FIANNA NEWS SPRING 2010

If you haven't done so already please MAIL YOUR 2010 membership dues TODAY! To those who have paid already, THANK YOU, now get your neighbors to join so we can do more for Fianna!

2010 Annual Meeting Membership Insurance Benefit This year’s annual meeting was held on Your board of directors has an exciting new -saving January 21st and was attended by 63 offer for all 2010 members. The FPOA is now an FPOA members. After covering routine approved property owners group with Auto-Owners business of the association, electing your Insurance and agent Kenny Kohler. AOI offers a special 2010 officers (see pg.5) and discussing the rating discount plan for groups such as ours that will save you money on your auto, home or commercial insurance previous year’s accomplishments , plans for policy. Please see the ad for Kohler & Green Insurance in 2010 were unveiled. This meeting also this newsletter or at www.fiannapoa.com for details on served as the second and final follow up how you can save up to 10% on your insurance just by for the Neighborhood Problem-Solving being a member of the Fianna POA. meetings conducted by Chief Kevin Lindsey and Capt. Smalley of the Fort Smith Police Department. Some of the Neighborhood Garage Sale 2009 projects included the new entrance sign, expanded neighborhood watch Spring is upon us and its time to clean out the closets! In order to make our neighborhood an even better place to program, additional flags for the median live we are asking everyone who would like to have a holiday displays and as usual covenant garage sale to schedule yours for May 1. Your FPOA will enforcement. For 2010 we will be be advertising this in the newspaper and will have extra updating and expanding the median police patrols for added security. This should reduce the landscaping, assembling a mid-year number of garage sales during the year and we will be membership survey, neighborhood garage having another garage sale weekend in the fall. sale (see info on pg.3) and more! Remember to keep the median and landscaping areas free of garage sale or other signs. All signs placed in the median will be removed and disposed of.

If your newsletter is NOT in color, your 2010 dues have not been paid as of March 10, 2010. Please renew today!

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FROM YOUR FPOA PRESIDENT

Friends and Neighbors, I am still in disbelief that spring is already here, seems like only yesterday we were sledding down the hill in our back yard after opening Christmas presents! The FPOA is off to a great start for 2010 with over 300 memberships already paid as of February 28. This represents almost a 20% increase in memberships over last year for the full year! Thank you to everyone who has paid their 2010 dues and special thanks to everyone who has made a contribution to either the flag display, landscaping or just an extra contribution to the general fund that will help your FPOA complete current projects and continued support of the organization. A second round of membership invoices went out to all those which remain unpaid the first of March, please send in your dues immediately if you have not already done so. The solicitation of memberships is a significant expense for the FPOA, but is a necessary expense and the new process has been successful in collecting membership dues in an efficient manner. The most exciting project that was recently completed was the sign replacement at the Jenny Lind entrance to Fianna. This was the first replacement of the main sign since the development began and while it was sad to see the 30+ year old sign go, the new one is a great representation of the neighborhood and kept the feel of the original sign and concept intact. Be watching for phase II of the landscaping project in the coming weeks as we will be removing the sod from in front of the sign and expanding the landscaping into the entire area in front of the sign. Again, thanks to those who made an extra contribution for this project to make it better. Mark your calendars for May 1, this will be the Fianna Neighborhood Garage Sale day! Your FPOA will purchase advertising in the newspaper and notify other media outlets that all Fianna residents have been encouraged to schedule spring garage sales on that day. We will also notify the police department so we may have extra patrols and security that day. Start cleaning out your attic and be ready so you don't miss this opportunity! We will also be having a fall garage sale day and we are asking that all Fianna residents schedule their garage sales on these two days to reduce the number of garage sales being held in the neighborhood throughout the year and once again making Fianna an even better place to live! On page one of this edition there is an article regarding a new benefit for all FPOA members which is a special insurance discount on your home, auto or other coverage with Auto-Owner’s Insurance. For more information see the ad for Kohler and Green Insurance on the back page! Another new benefit for FPOA members comes from the landscaper who we have contracted for flower bed maintenance, Blue Ribbon Lawn and Landscape. They will offer one free mowing to anyone who signs an annual lawncare agreement with them, and two free mowing if you are an FPOA member! You can find details on page 4 of the newsletter! Finally, with the rash of recent vehicle and home break-ins, remember to watch out for each other, report suspicious behavior to the police, and most importantly be diligent in your efforts to make your property less attractive to would be thieves. You can call your FPOA for suggestions or the Fort Smith Police Department at their non-emergency number, 709-5100 to report anything or ask for help with keeping your home safe!

