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   TABLE OF CONTENTS (2016 Fact Book – Volume 1)

Part I. Highlights on the Philippine Banking System ………………………………………………………………………. I. 1

Part II. Industry Profile of the Philippine Banking System

1. Physical Network a. Number of Offices by Type of Bank Group (2007 – 2016) …………………………………………… II. 1 b. Number of Offices by Type and Location (as of 31 December 2016) ……………………………. II. 2 c. Number of Automated Teller Machines (2007 – 2016) ………………………………………………. II. 5 d. Changes in the Philippine Banking Network (for the year 2016) …………………………………… II. 6

2. Balance Sheet (2012 – 2016) The Philippine Banking System ……………….…………………………………………………………………. II. 7 a. Universal and Commercial Banks ………………………………………………………………………... II. 8 i. Classified by Nature of Operation a. Universal Banks …………………………………………………………………………………… II. 9 b. Commercial Banks ……………………………………………………………………………… II. 10 ii. Classified by Ownership a. Private Domestic Banks ………………………………………………………………………… II. 11 b. Government Banks ……………………………………………………………………………… II. 12 c. Foreign Bank Branches …………………………………………………………………………. II. 13 d. Foreign Bank Subsidiaries ………………………………………………………………………. II. 14 b. Thrift Banks …………………………………………………………………………………………………….. II. 15 c. Rural and Cooperative Banks …………………………………………………………………………….. II. 16

3. Published Balance Sheet (as of 31 December 2016) Universal, Commercial and Thrift Banks ………………………...…………………………………………… .. II. 17 a. Universal and Commercial Banks ………………………………………………………………………… II. 19 b. Thrift Banks …………………………………………………………………………………………………….. II. 47

4. Income Statement (2012 – 2016) The Philippine Banking System ………………. ………………………………………………………………… II. 77 a. Universal and Commercial Banks ………………………………………………………………………... II. 78 i. Classified by Nature of Operations a. Universal Banks …………………………………………………………………………………... II. 79 b. Commercial Banks ……………………………………………………………………………… II. 80 ii. Classified by Ownership a. Private Domestic Banks ………………………………………………………………………... II. 81 b. Government Banks ……………………………………………………………………………... II. 82 c. Foreign Bank Branches ………………………………………………………………………… II. 83 d. Foreign Bank Subsidiaries ……………………………………………………………………… II. 84 b. Thrift Banks ……………………………………………………………………………………………………. II. 85 c. Rural and Cooperative Banks …………………………………………………………………………….. II. 86

5. Summary Report on Compliance with Agri-Agra Reform Credit (2012 – 2016) The Philippine Banking Sy stem ………………. ………………………………………………………………… II. 87 a. Universal and Commercial Banks ………………………………………………………………………... II. 88 b. Thrift Banks ……………………………………………………………………………………………………. II. 89 c. Rural and Cooperative Banks …………………………………………………………………………… .. II. 90

TABLE OF CONTENTS (2016 Fact Book – Vol. 1)

6. Summary Report on Compliance with Small and Medium Enterprise Credit (2012-2016) The Philippine Banking System ………………..………………………………………………………………… II. 91 a. Universal and Commercial Banks ... ……………………………………………………………………... II. 92 b. Thrift Banks ……………………………………………………………………………………………………. II. 93 c. Rural and Cooperative Banks ……………………………………………………………………………. II. 94

7. Philippine Foreign Currency Deposit System Balance Sheet (2012-2016) The Philippine Banking System ………………..………………………………………………………………… II. 95 a. Universal and Commercial Banks ………………………………………………………………………... II. 96 b. Thrift Banks …………………………………………………………………………………………………….. II. 97

8. Trust and Fund Management Operations (2012-2016) The Philippine Banking System ………………...……………………………….……………………………….. II. 98 a. Universal and Commercial Banks ………………………………………………………………………... II. 99 b. Thrift Banks …………………………………………………………………………………………………….. II. 100

Part III. Directory of the Philippine Banking System

1. Directory of Head Offices of the Banking System (as of December 31, 2016) a. Universal and Commercial Banks …………………… .………………………………………………….. III. 1 b. Thrift Banks …… .…………………………………….………………………………………………………… III. 2 c. Rural and Cooperative Banks …………………………..………………………………………………… III. 4

2. Overseas Offices of Universal and Commercial Banks (as of December 31, 2016) …………………. III. 19

3. Offshore Banking Units (as of December 31, 2016) ………………………………………………………… III. 21

4. Banking Industry Associations (as of December 31, 2016) ………………………………………………… III. 22                    HIGHLIGHTS ON THE PHILIPPINE BANKING SYSTEM

Domestic Offices Overseas Offices Total of Philippine Head Offices Other Offices Banks 1/ A. Number of Banking Offices 11,178 602 10,527 49

Increase/(Decrease) 2016 2015 Amount Percent (%) B. Balance Sheet Accounts (in P Billion) Total Assets 13,591 12,089 1,502 12.42 Cash and Due from banks 2,766 2,473 293 11.83 Financial Assets, gross (net of amortization) 2,595 2,497 99 3.96 Accumulated Market Gains/Losses (6) 3 (8) (319.55) Allowance for Credit Losses 25 26 (1) (3.87) Financial Assets, net 2,565 2,473 92 3.71 Loans, gross 2/ 7,612 6,527 1,085 16.62 Allowance for probable losses 173 162 11 6.92 Loans, net (inclusive of Interbank Loans) 7,439 6,366 1,074 16.87 Equity Investments, gross 241 226 15 6.70 Allowance for probable losses 2 2 0 3.79 Equity Investments, net 239 224 16 6.94 Real and Other Properties Acquired, net 91 93 (2) (1.72) Other assets 490 460 30 6.52 Total Liabilities and Capital Accounts 13,591 12,089 1,502 12.42 Total Liabilities 12,043 10,686 1,358 12.70 Financial Liabilities Held for Trading 36 28 8 27.90 Financial Liabilities Designated at Fair Value through Profit or Loss 0 0 0 Deposit Liabilities 10,507 9,231 1,275 13.81 Bills Payable 704 629 74 11.83 Special Financing 67 0 67 51,837.98 Unsecured Subordinated Debt 90 114 (24) (21.35) Redeemable Preferred Shares 1 1 (0) (2.55) Other liabilities 705 682 23 3.40 Capital Accounts 1,548 1,404 145 10.30 Capital Stock 724 670 53 7.95 Assigned Capital 88 81 7 8.96 Other Equity Instruments 12 18 (6) (32.89) Deposit for Stock Subscription 11 (11) (100.00) Retained Earnings & Undivided Profits 3/ 683 586 97 16.57 Accumulated Earnings 42 38 4 10.48

C. Income Statement Accounts (in P Billion)

Net Profit or Loss 154 135 19 14.02 Total Operating Income 535 480 55 11.54 Net Interest Income 498 349 149 42.65 Interest Income 112 453 (341) (75.28) Less: Interest Expense 386 103 283 274.63 Provision for Losses on Accrued Interest 0 0 (0) (23.66) Income from Financial Assets Non Interest Expense 341 310 31 9.96 Losses/Recoveries on Financial Assets (30) (22) (8) 35.64 Net Profit Before Share in the Profit/(Loss) of 164 147 17 11.25 Unconsolidated Subsidiaries, Associates and Joint Ventures Accounted for Using the Equity Method Share in the Profit/(Loss) of Unconsolidated Subsidiaries, 22 18 5 26.26 Associates and Joint Ventures Accounted for Using the Equity Method Total Profit/Loss Before Tax and Before Minority Interest 154 165 (11) (6.39) Income Tax Expense 32 30 2 7.59 Total Profit/Loss After Tax and Before Minority Interest 154 135 19 14.02 D. Selected Ratios (%) Return on Average Assets 1 1 Return on Average Equity 10 11

1/ Excluding Offshore Banking Units and Representative Offices of Foreign Banks

2/ Inclusive of unamortized discount/premium and net of amortization 3/ Inclusive of Other Comprehensive Income, Appraisal Increment Reserve, Stock Dividend Distributable & Deposit for Stock Subscription Details may not add up to totals due to rounding-off Source: Supervisory Data Center, Supervision and Examination Sector

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 >=A 5=65F 5=@ 6=6 565F5

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% >6E5=@55>= 55=B5        

   6 5 2)*&, '(/    .>>5) 5

  00%3',/              6                       /2 '4-3&)%. '(/                   *>   B58 565F59                     =6=> .? ,+5    8 9  8 9     8 9 *>   B58 565F5 .? ,+5 9                      >>5D 5' +5               *' '0*  //,/1)%//<',%& .%),*> ,*%' '4 0)4*,%///=              +5 B5                      >>5D 5@577> >5                    6% '/',<*'03/*+%&6=                     $G=EA 6 B5                    >>5D 5@577> >5           ;3*,#'+/,.',/',                 '4,2) )%$),*/ 0;3*)4',             ,2) //,/                  6 6  -  6                    6 6                   *' '0* 6* **,*/54&%) ) 4*'1          *' '0* 6* **,*/-/*1' ,4 , *)         8 3,2)%312 )%&*,%)6%// -$%/*,6* **,*/                ) 5+7>                    % 6"-                      AB                   #6                    +#"'%         *5 B'= E                   */ #                  % @5 =7=                                  $0* *' '0*'1         '/03)43%)4*' ,4-,            4.  )&))42 )/              ,2)6* **,*/                  6  6                  '@> 5?                    B '@>         " %= 5   =6=> $B  $G=E=6            (  $B/!A )5                  

 >=A 5=65F 5=@ 6=6 565F5

 >=A 5 '56@  A 56  @@> 6 (  A 5?%A %7=7> % @55 5? =7@5

% >6E5=@55>= 55=B5        

 0  6 5 3)  '4%%$) ,*+ '(/    .>>5) 5

  00%3',/              6                     /2 '4-3&)%. '(/                 *>   B58 565F59                    =6=> .? ,+5     89     *>   B58 565F5 .? ,+5 9                   >>5D 5' +5              *' '0*  //,/1)%//<',%& .%),*> ,*%' '4 0)4*,%///=                +5 B5                      >>5D 5@577> >5                     6% '/',<*'03/*+%&6=                  $G=EA 6 B5           >>5D 5@577> >5          ;3*,#'+/,.',/',             '4,2) )%$),*/ 0;3*)4',            ,2) //,/               6 6  -  6                  6 6                  *' '0* 6* **,*/54&%) ) 4*'1         *' '0* 6* **,*/-/*1' ,4 , *)         8 3,2)%312 )%&*,%)6%// -$%/*,6* **,*/                  ) 5+7>                     % 6"-                  AB                     #6                      +#"'%         *5 B'= E             */ #               % @5 =7=                              $0* *' '0*'1            '/03)43%)4*' ,4-,          4.  )&))42 )/          ,2)6* **,*/                 6  6                 '@> 5?                      B '@>         " %= 5   =6=> $B  $G=E=6             (  $B/!A )5                     

 >=A 5=65F 5=@ 6=6 565F5

 >=A 5 '56@  A 56  @@> 6 (  A 5?%A %7=7> % @55 5? =7@5                

  65- 6 5 '*+)/ %..)0*  '4 2)*&, '(/ 5%  67     .>>5) 5 8 6 -      6  6 5  !  !

  '' 6       %= 56B?5 >B)>@           %= 56 ?        *>  *3>= 5=B)55+5        A>7> 5 > *>   "         >5.=E8 #.9*>   "           !G=5 % 7 = '> +5 "         A 6 "5.? 7> $G=E =E "       +5(  A7>  "           +55B?5 >B)>@  7?+5(  A7>        +5(  A7>            +5(  A7>  B56( ' )( +        ,  >+5+5)5A5        *>         $G=EA 6  =7   5 453 =  "          ?) 6  *== *H= $G=@6  "         ( > )5@   G=  "        "5'=    >5 >             "         " %= 56    B   E8)>@@ 7

55 B7?9  6         

6 6  *>+7> *3>= 5=B)55+5     % @5+7>            %= 5 ?       >>)E7>         9 )8( 5=B  A 9    79 7?+5)E7>        9 % @5 =7=         9        5)E7> "        ! =  =75 % 7 "         (  67> )        @ >#6 % @5   %= 5B?5 >B)>@     *>+7>          +7>        " %= 5    B  8)>@@ 75     5 B7?9  66 6      

 !56-?:  '@> 5?         '@> 5=        (  $B       B '@>      6 !56-?:     

 66 6  - !56-?:        

  65- 6 5 '*+)/ %..)0*  '4 2)*&, '(/ 5%  67     .>>5) 5 8 6 -      6  6 5  !  !

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--  6  ,5#5>+5)55>58#+)9         @ >>5D 5 >5 5 #+)        "5) 56B+58")+9 ,5")+       7(55B5")+5B5#+)8I9 " ")+       (55" ")+5B5#+)8I9

'> +5/ (?   B55>>5D 5 >5       

% (+5  A7>  B55>>5D 5 >5       (55% (>5  A7>  B55>>5D 5 >5   5B5#+)8I9 ,55@ 56B% (>5  A7>       (55B55@ 56B% (>5  A7> 5#+)8I9 )  '56@> D.B'8I9 I.5 6>>$ @  7I5. =6$ @  ( =5$G=E8($98I9 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9 7# ' (8I9 %   'B 5E - %5D       !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

6 -       8 6  6   6  !  !

  '' 6         %= 56B?5 >B)>@         %= 56 ?        *>  *3>= 5=B)55+5        A>7> 5 > *>   "         >5.=E8 #.9*>   "          !G=5 % 7 = '> +5 "       A 6 "5.? 7> $G=E =E "       +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>        +5(  A7>           +5(  A7>  B56( ' )( +       ,  >+5+5)5A5        *>         $G=EA 6  =7   5 453 =  "         ?) 6  *== *H= $G=@6  "         ( > )5@   G=  "      "5'=    >5 >          "        " %= 56    B   E8)>@@ 7

55 B7?9  6       

6 6  *>+7> *3>= 5=B)55+5       % @5+7>          %= 5 ?         >>)E7>        9 )8( 5=B  A 9   79 7?+5)E7>        9 % @5 =7=      9       5)E7> "        ! =  =75 % 7 "      (  67> )      @ >#6 % @5 %= 5B?5 >B)>@      *>+7>         +7>        " %= 5    B  8)>@@ 75       5 B7?9  66 6        

 !56-?:  '@> 5?      '@> 5=       (  $B      B '@>       6 !56-?:     

 66 6  - !56-?:      

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

6 -       8 6  6   6  !  !

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--  6  ,5#5>+5)55>58#+)9         @ >>5D 5 >5 5 #+)        "5) 56B+58")+9 ,5")+        7(55B5")+5B5#+)8I9 " ")+      (55" ")+5B5#+)8I9 '> +5/ (?   B55>>5D 5 >5         % (+5  A7>  B55>>5D 5 >5        (55% (>5  A7>  B55>>5D 5 >5   5B5#+)8I9 ,55@ 56B% (>5  A7>    (55B55@ 56B% (>5  A7> 5#+)8I9 )  '56@> D.B'8I9 I.5 6>>$ @  7I5. =6$ @  ( =5$G=E8($98I9 '@>  G=E(58' (95 5>5 @ 7 =  HB

 B=>5 #5>' (8I9 7# ' (8I9 %   'B 5E - %5D     !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

6 -95     8  "8  " ! " ! -  !  !  5 - 

  '' 6          %= 56B?5 >B)>@           %= 56 ?          *>  *3>= 5=B)55+5         A>7> 5 > *>   "         >5.=E8 #.9*>   "         !G=5 % 7 = '> +5 "          A 6 "5.? 7> $G=E =E "        +5(  A7>  "           +55B?5 >B)>@  7?+5(  A7>         +5(  A7>            +5(  A7>  B56( ' )( +          ,  >+5+5)5A5         *>           $G=EA 6  =7   5 453 =  "        ?) 6  *== *H= $G=@6  "          ( > )5@   G=  "          "5'=    >5 >         "           " %= 56    B   E8)>@@ 7

55 B7?9  6          

6 6  *>+7> *3>= 5=B)55+5        % @5+7>              %= 5 ?      >>)E7>         9 )8( 5=B  A 9   79 7?+5)E7>           9 % @5 =7=        9       5)E7> "      ! =  =75 % 7 "      (  67> )      @ >#6 % @5 %= 5B?5 >B)>@    *>+7>            +7>          " %= 5    B  8)>@@ 75   5 B7?9  66 6         

 !56-?:  '@> 5?        '@> 5=       8 9 (  $B        B '@>    6 !56-?:     

 66 6  - !56-?:         

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

6 -95     8  "8  " ! " ! -  !  !  5 - 

 "    ,= =         *> 7E+  5'          ) 56  7E+  5'          '566 >+  5'          # ( > ,=        '5666           @5*5 B$HB '5       =  >! '=5@7E?)5@      #=% @6  5=            9#= *=E 5=             79 B E 5=          9 A5E'5=>E % AA                       6 "           

--  6  ,5#5>+5)55>58#+)9           @ >>5D 5 >5 5 #+)          "5) 56B+58")+9 ,5")+         7(55B5")+5B5#+)8I9 " ")+       (55" ")+5B5#+)8I9 '> +5/ (?   B55>>5D 5 >5          % (+5  A7>  B55>>5D 5 >5         (55% (>5  A7>  B55>>5D 5 >5   5B5#+)8I9 ,55@ 56B% (>5  A7>   (55B55@ 56B% (>5  A7> 5#+)8I9 )  '56@> D.B'8I9 I.5 6>>$ @  7I5. =6$ @  ( =5$G=E8($98I9 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9 7# ' (8I9 %   'B 5E - %5D   !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !    -     !  ! 5 56 - 8   !  6 -  !   

  '' 6        %= 56B?5 >B)>@         %= 56 ?        *>  *3>= 5=B)55+5        A>7> 5 > *>   "          >5.=E8 #.9*>   "         !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "      +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>         +5(  A7>            +5(  A7>  B56( ' )( +      ,  >+5+5)5A5       *>           $G=EA 6  =7   5 453 =  "      ?) 6  *== *H= $G=@6  "         ( > )5@   G=  "      "5'=    >5 >       "           " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5     % @5+7>           %= 5 ?  >>)E7>       9 )8( 5=B  A 9 79 7?+5)E7>    9 % @5 =7=       9    5)E7> "  ! =  =75 % 7 "    (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>         +7>         " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?          '@> 5=  89    (  $B   8  9     B '@>  6 !56-?:         

 66 6  - !56-?:       

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !    -     !  ! 5 56 - 8   !  6 -  !   

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--  6  ,5#5>+5)55>58#+)9          @ >>5D 5 >5 5 #+)       "5) 56B+58")+9 ,5")+       7(55B5")+5B5#+)8I9     " ")+      (55" ")+5B5#+)8I9      '> +5/ (?   B55>>5D 5 >5         % (+5  A7>  B55>>5D 5 >5      (55% (>5  A7>  B55>>5D 5 >5       5B5#+)8I9 ,55@ 56B% (>5  A7>   (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @      ( =5$G=E8($98I9         '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9     7# ' (8I9      %   'B 5E - %5D  !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !    5  !"   9    6  - !   !"  !@ 

  '' 6         %= 56B?5 >B)>@         %= 56 ?        *>  *3>= 5=B)55+5          A>7> 5 > *>   "         >5.=E8 #.9*>   "         !G=5 % 7 = '> +5 "       A 6 "5.? 7> $G=E =E "      +5(  A7>  "           +55B?5 >B)>@  7?+5(  A7>         +5(  A7>             +5(  A7>  B56( ' )( +       ,  >+5+5)5A5         *>           $G=EA 6  =7   5 453 =  "           ?) 6  *== *H= $G=@6  "         ( > )5@   G=  "          "5'=    >5 >       "          " %= 56    B   E8)>@@ 7

55 B7?9  6          

6 6  *>+7> *3>= 5=B)55+5       % @5+7>               %= 5 ? >>)E7>          9 )8( 5=B  A 9 79 7?+5)E7>          9 % @5 =7=        9     5)E7> "    ! =  =75 % 7 "        (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>            +7>           " %= 5    B  8)>@@ 75

5 B7?9  66 6          

 !56-?:  '@> 5?            '@> 5=   8 9  8 9 (  $B          B '@>  6 !56-?:       

 66 6  - !56-?:         

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !    5  !"   9    6  - !   !"  !@ 

 "    ,= =     *> 7E+  5'   ) 56  7E+  5'           '566 >+  5'          # ( > ,=            '5666          @5*5 B$HB '5        =  >! '=5@7E?)5@  #=% @6  5=           9#= *=E 5=         79 B E 5=        9 A5E'5=>E % AA                      6 "           

--  6  ,5#5>+5)55>58#+)9           @ >>5D 5 >5 5 #+)        "5) 56B+58")+9 ,5")+       7(55B5")+5B5#+)8I9      " ")+       (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5          % (+5  A7>  B55>>5D 5 >5          (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9       '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !    56 ! 56  6 56   56     !   8   !

  '' 6       %= 56B?5 >B)>@         %= 56 ?        *>  *3>= 5=B)55+5    A>7> 5 > *>   "         >5.=E8 #.9*>   "         !G=5 % 7 = '> +5 "      A 6 "5.? 7> $G=E =E "    +5(  A7>  "           +55B?5 >B)>@  7?+5(  A7>      +5(  A7>           +5(  A7>  B56( ' )( +      ,  >+5+5)5A5      *>        $G=EA 6  =7   5 453 =  "      ?) 6  *== *H= $G=@6  "         ( > )5@   G=  "         "5'=    >5 >      "          " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5  % @5+7>          %= 5 ?  >>)E7>      9 )8( 5=B  A 9 79 7?+5)E7>    9 % @5 =7=       9   5)E7> "  ! =  =75 % 7 "   (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>          +7>         " %= 5    B  8)>@@ 75

5 B7?9  66 6       

 !56-?:  '@> 5?         '@> 5=   8 9   8 9 (  $B 8 9       B '@>  6 !56-?:         

 66 6  - !56-?:       

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !    56 ! 56  6 56   56     !   8   !

