2021 VOLUNTEER ELECTION CANDIDATE APPLICATION

Thank you for your interest in serving on Seattle Credit Union’s Board of Directors or Audit Committee. Applications for candidacy will be accepted through 3:00pm on Monday, January 4 2021. All applications are reviewed by the credit union’s Nomination Committee for completeness and suitability for the credit union’s leadership needs.

If you are selected as a potential candidate, you will be required to participate in an in-person interview with the Nomination Committee. Interviews will be conducted in February. You will be contacted by a member of the committee for scheduling.

Your completed application packet should include: • Completed & Signed Application • Current Resume • Ballot Statement – 275-word limit to be used on the election ballot if you are selected as a candidate. • Written statements to two application questions • Headshot Photo – To be used on the election ballot if you are selected as a candidate • Signed criminal records check authorization • Signed credit check authorization

Application materials must be submitted by 3:00pm on Monday, January 4, 2021.

• Email digital photos to [email protected] • Mail applications and printed photos to: Seattle Credit Union 2019 Seattle Credit Union Election – ATTN: Scott Rosenberg 1521 1st Ave S, Ste 500 Seattle, WA 98134

If you have any questions during the application process, please contact me directly.

Thank you, Scott Rosenberg Executive Coordinator [email protected] 206.398.5560

Applications contain personal and private information. Please do not send application packets electronically unless you have a means of sending secure emails.  You may delay your photo submission until you are notified that you have been selected as a candidate for election. ELIGIBILITY CRITERIA

To be eligible for election, all candidates must meet the following criteria:

1. Keep primary residence within the state of Washington 2. Be a Seattle Credit Union member. If you aren’t already a member, it’s quick and easy to join at seattlecu.com/join-now. 3. All accounts with the Credit Union (or merged credit union) must be in continuous good standing, with no prior losses outstanding.

4. Have submitted a completed application packet 5. Pass background checks:

• Seattle Credit Union Membership Verification • Credit check • Employment verifications • Education verifications • CUNA background check • No felony convictions 6. Hold a bachelor’s degree in business, management, or finance or a post-graduate degree related to business, management, public administration, law, or some other field of specific benefit to the Board or Audit Committee, or equivalent work experience

7. Hold demonstrable education, work experience or volunteer experience related to the business, finance, management, or governance of a non-profit organization 8. Be able to complete the requisite hours of volunteer service listed on page three. 9. Willing to accept the responsibilities of office 10. Agree to act independently and objectively 11. Demonstrate consistency with our values, Code of Ethics, and Code of Conduct. 12. Must be at least twenty-one (21) years of age. 13. Not be an employee, employer, supervisor, or subordinate of any director or any committee member seated at the time of application 14. Not be related by blood or marriage to any employee of the credit union, director, or committee member seated 15. Not have been an employee of this credit union for at least 60 months prior to election date IDEAL BOARD CANDIDATE

The ideal Board candidate has a combination of some or all the following in their background:

• Has experience in roles focused on financial performance and forecasting as it pertains to implementing strategy. • Has the spirit of volunteerism and a demonstrated understanding of supporting underserved communities. • Has a background in digital customer experiences. • Experience in banking, especially with development of lending products, in financial education, or within the CDFI arena. • Has the desire and ability to cultivate community partnerships. • Has a background in working to build diversity, equity, inclusion and gender equality within a company, industry, or community.

IDEAL AUDIT COMMITTEE CANDIDATE

The ideal Audit Committee candidate has a combination of some or all the following in their background:

• Has experience with compliance and/or risk management, to include the audit function. • Has a background in Cybersecurity or IT Infrastructure management. • Has experience as a CFO or Controller. • Has the spirit of volunteerism and a demonstrated understanding of supporting underserved communities. RESPONSIBILITIES & COMMITMENTS

Credit union service can be very rewarding with the opportunity to make a positive impact on the financial success of members and our surrounding communities. You will be able to add more leadership experience to your resume, gain new business insights, and be exposed to a variety of professional networks. In addition to meeting the requirements to fill an elected role at the credit union, it is important to know what to expect when applying for either a Board or Audit Committee positon.

The overall time commitments for each role can range from 15-25 hours per month.

BOARD OF DIRECTORS Board Member Responsibilities: • Help determine the strategic direction of the credit union • Monitor performance against the strategic plan • Provide direction and oversight to meet targets • Ensure the safety and soundness of the credit union • Hire and evaluate the CEO • Serve on ad-hoc or ancillary committees to facilitate board oversight.

