adopting, new styles Rocky is responsible for accelerating the awareness of interactions in how it engages financial services. This is leading to growth and of and adoption of Telstra’s technology solutions in diversity in new channels used to reach them, and challenges in how they become the Financial Services sector. He has extensive integrated into existing channels. experience in both the Information Technology and The key drivers of this are firstly, the rapid rise of social media, secondly mobility Financial Services sectors, having held senior with much greater capacity and device capability, and lastly video which is management responsibilities covering Product increasingly becoming the preferred medium. The workshop provides five key Development, Strategy & Planning, Business trends on how communications technology can improve customer service delivered Development and Strategic Marketing. to and through Generation Y. Educated in Australia and the US at Sydney University and Stanford University, Rocky has a Workshop Agenda: Graduate Diploma in Corporate Management and • Who is Generation Y and what has made them who they are? a Masters in Business Administration. - Major influences - Behaviours and motivations • What are their service expectations? - Why customer satisfaction is important - Generation Y as consumers and providers of service • What role does technology play in this? - Technology environment - Technology response

Part II Partnering to Grow Your Mobile Financial Services Strategy Workshop Objectives: About Your Workshop Leader: The success of a mobile money transfer service is hinged on being able to ensure mass market adoption and providing compelling service propositions. An integral Joanne Avendano part would be making sure that your exchange channels are pervasive and that Technical Services Group Head, users have wide array of uses: may it be for store payments or remittances. This G-Exchange, Inc, Philippines course talks about why partnerships are essential, and how to ensure we get the right partners to have a completely robust ecosystem and services. Joanne is responsible for the technical execution and timely delivery of business solutions to the core Workshop Agenda: systems to peripheral support systems. She leads solutions design and ensures technical soundness, • Why are partnerships essential, and how to find the right partners? security and compliance to business requirements. • Who are your potential partners in growing your mobile financial services strategy? Her current project portfolio includes 15 projects at any given time and she manages multiple teams • What are the various partner engagement models that can ensure synergy with from Data Gathering, Functional Scooping, Systems your partners? Design, Vendor Selection/Management, Acceptance • What are the challenges that we face in trying to find synergies among industry Testing, and Service Management. players and leverage on respective strengths? Prior to this, Joanne had 11 years of professional experience in the fields of Information Technology, encompassing Project Management, Solutions Delivery, and Service Management.

Register Today! Tel: (65) 6514 3180 Fax: (65) 6733 5087 www.mobilefinancialsummit.com 11 Av 11:15 MorningNetworking Refreshments 10:45 One 10:10 C 09:35 MobileFinancial - Services Why Now isthe Time toMove 09:00 Chairperson’s OpeningRemarks 08:55 08:30 4 Register Today! Strategies for Success inMobileFinancial Services th

