EXECUTIVE SUMMARY Patna Is the Largest District in Patna Division. It Is
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PLP 2016-17 PATNA EXECUTIVE SUMMARY Patna is the largest district in Patna division. It is the capital of the state of Bihar. The district has a very long river line. It is surrounded on three sides by rivers- The Ganga, Sone and Punpun. It is well connected by Railways, Road and Airways. Patna is the main administrative and educational centre of Bihar. The district has a geographical area of 3202 sq.km with population of 58.38 lakh. There are six sub divisions and 23 CD blocks in the district. Paddy is the main crop of the district. Other major crops are Maize, Pulses, wheat, potato, onion, other vegetables, flowers, etc. The cropping is mainly dependent upon rain fed irrigation. Other sources of irrigation in the district are tube wells, canals and other wells. Two blocks, out of 23 are under Semi Critical category. Remaining 21 blocks fall under safe category. The per capita Gross District Domestic Product (GDDP) during 2011-12 at 2004-05 prices of Patna district is `63063/-. The district is ranked first in the state. Punjab National Bank is the Lead Bank of the district. There are 664 branches of 35 commercial banks (including two foreign banks), one RRB and one CCB as on 31st March 2015. The total achievement of the banks under Priority Sector in Annual Credit Plan (ACP) for the year 2014-15 was 127% of the target. As against a target of `4918.11 crore, the banks’ achievement under Total Priority Sector stood at `6251.48 crore. The achievement of the banks under Agriculture sector was `1965.46 crore i.e. 141% of the target during 2014-15. Under SME and OPS, the achievement of banks stood at 159% and 95% respectively during the year. The CD ratio for the year 2014-15 was 35.92. Total number of new KCC sanctioned by all banks during 2014-15 stood at 26373, which is only 53% of the allocated target of 49975. The theme of PLP 2016-17 is ‘Accelerating the pace of capital formation in Agriculture and Allied sectors’. The thrust areas are productivity growth in agriculture, post harvest infrastructure, food processing, JLG/ SHG financing, producer organizations, area development schemes and creation of social infrastructure. In the light of revised Guidelines dated 01 July 2015 on Priority Sector Lending, issued by RBI, the credit projections of Base PLP for the year 2016-17 at `3915.37 crore have been updated and revised to `10659.50 crore. As per the revised guidelines, new sectors/ activities like social infrastructure, medium sector, export credit etc. have been added in the fold of priority sector. The enhanced credit limit for various activities under priority sector has also contributed towards enhanced projection. The sector wise credit potential is given in the annexure. Some of the major constraints in realizing the potential assessed are – development of infrastructure like all weather road, regular power supply, effective extension service, awareness among bankers to extend credit for various activities under priority sector, improvement in availability of inputs, provision of markets, etc. Banks may finance JLGs, SHGs, POs, etc. so that SF/MF and landless farmers are also covered under formal credit fold. For grounding the potential assessed, a better coordination between planning agencies, Govt agencies/ departments, financial institutions and borrowers/ entrepreneurs/ potential entrepreneurs is required. 1 PLP 2016-17 PATNA BROAD SECTOR WISE PLP PROJECTIONS (2016-17) (` lakh) Sl. No. PLP Projections Particulars for 2016-17 A Farm Credit i. Crop Production, Maintenance and Marketing 115953.44 ii. Term Loan for Agriculture and allied activities 52450.54 Farm Credit Total 168403.98 B Agriculture Infrastructure 90613.08 C Ancillary Activities 19108.00 I Credit Potential for Agriculture (A+B+C) 278125.06 II Micro, Small and Medium Enterprises 312693.75 III Export Credit 8500.00 IV Education Loan 90015.00 V Housing Loan 269450.00 VI Renewable Energy 5789.25 VII Others (SHG/ JLG loans, PMJDY, etc.) 20100.00 VIII Social Infrastructure involving bank credit 81277.00 Total Priority Sector (I to VIII) 1065950.06 others, 20100.00 Social, 81277.00 Renewable, 5789.25 Total Agriculture, 278125.06 Housing, 269450.00 education, msme, 90015.00 312693.75 export, 8500.00 2 PLP 2016-17 PATNA SUMMARY OF SECTOR/ SUB-SECTOR WISE PLP PROJECTIONS (2016-17) (` lakh) PLP Projections Sl. No. Particulars for 2016-17 I Credit Potential for Agriculture A Farm Credit i. Crop Production, Maintenance and Marketing 115953.44 ii. Water Resources 6079.22 iii. Farm Mechanisation 10654.75 iv. Plantation and Horticulture 3289.37 v. Forestry and Waste Land Development 78.84 vi. Animal Husbandry – Dairy Development 26357.40 vii. Animal Husbandry – Poultry Development 4387.87 viii. Animal Husbandry – Sheep, Goat and Piggery Development 271.32 ix. Fisheries Development 1331.78 Sub Total 168403.98 B Agriculture