Mortgage Protection Is your financial institution exposed?

What is Mortgage Protection individually place primary insurance on Insurance? multiple properties for an indeterminable period of time. Flexible options through A lender’s financial interest in loans Chubb’s Mortgage Protection Insurance secured by real property can be protected include the ability to secure blanket by an insurance product called ‘Mortgage primary coverage protecting your Protection’ in the event that the property financial interest. is uninsured and sustains physical loss or damage. • You may be sued by a third party due to bodily injury or property damage originating from a property you’ve Why buy Mortgage Protection secured after the mortgagor defaulted Insurance? on their mortgage payments. Chubb can endorse liability coverage for • Without your knowledge your financial potential risks stemming from vacant interest in a mortgaged property may no and exposed properties. longer be protected by insurance and a significant uninsured loss may result • Investors may sue you due to should the borrower default on their deterioration in income or investment mortgage payments. Chubb’s Mortgage returns within a portfolio or fund in the Protection Insurance provides event that the principal balance of a contingent coverage for the portfolio mortgage loan has not been protected on a blanket basis. by the mortgagee or fund manager. Chubb’s Mortgage Protection Insurance • Once you are aware that insurance no also provides a tailored approach longer exists and the property is not to protecting the assets of Mortgage protected, it can be costly and time Investment Corporations (MICs). consuming for the lender to Who Purchases It? Our financial stability and ability to Contact Us pay claims rate among the best in the • Banks insurance industry, as attested by the To start placing accounts with Chubb, • Mortgage Lenders ratings we receive from the leading contact your local commercial underwriter. • Mortgage Originators/Servicers independent insurance rating services. Chubb.com/ca • Mortgage Investment Corporations Chubb has consistently remained part (MICs) of an elite group of insurers that have • Credit Unions maintained A.M. Best Company’s highest ratings. Minimum Premium Superior Claims Management Premium starts at $25,000 The true measure of an insurance carrier is how it responds to and manages your claim. Chubb is renowned in the industry The Chubb Advantage for fair, prompt claims handling and unparalleled claims service. Unlike some Chubb has earned its leadership position insurers, we manage your claim using our in providing business insurance for own in-house claims examiners. Utilizing not-for-profit organizations by consistently a team approach, we work closely with providing innovative insurance products, you, counsel, and your agent or broker superior service, unparalleled underwriting to obtain the very best possible result expertise, and unflinching commitment for your claim, applying the experience to fair and prompt claims handling. we’ve gained handling not-for-profit We are pioneers in the specialty insurance organization claims for 30 years in Canada. marketplace. Operating in Canada for Mulitnational Capabilities 30 years we are one of the largest You don’t need to worry about the unique providers of D&O Liability Insurance challenges posed by claims that cross and Crime Insurance. borders, we offer a coordinated worldwide approach using our extensive worldwide branch office network.

Chubb is the marketing name used to refer to subsidiaries of providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. In Canada, Chubb operates through Chubb Insurance Company of Canada and Chubb Company of Canada. All products may not be available in all Canadian jurisdictions. In the , insurance is provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb is the world’s largest publicly traded property and casualty insurance group. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental , and life insurance to a diverse group of clients. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.