Keynote Presentation Keynote Presentation MobileFinancial Summit Services Model asaCriticalSuccess Factor for your MobileStrategy - ACase Study ontheImplementation ofGCASH developing countries to innovate and applypolicy. to workis asolutionknown for thepoor, dozens where of AFIsupports phonefinancialservices Mobile edge financialinclusion policiesthatwork. its membersto share, develop ofcutting- andimplement theirknowledge indeveloping countries,AFI isaglobalnetwork ofpolicymakers enabling Alliance forFinanc Hayder Al-Bagdadi, Preview of forecasted regulations/policies for thisspace, • Identifyingthemostconducive marketsvs. marketswiththe • What are oversight theregulatory frameworks available for • US$1,550 million). 900,000accountsattracted and14billioninJapanese yen deposits(approx (BTMU) andKDDI,Japan’s second largest telecoms carrier, JibunBankhas mobile phone. LaunchedinJuly2008by Bankof Tokyo UFJ Mitsubishi been designed sothatcustomers canhandleheirfinances exclusively by haveJibun Bankworks BusinessModel, where onanAll-Mobile itsservices Takeo Tohara, andforward goals Businessperformance • offerings -what andservice possibleproduct Reviewing • JibunBank’s strategies &businessmodel • Establishinganewbankonthemobileenvironment -why? • Changesintheinternet andmobileenvironment • money operators have alsobeencreated inover 30countries payouts. withglobalremittance players Realtimeinterfaces &mobile exchange outletsthatcanprocess includingremittance GCASHtransactions just5years,(October 2004).In GXIhasestablishedawidenetwork of cashless m-commerce services “GCASH”, launchedinthePhilippines G-Xchange, Inc.(GXI) pioneered modelincardless arevolutionary and G-Exchange Inc, Philippines Joanne Avendano, Leveraging to onexistinginfrastructure develop thenetwork • How canmulti-sidednetworks beincreased • bemore Howsuccessful canmobilebanking • Top 3challengesfor MMT • management solutions. Deutsche Bankwillcombine m-payments withitscorporate cash merchant solutions. acquiring andprivateFor banking B2Btransactions, with Luup. DeutscheBankisplanningto integrate m-payments into its from anyservices mobiledevice withanyviaapartnership network, Deutsche Bankoffers secure mobilepayment andmobileremittance Payment Streams, Rob Jonker, Identifythewinningplayers andexplore partnership: Mobile • Remittances GlobalMobile - ‘Bank theUnbanked’ • B2BCorporate- Solutions Mobile Why shouldcorporates • Cash: payment DB'sMobile4 Mobile solutionsinkey • Where and doesDeutscheBank(DB)stand?-objectives • Electronic MoneyAssociation, Kelly Kay, Services Launch Services into MobileSolutions Registration Matching Requests &OpeningofDealMaking Regulatory Hurdles &PotentialRegulatory Pitfalls hallenges & New Opportunities inMobileMoney hallenges &New Opportunities Transfer which will impact roll-outs in2010andbeyond roll-outs which willimpact most barriers provision ofmobilefinancial services? more docustomers wishto doon thischannel? strategies withtheseparties partnering move to mobilesolutions? market segments strategy around mobilepayments oiding Costly Errors inyour Regulatory MobileFinancial Size Does NotFitSize Does All MemberoftheBoard ofAdvisors, Director, Product Senior ManagerEmerging President andCEO, Tel: (65) 6514 3180 Fax: (65)6733 5087 www.mobilefinancialsummit.com Deutsche BankAG,Deutsche TheNetherlands ial Inclusion(AFI), Thailand Technical Group Head, Senior Grant Senior andPolicy Manager, - Selecting the Right Business theRight - Selecting CONFERENCE DAY ONE UK Jibun Bank,Japan Developing Compelling Services andCollaborationsDeveloping to Compelling Services Win Adoption Market Mass 25 14:00 Driving Customer Driving Acceptance for your MobileChannel 14:00 Networking 12:30 Will Regulations Keep MobileBanking Pace withChannel 11:50 15:45 Afternoon Networking Afternoon Refreshments 15:45 Mob 15:10 O 14:35 th

Panel Discussion Panel Discussion May 2010, Tuesday Winning Customer Acceptance &Adoption Shape up? Division, Division, Makoto Shibata, for Newtrends 2010 inmobilebanking • experience Our since 1999inthemobilechannel • Customer acceptance andmarketdynamics • to Businessandtechnical beconsidered factors • Mobile’s newrole asthepreferred channelof delivery • Rohit Dadwal Liisa Kanniainen, Moderator: How canregulators stakeholders work together withindustry • Movements in2010towards regional provision ofmobile • Regulator for concerns &expectations mobilefinancial • Lackofharmonization&entrance withinthe restrictions • Association (MMA)Singapore Roy Sosa, Moderator Flexibility availability for expansionoffinancialservices • Cost managementandprofitability considerations • Channelmigration trends anddemandlevels for • Where domoneytransfer organisations fitinthisspace? • lieinthemobilespace Where dothebiggestopportunities • Singapore Dr Peter Lovelock, Finding therightbalance inaPushPull mobilechannelstrategy • beststrategy to Implementing provide therightapplications • Identifyingpreferred neededby your customers services • to create JibunBank. anewall-mobilebank, withKDDI,Japan’s 2008,BTMU partnered In 2ndlargest mobilecarrier, services. banking oftheirdirect since 1999asapart mobile banking in Japan,withabout40millionretail customers. BTUM has beenproviding The Bankof Tokyo-Mitsubishi UFJ (BTMU) isthelargest commercial bank Developments? Chairperson’s OpeningRemarks Customers’ Preferred Services Alliance forFinanc Hayder Al-Bagdadi, Singapore Dr Peter Lovelock, Mobility,Solutions, Home&Networks Strommer Martin Panellists: Rohit Dadwal, YES India BANK, International Banking, LiabilitiesInvestment Management, Suresh Sethi, Panellists: Mobile Commerce, Ichwansyah Putra, Association (MMA)Singapore financial services to develop thischannel? financial services provision services issues certification regulations, space licensing ieencryption & mobile banking & delivery application services/ - remittances orcommerce? layered strategies & to sell the rightbenefitsto customer segments iemulti according to levels comfort -research, pilottests ptimising Adoption through Accurate Assessment of ile Remittances Commerce &Mobile -Howdothey Bank ofTokyo MistubishiUFJ, Japan Founder, ChairmanandCEO, : Lunch and Deal Making MatchingLunch Requests andDealMaking Group President -Transaction Group, Banking , Managing Director -APAC,, ManagingDirector Managing Director -APAC, ManagingDirector Principal eBusiness&ITInitiatives Analyst Executive Director, Indosat, Indonesia , Director, Mobile BusinessDevelopment, Director, Director, ial Inclusion(AFI), Thailand Product Manager, Development Senior Grant Senior andPolicy Manager, Telecom Research Project (TRP), Telecom Research Project (TRP), Motorola Asia,Australia Mobey Forum, Rêv Worldwide, USA Mobile Marketing Mobile Marketing