Mike Lorenz 2010 FPOA President PS. Please remember to be respectful to your neighbors during the upcoming election cycle and limit the size and quantity of campaign signs displayed in your yard.

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Are You Prepared for Spring and Summer Weather Extremes?

Be Prepared for Summer While we all look forward to the summer weather, we should also be aware of weather extremes. Hurricanes, tornadoes, thunderstorms, flooding and mudslides present very real dangers. Homeowners should be aware of these weather extremes and the property losses which might result from one of these events. Our Home- owners Insurance Resource Center was developed to help homeowners review their homeowner insurance coverage and the claim process.

Take Time To Review Your Policy Before Disaster Strikes

Is it sufficient and appropriate?  Actual Cash Value (ACV) coverage will only pay for replacement costs less depreciation.  Replacement Value coverage will pay for replacement but only up to policy limits.Make sure that your policy limits are sufficient.  The type of coverage that you have may not be the same for your personal property as it is for your dwelling. If you want replacement coverage for your personal property, it may have to be added to your policy.  Many items in your household may have limited coverage or none at all. The coverage on valuable documents, antiques, musical instruments, business personal property, computers, etc. should be re- viewed and policy endorsements discussed with your broker, agent or insurance company if neces- sary.  Flood is not covered under a Homeowner’s policy. You may live in a designated flood area. Contact your broker, agent, or insurance company to find out if you live in such an area. If you do, your agent or broker may be able to obtain a flood policy from the National Flood Insurance Program or an au- thorized insurance company. Are there other exclusions that you should be aware of?  Loss from "Earth Movement" is not covered under a homeowner's policy. Loss from mudslide is not covered under this exclusion. Know whether your home is susceptible to this kind of loss. You may wish to consult a professional engineer. Are there special deductibles on your policy?  Policies issued to homeowners near shores and waterfronts may have higher windstorm loss deducti- bles which are usually triggered by officially measured hurricanes. Review your policy to be clear what additional loss exposure you may have in those circumstances. Are you prepared to prove a claim to your insurer?  A written inventory of household possessions may be very helpful in filing a claim for losses. It should be kept in a location away from the home  Receipts for the purchase of items will help prove the value of a loss. Again, they should be kept in another location.  A videotape or photographs of your household and possessions can be valuable to support a claim. Again, keep them in another location.  A copy of your policy in a separate, safe location may prove valuable if the papers in your home are damaged or destroyed. ...continued on pg. 11

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French Chateaux Tour CALL FOR APPOINTMENT July 6th—20th, 2010 TODAY! 479-646-4243

BEAUTIFUL HAIR BEAUTIFUL NAILS CLASSY

ATTITUDES

Missy Littleton– Cosmetologist Anita Johnson– Nail Tech Becky Bugh– Massage Therapist The Arkansas Federation of Garden Clubs is planning a customized tour of Lisa Conyers-Cosmetologist choice French Chateaux and gardens along the Loire River Valley and around Paris on July 6th, 2010 & return on July 6206 South 31st St. Fort Smith, AR 72908 20th.

The tour director will escort us to the best chateaux & gardens while taking us to quaint cafes along the way. Anyone is welcome. For more information contact Sheila Croxton at: [email protected] 479-646-7073

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Don L. Wright, Agent 3600 Old Greenwood Road Fort Smith, AR 72903

Phone 479-649-8001 Fax 479-649-8003 [email protected]

Don Wright Insurance Agency, Inc

Providing Insurance and Financial Services Home Office, Bloomington, Illinois 61710

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President Mike Lorenz has Vice-President Richard Baker lived in Fianna for the past has lived in Fort Smith all his seven years and is a life- life and has lived in the Fianna long resident of Fort Smith Hills area for the last 10 years and attends Christ the with his wife, Christine and King Catholic Church. He has been married for 27 years has been married to his and they have two children high-school sweetheart, Rachael and Derek, and two Wendy for 17 years and grand children Gavin & they have three children, Adison, Kiera and Ty. Maddox. He is currently Plant He is serving his third year as President of the Manager of Clarke/ Alto a floor care product FPOA and was a board member for two years company in Springdale, AR. prior. Mike also owns Atlas Apparel and he and Wendy promote multiple motorcycle racing This is my forth year on the board and enjoy being events each year. He is also currently serving on a part of the property owners association. Our goal the City of Fort Smith Planning Commission. is to improve and keep our neighborhood beautiful.

