PLP 2016-17 East District EXECUTIVE SUMMARY

The Theme of the PLP is “Accelerating the pace of capital formation in agriculture and allied sector”

The valley district of Imphal East (709 sq km) has two separate valley areas i.e. Imphal valley and which is about 222 km away from state capital, Imphal. Jiribam is the only place, which is connected by rail line from in . Proposed railway line from Jiribam to Tupul is expected to ease transport problem of the state. The in the valley, which covers an area of 216 sq km is the biggest fresh water lake in the North Eastern Region of . The Valley area is known as the ‘Rice Bowl’ of . The total population of is 456113 of which male is 226094 and female is 230019. Rural population is 272906 and Urban population is 183207. The Literacy rate is 83 per cent. The district has three blocks viz. Imphal East I, Imphal East II and Jiribam block which lies southwest of District and bordering the State of Assam, as part of Imphal east District. District H.Q. is at . The total number of village is 195. The total number of Cultivator is 27895 out of these 9398 is agriculture labourer. The total gross irrigated area is 47900 ha. The district is equipped with 2 Dispensaries, 10 Primary Health Centre, 53 Primary Health Sub-Centres, 1 Hospitals, Post Offices in 46 villages, 154 villages got electric supply.

The last 3 years credit flows under Annual District Credit Plan of Imphal East District are given below: (` lakh) Agri & Year Industries Services Non Priority Total allied Tar Ach Tar Ach Tar Ach Tar Ach Tar Ach 2012-13 1330 458.18 780 305.36 1400 567.13 390 1326.29 3900 2656.96 2013-14 7100 1420.1 1975 362.67 3925 2377.9 200 1964.96 13200 5933.19 2014-15 8139 1208.4 2220 1010.46 4353 4150.52 260 2330 14972 8699.38 There are 26 branches of 18 commercial banks, 4 branches of Manipur Rural Bank, 1 branch of Manipur Sate Co-operative Bank and 3 branches of Imphal Urban Co-operative Bank in the district as on 31.03.2015. There are 33 PACS/LAMPS in the district. United Bank of India is the lead bank of the district. The outstanding deposits of the district as on 31.03.2013, 31.03.2014 & 31.03.2015 were ` 32097.68 lakh, ` 38669.45 lakh & ` 45732 lakh respectively. The CD Ratio as on 31st March 2013, 31st March 2014 and 31st March 2015 were 25%, 37.34% and 46.61%. The ACP achievement for the year 2014-15 was ` 8699.38 lakh against the target of ` 14972 lakh which is 58.10% of the target. Under Priority Sector, the achievement was ` 6369.38 against the target of ` 14712 lakh which is 43.29 % of the target while under Non Priority Sector; the achievement was ` 2330 lakh against the target of ` 260.00 lakh. Among these SHG saving linked till 31.03.2015 is 2556 and Credit Linkage is 1138. Total KCC issued as on 31st March 2015 stood at 4694.

Credit estimates for 2016-17: A base PLP for Imphal East district for the Five Year Period 2012-13 to 2016-17, co-terminus with XII Five Year Plan, was prepared by NABARD and the projections made in the base PLP for the year 2016-17 are reviewed and updated taking into account the revisions in costs, infrastructure development and other relevant factors. As per the realizable potentials estimated under PLP, the exploitable potential worked out for the year 2016-17 stood at ` 26800.21 lakh which is 6.27% increased from 2016-17 base PLP projection.

The Potential Linked Credit Plan prepared by NABARD for Imphal East District highlights the bankable potential of the various sectors of the economy. The estimated institutional credit potential for 2016-17 in Sector Wise Credit Projection are given below:

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PLP 2016-17 Imphal East District

Broad Sector-wise PLP Projections - 2016-17 The broad sector-wise projections for 2016-17 are as indicated below: (` lakh) Sr. PLP Projections No. Particulars 2016-17 A Farm Credit i Crop Production, Maintenance and Marketing 14209.66 ii Term Loan for agriculture and allied activities 3434.87 Sub Total 17644.53 B Agriculture Infrastructure 287.24 C Ancillary activities 215.93 I Credit Potential for Agriculture (A+B+C) 18147.7 II Micro, Small and Medium Enterprises 6620.83 III Export Credit 189 IV Education 298.13 V Housing 1230 VI Renewable Energy 32.82 VII Others 268.6 VIII Social Infrastructure involving bank credit 13.13 Total Priority Sector (I to VIII) 26800.21

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PLP 2016-17 Imphal East District

Summary of Sector/ Sub-sector wise Projections-2016-17: (` lakh) PLP Projections Sr. No. Particulars 2016-17 I Credit Potential for Agriculture A Farm Credit i Crop Production, Maintenance, Marketing 14209.66 ii Water Resources 321.78 iii Farm Mechanisation 620.03 iv Plantation & Horticulture (including sericulture) 386.47 v Forestry & Waste Land Development 71.06 vi Animal Husbandry - Dairy 953.05 vii Animal Husbandry – Poultry 378.34 viii Animal Husbandry - Sheep, Goat, Piggery, etc. 365.06 ix Fisheries 339.08 x Others 0 Sub Total 17644.53 B Agriculture Infrastructure Construction of storage facilities (Warehouses, Market yards, Godowns, Silos, Cold storage unit/Cold storage i chains) 236.25 Land Development, Soil Conservation, Watershed ii Development 50.18 iii Others 0.81 Sub Total 287.24 C Ancillary Activities i Food and Agro Processing 178.43 ii Others 37.5 Sub Total 215.93 I Total Agriculture 18147.7 II Micro, Small and Medium Enterprises i MSME - Working Capital 1811.83 ii MSME - Investment credit 4809 Total MSME 6620.83 III Export Credit 189 IV Education 298.13 V Housing 1230 VI Renewable Energy 32.82 VII Others 268.6 VIII Social Infrastructure involving bank credit 13.13 Total Priority Sector 26800.21