Finland 4th Mobile Financial Services Summit Developing Compelling Services and Collaborations to Win Mass Market Adoption

CONFERENCE DAY ONE 25th May 2010, Tuesday

Stream A: Mobile Money & Remittances Stream B: Mobile Commerce & Payments

16:15 Growing Mobile Channel Strategies in Line with 16:15 Migrating Transit Passengers to Mobile Payments Customer Expectations - Mobile Banking to Cross • Growth of internet ticketing for Indian Railways and Border Remittances IRCTC mobile • Indosat mobile banking implementation since 2005 • Process of mobile ticketing for Indian Railways by Indian • Indosat Mobile Wallet - creating m-commerce for both Railway Catering and Tourism Corporation (IRCTC). banked and unbanked customers • Current volumes & future processes for mobile ticketing • Addressing cultural issues - what customer outreach • Simplification of procedures & making mobile ticketing approaches have proved successful? widespread among all types of users • Movement towards cross border remittances - status of • Further growth of m-commerce for Indian Railways central bank regulations Dr P.K. Goel, Chief Administrative Officer- IT projects, • Business models - how do we address m-commerce system Ministry of Railways, India interconnection & interoperability for cross border IRCTCmobile allows passengers to perform various ticketing related transactions? services through their mobile phone. At present, about 15,000 tickets are Ichwansyah Putra, Product Development Manager, booked on mobile per month, but the potential is immense as mobile Mobile Commerce, Indosat, Indonesia penetration in India is very high (40%), potentially becoming the first mass market adoption of a mobile payment roll-out Indosat, the 2nd biggest cellular operator in Indonesia, always innovates to develop and deploy network systems with features for its customers. 16:50 Crossing the Chasm: Driving Mobile Payment Adoption After launching the first mobile banking services in Indonesia (2005), it • Understanding customers’ / merchants’ needs and concerns is working on other innovation services, including mobile wallet, which contains services such as buying, bill payment and remittances for m-commerce/banking • SingTel’s m-commerce response to the market 16:50 Financial Inclusion of the Unbanked/Under-banked • Critical Success Factors by Partnering to Extend Distribution Channels • SingTel MobileP@y (launched on 09-Nov-09) • Project Overview > 1st Merchant - LTA • Financial Services outreach providing for inclusive growth > Service - Buy & Enquire e-Day Licence via mobile > Harnessing existing distribution networks • SingTel’s Value Propositions • Alternate Channel strategy powering “Financial Inclusion” • Key takeaways > Enabling regulatory approach • Addressing customer concerns and matching merchant • Sustainable Business Model needs • Customer experiences and adoption • Making mobile payment device and telco agnostic to drive • Application to other markets mobile payment adoption Suresh Sethi, Group President - Transaction Banking, • Future proofing technology to drive mobile commerce International Banking, Liabilities & Investment Management, Lena Tan, Product Manager, Consumer Products - Mobile, YES BANK, India SingTel, Singapore YES BANK in partnership with OBOPAY and Nokia has launched a SingTel MobileP@y is a new innovative service which allows customers to revolutionary Mobile Payment Service which enables secure money make transactions payments directly from their mobile phones. transfers using mobile phones with an in-built application, which is highly Authenticated with its state-of-art system, without external hardware or user-friendly. Further, with distribution over Nokia’s existing channel, these cash intervention, it provides customers with convenient management services enable Financial Inclusion of the un-banked and under-banked of payments in one mobile device and merchants a new delivery channel population in India. with the ease of month end settlements.

