21St Mortgage 360 Mortgage Group Llc 4Trust Mortgage

Page 1 of 7 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2012 MSA/MD AGGREGATE REPORT

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD

21ST MORTGAGE 360 MORTGAGE GROUP LLC 4TRUST MORTGAGE INC A+ FEDERAL CREDIT UNION ACADEMY MORTGAGE CORPORATION ACOPIA, LLC ADVANCE MORTGAGE CORPORATION AFFILIATED BANK AFFILIATED MORTGAGE COMPANY ALLIANCE FINANCIAL RESOURCES AMCAP MORTGAGE LIMITED AMEGY MORTGAGE COMPANY, L.L.C. AMERICA'S CHOICE HOME LOANS LP AMERICAN BANK OF COMMERCE AMERICAN BANK OF TEXAS AMERICAN BANK, NA American Finance House LARIBA AMERICAN FINANCIAL RESOURCES AMERICAN INTERNET MORTGAGE,INC AMERICAN SOUTHWEST MORTGAGE CO AMERICASH AMERIFIRST FINANCIAL INC AMERIPROFUNDING, INC AMERISAVE MORTGAGE CORPORATION AMPLIFY FEDERAL CREDIT UNION ANTHEM BANK & TRUST ARK-LA-TEX FINANCIAL SERVICES ARVEST MORTGAGE COMPANY ASCENT FINANCIAL SERVICES, LLC ASHTON WOODS MORTGAGE, LLC ASPIRE FINANCIAL INC ASSURANCE FINANCIAL GROUP, LLC ASTORIA FEDERAL MORTGAGE CORP. AUSTIN TELCO FEDERAL CREDIT UN BANK OF AMERICA, N.A. BARRONS MORTGAGE GROUP LTD BENCHMARK BANK BERKELEY POINT CAPITAL BRANCH BANKING AND TRUST CO BRIDGEVIEW BANK MORTGAGE COMPA BROADWAY NATIONAL BANK BROKER SOLUTIONS, INC. BROOKHOLLOW MORTGAGE CALIBER FUNDING LLC CAPITAL ONE NA CAPITOL CREDIT UNION CAPSTAR LENDING LLC CARRINGTON MORTGAGE SERVICES CASHCALL, INC CASTLE & COOKE MORTGAGE, LLC CATTLEMAN'S NATIONAL BANK CENDERA FUNDING, INC. CENTRAL NATIONAL BANK CERTIFIED FUNDING, L.P. CHERRY CREEK MORTGAGE CO., INC CHICAGO MORTGAGE SOLUTIONS CHRISTENSEN FINANCIAL, INC. CHURCHILL MORTGAGE CORPORATION CITIBANK, N.A. CITIMORTGAGE, INC CITIZENS NATIONAL BANK CITIZENS STATE BANK CITY NATIONAL BANK OF TAYLOR CLASSIC BANK, NA CLASSIC HOME FINANCIAL, INC. CLEARPOINT FUNDING, INC. CMC HOME LENDING CMG FINANCIAL, INC COMERICA BANK COMMUNITY MORTGAGE FUNDING COMPASS BANK CORNERSTONE MORTGAGE COMPANY COUNTRYPLACE MORTGAGE, LTD. CRESCENT MORTGAGE COMPANY CROCKETT NATIONAL BANK CROSSCOUNTRY MORTGAGE INC DAS ACQUISITION COMPANY, LLC DHI MORTGAGE COMPANY LIMITED DIRECT LENDERS LLC E MORTGAGE MANAGEMENT, LLC EDWARD JONES MORTGAGE, LLC EMBRACE HOME LOANS, INC. ENVOY MORTGAGE, LTD. EQUITY LOANS LLC EVERETT FINANCIAL INC EXCEL MORTGAGE SERVICING, INC EXTRACO BANKS, N.A. FAIRWAY INDEPENDENT MORT. CORP FALCON INTERNATIONAL BANK FBC MORTGAGE LLC FEARON FINANCIAL LLC FEDTRUST MORTGAGE FIFTH THIRD MORTGAGE COMPANY FIRST CHOICE LOAN SERVICES INC FIRST COMMUNITY BANK, NA FIRST CONTINENTAL MORTGAGE LTD FIRST EQUITY MORTGAGE INC FIRST FINANCIAL BANK N.A. SW First Financial Services, Inc. FIRST GUARANTY MORTGAGE CORP FIRST LOCKHART NATIONAL BANK FIRST MORTGAGE COMPANY LLC FIRST MORTGAGE CORPORATION FIRST NATIONAL BANK FIRST NATIONAL BANK FIRST NATIONAL BANK OF BASTROP FIRST NATIONAL BANK TEXAS FIRST STAR BANK, SSB FIRST STATE BANK CENTRAL TEXAS FIRST TEXAS BANK FIRST VICTORIA NATIONAL BANK FIRST-CITIZENS BANK & TRUST CO FRANKLIN AMERICAN MORTGAGE CO FREEDOM MORTGAGE CORPORATION FRONTIER BANK OF TEXAS FROST BANK GARDNER FINANCIAL SERVICES GATEWAY MORTGAGE GROUP LLC GENERATION MORTGAGE COMPANY GEORGETOWN MORTGAGE L.L.C GMAC MORTGAGE, LLC GOLD STAR MORTGAGE FINANCIAL GOVERNMENT EMPLOYEES FCU GREAT WESTERN FINANCIAL SVCS GREATER TEXAS FEDERAL CREDIT U GREEN BANK, N.A. GREENLIGHT FINANCIAL SERVICES GSF MORTGAGE CORPORATION GUARANTEED RATE INC GUARANTY TRUST COMPANY GUARDIAN MORTGAGE COMPANY, INC GUIDANCE RESIDENTIAL, LLC GUILD MORTGAGE COMPANY HANCOCK MORTGAGE PARTNERS LLC HIGHLANDS RESIDENTIAL MORTGAGE HOME FINANCE OF AMERICA HOME FINANCING UNLIMITED, INC. HOME LOAN CENTER, INC.

Report Date: 05/17/2013 Page 2 of 7 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2012 MSA/MD AGGREGATE REPORT

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD

HOMEOWNERS MORTGAGE OF AMERICA HOMETOWN MORTGAGE COMPANY, INC HOMETRUST MORTGAGE COMPANY HOMEWARD RESIDENTIAL, INC HORIZON BANK, S.S.B. HOUSTON CAPITAL MORTGAGE HOUSTONIAN MORTGAGE GROUP INC HUNTER FINANCIAL GROUP, LLC IBERIABANK MORTGAGE COMPANY IFREEDOM DIRECT CORPORATION IMORTGAGE.COM, INC. INDEPENDENT BANK INTEGRITY MORTGAGE CORP OF TX INTERLINC MORTGAGE SERVICES LL INTERNATIONAL BANK OF COMMERCE JAMES B. NUTTER & CO. JPMORGAN CHASE BANK, NA LAND/HOME FINANCIAL SERVICES LeaderOne Financial Corporatio LENDMARK FINANCIAL SERVICES LENOX FINANCIAL MORTGAGE CORP LIBERTY HOME EQUITY SOLUTIONS, LOANDEPOT.COM, LLC LONE STAR BANK, S.S.B. LRS FINANCIAL NETWORK, INC. LSI MORTGAGE PLUS LUBBOCK NATIONAL BANK MASON MCDUFFIE MORTGAGE CORP MAVERICK FUNDING CORP MEMBER HOME LOAN, LLC MICHIGAN MUTUAL, INC. D/B/A FI MID AMERICA MORTGAGE MILITARY FAMILY HOME LOANS, LL MOODY NATIONAL BANK MORTGAGE CAPITAL ASSOCIATES MORTGAGE FACTORY INC. MORTGAGE INVESTORS CORP MORTGAGE LENDERS OF AMERICA MORTGAGE RESEARCH CENTER MORTGAGE SERVICES III, L.L.C. MORTGAGE SOLUTIONS OF COLORADO MUTUAL OF OMAHA BANK NATIONS DIRECT MORTGAGE, LLC NATIONS LENDING CORPORATION NATIONS RELIABLE LENDING NATIONSTAR MORTGAGE LLC NATIONWIDE ADVANTAGE MORTGAGE NBH BANK, NATIONAL ASSOCIATION NETWORK CAPITAL FUNDING CORP NETWORK FUNDING LP NEW AMERICAN MORTGAGE, LLC NEW DAY FINANCIAL, LLC NEW PENN FINANCIAL NOLA LENDING GROUP, LLC NORTHSTAR BANK OF TEXAS NOVA HOME LOANS NTFN NYCB MORTGAGE COMPANY LLC OCEANSIDE MORTGAGE COMPANY OMNIBANK, N.A. ON Q FINANCIAL, INC. ONE REVERSE MORTGAGE, LLC ONEMAIN FINANCIAL, INC. OPEN MORTGAGE LLC ORIGEN FINANCIAL SERVICES LLC OZONA NATIONAL BANK PACIFIC UNION FINANCIAL, LLC PARAMOUNT RESIDENTIAL MORTGAGE PATRIOT BANK MORTGAGE, INC. PENNYMAC LOAN SERVICES LLC PEOPLES HOME EQUITY INC PEOPLES MORTGAGE PHH HOME LOANS PHH MORTGAGE CORPORATION PINNACLE MORTGAGE GROUP, INC PIONEER BANK, SSB PIONEER MORTGAGE COMPANY PLAINSCAPITAL BANK PLATINUM HOME MORTAGE CORP PLAZA HOME MORTGAGE, INC. PMAC LENDING SERVICES, INC PREMIER HOME MORTGAGE INC PRIMARY CAPITAL ADVISORS LC PRIMARY RESIDENTIAL MORTGAGE PRIMELENDING PRIMEWEST MORTGAGE COMPANY PRIORITY HOME MORTGAGE, L.P. PROFICIO BANK PROSPECT MORTGAGE LLC PROSPERITY BANK PROVIDENT FUNDING ASSOCIATES PUBLIC EMPLOYEES CREDIT UNION PULTE MORTGAGE LLC QUICKEN LOANS R BANK R. H. LENDING, INC. RANDOLPH-BROOKS FCU RANLife, Inc. RATE ONE INC., THE MORTGAGE PE REAL ESTATE MORTGAGE NETWORK REGIONS BANK REPUBLIC MORTGAGE HOME LOANS REPUBLIC STATE MORTGAGE CO. RESIDENTIAL ACCEPTANCE CORPORA RESIDENTIAL FINANCE CORP REVERSE MORTGAGE USA, INC. RIGHT START MORTGAGE RMC MORTGAGE CORPORATION RMC VANGUARD MORTGAGE CORP ROCKY MOUNTAIN MORTGAGE COMPAN ROSCOE STATE BANK ROUND TOP STATE BANK ROUNDPOINT MORTGAGE COMPANY ROYAL UNITED MORTGAGE LLC RPM MORTGAGE INC RYLAND MORTGAGE COMPANY SAGE CAPITAL BANK, N.A. SCHERTZ BANK AND TRUST SECURITY ONE LENDING SECURITY STATE BANK & TRUST SECURITYNATIONAL MORTGAGE COMP SENTE MORTGAGE INC SERVICE FINANCE COMPANY, LLC SERVICE FIRST MORTGAGE COMPANY SHELTER MORTGAGE COMPANY, LLC SIERRA PACIFIC MORTGAGE SIRVA MORTGAGE, INC SOUTHERN FUNDING ALLIANCE USA SOUTHSIDE BANK SOUTHWEST BANK SOUTHWEST FUNDING, LP SOUTHWEST SECURITIES, FSB SOUTHWEST STAGE FUNDING LLC SOVEREIGN BANK STANDARD PACIFIC MORTGAGE STEARNS LENDING STILLWATER NATIONAL BANK STONEGATE MORTGAGE CORPORATION

Report Date: 05/17/2013 Page 3 of 7 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2012 MSA/MD AGGREGATE REPORT

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD

SUBURBAN MORTGAGE CO OF NM SUMMIT MORTGAGE CORPORATION SUN WEST MORTGAGE COMPANY, INC SUNTRUST MORTGAGE, INC SUTHERLAND MORTGAGE SERVICES SWBC MORTGAGE CORP TAYLOR MORRISON HOME FUNDING TEXANS CREDIT UNION TEXAS CAPITAL BANK TEXAS HEALTH CREDIT UNION TEXELL CREDIT UNION THE BLANCO NATIONAL BANK THE LENDING PARTNERS, LLC THE NORTHERN TRUST COMPANY TOTAL MORTGAGE SERVICE, LLC TOWN SQUARE MORTGAGE & INVESTM TRUHOME SOLUTIONS, LLC TRUSTTEXAS BANK, SSB TRUWEST CREDIT UNION TXL MORTGAGE CORPORATION UNION STATE BANK UNITED BILT HOMES, LLC UNITED FIDELITY FUNDING CORP UNITED HERITAGE CREDIT UNION United Security Financial UNITED SHORE FINANCIAL SERVICE UNIVERSAL AMERICAN MTG. CO.LLC UNIVERSITY FEDERAL CREDIT UNIO UNIVERSITY ISLAMIC FINANCIAL URBAN FINANCIAL GROUP INC. V.I.P. MORTGAGE, INC VANDERBILT MORTGAGE VELOCITY CREDIT UNION VENTA FINANCIAL GROUP, INC. VIEWPOINT BANKERS MORTGAGE INC VILLAGE CAPITAL & INVESTMENT W. J. BRADLEY MORTGAGE CAPITAL WALKER & DUNLOP, LLC WALLICK AND VOLK, INC WATERSTONE MORTGAGE CORP WCS LENDING, LLC WEICHERT FINANCIAL SERVICES WELLS FARGO BANK, NA WESTSTAR MORTGAGE CORPORATION WESTSTAR MORTGAGE INC WILLOW BEND MORTGAGE WOODFOREST NATIONAL BANK WR STARKEY MORTGAGE LLP WYNDHAM CAPITAL MORTGAGE, INC

Report Date: 05/17/2013 Page 4 of 7 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2012 MSA/MD AGGREGATE REPORT

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX INSTITUTIONS WHO DO NOT HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD

1ST ALLIANCE LENDING, LLC 1ST MARINER BANK 1st Preference Mortgage Corp 66 FEDERAL CREDIT UNION ACCESS NATIONAL BANK ADMIRALS BANK ADVANCIAL FEDERAL CREDIT UNION ADVANTIS CREDIT UNION AEROSPACE FEDERAL CREDIT UNION AIG FEDERAL SAVINGS BANK AIR FORCE FEDERAL CREDIT UNION ALAMO FEDERAL CREDIT UNION ALLEGIANCE BANK TEXAS ALLIANCE BANK ALLIANT CREDIT UNION ALLY BANK ALTRA FEDERAL CREDIT UNION AMARILLO NATIONAL BANK AMEGY BANK OF TEXAS, NA AMERICAN AIRLINES FCU AMERICAN B & T C N.A. AMERICAN BANK AMERICAN BANK OF MISSOURI AMERICAN FINANCIAL NETWORK INC AMERICAN HOMESTAR MORTGAGE AMERICAN MOMENTUM BANK AMERICAN NATIONAL BANK AMERICAN NATIONAL BANK OF TX AMERICAN STATE BANK AMERIHOME MORTGAGE CORPORATION AMERIPRISE BANK, FSB ANDROMEDA MORTGAGE GROUP LLC APCI FEDERAL CREDIT UNION ARIZONA BANK & TRUST ARMED FORCES BANK, NA ARVEST BANK ASSOCIATED MORTGAGE BANKERS IN ASTORIA FEDERAL SAVINGS & LOAN ATLANTA POSTAL CREDIT UNION AURORA BANK FSB AUTO CLUB TRUST, FSB AVENUE BANK BANCO POPULAR NORTH AMERICA BANCORPSOUTH BANK OF CAMDEN BANK OF COLORADO BANK OF DESOTO BANK OF ENGLAND BANK OF HOUSTON BANK OF MANHATTAN NA BANK OF SULLIVAN BANK OF THE OZARKS BANK OF THE WEST Bank of Whittier, N.A. BANK STAR BANK TEXAS, N.A. BANK-FUND STAFF FCU BANK2 BANKERS MORTGAGE CENTER BANKERS TRUST COMPANY BANKFINANCIAL FSB BANKUNITED BARCLAYS BANK DELAWARE BARRINGTON BANK & TRUST CO.NA BAXTER CREDIT UNION BERKADIA COMMERCIAL MORTG LLC BMO HARRIS BANK N.A. BNY MELLON, N.A. BOFI FEDERAL BANK BOKF NA BRAZOS VALLEY SCHOOLS CREDIT U BRENHAM NATIONAL BANK BUCKHOLTS STATE BANK CADENCE BANK, N.A. CAPAHA BANK CAPITOL FEDERAL SAVINGS BANK CATHAY BANK CBC NATIONAL BANK CELTIC BANK CORP CENTENNIAL BANK CHARLES SCHWAB BANK CHEVRON FEDERAL CREDIT UNION CHICAGO BANCORP CIS FINANCIAL SERVICES, INC. CITIZENS 1ST BANK CITIZENS BANK CITIZENS NATIONAL BANK CITIZENS NATIONAL BANK OF TEXA CITIZENS STATE BANK CITY BANK CITY BANK & TRUST CO. COASTAL BEND MORTGAGE, INC. COASTAL COMMUNITY FCU COBALT MORTGAGE INC COLE TAYLOR BANK COLONIAL SAVINGS, F.A. COLORADO FEDERAL SAVINGS BANK COMMERCIAL BANK & TRUST CO. COMMERCIAL BANK OF TEXAS, N.A. COMMERCIAL STATE BANK COMMUNITY BANK COMMUNITY BANK COMMUNITY BANK & TRUST COMMUNITY FIRST BANK COMMUNITY NATIONAL BANK COMMUNITY NATIONAL BK & TRUST COMMUNITY RESOURCE CREDIT UNIO COMMUNITY TRUST BANK COMMUNITYBANK OF TEXAS COMMUNITYONE BANK, N.A. COMPASS MORTGAGE, INC. COMSTAR FEDERAL CREDIT UNION CONGRESSIONAL BANK CONTINENTAL HOME LOANS INC. CORNERBANK, N.A. CREDIT UNION OF TEXAS CRESCOM BANK CROSSFIRST BANK CUSO MORTGAGE INC. DATCU DEERE EMPLOYEES CREDIT UNION DELTA COMMUNITY CREDIT UNION DEVON BANK DIGITAL FEDERAL CREDIT UNION DIRECTORS FINANCIAL GROUP DOUGHERTY MORTGAGE DUBUQUE BANK & TRUST CO. E*TRADE SAVINGS BANK EAGLEBANK EASTMAN CREDIT UNION EDUCATIONFIRST FCU EL PASO AREA TEACHERS FCU ENCORE BANK, NA ENERGY ONE FEDERAL CREDIT UNIO ENT FEDERAL CREDIT UNION ENTRUST FINANCIAL CREDIT UNION ESB MORTGAGE COMPANY EVERBANK

Report Date: 05/17/2013 Page 5 of 7 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2012 MSA/MD AGGREGATE REPORT

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX INSTITUTIONS WHO DO NOT HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD

EVOLVE BANK & TRUST EXCHANGE NATIONAL BANK & TRUST F & M BANK F&M BANK & TRUST FARMERS BANK & TRUST FARMERS BANK AND TRUST NA FIDELITY BANK FIFTH THIRD BANK FINANCIAL FEDERAL BANK FINANCIAL RESOURCES FCU FIRST AMERICAN BANK FIRST AMERICAN MORTGAGE TRUST FIRST BANK FIRST BANK FIRST BANK & TRUST EAST TEXAS FIRST CENTRAL CREDIT UNION FIRST CENTURY BANK, N.A. FIRST CHOICE BANK FIRST COMMUNITY BANK FIRST COMMUNITY BANK FIRST COMMUNITY BANK FIRST COMMUNITY CREDIT UNION FIRST FEDERAL BANK, FSB FIRST FINANCIAL BANK N.A. FIRST FINANCIAL BANK, N.A. FIRST FINANCIAL BANK, N.A. FIRST INTERNET BANK OF INDIANA FIRST NATIONAL ACCEPTANCE CO., FIRST NATIONAL BANK FIRST NATIONAL BANK CENTRAL TX FIRST NATIONAL BANK IN STAUNTO FIRST NATIONAL BANK OF ALVIN FIRST NATIONAL BANK OF AMERICA FIRST NATIONAL BANK OF BELLEVU FIRST NATIONAL BANK OF LAYTON FIRST NATIONAL BANK OF OKLAHOM FIRST NATIONAL BANK OF OMAHA FIRST NATIONAL BANK OF SONORA FIRST NATIONAL BANK OF TRENTON FIRST PLACE BANK FIRST PRIVATE BANK OF TEXAS FIRST REPUBLIC BANK FIRST STATE BANK FIRST STATE BANK FIRST TECHNOLOGY FED CU FIRST TENNESSEE BANK NA FIRST UNITED BANK FIRST UNITED BANK AND TRUST CO FIRST VIRGINIA COMMUNITY BANK FIRSTBANK SOUTHWEST FIRSTCAPITAL BANK OF TEXAS, NA FIRSTLIGHT FEDERAL CREDIT UNIO FIRSTMARK CREDIT UNION FIVEPOINT FEDERAL CREDIT UNION FLAGSTAR BANK FNB OF MCMINNVILLE FRANKLIN FIRST FINANCIAL, LTD. FRONT RANGE BANK GATEWAY BANK F.S.B. GATEWAY METRO FED CREDIT UNION GENERATIONS COMMUNITY FCU GEORGIA BANKING COMPANY GERMAN AMERICAN CAPITAL CORP GMFS, LLC GOLDEN KEY FEDERAL CREDIT UNIO GOLDMAN SACHS BANK USA GOLDWATER BANK, N.A. GRAND BANK NA GRAND BANK OF TEXAS GRANDBRIDGE REAL EST CAPITAL GREAT LAKES CREDIT UNION GREAT SOUTHERN BANK GSB MORTGAGE, INC. GUARANTY BANK, FSB GUARANTY BOND BANK GUARDHILL FINANCIAL CORP. GULF COAST BANK AND TRUST CO. GULF COAST EDUCATORS FCU GULF CREDIT UNION HAPPY STATE BANK HEARTLAND BANK & TRUST HEB FEDERAL CREDIT UNION HERITAGE BANK HOME FEDERAL BANK HOME STATE BANK, N.A. HOUSTON FEDERAL CREDIT UNION HOUSTON HIGHWAY CREDIT UNION HOUSTON POLICE FCU HSBC BANK USA, NA IBERIABANK IBM SOUTHEAST EMPLOYEES FCU ICON BANK OF TEXAS N A IDEAL HOME LOANS LLC ILLINOIS NATIONAL BANK INDUSTRY STATE BANK ING BANK, FSB / CAPITAL ONE INOVA FEDERAL CREDIT UNION INTEGRITY BANK, SSB INTERBANK INTOUCH CREDIT UNION INVESTAR BANK INVESTEX CREDIT UNION JEFFERSON BANK JGB BANK, NA JOURDANTON STATE BANK JSC FEDERAL CREDIT UNION JUSTICE FEDERAL CREDIT UNION KBR HERITAGE FEDERAL CREDIT UN KILGORE NATIONAL BANK KINECTA FEDERAL CREDIT UNION KIRKPATRICK BANK KLEBERG FIRST NATIONAL BANK KONDAUR CAPITAL CORPORATION LANDMARK BANK LEGACY TEXAS BANK LIBERTYONE CREDIT UNION LINDALE STATE BANK LINEAR FINANCIAL, LP LONE STAR CAPITAL BANK, N.A. LONE STAR CREDIT UNION LONE STAR NATIONAL BANK LONE STAR STATE BANK LUXURY MORTGAGE CORP M&T BANK M&T REALTY CAPITAL CORPORATION MAIN STREET BANK Marquee Mortgage MB FINANCIAL BANK NA MECU MEMBERS FIRST CREDIT UNION MERIDIAN BANK TEXAS METLIFE BANK, N.A. MID AMERICA BANK MID-ATLANTIC FEDERAL CREDIT UN MIDCOUNTRY BANK MIDFIRST BANK MIDWEST BANK OF WESTERN IL MIDWEST MORTGAGE CAPITAL, LLC

Report Date: 05/17/2013 Page 6 of 7 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2012 MSA/MD AGGREGATE REPORT

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX INSTITUTIONS WHO DO NOT HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD

MOBILOIL FEDERAL CREDIT UNION MORGAN STANLEY PRIVATE BANK NA MORTGAGE CLEARING CORPORATION MWABANK MYCUMORTGAGE, LLC NAPUS Federal Credit Union NATIONAL BANK NATIONAL BANK OF ARIZONA NATIONAL BANK OF COMMERCE NATIONAL BANK OF KANSAS CITY NATIONWIDE BANK NATIONWIDE EQUITIES CORP. NAVY ARMY COMMUNITY CU NEIGHBORHOOD CREDIT UNION NEW MEXICO BANK & TRUST NEWFIRST NATIONAL BANK NEXBANK SSB NFCU NFM, INC. NORTH AMERICAN SAVINGS BANK NORTH DALLAS BANK & TRUST CO. OAKSTAR BANK OEFCU OMNIAMERICAN BANK ONEWEST BANK, FSB ORANGE SAVINGS BANK OREGON COMMUNITY BANK & TRUST PACIFIC MERCANTILE BANK PACIFIC TRUST BANK PATRIOT BANK PATRIOT MORTGAGE COMPANY PENTAGON FEDERAL CREDIT UNION PEOPLES BANK PEOPLES NATIONAL BANK PINNACLE BANK Pinnacle Bank - Texas PIONEER BANK PLATINUM MORTGAGE, INC. PNC BANK N.A. POINTWEST BANK POST OAK BANK PREMIA MORTGAGE, LLC PREMIER AMERICA CREDIT UNION PRESIDENTIAL BANK, F.S.B. PRIMEWAY FEDERAL CU PRINSBANK PRIORITY BANK PROVIDENCE BANK OF TEXAS, SSB PULASKI BANK PURDUE FEDERAL CREDIT UNION QUALTRUST CREDIT UNION RAYMOND JAMES BANK N.A. RBC BANK (GEORGIA), N.A. RBS CITIZENS, N.A. RED MORTGAGE CAPITAL, LLC RED RIVER BANK RED RIVER EMPLOYEES FCU REPUBLICBANKAZ, N.A. ROCKY MOUNTAIN BANK ROCKY MOUNTAIN MORTGAGE SPECIA SABINE STATE BANK & TRUST CO SAN ANTONIO FEDERAL CREDIT UNI SECURITY BANK SECURITY SERVICE FCU SECURITY STATE BANK SECURITY STATE BANK SEMPER HOME LOANS, INC SERVICE 1ST FCU SHARE PLUS FEDERAL BANK SHELL FEDERAL CREDIT UNION SIERRA LENDING GROUP LLC SIGNATURE BANK SILICON VALLEY BANK SOUTHERN FIDELITY MORTGAGE LLC SOUTHERN MISSOURI BANK OF MARS SOUTHPOINT BANK SOUTHPOINT FINANCIAL SERVICES, Southwest Airlines Federal Cre SOUTHWEST BANK STANFORD FEDERAL CREDIT UNION STAR ONE CREDIT UNION STARION FINANCIAL STATE DEPARTMENT FCU STATE FARM BANK STIFEL BANK & TRUST SUNTRUST BANKS, INC TDECU Tennessee Valley Federal Credi TERRACE MORTGAGE COMPANY TEXAS BANK AND TRUST COMPANY TEXAS BANK FINANCIAL TEXAS COMMUNITY BANK, N.A. TEXAS FIRST STATE BANK TEXAS GULF BANK N A TEXAS LEADERSHIP BANK TEXAS REGIONAL BANK TEXAS STAR BANK SSB Texas Tech Federal Credit Unio THE BANK AND TRUST, S.S.B. THE BANK OF MAINE THE BANK OF RIVER OAKS THE BANK OF SAN ANTONIO THE FEDERAL SAVINGS BANK THE FIRST NATIONAL BANK OF MER THE FIRST STATE BANK THE HONDO NATIONAL BANK THE HUNTINGTON NATIONAL BANK THE LEGACY GROUP THE LENDING COMPANY THE MINT NATIONAL BANK THE NATIONAL BANK THE PARK NATIONAL BANK THE PRIVATEBANK AND TRUST CO. THRIVENT FINANCIAL BANK TIAA-CREF TRUST COMPANY, FSB TIB-THE INDEPENDENT BANKERSBAN TOLLESON PRIVATE BANK TOWER FEDERAL CREDIT UNION TOWN AND COUNTRY BANK TRADITION BANK TRI CITY NATIONAL BANK TRISTATE CAPITAL BANK TRUSTMARK NATIONAL BANK TYNDALL FEDERAL CREDIT UNION UBS AG, TAMPA BRANCH UBS BANK, USA UMB BANK, NA UNION BANK & TRUST COMPANY UNION SQUARE FCU UNITED SA FEDERAL CREDIT UNION UNITED TEXAS BANK UNIVERSAL 1 CREDIT UNION US BANK, N.A. US BK NA ND USAA FEDERAL SAVINGS BANK VALLEY BANK VALUEBANK TEXAS VAN DYK MORTGAGE CORPORATION

Report Date: 05/17/2013 Page 7 of 7 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2012 MSA/MD AGGREGATE REPORT

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX INSTITUTIONS WHO DO NOT HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD

VANTAGE BANK TEXAS, NA VERITEX COMMUNITY BANK VICTORIAN FINANCE, LLC VIEWPOINT BANK, N.A. VISTA BANK WAGGONER NATIONAL BANK WALLIS STATE BANK WEBSTER BANK, N.A. WEI MORTGAGE CORPORATION WEST TEXAS STATE BANK WEST TOWN SAVINGS BANK WESTERN FEDERAL CREDIT UNION WESTERN NATIONAL BANK WHITE OAK STATE BANK WHITNEY BANK WOLFE FINANCIAL INC WORTHINGTON FEDERAL BANK XCEED FNCL FED CU

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 1 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings Nonoccupant Loans On % Median Home Purchase Loans Loans on Dwellings CENSUS TRACT OR COUNTY NAME AND Loans From Manufactured Home Min Income As Refinancings Home Improvement For 5 or More DISPOSITION OF APPLICATION 1/ Columns A, B, C Dwellings From Pop PCT of Loans Families (STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional and D Columns A, B, C & D 4/ MSA/MD Median A B C D E F G Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

TX/BASTROP COUNTY/9501.00 37 86

LOANS ORIGINATED 20 3994 38 4939 102 15327 10 345 8 1135 18 1025 APPS APPROVED, NOT ACCEPTED 15 1254 8 1297 1 25 1 125 13 953 APPS DENIED 3 506 20 1507 32 4890 6 368 2 46 18 1010 APPS WITHDRAWN 4 589 2 664 29 4757 1 135 1 69 FILES CLOSED FOR INCOMPLETENESS 2 158 8 1239 1 46 TX/BASTROP COUNTY/9502.00 64 73

LOANS ORIGINATED 28 2903 26 2208 65 6135 8 407 21 1472 7 421 APPS APPROVED, NOT ACCEPTED 2 343 21 1390 6 530 2 37 4 183 12 771 APPS DENIED 5 572 13 1128 23 2431 8 294 13 1070 APPS WITHDRAWN 4 416 3 281 15 1724 1 51 FILES CLOSED FOR INCOMPLETENESS 7 764 TX/BASTROP COUNTY/9503.00 36 102

LOANS ORIGINATED 49 7312 95 14975 255 41985 24 991 37 3940 20 1887 APPS APPROVED, NOT ACCEPTED 3 293 12 1547 30 4471 4 213 5 482 8 448 APPS DENIED 14 1972 21 2868 95 15921 12 210 8 1276 10 660 APPS WITHDRAWN 3 468 5 766 57 9604 6 643 6 765 1 15 FILES CLOSED FOR INCOMPLETENESS 2 225 3 470 8 1145 TX/BASTROP COUNTY/9504.00 34 97

LOANS ORIGINATED 40 5854 89 13582 135 16890 28 1399 23 2945 4 231 APPS APPROVED, NOT ACCEPTED 1 278 25 2137 18 2365 3 72 7 515 17 1074 APPS DENIED 11 1425 44 3348 61 8359 7 204 11 1101 34 2089 APPS WITHDRAWN 5 847 7 1323 31 4634 2 244 3 334 FILES CLOSED FOR INCOMPLETENESS 3 543 1 298 9 1388 TX/BASTROP COUNTY/9505.01 54 73

LOANS ORIGINATED 15 2152 14 1181 28 3299 8 68 3 195 12 864 APPS APPROVED, NOT ACCEPTED 3 404 5 534 2 236 2 74 5 365 APPS DENIED 5 657 11 989 21 2614 3 13 15 936 APPS WITHDRAWN 2 195 6 695 2 195 FILES CLOSED FOR INCOMPLETENESS 3 367 1 103

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 2 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/BASTROP COUNTY/9505.02 21 95

LOANS ORIGINATED 19 2682 82 10289 95 15536 14 732 15 2135 34 2282 APPS APPROVED, NOT ACCEPTED 6 791 19 1824 11 1947 2 67 2 535 13 844 APPS DENIED 8 1213 40 4415 27 4285 8 405 3 313 29 2276 APPS WITHDRAWN 5 745 5 485 31 6663 2 204 FILES CLOSED FOR INCOMPLETENESS 3 211 5 768 3 211 TX/BASTROP COUNTY/9506.00 19 80

LOANS ORIGINATED 8 1397 44 6813 60 8511 12 517 13 1210 17 1081 APPS APPROVED, NOT ACCEPTED 1 274 8 536 8 1330 1 2 1 249 9 429 APPS DENIED 3 634 14 1501 15 2307 6 207 2 406 10 673 APPS WITHDRAWN 4 1035 15 2758 2 384 1 184 1 66 FILES CLOSED FOR INCOMPLETENESS 3 442 2 405 1 200 1 50 TX/BASTROP COUNTY/9507.00 34 65

LOANS ORIGINATED 9 975 31 3192 31 3514 10 202 17 1064 8 365 APPS APPROVED, NOT ACCEPTED 1 49 10 595 3 264 1 10 3 254 7 317 APPS DENIED 3 352 6 473 17 2005 2 206 2 153 4 229 APPS WITHDRAWN 1 91 6 632 2 178 FILES CLOSED FOR INCOMPLETENESS 4 489 TX/BASTROP COUNTY/9508.01 65 66

LOANS ORIGINATED 9 1241 15 1602 35 4245 2 6 4 517 16 1313 APPS APPROVED, NOT ACCEPTED 1 47 8 522 7 645 12 593 APPS DENIED 3 275 44 3135 24 2104 5 21 1 34 46 3323 APPS WITHDRAWN 3 506 1 70 12 1279 1 123 3 341 FILES CLOSED FOR INCOMPLETENESS 3 268 1 70 TX/BASTROP COUNTY/9508.02 58 73

LOANS ORIGINATED 17 2249 19 1808 31 3556 3 77 9 916 34 2878 APPS APPROVED, NOT ACCEPTED 6 452 6 768 3 206 7 671 APPS DENIED 5 975 13 982 18 1982 6 469 4 318 16 1569 APPS WITHDRAWN 3 315 1 193 13 2485 2 165 FILES CLOSED FOR INCOMPLETENESS 4 605 1 66 2 161 2 129

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 3 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/CALDWELL COUNTY/9601.01 59 80

LOANS ORIGINATED 16 2292 12 950 30 3699 6 251 23 1933 APPS APPROVED, NOT ACCEPTED 2 276 3 302 8 1202 1 77 3 239 APPS DENIED 2 289 17 1897 24 2845 6 119 3 375 17 1580 APPS WITHDRAWN 2 190 9 1250 1 121 FILES CLOSED FOR INCOMPLETENESS 1 106 2 170 1 106 TX/CALDWELL COUNTY/9601.02 32 89

LOANS ORIGINATED 13 1969 16 1809 29 3623 3 125 4 520 19 1821 APPS APPROVED, NOT ACCEPTED 1 156 8 568 2 156 1 60 6 224 APPS DENIED 4 513 19 1300 15 1715 3 160 1 173 17 1190 APPS WITHDRAWN 2 392 3 300 8 1113 3 381 FILES CLOSED FOR INCOMPLETENESS 1 10 TX/CALDWELL COUNTY/9602.00 64 66

LOANS ORIGINATED 7 669 9 731 25 3174 1 3 4 180 APPS APPROVED, NOT ACCEPTED 1 125 1 119 APPS DENIED 1 157 6 394 11 1195 4 46 5 310 3 191 APPS WITHDRAWN 1 67 1 113 6 543 2 50 1 67 FILES CLOSED FOR INCOMPLETENESS 1 54 3 274 TX/CALDWELL COUNTY/9603.00 50 87

LOANS ORIGINATED 15 1929 36 3530 47 5504 6 398 16 984 1 15 APPS APPROVED, NOT ACCEPTED 8 533 7 709 1 75 5 368 APPS DENIED 7 728 14 1327 21 2119 1 20 5 440 5 351 APPS WITHDRAWN 4 512 3 166 7 811 2 127 FILES CLOSED FOR INCOMPLETENESS 1 143 1 138 TX/CALDWELL COUNTY/9604.00 70 57

LOANS ORIGINATED 6 726 14 1666 18 1156 4 109 1 370 11 784 APPS APPROVED, NOT ACCEPTED 2 204 2 136 1 88 1 26 1 86 APPS DENIED 1 133 4 392 9 848 2 16 1 98 2 215 APPS WITHDRAWN 1 40 2 209 1 97 FILES CLOSED FOR INCOMPLETENESS 1 117 2 185 1 98

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 4 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/CALDWELL COUNTY/9605.00 61 68

LOANS ORIGINATED 12 1753 18 1765 41 5183 3 141 3 310 13 1115 APPS APPROVED, NOT ACCEPTED 13 768 9 888 1 119 11 505 APPS DENIED 3 478 12 1214 12 1110 4 105 1 55 8 758 APPS WITHDRAWN 1 211 2 187 11 1584 1 67 FILES CLOSED FOR INCOMPLETENESS 2 79 1 68 2 79 TX/CALDWELL COUNTY/9606.00 26 79

LOANS ORIGINATED 6 985 10 1225 14 2122 1 3 4 429 8 955 APPS APPROVED, NOT ACCEPTED 1 38 2 162 1 21 3 200 APPS DENIED 1 88 10 908 9 1192 4 138 1 60 10 956 APPS WITHDRAWN 2 408 2 302 FILES CLOSED FOR INCOMPLETENESS 2 162 2 162 TX/CALDWELL COUNTY/9607.00 62 54

LOANS ORIGINATED 6 649 13 1346 26 2685 5 208 4 337 6 462 APPS APPROVED, NOT ACCEPTED 2 167 9 602 1 118 2 24 1 118 10 641 APPS DENIED 4 550 24 1480 12 986 8 171 2 120 21 1283 APPS WITHDRAWN 1 27 4 529 1 300 1 27 FILES CLOSED FOR INCOMPLETENESS 3 220 TX/HAYS COUNTY/0101.00 29 75

LOANS ORIGINATED 8 1139 14 1711 21 2705 1 27 2 1365 23 2723 APPS APPROVED, NOT ACCEPTED 2 112 5 551 1 356 5 551 1 40 APPS DENIED 4 553 4 323 5 608 2 62 2 103 1 142 APPS WITHDRAWN 1 118 8 1089 1 187 3 324 FILES CLOSED FOR INCOMPLETENESS 1 118 TX/HAYS COUNTY/0102.00 37 51

LOANS ORIGINATED 6 696 8 826 5 471 APPS APPROVED, NOT ACCEPTED 1 65 1 37 2 102 APPS DENIED 3 181 4 383 3 181 APPS WITHDRAWN 2 169 1 62 2 299 1 62 FILES CLOSED FOR INCOMPLETENESS

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 5 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/HAYS COUNTY/0103.02 72 51

LOANS ORIGINATED 5 434 2 158 15 1504 1 65 1 2400 5 444 1 97 APPS APPROVED, NOT ACCEPTED 1 81 2 140 APPS DENIED 2 260 1 150 11 795 2 6 3 7250 3 445 APPS WITHDRAWN 1 99 2 173 4 353 2 140 1 99 FILES CLOSED FOR INCOMPLETENESS 2 51 TX/HAYS COUNTY/0103.03 49 75

LOANS ORIGINATED 8 1105 42 2328 10 1082 3 90 10 987 31 1123 APPS APPROVED, NOT ACCEPTED 26 1013 1 72 1 103 25 910 APPS DENIED 1 134 16 667 5 597 2 6 4 384 16 455 APPS WITHDRAWN 1 116 1 32 3 418 1 147 1 32 FILES CLOSED FOR INCOMPLETENESS 2 107 1 115 2 107 TX/HAYS COUNTY/0103.04 54 45

LOANS ORIGINATED 15 2003 10 942 5 545 9 800 APPS APPROVED, NOT ACCEPTED 1 50 1 73 1 73 APPS DENIED 2 132 2 148 2 132 APPS WITHDRAWN 1 158 3 418 3 426 FILES CLOSED FOR INCOMPLETENESS 1 66 1 66 TX/HAYS COUNTY/0104.00 57 73

LOANS ORIGINATED 30 3890 17 1555 45 4740 4 190 3 26990 14 1325 7 501 APPS APPROVED, NOT ACCEPTED 1 129 35 2222 7 657 3 77 3 97 32 1907 APPS DENIED 4 481 35 2813 28 2954 6 122 4 274 28 2214 APPS WITHDRAWN 5 582 3 342 12 1399 3 253 1 75 FILES CLOSED FOR INCOMPLETENESS 2 177 7 819 TX/HAYS COUNTY/0105.00 69 55

LOANS ORIGINATED 3 214 12 950 2 32 5 503 APPS APPROVED, NOT ACCEPTED 1 107 1 107 APPS DENIED 9 1073 8 113 4 179 APPS WITHDRAWN 3 258 1 25 2 208 FILES CLOSED FOR INCOMPLETENESS

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 6 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/HAYS COUNTY/0106.00 30 102

LOANS ORIGINATED 71 12057 84 12795 191 30771 17 1050 2 51650 47 5505 1 192 APPS APPROVED, NOT ACCEPTED 11 1705 28 4344 5 854 1 31 APPS DENIED 10 1823 16 2357 64 10220 10 455 12 1305 2 293 APPS WITHDRAWN 2 274 3 421 41 6866 7 1014 FILES CLOSED FOR INCOMPLETENESS 1 140 12 2647 1 140 TX/HAYS COUNTY/0107.01 28 128

LOANS ORIGINATED 8 1262 16 2502 66 9106 10 888 2 14762 23 3181 6 430 APPS APPROVED, NOT ACCEPTED 6 897 8 1334 1 44 1 140 1 70 APPS DENIED 4 554 15 2447 5 814 3 215 APPS WITHDRAWN 1 159 2 344 21 2911 8 979 FILES CLOSED FOR INCOMPLETENESS 1 214 2 341 TX/HAYS COUNTY/0107.02 29 97

LOANS ORIGINATED 4 779 10 2272 37 6517 3 415 1 5001 3 398 3 444 APPS APPROVED, NOT ACCEPTED 1 280 8 1414 1 164 APPS DENIED 1 141 3 176 8 866 1 220 2 86 APPS WITHDRAWN 1 155 12 2083 FILES CLOSED FOR INCOMPLETENESS TX/HAYS COUNTY/0108.03 19 119

LOANS ORIGINATED 6 1214 50 11781 86 16348 9 1390 54 10447 6 344 APPS APPROVED, NOT ACCEPTED 1 243 7 1945 13 2887 2 25 4 1581 2 186 APPS DENIED 3 572 6 2979 38 7958 6 803 8 1554 2 109 APPS WITHDRAWN 1 450 2 102 14 3287 1 43 1 42 2 102 FILES CLOSED FOR INCOMPLETENESS 1 76 4 1131 1 171 2 588 1 76 TX/HAYS COUNTY/0108.04 11 113

LOANS ORIGINATED 32 6125 151 31786 287 56362 11 911 74 15250 5 324 APPS APPROVED, NOT ACCEPTED 3 592 11 2391 25 4736 1 30 6 708 APPS DENIED 6 1261 29 4983 81 16136 10 720 24 4918 7 467 APPS WITHDRAWN 6 2336 21 4522 48 10139 1 13 18 3691 FILES CLOSED FOR INCOMPLETENESS 5 782 23 5395 1 177 7 1201

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 7 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/HAYS COUNTY/0108.05 18 158

LOANS ORIGINATED 44 12476 219 57701 342 79955 15 960 26 4958 APPS APPROVED, NOT ACCEPTED 2 522 8 1989 22 4846 1 30 3 756 1 105 APPS DENIED 3 911 8 2079 62 14617 7 322 6 1180 APPS WITHDRAWN 4 1102 29 7648 50 12073 1 368 3 521 FILES CLOSED FOR INCOMPLETENESS 6 1067 18 3493 TX/HAYS COUNTY/0108.06 12 169

LOANS ORIGINATED 9 3329 64 19326 131 36537 5 843 11 3419 APPS APPROVED, NOT ACCEPTED 4 1340 9 1987 2 95 1 231 APPS DENIED 1 250 6 1643 39 9421 1 30 4 1139 3 204 APPS WITHDRAWN 1 723 9 2801 19 5175 1 200 1 250 FILES CLOSED FOR INCOMPLETENESS 3 788 6 2155 TX/HAYS COUNTY/0108.07 17 82

LOANS ORIGINATED 1 137 14 4291 43 8890 1 65 9 1461 APPS APPROVED, NOT ACCEPTED 2 613 4 1065 APPS DENIED 2 459 9 1876 1 80 1 194 APPS WITHDRAWN 1 268 1 1500 6 1299 2 454 FILES CLOSED FOR INCOMPLETENESS 2 686 TX/HAYS COUNTY/0108.08 17 122

LOANS ORIGINATED 25 6359 59 15584 162 38078 7 1787 17 3908 5 450 APPS APPROVED, NOT ACCEPTED 7 1166 11 2760 2 225 2 440 4 249 APPS DENIED 3 1050 19 2952 42 10405 7 597 8 1598 10 747 APPS WITHDRAWN 4 875 7 4002 34 8028 4 1640 3 430 1 126 FILES CLOSED FOR INCOMPLETENESS 1 200 1 370 7 1400 3 963 1 117 TX/HAYS COUNTY/0108.09 16 147

