Attendee Directory

This is not a complete directory. For the most up-to-date list, please use the Mobile App. 154 Advisors Accuity ACH Processing Company Kevin Patton Solution Practice Lead Glen Sarvady Henry Balani John Innes Waltham, MA Managing Principal Global Head, Strategic Affairs President Atlanta, GA Evanston, IL Plano, TX Craig Ramsey Director, Product Regina Brandys Roderick Sanchez Management 1st Manatee Bank Account Manager Plano, TX Princeton, NJ Evanston, IL Denise Stewart AAP Carl Robinson Compliance Officer Nick DeFilippis ACHWorks, LLC Director, Business Bradenton, FL National Account Manager Development New York, NY Ryan McCurry AAP Princeton, NJ Derek Hayes AAP President AVP, Cards & Payments Avery Diederich-Watts Gold River, CA Mike Rogers Manager Product Market Manager Director, Business South Bend, IN Skokie, IL Development, EBPP ACI Worldwide Moraga, CA Lisa Larkin AAP Anne Farmer EFT Supervisor Head, Marketing, Americas Bill Dempsey Adalio Sanchez South Bend, IN Evanston, IL Account Executive Board Member Waltham, MA Bridgefield, CT Andrea Smiddy-Schlagel AAP, Patrick McConville CTP Sales Manager Jim Gillespie Cindy Slayton Vice President, Treasury New York, NY Director, Solutions Consulting Senior Events Specialist Services Division Head Naples, FL Waltham, MA South Bend, IN Leila Odobasic National Account Manager Al Griffin Andrea Snyder New York, NY Principal Solutions Consultant Senior Public Relations ABC Financial Services, Norcross, GA Manager Inc. Meredith Wisniewski Waltham, MA Portfolio Marketing Manager David Grindal Doug Elkins Evanston, IL Director, Solutions Consulting Chuck Tillman EVP, Global Corporate Toronto, CANADA Manager, Sales Development Omaha, NE Sherwood, AR ACH Alert, LLC Rick Hamilton Senior Major Account Dean Wallace Caroline Capdeboscq Manager Solution Consultant Practice Academy Sports & Regional Sales Executive Waltham, MA Lead Outdoors Ooltewah, TN Waltham, MA Guy Hilbert Maryana Martinez CTP Tiffinay Farner SVP, Global Customer Bill Wells Director, Treasury Operations Account Executive Implementation Senior New Business Katy, TX Ooltewah, TN Waltham, NJ Developer Waltham, MA Kate Hall Sandra Horn Accenture Regional Sales Executive Lead Product Manager Ooltewah, TN Waltham, MA Actum Processing, LLC Peter Ehmke Managing Director Jackie Lynn Mahala Johnson Charles Chambers Walnut Creek, CA Account Specialist Director, Product Chief Technology Officer Ooltewah, TN Management Austin, TX Princeton, NJ AcceptEmail, Inc. Tristica Mays Daniel Parodi AAP Director, Product Allison Kazerounian CEO Melanie Barteaux Management Clearwater, FL Austin, TX Business Development Ooltewah, TN Manager Barry Kislingbury New York, NY David Peace Director, Solution Consulting ADP, LLC President Princeton, NJ Nicole Capobianco Ooltewah, TN Yervant Manavian New York, NY Steve Kramer VP, US Money Movement Deborah Peace AAP Vice President, Product Line Operations Chief Executive Officer Manager - EBPP Solutions San Dimas, CA Ooltewah, TN Princeton, NJ

2 List as 4.18.2017 Leizl Mendiola AAP AFLAC Wayne Brown Michelle McDowell AAP VP, Risk & Compliance Director, Business Product Manager, Electronic San Dimas, CA Angela Grier Development Services Second Vice President, Piscataway, NJ Naperville, IL William Piggot Treasury & Accounts Payable VP, International Money Columbus, GA Movement Alaska Communications Allstate Insurance Etobicoke, CANADA Company AGC Partners Tamara Gjosund Diana Vasquez AAP Senior Manager, Billing Lynn Cirrincione Director, Treasury Banking Charlie Schopp Operations Director, Treasury & Planning Operations Principal Anchorage, AK Northbrook, IL San Dimas, CA Boston, MA

Kristin Walle AAP, CTP Albuquerque Bernalillo Ally Bank VP, Global Money Movement AgriBank County Water Utility & Compliance Authority Rita DAngelo AAP San Dimas, CA Becky Mcleran Director Senior Finance Operations Jeffrey Li Marlton, NJ Deborah Wyman Analyst Treasurer Director, Banking Relations Anna, TX Albuquerque, NM Theresa Darst AAP San Dimas, CA Analyst William Montis Ft. Washington, PA VP, Finance Operations Alerus Advanced Marketing St. Paul, MN Zulfiya Dorsey AAP Group, Inc. Karna Loyland Product Manager Justin Woodbeck Chief Deposit Officer Warrington, PA Elizabeth Harkey Finance Operations Specialist, Grand Forks, ND President Cash Operations Lynne Gentner AAP Austin, TX St. Paul, MN ACH Program Manager Alliance Bank, N.A. Fort Washington, PA

AffiniPay Air Force Federal Credit Sheri Kivell AAP Peter Suhmann AAP Union ACH & EFT Coordinator Senior Director, Money Greg Haney Sulphur Springs, TX Movement Vice President, Operations Rick Sulfridge Fort Washington, PA Austin, TX SVP & CAO , TN Alliance Data Systems, Inc. Stephen Perez Ally Financial VP, Development Ashley Wade Nathan Creager Austin, TX Manager, Deposit Senior Financial Analyst James Flowers AAP Administration Columbus, OH Program Manager San Antonio, TX Ft. Washington, PA Affinity Plus Federal Credit Daniel Phillips Union Senior Programmer Analyst Aite Group Plano, TX Alpine Bank Jacquelyn Twedt AAP Manager, Operations Julie Conroy Tracy Schell Valarie Bellmire AAP Saint Paul, MN Research Director Cash Manager Treasury Services Supervisor Boston, MA Columbus, OH Grand Junction, CO

Affirmative Technologies, Linda Coven Monica Meyers Inc. Senior Analyst Alloya Corporate Federal Vice President & Operations Richmond, VA Credit Union Manager George Bassous Rockford, IL CEO & CTO Monica Culver AAP Palm Harbor, FL Alacriti, Inc Member Implementation Specialist Alston & Bird LLP Sherry Knitter AAP Stuart Bain Westminster, CO Director, Business SVP, Product Management Duncan Douglass Development Piscataway, NJ Deborah Hoster AAP Partner Palm Harbor, FL AVP, Electronic Services Atlanta, GA Naperville, IL

3 List as 4.18.2017 Amazon.com American Express Pilar Vigil ANB Bank Centurion Bank Trade Show Manager Robert Abrams New York, NY Nancy Skoda Global Business Owner, AP Katia Fleury Senior Vice President Payments Manager Denver, CO Seattle, WA Salt Lake City, UT American Family Insurance Company Kartik Balakrishnan Beth Gallagher Anchor Bank, N.A. Manager Director, Product Delivery & Teresa Bulgrin Seattle, WA Integration Card Member Sales Compliance & Internal Diane Kittelson Payment Technology Control Administrator Director, Operations Phoenix, AZ Madison, WI Apple Valley, MN America First Credit Union Robert Garinger Susan Haberkorn JoLyn Stirland President & CEO Banking Operations Analyst AnchorOps Business Product Coordinator New York, NY Madison, WI Riverdale, UT David Frogel Larane Horton Sara Peterson President Manager Receivables Senior Specialist Westborough, MA American Airlines Federal Morgan, UT Madison, WI Credit Union Kurt Johnson Utsab Kayal Senior Vice President, Christopher Danvers PMP Payments Architect American Heritage Bank, Marketing & Corporate VP, Payments & Digital Phoenix, AZ Oklahoma Development Services Westborough, MA Fort Worth, TX Monica Lindsey Justin Sechrest TPM Global Payments Guest Platform Sapulpa, OK Andigo Credit Union American Bankers Phoenix, AZ Association Raquel Sechrest AAP Sandra Zuniga AAP Cindy Shaw Sapulpa, OK Accounting Manager Edward Gross Senior Manager Schaumburg, IL Director, Payments & Salt Lake City, UT Operations American Heritage Federal Washington, DC Credit Union Anovia Payments American Express Stephen Kenneally AAP Company Timothy Volk AAP Tommy Avers VP, Center for Payments & EFS Assistant Manager II Manager, Strategic Partnership Cybersecurity Navin Agrawal Philadelphia, PA Channel Washington, DC Lead Architect Irving, TX Plantation, FL Christopher McClinton American National Bank of Andy Meadows Senior Vice President Silvia Gorgues Miquel Texas Executive Vice President, Washington, DC Capabilities Manager Sales & Strategy Brighton, UNITED Amanda Bell Irving, TX KINGDOM Fraud Dept Supervisor American Business Bank Terrell, TX Joni McElheny Anthem, Inc. Jesse Martin Technical Project Manger First Vice President & Salt Lake City, UT American Payroll Alison Betts Treasury Management Association Treasury Operations Manager Director Gaurav Misra Indianapolis, IN Los Angeles, CA Sunrise, FL Curtis Tatum Esq. Senior Manager, Payroll Kurt Briggs Abel Martinez AAP Emma Rogers Information Resources Treasury Operations Manager Assistant Vice President, Cash Brighton, UNITED Washington, DC Fishers, IN Management KINGDOM Los Angeles , CA Jackie Geyer Dominic Santoro America's First Federal Manager, Cash Operations Treasury Manager Credit Union Atlanta, GA American Electric Power Phoenix, AZ Melody Wood AAP Danielle Tilford Carol Horn Michael Strawn ACH Specialist Manager, Financial Operations Payment Options Coordinator Senior Technology Auditor Birmingham, AL Department Roanoke, VA Salt Lake City, UT Denver, CO

4 List as 4.18.2017 apay Associated Bank, N.A. Betsey Schneider Lukayn Hunsicker Senior Business Manager Senior Principal Advisor Sunil Nair Michael Dacko Dallas, TX New York, NY Payment Architect SVP, Director, Treasury Fremont, CA Management Product & Caitlin Kingsley Strategy Atlantic Capital Bank Marketing Manager Milwaukee, WI Milford, CT Aperta, Inc. Gray Fleming Charles Garcia Senior Vice President, Risk Kevin Carpenter EVP, Director of Commercial Management BancFirst Cumberlauld, UNITED Deposits & Treasury Atlanta, GA KINGDOM Management Jana Blalock AAP Chicago, IL VP, Electronic Banking Tim Kickham Auburn Bank Oklahoma City, OK Cumbernauld, UNITED KINGDOM Associated Credit Union Jerry Siegel CISA, CISM Eric Collins SVP & Chief Technology Senior IT Auditor Cathy Brock AAP Officer Shawnee, OK APG Federal Credit Union ACH Supervisor Auburn, AL Norcross, GA Mimi Pham Sharon Hudler AAP IT Auditor Vice President, Operations Aurora Gregory Consulting Yukon, OK Edgewood, MD Association for Financial LLC Professionals Jennifer Seargent AAP Aurora Gregory Vice President ArcBest Donna Berzellini CTP Chief Communications Oklahoma City, OK Managing Director, Strategist Iliana Deanda Certification Los Angeles, CA Toni Wahl AAP Treasury Debt Analyst Bethesda, MD VP & Manager, ACH/Wire Fort Smith, AR Operations Carl Carlsson Avangrid Inc. Oklahoma City, OK Manager, Treasury & Argos Risk LLC Payments Jim Jenkins Bethesda, MD Manager, Back Office Finance Banco Popular de Puerto Lori Frank New Gloucester, ME Rico Chief Executive Officer Andrew Deichler Edina, MN Editor, Web & Publications Alvaro Ortega Carlos Arzola Gonzalez AAP Bethesda, MD Cash Manager, Finance & Product Manager Treasury San Juan, PR Arvest Bank Caitlin Hennessey New Gloucester, ME Certification Coordinator Rolando Matos Laura Simmons AAP Bethesda, MD VP, Product Management Treasury Management System Avant, Inc. San Juan, PR Support Manager Timothy Momyer Lowell, AR Sales Executive Edward Ryan Edgar Nicole AAP Bethesda, MD Senior Associate Treasury ACH Operations Supervisor Betsy Smyth AAP Chicago, IL San JuanPUERTO RICO Director, Treasury David Pim Management Payments & Sales Representative Jose Santiago AAP Solutions Bethesda, MD Avenue B Consulting, Inc. Product Administrator Lowell, AR San Juan, PR Maria Arminio AT&T President & CEO Magdaliz Villafane Arxan Technologies, Inc. Redondo Beach, CA Commercial Operations EdaBeth Brown Manager Sam Rehman Director, Finance San Juan, PR Chief Technology Officer Dallas, TX BAE Systems San Francisco, CA Alan Reed Andy Brown Bancomer Transfer Services Lead Remittance Operations Senior Technical Sales Systems Support, Global Engineer Edwin Ceron Payment Strategies & Boston, MA Risk & Collection Support Operations Houston, TX Dallas, TX

5 List as 4.18.2017 Bank of America Rodney Gardner Connie Matchen AAP Bankers Trust Company Managing Director & Head of Vice President, Treasury Abby Braida Kim Bunn Global Receivables Product Manager Retail Product Analyst SVP, Operations Exec Charlotte, MP Tulsa, OK Des Moines, IA Jacksonville, FL Dean Henry Raphaela Greear Kerry Cantley Managing Director, Global Bank of the Ozarks AVP, Product Services SVP, Operations Executive Banking and Markets Manager Fort Mill, SC Charlotte, NC James Tankersley Des Moines, IA Deputy Director, Senior Vice Robin Chandler Colin Kerr CTP President Senior Vice President Director, Digital Channels Little Rock, AR BankFinancial Pawleys Island, SC Chicago, IL Lazaro Leon AAP Vincent Hill Ritesh Kirad Bank of the West Vice President, Electronic Senior Vice President SVP, Senior Apps Manager Banking Charlotte, NC Charlotte, NC Kemal Batu Lisle, IL Head, Product Director John Jaye Alan Koenigsberg San Francisco, CA SVP, Channel Technology Managing Director Bank-Fund Staff Federal Chicago, IL New York, NY Julie Bobb Credit Union Senior Lead Product Manager David Kretz Cheryl Maechler San Francisco, CA Jason Richford Managing Director, Head of Glabal Payments, US ACH Manager, EFT Settlements Global Payments Product Management Shreya Singh Washington, DC New York, NY New York, NY VP, Product Manager San Francisco, CA Robert Marshall Cynthia Murray Baptist Health Foundation Senior Vice President, Head, Global Treasury Thara Trivedi of San Antonio Operations Research Manager Product Platforms & Digital Head, Commercial Banking Charlotte, NC Channels Payables Elizabeth Etemadi Chicago, IL San Francisco, CA Controller Lee Ann Proud AAP San Antonio, TX Vice President & Senior Mark Walker Consultant Bank of Hawaii Commercial Product Saint Johns, FL Management Base Commerce LLC Sharon Crofts AAP San Francisco, CA George Umstead Vice Chair & Operations Kristine Cullotta SVP, Business Executive Group Manager VP, Underwriting, Risk & Operations Honolulu, HI Bankers' Bank Compliance Scranton, PA Tempe, AZ Sheila Gomes Kate Stewart AAP Executive Vice President Operations Manager Miree Jimenez Bank of America Merrill Honolulu, HI Madison, WI Underwriting Manager Lynch Tempe, AZ Jason Kayo AAP Sarah Billings Senior Auditor Bankers' Bank of the West Managing Director, Head of Kaneohe, HI Baxter Credit Union Global Payments & Deposit Mary Brown AAP Platforms Vice President Scott Comeau AAP, MBA Chicago, IL Bank of North Dakota Denver, CO Manager, Account Services Operations Jenny Briggs Marsha Kauk AAP Debra Wendt AAP Vernon Hills, IL Director, Global Payments, Assistant Operations Manager SVP, Operations US ACH Product Bismarck, ND Denver, CO Management Baylor Scott & White New York, NY Brenda Renner AAP Health Electronic Banking Specialist Banker's Toolbox, Inc. Thomas Durkin Bismarck, ND Cindy Newton CPA Product Management John Meyer System Director, Banking Executive Bank of Oklahoma Chief Product Officer Operations Chicago, IL Austin, TX Temple, TX Deborah Holt AAP VP & Senior Product Manager St. Thomas, VI

6 List as 4.18.2017 BB&T Bell Bank BillingTree BlueVine

Keith Crockett Denise Holm AAP Joseph Bonilla Matthew Estes Payment Solutions Risk Cash Management Officer Director, Business Business Development Manager Fargo, ND Development Redwood City, CA Charlotte, NC Phoenix, AZ Angie Wanzek AAP Michael Eley AAP Fargo, ND Mimi Daigle BMO Harris Bank VP, Product Management Head, Sales Charlotte, NC Phoenix, AZ Florence Johnson AAP Berkshire Partners LLC Senior Product Manager Joe Gallion Greg Mallin Chicago, IL SVP, AML Special John Nelson Director, Business Investigations Unit Manager Vice President Development Stewart Weiner Wilson, NC Boston, MA Phoenix, AZ Co-Product Manager, ACH Chicago, IL Alan King Senior Vice President, Bill.com BKD, LLP Operational Risk Audit BNP Paribas Manager Charles Amadon John Mills AAP Winston Salem, NC Senior Director, Business Director Marlene Lieberman Development St. Louis, MO Director Brian Littlejohn Palo Alto, CA New York, NY Deputy General Auditor Debbie Scanlon CPA Winston Salem, NC Kathryn Foley Partner Ghanshyam Patel Director, Marketing Houston, TX Vice President Matthew Ribbens CTP Chicago, IL Jersey City, NJ SVP, Enterprise Digital Strategy Carol Glover Blue Cross & Blue Shield of Raleigh, NC SVP, Strategic Partnerships Alabama BNY Mellon and Business Development William Voorhees Palo Alto, CA Charles Crocker Michael Bellacosa SVP, BSA/AML Financial Payment Processing Managing Director, Head of Intelligence Unit Manager Jan Hoyt Production Manager Global Payments Wilson, NC Director, Bank Solutions Hoover, AL New York, NY Palo Alto, CA Greg Hess Christopher Mager CTP BBVA Compass Cynthia Jodis Payment Processing Managing Director, Head of Bank Business Development Operations Manager Global Innovation Mary McCarthy Consultant Hoover, AL Pittsburgh, PA Director, Payable & Palo Alto, CA Receivable Linda Mula AAP Dallas, TX Rene Lacerte Blue Star Sports Vice President, ACH Product Founder & CEO Manager Monica Moore AAP Palo Alto, CA Sara Leon AAP, MBA Pittsburgh, PA Vice President Payments Product Manager Birmingham, AL Aimee Lane Celina, TX Michelle Palombo AAP, CTP Senior Marketing Manager Managing Director, Global Francine Motley AAP Palo Alto, CA Client Access Vice President, ACH Blueflame Consulting, LLC Aliquippa, PA Operations Colleen Lindow CCM, CAMS Birmingham, AL VP, Payments, Risk & Edward Bachelder Saket Sharma Compliance Director, Research Managing Director & CIO, Robert Reitz Palo Alto, CA Melrose, MA Treasury Services Managing Director, New York, NY Transaction Banking Lee Modesitt BluePay Processing LLC Birmingham, AL Bank Solutions Expert Carl Slabicki AAP, CTP Palo Alto, CA Kim Molinaro Vice President, Senior Product Robert Rosdorff Vice President, Financial Manager Dallas, TX Randy Von Feldt Institutions New York, NY VP, Strategic Partners and Naperville, IL Carlos Villalon Account Management Group Product Manager, Palo Alto, CA Forrest Shearin TMS Direct Channels Relationship Manager Birmingham, AL Naperville, IL