17:25 Cash Going Mobile - Will the Mobile Channel Replace Hard Cash? • Mobile payments & mobile commerce: how far has the Rapid adoption in the developing world will fuel a industry advanced? boom in mobile payments over the next three years, • Has the acceptance threshold been crossed for mobile with global transaction volumes reaching $250 billion transactions? in 2012 • Getting the merchant/retailer on board Source: Arthur D. Little, April 2009 • Best commercialisation strategies in market • Making m-commerce/m-payments profitable Panellists: Banks in the Asia-Pacific region will increasingly Teppo Paavola, Vice President, General Manager of Mobile converge their mobile and Internet banking channels Financial Services, Nokia, USA over the next 12 months... this will impact how Rob Jonker, Director, Senior Product Manager Emerging financial institutions craft their channel strategies and Payment Streams, Deutsche Bank, The Netherlands engage with customers Craig Richman, Director, Mobile Payments, Emerging Products Source: Financial Insights, April 2009 & Technology, Visa Worldwide , Singapore Stanley Tan, Chairman and Acting CEO, Global Yellow Pages, Singapore Global mobile banking take up is set to soar over the Lena Tan, Product Manager, Consumer Products - Mobile, next five years, with the number of people using the

Panel Discussion Panel SingTel, Singapore technology growing from 20 million in 2008 to 913 million 18:00 Closing Remarks & End of Day 1 in 2014 Source: Berg Insight, March 2009 18:30 Networking Drinks and Final Submission of Deal Making Matching Requests

Register Today! Tel: (65) 6514 3180 Fax: (65) 6733 5087 www.mobilefinancialsummit.com 4th Mobile Financial Services Summit Developing Compelling Services and Collaborations to Win Mass Market Adoption

CONFERENCE DAY TWO 26th May 2010, Wednesday 08:55 Chairperson’s Opening Remarks Reaping Opportunities in Channel Migration Dave Birch, Director, Consult Hyperion, UK for Mobile Payments Mobile Channel Strategies - Partnerships & Alliances 10:4 0 Successfully unlocking ecommerce opportunities through mobile 09:00 Cash Goes Mobile - Innovative Partnering and Consumers • An overview the industry and the opportunity for ecommerce for Today’s Mobile Ecosystem as mobile penetration grows • How will customers interact with Nokia’s m-channel? • What are the success factors and learnings for the industry • How will mobile financial services move towards more cost from PayPal’s point of view effective banking? Rahul Shinghal, Regional Mobile Manager, • Nokia’s vision and strategy in the new cross industry PayPal Asia Pacific, Singapore ecosystem PayPal is a leader in safer online payments with over 78 million active accounts in 190 markets around the world. PayPal’s mobile application • Taking parts of the large size of cash transactions into allows users to securely manage their money online and send money electronic transactions for payments quickly, both locally and around the world, via their • What’s the future view for this space? mobile device Teppo Paavola, Vice President, General Manager of Mobile 11:15 Making Retail Shopping with your Mobile a Reality Financial Services, Nokia, USA • Focus on the UK launch of the Sccope / paythru i-phone Nokia Money is the new mobile financial service, which offers consumers shopping assistant application mobile device access to basic financial services - the first pioneered by a • Gaining a foothold in the fast growing m-commerce market mobile device and services company. Launched in September 2009, this • Potential to extend into all markets eg groceries, tickets, service is now being rolled out in emerging markets. Its focus is on an lotteries, insurance open ecosystem and is unique in that it is not tied to a single bank or carrier and can support people with no other banking access. • Benefits of m-commerce over other channels for shopping Keynote Presentation Keynote • Key drivers for m-comm erce across all sectors going forward 09:35 How Partner Selections Make or Break the Mobile Keith Brown, Managing Director, paythru, UK paythru provides innovative solutions for marketing or payments for goods, Channel Strategy services or business via mobile or the internet, across a wide range of • The critical importance of tying up with the right partners vertical markets including retail, gaming, charity, and ticketing. Forecasted • Types of partnerships and how to find your ‘right’ partner? expectations are that paythru will handle 25 million transactions, worth - criteria for successful partnerships £100 million, by 2012 • Managing partner relationships and deliverables to get to a 11:50 Can the Bridge Technologies Help Mobile Contactless win-win scenario - ‘who owns the customer?’ Payments Take Off? • Best examples of good working partnerships/collaborations • Why has the progress halted in the commercial roll-out of Rajesh Yohannan, Head - eBusiness & Direct Banking, mobile contactless payments? Asia Pacific, Citi, Singapore • The Open Secure Element White Paper published by Mobey Citi has been rolling out mobile initiatives globally, utilising partnerships Forum & collaborations to implement its mobile banking & mobile payment • Best practices for successful roll-outs of mobile contactless services for customers in Hong Kong, the United States, the Philippines, payments Singapore and China. Partners have included SK Telecom, Vodafone, Visa, • Which are the remote mobile payment opportunities?