LOANS ORIGINATED 29 7142 66 17030 191 44359 2 491 12 1892 1 20 APPS APPROVED, NOT ACCEPTED 1 274 7 1946 10 2148 1 117 APPS DENIED 1 214 13 2690 43 10514 5 285 3 873 2 161 APPS WITHDRAWN 4 1051 9 2820 38 9343 1 45 2 394 FILES CLOSED FOR INCOMPLETENESS 1 253 3 578 14 3000 1 192

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 8 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/HAYS COUNTY/0109.01 21 171

LOANS ORIGINATED 36 8868 93 22395 303 60511 13 755 8 1867 1 86 APPS APPROVED, NOT ACCEPTED 1 291 8 1569 20 3690 3 306 APPS DENIED 9 2129 10 2135 69 12884 16 726 3 456 1 96 APPS WITHDRAWN 1 237 8 1591 47 8923 4 477 2 259 FILES CLOSED FOR INCOMPLETENESS 2 432 2 894 22 4240 TX/HAYS COUNTY/0109.02 37 134

LOANS ORIGINATED 217 40714 165 28674 346 59636 9 917 28 3971 APPS APPROVED, NOT ACCEPTED 7 1330 12 1707 26 4364 4 247 7 842 2 119 APPS DENIED 47 9016 39 4765 94 16481 15 639 11 1605 17 1219 APPS WITHDRAWN 39 7401 20 3612 83 14545 1 45 6 1012 FILES CLOSED FOR INCOMPLETENESS 4 754 3 420 18 4541 1 417 TX/HAYS COUNTY/0109.05 47 116

LOANS ORIGINATED 52 9056 66 12059 158 27633 3 391 28 5656 3 184 APPS APPROVED, NOT ACCEPTED 2 343 20 1628 9 1647 1 76 2 307 14 740 APPS DENIED 5 698 49 4877 52 9374 8 208 8 1190 39 2977 APPS WITHDRAWN 6 1043 10 1967 22 4279 2 199 1 206 FILES CLOSED FOR INCOMPLETENESS 4 892 8 1539 1 256 TX/HAYS COUNTY/0109.06 64 85

LOANS ORIGINATED 184 26807 79 7432 206 26132 6 91 1 9309 52 5487 28 1464 APPS APPROVED, NOT ACCEPTED 5 645 16 1248 21 2520 4 406 10 362 APPS DENIED 39 5672 18 1626 90 11607 11 153 6 525 16 868 APPS WITHDRAWN 26 3970 5 574 54 7414 11 1215 FILES CLOSED FOR INCOMPLETENESS 2 211 2 120 21 2843 2 299 1 65 TX/HAYS COUNTY/0109.07 74 75

LOANS ORIGINATED 39 5206 24 2367 96 13496 3 45 18 3156 17 1444 APPS APPROVED, NOT ACCEPTED 5 444 13 1080 10 828 1 28 14 866 APPS DENIED 10 1270 20 1729 35 4217 11 97 6 881 19 1163 APPS WITHDRAWN 2 354 2 226 29 3456 3 361 5 609 FILES CLOSED FOR INCOMPLETENESS 1 165 9 967 2 243

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 9 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/HAYS COUNTY/0109.08 71 81

LOANS ORIGINATED 148 23185 39 4704 98 13649 2 12 19 2195 4 230 APPS APPROVED, NOT ACCEPTED 4 662 6 568 18 2733 4 380 APPS DENIED 32 4933 13 1747 42 5363 2 28 4 385 2 113 APPS WITHDRAWN 18 2903 7 608 29 4389 2 231 4 562 FILES CLOSED FOR INCOMPLETENESS 1 179 15 2244 1 124 TX/HAYS COUNTY/0109.09 35 111

LOANS ORIGINATED 80 13085 41 5162 184 23793 1 169 46 5226 1 100 APPS APPROVED, NOT ACCEPTED 2 312 8 1006 21 2963 7 969 APPS DENIED 9 1436 5 770 39 5425 6 43 3 327 APPS WITHDRAWN 11 1847 6 907 27 3783 9 1137 FILES CLOSED FOR INCOMPLETENESS 1 210 13 2248 TX/HAYS COUNTY/0109.10 60 101

LOANS ORIGINATED 69 8824 43 4703 162 17921 3 134 33 3322 APPS APPROVED, NOT ACCEPTED 4 364 16 1804 2 30 2 206 1 64 APPS DENIED 15 1903 8 679 63 6670 17 488 15 1553 1 37 APPS WITHDRAWN 5 745 3 381 42 4549 6 575 FILES CLOSED FOR INCOMPLETENESS 1 125 12 1235 1 99 TX/TRAVIS COUNTY/0001.01 13 158

LOANS ORIGINATED 4 1173 86 26748 159 40235 11 2059 27 6792 APPS APPROVED, NOT ACCEPTED 4 937 4 588 3 355 APPS DENIED 2 771 7 1625 26 6115 3 858 7 1267 APPS WITHDRAWN 20 6990 20 5006 3 1207 7 1847 FILES CLOSED FOR INCOMPLETENESS 3 1349 11 2660 3 734 TX/TRAVIS COUNTY/0001.02 9 270

LOANS ORIGINATED 2 201 64 37494 125 55400 12 3209 10 2178 APPS APPROVED, NOT ACCEPTED 3 2506 11 2612 1 37 APPS DENIED 11 4704 28 14814 1 500 2 750 APPS WITHDRAWN 6 3272 18 11673 4 1045 3 456 FILES CLOSED FOR INCOMPLETENESS 8 3910

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 10 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0002.03 31 76

LOANS ORIGINATED 1 140 APPS APPROVED, NOT ACCEPTED 1 138 1 138 APPS DENIED 1 280 1 280 APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0002.04 20 159

LOANS ORIGINATED 48 13923 97 26042 3 1433 33 8621 APPS APPROVED, NOT ACCEPTED 6 1099 1 12 1 116 APPS DENIED 9 1659 18 4359 2 255 9 2220 APPS WITHDRAWN 7 2371 18 4661 7 1625 FILES CLOSED FOR INCOMPLETENESS 1 59 2 303 12 2602 4 564 TX/TRAVIS COUNTY/0002.05 31 109

LOANS ORIGINATED 5 1220 49 11211 64 13914 1 25 1 16026 22 4037 APPS APPROVED, NOT ACCEPTED 5 1047 4 842 1 282 APPS DENIED 2 391 8 1577 13 1976 1 165 6 582 APPS WITHDRAWN 1 211 8 1396 14 2734 1 20 6 858 FILES CLOSED FOR INCOMPLETENESS 1 207 1 136 8 1637 2 286 TX/TRAVIS COUNTY/0002.06 19 111

LOANS ORIGINATED 1 124 57 18047 95 24970 5 1251 16 3899 APPS APPROVED, NOT ACCEPTED 4 1010 8 2528 2 586 APPS DENIED 1 137 7 2174 21 4510 1 144 9 1408 APPS WITHDRAWN 5 2189 17 4086 1 417 3 951 FILES CLOSED FOR INCOMPLETENESS 2 512 10 2262 TX/TRAVIS COUNTY/0003.02 26 134

LOANS ORIGINATED 4 1060 56 16233 112 28828 7 1539 6 5309 37 7538 APPS APPROVED, NOT ACCEPTED 4 1008 9 2024 1 100 3 1644 8 1802 APPS DENIED 1 294 7 2524 23 4805 2 260 15 3545 APPS WITHDRAWN 7 1646 15 3699 1 11 4 361 FILES CLOSED FOR INCOMPLETENESS 1 211 2 221 7 1957 2 221

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 11 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0003.04 32 110

LOANS ORIGINATED 4 1075 33 8930 65 15489 1 310 40 9735 APPS APPROVED, NOT ACCEPTED 1 122 2 427 4 1037 6 1464 APPS DENIED 5 1045 20 4266 1 30 10 2190 APPS WITHDRAWN 1 214 4 972 9 2074 7 1897 FILES CLOSED FOR INCOMPLETENESS 1 206 5 976 1 176 2 534 TX/TRAVIS COUNTY/0003.05 22 101

LOANS ORIGINATED 3 837 57 15641 94 20613 8 1516 4 3082 52 12829 APPS APPROVED, NOT ACCEPTED 6 1632 3 567 4 583 1 90 APPS DENIED 5 710 17 3947 2 22 9 1894 1 25 APPS WITHDRAWN 1 103 11 1831 10 1953 1 40 10 1698 FILES CLOSED FOR INCOMPLETENESS 1 280 5 1313 4 922 1 30 5 1263 TX/TRAVIS COUNTY/0003.06 48 87

LOANS ORIGINATED 6 1541 91 21822 169 42107 1 4 3 65524 17 3336 APPS APPROVED, NOT ACCEPTED 4 1064 10 2161 1 228 APPS DENIED 7 951 24 5526 1 49 1 245 APPS WITHDRAWN 12 3148 18 4780 7 1746 FILES CLOSED FOR INCOMPLETENESS 2 323 5 1152 1 93 TX/TRAVIS COUNTY/0003.07 33 99

LOANS ORIGINATED 1 292 20 4262 58 11909 1 21 9 1852 APPS APPROVED, NOT ACCEPTED 1 162 4 898 APPS DENIED 1 216 1 27 13 2665 2 324 APPS WITHDRAWN 1 379 5 1130 3 279 1 257 FILES CLOSED FOR INCOMPLETENESS 1 120 2 404 1 120 TX/TRAVIS COUNTY/0004.01 32 111

LOANS ORIGINATED 1 187 47 11945 69 17807 4 833 2 10402 38 8598 APPS APPROVED, NOT ACCEPTED 1 144 6 1740 1 210 1 132 1 210 APPS DENIED 3 1136 10 1532 1 320 1 133 APPS WITHDRAWN 1 249 9 2236 16 3549 9 1921 FILES CLOSED FOR INCOMPLETENESS 1 313 3 562 1 313

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 12 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0004.02 49 58

LOANS ORIGINATED 4 718 22 4242 62 10467 5 546 1 4500 32 4973 APPS APPROVED, NOT ACCEPTED 2 252 3 594 1 173 APPS DENIED 1 197 15 2475 2 18 4 678 APPS WITHDRAWN 4 913 8 1600 1 239 FILES CLOSED FOR INCOMPLETENESS 5 758 TX/TRAVIS COUNTY/0005.00 27 120

LOANS ORIGINATED 36 9387 72 20369 2 363 6 4447 59 13348 APPS APPROVED, NOT ACCEPTED 3 954 8 1870 1 122 2 1269 6 1178 APPS DENIED 7 1211 23 7192 17 2840 APPS WITHDRAWN 6 1109 14 5563 1 353 10 2169 FILES CLOSED FOR INCOMPLETENESS 2 813 6 1614 3 469 TX/TRAVIS COUNTY/0006.01 51 17

LOANS ORIGINATED APPS APPROVED, NOT ACCEPTED 1 112 APPS DENIED APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0006.03 34 6

LOANS ORIGINATED 45 9233 48 8714 6 3997 75 13851 APPS APPROVED, NOT ACCEPTED 4 683 2 376 4 791 APPS DENIED 18 2990 17 3339 29 5178 APPS WITHDRAWN 5 900 6 1006 9 1442 FILES CLOSED FOR INCOMPLETENESS 2 214 1 110 2 214 TX/TRAVIS COUNTY/0006.04 41 56

LOANS ORIGINATED 14 2930 30 7445 1 424 3 54264 29 6290 APPS APPROVED, NOT ACCEPTED 2 448 1 544 1 283 APPS DENIED 6 913 13 3063 16 3345 APPS WITHDRAWN 2 390 6 777 7 959 FILES CLOSED FOR INCOMPLETENESS 3 468 2 239

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 13 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0007.00 32 154

LOANS ORIGINATED 12 2463 12 2262 1 217 13 2321 APPS APPROVED, NOT ACCEPTED 3 330 1 182 1 3000 1 182 2 116 APPS DENIED 6 966 8 2034 1 194 6 1037 1 69 APPS WITHDRAWN 2 1204 4 1426 2 532 FILES CLOSED FOR INCOMPLETENESS 1 277 5 769 3 542 TX/TRAVIS COUNTY/0008.01 83 55

LOANS ORIGINATED 7 1183 12 2030 11 1438 2 33 5 820 APPS APPROVED, NOT ACCEPTED APPS DENIED 1 173 3 389 8 982 5 148 5 572 APPS WITHDRAWN 1 127 1 148 2 225 FILES CLOSED FOR INCOMPLETENESS 2 248 TX/TRAVIS COUNTY/0008.02 83 31

LOANS ORIGINATED 10 1833 22 4578 40 6227 9 1213 1 93 APPS APPROVED, NOT ACCEPTED 2 363 1 26 6 955 1 201 1 26 APPS DENIED 1 330 2 405 12 1604 3 164 5 660 APPS WITHDRAWN 1 309 1 240 7 876 1 6 1 100 FILES CLOSED FOR INCOMPLETENESS 2 405 1 82 8 1121 TX/TRAVIS COUNTY/0008.03 57 70

LOANS ORIGINATED 11 2544 37 6779 51 9323 2 70 26 4235 APPS APPROVED, NOT ACCEPTED 2 437 4 844 1 265 1 186 APPS DENIED 1 299 4 854 23 4510 2 53 11 2071 APPS WITHDRAWN 2 271 2 465 13 2292 2 105 3 365 FILES CLOSED FOR INCOMPLETENESS 1 246 10 1783 1 158 1 99 TX/TRAVIS COUNTY/0008.04 75 48

LOANS ORIGINATED 5 897 37 7082 28 4788 1 134 1 23936 18 2573 APPS APPROVED, NOT ACCEPTED 2 268 4 430 2 215 APPS DENIED 4 798 7 1244 20 2612 5 269 9 1644 APPS WITHDRAWN 4 919 10 1381 1 10 6 932 FILES CLOSED FOR INCOMPLETENESS 5 858

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 14 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0009.01 69 81

LOANS ORIGINATED 1 390 19 3737 24 4344 3 504 11 1692 APPS APPROVED, NOT ACCEPTED 1 221 2 372 APPS DENIED 3 608 5 766 3 27 APPS WITHDRAWN 2 445 6 1039 1 11 3 459 FILES CLOSED FOR INCOMPLETENESS 3 453 2 353 1 270 2 160 TX/TRAVIS COUNTY/0009.02 81 42

LOANS ORIGINATED 16 3266 41 7739 49 7222 1 2100 21 2908 APPS APPROVED, NOT ACCEPTED 5 692 8 1381 3 646 3 565 1 44 APPS DENIED 17 2067 31 5473 10 602 11 2256 6 288 APPS WITHDRAWN 4 677 9 2124 17 2798 1 176 4 501 FILES CLOSED FOR INCOMPLETENESS 2 378 10 1364 2 367 TX/TRAVIS COUNTY/0010.00 70 71

LOANS ORIGINATED 7 1566 35 8042 72 13584 4 381 26 4336 APPS APPROVED, NOT ACCEPTED 1 260 4 795 APPS DENIED 6 1203 28 4646 7 633 6 946 APPS WITHDRAWN 1 267 8 2028 10 1566 2 370 4 732 FILES CLOSED FOR INCOMPLETENESS 1 384 8 1536 1 213 TX/TRAVIS COUNTY/0011.00 30 143

LOANS ORIGINATED 4 805 201 76342 229 66476 2 672 2 3930 115 38068 APPS APPROVED, NOT ACCEPTED 16 4874 23 5667 1 10 15 4411 2 91 APPS DENIED 1 36 38 14847 63 17139 2 6 1 40500 31 7850 5 250 APPS WITHDRAWN 3 571 31 10263 26 6484 11 2906 FILES CLOSED FOR INCOMPLETENESS 11 3261 21 7942 8 1833 TX/TRAVIS COUNTY/0012.00 22 147

LOANS ORIGINATED 2 501 69 23123 104 35141 2 497 1 400 28 7788 APPS APPROVED, NOT ACCEPTED 2 236 7 1448 1 25 2 209 APPS DENIED 9 1964 33 12456 8 2277 APPS WITHDRAWN 14 4333 9 3080 4 936 FILES CLOSED FOR INCOMPLETENESS 1 408 9 2553 2 439 1 270

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 15 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0013.03 16 149

LOANS ORIGINATED 2 263 142 43163 144 38422 6 657 1 196 56 13688 APPS APPROVED, NOT ACCEPTED 7 2244 16 3794 1 622 6 1230 APPS DENIED 16 4267 33 9586 7 631 13 3800 APPS WITHDRAWN 21 6305 21 5057 5 1065 FILES CLOSED FOR INCOMPLETENESS 2 257 2 693 5 1231 1 413 TX/TRAVIS COUNTY/0013.04 21 116

LOANS ORIGINATED 1 431 83 22845 151 35379 9 1013 1 1300 54 10890 APPS APPROVED, NOT ACCEPTED 10 1468 6 1272 5 1145 APPS DENIED 6 551 40 8576 8 572 1 460 11 1935 APPS WITHDRAWN 8 2185 22 4282 4 429 10 1795 FILES CLOSED FOR INCOMPLETENESS 5 1186 6 1419 3 772 TX/TRAVIS COUNTY/0013.05 42 59

LOANS ORIGINATED 14 1865 108 31434 167 43803 9 2026 62 12491 APPS APPROVED, NOT ACCEPTED 6 2280 10 2760 3 495 5 1318 APPS DENIED 4 648 11 2622 38 9641 6 1326 9 2007 APPS WITHDRAWN 21 6437 25 6562 1 18 9 2167 FILES CLOSED FOR INCOMPLETENESS 1 417 15 3190 2 297 TX/TRAVIS COUNTY/0013.07 48 60

LOANS ORIGINATED 8 2085 47 12410 78 16813 15 3368 APPS APPROVED, NOT ACCEPTED 3 1053 7 1210 1 16 1 289 APPS DENIED 3 397 8 1711 17 2545 3 36 6 1124 APPS WITHDRAWN 1 154 11 2847 19 3816 1 269 5 720 FILES CLOSED FOR INCOMPLETENESS 5 1290 8 1700 3 519 TX/TRAVIS COUNTY/0013.08 51 56

LOANS ORIGINATED 2 492 35 7863 51 9428 1 100 17 3490 APPS APPROVED, NOT ACCEPTED 1 362 5 1102 1 416 1 193 APPS DENIED 1 203 6 1182 16 3560 1 30 2 343 1 143 APPS WITHDRAWN 11 2315 5 1053 FILES CLOSED FOR INCOMPLETENESS 1 157 2 440 1 157

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 16 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0014.01 18 161

LOANS ORIGINATED 2 510 48 14237 79 22568 2 24 2 16650 30 8335 APPS APPROVED, NOT ACCEPTED 3 537 7 1915 1 20 1 200 APPS DENIED 8 3501 21 6802 1 10 4 1577 APPS WITHDRAWN 5 989 10 1944 5 931 FILES CLOSED FOR INCOMPLETENESS 2 420 3 736 TX/TRAVIS COUNTY/0014.02 23 135

LOANS ORIGINATED 2 758 58 17075 87 24765 4 180 23 5699 APPS APPROVED, NOT ACCEPTED 1 350 3 674 2 532 APPS DENIED 1 132 5 1290 26 6436 10 2218 APPS WITHDRAWN 5 1727 14 3524 2 564 FILES CLOSED FOR INCOMPLETENESS 1 281 2 755 4 1628 TX/TRAVIS COUNTY/0014.03 50 54

LOANS ORIGINATED 2 423 12 1881 35 6262 1 3 9 1237 APPS APPROVED, NOT ACCEPTED 6 873 4 634 1 130 3 440 3 94 APPS DENIED 10 1199 9 2182 1 303 6 253 APPS WITHDRAWN 2 108 8 1555 3 447 FILES CLOSED FOR INCOMPLETENESS 3 345 6 886 1 194 TX/TRAVIS COUNTY/0015.01 14 135

LOANS ORIGINATED 5 1929 104 25979 220 50931 9 1095 20 4360 APPS APPROVED, NOT ACCEPTED 5 1300 5 913 2 423 APPS DENIED 1 562 12 1824 29 6544 14 1365 3 428 APPS WITHDRAWN 19 4462 16 3722 4 413 5 933 FILES CLOSED FOR INCOMPLETENESS 6 1638 16 3845 2 509 TX/TRAVIS COUNTY/0015.03 44 72

LOANS ORIGINATED 12 2363 46 8941 85 14538 2 35 1 1725 38 7571 APPS APPROVED, NOT ACCEPTED 6 697 1 144 2 247 APPS DENIED 5 892 22 3139 3 44 8 1568 APPS WITHDRAWN 3 741 3 626 12 2451 3 75 6 1453 FILES CLOSED FOR INCOMPLETENESS 2 474 5 1055 8 1390 3 538

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 17 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0015.04 21 96

LOANS ORIGINATED 19 4337 96 21907 165 30768 12 1391 42 7272 APPS APPROVED, NOT ACCEPTED 1 86 2 430 15 2588 2 291 2 236 APPS DENIED 1 253 7 819 30 5202 6 516 6 915 APPS WITHDRAWN 3 865 8 1665 21 3676 3 500 FILES CLOSED FOR INCOMPLETENESS 6 1083 18 3323 2 257 TX/TRAVIS COUNTY/0015.05 23 108

LOANS ORIGINATED 8 1933 72 16753 151 29440 10 1533 36 6141 APPS APPROVED, NOT ACCEPTED 7 1276 6 1315 2 542 2 466 APPS DENIED 9 2407 22 4129 2 280 2 414 APPS WITHDRAWN 6 1592 24 3946 1 250 6 1046 FILES CLOSED FOR INCOMPLETENESS 1 202 3 690 10 1661 1 185 TX/TRAVIS COUNTY/0016.02 36 71

LOANS ORIGINATED 45 18192 82 29832 1 417 21 5826 APPS APPROVED, NOT ACCEPTED 4 1715 6 2042 3 625 APPS DENIED 8 2733 20 4183 2 163 10 1955 APPS WITHDRAWN 1 91 7 2193 9 4420 2 364 FILES CLOSED FOR INCOMPLETENESS 2 580 6 3648 3 618 TX/TRAVIS COUNTY/0016.03 9 196

LOANS ORIGINATED 2 519 119 59789 235 102066 17 3628 22 6911 APPS APPROVED, NOT ACCEPTED 5 3490 11 3900 3 667 APPS DENIED 17 10431 63 28640 7 994 6 1364 APPS WITHDRAWN 12 5370 37 13841 7 2012 FILES CLOSED FOR INCOMPLETENESS 2 1560 5 1565 2 225 1 195 TX/TRAVIS COUNTY/0016.04 9 270

LOANS ORIGINATED 1 417 89 59463 184 85664 10 4590 16 8955 APPS APPROVED, NOT ACCEPTED 6 6028 14 5027 3 722 APPS DENIED 10 5601 39 14423 5 1684 APPS WITHDRAWN 21 12373 26 17288 1 417 7 6069 FILES CLOSED FOR INCOMPLETENESS 2 1225 5 2813

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 18 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0016.05 13 158

LOANS ORIGINATED 6 2272 107 40279 139 55852 7 3954 4 6213 29 9873 APPS APPROVED, NOT ACCEPTED 1 261 8 2173 9 5458 1 131 2 307 APPS DENIED 1 277 23 7660 36 15259 1 15 10 2301 APPS WITHDRAWN 1 141 16 6566 33 14180 3 1220 13 3033 FILES CLOSED FOR INCOMPLETENESS 2 593 7 2272 4 802 TX/TRAVIS COUNTY/0016.06 34 0

LOANS ORIGINATED 3 1360 APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0017.05 14 190

LOANS ORIGINATED 1 128 103 32390 191 62216 5 618 14 3298 APPS APPROVED, NOT ACCEPTED 7 2445 11 2391 APPS DENIED 1 314 12 3530 32 11183 3 906 6 1223 APPS WITHDRAWN 13 3705 28 9618 2 521 3 869 FILES CLOSED FOR INCOMPLETENESS 4 1588 12 3511 1 460 TX/TRAVIS COUNTY/0017.06 18 158

LOANS ORIGINATED 3 610 57 12934 98 21492 3 689 11 1664 APPS APPROVED, NOT ACCEPTED 1 157 6 1542 5 781 1 7 2 305 APPS DENIED 1 92 7 1716 14 3850 1 100 2 556 APPS WITHDRAWN 7 2331 13 3410 FILES CLOSED FOR INCOMPLETENESS 10 1963 2 303 TX/TRAVIS COUNTY/0017.07 22 139

LOANS ORIGINATED 6 1838 62 14474 126 25676 2 240 1 10094 31 5309 APPS APPROVED, NOT ACCEPTED 1 320 8 1225 2 294 APPS DENIED 3 441 8 1310 27 4947 5 980 APPS WITHDRAWN 11 2483 22 4062 2 495 1 11200 8 1559 FILES CLOSED FOR INCOMPLETENESS 1 150 10 1783 1 250 4 624

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 19 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.12 37 86

LOANS ORIGINATED 9 1536 37 6768 73 11019 5 395 25 3526 APPS APPROVED, NOT ACCEPTED 2 318 5 809 2 258 APPS DENIED 1 178 3 562 22 3011 4 239 5 711 APPS WITHDRAWN 8 1582 13 1669 4 564 FILES CLOSED FOR INCOMPLETENESS 1 181 4 611 TX/TRAVIS COUNTY/0017.13 38 84

LOANS ORIGINATED 19 4143 71 12442 119 17513 30 4184 APPS APPROVED, NOT ACCEPTED 1 325 2 395 10 1595 3 331 APPS DENIED 1 153 5 687 34 4783 8 225 10 1305 APPS WITHDRAWN 2 477 6 1065 34 5953 2 22 5 782 FILES CLOSED FOR INCOMPLETENESS 1 270 2 302 13 1841 1 25 3 437 TX/TRAVIS COUNTY/0017.14 33 179

LOANS ORIGINATED 8 1887 162 44033 451 107512 12 1113 25 4546 APPS APPROVED, NOT ACCEPTED 2 385 7 2239 23 5042 1 45 2 329 APPS DENIED 1 408 14 2941 67 15006 3 115 8 1285 1 24 APPS WITHDRAWN 2 442 19 4729 64 17079 5 1054 FILES CLOSED FOR INCOMPLETENESS 1 258 7 2416 30 6744 2 408 TX/TRAVIS COUNTY/0017.16 19 263

LOANS ORIGINATED 17 4717 114 30151 206 52921 5 1074 1 7300 12 2959 APPS APPROVED, NOT ACCEPTED 3 1011 9 2321 1 30 1 396 APPS DENIED 1 270 9 2830 27 7174 5 303 8 1774 APPS WITHDRAWN 3 715 11 2740 17 4219 2 383 1 84 FILES CLOSED FOR INCOMPLETENESS 1 284 9 2279 2 590 TX/TRAVIS COUNTY/0017.18 22 192

LOANS ORIGINATED 5 893 90 25038 166 42874 12 1265 27 5593 APPS APPROVED, NOT ACCEPTED 2 907 13 2068 2 50 1 182 APPS DENIED 1 368 6 1371 26 5960 8 1324 4 430 APPS WITHDRAWN 2 259 15 3973 24 6001 2 71 5 803 FILES CLOSED FOR INCOMPLETENESS 2 364 3 990 18 3615 1 230 4 251

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 20 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.19 16 247

LOANS ORIGINATED 2 600 104 38349 217 70182 7 1458 16 4831 APPS APPROVED, NOT ACCEPTED 5 1892 14 3790 APPS DENIED 1 279 11 2387 38 12132 3 890 APPS WITHDRAWN 1 203 12 5159 33 12183 2 495 2 423 FILES CLOSED FOR INCOMPLETENESS 2 815 13 3181 2 621 TX/TRAVIS COUNTY/0017.22 32 102

LOANS ORIGINATED 1 165 13 3723 27 6399 1 255 6 1327 APPS APPROVED, NOT ACCEPTED 1 56 APPS DENIED 4 1084 7 1392 2 298 APPS WITHDRAWN 4 1375 9 1761 1 417 1 172 FILES CLOSED FOR INCOMPLETENESS 1 128 1 558 1 128 TX/TRAVIS COUNTY/0017.28 41 97

LOANS ORIGINATED 59 10831 88 14102 188 24798 7 549 68 9905 APPS APPROVED, NOT ACCEPTED 4 654 10 1113 1 8 3 346 APPS DENIED 8 1362 5 666 44 5167 6 137 13 1559 APPS WITHDRAWN 4 755 14 2190 24 3486 2 272 5 693 FILES CLOSED FOR INCOMPLETENESS 2 329 14 1802 3 362 TX/TRAVIS COUNTY/0017.29 42 99

LOANS ORIGINATED 32 5320 32 4007 80 9276 2 116 1 8550 17 1922 APPS APPROVED, NOT ACCEPTED 1 213 4 306 6 903 3 318 2 84 APPS DENIED 3 470 8 1630 27 2702 5 148 6 612 4 185 APPS WITHDRAWN 5 729 8 1283 25 3240 1 100 12 1606 FILES CLOSED FOR INCOMPLETENESS 1 159 4 529 7 929 3 375 TX/TRAVIS COUNTY/0017.33 20 165

LOANS ORIGINATED 5 1313 51 14868 142 34951 7 854 11 2659 1 123 APPS APPROVED, NOT ACCEPTED 1 245 8 2406 1 100 1 245 APPS DENIED 8 1943 36 7108 3 145 2 366 1 14 APPS WITHDRAWN 1 255 4 1431 28 7560 2 155 1 160 FILES CLOSED FOR INCOMPLETENESS 4 885 6 1491 1 279

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 21 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.37 29 169

LOANS ORIGINATED 29 8228 196 43079 454 89256 9 1072 57 9916 APPS APPROVED, NOT ACCEPTED 7 1855 15 2840 7 254 1 220 APPS DENIED 3 748 14 2776 68 12222 7 227 4 679 2 157 APPS WITHDRAWN 3 668 18 4723 58 10863 6 874 5 1004 FILES CLOSED FOR INCOMPLETENESS 4 1181 24 4622 1 341 TX/TRAVIS COUNTY/0017.38 24 148

LOANS ORIGINATED 27 6604 84 16727 252 42051 8 430 28 4324 APPS APPROVED, NOT ACCEPTED 2 440 4 841 15 2627 1 158 APPS DENIED 3 709 10 2059 45 7217 8 436 5 773 APPS WITHDRAWN 5 1247 8 1609 55 9052 3 322 2 358 FILES CLOSED FOR INCOMPLETENESS 1 206 3 560 20 3529 1 181 TX/TRAVIS COUNTY/0017.40 35 135

LOANS ORIGINATED 13 3288 42 8144 120 20524 3 202 1 26455 13 2115 APPS APPROVED, NOT ACCEPTED 1 200 5 691 1 179 APPS DENIED 1 180 3 575 26 4324 3 141 4 583 APPS WITHDRAWN 1 204 3 575 16 2957 2 112 1 26455 FILES CLOSED FOR INCOMPLETENESS 7 1253 1 157 TX/TRAVIS COUNTY/0017.41 19 125

LOANS ORIGINATED 7 1503 65 25532 127 46742 8 2278 1 324 37 12573 3 297 APPS APPROVED, NOT ACCEPTED 10 1990 7 3020 4 813 2 125 APPS DENIED 6 1643 47 17632 4 332 8 1344 APPS WITHDRAWN 4 1124 9 4231 25 9079 2 259 4 2095 2 185 FILES CLOSED FOR INCOMPLETENESS 1 370 6 2418 2 2058 2 747 TX/TRAVIS COUNTY/0017.42 34 109

LOANS ORIGINATED 39 8319 109 26009 229 49999 7 802 69 14592 2 155 APPS APPROVED, NOT ACCEPTED 15 3216 11 2000 2 43 3 873 8 490 APPS DENIED 13 2874 22 5947 56 11892 2 35 15 2830 3 270 APPS WITHDRAWN 4 764 10 2532 52 11281 7 1681 FILES CLOSED FOR INCOMPLETENESS 2 440 6 1384 18 4088

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 22 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.45 26 123

LOANS ORIGINATED 6 1320 32 6129 73 11809 4 222 8 1178 APPS APPROVED, NOT ACCEPTED 1 109 5 915 2 258 APPS DENIED 3 430 11 1556 4 559 APPS WITHDRAWN 6 873 11 1823 1 100 1 173 FILES CLOSED FOR INCOMPLETENESS 1 219 5 773 3 432 TX/TRAVIS COUNTY/0017.46 42 109

LOANS ORIGINATED 37 6707 58 8150 123 16300 4 193 29 3379 APPS APPROVED, NOT ACCEPTED 2 57 11 1463 2 148 APPS DENIED 3 545 9 1198 33 4546 11 196 14 1766 1 125 APPS WITHDRAWN 3 539 7 1024 21 2965 3 319 5 725 FILES CLOSED FOR INCOMPLETENESS 8 959 1 177 TX/TRAVIS COUNTY/0017.47 50 82

LOANS ORIGINATED 22 4133 31 5391 97 13940 5 114 1 14775 31 4608 APPS APPROVED, NOT ACCEPTED 2 345 4 542 1 36 1 94 APPS DENIED 3 418 2 314 33 4514 4 103 8 1256 APPS WITHDRAWN 5 876 4 711 16 1892 2 188 4 651 FILES CLOSED FOR INCOMPLETENESS 1 20 7 1076 3 517 TX/TRAVIS COUNTY/0017.48 39 110

LOANS ORIGINATED 38 8391 98 21379 180 32157 7 340 37 5529 APPS APPROVED, NOT ACCEPTED 4 800 3 156 17 2727 2 49 2 203 2 86 APPS DENIED 9 1546 17 3534 50 8660 10 1110 16 2679 7 514 APPS WITHDRAWN 5 790 11 2628 52 9195 4 66 5 940 FILES CLOSED FOR INCOMPLETENESS 14 2572 1 138 TX/TRAVIS COUNTY/0017.49 40 98

LOANS ORIGINATED 8 1757 25 4504 97 13201 4 453 20 2696 APPS APPROVED, NOT ACCEPTED 1 262 1 172 4 535 2 223 APPS DENIED 1 189 3 525 26 3656 4 29 6 701 1 3 APPS WITHDRAWN 2 339 3 479 20 2993 1 225 1 115 FILES CLOSED FOR INCOMPLETENESS 2 429 6 1164

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 23 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.50 40 104

LOANS ORIGINATED 7 1465 25 5359 77 15837 3 189 13 2033 APPS APPROVED, NOT ACCEPTED 1 126 6 922 APPS DENIED 4 512 24 3866 6 107 1 1950 4 439 APPS WITHDRAWN 1 182 7 751 15 3344 3 291 FILES CLOSED FOR INCOMPLETENESS 1 251 3 539 4 768 1 51 2 160 TX/TRAVIS COUNTY/0017.51 10 181

LOANS ORIGINATED 1 123 50 15926 85 24015 5 220 8 1629 APPS APPROVED, NOT ACCEPTED 9 2129 APPS DENIED 3 538 11 3043 2 442 APPS WITHDRAWN 4 1056 9 2820 1 250 FILES CLOSED FOR INCOMPLETENESS 1 110 3 1183 TX/TRAVIS COUNTY/0017.52 46 52

LOANS ORIGINATED 1 172 13 1567 8 1003 5 511 APPS APPROVED, NOT ACCEPTED APPS DENIED 1 109 1 109 APPS WITHDRAWN 1 106 2 289 1 106 FILES CLOSED FOR INCOMPLETENESS 2 296 TX/TRAVIS COUNTY/0017.53 41 106

LOANS ORIGINATED 1 417 APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0017.54 26 100

LOANS ORIGINATED 10 2266 48 9865 126 21202 6 329 20 2900 APPS APPROVED, NOT ACCEPTED 2 373 5 1197 APPS DENIED 3 490 20 2690 3 85 6 825 APPS WITHDRAWN 2 498 3 611 12 2154 1 74 FILES CLOSED FOR INCOMPLETENESS 1 174 4 481 2 240

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 24 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.55 37 212

LOANS ORIGINATED 4 1271 88 28044 339 91270 11 2044 13 3304 APPS APPROVED, NOT ACCEPTED 1 210 1 324 13 3966 APPS DENIED 10 3733 33 8426 6 644 3 698 APPS WITHDRAWN 2 316 11 3776 32 9812 2 300 1 200 FILES CLOSED FOR INCOMPLETENESS 4 1527 9 2935 1 337 TX/TRAVIS COUNTY/0017.56 26 128

LOANS ORIGINATED 11 2671 54 11231 136 24072 7 507 16 2505 APPS APPROVED, NOT ACCEPTED 3 1058 6 1030 1 52 1 133 APPS DENIED 1 280 8 1551 17 3114 3 400 5 743 APPS WITHDRAWN 2 544 6 1019 10 1991 3 483 FILES CLOSED FOR INCOMPLETENESS 1 240 7 1539 TX/TRAVIS COUNTY/0017.57 21 194

LOANS ORIGINATED 1 294 32 9492 62 16419 1 193 4 1548 APPS APPROVED, NOT ACCEPTED 3 439 5 1257 APPS DENIED 1 243 4 1001 12 4065 APPS WITHDRAWN 6 1926 10 2929 1 272 FILES CLOSED FOR INCOMPLETENESS 4 1376 1 300 TX/TRAVIS COUNTY/0017.60 23 183

LOANS ORIGINATED 41 11334 525 173810 921 276942 29 3363 87 21436 APPS APPROVED, NOT ACCEPTED 2 768 29 9916 66 16713 10 991 3 593 APPS DENIED 2 564 69 21882 150 50724 17 1984 22 6475 2 111 APPS WITHDRAWN 8 2314 50 17040 136 44958 7 1128 7 2468 FILES CLOSED FOR INCOMPLETENESS 7 2533 40 12554 3 282 5 960 TX/TRAVIS COUNTY/0017.61 19 240

LOANS ORIGINATED 20 3388 177 63493 320 119587 7 1607 1 5361 23 6720 APPS APPROVED, NOT ACCEPTED 11 3499 28 6714 2 45 4 686 APPS DENIED 7 979 22 9941 65 26387 1 390 3 227 APPS WITHDRAWN 3 437 28 9117 53 26245 3 564 12 2038 FILES CLOSED FOR INCOMPLETENESS 1 104 7 2555 21 11694

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 25 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.64 12 156

LOANS ORIGINATED 23 5924 131 47172 286 89316 16 1580 86 32290 1 105 APPS APPROVED, NOT ACCEPTED 1 251 9 4464 21 5185 1 30 4 1472 APPS DENIED 2 509 24 7400 80 29655 2 75 13 6110 1 31 APPS WITHDRAWN 2 521 29 10411 56 15546 1 50 13 4739 FILES CLOSED FOR INCOMPLETENESS 7 1501 22 7153 7 1366 TX/TRAVIS COUNTY/0017.65 22 157

LOANS ORIGINATED 40 10659 236 62228 623 163784 20 5234 38 8464 APPS APPROVED, NOT ACCEPTED 1 351 17 4632 39 9846 2 950 5 1503 APPS DENIED 5 1382 23 7114 109 27703 1 250 16 2737 APPS WITHDRAWN 4 1059 21 7116 90 29884 4 1297 7 1311 FILES CLOSED FOR INCOMPLETENESS 3 680 3 1112 29 7391 1 183 3 847 TX/TRAVIS COUNTY/0017.66 19 89

LOANS ORIGINATED 30 7141 173 48647 178 49001 10 1681 18 4154 10 674 APPS APPROVED, NOT ACCEPTED 2 411 15 4953 19 4288 2 40 2 95 3 230 APPS DENIED 3 786 23 7023 66 14808 9 323 7 879 5 431 APPS WITHDRAWN 12 1891 21 9927 46 10068 1 56 5 674 2 248 FILES CLOSED FOR INCOMPLETENESS 1 141 1 342 19 4494 1 40 2 345 TX/TRAVIS COUNTY/0017.68 16 145

LOANS ORIGINATED 47 12425 207 81097 236 74367 13 2678 24 11802 3 342 APPS APPROVED, NOT ACCEPTED 1 381 7 4647 19 5520 1 20 3 1338 APPS DENIED 2 334 25 13371 40 21589 16 1238 4 6470 APPS WITHDRAWN 3 708 22 7021 55 18034 2 207 9 2448 FILES CLOSED FOR INCOMPLETENESS 16 6021 TX/TRAVIS COUNTY/0017.69 23 118

LOANS ORIGINATED 17 3258 74 13341 170 32578 4 363 22 2876 2 126 APPS APPROVED, NOT ACCEPTED 4 694 16 3236 2 169 2 363 APPS DENIED 8 1591 10 1322 32 6076 8 119 6 840 1 100 APPS WITHDRAWN 4 696 13 1999 21 3679 3 274 3 510 1 57 FILES CLOSED FOR INCOMPLETENESS 1 214 2 401 10 1321 1 50

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 26 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.70 26 186

LOANS ORIGINATED 11 3464 261 73947 663 158220 16 1441 30 6361 APPS APPROVED, NOT ACCEPTED 13 4626 36 8151 5 200 4 1064 APPS DENIED 5 1438 30 8329 121 28309 6 435 9 2018 APPS WITHDRAWN 2 711 23 6672 66 15920 4 631 8 1520 FILES CLOSED FOR INCOMPLETENESS 5 1565 37 8943 1 119 TX/TRAVIS COUNTY/0017.71 9 177

LOANS ORIGINATED 13 3642 94 29295 191 53076 9 1564 44 13398 APPS APPROVED, NOT ACCEPTED 2 521 4 812 16 4473 2 407 4 1312 APPS DENIED 4 1084 18 5101 53 14407 2 160 15 3314 APPS WITHDRAWN 3 635 17 5896 48 13110 6 993 8 1426 FILES CLOSED FOR INCOMPLETENESS 1 207 3 810 14 4424 2 205 2 939 TX/TRAVIS COUNTY/0017.72 53 112

LOANS ORIGINATED 67 10828 47 6309 106 15567 4 79 28 3504 APPS APPROVED, NOT ACCEPTED 2 216 6 1008 1 103 APPS DENIED 22 3618 9 1016 28 4299 5 70 5 571 APPS WITHDRAWN 6 968 7 920 27 4337 1 215 FILES CLOSED FOR INCOMPLETENESS 3 541 5 773 TX/TRAVIS COUNTY/0017.73 15 188

LOANS ORIGINATED 21 7651 321 105482 330 108347 12 1198 39 13324 APPS APPROVED, NOT ACCEPTED 3 926 25 8432 18 6218 1 60 2 646 APPS DENIED 5 1465 40 13513 75 26333 9 1126 10 3371 APPS WITHDRAWN 6 2205 51 18847 72 26159 2 249 6 2119 FILES CLOSED FOR INCOMPLETENESS 6 1940 18 5934 4 933 TX/TRAVIS COUNTY/0017.74 40 135

LOANS ORIGINATED 62 12589 113 20216 359 59110 11 1079 58 8208 APPS APPROVED, NOT ACCEPTED 2 323 5 829 32 5184 1 15 4 631 APPS DENIED 7 1519 8 1600 73 11582 7 144 15 2221 APPS WITHDRAWN 6 1266 10 1930 76 12231 2 164 13 1834 FILES CLOSED FOR INCOMPLETENESS 2 351 5 963 27 4587 5 832

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 27 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.75 26 164

LOANS ORIGINATED 21 6107 171 47472 316 78655 6 824 18 3858 APPS APPROVED, NOT ACCEPTED 1 342 10 2654 15 3243 2 65 APPS DENIED 2 577 11 2876 51 13655 3 474 7 1950 APPS WITHDRAWN 3 967 17 4977 44 11044 2 462 8 1796 FILES CLOSED FOR INCOMPLETENESS 1 317 4 1176 16 3737 2 157 1 170 TX/TRAVIS COUNTY/0017.76 39 105

LOANS ORIGINATED 20 3769 26 3346 83 10103 5 220 18 2066 APPS APPROVED, NOT ACCEPTED 6 762 APPS DENIED 3 602 3 465 27 3508 8 141 6 639 APPS WITHDRAWN 2 383 1 186 19 2520 1 11 3 316 FILES CLOSED FOR INCOMPLETENESS 7 918 TX/TRAVIS COUNTY/0017.77 38 109

LOANS ORIGINATED 43 7916 52 8290 152 20182 3 87 24 3001 APPS APPROVED, NOT ACCEPTED 1 238 7 1152 1 291 APPS DENIED 2 452 5 691 40 5330 13 524 8 880 APPS WITHDRAWN 2 303 5 803 22 3301 3 187 2 253 FILES CLOSED FOR INCOMPLETENESS 1 146 2 378 12 1679 3 499 TX/TRAVIS COUNTY/0017.78 12 131

LOANS ORIGINATED 21 5854 113 31658 167 44355 6 887 31 6849 APPS APPROVED, NOT ACCEPTED 6 2081 7 1583 2 187 2 837 APPS DENIED 1 222 17 4807 30 6371 5 732 14 2730 APPS WITHDRAWN 1 265 28 7439 29 6081 2 714 13 2492 FILES CLOSED FOR INCOMPLETENESS 1 126 6 1919 1 25 1 126 TX/TRAVIS COUNTY/0017.79 15 124

LOANS ORIGINATED 23 3573 63 42828 186 31824 3 185 54 9913 1 30 APPS APPROVED, NOT ACCEPTED 1 162 5 1055 16 2944 5 822 APPS DENIED 2 257 18 4674 79 13189 6 216 25 3679 APPS WITHDRAWN 5 715 10 2133 47 7963 1 75 12 2118 FILES CLOSED FOR INCOMPLETENESS 1 18 17 2458 5 530 1 18

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 28 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.80 15 123

LOANS ORIGINATED 10 1895 65 16980 160 40668 5 206 68 18807 1 73 APPS APPROVED, NOT ACCEPTED 7 1150 14 3602 3 102 6 1316 3 210 APPS DENIED 19 4153 50 12542 6 981 18 4700 4 328 APPS WITHDRAWN 2 520 8 1517 43 10475 11 2635 FILES CLOSED FOR INCOMPLETENESS 1 137 3 1427 17 4543 8 2250 TX/TRAVIS COUNTY/0017.81 20 148

