Dear Valued Customer, LIFESTYLE It is our pleasureIntroduction to welcome you page to a world of features and benefits, chosen specially for you.

We, at Emirates NBD, understand that women have various unique needs. Your responsibilities towards your family, your work and your culture influence your choices and shape your decisions. To aid you with your tasks and respond to your requirements, we have teamed up with various outlets across the country to provide you with discounts and benefits. These offers can be availed at leading fashion, lifestyle, home décor and dining outlets, as well as health-care, well-being, recreational and educational centers. Simply present your unique debit card at participating outlets and claim the privilege of being our special Ladies Banking customer.

We hope that these offers add value to your family, your work and, importantly, yourself.

Enjoy!

2XL Furniture & Home Décor > Receive a discount of 20% on non sale merchandise Mina Centre, Abu Dhabi 02 673 3008 02 644 4089 Al Ghurair City, 04 222 6166 Uptown Mirdif, Dubai 04 288 8071 Regis building, Sharjah 06 575 4900 *Offer not valid in conjunction with any other promotion or offer.

Balance Wellness Club

Terms & Conditions apply > Receive a 15% discount on all organic or ayurvedic spa > Emirates NBD Ladies Banking Debit Card offers are exclusive and are not valid services on a minimum spend of AED 300 in conjunction with any other promotion, in-store sales, theme nights, blackout > Receive a discount of 20% on purchases or Regular Yoga nights, shopping festival sales and already discounted items > To avail the discount, the Emirates NBD Ladies Banking Debit Card has to be Series of 12 or 24 classes presented at the outlet > Receive a discount of 20% on any Lifestyle Solution > The offers are given at the sole discretion of the bank and may be withdrawn, Programs amended or replaced without notice > The Bank is not liable for any issues related to the specific purchase made by Oasis Centre, Dubai 04 384 7016 availing the offers *Offer not valid in conjunction with any other promotion or offer. Offer > Please read all offers carefully for any special instructions valid to the Ladies Banking cardholders. > Offers valid till March 31st, 2013

FASHION & ACCESSORIES

Bowling City > Receive a complimentary game of bowling when a game of bowling is purchased > Receive a complimentary 30 minute session of karaoke when a 30 minute session of karaoke is purchased > Receive a complimentary game of billiards when a game of billiards is purchased > Spend AED 30 at Momento cafe & receive a complimentary game of bowling

Al Ain Mall 03 751 0006 Al Mariah Mall 02 676 0444 Al Khalidya Mall 02 635 4317 04 232 8600 Deira City Centre 04 295 7070 * Offer not valid in conjunction with any other promotion or offer.

Interiors > Receive a discount of 25% on furniture and accessories Hamdan street, Abu Dhabi 02 679 7040 Industrial area, 03 721 1233 Umm Hurrair road, Dubai 04 337 0116 Al Wahda street, Sharjah 06 559 8625 Al Hamra Mall, Ras Al Khaimah 07 243 4044 Wafi Mall, Dubai 04 704 8484 / 8388 *Offer not applicable during sale, promotion and on special offer items. Avenue > Receive a discount of 10% on every spend of AED 200 and above Opposite BurJuman, Dubai 04 397 9983 King Faisal street, Sharjah 06 559 6363 Mathar road, Fujairah 09 224 4130 Al Diyafah, Dubai 04 345 4000 *No refund is permitted against this purchase.

Beverly Hills Polo Club > Receive a discount of 15% on total purchases Al Jimi Centre, Al Ain 03 762 4826 Mirdif City Centre 04 284 3867 Dubai Outlet Mall 04 425 5323 Factory Mart building 06 748 4342 Sahara Centre 06 531 6809 *Offer not valid in conjunction with any other promotion or offer. Offer not valid on sale items.

Calonge Valencia > Receive a discount of 25% on merchandise > Receive a discount of 20% on every spend of AED 300 & above Abu Dhabi Mall 02 644 4584 Khalidiya Mall, Abu Dhabi 02 635 4800 Marina Mall, Abu Dhabi 02 681 6809 Al Ghurair City, Dubai 04 228 4232 Mall, Abu Dhabi 03 784 0606 Dubai Festival City 04 232 5223 Deira City Centre, Dubai 04 295 0990 Town Centre Jumeirah, Dubai 04 349 1477 , Dubai 04 341 3020 Dubai Outlet Mall 04 425 5312 Maktoum street 04 223 2772 *Offer not applicable during sale, promotion and on special offer items. Mirdif City Centre 04 284 0044 *Offer not valid in conjunction with any other promotion or offer.

Iconic > Receive a discount of 15% on merchandise Deira City Centre, Dubai 04 295 5151 *Terms & conditions apply. Offer only valid on Iconic products.

Mario Cerutti > Receive a discount of 15% on total purchases Outlet Mall, Dubai 04 438 0125 *Offer not valid in conjunction with any other promotion or offer.

Rivoli Silks > Receive a discount of 25% on total purchases Karama, Dubai 04 337 4891 *Offer not valid in conjunction with any other offer or promotion. Offer valid on fabric designs only.

The Watch House > Receive a discount of 20% on Fossil, Esprit and Casio > Receive a discount of 25% on Puma, Alfex, Armani, Guess, ED Hardy, DKNY, Diesel, Adidas, Raymond Weil

Valid at all locations across the U.A.E. *Offer not valid in conjunction with any other promotion or offer. Offer valid on regular stock only.

BEAUTY

Style 360 > Receive a discount of 20% on total bill Oud Metha, Opposite 04 336 2255 Lamcy Plaza *Offer not valid in conjunction with any other promotion or offer. Offer valid to the cardholders.