 "    ,= =   *> 7E+  5'      ) 56  7E+  5'      '566 >+  5'       # ( > ,=     '5666      @5*5 B$HB '5      =  >! '=5@7E?)5@  #=% @6  5=         9#= *=E 5=        79 B E 5=     9 A5E'5=>E % AA          89  6 "           

--  6  ,5#5>+5)55>58#+)9          @ >>5D 5 >5 5 #+)         "5) 56B+58")+9 ,5")+         7(55B5")+5B5#+)8I9         " ")+      (55" ")+5B5#+)8I9    '> +5/ (?   B55>>5D 5 >5         % (+5  A7>  B55>>5D 5 >5       (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @      ( =5$G=E8($98I9    89 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9       7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  ! A 6     !   !  !  6     5 56  !"

  '' 6           %= 56B?5 >B)>@          %= 56 ?         *>  *3>= 5=B)55+5      A>7> 5 > *>   "       >5.=E8 #.9*>   "         !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "   +5(  A7>  "            +55B?5 >B)>@  7?+5(  A7>        +5(  A7>           +5(  A7>  B56( ' )( +     ,  >+5+5)5A5         *>          $G=EA 6  =7   5 453 =  "           ?) 6  *== *H= $G=@6  "           ( > )5@   G=  "        "5'=    >5 >       "          " %= 56    B   E8)>@@ 7

55 B7?9  6          

6 6  *>+7> *3>= 5=B)55+5      % @5+7>           %= 5 ?  >>)E7>        9 )8( 5=B  A 9  79 7?+5)E7>         9 % @5 =7=        9   5)E7> "      ! =  =75 % 7 "        (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>          +7>           " %= 5    B  8)>@@ 75

5 B7?9  66 6        

 !56-?:  '@> 5?          '@> 5=   89     (  $B        B '@>  6 !56-?:      

 66 6  - !56-?:         

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  ! A 6     !   !  !  6     5 56  !"

 "    ,= =      *> 7E+  5'     ) 56  7E+  5'        '566 >+  5'        # ( > ,=        '5666          @5*5 B$HB '5         =  >! '=5@7E?)5@  #=% @6  5=          9#= *=E 5=        79 B E 5=          9 A5E'5=>E % AA                    6 "       

--  6  ,5#5>+5)55>58#+)9         @ >>5D 5 >5 5 #+)        "5) 56B+58")+9 ,5")+        7(55B5")+5B5#+)8I9     " ")+    (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5          % (+5  A7>  B55>>5D 5 >5         (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9     '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9     7# ' (8I9      %   'B 5E - %5D

!755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !     -  6    !

  '' 6   %= 56B?5 >B)>@    %= 56 ?   *>  *3>= 5=B)55+5   A>7> 5 > *>   "    >5.=E8 #.9*>   "    !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "   +5(  A7>  "    +55B?5 >B)>@  7?+5(  A7>    +5(  A7>     +5(  A7>  B56( ' )( +   ,  >+5+5)5A5     *>     $G=EA 6  =7   5 453 =  "    ?) 6  *== *H= $G=@6  "    ( > )5@   G=  "    "5'=    >5 >       "    " %= 56    B   E8)>@@ 7

55 B7?9  6   

6 6  *>+7> *3>= 5=B)55+5  % @5+7>     %= 5 ? >>)E7>     9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=    9   5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>     +7>    " %= 5    B  8)>@@ 75

5 B7?9  66 6   

 !56-?:  '@> 5?    '@> 5=   (  $B   B '@>  6 !56-?:   

 66 6  - !56-?:  

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

8 -  !     -  6    !

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'    '566 >+  5'     # ( > ,=   '5666    @5*5 B$HB '5  =  >! '=5@7E?)5@  #=% @6  5=   9#= *=E 5=   79 B E 5=   9 A5E'5=>E % AA       6 "    

--  6  ,5#5>+5)55>58#+)9   @ >>5D 5 >5 5 #+)  "5) 56B+58")+9 ,5")+   7(55B5")+5B5#+)8I9   " ")+   (55" ")+5B5#+)8I9  '> +5/ (?   B55>>5D 5 >5    % (+5  A7>  B55>>5D 5 >5   (55% (>5  A7>  B55>>5D 5 >5    5B5#+)8I9 ,55@ 56B% (>5  A7>   (55B55@ 56B% (>5  A7> 5#+)8I9  )  '56@> D.B'8I9 I.5 6>>$ @   7I5. =6$ @   ( =5$G=E8($98I9  '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9  7# ' (8I9  %   'B 5E - %5D   !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

"8  !  6B   5    -86   6 - ! 6  !  ! 5 56 5 56  5 56

  '' 6     %= 56B?5 >B)>@      %= 56 ?     *>  *3>= 5=B)55+5      A>7> 5 > *>   "      >5.=E8 #.9*>   "       !G=5 % 7 = '> +5 "       A 6 "5.? 7> $G=E =E "      +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>      +5(  A7>        +5(  A7>  B56( ' )( +       ,  >+5+5)5A5       *>      $G=EA 6  =7   5 453 =  "      ?) 6  *== *H= $G=@6  "       ( > )5@   G=  "      "5'=    >5 >         "       " %= 56    B   E8)>@@ 7

55 B7?9  6         

6 6  *>+7> *3>= 5=B)55+5   % @5+7>         %= 5 ?  >>)E7>       9 )8( 5=B  A 9  79 7?+5)E7>     9 % @5 =7=     9       5)E7> "    ! =  =75 % 7 "    (  67> )      @ >#6 % @5 %= 5B?5 >B)>@    *>+7>         +7>       " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?        '@> 5= 89     (  $B 89     B '@>  6 !56-?:       

 66 6  - !56-?:        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

"8  !  6B   5    -86   6 - ! 6  !  ! 5 56 5 56  5 56

 "    ,= =    *> 7E+  5'        ) 56  7E+  5'     '566 >+  5'     # ( > ,=    '5666      @5*5 B$HB '5   =  >! '=5@7E?)5@  #=% @6  5=       9#= *=E 5=      79 B E 5=     9 A5E'5=>E % AA              6 "        

--  6  ,5#5>+5)55>58#+)9      @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+      7(55B5")+5B5#+)8I9     " ")+     (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5       (55% (>5  A7>  B55>>5D 5 >5      5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9    )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @     ( =5$G=E8($98I9 8 9   '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9     7# ' (8I9        %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5  !  "!!    A !"  ! 5 6 -B  ! 6 " 6 -     6  6 -  5

  '' 6    %= 56B?5 >B)>@       %= 56 ?        *>  *3>= 5=B)55+5     A>7> 5 > *>   "     >5.=E8 #.9*>   "  !G=5 % 7 = '> +5 "   A 6 "5.? 7> $G=E =E "      +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>        +5(  A7>            +5(  A7>  B56( ' )( +     ,  >+5+5)5A5       *>        $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "     ( > )5@   G=  "  "5'=    >5 >      "      " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5     % @5+7>         %= 5 ? >>)E7>    9 )8( 5=B  A 9 79 7?+5)E7>    9 % @5 =7=  9   5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@   *>+7>        +7>      " %= 5    B  8)>@@ 75      5 B7?9  66 6       

 !56-?:  '@> 5?  '@> 5= 89  89  (  $B B '@>         6 !56-?:       

 66 6  - !56-?:       

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5  !  "!!    A !"  ! 5 6 -B  ! 6 " 6 -     6  6 -  5

 "    ,= =     *> 7E+  5'   ) 56  7E+  5'       '566 >+  5'     # ( > ,=   '5666        @5*5 B$HB '5    =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA                6 "          

--  6  ,5#5>+5)55>58#+)9          @ >>5D 5 >5 5 #+)    "5) 56B+58")+9 ,5")+     7(55B5")+5B5#+)8I9     " ")+  (55" ")+5B5#+)8I9   '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5    (55% (>5  A7>  B55>>5D 5 >5       5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9     '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5    5  -    - 5 !  6  !6 -B   !  "  !6 - 6   6  5  5

  '' 6     %= 56B?5 >B)>@       %= 56 ?       *>  *3>= 5=B)55+5     A>7> 5 > *>   "    >5.=E8 #.9*>   "  !G=5 % 7 = '> +5 "   A 6 "5.? 7> $G=E =E "   +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>      +5(  A7>          +5(  A7>  B56( ' )( +       ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "   ?) 6  *== *H= $G=@6  "       ( > )5@   G=  "  "5'=    >5 >      "       " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5    % @5+7>        %= 5 ?    >>)E7>   9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=  9   5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>        +7>          " %= 5    B  8)>@@ 75      5 B7?9  66 6       

 !56-?:  '@> 5?  '@> 5= 89 89   89 (  $B   B '@>          6 !56-?:      

 66 6  - !56-?:       

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5    5  -    - 5 !  6  !6 -B   !  "  !6 - 6   6  5  5

 "    ,= =   *> 7E+  5'   ) 56  7E+  5'      '566 >+  5'     # ( > ,=      '5666      @5*5 B$HB '5    =  >! '=5@7E?)5@       #=% @6  5=  9#= *=E 5=  79 B E 5= 9 A5E'5=>E % AA            6 "       

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)    "5) 56B+58")+9 ,5")+  7(55B5")+5B5#+)8I9     " ")+ (55" ")+5B5#+)8I9    '> +5/ (?   B55>>5D 5 >5    % (+5  A7>  B55>>5D 5 >5   (55% (>5  A7>  B55>>5D 5 >5      5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9       '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9     7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5 -  6 C "  5"!"@     ! 5  ! 5 "5  " !8 !  6    6  !"  5 

  '' 6     %= 56B?5 >B)>@        %= 56 ?      *>  *3>= 5=B)55+5         A>7> 5 > *>   "         >5.=E8 #.9*>   "  !G=5 % 7 = '> +5 "  A 6 "5.? 7> $G=E =E "     +5(  A7>  "         +55B?5 >B)>@  7?+5(  A7>      +5(  A7>          +5(  A7>  B56( ' )( +         ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "    ?) 6  *== *H= $G=@6  "       ( > )5@   G=  "   "5'=    >5 >      "       " %= 56    B   E8)>@@ 7

55 B7?9  6           

6 6  *>+7> *3>= 5=B)55+5       % @5+7>           %= 5 ?   >>)E7>   9 )8( 5=B  A 9 79 7?+5)E7>   9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>        +7>       " %= 5    B  8)>@@ 75         5 B7?9  66 6       

 !56-?:  '@> 5?  '@> 5=    8 9 (  $B  89 B '@>          6 !56-?:       

 66 6  - !56-?:          

    65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5 -  6 C "  5"!"@     ! 5  ! 5 "5  " !8 !  6    6  !"  5 

 "    ,= =   *> 7E+  5'    ) 56  7E+  5'     '566 >+  5'     # ( > ,=    '5666    @5*5 B$HB '5      =  >! '=5@7E?)5@     #=% @6  5=   9#= *=E 5=    79 B E 5=   9 A5E'5=>E % AA              6 "         

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)   "5) 56B+58")+9 ,5")+  7(55B5")+5B5#+)8I9     " ")+  (55" ")+5B5#+)8I9   '> +5/ (?   B55>>5D 5 >5    % (+5  A7>  B55>>5D 5 >5    (55% (>5  A7>  B55>>5D 5 >5       5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9   8  9 8 9 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9       7# ' (8I9     %   'B 5E - %5D

!755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5 !5   "  ?6 A5 ! 55  !B     !B 6  ?6 ! 6 -B 6   6   5 6 -  5  5

  '' 6     %= 56B?5 >B)>@        %= 56 ?        *>  *3>= 5=B)55+5    A>7> 5 > *>   "    >5.=E8 #.9*>   "     !G=5 % 7 = '> +5 "     A 6 "5.? 7> $G=E =E "     +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>      +5(  A7>         +5(  A7>  B56( ' )( +       ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "      ( > )5@   G=  "  "5'=    >5 >      "      " %= 56    B   E8)>@@ 7

55 B7?9  6         

6 6  *>+7> *3>= 5=B)55+5    % @5+7>        %= 5 ? >>)E7>    9 )8( 5=B  A 9 79 7?+5)E7>    9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@   *>+7>        +7>       " %= 5    B  8)>@@ 75         5 B7?9  66 6     

 !56-?:  '@> 5?  '@> 5=    8 9 (  $B B '@>          6 !56-?:      

 66 6  - !56-?:        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5 !5   "  ?6 A5 ! 55  !B     !B 6  ?6 ! 6 -B 6   6   5 6 -  5  5

 "    ,= =    *> 7E+  5'       ) 56  7E+  5'         '566 >+  5'    # ( > ,=  '5666       @5*5 B$HB '5   =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA           6 "         

--  6  ,5#5>+5)55>58#+)9         @ >>5D 5 >5 5 #+)    "5) 56B+58")+9 ,5")+  7(55B5")+5B5#+)8I9     " ")+  (55" ")+5B5#+)8I9   '> +5/ (?   B55>>5D 5 >5      % (+5  A7>  B55>>5D 5 >5   (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @      ( =5$G=E8($98I9    8 9 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9       7# ' (8I9        %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5    5!  -8      - -  !" !B 5  !6 - 5  - !   B C6 -  6  5  6  5

  '' 6  %= 56B?5 >B)>@        %= 56 ?       *>  *3>= 5=B)55+5    A>7> 5 > *>   "        >5.=E8 #.9*>   "   !G=5 % 7 = '> +5 "  A 6 "5.? 7> $G=E =E "    +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>      +5(  A7>           +5(  A7>  B56( ' )( +           ,  >+5+5)5A5       *>       $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "      ( > )5@   G=  "  "5'=    >5 >      "        " %= 56    B   E8)>@@ 7

55 B7?9  6          

6 6  *>+7> *3>= 5=B)55+5    % @5+7>          %= 5 ?   >>)E7>   9 )8( 5=B  A 9 79 7?+5)E7>   9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>        +7>       " %= 5    B  8)>@@ 75       5 B7?9  66 6        

 !56-?:  '@> 5?  '@> 5=   8 9   (  $B  B '@>          6 !56-?:        

 66 6  - !56-?:         

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" ! 5    5!  -8      - -  !" !B 5  !6 - 5  - !   B C6 -  6  5  6  5

 "    ,= =    *> 7E+  5'   ) 56  7E+  5'        '566 >+  5'      # ( > ,=    '5666      @5*5 B$HB '5     =  >! '=5@7E?)5@  #=% @6  5=    9#= *=E 5=    79 B E 5= 9 A5E'5=>E % AA           6 "       

--  6  ,5#5>+5)55>58#+)9          @ >>5D 5 >5 5 #+)    "5) 56B+58")+9 ,5")+   7(55B5")+5B5#+)8I9      " ")+  (55" ")+5B5#+)8I9    '> +5/ (?   B55>>5D 5 >5     % (+5  A7>  B55>>5D 5 >5  (55% (>5  A7>  B55>>5D 5 >5     5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @       ( =5$G=E8($98I9  89  89 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9        7# ' (8I9     %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" !-    !      ! < 56 = 56  

  '' 6    %= 56B?5 >B)>@      %= 56 ?     *>  *3>= 5=B)55+5   A>7> 5 > *>   "      >5.=E8 #.9*>   "    !G=5 % 7 = '> +5 "   A 6 "5.? 7> $G=E =E "   +5(  A7>  "      +55B?5 >B)>@  7?+5(  A7>   +5(  A7>       +5(  A7>  B56( ' )( +     ,  >+5+5)5A5    *>     $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "    ( > )5@   G=  "    "5'=    >5 >      "       " %= 56    B   E8)>@@ 7

55 B7?9  6    

6 6  *>+7> *3>= 5=B)55+5  % @5+7>      %= 5 ? >>)E7>    9 )8( 5=B  A 9 79 7?+5)E7>    9 % @5 =7=   9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>      +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6   

 !56-?:  '@> 5?       '@> 5=  89 (  $B     B '@>  6 !56-?:   

 66 6  - !56-?:   

   65- 6 5 '*+)/  '4%..)0*  '(/ 5%  67     .>>5) 5

" !-    !      ! < 56 = 56  

 "    ,= =   *> 7E+  5'     ) 56  7E+  5'    '566 >+  5'    # ( > ,=    '5666      @5*5 B$HB '5   =  >! '=5@7E?)5@  #=% @6  5=     9#= *=E 5=   79 B E 5=     9 A5E'5=>E % AA               6 "     

--  6  ,5#5>+5)55>58#+)9     @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+    7(55B5")+5B5#+)8I9   " ")+   (55" ")+5B5#+)8I9    '> +5/ (?   B55>>5D 5 >5      % (+5  A7>  B55>>5D 5 >5    (55% (>5  A7>  B55>>5D 5 >5     5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9   )  '56@> D.B'8I9 I.5 6>>$ @    7I5. =6$ @     ( =5$G=E8($98I9    '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9    7# ' (8I9    %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

 8 66  "!!     !     !  <  8   ! <   6 -86   -86    !=  8" !=  ! 

  '' 6      %= 56B?5 >B)>@        %= 56 ?      *>  *3>= 5=B)55+5    A>7> 5 > *>   "      >5.=E8 #.9*>   "       !G=5 % 7 = '> +5 "      A 6 "5.? 7> $G=E =E "   +5(  A7>  "            +55B?5 >B)>@  7?+5(  A7>    +5(  A7>            +5(  A7>  B56( ' )( +     ,  >+5+5)5A5       *>        $G=EA 6  =7   5 453 =  "     ?) 6  *== *H= $G=@6  "       ( > )5@   G=  "       "5'=    >5 >         "        " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5  % @5+7>            %= 5 ? >>)E7>        9 )8( 5=B  A 9  79 7?+5)E7>    9 % @5 =7=    9       5)E7> "  ! =  =75 % 7 "     (  67> )       @ >#6 % @5  %= 5B?5 >B)>@   *>+7>         +7>       " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?       '@> 5=      (  $B       B '@>  6 !56-?:      

 66 6  - !56-?:       

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

 8 66  "!!     !     !  <  8   ! <   6 -86   -86    !=  8" !=  ! 

 "    ,= =   *> 7E+  5'   ) 56  7E+  5'    '566 >+  5'   # ( > ,=   '5666     @5*5 B$HB '5  =  >! '=5@7E?)5@  #=% @6  5=   9#= *=E 5=    79 B E 5=   9 A5E'5=>E % AA         6 "       

--  6  ,5#5>+5)55>58#+)9         @ >>5D 5 >5 5 #+)        "5) 56B+58")+9 ,5")+       7(55B5")+5B5#+)8I9      " ")+       (55" ")+5B5#+)8I9      '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5     (55% (>5  A7>  B55>>5D 5 >5      5B5#+)8I9 ,55@ 56B% (>5  A7>    (55B55@ 56B% (>5  A7> 5#+)8I9    )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @     ( =5$G=E8($98I9     '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9     7# ' (8I9      %   'B 5E - %5D   !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  !      -      8" - -86    8" -  !     ! 6  !  8" !   

  '' 6     %= 56B?5 >B)>@      %= 56 ?     *>  *3>= 5=B)55+5 A>7> 5 > *>   "     >5.=E8 #.9*>   "      !G=5 % 7 = '> +5 "  A 6 "5.? 7> $G=E =E "  +5(  A7>  "        +55B?5 >B)>@  7?+5(  A7>  +5(  A7>        +5(  A7>  B56( ' )( +    ,  >+5+5)5A5     *>      $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "     ( > )5@   G=  "     "5'=    >5 >      "     " %= 56    B   E8)>@@ 7

55 B7?9  6       

6 6  *>+7> *3>= 5=B)55+5 % @5+7>        %= 5 ? >>)E7>  9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>     +7>    " %= 5    B  8)>@@ 75

5 B7?9  66 6     

 !56-?:  '@> 5?      '@> 5=    (  $B      B '@>  6 !56-?:     

 66 6  - !56-?:      

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  !      -      8" - -86    8" -  !     ! 6  !  8" !   

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA     6 "       

--  6  ,5#5>+5)55>58#+)9       @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+     7(55B5")+5B5#+)8I9      " ")+     (55" ")+5B5#+)8I9      '> +5/ (?   B55>>5D 5 >5        % (+5  A7>  B55>>5D 5 >5  (55% (>5  A7>  B55>>5D 5 >5       5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @        7I5. =6$ @       ( =5$G=E8($98I9   8 9  '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9     %   'B 5E - %5D  !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

  6  -  -       8" !   !   8" !   !< -= 5  !   

  '' 6     %= 56B?5 >B)>@       %= 56 ?     *>  *3>= 5=B)55+5  A>7> 5 > *>   "    >5.=E8 #.9*>   "       !G=5 % 7 = '> +5 "   A 6 "5.? 7> $G=E =E "  +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>   +5(  A7>          +5(  A7>  B56( ' )( +   ,  >+5+5)5A5       *>       $G=EA 6  =7   5 453 =  "   ?) 6  *== *H= $G=@6  "       ( > )5@   G=  "       "5'=    >5 >       "      " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5 % @5+7>         %= 5 ? >>)E7>    9 )8( 5=B  A 9  79 7?+5)E7>  9 % @5 =7=  9   5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>       +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?      '@> 5=  89   (  $B      B '@>  6 !56-?:        

 66 6  - !56-?:       

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

  6  -  -       8" !   !   8" !   !< -= 5  !   