Treasurer Margaret Secretary Patsy Jones is the Cannava was born and Co-Owner of Dolan & raised near Cincinnati, Jones Realty Group. She Ohio. Married her high became a Realtor in 2001 school sweetheart, after 30+ years in Customer and spend the next 27 Service with Southwestern years moving with her Bell Telephone Company. husband, Tom, a career She is currently serving as a member of the Fort Smith Army officer. She stayed Board of Realtors as a in the Fort Smith area when Tom retired from Director and participates in local charity events the Army in 1994. Tom and Margaret are co- for Special Olympics and the "back-pack" program owners of Bradford & Udouj Realtors along sending food home with children who do not with Ronnie Udouj. She has a daughter, have food for the week-end. She has lived in Rachel, and two granddaughters, Maggie Rae & Sebastian County her entire life, and is a member Landy. of the First Baptist Church of Greenwood. Patsy has one daughter, Donna Nolte, son-in-law Rick Nolte and grandsons, Drew, Jordan and Grant Director Bob Self has served on the Fianna Property Owners Association for many years Director Daniel Sturgill has resided in Fianna and is an active member of Hills for the last 14 years. Daniel and his wife the FPOA Neighborhood Diane, have two children, Kathryn and Joseph. Watch patrol. Bob is a They moved to Fort Smith from Phoenix, AZ realtor with Ramona where they resided for 10 years. Daniel is a Roberts Realty and his wife teaches first grade graduate of the University Of Tennessee College at Christ the King Elementary School. Of Law has been employed with the Federal Government for 24 years. Fianna has been a wonderful neighborhood to live in. He looks Director Position forward to serving the Fianna Hills community. Available! Photo not available at press time.

Email [email protected]

2010 FPOA BOARD MEMBERS BOARD FPOA 2010 if you are interested in serving as a FPOA director!

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Director Fred Allison grew up in Ft. Director Patsy Cornelius has Smith and graduated from Ft. Smith High lived in Fianna for the past two School in 1952, and spent four years in the years after moving here from USAF. Fred Graduated from Westark Texarkana, AR where she served Community Collage 1967 then moved to as a City Director. Patsy is an Texas, graduated from Texas A&M 1970. assistant professor for the He has lived in Mississippi, California, baccalaureate nursing program Oklahoma and Texas working as an at UAFS and pursuing her industrial engineer. While in Elk City, doctorate in nursing education. Oklahoma, he served on the Elk City Planning Commission and She and her husband Tim have two children and lived in Houston for seventeen years working at M.D. Anderson have another grandchild on the way and are also Hospital. Fred retired in 1994 and decided to move back to Ft. parents to two dogs! Patsy also currently serves on Smith. Life is worth living in Fianna Hills. the Fort Smith Historic District Commission.

Director Reba Abbott is a Director Pat Ross was born in Fort Smith native Arkansan who where his mother and father founded a graduated from Poteau H.S. family owned flying service. He attended before spending most of her the Fort Smith public school system while adult life in California where working in the family flying service while she graduated from earning my 's licenses before leaving Sacramento State College Fort Smith in 1988. He returned from where she taught Special Memphis, TN in 1993 while still pursuing Education in Sacramento a career in aviation. Currently Pat is the City Unified School and eventually retired as owner of a flight school in NW Arkansas academic instructor for California Department of that offers flight instruction, aircraft sales, and pilot services, and Corrections. Later she owned a small business in also a real estate agent with Coldwell Banker Fleming Lau Realty. Fresno and when she retired again, she moved to Ft. Smith where "Life is worth living" and am happy I am proud to be a new member of the Fianna Hills Property to be here at long last. Owners Association, and a citizen of our great city of Fort Smith,

Director Terri Settle has lived in Fianna for Fianna POA Executive 12 years with her wonderful husband, Kevin, Secretary Wendy Lorenz has and their two beautiful daughters, Katie and been the staff secretary for the Rachel. Both Terri and Kevin are Fort Smith FPOA since November 2006. "born-and-raised" and very proud to call it She and her husband Mike and Fianna home. have lived in Fianna for almost 8 years. They have been married 17 years and have three children.