7 List as 4.18.2017 Board of Governors of the Breakthru Beverage Group Brookline Bank Cambridge Global Federal Reserve System Payments Luis Rolando Alison Herdrich Geoffrey Gerdes Controller, South Florida Cash Management Analyst & Ricardo Faillace Principal Economist, Payment Miramar, FL Officer Managing Director, Emerging System Studies Section Ipswich, MA Markets Washington, DC New York, NY Bremer Financial Services Judy Polando AAP Product Consultant Mark Hill BOFI Federal Bank Julie Berglund AAP Ipswich, MA Vice President, Financial Senior Vice President, Institutions, North America Pamela Meyers AAP Payment & Deposit Services Toronto, CANADA Operations Manager Lake Elmo, MN Brousseau & Associates San Diego, CA Mike Rockouski Mark Brousseau SVP, Financial Institutions Brenham National Bank President NA Bottomline Technologies, York, PA Parker, CO Inc. Teresa Schaper AAP Electronic Services Assistant Jessica Cheney AAP, CTP Brenham, TX Busey Camden National Bank Vice President, Solutions Consulting Randi Potter Raymond Freitag Portsmouth, NH Bridgehampton National Vice President Vice President Bank Champaign, IL Rockport, ME Brian Hall Senior Solutions Consultant Maria Cawley Portsmouth, NH AVP & Relationship Manager Cachet Financial Services Canandaigua National East Quogue, NY Bank & Trust Lynne Herrman David Taub Director, Paymode-X Product Christine Mustapich Director, Sales Manuela Eckert Management Relationship Manager Pasadena, CA Product Manager South Portland, ME Holbrook, NY Canandaigua, NY

Laurence Leinbach California Department of Client Management Executive Broadridge Financial Business Oversight Capco Portsmouth, NH Solutions, Inc. Marchael Kelly John Hickman Andrew Leon Shaun Seagriff Field Specialist, California Managing Director Portsmouth, NH Senior Analyst, Corporate Deferred Deposit Transaction North Potomac, MD Treasury Law Rodney Nilson New Hyde Park, NY Sacramento, CA Director, Product Cape Cod Five Cents Portsmouth, NH Kathryn Leou Savings Bank Broadview Networks Corporation Examiner IV- Susan Reese Specialist Christopher Richards Strategic Account Manager Richard Egan Los Angeles, CA Senior Vice President Portsmouth, NH VP, AR Manager Orleans, MA New York, NY Jennie Pu Paul Savage Corporation Examiner IV- SVP, Sales & Customer Supervisor Cape Cod Healthcare Development Broadway Bank Los Angeles, CA Portsmouth, NH Laura Ranzinger Michael Bendele AAP VP, Finance Joseph Susienka VP, Commercial Product California State Controller's Hyannis, MA Product Manager Manager Office Mount Pleasant, SC San Antonio, TX Monica Cuellar Capital Farm Credit Jeffrey Foote CTP Disbursements Bureau Bowtie Advisors, LLC Group EVP, Director Sacramento, CA Jennifer Wideman Operations & Technology Treasury Services Manager Elliot Berman San Antonio, TX Shirley Dong Bryan, TX Principal Sacramento, CA Fox Point, WI

8 List as 4.18.2017 Capital One Brad Smith AAP Cashmere Valley Bank Celent Senior Manager, Enterprise Edward Bogart Payments Sharon Low AAP Patricia Hines CTP Director, Marketing Richmond, VA AVP & Electronic Banking Senior Analyst New York, NY Manager Charlotte, NC Christopher Staab Wenatchee, WA Robert Derke Senior Vice President, Gareth Lodge Brokerage Operations Payment Operations Senior Analyst Manager Richmond, VA CatalAIze Welwyn Garden City, Wilmington, DE UNITED KINGDOM Clark Taylor Wen Dombrowski Raj Dutt Senior Brokerage Operations Chief Convergence Officer SVP & Head of Commercial Manager San Francisco, CA Celerit Card Credit & Product Plano, TX Strategy Arthur Clough AAP, CTP Tysons, VA Chad Wallace Catalyst Corporate Federal Business Analyst VP, Treasury Management Credit Union Portsmouth, NH Kevin Farnsworth Innovation Director, Small Business Dallas, TX Justin Lutes AAP, NCP Payments VP, Correspondent Services Centennial Bank New York, NY Anna Watkins Plano, TX Brokerage Operations Nicole Haynes AAP Lauren Farrell Manager Nalen Naidoo AAP Conway, AR SVP, Head of Payments & Seattle, WA Director, Electronic Payment Depository Services Services New York, NY Rick Winslow Plano, TX Center for Financial Senior Director, Commercial Services Innovation Charles Feigenoff Banking Digital Innovation Richmond, VA New York, NY Cayan LLC Thea Garon Manager Yumi Hosaka Clark Ning Xie Michelle Benedetti Chicago, IL VP, New Product Glen Allen, VA Director, Operations Development Boston, MA John Thompson Mountain View, CA Nick Zupancic Senior Vice President Director, Government Laurissa Nelson Chicago, IL Avery Miller AAP, MBA Relations, Government & Compliance, Risk Operations Payments Capabilities and Policy Affairs Boston, MA Analysis Director Tysons Corner, VA Central Bank of the Richmond, VA Midwest CBI Bank & Trust Kerry Morrell Capital Public Radio Michael Schumacher Director, Payables Platform Mary Best AAP AAP,NCP Line Manager Jennifer Halm Cashier AVP & Manager of AVP & Cash Management New York, NY Director, Membership Client Services Officer Sacramento, CA Muscatine, IA Lawrence, KS Parag Patel Senior Legal Counsel Richmond, VA CardinalCommerce CEB TowerGroup Central National Bank Corporation Jason Pollick Andrew Schmidt Elissa Brewer Senior Director, Operations Bruce Poore Principal Executive Advisor Assistant BSA Officer Richmond, VA SVP, Financial Institution Boston, MA Enid, OK Services Shani Sankersingh Mentor, OH Merlin Haines Senior Product Manager, TM CEDAR Document Treasury Management Digital Product Management Gordon Sosso Technologies Specialist New York, NY Sales Director, United States Enid, OK Mentor, OH Tom Womble Andrew Smith AAP Vice President, Account Vice President Services Certify New York, NY Carhartt, Inc. Atlanta, GA Wendy Dworkin Patti Davis Regional Sales Executive Accounts Receivable Manager Portland, ME Sterling, VA

9 List as 4.18.2017 Ashley Emery CGI Technologies and CHS, Inc. Alanna Eveler Director, Marketing Solutions, Inc. Manager Portland, ME Steven Menard Exton, PA Jim Hebert Product Manager Thomas Shuffield Los Angeles , CA Inver Grove Heights, MN Regional Sales Executive Citibank N.A. Portland, ME Brooke Petrini Austin, TX CIBC-Canadian Imperial Christopher Awad Bank of Commerce Senior Associate CFM Communications New York, NY Change the World Fund Shahriyar Baten Colleen Morrison Senior Business Consultant Ambrish Bansal Chief Executive Officer Diane Boyd Toronto, CANADA Director, Head of Market Chantilly, VA CEO & Co-Founder Management Treasury & San Francisco, CA Trade Solutions Cigna Corporation New York, NY CGI Chargebacks911 Kimberley Blair Michael Barone Mary DeCaro Nelson AAP Treasury Senior Specialist NBFI Client Sales FSG Payments Sales Support Michael Caruana Hartford, CT Management Lenexa, KS Vice President, Global New Castle, DE Business Development Theresa Press Santino Failla Clearwater, FL Project Manager Harold Butler Director, Consulting Services Philadelphia, PA Managing Director Mansfield, MA Reston, VA Charles Schwab & Co, Inc. Cheryl Gurz Cincinnati Insurance Alberto Casas Director, Global Payments Tj Mark Companies Managing Director, N.A. Solutions Managing Director, Digital Head of Payments & Fairfax, VA Solutions Brian Hetterich Receivables San Francisco, CA Assistant Secretary, Corporate New York, NY Debadutta Mohapatra Accounts Receivable Director, Consulting Services Karen Tinglin Fairfield, OH Christopher Chazin Pittsburgh, PA Director, Corporate Counsel Director, Product Head, Chicago, IL Emerging Payments & Bernard Mongilio CIT Bank, N.A. Channels, N.A. Payments & Vice President Receivables Pittsburgh, PA Chase Bank Lee Beasley New York, NY SVP, Treasury Operations Jerry Norton Susie Frankenberger AAP Livingston, NJ Shirley Hsuan Hsieh Head, Strategy, UK Financial San Marcos, TX Senior Analyst Services & Business Peter Elia New York, NY Consulting Senior Vice President London, UNITED Check City Pasadena, CA Thomas Lopes KINGDOM SVP, ACH Product Adam Gibbons Mark Reid Management Michael O'Loughlin Director, Online Operations Vice President, Product New Castle, DE Director, Global Payments Provo, UT Management Solutions New York, NY Ampily Vijay New York, NY Senior Vice President CheckAlt Eileen Schwed New York, NY Scott Reed VP, Senior Product Manager- New York, NY Shai Stern Payables & Delivery Channel Joseph Wood Chairman and CEO New York, NY Director, NA Operations Maria Robles Los Angeles, CA New Castle, DE Senior Consultant Chris Yee Fairfax, VA Director Choice Bank Pasadena, CA Citigroup Bart Steimel Director, Consulting Services John Glynn Citadel Federal Credit Erin Moore Pittsburgh, PA Senior Vice President & Chief Union VP, North America Payments Financial Officer & Receivables Oshkosh, WI Tammy Ajalli New Castle, DE Director, Payment Solutions Exton, PA

10 List as 4.18.2017 Citizens Bank & Trust Shannon Rosbrook Citywide Banks CNB Bank SVP, Cash Management Team Sonya Mondragon AAP Larry Taft AAP, CTP Leader SVP & Treasury Services Tiffany Lewis EVP, Director of Retail Dorchester, MA Manager eSolutions Assistant Manager Banking & Operations Denver, CO Clearfield, PA Kansas City, MO Kathleen Shaw Senior Vice President, Katie Penoyer Commercial Operations CiviTek Commercial Banking Officer Citizens Bank, N.A. Riverside, RI Clearfield, PA Peggy Ball Christine Bowry AAP Director, Management VP, ACH Operations, Citizens National Bank, Services Coastside Fishing Club Americas Texas Tallahassee, FL Riverside, RI Peter Yeatrakas AAP Darlene Williamson AAP Dana Forehand AAP Treasurer Renee Dittell AAP Reg E Clerk eCommerce and Banking San Mateo, CA TSO Senior Analyst Henderson, TX Manager Riverside, RI Tallahassee, FL CoBank Magda Morris AAP City & County of San Charles Marschall ACH Operations Manager - Francisco eCommerce Compliance Javier Reyes AAP, CTP Officer Manager Lead Product Manager, ACH Riverside, RI Jose Cisneros Tallahassee, FL Origination Treasurer Greenwood Village, CO Eric Rybacki San Francisco, CA Sarah Roebuck Application Manager eCommerce Banking Cranston, RI William Milny Supervisor Colony Bank Treasury Analyst Tallahassee, FL Mary Sidler San Francisco, CA Diane Dunnahoo AAP Senior Business Systems Business Online Banking Analyst Evelyn Mora Clark Hill PLC Manager Riverside, RI Director, Treasury Services Thomaston, GA San Francisco, CA Nola Bencze Senior Counsel Citizens Community Tajel Shah Princeton, NJ Colorado Federal Savings Federal Finance & Information Bank Officer, Office of the Melissa Wait AAP Treasurer & Tax Collector CleverIS Technologies Austin Crouch AAP AVP, Operations San Francisco, CA Deposit Operations Lead Altoona, WI Julia Hall Dallas, TX Houston, TX City National Bank Citizens Financial Group Alejandro Saa Columbia Bank Ron Kiefer Houston, TX Carlos Deandrade Senior Vice President Molly Harris AAP ACH Operations Manager Los Angeles, CA Ademilson Sanches AVP, Product Manager, Riverside, RI Partner Treasury Management T. Richard Shier CCM Houston, TX Tacoma, WA Stephen Devine Executive Vice President Senior Vice President, Los Angeles, CA Treasury Solutions Cloud Elements Comerica Boston, MA Jeffrey Swinford AAP VP, Senior Product Manager, Lauren Jagels Karen Hacker James Grimes Treasury Services Business Development Vice President SVP & Program Manager Los Angeles, CA Denver, CO Livonia, MI Riverside, RI Curt Mager Michael Jurcisin Kristen Hartman City Trust Bank Inc. Director, Sales, Digital ACH Production Services Vice President, Product Enterprise Manager Solutions - Payables Myrtle Cascabel AAP The Hills, TX Livonia, MI Chicago, IL Compliance Officer Saipan, MP Donovan Shand Jonathan Nicholson Vice President IT Strategy Director Livonia, MI Cranston, RI

11 List as 4.18.2017 Ryan Shea Commercial Bank of Community Bank N.A. Garrett Rafter Vice President, eCommerce California Business Development Fraud Detection Robin Dumas AAP Director Auburn Hills, MI Houri Wartanian AAP VP, Electronic Banking Charlotte, MP EVP, Payments Solutions Manager Kirk Tsai Los Angeles, CA Canton, NY Michael Rogers AAP Product Manager Software Engineer Auburn Hills, MI Valparaiso, IN Commercial Banking Community Coffee Solutions Company Commerce Bank Computershare Dan Myers Sandra LeBlanc Susan Doyle AAP SVP, Commercial Banking Receivables Manager Andrew Derry Senior Vice President Solutions Baton Rouge, LA Burr Ridge, CA Kansas City, MO Atlanta, GA Kyle Hermenegildo Tom Gregar Community First Bank, Payments Solution Manager Product Manager, Commercial Commercial Law Institute Central Wisconsin Canton, MA Payments Kansas City, MO Barbara Clark Sharon Carlson AAP Russell Jay CEP Attorney Vice President Product Manager Sarah Jurgens AAP Greenwood, VA Rosholt, WI Jersey City, NJ Divisional Manager, Commercial Card Meagan Jurewicz Kansas City, MO Commercial State Bank Community State Bank Account Executive Shelton, CT Judith Morley Tammy Titel AAP Jodi Corcoran Product Innovation Manager SVP, Treasury Management & Senior Vice President Thomas McDonough Kansas City, MO E-Banking Van Meter, IA Group Manager, Operations- Kingwood, TX Control Services Audry Mott AAP Canton, MA Assistant Vice President Community Trust Bank Kansas City, MO Commerzbank AG Cindy Nisley Perry Adkins President, Georgeson Gregory Nickle Dirk Braun SVP, Deposit Operations Jersey City, NJ Executive Vice President, Director Pikeville, KY Director Bank Operations New York, NY Michael Ryan Kansas City, MO Steven Allen AAP SVP, Business Development, Amy Woo AAP Deposit Services Manager Georgeson Securities Benjamin Eric Statler AAP Vice President Pikeville, KY Burr Ridge, CA Product Manager I New York, NY Kansas City, MO ComplyAdvantage Thomas Spataro CTP, FLMI U.S. Treasurer Diane Tabor AAP Commonwealth Bank & Craig Wood Canton, MA Vice President, Deposit Trust Company AML & BSA Solutions, Operations Americas Adam Westley Evansville, IN Dan Hughes AAP Latham, NY VP, Business Development Vice President, Electronic and Account Management, Brian Weide AAP, CTP Banking Manager Computer Services, Inc. Communication Services Vice President & ACH Louisville, KY Bolingbrook, IL Products Manager Gregory Aumann AAP Kansas City, MO Product Manager Commonwealth Business Huntley, IL Con Edison Roger Williams Bank SVP, Commercial Payments James Ferguson Frank D'Amadeo Kansas City, MO Ellen Han Director, Sales Assistant Treasurer, Operations Administrator Charlotte, NC Consolidated Edison NY Los Angeles, CA New York, NY Commerce State Bank Kim Harshbarger Eddie Kim Marketing Manager Kai Catlin AAP Senior Vice President Austin, TX Connexus Credit Union West Bend, WI Los Angeles, CA Danielle Lovely AAP Ashley Weinke Software Engineer Wausau, WI Valparaiso, IN

12 List as 4.18.2017 Consumer Financial Costco Wholesale CreditCards.com Jo Lintzen Protection Bureau Executive Vice President Rue Jenkins Taylor Tompkins San Jose, CA Kevin Cronin AVP, Treasury Reporter Attorney & Advisor Issaquah, WA Austin, TX Washington, DC CSC Logic Inc.

Cottonwood Financial Creditron, Inc. Kelly Blankenship Consumers Union, Director, Compliance & Advocacy and Policy from Mike McMillin Debbie Barrafato Ethics Consumer Reports Vice President EVP & CFO Irving, TX Irving, TX Rockville, MD Christina Tetreault Staff Attorney Jon Gage Cumberland Valley San Francisco, CA County of Los Angeles Senior Business Solutions National Bank Treasurer & Tax Collector Architect Rockville , MD Susan Cunigan AAP CoreFirst Bank & Trust Jianghui Shi AAP SVP & Senior Operations Senior Cash Systems Analyst Matt Stover Officer Kelly Davis AAP Los Angeles, CA Regional Account Manager London, KY SVP, Director of Bank Rockville, MD Operations Topeka, KS Cox Communications, Inc. Wally Vogel Curacao Development Chief Executive Officer Institute Tyler Tippets Rockville, MD Corporate America Credit Process Analyst Luis Santine Union Atlanta, GA Managing Director CreditUnions.com Curacao, NETHERLANDS Raven Johnson AAP David Wilson ANTILLES ACH Leader Senior Manager, Customer Marc Rapport Irondale, AL Care Billing & Payments Senior Writer & Researcher Experience Columbia, SC CURO Financial Atlanta, GA Technologies Corporate One Federal Credit Union Crockett National Bank Michael Rejbeni Credit One Bank, N.A. Vice President, Payment Gary Jones AAP Sarah Christian AAP Strategy, Compliance Officer VP, Member Experience Linda Dyer AAP ACH Coordinator Prepaid Products Jacksonville, FL AVP, Treasury & Finance San Angelo, TX Wichita, KS Las Vegas, NV Barbara Marrero Vice President, Product Cross County Savings Bank Currency Research Development Credit Union 1 Columbus, OH Fiona Graham Pearson Marci Chavez Rebecca Sparks AAP ACH Manager President Kay Moon Accounting Manager Middle Village, NY Colleyville, TX Senior Vice President & COO Anchorage, AK Jacksonville, FL Cross River Bank Custom Payroll Associates, Keith Riddle Credit Union of America Inc. EVP, Enterprise Solutions Raul Oseguera Development Nicole El-Chami AAP Teaneck, NJ Crystal Husband Columbus, OH eServices Supervisor HR Representative Wichita, KS Lewisville, TX Cryptomathic, Inc. Corsair Capital Debra Romine Credit Union of Colorado Knud Balslev Co-Owner Steve Kretz Director, Business Lewisville, TX Vice President Mario Reza AAP,NCP Development New York, NY Director, Payment & Card San Jose, CA Services Customers Bank Jeremy Schein Denver, CO Matt Humiston Managing Director Director, Sales Lauren Batzel AAP New York, NY San Jose, CA AVP, ACH Manager Phoenixville, PA

