EBL Annual Report 2014.Pdf

Total Page:16

File Type:pdf, Size:1020Kb

EBL Annual Report 2014.Pdf STRATEGY FOR FLEXIBILITY Competitive pressures on business and a slow pace of economy in 2014 created the need for a better understanding of our processes and a greater need for making our business strategy fl exible to keep us on the growth path that is sustainable. What we have realized last year is when growth opportunities are limited in the marketplace it is always rewarding to look inward and remodel and rewrite processes to stabilize growth. In the process, we have felt the need to have a strategy that is fl exible and a mindset that is open to repositioning or realigning business. Our new stance on business and operation has already had a palpable impact on our competitive strength and business performance. 2014 was for us a year of soul searching, a year of restructuring and remodeling, and a year of reviewing our strategy for making it more fl exible to adapt to changes occurring in the marketplace. All this is to continue with the tradition of a sustainable growth that we have so effi ciently established. For we believe, winning for today is building for tomorrow. THE WINNING SPIRIT Ingenuity, responsible fi nance, and the leadership ability to Our two other business units and signifi cant contributors to put insights and perspectives into action have helped Eastern our wallet, corporate and SME banking, also brought local Bank Limited (EBL) emerge as one of the most valuable and international laurels for us making a point that when it brands in the fi nancial sector of Bangladesh. comes to innovation and service excellence they are no less active and meticulous than our retail banking. The underlying At EBL we believe in generating consistent quality in product spirit is that we are fl ourishing and growing as a team and the and service propositions, and everything that we do is geared business units are complementing each other in the pursuit of towards creating value for our stakeholders. excellence. How we are producing consistent quality in every aspect of In corporate banking, we are now being regarded as a leader service and product offering? Or what are the guiding principles in Bangladesh. With innovative and customized solutions and for executing our strategy up to their considerable potential? services, our corporate division emerged as a single point The answer to these questions lies in our culture of team spirit solution provider for customers including project fi nancing, and belief in sustainable growth. Our performance over the past working capital, trade, supply chain, cash management six years or so provides strong evidence how we are pursuing solutions, payroll, syndication, merger, acquisition, and sustainability principles in our everyday banking operations. advisory service. EBL has been closely working with Our focus has always been on performance and effi ciency multilaterals such as IFC, DEG, ADB, FMO, Proparco, CDC, and these qualities are now deeply rooted in our banking Norfund to develop products and build up the largest OBU operations. That we have been registering one of the highest Asset book among the local banks. per employee profi t for a considerable period of time in the In 2013 IFC recognized 25 fi nancial institutions as its best market is a testimony to our passion for performance and partners in trade and supply chain fi nance for 2013. The adherence to sustainable growth strategy. awards were announced at the 6th Global Trade Partners Meeting, which took place in Lisbon in 2014. Our corporate For us 2014 ended with a high note as we were felicitated banking was awarded the “Best Partner for Working Capital with ICSB National Award for Corporate Governance Systemic Solutions” for our innovative solutions for working Excellence. This award refl ects our commitment to corporate capital fi nance to importers and counter party exporters governance and recognition to the importance we attach including Offshore Bill Financing. to governance issues in our organization. As a strong believer of sustainable growth, principles of good corporate Our passion for excellence is refl ected in our effort to adopt governance form the core values of EBL. In order to achieve international best practices and go for globally recognized transparent and sound corporate governance, we have ISO 9001:2008 certifi cation of our processes. In 2011 we adopted international best practices to help us sustain in this got ISO for our Trade Service followed by certifi cation for globalized competitive free market economy. our Service Delivery in 2012. The effort