LOANS ORIGINATED 3 847 44 13127 102 22882 7 736 4 710 APPS APPROVED, NOT ACCEPTED 3 1012 3 641 1 52 APPS DENIED 2 377 20 3756 1 15 2 403 APPS WITHDRAWN 2 576 11 2462 FILES CLOSED FOR INCOMPLETENESS 4 985 6 1466 TX/TRAVIS COUNTY/0017.82 36 176

LOANS ORIGINATED 6 1794 69 18844 219 51037 10 1043 1 180 18 2910 APPS APPROVED, NOT ACCEPTED 3 512 14 2923 1 15 APPS DENIED 7 1349 30 5502 2 460 2 252 APPS WITHDRAWN 1 250 9 2976 18 4299 1 11 4 727 FILES CLOSED FOR INCOMPLETENESS 1 131 7 1451 2 267 TX/TRAVIS COUNTY/0017.83 16 161

LOANS ORIGINATED 4 1180 80 39650 216 76551 7 1568 22 7104 1 163 APPS APPROVED, NOT ACCEPTED 1 141 6 2943 12 3089 3 667 3 723 3 327 APPS DENIED 3 869 13 6330 49 14229 4 64 5 613 3 225 APPS WITHDRAWN 1 161 17 6761 35 15124 1 38 5 1063 FILES CLOSED FOR INCOMPLETENESS 4 6335 18 5514 2 291 TX/TRAVIS COUNTY/0017.84 28 187

LOANS ORIGINATED 8 2659 130 46192 355 107993 11 2103 26 7423 1 104 APPS APPROVED, NOT ACCEPTED 4 1483 18 5603 1 15 1 350 APPS DENIED 1 267 14 6063 55 18743 4 146 1 249 APPS WITHDRAWN 18 6770 36 12954 1 332 FILES CLOSED FOR INCOMPLETENESS 1 292 1 349 19 5624 1 417

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 29 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0017.85 44 88

LOANS ORIGINATED 8 1317 20 2705 41 4855 1 9640 11 1238 APPS APPROVED, NOT ACCEPTED 4 510 1 42 APPS DENIED 1 151 1 145 10 1027 3 36 2 198 APPS WITHDRAWN 3 536 4 466 7 976 2 236 FILES CLOSED FOR INCOMPLETENESS 1 102 1 102 TX/TRAVIS COUNTY/0017.86 40 109

LOANS ORIGINATED 8 1213 24 2715 42 4568 13 1402 APPS APPROVED, NOT ACCEPTED 1 167 4 430 APPS DENIED 2 206 11 920 3 42 3 248 APPS WITHDRAWN 3 349 8 919 1 11 1 109 FILES CLOSED FOR INCOMPLETENESS 4 378 1 80 TX/TRAVIS COUNTY/0018.04 78 39

LOANS ORIGINATED 12 1859 29 3823 43 5161 4 258 1 3819 23 2641 APPS APPROVED, NOT ACCEPTED 1 180 1 96 1 180 APPS DENIED 2 226 5 544 5 654 1 20 2 263 1 36 APPS WITHDRAWN 3 459 2 260 8 1157 4 351 4 706 FILES CLOSED FOR INCOMPLETENESS 4 462 1 129 TX/TRAVIS COUNTY/0018.05 81 45

LOANS ORIGINATED 8 898 12 1163 28 2370 2 6712 9 743 APPS APPROVED, NOT ACCEPTED 1 110 1 83 2 234 1 83 APPS DENIED 1 116 10 906 7 73 1 320 4 249 APPS WITHDRAWN 1 164 6 566 1 966 FILES CLOSED FOR INCOMPLETENESS 1 123 6 556 TX/TRAVIS COUNTY/0018.06 82 31

LOANS ORIGINATED 9 904 9 832 13 1281 2 17350 8 735 APPS APPROVED, NOT ACCEPTED 2 113 1 80 1 62 APPS DENIED 2 231 6 585 7 512 1 11 5 391 APPS WITHDRAWN 2 148 2 191 5 536 5 599 FILES CLOSED FOR INCOMPLETENESS 2 145 1 50 1 70

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 30 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.11 85 44

LOANS ORIGINATED 1 102 14 1556 19 2112 1 23 1 3540 8 918 APPS APPROVED, NOT ACCEPTED 1 104 APPS DENIED 1 161 1 90 20 1646 1 43 3 198 APPS WITHDRAWN 2 304 4 469 1 11 2 276 FILES CLOSED FOR INCOMPLETENESS 1 82 TX/TRAVIS COUNTY/0018.12 87 38

LOANS ORIGINATED 4 557 5 599 11 1203 4 484 12 1315 APPS APPROVED, NOT ACCEPTED 1 353 1 60 APPS DENIED 2 115 17 1518 4 103 2 178 2 115 APPS WITHDRAWN 1 94 5 536 2 245 FILES CLOSED FOR INCOMPLETENESS 2 279 2 279 TX/TRAVIS COUNTY/0018.13 84 53

LOANS ORIGINATED 6 909 15 1611 32 3694 1 89 6 1076 8 213 APPS APPROVED, NOT ACCEPTED 8 236 2 197 8 236 APPS DENIED 1 182 9 321 10 1176 7 154 2 86 7 200 APPS WITHDRAWN 1 77 1 195 6 772 FILES CLOSED FOR INCOMPLETENESS 3 383 TX/TRAVIS COUNTY/0018.17 28 101

LOANS ORIGINATED 15 2787 60 10423 76 11419 3 60 1 1680 36 4471 APPS APPROVED, NOT ACCEPTED 2 122 5 460 1 7 1 47 APPS DENIED 2 240 16 1984 14 2158 7 97 11 1253 1 50 APPS WITHDRAWN 2 359 3 250 8 1223 2 267 3 303 FILES CLOSED FOR INCOMPLETENESS 5 571 TX/TRAVIS COUNTY/0018.18 60 65

LOANS ORIGINATED 11 2091 36 5819 67 9726 5 367 26 3563 APPS APPROVED, NOT ACCEPTED 4 675 3 410 APPS DENIED 1 81 6 805 20 2598 4 231 10 1348 1 47 APPS WITHDRAWN 3 555 2 204 18 2631 5 577 FILES CLOSED FOR INCOMPLETENESS 1 110 7 1047 1 93

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 31 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.19 84 49

LOANS ORIGINATED 4 557 8 1005 17 1853 2 7100 9 1009 APPS APPROVED, NOT ACCEPTED 4 573 APPS DENIED 8 746 1 11 2 237 APPS WITHDRAWN 1 169 1 75 2 200 2 171 FILES CLOSED FOR INCOMPLETENESS 1 55 TX/TRAVIS COUNTY/0018.20 85 41

LOANS ORIGINATED 13 1574 12 1586 26 2733 5 6363 9 1277 APPS APPROVED, NOT ACCEPTED 4 411 APPS DENIED 4 349 5 602 12 1195 1 3 1 780 4 540 APPS WITHDRAWN 3 398 5 645 6 721 4 557 FILES CLOSED FOR INCOMPLETENESS 1 86 4 386 1 86 TX/TRAVIS COUNTY/0018.21 70 54

LOANS ORIGINATED 11 1598 28 3442 77 7885 4 113 44 4557 APPS APPROVED, NOT ACCEPTED 1 133 3 324 10 1020 1 4 4 383 APPS DENIED 2 304 4 293 20 1966 4 126 12 1125 APPS WITHDRAWN 1 170 6 752 10 1250 9 1042 FILES CLOSED FOR INCOMPLETENESS 1 118 8 897 2 239 TX/TRAVIS COUNTY/0018.22 84 43

LOANS ORIGINATED 19 2570 15 1377 39 3931 2 46 21 1968 APPS APPROVED, NOT ACCEPTED 2 114 7 618 2 194 1 34 APPS DENIED 3 303 2 170 7 695 2 21 5 519 APPS WITHDRAWN 4 380 5 494 3 314 FILES CLOSED FOR INCOMPLETENESS 1 103 TX/TRAVIS COUNTY/0018.23 89 39

LOANS ORIGINATED 7 760 7 517 19 1508 1 2 1 3750 8 676 APPS APPROVED, NOT ACCEPTED APPS DENIED 1 94 2 79 16 1228 1 7 4 283 APPS WITHDRAWN 2 243 1 109 6 544 2 190 FILES CLOSED FOR INCOMPLETENESS 1 107 1 156 4 221 1 156

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 32 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.24 39 100

LOANS ORIGINATED 6 999 19 2384 29 3872 5 545 APPS APPROVED, NOT ACCEPTED 1 118 APPS DENIED 1 104 1 85 10 884 4 184 3 282 APPS WITHDRAWN 2 373 4 540 3 32 FILES CLOSED FOR INCOMPLETENESS 3 236 1 73 TX/TRAVIS COUNTY/0018.26 55 126

LOANS ORIGINATED 3 652 4 955 21 3604 3 465 APPS APPROVED, NOT ACCEPTED 1 25 APPS DENIED 2 143 12 2150 1 185 1 38 APPS WITHDRAWN 2 608 5 1011 1 165 FILES CLOSED FOR INCOMPLETENESS 1 82 TX/TRAVIS COUNTY/0018.28 26 141

LOANS ORIGINATED 12 2212 44 6880 147 21344 10 662 36 4815 APPS APPROVED, NOT ACCEPTED 2 324 13 1902 1 13 3 294 APPS DENIED 1 140 3 271 21 3252 6 89 4 492 APPS WITHDRAWN 1 203 6 1235 20 2624 1 9 5 711 FILES CLOSED FOR INCOMPLETENESS 1 111 6 688 1 111 TX/TRAVIS COUNTY/0018.29 32 104

LOANS ORIGINATED 2 347 9 1452 30 3742 2 45 1 31650 7 747 APPS APPROVED, NOT ACCEPTED 1 168 7 909 APPS DENIED 5 506 2 14 1 23302 2 230 APPS WITHDRAWN 1 154 10 1435 1 128 FILES CLOSED FOR INCOMPLETENESS 2 330 3 422 TX/TRAVIS COUNTY/0018.32 50 69

LOANS ORIGINATED 15 2201 13 1460 49 5495 1 85 1 13 13 1504 APPS APPROVED, NOT ACCEPTED 1 123 8 310 1 128 1 20 1 136 6 169 APPS DENIED 4 511 11 748 11 1183 1 38 3 218 5 187 APPS WITHDRAWN 1 274 2 336 12 1402 2 210 FILES CLOSED FOR INCOMPLETENESS 1 252 6 749 1 170 2 277

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 33 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.33 77 59

LOANS ORIGINATED 22 3049 9 945 68 7183 1 875 14 1393 APPS APPROVED, NOT ACCEPTED 2 294 3 205 6 627 1 6 1 97 2 62 APPS DENIED 2 287 1 50 22 2461 6 119 5 407 APPS WITHDRAWN 5 644 1 43 10 1074 2 22 2 245 1 43 FILES CLOSED FOR INCOMPLETENESS 6 538 2 160 TX/TRAVIS COUNTY/0018.34 68 89

LOANS ORIGINATED 72 10955 58 7587 146 19074 3 37 33 3703 1 58 APPS APPROVED, NOT ACCEPTED 6 897 8 479 17 2234 3 74 2 228 6 263 APPS DENIED 15 2153 19 1635 49 6485 9 74 9 948 10 573 APPS WITHDRAWN 15 2395 7 908 31 4083 4 455 FILES CLOSED FOR INCOMPLETENESS 2 278 1 100 13 1983 3 353 TX/TRAVIS COUNTY/0018.35 75 68

LOANS ORIGINATED 23 3418 33 5080 60 5675 19 1548 APPS APPROVED, NOT ACCEPTED 2 220 6 406 APPS DENIED 4 389 1 62 26 2267 3 31 7 607 APPS WITHDRAWN 6 844 3 396 7 712 2 21 2 179 FILES CLOSED FOR INCOMPLETENESS 3 213 TX/TRAVIS COUNTY/0018.39 71 95

LOANS ORIGINATED 33 4688 68 4157 100 11797 6 338 21 2253 42 985 APPS APPROVED, NOT ACCEPTED 9 350 10 1024 1 11 1 88 8 213 APPS DENIED 8 1126 8 786 54 6262 8 77 9 1011 APPS WITHDRAWN 5 472 2 246 24 3268 4 71 3 402 FILES CLOSED FOR INCOMPLETENESS 1 135 9 1087 1 120 TX/TRAVIS COUNTY/0018.40 71 73

LOANS ORIGINATED 56 8302 59 7103 122 13539 1 21400 47 4774 APPS APPROVED, NOT ACCEPTED 2 378 4 258 21 2442 2 315 3 94 APPS DENIED 11 1781 10 654 43 4416 12 221 10 1054 6 117 APPS WITHDRAWN 5 596 4 428 35 4374 1 22000 6 675 FILES CLOSED FOR INCOMPLETENESS 1 139 3 231 18 2133 4 507 1 42

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 34 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.41 63 95

LOANS ORIGINATED 100 14835 106 10780 361 45672 7 232 58 6507 22 728 APPS APPROVED, NOT ACCEPTED 2 349 33 1646 34 4825 2 19 7 607 27 1004 APPS DENIED 12 1970 41 3377 117 14464 11 269 23 2410 28 1423 APPS WITHDRAWN 14 2082 10 1034 74 9438 13 1371 1 26 FILES CLOSED FOR INCOMPLETENESS 3 455 4 526 34 4465 7 738 TX/TRAVIS COUNTY/0018.42 64 74

LOANS ORIGINATED 47 6457 79 4839 108 13802 3 57 19 1971 57 2201 APPS APPROVED, NOT ACCEPTED 4 335 82 2487 11 1356 5 373 85 2650 APPS DENIED 10 1320 35 1401 42 5034 4 84 5 578 38 1358 APPS WITHDRAWN 7 1053 12 1144 31 4168 1 15 5 906 5 167 FILES CLOSED FOR INCOMPLETENESS 6 756 1 62 TX/TRAVIS COUNTY/0018.43 51 104

LOANS ORIGINATED 12 1791 21 2565 68 8921 3 59 14 1232 APPS APPROVED, NOT ACCEPTED 1 84 4 739 APPS DENIED 4 661 4 315 15 1789 1 30 3 302 APPS WITHDRAWN 4 696 4 372 10 1015 2 22 2 152 FILES CLOSED FOR INCOMPLETENESS 1 108 4 347 1 104 TX/TRAVIS COUNTY/0018.44 56 77

LOANS ORIGINATED 12 1664 21 2607 34 4219 2 129 1 10100 13 1558 APPS APPROVED, NOT ACCEPTED 1 234 4 498 2 316 APPS DENIED 1 136 3 360 21 2301 3 41 4 471 1 32 APPS WITHDRAWN 4 515 6 755 7 879 1 156 FILES CLOSED FOR INCOMPLETENESS 1 75 3 340 4 415 TX/TRAVIS COUNTY/0018.45 41 142

LOANS ORIGINATED 11 1673 42 5813 72 8873 5 227 12 1243 APPS APPROVED, NOT ACCEPTED 1 142 7 871 1 9 1 128 APPS DENIED 2 189 20 2552 1 3 2 138 APPS WITHDRAWN 3 406 3 382 22 2437 3 278 FILES CLOSED FOR INCOMPLETENESS 2 249 3 426 1 102

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 35 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.46 20 152

LOANS ORIGINATED 7 1355 44 7839 91 14942 4 216 6 942 APPS APPROVED, NOT ACCEPTED 3 357 APPS DENIED 4 714 21 2877 3 86 1 140 APPS WITHDRAWN 3 551 5 797 14 2653 4 286 FILES CLOSED FOR INCOMPLETENESS 11 1842 1 160 1 140 TX/TRAVIS COUNTY/0018.47 58 99

LOANS ORIGINATED 28 4534 80 12804 177 25831 1 100 38 4940 APPS APPROVED, NOT ACCEPTED 4 576 14 1744 2 103 2 228 APPS DENIED 2 255 6 718 32 4269 3 33 7 875 APPS WITHDRAWN 3 468 4 598 25 3280 9 1190 FILES CLOSED FOR INCOMPLETENESS 1 200 15 2104 2 214 TX/TRAVIS COUNTY/0018.48 56 98

LOANS ORIGINATED 7 1129 29 4665 81 11123 2 163 17 2252 APPS APPROVED, NOT ACCEPTED 2 437 2 422 5 604 2 54 APPS DENIED 2 218 6 826 16 2422 2 151 2 308 APPS WITHDRAWN 1 107 5 472 15 2419 1 170 7 920 FILES CLOSED FOR INCOMPLETENESS 8 1240 TX/TRAVIS COUNTY/0018.49 51 78

LOANS ORIGINATED 1 50 1 25847 1 50 APPS APPROVED, NOT ACCEPTED 3 80 3 80 APPS DENIED 2 91 2 213 1 11 2 213 1 31 APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS 1 53 1 53 TX/TRAVIS COUNTY/0018.50 59 60

LOANS ORIGINATED 4 574 13 1055 32 3315 2 23 21 2181 APPS APPROVED, NOT ACCEPTED 4 313 4 537 3 359 APPS DENIED 1 100 11 1024 1 1 5 551 APPS WITHDRAWN 4 328 7 779 4 427 FILES CLOSED FOR INCOMPLETENESS 2 217 2 217

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 36 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.51 55 87

LOANS ORIGINATED 46 8314 75 10486 141 18521 5 327 31 3800 1 47 APPS APPROVED, NOT ACCEPTED 1 209 1 67 10 1279 1 15800 1 120 1 67 APPS DENIED 8 1583 8 975 41 4805 4 55 8 946 APPS WITHDRAWN 6 1141 7 952 27 3712 5 750 FILES CLOSED FOR INCOMPLETENESS 1 213 7 891 1 120 3 389 TX/TRAVIS COUNTY/0018.53 37 116

LOANS ORIGINATED 20 3230 33 4591 103 13207 3 167 16 2196 APPS APPROVED, NOT ACCEPTED 1 166 3 382 9 1297 1 84 APPS DENIED 2 358 34 3497 2 35 7 612 APPS WITHDRAWN 2 310 7 937 17 2373 5 529 FILES CLOSED FOR INCOMPLETENESS 1 188 6 814 1 50 TX/TRAVIS COUNTY/0018.54 69 77

LOANS ORIGINATED 75 9414 23 1776 67 8308 2 115 25 2180 2 147 APPS APPROVED, NOT ACCEPTED 8 1092 3 518 10 1106 1 64 1 55 APPS DENIED 14 1743 6 377 28 3361 8 151 5 432 2 257 APPS WITHDRAWN 15 2064 1 56 20 2858 3 282 1 135 FILES CLOSED FOR INCOMPLETENESS 1 161 9 1025 1 41 3 271 TX/TRAVIS COUNTY/0018.55 52 124

LOANS ORIGINATED 180 31676 122 17509 368 54099 10 763 1 7080 56 7537 APPS APPROVED, NOT ACCEPTED 2 425 5 694 46 6559 1 30 5 617 APPS DENIED 30 5365 19 2260 124 18975 18 564 22 3193 1 84 APPS WITHDRAWN 27 4994 21 3994 69 10907 1 25 9 1568 FILES CLOSED FOR INCOMPLETENESS 2 366 7 999 28 4082 2 47 12 1667 TX/TRAVIS COUNTY/0018.56 60 119

LOANS ORIGINATED 138 21163 64 8486 150 22410 1 10 22 3020 1 73 APPS APPROVED, NOT ACCEPTED 9 1418 7 799 8 1288 1 12 2 148 APPS DENIED 32 4781 12 1456 50 7201 5 88 1 101 2 136 APPS WITHDRAWN 21 3158 12 1176 32 4921 2 184 4 761 FILES CLOSED FOR INCOMPLETENESS 2 271 1 136 16 2799 1 137

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 37 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.57 57 119

LOANS ORIGINATED 43 6173 28 3197 130 15723 4 225 26 2894 APPS APPROVED, NOT ACCEPTED 2 286 1 96 6 589 4 390 APPS DENIED 6 780 3 353 34 3951 1 10 7 658 APPS WITHDRAWN 7 917 7 876 21 2588 2 130 3 319 FILES CLOSED FOR INCOMPLETENESS 4 589 6 733 1 106 TX/TRAVIS COUNTY/0018.58 44 140

LOANS ORIGINATED 250 48836 232 38714 559 92069 14 730 51 6834 APPS APPROVED, NOT ACCEPTED 9 1735 14 2314 56 9139 5 483 5 716 APPS DENIED 36 7203 24 3344 154 23926 10 377 21 2855 1 23 APPS WITHDRAWN 28 5432 34 5914 101 17708 12 1551 FILES CLOSED FOR INCOMPLETENESS 2 399 6 1042 41 7069 3 466 TX/TRAVIS COUNTY/0018.59 32 127

LOANS ORIGINATED 40 6251 19 1996 29 5093 2 47 2 222 APPS APPROVED, NOT ACCEPTED 1 162 4 471 1 172 1 56 APPS DENIED 7 1125 3 447 6 743 2 153 APPS WITHDRAWN 2 398 3 608 2 330 FILES CLOSED FOR INCOMPLETENESS 1 165 2 210 3 606 1 82 TX/TRAVIS COUNTY/0018.60 59 61

LOANS ORIGINATED 8 906 11 927 37 3611 2 117 11 1082 APPS APPROVED, NOT ACCEPTED 4 451 2 171 APPS DENIED 2 212 1 58 14 1298 3 43 1 87 APPS WITHDRAWN 3 326 6 528 1 149 1 97 FILES CLOSED FOR INCOMPLETENESS 5 447 TX/TRAVIS COUNTY/0018.61 61 103

LOANS ORIGINATED 27 3487 29 2929 127 13101 2 116 32 3241 APPS APPROVED, NOT ACCEPTED 1 139 8 743 1 87 APPS DENIED 4 408 4 409 31 2885 2 29 8 804 APPS WITHDRAWN 7 899 2 185 25 2819 3 333 FILES CLOSED FOR INCOMPLETENESS 13 1412

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 38 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0018.62 57 115

LOANS ORIGINATED 33 5744 32 4793 125 17001 1 55 10 1024 APPS APPROVED, NOT ACCEPTED 2 334 5 604 8 998 2 37 4 395 APPS DENIED 5 864 5 767 37 5349 2 22 6 592 APPS WITHDRAWN 6 967 1 181 29 4207 1 85 FILES CLOSED FOR INCOMPLETENESS 1 226 10 1606 TX/TRAVIS COUNTY/0018.63 65 45

LOANS ORIGINATED 1 58 APPS APPROVED, NOT ACCEPTED APPS DENIED 1 195 1 234 APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0018.64 53 52

LOANS ORIGINATED 9 1108 4 445 27 2551 9 861 APPS APPROVED, NOT ACCEPTED 5 217 2 164 4 138 APPS DENIED 4 323 7 622 1 3 2 91 1 58 APPS WITHDRAWN 2 357 1 84 2 177 1 94 FILES CLOSED FOR INCOMPLETENESS 2 189 1 82 TX/TRAVIS COUNTY/0019.01 18 148

LOANS ORIGINATED 8 2123 85 24480 142 35999 6 981 26 4946 APPS APPROVED, NOT ACCEPTED 5 2664 7 1858 2 490 2 902 APPS DENIED 10 2549 31 8795 4 258 4 691 APPS WITHDRAWN 18 5813 18 5590 4 1260 8 2232 FILES CLOSED FOR INCOMPLETENESS 1 223 1 392 6 1936 2 171 1 319 TX/TRAVIS COUNTY/0019.08 33 158

LOANS ORIGINATED 14 3617 173 76716 279 109227 4 339 30 9924 1 45 APPS APPROVED, NOT ACCEPTED 9 3635 12 3499 4 200 3 746 1 39 APPS DENIED 4 1022 28 11488 63 28024 8 1878 3 336 APPS WITHDRAWN 1 151 21 6479 38 15040 1 700 1 24300 1 50 FILES CLOSED FOR INCOMPLETENESS 2 342 11 3616 14 6007 2 304 1 43

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 39 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0019.10 19 207

LOANS ORIGINATED 1 395 72 27966 160 61545 5 489 1 208 19 5153 APPS APPROVED, NOT ACCEPTED 4 1782 7 3886 4 7372 APPS DENIED 8 2801 28 12243 2 37 1 102 APPS WITHDRAWN 1 154 13 5014 21 7694 3 426 2 593 FILES CLOSED FOR INCOMPLETENESS 2 347 13 4960 TX/TRAVIS COUNTY/0019.11 29 106

LOANS ORIGINATED 1 249 10 3236 30 7760 5 896 APPS APPROVED, NOT ACCEPTED 3 682 APPS DENIED 3 657 APPS WITHDRAWN 3 604 4 1012 1 208 FILES CLOSED FOR INCOMPLETENESS 3 643 TX/TRAVIS COUNTY/0019.12 20 246

LOANS ORIGINATED 67 42346 168 89376 4 419 11 6426 APPS APPROVED, NOT ACCEPTED 6 4376 12 4504 1 107 3 1608 1 341 APPS DENIED 9 4787 36 24349 3 1012 5 2902 APPS WITHDRAWN 22 12500 24 12609 5 3552 FILES CLOSED FOR INCOMPLETENESS 2 2780 16 11923 1 980 TX/TRAVIS COUNTY/0019.13 14 331

LOANS ORIGINATED 1 552 122 82694 238 127301 7 2012 24 9007 APPS APPROVED, NOT ACCEPTED 8 6442 6 3467 3 265 2 1880 APPS DENIED 2 533 27 17308 67 38093 2 425 4 1585 APPS WITHDRAWN 28 19430 34 17256 5 2851 6 2403 FILES CLOSED FOR INCOMPLETENESS 4 4081 27 15493 1 119 TX/TRAVIS COUNTY/0019.14 17 155

LOANS ORIGINATED 6 1497 99 33100 237 55901 7 678 1 39750 9 2062 APPS APPROVED, NOT ACCEPTED 3 708 13 4652 1 66 APPS DENIED 1 271 10 2502 37 9876 4 323 2 357 2 168 APPS WITHDRAWN 9 2955 30 8550 1 11 3 754 FILES CLOSED FOR INCOMPLETENESS 3 830 9 2328 1 163

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 40 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0019.15 24 110

LOANS ORIGINATED 1 206 8 1517 20 2943 1 50 5 800 APPS APPROVED, NOT ACCEPTED 1 40 2 238 1 40 APPS DENIED 7 1205 2 53 1 3 APPS WITHDRAWN 6 1098 1 103 FILES CLOSED FOR INCOMPLETENESS 5 575 1 153 TX/TRAVIS COUNTY/0019.16 19 246

LOANS ORIGINATED 7 1756 58 28980 168 62640 8 1645 1 3755 1 235 APPS APPROVED, NOT ACCEPTED 7 3025 13 5687 1 36 APPS DENIED 1 158 10 7105 23 10965 2 130 APPS WITHDRAWN 9 3613 24 9278 1 215 FILES CLOSED FOR INCOMPLETENESS 1 376 17 7461 TX/TRAVIS COUNTY/0019.17 17 219

LOANS ORIGINATED 4 1892 87 31778 245 75700 28 6719 1 275 15 3323 APPS APPROVED, NOT ACCEPTED 3 1242 16 4536 2 300 1 191 APPS DENIED 6 1067 41 14551 6 636 3 702 APPS WITHDRAWN 1 162 17 5685 35 11410 2 107 6 1877 FILES CLOSED FOR INCOMPLETENESS 19 6268 1 190 TX/TRAVIS COUNTY/0019.18 10 226

LOANS ORIGINATED 45 24987 115 60627 12 3552 10 3830 APPS APPROVED, NOT ACCEPTED 3 2015 4 1699 APPS DENIED 6 2110 26 15135 APPS WITHDRAWN 3 1270 19 10693 2 972 FILES CLOSED FOR INCOMPLETENESS 1 875 10 4059 1 77 TX/TRAVIS COUNTY/0019.19 11 199

LOANS ORIGINATED 1 574 64 29135 175 72795 4 1334 11 3266 APPS APPROVED, NOT ACCEPTED 3 1220 5 1667 APPS DENIED 3 1384 31 15855 5 1104 2 665 APPS WITHDRAWN 2 118 12 5424 25 12098 3 761 3 1212 FILES CLOSED FOR INCOMPLETENESS 3 1288 10 4221

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 41 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0020.02 37 74

LOANS ORIGINATED 12 2211 36 5459 61 9048 2 265 31 4740 APPS APPROVED, NOT ACCEPTED 3 296 8 724 1 20 2 236 1 61 APPS DENIED 2 417 2 415 27 3612 4 180 5 562 APPS WITHDRAWN 3 497 5 730 15 2033 1 50 2 264 FILES CLOSED FOR INCOMPLETENESS 1 188 5 659 TX/TRAVIS COUNTY/0020.03 65 45

LOANS ORIGINATED 8 1235 18 2882 27 3395 3 143 1 6435 10 1206 APPS APPROVED, NOT ACCEPTED 3 403 APPS DENIED 3 508 17 2026 2 22 2 225 APPS WITHDRAWN 2 358 3 491 8 868 4 186 4 479 FILES CLOSED FOR INCOMPLETENESS 1 147 1 140 5 473 1 25 1 140 TX/TRAVIS COUNTY/0020.04 43 64

LOANS ORIGINATED 2 536 16 3646 12 2461 1 1150 5 945 APPS APPROVED, NOT ACCEPTED 1 186 APPS DENIED 3 562 5 935 3 69 4 618 APPS WITHDRAWN 1 242 3 596 3 639 2 404 FILES CLOSED FOR INCOMPLETENESS 2 430 1 241 2 441 TX/TRAVIS COUNTY/0020.05 50 58

LOANS ORIGINATED 8 1847 65 14161 56 11077 1 138 37 8274 APPS APPROVED, NOT ACCEPTED 4 963 9 1429 1 10 6 999 APPS DENIED 9 2116 14 2461 4 15 7 942 APPS WITHDRAWN 10 2291 15 2364 1 250 7 1207 FILES CLOSED FOR INCOMPLETENESS 13 3438 3 461 6 1290 TX/TRAVIS COUNTY/0021.04 50 91

LOANS ORIGINATED 13 2540 38 6368 55 8251 1 19 21 2767 APPS APPROVED, NOT ACCEPTED 4 489 7 1001 2 28 1 105 2 99 APPS DENIED 1 186 9 1221 12 1462 2 33 5 623 4 351 APPS WITHDRAWN 2 534 4 719 9 1113 4 551 FILES CLOSED FOR INCOMPLETENESS 1 75 3 493 1 75

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 42 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0021.05 77 24

LOANS ORIGINATED 7 1337 16 3213 29 9923 4 445 1 1366 17 8023 APPS APPROVED, NOT ACCEPTED 2 245 1 163 2 2466 1 40 APPS DENIED 1 196 3 321 8 1380 1 9 1 4317 3 442 APPS WITHDRAWN 2 392 4 557 7 1046 1 351 2 233 FILES CLOSED FOR INCOMPLETENESS 1 285 4 399 1 116 2 408 TX/TRAVIS COUNTY/0021.06 59 91

LOANS ORIGINATED 12 2569 33 5836 54 7950 4 245 14 1741 APPS APPROVED, NOT ACCEPTED 2 302 4 668 2 421 3 473 APPS DENIED 2 460 3 515 25 3123 5 656 APPS WITHDRAWN 1 255 6 1048 17 3000 4 445 7 983 FILES CLOSED FOR INCOMPLETENESS 3 726 5 795 1 142 TX/TRAVIS COUNTY/0021.07 80 59

LOANS ORIGINATED 9 1502 20 2830 47 5720 2 1655 22 2350 1 104 APPS APPROVED, NOT ACCEPTED 1 167 1 94 4 489 1 94 APPS DENIED 1 110 6 896 21 2716 6 181 1 300 8 796 1 110 APPS WITHDRAWN 2 383 4 714 12 1391 1 11 7 728 FILES CLOSED FOR INCOMPLETENESS 1 189 6 592 1 103 TX/TRAVIS COUNTY/0021.08 87 42

LOANS ORIGINATED 8 1041 13 1308 37 4212 1 95 8 827 APPS APPROVED, NOT ACCEPTED 1 128 3 325 1 123 1 106 APPS DENIED 2 265 1 21 7 833 3 204 2 266 1 21 APPS WITHDRAWN 2 262 2 236 8 991 1 11 1 90 FILES CLOSED FOR INCOMPLETENESS 1 143 4 413 TX/TRAVIS COUNTY/0021.09 84 53

LOANS ORIGINATED 20 3349 22 3455 46 5607 2 60 22 2863 1 102 APPS APPROVED, NOT ACCEPTED 1 193 3 297 2 249 2 118 APPS DENIED 4 623 6 565 17 1578 5 35 5 360 APPS WITHDRAWN 6 797 4 628 13 1435 7 771 FILES CLOSED FOR INCOMPLETENESS 6 729 1 150

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 43 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0021.10 89 48

LOANS ORIGINATED 13 1897 11 1400 36 4055 14 1477 APPS APPROVED, NOT ACCEPTED 1 165 1 95 4 390 1 156 APPS DENIED 4 346 4 436 19 1597 7 193 5 432 APPS WITHDRAWN 4 776 1 62 9 949 1 102 FILES CLOSED FOR INCOMPLETENESS 1 149 2 129 1 149 TX/TRAVIS COUNTY/0021.11 89 30

LOANS ORIGINATED 27 4540 34 4732 39 5010 2 151 9 1135 APPS APPROVED, NOT ACCEPTED 1 251 1 123 3 374 1 55 APPS DENIED 5 786 6 808 23 2458 5 56 8 733 1 32 APPS WITHDRAWN 4 460 4 518 9 1042 4 372 FILES CLOSED FOR INCOMPLETENESS 4 550 1 16 1 123 TX/TRAVIS COUNTY/0021.12 77 47

LOANS ORIGINATED 8 1546 15 1993 27 3061 3 241 3 3246 13 1472 APPS APPROVED, NOT ACCEPTED 1 90 4 451 1 90 APPS DENIED 1 119 5 378 17 1872 4 282 5 396 APPS WITHDRAWN 4 607 1 109 2 317 FILES CLOSED FOR INCOMPLETENESS 2 292 TX/TRAVIS COUNTY/0021.13 68 83

LOANS ORIGINATED 13 2237 22 3418 67 8853 4 110 26 3156 APPS APPROVED, NOT ACCEPTED 4 477 1 156 2 177 APPS DENIED 4 671 5 653 33 4379 4 73 13 1515 APPS WITHDRAWN 4 841 2 236 11 1653 1 11 FILES CLOSED FOR INCOMPLETENESS 5 583 TX/TRAVIS COUNTY/0022.01 95 62

LOANS ORIGINATED 4 371 4 228 9 817 2 164 APPS APPROVED, NOT ACCEPTED 1 81 APPS DENIED 1 89 1 90 12 1054 3 108 3 214 APPS WITHDRAWN 3 374 4 365 FILES CLOSED FOR INCOMPLETENESS

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 44 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0022.02 95 47

LOANS ORIGINATED 4 298 30 1314 13 1316 1 3 7 701 28 1087 APPS APPROVED, NOT ACCEPTED 49 1523 1 30 1 60 49 1493 APPS DENIED 14 463 22 1600 5 40 5 516 14 415 APPS WITHDRAWN 2 166 11 1604 3 282 FILES CLOSED FOR INCOMPLETENESS 3 190 1 55 1 30 TX/TRAVIS COUNTY/0022.07 85 78

LOANS ORIGINATED 77 8675 25 2135 91 9353 2 103 27 2255 5 311 APPS APPROVED, NOT ACCEPTED 3 376 5 302 17 1801 1 84 5 302 APPS DENIED 13 1450 14 1043 32 3921 13 354 5 394 8 447 APPS WITHDRAWN 17 1930 3 272 27 2838 1 110 4 304 FILES CLOSED FOR INCOMPLETENESS 1 91 1 52 15 1551 2 127 TX/TRAVIS COUNTY/0022.08 87 49

LOANS ORIGINATED 14 1974 13 1240 36 4274 1 5 12 915 1 23 APPS APPROVED, NOT ACCEPTED 12 429 4 289 2 156 11 371 APPS DENIED 1 81 8 355 22 2472 4 40 5 302 5 196 APPS WITHDRAWN 1 109 7 854 3 33 2 196 FILES CLOSED FOR INCOMPLETENESS 1 91 6 443 2 161 TX/TRAVIS COUNTY/0022.09 72 74

LOANS ORIGINATED 103 11889 41 4038 107 12907 3 369 37 3341 3 141 APPS APPROVED, NOT ACCEPTED 5 517 5 257 9 934 1 83 3 129 APPS DENIED 26 3251 17 1495 27 3339 17 368 3 222 8 543 APPS WITHDRAWN 11 1161 3 375 36 4500 6 487 FILES CLOSED FOR INCOMPLETENESS 1 135 2 506 8 1082 1 30 2 217 TX/TRAVIS COUNTY/0022.10 59 67

LOANS ORIGINATED 11 1644 4 296 17 3079 1 180 2 199 6 641 APPS APPROVED, NOT ACCEPTED 1 163 2 97 5 850 1 94 3 224 APPS DENIED 1 113 7 554 11 808 4 350 1 90 9 752 APPS WITHDRAWN 2 272 1 90 4 449 1 25 1 85 FILES CLOSED FOR INCOMPLETENESS 1 58 1 270 1 58

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 45 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0022.11 87 70

LOANS ORIGINATED 33 4190 18 1373 29 4134 8 930 2 219 APPS APPROVED, NOT ACCEPTED 1 137 5 237 4 564 1 139 5 237 APPS DENIED 10 1311 9 635 18 2279 4 31 1 137 5 311 APPS WITHDRAWN 3 358 1 144 10 1183 FILES CLOSED FOR INCOMPLETENESS 1 153 4 545 TX/TRAVIS COUNTY/0022.12 80 92

LOANS ORIGINATED 31 3681 16 1096 19 1910 11 908 APPS APPROVED, NOT ACCEPTED 1 101 2 175 APPS DENIED 9 1022 5 327 9 1101 2 14 1 110 APPS WITHDRAWN 5 631 1 115 4 435 FILES CLOSED FOR INCOMPLETENESS 1 131 2 204 TX/TRAVIS COUNTY/0023.04 78 47

LOANS ORIGINATED 2 254 14 1688 1 2730 8 969 APPS APPROVED, NOT ACCEPTED 1 144 APPS DENIED 1 165 2 190 6 659 3 299 APPS WITHDRAWN 1 110 2 223 FILES CLOSED FOR INCOMPLETENESS 2 235 TX/TRAVIS COUNTY/0023.07 68 42

LOANS ORIGINATED 13 2284 17 2605 31 3684 3 210 1 14250 14 1355 APPS APPROVED, NOT ACCEPTED 2 190 5 501 2 270 APPS DENIED 4 975 11 1404 14 1735 6 835 2 111 APPS WITHDRAWN 6 983 10 1440 5 582 3 359 FILES CLOSED FOR INCOMPLETENESS 2 280 2 280 2 205 TX/TRAVIS COUNTY/0023.08 53 47

LOANS ORIGINATED 4 773 37 8059 54 8533 2 72 1 2000 36 5671 APPS APPROVED, NOT ACCEPTED 2 73 4 766 1 236 2 73 APPS DENIED 3 512 16 2431 4 180 1 1800 8 1319 2 95 APPS WITHDRAWN 1 96 5 1131 10 1847 4 792 FILES CLOSED FOR INCOMPLETENESS 4 771 1 130

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 46 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0023.10 87 32

LOANS ORIGINATED 1 156 3 198 2 158 3 196 2 125 APPS APPROVED, NOT ACCEPTED 10 549 2 93 9 481 APPS DENIED 2 171 22 1629 2 185 2 158 22 1523 APPS WITHDRAWN 1 110 2 139 1 59 FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0023.12 91 40

LOANS ORIGINATED 24 2752 15 1554 39 4648 19 1995 1 56 APPS APPROVED, NOT ACCEPTED 4 264 4 517 1 55 1 39 APPS DENIED 4 539 16 1179 18 2032 6 130 7 862 9 362 APPS WITHDRAWN 2 226 1 119 10 1230 4 491 FILES CLOSED FOR INCOMPLETENESS 1 83 1 100 3 376 TX/TRAVIS COUNTY/0023.13 73 51

LOANS ORIGINATED 7 1407 11 1099 18 1972 2 108 9 816 APPS APPROVED, NOT ACCEPTED 1 28 2 258 1 28 APPS DENIED 4 346 8 1075 1 30 3 235 APPS WITHDRAWN 6 553 2 151 FILES CLOSED FOR INCOMPLETENESS 1 112 TX/TRAVIS COUNTY/0023.14 73 55

LOANS ORIGINATED 24 4415 15 2137 9 1346 1 3262 9 1302 APPS APPROVED, NOT ACCEPTED 2 288 2 288 APPS DENIED 4 816 9 1479 1 149 1 7500 4 647 APPS WITHDRAWN 4 675 2 368 1 118 1 8600 2 283 FILES CLOSED FOR INCOMPLETENESS 2 350 1 162 1 238 1 238 TX/TRAVIS COUNTY/0023.15 82 31

LOANS ORIGINATED 5 655 10 1063 5 619 APPS APPROVED, NOT ACCEPTED 1 25 1 95 1 25 APPS DENIED 1 141 5 657 3 239 APPS WITHDRAWN 1 25 1 25 FILES CLOSED FOR INCOMPLETENESS 1 90 1 90

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 47 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0023.16 85 26

LOANS ORIGINATED 1 109 1 230 2 19630 1 109 APPS APPROVED, NOT ACCEPTED APPS DENIED 2 234 1 207 1 27 APPS WITHDRAWN 2 374 FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0023.17 76 59

LOANS ORIGINATED 7 419 3 371 6 538 APPS APPROVED, NOT ACCEPTED 1 80 APPS DENIED 1 82 2 135 2 17 1 60 APPS WITHDRAWN 2 171 1 119 1 90 FILES CLOSED FOR INCOMPLETENESS 1 63 TX/TRAVIS COUNTY/0023.18 79 37

LOANS ORIGINATED 16 2258 24 2832 23 3163 3 81 1 3052 12 1856 1 117 APPS APPROVED, NOT ACCEPTED 1 161 15 814 5 601 14 748 APPS DENIED 6 581 85 5237 15 1556 4 71 4 337 84 4922 APPS WITHDRAWN 2 202 2 324 5 470 1 96 FILES CLOSED FOR INCOMPLETENESS 3 427 3 312 1 106 TX/TRAVIS COUNTY/0024.02 60 60

LOANS ORIGINATED 10 1539 20 2585 70 8054 2 78 1 140 29 2933 APPS APPROVED, NOT ACCEPTED 1 160 4 417 7 792 2 158 1 51 APPS DENIED 1 128 7 785 24 2603 3 35 4 351 4 256 APPS WITHDRAWN 2 356 5 633 18 2188 2 42 6 698 FILES CLOSED FOR INCOMPLETENESS 1 155 8 782 1 81 TX/TRAVIS COUNTY/0024.03 58 78

LOANS ORIGINATED 14 2294 18 2400 46 5391 4 105 1 708 12 1530 APPS APPROVED, NOT ACCEPTED 1 209 2 177 1 104 APPS DENIED 1 117 2 295 16 1814 2 1130 2 208 APPS WITHDRAWN 1 147 12 1217 4 506 FILES CLOSED FOR INCOMPLETENESS 1 162 4 366

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 48 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0024.07 39 144

LOANS ORIGINATED 32 6616 55 9463 128 19893 6 334 1 17750 7 796 1 43 APPS APPROVED, NOT ACCEPTED 5 753 5 715 1 10 1 56 APPS DENIED 7 1539 6 994 39 5867 2 28 7 837 APPS WITHDRAWN 4 864 7 1066 20 3220 2 41 1 11 FILES CLOSED FOR INCOMPLETENESS 1 229 11 1696 TX/TRAVIS COUNTY/0024.09 60 75

LOANS ORIGINATED 17 2799 34 5193 48 5429 3 157 14 1790 APPS APPROVED, NOT ACCEPTED 2 348 3 483 3 379 1 102 APPS DENIED 1 196 5 614 15 1628 3 149 5 512 APPS WITHDRAWN 2 323 3 446 11 1209 3 403 FILES CLOSED FOR INCOMPLETENESS 1 241 1 285 6 580 1 138 TX/TRAVIS COUNTY/0024.10 67 51

LOANS ORIGINATED 4 532 9 949 32 3462 3 139 1 5300 18 1929 APPS APPROVED, NOT ACCEPTED 1 120 1 50 1 11 1 50 APPS DENIED 3 226 20 2251 4 364 1 59 APPS WITHDRAWN 1 150 7 692 1 150 FILES CLOSED FOR INCOMPLETENESS 3 297 TX/TRAVIS COUNTY/0024.11 91 43

LOANS ORIGINATED 3 316 4 356 13 1148 1 3 6 606 APPS APPROVED, NOT ACCEPTED 2 166 2 10 2 82 APPS DENIED 1 120 5 635 11 835 9 113 2 232 1 37 APPS WITHDRAWN 1 69 3 280 1 75 3 259 FILES CLOSED FOR INCOMPLETENESS 1 33 2 152 TX/TRAVIS COUNTY/0024.12 92 72

LOANS ORIGINATED 4 363 2 288 24 1825 1 7 9 934 APPS APPROVED, NOT ACCEPTED 1 67 2 145 2 167 APPS DENIED 2 117 4 263 10 962 5 278 2 95 APPS WITHDRAWN 1 55 2 151 3 267 1 73 FILES CLOSED FOR INCOMPLETENESS 1 111 1 10

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 49 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0024.13 94 37

LOANS ORIGINATED 3 242 10 782 12 1000 16 1274 APPS APPROVED, NOT ACCEPTED 3 373 2 281 APPS DENIED 1 125 1 45 9 698 2 17 4 328 APPS WITHDRAWN 1 61 3 252 1 11 1 61 FILES CLOSED FOR INCOMPLETENESS 1 77 1 77 TX/TRAVIS COUNTY/0024.19 78 39

LOANS ORIGINATED 2 24070 APPS APPROVED, NOT ACCEPTED 1 12450 APPS DENIED APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0024.21 52 73