13 List as 4.18.2017 CyberSource Corporation Taiji Kaneda AAP Dean Bank Deutsche Bank AG Kansas City, MO Wendy Benson Keri Gonzalez AAP Ana Garcia AAP Operations Supervisor Gene Neyer Vice President, Operations Vice President Lehi, UT Head, Product Management, Franklin, MA New York, NY Global Transaction Banking David Pahnke Solutions Chizoba Ibeanusi Analyst Livingston, NJ Dean Foods Company Product & Client Solutions US American Fork, UT New York, NY Awilda Nunez-Gibb Raymond Vines CTP Donny Simpson QA Manager & US Payments Treasury Director Risk Manager New York, NY Ft. Worth, TX Deutsche Bank Trust American Fork, UT Company Americas Jeff Otten D+H Regional Banking Sales Del Norte Credit Union James Burke AAP Manager Vice President Cortez Adams New York, NY Liza Vigil AAP Jersey City, NJ Treasury Management, SME Operations Support Manager New York, NY Milind Pathak Espanola, NM Kevin Garlan Group Leader, Payments & Vice President Anoop Basavarajaiah Integration New York, NY Business Analyst Lake Mary, FL Deloitte, LLP New York, NY Vinay Prabhakar Ulrike Guigui Digital Transactions Daniel Bendersky Head, Product Marketing, Managing Director Global Payment Solutions Global Payments Solutions, Old Lyme, CT James Daly New York, NY Payments, Treasury & Senior Editor Financial Messaging Glen Ellyn, IL Leslie Bertha CTP Livingston, NJ Delta Community Credit EVP, North America Sales Union Bob Jenisch New York, NY Lourdes Romo-Flores AAP Publisher ACH QA Samuel High Glen Ellyn, IL Magali Cario Costa Mesa, CA Payment Services Manager Regional Marketing Manager Atlanta, GA John Stewart New York, NY Phil Sadd Editor-in-Chief SVP, North American Sales Aisha Khawaja Glen Ellyn, IL Wendy Conley New York, NY Vice President Card & Head, Product Management, Payment Services George Warfel Cash Management Neil Stower Atlanta, GA Haddon Hill Group New York, NY Senior Account Executive, Oakland, CA Global Transaction Banking Mihail Duta Solutions Deluxe Corporation Catherine Woods Director, Product New York, NY Marketing Representative Management Vijay Balakrishnan Phoenix, AZ New York, NY Todd Waters Vice President, ePayments Senior Regional Sales Marketing Jean Feremans Executive Shoreview, MN Direct Connect Senior Account Executive New York, NY New York, NY Susan Benedict Jason Kula Senior Product Manager Finance Manager Prashant Garg AAP D3 Technology, Inc. Grand Rapids, MI Columbia, MD Program Manager Phoenix, AZ Deb Barr Matt Cunningham Dave Pearson Senior Product Owner SVP, TRIPS Business Vice President, Financial Cindy Gutierrez Omaha, NE Development Institutions Product Marketing Manager Collierville, TN Magnolia, TX New York, NY Dal-Tile Corporation Tom Reuter Paul Sabella Pete Hasselmann Business Development Chief Executive Officer Sales Executive Barry Hickman Manager Columbia, MD New York, NY Senior Director, Credit Grand Rapids, MI Dallas, TX Kellie Johnson Vice President Toronto, CANADA

14 List as 4.18.2017 Discover Financial Services, Cheryl Wanlass Rowena Davies Dupaco Community Credit Inc. Business Architect Senior Marketing Manager Union Riverwoods, IL Parsippany, NJ Jeffrey Clennon Dawn Davis Director, Treasury Cash Ryan Wilhelm AAP Rick Kern Electronic Payments Management & Investments Project Manager Parsippany-Troy Hills, NJ Representative Riverwoods, IL Riverwoods, IL Dubuque, IA Stephen Kohout Amanda Guillen Pre-Sales Consultant Katie Shemak AAP Manager, Mobile, Digital DNB Parsippany-Troy Hills, NJ Dubuque, IA Product Strategy & Solutions Riverwoods, IL Clara Epperson Stuart Kone Vice President, Cash Regional Sales Manager Dwolla Ina Habibovic Management Implementation Parsippany-Troy Hills, NJ Senior Manager, Treasury Manager Jordan Lampe Riverwoods, IL New York, NY Trevor LaFleche MBA Director, Communications & Global Marketing Manager Policy Affairs Carrie Hadden Gordon Skjeie CTP Parsippany-Troy Hills, NJ Des Moines, IA Manager First Vice President, LCI CB Riverwoods, IL Cash Management NYB Robin LoGiudice New York, NY Director, Pre-Sales Consulting Dykema Gossett, PLLC Lanae Harris Parsippany, NJ Consultant Deirdre Yevoli Erin Fonte Phoenix, AZ First Vice President Paul Morris Shareholder New York, NY SVP, Sales Austin, TX Micah Kerr Parsippany, NJ Business Architect Riverwoods, IL Dollar Bank, F.S.B. Namratha Reddy E & J Gallo Winery Head, Product Management Elias Lopez AAP Derek Artim AAP Parsippany-Troy Hills, NJ Geoffrey Wong Senior Manager - Product Operations Officer Director, Treasury Riverwoods, IL Pittsburgh, PA Bob Reilly Modesto, CA Business Analyst Mark Mischke Molly Hilterman AAP Livingston, NJ Global Business Development AVP, Corporate Operations EagleBank Riverwoods, IL Pittsburgh, PA Paul Sullivan Regional Sales Director Glenn Johnson AAP Deana Morrow AAP Lauretta Price AAP Parsippany-Troy Hills, NJ Vice President Senior Manager Operations Officer Bethesda, MD New Albany, OH Pittsburgh, PA Dow Chemical Employees' Barbara McCann AAP Naomi Mostyn Credit Union Electronic Delivery Channel Global Business Development Dovetail Manager Riverwoods, IL Alison Taylor Silver Spring, MD Justin Ashworth Controller AJ Nathan Chief Technology Strategist Midland, MI Global Business Development Parsippany-Troy Hills, NJ Early Warning Riverwoods, IL Frank Bonafilia Doxey, Inc. Lou Anne Alexander Arvind Ronta Regional Sales Director Chief Market Development Director, Products Parsippany, NJ Chris Doxey Officer Riverwoods, IL President Scottsdale, AZ Ann Camero Paeonian Springs, VA Claudia Schaefer Consultant Paul Finch Head, Prepaid Partnerships Parsippany, NJ Chief Executive Officer Riverwoods, IL Duke Energy Scottsdale, AZ Gregory Cicero Laci Smith Regional Sales Manager Kim Sipes CTP Eric Foust Project Manager, Mobile & Parsippany, NJ Director, Treasury Director, Market Solutions Digital Charlotte, NC Scottsdale, AZ Riverwoods, IL Martin Coen Chief Executive Officer Jeremiah Glodoveza Sriram Srinivasan London, UNITED VP, Communications & B2B Business Architect KINGDOM Marketing Riverwoods, IL Scottsdale, AZ

15 List as 4.18.2017 Derek Harris Joseph Stark ECS Fin Inc. Electronic Payment Senior Business Development Head of Americas Systems, LLC Executive New York, NY Arul Santhosh Scottsdale, AZ VP, Product Development Anthony Maley White Plains, NY Chief Operating Officer Joe Henry East West Bank Englewood, CO Senior Client Executive Johns Island, SC Christopher Comstock AAP EdgeVerve Systems Mike Peterson Product Manager Limited (An Infosys® Risk Management Kimber Johnson El Monte, CA Company) Littleton, CO Director, Major Markets, Market Development Nancy Leung Shelly Drake Scottsdale, AZ Product Manager Sales Executive North Elements Financial El Monte, CA America Robin Love Bangalore, INDIA Amanda Middleton VP, Product Management Luis Monroy AVP, eCommerce Scottsdale, AZ FVP-GTS-Operations Cust Mari Herrera Indianapolis, IN SVC/Implementation MGR Business Development Jim Meeks El Monte, CA Executive Senior Account Executive Bangalore, INDIA Elevate Funding Scottsdale, AZ Jesse Sandoval AAP SVP, Group Manager Peter Loop Heather Francis Hector Sandoval CTP El Monte, CA AVP & Principal Technology Chief Executive Officer VP, Product Line Leader Architect Gainesville, FL Scottsdale, AZ Hung Van Bangalore, INDIA Senior Vice PresidentVice Glen Sgambati President, Director IT Indrani Mantripragada Elevations Credit Union Customer and Industry El Monte, CA Product Marketing Manager Relations Executive Bangalore, INDIA Mylisa Majercik Scottsdale, AZ Payment Services Manager EastNets Americas Boulder, CO Peter Tapling Edward Don & Company Chief Revenue Officer Ra'ed Dahabra Chicago, IL Management Consultant John Fahey Elon University New York, NY Managing Director, Credit & Amy Thomas Treasury Joseph Green AAP, CTP, Director, Content Strategy Robin Farshadfar Woodbridge, IL CPA Scottsdale, AZ General Manager, Americas Professor New York, NY Burlington, NC David Tiezzi Edward Jones Investments Vice President, Commercial Afeef Mabrouk Services Senior Business Analyst Tina Miller Empire National Bank Scottsdale, AZ Amman, JORDAN Senior Department Leader Des Peres, MO Linda Carman AAP Tyler Walson Assistant Vice President, E- Content Marketing Manager ECCHO Banking Scottsdale, AZ egeltje Islandia, NY Jenny Johnson Laura Weinflash Director, SO Relationships Amy Fuller AAP VP, Product Management Atlanta, GA Owner Endava Scottsdale, AZ Schaumburg, IL Phyllis Meyerson AAP,CCM Simon Bucknall Eric Woodward Executive Vice President Vice President Group President Dallas, TX El Paso Area Teachers New York, NY Scottsdale, AZ Federal Credit Union Scott Miller Glenn Geil Director, Business Irene Lewis Senior Vice President, Earthport North America, Development ACH Specialist Delivery Director Inc Helena, MT El Paso, TX New York, NY

David Hurt David Walker Solutions Consultant President & CEO Severna Park, MD Dallas, TX

16 List as 4.18.2017 Enerbank USA ePayResources Christine Harris AAP, NCP Wendy Wishon AAP, NCP Manager, Member Support & Senior Vice President Travis Soto AAP, CTP Wanda Downs AAP Communications Kansas City, MO Treasurer Director, Payments Education Kansas City, MO Salt Lake City, UT Murrells Inlet, SC Chaz Hoskins EpicPay Michael Jeffcoat AAP Manager, Member Ensenta Corporation Manager, Payments Education Engagement & Support Danny Adame Dallas, TX Kansas City, MO Risk Manager Bill Allen Frisco, TX Director, Business Kevin Olsen AAP, NCP, Danielle James AAP Development MCSE Oklahoma City, OK Tim Kanski Redwood, CA Senior Vice President, Senior Web Developer Payments Education Shirley James AAP Frisco, TX James Ballagh Longwood, FL Director, Conference & VP, Business Development Meetings Redwood Shores, CA Tim Quisenberry AAP Kansas City, MO ESL Federal Credit Union Executive Vice President, Xan Kasprzak Member & Industry Relations Jennifer Kirk AAP Jennifer Craft AAP Director, Major Accounts & Dallas, TX VP, Industry & Government Payment Operations Risk Management Relations Rochester, NY Redwood, CA Vivian Rini AAP Commercial Point, OH Manager, Member & Industry Rijad Karabegovic Marty Krafka Relations Jennifer Kline AAP,NCP Cash Management Services Redwood Shores, CA Dallas, TX Director, Audit Services Manager Kansas City, MO Rochester, NY Louise Steller Norman Robinson AAP, CTP VP, Product Strategy President Emeritus Brian Patrick Laverdure AAP Joan Krempa Redwood, CA Richmond, VA Director, ACH Rules & Payments Operations Support Government Payments Manager Ed Viera Laura Steele AAP Education Rochester, NY Chief Executive Officer President & Chief Executive Kansas City, MO Redwood City, CA Officer Mary Alice Liotta Dallas, TX Patricia Longo AAP Senior VP & Director, Manager, Audit Services Operations ePayAdvisors Stephanie Tisch AAP Kansas City, MO Rochester, NY Director, Operations & Debbie Arai AAP Information Technology Stephanie Mareski AAP Jeremy Newman Vice President, Third Party Richmond, VA Senior Manager, Member Associate General Counsel Services Support and Electronic Rochester, NY Charlotte, NC Steven Vaglio AAP Channels Executive Vice President, Kansas City, MO Beverly Dobesh AAP Marketing & Communications ETA - The Electronic Vice President, ACH Risk & Richmond, VA Larry Matteson Transactions Association Compliance VP, Treasury Management Dallas, TX Group Manager Del Baker EPCOR Columbus, OH VP, Partner Strategies Ameerah Needham Washington, DC Director, Payments Risk & Ann-Marie Bartels AAP Shelly Simpson AAP Compliance Chief Executive Officer Director, Certifications & Birmingham, AL Kansas City, MO Continuing Education Evergreen Federal Bank Kansas City, MO David Payne AAP, NCP, Marcela Cauthon AAP, NCP Nathan Olson CFSA, CIA Director, Payments Education Donna Stafford AAP Vice President Vice President, Payments Risk Kansas City, MO Manager, Member Support & Grants Pass, OR & Compliance Fulfillment North Chesterfield, VA Amy Donaghue AAP Kansas City, MO Senior Manager, Audit Evolve Bank & Trust Pamela Rodriguez AAP, CIA, Services Karen Sylvester CISA Kansas City, MO AAP,NCP,CRCM Yvonne Person AAP President & CEO Director, Regulatory Vice President, Deposit Birmingham, AL Kristel Goins AAP Compliance Operations Manager, Member Support & Kansas City, MO Memphis, TN Marketing Kansas City, MO

17 List as 4.18.2017 Evolvus Solutions Pvt. Ltd Farm Credit Bank of Texas Daniel Baum Matthew Davies AAP, CTP, Vice President CPP Sanjay Bhoite Cheryl Pope Atlanta, GA Assistant Vice President Principle Consultant , Cash Management Specialist Dallas, TX Payments Experts Group III Alex Baur Bangalore, INDIA Austin, TX Senior Consultant Kathleen Davis AAP St. Louis, MO RPO Subject Matter Expert Balaji Jagannathan Atlanta, GA Director & CEO Farmers & Merchants Bank David Beck Bangalore, INDIA of Long Beach Senior Vice President, Jeff Devine Regional Executive Senior Vice President Prashant Maroli Lawrence Lau AAP Baltimore, MD Atlanta, GA Chief Technology Officer Vice President, ACH Manager Dubai, UNITED ARAB Seal Beach, CA David Beckman Patrick Devine AAP,NCP EMIRATES Director, Software AVP, Settlement Services Development Cleveland, OH Farmers Insurance Group Minneapolis, MN Exelon Corporation Gloria Dugan Deborah Brusseau Guy Berg Senior Industry Relations Gregorio Olmos Manager, Compliance & VP, Payments, Standards & Representative Senior Business Analyst Operational Performance Outreach Group Chicago, IL Oak Brook, IL Austin, TX Minneapolis, MN Alan Dupree AAP Paul Berling Retail Payments Director Expedia Farmers Insurance Group Account Executive Atlanta, GA Federal Credit Union Dallas, TX Erica Diaz AAP Michael Eldridge Senior Project Manager Ramon Martinez AAP Kelly Bernard Lead Examiner Seattle, WA EFT Administrator Vice President Chicago, IL Los Angeles, CA Minneapolis, MN Paulette Wong AAP, CTP Lisa Evanson Director, Treasury Operations Theresa Bialowas AAP Bank Examiner Bellevue, WA FDIC-Federal Deposit Assistant Vice President Brooklyn, NY Insurance Corporation Cleveland, OH Daniel Faxel Expertus Technologies, Michael Benardo Cassie Blackwell Assistant Vice President, Inc. Chief, Cyber-Fraud and Assistant Vice President Payments Strategy Financial Crimes Saint Louis, MO Chicago, IL Louis-Étienne Bérubé Washington, DC Head, Sales Ellen Bromagen Diane Freeman AAP Montreal, CANADA Debora Kelley First Vice President & COO Marketing & Communications Examiner, IT Chicago, IL Director Daniel Leduc New York, NY Atlanta, GA Executive Director, Payments Nell Campbell-Drake AAP and Cash Management Vice President James Garner AAP Montreal, CANADA Federal Express Atlanta, GA Retail Payments Project Manager Matthew Bullock Pam Cerny AAP, CTP Atlanta, GA eZforex.com Manager, US Remittance Ops Payments Outreach Analyst II Memphis, TN Dallas, TX Daniel Gonzalez Jorge Jimenez VP, Industry Relations Chief Executive Officer Federal Reserve Banks Shonda Clay Chicago, IL Longview, TX Executive Vice President, Todd Aadland Product Manager Marie Gooding Jeremy Joseph SVP, Payments Security Chicago, IL First Vice President Relationship Manager Strategy Leader Atlanta, GA Longview, TX Chicago, IL Steven Cordray AAP Project Director Roger Graham Gia Abdolcader Atlanta, GA New York, NY Facebook Senior Risk Specialist San Francisco, CA Tony DaSilva AAP Claire Greene Swathish Ayyappan Senior Technical Expert Payments Analyst Payments Partnership Todd Albers Atlanta, GA Boston, MA Manager Senior Payments Consultant Menlo Park, CA Minneapolis, MN

18 List as 4.18.2017 Cheryl Hammar AAP Kevin McKenna Wendy Radford AAP Amy Wallace IT Supervisor Financial Director Product Development Liaison, Supervisory Development Minneapolis, MN Atlanta, GA Retail Payments Office Specialist Atlanta, GA New York, NY Chad Harper Keith Melton Vice President, Senior Senior Vice President and Patti Ritter Jessica Washington AAP Payments Advisor Chief Strategy Officer Senior Payments Consultant Payments Risk Expert Richmond, VA Atlanta, GA Minneapolis, MN Atlanta, GA

Chris Henricksen Slava Mikhed Sean Rodriguez Richard Watada AAP Senior Marketing Consultant Senior Industry Specialist, SVP, Faster Payments Strategy Senior Account Executive Tacoma, WA Payment Cards Center Leader San Francisco, CA Philadelphia, PA Chicago, IL Tammy Hornsby-Fink Gordon Werkema Vice President Jodi Moore AAP John Sosbee AAP Payments Strategy Director Richmond, VA Senior Account Executive National Account Executive Chicago, IL Nashville, TN Oakland, CA Suzanne Howe Julius Weyman Vice President Kathy Moore Nick Stanescu Vice President Cleveland, OH National Account Executive Senior Vice President Atlanta, GA Chicago, IL New York, NY Megan Hruda Robert Williams AAP Vice President Dawn Morhaus Trish Supples Product Development Kansas City, MO Executive Vice President Retail Payments Project Director Kansas City, MO Manager Chicago, IL Kenneth Isaacson Atlanta, GA SVP & Product Manager, John Morris AAP Todd Wilson Wholesale Product Office Retail Payments Project Della Tate AAP Senior National Account New York, NY Director Senior Account Executive Executive Atlanta, GA Baltimore, MD Chicago, IL Ellsworth Jeffries Operations Director Siobhan O'Malley Connie Theien Karen Wojciechowski Atlanta, GA Industry Relations VP, Industry Relations Marketing Communications Representative Chicago, IL Manager Steven Jung Chicago, IL Chicago, IL VP & Regional Sales Manager Matt Torbett Chicago, IL Ed O'Neill Vice President Luke Woodward Assistant Vice President St. Louis, MO Assistant Vice President Peggy Kauh Chicago, IL Kansas City, MO Senior Account Services Cavin Tran New York, NY Danny Oursbourn IT and Cyber Security Assistant Vice President Examiner Federal Reserve Financial Mary Kepler Dallas, TX Norcross, GA Services Senior Vice President Atlanta, GA Kathleen Paese Mary Trusty Robb Woldman AAP Senior Vice President National Account Executive National Account Executive Bree Kerrick AAP St. Louis, MO Chicago, IL Henderson, NV Business Analyst IV Minneapolis, MN Jim Peterson Erik Van Bramer Operations Manager Vice President, National Sales Federal Trade Commission Mark Kielman Minneapolis, MN Director Industry Relationship Manager Chicago, IL Karen Hobbs Atlanta, GA Elaine Phifer CAMS Senior Counsel, Division of Assistant Vice President & Cheryl Venable Marketing Practices Sonya Kopliner Compliance Officer EVP, Retail Payments Product Washington, DC Supervising Examiner Atlanta, GA Manager New York, NY Atlanta, GA Leah Pranis FedFis / FinTechServ Ted Kurdes CTP Manager Harold Voss Vice President New York, NY Retail Payments Project Dan Heilveil Chicago, IL Manager VP, Relationship Management Kassandra Quimby Atlanta, GA Austin, TX Brian Mantel Associate Director Vice President Washington, DC Chicago, IL