came to a full-circle in 2014 when we were awarded ISO for our centralized Despite relatively slow pace of business, 2014 was signifi cant Operations Division that deals with whole of banking product for us because all three professional bodies, who measure processing and delivery to support consumer, corporate, performance of corporate bodies on different parameters of SME and treasury business. fi nancial reporting, corporate health and governance in the Starting with only 25 people in 2006, our SME unit today is a country, gave us recognition for our quality and consistency key contributor to the profi tability of the bank. To be awarded of performance excellence. Apart from ICSB, the other two the Structured SME Bank of the Year at SME Financing Fair professional organizations are ICAB and ICMAB. jointly organized by Bangladesh Bank and SME Foundation in The most happening unit of our bank is our retail banking. It 2014 was a great recognition for our SME unit and a proof of is said that ‘retail is all about detail’ and at EBL we focus on our innovative and personalized services. the minute details of every product and service we offer to our Our passion for excellence has contributed greatly to customers. Our retail banking stands tall in the market for its enhance our brand value and our perception in the market consistency in innovation and value creation. about world class banking services we offer. At EBL we strive Our passion to serve our customer with warmth, hospitality for and compete to win hearts of our customers and not just and effi ciency has been recognized by the Asian Banker share of their wallet. The accolade we received at the Global Excellence in Retail Financial Services Awards Program, which Brand Excellence Awards held in Singapore in July 2014 has become performance bench mark for consumer banking speaks volumes about sustainability in innovative branding. in Asia Pacifi c, Central Asia, the Middle East and Africa. The This is the second time we have won the Brand Excellence award program evaluates a total of 252 banks in 42 countries Award. This award is a telling evidence of our consistency in in a thorough evaluation process. delivery of brand excellence. EBL has successfully undergone the stringent evaluation We believe that our culture of working together as a team criteria of the award program for each product and process is helping us grow sustainably and our winning spirit and to emerge as the best retail bank of Bangladesh for two insatiable hunger to perform is paying dividend in whatever consecutive years, 2013-14. that we do together as a team. 2 EASTERN BANK LIMITED ANNUAL REPORT 2014 THE WINNING SPIRIT ICSB National Award for Corporate Governance Excellence Structured SME Bank of the Year 2014 2013 in the banking company category Best Retail Bank in Bangladesh 2014 awarded ICMAB Best Corporate Award 2013 by the Asian Banker Global Brand Excellence Award by The World Brand Congress The 14th ICAB National Awards for the Best Presented Annual Reports 2013 3 EASTERN BANK LIMITED ANNUAL REPORT 2014 CONTENTS 11 Letter of Transmittal Stakeholders Information Corporate Governance Report 12 Disclaimer 59 Our Stakeholders 73 Corporate Governance Practices in EBL 13 Vision 60 Financial Highlights 14 Mission 61 Five-Year Progression of EBL 86 BB Guidelines for Corporate Governance: 15 Values 63 Market Price Information Our Compliance Status 16 Strategic Priority 63 DSE Price Volume Chart of 93 BSEC Guidelines for EBL share 17 Code of Conduct and Corporate Governance: Ethical Guidelines 64 Vital Graphs Our Compliance Status 18 Corporate Directory 67 Value Added Statement 99 Certifi cate on Compliance 20 Company Milestones 68 Economic Value Added Statement of Corporate Governance Guidelines 22 EBL Organogram 68 Market Value Added Statement 23 Board of Directors 69 Financial Goals & Performance 30 Management Committees 69 Financial Calendar 35 Directors’ Responsibility 71 Glimpses of the 22nd AGM Statement 37 Report of the Audit Committee 40 Report of the Risk Management Committee of the Board 42 Chairman’s Statement 46 Review of the Managing Director & CEO 48 Directors’ Report 2014 4 FINANCIAL REPORTS 2014 Sustainability Report Management Discussion 176 Auditor’s Report to the 100 Sustainability: An Overview and Analysis Shareholders 178 Consolidated & Separate Financial 100 Approach to Sustainability 116 Financial Review Statements 100 Sustainable Activities 121 Business Review 247 Highlights on the overall activities 101 Environmental and Social 122 Corporate Banking Obligations 248 Financial Statements of Offshore 101 Environmental and Social 125 Treasury Banking Unit (OBU) Initiatives 127 Consumer Banking 263 Financial Reports of the 102 Sustainability Management 131 SME Banking Subsidiaries: 102 General Code of Conduct 134 Business Support 264 EBL Securities Ltd. 102 Integrated Report: Delivering 135 Operations Division 272 EBL Investments Ltd. our Promises 138 Information Technology 279 EBL Finance (HK) Ltd. 105 SME Success Stories