Time Commitments: • Three-year term beginning in April 2021 • Monthly board meetings (up to 12 per year) • Committee meetings (one per month and ad-hoc) • Planning sessions (up to four days per year) • Preparing for meetings (reading board/committee packets) • Training/conferences (any required travel is paid for by the credit union) AUDIT COMMITTEE Audit Committee Responsibilities: • Ensuring that the Board of Directors is safeguarding assets and that management complies with policies and plans • Reviewing internal controls • Working with internal audit staff • Hiring and working with external auditors • Meeting with State and Federal Examiners

Time Commitments: • Three-year term • Monthly meetings (up to 12 per year) • Preparing for meetings (reviewing packet materials and exam findings) • Training/Conferences (any required travel is paid for by the credit union)

NEXT STEPS & TIMELINE • Submit completed application by the due date. Incomplete applications will not be considered. • If selected after passing a nomination committee review and background check, you will be scheduled for an interview in early November. • Final ballot selection and notification will be completed in December. • Membership will vote in next year’s election during February/March. • Election results will be announced at the Annual Meeting in April. 2021 BOARD OF DIRECTORS APPLICATION

PERSONAL INFORMATION

Name: (First) (Middle) (Last)

Street Address:

City: State: Zip:

Primary Email Address:

Primary Phone Number: Secondary Phone Number:

Position you are applying for: Board of Directors Audit Committee

AGREEMENT

I have read this form in its entirety. I understand, and I agree to the terms herein. The information that I have provided is accurate and contains no willful misrepresentations or falsifications of any kind. I understand and agree that any misrepresentation by me in this application may result in cancellation of my candidacy.

If elected, I will be granted access to the policies established by the Seattle Credit Union Board of Directors. I agree to act and abide by those policies.

I give Seattle Credit Union the right to investigate all of my personal and professional background, including but not limited to education, employment, conviction record, financial records, and credit record through any investigative or credit agencies or bureaus of its choice. I hereby release Seattle Credit Union and its representatives from any and all liability for seeking and all other persons, corporations, or organizations for furnishing such information.

I further certify that I am not engaged in any outside activity or business that could be considered in conflict with Seattle Credit Union's interests or those of its members, nor will I become engaged in such activity or business if elected.

Applicant’s printed name Date

Applicant’s signature RESUME & WRITTEN STATEMENTS

1. Please attach your resume.

2. Ballot Statement: Attach a brief personal statement, your qualifications, and why you would be the best candidate for election. This statement may not exceed 275 words and will be used on the ballot if you are selected as a candidate.

3. Application Questions: Please include a written statement for each question below. Attach additional pages as necessary. There is no word limit for these questions.

QUESTION 1 Seattle Credit Union is committed to serving diverse communities and building diversity within its representation and leadership. Please explain how, as an elected volunteer member, you would be able to support and forward this commitment. Also include any community groups or formal organi- zations that you have active relationships with that may be mutually beneficial to the credit union and its service efforts.

QUESTION 2 Seattle Credit Union seeks to build a leadership team of talented professionals capable of providing strategic perspective and oversight to bring prosperity to its membership in today’s challenging environments. Please explain why you would make an excellent candidate for Seattle Credit Union’s Board of Directors. Please include any personal attributes, professional skills, or other experience that you feel would be an asset to the credit union.

BACKGROUND CHECKS & VERIFICATIONS

Please list the following items separately, even if they are stated in your resume, so they may be easily separated for the purposes of the screening process. Please add pages as necessary.

EDUCATION

School or Program Start/End Dates Area of Focus & Degree Earned Certification or Special Training Start/End Dates Summarize the Nature of the Education or Training

EMPLOYMENT BACKGROUND

Employer Start/End Dates Position Held

Please list any additional information you would like us to know. CRIMINAL RECORDS CHECK AUTHORIZATION

In order to serve the best interests of the members of Seattle Credit Union, the Credit Union shall conduct a criminal background check on all potential candidates. By your signature, you authorize Seattle Credit Union to obtain information about you and your history. Falsification of information on this form will disqualify you from candidacy.

List all other names used (aliases, maiden name, and any other previous names) and at least two (2) previous addresses. Please print in blue or black ink.

Name: Date of Birth: (First) (Middle) (Last)

Other Names:

Social Security Number: ID or Driver’s License # / State:

Primary Phone: Secondary Phone:

Current Home Address:

Previous address (1):

Previous address (2):

Previous address (3):

I have made no willful misrepresentations, omissions, or falsifications in any of the preceding answers. I am aware that should investigation disclose such misrepresentations, falsifications, or omissions in the information I have submitted in the application process, my application will be rejected. If after acceptance of election, subsequent investigation should disclose misrepresentation, falsification, or omission, it shall be just cause for immediate dismissal.

Applicant’s printed name Date

Applicant’s signature CREDIT REPORT AND BACKGROUND CHECK AUTHORIZATION

Seattle Credit Union Member Number:

Seattle Credit Union may request a “consumer report” or an “investigative consumer report” from/through STERLING DIRECT, for the purpose of evaluating you for board candidacy, and/or, if hired, for promotion, reassignment, and retention or other board candidacy related purposes. A “consumer report” is based on public records sources; an “investigative consumer report” would also include personal interviews with your neighbors, friends or associates.