19 List as 4.18.2017 Dave Mayo Financial Partners Credit First Data Jenifer Riggle AAP Chief Executive Officer Union Operations Assistant II Austin, TX Simone Arnold Pierre, SD Elvia Saputo VP, Network Rules Support Operations Director Operations Strategy Duane Schmautz AAP Fidelity Investments Downey, CA Coral Springs, FL VP, Data Processing Pierre, SD Joe Benersani Lanny Byers Vice President, Cash Financial Services VP, Digital Payment Solutions Management Product Roundtable Ridgefield, CT First National Bank of Smithfield, RI Bastrop Nancy Guglielmo Annmarie Corrigan Ralph Poirier Vice President, Fraud Director, Business Risk Deanna Diamond AAP VP, Cash Management Reduction Hagerstown, MD Customer Service Smithfield, RI Washington, DC Bastrop, TX Kellie Endres AAP Joe Weinacht Director, Product Product Director, Cash Finser Corporation Management First National Bank Texas Management Money Atlanta, GA Movement Matt Holmes Ruth Nash Smithfield, RI Vice President Kim Ford Vice President, Support San Antonio, TX Vice President, Global Operations & ACH Dept. Government & Public Affairs Manager Fifth Third Bank Debbie McCown Omaha, NE Killeen, TX Senior Vice President Charlene Craig San Antonio, TX Shawn Hibbs Amber Schweiger VP, Senior Product Manager Senior Account Executive Killeen, TX Cincinnati, OH Bernhard Zoellich Nashville, TN Executive Vice President Gregory King San Antonio, TX Kerry Sellen AAP First National of Nebraska Assistant Vice President VP, Risk & Controls Columbus, OH Houston, TX Barry Gideon AAP, CTP Fintech Vice President Ryan Murphy Charles Williams Omaha, NE Compliance Manager Milton Santiago VP, Product Family Cincinnati, OH Founder & CEO Sugar Land, TX Chicago, IL First Northern Bank of Lynne Pearson Wyoming Vice President, Healthcare First Financial Bank, Texas Treasury Management First American Bank Katrina Andis AAP, NCP Rolling Meadows, IL Faye Dodson AAP Vice President, Operations Crystal Zeigler Abilene, TX Buffalo, WY Gregory Prince Vice President, Channel & Product Manager Payment Services Deborah House AAP Jacksonville, FL Elk Grove Village, IL VP, Treasury Management First Northern Credit Union Services Jim Stokes San Angelo, TX Leah Ford AAP Global Payments Manager, First Bank of Owasso Director, Payment Systems ACH Operations Brooke Weldon AAP Chicago, IL Cincinnati, OH Lindsey Roberts Vice President BSA Officer San Angelo, TX Ryan White Owasso, OK First PREMIER Bank Business Controls Analyst II Cincinnati, OH Julie Robertson AAP First Hawaiian Bank Anita Drummond AAP Manager, System Services Vice President, Technology Owasso, OK John Flanigan AAP, CTP Sioux Falls, SD Filene Research Institute Vice President Honolulu, HI Dennis Feterl Erin Coleman First Citizens Bank VP, Treasury Senior Impact Director Sioux Falls, SD Madison, WI Richard Graham III First National Bank VP, Product Manager Michael Kaiser AAP Tansley Stearns Raleigh, NC Anita Brehe AAP Vice President, Treasury Chief Impact Officer VP & Cashier Services Relationship Manager Madison, WI Pierre, SD Sioux Falls, SD

20 List as 4.18.2017 Katie Kennett AAP Tyler Keller Kevin Jensen Bryce VanDiver VP, Treasury Services Senior Vice President Trade Show Specialist Managing Principal Manager Lakewood, CO Milwaukee, WI Richmond, CA Sioux Falls, SD Kelley Robinson Mike Kresse Elena Whisler AAP Banking Officer Chief Operating Officer, VP, Product Mgmt & Strategy, First Republic Bank Lakewood, CO Receivables & Payment Enterprise Payments Services Norcross, GA Jonathan Graux Alamo, CA Manager, ACH Operations Firstrust Bank John Wilson San Francisco, CA Lori Levine CTP Solutions Consultant, Eugenia DeLorenzo AAP VP, Treasury Clear2Pay Adam Rose Vice President Jacksonville, FL Jacksonville, FL VP, Director of Payments Conshohocken, PA Strategy Norman Marraccini San Francisco, CA Edna Hart AAP VP, Director of Payment Fiserv ACH Processor Product Strategy & Marketing Horsham, PA Milwaukee, WI Aiden Ashcraft First Security Bank Senior Client Solutions Yelli Martinez Consultant Tina O'Donnell AAP FIS Senior Pre-Sales Consultant Atlanta, GA AVP, Electronic Services Jacksonville, FL Bozeman, MT Arun Ahuja Heather Biscan EPP Operations Division Keith McAfee CTP Senior Sales Executive Kathy Wilkerson AAP Management Senior Product Sales Alpharetta, GA ACH, EBS Specialist Milwaukee, WI Consultant Bozeman, MT Jacksonville, FL Chris Boardman Vikram Aligh Lead Development Specialist Senior Vice Executive, Client Rebecca Nguyen AAP Alpharetta, GA First State Community Management ACH Product Development Bank New York, NY Milwaukee, WI Cheryl Brown Content Developer, Elizabeth Carrow Bob Alvarez Kelley Ort Consultant Manger IDS - Online, Mobile Sales Director Senior Sales Executive Brookfield, WI & Payments Norcross, GA Silverthorne, CO Farmington, MO Andrew Bubbs AAP Gail Angel Laura Parsons Senior Product Manager Nicole Jarrett AAP Cash Express Ops Executive ACH Application Operations Alpharetta, GA ACH Coordinator Jacksonville, FL Executive Farmington, MO Milwaukee, WI Laura Clary AAP Chris Babcock Director, Product Strategy C2P Executive Stefan Rausch Management First Tennessee Bank Jacksonville, FL Product Manager Alpharetta, GA National Association Jacksonville, FL Chris Banks Sheri Dawson Dan Crowley Account Executive Lorri Remich AAP Senior Sales Engineer Vice President, Senior Product Atlanta, GA Compliance Director Brookfield, WI Manager East Troy, WI Memphis, TN Thomas Carlton AAP Victoria Dougherty Treasury Director Daniel Rooney Director, Payment St. Petersburg, FL ACH Senior Development Management Solutions Firstar Bank N.A. Manager Brookfield, WI Mark Coffey Milwaukee, WI Taylor Bates AAP Vice President, Business Justin Everitt VP, Treasury Management Development Sarah Shatila Sales Specialist, Banking Broken Arrow, OK Jacksonville, FL Senior Director, Enterprise Solutions Digital Strategy Lincoln, NE Keith Cowart Cleveland, OH FirstBank Holding Director, Product Mary Forry CTP Company Management John Tupper Director Jacksonville, FL Portfolio Relationship Brookfield, WI Spencer Boltz Executive ACH Analyst Doug Gross Jacksonville, FL Adam Frink Lakewood, CO General Manager, Americas Lead Development Specialist Atlanta, GA Alpharetta, GA

21 List as 4.18.2017 Nelson Garcia Christine Montesanti Flagstar Bank Franci Myers AAP Manager, Treasury Senior Sales Executive Risk Manager Alpharetta, GA Brookfield, WI Joan Cummins CTP Allen, TX Vice President, Product Mike Gray John Moon Manager Linnay Zazueta AAP Vice President, FRMS Director, Consumer Troy, MI Manager, Relationship Brookfield, WI Marketing Management Alpharetta, GA Allen, TX Brian Grundleger Florida Capital Bank, N. A. Senior Consultant, Digital Xuan Nguyen Banking Group Senior Sales Engineer Robert Higel Fortress Investment Group Brookfield, WI Brookfield, WI Jacksonville, FL Chandra Mathieu Clark Gunson Beverly Nichols Chris Macarages Business Analyst Sales Executive Director, Product Electronic Banking Products New York, NY Brookfield, WI Management, SCO-Check Manager FRMS, Payments Jacksonville, FL Linda Hall Management Solutions Forum Credit Union Event Manager Mansfield, TX Brookfield, WI Fluid Financial Amber Buttram AAP Arun Ramamoorthy ACH Manager Michael Haugh Director, Implementations Ipsheeta Furtado Fishers, IN Senior Product Analyst Atlanta, GA Chief Executive Officer Lake Mary, FL Oakland, CA Stephanie Rosenthal Freddie Mac Belinda Hill Cash Manager Professional Services CoE- Dallas, TX Flushing Bank Robert Riendeau Manager Operations Director, Accounts Receivable Tyrone, GA Joseph Spatarella Filomena Ruggiero Mclean, VA VP, Sales, Commercial Vice President Michelle Kennedy AAP Banking Solutions Uniondale, NY Director, Treasury Operations Atlanta, GA Freedom Financial Dublin, OH Network Sara Steinberg Fort Financial Credit Union Amy Kerin Marketing and Kerrie Kulak AAP Vice President, Treasury Communications Manager Joanne Abbott Phoenix, AZ Operations Warren, NJ Fort Wayne, IN Dublin, OH Troy Thompson Freedom Mortgage Jack Lamey AAP Sales Specialist Fort Knox Federal Credit Corporation Payment Network Advisor Lincoln , NE Union Alpharetta, GA Donna Underwood Chris Wenning Mark York SVP, Assistant Treasurer Courtney Lowe AAP, CTP Senior Sales Executive Accounting Manager Mount Laurel, NJ Vice President, Treasury Alpharetta, GA Radcliff, KY Alpharetta, GA Matthew Wilcox Fremont Bank Claudia Luddemann VP, Marketing Strategy & Fort Knox National Client Solutions Consultant Innovation Company Jolee Ditmore Alpharetta, GA Sunnyvale, CA Senior Director Central Robert Roberts Operations Jose Mejenes Stuart Williams President & CEO Hayward, CA Director, Treasury Sales Director Elizabethtown, KY Alpharetta, GA Atlanta, GA Natasha Trubman Forte Payment Systems Director, Electronic Services Dennis Mercurio Hayward, CA Client Service Management Fishback Financial Michael Evans AAP Executive Corporation Director, Process Alpharetta, GA Improvement Christa Damm AAP Allen, TX Kathleen Mikula Deposit & Payment Arleen Bonilla AAP Director, Enterprise Programs Operations Manager Sukanya Madhavan Treasury Management South Bend, IN Brookings, SD Director, Product Business Analyst Management San Antonio, TX Allen, TX

22 List as 4.18.2017 Leslie Holmes CTP Ryan Bumgarner GIRO Zrt. - Hungarian Hari Raghunathan Vice President Regional Director Clearing House Vice President, Client Services San Antonio, TX Chicago, IL Wilmington, DE Zsolt Selmeczi-Kovács David Koger Chris Dempsey Chief Executive Officer San Antonio, TX Senior Product Manager Budapest, HUNGARY Google, Inc. Bellevue, WA Daniel Marshall Jon Renfrey Senior Vice President Jane Hennessy Global Holdings, LLC Payments Lead, Audit Houston, TX Head, External Alliances Mountain View, CA Redwood Shores, CA Michael Riggin Denise Moore VP, Chief Risk Officer Product Owner, Payment Mindi Woodson Tulsa, OK Gorham Savings Bank Systems SVP, Global Sales San Antonio, TX Bellevue, WA Kelly O'Donnell AAP Global Payments Inc. SVP, SR Core Operations & James Stephen Mora AAP Payments Officer AVP, ACH Operations Generations Federal Credit Chris Rackard AAP Gorham, ME Supervisor Union Director, Regulatory San Antonio, TX Compliance Tracy Merritt AAP, CPA, Dallas, TX Grandpoint Bank Shuvra Paladhi NCP, CGMA Assistant Vice President Controller Shawn Shaw AAP San Antonio, TX San Antonio, TX globalVCard Vice President & Product Manager Suzanne Rathke Ryan Smith Encino, CA SVP, Consumer Operations Georgia United Credit Senior Vice PresidentVice San Antonio, TX Union President, Processing Services Miguel Zambrano AAP Bonita Springs, FL Los Angeles, CA Mike Ruiz AAP Jeanette Waye AAP Assistant Vice President Sr. E-Services Specialist San Antonio, TX Lilburn, GA GM Financial Grant Street Group

Charlie Schuchardt Angela Muzquiz Philip Runyard Executive Vice President Giact Systems, Inc. Vice President PaymentExpress Product San Antonio, TX Fort Worth, TX Manager David Barnhardt Pittsburgh, PA Executive Vice President, FS-ISAC Product Golden 1 Credit Union Allen, TX Great Hill Partners William Nelson CCM Dune Brown AAP President & CEO Merlin Bise ACH Payment Services William Hurley Reston, VA President & Chief Technology Supervisor Vice President Officer Sacramento, CA Boston, MA Allen, TX Fulton Financial Tracy Shaikh Corporation Clint Cantley Manager, Payment Operations Great Plains Energy Vice President, Sales Sacramento, CA James Lowe Allen, TX James Gilligan CTP Executive Vice President Assistant Treasurer Lancaster, PA Jeff Caton Goldman Sachs Kansas City, MO Vice President, Sales Allen, TX L. Scott Sandberg AAP, CTP Lynda Snedegar G2 Web Services, LLC Vice President, Treasury Manager, Corporate Treasury Archana Chandraseker Operations Kansas City, MO James Barringer Director, Business Salt Lake City, UT Regional Director, KYC Risk Development Consulting Allen, TX Great Western Bank Bellevue, WA Go-Live Faster Jeff Givens Christine Fluth Steve Bieber Executive Vice President, Krishna Iyer Product Manager Regional Director of Sales Sales CEO Sioux Falls, SD Bellevue, WA Allen, TX Wilmington, DE

23 List as 4.18.2017 Timothy Schmidt AAP Heartland Financial USA, Jim McShea John Lucas CCM Head, Product Inc. Vice President, Banking SVP, Product Management; Sioux Falls, SD Solutions Director, Treasury Greg Normington AAP Houston, TX Management AVP, Fraud & Risk Pittsburgh, PA Guardian Analytics Management Sunil Nandam Dubuque, IA Manager, Solution Jan Peterson Engineering hyperWALLET Systems, Director, Sales Houston, TX Inc. Mountain View, CA Heartland Payment Systems Sashi Narahari Gina Knight AAP David Rogers President & CEO SVP, Treasury Sales Director Angelica Sims AAP Houston, TX Blaine, WA Mountain View, CA Senior Business Analyst Plano, TX Prashanth Shetty Hiway Federal Credit i7strategies Vice President, Marketing Union Mountain View, CA Heritage Bank David Peterson AAP Jeremy Brache AAP Chief Executive Officer Michael Fennell Senior Payment Operations Hahira, GA Guidiville Indian Rancheria Vice President, Treasury Specialist Management Saint Paul, MN Kevin Cline Burlington, KY iBERIABANK Regulatory Agent Ukiah, CA Amy Roberts Horicon Bank Mariah Chapman AVP, Risk Manager, Treasury Treasury Management Management Mark Nelson Product Development Gusto Payroll Burlington, KY Senior Vice President, Chief Birmingham, AL Information Officer Benjamin Paik Horicon, WI Payments Analyst Heritage Bank of IBM Alameda, CA Commerce HSBC Bank USA, N.A. Ayelet Avni Vijay Raghuraman Kelly Swanson AAP Armonk, NY Product Lead SVP, Cash Management Aimee Leberer AAP San Francisco, CA Services Delivery Manager VP, Regulatory Compliance Alan Bacon San Jose, CA Officer Watson Financial Services Omar Skalli Buffalo, NY Technical Seller Software Engineer Kristin Winant AAP Richmond, VA San Francisco, CA VP, Banking Technology Howard Shaw Solutions VP, Product Management Brad Barton San Jose, CA New York, NY IBM Software Sales Client Hancock and Whitney Technical Specialist Bank Southbury, CT HighRadius Corporation HSBC Group John Connelly AAP Peter Bearor Senior Vice President Abbey Brady Carlos Vazquez Watson Payments Consultant New Orleans, LA Inside Sales Executive Vice President Wellesley, MA Houston, TX Easton, MD Saran Bommakanti HCA Vikram Gollakota Program Manager Solutions Director Huntington National Bank Poughkeepsie, NY Douglas Downey CTP Houston, TX Assistant Vice President, Elizabeth Cronenweth AAP, Sloane Brakeville Treasury Cattie Horan CTP Blockchain Specialist Nashville, TN Account Executive SVP, ACH Segment Manager Austin, TX Houston, TX Columbus, OH Swaminathan Chandrasekaran Heartland Credit Union Sally Huynh Kay Dugger AAP Executive Architect, Cognitive Marketing Manager Treasury Product Manager Solutions Rebecca Tourdot AAP,NCP Houston, TX Indianapolis, IN Armonk, NY Operations Manager Madison, WI Sri Chawla Partner, Cognitive Solutions Chicago, IL

24 List as 4.18.2017 Jeffrey Clayton Biao Hao Brooke Pothast Chrystina Giorgio AAP Exec IT Architect, Payment Lead Architect, Financial Senior Events Logistics President & CEO, ICBA Solutions Services Market, IBM Global Manager Bancard, Inc. Matthews, NC Solution Center in Dallas Armonk, NY Washington, DC Coppell, TX Joe Costello Kelly Pushong Julie Hanson Client Executive Maribeth Haynes Senior Offering Manager Senior Vice President, Card & Piscataway, NJ Portfolio Marketing Executive Banking & Financial Markets Payment Products Charlottesville, VA Poughkeepsie, NY Washington, DC Randi Cramer Program Director Yadira Heredia Gerald Rector Boca Raton, FL WW Channels Sales & Global Payments, Offering Icon Solutions Development Manager David Dixon Ottawa, CANADA Charlotte, NC Richard Dear Fraud & Finacial Crime, Business Development Watson Financial Services Gerard Hergenroeder David Redman Director Solutions Global Payments Executive Banking and Corporate London, UNITED Toronto, CANADA Millersville, MD Payments Sales and Business KINGDOM Development Robert Dunlap Christopher Johnston Lawrenceville, GA Tom Hay Watson Financial Services North American Business Head, Payments Practice Solutions (WFSS), Sales Unit Executive Matthew Salyer London, UNITED Leader Charlotte, NC Simpsonville, SC KINGDOM Atlanta, GA Austin Lamon Andrew Sutton Tom Kelleher Russell Fearing Client Representative Financial Transaction Manager Director Director Atlanta, GA Sales Specialist London, UNITED Marion, MA Charlotte, NC KINGDOM Rochelle Lostumbo Deborah Gallogly Flemington, NJ Barry Tooker Roman Korniyenko Commercial Payment Sales Payments Product Manager Payments Consultant Specialist Michael Maxwell Charlotte, NC London, UNITED Charlotte, NC Product Management KINGDOM Dublin, OH Ravindra Tumma Marcheta Gardner North America Client James Methe Client Executive Thalia Mcguire Technical Specialist London, UNITED Coppell, TX WW Event Specialist (Payments) KINGDOM Austin, TX Waxhaw, NC Nitin Gaur Director, IBM Blockchain Kevin McWey Rajesh Venkatraman Idaho Independent Bank Labs Sales Executive, IBM Safer Director, WW Payments Austin, TX Payments Solutions Debbie Cleverley Milwaukee, WI New York, NY Vice President, Private Alan Glickenhouse Business Manager API Business Strategist Andrew Mead Constantin von Altrock Boise, ID Red Hook, NY WorldWide Mainframe Co-founder, Iris Analytics & Software Sales Director, IBM Safer Payments Kathy Gray AAP Febianna Gonzalez Chichester, UNITED Koblenz, GERMANY Vice President & Controller Events Logistics Manager KINGDOM Hayden Lake, ID Armonk, NY Gene Wallace Catherine Montfort North America Technical Paul Govoni Financial Operations Software Manager Illinois National Bank WW Sales Leader IBM Safer Sales Representative Birmingham, AL Payments Piscataway, NJ Steven Southwick AAP Wrentham, MA James Wallis Operations Officer Rod Moon VP, Payments Industry & Springfield, IL Alan Groelle IBM Commerce CSP, Blockchain, Global Industries Program Director Payments Payments Armonk, NY Development Charlotte, NC Impact Payments Charlotte, NC ICBA Bancard, Inc. & Recruiting Virginia Pera TCM Bank, N.A. Sale Acceleration Leader Marc Badalucco Northfield, IL Scott Broughton Managing Partner & Head, Senior Vice President Sales Washington, DC Phoenix, AZ