Recommended publications
  • Annual Report 2017-2018 Annual Report 2017-2018 Bangladesh Telecommunication Regulatory Commission
    Annual Report 2017-2018 Annual Report 2017-2018 Bangladesh Telecommunication Regulatory commission Regulatory Telecommunication Bangladesh Bangladesh Telecommunication Regulatory commission Annual Report 2017-2018 Bangladesh Telecommunication Regulatory Commission Contents 1. Message 07 2. Preface 09 3. Objectives of the Commission 12 4. Formation of the Commission and Present Status 13 5. Achievements of Commission from establishment of BTRC to till June 2018 14 6. Comparative description of Development activities and achievements of 2016-2017 and 2017-2018 at a glance 16 7. Noteworthy future planning 18 8. Introduction 19 9. Administration Division 21 10. Systems and Services Division 28 11. Spectrum Division 38 12. Engineering and Operations Division 60 13. Legal and Licensing Division 86 14. Finance, Accounts and Revenue Directorate 114 15. Media and Publications Wing 122 16. Enforcement and Inspection Directorate 134 18. Bangabandhu Satellite Launching Project 145 19. Mobile Phone industry of Bangladesh 166 20. Diverse activities (National & International) 185 21. World Telecommunication And Information Society Day (WTISD-2018) 175 22. River cruise and 16th anniversary of BTRC 178 23. Conclusion 179 BTRC 03 Annual Report-2017-2018 BTRC 04 Annual Report-2017-2018 Prime Minister Sheikh Hasina “Digital Bangladesh is a modern Philosophy of using Appropriate technology in implementing all pledges of the government, including proverty eradication, ensuring quality education and health facilities, generating employment opportunities for the people” -Sheikh Hasina BTRC 05 Annual Report-2017-2018 Mission To facilitate connecting the unconnected through quality telecommunication services at an affordable price by introducing new technologies BTRC 06 Annual Report-2017-2018 Under the supervision of Honorable Prime Minister's Information and Communication Technology Advisor Sajeeb Ahmed Wazed, BTRC is honored of launching the first Bangladeshi Satellite Bangabandhu Satellite-1 on May 12, 2018.
    [Show full text]
  • Bangladesh: Driving Mobile-Enabled Digital Transformation
    Bangladesh: Driving mobile-enabled digital transformation Copyright © 2017 GSM Association The GSMA represents the interests of mobile operators worldwide, uniting nearly 800 operators with more than 300 companies in the broader mobile ecosystem, including handset and device makers, software companies, equipment providers and internet companies, as well as organisations in adjacent industry sectors. The GSMA also produces industry-leading events such as Mobile World Congress, Mobile World Congress Shanghai, Mobile World Congress Americas and the Mobile 360 Series of conferences. For more information, please visit the GSMA corporate website at www.gsma.com Follow the GSMA on Twitter: @GSMA GSMA Intelligence Mobile for Development GSMA Intelligence is the definitive source of global Mobile for Development brings together our mobile operator data, analysis and forecasts, and mobile operator members, the wider mobile publisher of authoritative industry reports and industry and the development community to research. Our data covers every operator group, drive commercial mobile services for underserved network and MVNO in every country worldwide people in emerging markets. We identify – from Afghanistan to Zimbabwe. It is the most opportunities for social and economic impact accurate and complete set of industry metrics and stimulate the development of scalable, life- available, comprising tens of millions of individual enhancing mobile services. data points, updated daily. GSMA Intelligence is relied on by leading operators, vendors, regulators, financial institutions and third-party industry players, to support strategic decision-making and long-term investment planning. The data is used as an industry reference point and is frequently cited by the media and by the industry itself. Our team of analysts and experts produce regular This material has been funded by UK aid from the thought-leading research reports across a range UK government; however, the views expressed of industry topics.