Infrastructure i. Storage Godowns / Market Yards 89002.50 ii. Land Development, Soil Conservation and Watershed Development 820.08 iii. Others (Vermi-Compost, Seed Production, Tissue Culture, etc.) 790.50 Sub Total 90613.08 C Ancillary Activities i. Food and Agro Processing 15912.00 ii. Others (Loans to Coop. Soc., FPOs, ACBC, PACS, etc.) 3196.00 Sub Total 19108.00 Total Agriculture 278125.06 II Micro, Small and Medium Enterprises i. MSME - Working Capital 53273.75 ii. MSME - Investment Credit 259420.00 Total MSME 312693.75 III Export Credit 8500.00 IV Education Loan 90015.00 V Housing Loan 269450.00 VI Renewable Energy 5789.25 VII Others (SHG/JLG/PMJDY) 20100.00 VIII Social Infrastructure involving bank credit 81277.00 Total Priority Sector 1065950.06 3 PLP 2016-17 PATNA District Profile District -Patna State -Bihar Division - Patna 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 3202 Agro-climatic Zone Middle Gangatic Plains-North East Alluvial(Zone-4) No. of Sub Divisions 6 No. of Blocks 23 Climate Dry Sub Humid to Moist Sub Humid No. of Villages (Inhabited) 1264 Soil Type Alluvial Tarai No. of Panchayats 334 3. LAND UTILISATION ['000 Ha] (2011-12) 4. RAINFALL & GROUND WATER 317.2 2014 (upto Total Area Reported Normal 2012 2013 Actual Sep 14) Rainfall [in mm] Forest Land 0.1 859.2 554.5 763 Area Not Available for Cultivation 91.1 Variation from Normal Permanent Pasture and Grazing Land 0.1 Availability of Ground Net annual recharge Net annual draft Balance Land under Miscellaneous Tree Crops 1 Water [Ham] Cultivable Wasteland 0.8 5. DISTRIBUTION OF LAND HOLDING Current Fallow 65.1 Holding Area Classification of Holding Other Fallow 1.6 Nos. % to Total Ha. % to Total Net Sown Area 157.5 <= 1 Ha 261099 78.98 101099 42.89 Total or Gross Cropped Area 197.7 >1 to <=2 Ha 42365 12.82 57875 24.55 Area Cultivated More than Once 40.2 >2 Ha 27102 8.2 76705 32.56 Cropping Inensity [GCA/NSA] 1.26 Total 330566 100 235679 100 6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000] Cultivators 272 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers Population 5838.46 3078.5 2759.9 3323.9 2514.59 Agricultural Labourers 659 Scheduled Caste 920.92 482.09 438.83 664.27 256.65 Workers engaged in Household Industries 85 Scheduled Tribe 9.07 4.72 4.35 2.16 6.91 Workers engaged in Allied Agro-activities Literate 3459.68 2028.05 1431.63 1690.37 1769.31 Other workers 951 BPL 8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households 975578 Having brick/stone/concrete houses 246 Having electricity supply 74 Rural Households 546154 Having source of drinking water 156 Having independent toilets 132 BPL Households Having access to banking services 103 Having radio/tv sets 53 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Villages Electrified 1441 Anganwadis 3058 Dispensaries Villages having Agriculture Power Supply 212 Primary Health Centres 23 Hospitals 10 Villages having Post Offices 339 Primary Health Sub-Centres Hospital Beds Villages having Banking Facilities 1217 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools 1451 Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos] 24000 Villages having Primary Health Centres 1451 Total N/P/K Consumption [MT] 52 Pumpsets Energised [Nos] 119 Villages having Potable Water Supply Certified Seeds Supplied [MT] Agro Service Centres [Nos] 23 Villages connected with Paved Approach Roads 1054 Pesticides Consumed [MT] Soil Testing Centres [Nos] 11 13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] 3578 Plantation nurseries [Nos] Total Area Available for Irrigation (NIA + Fallow) 190034 Power Tillers [Nos] Farmers' Clubs [Nos] 74 Irrigation Potential Created 197000 Threshers/Cutters [Nos] 5443 Krishi Vigyan 1 Net Irrigated Area(Total area irrigated at least once) 14. INFRASTRUCTURE FOR STORAGE, TRANSPORTKendras[Nos] & MARKETING Area irrigated by Canals / Channels 10000 Rural/Urban Mandi/Haat [Nos] 17 Wholesale Market [Nos] Area irrigated by Wells 154000 Length of Pucca Road [Km] Godown [Nos] Area irrigated by Tanks 47000 Length of Railway Line [Km] Godown Capacity[MT] Area irrigated by Other Sources Public Transport Vehicle [Nos] Cold Storage [Nos] Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT] 15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS Type of Processing Activity No of units Cap.[MT] 2011-12 2012-13 Avg. Yield 1157 Crop Area ('000 Prod. Area ('000 Prod. Food (Rice/Flour/Dal/Oil/Tea/Coffee) [Kg/Ha] Ha) ('000MT) Ha) ('000MT) Sugarcane (Gur/Khandsari/Sugar) Paddy 60.1 167.3 59.84 191.98 2995.5 Fruit (Pulp/Juice/Fruit drink) Wheat 60.3 220.4 59.31 211.57 3611.5 Spices (Masala Powders/Pastes) Maize 8.06 17.97 6.43 18.76 2534.8 Dry-fruit (Cashew/Almond/Raisins) Pulses 45.13 65.61 47.59 68.41 1445.43 Cotton (Ginnining/Spinning/Weaving) Oilseeds Milk (Chilling/Cooling/Processing) 14 Potato 16.17 317.08 12.45 354.32 23459.1 Meat (Chicken/Motton/Pork/Dryfish) Green Vegetable 5.58 116.15 5.5 116.25 20974.7 Animal feed (Cattle/Poultry/Fishmeal) 17.