Parliamentary Debates Singapore Official Report

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Parliamentary Debates Singapore Official Report Volume 94 Monday No 50 11 September 2017 PARLIAMENTARY DEBATES SINGAPORE OFFICIAL REPORT CONTENTS Written Answers to Questions Page 1. Number of Singaporeans without Bank Account (Ms Tin Pei Ling) 1 2. Number of Singaporeans without Active SingPass Account (Dr Tan Wu Meng) 2 3. Rate of Uptake of Parent-care Leave in Public and Private Sectors from 2014 to 2016 (Mr Louis Ng Kok Kwang) 3 4. Effectiveness of OneInbox (Mr Leon Perera) 4 5, 6. Regulations to Prevent Import of Motor Vehicles with Known Defects into Singapore (Mr Sitoh Yih Pin and Mr Ang Hin Kee) 4 7. Breakdown on Cases of Illegal Parking or Misuses of Taxi Stands from 2015 to 2017 (Mr Ang Hin Kee) 6 8. Lift Construction at Braddell Road Overhead Bridge (Mr Sitoh Yih Pin) 6 9. Impact of Ride Hailing Apps on Taxis (Mr Sitoh Yih Pin) 6 10. Traffic Accidents Involving Drivers of Private Hire Vehicles in 2016 (Mr Desmond Choo) 7 11. Extension of Additional 50% Rebate and Surcharge for Taxis under Vehicle Emissions Scheme to Private Hire Cars (Mr Yee Chia Hsing) 7 12. Number of MRT Train Incidents from January to August 2017 (Mr Dennis Tan Lip Fong) 8 13. Rail Operators' Compliance with LTA's Operating Performance Standards on Service Quality (Mr Murali Pillai) 8 14. Update on Review of Comprehensive Economic Cooperation Agreement with India (Mr Chen Show Mao) 9 15. Moneylending to Work Permit Holders (Assoc Prof Fatimah Lateef) 9 16. Extension of Foreign Domestic Worker Levy Concession to Persons/Siblings with Major Illnesses or Medical Conditions (Mr Patrick Tay Teck Guan) 10 17. Exclusion of Overtime Pay in Workfare Income Supplement Computation of Monthly Salary (Mr Liang Eng Hwa) 10 18. Employment Agencies Industry Averages for Foreign Domestic Worker Retention and Transfer Rates from 2015 to 2017 (Mr Louis Ng Kok Kwang) 11 19. Percentage of CPF Members Who Have Nominated their Beneficiaries (Dr Chia Shi-Lu) 12 20. Number of Work-related Traffic Accidents involving Food Delivery and Courier Service Staff from 2015 to 2017 (Mr Melvin Yong Yik Chye) 13 21. 'Change of Employer' Option Granted to Work Permit Holders from January to June 2017 (Mr Kok Heng Leun) 14 22. Steps to Improve Take-up Rate of SGSecure Mobile App (Er Dr Lee Bee Wah) 14 23. Number of Singapore Foreign Spouses Granted PR and Citizenship in 2016 (Mr Gan Thiam Poh) 15 24. Statistics of Successful Citizenship Application from 2012 to 2016 (Mr Gan Thiam Poh) 15 25. Enhanced Immigration Automated Clearance System Fingerprint Detection Failure Rate (Ms Joan Pereira) 16 26. Singapore Citizenship of Late Mr Tan Lark Sye (Mr Low Thia Khiang) 17 27. Measures to Reduce Risk of Fires in Cooked Food Centres (Mr Chen Show Mao) 17 28. Moneylenders Recovering Fees and Interests above Principal Sum (Mr Desmond Choo) 18 29. Psychiatric Expert Evidence Found Unreliable in Criminal Trials (Asst Prof Mahdev Mohan) 19 30. Pre-trial Remandees Offered Bail but Declined (Asst Prof Mahdev Mohan) 20 31. Defence Counsel Scandalising and Insulting Moral Integrity of Complainants or Witnesses during Cross-examination in Criminal Trials for Sexual or Child Abuse Offences (Asst Prof Mahdev Mohan) 21 32. Common Health Problems Detected during General Health Screening for Children (Ms Joan Pereira) 21 33. No-claim Discount on Annual MediShield Premiums (Mr Patrick Tay Teck Guan) 22 34. Including Siblings in List of Persons Permitted to Contribute to CPF Accounts of Citizens and PRs for Payment of MediShield Life and ElderShield Premiums (Mr Murali Pillai) 23 35. Primary and Secondary Students Diagnosed with Myopia and Astigmatism (Miss Cheng Li Hui) 24 36. University and Hospital Mobile Research Teams Approaching Residents for Blood Samples for Research into Vector-borne Diseases (Ms Sylvia Lim) 25 37. Use of Physical Restraints in Eldercare Centres and Nursing Homes (Assoc Prof Daniel Goh Pei Siong) 26 38. World Health Organisation Recommendation on Consumption of Added Sugars (Assoc Prof Daniel Goh Pei Siong) 26 39. Regulation of Quantum and/or Length of Prepayment Schemes Offered by Businesses Identified to be Most at Risk of Default (Mr Sitoh Yih Pin) 27 40. Industries Contributing to Positive Increase in Productivity (Mr Patrick Tay Teck Guan) 28 41. Economic Promotion Agencies' Roles as to Industry Sector and Size of Company Supported (Mr Leon Perera) 29 42. Assistance to Arts Groups to Cope with Rising Rental and Maintenance Cost (Mr Kok Heng Leun) 30 43. Disallowing Athletes from Promoting Non-official Event Sponsors during Major Sporting Events (Mr Dennis Tan Lip Fong) 32 44. Effects of Individuals Seeking Donations through Social Media and Crowdfunding Platforms (Mr Sitoh Yih Pin) 32 45. Number of Older HDB Multi-storey Carparks Installed with Lifts (Miss Cheng Li Hui) 34 46. Plans for Preservation of Ellison Building Affected by Construction of North-South Expressway (Mr Kok Heng Leun) 35 47. Factors Influencing Rental Cost of Hawker Stalls (Er Dr Lee Bee Wah) 35 48. Update on Sungei Road Flea Market Vendors (Mr Kok Heng Leun) 36 NUMBER OF SINGAPOREANS WITHOUT BANK ACCOUNT 1 Ms