25 List as 4.18.2017 Marc Keller Kim Stuart CTP Investors Bank Rebecca Anthony Managing Partner & Head, Assistant Director, Operations Business Manager Recruiting Bloomington, IN Michael Costeira AAP Westerville, OH Phoenix, AZ ACH Coordinator Union, NJ Christopher Bauer InfoTrends Executive Director Independent Vincent Yannacci AAP Tampa, FL Matt Swain Iselin, NJ Jeanette Blanco Senior Director Michael Benoit Payment Lawyer At-Large East Weymouth, MA Executive Director Charlotte, NC Invoice Cloud Tampa, FL

Simon Hobbs Inlet, LLC Kelton Averyt Steven Bernstein New York, NY Brownsville, TX Executive Director, ACH, Preston Thornton MBA Global ACH Marketing & Senior Director, Product Tony Cordova Product Independent Community Management Brownsville, TX New York, NY Bankers of America New York, NY John Morabito John Biloz AAP Cary Whaley AAP Vienna, VA Vice President, ACH Product VP, Payments & Technology Intellect Design Arena Manager Policy Limited Wonder Lake, IL Washington, DC Isban (Banking Software Al Carpetto Engineering) Roy DeCicco CCM EVP, Americas Business Head Managing Director, Network Independent Consultant Jersey City, NJ Ismael Casado Management Senior Manager New York, NY Denise DeRousse AAP, CTP Henry Gorbet Brookline, MA Hillsboro, MO Jersey City, NJ Julie Farrell Vice President Juliette Metzger Jim Logan iStream Financial Services Chicago, IL Independent Consultant Jersey City, NJ New York, NY Mark Becker AAP Lawrence Fatima Director, Platform Operations Executive Director Richard Oliver InterContinental Hotels and Integrations Chicago, IL Independent Consultant Group Brookfield, WI Conyers, GA Christine Frese Michael Weinberg Tom Cunningham Executive Director Richard Parry Vice President, Global Director, Marketing New York, NY Principal, Parry Advisory Technology, Hotel Solutions Brookfield, WI Services Atlanta, GA Anthony Gerevics Columbus, OH Fred Joachim Managing Director President Orchard Park, NY Mark Tizzard Interra Credit Union Brookfield, WI Independent Consultant Brian Haney Alpharetta, GA Becky Kirkdorffer Kathleen Robinson Head, Business Products E-Services Specialist Director, Payments Columbus, OH Goshen, IN Brookfield, WI Indiana State University Janice Havins FCU Mary Winingham Executive Director, Assistant INTRUST Bank, N.A. Head, Sales Program General Counsel Christina Auterson AAP Management Houston, TX Accountant Michael DeBroeck AAP Delavan, WI Terre Haute, IN SVP, Treasury Management Joe Hussey Wichita, KS Executive Director, NA J.P. Morgan Payables Indiana University Linda Newman CTP Tampa, FL VP, Treasury Management Misha Adams Matt Schaefer Wichita, KS Product Manager Benjamin Isaacson Assistant Director, Chicago, IL Executive Director, Treasury Compliance Treasury InvestFORWARD Services Operations Amy Altersohn New York, NY Bloomington, IN Matt Cohen New York, NY Chief Executive Officer New York, NY

26 List as 4.18.2017 Fran Kapner Jack Henry & Associates JetPay, LLC JRE Virtual Architect Executive Director, Corporate & Investment Bank Treasury Elspeth Bloodgood AAP Scott Crespi Daphne Norris AAP Services Sales Senior Manager, iPay Product VP, Relationship Management Support Specialist New York, NY Management Carrolton, TX Fort Myers, FL Elizabethtown, KY Gregory Kerwick Deanna Hinojosa Sarah Wainright AAP Managing Director Jerry Federico Director, Underwriting Compliance Specialist New York, NY Sales Manager Carrollton, TX Lexington, KY Waco, TX Amy Leslie AAP Executive Director, Product Jennifer Geis Johns Manville Kapital Solutions Manager Strategic Business Ann Arbor, MI Development Manager Rosemary Lawson Samuel Tam AAP Allen, TX Senior Business Analyst Operations Manager Susan Levine Denver, CO Saint-Laurent, CANADA Executive Director & Senior William Grace AAP Associate Counsel Senior Manager, iPay Product New York, NY Management Johnson & Johnson Kasasa, Ltd Elizabethtown, KY John Maraia Sandra Roth Diane Christensen AAP Managing Director, US Niccie Grenert Manager, Trade Financial Senior Finance Project Payments Technology Allen, TX Management Manager Tampa, FL Skillman, NJ Austin, TX Deborah Matthews Phillips Nancy McDonnell AAP Managing Director, Sales Managing Director, Payment Johnson Bank KBC Bank Segment Executive Strategy Dallas , TX Allen, TX Jennifer Hurley AAP Rogerio Pestana Payment Operations Manager Payments Director Maria Montealegre David McDaniel AAP Racine, WI New York, NY Vice President Director, Business Operations New York, NY Mount Juliet, TN JPMorgan Chase & KCC Eric Nulph AAP Suzanne Rodman Company ACH Product Manager Senior Technical Producation Matthew Bremmer Tampa, FL Manager Iliana Garcia Director Allen, TX Executive Director, San Rafael, CA Aaron Semel Compliance New York, NY Jennifer Roth AAP, CTP New York, NY Director, iPay Product KeyBank Andrew Stache AAP Management Jiamei Knox-Zhang Vice President Elizabethtown, KY Digital Risk Manager Amy Brown Tampa, FL Columbus, OH Vice President, Operational Risk Officer Wade Steinberg Javelin Strategy & Research Helen McArdle Stewart Cleveland, OH Commercial Banking Payables Vice President Strategy and Delivery Manager Luke Albertalli Wilmington, DE Lucy Diasio Chicago, IL Vice President, Strategic SVP, Product & Innovation Accounts Timothy O'Brien Treasury Services Paul Swearengin Pleasanton, CA Managing Director Cleveland, OH Vice President Media, PA Tampa, FL Michael Moeser Philip Gagnon Director, Payments Julie Offen Risk Officer Sarah Thomas Pleasanton, CA Vice President Portland, ME Vice President Tampa, FL Chicago, IL Alphonse Pascual Brian Guess AAP SVP, Research Director, Head Mark Wright Senior Product Manager, Craig Vaream of Fraud & Security Vice President ACH Managing Director, Product Pleasanton, CA Chicago, IL Beachwood, OH Executive, North America Payables & Receivables David Ptasznik New York, NY Senior Product Manager Cleveland, OH

27 List as 4.18.2017 Rosemary Trusso AAP LAFCU Let's Talk Treasury Sabrina Small Vice President, National ACH Managing Consultant Manager Amy Parker AAP Beatriz Saldivar Berlin, GERMANY Albany, NY Accounting Manager Executive Finance, Treasury Lansing, MI and Risk Management Alexandria Wile Consultant LISNR Inc. Analyst Austin, TX Cleveland, OH Laru Technologies Sarah Ungar Marketing Manager Carl Daniel Levvel LLC Cincinnati, OH Killeen Independent School Senior Software Architect District Folsom, CA Scott Harkey Payments Lead Listerhill Credit Union Cedric Menchion CTP Rajiv Donde Charlotte, NC Director, Financial Services President Sallie O'Brien Killeen, TX Folsom, CA Payments Manager LexisNexis Muscle Shoals, AL Jeffery Gleason Kleberg First National Folsom, CA Aaron Press Bank Director, Payments LoanMe, Inc. Garret Reed Plano, TX Lisa Clore VP, Sales Sean Bennett Assistant Vice President St. Petersburg, FL Director, Special Operations Kingsville, TX Liberty Mutual Insurance Anaheim, CA Mitchell White Company Client Service Manager Knoxville TVA Employees Folsom, CA Francine Aubin Local Government Federal Credit Union Manager, Financial Analysis Credit Union Dover, NH Debbie Hurst AAP Lead Bank Yasmin Porcaro AAP Automated Services Specialist Operations Support Manager Knoxville, TN Peter McVey AAP, NCP lienwaivers.io Durham, NC VP Director of Treasury Services Geoff Arnold KPMG LLP Lee's Summit, MO Chief Executive Officer Long Term Care Partners, Sioux City, IA LLC Cyrus Bhathawalla Connie Pruden Director VP, Compliance Officer Luis Trejo Jeremy Pucko New York, NY Garden City, MO Chief Revenue Officer Senior Business Analyst Sioux City, IA Portsmouth, NH Chris Hadorn Principal Lending Club Corporation Catherine Zarbo Atlanta, GA Lincoln Financial Group Premium Administration John Christensen Manager Troy Hagey Assistant Treasurer Stephanie Brickley Portsmouth, NH Managing Director, Financial San Francisco, CA Director, Treasury Operations Services Fort Wayne, IN Dallas, TX Los Alamos National LendingTools.com Sarah Holmes AAP Laboratory Rossana Salaris Thomas AAP Treasury Analyst Director, Financial Services Jon Budd Churubusco, IN Rochelle Follmer New York, NY Senior Vice President Treasury Manager Wichita, KS Los Alamos, NM Courtney Trimble Lincoln Savings Bank Managing Director Tracy Hearson Atlanta, GA Marketing Coordinator Jon Parker Los Angeles Department of Wichita, KS VP, Senior Treasury Water & Power Management Officer Krubera Group Ltd William Richert AAP Ankeny, IA Latrice Williams Product Delivery Officer Los Angeles, CA John Kittle Wichita, KS Lipis Advisors Chief Executive Officer West Wickham, UNITED Leo Lipis KINGDOM Chief Executive Officer Berlin, GERMANY

28 List as 4.18.2017 Lyons Commercial Data MACHA - The Mid- Market USA Federal Credit Mavro Imaging Atlantic Payments Assoc. Union Dave Pereira Michael McGowan Key Account Executive Robert Dael Sharmila Ghosh AAP Sales Executive Jacksonville, FL President & CEO Controller Westampton, NJ Hanover, MD Laurel, MD Trevor Ward Doug Wallace General Manager Kimberly Rector AAP Westampton, NJ Jacksonville, FL Senior Director, Education Marshalling Ventures Hanover, MD Lyle Wolinsky Craig Marshall MAX Credit Union Sales Consultant Founder & CEO Jacksonville, FL MainStreet Bank New York, NY Tonia Harris AAP EFT Manager Daniel Miner CTP Montgomery, AL M&T Bank Senior Vice President, Mascoma Savings Bank Director of Payment Systems Jeanine Andol-Moeller CCM Fairfax, VA Gayle McFarland MB Financial Bank Group Vice President AVP, Electronic Services Amherst, NY Officer Robert Beck Malauzai White River Junction, VT Vice President, Commercial Dean Baker AAP Banking Business Analyst Bobby Button Rosemont, IL Millsboro, DE Business Development Mastercard Austin, TX Timothy Broccolo Leigh Balcom Colleen Taylor CCM, NASD Commercial Group President Vice President Sean Cornish Executive Vice President, Rosemont, IL Amherst, NY Relationship Manager New Payments Business, Austin, TX North America Warren Goldberg John Dugan Purchase, NY VP, Financial Services Admin VP, Commercial Robb Gaynor Operations Product Payments & Channel Chief Product Officer Iain Young Rosemont, IL Lead Austin, TX Principal Consultant, Fraud Buffalo, NY Systems Christopher Hushka AAP Purchase, NY AVP, Treasury Management Eric Jones Manasquan Bank Ops Vice President, ACH Rosemont, IL Operations Manager Heather Schick AAP MasterCard International Amherst, NY Product Support Specialist Incorporated Ed Milefchik Wall Township, NJ EVP, Commercial Banking Kristen Karkau AAP Shanthan Subramaniam Specialty AVP, ACH Product Manager Vice President, ACH Rosemont, IL Buffalo, NY Manufacturers Bank Payments Purchase, NY Sylvia Rodee Brenda Krzykowski Salma Abdulsattar Senior Product Manager & Banking Officer Operation Vice President Treasury Services Manager Los Angeles, CA MasterCard Worldwide Rosemont, IL Amherst, NY Diana Victorio Gary Kearns Nicholas Weaver AAP Kelly Martin Vice President Executive Vice President SVP, Treasury Management Product Manager La Verne, CA Purchase, NY Operations Buffalo, NY Rosemont, IL Jason Korosec Larry Page Marine Credit Union Adjunct Professor VP, Senior Product Manager Purchase, NY McGlinchey Stafford Wilmington, DE Jason Cobb Senior Vice President, Ed Wang Susan Chylik Jennifer Zatkos AAP Operations VP, US Corporate Prepaid Associate Administrative Vice President La Crosse, WI Products Cleveland, OH Amherst, NY O'Fallon, MO Erich Stauffer Chris Couch Business Analyst Counsel La Crosse, WI Birmingham, AL

29 List as 4.18.2017 McKinsey & Company Mercator Advisory Group David King Takumi Onodera Director, Strategic Senior Manager Michael Argento Sarah Grotta Development Tokyo, JAPAN Practice Expert Director, Debit Advisory Kennesaw, GA Atlanta, GA Service Maynard, MA Mizuho Bank Ltd Alexandra Bohrer Microsoft Corporation Analyst Rob Sullivan Akemi Shintani Atlanta, GA Southeast, Business Jean Acosta New York, NY Development Executive Director Evan Long Maynard, MA New York, NY Masaaki Tahara Expert Director San Francisco, CA Jayna Bundy Hartsdale, NY Mercedes-Benz Financial Global Treasury Manager Juan Carlos O'Connell Redmond, WA Atlanta, GA Anna Manko Mobile Marketing & Lockbox Supervisor Peter Hazou Technology David Stewart Farmington Hills, MI Director, Business Senior Expert Development Marla Ellerman Chicago, IL Garrison, NY Editorial Director & Publisher Merchants Bank of Indiana Scottsdale, AZ

MCT Credit Union Stephanie Morris AAP MidFirst Bank Treasury Management Mobile Strategy Partners Elizabeth Elkins Specialist Kristi Edwards LLC Accounting Specialist Carmel, IN Oklahoma City, OK Port Neches, TX Brandon Kunz CTP Senior Partner Merchants Bank, National Midland States Bank Cumming, GA MDG Agency Association Darlene Lohman Vinnie Polito Machelle Anderson AAP Treasury Sales Product Mobiloil Federal Credit Principal Vice President, Cash Manager Union Reston, VA Management Operations Centralia, IL Cannon Falls, MN Cherie Cousins AAP Katy Smith Payments & Card Operations Account Coordinator Midwest Independent Bank Manager Reston, VA Merrick Bank Corporation Beaumont, TX Erin Schwaller AAP Lenina Curtis AAP Payments System Support MECU of Baltimore, Inc. AVP, ACH Manager Jefferson City, MO ModoPayments LLC Salt Lake City, UT Korey Stevenson AAP Donald Chapman Baltimore, MD Mindful Insights, LLC Head, Business Development Meta Payment Systems Richardson, TX Edward Woods Mercantile Bank Mary Arnold AAP Principal Jeff Cross Senior EFT Relationship Portland, OR Sales Engineer Ian Schweid Manager Richardson, TX SVP, Director of Electronic Sioux Falls, SD Services MineralTree, Inc. Scott Gamble Miami, FL Head, Marketing Metaldyne Performance BC Krishna Richardson, TX Group CEO & Founder Mercantile Bank of Boston, MA Lindy Nelson Michigan Ella Vodopyanov Marketing & Communications Senior Treasury Manager Richardson, TX John Byl CTP Farmington Hills, MI Mitsui Knowledge Industry SVP, Treasury Sales Manager Co.,Ltd. Bruce Parker Grand Rapids, MI MicroBilt Corporation Founder & CEO Hiroshi Nishimori Richardson, TX Shannon Tramontin Jane Keller Presales engineer SVP, ebanking Services Director, rVd Program Tokyo, JAPAN Rob Wells Wyoming, MI Management Public Relations Kennesaw, GA Richardson, TX

30 List as 4.18.2017 Money2020 Ashok Padmanabhan Rita Hernandez AAP NACHA - The Electronic New York, NY Electronic Banking Payments Association Jeff McCarthy Manager/Director Manager, Sales San Diego, CA Gitika Agrawal AAP New York, NY Morgan Stanley Director, Risk Management Marvin Hurley Herndon, VA Andrew Morris James Faucette Senior Product Manager & Chief Content Officer Research Analyst Vice President Ivy Aramayo New York, NY New York, NY Dallas, TX Fulfillment Manager Herndon, VA Maha Madain MoneyGram Payment Mountain America Credit SVP, Consumer Deposits & Debbie Barr AAP, CTP Systems Inc. Union Payments Senior Director, ACH Los Angeles, CA Network Rules Process Libby Box Jenny Madill AAP Herndon, VA National Account Manager AVP, Electronic Funds Alexander Riseman Dallas, TX West Jordan, UT Managing Director Kendra Beasley Jersey City, NJ Senior Director, Public Ross McFerrin Don Youngberg AAP Relations Vice President, MoneyGram AVP, Business Services Vivek Thakur Herndon, VA Payments West Jordan, UT Director Dallas, TX Jersey City, NJ Jordan Bennett AAP Senior Director, Network Risk Robert O'Donnell Mroute Corp Charles Wiggins Management Manager, Transaction Director, Receivables Herndon, VA Processing Billy Enobakhare Products Manager St. Louis Park, MN New York, NY Los Angeles, CA Chris Blevins Manager, Accounts Receivable Michele VanOverbeke Hugh Enobakhare Steven Wildemuth and Expo Sales Support Director, Operations Chief Executive Officer Managing Director Head of Herndon, VA Dallas, TX New York, NY Product Business Management Penny Capers Erin Walker Los Angeles, CA Director, Member Services Senior Channel Manager MSU Federal Credit Union Herndon, VA Dallas, TX Nicole Dilts AAP Musco Family Olive Co. Samantha Carrier Payment Services Manger Senior Director, Payments Moneytree, Inc. East Lansing, MI Yinka Adeyemi Innovation Alliance & Director, Finance International Payments Mark Lewington Tracy, CA Herndon, VA General Counsel MUFG Union Bank Seattle, WA Stephanie Clark Brian Casey Mutual of Omaha Bank Director, Event Sales & Director, Strategic Initiatives Management Montran Corporation Jersey City, NJ Gary Clark Herndon, VA Senior Product Manager Keith Esca Brad DeMarco Phoenix, AZ Carinda Conahan AAP Account Manager VP, Product Management- Senior Director & Group New York, NY Transaction Banking Alan DeTata Manager, ACH Network New York, NY Senior Vice President, Sales Rules & Enforcement Sanford Faden Phoenix, AZ Herndon, VA Executive Vice President John Dotto New York, NY Director & Head of Digital Christine Krueger Victoria Day Marketing SVP, Bank Client Care Senior Director & Group Kaye Marron Los Angeles, CA Phoenix, AZ Manager, Communications & President Marketing New York, NY Russell Ellsworth Herndon, VA Director & Unit Manager Mutual of Omaha Mallory Martell Los Angeles, CA Insurance Company Paul Duong Marketing Manager Assistant Director, Member New York, NY Cristina Hellems AAP Barb Campbell Services Senior Product Manager Business Systems Advisor Herndon, VA Sinha Narendra Los Angeles, CA Omaha, NE New York, NY