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PLP 2016-17 Imphal East District

As the scales of finance approved by DLTC for 2015-16 have been adopted for estimation of crop loan for 2016-17, the projections under crop production, maintenance and marketing for 2016-17 has been revised. Due to the revision of unit costs, revision of physical units, addition of new sectors/sub sectors because of revision of priority sector lending classification norms by RBI, considering the performance of banking sectors in the last few years, infrastructure development and other relevant factors etc. in respect of other sectors, the projections made in the base PLP for 2016-17 have been revised (details are given at Chapter No. 3).

Major constraints and suggested action points for State Govt. and banking sector that would translate PLP into a reality are as indicated below:  Most of the bank branches are concentrated in greater Imphal regions. Financial outreach/accessibility is one of the major problems of banking development in the district.  Poor road connectivity and condition of the roads is a major area of concern.  Major thrust area remains the animal husbandry and horticulture sector where there is demand as well large scope for market exploitation. JLGs/SHGs financing has scope with the coming up of NRLM and Make in Manipur mission.  There is considerable scope for improvement in basic rural infrastructure facilities like rural connectivity, development of markets, irrigation facility, storage godowns, extension services and training support etc.

Area Development Plan/Schemes: In view of abundant resources and opportunities available in the District, piggery and fishery have been taken as Area Development Plan/Schemes where financial institutions and State Govt. should play an active role for development of these activities.

In view of its low maintenance cost and ready adaptabilities to local environment, piggery serves as most feasible enterprise for consideration as an Area Development Plan/Schemes in the District. The total population of pig is 31096 out of which 16464 are crossbreed and 14632 are indigenous. Total pig production is 310 tonnes (Statistical Year Book of Manipur 2015). A credit potential Rs.307.80 Lakh is estimated in the PLP 2016-17 for this sector.

The total production of fish in Manipur was18,220 tonnes (Statistical Year Book of Manipur 2015), while that of the Imphal East district was 4736 tonnes. Hence, large quantities of fishes are being imported from outside the district every year to fill this gap. This huge gap can be met by harnessing the vast fishery resources of State by adopting advanced scientific techniques of fish culture. These sectors being so demanding and market driven, the PLP 2016-17 projection a sum of 339.08 Lakh for financing of 240 nos. of fishery units.

Successful implementation of the plan can be achieved through a well orchestrated coordinated approach with all stakeholders functioning as a team and extending necessary cooperation for exploiting the potentials estimated under the plan and more particularly in achieving the common goal of enhancing capital formations. Optimum use of authentic and accurate data generated under SAMIS will facilitate a thorough and effective review of the progress in achievements at periodical intervals in various forums like BLBC, DCC meetings etc. and initiating prompt remedial/corrective action. Effective implementation of Financial Inclusion Plans including coverage of oral lessees, tenant farmers into JLGs etc. will provide necessary catalytic and trigger desired pace in implementation of the plan.

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PLP 2016-17 Imphal East District

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PLP 2016-17 Imphal East District District Profile

The Imphal East district of Manipur State has two valley areas viz. Imphal valley and Jiribam which is about 222 km away from the state capital. The geographical area of the district is 709 sq. km. Jiribam is the only place, Which is connected by rail line from Silchar in Assam. The net sown area is 35,670 ha (Statistical Year Book of Manipur 2015). The net irrigated area of the district is 4,790 ha (Statistical Year Book of Manipur 2015). The total population of Imphal East district is 456113 of which male is 226094 and female is 230019. The district has three blocks viz. Imphal East I, Imphal East II and Jiribam block. There are 204 villages in the district. Agriculture and allied is the main occupation of the district and crop production is an important activity for the economy of the district which provides livelihood-cum- employment opportunities to the rural population. Mono cropping is in vogue in the area. Major crop grown in the district is paddy. Other crops include Oil Seeds, Maize, Pulses, Sugarcane, Vegetables, Potatoes, Mushroom and Fruit crops like Pineapple, Orange, Banana, Papaya, Lemon, Passion fruit etc. The most predominant crop grown in the district is Paddy. Other major crops include Mustard, Pulses, Sugarcane, Potato and Fruit crops like Pineapple, Orange, Lemon, Passion fruit and Banana. The district receives moderate to high rainfall, the fertile, alluvial soils in the river basin. The new and emerging sectors/economic activities in the district are piggery and fishery. There is good scope for productive utilization of agricultural waste like paddy straw and rice husk etc. in the district. Shallow and marshy land is another potential area for exploitation. The district has a lot of critical issues which requires urgent attention like transport & communication, law and order situation, lack of industries, lack of quality schools and colleges, hospitals, police stations, banking services etc. Out of the critical issues mention above, we may consider the bad conditions of National Highway No. 2 and 37 which connect the district with other states. These 2 National Highways are the lifeline of entire Manipur state. Once the road connectivity is developed the credit flow into various sectors is expected to improve which directly or indirectly can change the livelihood of the people. The total number of Cultivator in the district is 27895 out of which 8460 are marginal farmers. Moreover there are 1,45,343 of main worker and 2,61,265 of non workers population in the rural and urban areas(Statistical Year Book of Manipur 2015) of the district respectively leading to vast unemployment.

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PLP 2016-17 Imphal East District

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PLP 2016-17 Imphal East District

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