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October 2014 88 YEAR OLD NATURE BOY An avid hunter and fisherman, My favorite story in the book veteran, farmer, Christian, and describes John’s encounter with a father of six children, local resi- big buck deer, “Lobster Claw,” that dent John Williamson has added you simply have to read to believe. another accomplishment to his John and Tonny also starting amazing life: Author. Mr. Wil- hunting elk in the Rocky Moun- liamson, of Avon, tains in 1991, and tagged over 30 along with his col- elk in their hunting. laborator, co-author John’s wife, and Tonny’s best friend, her mother, Gloria Jean and daughter, Dr. Williamson, passed in September Tonny Williamson, of 2008, and the book is dedicated DDS have written to the memory of this wonderful and published a woman. book titled Although the book’s theme is “Adventures of an hunting and fishing, John’s evident 88 Year Old Nature Boy”, pub- love of family, friends and nature is lished in 2014. a testament to one man’s under- From John’s stories of hunt- standing of God’s great gifts. ing rabbits as a young boy to put John’s favorite dog, “Brownie,” food on the table, hunting rac- lives on in John’s heart, and the coons, and fishing in Cedar Creek, book describes, better than I have the book is a fascinating story of a ever before read, man’s love of man’s love of nature. “man’s best friend.” Married to Gloria June Arndt There are also some historical in 1954, John and Gloria spent the and interesting photographs includ- second day of their marriage fish- ed in the book. ing for catfish in Cedar Creek Thanks to John and Tonny (and somehow lost John’s wed- Williamson for the chance to learn ding ring). Together they raised about a great life. five girls and one son, and the You can order the book at Xli- bris, LLC at 1-888-795-4274, or book beautifully describes the online at www.xlibris.com. You importance of family and Christ in can also order the book from Ama- their lives. zon.com. By Michael G. Steelman

© 2014 Farmers & Merchants State Bank. All Rights Reserved.

Friends in Motion In case you missed our Sep- UPCOMING tember edition of our “Friends in Motion” section of the newsletter, COMMUNITY thanks to “government regula- EVENTS tions” we need your permission in Oct. 4 - Nov. 1 - VFW breakfast, writing, and on file, for you to be 7 to 10 am included in our newsletter. The response has been unbelievably Dec. 5 - Free blood pressure, positive, which lets us know that pulse/oxygen, cholesterol and you do enjoy the Friends in Mo- blood sugar checks at F&M Main tion section of the newsletter. Bank Lobby, 9 to 10 am

Thanks for your response. We Jul. 20 - 27, 2015 - Hall of Fame would love to add more new birth- Trip. You will begin your tour in days and anniversaries to cele- London, where you will visit brate. If you did not receive a Trafalgar Square, St. Paul’s Ca- consent form in the mail, please thedral, the Tower of London, pick up one in the lobby of our and Buckingham Palace. At main bank or drive in, or call us to Westminster, see the Houses of have one mailed to you. Parliament, Westminster Abbey Some anniversaries recently and Big Ben, followed by one of London’s finest theatre perfor- celebrated include: John and mances. Next you will take the Sharon Butler (50 years) of Eurostar Train to Paris, and enjoy Greenbush, Roger and Verna Ev- dinner in the Eiffel Tower, and a erly (58 years) of Bushnell, Seine River cruise. You will see Dwight and Ethel Loy (59 years) amazing landmarks on a locally of Roseville, and Leland and Wil- guided tour of Paris, including ma Worthington (63 years), of Arc de Triomphe, Notre Dame Marietta. Happy anniversary to Cathedral, Champs-Elysees, Place all! de la Concorde, and Palace Ven- dome. End your Paris adventure Recent birthday celebrations with a dinner with wine, cham- include: Verna Everly (87), C. pagne, and a delightful cabaret Eugene McGrew, Norma Pigg show. and Dale Walters, all of Bushnell, If you are interested in the Jim Bucher (81) of Macomb, London & Paris vacation, please Leona Yocum of Avon, and Barb contact Kathy Lynn at 309-772- Spiker of Edwards, CO. Happy 2171, to assure you are on our birthday to all! mailing list for up-to-date infor- mation.

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“Are You Ready For Some Football?”

FRESH TOMATO SALSA CHEESY POTATO CASSEROLE Michael Steelman Melissa Pearce 3 tomatoes, chopped 2 lbs. frozen hash browns 1/2 cup finely diced onion 1/2 cup melted margarine 1 serrano chile pepper, finely chopped 1 tsp. salt 1/2 cup chopped fresh cilantro 1/2 tsp. pepper 1 tsp. salt 1 can cream of chicken soup 2 tsp. lime juice 1 pt. sour cream In a me- 2 cups grated cheese (I use cheddar) Mix above ingredients together and put dium bowl, in a 9x13 pan. stir together 1/4 cup margarine all ingredi- 2 cups crushed corn flakes ents, and Mix together and put on top. Bake for 1 chill for one hour before serving. hour at 350 degrees.