31 List as 4.18.2017 Janet Estep Julie Merante Jami Senter National Bank of Canada President & CEO Director, Member Manager, Member Herndon, VA Engagement Engagement Genevieve Bacon Herndon, VA Herndon, VA Product Manager, Cross- Denise Foli border Banking Director, Publishing & Liz Millard Renee Shipe Montreal, CANADA Communications Assistant Director, Alliance Manager, Meetings & Herndon, VA Program Conference Registration Mourad Bouakkaz Herndon, VA Herndon, VA Senior Business Process Jeanette Fox AAP Advisor Senior Director, Risk Pamela Moore William Sullivan Montreal, CANADA Investigations & Research CFO & SVP Administrative Senior Director & Group Herndon, VA Services Manager, Government & Herndon, VA Industry Relations National Capital Bank of Jaime Graham Herndon, VA Washington Director, Government Amy Morris Relations Senior Director, ACH George Throckmorton James Thompson Herndon, VA Network Rules Managing Director Network Vice President & Cashier Herndon, VA Development Washington, DC Tanya Harrington Herndon, VA Compliance Manager Jaime Morris Herndon, VA Director, Event and Member Danita Tyrrell AAP National Credit Union Marketing Director, ACH Network Rules Administration Michael Herd Herndon, VA Dev & Tech Support Senior Managing Director, Herndon, VA Anthony Manuel ACH Network Rules Michael Murphy Kinder, LA Herndon, VA Senior Director, Member Robert Unger AAP Engagement Senior Director, Product Lisa Minor Peter Hohenstein Herndon, VA Management & Strategic National Payment Systems Senior Director, ACH Corporate Relations Officer Network Administration Shanon Murray Herndon, VA Washington, DC Herndon, VA Director, Content Creation & Public Relations Jennifer West AAP Annette Pearson Priscilla Holland AAP, CCM Herndon, VA Director, Payments Product Principal Examiner Senior Director, Healthcare Manager Wernersville, PA Payments Lorie Nash AAP Herndon, VA Herndon, VA Senior Director, Compliance Todd Wiskur Herndon, VA Jenny Wintermute, CMP Credit Union Examiner Cynthia Jenkins Director, Meeting & Austin, TX Senior Director & Group Sharon Niemczyk Sponsorship Management Manager, ACH Network Risk Senior Director, Conference & Herndon, VA Management Meeting Management National Exchange Bank & Herndon, VA Herndon, VA Trust nanopay Corporation Melissa Jones Roxanne Orticke Randy Mittelstaedt Senior Director, Content & Senior Director, Finance Laurence Cooke Vice President Membership Marketing Herndon, VA CEO Fond Du Lac, WI Herndon, VA Toronto, CANADA Stephanie Prebish AAP, CTP Scott Lang AAP Senior Director, Education & Kent Rawlings National Grid Senior Vice President, Accreditation Chief Commercial Officer Association Services Herndon, VA Toronto, CANADA Jody Allison Herndon, VA Vice President, Revenue Cycle Alyssa Romeo Management Jane Larimer Assistant Director, Education National Bank Syracuse, NY EVP, ACH Network Herndon, VA Administration & General Stephanie Hudson AAP Lee Smith Counsel Andrew Scott ACH Clerk Acting Manager Herndon, VA Assistant Director, Content & Gatesville, TX Syracuse, NY Integrated Communications Kathy Levin AAP Herndon, VA Senior Director, Payments Product Manager Herndon, VA

32 List as 4.18.2017 Nationwide Insurance Charla Tompkins AAP Avi Zibitt Neighborhood Pay Services Companies Senior Policy Analyst Solution Sales Leader / NPS Rent Assurance Vienna, VA Duluth, GA Hope Hacker Richard Calmas Worthington, OH Murthy Valluri Founder & CEO Enterprise Infrastructure NEACH Newton Upper Falls, MA Janice Kocheran Architect Finance IT Manager Ashburn, VA Sean Carter AAP Columbus, OH Chief Executive Officer Nelnet Business Solutions Tammie Wiley Burlington, MA Kenneth Tirpack AVP, Financial Systems Cheryl Mickey AAP, CTP Consultant Treasury Vienna, VA Joseph Casali AAP, NCP Project Manager Columbus, OH Senior Vice President Liberty, MO David Willis Burlington, MA EVP, Savings and Navient Membership Sandra Gobin AAP Nestle USA Vienna, VA Director, Risk & Compliance Stacy Le-Cao Burlington, MA Susannah Li CTP Senior Manager, Treasury Tynika Wilson Assistant Treasurer & Senior Operations Senior Vice President, Debit Elizabeth Grayeck AAP Manager Reston, VA Card & Funds Services Director Glendale, CA Vienna, VA Burlington, MA Paola Villena Treasury Operations Analyst Kevin Winestock Janet Merlet AAP, NCP Nestle Waters North Reston, VA VP, Transaction & Document Vice President, Membership America Processing Services Vienna, VA Burlington, MA Philip Rezendes Navy Federal Credit Union Operations Manager Meagan Norlund Raynham, MA April Choe NBPCA - Network Branded Marketing & Communications Project Manager Prepaid Card Network Manager Ann Souza Vienna, VA Burlington, MA Account Services Manager Brad Fauss Raynham, MA Solomon Dadzie President & CEO Sandy Ortins AAP ISD Business Relationship Montvale, NJ Vice President, Education Manager Burlington, MA NetSpend Corporation Vienna, VA NBT Bancorp Lawrence Pirri AAP Luz Badillo CFCS Khoa Doan Vice President, Member EFT Manager Solutions Architect for ACH Anthony Voce AAP Services Austin, TX Vienna, VA Electronic Payments Manager Burlington, MA Norwich, NY Jeff Johnson Linda Jewell AAP Kathleen Shea AAP Senior Vice President, AVP, Financial Transaction Director, Risk & Compliance Commercial Prepaid Management NCCI Holdings, Inc. Burlington, MA Austin, TX Vienna, VA Brenda Vickery Lara Moussessian Senior Residual Market Plan Neighborhood Credit New Mexico State Business Relationship Analyst Union Treasurer’s Office Manager Boca Raton, FL Vienna, VA Tanya Cason Charmaine Cook AAP Operations Support Manager State Cash Manager Paul Murray AAP NCR Corporation Dallas, TX Santa Fe, NM Manager, Funds Services Vienna, VA Jeanne Capachin Andrea Sewell Systems Engineer Operations Support New York Life Insurance Rebecca Nahser Duluth, GA Supervisor Company Manager, Funds Services Dallas, TX Operations Drew Roberts Brigitte Ivory Vienna, VA Product Manager Corporate Vice President Duluth, GA Tampa, FL Laura Orme AAP Manager, ACH Operations Marnie Thorp Vienna, VA Marketing Manager Waterloo, CANADA

33 List as 4.18.2017 NICE Actimize Noventis Old Second Bancorp, Inc. Oracle Corporation

John Davis Doren Helterline Jackie Allison Peter Horrell Account Executive Vice President, Product Senior Vice President Product & Strategy Manager, Hoboken, NJ Development Aurora, IL Payments & Financial Houston, TX Messaging Rivka Gewirtz-Little Reno, NV Product Marketing Director Angela Jones Oliver Wyman Hoboken, NJ Product Manager Dileep Ramachandran Portland, OR Elizabeth Costa Redshores, CA Richard Tsai Partner Fraud Product Manager Steve Pearson Pittsburgh, PA New York, NY Portland, OR Orbograph Douglas Elliott Steve Taylor Partner, Public Policy Practice Joe Gregory Nordea Bank Chief Executive Officer New York, NY VP, Marketing Houston, TX Billerica, MA Michelle DeSaro Tony Hayes Vice President, Cash Rich Wong Partner Management Product Vice President, National Sales Boston, MA Oregon State Treasury Manager Houston, TX New York, NY Russell Jones Natalya Cudahey AAP Principal Electronic Funds Transfer Michelle Nieves AAP, NCP Oblate Missionary Society, New York, NY Coordinator VP, ACH & Check Manager Inc. Salem, OR New York, NY Kasia Pasanowic Fr. Jim Chambers Marketing Manager Cora Parker Director, IT New York, NY Finance Director North American Banking Belleville, IL Salem, OR Company Elizabeth St-Onge Partner Michael Bilski Office of the Comptroller of Chicago, IL Ozona National Bank Chief Executive Officer the Currency Roseville, MN Alexis Wise Sarah Preston Eden Gray Engagement Manager Assistant Cashier & Branch Attorney Advisor New York, NY Manager North Dallas Bank & Trust Washington, DC San Marcos, TX Co. Michael Zeltkevic Kundan Jobanputra Head, Americas Financial Joelene Weiss Jose Ortiz AAP Bank Examiner Services Senior Vice President, Chief Vice President Edison, NJ New York, NY Compliance Officer & Risk Dallas, TX Manager Shelli Pritchard AAP San Marcos, TX Payment Risk & Critical OneMain Financial North Island Credit Union Infrastucture Policy Analyst Washington, DC Steven DeLutri Pacific Mercantile Bank Sonia Amaya-Gilstrap AAP Vice President & Assistant Assistant Vice President Gary TeKolste Treasurer Cindy Verity San Diego, CA Assistant Deputy Comptroller Evansville, IN EVP, Head of Cash Washington, DC Management Jamie Garwood San Diego, CA Northern Trust Corporation Deborah Thomas Treasury Analyst Senior Accountant & Team Evansville, IN Donnetta Carmichael Leader Pacific Premier Bank Vice President, ACH Manager Washington, DC Nicole Gross Chicago, IL Cash Management Specialist Joy Paris-Johnson Steven-Paul Walker Evansville, IN VP Product Manager National Bank Examiner, IT Irvine, CA Novantas, Inc. & Operational Risk McDonough, GA Open Bank Park Sterling Bank Marc Harrison Director Eunice Lee AAP, NCP Liz Falkner Pleasanton, CA Los Angeles, CA Senior Vice President, Treasury & Payment Sales Charlotte, NC

34 List as 4.18.2017 PAYCHEX, Inc. PayCommerce, Inc PaymentsFirst, Inc. PaySett Corporation

Laura Cottrell AAP Raj Kanapur Donna Ashworth AAP Tony Orozco Compliance Analyst SVP, Products Executive Vice President, Risk Product Manager Rochester, NY Edison, NJ & Compliance Atlanta, GA Goodlettsville, TN Michelle Fantanza Jaime Robayo ENS Centralized Support PayLease LLC Gai Craig AAP, CTP Head, Business Development Manager Executive Vice President, Atlanta, GA Rochester, NY Kimberly Parada Association Services Manager, Revenue Assurance Birmingham, AL Martha Flores San Diego, CA Payveris Business Development Chad Frank Account Manager Travis Wike Director, Risk & Compliance Marcell King Chicage, IL Analyst Goodlettsville, TN Chief Revenue Officer San Diego, CA Rocky Hill, CT Sarah Gimello Peggy Gachesa AAP Senior Credit Analyst Chief Executive Officer Rochester, NY PaymaxxPro Atlanta, GA Peak Performance Consulting Group Cassie Horgash Jonathan Leedom Jennifer Stadler Business Development Director, National Accounts Senior Director David Kerstein Account Manager & Business Development Johns Creek, GA President San Diego, CA Sarasota, FL Austin, TX Kristin Stedman AAP Erin Moll Senior Vice President, Risk, Product Owner Payment Advisory Service Compliance & Education Pegasus Bank Rochester, NY Goodlettsville, TN Elliott McEntee Jenny Murphey AAP Mike Morrissey President & CEO Meredith Stubblefield AAP SVP, Treasury Management Area Bank Relationship Falls Church, VA Director, Risk & Compliance Dallas, TX Manager Goodlettsville, TN Riverside, CA Payment Data Systems Allen Young AAP Pelican Trisha Sarno Executive Vice President, Product Manager Wayne Gonzales Education & Communication Tristan Blampied Webster, NY Vice President, Risk Columbia, SC Head, Product Management Management & Compliance Iselin, NJ Phil Susdorf San Antonio, TX Business Development PaymentSpring, a Nelnet Rajiv Desai Manager Kenneth Keller Company SVP, US Operations and Sales San Diego, CA Chief Technology Officer Iselin, NJ San Antonio, TX Karen Markey Ryan Thorne Compliance Director Bill North Area Banking Relationship Omaha, NE Head, Global Sales Manager PaymentKeys, Inc. Iselin, NJ San Diego, CA Sean Crowder PayPal, Inc. David Vogt CTP Founder Peninsula Community Treasury Operations Manager Arlington, TX Lisa Hrabosky Federal Credit Union West Henrietta, NY Director, Global Core Payments Canada Payments James Morrell Rebecca Wagner AAP San Jose, CA President & CEO Senior Compliance Analyst Charlie Clarke Shelton, WA Rochester, NY Senior Payments Analyst Katja Lehr Ottawa, CANADA Director, Americas Bank Product Peoples National Bank Paycom Payroll, LLC Frank Keller San Jose, CA Principal, Innovation Susan Morris Thomas Bubb AAP Toronto, CANADA Senior Vice President, Head Director, Banking Payroll People, Inc. of Treasury Management Oklahoma City, OK Rebecca Parke Town & Country, MO Principle Modernization (ISO Bettye Smith Adoption) Chief Executive Officer Ottawa, CANADA Fresno, CA

35 List as 4.18.2017 People's United Bank, N.A. PLAID Charles Loether Marites Erwin AAP Kate Adamson Vice President, Payments Customer Care Manager Daniel Sargalski AAP Growth Technology Alpharetta, GA Vice President, ACH San Francisco, CA Pittsburgh, PA Operations Amanda Farmer AAP Bridgeport, CT Sima Gandhi JD, LLM Daniel Pavlick Director, Compliance Head, Business Development EVP, CIO Corporate & Chattanooga, TN & Strategy Institutional Banking Performance Food Group San Francisco, CA Pittsburgh, PA Adriana Guaderrama AAP VP, Compensation Brad Boe Zachary Perret Rita Rafalovsky Alpharetta, GA Director, Credit Co-Founder Vice President, Real Time Centennial, CO San Francisco, CA Payments Product Owner Luke Nicholas East Brunswick, NJ Regional Bank Manager Eric Showen Alpharetta, GA Phoenix Marketing Business Development Sarah Skidmore AAP International San Francisco, CA Client Care Manager Frank Slugaski Kalamazoo, MI Regional Sales Manager Leon Majors Alpharetta, GA Senior Vice President PlainsCapital Bank Melvin Steals Salisbury, MD Director, Strategy Stacey Ferris Pittsburgh, PA Prism Financial SVP, Electronic Payments Incorporated Phoenix-Hecht Manager Paul Trozzo Lubbock, TX SVP, Product Group Manager Athelbert Forde AAP James Brunnquell Pittsburgh, PA ACH System Supervisor Senior Vice President St. Michael, BARBADOS Research Triangle Park, NC Plaza Bank Christopher Ward CCM EVP, Head of Product Claire Odle AAP Chad Dickson AAP Management Transaction Processing & Pillsbury Winthrop Shaw AVP, Treasury Operations Charlotte, NC Business Development Pittman, LLP Officer Officer Irvine, CA St. Michael, BARBADOS Elsa Broeker Podoll & Podoll, P.C. Attorney Austin, TX PNC Bank Robert Podoll Profit Engine, LLC Vice President & Attorney Andrew Caplan Scott Bellomo Greenwood Village, CO George McKee Esquire Senior Vice President Chief Executive Officer Washington, DC Cleveland, OH Wexford, PA Prime Meridian Bank Daniel Wood Paul Byrne ProfitStars - A Jack Henry Attorney Head of Deposits Portfolio Monte Ward AAP,CRCM Company Los Angeles, CA Management SVP, Bank Operations/ISO Pittsburgh, PA Tallahassee, FL Craig Cotter Sales Executive Pinnacle Bank, Nebraska Jeffrey Felser Allen, TX SVP, Group Product Manager PRIMECAP Management Nancy Melichar Pittsburgh, PA Company Michael Foye Senior Vice President Sales Executive Gretna, NE Beth Fretz Alex Liloia Dallas, TX VP & Treasury Management Vice President Candice Ray Officer Pasadena, CA Hannah Matthew AAP Vice President Pittsburgh, PA Business Analyst Gretna, NE Brentwood, TN Barbara Happel Priority Payment Systems, Senior Vice President LLC Bill Phillips Pinnacle Financial Partners Pittsburgh, PA Group President, Enterprise Clint Blaylock AAP Payment Solutions Mike Hammontree Jean Kochick CTP General Manager Allen, TX SVP, Director Senior Vice President, Product Alpharetta, GA Nashville, TN Group Manager Kris Pickett AAP Charlotte, NC Valerie Clark AAP Data Center Operations AVP, Accounting Operations Management Alpharetta, GA Allen, TX

36 List as 4.18.2017 Les Smith PSCU Eduardo Salazar David Lord Sales Executive Business Development VP, Marketing Dallas, TX Debbie Bartoo Sunrise, FL Communications Innovation Strategist Austin, TX Sharon Trujillo St Petersburg, FL Payment Solutions Services PwC Allyson Lutz Director Amy Line (PricewaterhouseCoopers Austin, TX Allen, TX Product Manager LLP) St Petersburg, FL Robert McWilliams AAP Kathy Wheeler AAP Justin Dombrowski Director, Product Senior Product Manager & Senior Manager, Fintech Management Sale Executive PSE&G Innovation & Blockchain Austin, TX Dallas, TX Technology AsiaPac Patrick Naples Sydney, AUSTRALIA Tracy Pearce Tammy Wilson AAP Manager, Operations, Sales Manager Senior Manager, Product Customer Payment Processing Jasvinder Randhawa Austin, TX Management South Plainfield, NJ Director Allen, TX Dublin, CA Adena Potter Paul Oberting Sales & Marketing Programs Manager, Payment Processing Manager Prog Leasing, LLC (DBA - Melville, NY Q insights Austin, TX Progressive Leasing) Nasreen Quibria Jonathan Reneslacis AAP, Stuart Eastman Public Works & Managing Director & Founder CTP, PMP Director, Treasury Government Services Newton, MA Senior Director, Solutions Management Canada (PWGSC) Consulting Draper, UT Cumming, GA Michael Johnson Q2 Software, Inc. Mark Ericson Senior Director, Payment Debbie Smart CTP, NCP Compliance Counsel Products and Services Steve Bartles Senior Business Consultant Draper, UT Orleans, CANADA Austin, TX Mesquite, NV

Mohammad Mamtaz Nancy Carrizales AAP Anthony Speranza ProPay, Inc. Director Compliance Analyst Regional Sales Manager Nepean, CANADA Austin, TX Austin, TX Alex Buzelli Associate Director Amanda Cochran Matthew Spriggle Underwriting PULSE EFT Association Austin, TX Business Analyst Lehi, UT Cedar Park, TX Krystle Jack Brian Cooney Product Manager, Emerging Sales Manager Amanda Warren Prosek Payment Technologies Austin, TX Tradeshow and event Planner Houston, TX Austin, TX Lauren Mariani Ryan Kim Hammer Account Supervisor Regional Sales Manager Odus Wittenburg New York, NY Purdue Federal Credit Austin, TX President Union Austin, TX Veronica Spak Michael Hayes AAP Assistant Account Executive Jennifer Hupp AAP Solution Consultant Jordan Wright New York, NY Account Operations Senior Delmar, NY Director, Q2 Labs Specialist Austin, TX West Lafayette, IN Ray Higdon Proserv Regional Sales Manager Brian Musser Suwanee, GA QCR Holdings, Inc. Ginny Knowlden CFO & VP, Finance Vice President West Lafayette, IN Bill Jones Gregory Braid AAP Troy, MI Solutions Consultant VP, Bank Solutions Austin, TX Technology Product Manager Protective Life Insurance PUSH Payments Davenport , IA Company Brian Koenig Travis Dulaney Product Management Centrix Ryan Dawkins President & CEO Austin, TX Second Vice President Plantation, FL Insurance Administration Birmingham, AL