    [Show full text]
  • Overview the E-Commerce in Bangladesh
    IOSR Journal of Business and Management (IOSR-JBM) e-ISSN: 2278-487X, p-ISSN: 2319-7668. Volume 16, Issue 7. Ver. II (July. 2014), PP 01-06 www.iosrjournals.org Overview the E-Commerce in Bangladesh. Md. Mohiuddin Associate Professor, Department of Management Studies, Jagannath University, Dhaka-1100, Bangladesh. Abstract: Electronic commerce, commonly known as e-commerce which consists of the buying and selling of products or services over electronic systems such as the internet and other computer networks. Electronic commerce is rapidly growing as an impressive manifestation of globalization. The rapid expansion of e- commerce is a major opportunity for local and international trade development of LDCs including Bangladesh. The amount of trade conducted electronically has grown dramatically since the spread of the internet. A wide variety of commerce is conducted in this way, spurring and drawing on innovations in electronic fund transfer, supply chain management, internet marketing, online transaction processing, electronic data interchange, automated inventory management systems and automated data collection systems. Modern electronic commerce typically uses the World Wide Web at least at some point in the transaction’s life cycle, although it can encompass a wider range of technologies such as e-mail as well. Bangladesh has also stepped into the arena of e-commerce slowly but surely. This work focuses on the overall e-commerce websites and business to consumer category of Bangladesh (B2C). This article emphasizes on secondary sources data collection. The report ends with recommendations and conclusion. Keywords: E-commerce, Business to Business (B2B), Business to Consumer (B2C), Business to Government (B2G), E-Market.
    [Show full text]
  • BANGLADESH a CASESTUDY OFBTCLNETWORK Telecommunication Development Sector DECEMBER 2011 Report INFRASTRUCTURE
    INFRASTRUCTURE International Telecommunication Union Telecommunication Development Bureau Place des Nations CH-1211 Geneva 20 NGN ACCESS NETWORK PLANNING: Switzerland A CASE STUDY OF BTCL NETWORK www.itu.int IN BANGLADESH Report DECEMBER 2011 Printed in Switzerland Telecommunication Development Sector Geneva, 2011 12/2011 NGN Access Network Planning: A Case Study of BTCL Network in Bangladesh December 2011 This report was prepared by ITU expert Mr Oscar González Soto. The International Telecommunication Union (ITU) would like to express sincere gratitude to the Bangladesh Telecommunications Company Limited (BTCL), the Ministry of Post and Telecommunications (MOPT), the Bangladesh Telecommunication Regulatory Commission (BTRC) for their support and assistance to the project realization, as well as to individual staff in those organizations in particular, for their support, information gathering to fulfil the objectives and challenges of this study. The designations employed and the presentation of material, including maps, do not imply the expression of any opinion whatsoever on the part of ITU concerning the legal status of any country, territory, city or area, or concerning the delimitations of its frontiers or boundaries. The mention of specific companies or of certain products does not imply that they are endorsed or recommended by ITU in preference to others of a similar nature that are not mentioned. This report has not been subjected to editorial revision Please consider the environment before printing this report. ITU 2011 All rights reserved. No part of this publication may be reproduced, by any means whatsoever, without the prior written permission of ITU. NGN Access Network Planning: A Case Study of BTCL Network in Bangladesh Table of Contents Page 1 Executive Summary ............................................................................................................