CROCKPOT LOADED Easy Hamburger Sliders BAKED POTATO SOUP Jennifer Hood Deb Powell 2 lbs. lean ground sirloin (93% lean) 1 (32 oz.) bag of southern style hash browns, 1/4 cup seasoned bread crumbs thawed 3/4 cup finely chopped onion 1 (32 oz. ) box chicken broth 1/2 tsp. salt 1/2 cup yellow onion, diced 1 pkg. (12 count) Kings Hawaiian sweet 1 stalk of celery, diced dinner rolls (or slider buns) 1 can cream of chicken soup 6 sliced cheddar or American cheese 1 cup half and half Heat oven to 2 Tbsp. flour 400 degrees. In a 1 cup shredded sharp cheddar cheese bowl, combine beef, 4 - 6 slices crispy bacon, crumbled bread crumbs, onion and salt. Gently press sliced green onions mixture into a 9x13 In a crockpot, place hash browns, yel- pan so that it makes low onion, celery, chicken broth and cream one large patty of of chicken soup. Cook on low 6-8 hours. even thickness. Use a fork to poke holes In a small bowl mix flour into half and throughout the meat. Bake for 30 minutes. half. Stir into As it bakes, the meat will shrink and liquid will crockpot and accumulate around the edges of pan. When cook on high fully cooked, remove the pan from the oven for 30 minutes (keep oven on) and carefully drain off the or until thick- liquid. Top with a layer of sliced cheese and ened. Add return to the oven for about 2 minutes or the cheese, and stir cheese melts. Remove from oven and allow to until melts. rest for a few minutes. Cut into 2-inch. squares, Serve and garnish with bacon and green making 12 mini-hamburgers. Serve on Kings onions. Hawaiian rolls with dill pickle slices and ketch- up. www.bushnellbank.com Social Engineering Phishing (Part 1)

Phishing is the act of attempting to been deactivated and to press ‘1’ to acquire sensitive information such as reactivate. Upon doing so, the caller usernames, passwords, account numbers, would be directed to enter their debit and debit/credit card details by masquer- card number and other personally identi- ading as a trustworthy entity in an elec- fying information. Again, this scam tronic communication. Typically, the counted on at least some of the receivers phisher sends an e-mail or text that ap- having an account at any bank for which pears to come from a legitimate busi- F&M could be an acronym, in hopes ness—a bank, or credit card company— that at least some of the victims would requesting “verification” of information respond. and warning of some dire consequence if Phishing is a continual threat that it is not provided. The phishing e-mail keeps growing to this day, often target- usually contains a link to a fraudulent web ing the customers of banks, online pay- page that seems legitimate—with compa- ment services, merchants, or even gov- ny logos and content—and has a form ernment entities. The list of targeted requesting anything from a home address businesses is extensive, and includes to an ATM card's PIN; the phishing text Bank of America, SunTrust Bank, Wells usually directs the caller to enter an ac- Fargo, Amazon, Delta Airlines, UPS, count number or PIN, or call a subsequent FedEx, the Social Security Administra- number to provide the same type of per- tion, and the IRS. While the first such sonal info. examples were sent indiscriminately in A quick Google search will turn up the expectation that some would be re- MANY such phishing attempts in recent, ceived by customers of a given bank or and even not so recent, history. You may service, recent research has shown that remember a phishing scam from 2003 in phishers may be able to determine which which users received e-mails supposedly merchants potential victims use, and from eBay claiming that the users account target bogus emails accordingly. was about to be suspended unless a pro- Social networking sites, such as vided link was clicked to update a credit Facebook, Myspace, and Twitter, are card (information that the genuine eBay now a prime target of phishing, since the already had). Because it is relatively sim- personal details in such sites can be used ple to make a website resemble a legiti- in identity theft. Social networkers tend mate organizations site by mimicking the to place a great amount of trust in Face- programming code, the scam counted on book friends and Twitter connections, people being tricked into thinking they and users assume that links received were being contacted by eBay, and subse- from these contacts are genuine and quently were going to eBay's site to up- harmless. Scammers leverage on this date their account information. By spam- fact and exploit human parameters like ming large groups of people, the greed, trust, fear and curiosity to con- “phisher” counted on the e-mail being duct a wide variety of phishing attacks. read by a percentage of people who al- Experiments show a success rate of over ready had credit card numbers on file with 70% for phishing attacks on social net- eBay, who might respond. works. In 2011, many of our customers Watch your newsletter next month reported receiving an automated call to when we'll tell you how you can protect their cell phone, purportedly from “F&M yourself from phishing attacks and other Bank”, stating that their debit card had forms of social engineering.

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