37 List as 4.18.2017 QRUZ Regions Bank Riceland Foods, Inc. Donald Winter Senior Manager, Business Steve Bohn Jeff Vanderver Todd Thompson Payments Chief Revenue Officer Vice President, Treasury Stuttgart, AR Toronto, CANADA Allen, TX Management Risk Birmingham, AL Ripple RPGC Group LLC Rabobank Regions Financial Nilesh Dusane Rene Pelegero Katherine Cupido AAP Corporation VP, Sales & Client Relations President & Managing Operations Representative III San Francisco, CA Director Santa Maria, CA Leslie Bailey Kirkland, WA Senior Vice President Leonard Jaramillo Pedro Ferrer-Pol CTP, CSPO Birmingham, AL Client Solutions Director VP, Senior Product Manager, San Francisco, CA RR Donnelley Commercial & Treasury Jennifer Singleton AAP, CTP Services VP, ACH/EDI & SWIFT John Mitchell Tim Reedy Rosemont, IL Product Manager Senior Vice President, Sales Senior Vice President, BCS Hoover, AL San Francisco, CA Warrenville, IL Julie Ryel Vice President, Treasury Timothy Thorson AAP, CTP Betsy Waters Relationship Manager SVP & Manager, ACH Sales Director Salal Credit Union Nampa, ID Operations San Francisco, CA Birmingham, AL Carmella Houston VP, Business Service Randolph-Brooks Federal River Valley Bank Seattle, WA Credit Union REPAY Courtney Bumber Julia Desautels Welma Baer AAP, NCP Implementation Specialist San Mateo Credit Union Payment Services Manager, Director, ACH Wausau, WI Electronic Payments Atlanta, GA Julieta Abad AAP Universal City, TX Payments Director & Support John Morris Roku Services Manager Heather Lucas AAP Chief Executive Officer Redwood City, CA Audit Team Lead Atlanta, GA Sharron Keggan Live Oak, TX Director Los Gatos, CA Sandy Spring Bank Republic Bank of Chicago RealPage, Inc. Royal Bank of Canada John Goedeke Brandi Carter AAP,NCP Senior Vice President Nancy Crouch Morlini Vice President, MSB Mike Ciezki Columbia, MD Vice President, Operations - Operations Supervisor Director, Treasury Solutions Payments Oak Brook, IL Calgary, CANADA Santander Bank, N.A. Richardson, TX Rosanna Di Palma Amber Faedtke AAP Kimberly Lang AAP Retail Lockbox, Inc. Director, Product Support Operations Analyst II SVP, Consumer Solutions Toronto, CANADA Reading, PA Richardson, TX Craig Dawson President Costa Hagidimitriou Tracy Flynn Seattle, WA Director, Payments VP, Integrated Payables & Recreational Equipment Toronto, CANADA Receivables Product Manager Inc. (REI) Bryan Henry Jamaica Plain, MA Account Executive Cathy Lafontaine Julie Walker Seattle, WA Senior Treasury Solutions Stefanie MacDonald Senior Treasury Analyst and Specialist Senior Risk Analyst Card & Payments Specialist Walt Townes Oakville, CANADA Dorchester, MA Kent, WA Co-Founder & Vice President Seattle, WA Jacqueline Rubenstein Ebony McNeil Redstone Federal Credit Director, Treasury Solutions Wire Operations Manager Union RIA Financial Services Toronto, CANADA Reading, PA

Kim Hodge AAP Bobbie Fomby Amy Sagan Maureen Melillo AAP Cash Management Digital Payment Processing & Senior Treasury Solution Electronic Payment Product Coordinator Fraud Senior Manager Specialist Manager Huntsville, AL Parker, CO Toronto, CANADA Dorchester, MA

38 List as 4.18.2017 Karen Spencer AAP Sandra Padilla Sharonview Federal Credit Silicon Valley Bank Electronic Payments Team VP, Commercial Products Union Manager II San Juan, PR Catalina Bahri Reading, PA Julia Thrash AAP Director, High Risk Business EFT Processing Supervisor Operations ScreeningOne Fort Mill, SC Santa Clara, CA SAP Matthew Briggs Jason Carone AAP, CTP Ajain Kuzhimattathil Founder & CEO SHAZAM, Inc. Product Management Senior Manager Santa Barbara, CA Salt Lake City, UT Chicago, IL April Beck-Wyss AAP Senior Client Support Sudha Foote Securant Bank & Trust Representative Senior Director, Payments SAS Institute, Inc Johnston, IA Products Trude Brown AAP Palo Alto, CA Daniel Barta Client Service Lead Kevin Christensen Enterprise Fraud Strategist Representative CISA,CRISC,CTGA Cary, NC Milwaukee, WI Vice President, Internal Audit SIU Credit Union Johnston, IA Rachel Hanke SchoolsFirst Federal Credit Security Service Federal Diana Kern AAP ACH Coordinator Union Credit Union Senior Trainer Carbondale, IL Johnston, IA Carmen Elenes Robert Larson Manage Payroll Services Payment Operations Manager Luann Kohlmann AAP, NCP SK Global Software, LLC Tustin, CA San Antonio, TX IT/Risk Consultant Mayville, WI Scott Caudle Viola Verastiqui Chief Executive Officer SCI IT Solutions Assistant Vice President Aaron McGregor Houston, TX San Antonio, TX EFT Solution Specialist Jon Clark Northlake, TX Tim Kahne Vice President Partner Vienna, VA SecurityMetrics, Inc. Manish Nathwani Houston, TX Senior Vice President, Product John Kersse Wenlock Free Development Executive Vice President VP, Strategic Partners Johnston, IA Smart Payment Plan Vienna, VA Orem, UT Tim Schieffer Cary Berman ACH Product Manager Chief Financial Officer Scopus Soluções em TI Sentry Insurance Johnston, IA Deerfield, IL

Alexandre Oliveira Laura Heuer Jackson Bigham Senior Treasury Services Manager Shelter Insurance Chief Compliance Officer & Sao Paulo, BRAZIL Stevens Point, WI General Counsel Russ Baker Austin, TX Director, Commercial Lines Scotiabank Service Credit Union Underwriting Columbia, MO SourceHOV Jan Colon AAP Robin Rainville Senior Manager, Self Service Deposit Operations Manager Erica Smith CPA Michael Alfonsi Channels Portsmouth, NH Underwriting Supervisor VP, Consulting Management, San Juan, PR Columbia, MO Americas Lisa Winkley AAP Irving, TX Jun Hu AVP, Assistant Controller Application Specialist Portsmouth, NH Signature Bank, New York Amrish Kaushik Toronto, CANADA Vice President, Strategic Lisa Edmonds Account Management Alina Makukhina Sezzle Vice President, Cash Irving, TX Senior Business Analyst Management Advisory Charles Youakim New York, NY James Larriva Etobicoke, CANADA Chief Executive Officer Director, Business Charlotte, NC Lee Tessler Development Trevor McMullin New York, NY Irving, TX Senior Manager Development Ajax, CANADA

39 List as 4.18.2017 April Sumner Square, Inc. Stearns Bank N.A. Ivy Gupta Irving, TX Eric Hanson Attorney Paciano Ebarvia Cyber Security Officer Atlanta, GA Payments Operations Manager St. Cloud, MN Southern California Edison Elmwood Park, IL Adam Jacobs Josh Hofer FVP, Product Development Greg Austin Information Security Officer Manager Payment Services Manager Star One Credit Union Saint Cloud, MN Atlanta, GA Covina, CA Ranay Allred AAP Daryn Lecy Kathleen LaDuca AAP Manager, Support Services Vice President, Operations Senior Vice President, Southern Financial Sunnyvale, CA St. Cloud, MN Electronic Payment Services Exchange Orlando, FL Marina Gepte AAP Donald Jackson AAP, CTP ACH Analyst Stinson Leonard Street LLP Michele Naghoon AAP President & CEO Sunnyvale, CA Group VP, ACH/ EDI/EPP New Orleans, LA Barkley Clark Operations Manager Partner Orlando, FL Danita Moss AAP State Bank & Trust Washington, DC Assistant Director, Member Company Rebecca Nellis AAP Services VP, Manager Electronic Bethel Springs, TN Jeremy Pritchard AAP, CTP Stock Yards Bank & Trust Payments Oversight SVP, Senior Treasury Orlando, FL Billy Reed AAP Professional David Shaver AAP Assistant Director, Member Macon, GA VP, Deposit Services Division Tom Palmer Services Manager Audit Director Baton Rouge, LA Wade Wilson CTP Louisville, KY Orlando, FL Senior Vice President, Senior Treasury Professional Melissa Pope AAP, CTP Southside Bank Augusta, GA Strategic Resource Senior Vice President Management, Inc. Atlanta, GA Jeff Quesenberry AAP Electronic Funds Manager State Farm Insurance Ken Hayes Alicia Treadway AAP, CTP Tyler, TX Companies SVP, Strategic Solutions Group Vice President, Sycamore, IL Wholesale Risk Management Nicole Bagby Atlanta, GA Southwest Airlines Financial Business Analyst Bloomington, IL Sumitomo Mitsui Banking Suzanne Verkempinck AAP Randy Gibbons Corporation VP, Business Project Manager Senior Manager, Payment Patricia Manke AAP Orlando, FL Strategies Bank Analyst, Transactional Yolanda Casais AAP Dallas, TX Products Product Manager Tempe, AZ New York, NY SurePayroll

SpiritBank Rhonda McClure Henry Cha CCM Dustin Albers Bloomington, IL Senior Vice President Business Development Cynthia Luth AAP New York, NY Glenview, IL SeniorDeposit Operations Victoria Novichenko AAP Manager, SVP Senior Financial Analyst William McGurgan AAP Jason Copeland Tulsa, OK Alpharetta, GA Vice President Vice President, Sales New York, NY Glenview, IL Cateeja Parker AAP Sprague Resources LP Business Analyst Shoji Mizumoto AAP Dan Rooney Bloomington, IL Vice President Business Development Todd Tinelli New York, NY Glenview, IL Assistant Treasurer Mark Romine Portsmouth, NH Service Manager SWAPSTECH Bloomington, IL SunTrust Bank Springfield First Rithesh George Community Bank Denise Schuster AAP Kelly Allen Director Bank Manager Orlando, FL Charlotte, NC Amy Kiefer AAP Richardson, TX Chief Operating Officer & Trace Fooshee Booshan Rengachari Executive Vice President VP, Fraud Strategy President Springfield, MO Atlanta, GA Charlotte, NC

40 List as 4.18.2017 SWBC, Financial Steve Bohlman Trina Crossin AAP James Labbe Institution Group VP, Commercial Banking AVP, ACH Origination Head, Payments Operations Plymouth, MN Manager Lewiston, ME Connie Miles Lexington, SC Program Manager Christopher Germann John Lisacchi San Antonio, TX SVP, Director of Payments Sally Dievendorf AAP Vice President, Delivery Services Electronic Payment Services Manager Jason O'Brien Plymouth, MN Operations Manager Mount Laurel, NJ SVP, Payments Lexington, SC San Antonio, TX Thomas Opatz Claire Masino-Alesiani AAP VP, ACH & Wire Operations Ellen Doucette Vice President Holley Sorenson Plymouth, MN Treasury Management Sales Mount Laurel, NJ Client Support Manager, ECM Officer San Antonio, TX Boston, MA Ross McKay TCM Bank SVP, Data & Analytics John Edgar Greenville, SC SWIFT Damon Moorer VP, Treasury Management Tampa, FL Stuart, FL Ashraf Meleka Ignacio Blanco Payment Ops Group Manager Executive Director, Strategic Agnes Nasso Paula Epstein AAP, CTP Mount Laurel, NJ Relationships Assistant Vice President, VP & ACH Product Manager New York, NY Marketing Mount Laurel, NJ Karen Moss Tampa, FL Product Manager Will Lear Emanuel Evangelou AAP Mount Laurel, NJ Commercial Manager Scott Wagner VP, IT Solutions Design New York, NY Senior Vice President, Specialist Whitney Sherman Business Development Mount Laurel, NJ Strategy & Planning Manager Daniel Lynch Tampa, FL Lexington, SC Regional Account Manager Martha Gaston New York, NY VP, Corporate Adrienne Terpak CTP TD Ameritrade Communications Manager Vice President Tom Obradovich Mount Laurel, NJ Mahwah, NJ Senior Consultant Daphne Hatterman New York, NY Senior Manager, Payment Dianna Gelfand Michelle Warfel Services Product Manager Vice President, Treasury Fort Worth, TX Toronto, CANADA Management Sales Officer Synchrony Financial Cherry Hill, NJ Jennifer Lewis Christopher Giles Saundra Burrell Manager, Payment Services Vice President, Treasury Cash Management Fort Worth, TX Managment Sales TD Securities Surveillance Leader Bedford, NH Alpharetta, GA Alyssa Alidina TD Bank, N.A. Cassandra Gordon Relationship Manager Jim Costello VP, Funds Movement Group Toronto, CANADA Vice President, Consumer Erin Brennan Manager Banking Compliance Vice President, North New York, NY Leisa Millier Charlotte, NC American Payment Risk Vice President, Global Falmouth, ME Krisztina Graczer AAP Transaction Banking Tammy Goodwin AAP CM Operations Group Toronto, CANADA Director, Cash Management Richard Burke CCM Manager I Alpharetta, GA Head, Corporate Products & Mount Laurel, NJ Services Technology Credit Union Mount Laurel, NJ David Jamison CTP Tampa General Hospital VP, Corporate Treasury Mayra Koury AAP Paul Conner Management Services VP, Central Operations Jigna Thaker VP, Electronic Payment Gardiner, ME Castro Valley, CA Financial Analyst Operations Tampa, FL Mount Laurel, NJ Colin Jones Vice President, Senior TekStream TCF National Bank Frank Corkery Counsel VP, Senior IT Development South Portland, ME Jayme Danielson Ben Banti AAP Manager FinTech Program Manager VP, Product Manager - Mount Laurel, NJ Tracy Kemp Atlanta, GA Treasury Management Vice President Plymouth, MN Jacksonville, FL

41 List as 4.18.2017 Texas A&M University Texas Dow Employees The Bankers Bank Hank Farrar Credit Union SVP, Customer Relationship Mark Burge Mark Keeling Management Associate Professor of Law Lori Meinhardt Executive Vice President & New York, NY Fort Worth, TX Settlement Services Manager COO Lake Jackson, TX Oklahoma City, OK Dave Fortney Executive Vice President, Texas Bank & Trust Rhonda Pavlicek Malinda Rickel AAP Product Development and CPA,MBA,CCUE SVP, Cashier Management Chris Davis AAP, CEBO Senior Vice President & Chief Oklahoma City, OK New York, NY Vice President, Electronic Financial Officer Banking Manager Lake Jackson, TX Kas Stewart AAP Eugene Grady Longview, TX Senior Vice President Contractor Jaclyn Robotham AAP Oklahoma City, OK New York, NY Settlement Services Supervisor Texas Capital Bank Lake Jackson, TX Keith Gray The Biltmore Bank of AZ Vice President, Sales and Buddy Brasseaux Business Development EVP, Head of Operations Texas Tech Federal Credit Desirae Outcalt AAP New York, NY Richardson, TX Union VP, Relationship Manager Phoenix, AZ Stacey Gross AAP Angela Duwe Michelle Dempsey Training Specialist Vice President, Treasury Member Service Manager New York, NY Product Manager Lubbock, TX The Church of Jesus Christ Dallas, TX of Latter-day Saints Rob Hunter Kelsie Holly Executive Managing Director Fannon Meador Lead Processing Specialist Douglas Martin & Deputy General Counsel Enterprise Planning and Lubbock, TX Treasurer New York, NY Strategic Initiatives Manager Salt Lake City, UT Richardson, TX Sharon Jablon AAP Thales e-Security Director, Product Specialist Erin Portwood Ketonen AAP The Clearing House New York, NY Assistant Vice President & Jose Diaz Client Manager Director, Payment Strategy Irfan Ahmad Stephen Krebs Richardson, TX Plantation, FL VP, Product Development & VP & Associate General Strategy Counsel Brenda Riggin New York, NY New York, NY Vice President The Bancorp, Inc Richardson, TX Dal Bolt AAP, NCP Lee Kyriacou Pete Chiccino Professional Services Specialist Vice President, RTP Rules Anne Witherspoon AAP, CTP Chief Information Officer New York, NY Enforcement Senior Vice President Wilmington, DE New York, NY Richardson, TX Adrian Brown AAP Member Engagement Steve Ledford The Bank of River Oaks Manager SVP, Product & Strategy Texas Comptroller of Public New York, NY New York, NY Accounts Shirley Fowler Treasury Management Monique-Renee Canty AAP Olivia Maciel AAP Lynda Cantu AAP Houston, TX Professional Services Specialist AVP, Research Analyst Manager, Cash & Securities New York, NY New York, NY Management Lois Thomas Austin, TX Wire Transfer Manager Jim Colassano Mark Majeske Houston, TX SVP, Product Development & Vice President, Product Ketha Corzine Strategy Development Program Specialist New York, NY New York, NY Austin, TX The Bank of San Antonio Leigh Counts Alison Maltby Pamela Ibarra Dina Garcia Marketing Logistics Manager The Clearing House Program Specialist SVP, Treasury Management New York, NY Consultant Austin, TX San Antonio, TX New York, NY Peter Davey AAP Kim Strick Natalie Tello VP, Payment Innovation Tom Masterson Program Specialist Treasury Management Washington, DC Product Risk Manager Austin, TX Specialist New York, NY San Antonio, TX

42 List as 4.18.2017 Jim McDade Bill Walsh AAP The South African Reserve Eric Stephen SVP, Product Development & VP, Customer Relationship Bank Product Manager Brokerage Strategy Management Charlotte, NC New York, NY New York, NY Boniswa Khohliso Payment System Analyst Melissa Mellon AAP Russ Waterhouse Pretorial, SOUTH AFRICA Title Source, Inc. Marketing Projects Director EVP, Product Development New York, NY & Strategy Colleen Ramsey New York, NY The University of Michigan Assistant Vice President, Tim Mills AAP Credit Union Finance & Accounting Vice President, Executive Detroit, MI Director The First National Bank of Leslie Stabile AAP New York, NY Central Texas Accounting Manager Lynette Reynolds-Smith Ann Arbor, MI Vice President, Escrow Ana Napoles AAP Steve Mullens Accounting Director, Network Operations Executive Vice President Detroit, MI Support Waco, TX ThincCareers.com New York, NY Mason Gates T-Mobile USA, Inc. Sean Oblack The National Bank of Founder, Chief Careers Senior Vice President, Media Indianapolis Officer Kelly Campbell and Public Affairs Austin, TX Senior Technology Sourcing New York, NY Linda Evans AAP Manager Electronic Banking Manager Bellevue, WA Christina Poole AAP Indianapolis, IN Third Party Payment Professional Services Specialist Processors Association Tristan LiaBraaten New York, NY Kevin Hauger Bellevue, WA Treasury Management Lisa Black AAP Jade Regan Associate Member Support Consultant Indianapolis, IN Chandler, AZ Tompkins Trust Company New York, NY Corina Hendershott Marsha Jones AAP,NCP Carrie Ranck AAP Alex Romeo Business Online Banking President Cash Management Production VP, EPN Product Manager Manager Phoenix, AZ Coordinator New York, NY Indianapolis, IN Ithaca, NY