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666    @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA        6 "       

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)      "5) 56B+58")+9 ,5")+      7(55B5")+5B5#+)8I9     " ")+     (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5     % (+5  A7>  B55>>5D 5 >5   (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @        7I5. =6$ @      ( =5$G=E8($98I9  8 9    '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9     %   'B 5E - %5D  !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

   -66     5  !   8"  8" !  8" !  8"  !  

  '' 6      %= 56B?5 >B)>@      %= 56 ?        *>  *3>= 5=B)55+5  A>7> 5 > *>   "      >5.=E8 #.9*>   "    !G=5 % 7 = '> +5 "      A 6 "5.? 7> $G=E =E "   +5(  A7>  "         +55B?5 >B)>@  7?+5(  A7>  +5(  A7>          +5(  A7>  B56( ' )( +    ,  >+5+5)5A5      *>         $G=EA 6  =7   5 453 =  "    ?) 6  *== *H= $G=@6  "       ( > )5@   G=  "        "5'=    >5 >       "        " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5 % @5+7>        %= 5 ? >>)E7>    9 )8( 5=B  A 9 79 7?+5)E7>    9 % @5 =7=  9    5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>         +7>         " %= 5    B  8)>@@ 75

5 B7?9  66 6        

 !56-?:  '@> 5?        '@> 5=     (  $B 8 9   89  B '@>  6 !56-?:       

 66 6  - !56-?:       

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

   -66     5  !   8"  8" !  8" !  8"  !  

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'   '566 >+  5'  # ( > ,=  '5666    @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5=     9#= *=E 5=   79 B E 5=  9 A5E'5=>E % AA       6 "        

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)      "5) 56B+58")+9 ,5")+       7(55B5")+5B5#+)8I9     " ")+      (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5        % (+5  A7>  B55>>5D 5 >5      (55% (>5  A7>  B55>>5D 5 >5         5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9 8 9  89  '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9      %   'B 5E - %5D   !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

-""     :    - "   !<   !<   8" !  -8 !   5  != 5  != 

  '' 6     %= 56B?5 >B)>@     %= 56 ?     *>  *3>= 5=B)55+5  A>7> 5 > *>   "   >5.=E8 #.9*>   "     !G=5 % 7 = '> +5 "   A 6 "5.? 7> $G=E =E "   +5(  A7>  "        +55B?5 >B)>@  7?+5(  A7>  +5(  A7>        +5(  A7>  B56( ' )( +    ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "     ( > )5@   G=  "      "5'=    >5 >      "      " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5 % @5+7>         %= 5 ? >>)E7>    9 )8( 5=B  A 9 79 7?+5)E7>   9 % @5 =7=  9    5)E7> "  ! =  =75 % 7 "   (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>       +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6     

 !56-?:  '@> 5?        '@> 5=     (  $B    89 B '@>  6 !56-?:      

 66 6  - !56-?:       

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

-""     :    - "   !<   !<   8" !  -8 !   5  != 5  != 

 "    ,= =  *> 7E+  5'   ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA       6 "      

--  6  ,5#5>+5)55>58#+)9       @ >>5D 5 >5 5 #+)      "5) 56B+58")+9 ,5")+      7(55B5")+5B5#+)8I9      " ")+     (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5      % (+5  A7>  B55>>5D 5 >5    (55% (>5  A7>  B55>>5D 5 >5       5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @        ( =5$G=E8($98I9     '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !     5  5 8"     8"@ 6- -  !"  !< 56= 6  !  !<       -=

  '' 6       %= 56B?5 >B)>@        %= 56 ?      *>  *3>= 5=B)55+5 A>7> 5 > *>   "    >5.=E8 #.9*>   "   !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "  +5(  A7>  "        +55B?5 >B)>@  7?+5(  A7>   +5(  A7>         +5(  A7>  B56( ' )( +     ,  >+5+5)5A5     *>       $G=EA 6  =7   5 453 =  "   ?) 6  *== *H= $G=@6  "      ( > )5@   G=  "       "5'=    >5 >      "    " %= 56    B   E8)>@@ 7

55 B7?9  6      

6 6  *>+7> *3>= 5=B)55+5 % @5+7>          %= 5 ? >>)E7>      9 )8( 5=B  A 9 79 7?+5)E7>    9 % @5 =7=  9     5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>       +7>       " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?       '@> 5=    (  $B       B '@>  6 !56-?:     

 66 6  - !56-?:     

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !     5  5 8"     8"@ 6- -  !"  !< 56= 6  !  !<       -=

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666   @5*5 B$HB '5  =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA        6 "       

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+     7(55B5")+5B5#+)8I9      " ")+    (55" ")+5B5#+)8I9       '> +5/ (?   B55>>5D 5 >5     % (+5  A7>  B55>>5D 5 >5      (55% (>5  A7>  B55>>5D 5 >5       5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @        ( =5$G=E8($98I9      '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  ! 6  B   6  !<  6" A      8"@ -86   5  !=  8" ! 6  !  !   

  '' 6    %= 56B?5 >B)>@     %= 56 ?     *>  *3>= 5=B)55+5 A>7> 5 > *>   "  >5.=E8 #.9*>   "      !G=5 % 7 = '> +5 "  A 6 "5.? 7> $G=E =E "  +5(  A7>  "        +55B?5 >B)>@  7?+5(  A7>  +5(  A7>        +5(  A7>  B56( ' )( +   ,  >+5+5)5A5      *>      $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "    ( > )5@   G=  "     "5'=    >5 >      "     " %= 56    B   E8)>@@ 7

55 B7?9  6         

6 6  *>+7> *3>= 5=B)55+5 % @5+7>       %= 5 ? >>)E7>  9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )       @ >#6 % @5 %= 5B?5 >B)>@  *>+7>    +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?        '@> 5=    (  $B 8 9  89  B '@>  6 !56-?:     

 66 6  - !56-?:        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  ! 6  B   6  !<  6" A      8"@ -86   5  !=  8" ! 6  !  !   

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA      6 "       

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)    "5) 56B+58")+9 ,5")+   7(55B5")+5B5#+)8I9      " ")+   (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5     % (+5  A7>  B55>>5D 5 >5     (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>    (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @        7I5. =6$ @       ( =5$G=E8($98I9      '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9     %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  6   6A  6 :    6 8"  ! 8" -86   "8  ! -   ! 6  !

  '' 6     %= 56B?5 >B)>@      %= 56 ?     *>  *3>= 5=B)55+5 A>7> 5 > *>   "   >5.=E8 #.9*>   "   !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "    +5(  A7>  "       +55B?5 >B)>@  7?+5(  A7>  +5(  A7>        +5(  A7>  B56( ' )( +   ,  >+5+5)5A5    *>      $G=EA 6  =7   5 453 =  "    ?) 6  *== *H= $G=@6  "      ( > )5@   G=  "     "5'=    >5 >       "      " %= 56    B   E8)>@@ 7

55 B7?9  6      

6 6  *>+7> *3>= 5=B)55+5 % @5+7>         %= 5 ? >>)E7>  9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>       +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?      '@> 5=  89  (  $B   89  B '@>  6 !56-?:     

 66 6  - !56-?:     

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  6   6A  6 :    6 8"  ! 8" -86   "8  ! -   ! 6  !

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5  =  >! '=5@7E?)5@  #=% @6  5=  9#= *=E 5=  79 B E 5= 9 A5E'5=>E % AA      6 "       

--  6  ,5#5>+5)55>58#+)9      @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+     7(55B5")+5B5#+)8I9       " ")+     (55" ")+5B5#+)8I9      '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5     (55% (>5  A7>  B55>>5D 5 >5         5B5#+)8I9 ,55@ 56B% (>5  A7>   (55B55@ 56B% (>5  A7> 5#+)8I9      )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @       ( =5$G=E8($98I9  8 9 8  9  '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

   5         5    8" !  8"@ 6 -8?  !    6    8" !

  '' 6    %= 56B?5 >B)>@     %= 56 ?     *>  *3>= 5=B)55+5 A>7> 5 > *>   "   >5.=E8 #.9*>   "   !G=5 % 7 = '> +5 "  A 6 "5.? 7> $G=E =E "  +5(  A7>  "       +55B?5 >B)>@  7?+5(  A7>  +5(  A7>        +5(  A7>  B56( ' )( + ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "      ( > )5@   G=  "     "5'=    >5 >      "      " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5 % @5+7>      %= 5 ? >>)E7>  9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>    +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?       '@> 5= 89  89  (  $B 8 9 89 89 89 B '@>  6 !56-?:     

 66 6  - !56-?:       

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

   5         5    8" !  8"@ 6 -8?  !    6    8" !

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA     6 "       

--  6  ,5#5>+5)55>58#+)9      @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+     7(55B5")+5B5#+)8I9     " ")+     (55" ")+5B5#+)8I9       '> +5/ (?   B55>>5D 5 >5    % (+5  A7>  B55>>5D 5 >5  (55% (>5  A7>  B55>>5D 5 >5     5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @       ( =5$G=E8($98I9 89   8 9   '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9     %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  !    "  <  -= 56  6    -86   -86   <6D  8" !  !  ! 6   =   '' 6     %= 56B?5 >B)>@      %= 56 ?       *>  *3>= 5=B)55+5  A>7> 5 > *>   "   >5.=E8 #.9*>   "   !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "  +5(  A7>  "         +55B?5 >B)>@  7?+5(  A7>  +5(  A7>         +5(  A7>  B56( ' )( +   ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "      ( > )5@   G=  "     "5'=    >5 >      "      " %= 56    B   E8)>@@ 7

55 B7?9  6       

6 6  *>+7> *3>= 5=B)55+5 % @5+7>         %= 5 ? >>)E7>     9 )8( 5=B  A 9  79 7?+5)E7>    9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5  %= 5B?5 >B)>@  *>+7>      +7>     " %= 5    B  8)>@@ 75

5 B7?9  66 6    

 !56-?:  '@> 5?      '@> 5=   89 (  $B     B '@>  6 !56-?:       

 66 6  - !56-?:      

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  !    "  <  -= 56  6    -86   -86   <6D  8" !  !  ! 6   =

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA       6 "      

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+       7(55B5")+5B5#+)8I9     " ")+      (55" ")+5B5#+)8I9     '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5     (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @       ( =5$G=E8($98I9     8  9 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9      %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

56  56  56     56 8"  !  -86    8" !"  !   8"  !   <   !  8" !=

  '' 6      %= 56B?5 >B)>@       %= 56 ?       *>  *3>= 5=B)55+5   A>7> 5 > *>   "     >5.=E8 #.9*>   "    !G=5 % 7 = '> +5 "   A 6 "5.? 7> $G=E =E "  +5(  A7>  "         +55B?5 >B)>@  7?+5(  A7>  +5(  A7>          +5(  A7>  B56( ' )( +   ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "    ?) 6  *== *H= $G=@6  "        ( > )5@   G=  "        "5'=    >5 >      "      " %= 56    B   E8)>@@ 7

55 B7?9  6        

6 6  *>+7> *3>= 5=B)55+5  % @5+7>         %= 5 ? >>)E7>      9 )8( 5=B  A 9 79 7?+5)E7>       9 % @5 =7=   9   5)E7> "  ! =  =75 % 7 "     (  67> )       @ >#6 % @5 %= 5B?5 >B)>@   *>+7>       +7>         " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?         '@> 5=     (  $B         B '@>  6 !56-?:      

 66 6  - !56-?:       

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

56  56  56     56 8"  !  -86    8" !"  !   8"  !   <   !  8" !=

 "    ,= =  *> 7E+  5'    ) 56  7E+  5'   '566 >+  5'   # ( > ,=   '5666  @5*5 B$HB '5   =  >! '=5@7E?)5@  #=% @6  5=    9#= *=E 5=    79 B E 5=     9 A5E'5=>E % AA        6 "         

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+        7(55B5")+5B5#+)8I9       " ")+       (55" ")+5B5#+)8I9      '> +5/ (?   B55>>5D 5 >5        % (+5  A7>  B55>>5D 5 >5       (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>    (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9     '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9        7# ' (8I9       %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  ! :A - :      8" -86   !    8" !  ! : !  !<      5  ! 5  !=

  '' 6     %= 56B?5 >B)>@      %= 56 ?      *>  *3>= 5=B)55+5 A>7> 5 > *>   "    >5.=E8 #.9*>   "     !G=5 % 7 = '> +5 "   A 6 "5.? 7> $G=E =E "  +5(  A7>  "          +55B?5 >B)>@  7?+5(  A7>  +5(  A7>         +5(  A7>  B56( ' )( +     ,  >+5+5)5A5     *>       $G=EA 6  =7   5 453 =  "   ?) 6  *== *H= $G=@6  "     ( > )5@   G=  "       "5'=    >5 >       "        " %= 56    B   E8)>@@ 7

55 B7?9  6      

6 6  *>+7> *3>= 5=B)55+5 % @5+7>         %= 5 ? >>)E7>     9 )8( 5=B  A 9  79 7?+5)E7>     9 % @5 =7=   9  5)E7> "  ! =  =75 % 7 "  (  67> )       @ >#6 % @5 %= 5B?5 >B)>@   *>+7>      +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?        '@> 5= 89  89  (  $B      B '@>  6 !56-?:       

 66 6  - !56-?:     

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  ! :A - :      8" -86   !    8" !  ! : !  !<      5  ! 5  !=

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'   '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA        6 "       

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+    7(55B5")+5B5#+)8I9     " ")+    (55" ")+5B5#+)8I9    '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5      (55% (>5  A7>  B55>>5D 5 >5         5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @       ( =5$G=E8($98I9   8  9  '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9      7# ' (8I9     %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  6" ! 5 6 9      8"   <   8"  !  !  8"  ! < 6 9 -=  != 

  '' 6      %= 56B?5 >B)>@      %= 56 ?       *>  *3>= 5=B)55+5   A>7> 5 > *>   "     >5.=E8 #.9*>   "     !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "  +5(  A7>  "         +55B?5 >B)>@  7?+5(  A7>   +5(  A7>         +5(  A7>  B56( ' )( +      ,  >+5+5)5A5       *>        $G=EA 6  =7   5 453 =  "   ?) 6  *== *H= $G=@6  "       ( > )5@   G=  "      "5'=    >5 >         "       " %= 56    B   E8)>@@ 7

55 B7?9  6       

6 6  *>+7> *3>= 5=B)55+5 % @5+7>        %= 5 ? >>)E7>   9 )8( 5=B  A 9 79 7?+5)E7>   9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "   (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>       +7>       " %= 5    B  8)>@@ 75

5 B7?9  66 6       

 !56-?:  '@> 5?       '@> 5=    (  $B     8 9 B '@>  6 !56-?:     

 66 6  - !56-?:      

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !  6" ! 5 6 9      8"   <   8"  !  !  8"  ! < 6 9 -=  != 

 "    ,= =   *> 7E+  5'  ) 56  7E+  5'    '566 >+  5'   # ( > ,=  '5666  @5*5 B$HB '5   =  >! '=5@7E?)5@  #=% @6  5=      9#= *=E 5=    79 B E 5=   9 A5E'5=>E % AA        6 "        

--  6  ,5#5>+5)55>58#+)9        @ >>5D 5 >5 5 #+)      "5) 56B+58")+9 ,5")+      7(55B5")+5B5#+)8I9      " ")+      (55" ")+5B5#+)8I9    '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5     (55% (>5  A7>  B55>>5D 5 >5       5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @       7I5. =6$ @      ( =5$G=E8($98I9      '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9       7# ' (8I9     %   'B 5E - %5D

!755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  ! 9 6 5 8  866 " !      8" -86    8" ! <  5   !  !   !=   

  '' 6     %= 56B?5 >B)>@       %= 56 ?      *>  *3>= 5=B)55+5  A>7> 5 > *>   "    >5.=E8 #.9*>   "    !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "  +5(  A7>  "         +55B?5 >B)>@  7?+5(  A7>  +5(  A7>          +5(  A7>  B56( ' )( +  ,  >+5+5)5A5      *>       $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "      ( > )5@   G=  "      "5'=    >5 >      "      " %= 56    B   E8)>@@ 7

55 B7?9  6       

6 6  *>+7> *3>= 5=B)55+5 % @5+7>         %= 5 ? >>)E7>  9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>      +7>      " %= 5    B  8)>@@ 75

5 B7?9  66 6      

 !56-?:  '@> 5?         '@> 5= 8 9    (  $B    89 B '@>  6 !56-?:       

 66 6  - !56-?:      

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  ! 9 6 5 8  866 " !      8" -86    8" ! <  5   !  !   !=   

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA       6 "       

--  6  ,5#5>+5)55>58#+)9       @ >>5D 5 >5 5 #+)     "5) 56B+58")+9 ,5")+     7(55B5")+5B5#+)8I9     " ")+    (55" ")+5B5#+)8I9       '> +5/ (?   B55>>5D 5 >5       % (+5  A7>  B55>>5D 5 >5     (55% (>5  A7>  B55>>5D 5 >5        5B5#+)8I9 ,55@ 56B% (>5  A7>    (55B55@ 56B% (>5  A7> 5#+)8I9     )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @       ( =5$G=E8($98I9      '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9     7# ' (8I9      %   'B 5E - %5D   !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

96-      8"     !<  5   ! 56   != 

  '' 6   %= 56B?5 >B)>@   %= 56 ?   *>  *3>= 5=B)55+5 A>7> 5 > *>   "  >5.=E8 #.9*>   "    !G=5 % 7 = '> +5 "    A 6 "5.? 7> $G=E =E "  +5(  A7>  "    +55B?5 >B)>@  7?+5(  A7>  +5(  A7>      +5(  A7>  B56( ' )( +   ,  >+5+5)5A5   *>     $G=EA 6  =7   5 453 =  "  ?) 6  *== *H= $G=@6  "     ( > )5@   G=  "   "5'=    >5 >      "    " %= 56    B   E8)>@@ 7

55 B7?9  6      

6 6  *>+7> *3>= 5=B)55+5 % @5+7>     %= 5 ? >>)E7>  9 )8( 5=B  A 9 79 7?+5)E7>  9 % @5 =7=  9  5)E7> "  ! =  =75 % 7 "  (  67> )      @ >#6 % @5 %= 5B?5 >B)>@  *>+7>     +7>    " %= 5    B  8)>@@ 75

5 B7?9  66 6     

 !56-?:  '@> 5?     '@> 5= 8 9 89 (  $B 89 89 B '@>  6 !56-?:   

 66 6  - !56-?:     

   65- 6 5 2)*&, '(/ 5%  67     .>>5) 5

5  !