A report may contain information on any criminal convictions, verify your residence addresses, education record, and/or social security number, search social network sites, blogs or other information available on the Internet, or make inquiries about your character, general reputation, personal characteristics and/or prior employment. As the position for which you have applied or are being considered involves either having access to our accounts payable or receivable, payroll system and/or other financial records, handling our clients’/members’/third parties’ funds, having access to or signing authority on our clients’/members’/third parties’ bank accounts, or having a business in Seattle Credit Union, the report that we will obtain will include a credit report.

Under the Fair Credit Reporting Act (“FCRA”), if information in such a report is relied on to make an adverse employment decision, you will be provided with a copy of the report along with a description of your rights under the FCRA before the decision is final.

If an investigative consumer report is requested, you have the right to request, in writing, within a reasonable time, that we make a complete and accurate disclosure of the nature and scope of the investigation we requested. Such disclosure will be made to you within 5 days of the date on which we receive the request from you, or within 5 days of the time the report was first requested, whichever is later in time.

AUTHORIZATION

I authorize Seattle Credit Union to obtain “consumer reports” (including “investigative consumer reports”) about me for the purposes of evaluating me for employment, promotion, reassignment, retention, or other employment related purpose. I expressly understand that as it is substantially related to the job for which I applied or am being considered, that I am giving my authorization for Seattle Credit Union to also obtain a credit report through EXPERIAN and an investigative consumer report through STERLING DIRECT.

Applicant’s printed name Date

Applicant’s signature

FOR OFFICE USE ONLY

Membership Verified Credit Check Verified Background Check Verified A copy of “A Summary to Your Rights Under the Fair Credit Reporting Act” is included on the following pages.

THE FOLLOWING PAGES INCLUDE A SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT (“FCRA”).

PLEASE RETAIN THE FOLLOWING PAGES AS YOUR REFERENCE. DO NOT RETURN TO SEATTLE CREDIT UNION. Para informacion en español, visite www.consumerfinance.gov/learnmore o escribe al Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552

A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.

§ You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.

§ You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:

o a person has taken adverse action against you because of information in your credit report;

o you are the victim of identity theft and placed a fraud alert in your file;

o your file contains inaccurate information as a result of fraud;

o you are on public assistance;

o you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.

§ You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property , but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.

§ You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. § Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.

§ Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old or bankruptcies that are more than 10 years old.

§ Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need p p usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.

§ You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.

§ You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a tollp free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may optp out with the nationwide credit bureaus at 888p 5p OPTOUT (888p 567p 8688).

§ You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

§ Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about federal rights, contact:

TYPE OF BUSINESS: CONTACT:

1.a. Banks, savings associations, and credit unions a. Consumer Financial Protection Bureau with total assets of over $10 billion and their 1700 G Street N.W. affiliates. Washington, DC 20552 b. Federal Trade Commission: Consumer b. Such affiliates that are not banks, savings Response Center – FCRA associations, or credit unions also should list, in Washington, D.C. 20580 TYPE OF BUSINESS: CONTACT: addition to the XDPV: (877) 382-4357

2. To the extent not included in item 1 above: a. National banks, federal savings associations, and a. Office of the Comptroller of the Currency federal branches and federal agencies of foreign Customer Assistance Group banks 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050

b. State member banks, branches and agencies of b. Federal Reserve Consumer Help Center foreign banks (other than federal branches, P.O. Box 1200 federal agencies, and Insured State Branches of Minneapolis, MN 55480 Foreign Banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act

c. FDIC Consumer Response Center c. Nonmember Insured Banks, Insured State 1100 Walnut Street, Box #11 Branches of Foreign Banks, and insured state Kansas City, MO 64106 savings associations

d. National Credit Union Administration Office of Consumer Protection (OCP) d. Federal Credit Unions Division of Consumer Compliance and Outreach (DCCO) 1775 Duke Street Alexandria, VA 22314

3. Air carriers Asst. General Counsel for Aviation Enforcement & Proceedings Aviation Consumer Protection Division Department of Transportation 1200 New Jersey Avenue, S.E. Washington, DC 20423

4. Creditors Subject to Surface Transportation Office of Proceedings, Surface Transportation Board Board Department of Transportation TYPE OF BUSINESS: CONTACT:

395 E Street, S.W. Washington, DC 20423

5. Creditors Subject to Packers and Stockyards Act, Nearest Packers and Stockyards 1921 Administration area supervisor

6. Small Business Investment Companies Associate Deputy Administrator for Capital Access United States Small Business Administration 409 Third Street, S.W., 8th Floor Washington, D.C. 20549

7. Brokers and Dealers Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549

8. Federal Land Banks, Federal Land Bank Farm Credit Administration Associations, Federal Intermediate Credit Banks, 1501 Farm Credit Drive and Production Credit Associations McLean, VA 22102-5090

9. Retailers, Finance Companies, and All Other FTC Regional Office for region in which the Creditors Not Listed Above creditor operates or Federal Trade Commission: Consumer Response Center - FCRA Washington, DC 20580 (877) 382-4357