LOANS ORIGINATED 107 20583 82 12873 121 17315 2 211 1 19330 24 3143 2 175 APPS APPROVED, NOT ACCEPTED 2 346 5 424 15 1844 2 224 4 240 APPS DENIED 12 2252 17 2224 33 4337 6 287 9 1162 9 840 APPS WITHDRAWN 18 2783 12 1791 30 5148 1 11 7 977 FILES CLOSED FOR INCOMPLETENESS 2 240 3 371 4 413 3 326 TX/TRAVIS COUNTY/0024.22 63 54

LOANS ORIGINATED 28 4044 32 4033 82 9198 3 181 1 10650 19 2256 APPS APPROVED, NOT ACCEPTED 1 128 8 878 1 85 APPS DENIED 3 437 22 2918 3 29 4 448 APPS WITHDRAWN 3 450 3 364 19 2438 1 11 3 404 FILES CLOSED FOR INCOMPLETENESS 5 590 1 100 TX/TRAVIS COUNTY/0024.23 55 87

LOANS ORIGINATED 51 8348 47 6343 120 13698 5 133 32 3697 APPS APPROVED, NOT ACCEPTED 1 156 1 124 9 975 2 42 1 120 APPS DENIED 4 791 6 732 44 4812 9 161 12 1359 1 294 APPS WITHDRAWN 9 1652 5 607 31 3662 5 650 FILES CLOSED FOR INCOMPLETENESS 1 177 1 110 17 2147 1 40

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 50 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0024.24 58 68

LOANS ORIGINATED 8 1109 25 3418 61 8573 1 10 1 10318 16 1942 APPS APPROVED, NOT ACCEPTED 1 110 6 623 1 63 APPS DENIED 1 108 6 617 24 2659 2 37 5 455 4 430 APPS WITHDRAWN 1 120 2 522 11 1279 1 135 FILES CLOSED FOR INCOMPLETENESS 1 182 3 484 3 297 2 316 TX/TRAVIS COUNTY/0024.25 61 107

LOANS ORIGINATED 27 4705 22 2959 76 11525 1 48 8 1038 APPS APPROVED, NOT ACCEPTED 1 138 10 1458 1 101 1 21 APPS DENIED 4 625 2 256 34 5121 3 380 APPS WITHDRAWN 3 515 6 856 17 2488 2 26 2 248 FILES CLOSED FOR INCOMPLETENESS 7 1051 TX/TRAVIS COUNTY/0024.26 84 64

LOANS ORIGINATED 92 12843 46 4856 93 11281 25 2549 2 93 APPS APPROVED, NOT ACCEPTED 8 1163 2 157 14 1599 2 164 APPS DENIED 29 4389 13 1343 57 5943 9 142 11 1145 3 209 APPS WITHDRAWN 20 2765 5 634 36 4269 5 477 FILES CLOSED FOR INCOMPLETENESS 19 2387 TX/TRAVIS COUNTY/0024.27 86 59

LOANS ORIGINATED 17 1889 16 1233 34 2840 2 20 14 1061 1 10 APPS APPROVED, NOT ACCEPTED 1 100 5 252 4 302 1 79 3 147 APPS DENIED 5 516 7 427 26 2428 5 60 7 648 4 235 APPS WITHDRAWN 3 291 3 202 15 1230 1 11 3 209 1 71 FILES CLOSED FOR INCOMPLETENESS 1 32 8 906 1 41 3 329 1 112 TX/TRAVIS COUNTY/0024.28 46 105

LOANS ORIGINATED 44 8679 103 10970 110 19708 3 89 15 2313 53 1939 APPS APPROVED, NOT ACCEPTED 1 213 58 2319 10 1542 1 7 3 520 54 1650 APPS DENIED 9 1350 62 3697 41 6891 6 274 3 760 57 2301 APPS WITHDRAWN 4 1166 4 516 29 6122 1 25 2 63 FILES CLOSED FOR INCOMPLETENESS 1 152 2 214 6 1055

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 51 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0024.29 45 48

LOANS ORIGINATED 1 240 2 206 1 240 APPS APPROVED, NOT ACCEPTED 1 97 APPS DENIED 3 578 2 236 1 216 1 57 APPS WITHDRAWN 1 129 FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0024.30 82 67

LOANS ORIGINATED 7 710 8 535 19 1338 6 486 3 140 APPS APPROVED, NOT ACCEPTED 6 304 4 258 2 155 5 199 APPS DENIED 2 233 8 454 16 988 5 102 2 144 9 401 APPS WITHDRAWN 2 234 3 248 1 60 FILES CLOSED FOR INCOMPLETENESS 3 148 3 240 2 92 TX/TRAVIS COUNTY/0024.31 84 61

LOANS ORIGINATED 53 6808 18 1596 75 8578 5 73 26 2918 1 25 APPS APPROVED, NOT ACCEPTED 17 765 10 1103 1 5 4 459 17 765 APPS DENIED 11 1399 25 1616 36 4123 11 192 8 1067 21 1132 APPS WITHDRAWN 6 609 10 1163 29 2855 1 6700 5 559 FILES CLOSED FOR INCOMPLETENESS 1 150 3 220 11 1411 4 481 TX/TRAVIS COUNTY/0024.32 78 75

LOANS ORIGINATED 2 151 3 416 1 45 2 151 APPS APPROVED, NOT ACCEPTED 2 101 1 175 1 12 2 101 APPS DENIED 1 126 3 227 5 708 1 90 1 90 4 317 APPS WITHDRAWN 1 60 FILES CLOSED FOR INCOMPLETENESS 1 82 1 62 2 144 TX/TRAVIS COUNTY/0024.33 75 76

LOANS ORIGINATED 43 4714 17 1334 43 4862 4 31 9 780 6 275 APPS APPROVED, NOT ACCEPTED 2 200 3 156 3 310 3 70 4 225 APPS DENIED 8 901 15 1270 20 2542 6 63 2 445 10 539 APPS WITHDRAWN 7 851 4 389 11 1262 2 246 1 62 FILES CLOSED FOR INCOMPLETENESS 4 462

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 52 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/TRAVIS COUNTY/0024.34 63 106

LOANS ORIGINATED 3 402 4 577 11 2104 3 233 APPS APPROVED, NOT ACCEPTED 2 139 1 39 1 64 3 178 APPS DENIED 5 746 7 1061 1 28 2 114 4 460 APPS WITHDRAWN 3 352 1 76 1 76 FILES CLOSED FOR INCOMPLETENESS TX/TRAVIS COUNTY/0024.35 84 62

LOANS ORIGINATED 58 7055 21 1677 49 5557 2 14 15 1071 1 56 APPS APPROVED, NOT ACCEPTED 7 469 9 1052 1 9 3 353 5 303 APPS DENIED 11 1402 10 644 39 3809 4 84 6 438 4 186 APPS WITHDRAWN 5 624 29 3133 1 11 3 209 FILES CLOSED FOR INCOMPLETENESS 2 256 10 990 3 252 TX/TRAVIS COUNTY/0024.36 77 80

LOANS ORIGINATED 2 231 3 363 3 287 1 90 2 194 APPS APPROVED, NOT ACCEPTED 1 32 1 152 1 32 APPS DENIED 2 213 6 350 2 111 3 25 1 36 5 290 APPS WITHDRAWN 1 101 3 238 FILES CLOSED FOR INCOMPLETENESS 1 160 1 105 TX/TRAVIS COUNTY/0025.00 25 149

LOANS ORIGINATED 6 2120 69 17995 149 29935 5 315 11 1951 APPS APPROVED, NOT ACCEPTED 2 628 10 1970 APPS DENIED 1 287 4 877 30 5653 3 117 3 453 1 33 APPS WITHDRAWN 8 2371 26 5761 5 931 FILES CLOSED FOR INCOMPLETENESS 2 463 11 2322 1 100 TX/WILLIAMSON COUNTY/0201.05 7 107

LOANS ORIGINATED 24 5706 181 31098 161 33414 3 558 29 5023 APPS APPROVED, NOT ACCEPTED 3 671 12 2182 11 2027 1 4 APPS DENIED 6 1243 15 2494 33 6358 1 80 4 523 APPS WITHDRAWN 7 1591 38 6943 42 10211 6 952 FILES CLOSED FOR INCOMPLETENESS 1 240 3 727 3 549

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 53 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0201.06 15 172

LOANS ORIGINATED 27 6279 58 14475 155 34704 3 36 13 2464 APPS APPROVED, NOT ACCEPTED 1 228 3 268 6 1998 1 20 APPS DENIED 1 190 6 1171 33 8285 1 30 4 858 APPS WITHDRAWN 3 878 7 1393 22 5131 1 370 1 187 FILES CLOSED FOR INCOMPLETENESS 1 469 13 3444 1 362 1 469 TX/WILLIAMSON COUNTY/0201.07 4 88

LOANS ORIGINATED 25 5076 88 12165 166 24326 6 198 21 2669 APPS APPROVED, NOT ACCEPTED 4 912 17 3397 APPS DENIED 2 304 6 753 38 5882 2 355 7 1017 APPS WITHDRAWN 5 652 28 5478 1 29 1 125 FILES CLOSED FOR INCOMPLETENESS 1 384 8 1553 1 91 TX/WILLIAMSON COUNTY/0201.08 9 128

LOANS ORIGINATED 23 4620 54 12336 88 15682 6 411 7 1111 APPS APPROVED, NOT ACCEPTED 4 1070 9 1626 1 59 APPS DENIED 1 218 4 850 20 3472 2 82 APPS WITHDRAWN 2 361 5 1103 24 4873 1 213 2 345 FILES CLOSED FOR INCOMPLETENESS 7 1351 TX/WILLIAMSON COUNTY/0201.09 15 135

LOANS ORIGINATED 22 6756 71 19097 131 31900 3 623 8 1530 APPS APPROVED, NOT ACCEPTED 16 3606 APPS DENIED 1 435 4 1268 39 9303 3 67 4 629 APPS WITHDRAWN 1 296 4 1616 29 6839 3 612 FILES CLOSED FOR INCOMPLETENESS 1 461 1 130 9 2028 2 411 1 119 TX/WILLIAMSON COUNTY/0201.10 15 157

LOANS ORIGINATED 17 4109 56 16665 128 29668 8 909 8 2859 APPS APPROVED, NOT ACCEPTED 1 147 2 961 6 1804 1 50 1 97 APPS DENIED 3 605 3 1010 23 4396 3 243 APPS WITHDRAWN 4 1252 31 7617 2 221 FILES CLOSED FOR INCOMPLETENESS 2 567 4 802 1 90

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 54 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0201.11 17 96

LOANS ORIGINATED 19 3054 24 3978 74 9678 1 33 14 1425 1 92 APPS APPROVED, NOT ACCEPTED 3 388 5 647 1 98 1 40 APPS DENIED 2 336 17 2619 5 551 APPS WITHDRAWN 3 820 16 2737 1 95 3 248 FILES CLOSED FOR INCOMPLETENESS 1 130 TX/WILLIAMSON COUNTY/0201.12 13 144

LOANS ORIGINATED 26 6011 47 15178 107 27269 5 543 5 1375 1 83 APPS APPROVED, NOT ACCEPTED 5 1618 3 383 1 75 APPS DENIED 6 1357 3 699 24 7457 3 59 2 254 1 77 APPS WITHDRAWN 5 1023 7 2278 8 2352 2 200 FILES CLOSED FOR INCOMPLETENESS 1 260 TX/WILLIAMSON COUNTY/0201.13 37 86

LOANS ORIGINATED 12 1607 15 1543 36 3785 1 33 12 1089 APPS APPROVED, NOT ACCEPTED 2 201 5 464 1 95 APPS DENIED 1 89 17 2179 3 26 2 171 APPS WITHDRAWN 2 180 8 878 1 87 FILES CLOSED FOR INCOMPLETENESS 2 302 TX/WILLIAMSON COUNTY/0201.14 35 96

LOANS ORIGINATED 21 3025 23 3504 58 6456 2 105 18 2217 APPS APPROVED, NOT ACCEPTED 1 140 3 333 1 6 1 94 APPS DENIED 2 323 2 192 20 2386 2 167 7 716 APPS WITHDRAWN 2 288 5 580 16 2139 4 572 FILES CLOSED FOR INCOMPLETENESS 1 142 8 1050 2 147 TX/WILLIAMSON COUNTY/0201.15 14 128

LOANS ORIGINATED 39 8774 51 9385 121 21560 1 20 17 2760 APPS APPROVED, NOT ACCEPTED 2 376 11 1809 2 303 APPS DENIED 4 878 7 854 15 2756 4 260 1 143 APPS WITHDRAWN 3 598 7 938 25 4351 FILES CLOSED FOR INCOMPLETENESS 6 850 1 155

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 55 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0202.01 26 105

LOANS ORIGINATED 3 539 11 2072 23 4859 1 40 1 70 APPS APPROVED, NOT ACCEPTED 1 113 2 570 1 113 APPS DENIED 1 158 4 826 7 714 1 725 2 132 APPS WITHDRAWN 1 122 11 2576 1 122 FILES CLOSED FOR INCOMPLETENESS 2 228 TX/WILLIAMSON COUNTY/0202.02 16 117

LOANS ORIGINATED 44 8937 55 11503 133 26909 4 94 10 1780 7 754 APPS APPROVED, NOT ACCEPTED 1 112 5 686 14 2730 2 166 APPS DENIED 3 510 14 1438 34 7999 6 558 3 326 10 887 APPS WITHDRAWN 5 1097 10 1718 23 5621 1 28 6 963 3 320 FILES CLOSED FOR INCOMPLETENESS 3 431 12 2204 2 270 1 82 TX/WILLIAMSON COUNTY/0202.03 4 105

LOANS ORIGINATED 6 1252 62 12478 135 23554 16 2523 1 49 APPS APPROVED, NOT ACCEPTED 2 587 10 1688 1 144 APPS DENIED 4 956 18 3400 4 622 APPS WITHDRAWN 9 1795 22 4379 1 306 FILES CLOSED FOR INCOMPLETENESS 5 711 2 291 TX/WILLIAMSON COUNTY/0202.04 21 107

LOANS ORIGINATED 25 4380 48 11171 97 18814 7 753 10 1816 11 995 APPS APPROVED, NOT ACCEPTED 2 358 3 682 10 1561 1 181 1 103 3 235 APPS DENIED 4 1177 15 2399 28 4346 6 169 5 609 10 960 APPS WITHDRAWN 1 156 4 524 13 1954 2 492 2 208 2 167 FILES CLOSED FOR INCOMPLETENESS 1 138 1 325 3 501 1 60 TX/WILLIAMSON COUNTY/0203.01 21 113

LOANS ORIGINATED 136 22021 69 12021 136 21830 11 475 18 2377 14 1139 APPS APPROVED, NOT ACCEPTED 4 729 6 583 11 1870 2 200 2 118 5 293 APPS DENIED 31 4690 12 1356 51 7963 5 296 7 690 8 536 APPS WITHDRAWN 11 1718 9 1461 40 6745 2 225 3 268 1 130 FILES CLOSED FOR INCOMPLETENESS 1 157 4 640 9 1286 2 322

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 56 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0203.02 22 99

LOANS ORIGINATED 37 6639 28 6844 67 8728 5 485 7 1078 APPS APPROVED, NOT ACCEPTED 4 722 APPS DENIED 7 1302 6 922 15 2119 2 90 6 552 APPS WITHDRAWN 6 1315 9 1776 1 60 4 517 1 128 FILES CLOSED FOR INCOMPLETENESS 1 155 7 804 2 281 TX/WILLIAMSON COUNTY/0203.10 15 131

LOANS ORIGINATED 13 3456 69 18262 110 20258 2 435 14 2281 APPS APPROVED, NOT ACCEPTED 1 292 2 307 6 924 1 7 1 130 APPS DENIED 4 1519 9 2048 13 2755 3 392 APPS WITHDRAWN 4 1023 11 3190 12 2716 1 164 FILES CLOSED FOR INCOMPLETENESS 2 624 7 2145 TX/WILLIAMSON COUNTY/0203.11 41 129

LOANS ORIGINATED 28 6045 93 15835 120 20438 3 106 2 51199 29 4498 APPS APPROVED, NOT ACCEPTED 1 235 10 1676 1 42 1 165 APPS DENIED 6 1195 9 1439 24 4219 1 4 6 834 APPS WITHDRAWN 7 1525 11 2161 18 3349 2 276 FILES CLOSED FOR INCOMPLETENESS 7 1142 TX/WILLIAMSON COUNTY/0203.12 43 92

LOANS ORIGINATED 68 10814 44 5027 139 17042 40 4272 2 129 APPS APPROVED, NOT ACCEPTED 3 369 5 455 12 1470 3 297 4 347 APPS DENIED 20 3025 13 1588 54 6540 2 17 12 1488 3 251 APPS WITHDRAWN 11 1456 8 1021 36 4830 6 694 2 171 FILES CLOSED FOR INCOMPLETENESS 3 383 1 40 13 1642 1 210 2 108 TX/WILLIAMSON COUNTY/0203.13 30 118

LOANS ORIGINATED 59 10927 141 24108 285 49367 4 236 48 5812 1 40 APPS APPROVED, NOT ACCEPTED 1 175 4 652 23 3678 2 37 2 295 APPS DENIED 17 3089 18 2944 75 12463 7 464 11 1429 APPS WITHDRAWN 9 1648 18 3757 54 10550 3 288 1 28018 11 1266 FILES CLOSED FOR INCOMPLETENESS 1 186 4 813 14 2881 1 229

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 57 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0203.14 36 99

LOANS ORIGINATED 59 7812 30 3237 122 15829 2 61 22 2071 1 131 APPS APPROVED, NOT ACCEPTED 2 228 1 140 9 1124 1 7 1 112 APPS DENIED 2 256 4 507 40 4579 5 58 3 261 APPS WITHDRAWN 10 1362 2 219 39 5068 3 328 FILES CLOSED FOR INCOMPLETENESS 2 287 10 1281 1 147 TX/WILLIAMSON COUNTY/0203.15 33 152

LOANS ORIGINATED 48 13147 303 77549 265 67690 6 462 21 4181 APPS APPROVED, NOT ACCEPTED 1 185 18 4713 19 4497 4 215 APPS DENIED 10 2634 25 5312 28 6995 6 1183 6 951 APPS WITHDRAWN 3 659 36 8624 47 11233 3 619 FILES CLOSED FOR INCOMPLETENESS 10 3154 11 2664 TX/WILLIAMSON COUNTY/0203.16 31 102

LOANS ORIGINATED 34 6157 48 9891 124 24471 3 106 16 2352 APPS APPROVED, NOT ACCEPTED 3 564 2 270 APPS DENIED 15 2432 6 670 19 3577 2 100 3 640 APPS WITHDRAWN 2 237 8 1795 20 3655 2 282 FILES CLOSED FOR INCOMPLETENESS 1 119 9 1691 1 119 TX/WILLIAMSON COUNTY/0203.17 38 123

LOANS ORIGINATED 28 6311 49 10535 72 14850 2 70 9 1478 APPS APPROVED, NOT ACCEPTED 8 1295 8 1538 1 30 1 150 APPS DENIED 2 580 5 622 20 4988 2 52 2 391 APPS WITHDRAWN 4 860 7 2370 16 4158 FILES CLOSED FOR INCOMPLETENESS 2 179 4 806 1 129 TX/WILLIAMSON COUNTY/0203.18 27 116

LOANS ORIGINATED 47 8226 88 12806 287 37692 13 781 1 18000 39 4693 APPS APPROVED, NOT ACCEPTED 1 175 3 467 18 2425 3 137 1 154 APPS DENIED 3 423 9 1298 55 7397 3 119 11 1303 APPS WITHDRAWN 4 694 11 1871 49 7081 1 128 5 498 FILES CLOSED FOR INCOMPLETENESS 1 150 2 298 11 1481 1 120 1 104

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 58 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0203.19 32 112

LOANS ORIGINATED 68 11455 68 8748 172 22165 5 369 43 4621 APPS APPROVED, NOT ACCEPTED 1 163 2 232 13 1777 1 90 APPS DENIED 7 1227 4 519 43 5705 6 187 6 742 APPS WITHDRAWN 9 1585 7 1277 23 3511 4 460 FILES CLOSED FOR INCOMPLETENESS 1 123 5 770 TX/WILLIAMSON COUNTY/0203.20 25 115

LOANS ORIGINATED 88 14080 79 9709 193 24411 6 385 69 7453 1 49 APPS APPROVED, NOT ACCEPTED 3 455 4 499 14 1920 1 40 3 359 APPS DENIED 9 1239 17 2069 57 6825 8 106 14 1566 3 148 APPS WITHDRAWN 11 1707 6 735 38 4945 1 20 10 964 FILES CLOSED FOR INCOMPLETENESS 1 181 3 341 18 2278 1 88 TX/WILLIAMSON COUNTY/0203.21 30 86

LOANS ORIGINATED 18 2477 5 556 42 3628 10 874 APPS APPROVED, NOT ACCEPTED 1 138 APPS DENIED 1 175 1 74 13 1205 1 15 1 117 APPS WITHDRAWN 4 556 1 87 9 1064 FILES CLOSED FOR INCOMPLETENESS 1 87 TX/WILLIAMSON COUNTY/0203.22 28 97

LOANS ORIGINATED 61 10869 101 16719 221 31372 6 259 39 4590 APPS APPROVED, NOT ACCEPTED 2 393 3 392 15 2053 1 20 3 412 APPS DENIED 9 1896 8 1055 65 8029 4 69 8 764 APPS WITHDRAWN 3 513 16 2602 37 5004 2 212 7 809 FILES CLOSED FOR INCOMPLETENESS 2 436 9 1091 TX/WILLIAMSON COUNTY/0203.23 36 124

LOANS ORIGINATED 39 7767 55 9612 74 10217 17 2035 APPS APPROVED, NOT ACCEPTED 1 217 6 1124 4 622 1 91 APPS DENIED 5 1258 16 2118 2 31 3 343 APPS WITHDRAWN 3 359 11 1549 2 198 FILES CLOSED FOR INCOMPLETENESS 2 250 3 412 1 100

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 59 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0203.24 27 133

LOANS ORIGINATED 108 20473 150 30145 236 41674 12 670 30 4180 APPS APPROVED, NOT ACCEPTED 5 741 9 2363 12 1786 1 30 2 220 APPS DENIED 22 3713 15 2510 56 8504 8 192 4 426 APPS WITHDRAWN 16 2800 20 4144 47 8200 3 431 FILES CLOSED FOR INCOMPLETENESS 1 68 14 2881 TX/WILLIAMSON COUNTY/0203.25 50 80

LOANS ORIGINATED 17 2098 13 1076 46 4659 2 111 15 1294 APPS APPROVED, NOT ACCEPTED 1 79 5 607 1 7 2 200 APPS DENIED 2 181 4 511 12 1203 2 110 4 409 APPS WITHDRAWN 3 378 2 148 16 1555 2 148 FILES CLOSED FOR INCOMPLETENESS 6 583 TX/WILLIAMSON COUNTY/0203.26 24 139

LOANS ORIGINATED 48 11246 110 22614 241 42045 10 1068 31 5247 APPS APPROVED, NOT ACCEPTED 4 671 10 1512 4 117 2 243 APPS DENIED 5 1158 7 1440 46 7319 2 105 6 940 APPS WITHDRAWN 3 812 6 1273 37 6872 1 178 2 185 FILES CLOSED FOR INCOMPLETENESS 1 210 1 144 12 2031 TX/WILLIAMSON COUNTY/0203.27 29 94

LOANS ORIGINATED 17 2710 14 2020 45 5622 1 26 6 636 APPS APPROVED, NOT ACCEPTED 1 416 5 571 2 146 APPS DENIED 1 87 4 531 21 2730 2 20 1 70 APPS WITHDRAWN 1 118 6 820 1 126 FILES CLOSED FOR INCOMPLETENESS 1 141 1 75 2 231 TX/WILLIAMSON COUNTY/0203.28 30 114

LOANS ORIGINATED 52 9830 83 13436 188 23426 6 236 33 3698 APPS APPROVED, NOT ACCEPTED 3 617 2 231 14 1981 APPS DENIED 3 453 7 1054 44 5176 6 135 8 814 APPS WITHDRAWN 3 501 7 1141 21 2571 1 115 4 468 FILES CLOSED FOR INCOMPLETENESS 15 1855 3 413

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 60 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0204.03 29 88

LOANS ORIGINATED 16 2982 48 7055 35 3968 20 2779 APPS APPROVED, NOT ACCEPTED 4 595 4 580 2 269 APPS DENIED 1 165 4 632 4 558 2 250 APPS WITHDRAWN 2 391 7 1059 8 987 3 382 FILES CLOSED FOR INCOMPLETENESS 2 282 1 92 TX/WILLIAMSON COUNTY/0204.04 28 126

LOANS ORIGINATED 24 4086 35 4556 91 11015 5 266 1 176 25 2922 APPS APPROVED, NOT ACCEPTED 1 106 6 941 1 106 APPS DENIED 4 573 23 2744 4 73 9 962 APPS WITHDRAWN 3 400 5 699 11 1565 1 102 4 487 FILES CLOSED FOR INCOMPLETENESS 1 151 1 198 6 737 1 162 TX/WILLIAMSON COUNTY/0204.05 46 79

LOANS ORIGINATED 20 3352 42 5822 84 10362 2 15 31 3544 APPS APPROVED, NOT ACCEPTED 2 227 9 1264 APPS DENIED 6 918 29 3971 5 218 9 1160 APPS WITHDRAWN 2 313 9 1281 11 1575 5 604 FILES CLOSED FOR INCOMPLETENESS 4 394 4 692 3 318 TX/WILLIAMSON COUNTY/0204.06 40 76

LOANS ORIGINATED 7 1224 12 1741 51 7472 1 189 24 3347 APPS APPROVED, NOT ACCEPTED 1 96 2 142 1 96 APPS DENIED 1 143 20 2539 5 303 6 857 APPS WITHDRAWN 4 699 5 874 7 816 1 3200 7 991 FILES CLOSED FOR INCOMPLETENESS 2 257 TX/WILLIAMSON COUNTY/0204.08 34 106

LOANS ORIGINATED 24 4581 52 9832 77 10449 3 140 1 3525 25 3302 APPS APPROVED, NOT ACCEPTED 1 180 6 809 APPS DENIED 6 1348 6 1026 19 1897 3 82 4 329 APPS WITHDRAWN 3 603 13 2788 7 778 1 67 FILES CLOSED FOR INCOMPLETENESS 2 355 8 1039 3 439

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 61 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0204.09 31 98

LOANS ORIGINATED 35 6939 58 9712 75 9821 3 105 33 4614 APPS APPROVED, NOT ACCEPTED 1 201 2 281 8 1231 1 8 1 143 APPS DENIED 3 665 5 624 21 3398 3 40 4 512 1 18 APPS WITHDRAWN 5 939 9 1347 16 2397 FILES CLOSED FOR INCOMPLETENESS 2 313 4 522 TX/WILLIAMSON COUNTY/0204.10 38 107

LOANS ORIGINATED 16 3076 46 7101 145 19733 9 837 24 3286 1 68 APPS APPROVED, NOT ACCEPTED 3 331 6 777 2 125 3 459 1 20 APPS DENIED 1 180 4 544 33 3973 5 79 7 785 1 28 APPS WITHDRAWN 3 632 15 1944 1 120 5 622 FILES CLOSED FOR INCOMPLETENESS 8 1050 1 82 1 135 TX/WILLIAMSON COUNTY/0204.11 34 121

LOANS ORIGINATED 26 4817 58 9491 179 25698 9 714 1 27255 28 3647 APPS APPROVED, NOT ACCEPTED 3 578 9 1274 2 239 APPS DENIED 1 187 1 184 35 4763 4 39 4 452 APPS WITHDRAWN 3 544 6 1145 20 2902 2 54874 2 311 FILES CLOSED FOR INCOMPLETENESS 2 378 7 1005 1 30 1 106 TX/WILLIAMSON COUNTY/0205.03 21 128

LOANS ORIGINATED 34 6671 77 16356 140 21330 8 656 11 1624 APPS APPROVED, NOT ACCEPTED 2 326 4 658 10 1171 1 32 3 354 2 196 APPS DENIED 6 1084 7 1153 36 5019 6 146 4 494 APPS WITHDRAWN 7 1396 11 2181 21 3265 1 264 1 97 FILES CLOSED FOR INCOMPLETENESS 1 152 2 252 5 688 1 50 TX/WILLIAMSON COUNTY/0205.04 56 72

LOANS ORIGINATED 20 2396 22 2086 53 4509 15 1313 4 144 APPS APPROVED, NOT ACCEPTED 6 485 4 276 3 177 2 61 APPS DENIED 5 557 11 1006 19 1496 3 102 4 254 5 247 APPS WITHDRAWN 3 608 3 331 13 1269 1 16 5 467 FILES CLOSED FOR INCOMPLETENESS 2 137 1 37

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 62 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0205.05 21 170

LOANS ORIGINATED 11 2186 29 5082 104 16743 4 149 7 1010 APPS APPROVED, NOT ACCEPTED 9 1425 2 264 APPS DENIED 2 410 3 659 20 2826 3 453 APPS WITHDRAWN 4 537 11 1716 FILES CLOSED FOR INCOMPLETENESS 2 383 6 985 TX/WILLIAMSON COUNTY/0205.06 35 132

LOANS ORIGINATED 35 6762 103 22309 280 43756 8 225 26 3293 1 182 APPS APPROVED, NOT ACCEPTED 4 728 27 3941 3 55 2 219 APPS DENIED 2 214 6 1078 70 10314 5 173 8 1053 APPS WITHDRAWN 6 884 17 4094 37 6002 4 413 FILES CLOSED FOR INCOMPLETENESS 2 481 19 3116 2 277 TX/WILLIAMSON COUNTY/0205.07 40 143

LOANS ORIGINATED 16 3146 32 5074 94 14304 3 310 12 1641 APPS APPROVED, NOT ACCEPTED 1 122 1 214 6 833 APPS DENIED 2 341 3 597 11 1413 6 152 2 329 APPS WITHDRAWN 2 348 1 218 15 2880 1 91 FILES CLOSED FOR INCOMPLETENESS 1 171 4 649 TX/WILLIAMSON COUNTY/0205.08 40 113

LOANS ORIGINATED 11 2102 36 6611 81 13324 1 25 1 24762 18 2371 APPS APPROVED, NOT ACCEPTED 2 145 11 1874 1 30 3 419 1 25 APPS DENIED 1 374 3 492 17 2804 2 24 5 616 APPS WITHDRAWN 2 551 2 394 14 2122 3 470 FILES CLOSED FOR INCOMPLETENESS 1 182 1 82 4 657 1 161 TX/WILLIAMSON COUNTY/0205.09 35 155

LOANS ORIGINATED 22 5260 144 33982 380 82569 9 1485 36 5758 APPS APPROVED, NOT ACCEPTED 8 2573 24 4659 1 182 APPS DENIED 1 128 9 2282 49 11008 8 460 2 258 APPS WITHDRAWN 4 903 9 2138 39 8757 2 207 1 89 FILES CLOSED FOR INCOMPLETENESS 3 654 20 4450 1 30

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 63 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0205.10 36 172

LOANS ORIGINATED 31 6992 132 27480 394 70477 10 1282 36 5284 APPS APPROVED, NOT ACCEPTED 2 43 23 4421 1 49 2 325 APPS DENIED 4 1036 8 1824 58 9414 4 159 9 1463 APPS WITHDRAWN 5 1044 20 4546 49 8836 1 188 6 953 FILES CLOSED FOR INCOMPLETENESS 6 1059 11 2135 1 80 TX/WILLIAMSON COUNTY/0206.02 44 107

LOANS ORIGINATED 29 4232 43 6692 126 16334 2 180 1 878 20 2106 APPS APPROVED, NOT ACCEPTED 5 327 APPS DENIED 5 787 8 1353 33 4165 5 52 7 779 APPS WITHDRAWN 2 305 4 644 16 2094 3 284 FILES CLOSED FOR INCOMPLETENESS 1 119 1 123 5 654 TX/WILLIAMSON COUNTY/0206.03 29 182

LOANS ORIGINATED 46 12625 207 51836 535 127050 18 1091 16 4107 APPS APPROVED, NOT ACCEPTED 14 3454 23 5277 2 76 APPS DENIED 3 858 14 2868 80 20086 4 256 1 136 APPS WITHDRAWN 5 1320 21 5997 72 19209 2 287 2 604 FILES CLOSED FOR INCOMPLETENESS 4 1234 26 6361 1 38 1 308 TX/WILLIAMSON COUNTY/0206.04 34 138

LOANS ORIGINATED 51 11591 104 21689 139 24257 3 351 16 2093 APPS APPROVED, NOT ACCEPTED 1 200 8 1820 13 2268 APPS DENIED 9 2243 5 713 27 4230 4 625 3 321 APPS WITHDRAWN 6 1636 11 2923 23 4499 3 722 FILES CLOSED FOR INCOMPLETENESS 1 229 2 551 13 2594 TX/WILLIAMSON COUNTY/0206.05 26 138

LOANS ORIGINATED 50 9517 122 19063 283 46241 5 100 53 6788 APPS APPROVED, NOT ACCEPTED 4 503 22 3588 3 328 APPS DENIED 7 1293 9 1597 64 11068 3 259 6 775 APPS WITHDRAWN 8 1414 9 1635 47 8018 2 766 6 885 FILES CLOSED FOR INCOMPLETENESS 1 215 2 254 13 1936 1 145 1 106

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 64 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0207.01 68 81

LOANS ORIGINATED 8 1327 8 1292 10 1128 1 30 4 277 APPS APPROVED, NOT ACCEPTED 2 117 2 117 APPS DENIED 2 185 4 414 2 320 2 35 4 414 APPS WITHDRAWN 2 197 2 264 1 119 FILES CLOSED FOR INCOMPLETENESS 2 295 TX/WILLIAMSON COUNTY/0207.03 57 89

LOANS ORIGINATED 62 8772 44 4932 178 20481 5 427 1 11289 33 3313 APPS APPROVED, NOT ACCEPTED 1 163 1 120 23 2201 8 767 APPS DENIED 3 515 10 1326 75 8471 4 148 14 1362 1 61 APPS WITHDRAWN 4 606 7 622 44 5115 2 169 2 36000 6 499 FILES CLOSED FOR INCOMPLETENESS 3 367 2 153 15 1745 4 355 TX/WILLIAMSON COUNTY/0207.04 59 90

LOANS ORIGINATED 19 2162 25 2718 74 7298 2 40 29 2795 APPS APPROVED, NOT ACCEPTED 2 221 3 264 3 33 1 98 APPS DENIED 8 921 6 701 19 1792 3 76 3 253 1 31 APPS WITHDRAWN 3 306 3 261 11 1054 6 595 FILES CLOSED FOR INCOMPLETENESS 1 118 6 607 1 72 TX/WILLIAMSON COUNTY/0207.06 34 148

LOANS ORIGINATED 19 4867 49 12322 188 40464 9 1125 7 1089 APPS APPROVED, NOT ACCEPTED 1 339 3 931 10 2453 APPS DENIED 1 243 4 733 35 7267 6 184 3 660 APPS WITHDRAWN 1 266 2 410 31 7095 FILES CLOSED FOR INCOMPLETENESS 1 300 7 1441 TX/WILLIAMSON COUNTY/0207.07 48 77

LOANS ORIGINATED 49 7059 31 3230 118 13285 2 99 29 2974 APPS APPROVED, NOT ACCEPTED 2 215 9 905 1 30 APPS DENIED 6 936 7 822 28 2811 3 38 9 923 APPS WITHDRAWN 9 1193 7 666 23 2695 1 10 9 822 FILES CLOSED FOR INCOMPLETENESS 13 1538

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 65 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0207.08 43 151

LOANS ORIGINATED 64 12889 91 15807 255 43056 7 374 45 6369 APPS APPROVED, NOT ACCEPTED 2 348 4 747 21 3963 3 198 2 195 APPS DENIED 5 865 10 1701 64 11585 3 291 16 2141 APPS WITHDRAWN 7 1556 8 1294 38 7023 6 1009 FILES CLOSED FOR INCOMPLETENESS 1 199 2 412 13 2300 1 160 TX/WILLIAMSON COUNTY/0208.03 35 89

LOANS ORIGINATED 11 1718 26 3376 61 8703 7 228 9 1205 9 618 APPS APPROVED, NOT ACCEPTED 9 700 7 948 1 69 8 500 APPS DENIED 5 855 11 1506 29 4470 6 79 1 4 9 607 APPS WITHDRAWN 4 749 3 414 15 1688 FILES CLOSED FOR INCOMPLETENESS 1 152 5 748 2 192 TX/WILLIAMSON COUNTY/0208.04 27 153

LOANS ORIGINATED 58 13659 129 26580 338 68468 13 1962 1 27900 29 4747 APPS APPROVED, NOT ACCEPTED 1 228 7 1246 26 5742 4 585 2 237 1 61 APPS DENIED 12 2497 10 1691 68 14696 6 181 9 1762 APPS WITHDRAWN 5 1159 15 3041 60 13079 2 268 7 1284 FILES CLOSED FOR INCOMPLETENESS 4 834 4 725 15 3196 2 342 TX/WILLIAMSON COUNTY/0208.05 42 110

LOANS ORIGINATED 99 14612 42 5734 127 16761 7 254 31 3566 4 289 APPS APPROVED, NOT ACCEPTED 8 972 5 565 11 1216 5 370 APPS DENIED 16 2338 12 2290 55 7055 9 211 8 990 4 203 APPS WITHDRAWN 16 1758 6 836 29 3733 3 465 2 91 FILES CLOSED FOR INCOMPLETENESS 1 150 1 103 14 2124 1 25 1 97 TX/WILLIAMSON COUNTY/0208.06 48 90

LOANS ORIGINATED 81 17282 87 16497 79 14707 3 323 18 2234 APPS APPROVED, NOT ACCEPTED 8 1719 8 1496 5 656 2 228 APPS DENIED 18 3739 5 1038 20 3168 7 385 5 536 APPS WITHDRAWN 15 3274 7 1560 14 2628 FILES CLOSED FOR INCOMPLETENESS 1 240 7 1624

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 66 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0208.07 52 95

LOANS ORIGINATED 152 21040 30 3380 199 24678 6 192 43 4474 APPS APPROVED, NOT ACCEPTED 4 592 18 2307 1 17 5 577 APPS DENIED 30 4324 3 362 58 7823 3 85 7 713 APPS WITHDRAWN 13 1880 4 520 34 4527 3 370 FILES CLOSED FOR INCOMPLETENESS 3 488 1 101 12 1605 1 125 1 101 TX/WILLIAMSON COUNTY/0208.08 32 62

LOANS ORIGINATED 7 1138 5 507 16 2047 1 49 3 177 1 64 APPS APPROVED, NOT ACCEPTED 1 70 2 432 2 127 APPS DENIED 1 132 13 1923 1 7 1 132 1 104 APPS WITHDRAWN 1 105 4 400 1 105 FILES CLOSED FOR INCOMPLETENESS 6 1146 1 61 TX/WILLIAMSON COUNTY/0208.09 43 100

LOANS ORIGINATED 68 8944 29 3471 142 19186 3 107 29 2993 APPS APPROVED, NOT ACCEPTED 1 143 4 593 17 2190 1 12 7 738 APPS DENIED 20 2785 5 892 35 4814 14 196 4 405 APPS WITHDRAWN 9 1159 4 775 31 5337 7 981 FILES CLOSED FOR INCOMPLETENESS 1 132 8 772 1 82 TX/WILLIAMSON COUNTY/0209.00 22 92

LOANS ORIGINATED 14 2024 29 4766 47 8460 4 256 4 266 12 1091 APPS APPROVED, NOT ACCEPTED 1 124 4 910 3 747 2 37 1 30 APPS DENIED 6 990 10 1637 24 3461 3 157 5 426 APPS WITHDRAWN 3 334 1 170 9 2120 FILES CLOSED FOR INCOMPLETENESS 1 145 5 662 1 58 TX/WILLIAMSON COUNTY/0210.00 83 50

LOANS ORIGINATED 5 543 4 681 14 1663 6 158 6 397 APPS APPROVED, NOT ACCEPTED 2 97 1 60 1 45 1 52 APPS DENIED 2 152 9 577 2 26 4 158 2 152 APPS WITHDRAWN 3 263 1 131 5 457 2 195 4 439 FILES CLOSED FOR INCOMPLETENESS

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 67 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0211.00 65 64

LOANS ORIGINATED 5 589 8 628 11 1211 5 78 11 1156 APPS APPROVED, NOT ACCEPTED 1 80 1 80 APPS DENIED 5 311 7 887 2 226 4 289 APPS WITHDRAWN 2 191 6 791 FILES CLOSED FOR INCOMPLETENESS TX/WILLIAMSON COUNTY/0212.01 36 94

LOANS ORIGINATED 28 3066 11 917 34 3268 7 581 APPS APPROVED, NOT ACCEPTED 2 216 1 104 1 104 APPS DENIED 3 307 3 191 11 1183 7 693 APPS WITHDRAWN 2 106 10 964 FILES CLOSED FOR INCOMPLETENESS 4 445 1 52 TX/WILLIAMSON COUNTY/0212.02 38 103

LOANS ORIGINATED 26 3441 23 2671 58 6349 4 114 14 1045 APPS APPROVED, NOT ACCEPTED 1 138 1 75 1 138 1 25 APPS DENIED 4 590 3 359 15 1426 2 33 4 324 APPS WITHDRAWN 2 296 15 1753 1 78 FILES CLOSED FOR INCOMPLETENESS 2 120 7 1037 1 109 TX/WILLIAMSON COUNTY/0212.03 48 62

LOANS ORIGINATED 11 1356 12 1248 17 1717 5 98 6 310 APPS APPROVED, NOT ACCEPTED 3 273 APPS DENIED 3 279 1 120 4 489 2 20 2 185 APPS WITHDRAWN 3 350 1 135 3 355 FILES CLOSED FOR INCOMPLETENESS 7 1002 1 78 TX/WILLIAMSON COUNTY/0213.00 48 77

LOANS ORIGINATED 10 973 9 884 18 2135 3 176 3 114 1 206 APPS APPROVED, NOT ACCEPTED 2 102 1 340 1 10 2 102 APPS DENIED 3 230 7 875 8 1226 1 20 3 256 APPS WITHDRAWN 1 74 2 163 6 833 FILES CLOSED FOR INCOMPLETENESS 1 25 1 136

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 68 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0214.01 40 95

LOANS ORIGINATED 67 10034 76 9656 168 21405 7 421 1 667 58 6897 APPS APPROVED, NOT ACCEPTED 2 264 2 237 16 1961 4 530 APPS DENIED 9 1371 10 1318 43 5346 5 60 10 1067 APPS WITHDRAWN 6 852 11 1365 30 4343 2 28 7 767 FILES CLOSED FOR INCOMPLETENESS 3 552 15 2033 5 510 TX/WILLIAMSON COUNTY/0214.02 54 68

LOANS ORIGINATED 7 1155 10 1514 15 2036 2 102 1 2047 8 942 APPS APPROVED, NOT ACCEPTED 2 168 2 221 2 168 APPS DENIED 10 1039 9 1086 1 10 4 635 7 509 APPS WITHDRAWN 2 288 3 288 1 45 2 231 FILES CLOSED FOR INCOMPLETENESS 1 116 4 634 TX/WILLIAMSON COUNTY/0214.03 50 75

LOANS ORIGINATED 24 3907 36 5302 55 7503 3 515 12 1316 1 69 APPS APPROVED, NOT ACCEPTED 3 353 1 525 1 133 APPS DENIED 5 890 5 551 28 4009 8 676 8 663 1 89 APPS WITHDRAWN 2 400 3 504 16 2382 1 69 FILES CLOSED FOR INCOMPLETENESS 3 313 1 113 TX/WILLIAMSON COUNTY/0215.02 66 61

LOANS ORIGINATED 15 1591 24 2237 55 4954 3 176 25 2335 APPS APPROVED, NOT ACCEPTED 1 82 2 206 APPS DENIED 4 406 3 263 19 1823 4 73 5 449 APPS WITHDRAWN 8 835 5 484 8 834 1 103 FILES CLOSED FOR INCOMPLETENESS 3 304 1 20 1 127 TX/WILLIAMSON COUNTY/0215.03 52 73

LOANS ORIGINATED 10 1361 7 731 31 2887 1 87 8 791 APPS APPROVED, NOT ACCEPTED 2 246 1 98 1 98 APPS DENIED 1 110 2 202 9 954 1 90 APPS WITHDRAWN 3 389 2 291 3 373 FILES CLOSED FOR INCOMPLETENESS 1 112

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 69 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0215.04 41 147

LOANS ORIGINATED 93 21897 160 33596 236 47996 5 679 30 5348 APPS APPROVED, NOT ACCEPTED 1 200 8 1808 20 3754 3 635 APPS DENIED 17 3887 27 5388 49 8831 3 116 10 1891 APPS WITHDRAWN 16 3624 30 6949 37 7314 2 225 2 311 FILES CLOSED FOR INCOMPLETENESS 2 529 7 1234 17 3078 2 283 TX/WILLIAMSON COUNTY/0215.05 57 99

LOANS ORIGINATED 31 3798 25 2384 114 11587 1 155 43 3769 APPS APPROVED, NOT ACCEPTED 1 105 1 114 14 1493 3 254 APPS DENIED 6 793 2 190 31 3303 3 60 1 114 APPS WITHDRAWN 2 194 1 70 24 2918 1 15 5 408 FILES CLOSED FOR INCOMPLETENESS 9 940 TX/WILLIAMSON COUNTY/0215.06 49 98

LOANS ORIGINATED 33 5286 25 3339 89 13901 1 43 12 1507 APPS APPROVED, NOT ACCEPTED 1 122 1 130 6 943 2 426 APPS DENIED 6 1140 1 89 20 2842 3 178 5 485 APPS WITHDRAWN 2 328 2 183 14 2298 FILES CLOSED FOR INCOMPLETENESS 1 125 9 1323 TX/WILLIAMSON COUNTY/0215.07 50 119