96-      8"     !<  5   ! 56   != 

 "    ,= =  *> 7E+  5'  ) 56  7E+  5'  '566 >+  5'  # ( > ,=  '5666  @5*5 B$HB '5 =  >! '=5@7E?)5@  #=% @6  5= 9#= *=E 5= 79 B E 5= 9 A5E'5=>E % AA     6 "     

--  6  ,5#5>+5)55>58#+)9    @ >>5D 5 >5 5 #+)    "5) 56B+58")+9 ,5")+    7(55B5")+5B5#+)8I9   " ")+   (55" ")+5B5#+)8I9   '> +5/ (?   B55>>5D 5 >5     % (+5  A7>  B55>>5D 5 >5   (55% (>5  A7>  B55>>5D 5 >5      5B5#+)8I9 ,55@ 56B% (>5  A7>  (55B55@ 56B% (>5  A7> 5#+)8I9   )  '56@> D.B'8I9 I.5 6>>$ @      7I5. =6$ @     ( =5$G=E8($98I9 8 9 8 9 '@>  G=E(58' (95 5>5 @ 7 =  HB  B=>5 #5>' (8I9    7# ' (8I9   %   'B 5E - %5D !755?  >>5D 5' +5 5*>=6 (  A 

% >6E5=@55>= 55=B5        

    2 2**$$*' '(*'1#/,.    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.          ,*',)/,*'0%.            56            )5A55+5 5 =   56 56*>         + <  $H@              %'B*',)/,*'0%.             -*+*4'4'0%.        B /4*'0%.          )E6  A           6 5 A             '=5@       ! DB = % > @       56 56 = 5? B A     =F5 A        56 56*=E A                          ) 4*'1'0%.            ( >F ,8+5 956 > (  6@5   8 9   8 9 8 9 ,5A 6  =           )A  = ')$G=E =          *>*== @5*D D@ 8 9 8  9   8 9 8 9 ! >F ,8+5 956.?B5.?  8  9       ,5A 6  =    8  9   8 9  )A  = ')$G=E =   89   8  9  *>*== @5*D D@ 8  9        ( >F ,8+5 956*5 B$HB #5             *5 B$HB )58+59              )58+5956 > (  6@5%  5B55"5#B            *>  +7>  )58+5956 > %  5B55"5*>              )58+595*>  +7> % B *     89  3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B  89 89   ,2)*'0%.        %'B*',)/,E$'/           '56@ 5*B                   #H +              * '5665              6A $H@                % @ 5 65F5             6@6 +5           )5A5           6%///70%+)*/%'*' '0*  //,/ < = < = < = < = <  = )5A55' +5 5+5(  A7>   8 9 8 9 8 9 8  9 8   9 *>   % 7-  8  9 8 9 8 9 8 9 8 9 ( 5A E5'B             , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4            3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/         '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,             56 #H$H@               %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,           .5E  )58+595 =7       , )%&*,%)6%//          

% >6E5=@55>= 55=B5        

    '*+)/  '4%..)0*  '(/    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.          ,*',)/,*'0%.             56             )5A55+5 5 =   56 56*>         + <  $H@               %'B*',)/,*'0%.          -*+*4'4'0%.        B /4*'0%.          )E6  A             6 5 A            '=5@       ! DB = % > @       56 56 = 5? B A       =F5 A        56 56*=E A                             ) 4*'1'0%.          ( >F ,8+5 956 > (  6@5   8 9    8 9 89 ,5A 6  =              )A  = ')$G=E =          *>*== @5*D D@ 8 9 8  9   8 9 8 9 ! >F ,8+5 956.?B5.?  8  9         ,5A 6  =     8 9  8  9  )A  = ')$G=E =   89   8  9   *>*== @5*D D@ 8  9        ( >F ,8+5 956*5 B$HB #5             *5 B$HB )58+59            )58+5956 > (  6@5%  5B55"5#B             *>  +7>  )58+5956 > %  5B55"5*>              )58+595*>  +7> % B *     8 9  3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B   89     ,2)*'0%.        %'B*',)/,E$'/           '56@ 5*B                #H +               * '5665                 6A $H@                % @ 5 65F5            6@6 +5          )5A5        8  9  6%///70%+)*/%'*' '0*  //,/ <  = < = < = <  = < = )5A55' +5 5+5(  A7>   8 9 8  9 8 9 8 9 8  9 *>   % 7-  8 9 8 9 8 9 8 9 8  9 ( 5A E5'B              , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4           3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/          '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,        56 #H$H@               %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,          .5E  )58+595 =7       , )%&*,%)6%//         

% >6E5=@55>= 55=B5        

     '*+)/  '(/    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.           ,*',)/,*'0%.             56             )5A55+5 5 =   56 56*>   8 9      + <  $H@              %'B*',)/,*'0%.          -*+*4'4'0%.        B /4*'0%.           )E6  A             6 5 A              '=5@        ! DB = % > @       56 56 = 5? B A      =F5 A       56 56*=E A                            ) 4*'1'0%.            ( >F ,8+5 956 > (  6@5   8 9  8 9 8 9 ,5A 6  =             )A  = ')$G=E =         *>*== @5*D D@ 8  9 8 9   8 9 8  9 ! >F ,8+5 956.?B5.?  8 9       ,5A 6  =    8  9   89   )A  = ')$G=E =    89  8 9  *>*== @5*D D@ 8 9       ( >F ,8+5 956*5 B$HB #5           *5 B$HB )58+59            )58+5956 > (  6@5%  5B55"5#B            *>  +7>  )58+5956 > %  5B55"5*>                )58+595*>  +7> % B *     8 9  3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B   89     ,2)*'0%.        %'B*',)/,E$'/             '56@ 5*B                #H +               * '5665              6A $H@                 % @ 5 65F5           6@6 +5         )5A5          6%///70%+)*/%'*' '0*  //,/ < = <  = <  = <  = < = )5A55' +5 5+5(  A7>   8  9 8 9 8  9 8 9 8 9 *>   % 7-  8 9 8  9 8 9 8 9 8 9 ( 5A E5'B              , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4           3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/          '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,         56 #H$H@                %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,           .5E  )58+595 =7       , )%&*,%)6%//          

% >6E5=@55>= 55=B5        

      %..)0*  '(/    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.            ,*',)/,*'0%.            56              )5A55+5 5 =   56 56*>        + <  $H@               %'B*',)/,*'0%.        -*+*4'4'0%.      B /4*'0%.          )E6  A        6 5 A            '=5@        ! DB = % > @      56 56 = 5? B A     =F5 A        56 56*=E A                         ) 4*'1'0%.         ( >F ,8+5 956 > (  6@5       8 9   ,5A 6  =          )A  = ')$G=E =   89    *>*== @5*D D@ 8 9     8 9  ! >F ,8+5 956.?B5.?  89   89    ,5A 6  =    89  89   )A  = ')$G=E =   89 89 89 89 *>*== @5*D D@ 8 9   8 9    ( >F ,8+5 956*5 B$HB #5   8 9      *5 B$HB )58+59   8 9         )58+5956 > (  6@5%  5B55"5#B            *>  +7>  )58+5956 > %  5B55"5*>         )58+595*>  +7> % B *      3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B      ,2)*'0%.        %'B*',)/,E$'/           '56@ 5*B              #H +              * '5665             6A $H@               % @ 5 65F5           6@6 +5        )5A5   8 9 8 9   6%///70%+)*/%'*' '0*  //,/ < = < = < = <= <  = )5A55' +5 5+5(  A7>   89 8 9 89 8 9 8 9 *>   % 7-  8  9 8  9 8  9 8  9 8 9 ( 5A E5'B          , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4         3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/ < =     '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,         56 #H$H@            %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,           .5E  )58+595 =7       , )%&*,%)6%//          

% >6E5=@55>= 55=B5        

     )*+ ,-%./,*0'*+)/  '4%..)0*  '(/    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.           ,*',)/,*'0%.               56            )5A55+5 5 =   56 56*>            + <  $H@               %'B*',)/,*'0%.         -*+*4'4'0%.         B /4*'0%.         )E6  A              6 5 A               '=5@      ! DB = % > @       56 56 = 5? B A     =F5 A        56 56*=E A                          ) 4*'1'0%.            ( >F ,8+5 956 > (  6@5   8 9      ,5A 6  =           )A  = ')$G=E =        *>*== @5*D D@   8 9 8  9   ! >F ,8+5 956.?B5.?  8 9       ,5A 6  =   8  9   89  )A  = ')$G=E =   89  8 9  *>*== @5*D D@ 8 9         ( >F ,8+5 956*5 B$HB #5         8 9   *5 B$HB )58+59            )58+5956 > (  6@5%  5B55"5#B           *>  +7>  )58+5956 > %  5B55"5*>              )58+595*>  +7> % B *       89  3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B      ,2)*'0%.         %'B*',)/,E$'/            '56@ 5*B               #H +             * '5665             6A $H@             % @ 5 65F5            6@6 +5           )5A5      8 9  6%///70%+)*/%'*' '0*  //,/ <  = <  = <  = <  = <  = )5A55' +5 5+5(  A7>   8 9 8 9 8  9 8 9 8 9 *>   % 7-  8 9  8 9  8 9 ( 5A E5'B              , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4          3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/          '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,        56 #H$H@              %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,           .5E  )58+595 =7       , )%&*,%)6%//          

% >6E5=@55>= 55=B5        

     "%+)'.', '(/ 7    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.        ,*',)/,*'0%.           56            )5A55+5 5 =   56 56*>        + <  $H@               %'B*',)/,*'0%.        -*+*4'4'0%.          B /4*'0%.          )E6  A         6 5 A       '=5@      ! DB = % > @        56 56 = 5? B A     =F5 A       56 56*=E A                    ) 4*'1'0%.          ( >F ,8+5 956 > (  6@5 8  9 8 9  8 9 89 ,5A 6  =        )A  = ')$G=E =       *>*== @5*D D@ 8  9 8  9 8 9 8 9 8  9 ! >F ,8+5 956.?B5.?  8 9 8  9 8 9 8 9   ,5A 6  =  89 89 89 89 89 )A  = ')$G=E =    8 9 89  89 *>*== @5*D D@ 8 9 8 9 8 9   ( >F ,8+5 956*5 B$HB #5        *5 B$HB )58+59          )58+5956 > (  6@5%  5B55"5#B          *>  +7>  )58+5956 > %  5B55"5*>           )58+595*>  +7> % B *      3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B      ,2)*'0%.          %'B*',)/,E$'/           '56@ 5*B               #H +             * '5665                6A $H@               % @ 5 65F5              6@6 +5        )5A5       6%///70%+)*/%'*' '0*  //,/ < = <  = < = < = <= )5A55' +5 5+5(  A7>   89 8  9 8 9 8 9 8 9 *>   % 7-  89 8 9 8 9 8 9  ( 5A E5'B           , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4           3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/   <= <=  '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,        56 #H$H@            %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,        .5E  )58+595 =7       , )%&*,%)6%//        '55 > 6>6?5 )>@@  % A >5@6 ?5 )>@@ +?5 )>@@          Q%`HV7%]V`01 Q`7: :VJ V`5%]V`01 1QJ:JR6:I1J: 1QJVH Q`

  0   %)*1' '() '02/<'*+)/ 7%..)0*  '(=    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.            ,*',)/,*'0%.            56          )5A55+5 5 =   56 56*>    89 89 8 9 8 9 + <  $H@             %'B*',)/,*'0%.             -*+*4'4'0%.         B /4*'0%.           )E6  A         6 5 A             '=5@        ! DB = % > @      56 56 = 5? B A     =F5 A       56 56*=E A                        ) 4*'1'0%.          ( >F ,8+5 956 > (  6@5   8  9  8 9 8  9 ,5A 6  =           )A  = ')$G=E =       *>*== @5*D D@  8 9   8 9 8  9 ! >F ,8+5 956.?B5.?  8 9   89   89 ,5A 6  =     89 89  )A  = ')$G=E =    8 9   *>*== @5*D D@ 8 9    8 9   89 ( >F ,8+5 956*5 B$HB #5 89          *5 B$HB )58+59  89     )58+5956 > (  6@5%  5B55"5#B         *>  +7>  )58+5956 > %  5B55"5*>     8 9   )58+595*>  +7> % B * 89    89  3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B   89    ,2)*'0%.         %'B*',)/,E$'/         '56@ 5*B                  #H +           * '5665              6A $H@              % @ 5 65F5       6@6 +5       )5A5      6%///70%+)*/%'*' '0*  //,/ < = < = < = < = <= )5A55' +5 5+5(  A7>   8 9 89 8  9 8 9 8 9 *>   % 7-  8 9 8 9 8 9 8 9 8  9 ( 5A E5'B                 , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4         3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/      '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,         56 #H$H@              %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,           .5E  )58+595 =7       , )%&*,%)6%//          

% >6E5=@55>= 55=B5        

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

% >6E5=@55>= 55=B5        

    2)*&, '(/    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.           ,*',)/,*'0%.          56              )5A55+5 5 =   56 56*>        + <  $H@              %'B*',)/,*'0%.         -*+*4'4'0%.      B /4*'0%.          )E6  A         6 5 A         '=5@      ! DB = % > @      56 56 = 5? B A     =F5 A       56 56*=E A                        ) 4*'1'0%.          ( >F ,8+5 956 > (  6@5       ,5A 6  =           )A  = ')$G=E =        *>*== @5*D D@   8 9 89 89 ! >F ,8+5 956.?B5.?   89  8 9 89 ,5A 6  =   89  8 9 89 )A  = ')$G=E =   8 9 8 9 8 9 89 *>*== @5*D D@  89    ( >F ,8+5 956*5 B$HB #5        *5 B$HB )58+59         )58+5956 > (  6@5%  5B55"5#B         *>  +7>  )58+5956 > %  5B55"5*>               )58+595*>  +7> % B *    8 9  3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B  89 89 89  ,2)*'0%.        %'B*',)/,E$'/         '56@ 5*B                #H +           * '5665         6A $H@             % @ 5 65F5         6@6 +5        )5A5             6%///70%+)*/%'*' '0*  //,/ < = < = < = <  = <= )5A55' +5 5+5(  A7>   8 9 8 9 8 9 8  9 8 9 *>   % 7-  8 9 8 9 89 89 8 9 ( 5A E5'B           , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4         3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/ <=       '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,           56 #H$H@            %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,       .5E  )58+595 =7       , )%&*,%)6%//      

% >6E5=@55>= 55=B5        

 0   3)  '4%%$) ,*+ '(/    .>>5) 5 0,4 00%3',/          %, $) ,*'1'0%.           ,*',)/,*'0%.           56              )5A55+5 5 =   56 56*>        + <  $H@             %'B*',)/,*'0%.          -*+*4'4'0%.      B /4*'0%.          )E6  A          6 5 A                '=5@      ! DB = % > @      56 56 = 5? B A     =F5 A       56 56*=E A                   ) 4*'1'0%.          ( >F ,8+5 956 > (  6@5      ,5A 6  =       )A  = ')$G=E =       *>*== @5*D D@      ! >F ,8+5 956.?B5.?       ,5A 6  =       )A  = ')$G=E =       *>*== @5*D D@      ( >F ,8+5 956*5 B$HB #5      *5 B$HB )58+59 89     )58+5956 > (  6@5%  5B55"5#B       *>  +7>  )58+5956 > %  5B55"5*>           )58+595*>  +7> % B *      3>= 5=B)55+5 )58+595*3>=  J=6  B  5=B      ,2)*'0%.         %'B*',)/,E$'/         '56@ 5*B                #H +                * '5665        6A $H@               % @ 5 65F5             6@6 +5         )5A5             6%///70%+)*/%'*' '0*  //,/ < = <  = < = < = <  = )5A55' +5 5+5(  A7>   89 8 9 8 9 8 9 8 9 *>   % 7-  89 89 89 8 9 8 9 ( 5A E5'B           , )%&*,&%)2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,4           3/*4* )*/ //%0* ,/ '4C%*',8',3)/ 00%3',4&%)/*'1,2 ;3*,#,2%4 2 )*',2 )%&*,7<6%//=%&'0%'/%*4 ,43/*4* )*/ //%0* ,/      '4C%*',8',3)/ 00%3',4&%)/*'1,2;3*,#,2%4 %,  )%&*,76%//&%) E '4&%)*'%)*,#',)/,          56 #H$H@            %,  )%&*,76%// &,) E '4&%)*'%)*,#',)/,            .5E  )58+595 =7       , )%&*,%)6%//           

% >6E5=@55>= 55=B5        

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8                   Table 1 DIRECTORY OF HEAD OFFICES OF THE PHILIPPINE BANKING SYSTEM As of December 31, 2016 Name of Bank Address I.a Universal and Commercial Banks 1.a.1 Universal Banks Private Domestic Banks 1 . Asia United Bank Corporation JN Bldg. Joy Nastalg Center, 17 ADB Avenue, Ortigas Center, Pasig City 2 . BDO Unibank, Inc. BDO Corporate Center, 7899 Makati Avenue, Makati City 3 . Bank of the Philippine Islands BPI Bldg., Ayala Avenue cor. Paseo de Roxas, Makati City 0720 4 . China Banking Corporation 8745 Paseo de Roxas cor. Villar Street, Makati City 1226 5 . East West Banking Corporation The Beaufort, 5th Avenue Corner 23rd Street, Fort Bonifacio Global City, Taguig City 6 . Metropolitan Bank & Trust Company Metrobank Plaza, Sen. Gil J. Puyat Avenue, Makati City 1200 7 . Philippine National Bank PNB Financial Center, Pres. Diosdado Macapagal Blvd., Pasay City 1305 8 . Philippine Trust Company 1000 Philtrust Bank Building, United Nations Avenue corner San Marcelino St., Manila 1007 9 . Rizal Commercial Banking Corporation 46th Floor, Yuchengco Tower, RCBC Plaza, 6819 Ayala Ave., Makati City 0727 10 . Security Bank Corporation Security Bank Centre, 6776 Ayala Avenue, Makati City 0719 11 . Union Bank of the Philippines Union Bank Plaza, Meralco Avenue cor. Onyx & Sapphire Roads, Pasig City 1605 12 . United Coconut Planters Bank UCPB Bldg., 7907 Makati Ave., Makati City, 0728

Foreign Bank Branches

1 . ANZ Banking Group Ltd 9/F Metrobank Card Corp. Center, 6778 Ayala Avenue, Makati City 2 . Deutsche Bank AG 26/F Ayala Tower One, Ayala Triangle, Makati City 1226 3 . ING Bank N.V. 20/F Tower One & Exchange Plaza, Ayala Triangle, Ayala Avenue, Makati City 1226 4 . Mizuho Bank Ltd. -Manila Branch 25/F The Zuellig Building, Makati Avenue corner Paseo de Roxas, 1225 Makati City 5 . Standard Chartered Bank The Sky Plaza Bldg., 6788 Ayala Ave., Makati City 1226 6 . The Hongkong & Shanghai Banking Corporation HSBC Centre, 3058 Fifth Avenue West, Bonifacio Global City, Taguig City 1634

Government Banks PHIDCO A. Building Veterans Avenue, Zamboanga City (Executive Office: 4th Floor 1 . Al-Amanah Islamic Investment Bank of the Phils Development Bank of the Philippines Sen. Gil J. Puyat Avenue corner Makati Avenue Makati City 1200) 2 . Development Bank of the Philippines DBP Building, Sen. Gil. J. Puyat Avenue corner Makati Avenue Makati City 3 . Land Bank of the Philippines LandBank Plaza Bldg., 1598 M. H. Del Pilar cor. Dr. J. Quintos Sts., Malate, Manila 1004

1.a.2 Commercial Banks

Private Domestic Banks 1 . Bank of Commerce San Miguel Properties Centre (SMPC), No. 7 Saint Francis Street, Mandaluyong City 1550 2 . BDO Private Bank, Inc. BDO Private Bank 2nd Floor, BDO Equitable Tower, 8751 Paseo De Roxas, Makati City 3 . Philippine Bank of Communications 5/F PBCom Tower, 6795 Ayala Avenue, Makati City 1200 4 . Philippine Veterans Bank PVB Bldg. 101 V. A. Rufino cor. Dela Rosa Sts., Legaspi Village, Makati City 1229 5 . Robinsons Bank Corporation 17/F Galleria Corporate Center, EDSA corner Ortigas Avenue, 1110 Quezon City

Foreign Bank Subsidiaries 16th to 19th Floors, Fort Legend Towers, 31st Street cor. 3rd Ave., Bonifacio Global City, 1 . CTBC Bank (Philippines) Corporation Taguig City Maybank Corporate Centre 7th Avenue Corner 28th Street, Bonifacio High Street Central, 2 . Maybank Philippines, Inc. Bonifacio Global City, Taguig City 1634 Metro Manila

Foreign Bank Branches

1 . Bangkok Bank Public Co Ltd 10/F The Enterprise Center, Tower 2, 6766 Ayala Avenue, Makati City 2 . Bank of America, N.A. 27/F Philamlife Tower, 8767 Paseo de Roxas, Makati City 1226 3 . Bank of China Limited-Manila Branch 36/F Philamlife Tower, 8767 Paseo de Roxas, Makati City 4 . Cathay United Bank Co., Ltd. - Manila Branch Unit 1, 15th Floor, Tower 6789, 6789 Ayala Avenue, 1226 Makati City 5 . Citibank, N.A. 9F Citibank Tower, 8741 Paseo de Roxas St., Makati City 1226 6 . First Commercial Bank, Ltd., Manila Branch 20/F Tower 6789 Ayala Avenue Makati City 1223

7 . Industrial Bank of Korea Manila Branch 8th Floor One World Place, 32nd Street, Bonifacio Global City, Taguig City Philippines 1630

8 . JP Morgan Chase Bank, N.A. 30/F Zuellig Building, Makati Avenue corner Paseo de Roxas, Makati City 1225 9 . Korea Exchange Bank 21st Floor, Zuellig Building, Makati Avenue corner Paseo de Roxas Street, Makati City 10 . Mega International Commercial Bank Co., Ltd. 3 / F Pacific Star Bldg., Sen. Gil Puyat Ave., Makati City 11 . Shinhan Bank - Manila Branch 21st Floor, Units 1 and 2 RCBC Savings Bank Corporate Center, 25th and 26th Streets, Bonifacio Global City, Taguig City 12 . Sumitomo Mitsui Banking Corporation - Manila 21st Floor, Tower One & Exchange Plaza, Ayala Triangle, Ayala Avenue, Makati City Branch 13 . The Bank of Tokyo-Mitsubishi UFJ Ltd. 15 / F Makati Sky Plaza Building 6788 Ayala Avenue, Makati City 1226

14 . United Overseas Bank Limited, Manila Branch 17/F, Pacific Star Building, Sen. Gil Puyat Avenue Cor. Makati Avenue, Makati City 1200

Source: Supervisory Data Center, Supervision and Examination Sector

III. 1 1.b Thrift Banks

Name of Bank Address

1 . 1st Valley Bank, Inc. (A Development Bank) Vamenta Blvd., corner Lirio St., Carmen, 9000 Cagayan de Oro City

2 . Bangko Kabayan, Inc. (A Private Development Bank) Santiago St., Poblacion, Ibaan, Batangas

3 . Bank of Makati (A Savings Bank), Inc. 44 Sen. Gil J. Puyat Ave., Bgy. San Isidro, Makati City

4 . Bank One Savings and Trust Corporation 4201 R. Magsaysay Blvd., Sta. Mesa, Manila 1016

5 . Bataan Development Bank Aguirre St., Balanga. 2100 Bataan

6 . Bataan Savings and Loan Bank 33 Rizal St., Dinalupihan, Bataan 2110

7 . BPI Direct BanKO, Inc., A Savings Bank 8th Floor BPI Card Center, 8753 Paseo de Roxas, Makati City 0720

8 . BPI Family Savings Bank BPI FSB Center, Paseo de Roxas cor. dela Rosa Sts., Makati City

9 . Business And Consumers Bank (A Development Bank) BCB Building, Simon Ledesma St., Jaro, City

10 . Card SME Bank, Inc., A Thrift Bank 61 Insular Bldg., Rizal Ave., San Pablo City

11 . Century Savings Bank Corporation 232 Shaw Blvd. cor. Oranbo Drive, 1601 Pasig City

