MSA MARKET PULSE Monroe Financial Partners, Inc. SECOND QUARTER 2017 CHICAGO PUBLIC INDEX PERFORMANCE All of the bank indexes shown below finished the second quarter with gains between 2.0% and 3.0%, except for Chicago MSA Banks, which finished the quarter up a strong 9.0%. 50.00 2Q LTM 40.00 Change Change

30.00 (%) (%)

20.00 SNL U.S. Bank & Thrift Index 2.9% 42.4%

10.00

% Change% Community Bank Index 2.1% 24.9% 0.00

(10.00) Chicago MSA Bank Index 9.0% 42.1%

SNL U.S. Bank and Thrift Community Bank Chicago Community Bank Index* 2.8% 35.5% Chicago MSA Chicago Community Bank*

* Banks located in the Chicago MSA with less than $5B in assets CHICAGO PRICE/TBV TRADING MULTIPLES* Chicago banks with assets less than $5 billion are trading at an average price to tangible book multiple of 112%, exactly half the average multiple of their larger counterparts (224%).

300 > $5 Billion in Assets: 224% Average 249 250 233 232

200 192 182 < $5 Billion in Assets: 112% Average

150 133 135 119 119 114 111 107 P/ (%) TBV P/ 98 98 101 100 77 58 50

0 NTRS WTFC MBFI FMBI OSBC WNRP BFIN MNAT NWIN NSFC RYFL AMFC AJSB MCPH TCNB BFFI MFDB

*All financial data for Q1 2017; Stock Prices as of 6/30/2017 1 CHICAGO WHOLE BANK DEALS There were no deals announced in Chicago during the second quarter.

Target Information Buyer Information Transaction Details Target Financials Deal Price to Core Dep. Equity / NPAs / Date Assets Assets Price Cash/ Tang. Bk Earnings Assets Deposits Premium ROAA Assets Assets Announced Name City ($000) Name City ($000) ($M) Stock (%) (LTM) X (%) (%) (%) (%) (%) (%) 02/06/17 First Community Financial Partners Joliet 1,268,210 First Busey Corporation Champaign 5,425,170 235.8 Mixed 198.4 21.4 18.6 21.7 14.3 1.00 8.9 0.69 09/30/16 Prospect Federal Savings Bank Worth 240,833 Hoyne Financial Corporation Chicago 269,166 NA Mixed NA NA NA NA NA (0.36) 13.2 1.23 07/06/16 First Community Financial Corp. Elgin 178,318 Corporation Rosemont 23,488,168 30.3 Cash 143.2 17.2 17.0 19.5 6.5 1.23 12.5 5.56 (1) 06/29/16 PrivateBancorp, Inc. Chicago 20,053,773 Canadian Imperial Bk of Commerce Toronto 513,294,000 4,975.9 Mixed 266.6 23.7 24.8 31.0 22.5 1.13 9.1 0.80 06/28/16 Standard Bancshares, Inc. Hickory Hills 2,454,995 , Inc. Itasca 10,728,922 365.0 Mixed 145.3 18.4 14.9 16.9 6.0 0.80 10.2 2.25 04/29/16 IL-Service Federal S&L Chicago 101,004 Groupe Nduom NA NA Mixed NA NA NA NA NA (2.23) 2.1 9.41 03/16/16 Lake Federal Bank, FSB Hammond 65,545 First Savings Bank of Hegewisch Chicago 610,454 NA Mixed NA NA NA NA NA 0.18 22.0 0.06 03/14/16 Mazon State Bank Mazon 84,590 First Community Financial Partners Joliet 1,040,652 8.5 Cash 114.5 NM 10.1 11.5 1.5 0.18 8.8 0.59 (2) 02/17/16 Northwest Bancorporation of IL Palatine 220,896 Investor group NA NA Mixed NA NA NA NA NA 0.50 9.6 15.22 01/15/16 Park Bancorp, Inc. Chicago 145,699 Royal Financial, Inc. Chicago 207,235 0.2 Cash 6.5 NM 0.2 0.2 (3.7) (1.77) 2.5 4.85 11/22/15 American Chartered Bancorp Schaumburg 2,808,662 MB Financial, Inc. Chicago 14,950,101 449.0 Mixed 218.8 14.8 16.0 20.1 11.3 1.10 6.8 1.21 11/12/15 NI Bancshares Corporation Sycamore 646,899 First Midwest Bancorp, Inc. Itasca 9,935,046 73.4 Mixed 133.5 53.8 11.4 12.8 3.8 0.21 8.4 NA 09/21/15 Peoples Bancorp, Inc. Arlington Heights 108,338 First Midwest Bancorp, Inc. Itasca 9,863,027 16.8 Cash 130.5 29.3 15.5 17.8 5.1 0.54 11.6 1.17 08/18/15 National Bancorp, Inc. Schaumburg 503,406 Heartland Bancorp, Inc. Bloomington 2,479,918 NA Cash NA NA NA NA NA 0.80 10.5 2.61 05/29/15 American Union S&L, S.B. Chicago 6,799 Central Federal S&L of Chicago Chicago 99,443 NA Mixed NA NA NA NA NA (0.25) 11.8 0.00 (2) 05/07/15 Park Bancorp, Inc. Chicago 156,101 Parkway Bancorp, Inc. Harwood Heights 2,166,748 NA Mixed NA NA NA NA NA (1.34) 3.3 8.05 04/02/15 Suburban Bancorp, Inc. Elmhurst 470,549 Wintrust Financial Corporation Rosemont 20,010,727 12.5 Mixed NM NM 2.7 3.0 3.4 (0.47) 0.2 4.73 03/30/15 North Bank Chicago 107,911 Wintrust Financial Corporation Rosemont 20,010,727 17.0 Cash 152.3 29.6 15.8 17.7 7.5 0.49 10.3 3.66 03/02/15 Community Financial Shares Glen Ellyn 343,012 Wintrust Financial Corporation Rosemont 20,010,727 42.4 Mixed 148.3 7.9 14.0 13.9 4.9 1.61 8.3 1.43 (1) Updated pricing as of 3/31/17 (2) Denotes terminated deal Average: 150.7 24.0 13.4 15.5 6.9 Median: 145.3 21.4 15.2 17.3 5.6