Tin Pei Ling asked the Prime Minister (a) what is the number of Singaporeans who do not have a bank account, broken down by age group; and (b) what is the number of Singaporeans who do not have ATM, debit or credit cards, broken down by age group. Mr Tharman Shanmugaratnam (for the Prime Minister): A high proportion of Singaporeans have bank accounts. While we do not have the exact numbers, based on the 2014 World Bank Global Findex survey, 96% of Singapore residents above the age of 15 have bank accounts. The figure would be higher for adults. Another source of information comes from the GST Voucher Scheme. About 40,000 Singaporeans have encashed the cheques they receive under the scheme, which could be because they do not have bank accounts. About 80% of local banks' customers hold either an ATM, debit or credit card. Within this group, more than 90% of customers aged between 16 and 59 hold a card; for customers aged 60 and above, the percentage is 70%. Those who are under the age of 16 generally do not hold cards. This is not surprising, given that child accounts are normally set up to accumulate savings and not for transactional purposes. Parents can, however, apply for ATM or debit cards for their children, and set the appropriate withdrawal and spending limits for their children. To ensure that Singaporeans have access to affordable and convenient basic banking services, major retail banks in Singapore already offer Basic Banking Accounts and these have been available since 2002. Such accounts, which generally come with ATM/debit card and Internet banking services, can be maintained at very low cost. In fact, some banks provide the service free for school-going children and the elderly by waiving the account service fees. MAS is also working with the industry and retail merchants to develop and promote new electronic payment options that are widely accepted and convenient to use, and which may not require the user to have a bank account or bank card. These include electronic wallets that can be downloaded to everyone's mobile phones easily, and wearable devices that operate similarly like wallets and can be topped up by family members conveniently. An example is the POSB Smart Buddy, which is a watch that children can use to buy food at school canteens. A similar device can be developed and customised for use by the elderly. We will continue to monitor accessibility to banking and payment services, and work with 2 the industry to ensure that Singaporeans' needs can be most conveniently met. Back to Contents NUMBER OF SINGAPOREANS WITHOUT ACTIVE SINGPASS ACCOUNT 2 Dr Tan Wu Meng asked the Prime Minister with regard to the Smart Nation initiative (a) what is the number of Singaporeans who do not have an active SingPass account, broken down by age group; and (b) what is the number of Singaporeans with an active SingPass account who (i) have not yet enabled 2-Factor Authentication (2FA) or (ii) have not used 2FA in the past one year, broken down by age group. Mr Lee Hsien Loong: All Singapore Residents (Singapore Citizens and Permanent Residents) who are 15 years old and above are eligible to sign up for SingPass. Out of 3.5 million Singapore Residents who are eligible for SingPass, 3.2 million have signed up for SingPass. 0.2 million of these account holders are inactive, i.e. have not used their SingPass for the last three years. Of the 3 million active account holders, 2.6 million have enabled 2-Factor Authentication (2FA), and most of them (2.5 million) have used 2FA in the past one year. As the breakdown at Table 1 below shows, adoption of SingPass and 2FA are lower among the young and the elderly groups. One contributing reason is that both these groups have fewer transactions with the Government. Residents who have yet to sign up for a SingPass account can do so at the 46 SingPass counters islandwide, located at community centres and CPF service centres. 3 Table 1: SingPass Statistics for Singapore Residents (‘000) (Data accurate as at September 2017) Young Working Elderly S/n Category Adults Total (15-24) (25-64) (>=65) 1 SingPass-eligible users (Singapore Residents) 503 2,439 553 3,495 (a) Signed up and have been using SingPass 386 2,303 352 3,040 - Active accounts (b) Signed up and have not been using SingPass 14 82 94 189 - Inactive accounts (c) Not signed up -No account 104 54 107 265 2 Singapore Residents with Active SingPass 386 2,303 352 3,040 accounts (a) Active accounts which have enabled 2FA 304 2,080 243 2,627 (b) Active accounts which have not enabled 2FA 81 223 110 414 3 Singapore Residents with Active SingPass 304 2,080 243 2,627 accounts which have enabled 2FA Active accounts which have used 2FA in the past 1 (a) 279 1,976 198 2,453 year Active accounts which have not used 2FA in the (b) 25 104 45 174 past 1 year Back to Contents RATE OF UPTAKE OF PARENT-CARE LEAVE IN PUBLIC AND PRIVATE SECTORS FROM 2014 TO 2016 3 Mr Louis Ng Kok Kwang asked the Prime Minister (a) what is the rate of uptake of parent-care leave by public servants for each year in the past three years; and (b) what is the number of private companies that currently offer parent-care leave.
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