Karisma Ladies Centre > Receive a discount of 25% on services Oud Metha road, Dubai 04 335 9533 *Offer not applicable on retail, hypoxi, vacunaut, Inoa, free lancing services, membership and discounted offers.

Thai Privilege Spa > Receive a discount of 30% on all spa and facial treatments. Receive a complimentary 15 minute foot reflexology on every manicure & pedicure On every hair treatment (minimum spend AED 150) receive a professional blow dry Al Wasl road, Dubai 04 348 9679 *Offer not valid in conjunction with any other promotion or offer.

DINING

Gerard Patisserie > Receive a discount of 15% on total bill value or discount of 20% on birthday cakes City Centre 06 743 5110 Al Qasba, Sharjah 06 556 0428 Al Ghurair City, Dubai 04 222 8637 Magrudy Shopping Mall, Dubai 04 344 3327 Emaar Downtown, Dubai 04 454 8354 Marina Mall, Abu Dhabi 02 681 4642 *Offer not valid in conjunction with any other promotion or offer.

Options > Receive a discount of 15% on total food bill Financial Centre, Dubai * Offer not valid in conjunction with any other promotion or offer.

The Rupee Room > Receive a discount of 20% on total bill value North Podium, Marina Walk 04 390 5755 *Offer not valid in conjunction with any other promotion or offer.

Yogurberry Low Fat & Low Calories Frozen Yogurt Assia In Wok > Receive a small size yogurberry complimentary on a spend of > Receive a discount of 25% on total bill AED 50 or a medium size yogurberry complimentary on a spend of AED 75 Burj Dubai, Dubai 04 420 5225 Dubai Mall, Lower Ground, 04 434 0380 Skywalk, Dubai Festival City 04 232 8289 Café Court For more information , please contact [email protected] or Dubai Mall, Ice Rink New 04 434 0375 visit www.yogurberry.ae Mall 04 434 2506 *Offer not valid in conjunction with any other promotion or offer. *Offer not valid in conjunction with any other promotion or offer.

Café Supreme > Receive a main course complimentary when a main course of an equal or a greater value is purchased Al Ghurair Centre, Dubai 04 224 1939 Dubai Health Care City 04 439 3597 Mall of the Emirates, Dubai 04 341 1556 *Offer not valid in conjunction with any other promotion or offer.

SERVICES ﻣﺴﺘﺸﻔﻰ ﺃﻥ ﺃﻡ ﺳﻲ ﺍﻟﺘﺨﺼﺼﻲ ﺫ.ﻡ.ﻡ. New Medical Centre hospital nmc specialty hospital L.L.C. > Receive a discount of 15% on all services (Out patient procedures, In patient, Lab, Radiology, etc.) Electra street, Abu Dhabi 02 633 2255 Al Mutaredh area, Al Ain 03 755 5999 Al Nahda 2, Dubai 04 267 9999 Hor Al Anz, Dubai 04 268 9800 Bel Resheed Tower, Sharjah 06 575 8000 *Discount not applicable on consultation, insurance cardholders, pharmacy & consumables.

Raffi Frames

Al Maraam Commercial Broker LLC > Receive a discount of 25% on frames & artwork > Avail Her Business Super Plan at discount rates from Raffi Frames, Karama, Dubai 04 337 6989 Al Maraam Commercial Broker LLC on a priority basis Al Warda Gallery, 04 349 4283 Jumeirah Centre, Dubai Her Business Plan Al Warda Gallery, 04 343 1161 Sheikh Zayed road, Dubai Free Sim Card (Activation Free), AED 200 monthly *Offer not valid in conjunction with any other promotion or offer. commitment which includes - 400 National minutes, Offer not valid on sale items. 200 International minutes, 2 GB National data or Unlimited National Blackberry, 100% discount on calls within Her Business Plan Circle, Flat IDD rate of 1.25 across top 190 major international destinations - 5% monthly value back Zulekha Hospital as Club Apparel reward points on the monthly billed invoice > Receive a discount of 15% on consultation with Al Maraam Commercial Broker LLC 04 282 8288 Gynecologist and Dermatologist *Offer not valid in conjunction with any other promotion or offer. > Receive a discount of 10% on pap smear test, mammography and whole abdomen ultrasound Al Nahda 1, Dubai 04 267 8899 Al Naseerya, Al Sahara Street, 06 565 8866 Brain O Brain Education Sharjah > Receive a discount of 30% on registration fees *Offer not valid on registration charges, insurance cardholders, insurance company payments, medicines and any other services that are Valid at all locations in the U.A.E. not stated in the offer. *Offer not valid in conjunction with any other promotion or offer.

Emirates Driving Institute > Receive 6 classes complimentary upon registering for 40 lessons on LMV (car) Regular, Friday & Shift classes only > Receive 4 classes complimentary upon registering for 20 or 30 lessons for LMV (car) Regular, Friday and Shift Duty courses only Al Qusais, Dubai 04 263 1100 *Offer not valid in conjunction with any other promotion or offer.

TRAVEL

Al Naboodah Travels & Tourism Agencies LLC > Receive a free travel insurance for up to 5 days, Schengen States only, a discount of 10% on tailor- made packages and a discount of 5% on any Club Med holiday (minimum stay of 7 nights) Arabian Mall, Mirdif, Dubai 04 284 5745 Al Diyafah street, Satwa, Dubai 04 398 5161 Ittihad road, Deira, Dubai 04 294 0099 *Offer not valid in conjunction with any other promotion or offer.

For more information, call now on 600 54 0000 > Visit your nearest branch > www.emiratesnbd.com