    [Show full text]
  • Bangladesh-Telecoms-Tiger.Pdf
    AT Capital Research Table of Contents Executi ve Summary 3 Chapter 1: Challenges & Opportuniti es 7 Overview 8 Key Future Challenges and Opportuniti es for Telecoms 8 What drives Mobile Penetrati on Rates? 14 SIM Tax Limiti ng Subscriber Growth 17 Chapter 2: Telecom Sector Structure 27 Chapter 3: The Economic Impact of Telecoms in Bangladesh 35 Mobile Phones Boost Economic Growth 37 Mobile Phones and Disaster Management 40 The Economic Impact of Increased Internet Penetrati on/Broadband 41 Digital Bangladesh 45 Challenges and Opportuniti es 46 Strategic Prioriti es 46 Chapter 4: Data, 3G, Convergence 48 Data 49 3G 53 ICT Convergence and Implicati ons for BD Telcos 58 Chapter 5: Mobile Value Added Services 61 Telecoms and Agricultural VAS 65 Mobile Banking 70 Mobile Health 71 E-Commerce and Cell Bazaar 74 Chapter 6: Taxati on in the Telecoms Sector 76 Chapter 7: Bangladesh Regulatory Challenges and License Renewal 81 The Objecti ves of a Regulatory Framework 82 History of Bangladesh Telecoms Regulati on 82 License Renewal 84 Mobile Number Portability 86 Chapter 8: Wireless Company Profi les 88 Grameenphone 89 Banglalink 96 Warid 105 Axiata Bangladesh 109 Citycell 114 Teletalk 117 Chapter: 09: Telecoms Infrastructure Sharing 120 Chapter 10: Telecoms Primer 126 Appendix 1 – An overview of non-Mobile Telecoms sector 137 WiMAX 137 Fixed Line Operators 137 Internet Service Providers 138 Interconnecti on Exchanges 139 Internati onal Gateway 139 Internati onal Internet Gateway 139 Call Centers 140 Appendix 2 - Telco Database 142 References 173 2 Bangladesh Telecoms Sector Challenges & Opportunities AT Capital Research Executive Summary • The Telecoms sector in Bangladesh has seen growth in mobile penetrati on that has exceeded all expectati ons with over 65.1 million subscribers as of September 2010 versus only 4 million in 2004.
    [Show full text]
  • Case Study in Bangladesh
    Fiber Access Case Study in Bangladesh BtNOG 3 Thimphu, BHUTAN Sumon Ahmed Sabir Chief Technical Officer Fiber@Home Limited Connec?ng our Future with Light 2 Case study on Fiber@Home : 3 Connec?ng our Future with Light 3 Pillar of Fiber@Home : 4 IIG ITC NTTN 3 Pillar of Fiber@Home : 5 • 12th April, IIG 2012 ITC • 5th January, 2012 NTTN • 7th January, 2009 6 Naonwide Telecommunicaon Transmission Network License: January 7, 2009 NTTN : OPen Access Network 7 NTTN : OPen Access Network 8 Infrastructure Services Passive Co-locaon Ac?ve Network Network Facili?es SDH Ethernet FTTX Dark Fiber Space Sharing TDM through Ethernet over FTTH Fiber Core P2P Rack Sharing SDH Network MPLS TDM through IP/Ethernet MPLS Pseudo- through MPLS FTTB Fiber Power Sharing wire l2/l3 VPN λ through GPON FTTC DWDM NTTN : Services 9 Bangladesh Government: 30+ Ministries/Departments 10 • Info-Sarker II: 12,000+ Links Naonwide • Dhaka Metropolitan Police: 700+ Surveillance Camera • BanglaGov.Net & DC Office Connec]vity • Naonal Revenue Board • Bangladesh Army Telecom & Wimax Operators: 8+ • 2G/3G Back-Hauling of Grameen Phone, Robi, Teletalk and AirTel. • Lambda Service for Robi • Banglalion and Qubee WiMax Back-Hauling Internet Service Providers: 250+ • Major Clients Aamra, Link-3, DhakaCom, Telnet etc. IIG, ICX, ITC & IGW: 73+ • Mango, Aamra, Novocom, Mir Telecom, BanglaTrac etc. Cable Operators: 23+ • UCS, Bengal, Prisma, DG21, DGJado etc. NTTN : OPen Access Network 11 •384 Upazilas •1,760km+ U/G •5,000km+ local loop •7 Div HQ and 64 Dist HQ •600 Distribu]on Point •4 FTTX Zones •2,500+ Building in FTTH •14,600+ House Holds in FTTH Metro 64 Districts Network •20,530km+ Fiber •750+ Manpower •6040km+ New Expansion •50+ Full Team Plan •4 HDD Machine •Info- Sarker-III: 11,000km U/ G & Messenger Cable Deployment Naonwide Resources NTTN : The Vital Role 12 • NTTN plays the vital role in the growth of the data industry In terms of .