FPOA Legal Counsel: Megen Prewitt FPOA Webmaster: Paul Scroggins

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Bobbie Miller Ronnie Udouj Tom Cannava Margaret Cannava John Hagen Julie Hagen Principal Broker Executive Broker

Jeanette Jones Fred Patterson

As the developer of Fianna Hills, we know the area. Jim Simmons Brenda Harvel Call the name you can trust.

Bradford & Udouj will promote your property. We advertise more than our competitors. Check out our huge Sunday ad in the Rachel Brown Southwest Times. Among advertising in all the real estate Brinda Garrett magazine, we advertise on the Realtor.com, Loopnet.com, BradfordUdouj.com, & provide curb side flyers. Public Open Houses and Realtor Open houses are also a plus when you list with us. Sue Shields We do more than just stick a sign in your yard! Ashley Boyd

2605 Market Trace 479-646-5539

Hollie Byers www.bradfordudouj.com Lisa Mundai

Tanya Connie Ellis Dan Howell Jim Grady Aundrea Ellie Nick Ashley Jim Morocco Hanna Glidewell Glidewell Roberson Ahlert

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Neighborhood Watch Do’s and Don’ts

-by Fred Allison

Do have someone pick up your papers when you are FEATURING out of town! Don’t let them accumulate in the  18 Hole Golf Course driveway announcing to would-be thieves no one is at  4 Tennis Courts home!  Newly Remodeled Fitness Room

 Junior Olympic Swimming Pool

 Fort Smith’s Finest Dining

Come join the Club!

Don’t leave your vehicle Contact Gary at (479) 646-7861 unlocked in the driveway with valuables in plain sight.

Fort Smith Police (non-emergency) 709-5100

BOAT, TRAILER, AND RV STORAGE IS A VIOLATION OF FIANNA COVENANTS. As we enter the spring and summer months, please remember that your covenants require all trailers, RV’s, and watercraft to be stored out of site of public view. This applies to trailers of all type as well as all RV’s or camping trailers along with boats, jet skis, etc. If you have any questions or would like to report covenant violations please call 648-1696 to report violations. Remember, it doesn't matter how nice your RV or boat is...storing it in street view is a violation of our covenants! Thank you for your help!

Arkansas Christian Dr. Tom MacMahon, L.A.C., MA, DMin, MDiv, BSC

Relationship in trouble? Stressed? Depressed? Don’t put off getting help!

I can help you get your life back on track. Call today for your FREE confidential session. 479 452-3466 Fort Smith Central Mall, Suite 525 www.ArkansasChristianCounseling.com $75 per hour, first session no charge

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Continued from pg.3 If Your Home Sustains Damages:  Notify your insurance company or its agent as soon as possible after the loss. It is best to follow up a tele- phone call with a written notice. Keep a copy for your reference.  Under your policy you are responsible to protect your property from further damage. Costs for these repairs and temporary emergency repairs are covered under your policy. However, you must give your carrier the opportunity to inspect the damage before final repairs are done. It is a good idea to photograph the dam- ages before any emergency or temporary repairs are done.  The company may ask you to submit a written claim form. They should contact you within 15 days after your claim is submitted. They may have a an adjuster inspect your loss. The company will contact you when they have made their determination.  If you need assistance with your claim you should contact your agent, broker, the carrier, or the Consumer Services Bureau.  If your area has been declared a state or federal disaster area, you may be eligible for assistance under the State Emergency Management Office or the Federal Emergency Management Office. You should contact these offices directly. They will normally set up disaster centers in the area to provide assistance. Visit the Arkansas Insurance Department’s Website or call your agent today for more information on Homeowner's Insurance and to review your current insurance coverage. Thank you to The New York Insurance Department for providing this information. Article contributed by Kenny Kohler of Kohler & Green Insurance (see ad back page)

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Presorted-Standard U.S. Postage Paid Fort Smith, AR Permit No. 704

P.O. Box 180182 • Fort Smith, AR 72918-0182

If Your Home Sustains Damages:

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