Keynote Presentation Keynote VIVOtech and more Liisa Kanniainen, Executive Director, Mobey Forum, Finland 10:10 Morning Networking Refreshments 12:25 Networking Luncheon

Stream C: Implementation Technologies & Stream D: Pilots and Commercialisations Securing Mobile Transactions Chairperson’s Opening Remarks Chairperson’s Opening Remarks Simon Kearney, Editor, Asia Pacific, Tony Poulos, Sector Head - Revenue Management, TelecomTV.com, Singapore TM Forum, Singapore 14:00 Selecting the Right Mobile Platform Enabler for Increased System Flexibility 14:00 Managing Security Considerations for Improved • What technology as vehicle to enable mobile financial Customer Confidence transactions • How is the mobile channel different from existing channels? • Handset sophistication (hard for bank to do mass roll out • How the risk analysis process directs expenditure more due to large differences in various markets) effectively than newspaper headlines! • Technical requirements & what technology can allow to • Some examples and experiences of using mobile to provide provision of different types or services or enhance security • Multiple OS (tied to phone, regional settings, charge per • A discussion about future directions: phones, biometrics, download etc) cryptography and tamper-resistance Martin Strommer, Director, Business Development, • Will operators be able to make security into a business or Mobile Solutions, Home & Networks Mobility, should they focus on the smart pipe? Motorola Asia, Australia Dave Birch, Director, Consult Hyperion, UK 14:35 Reviewing M-banking Services Offered to Wholesale 14:35 Planning and Designing to Optimise Functionality for Both Bank Clients Providers and Customers • Overview of Standard Chartered’s initiative • Celcom AirCash key objectives and types of services offered • Key security considerations faced by banks / that need to be • Key challenges and design considerations overcome in rolling out a mobile financial service • Opportunities & challenges relating to: - Key technological and behavioural factors for design 1. Time to market considerations 2. Meeting Security Requirements - Balancing the Security demand and Ease of Use 3. Ease of use and adoption - Integration challenges to another networks and • Commercialization third parties • Key learning points and moving forward - Selecting the best channels and key touch points Naresh Vyas, Global Head, Channels, Technical Solutions • Opportunities for consumers and how it simplifies their Delivery, Global Technology and Operations, daily lives Standard Chartered Bank, Singapore Mahzan Mahfudz, Vice President, Product Innovation, Standard Chartered was the first bank to offer an application for Mobile Celcom Malaysia Authorisation, enabling on-the-go corporate treasurers to access electronic banking facilities while providing a secure means of authorising financial Celcom AirCash is the region’s first USSD based Mobile Financial Service, transactions with their mobile phones. Straight2Bank Mobile delivers enabling over 10million customers to perform financial transactions greater speed and convenience to the treasurer as this is a fully mobile conveniently, instantly and securely over their mobile phones. The “virtual application to access electronic banking facilities while providing a secure mobile account allows all Celcom subscribers to transfer / remit money means of authorising financial transactions with their mobile phones. and reload airtime to other users / overseas, pay bills and perform Straight2Bank Mobile delivers greater speed and convenience to the basic enquiries. treasurer as this is a fully mobile application.