Target P/TBV%* 300 266.6

250 218.8 198.4

200 (%) 152.3 148.3 145.3 150 143.2 130.5 133.5 114.5

100 Deal Value/ TBVDealValue/

50

6.5 - Community North Bank Peoples NI Bancshares American Park Bancorp, Mazon State Standard PrivateBancorp, First Community First Community Financial Shares, Bancorp, Inc. Corporation Chartered Inc. Bank Bancshares, Inc. Inc. Financial Financial Inc. Bancorp, Inc. Corporation Partners 03/02/15 03/30/15 09/21/15 11/12/15 11/22/15 01/15/16 03/14/16 06/28/16 06/29/16 07/06/16 02/06/17 *Where disclosed, at announcement CHICAGO FAILED BANK DEALS There were no bank failures in Chicago during the second quarter.

Failed Bank Information Buyer Information Transaction Details Bank Data Loss Loss Intrinsic Estimated Estimated Tg. Cmn. Assets Discount Discount Deposits Sharing Sharing Loss Cost to Cost to Equity / NPAs / Announce Assets Assets Sold on Assets on Assets Assumed Agree- Assets Estimate Regulator Regulator Assets Assets Date Name City ($000) Name State ($000) ($000) ($000) % ($000) ment ? ($000) (%) (a) ($000) ( % Assets) (%) (%) 01/27/17 Seaway Bank and Trust Co. Chicago 297,809 SBT Bancshares, Inc. TX NA 309,000 48,100 16% 307,118 No NA NA 57,200 19% (2.01) 4.98 05/08/15 Edgebrook Bank Chicago 90,034 Republic Bancorp Co. IL 1,837,086 79,700 12,704 16% 90,007 NA NA NA 16,782 19% (0.50) 19.68 01/23/15 Highland Community Bank Chicago 54,727 Fidelity Federal Bancorp IN 456,271 54,727 NA NA 53,453 No NA NA 5,573 10% 1.60 5.69 10/24/14 National Republic Bk of Chicago Chicago 843,118 SBT Bancshares, Inc. TX NA 626,100 NA NA 571,475 No NA NA 55,588 7% 0.61 47.02 07/25/14 GreenChoice Bank, fsb Chicago 70,286 Providence Bank, LLC IL 526,299 60,361 11,251 19% 70,974 No NA NA 19,768 28% 1.50 14.58 05/16/14 AztecAmerica Bank Berwyn 66,309 Republic Bancorp Co. IL 1,824,589 58,300 14,635 25% 65,031 NA NA NA 23,245 35% 1.37 24.06 01/17/14 DuPage National Bank West Chicago 53,524 Republic Bancorp Co. IL 1,837,086 61,662 2,800 5% 59,557 No NA NA 2,316 4% 2.00 4.15 02/15/13 Covenant Bank Chicago 58,422 Liberty , Inc. LA NA 58,422 18,900 32% 51,689 No NA NA 19,576 34% 1.33 16.21 09/28/12 First United Bank Crete 328,422 Wintrust Financial Corporation IL 25,672,428 310,000 28,700 9% 316,000 Yes 172,700 0.2 44,790 14% 2.13 17.80 08/03/12 Waukegan Savings Bank Waukegan 83,679 First Midwest Bancorp, Inc. IL 11,422,555 63,000 20,438 32% 72,700 No NA NA 23,518 28% 0.05 13.42 07/20/12 Second Federal S&L of Chicago Chicago 190,891 Wintrust Financial Corporation IL 25,672,428 10,000 NA NA 169,000 NA NA NA 88,796 47% (0.71) 25.85 06/08/12 Farmers & Traders State Bank Shabbona 43,077 Tri-County Financial Group, Inc. IL NA 43,077 7,995 19% 42,302 No NA NA 10,330 24% 1.34 17.88 03/23/12 Premier Bank Wilmette 268,703 IBC Bancorp, Inc. IL NA 236,057 49,453 21% 172,706 No NA NA 72,859 27% 2.05 27.68 03/09/12 New City Bank Chicago 71,200 NA NA NA NA NA NA 72,400 NA NA NA 17,400 24% (2.53) 21.12 02/10/12 Charter National Bank & Trust Hoffman Estates 93,894 Wintrust Financial Corporation IL 25,672,428 93,894 4,000 4% 89,485 Yes 72,100 0.4 20,386 22% 0.33 14.99