LOANS ORIGINATED 46 7041 42 5149 196 24387 1 4 1 4900 50 5296 APPS APPROVED, NOT ACCEPTED 3 435 1 165 15 1946 1 123 APPS DENIED 11 1501 8 1343 68 8296 12 179 17 1833 APPS WITHDRAWN 8 1095 5 519 40 6288 5 619 FILES CLOSED FOR INCOMPLETENESS 1 86 16 1909 3 259 TX/WILLIAMSON COUNTY/0215.08 44 108

LOANS ORIGINATED 96 17356 45 6951 191 25384 4 433 1 6500 44 5313 APPS APPROVED, NOT ACCEPTED 4 925 4 611 14 1932 1 25 6 714 APPS DENIED 23 3936 10 2628 40 4963 4 192 9 1071 APPS WITHDRAWN 12 1995 3 432 35 5031 2 262 FILES CLOSED FOR INCOMPLETENESS 2 336 19 2702 1 103

Report Date: 05/17/2013 AGGREGATE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 70 of 70

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

TX/WILLIAMSON COUNTY/0216.01 35 70

LOANS ORIGINATED 95 11722 25 2789 49 6030 1 7 17 1738 2 146 APPS APPROVED, NOT ACCEPTED 1 146 5 469 2 223 1 101 2 124 APPS DENIED 11 1197 4 292 18 2105 5 39 1 56 2 110 APPS WITHDRAWN 7 949 12 1557 1 83 FILES CLOSED FOR INCOMPLETENESS 1 145 2 96 5 557 1 62 TX/WILLIAMSON COUNTY/0216.02 35 82

LOANS ORIGINATED 3 532 17 4174 45 8076 1 233 5 666 1 76 APPS APPROVED, NOT ACCEPTED 1 305 2 481 APPS DENIED 3 490 4 490 16 2917 4 270 2 218 4 213 APPS WITHDRAWN 3 679 14 2676 1 125 FILES CLOSED FOR INCOMPLETENESS 2 164 TX/WILLIAMSON COUNTY/0216.03 35 82

LOANS ORIGINATED 20 2851 10 1181 16 2505 1 12 1 88 1 25 APPS APPROVED, NOT ACCEPTED 1 80 2 396 APPS DENIED 7 852 4 382 11 1658 1 35 1 49 3 188 APPS WITHDRAWN 3 370 5 912 1 143 FILES CLOSED FOR INCOMPLETENESS 1 83 5 707 1 83 MSA/MD(TOTAL) 0 0

LOANS ORIGINATED 8524 1508330 18588 4363284 39394 8076423 1514 159630 133 936151 7315 1221191 729 45632 APPS APPROVED, NOT ACCEPTED 292 48863 1653 279421 2966 539782 265 25738 13 38151 553 87565 704 33909 APPS DENIED 1461 245283 3200 573971 10103 1916203 1380 66037 15 89609 1916 295606 1032 65908 APPS WITHDRAWN 1148 197249 2354 586339 7059 1446367 303 42230 13 222313 1176 199428 62 5136 FILES CLOSED FOR INCOMPLETENESS 162 28115 514 124196 2704 545125 62 9233 393 62857 36 2292 INVALID GEOGRAPHIC IDENTIFIERS 2/ 0 0

LOANS ORIGINATED APPS APPROVED, NOT ACCEPTED APPS DENIED APPS WITHDRAWN FILES CLOSED FOR INCOMPLETENESS

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 1 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

Home Purchase Loans Loans on Dwellings Nonoccupant Loans Loans on Manufactured Refinancings Home Improvement For 5 or More From Columns A, B, C Home Dwellings From CENSUS TRACT OR COUNTY NAME 1/ FHA, FSA/RHS & VA Conventional Loans Families & D Columns A,B,C & D (STATE/COUNTY/TRACT NUMBER) A B C D E F G Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

TX/BASTROP COUNTY/9501.00 17 3064 8 1297 36 6423 1 49 3 529 1 173

TX/BASTROP COUNTY/9502.00 38 4370 7 1044 13 1366 1 47 5 768 1 95

TX/BASTROP COUNTY/9503.00 44 5940 39 7028 77 13342 4 139 10 1171 2 245

TX/BASTROP COUNTY/9504.00 37 5238 21 2622 38 5093 1 3300 8 1042

TX/BASTROP COUNTY/9505.01 17 2287 2 317 7 1176 1 75 5 723

TX/BASTROP COUNTY/9505.02 13 1921 11 1410 26 5093 1 28 1 60 2 249

TX/BASTROP COUNTY/9506.00 6 971 6 952 16 3136 3 330 1 135

TX/BASTROP COUNTY/9507.00 4 419 12 1766 15 2078 1 114 5 406

TX/BASTROP COUNTY/9508.01 10 1336 5 827 8 1073 1 19 2 262 1 53

TX/BASTROP COUNTY/9508.02 12 1718 5 572 9 1272 1 51 2 316

TX/CALDWELL COUNTY/9601.01 10 1305 8 1107 1 137 4 433

TX/CALDWELL COUNTY/9601.02 10 1652 1 186 7 1136 4 662

TX/CALDWELL COUNTY/9602.00 9 984 7 570 1 7

TX/CALDWELL COUNTY/9603.00 14 1737 6 779 11 1569 1 28 2 104 2 275

TX/CALDWELL COUNTY/9604.00 5 616 1 107 3 260 2 172

TX/CALDWELL COUNTY/9605.00 5 566 1 148 8 1381 1 107

TX/CALDWELL COUNTY/9606.00 6 799 1 241 1 221 5 673

TX/CALDWELL COUNTY/9607.00 4 307 1 104 8 815 1 90

TX/HAYS COUNTY/0101.00 6 836 4 568 4 688 2 281

TX/HAYS COUNTY/0102.00 2 224 1 99

TX/HAYS COUNTY/0103.02 5 332 1 121 2 298

TX/HAYS COUNTY/0103.03 10 1245 8 877 1 89 3 299 1 89

TX/HAYS COUNTY/0103.04 20 2653 1 51 2 111 2 103

TX/HAYS COUNTY/0104.00 41 5430 9 788 3 339 7 554 1 88

TX/HAYS COUNTY/0105.00 5 747 4 660 2 393 3 378

TX/HAYS COUNTY/0106.00 61 10515 33 5588 54 11018 3 243 21 3002 1 192

TX/HAYS COUNTY/0107.01 3 682 4 581 22 3464 4 646 6 931

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 2 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/HAYS COUNTY/0107.02 4 707 5 1169 7 1414 1 94

TX/HAYS COUNTY/0108.03 6 896 16 3970 25 4315 16 3567

TX/HAYS COUNTY/0108.04 25 4163 79 17629 95 20612 3 328 24 5785

TX/HAYS COUNTY/0108.05 41 10842 132 35143 129 33153 1 41 3 477

TX/HAYS COUNTY/0108.06 4 1686 23 6296 42 13287

TX/HAYS COUNTY/0108.07 6 1148 5 1595 19 4232 1 210 4 693

TX/HAYS COUNTY/0108.08 23 6034 33 9439 65 14534 3 291 3 544

TX/HAYS COUNTY/0108.09 25 6042 41 9708 79 21014 2 442 7 1224

TX/HAYS COUNTY/0109.01 41 9842 57 13819 103 22788 5 383 2 506

TX/HAYS COUNTY/0109.02 175 32356 72 12757 105 19146 7 420 4 447

TX/HAYS COUNTY/0109.05 48 8300 22 3908 51 9993 1 32 8 1548

TX/HAYS COUNTY/0109.06 192 26855 21 2715 53 6933 3 95 15 1367 4 485

TX/HAYS COUNTY/0109.07 35 4309 2 154 18 2546 3 250 4 328

TX/HAYS COUNTY/0109.08 159 25081 18 2541 33 4770 4 436 2 206

TX/HAYS COUNTY/0109.09 84 13012 24 3310 44 6097 10 1015

TX/HAYS COUNTY/0109.10 71 9287 17 1849 38 4683 1 31 6 595

TX/TRAVIS COUNTY/0001.01 4 1173 45 14691 62 17409 1 328 13 3252

TX/TRAVIS COUNTY/0001.02 2 201 13 4585 35 10687 1 300 4 782

TX/TRAVIS COUNTY/0002.03 1 113

TX/TRAVIS COUNTY/0002.04 21 6114 37 9803 11 2192

TX/TRAVIS COUNTY/0002.05 7 1584 29 6916 21 5145 1 43 9 1413

TX/TRAVIS COUNTY/0002.06 1 55 23 6949 42 11978 4 745

TX/TRAVIS COUNTY/0003.02 6 1302 23 6014 44 11763 1 294 2 2788 16 3410

TX/TRAVIS COUNTY/0003.04 2 522 18 4246 16 4391 7 1562

TX/TRAVIS COUNTY/0003.05 2 574 23 6193 36 9136 17 3909

TX/TRAVIS COUNTY/0003.06 7 1173 43 11209 88 22565 7 1692

TX/TRAVIS COUNTY/0003.07 1 291 11 2426 21 4387 4 747

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 3 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0004.01 2 481 23 5904 29 6594 1 1395 12 2685

TX/TRAVIS COUNTY/0004.02 4 758 8 1633 24 4347 8 1369

TX/TRAVIS COUNTY/0005.00 20 5765 27 7473 1 486 20 5097

TX/TRAVIS COUNTY/0006.03 8 2032 10 1821 9 1368

TX/TRAVIS COUNTY/0006.04 6 1233 4 929 6 1021

TX/TRAVIS COUNTY/0007.00 4 1009 3 668 1 228 3 586

TX/TRAVIS COUNTY/0008.01 5 815 4 663 1 107

TX/TRAVIS COUNTY/0008.02 12 1833 12 2557 19 3118 2 308

TX/TRAVIS COUNTY/0008.03 8 1978 20 3730 15 3204 5 923

TX/TRAVIS COUNTY/0008.04 6 949 15 3149 14 2423 3 338

TX/TRAVIS COUNTY/0009.01 5 1287 10 1609 3 404

TX/TRAVIS COUNTY/0009.02 13 2688 21 4258 21 3060 2 68 7 864

TX/TRAVIS COUNTY/0010.00 6 1348 19 4480 33 6582 8 1158

TX/TRAVIS COUNTY/0011.00 3 600 61 17083 75 20066 26 6317

TX/TRAVIS COUNTY/0012.00 30 9297 39 11223 9 2514

TX/TRAVIS COUNTY/0013.03 2 263 58 17743 45 12999 14 3431

TX/TRAVIS COUNTY/0013.04 4 598 37 10289 72 18494 14 3023 1 276

TX/TRAVIS COUNTY/0013.05 12 1704 50 14134 88 23315 26 4978

TX/TRAVIS COUNTY/0013.07 4 1141 24 6463 36 8866 2 389 5 1011

TX/TRAVIS COUNTY/0013.08 7 1673 22 4949 22 4528 5 1154

TX/TRAVIS COUNTY/0014.01 2 503 26 7417 25 6753 7 1660

TX/TRAVIS COUNTY/0014.02 2 431 34 10888 42 12522 9 2670

TX/TRAVIS COUNTY/0014.03 1 211 3 472 10 1890 1 31 5 759

TX/TRAVIS COUNTY/0015.01 6 1821 51 14963 96 23832 1 186 5 1261

TX/TRAVIS COUNTY/0015.03 16 2860 26 4989 40 6970 18 3280

TX/TRAVIS COUNTY/0015.04 18 4046 52 12449 71 14497 1 184 17 2842

TX/TRAVIS COUNTY/0015.05 9 1921 43 10521 69 14489 3 644 13 2358

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 4 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0016.02 16 6128 27 8265 4 846

TX/TRAVIS COUNTY/0016.03 2 519 37 14318 86 30359 1 73 11 3534

TX/TRAVIS COUNTY/0016.04 1 417 18 7586 53 16284 6 1361

TX/TRAVIS COUNTY/0016.05 4 1087 33 10467 41 13203 1 18 6 2004

TX/TRAVIS COUNTY/0017.05 34 10361 74 23328 7 1621

TX/TRAVIS COUNTY/0017.06 3 624 33 7499 43 11093 1 268 9 1786

TX/TRAVIS COUNTY/0017.07 7 1841 30 7328 52 12211 9 1553

TX/TRAVIS COUNTY/0017.12 11 1948 19 3413 35 6218 5 872

TX/TRAVIS COUNTY/0017.13 19 4152 44 7795 52 7911 1 2 13 1844

TX/TRAVIS COUNTY/0017.14 15 3521 98 26061 196 49035 5 1024

TX/TRAVIS COUNTY/0017.16 16 4590 63 15958 86 24026 1 46 7 1136

TX/TRAVIS COUNTY/0017.18 5 936 42 10700 60 14978 1 49 12 2180

TX/TRAVIS COUNTY/0017.19 1 274 36 10927 108 33590 1 343 7 1699

TX/TRAVIS COUNTY/0017.22 9 2994 18 4203 2 518

TX/TRAVIS COUNTY/0017.28 49 8785 48 7883 54 7240 19 2535

TX/TRAVIS COUNTY/0017.29 24 3843 16 2336 43 5545 12 1312

TX/TRAVIS COUNTY/0017.33 4 1075 20 6792 66 16699 2 370

TX/TRAVIS COUNTY/0017.37 28 7822 114 24838 172 36374 5 183 18 3376

TX/TRAVIS COUNTY/0017.38 30 7249 46 9112 109 19931 4 469 12 1736

TX/TRAVIS COUNTY/0017.40 12 2943 27 5227 47 8937 2 207 8 1233

TX/TRAVIS COUNTY/0017.41 7 1770 19 5126 49 12160 3 480 13 3356

TX/TRAVIS COUNTY/0017.42 26 5373 53 12876 86 18117 1 250 19 4052

TX/TRAVIS COUNTY/0017.45 7 1429 19 4214 24 4409

TX/TRAVIS COUNTY/0017.46 18 3047 23 3524 46 6232 17 1920

TX/TRAVIS COUNTY/0017.47 22 4050 16 2922 35 5244 12 1706

TX/TRAVIS COUNTY/0017.48 39 7464 44 7771 64 12516 2 75 13 1760

TX/TRAVIS COUNTY/0017.49 10 2154 14 2120 35 5342 4 592

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 5 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0017.50 7 1340 19 3785 38 9729 3 243 6 856

TX/TRAVIS COUNTY/0017.51 1 123 31 9902 33 10230 2 514

TX/TRAVIS COUNTY/0017.52 1 172 8 1104 3 386 5 518

TX/TRAVIS COUNTY/0017.54 7 1622 33 6511 49 7868 11 1633

TX/TRAVIS COUNTY/0017.55 2 699 42 14203 167 47773 1 279 3 877

TX/TRAVIS COUNTY/0017.56 10 2421 29 5435 46 8568 1 40 8 965

TX/TRAVIS COUNTY/0017.57 1 294 18 5153 25 7047 3 1144

TX/TRAVIS COUNTY/0017.60 31 9003 173 49616 374 110752 4 760 23 5241

TX/TRAVIS COUNTY/0017.61 17 2374 74 20531 97 31641 5 1049 10 1688

TX/TRAVIS COUNTY/0017.64 15 3472 55 15969 112 31844 1 267 29 8501 1 124

TX/TRAVIS COUNTY/0017.65 36 9373 122 30233 242 61267 6 483 13 2638

TX/TRAVIS COUNTY/0017.66 37 6429 75 22910 73 21225 1 40 7 1287 4 275

TX/TRAVIS COUNTY/0017.68 28 7111 69 18057 83 23073 3 602 5 1310

TX/TRAVIS COUNTY/0017.69 14 2740 33 6429 78 15175 9 1413

TX/TRAVIS COUNTY/0017.70 12 4110 159 44029 260 64359 5 653 16 3475

TX/TRAVIS COUNTY/0017.71 6 1733 44 10993 75 20506 18 3786

TX/TRAVIS COUNTY/0017.72 65 10284 27 3899 30 4937 1 25 13 1534

TX/TRAVIS COUNTY/0017.73 15 5200 144 47231 160 51866 3 493 10 2965

TX/TRAVIS COUNTY/0017.74 73 14203 67 12333 129 23201 6 440 18 2521

TX/TRAVIS COUNTY/0017.75 21 6260 121 34804 151 39977 3 617 5 1065

TX/TRAVIS COUNTY/0017.76 18 3359 12 1787 20 2864 1 39 5 636

TX/TRAVIS COUNTY/0017.77 45 7663 31 4625 53 7811 1 115 11 1333

TX/TRAVIS COUNTY/0017.78 18 5113 58 14596 64 17765 10 2585

TX/TRAVIS COUNTY/0017.79 19 2812 19 3900 58 10571 4 235 17 3337

TX/TRAVIS COUNTY/0017.80 7 1291 21 5671 67 16418 1 9 30 8010

TX/TRAVIS COUNTY/0017.81 1 474 26 7304 44 9792 1 141 6 838

TX/TRAVIS COUNTY/0017.82 7 1969 61 14276 107 25347 17 2361

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 6 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0017.83 4 695 28 7688 85 23082 1 174 7 1388

TX/TRAVIS COUNTY/0017.84 8 2428 58 19424 158 48379 1 280 6 1363

TX/TRAVIS COUNTY/0017.85 9 1478 9 1321 12 1707 7 807

TX/TRAVIS COUNTY/0017.86 7 1098 12 1484 15 1741 5 551

TX/TRAVIS COUNTY/0018.04 13 2067 15 2227 13 1728 1 95 7 758

TX/TRAVIS COUNTY/0018.05 9 874 11 1086 6 583 7 580

TX/TRAVIS COUNTY/0018.06 9 657 5 432 2 534 2 145

TX/TRAVIS COUNTY/0018.11 3 456 4 509 7 898 2 263

TX/TRAVIS COUNTY/0018.12 3 430 2 181 3 524 4 387

TX/TRAVIS COUNTY/0018.13 8 1376 3 476 17 2021 1 106

TX/TRAVIS COUNTY/0018.17 16 2590 31 6149 29 4950 1 4 11 1652

TX/TRAVIS COUNTY/0018.18 17 3079 20 3693 37 5867 2 146 9 1397

TX/TRAVIS COUNTY/0018.19 3 474 5 647 5 503 3 345

TX/TRAVIS COUNTY/0018.20 13 1534 5 531 9 1032 3 287

TX/TRAVIS COUNTY/0018.21 12 1672 17 1854 19 2106 18 1866

TX/TRAVIS COUNTY/0018.22 17 1942 10 850 17 1688 12 1134

TX/TRAVIS COUNTY/0018.23 11 1223 6 617 2 146 4 260

TX/TRAVIS COUNTY/0018.24 10 1733 12 1991 14 1913 2 213

TX/TRAVIS COUNTY/0018.26 1 174 2 425 8 1714 2 370

TX/TRAVIS COUNTY/0018.28 13 2215 20 3397 58 8811 16 1947

TX/TRAVIS COUNTY/0018.29 3 483 5 851 19 2423 1 93

TX/TRAVIS COUNTY/0018.32 12 1602 6 811 22 3092 5 529

TX/TRAVIS COUNTY/0018.33 16 2055 1 85 23 2601 1 869 4 339

TX/TRAVIS COUNTY/0018.34 73 11193 29 3955 38 4691 1 8 12 1227

TX/TRAVIS COUNTY/0018.35 30 3860 23 4083 12 1145 1 3 7 603

TX/TRAVIS COUNTY/0018.39 25 3452 13 1765 39 4920 6 646

TX/TRAVIS COUNTY/0018.40 50 6504 28 3446 30 3769 14 1392

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 7 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0018.41 93 13674 46 6190 92 13118 7 280 16 1831

TX/TRAVIS COUNTY/0018.42 39 5310 10 1090 22 2925 6 706 1 94

TX/TRAVIS COUNTY/0018.43 9 1250 13 1713 29 4714 7 701

TX/TRAVIS COUNTY/0018.44 9 1048 14 1878 12 1707 12 1460

TX/TRAVIS COUNTY/0018.45 14 2095 23 3236 18 2150 3 268

TX/TRAVIS COUNTY/0018.46 4 797 20 3856 40 7301 2 325

TX/TRAVIS COUNTY/0018.47 32 4947 41 6542 65 9511 2 219 14 1692

TX/TRAVIS COUNTY/0018.48 10 1664 16 2569 27 4464 5 656

TX/TRAVIS COUNTY/0018.50 5 624 5 575 9 1051 11 1249

TX/TRAVIS COUNTY/0018.51 30 5199 32 4813 45 5801 8 993

TX/TRAVIS COUNTY/0018.53 24 3548 22 3033 24 2943 4 419

TX/TRAVIS COUNTY/0018.54 110 13656 6 481 9 1155 2 145 5 405 1 199

TX/TRAVIS COUNTY/0018.55 164 27344 61 8828 119 18367 9 332 25 3622

TX/TRAVIS COUNTY/0018.56 110 17039 25 3228 42 6087 1 32 3 371

TX/TRAVIS COUNTY/0018.57 45 6113 11 1076 46 6072 7 866

TX/TRAVIS COUNTY/0018.58 267 51282 123 20765 159 27046 8 267 13 1603

TX/TRAVIS COUNTY/0018.59 28 4262 2 290 11 2271

TX/TRAVIS COUNTY/0018.60 14 1481 7 714 11 1021 4 285

TX/TRAVIS COUNTY/0018.61 31 3785 14 1433 34 3822 1 43 9 899

TX/TRAVIS COUNTY/0018.62 37 6348 21 3590 32 4125 4 145 3 375

TX/TRAVIS COUNTY/0018.64 9 997 2 244 8 749 1 112

TX/TRAVIS COUNTY/0019.01 8 1810 50 14740 68 19451 2 595 15 2819

TX/TRAVIS COUNTY/0019.08 13 3067 65 18019 76 21281 1 39 12 2855

TX/TRAVIS COUNTY/0019.10 1 394 22 7912 63 21109 8 2104

TX/TRAVIS COUNTY/0019.11 1 248 6 1741 8 1529 1 299 1 160

TX/TRAVIS COUNTY/0019.12 19 8268 55 20910 1 630

TX/TRAVIS COUNTY/0019.13 18 8834 73 24049 6 1308

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 8 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0019.14 2 526 55 16406 112 26363 2 271 5 1162

TX/TRAVIS COUNTY/0019.15 5 1119 7 1214 1 103

TX/TRAVIS COUNTY/0019.16 2 993 19 7261 75 25152

TX/TRAVIS COUNTY/0019.17 2 836 39 14885 132 40932 2 577 4 1194

TX/TRAVIS COUNTY/0019.18 7 2674 42 15153 4 1098

TX/TRAVIS COUNTY/0019.19 14 5042 64 23235 3 816 4 1354

TX/TRAVIS COUNTY/0020.02 10 1519 19 3520 17 3023 2 384 5 803

TX/TRAVIS COUNTY/0020.03 6 965 10 1924 14 1925 1 5 3 363

TX/TRAVIS COUNTY/0020.04 6 1487 5 954 2 422

TX/TRAVIS COUNTY/0020.05 6 1426 29 6817 26 5221 12 2190

TX/TRAVIS COUNTY/0021.04 15 2830 27 4858 26 4100 2 20 9 1161

TX/TRAVIS COUNTY/0021.05 10 1810 7 1417 18 2633 7 897

TX/TRAVIS COUNTY/0021.06 13 2785 17 3096 19 2880 9 1161

TX/TRAVIS COUNTY/0021.07 7 1052 10 1404 23 2986 9 857

TX/TRAVIS COUNTY/0021.08 6 695 5 576 21 2844 3 317

TX/TRAVIS COUNTY/0021.09 14 2052 11 1714 13 1348 5 581

TX/TRAVIS COUNTY/0021.10 14 1773 5 672 12 1637 1 131 3 387

TX/TRAVIS COUNTY/0021.11 25 3794 14 2204 17 2148 3 396

TX/TRAVIS COUNTY/0021.12 14 2196 9 1332 15 1732 10 1021

TX/TRAVIS COUNTY/0021.13 16 2381 15 2567 20 2939 10 1372

TX/TRAVIS COUNTY/0022.01 6 521 1 86 2 164

TX/TRAVIS COUNTY/0022.02 10 757 2 157

TX/TRAVIS COUNTY/0022.07 109 11910 8 618 22 2351 3 213 1 84

TX/TRAVIS COUNTY/0022.08 14 2014 4 437 10 1241 4 326

TX/TRAVIS COUNTY/0022.09 144 16558 10 730 28 3907 6 492

TX/TRAVIS COUNTY/0022.10 12 2008 7 1535 2 383

TX/TRAVIS COUNTY/0022.11 23 2977 5 390 7 1070 1 36 2 221

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 9 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0022.12 25 2895 4 363 5 543 2 180

TX/TRAVIS COUNTY/0023.04 2 253 4 449 1 143

TX/TRAVIS COUNTY/0023.07 14 2459 8 976 7 814 4 264

TX/TRAVIS COUNTY/0023.08 3 356 16 3642 21 3382 1 6 13 1598

TX/TRAVIS COUNTY/0023.10 1 156

TX/TRAVIS COUNTY/0023.12 28 3200 6 626 10 1183 6 555

TX/TRAVIS COUNTY/0023.13 6 1181 6 664 8 940 2 195

TX/TRAVIS COUNTY/0023.14 11 1957 3 402 1 150

TX/TRAVIS COUNTY/0023.15 2 312 4 630 1 88

TX/TRAVIS COUNTY/0023.17 5 374 1 64

TX/TRAVIS COUNTY/0023.18 26 3799 16 2500 7 901 7 875

TX/TRAVIS COUNTY/0024.02 12 1643 8 1193 20 2515 7 680

TX/TRAVIS COUNTY/0024.03 15 2136 11 1351 11 1315 1 77 7 692

TX/TRAVIS COUNTY/0024.07 27 5857 26 5215 39 6939 2 76 3 439

TX/TRAVIS COUNTY/0024.09 22 2930 22 3561 21 2555 7 1075

TX/TRAVIS COUNTY/0024.10 5 597 5 602 7 821 5 566

TX/TRAVIS COUNTY/0024.11 3 205 1 63

TX/TRAVIS COUNTY/0024.12 5 349 1 72 2 127 1 47

TX/TRAVIS COUNTY/0024.13 5 272 1 56 1 60 2 116

TX/TRAVIS COUNTY/0024.21 50 9209 22 3359 40 6370 1 86 6 794 1 109

TX/TRAVIS COUNTY/0024.22 24 3422 17 2018 22 2651 1 36 4 445

TX/TRAVIS COUNTY/0024.23 86 14016 53 7278 34 3952 21 2228

TX/TRAVIS COUNTY/0024.24 12 1985 10 1335 22 3283 8 1043

TX/TRAVIS COUNTY/0024.25 31 5064 12 1626 27 4338 2 271

TX/TRAVIS COUNTY/0024.26 80 10434 19 2225 20 2399 1 22 11 1047

TX/TRAVIS COUNTY/0024.27 26 2848 4 359 8 605 2 142

TX/TRAVIS COUNTY/0024.28 44 8613 22 4038 46 9219 4 484 6 1061

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 10 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/TRAVIS COUNTY/0024.29 1 240 2 233 1 240

TX/TRAVIS COUNTY/0024.30 6 508 2 139 4 311 2 141

TX/TRAVIS COUNTY/0024.31 55 6851 9 972 15 1492 1 35 2 155

TX/TRAVIS COUNTY/0024.32 1 137 1 44 1 40 1 44

TX/TRAVIS COUNTY/0024.33 53 5875 7 642 7 865 2 150

TX/TRAVIS COUNTY/0024.34 3 373 2 410 4 1021

TX/TRAVIS COUNTY/0024.35 62 7839 8 748 17 1893 1 7 4 237 1 273

TX/TRAVIS COUNTY/0024.36 3 293 1 101 3 376 1 44 1 122

TX/TRAVIS COUNTY/0025.00 7 2620 50 14179 53 11846 2 237 6 1044

TX/WILLIAMSON COUNTY/0201.05 5 1248 40 7777 55 11748 2 472 11 2034

TX/WILLIAMSON COUNTY/0201.06 19 4117 34 7830 65 16906 1 44 2 428

TX/WILLIAMSON COUNTY/0201.07 14 2799 47 6901 51 10012 1 348 7 1173

TX/WILLIAMSON COUNTY/0201.08 19 3889 30 7129 42 8173 1 130 2 541

TX/WILLIAMSON COUNTY/0201.09 17 4742 36 9373 42 10641 4 133 4 892

TX/WILLIAMSON COUNTY/0201.10 17 3533 18 4325 55 12850 5 449 1 134

TX/WILLIAMSON COUNTY/0201.11 12 1788 12 2171 27 3930 2 256 3 331

TX/WILLIAMSON COUNTY/0201.12 15 3457 24 6138 34 8277 2 82 1 74

TX/WILLIAMSON COUNTY/0201.13 14 1902 9 786 12 1451 7 576

TX/WILLIAMSON COUNTY/0201.14 19 2750 12 1476 20 2667 9 1049

TX/WILLIAMSON COUNTY/0201.15 27 5729 33 6521 53 10407 2 79 5 874

TX/WILLIAMSON COUNTY/0202.01 4 562 6 1546 6 1243 1 347

TX/WILLIAMSON COUNTY/0202.02 45 9123 24 5696 44 8993 3 629 1 244 2 245

TX/WILLIAMSON COUNTY/0202.03 3 664 30 5553 37 7974 5 826

TX/WILLIAMSON COUNTY/0202.04 13 2528 23 5366 43 9136 2 146 6 1181 2 386

TX/WILLIAMSON COUNTY/0203.01 102 16994 32 6436 35 7104 3 97 5 841 3 462

TX/WILLIAMSON COUNTY/0203.02 22 3313 13 3491 28 5228 3 613 1 120

TX/WILLIAMSON COUNTY/0203.10 8 2134 37 9448 42 9391 3 306 6 1255

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 11 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/WILLIAMSON COUNTY/0203.11 33 7159 61 10480 50 8780 13 2028

TX/WILLIAMSON COUNTY/0203.12 88 13652 16 1761 34 4600 1 44 13 1489

TX/WILLIAMSON COUNTY/0203.13 58 10420 83 14170 107 19455 2 100 20 2547

TX/WILLIAMSON COUNTY/0203.14 74 9674 14 1311 31 4339 1 43 9 777

TX/WILLIAMSON COUNTY/0203.15 49 12999 183 47294 119 32045 1 75 6 1226

TX/WILLIAMSON COUNTY/0203.16 38 6887 33 6354 46 9759 4 752

TX/WILLIAMSON COUNTY/0203.17 24 5631 41 9236 25 6001 1 126

TX/WILLIAMSON COUNTY/0203.18 51 8498 44 6553 89 12818 3 68 13 1510

TX/WILLIAMSON COUNTY/0203.19 61 9323 22 2701 45 5885 1 41 13 1340

TX/WILLIAMSON COUNTY/0203.20 95 14386 42 5499 57 7803 2 157 24 2741

TX/WILLIAMSON COUNTY/0203.21 21 2449 6 655 10 1022 5 445

TX/WILLIAMSON COUNTY/0203.22 50 8686 33 6264 80 12687 2 27 14 1596

TX/WILLIAMSON COUNTY/0203.23 25 3910 13 1722 20 2907 5 592

TX/WILLIAMSON COUNTY/0203.24 76 14885 91 20338 84 16203 3 166 13 1930

TX/WILLIAMSON COUNTY/0203.25 16 1863 6 572 15 1537 3 134 6 513

TX/WILLIAMSON COUNTY/0203.26 44 9910 77 16528 92 16930 6 215 8 1390

TX/WILLIAMSON COUNTY/0203.27 19 2705 8 1153 14 2101 1 63 3 245

TX/WILLIAMSON COUNTY/0203.28 53 9364 39 6824 61 8254 4 72 14 1489

TX/WILLIAMSON COUNTY/0204.03 10 1766 12 1753 11 1502 4 516

TX/WILLIAMSON COUNTY/0204.04 15 2317 20 2878 33 4832 13 1610

TX/WILLIAMSON COUNTY/0204.05 20 3321 21 3008 25 3312 11 1345

TX/WILLIAMSON COUNTY/0204.06 12 2144 8 1082 14 2395 8 1087

TX/WILLIAMSON COUNTY/0204.08 13 2584 36 7522 23 3454 9 1518

TX/WILLIAMSON COUNTY/0204.09 40 7885 38 6386 27 3917 12 1787

TX/WILLIAMSON COUNTY/0204.10 20 3856 30 4748 44 6363 2 226 10 1049

TX/WILLIAMSON COUNTY/0204.11 17 3145 26 4254 56 8637 8 1180

TX/WILLIAMSON COUNTY/0205.03 33 6661 63 14089 44 8018 1 33 5 771

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 12 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/WILLIAMSON COUNTY/0205.04 21 2472 6 552 19 1721 1 3 4 462 1 38

TX/WILLIAMSON COUNTY/0205.05 10 1892 19 3397 34 5701 4 279 3 453

TX/WILLIAMSON COUNTY/0205.06 28 5173 65 15613 98 15707 5 627 14 1953

TX/WILLIAMSON COUNTY/0205.07 18 3738 18 2835 20 3188 3 67 5 577

TX/WILLIAMSON COUNTY/0205.08 8 1244 15 2573 29 4929 1 213 7 1002

TX/WILLIAMSON COUNTY/0205.09 20 4396 67 16237 141 31694 3 277 9 1224

TX/WILLIAMSON COUNTY/0205.10 24 5322 61 12591 141 26691 6 565 8 1165

TX/WILLIAMSON COUNTY/0206.02 20 3081 25 4195 33 4602 2 62 8 1158

TX/WILLIAMSON COUNTY/0206.03 34 9399 126 32389 213 52595 3 272 7 1902

TX/WILLIAMSON COUNTY/0206.04 48 11202 58 12675 45 8733 1 26 4 676

TX/WILLIAMSON COUNTY/0206.05 45 8264 57 9430 94 15905 3 117 18 2302

TX/WILLIAMSON COUNTY/0207.01 7 1191 4 645 3 267

TX/WILLIAMSON COUNTY/0207.03 66 8742 23 2645 46 5560 3 88 14 1334

TX/WILLIAMSON COUNTY/0207.04 22 2526 10 1075 14 1353 7 657

TX/WILLIAMSON COUNTY/0207.06 24 5794 28 6966 68 15950 6 226 3 509

TX/WILLIAMSON COUNTY/0207.07 56 7810 15 1600 36 4098 5 439

TX/WILLIAMSON COUNTY/0207.08 55 10314 36 5763 76 14008 12 1499

TX/WILLIAMSON COUNTY/0208.03 12 1596 12 1600 27 3979 1 29 5 508 2 114

TX/WILLIAMSON COUNTY/0208.04 70 14276 76 16455 111 23591 6 856 10 1682

TX/WILLIAMSON COUNTY/0208.05 112 15947 26 4517 30 4148 2 297 14 2250 1 109

TX/WILLIAMSON COUNTY/0208.06 62 13022 44 8843 26 5058 2 62 7 873

TX/WILLIAMSON COUNTY/0208.07 207 29146 13 1389 57 7444 3 75 12 1337

TX/WILLIAMSON COUNTY/0208.08 6 856 1 157 8 1226 2 117 1 100

TX/WILLIAMSON COUNTY/0208.09 100 13604 12 2050 33 5069 3 79 6 611

TX/WILLIAMSON COUNTY/0209.00 18 2498 10 1754 12 2619 2 101 2 249 2 137

TX/WILLIAMSON COUNTY/0210.00 6 518 4 555 2 212

TX/WILLIAMSON COUNTY/0211.00 7 693

Report Date: 05/17/2013 AGGREGATE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2012 Page 13 of 13

ALL LOANS ON PROPERTY LOCATED IN MSA/MD 3/ MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings

TX/WILLIAMSON COUNTY/0212.01 40 4408 3 267 4 487 1 140

TX/WILLIAMSON COUNTY/0212.02 27 3529 11 1599 28 3253 2 40 3 190

TX/WILLIAMSON COUNTY/0212.03 10 1305 4 265 3 233 1 46 1 54

TX/WILLIAMSON COUNTY/0213.00 9 901 3 408 10 1101 1 41

TX/WILLIAMSON COUNTY/0214.01 71 10373 35 4685 50 6734 21 2175

TX/WILLIAMSON COUNTY/0214.02 4 441 6 742 3 417 4 383

TX/WILLIAMSON COUNTY/0214.03 25 3550 8 1128 17 2152 5 555

TX/WILLIAMSON COUNTY/0215.02 14 1448 5 356 18 1669 12 1041

TX/WILLIAMSON COUNTY/0215.03 12 1505 3 290 8 916 2 246

TX/WILLIAMSON COUNTY/0215.04 87 20002 82 16729 79 15283 15 2519

TX/WILLIAMSON COUNTY/0215.05 39 5094 9 1052 20 1919 7 647

TX/WILLIAMSON COUNTY/0215.06 38 6070 14 2101 21 3781 1 47 1 96

TX/WILLIAMSON COUNTY/0215.07 46 6577 27 3311 59 7543 5 122 18 1892

TX/WILLIAMSON COUNTY/0215.08 98 17000 38 6084 52 6870 4 369 12 1614

TX/WILLIAMSON COUNTY/0216.01 110 12974 12 1436 16 2041 1 80 8 685

TX/WILLIAMSON COUNTY/0216.02 7 1309 9 2259 18 4006 1 7 1 127

TX/WILLIAMSON COUNTY/0216.03 18 2660 3 414 6 1116 1 141

MSA/MD (TOTAL) 8324 1393394 8666 1920192 13958 2986043 351 31501 7 8933 2399 379784 76 9352

INVALID GEOGRAPHIC IDENTIFIERS 2/

Report Date: 05/17/2013 AGGREGATE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OF Page 1 of 1 PURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX COMMERCIAL INSURANCE CO, PRIVATE BANK, SAVINGS CREDIT UNION, BORROWER OR CENSUS TRACT SECURITI- BANK, OR SAVING MORTGAGE BK, OR AFFILIATE OTHER ASSOC FINANCE CO CHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC ZATION INSTITUTION PURCHASER Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 67 11131 64 10181 26 5178 1 188 49 10000 14 2615 12 2191 4 1032 ASIAN 2428 521833 250 43183 538 106652 11 2650 962 220033 224 47275 225 47399 116 25757 BLACK OR AFRICAN AMERICAN 317 57126 713 117783 110 17875 6 951 383 68255 122 20594 42 6938 93 16756 NATIVE HAWAIIAN/OTHER PACIFIC 29 5887 30 4847 12 1792 28 5799 12 2504 5 755 12 1590 ISLND WHITE 20714 4367994 9329 1609773 6044 1226450 1 124 306 72794 13910 2951625 4434 936775 975 184978 1879 412817 2 OR MORE MINORITY RACES 9 1288 4 791 1 130 2 316 3 759 2 298 1 10 JOINT (WHITE/MINORITY RACE) 495 109647 256 49542 137 30351 6 937 278 66403 118 23247 40 8114 37 8884 RACE NOT AVAILABLE 6/ 6657 1737848 2601 480905 2655 738665 113 23030 2320 507029 783 166459 1055 228921 296 63773 ETHNICITY 7/ HISPANIC OR LATINO 1629 279709 1957 295518 451 72153 1 124 13 2181 1511 260696 425 69524 85 12713 281 46802 NOT HISPANIC OR LATINO 21732 4641214 8248 1455377 6202 1272121 285 68642 13530 2937126 4352 935943 1152 226063 1780 401627 JOINT (HISPANIC OR LATINO/ NOT 838 179975 543 101462 254 52000 14 2804 572 125781 215 41802 60 10163 79 17910 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 6517 1711856 2499 464648 2616 730819 131 26923 2319 505857 718 152959 1059 230655 298 64280 MINORITY STATUS 8/ WHITE NON-HISPANIC 18326 3916936 6975 1234946 5377 1109006 258 62668 11799 2557592 3825 831465 837 162760 1523 348384 OTHERS, INCLUDING HISPANIC 5688 1142910 3692 602774 1486 278014 1 124 50 9555 3700 739648 1103 202549 453 85562 608 116152 INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 1112 119416 909 103414 347 36156 20 2320 979 114115 281 31554 88 10265 127 13117 50-79% OF MSA/MD MEDIAN 3675 502221 2855 424494 1077 141856 1 124 73 10991 3422 508013 881 121966 314 43465 460 67173 80-99% OF MSA/MD MEDIAN 2801 459731 1446 251634 829 132945 37 5522 2046 358772 665 111547 220 33867 252 43535 100-119% OF MSA/MD MEDIAN 3273 604565 1168 220583 912 165039 52 9984 2037 401629 609 115808 283 48350 278 55355 120% OR MORE OF MSA/MD MEDIAN 18198 4431068 2170 494583 4780 1125057 260 71389 8676 2293261 2997 765995 1401 332564 1046 309351 INCOME NOT AVAILABLE 6/ 1657 695753 4699 822297 1578 526040 1 344 772 153670 277 53358 50 11083 275 42088 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 1186 289716 168 40076 330 85089 24 7074 539 153804 169 49057 65 20109 90 33170 10-19% MINORITY 6373 1779628 927 229902 1947 510465 115 32389 3126 897662 1223 360664 415 113738 402 126028 20-49% MINORITY 18658 4086853 7128 1307796 5759 1258254 219 49308 10700 2262466 3240 643123 1432 287717 1343 291048 50-79% MINORITY 3835 559036 4197 632870 1296 249972 1 124 66 9688 3015 442532 893 124284 394 52615 516 71167 80-100% MINORITY 664 97521 827 106361 191 23313 19 2091 552 72996 185 23100 50 5415 87 9206 INCOME 12/ 13/ LOW INCOME 692 130830 409 58790 212 56164 21 2721 465 71277 157 21719 56 7039 54 6829 MODERATE INCOME 2618 485115 2401 328651 788 153694 47 7810 1878 288616 655 99393 250 38107 331 46538 MIDDLE INCOME 9655 1729634 6404 1044495 3083 571379 1 124 117 20570 6514 1140447 1865 312505 735 116313 842 143240 UPPER INCOME 17751 4467175 4033 885069 5439 1345513 258 69449 9075 2329120 3033 766611 1315 318135 1211 334012

TOTAL 14/ 30716 6812754 13247 2317005 9523 2127093 1 124 443 100550 17932 3829460 5710 1200228 2356 479594 2438 530619

Report Date: 05/17/2013 AGGREGATE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2012 Page 1 of 2

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

COMMERCIAL INSURANCE CO, PRIVATE BANK, SAVINGS CREDIT UNION, PRICING INFORMATION SECURITI- BANK, OR SAVING MORTGAGE BK, OR AFFILIATE OTHER ASSOC FINANCE CO FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC ZATION INSTITUTION PURCHASER FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN # LIEN #

NO REPORTED 17628 12 5574 4864 1 398 17268 28 5351 56 1462 2016 49 PRICING DATA 15/

REPORTED 231 162 50 113 5 56 213 13 117 PRICING DATA

PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/

1.50 - 1.99 196 NA 99 NA 43 NA NA NA 93 NA 30 NA 12 NA 21 NA

2.00 - 2.49 25 NA 18 NA 6 NA NA NA 10 NA 5 NA 1 NA 13 NA

2.50 - 2.99 7 NA 12 NA NA NA NA 4 NA 2 NA NA 14 NA

3.00 - 3.49 2 NA 21 NA 1 NA NA NA 3 NA 9 NA NA 25 NA

3.50 - 4.49 12 3 4 9 93 41

4.50 - 5.49 1 1 105 3

5.50 - 6.49 1 15

6.50 OR MORE

MEAN 1.79 2.18 1.78 1.82 4.14 2.39 4.59 1.70 3.05

MEDIAN 1.68 1.79 1.69 1.63 3.90 1.74 4.69 1.65 3.27

HOEPA LOANS 17/

Report Date: 05/17/2013 AGGREGATE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2012 Page 2 of 2

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

COMMERCIAL INSURANCE CO, PRIVATE BANK, SAVINGS CREDIT UNION, PRICING INFORMATION SECURITI- BANK, OR SAVING MORTGAGE BK, OR AFFILIATE OTHER ASSOC FINANCE CO FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC ZATION INSTITUTION PURCHASER FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR FIRST JUNIOR LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN LIEN $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's $000's

NO REPORTED 3939763 6645 965906 1094977 124 94606 3713322 1578 1170695 3456 280496 457771 647 PRICING DATA 15/

REPORTED 28815 21249 5973 16617 171 8088 12467 1742 16856 PRICING DATA

PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/

1.50 - 1.99 24564 NA 12893 NA 5282 NA NA NA 13272 NA 4665 NA 1592 NA 3540 NA

2.00 - 2.49 2993 NA 2193 NA 601 NA NA NA 1388 NA 837 NA 150 NA 1719 NA

2.50 - 2.99 932 NA 1994 NA NA NA NA 680 NA 257 NA NA 2174 NA

3.00 - 3.49 242 NA 2738 NA 90 NA NA NA 820 NA 924 NA NA 3515 NA

3.50 - 4.49 1431 457 112 1292 5343 5541

4.50 - 5.49 59 113 6477 367

5.50 - 6.49 84 647

6.50 OR MORE

MEAN 30/ 1.77 2.17 1.76 1.87 4.21 2.30 4.55 1.69 3.00

MEDIAN 31/ 1.66 1.79 1.67 1.63 3.90 1.73 4.64 1.62 3.18

HOEPA LOANS 17/

Report Date: 05/17/2013 AGGREGATE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME Page 1 of 2 DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX Applications Loans Apps. Approved But Applications Applications Files Closed For RACE AND GENDER 5/ 18/ 19/ Received 20/ Originated Not Accepted Denied Withdrawn Incompleteness Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 65 10388 50 8442 4 396 6 839 3 436 2 275 MALE 36 5922 30 5118 2 249 3 422 1 133 FEMALE 17 2471 13 2021 2 147 2 303 JOINT (MALE/FEMALE) 12 1995 7 1303 3 417 2 275 ASIAN (TOTAL) 257 46036 176 31999 3 696 37 6287 33 5503 8 1551 MALE 114 20909 81 14885 1 294 15 2799 15 2345 2 586 FEMALE 65 10700 42 6878 2 402 10 1670 9 1453 2 297 JOINT (MALE/FEMALE) 76 14044 51 9853 12 1818 9 1705 4 668 BLACK OR AFRICAN AMERICAN (TOTAL) 640 109431 418 71667 15 2430 130 22159 73 12587 4 588 MALE 231 40164 150 25903 5 729 48 8701 26 4458 2 373 FEMALE 236 35395 156 23607 6 928 48 6999 24 3646 2 215 JOINT (MALE/FEMALE) 171 33601 111 22047 4 773 33 6298 23 4483 NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 26 4612 22 3890 1 261 2 322 1 139 MALE 13 2245 12 2102 1 143 FEMALE 10 1880 8 1440 1 261 1 179 JOINT (MALE/FEMALE) 3 487 2 348 1 139 WHITE (TOTAL) 9059 1576005 6840 1200841 234 38578 1038 173552 836 143584 111 19450 MALE 3275 549347 2383 402344 96 15308 423 70149 334 54533 39 7013 FEMALE 2173 332941 1637 251819 50 6976 239 35851 213 32587 34 5708 JOINT (MALE/FEMALE) 3574 688052 2791 542367 88 16294 373 66927 284 55735 38 6729 2 OR MORE MINORITY RACES (TOTAL) 5 934 3 488 1 179 1 267 MALE 1 267 1 267 FEMALE 3 533 2 354 1 179 JOINT (MALE/FEMALE) 1 134 1 134 JOINT (WHITE/MINORITY RACE) (TOTAL) 210 40976 159 32449 8 1658 26 3947 15 2705 2 217 MALE 7 1143 4 701 1 143 1 156 1 143 FEMALE 1 150 1 150 JOINT (MALE/FEMALE) 201 39458 153 31373 7 1515 25 3791 14 2562 2 217 RACE NOT AVAILABLE (TOTAL) 6/ 1325 239458 856 158554 26 4665 223 38232 186 32112 34 5895 MALE 168 29526 109 20034 1 188 24 3522 25 4182 9 1600 FEMALE 134 20763 87 14240 2 263 25 3075 14 2031 6 1154 JOINT (MALE/FEMALE) 158 31994 108 21388 3 597 23 4782 22 4860 2 367