12 . China Bank Savings, Inc. VGP Center Bldg., 6772 Ayala Avenue, 1226 Makati City City Savings Bank Financial Plaza cor. Osmena Boulevard. and P. Burgos St., 6000 13 . City Savings Bank Cebu City 14 . Citystate Savings Bank, Inc. Citystate Center, 709 Shaw Blvd., Oranbo, Pasig City 1600

15 . Cordillera Savings Bank, Inc. Dumlao Blvd., Bayombong, 3700 Nueva Vizcaya

16 . Dumaguete City Development Bank, Inc. Dr. Vicente Locsin cor. Cervantes Sts., Dumaguete City

17 . Dungganon Bank (A Microfinance Thrift Bank), Inc. NWTF Bldg., 102 San Sebastian St., City,

18 . Enterprise Bank, Inc. (A Thrift Bank) National Highway, Poblacion, Lianga, Surigao Del Sur 8307 6th Floor ODC International Plaza Building, 219 Salcedo Street, Legaspi Village, Makati 19 . Equicom Savings Bank, Inc. City 20 . Farmers Savings and Loan Bank, Inc. McArthur Highway, Wakas, Bocaue, Bulacan

21 . First Consolidated Bank, Inc. (A Private Development Bank) CP Garcia North Avenue, Tagbilaran City

22 . Hiyas Banking Corporation Gov. Fortunato F. Halili Ave., Bagbaguin, Sta. Maria, Bulacan

23 . HSBC Savings Bank (Phils), Inc. G / F Peninsula Court, 8735 Paseo de Roxas cor. Makati Ave., Makati City

24 . Inter-Asia Development Bank J.P. Rizal Avenue corner Mahogany Market Street , 4120 Tagaytay City

25 . Isla Bank (A Thrift Bank), Inc. 115 Glass Tower, C. Palanca Jr. St., Legaspi Village, Makati City

26 . Legazpi Savings Bank, Inc. Rizal Street, Sagpon, Albay District, Legazpi City

27 . Lemery Savings and Loan Bank, Inc. Ilustre Avenue, Lemery, 4209 Batangas

28 . Life Savings Bank, Inc. Units 13-14 Marieta Arcade, Marcos Highway corner A. Tuazon, Cainta, Rizal

29 . Luzon Development Bank Mezzanine Floor, Checkpoint Mall, Paciano Rizal, Calamba City, Laguna

30 . Malasiqui Progressive Savings and Loan Bank, Inc. Quezon Blvd. Extension, Malasiqui, 2421 Pangasinan

31 . Malayan Bank Savings and Mortgage Bank, Inc. Majalco Bldg., cor. Benavidez & Trasierra Sts., Legaspi Village, Makati City 1229

32 . Maritime Savings Bank Corporation Gen. E. Aguinaldo Highway, Bacoor, 4102 Cavite EDES 2 Building, J.P. Laurel Avenue (Acacia Section) corner Villa Abrille Street, Davao 33 . Merchants Savings and Loan Association, Inc. City 34 . Metro-Cebu Public Savings Bank 2/F Sia Bldg., N. Bacalso Avenue, Barangay Duljo Fatima, Cebu City 6000

35 . Microfinance Maximum Savings Bank, Inc. No. 54 Barangay Sabang, Puerto Galera, 5203 Oriental Mindoro

36 . Northpoint Development Bank, Inc. 33 Mabini St., Brgy. Sto. Niño, San Pedro, Laguna

37 . Optimum Development Bank, Inc. Polar Center EDSA, EDSA Cor. Cornell St., Brgy. Wack Wack, Mandaluyong City

Source: Supervisory Data Center, Supervision and Examination Sector

III. 2 1.b Thrift Banks

Name of Bank Address

38 . Pacific Ace Savings Bank, Inc. Retail I Time Square Complex, Subic Bay Freeport Zone, Olongapo City

39 . Pampanga Development Bank McArthur Highway, Dolores, San Fernando City, 2000 Pampanga 40 . Penbank Inc (A Private Development Bank) (Formerly: Peninsula Rural Bank, Inc.) 3/F Penbank Centre, Santiago Blvd., Gen. Santos City, South Cotabato 9500

41 . Phil Star Development Bank, Inc. Alpha Hotel, Tolentino Road, Kumintang Ibaba, Batangas City

42 . Philippine Business Bank, Inc., A Savings Bank 350 Rizal Ave. Ext. cor. 8th Ave., Grace Park, 1403 Caloocan City

43 . Philippine Postal Savings Bank, Inc. PostalBank Centre, Liwasang Bonifacio, Manila 1000

44 . Philippine Resources Savings Banking Corporation (PR Savings Bank) Alingog Center, Rizal cor Canciller Ave., Cauayan City, Isabela

45 . Philippine Savings Bank PSBank Center, 777 Paseo de Roxas cor. Sedeno St., Makati City

46 . PNB Savings Bank 11/F Allied Bank Center, 6754 Ayala Ave., Makati City 17F One San Miguel Bldg, Shaw Blvd cor San Miguel Ave, Ortigas Center, 1605 Pasig 47 . Producers Savings Bank Corporation City 48 . Queen City Development Bank, Inc. or Queenbank, A Thrift Bank Queenbank Financial Center, Sky City Tower, Mapa St., Iloilo City

49 . Quezon Coconut Bank, Inc. (A Thrift Bank) Cor. Gov. Guinto & Enriquez Sts., Lucena City

RCBC Savings Bank Corporate Center, 26th and 25th Streets, Bonifacio Global City, 50 . RCBC Savings Bank, Inc. Taguig City 1634

51 . Security Bank Savings Corporation Security Bank Savings Centre 6797 Ayala Avenue corner Rufino Street, Makati City

52 . Sterling Bank of Asia, Inc. (A Savings Bank) Sterling Bank Corporate Center, Greenhills, San Juan City

53 . Sun Savings Bank, Inc. Ground Floor, Jesever Building, Fuente Osmeña Circle, Osmeña Boulevard, Cebu City

54 . The Palawan Bank (Palawan Development Bank), Inc. 167 Rizal Ave., Puerto Princesa City, 5300 Palawan

55 . UCPB Savings Bank 18/F UCPB Bldg., Makati Avenue, Makati City 0728

56 . University Savings Bank, Inc. 1497 Dapitan cor. Alfredo St., Sampaloc, Manila

57 . Village Bank, Inc. (A Thrift Bank) Centro I, Orani, Bataan

58 . Wealth Development Bank Corporation Taft Financial Center, Cardinal Rosales Ave., Cebu Business Park, Cebu City 6000

59 . World Partners Bank (A Thrift Bank) No. 72 A. Mabini St., Poblacion, San Pedro, Laguna G/F Chatham House Condominium, 116 Valero cor. V.A. Rufino Sts. , Salcedo Village, 60 . Yuanta Savings Bank Philippines, Inc. 1227 Makati City

Source: Supervisory Data Center, Supervision and Examination Sector

III. 3 1.c Rural and Cooperative Banks

Name of Bank Address

NATIONAL CAPITAL REGION

1 . 1ST MACRO BANK, INC. (A RURAL BANK) B. Morcilla & P. Herrera Sts., Pateros 2 . AMA RURAL BANK OF MANDALUYONG, INC. 311 Shaw Blvd., Mandaluyong City 3 . BACLARAN RURAL BANK, INC. 83 Redemptorist Rd., Baclaran, Parañaque City 4 . BANCO ALABANG, INC. (A RURAL BANK) Ground Floor, Minerva Building, National Road, Putatan, Muntinlupa

5 . BANGKO PASIG (RURAL BANK) Unit 510 Prestige Tower Office Condominium Bldg., F. Ortigas Jr. Road, Brgy. San Antonio, Isla Verde, Ortigas Center, Pasig City 6 . COUNTRY BUILDERS BANK, INC. (A RURAL BANK) 6 Gen. Luna St., Tuktukan, Taguig, Metro Manila 7 . EAST WEST RURAL BANK, INC. 360 Dr. Sixto Antonio Ave., Caniogan, Pasig City 8 . ENTERPRISE CAPITAL BANK, INC. (TAGUIG RURAL BANK) Amber Place, 67 Bayani Road, Fort Bonifacio, 1630 Taguig City, Metro Manila 9 . INSULAR SAVERS BANK, INC. (A RURAL BANK) Net Plaza, 31st Street, Bonifacio Global City, 1634 Taguig City 10 . METRO SOUTH COOPERATIVE BANK IBC Building, Kalayaan Corner Zapote Street, Makati City 11 . MVSM BANK (A RURAL BANK SINCE 1953) INC. 389 J. P. Rizal St., Sto. Niño, Marikina City 12 . NETWORK CONSOLIDATED COOPERATIVE BANK 160 Katipunan Avenue, St. Ignatius Village, 1110 Quezon City 13 . RURAL BANK OF CALOOCAN, INC. 55 A. Mabini corner Damayan Streets, Maypajo, Caloocan City 1410 14 . RURAL BANK OF SAN PASCUAL (OBANDO, BULACAN), INC. 345 M.H. del Pilar cor. Navarette St. Brgy. Arkong Bato,Valenzuela City 15 . RODRIGUEZ RURAL BANK, INC. Unit A, GF, Rayle Bldg. 52 Dr. Sixto Antonio, Kapasigan, Pasig City 16 . SAN FRANCISCO DEL MONTE RURAL BANK, INC. 958-964 Del Monte Avenue, Barangay Damayan, Quezon City 17 . SECOND RURAL BANK OF VALENZUELA (METRO MANILA), INC. 45 M.H. del Pilar Road, Poblacion 1, Valenzuela City 18 . SMART BANK (A RURAL BANK), INC. G/F Westgate Tower, 1708 Investment Drive, Madrigal Business Center, Alabang, Muntinlupa City 1780 19 . TANAY RURAL BANK, INC. 31/F Unit 3101-3108 Raffles Corporate Center, F. Ortigas Jr. Road, Ortigas Center, Pasig City

REGION I - ILOCOS

Ilocos Norte

1 . COOPERATIVE BANK OF ILOCOS NORTE Municipal Public Market Brgy #3, San Pablo, San Nicolas, Ilocos Norte 2901 2 . RURAL BANK OF BATAC, INC. Batac, Ilocos Norte

Ilocos Sur

1 . CORDILLERA BANK, INC. (A RURAL BANK) Mena Crisologo St., Barangay 1, Vigan, Ilocos Sur 2 . ILOCOS SUR COOPERATIVE BANK National Highway, Bagani Camposanto, Candon, Ilocos Sur 3 . RURAL BANK OF CABUGAO (ILOCOS SUR), INC. Barangay Rizal, Cabugao, Ilocos Sur 4 . RURAL BANK OF GALIMUYOD (ILOCOS SUR), INC. Poblacion, Galimuyod, 2709 Ilocos Sur 5 . RURAL BANK OF SALCEDO (ILOCOS SUR), INC. Poblacion, Salcedo, Ilocos Sur 6 . RURAL BANK OF STA. MARIA (ILOCOS SUR), INC. Col. S. Reyes Ave., Pob. Sur, Sta. Maria, Ilocos Sur 7 . SADIRI RURAL BANK (SAN JUAN, ILOCOS SUR), INC. Poblacion, San Juan, 2731 Ilocos Sur 8 . VIGAN BANCO RURAL, INCORPORADA Salcedo St., Vigan, Ilocos Sur

La Union

1 . BANNAWAG BANK, INC. (A RURAL BANK) Camilio Osias Street, Balaoan, La Union 2 . COMMUNITY RURAL BANK OF SAN GABRIEL (LA UNION), INC. Poblacion, San Gabriel, La Union 3 . COOPERATIVE BANK OF LA UNION CBLU Bldg., National Highway, Sta. Barbara, Agoo, La Union 4 . LUDB BANK, INC. (A RURAL BANK) San Fernando City, La Union 5 . RANG-AY BANK, INC. (A RURAL BANK) G/F Nisce-Querol Bldg., 67 Gov. Luna St., City of San Fernando, La Union 2500 6 . RURAL BANK OF AGOO, INC. Agoo, La Union 7 . RURAL BANK OF BACNOTAN, INC. National Highway, Barangay Nagsimbaanan, Bacnotan, La Union 8 . RURAL BANK OF BAUANG, INC. McArthur Highway corner Florendo St., Central East, Bauang, La Union 9 . RURAL BANK OF ROSARIO (LA UNION), INC. Poblacion East, Rosario, La Union 10 . RURAL BANK OF SUDIPEN (LA UNION), INC. Ipet, Sudipen, 2520 La Union

Source: Supervisory Data Center, Supervision and Examination Sector

III. 4 1.c Rural and Cooperative Banks

Name of Bank Address

Pangasinan

1 . ASENSO Rural Bank of Bautista, Inc. Poblacion East, Bautista, Pangasinan 2424 2 . BANCO SUAL (A RURAL BANK), INC. Poblacion, Sual, Pangasinan 3 . BANGKO PANGASINAN - A RURAL BANK, INC. ETG Bldg. Mayombo District, Dagupan City 4 . BHF RURAL BANK, INC. Mayombo District, Dagupan City, Pangasinan 2400 5 . CSFIRST BANK, INC. -A RURAL BANK J.P. Rizal St., Poblacion Sur, Bayambang, 2423 Pangasinan 6 . KALUYAGAN RURAL BANK, INC. Mabini St., San Carlos City, 2420 Pangasinan 7 . PANGASINAN BANK (A RURAL BANK), INC. Rizal Avenue, Poblacion, Mangaldan, Pangasinan 8 . RURAL BANK OF ALAMINOS (PANGASINAN), INC. Quezon Avenue, City of Alaminos, Pangasinan 9 . RURAL BANK OF ANDA (PANGASINAN), INC. Anda, Pangasinan 10 . RURAL BANK OF BALUNGAO (PANGASINAN), INC. Poblacion, Balungao, Pangasinan 11 . RURAL BANK OF BAYAMBANG (PANGASINAN), INC. Rizal Avenue, Poblacion, Bayambang, Pangasinan 12 . RURAL BANK OF BOLINAO (PANGASINAN), INC. RB of Bolinao Bldg., Santiago St., Poblacion, Bolinao, Pangasinan 13 . RURAL BANK OF CENTRAL PANGASINAN (BAYAMBANG), INC. Bayambang, Pangasinan 14 . RURAL BANK OF MANGALDAN, INC. (BANGKO RURAL NG Poblacion, Mangaldan, Pangasinan MANGALDAN, INK.) 15 . RURAL BANK OF POZORRUBIO, INC. Pozorrubio, Pangasinan 16 . RURAL BANK OF SAN NICOLAS (PANGASINAN), INC. Rizal St., Poblacion, San Nicolas, 2447 Pangasinan 17 . RURAL BANK OF SAN QUINTIN, INC. Poblacion, San Quintin, 2444 Pangasinan

CAR - CORDILLERA ADMINISTRATIVE REGION

Abra

1 . RURAL BANK OF BUCAY (ABRA), INC. South Poblacion, Bucay, Abra 2805

Apayao

1 . RURAL BANK OF LUNA (KALINGA-APAYAO), INC. San Isidro, Luna, Apayao

Benguet

1 . BANCO BAKUN, INC. (A RURAL BANK) Antamok Tram, Ucab, Itogon, Benguet 2 . BENGUET CENTER BANK, INC. A RURAL BANK Poblacion, Sablan, Benguet 2614 3 . COOPERATIVE BANK OF BENGUET (CBB) JC 225 Central Pico, Km 5, La Trinidad, Benguet 4 . DIAMOND RURAL BANK, INC. No. 2 Kayang St., Baguio City 5 . HIGHLAND RURAL BANK INC. A-02 Poblacion, La trinidad, 2601 Benguet 6 . RURAL BANK OF BAGUIO, INC. Ground Floor JESNOR Condominium Building, 4 Carino St. Corner Otek St., Baguio City 7 . RURAL BANK OF ITOGON (BENGUET), INC. 1993 Public Market Bldg., Km. 5 Pico, La Trinidad, Benguet 8 . SUMMIT BANK (RURAL BANK OF TUBLAY, INC.) Acop, Tublay, Benguet (Exec. Office-#35 Lian Ting Bldg., Diego Silang St., Baguio City)

Ifugao

1 . LAGAWE HIGHLANDS RURAL BANK JDT Bldg., Poblacion East, Lagawe, Ifugao

Kalinga

1 . RURAL BANK OF RIZAL (KALINGA-APAYAO), INC. Rizal, Kalinga 2 . RURAL BANK OF TABUK (KALINGA_APAYAO), INC. Provincial Road, Barangay Bulanao, Tabuk, Kalinga

Mountain Province

Road Level, Cooperative Bank Building, Poblacion, Bontoc, Mountain 1 . COOPERATIVE BANK OF MT. PROVINCE Province 2 . RURAL BANK OF BONTOC (MOUNTAIN PROVINCE), INC. Bontoc, Barangay Poblacion, Mountain Province 3 . RURAL BANK OF SAGADA (MOUNTAIN PROVINCE), INC. Poblacion Sagada, Mountain Province

Source: Supervisory Data Center, Supervision and Examination Sector

III. 5 1.c Rural and Cooperative Banks

Name of Bank Address

REGION II - CAGAYAN VALLEY

Cagayan

1 . COOPERATIVE BANK OF CAGAYAN Diversion Road, San Gabriel, Tuguegarao City, Cagayan 2 . PROVIDENCE RURAL BANK, INC. Banco Agricola Bldg., Aglipay St., Dugo, Camalaniugan, Cagayan 3 . RURAL BANK OF GATTARAN (CAGAYAN), INC. Centro Norte, Gattaran, Cagayan 4 . RURAL BANK OF SANCHEZ MIRA (CAGAYAN), INC. Lagasca St., Centro I, Sanchez Mira, Cagayan

Isabela

1 . COMMON WEALTH RURAL BANK, INC. Amity Building, National Highway, Cauayan, Isabela 2 . FIRST ISABELA COOPERATIVE BANK, INC. (FICOBANK) Minante I, Cauayan City Public Mkt, Cauayan City (Executive Address: FICO Bank Corporate Center, Minante 1, Cauayan City, Isabela) 3 . GOLDEN RURAL BANK OF THE PHILS. National Hi-way, Cabaruan, Cauayan City, Isabela 4 . MALLIG PLAINS RURAL BANK (ISABELA), INC. Centro 2, Mallig, Isabela 5 . NORTH PACIFIC BANKING CORPORATION (A RURAL BANK) NWTF Building, Poblacion I, Sta. Maria, Isabela (Mailing Address: La Patria Bldg. Cabaruan, Cauayan City, Isabela) 6 . RURAL BANK OF ALICIA (ISABELA), INC. Quezon St., Magsaysay, Alicia, Isabela 7 . RURAL BANK OF CAUAYAN, INCORPORATED Don Jose Canciller Avenue, Cauayan City, 3305 Isabela 8 . RURAL BANK OF RAMON (ISABELA), INC. 121 National Road, Bugallon Proper, Ramon, Isabela 9 . RURAL BANK OF SAN AGUSTIN (ISABELA), INC. Masaya Centro, San Agustin 3314 Isabela 10 . RURAL BANK OF SAN MANUEL (ISABELA), INC. San Manuel, Isabela 11 . RURAL BANK OF SAN MATEO (ISABELA), INC. Poblacion, San Mateo, Isabela 12 . RURAL BANK OF TUMAUINI (ISABELA), INC. National Highway, Poblacion, Tumauini, Isabela 13 . UNITED CONSUMERS RURAL BANK, INC. National Highway, Centro, Aurora, Isabela

Nueva Vizcaya

1 . AGRIBUSINESS RURAL BANK, INC. Poblacion, Solano, Nueva Vizcaya 2 . COOPERATIVE BANK OF NUEVA VIZCAYA Burgos cor Gaddang Sts., Quirino, Solano, Nueva Vizcaya 3 . RURAL BANK OF ARITAO, INC. Aritao, Nueva Vizcaya 4 . RURAL BANK OF BAGABAG (N.V.), INC. Barangay San Pedro, Bagabag, Nueva Vizcaya 5 . RURAL BANK OF BAMBANG (NUEVA VIZCAYA), INC. Bambang, Nueva Vizcaya 6 . RURAL BANK OF BAYOMBONG, INC. National Road, 3700 Bayombong, Nueva Vizcaya 7 . RURAL BANK OF DUPAX (NUEVA VIZCAYA), INC. Dupax Del Norte 3706 Nueva Vizcaya 8 . RURAL BANK OF SOLANO (NUEVA VIZCAYA), INC. Maharlika Highway, Solano, Nueva Vizcaya 9 . RURAL BANK OF VILLAVERDE (NUEVA VIZCAYA), INC. Villaverde, Nueva Vizcaya 10 . VIZCAYA BANK, A RURAL BANK, INC. Gen. Luna St., Poblacion South, Solano, Nueva Vizcaya

Quirino

1 . BANGKO MAGSAYSAY (ISABELA), INC. - A RURAL BANK Magsaysay, Saguday, Quirino 2 . RURAL BANK OF MADDELA (QUIRINO), INC. E. Mangaoil Building, Poblacion Norte, Maddela, Quirino

REGION III - CENTRAL LUZON

Aurora

1 . AURORABANK (A MICROFINANCE-ORIENTED RURAL BANK), INC. Rizal St., Brgy. 5, Poblacion, Baler, Aurora 2 . COOPERATIVE BANK OF AURORA Avenida Aurora, San Luis, Aurora 3 . RURAL BANK OF CASIGURAN (AURORA), INC. Jose Angara Avenue, Poblacion 4, Casiguran 3204 Aurora 4 . RURAL BANK OF MARIA AURORA (AURORA), INC. 028 Silvestre St., Barangay 01, Maria Aurora, Aurora