2 CHICAGO PUBLIC TRADING MULTIPLES*

Company Information Market Metrics Assets Credit & Capital Profitability (LQA) Deposit Metrics 06/30/17 Price / Adj. Most Recent Qtr Most Recent Qtr LTM Time Stock Market Total NPA+90 TE / Effic. Dep. / Ticker Company Name Location BV TBV LTM EPS Div. RBC NIM ROAA ROAE Bran. Dep/ COF Price Cap Assets PD/ A TA Ratio Branch Yield Dep $ $ mm % % X % $ mm % % % % % % % # $ mm % % NTRS Corporation Chicago 97.21 22,318.1 219 233 19.8 1.8 121,489 0.19 7.8 15.0 1.33 69 0.95 11.28 64 1,571 1 0.22 WTFC Wintrust Financial Corporation Rosemont 76.44 4,255.5 144 182 18.4 0.8 25,779 0.62 8.9 12.2 3.34 63 0.93 8.53 155 140 19 0.42 MBFI MB Financial, Inc. Chicago 44.04 3,692.9 144 249 19.0 1.8 19,146 0.69 8.6 11.8 3.69 63 1.15 8.43 96 146 15 0.32 FMBI First Midwest Bancorp, Inc. Itasca 23.31 2,395.3 135 232 20.8 1.5 13,773 0.84 8.1 11.5 3.84 60 0.67 5.18 130 84 14 0.29 OSBC Old Second Bancorp, Inc. Aurora 11.55 341.7 183 192 19.7 0.4 2,353 1.10 7.4 12.1 3.53 68 0.80 10.22 25 75 20 0.59 WNRP West Suburban Bancorp, Inc. Lombard 595.25 248.5 111 111 17.4 2.0 2,289 2.18 9.1 16.0 3.09 68 0.65 7.10 44 57 11 0.26 BFIN BankFinancial Corporation Burr Ridge 14.92 274.2 133 133 37.2 1.7 1,603 0.48 12.6 16.7 3.22 72 0.47 3.66 20 70 27 0.37 MNAT Marquette National Corporation Chicago 26.33 118.2 84 114 17.3 1.6 1,595 1.42 6.5 14.1 3.54 77 0.49 5.67 23 64 14 0.24 NWIN NorthWest Bancorp Munster 40.50 116.0 130 135 12.2 2.9 899 1.15 9.3 14.1 3.65 69 1.01 10.78 16 48 24 0.33 NSFC Northern States Financial Corp. Waukegan 0.78 70.5 119 119 39.0 0.0 495 2.68 11.9 17.5 3.20 80 0.30 2.52 8 50 21 0.15 RYFL Royal Financial, Inc. Chicago 11.93 29.9 95 98 26.2 0.0 316 0.33 10.0 15.7 3.84 75 0.49 4.82 7 39 32 0.35 AMFC AMB Financial Corp. Munster 17.00 16.7 98 98 11.3 0.0 207 1.03 7.9 13.4 3.45 80 0.48 6.00 5 45 37 0.51 AJSB AJS Bancorp, Inc. Midlothian 14.70 31.6 101 101 NM 1.3 204 1.77 15.7 35.2 2.37 85 0.10 0.62 3 56 30 0.30 MCPH Midland Capital Holdings Corp. Bridgeview 19.03 7.1 59 58 NA 0.8 121 2.12 9.8 30.9 2.56 NA 0.00 0.00 4 27 23 0.20 AFBA Allied First Bancorp, Inc. Oswego 1.50 1.8 NM NM NM 0.0 98 2.09 NA 16.5 3.57 NA 0.27 2.44 1 86 25 0.35 TCNB Town Center Bank New Lenox 3.50 8.2 77 77 11.6 0.0 89 0.71 11.1 15.9 3.66 96 0.14 1.30 2 40 32 0.49 BFFI Ben Franklin Financial, Inc. (MHC) Arlington Heights 11.75 8.3 107 107 NM 0.0 89 3.85 8.6 13.1 3.48 144 (1.79) (19.28) 2 39 51 0.53 MFDB Mutual Federal Bancorp, Inc. (MHC) Chicago 5.50 18.1 119 119 NA 0.0 78 3.73 19.5 23.8 4.06 NA 0.19 1.13 1 64 47 0.64

Average 121 139 20.8 0.9 1.50 10.2 17.0 3.30 78 0.41 3.91 150 25 0.37 Median 119 119 19.0 0.8 1.12 9.1 15.4 3.51 72 0.48 5.00 61 23 0.34 Note : GAAP data utilized where available; otherwise best regulatory data available is used. Quarterly earnings are annualized.

* All financial data for the quarter ended March 31, 2017; Stock Prices as of 6/30/2017

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