Register Today! Tel: (65) 6514 3180 Fax: (65) 6733 5087 www.mobilefinancialsummit.com 4th Mobile Financial Services Summit Developing Compelling Services and Collaborations to Win Mass Market Adoption

CONFERENCE DAY TWO 26th May 2010, Wednesday

15:10 Applying On-Site Technology & Mobile POS Payments in 15:10 From Internet Banking, to Mobile Banking, to Wireless your Mobile Strategy Digital Home Banking • Key issues that need to be overcome in rolling out an on-site • 2010 consumer technology trends fuelling demand for mobile service new devices • Need for high investment to build • How will a new consumer electronic device revolutionise • Addressing unstable/inconsistent standards bankin from the home? • Commercial implementations • Which consumer segments are likely to adopt the service? Bin Zhang, General Manager, Union Mobile Pay (UMPay), • What are the design considerations? China Rocky Scopelliti, Head of Banking, Finance & Insurance - Industry Union Mobile Pay is the leading mobile payment services company in Development, Telstra Enterprise & Government, Australia China. UMPay has the only mobile payment platform with direct Telstra has achieved a series of firsts in mobile financial services, including connections to CMCC and covers the main banks in China. With an the launch of Australia's first NFC Contactless Mobile Payment pilot with impressive user ramp up from 10 million (June 2006) to hundreds of millions NAB and Visa in 2007 and enabling NAB to be the first bank to deploy voice by December 2008, it anticipates significant future growth bio-metrics for authentication in 2009.

15:45 Afternoon Networking Refreshments Future Prospects and Growth Predictions for Mobile Financial Services 16:15 Future Models for Mobile Banking • How are banks progressing with provision of MFS in South East Asia vs global? • Key motivating factors for financial institutions • Case study examples of channel migration in banks • How to deliver universal reach & access via your mobile banking service • How will MFS transform banks of the future? Andrew Parker, Business Development Manager, M-Com, New Zealand 16:50 Looking into the Future of Mobile Financial Services in Asia • Why were some initiatives successful and some not? • Getting all stakeholders to the same page • What’s in the pipeline for 2010 / 2011? • Strategising to move the industry forward - what needs to happen Moderator: Tony Poulos, Sector Head - Revenue Management, TM Forum, Singapore Panellists: Joanne Avendano, Technical Group Head, G-Exchange Inc, Philippines Makoto Shibata, Principal analyst eBusiness & IT initiatives Division, Bank of Tokyo Mistubishi UFJ, Japan

Panel Discussion Panel Bin Zhang, General Manager, Union Mobile Pay, China 17:20 Chairperson’s Remarks & Open Floor Deal Making Session Participants will be matched for appointments in this rapid-fire deal making forum. 18:00 End of Deal Making Session & Summit

Raise Your Profile In Asia’s Booming Mobile Financial Services Industry!

The 4th Mobile Financial Services Summit presents a not-to-be-missed opportunity to showcase your expertise, products & solutions for the m-finance space to an exclusive, qualified professional audience of mobile financial services executives. Sponsorship packages can be tailored to meet your unique marketing & business development requirements, while exhibition packages offer the highest visibility for your products and services, enabling you to achieve the maximum ROI from this targeted regional summit.

Who Should Sponsor: Past Summit Sponsors have included:- • Mobile Financial Services Platform Providers • Sun Microsystems • Verisign • Mobile Solution Providers (covering solutions in security & • Comviva • MOGS encryption, hardware, software & systems, payments • Obopay • Sybase 365 technologies) • Paymate India • InterAcct Solutions • Mobile Device / Handset Manufacturers • Cards & Payments • Consultants

For information about placing your brand & profile top-of-mind to key buyers, contact: Ben Tirebuck, Tel: +65 6835 5161 / [email protected]

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MOBILE FINANCIAL SERVICES SUMMIT • 25-26 May 2010, Sheraton Towers Singapore

www.mobilefinancialsummit.com

46132MMA

Early Bird Special Rate Normal Rate Group of 3 or more Before 26 March 2010 After 26 March 2010 After 30 April 2010 Per Person

Price Saving Price Saving Price Price

Fee per Delegate SGD SGD SGD SGD

3 Day Package - Conference + Pre-Summit Workshop $3,195 $400 $3,395 $200 $3,595 $2,695

2 Day Package - 2 Day Conference Only $2,495 $400 $2,695 $200 $2,895 $2,195

A 7% Goods & Services Tax (GST) is applicable to all Singapore based companies for Singapore venue. Fee includes luncheons, refreshments and complete set of documentation. It does not include the cost of accommodation and travel.

REGISTER NOW! FAX BACK TO (65) 6733 5087 / (65) 6736 4312