    [Show full text]
  • The Project for Developing Inclusive City Governance for City Corporation Final Report Volume 6 Chcc Edition
    Local Government Engineering Department People’s Republic of Bangladesh The Project for Developing Inclusive City Governance for City Corporation Final Report Volume 6 ChCC Edition March 2014 JAPAN INTERNATIONAL COOPERATION AGENCY PADECO Co., Ltd. EI CR (3) 14-061 Local Government Engineering Department People’s Republic of Bangladesh The Project for Developing Inclusive City Governance for City Corporation Final Report Volume 6 ChCC Edition March 2014 JAPAN INTERNATIONAL COOPERATION AGENCY PADECO Co., Ltd. The Project for Developing Inclusive City Government for City Corporation Final Report (ChCC Edition) Contents PART 1 Infrastructure Development Plan of ChCC Chapter 1 Introduction ..................................................................................................... 1 1.1 Background of IDPCC ............................................................................................. 1 1.2 Institutional Structure for IDPCC Management ........................................................ 3 Chapter 2 Present Condition of ChCC ............................................................................. 5 2.1 Present Natural Condition of ChCC ......................................................................... 5 2.2 Socio Economic Condition of ChCC ...................................................................... 12 2.3 Present Urban Planning of ChCC ........................................................................... 17 2.4 Present Infrastructure of ChCC .............................................................................
    [Show full text]
  • Aamra Networks Limited
    aamra.com.bd Information Memorandum aamra networks limited aamra.com.bd aamra.com.bd aamra.com.bd Information Memorandum of aamra networks limited Authorized Capital: BDT 1,000,000,000 (100,000,000 Ordinary Shares of BDT 10 each) Paid Up Capital: BDT 260,000,000 (26,000,000 Ordinary Shares of BDT 10 each) Proposed Issue Size: BDT 120,000,000 Offering of 12,000,000 Ordinary Shares of Face Value BDT 10/- each MANAGER TO THE ISSUE LANKABANGLA INVESTMENTS LIMITED Eunoos Trade Centre, Level - 21, 52-53, Dilkusha C/A, Dhaka - 1000, Bangladesh Phone: +88 02 711 35 85, 712 25 95 Fax: +88 02 711 57 56 e-mail: [email protected] Web site: www.lankabangla-investments.com aamra.com.bd Disclaimer This Information Memorandum with respect to the Private Placement of ordinary shares of aamra networks limited has been prepared by LankaBangla Investment Limited to be circulated amongst potential investors. The information forecast analysis, assumptions and opinions contained herein have been compiled or arrived at solely based on information obtained from aamra networks. Such information has not been independently verified and no guarantee, representation or warranty, expressed or implied is made as to its accuracy, completeness or correctness. Nothing contained in this document is, or shall be relied upon as, a promise or representation by LankaBangla Investments Limited. All such information is subject to change without notice and such changes could be due to unforeseen circumstances. This document is for information purposes only and does not purport to be a complete description of the subject matter referenced to herein.