Chip Savidge Thrivent Financial VP, Marketing & The Norman Group Topco Associates Communcations Krista Draheim New York, NY David Hunkele Strategic Initiatives Jennifer Cook Managing Director Implementation Program Sourcing Analyst Amy Smith AAP, CAE Davidson, NC Manager Quincy, MA Vice President, Executive Appleton, WI Director Joseph Wingard Andrew Scott Troy, MI Partner Pete Koel Category Manager, Financial Charlotte, NC Director Services Bob Taaffe Appleton, WI Boston, MA VP, Customer Relationship Management The RWC Group Henry Niebauer New York, NY Senior Application Engineer TouchNet Information Kevin Connelly Appleton, WI Systems Michael Thomas Executive Vice President Director, Product Olathe, KS Steve Voskuil Edward Parker AAP Development Director Manager, Payment Systems New York, NY Debra Yaley Appleton, WI Lenexa, KS President Cindy Thompson AAP, CTP Fort Worth, TX Professional Services Manager TIAA-CREF Toyota Financial Services New York, NY The Scotts Company LLC Sean Graham Lisa Chao Ed Timmons VP, Enterprise Payments National Manager, Enterprise VP, Customer Relationship Michael Sommer CTP Charlotte, NC Cash Management & Treasury Management Assistant Treasurer Operations New York, NY Marysville, OH Torrance, CA

43 List as 4.18.2017 Lakshan Fernando Travelex Judith Grussing Nathan Douglas AAP Manager, Enterprise Cash VP, Group Product Manager Program Analyst Management Tracy Hammock Minneapolis, MN Kansas City, MO Torrance, CA Senior Vice President, Americas Outsourcing Beth Anne Hastings Walt Henderson AAP Austin, TX ACH & Wire Product Team Program Manager Transact24 Chicago, IL Washington, DC

Christoff Fourie AAP Traxpay AG Michael Hunter AAP Lisa Innaurato Head, Operations & ACH Treasury Management Supervisory Non-Receipt Processing Markus Rupprecht Product Manager Specialist Wan Chai, HONG KONG Founder & CEO Minneapolis, MN Philadelphia, PA Cologne, GERMANY Sara Junio Margot Kaeser Jochen Siegert Product Risk Officer Director, Policy & Oversight Transaction Directory LLC Chief Operating Officer Minneapolis, MN Division Cologne, GERMANY Washington, DC Thomas Frale John King President & Chief Editor Vice President Adam Martin AAP Elk Grove Village, IL Treasury Software Richfield, MN Project Manager Corporation Frederick, MD Laura Listwan AAP, CTP Transactis, Inc. Glenn Fromer CPA Senior Vice President Carol Matthews AAP Director, Development Chicago, IL Supervisor, Customer Service Rick Fiorito Richmond, VA Branch Chief Revenue Officer Gregory Rettinger AAP Kansas City, MO New York, NY Vice President, Global TSYS Treasury Management Randolph Maxwell AAP Hussam Harb Minneapolis, MN Financial Program Specialist Relationship Manager Shane Irvin Vienna, VA New York, NY Director, Payments Solutions Samuel Robb AAP, CTP Columbus, GA SVP, Commercial Product Reginald McKinney AAP William Manes Management Financial Program Manager Chief Strategy Officer Gary McGlamory Pittsburgh, PA Washington, DC San Antonio, TX Senior IS Business Solutions Consultant Glen Ulrich Frank Supik David Mesch Columbus, GA SVP, Operations Executive Attorney Advisor Director, Product Portland, OR Washington, DC Management Ray Pritchett New York, NY Director Gary Swasey Columbus, GA U.S. Department of the Manager, Customer Service Bill Morrison Treasury Branch SVP, Product Management Philadelphia, PA Strategies Tulsa Federal Credit Union Nevelyn Jones New York, NY Awards Manager Kristine Vaughn Washington, DC Uber Technologies Joseph Proto Payment Services Manager Chief Executive Officer & Tulsa, OK Justin Abel Chairman U.S. Department of the Treasury Manger, Partner New York, NY Treasury, Bureau of the Payments, Americas Two Sparrows Consulting, Fiscal Service San Francisco, CA Kari Rolph LLC Director, Relationship Zulema Benavides Management Paul Tomasofsky Financial Program Specialist UMB Bank, N.A. New York, NY President Alexandria, VA Montvale, NJ Nunzio Croce AAP Christina Cox Vice President Transmodus Corporation Cash Management Kansas City, MO DBA linked2pay U.S. Bank Infrastructure Group Washington, DC Shelly Dollins AAP Richard McShirley Sayantan Chakraborty Payables Product Manager Chief Marketing Officer Head, Product & Global Natalie Diana Kansas City, MO Oxnard, CA Treasury Management Attorney Advisor, Senior New York, NY Counsel Charlotte, NC

44 List as 4.18.2017 Pat Thelen CTP University Federal Credit USAA Vantage Bank Texas President, Bank Product & Union Alan Bruton AAP Service John Ahern AAP SVP, Treasury Management Kansas City, MO Sandra Gaskamp AAP, NCP Senior Auditor Executive Operations Support Manager San Antonio, TX San Antonio, TX Tristan Thompson Austin, TX VP, Payments Group Hugo Escobedo Manager, Bank Product & Katelin Mann Business Advisor Vantiv, LLC Services Compliance Officer San Antonio, TX Shawnee, KS Austin, TX Mark Wright Mary Estes Assistant Treasurer Uma Wilson AAP, CTP Kimberly Mayo AAP Treasury Operations Analyst Symmes Township, OH Executive Vice President, Senior Fraud Mitigaton San Antonio, TX Director of Product Specialist Management Austin, TX Delia Flores VASCO Data Security, Inc. Kansas City, MO Business Advisor San Antonio , TX Victoria Abramson University of Iowa Marketing Director United Bank, Inc. Larry Hobbs Marlborough, MA Kelly Kendall AAP Senior Software Developer & Victoria Pettersen AAP Banking Services Coordinator Integrator Micki Burciaga ePayments Product Manager Iowa City, IA Boerne, TX VP, Product Manager & Cash Charleston, WV Management Gayle Mallet Marlborough, MA University of Pittsburgh Director United Bankers' Bank San Antonio, TX Jim Custer Stephanie Jones MBA, MEDL Senior Account Manager Jillian Johnson AAP, NCP Manager, Payment Processing Jade Nicola Marlborough, MA Operations Officer & Compliance Business Strategy Bloomington, MN Pittsburgh, PA San Antonio, TX Holly Inman VP, Product Manager ACH & Luisa Valdes AAP Wires United Nations Federal Upper Midwest ACH Treasury Operations Analyst Marlborough, MA Credit Union Association San Antonio, TX Jason Kontos Marlo Cooper Angi Farren AAP Sonia Villarreal Director, Strategic Payments Operations Executive Vice President & Business Advisor Partnerships & Accounts Manager-EFT COO San Antonio, TX Marlborough, MA Long Island City, NY Brooklyn Park, MN Laura Martin Jennifer Giguere AAP,NCP Valley National Bank Vice President, Treasury Sales UnitedHealth Group Associate Director, & Product Development Compliance Services Robert Bardusch Marlborough, MA Stephanie Bolen Brooklyn Park, MN Executive VP Senior Treasury Consultant Wayne, NJ Paul Pogodzinski Minneapolis, MN Fred Laing AAP, CCM, NCP Marlborough, MA President Claudia O'Rourke AAP Brooklyn Park, MN Vice President Ralph Price Unity Bank Wayne, NJ Treasury Management Jordan Morell AAP, NCP Operations Judy Cisco AAP Associate Director of Maureen Zegler Marlborough, MA Assistant Vice President & Education Services Division Executive First Assistant Deposit Operations Brooklyn Park, MN Senior Vice President Danny Ross Manager New York, NY Account Executive Clinton, NJ Jen Wasmund AAP, CTP, Marlborough, MA NCP VP, Education & Compliance Vanderbilt University Shane Stevens Universal Property & Brooklyn Park, MN Director, Omni-Channel Casualty Insurance Eric Johnson Identity & Trust Solutions Company Dean, Owen Graduate School Marlborough, MA Ursinus College of Management Lena Chapman Nashville, TN Director, Treasury Operations Ellen Curcio Fort Lauderdale, FL Associate Controller Collegeville, PA

45 List as 4.18.2017 VDE Association for Karen Cosentino Douglas Green Laura Nelson AAP Electrical, Electronic & Account Executive Merchant Director, Sales Germantown, WI Information Technologies Sales & Solutions Jersey City, NJ Foster City, CA Jessica Noll AAP Wolfgang Klebsch Nadish Lad Auditor & Trainer Project Manager Steven Cracknell Global Head, Payments Germantown, WI Frankfurt am Main, Senior Director London, UNITED GERMANY Foster City, CA KINGDOM Wage Works Rick Salk Veridian Credit Union Visions Federal Credit Global Head, Sales Linda Rodezno CTP Union Jersey City, NJ Treasury Manager Linda Johnson San Mateo, CA ACH Payroll Team Leader Dijana Caister AAP Uday Thakur Waterloo, IA ACH Specialist Chief Technology Officer Endicott, NY Jersey City, NJ Wallace Consulting

Veritex Bank Jane Wallace AAP Vista Bank Volkswagen Group of Principal Jeff Edwards AAP America San Francisco, CA Electronic Banking Randall Runquist AAP Coordinator Chief Operating Officer Jason Prosniewski Dallas, TX Lubbock, TX Director, Treasury Operations Walletron Herndon, VA Garrett Baird Verizon Vista Equity Partners Chief Executive Officer VSoft Corporation Ardmore, PA Charles Ellert Jake Hodgman Head, Payments Strategy Vice President Janice Cheung CTP Robert Craig Lake Mary, FL Austin, TX Digital Banking Product Chief Digital Officer Management Philadelphia, PA David Mote AAP Arcadia, CA Senior Analyst VocaLink Lake Mary, FL Walmart Stores, Inc. Jim Mortimer Vystar Credit Union Head, International Kara Kazazean Veros Credit Propositions Tammy Phelps Director, Payment Services London, UNITED Electronic Payment Delivery Bentonville, AR Harvey Singh KINGDOM Manager Chief Operating Officer Jacksonville, FL Santa Ana, CA Jim Wadsworth WAUSAU Financial Managing Director, Accura Systems - a Deluxe London, UNITED WACHA - The Premier Company Virginia Farm Bureau KINGDOM Payments Resource Lawrence Buettner George Kern Andrew Walden Andrew Barlow AAP, NCP SVP, Innovation Assistant Treasurer & Strategic Alliances Director Executive Vice President Wausau, WI Controller Rickmansworth, UNITED Germantown, WI Richmond, VA KINGDOM Jeff Kalinoski Michele Barlow AAP,NCP VP, Sales, Major Accounts Vice President Wausau, WI VISA Volante Technologies Germantown, WI Jamie Mangels Sushma Shetty John Burgos Cheryl Becker AAP Corporate Marketing Specialist Senior Product Manager Director, Sales Assistant Vice President & Wausau, WI Foster City, CA Jersey City, NJ Auditor Germantown, WI Alex Negrete Ali Colwell Senior Marketing Specialist Visa Inc. Jersey City, NJ Charlie Gibbons Shoreview, MN Germantown, WI Karen Cervenka Robert Golding Tom Oberholtzer Vice President Director Mary Gilmeister AAP,NCP VP, Business Development Foster City, CA Jersey City, NJ President Wausau, WI Germantown, WI

46 List as 4.18.2017 Melissa Pratt Terry Breuer CCSA Brian Gorney Suzanne Morys Site Manager VP, Enterprise Operations Senior Vice President Senior Vice President Lewiston, ME Risk Denver, CO Chicago, IL Southlake, TX Rod Springhetti Pamela Gray-Faude AAP Marie Mui VP, Product Management Dave Bruins VP & Technology SVP, Technical Payments Atlanta, GA ACH Operations Manager Relationship Manager Consultant Minneapolis, MN Palm Beach Gardens, FL San Francisco, CA

Wayne Westland Federal Millicent Calinog Diana Hardin-Weiss Chichi Ogbuagu CTP, MSMS Credit Union SVP, Treasury Management Business Systems Consultant Vice President, Wholesale API Product Manager Manager eReceivables Consultant Sheila Reed AAP Charlotte, NC Minneapolis, MN San Francisco, CA Senior Accounting Assistant Westland, MI Claudette Carrillo-Tyler Jorge Hernandez Laurie Olson Product Manager Senior Vice President, Global Product Manager, San Francisco, CA Operational Risk Management Wholesale Internet & Treasury Webster Bank Charlotte, NC Solutions Sharon Clinch AAP Minneapolis, MN Stacy Nascimento AAP Vice President Arthur Hilgert AAP ACH Product Manager Minneapolis, MN Global Product Manager Laura Lee Orcutt AAP Hartford, CT Charlotte, NC SVP, Group Product Manager Carol Cox AAP Minneapolis, MN Vice President, Treasury Christopher Huppert Wegmans Food Markets, Management Senior Vice President Andrée Ortega AAP, CTP Inc. Southlake, TX San Francisco, CA VP, ACH Product Manager Albuquerque, NM Patricia Maloney Michael Daley CCM Annette Jewell-Ceder Cash Management Supervisor Chief Administrative Officer Operational Risk Consultant Wendy Rosner CAMS Rochester, NY Charlotte, NC Ham Lake, MN SVP, Treasury Management Global Financial Crimes Wells Fargo Kristin Devenica Weldon Jones Compliance Leader Senior Counsel SVP, Treasury Management Charlotte, NC Pamela Aikens San Francisco, CA Charlotte, NC VP, Business System's Gloria Sellars AAP Consultant Brenda Eckert AAP Anna Kampmeier Vice President Greensboro, NC Vice President, ACH/eDC Operational Risk Consultant Charlotte, NC Delivery Manager Minneapolis, MN Douglas Berg Minneapolis, MN Steven Shafer AAP SVP, Enterprise Payments Kylie Keyzer Vice President Strategy John Fabrizio AAP, CTP VP, Global Product Winston Salem, NC Minneapolis, MN SVP, Treasury Management Management Manager Sales Consultant Bellevue, WA Robert Sorg Seth Blacher Charlotte, NC AP Solutions Consultant SVP, Treasury Product Richard Leary Chicago, IL Management James Fortier AAP Senior Vice President San Francisco, CA Operations Manager Winston-Salem, NC Karen Spott Adolphson AAP Minneapolis, MN SVP & ACH Operations Erin Blaha AAP Devon Marsh Manager VP, Treasury Management Justin Freeman SVP, Treasury Management Minneapolis, MN Sales Senior Vice President Risk & Compliance Chicago, IL Dallas, TX Winston-Salem, NC Craig Stuart SVP, Strategy and Planning Josh Boettcher Julie Giese Jonathan McAndrew San Francisco, CA Operational Risk Consultant Technology Relationship Risk Manager West Des Moines, IA Manager Des Moines, IA Keith Theisen AAP,CCM St Louis Park, MN EVP & Director TM Product Douglas Bondick AAP Camilla McDevitt Team AVP & ACH Global Product Jonathan Goodwin AAP Senior Counsel Minneapolis, MN Manager Treasury Management Sales Charlotte, NC San Francisco, CA Consultant Joanne Ulrich Boston, MA David Moore Business Systems Consultant Monica Boyd Treasury Management Sales Lexington, NC Operational Risk Consultant Consultant San Francisco, CA Charleston, SC

47 List as 4.18.2017 Sruthi Vangala Ryan Waterman AAP Brian Dewhurst Barbara Jacklin AAP Strategy Consultant AVP, Risk & Regulatory Director Senior Vice President, San Francisco, CA Compliance Richmond, KY Customer Experience Spanaway, WA Manager Mary Vaughn Frank Lockridge Rosemont, IL Operational Risk Consultant VP, Speedpay and US Sales Blaine, MN West Virginia State Rosewell, GA Treasurer's Office Wipfli, LLP Ashley Walsh AAP Operations Manager Brant Gibson AAP Weststar Mortgage Nicole Meinhardt AAP Irvine, CA Director, EFT Services Corporation Senior Manager Charleston, WV Sterling, IL Gloria Weissbart AAP Jay Koch Senior Vice President Senior IT Nerd Newtown, PA Western Alliance Bank Albuquerque, NM Wipro, LTD

Timothy Willi Valerie Hoffmann Mary Ann Francis Managing Director SVP & Director, Payments Wild Friends Foods Executive Business Advisor, San Francisco, CA Group Global Treasury, Payments & Phoenix, AZ Keeley Tillotson Blockchain Solutions Diann Zimmerman CEO & Co-Founder Elyria, OH Regional Sales Manager Joseph Infranco AAP Portland, OR Houston, TX VP, ACH Ops Supervisor Phoenix, AZ Woodmen of the World Michelle Ziolkowski CTP Wildfire Credit Union SVP, ACH Group Product Lauren Swenson AAP Darlene Lynam Manager VP, Product Manager Janis Shaffer AAP, NCP General Accounting Shoreview, MN San Jose, CA Member Accounting Manager Supervisor Saginaw, MI Omaha, NE WesPay Elaine Szeto CTP, MBA Chief Product Officer, Head Kim Petersen Kim Bickford of Product Management Wilson Bank & Trust Omaha, NE Senior Vice President Phoenix, AZ San Francisco, CA Glen Cross Electronic Banking Manager WorldPay John Curtis AAP,NCP Western Union & AVP Senior Vice President Lebanon, TN Jan Jacobs AAP San Francisco, CA Laurie DeGraaf Senior Product Manager Senior Manager, Treasury Dunwoody, GA Jim Petkovits AAP,NCP Englewood, CO Windstream Vice President, Education Communications Edmonds, WA Joanna Flanagan WSFS Bank VP, Compliance Jennifer Harper Patricia Presta AAP Englewood, CO Supervisor, Payments James Dwyer VP, Education Assurance Senior eBanking Specialist San Francisco, CA Little Rock, AR Wilmington, DE Western Union Business William Schoch Solutions Traci Steiner President & CEO Staff Manager, Payment XMLdation Ltd. San Francisco, CA Eric Johnson Assurance VP, Financial Institutions, Little Rock, AR Juha Keski-Nisula Karroll Searcy North America Chief Executive Officer Senior Vice President, Washington, DC Tampere, FINLAND Marketing & Communications Wintrust Financial San Francisco, CA Patrick Kelly Jarkko Leppälahti Business Development Lisa Coduto AAP Chief Executive Officer Chris Selmi AAP Manager VP, Treasury Management Tampere, FINLAND Senior Vice President, Washington, DC Rosemont, IL Regulatory Compliance San Francisco, CA Western Union Payments Karon Gater AAP Yardi Systems, Inc. AVP, Commercial Product Angie Smith AAP,NCP Terry Askew Manager Amit Abhyankar SVP, Professional Director, Business Rosemont, IL Technical Project Leader Development Events Development, New Industries Goleta, CA San Francisco, CA Cypress, TX

48 List as 4.18.2017 Matthew Brey Manager, Payment Processing Goleta, CA

Diana Graves Director, Operations, Payment Processing Goleta, CA

Zelis Payments

Eileen Lee Director, Web Technologies Clearwater, FL

Peter Lynch Chief Information Officer Bedminster, NJ

Elias Nammour Chief Operating Officer Clearwater, FL

Zenith Information Systems, Inc.

Jeff Sesar Co-Chairman Tarzana, CA

ZestFinance

Justin Bardin Business Analyst Burbank, CA

Zions Bancorporation

Judith McClelland AAP AVP, Bank Operations Manager (ACH) Phoenix, AZ

Jackie Miller AAP Business Systems Analyst Phoenix, AZ

Curtis Siex Senior Risk Officer West Valley, UT

Zwicker & Associates, P.C.

Ron Levenson Chief Financial Officer Andover, MA

49 List as 4.18.2017