Report Date: 05/17/2013 AGGREGATE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME Page 2 of 2 DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX Applications Loans Apps. Approved But Applications Applications Files Closed For ETHNICITY, GENDER AND INCOME 7/ 18/ 19/ Received 20/ Originated Not Accepted Denied Withdrawn Incompleteness Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

HISPANIC OR LATINO (TOTAL) 2207 338438 1532 238567 65 9835 346 50203 229 34366 35 5467 MALE 974 147046 685 104809 31 4397 144 20755 100 14703 14 2382 FEMALE 581 81617 401 57218 17 2301 85 10742 64 9115 14 2241 JOINT (MALE/FEMALE) 647 108977 442 75858 17 3137 116 18590 65 10548 7 844 NOT HISPANIC OR LATINO (TOTAL) 7640 1370910 5812 1049643 194 32708 838 147063 706 125023 90 16473 MALE 2720 476577 1992 350044 74 12361 343 60691 280 47491 31 5990 FEMALE 1937 304463 1461 229791 46 6770 216 34230 187 29183 27 4489 JOINT (MALE/FEMALE) 2953 585240 2335 466184 74 13577 278 51865 234 47620 32 5994 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 475 90636 368 70922 10 2286 54 9414 36 7012 7 1002 (TOTAL) MALE 16 3011 12 2262 3 553 1 196 FEMALE 7 1304 6 1184 1 120 JOINT (MALE/FEMALE) 449 85656 348 67043 10 2286 50 8629 34 6696 7 1002 ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1265 227856 812 149198 23 4034 223 38603 177 30848 30 5173 MALE 135 22889 80 13972 1 153 25 4017 22 3547 7 1200 FEMALE 114 17449 78 12316 1 85 21 2623 11 1781 3 644 JOINT (MALE/FEMALE) 147 29892 99 19728 1 179 25 4949 19 4481 3 555 MINORITY STATUS 8/ 18/ 19/ WHITE NON-HISPANIC (TOTAL) 6487 1165351 5015 904937 165 27470 651 115230 582 104018 74 13696 MALE 2328 406076 1721 301277 67 11195 279 48863 235 39961 26 4780 FEMALE 1599 252319 1233 194261 34 4771 159 25742 151 23747 22 3798 JOINT (MALE/FEMALE) 2535 503193 2042 406642 64 11504 212 40348 191 39581 26 5118 OTHERS, INCLUDING HISPANIC (TOTAL) 3773 622424 2645 444058 103 17181 586 91086 383 61283 56 8816 MALE 1356 214876 947 151402 38 5563 211 33080 142 21490 18 3341 FEMALE 910 132476 622 91766 28 4122 143 19411 99 14424 18 2753 JOINT (MALE/FEMALE) 1494 272730 1066 199057 37 7496 229 38086 142 25369 20 2722 INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 1545 182449 981 113564 42 4569 339 42663 168 19803 15 1850 50-79% OF MSA/MD MEDIAN 4086 616323 3043 459064 93 13288 499 76551 401 59836 50 7584 80-99% OF MSA/MD MEDIAN 1955 347106 1475 262987 51 8612 204 35934 188 33065 37 6508 100-119% OF MSA/MD MEDIAN 1424 280293 1092 214945 41 7627 145 28295 126 25488 20 3938 120% OR MORE OF MSA/MD MEDIAN 2470 584632 1895 451907 62 14255 234 55099 240 55259 39 8112 INCOME NOT AVAILABLE 6/ 107 17037 38 5863 3 512 40 6741 25 3798 1 123 TOTAL 14/ 11587 2027840 8524 1508330 292 48863 1461 245283 1148 197249 162 28115

Report Date: 05/17/2013 AGGREGATE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME Page 1 of 2 DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 66 13049 39 7780 2 107 10 1448 11 2565 4 1149 MALE 38 7915 20 4334 2 107 5 1111 9 1753 2 610 FEMALE 14 2436 10 1508 3 268 1 660 JOINT (MALE/FEMALE) 14 2698 9 1938 2 69 1 152 2 539 ASIAN (TOTAL) 1987 433893 1416 310499 108 22180 206 33269 199 48859 58 19086 MALE 917 187355 648 134066 58 11367 85 12713 102 23935 24 5274 FEMALE 341 60093 235 42999 13 2084 55 7747 26 5032 12 2231 JOINT (MALE/FEMALE) 723 185280 530 132736 37 8729 64 12586 70 19648 22 11581 BLACK OR AFRICAN AMERICAN (TOTAL) 430 64851 222 42198 71 5868 105 11089 25 4516 7 1180 MALE 149 26543 73 15951 20 1836 40 5736 15 2938 1 82 FEMALE 166 20025 89 12694 28 2367 38 3497 8 1238 3 229 JOINT (MALE/FEMALE) 113 18062 58 13332 23 1665 27 1856 2 340 3 869 NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 23 3856 18 3238 1 79 3 395 1 144 MALE 12 1749 9 1288 2 317 1 144 FEMALE 6 1127 6 1127 JOINT (MALE/FEMALE) 3 514 2 435 1 79 WHITE (TOTAL) 19544 4453659 14233 3352004 1095 203193 2266 419299 1668 413109 282 66054 MALE 6322 1422111 4439 1029024 394 75792 814 149659 571 142799 104 24837 FEMALE 3959 680456 2818 508102 215 25454 548 77212 328 60419 50 9269 JOINT (MALE/FEMALE) 9198 2337857 6937 1806505 482 100987 893 190734 760 208235 126 31396 2 OR MORE MINORITY RACES (TOTAL) 13 1506 8 1077 1 158 4 271 MALE 7 989 3 607 1 158 3 224 FEMALE 5 363 4 316 1 47 JOINT (MALE/FEMALE) 1 154 1 154 JOINT (WHITE/MINORITY RACE) (TOTAL) 425 102905 304 73892 25 6386 46 9890 40 10490 10 2247 MALE 8 1575 4 793 2 227 2 555 FEMALE 7 1753 4 1140 1 156 1 155 1 302 JOINT (MALE/FEMALE) 406 98169 294 71377 23 5817 42 9095 37 9633 10 2247 RACE NOT AVAILABLE (TOTAL) 6/ 3821 853492 2348 572596 350 41450 560 98310 410 106656 153 34480 MALE 570 106558 288 65446 98 6089 117 19363 54 13415 13 2245 FEMALE 307 41760 147 24943 48 2805 86 7513 21 5665 5 834 JOINT (MALE/FEMALE) 697 144369 399 97091 99 8677 119 18328 58 14425 22 5848

Report Date: 05/17/2013 AGGREGATE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME Page 2 of 2 DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

HISPANIC OR LATINO (TOTAL) 2671 340580 1319 211732 460 30281 704 65590 155 27215 33 5762 MALE 1153 155313 584 95713 194 11876 289 30606 67 13811 19 3307 FEMALE 675 74036 338 44811 96 6618 201 17464 33 4061 7 1082 JOINT (MALE/FEMALE) 822 109916 392 70882 164 11502 205 16822 54 9337 7 1373 NOT HISPANIC OR LATINO (TOTAL) 19331 4562401 14425 3447957 935 201393 1922 393979 1730 437884 319 81188 MALE 6388 1487620 4606 1083000 345 78758 692 141494 632 157266 113 27102 FEMALE 3860 689678 2822 519882 181 23466 472 72064 327 63526 58 10740 JOINT (MALE/FEMALE) 9017 2370711 6951 1835661 406 98268 749 178332 765 215656 146 42794 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 760 172793 524 125412 59 9509 102 19619 63 15454 12 2799 (TOTAL) MALE 9 1956 6 1356 1 29 2 571 FEMALE 9 1429 8 1375 1 54 JOINT (MALE/FEMALE) 741 169161 509 122434 57 9426 100 19048 63 15454 12 2799 ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3547 851437 2320 578183 199 38238 472 94783 406 105786 150 34447 MALE 473 109906 288 71440 33 4686 85 16679 55 14462 12 2639 FEMALE 261 42870 145 26761 27 2728 59 6911 25 5729 5 741 JOINT (MALE/FEMALE) 575 137315 378 94591 38 6758 93 18466 46 11986 20 5514 MINORITY STATUS 8/ 18/ 19/ WHITE NON-HISPANIC (TOTAL) 16382 3933794 12397 3002342 732 166961 1558 335242 1452 371120 243 58129 MALE 5240 1254464 3837 922144 263 65294 553 118290 500 127315 87 21421 FEMALE 3332 605473 2477 460665 140 18890 382 61584 291 56254 42 8080 JOINT (MALE/FEMALE) 7766 2064042 6051 1612970 327 82289 619 154147 657 186560 112 28076 OTHERS, INCLUDING HISPANIC (TOTAL) 6255 1111468 3785 762495 715 73270 1155 138513 480 105814 120 31376 MALE 2273 380200 1338 252902 275 25349 423 50873 192 42088 45 8988 FEMALE 1208 159240 686 104766 137 11071 294 28568 69 11293 22 3542 JOINT (MALE/FEMALE) 2738 567206 1747 402365 296 36152 425 57660 217 52183 53 18846 INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 2010 153562 889 75325 321 15073 672 49929 103 10896 25 2339 50-79% OF MSA/MD MEDIAN 3878 485029 2475 333552 358 27265 689 74586 293 41107 63 8519 80-99% OF MSA/MD MEDIAN 2475 401538 1781 297951 164 19063 272 40258 209 34707 49 9559 100-119% OF MSA/MD MEDIAN 2512 476659 1857 359638 139 22405 250 43234 216 42140 50 9242 120% OR MORE OF MSA/MD MEDIAN 15082 4323329 11351 3237285 657 191778 1256 353327 1503 449530 315 91409 INCOME NOT AVAILABLE 6/ 352 87094 235 59533 14 3837 61 12637 30 7959 12 3128 TOTAL 14/ 26309 5927211 18588 4363284 1653 279421 3200 573971 2354 586339 514 124196

Report Date: 05/17/2013 AGGREGATE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, Page 1 of 2 ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 257 39365 141 22040 9 1275 64 9204 28 4344 15 2502 MALE 96 14436 50 8056 2 157 25 3378 13 1834 6 1011 FEMALE 79 11338 47 6322 5 840 17 2418 5 877 5 881 JOINT (MALE/FEMALE) 77 12627 42 7300 2 278 22 3408 7 1031 4 610 ASIAN (TOTAL) 3715 756924 2617 552461 194 36961 460 80802 299 58150 145 28550 MALE 1728 349531 1229 255913 94 17686 201 36231 141 27910 63 11791 FEMALE 527 91740 338 59632 25 4592 86 14267 49 8025 29 5224 JOINT (MALE/FEMALE) 1435 310878 1033 233557 74 14537 169 29584 106 21665 53 11535 BLACK OR AFRICAN AMERICAN (TOTAL) 1826 286877 985 160365 119 18482 419 61850 208 31581 95 14599 MALE 581 89541 304 49132 43 6546 137 20299 73 9865 24 3699 FEMALE 523 70327 263 35619 32 4204 134 17288 59 8168 35 5048 JOINT (MALE/FEMALE) 715 126078 415 75334 42 7553 146 23791 76 13548 36 5852 NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 129 22373 74 12315 7 1221 25 5204 13 2103 10 1530 MALE 58 9872 32 5370 3 325 13 2055 7 1408 3 714 FEMALE 28 3657 18 2601 5 569 3 319 2 168 JOINT (MALE/FEMALE) 42 8774 24 4344 4 896 7 2580 2 306 5 648 WHITE (TOTAL) 45700 9235785 29920 6118747 2117 388469 7220 1390433 4655 969760 1788 368376 MALE 13794 2867425 8434 1778832 696 129310 2410 471491 1596 351766 658 136026 FEMALE 8634 1359493 5322 850718 427 64130 1570 229456 959 156684 356 58505 JOINT (MALE/FEMALE) 23125 4979434 16073 3471419 989 193468 3219 684926 2077 456781 767 172840 2 OR MORE MINORITY RACES (TOTAL) 35 5572 15 2418 3 519 11 1670 5 889 1 76 MALE 17 2634 7 1063 8 1273 2 298 FEMALE 7 1187 6 1072 1 115 JOINT (MALE/FEMALE) 10 1488 2 283 2 404 3 397 2 328 1 76 JOINT (WHITE/MINORITY RACE) (TOTAL) 1121 228710 760 157073 57 10966 153 32075 103 20010 48 8586 MALE 21 4986 17 4318 1 242 2 271 1 155 FEMALE 16 2253 7 982 1 180 5 677 2 264 1 150 JOINT (MALE/FEMALE) 1079 220606 732 151204 55 10544 145 30831 100 19591 47 8436 RACE NOT AVAILABLE (TOTAL) 6/ 9443 1948294 4882 1051004 460 81889 1751 334965 1748 359530 602 120906 MALE 1218 239053 639 130022 64 10906 253 44045 194 41588 68 12492 FEMALE 719 109707 331 51881 27 4014 201 28999 125 19605 35 5208 JOINT (MALE/FEMALE) 1868 393740 1122 242339 90 14904 355 72176 219 47232 82 17089

Report Date: 05/17/2013 AGGREGATE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, Page 2 of 2 ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

HISPANIC OR LATINO (TOTAL) 5637 833334 2983 452025 316 43568 1378 195972 648 95597 312 46172 MALE 2044 314094 1034 164616 129 18279 506 74396 242 36476 133 20327 FEMALE 1280 170707 674 92315 68 9155 344 41778 136 18652 58 8807 JOINT (MALE/FEMALE) 2285 345195 1263 193359 117 15856 519 79075 266 39963 120 16942 NOT HISPANIC OR LATINO (TOTAL) 45577 9413876 30376 6343176 2094 395501 6805 1337904 4569 970295 1733 367000 MALE 14385 3044655 9088 1944442 713 137215 2345 467944 1612 361141 627 133913 FEMALE 8580 1374850 5327 866403 422 64654 1496 224244 960 158413 375 61136 JOINT (MALE/FEMALE) 22436 4959503 15858 3511926 947 191265 2939 640596 1968 444950 724 170766 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 2043 396986 1354 262915 100 19762 333 65560 176 34701 80 14048 (TOTAL) MALE 36 6720 23 4207 8 1286 5 1227 FEMALE 46 6608 32 4400 1 125 10 1687 1 155 2 241 JOINT (MALE/FEMALE) 1959 383379 1297 254029 99 19637 315 62587 170 33319 78 13807 ETHNICITY NOT AVAILABLE (TOTAL) 6/ 8969 1879704 4681 1018307 456 80951 1587 316767 1666 345774 579 117905 MALE 1048 212009 567 119441 61 9678 190 35417 168 35980 62 11493 FEMALE 627 97537 299 45709 27 4141 168 25965 105 16722 28 5000 JOINT (MALE/FEMALE) 1671 365548 1025 226466 95 15826 293 65435 185 42250 73 15571 MINORITY STATUS 8/ 18/ 19/ WHITE NON-HISPANIC (TOTAL) 38429 8043563 25746 5416473 1707 325183 5678 1145595 3878 845289 1420 311023 MALE 11796 2550917 7407 1609659 565 111210 1942 399749 1359 315400 523 114899 FEMALE 7348 1182732 4630 754619 353 53951 1241 187339 820 136844 304 49979 JOINT (MALE/FEMALE) 19190 4289784 13651 3040283 786 159100 2483 555408 1682 389651 588 145342 OTHERS, INCLUDING HISPANIC (TOTAL) 14337 2498869 8680 1579353 786 130196 2757 437959 1435 239370 679 111991 MALE 4512 782180 2658 487001 268 42716 884 137253 476 78089 226 37121 FEMALE 2463 352945 1358 199969 133 19211 590 77423 254 36360 128 19982 JOINT (MALE/FEMALE) 7290 1352525 4625 885942 380 67666 1267 221072 694 123053 324 54792 INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 3440 385386 1608 173757 146 14013 1136 131876 392 47028 158 18712 50-79% OF MSA/MD MEDIAN 8376 1069026 4680 586207 399 46992 1785 230593 1096 150679 416 54555 80-99% OF MSA/MD MEDIAN 5533 828656 3375 506871 230 32086 1003 146224 690 107544 235 35931 100-119% OF MSA/MD MEDIAN 6187 1050976 3943 667087 324 52633 949 164085 704 120224 267 46947 120% OR MORE OF MSA/MD MEDIAN 31857 8049662 21499 5415099 1478 333746 4207 1076798 3445 900683 1228 323336 INCOME NOT AVAILABLE 6/ 6833 1140194 4289 727402 389 60312 1023 166627 732 120209 400 65644 TOTAL 14/ 62226 12523900 39394 8076423 2966 539782 10103 1916203 7059 1446367 2704 545125

Report Date: 05/17/2013 AGGREGATE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY Page 1 of 2 RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 32 605 10 173 1 4 21 428 MALE 21 352 8 149 1 4 12 199 FEMALE 8 88 2 24 6 64 JOINT (MALE/FEMALE) 3 165 3 165 ASIAN (TOTAL) 88 11707 38 7766 5 929 34 1689 10 1293 1 30 MALE 47 6005 19 3465 4 573 17 914 6 1023 1 30 FEMALE 12 649 3 290 7 304 2 55 JOINT (MALE/FEMALE) 29 5053 16 4011 1 356 10 471 2 215 BLACK OR AFRICAN AMERICAN (TOTAL) 142 4258 37 1590 4 42 94 1974 6 532 1 120 MALE 54 1658 15 622 2 9 34 765 3 262 FEMALE 61 1285 10 286 1 18 48 816 2 165 JOINT (MALE/FEMALE) 26 1275 12 682 1 15 11 353 1 105 1 120 NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 8 545 3 407 4 53 1 85 MALE 3 115 2 30 1 85 FEMALE 1 20 1 20 JOINT (MALE/FEMALE) 4 410 3 407 1 3 WHITE (TOTAL) 2522 245203 1263 134199 164 20802 835 49398 207 32357 53 8447 MALE 754 68518 343 35641 57 8055 288 14274 54 7442 12 3106 FEMALE 580 37250 241 17767 22 1448 240 10384 63 6448 14 1203 JOINT (MALE/FEMALE) 1177 138564 675 80341 83 11016 303 24637 89 18432 27 4138 2 OR MORE MINORITY RACES (TOTAL) 1 5 1 5 MALE FEMALE 1 5 1 5 JOINT (MALE/FEMALE) JOINT (WHITE/MINORITY RACE) (TOTAL) 55 4688 23 2141 2 130 22 1538 5 737 3 142 MALE 2 69 1 19 1 50 FEMALE JOINT (MALE/FEMALE) 53 4619 22 2122 2 130 21 1488 5 737 3 142 RACE NOT AVAILABLE (TOTAL) 6/ 676 35857 140 13354 88 3826 370 10957 75 7311 3 409 MALE 64 2240 15 786 4 251 37 754 8 449 FEMALE 51 1249 12 334 6 384 21 245 12 286 JOINT (MALE/FEMALE) 76 3815 24 1438 6 468 34 763 12 1146

Report Date: 05/17/2013 AGGREGATE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY Page 2 of 2 RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

HISPANIC OR LATINO (TOTAL) 446 21013 150 9325 26 1640 237 6842 28 2956 5 250 MALE 167 7878 50 3953 13 735 93 2040 9 993 2 157 FEMALE 144 4771 44 1648 7 609 84 2118 7 353 2 43 JOINT (MALE/FEMALE) 135 8364 56 3724 6 296 60 2684 12 1610 1 50 NOT HISPANIC OR LATINO (TOTAL) 2289 230972 1156 129259 140 18564 750 44738 191 30055 52 8356 MALE 720 68012 330 35319 50 7928 272 13671 56 8030 12 3064 FEMALE 517 34093 211 16670 19 1019 213 8900 62 6344 12 1160 JOINT (MALE/FEMALE) 1045 128581 612 77104 70 9587 263 22112 72 15646 28 4132 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 111 11361 55 6419 8 692 33 1908 13 2124 2 218 (TOTAL) MALE 3 270 1 74 1 146 1 50 FEMALE 2 206 1 22 1 184 JOINT (MALE/FEMALE) 106 10885 53 6323 7 546 31 1674 13 2124 2 218 ETHNICITY NOT AVAILABLE (TOTAL) 6/ 678 39522 153 14627 91 4842 360 12549 71 7095 3 409 MALE 55 2797 20 1336 4 83 25 1225 6 153 FEMALE 51 1476 12 361 4 227 25 631 10 257 JOINT (MALE/FEMALE) 82 6071 31 1850 10 1556 29 1410 12 1255 MINORITY STATUS 8/ 18/ 19/ WHITE NON-HISPANIC (TOTAL) 2021 211662 1065 118752 128 17497 611 39998 170 27359 47 8056 MALE 616 60290 299 31746 44 7346 217 11789 46 6460 10 2949 FEMALE 444 31988 196 15874 18 1014 161 7830 57 6110 12 1160 JOINT (MALE/FEMALE) 957 119288 568 71086 66 9137 232 20364 66 14754 25 3947 OTHERS, INCLUDING HISPANIC (TOTAL) 835 51846 301 26681 46 3438 415 13445 61 7514 12 768 MALE 279 16107 87 8206 20 1463 150 3888 18 2278 4 272 FEMALE 222 6954 59 2260 9 632 141 3446 11 573 2 43 JOINT (MALE/FEMALE) 333 28745 155 16215 17 1343 123 6071 32 4663 6 453 INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 476 14334 113 3561 14 357 315 7097 25 1809 9 1510 50-79% OF MSA/MD MEDIAN 623 23243 205 8901 37 1462 329 8649 47 3673 5 558 80-99% OF MSA/MD MEDIAN 371 22332 145 9934 27 1331 144 6926 47 3660 8 481 100-119% OF MSA/MD MEDIAN 350 21942 157 11834 24 1621 136 5039 31 3172 2 276 120% OR MORE OF MSA/MD MEDIAN 1668 217461 866 122492 161 20956 452 38207 151 29398 38 6408 INCOME NOT AVAILABLE 6/ 36 3556 28 2908 2 11 4 119 2 518 TOTAL 14/ 3524 302868 1514 159630 265 25738 1380 66037 303 42230 62 9233

Report Date: 05/17/2013 AGGREGATE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER AND Page 1 of 2 INCOME OF APPLICANT, 2012

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) MALE FEMALE JOINT (MALE/FEMALE) ASIAN (TOTAL) MALE FEMALE JOINT (MALE/FEMALE) BLACK OR AFRICAN AMERICAN (TOTAL) 1 455 1 455 MALE 1 455 1 455 FEMALE JOINT (MALE/FEMALE) NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) MALE FEMALE JOINT (MALE/FEMALE) WHITE (TOTAL) 11 3066 8 1986 3 1080 MALE 4 1024 3 704 1 320 FEMALE 2 770 2 770 JOINT (MALE/FEMALE) 5 1272 3 512 2 760 2 OR MORE MINORITY RACES (TOTAL) MALE FEMALE JOINT (MALE/FEMALE) JOINT (WHITE/MINORITY RACE) (TOTAL) MALE FEMALE JOINT (MALE/FEMALE) RACE NOT AVAILABLE (TOTAL) 6/ 162 1282703 124 933710 13 38151 12 88529 13 222313 MALE FEMALE JOINT (MALE/FEMALE)

Report Date: 05/17/2013 AGGREGATE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER AND Page 2 of 2 INCOME OF APPLICANT, 2012

HISPANIC OR LATINO (TOTAL) 1 400 1 400 MALE FEMALE 1 400 1 400 JOINT (MALE/FEMALE) NOT HISPANIC OR LATINO (TOTAL) 11 3121 8 2041 3 1080 MALE 5 1479 4 1159 1 320 FEMALE 1 370 1 370 JOINT (MALE/FEMALE) 5 1272 3 512 2 760 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) (TOTAL) MALE FEMALE JOINT (MALE/FEMALE) ETHNICITY NOT AVAILABLE (TOTAL) 6/ 162 1282703 124 933710 13 38151 12 88529 13 222313 MALE FEMALE JOINT (MALE/FEMALE) MINORITY STATUS 8/ 18/ 19/ WHITE NON-HISPANIC (TOTAL) 10 2666 7 1586 3 1080 MALE 4 1024 3 704 1 320 FEMALE 1 370 1 370 JOINT (MALE/FEMALE) 5 1272 3 512 2 760 OTHERS, INCLUDING HISPANIC (TOTAL) 2 855 2 855 MALE 1 455 1 455 FEMALE 1 400 1 400 JOINT (MALE/FEMALE) INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 50-79% OF MSA/MD MEDIAN 80-99% OF MSA/MD MEDIAN 100-119% OF MSA/MD MEDIAN 120% OR MORE OF MSA/MD MEDIAN INCOME NOT AVAILABLE 6/ 174 1286224 133 936151 13 38151 15 89609 13 222313 TOTAL 14/ 174 1286224 133 936151 13 38151 15 89609 13 222313

Report Date: 05/17/2013 AGGREGATE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, Page 1 of 2 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 38 5036 21 2865 2 313 10 1015 3 395 2 448 MALE 20 2915 12 1904 6 652 1 74 1 285 FEMALE 10 1267 6 593 1 235 2 241 1 198 JOINT (MALE/FEMALE) 6 560 2 197 1 78 2 122 1 163 ASIAN (TOTAL) 1279 181513 864 124233 59 7773 214 29028 105 15223 37 5256 MALE 558 77292 366 51597 33 4255 88 11444 54 7605 17 2391 FEMALE 219 28444 154 19852 7 1062 38 4740 11 1551 9 1239 JOINT (MALE/FEMALE) 492 74285 339 52010 18 2310 85 12359 39 5980 11 1626 BLACK OR AFRICAN AMERICAN (TOTAL) 200 26275 115 16837 12 1315 42 4624 21 2504 10 995 MALE 82 11066 45 7208 7 672 15 1577 11 1215 4 394 FEMALE 45 4713 22 2690 2 90 15 1255 4 443 2 235 JOINT (MALE/FEMALE) 72 10412 48 6939 2 469 12 1792 6 846 4 366 NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 19 2561 10 1693 2 159 6 629 1 80 MALE 8 806 5 590 1 80 2 136 FEMALE 2 262 1 182 1 80 JOINT (MALE/FEMALE) 8 1415 5 1103 1 79 2 233 WHITE (TOTAL) 7636 1276464 4984 835988 370 63309 1262 201445 773 134591 247 41131 MALE 2805 470632 1731 291925 146 24664 518 80862 308 54734 102 18447 FEMALE 1201 174904 766 114880 66 9105 207 27319 120 17590 42 6010 JOINT (MALE/FEMALE) 3602 627458 2469 427061 157 29260 533 92706 342 61914 101 16517 2 OR MORE MINORITY RACES (TOTAL) 3 327 1 155 2 172 MALE 1 56 1 56 FEMALE 1 155 1 155 JOINT (MALE/FEMALE) 1 116 1 116 JOINT (WHITE/MINORITY RACE) (TOTAL) 213 34410 147 24202 9 1481 28 4562 20 3122 9 1043 MALE 8 1154 5 728 2 271 1 155 FEMALE 3 568 2 449 1 119 JOINT (MALE/FEMALE) 199 32262 137 22599 9 1481 26 4291 18 2848 9 1043 RACE NOT AVAILABLE (TOTAL) 6/ 1965 340061 1173 215218 99 13215 352 54131 253 43513 88 13984 MALE 253 42399 148 27175 12 1476 60 8959 24 3487 9 1302 FEMALE 112 14857 55 7289 4 370 33 4254 16 2328 4 616 JOINT (MALE/FEMALE) 286 48313 178 27874 13 1685 58 8287 27 8677 10 1790

Report Date: 05/17/2013 AGGREGATE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, Page 2 of 2 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

HISPANIC OR LATINO (TOTAL) 888 122753 488 66867 55 7238 213 30920 81 9991 51 7737 MALE 404 55637 227 33267 24 2712 95 11788 39 4642 19 3228 FEMALE 168 21114 98 12476 9 1556 41 4069 9 1163 11 1850 JOINT (MALE/FEMALE) 309 45433 162 21095 22 2970 73 14742 32 4063 20 2563 NOT HISPANIC OR LATINO (TOTAL) 8256 1361796 5496 911960 367 61534 1316 204995 830 143354 247 39953 MALE 3102 512035 1951 322660 157 26193 545 84703 342 60009 107 18470 FEMALE 1314 188930 850 125673 64 8478 225 29796 132 19238 43 5745 JOINT (MALE/FEMALE) 3799 655085 2670 459898 142 26216 539 89622 352 63672 96 15677 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 298 47085 188 29918 18 3410 59 8164 23 4006 10 1587 (TOTAL) MALE 3 438 2 292 1 146 FEMALE 12 1347 9 957 1 125 2 265 JOINT (MALE/FEMALE) 282 45164 176 28533 16 3139 57 7899 23 4006 10 1587 ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1911 335013 1143 212446 113 15383 328 51527 242 42077 85 13580 MALE 226 38210 132 24908 17 2096 52 7466 18 2619 7 1121 FEMALE 99 13779 49 6802 6 703 28 3861 13 1908 3 505 JOINT (MALE/FEMALE) 276 49139 170 28257 21 3037 50 7643 25 8524 10 1678 MINORITY STATUS 8/ 18/ 19/ WHITE NON-HISPANIC (TOTAL) 6469 1106503 4309 738378 287 51045 1010 163765 677 121660 186 31655 MALE 2398 414090 1500 257902 117 21315 426 69364 274 50727 81 14782 FEMALE 1030 152647 664 101465 53 7033 169 23301 112 16577 32 4271 JOINT (MALE/FEMALE) 3024 537672 2132 377404 116 22417 414 71017 290 54293 72 12541 OTHERS, INCLUDING HISPANIC (TOTAL) 2884 411051 1808 261338 151 21087 560 77587 248 34386 117 16653 MALE 1072 147998 657 94928 64 7716 205 25650 106 13691 40 6013 FEMALE 456 57420 290 36932 20 3068 97 10542 27 3554 22 3324 JOINT (MALE/FEMALE) 1332 202677 850 127942 65 10073 250 40511 113 16931 54 7220 INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 403 44312 183 20282 19 1587 145 14603 36 5243 20 2597 50-79% OF MSA/MD MEDIAN 889 99056 465 52363 56 5970 209 22170 110 12511 49 6042 80-99% OF MSA/MD MEDIAN 722 87711 444 54529 23 2216 147 17614 87 10415 21 2937 100-119% OF MSA/MD MEDIAN 785 100487 490 61600 41 5021 149 19524 77 10548 28 3794 120% OR MORE OF MSA/MD MEDIAN 7844 1405385 5241 936793 374 65817 1169 205940 814 153577 246 43258 INCOME NOT AVAILABLE 6/ 710 129696 492 95624 40 6954 97 15755 52 7134 29 4229 TOTAL 14/ 11353 1866647 7315 1221191 553 87565 1916 295606 1176 199428 393 62857

Report Date: 05/17/2013 AGGREGATE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME Page 1 of 2 DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 25 1968 15 1198 4 283 6 487 MALE 10 762 7 510 2 136 1 116 FEMALE 7 493 4 320 2 147 1 26 JOINT (MALE/FEMALE) 8 713 4 368 4 345 ASIAN (TOTAL) 16 760 4 181 7 383 5 196 MALE 9 440 3 134 3 209 3 97 FEMALE 4 207 2 108 2 99 JOINT (MALE/FEMALE) 3 113 1 47 2 66 BLACK OR AFRICAN AMERICAN (TOTAL) 155 8755 28 1345 57 2709 68 4622 2 79 MALE 53 3112 14 775 14 602 25 1735 FEMALE 57 3023 12 442 23 1082 20 1420 2 79 JOINT (MALE/FEMALE) 44 2531 1 39 20 1025 23 1467 NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 2 152 1 80 1 72 MALE FEMALE JOINT (MALE/FEMALE) 2 152 1 80 1 72 WHITE (TOTAL) 1854 117312 591 38188 424 22642 760 50440 50 4218 29 1824 MALE 723 42606 247 13916 166 8821 277 17483 20 1598 13 788 FEMALE 528 30401 173 10298 109 5423 228 13505 11 799 7 376 JOINT (MALE/FEMALE) 599 44069 170 13912 149 8398 252 19278 19 1821 9 660 2 OR MORE MINORITY RACES (TOTAL) 2 97 2 97 MALE 1 50 1 50 FEMALE 1 47 1 47 JOINT (MALE/FEMALE) JOINT (WHITE/MINORITY RACE) (TOTAL) 26 2034 11 874 2 106 13 1054 MALE 1 180 1 180 FEMALE JOINT (MALE/FEMALE) 25 1854 11 874 2 106 12 874 RACE NOT AVAILABLE (TOTAL) 6/ 483 21799 79 3766 210 7786 177 8940 12 918 5 389 MALE 162 6592 30 1292 84 2889 41 1921 5 346 2 144 FEMALE 125 5387 29 1074 39 1567 56 2689 1 57 JOINT (MALE/FEMALE) 141 5965 6 417 76 2650 54 2442 3 274 2 182

Report Date: 05/17/2013 AGGREGATE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME Page 2 of 2 DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

HISPANIC OR LATINO (TOTAL) 1202 61172 280 14424 394 16519 495 28243 23 1259 10 727 MALE 500 24174 130 6103 176 7386 180 9886 9 442 5 357 FEMALE 321 16043 87 4394 78 3285 150 8070 5 252 1 42 JOINT (MALE/FEMALE) 366 20263 60 3773 134 5563 159 10034 9 565 4 328 NOT HISPANIC OR LATINO (TOTAL) 1103 75105 396 27689 245 13835 410 29219 27 2860 25 1502 MALE 410 26594 160 9940 81 4655 146 10137 13 1287 10 575 FEMALE 344 20348 118 6949 81 4044 130 8338 7 604 8 413 JOINT (MALE/FEMALE) 348 28089 118 10800 83 5136 133 10670 7 969 7 514 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 61 4351 14 1019 16 726 28 2319 3 287 (TOTAL) MALE 2 188 1 29 1 159 FEMALE 1 54 1 54 JOINT (MALE/FEMALE) 58 4109 14 1019 14 643 27 2160 3 287 ETHNICITY NOT AVAILABLE (TOTAL) 6/ 197 12249 39 2500 49 2829 99 6127 9 730 1 63 MALE 47 2786 11 584 11 587 22 1400 3 215 FEMALE 56 3113 13 791 15 944 28 1378 JOINT (MALE/FEMALE) 50 2936 2 145 18 903 27 1614 3 274 MINORITY STATUS 8/ 18/ 19/ WHITE NON-HISPANIC (TOTAL) 909 64003 356 25621 179 10776 326 23544 26 2756 22 1306 MALE 346 22970 141 8920 62 3804 121 8488 12 1183 10 575 FEMALE 281 17124 105 6451 56 2864 107 6871 7 604 6 334 JOINT (MALE/FEMALE) 282 23909 110 10250 61 4108 98 8185 7 969 6 397 OTHERS, INCLUDING HISPANIC (TOTAL) 1448 76199 333 17388 473 20277 604 36182 26 1546 12 806 MALE 564 27907 148 7037 194 8226 208 11845 9 442 5 357 FEMALE 382 19221 99 4836 104 4528 171 9484 5 252 3 121 JOINT (MALE/FEMALE) 486 28290 82 5272 169 7238 219 14600 12 852 4 328 INCOME OF APPLICANTS 9/ LESS THAN 50% OF MSA/MD MEDIAN 1097 50438 286 13235 287 10899 498 24854 19 1072 7 378 50-79% OF MSA/MD MEDIAN 844 50417 232 13900 262 12799 325 21872 12 959 13 887 80-99% OF MSA/MD MEDIAN 211 14604 54 3811 65 3496 76 6239 9 696 7 362 100-119% OF MSA/MD MEDIAN 126 10835 28 1974 42 2899 47 4968 6 732 3 262 120% OR MORE OF MSA/MD MEDIAN 187 15942 66 5382 39 2900 68 6249 10 1183 4 228 INCOME NOT AVAILABLE 6/ 98 10641 63 7330 9 916 18 1726 6 494 2 175 TOTAL 14/ 2563 152877 729 45632 704 33909 1032 65908 62 5136 36 2292

Report Date: 05/17/2013 Page 1 of 3 AGGREGATE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX Applications Loans Apps. Approved But Applications Applications Files Closed For INCOME, RACE AND ETHNICITY Received 20/ Originated Not Accepted Denied Withdrawn Incompleteness Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

LESS THAN 50% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 12 1221 7 713 3 259 1 116 1 133 ASIAN 49 6363 32 3978 12 1766 4 504 1 115 BLACK OR AFRICAN AMERICAN 119 14857 65 7789 3 437 38 5016 13 1615 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 2 278 1 139 1 139 WHITE 1199 139681 795 91015 33 3464 243 30086 119 14013 9 1103 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 20 2245 10 1136 1 135 6 659 3 315 RACE NOT AVAILABLE 6/ 144 17804 71 8794 2 274 39 5020 28 3223 4 493

ETHNICITY 7/ HISPANIC OR LATINO 541 60775 332 37045 18 1849 124 14007 59 6900 8 974 NOT HISPANIC OR LATINO 836 100950 563 66081 22 2446 165 22104 84 10065 2 254 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 24 2911 13 1459 9 1247 2 205 LATINO) ETHNICITY NOT AVAILABLE 6/ 144 17813 73 8979 2 274 41 5305 23 2633 5 622

MINORITY STATUS 8/ WHITE NON-HISPANIC 648 77574 455 53064 17 1823 113 15238 63 7449 OTHERS, INCLUDING HISPANIC 747 86314 448 50890 23 2472 186 22295 80 9429 10 1228

50-79% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 32 5012 26 4155 1 137 2 294 2 303 1 123 ASIAN 83 13057 56 8869 11 1648 15 2358 1 182 BLACK OR AFRICAN AMERICAN 260 39725 178 27128 8 1090 48 7560 23 3567 3 380 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 13 1928 11 1606 2 322 WHITE 3205 480262 2449 367118 74 10441 349 53306 298 44093 35 5304 2 OR MORE MINORITY RACES 4 718 2 272 1 179 1 267 JOINT (WHITE/MINORITY RACE) 41 6462 29 4695 7 1009 4 600 1 158 RACE NOT AVAILABLE 6/ 448 69159 292 45221 9 1441 81 12467 57 8593 9 1437

ETHNICITY 7/ HISPANIC OR LATINO 876 127439 625 91038 21 2887 120 17621 94 13493 16 2400 NOT HISPANIC OR LATINO 2663 403883 2047 310551 64 9132 279 43183 245 36745 28 4272 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 118 17968 90 13645 1 146 18 2781 8 1286 1 110 LATINO) ETHNICITY NOT AVAILABLE 6/ 429 67033 281 43830 7 1123 82 12966 54 8312 5 802

MINORITY STATUS 8/ WHITE NON-HISPANIC 2248 339974 1757 265774 54 7685 217 33372 198 29735 22 3408 OTHERS, INCLUDING HISPANIC 1393 206906 994 147731 31 4302 201 30285 145 21393 22 3195

Report Date: 05/17/2013 Page 2 of 3 AGGREGATE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX Applications Loans Apps. Approved But Applications Applications Files Closed For INCOME, RACE AND ETHNICITY (CONTINUED) Received 20/ Originated Not Accepted Denied Withdrawn Incompleteness Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

80-99% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 10 1626 6 1045 3 429 1 152 ASIAN 45 9062 36 7366 1 294 3 450 3 593 2 359 BLACK OR AFRICAN AMERICAN 78 14028 56 9921 1 248 13 2454 7 1197 1 208 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 3 649 2 388 1 261 WHITE 1521 266866 1171 206484 40 6490 143 24941 143 24801 24 4150 2 OR MORE MINORITY RACES 1 216 1 216 JOINT (WHITE/MINORITY RACE) 38 6589 29 4847 4 723 4 785 1 234 RACE NOT AVAILABLE 6/ 259 48070 174 32720 4 596 38 6875 34 6240 9 1639

ETHNICITY 7/ HISPANIC OR LATINO 329 55849 235 40250 9 1547 44 7483 35 5453 6 1116 NOT HISPANIC OR LATINO 1308 233094 1015 181636 36 6101 118 20773 119 21198 20 3386 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 84 14829 68 11765 1 215 7 1314 6 1203 2 332 LATINO) ETHNICITY NOT AVAILABLE 6/ 234 43334 157 29336 5 749 35 6364 28 5211 9 1674

MINORITY STATUS 8/ WHITE NON-HISPANIC 1133 200368 886 157577 30 4790 95 16532 105 18650 17 2819 OTHERS, INCLUDING HISPANIC 570 99906 419 73529 16 3073 72 12609 52 8680 11 2015

100-119% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 5 960 5 960 ASIAN 26 5570 16 3353 1 209 4 924 3 679 2 405 BLACK OR AFRICAN AMERICAN 64 12370 47 9293 1 159 7 1177 9 1741 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 3 477 3 477 WHITE 1106 217088 868 170153 31 5609 107 20838 86 17704 14 2784 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 41 8022 33 6508 1 173 1 102 6 1239 RACE NOT AVAILABLE 6/ 179 35806 120 24201 7 1477 26 5254 22 4125 4 749

ETHNICITY 7/ HISPANIC OR LATINO 192 36321 145 27338 7 1269 22 4138 16 3133 2 443 NOT HISPANIC OR LATINO 968 191940 760 150918 27 4902 89 17110 80 16567 12 2443 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 92 18426 72 14210 2 445 9 2008 7 1460 2 303 LATINO) ETHNICITY NOT AVAILABLE 6/ 172 33606 115 22479 5 1011 25 5039 23 4328 4 749

MINORITY STATUS 8/ WHITE NON-HISPANIC 836 165510 661 130918 24 4361 76 14725 64 13355 11 2151 OTHERS, INCLUDING HISPANIC 406 78995 307 59582 12 2255 43 8349 39 7771 5 1038

Report Date: 05/17/2013 Page 3 of 3 AGGREGATE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

120% OR MORE OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 6 1569 6 1569 ASIAN 51 11421 36 8433 1 193 5 1087 7 1218 2 490 BLACK OR AFRICAN AMERICAN 110 26647 71 17188 2 496 20 5175 17 3788 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 5 1280 5 1280 WHITE 1950 459714 1524 361097 53 12062 168 39677 177 40892 28 5986 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 69 17522 57 15127 2 627 8 1392 1 317 1 59 RACE NOT AVAILABLE 6/ 279 66479 196 47213 4 877 33 7768 38 9044 8 1577

ETHNICITY 7/ HISPANIC OR LATINO 247 54208 188 41814 10 2283 25 4905 21 4672 3 534 NOT HISPANIC OR LATINO 1799 430431 1401 336433 42 9615 165 40136 164 38252 27 5995 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 153 35919 122 29347 6 1480 10 1977 13 2858 2 257 LATINO) ETHNICITY NOT AVAILABLE 6/ 271 64074 184 44313 4 877 34 8081 42 9477 7 1326

MINORITY STATUS 8/ WHITE NON-HISPANIC 1569 373816 1232 294064 37 8299 134 32795 143 33463 23 5195 OTHERS, INCLUDING HISPANIC 618 143371 465 110264 21 5079 66 14223 58 12465 8 1340

TOTAL 14/ 11587 2027840 8524 1508330 292 48863 1461 245283 1148 197249 162 28115

Report Date: 05/17/2013 Page 1 of 3 AGGREGATE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

LESS THAN 50% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 9 467 4 268 1 24 4 175 ASIAN 109 11222 52 5541 9 658 37 3813 6 667 5 543 BLACK OR AFRICAN AMERICAN 99 5421 29 1592 25 1063 43 2687 2 79 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 107 1 107 WHITE 1457 114398 712 60640 185 9973 462 33916 83 8543 15 1326 2 OR MORE MINORITY RACES 2 97 2 97 JOINT (WHITE/MINORITY RACE) 10 916 5 558 3 80 1 155 1 123 RACE NOT AVAILABLE 6/ 323 20934 86 6619 101 3355 121 9161 13 1531 2 268

ETHNICITY 7/ HISPANIC OR LATINO 770 41770 228 13475 191 6723 325 19760 19 1251 7 561 NOT HISPANIC OR LATINO 1056 94011 598 56042 110 7032 266 21961 68 7696 14 1280 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 17 1235 2 116 5 201 8 739 1 56 1 123 LATINO) ETHNICITY NOT AVAILABLE 6/ 167 16546 61 5692 15 1117 73 7469 15 1893 3 375