    [Show full text]
  • Central Voter List
    ICMAB 17TH COUNCIL ELECTION FEBRUARY 07, 2020 CENTRAL VOTER LIST CENTRAL VOTER LIST ICMAB 17TH COUNCIL ELECTION The Institute of Cost and Management Accountants of Bangladesh (ICMAB) ICMA Bhaban, Nilkhet, Dhaka-1205 CENTRAL VOTER LIST ICMAB 17TH COUNCIL ELECTION FELLOW MEMBERS 1 F-0002 Mr. Rafiq Ahmad FCMA 5 F-0030 Executive Director Mr. A.B.M. Shamsuddin FCMA T. K. Group of Industries Senior Financial Management Specialist T.K. Bhaban (2nd floor) Rural Transport Improvement Project-2 13, Kawran Bazar LGRD (World Bank Finance Project) Dhaka 1215 House # 289, Flat # A-3 Bangladesh Road # 12, Block-A Cell : 8801711566828 Bashundhara R/A E-mail : [email protected] Dhaka Bangladesh 2 F-0016 Cell : 8801819252805 Mr. Md. Afsarul Alam FCMA E-mail : [email protected] House No. 26 Sonargaon Janapath (Chowrasta) 6 F-0032 Sector – 11 Mr. D.P. Bhattacharyya FCMA Uttara Model Town 1403 Tropic Terrace Dhaka 1230 FL 33903-5271 Bangladesh United States of America (USA) Cell : 8801911216139 Cell : 12396288687 E-mail : [email protected] 3 F-0020 Alhaj Md. Matior Rahman FCMA 7 F-0034 Makam-E-Mahmud, House # GA-117/2 Mr. Md. Noor Baksh FCMA Middle Badda, Near Noor Moszid House # 1, Road # 1, Block-B Gulshan, Dhaka 1212 Palashpur, East Dania Bangladesh Dhaka 1236 Cell : 8801778413531 Bangladesh Cell : 8801913805529 4 F-0027 Mr. Md. Ishaque FCMA 8 F-0038 Adviser Mr. Muzaffar Ahmed FCMA DBL Group President and CEO Capita South Avenue (6th Floor) Credit Rating Information and Services Ltd. House # 50, Road # 3 Nakshi Homes (4th floor) Gulshan Avenue 6/1-A, Topkhana Road Gulshan- 1 Segunbagicha Dhaka 1212 Dhaka 1000 Bangladesh Bangladesh Cell : 8801713041913 Cell : 8801819213014 E-mail : [email protected] E-mail : [email protected] Page 2 of 126 CENTRAL VOTER LIST ICMAB 17TH COUNCIL ELECTION 15 F-0057 9 F-0042 Mr.
    [Show full text]
  • Corporate Sales Operations of Banglalion Communications Limited: an Evaluation
    Corporate Sales Operations of Banglalion Communications Limited: An Evaluation. Corporate Sales Operations of Banglalion Communications Limited: An Evaluation. Prepared by: Md Shamiul Islam ID # 072-11-1858 Major in Finance Program: BBA Department of Business Administration Faculty of Business & Economics Daffodil International University Prepared for: Mohammad Masum Iqbal Assistant Professor Department of Business Administration Faculty of Business & Economics Daffodil International University Date of Submission: 03 May 2014 Letter of Transmittal Date: 03 May, 2014 Mohammad Masum Iqbal Assistant Professor Department of Business Administration Faculty of Business & Economics Daffodil International University Subject: Submission of internship report on “Corporate Sales Operations of Banglalion Communications Limited: An Evaluation”. Dear Sir, It is a great pleasure and privilege to present the internee report titled “Corporate Sales Operations of Banglalion Communications Limited: An Evaluation” which was assigned to me as a partial requirement for the competition of BBA Program. Throughout the study I have tried with the best of my capacity to accommodate as much information and relevant issues as possible and tried to follow the instructions as you have suggested. I tried my best to make this report as much informative as possible. I sincerely believe that it will satisfy your requirements. I however sincerely believe that this report will serve the purpose of my internee program. I am grateful to you for your guidance and kind cooperation at every step of my endeavor on this report. I shall remain deeply grateful if you kindly take some pan to go through the report and evaluate my performance. My effort will be rewarded only if it adds value to the research literature.