Source: Supervisory Data Center, Supervision and Examination Sector

III. 6 1.c Rural and Cooperative Banks

Name of Bank Address

Bataan

1 . BALANGA RURAL BANK, INC. Don Manuel Banzon Ave., Doña Francisca Subdivision, Balanga City, Bataan 2 . BATAAN COOPERATIVE BANK Capitol Compound, Balanga, Bataan 3 . RURAL BANK OF ABUCAY (BATAAN), INC. Barangay Bagong Daan, Calaylayan, Abucay, Bataan 4 . RURAL BANK OF BAGAC, BATAAN, INC. G/F Dilig Bldg-2, Don Manuel Banzon Ave., Balanga City, Bataan 5 . RURAL BANK OF HERMOSA (BATAAN), INC. Burgos St., Poblacion, Hermosa, Bataan 2111 6 . RURAL BANK OF LIMAY (BATAAN), INC. National Road., Townsite, Limay, Bataan 7 . RURAL BANK OF PILAR (BATAAN), INC. Rizal St., Poblacion, Pilar, Bataan

Bulacan

1 . AGRICOM RURAL BANK, INCORPORATED F. Santiago cor. A. Morales Sts., Poblacion, Sta. Maria, Bulacan 2 . BALIUAG RURAL BANK, INC. Benigno Aquino, Jr. Avenue, Baliaug, 3006 Bulacan 3 . EAST COAST RURAL BANK OF HAGONOY, INC. G. Panganiban St., Sto. Niño, Hagonoy, Bulacan 4 . EMERALD RURAL BANK, INC. Barangay Sta. Cruz I, San Jose Del Monte City, Bulacan 5 . GATEWAY RURAL BANK, INC. McArthur Highway, Wawa, Balagtas, Bulacan 6 . LIBERTY BANK (A RURAL BANK), INC. McArthur Highway, Calvario, Meycauayan, Bulacan 7 . MEYCAUAYAN SECOND RURAL BANK, INC. Meycauayan, Bulacan 8 . RURAL BANK OF ANGAT (BULACAN), INC. M.A. Fernando St., Barangay San Roque, Angat, Bulacan 9 . RURAL BANK OF BUSTOS, INC. National H-way, Bonga Manor, Bustos, Bulacan 10 . RURAL BANK OF DOÑA REMEDIOS TRINIDAD (BULACAN), INC. Poblacion Doña Remedios Trinidad, Bulacan 11 . RURAL BANK OF MALOLOS, INC. Pariancillo St., Sto. Niño, City of Malolos, Bulacan 12 . RURAL BANK OF PANDI (BULACAN), INC. J.P. Rizal St., Poblacion, Pandi, Bulacan 13 . RURAL BANK OF PLARIDEL (BULACAN), INC. Plaridel, Bulacan 14 . RURAL BANK OF SAN RAFAEL (BULACAN), INC. Cruz na Daan, San Rafael, Bulacan 15 . SILAHIS BANK, INC. (A RURAL BANK) 452 Mc. Arthur Highway, Balagtas, Bulacan 16 . STA. MARIA RURAL BANK, INC. Sta. Maria, Bulacan

Nueva Ecija

1 . ALIAGA FARMERS RURAL BANK, INC. Poblacion West III, Aliaga, Nueva Ecija 2 . BANCO RURAL DE GENERAL TINIO (BRGT), INC. Poblacion, General Tinio, Nueva Ecija 3 . CABANATUAN CITY RURAL BANK, INC. 1068 Burgos Ave., Cabanatuan City, Nueva Ecija 4 . CITIZEN'S RURAL BANK (CABIAO), INC. San Juan North, Cabiao, Nueva Ecija 3107 5 . CUYAPO RURAL BANK, INC. No. 2 Quezon St., Cuyapo, Nueva Ecija 6 . GM BANK OF LUZON, INC. (A RURAL BANK) Maharlika Highway, Brgy. Dimasalang, Cabanatuan City, Nueva Ecija 7 . KEY RURAL BANK, INC. San Antonio, Nueva Ecija 8 . MASAGANA RURAL BANK, (GEN. NATIVIDAD, N.E.), INC. Gen. Natividad, Nueva Ecija 9 . NEW COVENANT BANK, INC. (A RURAL BANK) SMQ Bldg., Maharlika Highway, Dimasalang, Cabanatuan City 3100 10 . NEW RURAL BANK OF SAN LEONARDO (NUEVA ECIJA), INC. New Rural Bank of San leonardo, Inc. Building, Barangay Diversion, Maharlika Highway, San Leonardo, Nueva Ecija 11 . RURAL BANK OF JAEN, INC. Jaen, Nueva Ecija 12 . RURAL BANK OF LUPAO, INC. Lupao, Nueva Ecija 13 . RURAL BANK OF QUEZON (NUEVA ECIJA), INC. T. Joson Ave., Dulong Bayan, Quezon, Nueva Ecija 3113 14 . RURAL BANK OF STO. DOMINGO (NUEVA ECIJA), INC. D. Noriel St., Hulo, Sto. Domingo, Nueva Ecija 15 . RURAL BANK OF TALUGTUG (N. E.), INC. Poblacion, Talugtug 3118 Nueva Ecija 16 . TOWNCALL RURAL BANK, INC. G/F Towncall, Maharlika Highway, Dicarma, Cabanatuan City

Source: Supervisory Data Center, Supervision and Examination Sector

III. 7 1.c Rural and Cooperative Banks

Name of Bank Address

Pampanga

1 . BANGKO NUESTRA SENORA DEL PILAR, INC. A RURAL BANK 678 McArthur H-way, San Simon, Pampanga 2 . BOF, INC. (A RURAL BANK) McArthur Highway, Dolores, San Fernando, 2000 Pampanga 3 . CROWN BANK, INC. (A RURAL BANK) San Vicente, Apalit, Pampanga 4 . GUAGUA RURAL BANK, INC. Plaza Burgos, Guagua, Pampanga 5 . GUAGUA SAVERS BANK (A RURAL BANK), INC. Guagua, Pampanga 6 . MASANTOL RURAL BANK, INC. Masantol, Pampanga 7 . RURAL BANK OF ANGELES, INC. 1229 Sto. Entierro St., Angeles City, Pampanga 8 . RURAL BANK OF APALIT, INC. San Vicente, Apalit, Pampanga 9 . RURAL BANK OF MABALACAT, INC. 107 Mac-Arthur Highway, Dau, Mabalacat, 2010 Pampanga 10 . RURAL BANK OF MEXICO, INC. Mexico, Pampanga 11 . RURAL BANK OF PORAC (PAMPANGA), INC. Sto. Rosario St. cor. Flora Ave., Angeles City, Pampanga 12 . RURAL BANK OF SAN LUIS (PAMPANGA), INC. Barangay Santo Cristo, Guagua, Pampanga 13 . RURAL BANK OF SASMUAN (PAMPANGA), INCORPORATED San Nicolas II, Sasmuan, 2004 Pampanga 14 . SAN BARTOLOME RURAL BANK, INC. San Pedro I, Magalang, Pampanga 15 . SAN FERNANDO RURAL BANK, INC. GF Safer Bldg. Consunji St., Barangay Sto. Rosario, San Fernando City, Pampanga 16 . SAVIOUR RURAL BANK, INC. Olongapo Highway corner Osmeña Street, Sta. Cruz, Lubao, Pampanga 17 . SECOND RURAL BANK OF SAN LUIS, PAMPANGA, INC. San Luis, Pampanga

Tarlac

1 . ADVANTAGE BANK CORP. (A MICROFINANCE-ORIENTED RURAL Stop Over Commercial Complex, Mac Arthur Highway (Namkwang BANK) Road) corner Gerona-Pura Road, Brgy. Abagon, Gerona, Tarlac 2 . CAMILING RURAL BANK, INC. Quezon Avenue, Camiling, Tarlac 3 . RURAL BANK OF LA PAZ, INC. J. Catalan St. Corner Burgos St., Barangay San Isidro, La Paz, Tarlac 4 . RURAL BANK OF PURA, INC. Poblacion 3, Pura, Tarlac 5 . RURAL BANK OF STA. IGNACIA, INC. Poblacion East, Sta. Ignacia, Tarlac 6 . RURAL BANK OF STA. ROSA DE LIMA (PANIQUI, TARLAC), INC. #7 Burgos St., Poblacion Sur, Paniqui, Tarlac 7 . RURAL BANK OF VICTORIA, INC. Victoria, Tarlac 8 . ST. MICHAEL RURAL BANK OF TARLAC (TARLAC), INC. Herminia Bldg., Espinosa St. cor. Rizal St., Tarlac City, Tarlac

Zambales

1 . BANKO ZAMBALEÑO INC., (BZI) (A RURAL BANK) Candelaria, Zambales 2 . BRIDGEWAY RURAL BANKING CORPORATION Botolan Agora Complex, Batonlapoc, Botolan, Zambales 2202 3 . COMMUNITY RURAL BANK OF SAN FELIPE (ZAMBALES), INC. National Highway, West Feria, San Felipe, Zambales 4 . COOPERATIVE BANK OF ZAMBALES Rizal Ave. corner Gomez St. Zone II, Iba, Zambales 2201 5 . COUNTRYSIDE RURAL BANK OF PALAUIG (ZAMBALES), INC. National Highway, Barangay West Poblacion, Palauig, Zambales 6 . MAHARLIKA RURAL BANK, INC. Poblacion North, Sta. Cruz, Zambales 7 . RURAL BANK OF CABANGAN (ZAMBALES), INC. Barangay San Antonio, Cabangan, Zambales 8 . RURAL BANK OF SAN MARCELINO, INC. Agpalo St., Central, San Marcelino, Zambales 9 . RURAL BANK OF SAN NARCISO, INC. Fontimayor St., Bgy. Libertad, San Narciso, Zambales 10 . ZAMBALES RURAL BANK, INC. #6, 20th St., East Bajac-Bajac, Olongapo City

Source: Supervisory Data Center, Supervision and Examination Sector

III. 8 1.c Rural and Cooperative Banks

Name of Bank Address

SOUTHERN TAGALOG REGION IV - A (CALABARZON)

Batangas

1 . 5 SPEED RURAL BANK, INC. J. P. Rizal St., Poblacion, Padre Garcia, Batangas 2 . BATANGAS RURAL BANK FOR COOP., INC. Pastor Ave., New Public Market, Cuta, Batangas City 3 . BOLBOK RURAL BANK, INC. Mojica Street, Poblacion, San Juan, Batangas 4 . CARITAS BANCO NG MASA, INC. (A MICROFINANCE ORIENTED Easy Mart Compound, Calatagan, Batangas RURAL BANK) 5 . CLASSIC RURAL BANK, INC. Evangelista St., Batangas City 6 . COUNTRYSIDE COOPERATIVE RURAL BANK OF BATANGAS National Highway, Pallocan West, Batangas City 7 . EMPIRE RURAL BANK, INC. C.M. Recto Avenue, Barangay 4, Lipa City 8 . FBC FIRST BANK OF CALACA, INC. 137 Marasigan St., Poblacion 3, Calaca, 4212 Batangas 9 . LIMCOMA RURAL BANK, INC. Makalintal Avenue, Poblacion 2, San Jose, Batangas 10 . LIPA BANK, INC. (A RURAL BANK) 65 T.M. Kalaw St., Lipa City, Batangas 11 . MALARAYAT RURAL BANK, INC. G.A. Solis St., Lipa City, Batangas 12 . MT. CARMEL RURAL BANK, INC. J. M. Kalaw St., Lipa City, Batangas 13 . NEW RURAL BANK OF AGONCILLO, INC. Alcantara St., Poblacion, Agoncillo, Batangas 14 . PROGRESSIVE RURAL BANK, INC. Luta Del Norte, Malvar, Batangas 15 . RURAL BANK OF ALITAGTAG, INC. Poblacion, Alitagtag, Batangas 16 . RURAL BANK OF CUENCA, INC. Marasigan St., Barangay 2, Cuenca, Batangas 17 . RURAL BANK OF LEMERY, INC. Ilustre Avenue, Lemery, Batangas 18 . RURAL BANK OF LIPA CITY (BATANGAS), INC. J.P. Rizal St., Lipa City, Batangas 19 . RURAL BANK OF PADRE GARCIA, INC. A. Mabini St., Poblacion, Padre Garcia, Batangas 20 . RURAL BANK OF SAN LUIS (BATANGAS), INC. Poblacion, San Luis, Batangas 21 . RURAL BANK OF TAAL, INC. F. Agoncillo St., Taal, Batangas 22 . RURAL BANK OF TALISAY (BATANGAS), INC. Gen. A. Laurel St., Talisay, Batangas 23 . SUMMIT RURAL BANK OF LIPA CITY, INC. Morada Ave., Lipa City, Batangas 24 . SUNRISE RURAL BANK (ROSARIO, BATANGAS), INC. Zuno St., Rosario, Batangas 25 . UTILITY BANK, INC. (A RURAL BANK) J. P. Rizal, Bauan, Batangas 26 . WOMEN'S RURAL BANK, INC. Carandang Street, Poblacion, Rosario, Batangas

Cavite

1 . AGRICULTURAL BANK OF THE PHILIPPINES, INC. (A RURAL BANK) 121 Don Placido Campos Avenue, Dasmariñas, Cavite 2 . BANGKO MABUHAY (A RURAL BANK), INC. A. Soriano Hi-way, Daang Amaya, Tanza, 4108 Cavite 3 . BANGKO NOVELETA, INC., A RURAL BANK Poblacion, Noveleta, Cavite 4 . CAVITE UNITED RURAL BANK CORPORATION 636 Tanzang Luma III, Aguinaldo Highway, Imus, Cavite 5 . CEBUANA LHUILLIER RURAL BANK, INC. 160 Zapote Road, Barangay Zapote I, Bacoor, Cavite 6 . FIRST INTEGRITY BANK, INC. (RURAL BANK OF BAILEN) Calle Real, Brgy. Poblacion I, General E. Aguinaldo, Cavite 4124 7 . IMUS RURAL BANK, INC. Col. Sapinoso St. Imus, 4103 Cavite 8 . MASUWERTE RURAL BANK OF BACOOR (CAVITE), INC. F. Giron Arcade, Aguinaldo Highway, Zapote 4, Bacoor, Cavite 9 . OWN BANK, THE RURAL BANK OF CAVITE CITY, INC. 505 P. Burgos Ave. cor. P. Julio st., Caridad, 4100 Cavite City 10 . RURAL BANK OF GENERAL TRIAS, INC. Tejero, General Trias, Cavite 11 . RURAL BANK OF MARAGONDON, INC. 022 Gen. E. Riego De Dios St., Poblacion 1B, Maragondon, Cavite 12 . RURAL BANK OF NAIC, INC. No. 16 Nazareno St., Bgy. Nazareno, Naic, Cavite 13 . STO. NIÑO RURAL BANK (TERNATE, CAVITE), INC. H. Ventura st. 4111 Ternate, Cavite

Source: Supervisory Data Center, Supervision and Examination Sector

III. 9 1.c Rural and Cooperative Banks

Name of Bank Address

Laguna

1 . BANCO DE CALAMBA, INC. (A RURAL BANK) F. Mercado St., Calamba City, Laguna 2 . BANCO LAGUNA, INC. (A RURAL BANK SINCE 1965) 32 Rizal St., Poblacion 2, Pagsanjan, 4008 Laguna 3 . BIÑAN RURAL BANK, INC. M. Manabat St., Brgy. San Antonio, Biñan, Laguna 4 . CARD BANK, INC. (A MICROFINANCE - ORIENTED RURAL BANK) 35 P. Burgos St. Corner M. Paulino St., San Pablo City, Laguna 5 . DE LA O RURAL BANK, INC. San Jose St., Barangay San Jose, Pangil, Laguna 6 . ENTREPRENEUR RURAL BANK, INC. 63 A. Mabini St., Barangay Poblacion, San Pedro, Laguna 7 . FIRST UNITED FARMERS RURAL BANK, INC. Brgy. Callos, Sta. Cruz, Laguna 8 . LAGUNA PRESTIGE BANKING CORPORATION, (A RURAL BANK) J.P. Rizal St. corner F. Limcaoco St., Barangay Uno, Cabuyao, Laguna 9 . MOUNT MAKILING RURAL BANK, INC. YTMI Realty SEZ, Brgy. Makiling, Calamba City, 4027 Laguna 10 . ORMON BANK (RURAL BANK OF MULANAY (QUEZON), INC.) Barangay Sto. Domingo, Bay, Laguna 11 . PLANBANK "RURAL BANK OF CANLUBANG PLANTERS, INC." National Highway, Halang, Calamba, Laguna 12 . PROVIDENT RURAL BANK OF STA. CRUZ (LAGUNA), INC. Quezon Avenue, Calios, Sta. Cruz, Laguna 13 . RIZAL BANK, INC. A MICROFINANCE-ORIENTED RURAL BANK Aguirre St. Corner Pedro Guevarra Avenue, Sta. Cruz, Laguna 4009 14 . RURAL BANK OF BAY, INC. Rizal Avenue, San Nicolas, Bay, Laguna 15 . RURAL BANK OF CALAUAN, INC. Rizal Ave., Calauan, Laguna 16 . RURAL BANK OF CAVINTI (LAGUNA), INC. Cavinti, Laguna 17 . RURAL BANK OF LUISIANA (LAGUNA), INC. Luisiana, Laguna 18 . RURAL BANK OF LUMBAN (LAGUNA), INC. National Highway, Brgy. Lewin, Lumban, Laguna 19 . RURAL BANK OF MABITAC (LAGUNA), INC. J.P. Rizal St., Barangay Sinagtala, Mabitac, Laguna 20 . RURAL BANK OF MAGDALENA (LAGUNA), INC. 10 E. Jacinto St., Poblacion, Magdalena, Laguna 21 . RURAL BANK OF MARILAG (STA. MARIA, LAGUNA), INC. 106 Real Velasquez St., Barangay IV, Sta. Maria, Laguna 22 . RURAL BANK OF NAGCARLAN, INC. Nagcarlan, Laguna 23 . RURAL BANK OF PAETE, INC. Rizal cor. Quesada St., Paete, Laguna 24 . RURAL BANK OF PANGIL (LAGUNA), INC. Barangay Balian, Pangil, Laguna 25 . RURAL BANK OF RIZAL (LAGUNA), INC. Rizal Avenue, Brgy. West Poblacion, Rizal, Laguna 26 . RURAL BANK OF SAN LORENZO RUIZ (SINILOAN) P. Burgos, Siniloan, Laguna 27 . RURAL BANK OF SEVEN LAKES (SAN PABLO CITY), INC. M. Paulino St., San Pablo City, Laguna 28 . RURAL BANK OF STA. ROSA (LAGUNA), INC. F. Gomez St., Malusak, Sta. Rosa City, Laguna 29 . TURUMBA RURAL BANK OF PAKIL, INC. 36 Tavera Street, Pakil, Laguna 30 . UNILINK BANK, INC. (A RURAL BANK) Km. 39 Nat'l. H-way, Balibago, Sta. Rosa, Laguna

Quezon

1 . COOPERATIVE BANK OF QUEZON PROVINCE Granja cor. L. Guinto Sts., Lucena City, Quezon 2 . GRAND-AGRI RURAL BANK No. 23 Juarez Corner Bonifacio Sts., Barangay V, Lucena City, 4301 Quezon 3 . MEGA RURAL BANK (LUCENA CITY), INC. C.M. Recto St., Brgy. IX, Lucena City 4 . QUEZON CAPITAL RURAL BANK, INC. Perez cor C.M. Recto, Lucena City 5 . RURAL BANK OF ATIMONAN, INC. 111 Quezon St., Atimonan, Quezon 4331 6 . RURAL BANK OF CANDELARIA, INC. Corner Cabunag & Bustamante Streets, Candelaria, Quezon 7 . RURAL BANK OF DOLORES (QUEZON), INC. Silangan, Dolores, Quezon 8 . RURAL BANK OF GENERAL LUNA (QUEZON), INC. Ester St., Poblacion, Luna, Quezon 9 . RURAL BANK OF INFANTA, INC. Corner Velasco & Mabini Streets, Infanta, Quezon 10 . RURAL BANK OF LUCBAN (QUEZON), INC. 103 Rizal Avenue, Barangay 8, Lucban, Quezon 11 . RURAL BANK OF MAUBAN, INC. Quezon St., Mauban, Quezon 12 . RURAL BANK OF PAGBILAO, INC. C.M. Recto St., Barangay Mapagong, Pagbilao, Quezon 13 . RURAL BANK OF SAMPALOC (QUEZON), INC. Quezon Avenue Corner Tumagay St., Sampaloc, Quezon 14 . RURAL BANK OF SAN ANTONIO (QUEZON), INC. J. C. Wagan Avenue, Poblacion, San Antonio, Quezon 15 . TIAONG RURAL BANK, INC. Doña Tating St., Pob. I, Tiaong, Quezon 16 . UNITED PEOPLE'S RURAL BANK, INC. Salazar Street, Candelaria, Quezon 17 . UNIVERSAL RURAL BANK OF LOPEZ (QUEZON), INC. San Francisco Street, Brgy. Talolong, Lopez, Quezon

Source: Supervisory Data Center, Supervision and Examination Sector

III. 10 1.c Rural and Cooperative Banks

Name of Bank Address

Rizal

1 . BINANGONAN RURAL BANK, INC. 135 Baltazar St., Layunan, Binangonan, Rizal 2 . FILIDIAN RURAL BANK OF ANTIPOLO INC. #6 Sen. Lorenzo Sumulong Memorial Circle, Brgy. Dalig, Antipolo, Rizal 3 . INNOVATIVE RURAL BANK, INC. (A RURAL BANK) F. Martinez St., Barangay Takungan, Pililla, Rizal 4 . RURAL BANK OF ANGONO, INC. 139 M. L. Quezon Avenue, Brgy. San Isidro, Angono, Rizal 1930 5 . RURAL BANK OF ANTIPOLO, INC. 53 J. Sumulong St., Antipolo City 1870 Rizal 6 . RURAL BANK OF CARDONA (RIZAL), INC. 1508 Quirino Blvd. Cardona, Rizal 7 . RURAL BANK OF MONTALBAN, INC. J.P. Rizal Ave., Manggahan Rodriguez, Montalban, Rizal

REGION MIMAROPA

Occidental Mindoro

1 . OCCIDENTAL MINDORO COOPERATIVE BANK (OMCB) 615 Lapu-Lapu, San Jose, Occidental Mindoro 2 . OCCIDENTAL MINDORO RURAL BANK, INC. Lubang, Occidental Mindoro 3 . TAMARAW RURAL BANK, INC. M.H. Del Pilar cor. Magsaysay Sts., San Jose, Occidental Mindoro

Oriental Mindoro

1 . BANCO DE MINDORO, INC. (A RURAL BANK) M. Adriatico Corner Paras St., Barangay Ibara East, Calapan City, Oriental Mindoro 2 . BANGKO RURAL NG SAN TEODORO, INC. VCBG Building Poblacion, San Teodoro, Oriental Mindoro 3 . FIRST MINDORO MICROFINANCE RURAL BANK, INC. Poblacion, Bongabong, Oriental Mindoro 4 . ORIENTAL TAMARAW RURAL BANK OF NAUJAN, (OR. MDO.), INC. Barangay Barcenaga, Naujan, Oriental Mindoro 5 . RURAL BANK OF BACO (ORIENTAL MINDORO), INC. Poblacion Baco, Oriental Mindoro 6 . RURAL BANK OF BANSUD (ORIENTAL MINDORO), INC. Bansud, Oriental Mindoro 7 . RURAL BANK OF GLORIA (OR. MIN.), INC. Poblacion Gloria, Oriental Mindoro 8 . RURAL BANK OF PINAMALAYAN, INC. Pinamalayan, Oriental Mindoro 9 . RURAL BANK OF POLA (ORIENTAL MINDORO), INC. Batuhan, Pola, Oriental Mindoro 10 . RURAL BANK OF PUERTO GALERA (ORIENTAL MINDORO), INC. Poblacion Puerto Galera, Oriental Mindoro 5203 11 . RURAL BANK OF ROXAS (ORIENTAL MINDORO), INC. Magsaysay St., Barangay Bagumbayan, Roxas, Oriental Mindoro 12 . RURAL BANK OF SOCORRO (ORIENTAL MINDORO), INC. Poblacion, Socorro, Oriental Mindoro 13 . THE COUNTRY BANK RURAL BANK OF BONGABONG OR. MINDORO, Poblacion Bongabong, Oriental Mindoro INC.