MINORITY STATUS 8/ WHITE NON-HISPANIC 836 76243 508 47889 74 5178 186 15644 61 6874 7 658 OTHERS, INCLUDING HISPANIC 1000 60264 315 21227 229 8604 414 26998 27 2129 15 1306

50-79% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 14 1890 9 1168 2 433 3 289 ASIAN 176 24896 105 15335 17 1989 29 4264 15 1904 10 1404 BLACK OR AFRICAN AMERICAN 119 11715 53 6517 26 1484 32 2819 8 895 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 10 1368 9 1289 1 79 WHITE 2934 374511 1997 269116 215 19070 475 51996 217 30275 30 4054 2 OR MORE MINORITY RACES 2 128 1 10 1 118 JOINT (WHITE/MINORITY RACE) 36 3933 23 2749 2 188 10 864 1 132 RACE NOT AVAILABLE 6/ 587 66588 278 37368 97 4455 140 14092 50 7744 22 2929

ETHNICITY 7/ HISPANIC OR LATINO 709 60160 292 30770 170 8712 206 16388 35 3554 6 736 NOT HISPANIC OR LATINO 2631 353353 1875 259370 148 14890 365 44554 205 29436 38 5103 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 71 8735 34 4886 13 1342 19 1841 4 534 1 132 LATINO) ETHNICITY NOT AVAILABLE 6/ 467 62781 274 38526 27 2321 99 11803 49 7583 18 2548

MINORITY STATUS 8/ WHITE NON-HISPANIC 2285 311159 1684 233941 108 11939 287 35409 179 26343 27 3527 OTHERS, INCLUDING HISPANIC 1118 110633 517 61377 223 13187 296 26621 65 7176 17 2272

Report Date: 05/17/2013 Page 2 of 3 AGGREGATE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

80-99% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2 316 2 316 ASIAN 166 28869 119 21523 8 1165 18 2543 19 3413 2 225 BLACK OR AFRICAN AMERICAN 47 5941 24 3352 10 826 9 1189 4 574 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 3 503 2 359 1 144 WHITE 1905 311789 1415 236693 115 14011 190 29198 152 25382 33 6505 2 OR MORE MINORITY RACES 6 913 6 913 JOINT (WHITE/MINORITY RACE) 31 4712 23 3016 1 249 3 719 4 728 RACE NOT AVAILABLE 6/ 315 48495 190 31779 30 2812 52 6609 29 4466 14 2829

ETHNICITY 7/ HISPANIC OR LATINO 265 33751 159 22638 33 2497 56 6362 15 1921 2 333 NOT HISPANIC OR LATINO 1862 313168 1393 237898 104 13713 166 26664 164 28134 35 6759 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 59 8604 49 7282 1 95 7 892 2 335 LATINO) ETHNICITY NOT AVAILABLE 6/ 289 46015 180 30133 26 2758 43 6340 28 4317 12 2467

MINORITY STATUS 8/ WHITE NON-HISPANIC 1601 270785 1214 207562 84 11240 137 22592 134 23057 32 6334 OTHERS, INCLUDING HISPANIC 567 81909 374 58156 53 4832 91 11248 45 7115 4 558

100-119% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 9 2162 8 1922 1 240 ASIAN 169 31949 136 25499 5 959 8 1218 15 2986 5 1287 BLACK OR AFRICAN AMERICAN 33 5538 24 4326 2 148 4 500 3 564 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 1939 365143 1449 279004 106 17039 196 34070 160 30585 28 4445 2 OR MORE MINORITY RACES 1 158 1 158 JOINT (WHITE/MINORITY RACE) 39 9647 32 7976 2 569 4 812 1 290 RACE NOT AVAILABLE 6/ 322 62062 208 40911 23 3532 38 6634 37 7765 16 3220

ETHNICITY 7/ HISPANIC OR LATINO 212 34482 131 22772 25 3802 32 4263 19 3016 5 629 NOT HISPANIC OR LATINO 1897 364838 1462 284705 79 13293 171 30602 157 31044 28 5194 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 74 14217 52 10704 9 1168 9 1622 3 524 1 199 LATINO) ETHNICITY NOT AVAILABLE 6/ 329 63122 212 41457 26 4142 38 6747 37 7556 16 3220

MINORITY STATUS 8/ WHITE NON-HISPANIC 1647 315791 1258 244301 70 11615 158 28754 139 27504 22 3617 OTHERS, INCLUDING HISPANIC 525 95445 377 71877 43 6648 54 7720 39 6795 12 2405

Report Date: 05/17/2013 Page 3 of 3 AGGREGATE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

120% OR MORE OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 31 7889 16 4106 1 83 4 840 7 2036 3 824 ASIAN 1357 334838 1004 242601 69 17409 112 21123 141 39309 31 14396 BLACK OR AFRICAN AMERICAN 131 36018 92 26411 8 2347 16 3676 10 2483 5 1101 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 9 1878 6 1483 3 395 WHITE 11186 3254195 8597 2487376 470 141571 903 262602 1042 313455 174 49191 2 OR MORE MINORITY RACES 2 210 1 154 1 56 JOINT (WHITE/MINORITY RACE) 309 83697 221 59593 20 5380 26 7415 35 9607 7 1702 RACE NOT AVAILABLE 6/ 2057 604604 1414 415561 89 24988 191 57220 268 82640 95 24195

ETHNICITY 7/ HISPANIC OR LATINO 703 167437 505 121040 41 8547 80 17467 65 17136 12 3247 NOT HISPANIC OR LATINO 11772 3405430 9043 2592976 491 151034 918 263501 1123 336900 197 61019 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 532 137993 383 101038 30 6605 58 14417 52 13588 9 2345 LATINO) ETHNICITY NOT AVAILABLE 6/ 2075 612469 1420 422231 95 25592 200 57942 263 81906 97 24798

MINORITY STATUS 8/ WHITE NON-HISPANIC 9912 2930877 7679 2251683 393 125558 757 226672 929 283248 154 43716 OTHERS, INCLUDING HISPANIC 3014 755566 2194 547435 166 39901 291 63942 298 81265 65 23023

TOTAL 14/ 26309 5927211 18588 4363284 1653 279421 3200 573971 2354 586339 514 124196

Report Date: 05/17/2013 Page 1 of 3 AGGREGATE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

LESS THAN 50% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 28 2593 12 953 1 92 13 1397 1 95 1 56 ASIAN 162 18547 65 7153 9 1044 70 8368 8 857 10 1125 BLACK OR AFRICAN AMERICAN 139 13651 49 4969 2 186 67 6408 17 1693 4 395 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 15 1518 9 863 1 70 4 505 1 80 WHITE 2555 283164 1295 139523 110 10481 768 87662 267 32236 115 13262 2 OR MORE MINORITY RACES 1 99 1 99 JOINT (WHITE/MINORITY RACE) 23 3503 17 2453 1 128 3 370 2 552 RACE NOT AVAILABLE 6/ 517 62311 160 17744 22 2012 211 27166 98 12067 26 3322

ETHNICITY 7/ HISPANIC OR LATINO 588 56858 242 23262 28 2420 222 20668 62 6756 34 3752 NOT HISPANIC OR LATINO 2349 266959 1207 132733 92 9032 721 85564 229 27569 100 12061 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 37 5084 17 2577 1 128 14 1661 4 657 1 61 LATINO) ETHNICITY NOT AVAILABLE 6/ 466 56485 142 15185 25 2433 179 23983 97 12046 23 2838

MINORITY STATUS 8/ WHITE NON-HISPANIC 1980 225677 1058 116444 79 7680 562 67575 198 24146 83 9832 OTHERS, INCLUDING HISPANIC 966 99366 396 40774 42 3940 385 38724 92 10043 51 5885

50-79% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 56 6086 23 2245 2 158 21 2205 8 1173 2 305 ASIAN 305 41558 178 23165 15 2086 60 9030 31 4189 21 3088 BLACK OR AFRICAN AMERICAN 267 31626 118 14143 14 1703 94 11044 30 3106 11 1630 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 20 2528 12 1581 1 100 3 250 3 312 1 285 WHITE 6358 807194 3751 467907 296 34852 1292 165772 732 101546 287 37117 2 OR MORE MINORITY RACES 8 1143 5 591 3 552 JOINT (WHITE/MINORITY RACE) 72 9015 42 5581 6 607 13 1664 5 411 6 752 RACE NOT AVAILABLE 6/ 1290 169876 551 70994 65 7486 299 40076 287 39942 88 11378

ETHNICITY 7/ HISPANIC OR LATINO 1262 139392 578 64455 58 5519 403 43952 147 17142 76 8324 NOT HISPANIC OR LATINO 5800 756695 3516 447297 262 32183 1098 147101 665 94885 259 35229 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 151 19610 95 12217 9 1334 29 3589 13 1735 5 735 LATINO) ETHNICITY NOT AVAILABLE 6/ 1163 153329 491 62238 70 7956 255 35951 271 36917 76 10267

MINORITY STATUS 8/ WHITE NON-HISPANIC 5068 661511 3130 397193 229 28016 915 123562 578 83705 216 29035 OTHERS, INCLUDING HISPANIC 2080 243739 1020 120188 102 11209 605 69907 233 27621 120 14814

Report Date: 05/17/2013 Page 2 of 3 AGGREGATE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

80-99% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 20 2476 12 1503 1 120 5 594 1 156 1 103 ASIAN 231 36931 146 22719 7 899 49 8559 14 2270 15 2484 BLACK OR AFRICAN AMERICAN 176 24569 88 12180 6 726 52 7000 23 3822 7 841 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 6 1225 1 192 2 464 2 303 1 266 WHITE 4219 633069 2701 407545 174 24735 728 106537 462 70831 154 23421 2 OR MORE MINORITY RACES 3 529 1 128 1 175 1 226 JOINT (WHITE/MINORITY RACE) 72 10230 50 7166 3 389 9 1100 5 869 5 706 RACE NOT AVAILABLE 6/ 806 119627 376 55438 39 5217 157 21795 182 29067 52 8110

ETHNICITY 7/ HISPANIC OR LATINO 606 78551 304 39427 37 4740 152 19659 85 11216 28 3509 NOT HISPANIC OR LATINO 4042 620852 2615 401596 151 21818 691 104277 431 68784 154 24377 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 148 20879 95 13676 7 1082 28 3556 14 1962 4 603 LATINO) ETHNICITY NOT AVAILABLE 6/ 737 108374 361 52172 35 4446 132 18732 160 25582 49 7442

MINORITY STATUS 8/ WHITE NON-HISPANIC 3522 541098 2319 356819 132 19270 571 85918 376 59457 124 19634 OTHERS, INCLUDING HISPANIC 1226 170628 674 93837 60 7890 292 40431 141 20251 59 8219

100-119% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 23 3861 14 2313 1 78 5 1028 1 186 2 256 ASIAN 387 68255 269 47889 28 4906 40 6423 29 5182 21 3855 BLACK OR AFRICAN AMERICAN 149 21015 76 10735 12 1662 30 3988 20 2871 11 1759 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 12 1883 9 1408 2 403 1 72 WHITE 4586 777434 3054 515838 223 36517 678 116578 458 77983 173 30518 2 OR MORE MINORITY RACES 4 534 2 306 2 228 JOINT (WHITE/MINORITY RACE) 105 16875 58 9090 4 626 21 3750 14 2247 8 1162 RACE NOT AVAILABLE 6/ 921 161119 461 79508 56 8844 171 31687 182 31755 51 9325

ETHNICITY 7/ HISPANIC OR LATINO 562 82713 310 45687 42 6183 127 18490 60 8842 23 3511 NOT HISPANIC OR LATINO 4526 779321 3044 522664 214 35896 644 111805 438 76165 186 32791 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 211 31952 144 21728 13 1832 25 4085 23 3174 6 1133 LATINO) ETHNICITY NOT AVAILABLE 6/ 888 156990 445 77008 55 8722 153 29705 183 32043 52 9512

MINORITY STATUS 8/ WHITE NON-HISPANIC 3844 665770 2609 449053 169 28543 547 96465 374 65640 145 26069 OTHERS, INCLUDING HISPANIC 1414 221351 859 135890 97 14957 245 37217 145 22217 68 11070

Report Date: 05/17/2013 Page 3 of 3 AGGREGATE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

120% OR MORE OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 86 17617 52 10763 4 827 15 3020 10 1743 5 1264 ASIAN 2503 570637 1884 439808 126 26447 222 45420 203 43477 68 15485 BLACK OR AFRICAN AMERICAN 554 112496 307 63007 36 6760 115 24099 69 13361 27 5269 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 41 9578 27 5571 2 439 6 2357 5 1048 1 163 WHITE 23187 5948753 16006 4072794 1033 238964 3050 799474 2277 612316 821 225205 2 OR MORE MINORITY RACES 12 2310 3 802 1 252 4 593 4 663 JOINT (WHITE/MINORITY RACE) 706 165524 486 114846 34 7961 97 23309 68 15048 21 4360 RACE NOT AVAILABLE 6/ 4768 1222747 2734 707508 242 52096 698 178526 809 213027 285 71590

ETHNICITY 7/ HISPANIC OR LATINO 1636 340068 962 195046 85 16379 299 69863 197 39170 93 19610 NOT HISPANIC OR LATINO 24328 6229516 17018 4336514 1102 253302 3048 788230 2364 629136 796 222334 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 1221 273718 818 181906 52 12528 191 44394 107 25114 53 9776 LATINO) ETHNICITY NOT AVAILABLE 6/ 4672 1206360 2701 701633 239 51537 669 174311 777 207263 286 71616

MINORITY STATUS 8/ WHITE NON-HISPANIC 20371 5330339 14222 3687105 900 209818 2583 687546 1994 550574 672 195296 OTHERS, INCLUDING HISPANIC 6574 1452471 4431 988467 331 70247 914 204896 639 134341 259 54520

TOTAL 14/ 62226 12523900 39394 8076423 2966 539782 10103 1916203 7059 1446367 2704 545125

Report Date: 05/17/2013 Page 1 of 3 AGGREGATE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

LESS THAN 50% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 9 132 9 132 ASIAN 4 58 1 5 3 53 BLACK OR AFRICAN AMERICAN 52 1123 10 80 40 926 2 117 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 10 1 10 WHITE 286 9769 99 3306 10 255 153 3883 15 815 9 1510 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 4 293 4 293 RACE NOT AVAILABLE 6/ 120 2949 3 170 4 102 105 1800 8 877

ETHNICITY 7/ HISPANIC OR LATINO 139 2970 34 724 4 214 93 1841 5 107 3 84 NOT HISPANIC OR LATINO 221 8299 74 2693 7 101 123 3266 11 813 6 1426 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 5 162 5 162 LATINO) ETHNICITY NOT AVAILABLE 6/ 111 2903 5 144 3 42 94 1828 9 889

MINORITY STATUS 8/ WHITE NON-HISPANIC 169 7108 66 2655 7 101 80 2218 10 708 6 1426 OTHERS, INCLUDING HISPANIC 200 4483 44 807 4 214 142 3154 7 224 3 84

50-79% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 12 142 6 52 1 4 5 86 ASIAN 11 614 1 20 8 449 2 145 BLACK OR AFRICAN AMERICAN 41 857 8 262 1 2 30 428 2 165 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 30 1 30 WHITE 422 17945 162 7387 16 776 207 6348 32 2876 5 558 2 OR MORE MINORITY RACES 1 5 1 5 JOINT (WHITE/MINORITY RACE) 3 119 1 30 2 89 RACE NOT AVAILABLE 6/ 132 3531 26 1120 18 675 77 1249 11 487

ETHNICITY 7/ HISPANIC OR LATINO 117 2823 42 1232 7 115 61 1125 6 235 1 116 NOT HISPANIC OR LATINO 377 16522 136 6424 14 648 190 6020 33 2988 4 442 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 6 313 2 100 1 4 3 209 LATINO) ETHNICITY NOT AVAILABLE 6/ 123 3585 25 1145 15 695 75 1295 8 450

MINORITY STATUS 8/ WHITE NON-HISPANIC 323 14923 126 6112 12 641 152 5050 29 2678 4 442 OTHERS, INCLUDING HISPANIC 181 4816 55 1674 10 126 105 2355 10 545 1 116

Report Date: 05/17/2013 Page 2 of 3 AGGREGATE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

80-99% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE ASIAN 7 741 5 133 2 608 BLACK OR AFRICAN AMERICAN 17 427 5 87 2 25 9 265 1 50 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 20 1 20 WHITE 236 17088 124 8895 12 770 66 4634 27 2328 7 461 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 6 525 2 26 2 130 2 369 RACE NOT AVAILABLE 6/ 104 3531 14 926 11 406 61 1505 17 674 1 20

ETHNICITY 7/ HISPANIC OR LATINO 48 1879 16 578 3 128 25 846 3 277 1 50 NOT HISPANIC OR LATINO 223 17021 112 8302 10 685 66 4760 29 2863 6 411 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 5 84 2 30 1 14 1 20 1 20 LATINO) ETHNICITY NOT AVAILABLE 6/ 95 3348 15 1024 13 504 52 1300 14 500 1 20

MINORITY STATUS 8/ WHITE NON-HISPANIC 192 15096 105 8189 7 548 50 3906 24 2042 6 411 OTHERS, INCLUDING HISPANIC 84 3676 25 721 8 297 43 1653 7 955 1 50

100-119% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 5 154 2 79 3 75 ASIAN 13 1253 5 830 7 393 1 30 BLACK OR AFRICAN AMERICAN 10 570 7 340 1 15 1 15 1 200 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 243 16803 120 8739 13 1306 81 3559 27 2923 2 276 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 9 571 5 506 4 65 RACE NOT AVAILABLE 6/ 70 2591 18 1340 10 300 40 932 2 19

ETHNICITY 7/ HISPANIC OR LATINO 48 2188 16 1001 3 54 26 841 3 292 NOT HISPANIC OR LATINO 224 16132 117 8696 11 1267 69 3067 25 2826 2 276 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 7 867 7 867 LATINO) ETHNICITY NOT AVAILABLE 6/ 71 2755 17 1270 10 300 41 1131 3 54

MINORITY STATUS 8/ WHITE NON-HISPANIC 191 13781 99 7048 10 1252 57 2609 23 2596 2 276 OTHERS, INCLUDING HISPANIC 89 5392 41 3467 4 69 39 1334 5 522

Report Date: 05/17/2013 Page 3 of 3 AGGREGATE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

120% OR MORE OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 6 177 2 42 4 135 ASIAN 53 9041 31 6911 5 929 11 661 5 510 1 30 BLACK OR AFRICAN AMERICAN 21 1276 6 816 14 340 1 120 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 5 485 2 377 2 23 1 85 WHITE 1308 181525 737 103933 111 17684 325 30869 105 23397 30 5642 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 32 2938 14 1337 10 722 5 737 3 142 RACE NOT AVAILABLE 6/ 243 22019 74 9076 45 2343 86 5457 36 4754 2 389

ETHNICITY 7/ HISPANIC OR LATINO 87 10965 38 5658 8 1126 30 2136 11 2045 NOT HISPANIC OR LATINO 1226 171166 701 101382 98 15863 301 27573 92 20547 34 5801 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 85 9643 41 5130 6 674 24 1517 12 2104 2 218 LATINO) ETHNICITY NOT AVAILABLE 6/ 270 25687 86 10322 49 3293 97 6981 36 4702 2 389

MINORITY STATUS 8/ WHITE NON-HISPANIC 1130 159169 655 93233 92 14955 271 26163 83 19317 29 5501 OTHERS, INCLUDING HISPANIC 269 32752 127 19341 19 2729 84 4896 32 5268 7 518

TOTAL 14/ 3524 302868 1514 159630 265 25738 1380 66037 303 42230 62 9233

Report Date: 05/17/2013 Page 1 of 3 AGGREGATE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

LESS THAN 50% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 5 374 4 369 1 5 ASIAN 46 4737 14 1433 2 197 21 2219 1 97 8 791 BLACK OR AFRICAN AMERICAN 9 585 2 194 6 246 1 145 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 4 356 1 84 2 192 1 80 WHITE 276 31366 134 15312 13 1230 91 9637 28 3671 10 1516 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 7 820 4 506 2 174 1 140 RACE NOT AVAILABLE 6/ 56 6074 24 2384 4 160 22 2130 5 1250 1 150

ETHNICITY 7/ HISPANIC OR LATINO 68 6054 31 3192 3 165 28 1822 5 458 1 417 NOT HISPANIC OR LATINO 285 32398 133 15275 12 1075 97 10583 26 3535 17 1930 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 2 229 2 229 LATINO) ETHNICITY NOT AVAILABLE 6/ 48 5631 19 1815 4 347 18 1969 5 1250 2 250

MINORITY STATUS 8/ WHITE NON-HISPANIC 220 25836 109 12733 10 878 69 7913 23 3213 9 1099 OTHERS, INCLUDING HISPANIC 135 12788 53 5477 5 362 59 4821 8 780 10 1348

50-79% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 4 548 1 88 1 139 2 321 ASIAN 67 8217 32 3891 7 994 13 1773 8 781 7 778 BLACK OR AFRICAN AMERICAN 24 2239 11 1202 2 155 7 591 4 291 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 79 1 79 WHITE 647 72438 361 40590 38 4068 147 15508 67 7923 34 4349 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 8 780 7 666 1 114 RACE NOT AVAILABLE 6/ 138 14755 53 5926 8 674 40 4045 29 3195 8 915

ETHNICITY 7/ HISPANIC OR LATINO 151 14186 67 6415 12 926 44 4171 18 1720 10 954 NOT HISPANIC OR LATINO 597 69230 341 39543 32 3778 126 13770 65 7725 33 4414 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 12 1428 6 703 1 244 5 481 LATINO) ETHNICITY NOT AVAILABLE 6/ 129 14212 51 5702 11 1022 34 3748 27 3066 6 674

MINORITY STATUS 8/ WHITE NON-HISPANIC 492 57140 289 33548 23 2629 103 10966 52 6491 25 3506 OTHERS, INCLUDING HISPANIC 263 27198 123 12894 22 2319 70 7263 31 2990 17 1732

Report Date: 05/17/2013 Page 2 of 3 AGGREGATE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

80-99% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2 179 1 77 1 102 ASIAN 59 7312 34 4296 2 185 17 2120 4 475 2 236 BLACK OR AFRICAN AMERICAN 17 1786 9 984 3 327 4 420 1 55 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 520 64399 334 41942 18 1767 96 11337 59 7368 13 1985 2 OR MORE MINORITY RACES 1 155 1 155 JOINT (WHITE/MINORITY RACE) 12 1171 10 942 1 126 1 103 RACE NOT AVAILABLE 6/ 111 12709 55 6133 3 264 29 3602 20 2152 4 558

ETHNICITY 7/ HISPANIC OR LATINO 84 9487 42 4864 4 345 21 2307 12 1354 5 617 NOT HISPANIC OR LATINO 524 65322 341 42758 13 1342 101 12268 57 7137 12 1817 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 12 1459 9 1199 1 95 1 35 1 130 LATINO) ETHNICITY NOT AVAILABLE 6/ 102 11443 52 5708 5 434 24 3004 18 1924 3 373

MINORITY STATUS 8/ WHITE NON-HISPANIC 425 53705 284 36016 11 1157 76 9269 47 6025 7 1238 OTHERS, INCLUDING HISPANIC 185 21417 104 12385 7 625 44 5017 20 2249 10 1141

100-119% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 4 282 1 78 3 204 ASIAN 83 9980 51 6087 4 576 18 1985 8 958 2 374 BLACK OR AFRICAN AMERICAN 23 2261 15 1568 2 153 4 381 2 159 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 94 1 94 WHITE 562 73708 359 46561 25 3343 103 13357 53 7539 22 2908 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 9 1294 6 883 1 109 1 167 1 135 RACE NOT AVAILABLE 6/ 103 12868 58 6407 9 871 20 3488 13 1725 3 377

ETHNICITY 7/ HISPANIC OR LATINO 81 10236 40 4614 4 787 26 3456 7 903 4 476 NOT HISPANIC OR LATINO 589 75879 381 49069 29 3461 102 12617 56 7791 21 2941 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 12 1419 9 1069 1 78 2 272 LATINO) ETHNICITY NOT AVAILABLE 6/ 103 12953 60 6848 7 695 19 3179 14 1854 3 377

MINORITY STATUS 8/ WHITE NON-HISPANIC 467 61550 305 40033 21 2556 77 9893 46 6636 18 2432 OTHERS, INCLUDING HISPANIC 209 25141 121 14152 11 1594 52 6223 18 2187 7 985

Report Date: 05/17/2013 Page 3 of 3 AGGREGATE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

120% OR MORE OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 21 3414 13 2092 1 235 4 565 1 74 2 448 ASIAN 1004 148285 723 107265 44 5821 140 20058 81 12331 16 2810 BLACK OR AFRICAN AMERICAN 101 15910 60 10416 7 887 19 2673 8 1229 7 705 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 9 1217 6 852 3 365 WHITE 5324 987507 3614 663206 255 49625 770 143266 534 103501 151 27909 2 OR MORE MINORITY RACES 2 172 2 172 JOINT (WHITE/MINORITY RACE) 166 28433 112 19795 7 1197 22 3821 19 2955 6 665 RACE NOT AVAILABLE 6/ 1217 220447 713 133167 60 8052 209 35020 171 33487 64 10721

ETHNICITY 7/ HISPANIC OR LATINO 425 71882 260 41019 28 4473 81 17295 32 4772 24 4323 NOT HISPANIC OR LATINO 5979 1074350 4131 738328 262 48807 841 148032 595 112348 150 26835 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 250 41375 159 26230 12 2714 47 6968 23 4006 9 1457 LATINO) ETHNICITY NOT AVAILABLE 6/ 1190 217778 691 131216 72 9823 200 33645 164 32451 63 10643

MINORITY STATUS 8/ WHITE NON-HISPANIC 4647 873246 3193 595169 207 41290 646 119501 484 95420 117 21866 OTHERS, INCLUDING HISPANIC 1942 303164 1315 203006 96 14962 310 50646 159 24555 62 9995

TOTAL 14/ 11353 1866647 7315 1221191 553 87565 1916 295606 1176 199428 393 62857

Report Date: 05/17/2013 Page 1 of 3 AGGREGATE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

LESS THAN 50% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 14 949 6 455 4 283 4 211 ASIAN 6 101 1 32 2 29 3 40 BLACK OR AFRICAN AMERICAN 82 4060 18 777 24 962 38 2242 2 79 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 766 36951 224 10609 161 6632 360 18492 16 919 5 299 2 OR MORE MINORITY RACES 2 97 2 97 JOINT (WHITE/MINORITY RACE) 6 265 3 185 3 80 RACE NOT AVAILABLE 6/ 221 8015 34 1177 96 2993 88 3692 3 153

ETHNICITY 7/ HISPANIC OR LATINO 638 27292 149 6050 189 6521 285 13980 12 558 3 183 NOT HISPANIC OR LATINO 380 19369 125 6510 82 3752 163 8467 6 445 4 195 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 10 463 5 201 5 262 LATINO) ETHNICITY NOT AVAILABLE 6/ 69 3314 12 675 11 425 45 2145 1 69

MINORITY STATUS 8/ WHITE NON-HISPANIC 289 15264 105 5725 54 2647 122 6331 6 445 2 116 OTHERS, INCLUDING HISPANIC 737 31878 169 6892 220 7723 331 16443 12 558 5 262

50-79% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2 128 2 128 ASIAN 8 509 2 102 4 251 2 156 BLACK OR AFRICAN AMERICAN 48 2912 6 296 21 978 21 1638 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 80 1 80 WHITE 594 38039 189 11731 146 8059 238 16716 11 855 10 678 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 8 533 1 31 1 31 6 471 RACE NOT AVAILABLE 6/ 183 8216 31 1532 90 3480 58 2891 1 104 3 209

ETHNICITY 7/ HISPANIC OR LATINO 400 21552 82 4395 157 7312 152 9270 5 260 4 315 NOT HISPANIC OR LATINO 357 23307 130 8377 83 4295 129 9499 6 564 9 572 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 26 1742 4 202 6 216 15 1189 1 135 LATINO) ETHNICITY NOT AVAILABLE 6/ 61 3816 16 926 16 976 29 1914

MINORITY STATUS 8/ WHITE NON-HISPANIC 290 19100 119 7743 58 3213 99 7112 5 460 9 572 OTHERS, INCLUDING HISPANIC 486 27121 96 5106 187 8687 193 12618 6 395 4 315

Report Date: 05/17/2013 Page 2 of 3 AGGREGATE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

80-99% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2 250 1 127 1 123 ASIAN BLACK OR AFRICAN AMERICAN 13 923 1 71 7 409 5 443 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 159 11184 48 3375 45 2415 53 4573 6 459 7 362 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 2 346 2 346 RACE NOT AVAILABLE 6/ 35 1901 4 238 13 672 15 754 3 237

ETHNICITY 7/ HISPANIC OR LATINO 73 4719 19 1324 23 1220 30 2130 1 45 NOT HISPANIC OR LATINO 116 8258 31 2200 35 1886 39 3463 4 347 7 362 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 3 274 1 96 1 111 1 67 LATINO) ETHNICITY NOT AVAILABLE 6/ 19 1353 3 191 7 390 6 535 3 237

MINORITY STATUS 8/ WHITE NON-HISPANIC 100 7028 29 2073 28 1477 32 2769 4 347 7 362 OTHERS, INCLUDING HISPANIC 91 6205 21 1491 30 1629 38 2973 2 112

100-119% OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE ASIAN 2 150 1 47 1 103 BLACK OR AFRICAN AMERICAN 4 235 1 71 3 164 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 100 8796 22 1610 32 2211 39 4173 5 657 2 145 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 1 98 1 98 RACE NOT AVAILABLE 6/ 19 1556 4 246 6 421 7 697 1 75 1 117

ETHNICITY 7/ HISPANIC OR LATINO 31 2256 4 173 12 704 12 1226 2 70 1 83 NOT HISPANIC OR LATINO 70 6560 20 1563 19 1425 26 2806 3 587 2 179 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 6 466 3 165 3 301 LATINO) ETHNICITY NOT AVAILABLE 6/ 19 1553 4 238 8 605 6 635 1 75

MINORITY STATUS 8/ WHITE NON-HISPANIC 63 5961 19 1446 15 1158 25 2708 3 587 1 62 OTHERS, INCLUDING HISPANIC 44 3205 6 291 19 1136 16 1625 2 70 1 83

Report Date: 05/17/2013 Page 3 of 3 AGGREGATE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2012

120% OR MORE OF MSA/MD MEDIAN

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 1 25 1 25 ASIAN BLACK OR AFRICAN AMERICAN 6 390 1 22 1 69 4 299 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 156 13612 57 4788 32 2536 54 4985 9 1075 4 228 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 5 376 3 242 1 75 1 59 RACE NOT AVAILABLE 6/ 19 1539 4 305 5 220 9 906 1 108

ETHNICITY 7/ HISPANIC OR LATINO 35 2710 11 800 9 458 12 1161 2 257 1 34 NOT HISPANIC OR LATINO 117 10538 47 3967 21 1865 40 3779 6 733 3 194 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR 13 1098 6 413 2 144 4 456 1 85 LATINO) ETHNICITY NOT AVAILABLE 6/ 22 1596 2 202 7 433 12 853 1 108

MINORITY STATUS 8/ WHITE NON-HISPANIC 109 10066 44 3852 20 1796 36 3491 6 733 3 194 OTHERS, INCLUDING HISPANIC 57 4350 20 1328 12 671 21 1975 3 342 1 34

TOTAL 14/ 2563 152877 729 45632 704 33909 1032 65908 62 5136 36 2292

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX Applications Loans Apps. Approved But Applications Applications Files Closed For TYPE OF CENSUS TRACT 10/ Received 20/ Originated Not Accepted Denied Withdrawn Incompleteness Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 129 28631 97 21556 5 1192 13 2849 12 2587 2 447 10-19% MINORITY 850 207903 643 158517 23 5374 82 19807 91 22015 11 2190 20-49% MINORITY 6060 1127959 4541 852812 136 24111 743 133430 556 101616 84 15990 50-79% MINORITY 3726 555530 2672 400320 108 15200 501 73412 393 58889 52 7709 80-100% MINORITY 822 107817 571 75125 20 2986 122 15785 96 12142 13 1779 INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 394 57435 276 40429 7 1178 52 7156 47 6969 12 1703 MODERATE INCOME 2293 318585 1629 228862 76 9781 305 41129 258 35009 25 3804 MIDDLE INCOME 5530 907718 4066 670452 143 23538 740 118147 507 83538 74 12043 UPPER INCOME 3370 744102 2553 568587 66 14366 364 78851 336 71733 51 10565 INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY 133 21279 88 14192 1 161 20 3255 20 3097 4 574 80-100% MINORITY 261 36156 188 26237 6 1017 32 3901 27 3872 8 1129

MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 437 64456 332 49356 5 533 52 6972 44 6788 4 807 50-79% MINORITY 1295 182468 914 130618 57 7279 163 22273 145 19951 16 2347 80-100% MINORITY 561 71661 383 48888 14 1969 90 11884 69 8270 5 650

MIDDLE INCOME LESS THAN 10% MINORITY 74 16083 55 12034 3 671 8 1547 7 1591 1 240 10-19% MINORITY 197 40310 141 28129 8 1632 21 4236 25 6042 2 271 20-49% MINORITY 3205 543020 2383 407107 84 13900 423 69845 274 45058 41 7110 50-79% MINORITY 2054 308305 1487 223182 48 7335 288 42519 201 30847 30 4422 80-100% MINORITY

UPPER INCOME LESS THAN 10% MINORITY 55 12548 42 9522 2 521 5 1302 5 996 1 207 10-19% MINORITY 653 167593 502 130388 15 3742 61 15571 66 15973 9 1919 20-49% MINORITY 2418 520483 1826 396349 47 9678 268 56613 238 49770 39 8073 50-79% MINORITY 244 43478 183 32328 2 425 30 5365 27 4994 2 366 80-100% MINORITY SMALL COUNTY

ALL OTHER TRACTS 21/

TOTAL 14/ 11587 2027840 8524 1508330 292 48863 1461 245283 1148 197249 162 28115

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2012

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 1116 393592 846 295031 43 19602 94 33538 120 39730 13 5691 10-19% MINORITY 5666 1893011 4120 1373018 269 88539 553 173589 619 218340 105 39525 20-49% MINORITY 14433 3064942 10600 2314047 777 134493 1515 271744 1233 276889 308 67769 50-79% MINORITY 4128 482407 2527 324890 415 29328 809 76983 309 41881 68 9325 80-100% MINORITY 966 93259 495 56298 149 7459 229 18117 73 9499 20 1886 INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 1015 123423 535 77758 118 6869 266 24447 78 11996 18 2353 MODERATE INCOME 3340 432679 1929 283020 413 30740 660 64463 256 41130 82 13326 MIDDLE INCOME 8405 1376519 5912 1006694 560 70611 1095 148304 689 125320 149 25590 UPPER INCOME 13549 3994590 10212 2995812 562 171201 1179 336757 1331 407893 265 82927 INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 78 14838 46 9473 4 683 21 3568 5 900 2 214 50-79% MINORITY 395 52503 205 33685 26 1910 127 10704 33 5499 4 705 80-100% MINORITY 542 56082 284 34600 88 4276 118 10175 40 5597 12 1434

MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 1086 197895 712 136998 87 10529 144 20453 102 21486 41 8429 50-79% MINORITY 1830 197607 1006 124324 265 17028 405 36068 121 15742 33 4445 80-100% MINORITY 424 37177 211 21698 61 3183 111 7942 33 3902 8 452

MIDDLE INCOME LESS THAN 10% MINORITY 430 74126 331 55741 18 3681 25 4203 52 9390 4 1111 10-19% MINORITY 800 194323 568 136846 55 12522 95 20557 67 21813 15 2585 20-49% MINORITY 5454 902935 3823 665690 368 44712 719 95736 438 78079 106 18718 50-79% MINORITY 1721 205135 1190 148417 119 9696 256 27808 132 16038 24 3176 80-100% MINORITY

UPPER INCOME LESS THAN 10% MINORITY 686 319466 515 239290 25 15921 69 29335 68 30340 9 4580 10-19% MINORITY 4866 1698688 3552 1236172 214 76017 458 153032 552 196527 90 36940 20-49% MINORITY 7815 1949274 6019 1501886 318 78569 631 151987 688 176424 159 40408 50-79% MINORITY 182 27162 126 18464 5 694 21 2403 23 4602 7 999 80-100% MINORITY SMALL COUNTY

ALL OTHER TRACTS 21/

TOTAL 14/ 26309 5927211 18588 4363284 1653 279421 3200 573971 2354 586339 514 124196

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2012

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 2267 732460 1485 477824 112 28578 329 109574 273 94366 68 22118 10-19% MINORITY 11715 3440512 7690 2227741 505 134965 1715 526529 1298 389710 507 161567 20-49% MINORITY 35118 6715502 22986 4458678 1622 288100 5263 946650 3806 746043 1441 276031 50-79% MINORITY 10952 1396324 6208 796501 598 73780 2228 274740 1373 181516 545 69787 80-100% MINORITY 2174 239102 1025 115679 129 14359 568 58710 309 34732 143 15622 INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 1628 204450 831 110473 92 11161 417 47538 194 24899 94 10379 MODERATE INCOME 7167 960094 3926 543273 393 48835 1518 187720 936 126833 394 53433 MIDDLE INCOME 21798 3350388 13297 2055445 1099 166594 3835 559417 2615 421836 952 147096 UPPER INCOME 31630 8007608 21337 5365872 1382 313192 4333 1121528 3314 872799 1264 334217 INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 80 14213 50 8920 3 473 19 3575 7 1135 1 110 50-79% MINORITY 524 75269 282 43999 30 3740 120 15073 60 8309 32 4148 80-100% MINORITY 1024 114968 499 57554 59 6948 278 28890 127 15455 61 6121

MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 2053 356810 1218 219184 101 16008 380 59386 237 41261 117 20971 50-79% MINORITY 3964 479150 2182 265964 222 25416 848 98514 517 66295 195 22961 80-100% MINORITY 1150 124134 526 58125 70 7411 290 29820 182 19277 82 9501

MIDDLE INCOME LESS THAN 10% MINORITY 697 126927 462 81294 38 7112 89 15640 92 20068 16 2813 10-19% MINORITY 1590 335665 956 200669 96 20211 281 58213 185 39995 72 16577 20-49% MINORITY 13721 2147360 8524 1344647 665 101206 2341 345536 1616 266779 575 89192 50-79% MINORITY 5790 740436 3355 428835 300 38065 1124 140028 722 94994 289 38514 80-100% MINORITY

UPPER INCOME LESS THAN 10% MINORITY 1570 605533 1023 396530 74 21466 240 93934 181 74298 52 19305 10-19% MINORITY 10125 3104847 6734 2027072 409 114754 1434 468316 1113 349715 435 144990 20-49% MINORITY 19261 4195759 13191 2884567 853 170413 2523 538153 1946 436868 748 165758 50-79% MINORITY 674 101469 389 57703 46 6559 136 21125 74 11918 29 4164 80-100% MINORITY SMALL COUNTY

ALL OTHER TRACTS 21/ 3 1360 3 1360

TOTAL 14/ 62226 12523900 39394 8076423 2966 539782 10103 1916203 7059 1446367 2704 545125

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2012

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 127 26556 80 17930 10 1837 17 2613 15 3669 5 507 10-19% MINORITY 639 101408 312 51535 49 10923 195 18532 69 16040 14 4378 20-49% MINORITY 1822 141021 845 77167 146 10006 656 32184 146 18284 29 3380 50-79% MINORITY 721 27212 240 11629 50 2039 362 9163 58 3514 11 867 80-100% MINORITY 215 6671 37 1369 10 933 150 3545 15 723 3 101 INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 160 7411 37 2396 8 919 93 2684 19 1221 3 191 MODERATE INCOME 603 26205 189 10801 36 2349 335 10408 36 2177 7 470 MIDDLE INCOME 1250 70769 520 36896 84 4164 530 19036 101 9236 15 1437 UPPER INCOME 1511 198483 768 109537 137 18306 422 33909 147 29596 37 7135 INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 50-79% MINORITY 56 3476 23 1584 21 853 10 898 2 141 80-100% MINORITY 104 3935 14 812 8 919 72 1831 9 323 1 50

MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 148 11491 56 5409 14 1431 68 3622 9 859 1 170 50-79% MINORITY 344 11978 110 4835 20 904 189 5072 21 918 4 249 80-100% MINORITY 111 2736 23 557 2 14 78 1714 6 400 2 51

MIDDLE INCOME LESS THAN 10% MINORITY 14 1224 9 756 1 4 3 435 1 29 10-19% MINORITY 109 10298 53 5942 6 97 39 2835 8 1036 3 388 20-49% MINORITY 839 48943 361 25751 49 2983 354 13092 66 6498 9 619 50-79% MINORITY 288 10304 97 4447 28 1080 134 2674 26 1673 3 430 80-100% MINORITY

UPPER INCOME LESS THAN 10% MINORITY 113 25332 71 17174 9 1833 14 2178 14 3640 5 507 10-19% MINORITY 530 91110 259 45593 43 10826 156 15697 61 15004 11 3990 20-49% MINORITY 835 80587 428 46007 83 5592 234 15470 71 10927 19 2591 50-79% MINORITY 33 1454 10 763 2 55 18 564 1 25 2 47 80-100% MINORITY SMALL COUNTY

ALL OTHER TRACTS 21/

TOTAL 14/ 3524 302868 1514 159630 265 25738 1380 66037 303 42230 62 9233

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2012

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 10-19% MINORITY 15 80654 14 80032 1 622 20-49% MINORITY 86 741897 67 520825 8 6813 4 66212 7 148047 50-79% MINORITY 53 388362 36 268749 4 30716 9 22297 4 66600 80-100% MINORITY 20 75311 16 66545 2 1100 2 7666 INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 43 178545 35 155446 3 14916 4 7217 1 966 MODERATE INCOME 41 261989 28 204409 2 900 7 16180 4 40500 MIDDLE INCOME 43 410356 34 303557 3 17069 3 25712 3 64018 UPPER INCOME 47 435334 36 272739 5 5266 1 40500 5 116829 INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 6 3997 6 3997 50-79% MINORITY 18 105937 13 84904 3 14916 2 6117 80-100% MINORITY 19 68611 16 66545 2 1100 1 966

MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 12 67117 9 63017 2 900 1 3200 50-79% MINORITY 28 188172 19 141392 7 16180 2 30600 80-100% MINORITY 1 6700 1 6700

MIDDLE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 37 323183 31 268184 2 1269 3 25712 1 28018 50-79% MINORITY 6 87173 3 35373 1 15800 2 36000 80-100% MINORITY

UPPER INCOME LESS THAN 10% MINORITY 10-19% MINORITY 15 80654 14 80032 1 622 20-49% MINORITY 31 347600 21 185627 4 4644 1 40500 5 116829 50-79% MINORITY 1 7080 1 7080 80-100% MINORITY SMALL COUNTY

ALL OTHER TRACTS 21/

TOTAL 14/ 174 1286224 133 936151 13 38151 15 89609 13 222313

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2012

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 274 72473 183 48227 6 1515 43 9274 36 11941 6 1516 10-19% MINORITY 1704 438457 1065 279331 83 21731 270 67340 215 53701 71 16354 20-49% MINORITY 6048 975402 3995 654673 292 47105 1001 152437 568 90728 192 30459 50-79% MINORITY 2649 310342 1687 198820 133 13395 452 51311 280 35240 97 11576 80-100% MINORITY 678 69973 385 40140 39 3819 150 15244 77 7818 27 2952 INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 753 101640 450 63273 34 4029 163 21072 81 10255 25 3011 MODERATE INCOME 2161 271848 1365 173797 111 12957 374 44801 228 29375 83 10918 MIDDLE INCOME 4543 623169 2989 415574 224 30212 743 93853 450 64404 137 19126 UPPER INCOME 3896 869990 2511 568547 184 40367 636 135880 417 95394 148 29802 INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 121 21932 76 14091 4 791 30 5394 9 1442 2 214 50-79% MINORITY 248 38729 160 26566 8 1064 44 5892 27 4023 9 1184 80-100% MINORITY 384 40979 214 22616 22 2174 89 9786 45 4790 14 1613

MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 751 118489 481 76924 39 6091 123 18566 78 11925 30 4983 50-79% MINORITY 1116 124365 713 79349 55 5221 190 20777 118 14422 40 4596 80-100% MINORITY 294 28994 171 17524 17 1645 61 5458 32 3028 13 1339

MIDDLE INCOME LESS THAN 10% MINORITY 93 14286 66 10215 1 144 15 2162 8 1383 3 382 10-19% MINORITY 336 62990 208 39626 16 3317 59 10236 39 7207 14 2604 20-49% MINORITY 2938 414042 1960 280830 142 20258 474 60191 278 40752 84 12011 50-79% MINORITY 1176 131851 755 84903 65 6493 195 21264 125 15062 36 4129 80-100% MINORITY

UPPER INCOME LESS THAN 10% MINORITY 181 58187 117 38012 5 1371 28 7112 28 10558 3 1134 10-19% MINORITY 1368 375467 857 239705 67 18414 211 57104 176 46494 57 13750 20-49% MINORITY 2238 420939 1478 282828 107 19965 374 68286 203 36609 76 13251 50-79% MINORITY 109 15397 59 8002 5 617 23 3378 10 1733 12 1667 80-100% MINORITY SMALL COUNTY

ALL OTHER TRACTS 21/

TOTAL 14/ 11353 1866647 7315 1221191 553 87565 1916 295606 1176 199428 393 62857

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2012

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 1 49 1 49 10-19% MINORITY 173 13341 64 4955 32 2474 61 4522 11 1047 5 343 20-49% MINORITY 928 57143 283 18939 241 12300 371 23524 20 1558 13 822 50-79% MINORITY 1149 68250 324 19136 307 14288 475 31573 29 2360 14 893 80-100% MINORITY 312 14094 57 2553 124 4847 125 6289 2 171 4 234 INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 278 13217 34 1501 90 3349 152 8237 1 100 1 30 MODERATE INCOME 1048 61681 272 17171 329 15404 400 25710 28 2240 19 1156 MIDDLE INCOME 1108 68089 394 24384 257 12929 415 27413 29 2435 13 928 UPPER INCOME 129 9890 29 2576 28 2227 65 4548 4 361 3 178 INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 1 57 1 57 50-79% MINORITY 107 6142 1 117 17 861 89 5164 80-100% MINORITY 170 7018 33 1384 73 2488 62 3016 1 100 1 30