    [Show full text]
  • INTERNSHIP REPORT on QUBEE Internet Operation in Bangladesh
    INTERNSHIP REPORT On QUBEE Internet Operation in Bangladesh Internship Report On QUBEE Internet Operation in Bangladesh Prepared By: Saifuzzaman ID: 12164064 MBA BRAC University Prepared For: Md. Abdul Wasi Lecturer-II BRAC Business School BRAC University Date of Submission: August 25, 2014 LETTER OF TRANSMITTAL August 25, 2014 Md. Abdul Wasi, Lecturer-II, BRAC Business School, BRAC University Dear Sir; This is to inform you that I have completed the internship report titled “QUBEE Internet Operation in Bangladesh”, which has been prepared as a requirement for the completion of the MBA Program of BRAC University. Qubee (Augere Wireless Broadband Bangladesh Ltd.) is the First WiMAX company of Bangladesh. Augere Holdings and its partners Teleport Bangladesh and Aamra Networks formed the joint venture Augere Wireless Broadband Bangladesh Ltd. While working on the report, I have tried to follow each and every guideline that you had advised. It has been a very enlightening experience to work in this new venture and I am thoroughly enjoying my internship period at Qubee. The authority of Qubee has also extended their cooperation whenever required. Sincerely yours ----------------------------- Saifuzzaman ID – 12164064 MBA Major in Finance BRAC University Acknowledgment I would first like to thank my faculty advisor, Md. Abdul Wasi Lecturer of BBS Dept. BRAC University for guiding me throughout the course of my internship program, and for assigning this topic and guiding me during my internship attachment with Qubee. This study required voluminous primary information which I could not have collected properly in time without the help of my on site advisor, Mr. Md. Ashik Khan Razeeb, Manager- Treasury, Budget & Budgetary Control also deserves my heartfelt thanks for his cooperation in helping me understand, participate, and perhaps preparing my report.
    [Show full text]
  • Impact of the Global Financial Crisis on Investments in South Asia's Electric
    Report No. 56849-SAS IMPACT OF THE GLOBAL FINANCIAL CRISIS ON INVESTMENTS IN SOUTH ASIA’S Public Disclosure Authorized ELECTRIC POWER INFRASTRUCTURE INDIA ✦ PAKISTAN ✦ BANGLADESH Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized SOUTH ASIA GLOBAL FINANCIAL CRISIS REPORT THE WORLD BANK 1818 H Street, NW WASHINGTON, DC 20433 Report No. 56849-SAS FINAL REPORT FOR INDIA, PAKISTAN, AND BANGLADESH The Impact of the Global Financial Crisis on Investments in the Electric Power Sector The Experience of India, Pakistan, and Bangladesh Mohua Mukherjee and Kumar V Pratap Co-Editors A co-publication of the Energy Sector Management Assistance Program (ESMAP) and the World Bank i TABLE OF CONTENTS Table of Contents……………………………………………………………………………….. ii Preface ………………………………………………………………………………………….. x Acknowledgements ………………………………………………………………….………… xi List of Abbreviations……………………………………………………………………………. xii Executive Summary………………………………………………………………..……………. xx CHAPTER 1: INTRODUCTION ………………………………………….. 1 1. Financing Challenges in the South Asian Power Sector…………………………………. 3 2. Main Sources of Finance for the Power Sector and the Impact of the Crisis on each of them… 4 3. The Way Forward……………………………………………………………………………. 7 3.1 India……………………………………………………………………………………… 7 3.2 Pakistan………………………………………………………………………………….. 7 3.3 Bangladesh………………………………………………………………………………. 9 CHAPTER 2: INDIA……………………………………………………….. 13 1 INTRODUCTION ............................................................................................................................
    [Show full text]