Palawan

1 . COOPERATIVE BANK OF PALAWAN CBP Bldg. Junction I, National Highway, Brgy. San Miguel, Puerto Princesa City, Palawan 2 . RURAL BANK OF BROOKE'S POINT (PALAWAN), INC. Brookes Point, Palawan 3 . RURAL BANK OF CUYO (PALAWAN), INC. Mendoza St., Barangay Bancal, Cuyo, Palawan

Romblon

1 . COMMUNITY RURAL BANK OF ROMBLON (ROMBLON), INC. Bagong Lipunan, Bry. 1 Romblon, Romblon 2 . MANOR BANK - A RURAL BANK CORPORATION General Luna St. Corner Zamora St., Barangay Liwanag, Odiongan, Romblon 3 . RURAL BANK OF SANTA FE (ROMBLON), INC. Poblacion, Sta. Fe, Tablas Island, Romblon

REGION V - BICOL

Albay

1 . BANCO SANTIAGO DE LIBON, INC. San Francisco St., Libon, Albay 2 . CAGSAWA RURAL BANK, INC. T. Perez Street, Daraga, Albay 3 . CAMALIG BANK, INC. (A RURAL BANK) Rizal Street, Ilawod East, 4500 Legazpi City, Albay 4 . RURAL BANK OF GUINOBATAN, INC. JMH Building, Mabini St., Barangay Poblacion, Guinobatan, Albay

Source: Supervisory Data Center, Supervision and Examination Sector

III. 11 1.c Rural and Cooperative Banks

Name of Bank Address

Camarines Norte

1 . BANCO SAN VICENTE, INC. (A RURAL BANK) San Vicente, Camarines Norte 2 . RURAL BANK OF CAPALONGA (CAMARINES NORTE),INC. J.P. Rizal St., Poblacion, Capalonga, Camarines Norte 3 . RURAL BANK OF JOSE PANGANIBAN (CAMARINES NORTE), INC. Poblacion Jose Panganiban, Camarines Norte 4 . RURAL BANK OF PARACALE (CAMARINES NORTE), INCORPORATED San Antonio St., Poblacion Norte, Paracale, Camarines Norte 5 . RURAL BANK OF STA. ELENA (CAMARINES NORTE), INC. Poblacion, Sta. Elena, Camarines Norte

Camarines Sur

1 . BANGKO RURAL NG MAGARAO (CAMARINES SUR), INC. San Pantaleon, Magarao, Camarines Sur 2 . BANGKO RURAL NG PASACAO (CAM. SUR), INC. Sta. Rosa Del Sur, Pasacao, Camarines Sur 3 . FIRST NAGA RURAL BANK, INC. Door 1 Ground Floor, DECA Corporate Center, Panganiban Drive, Brgy. Tinago, Naga City, Camarines Sur 4 . MUNICIPAL RURAL BANK OF LIBMANAN (CAM. SUR), INC. Poblacion, Libmanan, Camarines Sur 5 . MUNICIPAL RURAL BANK OF NABUA (CAMARINES SUR), INC. San Francisco St., Poblacion, Nabua, Camarines Sur 6 . RURAL BANK OF GOA, INC. San Jose St., Goa, Camarines Sur 4422 7 . RURAL BANK OF PAMPLONA (CAMARINES SUR), INC. Maharlika Highway, Tambo, Pamplona, Camarines Sur 8 . RURAL BANK OF RAGAY (CAMARINES SUR), INC. Poblacion Ragay, Camarines Sur 9 . RURAL BANK OF SAN FERNANDO (CAMARINES SUR), INC. Bonifacio St., San Fernando, Camarines Sur 10 . RURAL BANK OF SAN JOSE (CAMARINES SUR), INC. Poblacion San Jose, Camarines Sur 4423 11 . RURAL BANK OF SIPOCOT (CAMARINES SUR), INC. San Juan Avenue, South Centro, Sipocot, Camarines Sur 12 . RURAL BANK OF TIGAON CAMARINES SUR, INC. Poblacion, Tigaon, Camarines Sur 13 . SOUTHEAST COUNTRY BANK, INC. ( A RURAL BANK) Sto. Domingo St., Camaligan, Camarines Sur

Catanduanes

1 . ARDCIBANK, INC. A RURAL BANK G/F ARDCI Corporate Building, San Roque, Virac, Catanduanes

Masbate

1 . RURAL BANK OF SAN JACINTO (MASBATE), INC. San Jacinto, Masbate

Sorsogon

1 . RURAL BANK OF DONSOL (SORSOGON), INC. Donsol, Sorsogon 2 . RURAL BANK OF IROSIN, INC. M. L. Quezon St., Barangay San Julian, Irosin, Sorsogon 3 . RURAL BANK OF PILAR (SORSOGON), INC. G/F Roces Bldg., Poblacion, Pilar, Sorsogon

REGION VI -

Aklan

1 . RURAL BANK OF ALTAVAS (AKLAN), INC. General Luna St., Barangay Poblacion, Altavas, Aklan 2 . RURAL BANK OF BANGA (AKLAN), INC. Rosal St., Poblacion, Banga, Aklan 3 . RURAL BANK OF IBAJAY, INC. 2F Ibajay Public Market, National Road, Poblacion, Ibajay, Aklan 4 . RURAL BANK OF MAKATO (AKLAN), INC. Mayor Paterio Tirol St., Poblacion, Makato, Aklan 5 . RURAL BANK OF NEW WASHINGTON (AKLAN), INC. Magsaysay Ave., Poblacion, New Washington, Aklan

Antique

1 . RURAL BANK OF BUGASONG (ANTIQUE), INCORPORATED Bonifacio St., Pojo, Bugasong, Antique 2 . RURAL BANK OF SIBALOM (ANTIQUE), INC. Venegas St., Sibalom, Antique 3 . RURAL BANK OF TIBIAO (ANTIQUE), INC. Poblacion, Tibiao, Antique

Capiz

1 . FARM BANK, INC. (A RURAL BANK) Plaridel St., Barangay 8, Roxas City, Capiz 2 . RURAL BANK OF CUARTERO (CAPIZ), INC. Cuartero, Capiz 3 . RURAL BANK OF JAMINDAN (CAPIZ), INC. Jamindan, Capiz 4 . RURAL BANK OF MAMBUSAO, INC. Mambusao, Capiz

Source: Supervisory Data Center, Supervision and Examination Sector

III. 12 1.c Rural and Cooperative Banks

Name of Bank Address

Guimaras

1 . BANCO DE AREVALO, INC. (A RURAL BANK) Concordia, Sibunag, Guimaras

Iloilo

1 . ANILAO BANK (RURAL BANK OF ANILAO (ILOILO)), INC. T. Magbanua St., Pototan, Iloilo 2 . BANGKO BUENA CONSOLIDATED, INC. (A RURAL BANK) 23 Valeria & Rizal Sts., Iloilo City 3 . FIRST MIDLAND RURAL BANK, INC. FMRBI Bldg., Dessa, New Lucena, Iloilo 4 . JANIUAY RURAL BANK, INC. Janiuay, Iloilo 5 . LIFEBANK- A RURAL BANK Bypass Road, Barangay Duyan-Duyan, Sta. Barbara, Iloilo 6 . OPPORTUNITY KAUSWAGAN BANK INC (A MICROFINANCE RURAL Unit 2, A & L Bldg., E. Lopez St., Jaro, Iloilo City, 5000 BANK) 7 . PROGRESSIVE BANK, INC. (PROGRESSIVE A RURAL BANK INC) Del Rosario St., Balasan, Iloilo 8 . RACSO'S BANK, INC. (A RURAL BANK) Guimbal, Iloilo 9 . RURAL BANK OF ALIMODIAN (ILOILO), INC. Almacen St., Alimodian, Iloilo 5028 10 . RURAL BANK OF BAROTAC NUEVO, INC. L. Araneta St., Barotac Nuevo, Iloilo City 11 . RURAL BANK OF BAROTAC VIEJO, (ILOILO), INC. Zulueta Drive, Poblacion, Barotac Viejo, 5011 Iloilo 12 . RURAL BANK OF CABATUAN (ILOILO), INC. Rizal St., Cabatuan, Iloilo 13 . RURAL BANK OF CALINOG (ILOILO), INC. Aguinaldo St., Poblacion Ilaya, Calinog, Iloilo 14 . RURAL BANK OF DUMANGAS, INC. Barangay Burgos, Dumangas, Iloilo 15 . RURAL BANK OF ILOILO CITY, INC. Luna St., La Paz, Iloilo City 16 . RURAL BANK OF LEGANES (ILOILO), INC. Quintin Salas St., Poblacion, Leganes, Iloilo 17 . RURAL BANK OF MIAGAO (ILOILO), INC. Noble St., Miagao, Iloilo 18 . RURAL BANK OF OTON (ILOILO), INC. Mabini St., Oton, Iloilo 19 . RURAL BANK OF PAVIA (ILOILO), INC. Cor. Hendriana-Sumakwel Sts., Poblacion, Pavia, Iloilo 20 . RURAL BANK OF POTOTAN, INC. T. Magbanua Street, Pototan Iloilo, 5008 21 . RURAL BANK OF SAN MIGUEL (ILOILO), INC. R.V. Sanchez Street, San Miguel, Iloilo 22 . RURAL BANK OF STA. BARBARA (ILOILO), INC. Roosevelt St., Sta. Barbara, Iloilo 23 . RURAL BANK OF TIGBAUAN (ILOILO), INC. Tigbauan, Iloilo 24 . RURAL BANK OF ZARRAGA (ILOILO), INC. Zamora St., Poblacion, Zarraga, Iloilo 25 . RBG IMPERIAL BANK, INC. (A RURAL BANK) Tiu Quioco Building, Yulo Street, Iloilo City 5000 26 . VALIANT BANK, INC. (A RURAL BANK) 41 Mabini St., Iloilo City

REGION VII - CENTRAL VISAYAS

Bohol

1 . COOPERATIVE RURAL BANK OF BOHOL C.P.G. East Avenue, Poblacion 1, Tagbilaran City 2 . RURAL BANK OF LOON (BOHOL), INC. Across Loon Municipal Bldg., National Highway, Loon, Bohol 3 . RURAL BANK OF LOBOC, INC. Poblacion, Loboc, Bohol

Cebu

1 . ASPAC RURAL BANK, INC. Mc Briones Highway Corner Gen Ricarte Street, Guizo Mandaue City, Cebu 2 . BANCO MAXIMO, INC. (A RURAL BANK) E. Binghay St., Baliwagan, Balamban, 6041 Cebu 3 . BANCO RURAL DE ISLA CORDOVA (CEBU), INC. San Miguel, Cordova, 6017 Cebu 4 . BANKWAYS, INC. (A RURAL BANK) Banilad, Cebu City 5 . COMMUNITY RURAL BANK OF CATMON (CEBU), INC. 684 Corazon, Catmon, Cebu 6 . COMMUNITY RURAL BANK OF MEDELLIN (CEBU), INC. Jose Rizal St., Poblacion, Medellin, Cebu City 7 . COOPERATIVE BANK OF CEBU M. Velez Street, Guadalupe, Cebu 8 . FIRST AGRO-INDUSTRIAL RURAL BANK, INC. (FAIRBANK) Dela Viña cor. J. Lequin Sts., Cantecson, Bogo City, 6010 Cebu 9 . FRONTIER RURAL BANK, INC. M. Rizon Bldg. Punta Rizal St., Lapu-Lapu City, Cebu 10 . MACTAN RURAL BANK (LAPU-LAPU CITY), INC. Patalinghug Ave., Pajo, Lapu-Lapu City 11 . NATIONAL TEACHERS & EMPLOYEES COOPERATIVE BANK Cor. M. J. Cuenco and Juan Luna Avenues, Mabolo, Cebu City 12 . PHILIPPINE SME BANK, INC., A RURAL BANK OCS Bldg., M. L. Quezon St., Cabancalan, Mandaue City, Cebu 13 . RURAL BANK OF BARILI (CEBU), INC. Poblacion, Barili, Cebu 14 . RURAL BANK OF BOGO (CEBU), INC. P. Rodriguez St., Cogon, Bogo, Cebu 15 . RURAL BANK OF MADRIDEJOS (CEBU), INC. Poblacion, Madridejos, Cebu 16 . RURAL BANK OF MANDAUE, INC. A. Del Rosario St., Centro Mandaue City 17 . RURAL BANK OF OSLOB (CEBU), INC. N. Bacalso St., Poblacion, Oslob, Cebu 18 . RURAL BANK OF TALISAY (CEBU), INC. Tabunoc, Talisay, Cebu 19 . RNG COASTAL BANK, INC. (A RURAL BANK) Talamban Mart, Cabancalan Road, Talamban, Cebu City 20 . RURAL BANK OF RONDA, INC. Purok 4, Centro Poblacion, Ronda, Cebu 6034 21 . SUGBUANON RURAL BANK, INC. Dr. Ramon Arcenas Bldg., Osmena Blvd., Kamagayan, Cebu City 22 . UPLAND RURAL BANK OF DALAGUETE (CEBU), INC. Legaspi St., Poblacion, Dalaguete, 6022 Cebu

Source: Supervisory Data Center, Supervision and Examination Sector

III. 13 1.c Rural and Cooperative Banks

Name of Bank Address

Siquijor

1 . RURAL BANK OF LARENA (SIQUIJOR), INC. Bonifacio Street, North Poblacion, 6226 Larena, Siquijor

REGION VIII - EASTERN VISAYAS

Eastern Samar

1 . FAR EASTERN BANK (A RURAL BANK) INC. Brgy. 7 Market Site, Dolores, Eastern Samar 2 . RURAL BANK OF GUIUAN (EASTERN SAMAR), INC. Sta. Cruz St., Guiuan, Eastern Samar

Leyte

1 . BANK OF ORMOC, INC. (A RURAL BANK) Mabini St., Ormoc City, Leyte 2 . RURAL BANK OF BATO (LEYTE), INC. 482 Juan Luna St., Barangay Kalanggaman District, Bato, Leyte 3 . RURAL BANK OF DULAG (LEYTE), INC. Kempis St., Poblacion, Dulag, Leyte 6505 4 . RURAL BANK OF HILONGOS,INC. R.V. Villaflores St., Hilongos 6524 Leyte 5 . RURAL BANK OF HINDANG (LEYTE), INC. 1082 J.P. Rizal Street, Poblacion 1, Hindang, Leyte 6523 6 . RURAL BANK OF MAHAPLAG (LEYTE), INC. Trasmonte St., Poblacion, Mahaplag, Leyte 6512 7 . RURAL BANK OF MATAG-OB (LEYTE), INC. McArthur St., Matag-ob, 6532 Leyte

Western Samar

1 . RURAL BANK OF BASEY (SAMAR), INC. Serafin Marabut St., Brgy Loyo, Basey, Samar 2 . RURAL BANK OF CALBAYOG CITY, INC. 82 T. Bugallon St., Calbayog City, Western Samar 3 . RURAL BANK OF GANDARA (SAMAR), INC. San Miguel St., Gandara, Western Samar

Southern Leyte

1 . RURAL BANK OF HINUNDAYAN (SOUTHERN LEYTE), INC. Rizal St., District III, Hinundayan, Southern Leyte 2 . RURAL BANK OF MALITBOG (SOUTHERN LEYTE), INC. Poblacion, Malitbog, Southern Leyte 3 . RURAL BANK OF SAN JUAN (SOUTHERN LEYTE), INC. Poblacion, San Juan, Southern Leyte 4 . RURAL BANK OF MAASIN (SO. LEYTE), INC. Barangay Tunga-Tunga, Maasin, Southern Leyte

REGION NIR - NEGROS ISLAND REGION

Negros Occidental

1 . FIRST COMMUNITY BANK, INC. (A RURAL BANK) No. 101 JP&D Heritage Square, Barangay Villamonte, Bacolod City, Negros Occidental 2 . FIRST STATE RURAL BANK, INC. Cor. Lopez Jaena & Sta. Ana Sts., Bacolod City 3 . MARAYO BANK, INC. (A RURAL BANK) Cortez St., Pontevedra, Negros Occidental 4 . NEGROS COOPERATIVE BANK North Capitol Road, Bacolod City, Negros Occidental 5 . RURAL BANK OF BACOLOD CITY, INC. 74-76 Narra Avenue, CSC, Barangay Villamonte, Bacolod City, Negros Occidental 6 . RURAL BANK OF CADIZ, INC. Cabahug St., Cadiz, Negros Occidental 7 . RURAL BANK OF ESCALANTE (NEGROS OCC.), INC. North Avenue, Barangay Balintawak, Escalante City, Negros Occidental

8 . RURAL BANK OF ILOG (NEGROS OCCIDENTAL), INC. Dancalan, Ilog, Negros Occidental 9 . RURAL BANK OF MANAPLA (NEG. OCC.), INC. Crossing Ubos, Manapla, Negros Occidental 10 . RURAL BANK OF SAGAY, INC. National Highway, Poblacion II, Sagay, Negros Occidental 11 . RURAL BANK OF SILAY CITY, INC. Eusebio Street Corner G. Gamboa Street, Brgy. 3, Silay City, Negros Occidental 12 . TALISAY RURAL BANK, INC. Mabini St., Zone 4A, Talisay, Negros Occidental

Source: Supervisory Data Center, Supervision and Examination Sector

III. 14 1.c Rural and Cooperative Banks

Name of Bank Address

Negros Oriental

1 . COOPERATIVE BANK OF NEGROS ORIENTAL Cervantes St. corner Colon Extension, Dumaguete City 2 . DUMAGUETE RURAL BANK, INC. San Jose St., Dumaguete City, Negros Oriental 3 . RURAL BANK OF AMLAN (NEGROS ORIENTAL), INC. North National Highway Coner Mabini St., Poblacion, Amlan, Negros Oriental 4 . RURAL BANK OF BACONG (NEGROS ORIENTAL), INC. V. Locsin St., Dumaguete City, Negros Oriental 5 . RURAL BANK OF GUIHULNGAN (NEGROS ORIENTAL), INC. Sikatuna St., Poblacion, Guihulngan, Negros Oriental 6 . RURAL BANK OF PAMPLONA (NEGROS ORIENTAL), INC. Poblacion, Pamplona, Negros Oriental 7 . RURAL BANK OF SIBULAN, NEGROS ORIENTAL, INC. National Highway, Poblacion, Sibulan, Negros Oriental 8 . RURAL BANK OF STA. CATALINA, NEGROS ORIENTAL, INC. Barangay Caranoche, Sta. Catalina, Neros Oriental 9 . RURAL BANK OF TANJAY, INC. Magallanes St., Barangay II, Tanjay, Negros Oriental 10 . SG BANK - A RURAL BANK INC. Real St., Dumaguete City 6200, Negros Oriental

REGION IX - WESTERN MINDANAO

Zamboanga del Norte

1 . BANCO DIPOLOG, INC. A RURAL BANK Calibo St., Dipolog City, Zamboanga Del Norte 2 . COMMUNITY RURAL BANK OF DAPITAN CITY, INCORPORATED Andres Bonifacio St., Dapitan City 7101 Zamboanga del Norte 3 . KATIPUNAN BANK INC "A RURAL BANK" Quezon Avenue, cor. Aguilar St., Dipolog City, Zamboanga del Norte

4 . RURAL BANK OF LABASON (ZAMBOANGA DEL NORTE), 7117 Rizal Avenue, Labason, Zamboanga del Norte INCORPORATED 5 . RURAL BANK OF LILOY (ZAMBOANGA DEL NORTE), INC. Liloy, Zamboanga del Norte 6 . RURAL BANK OF MANUKAN (ZAMBOANGA DEL NORTE), INC. Poblacion, Manukan, Zamboanga del Norte 7 . RURAL BANK OF RIZAL (ZAMBOANGA DEL NORTE) RBR Tower, Rizal Avenue Cor. Gonzales St., Dipolog City, Zamboanga del Norte 8 . RURAL BANK OF SALUG (ZAMBOANGA DEL NORTE), INC. Salug, Zamboanga del Norte 9 . ZAMBOANGA DEL NORTE COOPERATIVE BANK Quezon Avenue, Barangay Miputak, Dipolog City, Zamboanga Del Norte

Zamboanga del Sur

1 . BANCO COOPERATIVA DE ZAMBOANGA MCLL Highway corner Veterans Avenue, Sta. Cruz, Zamboanga City 2 . RURAL BANK OF PAGADIAN, INC. Ballesteros Bldg. Gov. V. Cerilles St., Barangay San Francisco, Pagadian, Zamboanga Del Sur 3 . RURAL BANK OF SIOCON (ZAMBOANGA DEL NORTE), INC. RBS Building, MCLL Highway, Guiwan, Zamboanga City 4 . SALUG VALLEY RURAL BANK, INC. 1st Floor Carisil Bldg., MabiniI St., Barangay Maloloy-on, Molave, Zamboanga Del Sur 5 . ZAMBOANGA CITY RURAL BANK, INC. NZUEI Bldg. La Purisima St. Corner Tomas Claudio St., Zamboanga City

Zamboanga Sibugay

1 . RURAL BANK OF KABASALAN (ZAMBOANGA DEL SUR), INC. Poblacion, Kabasalan, Zamboanga Sibugay 7005

REGION X - NORTHERN MINDANAO

Bukidnon

1 . BUKIDNON BANK, INC. (A RURAL BANK) Poblacion, Kalilangan, Bukidnon 2 . BUKIDNON COOPERATIVE BANK San Victores St., Barangay 9, Malaybalay City, Bukidnon 3 . D' ASIAN HILLS BANK, INC. (A RURAL BANK) 2/F DAHBI Centre, Fortich St., Malaybalay City, Bukidnon 4 . MALAYBALAY RURAL BANK, INC. Judge Murillo St., Malaybalay City , Bukidnon 5 . RURAL BANK OF KIBAWE (BUKIDNON), INC. Kibawe, Bukidnon 6 . RURAL BANK OF MANOLO FORTICH, BUKIDNON, INC. Poblacion, Manolo Fortich, Bukidnon

Lanao del Norte

1 . RURAL BANK OF ILIGAN CITY, INC. Aguinaldo Street Corner Ramiro Street, Iligan City, Lanao Del Norte 2 . RURAL BANK OF KAROMATAN (LANAO DEL NORTE), INC. Crossing Poblacion, Tubod, Lanao del Norte 3 . RURAL BANK OF MAIGO (LANAO DEL NORTE), INCORPORATED Maigo, Lanao del Norte

Source: Supervisory Data Center, Supervision and Examination Sector

III. 15 1.c Rural and Cooperative Banks

Name of Bank Address

Misamis Occidental

1 . BANK OF HOPE, INC. (A RURAL BANK) Plaridel, Misamis Occidental 2 . MISAMIS BANK, INC. A RURAL BANK National Highway, Sebac, Tudela 7202 Misamis Occidental 3 . PANGUIL BAY RURAL BANK OF OZAMIZ, INC. Ozamis City, Misamis Occidental 4 . RURAL BANK OF BONIFACIO (MISAMIS OCCIDENTAL), INC. Bonifacio, Misamis Occidental 5 . RURAL BANK OF JIMENEZ (MISAMIS OCCIDENTAL), INC. Rizal Street, Jimenez 7204 Misamis Occidental 6 . RURAL BANK OF LOPEZ JAENA (MISAMIS OCCIDENTAL), INC. Eastern Poblacion, Lopez Jaena, Misamis Occidental 7 . RURAL BANK OF PANA-ON (MIS. OCC.), INC. Poblacion, Pana-on, Misamis Occidental 8 . RURAL BANK OF TANGUB CITY, (MIS. OCC.) INC. Lorenzo Tan St., Tangub City, Misamis Occidental

Misamis Oriental

1 . BINHI RURAL BANK INC (FORMERLY: RURAL BANK OF BALINGASAG Poblacion, Balingasag, Misamis Oriental (MISAMIS ORIENTAL), INC.) 2 . COOPERATIVE BANK OF MISAMIS ORIENTAL CBMO Bldg. Antonio Luna St. Provincial Capitol Compound, Cagayan de Oro City 9000 3 . NAAWAN COMMUNITY RURAL BANK (MISAMIS ORIENTAL), INC. National Highway, Poblacion, Naawan 9023 Misamis Oriental 4 . PALM TREE BANK, INC. (A RURAL BANK) Door #5 Global Agro Building, Kolambog, Lapasan Highway, Cagayan de Oro City 5 . RURAL BANK OF EL SALVADOR (MISAMIS ORIENTAL), INC. National Highway, Poblacion, El Salvador, Misamis Oriental 6 . RURAL BANK OF GINGOOG, INC. Lupod-Guno Sts., Gingoog, 9014 Misamis Oriental 7 . RURAL BANK OF GITAGUM (MISAMIS ORIENTAL), INC. Poblacion, Gitagum, Misamis Oriental 8 . RURAL BANK OF INITAO (MISAMIS ORIENTAL), INC. Poblacion, Initao, 9022 Misamis Oriental 9 . RURAL BANK OF MEDINA (MISAMIS ORIENTAL), INC. Poblacion, Medina, Misamis Oriental 10 . RBT BANK, INC., A RURAL BANK Rizal St., Poblacion, Talisayan, 9012 Misamis Oriental 11 . SECURED BANK, INC. (A RURAL BANK) Capt. Vicente Rosa St., Cogon, Cagayan de Oro City 12 . SOUTH BANK (A RURAL BANK), INCORPORATED Rodelsa Hall, R.N. Pelaez Blvd., Kauswagan, Cagayan de Oro City

REGION XI - DAVAO REGION

Compostela Valley

1 . MONEY MALL RURAL BANK, INC. 8807 Poblacion Mabini, Compostela Valley Province 2 . RURAL BANK OF COMPOSTELA (DAVAO DEL NORTE), INC. J.P. Laurel St., Poblacion, Compostela, Compostela Valley 3 . RURAL BANK OF NABUNTURAN (DAVAO DEL NORTE), INC. Echavez St., Poblacion, Nabunturan, Compostela Valley

Davao del Norte

1 . CENTURY RURAL BANK, INC. CRBI Building, Zone 1, Bgy. Villarica, Babak District, Island Garden City of Samal, 8119 Davao del Norte 2 . FIRST TAGUM RURAL BANK, INC. Bonifacio cor. Rizal Sts., Tagum City, Davao del Norte 3 . RURAL BANK OF KAPALONG (DAVAO), INC. 054 M. Quezon St., Maniki, Kapalong, Davao del Norte

Davao del Sur

1 . CONSOLIDATED COOPERATIVE BANK CBDS Building, Ramon Magsaysay Street Barangay Zone 3, Digos City, Davao del Sur 2 . ONE NETWORK BANK, INC. (A RURAL BANK) Km. 9 Sasa, Davao City 8000 3 . RURAL BANK OF DIGOS, INC. 2964 Rizal Avenue, Barangay Zone III, Digos City, Davao Del Sur

Davao Oriental

1 . BAYBANK, INC. (A RURAL BANK) Baganga, Davao Oriental 8204 2 . RURAL BANK OF MATI, INC. Mati, Davao Oriental 8200

REGION XII - SOCCSKSARGEN

North Cotabato

1 . COOPERATIVE BANK OF COTABATO CBC Bldg. 1, Lanao, Kidapawan City, North Cotabato 9400 2 . PARTNER RURAL BANK (COTABATO), INC. Pigkawayan, North Cotabato 3 . RURAL BANK OF MIDSAYAP, INC. Quezon Ave., Midsayap, North Cotabato

Source: Supervisory Data Center, Supervision and Examination Sector

III. 16 1.c Rural and Cooperative Banks

Name of Bank Address

Sarangani

1 . RURAL BANK OF ALABEL (SARANGANI), INC. Aldevinco St., Alabel, Sarangani 2 . RURAL BANK OF KIAMBA (SARANGANI), INC. Poblacion, Kiamba, Sarangani

South Cotabato

1 . PEOPLE'S RURAL BANK (GEN. SANTOS CITY), INC. Plaza Nova, I.Santiago Blvd., Gen. Santos City, South Cotabato 2 . RURAL BANK OF NORALA (S. COTABATO), INC. Norala Public Market, Poblacion, Norala, South Cotabato 3 . RURAL BANK OF POLOMOLOK (SOUTH COTABATO), INC. National Highway, Brgy. Magsaysay, Polomolok, South Cotabato

Sultan Kudarat

1 . RURAL BANK OF LEBAK (SULTAN KUDARAT), INCORPORATED E. Quirino St., Lebak Poblacion I-A, Sultan, Kudarat 2 . RURAL BANK OF PRESIDENT QUIRINO (SULTAN KUDARAT), INC. National Highway, Pres. Quirino, 9804 Sultan Kudarat

ARMM - AUTONOMOUS REGION OF MUSLIM MINDANAO

Lanao del Sur

1 . BAGONG BANGKO RURAL NG MALABANG (LANAO DEL SUR), INC. 593 Bayan St., Chinatown, Malabang, Lanao Del Sur

Maguindanao

1 . RURAL BANK OF DATU PAGLAS, INC. Poblacion, Datu Paglas, Maguindanao

CARAGA ADMINISTRATIVE REGION

Agusan del Norte

1 . BUTUAN CITY RURAL BANK, INC. A. D. Curato St., Butuan City, Agusan del Norte Andaya St., Purok 8, Brgy. Fort Poyohon, Butuan City, Agusan del Norte 2 . COOPERATIVE BANK OF AGUSAN NORTE-BUTUAN CITY 8600

Agusan del Sur

1 . PEOPLES BANK OF CARAGA, INC. (A RURAL BANK) National Highway Barangay 5, San Francisco, Agusan del Sur

Dinagat Islands

1 . RURAL BANK OF LORETO (SURIGAO DEL NORTE), INC. Purok 1, San Juan, San Jose, Province of Dinagat Islands

Surigao del Norte

1 . RURAL BANK OF PLACER (SURIGAO DEL NORTE), INC. Km. 1, National Highway, Surigao City, Surigao Del Norte

Surigao del Sur

1 . BANGKO CARRASCAL, INC. (A RURAL BANK) Arreza cor Cervantes St Embarcadero, Carrascal, Surigao del Sur 2 . CANTILAN BANK, INC. (A RURAL BANK) Cantilan, Surigao del Sur 3 . RURAL BANK OF LANUZA (SURIGAO DEL SUR), INCORPORATED Urbiztondo corner Arreza St., Magosilom, Cantilan, Surigao del Sur 4 . RURAL BANK OF TANDAG (SURIGAO DEL SUR), INC. Tandag, Surigao del Sur

Source: Supervisory Data Center, Supervision and Examination Sector

III. 17 Table 2 Overseas Offices of Universal and Commercial Banks As of December 31, 2016 Name of Bank Address Date Opened I. Branches (13) Universal Banks

1 BDO UNIBANK INC -HONGKONG 1 WELLINGTON STREET CENTRAL HONGKONG 31-May-07 rd 2 METROPOLITAN BANK & TCO -NEW YORK 10 EAST 53 STREET NEW YORK NEW YORK 10022 20-Nov-81 3 METROPOLITAN BANK & TCO -PUSAN CHORYANG 1DONG DONG-GU PUSAN KOREA 15-Dec-99 4 METROPOLITAN BANK & TCO -SEOUL 120 5-KA NANDAEMUN-RO SEOUL KOREA 10-Apr-97 5 METROPOLITAN BANK & TCO -TAIPEI TAIWAN 10690 REPUBLIC OF CHINA 30-Sep-70 6 METROPOLITAN BANK & TCO -TOKYO 1-19-1 KANDA NISHIKI-CHO CHIYODA-KU 28-Mar-96 7 PHIL NATIONAL BANK -BAHRAIN BAHRAIN TOWER MANAWA STREET OF BAHRAIN 9-Feb-13 8 PHIL NATIONAL BANK -GUAM 1088 W MARINE CORPS DR DEDEDO GUAM 9-Feb-13 9 PHIL NATIONAL BANK -HONGKONG 109-111 GLOUCESTER WANCHAI HONGKONG 2-Dec-63 10 PHIL NATIONAL BANK -JAPAN MITA43MT MITA MINATO-KU TOKYO JAPAN 30-Jun-96 nd 11 PHIL NATIONAL BANK -LOS ANGELES 316 W 2 STREET 7F LOS ANGELES CALIFORNIA 16-Apr-82 th 12 PHIL NATIONAL BANK -NEW YORK 30 BROAD STREET 36 FLOOR NEW YORK NEW YORK 10004 17-Feb-17 13 PHIL NATIONAL BANK -SINGAPORE 304 ORCHARD ROAD LUCKY PLZA SINGAPORE 19-Apr-68 II. Sub-Branches (1)

1 PHIL NATIONAL BANK -NAGOYA NAKA-KU NAGOYA-SHI AICHI-KEN JAPAN 19-May-03 III. Representative Offices (16) Universal Banks

1 BANK OF THE PHIL ISLANDS-DUBAI AL MANKHOOL RD AL HUDAIBA DUBAI UAE 15-Sep-11 2 BANK OF THE PHIL ISLANDS-JAPAN 2-6 NISHISHINJUKU 7-CHOME TOKYO JAPAN 15-Jun-14 3 BDO UNIBANK INC -ISRAEL 2 KAUFMAN ST TEL AVIV ISRAEL 31-May-07 4 BDO UNIBANK INC -PARIS 116 BIS AVE CHAMPS ELYSEES PARIS 31-May-07 5 BDO UNIBANK INC -SINGAPORE U27-63 ONES RAFFLES PLACE SINGAPORE 4-Jul-12 6 BDO UNIBANK INC -TAIWAN 25 TUN HWA SOUTH RD SEC 1 TAIPEI 31-May-07 7 BDO UNIBANK INC -DIFC REPRESENTATIVE OFFICE DIFC DUBAI UNITED ARAB EMERATES 19-Jan-15 8 BDO UNIBANK INC -KOREA REPRESENTATIVE OFFICE 23F SFC 84 1 GA CHUNG GU SEOUL SK 30-Jul-14 9 BDO UNIBANK INC -BEIJING REPRESENTATIVE OFFICE BEIJING CHINA 14-Dec-15 10 LAND BANK OF THE PHILS -TOKYO TOKYO JAPAN 12-Oct-95 11 METROPOLITAN BANK & TCO -BEIJING BEIJING PROC 14-Jun-94 12 METROPOLITAN BANK & TCO -HONGKONG NEW WORLD TOWER 16-18 QUEENS ROAD HONGKONG 5-Sep-73 13 PHIL NATIONAL BANK -DUBAI RO ZAABEEL ROAD KARAMA 14402 DUBAI UAE 22-Jul-95 14 PHIL NATIONAL BANK -GERMANY HOHENSTAUFERALLEE 39 LEIMEN GERMANY 9-Feb-13 15 PHIL NATIONAL BANK -PARIS RO 165 AVENUE VICTOR HUGO 75016 PARIS 8-Apr-92 16 PHIL NATIONAL BANK -ROME PIAZZA INDEPENDENZA ROME ITALY 4-Jun-92 IV. Extension Offices (2)

1 METROPOLITAN BANK & TCO -OSAKA 3F 2-3-13 AZUCHI-MACHI OSAKA JAPAN 12-Dec-91

2 PHIL NATIONAL BANK -QUEENS(NY) 69-18 ROOSEVELT AVE WOODSIDE NY 17-Jan-91

Source: Supervisory Data Center, Supervision and Examination Sector

III. 18 Name of Bank Address Date Opened

V. Remittance Desk Office (14) 1 PHIL NATIONAL BANK -AL KHOBAR ARAB NATIONAL BANK (ANB) KING FAISAL STREET AL KHOBAR 14-Nov-93 2 PHIL NATIONAL BANK -AQARIA(ANB) AKARIA TELEMONEY CENTER OLAYA RIYADH 1-Oct-99 3 PHIL NATIONAL BANK -JEDDAH-BALAD (ANB) CORNICHE BALAD DISTRICT JEDDAH SAUDI 14-Nov-93 4 PHIL NATIONAL BANK -JUBAIL(ANB) JEDDAH STREET ACROSS RIYAD BANK JUBAIL 25-Jan-97 5 PHIL NATIONAL BANK -KINGDOM OF SAUDI ARABIA REMITTANCE DESK SETEEN STREET AL MALAZ RIYADH 1-Feb-10 6 PHIL NATIONAL BANK -QATAR REMITTANCE DESK GRAND HAMMAD AVE DOHA QATAR 1-Aug-04 7 PHIL NATIONAL BANK -RAWDAH-JED(ANB) PRINCE SULTAN JEDDAH SAUDI ARABIA 1-May-09 8 PHIL NATIONAL BANK -RIYADH(RIYADH TAHWEEL AL RAJHI BANK) RIYADH TAHWEEL AL RAJHI 1-Aug-12 9 PHIL NATIONAL BANK -RIYADH-BATHA-DESK OFFICE OF MARKETING OFFICER AL ABDUL RIYADH TRADING CENTER BATHA SAUDI ARABIA 14-Nov-93 10 PHIL NATIONAL BANK -RIYADH-MAIN-DESK OFFICE OF COUNTRY HEAD (ANB) ARAB NATL BANK 3F BELT 7 RIYADH 31-Dec-83 11 PHIL NATIONAL BANK -TABUK(ANB) SHARE AL AMN NEAR GOV BASHEER TABUK 4-Mar-98 12 PHIL NATIONAL BANK -UNITED ARAB EMIRATES (DUBAI) REMITTANCE DESK KHALID BIN WALID ROAD DUBAI UAE 1-Feb-06 13 PHIL NATIONAL BANK -UNITED ARAB EMIRATES(ABU DHABI)REMITTANCE DESK AL ANSARI EXCHANGE LEEWA ABU DHABI 1-Jul-92 14 PHIL NATIONAL BANK -YANBU(ANB) KHAIR BALADI INT MARKET YANBU SAUDI 1-Jan-98

VI. Limited Purpose Branch (1) 1 PHIL NATIONAL BANK -REMITTANCE CENTER (LUCKY PLAZA) 03-68 LUCKY PLAZA SC SINGAPORE 24-Apr-05

VII. Marketing Office (2) 1 PHIL NATIONAL BANK -KUWAIT NOUMAN BIN BASHER DAMASCUS SAFAT KU 1-Oct-91 2 PHIL NATIONAL BANK -QATAR ALZAMAN EXCH MANSOURA AL MEERA DOHA 1-Mar-11

Source: Supervisory Data Center, Supervision and Examination Sector

III. 19 Table 3 Offshore Banking Units As of December 31, 2016

Name of Offshore Banking Unit Address

th 1 BNP PARIBAS 32 FLOOR PHILAM 8767 PASEO DE ROXAS MAKATI CITY

st 2 JP MORGAN INTERNATIONAL FINANCE LTD. 31 FLOOR PHILAM 8767 PASEO DE ROXAS MAKATI CITY

th 3 TAIWAN COOPERATIVE BANK 26 FLOOR CITIBANK TOWER 8741 PASEO DE ROXAS

Source: Supervisory Data Center, Supervision and Examination Sector III. 20 Table 4 Banking Industry Associations As of December 31, 2016

Name of Industry Address

1 BANKERS ASSOCIATION OF THE PHILIPPINES 11 th FLOOR SAGITTARIUS BUILDING H.V. DELA COSTA STREET SALCEDO VILLAGE MAKATI CITY

2 CHAMBER OF THRIFT BANKS UNIT 619 CITYLAND 10 CONDOMINIUM TOWER I H.V. DELA COSTA SALCEDO VILLAGE MAKATI CITY

3 RURAL BANKERS ASSOCIATION OF THE PHILIPPINES 2nd FLOOR RBAP BUILDING A. SORIANO JR. AVENUE CORNER ARZOBISPO STREET INTRAMUROS MANILA

4 TRUST OFFICERS ASSOCIATION OF THE PHILIPPINES 12 th FLOOR UNIT 1218 CITYLAND 10 TOWER II H.V. DELA COSTA STREET CORNER VALERO STREET MAKATI CITY

Source: Supervisory Data Center, Supervision and Examination Sector III. 21