MODERATE INCOME LESS THAN 10% MINORITY 10-19% MINORITY 20-49% MINORITY 160 8349 52 2928 53 2277 49 2781 1 32 5 331 50-79% MINORITY 746 46256 196 13074 225 10768 288 19656 26 2137 11 621 80-100% MINORITY 142 7076 24 1169 51 2359 63 3273 1 71 3 204

MIDDLE INCOME LESS THAN 10% MINORITY 1 49 1 49 10-19% MINORITY 108 7831 46 3269 17 1051 34 2567 8 736 3 208 20-49% MINORITY 705 44479 220 15121 175 9219 285 18215 18 1476 7 448 50-79% MINORITY 294 15730 127 5945 65 2659 96 6631 3 223 3 272 80-100% MINORITY

UPPER INCOME LESS THAN 10% MINORITY 10-19% MINORITY 65 5510 18 1686 15 1423 27 1955 3 311 2 135 20-49% MINORITY 62 4258 11 890 13 804 36 2471 1 50 1 43 50-79% MINORITY 2 122 2 122 80-100% MINORITY SMALL COUNTY

ALL OTHER TRACTS 21/

TOTAL 14/ 2563 152877 729 45632 704 33909 1032 65908 62 5136 36 2292

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 8-1: REASONS FOR DENIAL OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX Mortgage Debt-to- Income Employment Insufficient Unverifiable Credit App. APPLICANT CHARACTERISTICS Insurance Ratio History Credit History Collateral Cash Information Incomplete Denied Other Total /22 Number % Number % Number % Number % Number % Number % Number % Number % Number % Number %

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2 29 1 14 1 14 2 29 1 14 7 100 ASIAN 8 28 2 7 3 10 3 10 4 14 3 10 6 21 29 100 BLACK OR AFRICAN AMERICAN 35 36 2 2 27 28 1 1 3 3 2 2 13 14 13 14 96 100 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 221 24 58 6 225 25 71 8 42 5 57 6 105 11 1 0 137 15 917 100 2 OR MORE MINORITY RACES 1 100 1 100 JOINT (WHITE/MINORITY RACE) 4 20 2 10 3 15 4 20 2 10 3 15 2 10 20 100 RACE NOT AVAILABLE 6/ 43 25 11 7 43 25 9 5 4 2 14 8 28 17 17 10 169 100

ETHNICITY 7/ HISPANIC OR LATINO 75 26 19 7 86 30 20 7 17 6 19 7 22 8 32 11 290 100 NOT HISPANIC OR LATINO 182 25 41 6 164 22 56 8 30 4 49 7 97 13 1 0 118 16 738 100 JOINT (HISPANIC OR LATINO/ NOT HISPANIC 10 27 2 5 12 32 2 5 1 3 6 16 4 11 37 100 OR LATINO) ETHNICITY NOT AVAILABLE 6/ 45 26 13 7 41 24 11 6 3 2 12 7 27 16 22 13 174 100

MINORITY STATUS 8/ WHITE NON-HISPANIC 136 23 35 6 134 23 47 8 27 5 39 7 78 13 1 0 98 16 595 100 OTHERS, INCL. HISPANIC 129 28 27 6 129 28 31 7 20 4 29 6 46 10 58 12 469 100

GENDER 19/ MALE 113 25 28 6 123 27 33 7 20 4 32 7 39 8 71 15 459 100 FEMALE 78 27 9 3 71 25 21 7 9 3 17 6 40 14 41 14 286 100 JOINT (MALE/FEMALE) 97 24 32 8 87 21 29 7 20 5 27 7 60 15 1 0 56 14 409 100 GENDER NOT AVAILABLE 6/ 24 28 6 7 22 26 6 7 1 1 5 6 13 15 8 9 85 100

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 117 38 24 8 61 20 19 6 13 4 16 5 28 9 30 10 308 100 50-79% OF MSA/MD MEDIAN 108 27 23 6 111 28 25 6 17 4 26 7 37 9 51 13 398 100 80-99% OF MSA/MD MEDIAN 35 22 9 6 38 24 17 11 9 6 8 5 24 15 18 11 158 100 100-119% OF MSA/MD MEDIAN 16 13 5 4 32 27 9 8 6 5 5 4 18 15 28 24 119 100 120% OR MORE OF MSA/MD MEDIAN 30 14 11 5 48 22 18 8 4 2 20 9 41 19 1 0 42 20 215 100 INCOME NOT AVAILABLE 6/ 6 15 3 7 13 32 1 2 1 2 6 15 4 10 7 17 41 100

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 8-2: REASONS FOR DENIAL OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 1 17 1 17 1 17 1 17 1 17 1 17 6 100 ASIAN 35 19 8 4 23 12 20 11 11 6 27 14 28 15 35 19 187 100 BLACK OR AFRICAN AMERICAN 17 25 1 1 32 46 4 6 1 1 4 6 3 4 7 10 69 100 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 25 2 50 1 25 4 100 WHITE 436 22 70 4 404 20 239 12 90 5 185 9 263 13 6 0 302 15 1995 100 2 OR MORE MINORITY RACES 1 50 1 50 2 100 JOINT (WHITE/MINORITY RACE) 8 20 3 8 11 28 3 8 3 8 2 5 5 13 5 13 40 100 RACE NOT AVAILABLE 6/ 148 24 18 3 144 23 51 8 16 3 51 8 65 11 1 0 124 20 618 100

ETHNICITY 7/ HISPANIC OR LATINO 127 24 16 3 178 33 31 6 14 3 30 6 25 5 113 21 534 100 NOT HISPANIC OR LATINO 384 22 59 3 313 18 227 13 92 5 184 10 261 15 6 0 259 15 1785 100 JOINT (HISPANIC OR LATINO/ NOT HISPANIC 17 16 5 5 18 17 14 13 3 3 9 9 16 15 22 21 104 100 OR LATINO) ETHNICITY NOT AVAILABLE 6/ 118 24 20 4 106 21 48 10 14 3 48 10 63 13 1 0 80 16 498 100

MINORITY STATUS 8/ WHITE NON-HISPANIC 321 22 48 3 247 17 194 13 72 5 151 10 225 15 6 0 206 14 1470 100 OTHERS, INCL. HISPANIC 202 22 32 3 259 28 75 8 33 4 73 8 74 8 183 20 931 100

GENDER 19/ MALE 205 21 26 3 220 23 108 11 46 5 92 10 104 11 1 0 163 17 965 100 FEMALE 166 26 20 3 153 24 68 11 21 3 48 7 81 13 2 0 84 13 643 100 JOINT (MALE/FEMALE) 216 20 44 4 196 18 112 10 47 4 119 11 150 14 3 0 195 18 1082 100 GENDER NOT AVAILABLE 6/ 59 26 10 4 46 20 32 14 9 4 12 5 30 13 1 0 32 14 231 100

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 174 33 23 4 186 35 16 3 14 3 21 4 15 3 1 0 82 15 532 100 50-79% OF MSA/MD MEDIAN 151 25 18 3 172 28 46 8 23 4 45 7 50 8 104 17 609 100 80-99% OF MSA/MD MEDIAN 52 23 6 3 53 23 29 13 7 3 20 9 27 12 1 0 32 14 227 100 100-119% OF MSA/MD MEDIAN 47 20 10 4 40 17 30 13 10 4 26 11 36 15 37 16 236 100 120% OR MORE OF MSA/MD MEDIAN 215 17 41 3 151 12 195 16 69 6 145 12 220 18 5 0 208 17 1249 100 INCOME NOT AVAILABLE 6/ 7 10 2 3 13 19 4 6 14 21 17 25 11 16 68 100

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 8-3: REASONS FOR DENIAL OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 14 20 14 20 9 13 2 3 8 11 11 15 13 18 71 100 ASIAN 109 23 11 2 43 9 69 15 10 2 62 13 69 15 1 0 101 21 475 100 BLACK OR AFRICAN AMERICAN 68 16 4 1 114 28 45 11 20 5 42 10 42 10 1 0 77 19 413 100 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 3 11 4 14 6 21 2 7 6 21 7 25 28 100 WHITE 1196 17 95 1 1026 14 1201 17 249 3 782 11 1234 17 15 0 1387 19 7185 100 2 OR MORE MINORITY RACES 4 29 1 7 2 14 1 7 2 14 2 14 2 14 14 100 JOINT (WHITE/MINORITY RACE) 19 11 2 1 24 14 31 18 7 4 24 14 29 17 1 1 31 18 168 100 RACE NOT AVAILABLE 6/ 257 16 20 1 274 17 224 14 37 2 203 13 357 22 1 0 239 15 1612 100

ETHNICITY 7/ HISPANIC OR LATINO 264 20 10 1 269 20 179 14 63 5 113 9 206 16 218 16 1322 100 NOT HISPANIC OR LATINO 1114 16 102 1 917 13 1138 17 217 3 785 12 1146 17 17 0 1368 20 6804 100 JOINT (HISPANIC OR LATINO/ NOT HISPANIC 42 12 3 1 67 20 53 15 12 4 42 12 63 18 1 0 59 17 342 100 OR LATINO) ETHNICITY NOT AVAILABLE 6/ 250 17 18 1 248 17 216 14 35 2 183 12 335 22 1 0 212 14 1498 100

MINORITY STATUS 8/ WHITE NON-HISPANIC 907 16 82 1 727 13 982 17 182 3 650 11 994 18 14 0 1127 20 5665 100 OTHERS, INCL. HISPANIC 508 19 30 1 517 19 378 14 112 4 283 10 414 15 4 0 492 18 2738 100

GENDER 19/ MALE 565 19 51 2 393 13 491 16 104 3 306 10 529 17 5 0 581 19 3025 100 FEMALE 373 19 22 1 325 16 289 15 68 3 236 12 318 16 2 0 358 18 1991 100 JOINT (MALE/FEMALE) 577 14 50 1 641 16 677 17 135 3 512 13 670 16 12 0 794 20 4068 100 GENDER NOT AVAILABLE 6/ 155 18 10 1 142 16 129 15 20 2 69 8 233 26 124 14 882 100

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 418 37 30 3 164 15 91 8 43 4 91 8 135 12 145 13 1117 100 50-79% OF MSA/MD MEDIAN 446 26 20 1 280 16 225 13 69 4 155 9 255 15 1 0 267 16 1718 100 80-99% OF MSA/MD MEDIAN 183 19 9 1 166 17 133 14 27 3 119 12 153 16 186 19 976 100 100-119% OF MSA/MD MEDIAN 146 15 15 2 155 16 165 17 33 3 119 13 144 15 4 0 168 18 949 100 120% OR MORE OF MSA/MD MEDIAN 409 10 48 1 559 13 868 21 113 3 488 12 831 20 14 0 858 20 4188 100 INCOME NOT AVAILABLE 6/ 68 7 11 1 177 17 104 10 42 4 151 15 232 23 233 23 1018 100

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 8-4: REASONS FOR DENIAL OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 8 31 15 58 3 12 26 100 ASIAN 9 21 1 2 16 37 7 16 1 2 2 5 7 16 43 100 BLACK OR AFRICAN AMERICAN 26 22 1 1 79 67 4 3 4 3 4 3 118 100 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 17 4 67 1 17 6 100 WHITE 226 23 4 0 441 44 157 16 8 1 21 2 32 3 104 10 993 100 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 4 16 12 48 5 20 2 8 2 8 25 100 RACE NOT AVAILABLE 6/ 212 30 3 0 287 40 29 4 1 0 15 2 165 23 712 100

ETHNICITY 7/ HISPANIC OR LATINO 73 25 2 1 168 59 18 6 2 1 3 1 1 0 20 7 287 100 NOT HISPANIC OR LATINO 202 22 6 1 397 44 148 16 6 1 20 2 36 4 94 10 909 100 JOINT (HISPANIC OR LATINO/ NOT HISPANIC 8 23 17 49 7 20 1 3 2 6 35 100 OR LATINO) ETHNICITY NOT AVAILABLE 6/ 203 29 1 0 272 39 33 5 1 0 1 0 15 2 166 24 692 100

MINORITY STATUS 8/ WHITE NON-HISPANIC 165 23 3 0 296 40 132 18 5 1 18 2 30 4 84 11 733 100 OTHERS, INCL. HISPANIC 118 24 4 1 289 58 40 8 3 1 5 1 8 2 35 7 502 100

GENDER 19/ MALE 125 25 3 1 250 51 58 12 4 1 8 2 7 1 38 8 493 100 FEMALE 104 26 3 1 207 53 31 8 2 1 6 2 3 1 38 10 394 100 JOINT (MALE/FEMALE) 74 17 2 0 173 40 94 22 3 1 9 2 29 7 48 11 432 100 GENDER NOT AVAILABLE 6/ 183 30 1 0 224 37 23 4 1 0 14 2 158 26 604 100

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 150 32 1 0 231 49 12 3 1 0 3 1 4 1 73 15 475 100 50-79% OF MSA/MD MEDIAN 149 31 2 0 229 48 25 5 8 2 1 0 62 13 476 100 80-99% OF MSA/MD MEDIAN 58 25 1 0 95 42 22 10 1 0 5 2 46 20 228 100 100-119% OF MSA/MD MEDIAN 43 22 1 1 93 48 21 11 2 1 5 3 28 15 193 100 120% OR MORE OF MSA/MD MEDIAN 84 15 4 1 204 37 126 23 8 1 10 2 38 7 73 13 547 100 INCOME NOT AVAILABLE 6/ 2 50 2 50 4 100

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 8-5: REASONS FOR DENIAL OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE ASIAN BLACK OR AFRICAN AMERICAN NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 2 100 2 100 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) RACE NOT AVAILABLE 6/ 2 15 6 46 1 8 4 31 13 100

ETHNICITY 7/ HISPANIC OR LATINO NOT HISPANIC OR LATINO 2 100 2 100 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 2 15 6 46 1 8 4 31 13 100

MINORITY STATUS 8/ WHITE NON-HISPANIC 2 100 2 100 OTHERS, INCL. HISPANIC

GENDER 19/ MALE FEMALE JOINT (MALE/FEMALE) 2 100 2 100 GENDER NOT AVAILABLE 6/ 2 15 6 46 1 8 4 31 13 100

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 50-79% OF MSA/MD MEDIAN 80-99% OF MSA/MD MEDIAN 100-119% OF MSA/MD MEDIAN 120% OR MORE OF MSA/MD MEDIAN INCOME NOT AVAILABLE 6/ 4 27 6 40 1 7 4 27 15 100

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 8-6: REASONS FOR DENIAL OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2 14 3 21 5 36 2 14 2 14 14 100 ASIAN 43 20 2 1 7 3 51 23 5 2 25 11 41 19 46 21 220 100 BLACK OR AFRICAN AMERICAN 10 21 1 2 8 17 7 15 4 8 3 6 6 13 9 19 48 100 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 20 2 40 1 20 1 20 5 100 WHITE 218 17 12 1 101 8 285 22 45 3 110 9 215 17 8 1 299 23 1293 100 2 OR MORE MINORITY RACES 1 50 1 50 2 100 JOINT (WHITE/MINORITY RACE) 3 11 1 4 7 26 2 7 2 7 7 26 5 19 27 100 RACE NOT AVAILABLE 6/ 66 19 28 8 54 15 8 2 33 9 71 20 92 26 352 100

ETHNICITY 7/ HISPANIC OR LATINO 45 20 1 0 33 15 41 18 9 4 14 6 42 19 39 17 224 100 NOT HISPANIC OR LATINO 227 17 13 1 88 7 295 22 46 3 129 10 219 16 7 1 328 24 1352 100 JOINT (HISPANIC OR LATINO/ NOT HISPANIC 7 11 1 2 3 5 16 25 2 3 4 6 15 23 1 2 15 23 64 100 OR LATINO) ETHNICITY NOT AVAILABLE 6/ 64 20 26 8 57 18 8 2 28 9 65 20 73 23 321 100

MINORITY STATUS 8/ WHITE NON-HISPANIC 167 16 10 1 73 7 227 22 33 3 95 9 163 16 7 1 253 25 1028 100 OTHERS, INCL. HISPANIC 108 18 5 1 52 9 123 21 23 4 47 8 109 19 1 0 116 20 584 100

GENDER 19/ MALE 139 20 3 0 62 9 143 20 21 3 57 8 114 16 2 0 168 24 709 100 FEMALE 70 23 7 2 34 11 57 19 8 3 28 9 46 15 56 18 306 100 JOINT (MALE/FEMALE) 96 13 5 1 41 5 172 23 30 4 77 10 139 18 6 1 188 25 754 100 GENDER NOT AVAILABLE 6/ 38 20 13 7 37 19 6 3 13 7 42 22 43 22 192 100

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 57 35 26 16 15 9 6 4 8 5 22 14 27 17 161 100 50-79% OF MSA/MD MEDIAN 59 29 2 1 25 12 23 11 8 4 13 6 33 16 38 19 201 100 80-99% OF MSA/MD MEDIAN 36 24 1 1 9 6 26 17 8 5 16 11 21 14 32 21 149 100 100-119% OF MSA/MD MEDIAN 36 24 3 2 12 8 33 22 5 3 11 7 21 14 1 1 28 19 150 100 120% OR MORE OF MSA/MD MEDIAN 139 12 9 1 64 5 290 24 34 3 112 9 226 19 7 1 315 26 1196 100 INCOME NOT AVAILABLE 6/ 16 15 14 13 22 21 4 4 15 14 18 17 15 14 104 100

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 8-7: REASONS FOR DENIAL OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2012

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 1 33 1 33 1 33 3 100 ASIAN 4 57 2 29 1 14 7 100 BLACK OR AFRICAN AMERICAN 7 22 21 66 1 3 3 9 32 100 NATIVE HAWAIIAN/OTHER PACIFIC ISLND 1 100 1 100 WHITE 87 17 13 3 229 46 34 7 13 3 6 1 9 2 112 22 503 100 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 3 27 1 9 3 27 1 9 1 9 2 18 11 100 RACE NOT AVAILABLE 6/ 58 23 5 2 102 41 5 2 1 0 3 1 2 1 73 29 249 100

ETHNICITY 7/ HISPANIC OR LATINO 71 22 9 3 140 43 7 2 3 1 5 2 4 1 88 27 327 100 NOT HISPANIC OR LATINO 56 18 6 2 147 47 28 9 9 3 3 1 4 1 1 0 59 19 313 100 JOINT (HISPANIC OR LATINO/ NOT HISPANIC 3 12 8 32 1 4 13 52 25 100 OR LATINO) ETHNICITY NOT AVAILABLE 6/ 29 21 4 3 63 45 4 3 2 1 3 2 4 3 32 23 141 100

MINORITY STATUS 8/ WHITE NON-HISPANIC 46 18 5 2 119 45 27 10 9 3 3 1 3 1 50 19 262 100 OTHERS, INCL. HISPANIC 86 21 10 2 174 43 9 2 3 1 6 1 5 1 1 0 107 27 401 100

GENDER 19/ MALE 44 17 4 2 132 50 18 7 3 1 6 2 3 1 56 21 266 100 FEMALE 64 27 3 1 106 44 8 3 7 3 2 1 2 1 47 20 239 100 JOINT (MALE/FEMALE) 44 17 10 4 105 39 13 5 4 2 3 1 6 2 1 0 80 30 266 100 GENDER NOT AVAILABLE 6/ 7 20 2 6 15 43 1 3 1 3 9 26 35 100

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 106 29 11 3 158 43 7 2 5 1 5 1 2 1 71 19 365 100 50-79% OF MSA/MD MEDIAN 40 15 3 1 120 46 14 5 7 3 2 1 5 2 70 27 261 100 80-99% OF MSA/MD MEDIAN 3 6 1 2 27 51 4 8 1 2 1 2 16 30 53 100 100-119% OF MSA/MD MEDIAN 2 6 18 50 2 6 1 3 1 3 1 3 11 31 36 100 120% OR MORE OF MSA/MD MEDIAN 8 10 4 5 30 38 10 13 1 1 3 4 2 3 20 26 78 100 INCOME NOT AVAILABLE 6/ 5 38 3 23 1 8 4 31 13 100

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 9: DISPOSITION OF LOAN APPLICATIONS, BY MEDIAN AGE OF HOMES IN CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND TYPE OF LOAN, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX

Loans on 1- to 4-Family and Manufactured Home Dwellings Loans On Home Purchase Loans Loans on Dwellings Nonoccupant Loans Manufactured Home Refinancings Home Improvement CENSUS TRACTS BY For 5 or More From Columns Dwellings From FHA, FSA/RHS & VA Conventional Loans MEDIAN AGE OF HOMES 23/ Families A, B, C & D Columns A,B,C & D A B C D E F G Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's Number $000's

2000 - 2010 LOANS ORIGINATED 3349 581306 5345 1238864 11598 2354639 298 26818 7 78018 1671 268718 135 6102 APPLICAT'N APPROVED, NOT ACCEPTED 116 18986 378 75682 923 166069 66 3955 133 21394 86 4059 APPLICATIONS DENIED 601 99342 745 154207 2811 532191 318 13221 1 40500 408 63736 124 7533 APPLICATIONS WITHDRAWN 458 77985 622 151301 2054 417474 50 7804 2 52318 226 34589 11 855 FILES CLOSED FOR INCOMPLETENESS 47 7845 127 29846 777 150568 13 1183 90 14379 6 399 1990-1999 LOANS ORIGINATED 3045 561324 6470 1499010 14338 2897737 529 50922 21 267276 2256 378915 469 29711 APPLICAT'N APPROVED, NOT ACCEPTED 110 19449 746 104335 1063 192260 95 5768 1 15800 167 27459 459 21397 APPLICATIONS DENIED 520 91302 1333 224582 3685 708635 518 24279 1 1950 622 100297 637 40443 APPLICATIONS WITHDRAWN 382 68868 800 202729 2671 543462 104 14049 6 94355 371 63154 37 3060 FILES CLOSED FOR INCOMPLETENESS 68 11955 167 45755 945 205402 17 2808 117 18540 22 1433 1980-1989 LOANS ORIGINATED 1241 208545 2909 626776 6361 1215165 339 32369 36 243220 1336 203597 96 8007 APPLICAT'N APPROVED, NOT ACCEPTED 33 5436 265 39602 469 83881 48 9462 2 12994 86 11979 103 5614 APPLICATIONS DENIED 204 32789 536 79221 1703 288485 241 10738 3 31582 359 48113 185 12436 APPLICATIONS WITHDRAWN 172 28097 399 93326 1130 215653 60 6812 1 8600 215 32888 10 952 FILES CLOSED FOR INCOMPLETENESS 21 3493 84 14999 454 84311 13 3140 76 11435 8 460 1970-1979 LOANS ORIGINATED 459 75748 1776 419700 3246 687774 150 14592 34 212963 913 152229 19 838 APPLICAT'N APPROVED, NOT ACCEPTED 20 2852 124 23631 253 42824 18 1045 3 3088 78 11474 32 1423 APPLICATIONS DENIED 68 9491 256 43555 909 168956 153 7329 9 15277 233 33708 40 2411 APPLICATIONS WITHDRAWN 68 10258 254 57855 562 112448 42 6136 2 12166 156 25473 3 242 FILES CLOSED FOR INCOMPLETENESS 13 2150 69 16095 242 45790 13 1483 55 8812 1969 OR EARLIER LOANS ORIGINATED 313 61403 1953 557670 3404 856933 187 34021 33 82657 1047 206488 9 874 APPLICAT'N APPROVED, NOT ACCEPTED 11 1828 127 34442 217 48637 37 5478 7 6269 77 13632 23 1391 APPLICATIONS DENIED 57 10362 321 70960 904 204944 138 10364 1 300 282 48357 46 3085 APPLICATIONS WITHDRAWN 52 9099 265 78682 581 148523 47 7429 194 41406 1 27 FILES CLOSED FOR INCOMPLETENESS 11 2280 64 17041 262 55144 5 589 53 9424 AGE UNKNOWN LOANS ORIGINATED 117 20004 135 21264 447 64175 11 908 2 52017 92 11244 1 100 APPLICAT'N APPROVED, NOT ACCEPTED 2 312 13 1729 41 6111 1 30 12 1627 1 25 APPLICATIONS DENIED 11 1997 9 1446 91 12992 12 106 12 1395 APPLICATIONS WITHDRAWN 16 2942 14 2446 61 8807 2 54874 14 1918 FILES CLOSED FOR INCOMPLETENESS 2 392 3 460 24 3910 1 30 2 267

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 1: PRICING INFORMATION FOR FHA HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 1 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN MEDIAN # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 16 4 4 1.66 1.64 ASIAN 143 2 2 1.60 1.60 BLACK OR AFRICAN AMERICAN 215 15 13 2 1.75 1.64 NATIVE HAWAIIAN/OTHER PACIFIC 13 1 1 1.67 1.67 ISLND WHITE 4339 114 90 18 6 1.77 1.63 2 OR MORE MINORITY RACES 2 JOINT (WHITE/MINORITY RACE) 75 RACE NOT AVAILABLE 6/ 563 11 8 2 1 1.80 1.66

ETHNICITY 7/ HISPANIC OR LATINO 970 44 34 7 3 1.77 1.64 NOT HISPANIC OR LATINO 3639 91 74 13 4 1.76 1.63 JOINT (HISPANIC OR LATINO/ NOT 229 2 2 1.84 1.84 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 528 10 8 2 1.73 1.66

MINORITY STATUS 8/ WHITE NON-HISPANIC 3176 73 58 11 4 1.77 1.63 OTHERS, INCLUDING HISPANIC 1627 63 51 9 3 1.76 1.64

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 626 33 29 3 1 1.73 1.64 50-79% OF MSA/MD MEDIAN 1830 68 58 8 2 1.71 1.62 80-99% OF MSA/MD MEDIAN 898 17 12 3 2 1.83 1.63 100-119% OF MSA/MD MEDIAN 762 11 10 1 1.74 1.70 120% OR MORE OF MSA/MD MEDIAN 1220 18 9 8 1 1.95 2.00 INCOME NOT AVAILABLE 6/ 30

GENDER 19/ MALE 1670 54 42 9 3 1.79 1.63 FEMALE 1402 45 39 5 1 1.69 1.62 JOINT (MALE/FEMALE) 1925 38 29 6 3 1.82 1.66 GENDER NOT AVAILABLE 6/ 369 10 8 2 1.73 1.66

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 39 10-19% MINORITY 341 6 4 1 1 1.95 1.80 20-49% MINORITY 2801 62 51 8 3 1.74 1.63 50-79% MINORITY 1730 54 41 10 3 1.81 1.68 80-100% MINORITY 455 25 22 3 1.67 1.63

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 230 12 10 2 1.71 1.64 MODERATE INCOME 1079 50 43 5 2 1.73 1.64 MIDDLE INCOME 2423 63 49 10 4 1.80 1.65 UPPER INCOME 1634 22 16 5 1 1.78 1.62

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 1: PRICING INFORMATION FOR FHA HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 2 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2861 466 466 1.64 1.60 ASIAN 25687 229 229 1.60 1.61 BLACK OR AFRICAN AMERICAN 35218 2364 2109 255 1.74 1.64 NATIVE HAWAIIAN/OTHER PACIFIC 1946 142 142 1.67 1.67 ISLND WHITE 737478 15858 12367 2527 964 1.78 1.63 2 OR MORE MINORITY RACES 272 JOINT (WHITE/MINORITY RACE) 13784 RACE NOT AVAILABLE 6/ 98896 1854 1248 438 168 1.81 1.66

ETHNICITY 7/ HISPANIC OR LATINO 149176 5544 4124 1015 405 1.79 1.64 NOT HISPANIC OR LATINO 632585 13316 10822 1767 727 1.76 1.63 JOINT (HISPANIC OR LATINO/ NOT 41824 411 411 1.84 1.71 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 92557 1642 1204 438 1.74 1.64

MINORITY STATUS 8/ WHITE NON-HISPANIC 552634 10606 8367 1512 727 1.78 1.63 OTHERS, INCLUDING HISPANIC 264485 8527 6852 1270 405 1.76 1.64

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 71586 3260 2921 258 81 1.72 1.64 50-79% OF MSA/MD MEDIAN 276080 9585 8168 1106 311 1.71 1.61 80-99% OF MSA/MD MEDIAN 157795 2862 2019 460 383 1.84 1.63 100-119% OF MSA/MD MEDIAN 147201 1848 1746 102 1.72 1.71 120% OR MORE OF MSA/MD MEDIAN 259041 3358 1707 1396 255 1.96 1.97 INCOME NOT AVAILABLE 6/ 4439

GENDER 19/ MALE 276812 7713 5832 1368 513 1.81 1.62 FEMALE 220132 5607 4767 672 168 1.70 1.62 JOINT (MALE/FEMALE) 353794 5951 4758 742 451 1.80 1.66 GENDER NOT AVAILABLE 6/ 65404 1642 1204 438 1.74 1.64

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 7454 10-19% MINORITY 72837 1031 686 90 255 2.02 1.81 20-49% MINORITY 517169 9830 7878 1414 538 1.75 1.63 50-79% MINORITY 258674 7070 5405 1326 339 1.81 1.70 80-100% MINORITY 60008 2982 2592 390 1.67 1.62

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 33382 1651 1336 315 1.71 1.63 MODERATE INCOME 153936 5790 5008 545 237 1.72 1.63 MIDDLE INCOME 392873 9673 7507 1486 680 1.80 1.65 UPPER INCOME 335951 3799 2710 874 215 1.79 1.62

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 2: PRICING INFORMATION FOR VA HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 1 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 12 ASIAN 20 BLACK OR AFRICAN AMERICAN 116 NATIVE HAWAIIAN/OTHER PACIFIC 6 ISLND WHITE 1370 2 OR MORE MINORITY RACES 1 JOINT (WHITE/MINORITY RACE) 69 RACE NOT AVAILABLE 6/ 170

ETHNICITY 7/ HISPANIC OR LATINO 199 NOT HISPANIC OR LATINO 1301 JOINT (HISPANIC OR LATINO/ NOT 96 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 168

MINORITY STATUS 8/ WHITE NON-HISPANIC 1090 OTHERS, INCLUDING HISPANIC 496

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 84 50-79% OF MSA/MD MEDIAN 481 80-99% OF MSA/MD MEDIAN 314 100-119% OF MSA/MD MEDIAN 245 120% OR MORE OF MSA/MD MEDIAN 634 INCOME NOT AVAILABLE 6/ 6

GENDER 19/ MALE 612 FEMALE 131 JOINT (MALE/FEMALE) 902 GENDER NOT AVAILABLE 6/ 119

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 57 10-19% MINORITY 241 20-49% MINORITY 1033 50-79% MINORITY 391 80-100% MINORITY 42

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 21 MODERATE INCOME 183 MIDDLE INCOME 808 UPPER INCOME 752

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 2: PRICING INFORMATION FOR VA HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 2 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2507 ASIAN 4526 BLACK OR AFRICAN AMERICAN 24050 NATIVE HAWAIIAN/OTHER PACIFIC 1470 ISLND WHITE 303941 2 OR MORE MINORITY RACES 216 JOINT (WHITE/MINORITY RACE) 16481 RACE NOT AVAILABLE 6/ 38528

ETHNICITY 7/ HISPANIC OR LATINO 39740 NOT HISPANIC OR LATINO 292276 JOINT (HISPANIC OR LATINO/ NOT 22494 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 37209

MINORITY STATUS 8/ WHITE NON-HISPANIC 245347 OTHERS, INCLUDING HISPANIC 106722

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 11533 50-79% OF MSA/MD MEDIAN 79251 80-99% OF MSA/MD MEDIAN 61653 100-119% OF MSA/MD MEDIAN 52874 120% OR MORE OF MSA/MD MEDIAN 185295 INCOME NOT AVAILABLE 6/ 1113

GENDER 19/ MALE 125794 FEMALE 24637 JOINT (MALE/FEMALE) 215216 GENDER NOT AVAILABLE 6/ 26072

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 13829 10-19% MINORITY 75534 20-49% MINORITY 229900 50-79% MINORITY 66201 80-100% MINORITY 6255

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 3805 MODERATE INCOME 29468 MIDDLE INCOME 155189 UPPER INCOME 203257

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED Page 1 of 2 HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 29 ASIAN 944 6 3 2 1 2.22 2.15 BLACK OR AFRICAN AMERICAN 141 3 1 1 1 2.26 2.43 NATIVE HAWAIIAN/OTHER PACIFIC 15 ISLND WHITE 10537 252 88 87 39 20 4 14 2.41 2.15 2 OR MORE MINORITY RACES 5 JOINT (WHITE/MINORITY RACE) 219 4 1 2 1 2.74 2.72 RACE NOT AVAILABLE 6/ 1627 20 7 7 4 2 2.23 2.07

ETHNICITY 7/ HISPANIC OR LATINO 778 36 9 15 5 5 2 2.49 2.16 NOT HISPANIC OR LATINO 10705 219 80 70 38 16 4 11 2.39 2.15 JOINT (HISPANIC OR LATINO/ NOT 398 6 3 1 1 1 2.69 2.04 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 1636 24 7 10 5 2 2.24 2.14

MINORITY STATUS 8/ WHITE NON-HISPANIC 9328 211 77 70 34 15 4 11 2.40 2.15 OTHERS, INCLUDING HISPANIC 2484 52 15 17 10 7 3 2.49 2.18

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 571 22 5 13 2 2 2.23 2.14 50-79% OF MSA/MD MEDIAN 2014 43 12 16 10 1 4 2.56 2.18 80-99% OF MSA/MD MEDIAN 1468 20 6 6 3 2 3 2.76 2.25 100-119% OF MSA/MD MEDIAN 1540 20 6 9 2 1 2 2.55 2.14 120% OR MORE OF MSA/MD MEDIAN 7866 177 69 51 33 17 2 5 2.32 2.15 INCOME NOT AVAILABLE 6/ 58 3 1 1 1 2.61 2.17

GENDER 19/ MALE 3912 90 38 26 13 10 3 2.30 2.13 FEMALE 2531 50 18 16 9 3 1 3 2.41 2.16 JOINT (MALE/FEMALE) 5990 131 39 49 23 9 3 8 2.47 2.18 GENDER NOT AVAILABLE 6/ 1084 14 4 5 3 2 2.34 2.11

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 669 8 4 2 1 1 2.19 1.99 10-19% MINORITY 3134 96 32 31 20 9 2 2 2.37 2.16 20-49% MINORITY 7964 136 51 45 19 9 2 10 2.43 2.15 50-79% MINORITY 1497 40 11 18 6 3 2 2.36 2.16 80-100% MINORITY 253 5 1 2 2 2.69 2.95

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 291 4 3 1 2.82 2.88 MODERATE INCOME 1051 53 13 22 9 5 4 2.51 2.18 MIDDLE INCOME 3990 90 29 35 13 4 1 8 2.50 2.15 UPPER INCOME 8185 138 57 39 23 14 3 2 2.28 2.12

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED Page 2 of 2 HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 6792 ASIAN 248079 1310 786 233 291 2.18 1.79 BLACK OR AFRICAN AMERICAN 34600 638 252 136 250 2.23 2.43 NATIVE HAWAIIAN/OTHER PACIFIC 3034 ISLND WHITE 2822079 68976 28260 22724 9807 5347 256 2582 2.28 2.12 2 OR MORE MINORITY RACES 885 JOINT (WHITE/MINORITY RACE) 60568 1075 53 699 323 2.80 2.74 RACE NOT AVAILABLE 6/ 448542 6583 2027 2779 1549 228 2.20 2.07

ETHNICITY 7/ HISPANIC OR LATINO 164138 5250 1549 1951 713 818 219 2.40 2.15 NOT HISPANIC OR LATINO 2898924 63072 27015 18724 10026 4820 256 2231 2.28 2.12 JOINT (HISPANIC OR LATINO/ NOT 107623 1444 864 125 323 132 2.41 1.69 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 453894 8816 1897 4892 1799 228 2.21 2.13

MINORITY STATUS 8/ WHITE NON-HISPANIC 2536736 60797 25963 18724 9094 4529 256 2231 2.27 2.12 OTHERS, INCLUDING HISPANIC 616168 9225 3335 2212 1895 1432 351 2.40 2.16

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 61716 1713 355 1033 171 154 2.24 2.14 50-79% OF MSA/MD MEDIAN 299413 5616 1323 2050 1590 118 535 2.59 2.19 80-99% OF MSA/MD MEDIAN 268104 2980 918 1105 362 244 351 2.60 2.16 100-119% OF MSA/MD MEDIAN 324831 3066 824 1498 390 54 300 2.51 2.13 120% OR MORE OF MSA/MD MEDIAN 2650544 64854 27775 19891 10415 5293 84 1396 2.23 2.11 INCOME NOT AVAILABLE 6/ 19971 353 130 115 108 2.54 2.17

GENDER 19/ MALE 1034389 25055 10827 6926 3620 2893 789 2.31 2.12 FEMALE 507668 8941 3904 1805 1960 710 118 444 2.35 2.14 JOINT (MALE/FEMALE) 1775880 39401 15359 14705 5492 2358 138 1349 2.24 2.13 GENDER NOT AVAILABLE 6/ 306642 5185 1235 2256 1466 228 2.28 2.15

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 251387 5940 3101 1845 241 753 2.14 1.94 10-19% MINORITY 1159492 36653 12830 12887 7789 2273 158 716 2.27 2.12 20-49% MINORITY 1945251 30255 13799 8883 3784 2112 98 1579 2.29 2.11 50-79% MINORITY 231724 5057 1550 2077 509 634 287 2.38 2.16 80-100% MINORITY 36725 677 45 215 417 2.89 3.00

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 50046 706 428 278 2.86 2.95 MODERATE INCOME 194118 7839 1879 2938 1223 1249 550 2.56 2.19 MIDDLE INCOME 776252 16229 6794 5233 2236 552 54 1360 2.39 2.13 UPPER INCOME 2604163 53808 22652 17521 8651 4110 202 672 2.20 2.09

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 4: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED Page 1 of 2 HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED CHARACTERISTICS PRICING DATA PRICING DATA 3.50 - 3.99 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99 6.00 - 6.99 7 OR MORE MEAN MEDIAN # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 1 1 1 3.78 3.78 ASIAN 7 29 11 9 4 4 1 4.30 4.09 BLACK OR AFRICAN AMERICAN 17 6 2 3 1 4.64 4.78 NATIVE HAWAIIAN/OTHER PACIFIC 2 ISLND WHITE 278 615 176 216 113 108 2 4.38 4.23 2 OR MORE MINORITY RACES 1 1 1 4.16 4.16 JOINT (WHITE/MINORITY RACE) 3 18 7 5 3 3 4.30 4.09 RACE NOT AVAILABLE 6/ 30 68 30 21 8 9 4.20 4.04

ETHNICITY 7/ HISPANIC OR LATINO 50 30 6 8 9 6 1 4.54 4.56 NOT HISPANIC OR LATINO 246 606 176 217 106 105 2 4.37 4.22 JOINT (HISPANIC OR LATINO/ NOT 12 32 12 9 6 5 4.30 4.09 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 31 70 31 20 10 9 4.21 4.04

MINORITY STATUS 8/ WHITE NON-HISPANIC 215 552 158 198 98 97 1 4.37 4.23 OTHERS, INCLUDING HISPANIC 92 115 36 34 24 19 2 4.38 4.17

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 34 3 3 4.22 4.26 50-79% OF MSA/MD MEDIAN 70 18 7 7 4 4.72 4.79 80-99% OF MSA/MD MEDIAN 41 34 11 8 8 7 4.42 4.34 100-119% OF MSA/MD MEDIAN 26 36 8 9 9 10 4.54 4.51 120% OR MORE OF MSA/MD MEDIAN 168 647 206 227 107 104 3 4.33 4.18 INCOME NOT AVAILABLE 6/

GENDER 19/ MALE 89 206 64 70 40 31 1 4.35 4.21 FEMALE 67 81 17 28 20 16 4.46 4.35 JOINT (MALE/FEMALE) 162 407 124 141 67 73 2 4.36 4.21 GENDER NOT AVAILABLE 6/ 21 44 20 15 4 5 4.14 4.03

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 19 39 14 15 4 6 4.28 4.13 10-19% MINORITY 93 257 92 91 40 34 4.28 4.15 20-49% MINORITY 137 412 117 136 81 75 3 4.40 4.24 50-79% MINORITY 71 26 2 10 6 8 4.62 4.66 80-100% MINORITY 19 4 2 2 4.71 4.72

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 9 8 3 3 2 4.68 4.70 MODERATE INCOME 49 25 8 4 8 5 4.51 4.54 MIDDLE INCOME 109 141 33 54 27 27 4.40 4.27 UPPER INCOME 172 564 184 193 93 91 3 4.33 4.18

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 4: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED Page 2 of 2 HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED CHARACTERISTICS PRICING DATA PRICING DATA 3.50 - 3.99 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99 6.00 - 6.99 7 OR MORE MEAN 30/ MEDIAN 31/ $000's $000's $000's $000's $000's $000's $000's $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 83 46 46 3.78 3.78 ASIAN 933 1435 610 394 138 239 54 4.31 4.09 BLACK OR AFRICAN AMERICAN 790 409 192 153 64 4.54 4.72 NATIVE HAWAIIAN/OTHER PACIFIC 13 ISLND WHITE 17745 38318 11892 14036 6361 5929 100 4.33 4.18 2 OR MORE MINORITY RACES 10 27 27 4.16 4.16 JOINT (WHITE/MINORITY RACE) 95 1113 453 242 168 250 4.33 4.14 RACE NOT AVAILABLE 6/ 2394 5445 2520 1697 434 794 4.17 4.03

ETHNICITY 7/ HISPANIC OR LATINO 1964 1771 327 575 456 349 64 4.57 4.49 NOT HISPANIC OR LATINO 17138 37552 12001 13783 5811 5867 90 4.32 4.16 JOINT (HISPANIC OR LATINO/ NOT 570 1982 644 602 460 276 4.31 4.25 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 2391 5488 2549 1628 527 784 4.18 4.03

MINORITY STATUS 8/ WHITE NON-HISPANIC 15150 34534 10936 12816 5432 5314 36 4.32 4.16 OTHERS, INCLUDING HISPANIC 4452 6690 2036 2032 1326 1178 118 4.40 4.19

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 741 32 32 4.26 4.26 50-79% OF MSA/MD MEDIAN 2071 366 113 144 109 4.82 4.85 80-99% OF MSA/MD MEDIAN 1889 1026 369 225 200 232 4.42 4.25 100-119% OF MSA/MD MEDIAN 1417 1198 232 257 345 364 4.61 4.62 120% OR MORE OF MSA/MD MEDIAN 15945 44171 14920 15961 6565 6571 154 4.30 4.14 INCOME NOT AVAILABLE 6/

GENDER 19/ MALE 5381 12555 3783 5158 1975 1585 54 4.30 4.16 FEMALE 2935 4517 1173 1295 1174 875 4.45 4.35 JOINT (MALE/FEMALE) 12485 26254 8669 9080 3841 4564 100 4.32 4.16 GENDER NOT AVAILABLE 6/ 1262 3467 1896 1055 264 252 4.07 3.96

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 2676 2687 853 1301 144 389 4.28 4.16 10-19% MINORITY 8250 19735 7588 6903 2755 2489 4.24 4.13 20-49% MINORITY 7940 23234 7003 7919 4097 4061 154 4.36 4.19 50-79% MINORITY 2687 1013 77 393 258 285 4.59 4.74 80-100% MINORITY 510 124 72 52 4.60 4.26

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 526 309 104 153 52 4.67 4.75 MODERATE INCOME 1708 1225 484 189 314 238 4.46 4.24 MIDDLE INCOME 4835 7438 2002 3120 1281 1035 4.31 4.13 UPPER INCOME 14994 37821 13035 13175 5506 5951 154 4.31 4.15

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 5: PRICING INFORMATION FOR FHA REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR Page 1 of 2 CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN MEDIAN LOANS 17/ # # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 8 1 1 1.74 1.74 ASIAN 69 BLACK OR AFRICAN AMERICAN 172 25 3 1 4 16 1 3.12 3.38 NATIVE HAWAIIAN/OTHER PACIFIC 14 ISLND WHITE 2139 126 32 5 15 69 5 2.90 3.20 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 44 2 2 3.56 3.56 RACE NOT AVAILABLE 6/ 360 3 2 1 1.90 1.57

ETHNICITY 7/ HISPANIC OR LATINO 451 34 17 5 11 1 2.46 2.27 NOT HISPANIC OR LATINO 1936 115 19 6 14 71 5 3.07 3.36 JOINT (HISPANIC OR LATINO/ NOT 116 4 4 3.34 3.28 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 303 4 2 1 1 2.22 2.07

MINORITY STATUS 8/ WHITE NON-HISPANIC 1623 92 17 5 11 55 4 3.04 3.34 OTHERS, INCLUDING HISPANIC 847 61 19 1 8 31 2 2.79 3.06

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 121 17 2 1 2 11 1 3.21 3.48 50-79% OF MSA/MD MEDIAN 285 7 3 4 2.66 3.29 80-99% OF MSA/MD MEDIAN 164 8 3 1 4 2.72 2.94 100-119% OF MSA/MD MEDIAN 173 2 2 1.71 1.71 120% OR MORE OF MSA/MD MEDIAN 360 3 1 1 1 2.43 2.64 INCOME NOT AVAILABLE 6/ 1703 120 27 5 16 67 5 2.94 3.25

GENDER 19/ MALE 723 33 11 1 5 15 1 2.76 2.98 FEMALE 629 63 14 4 9 32 4 2.95 3.17 JOINT (MALE/FEMALE) 1242 60 12 1 6 40 1 3.00 3.33 GENDER NOT AVAILABLE 6/ 212 1 1 1.56 1.56 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 16 11 1 1 2 7 3.08 3.35 10-19% MINORITY 133 14 1 1 3 8 1 3.11 3.34 20-49% MINORITY 1467 63 16 1 8 38 2.89 3.17 50-79% MINORITY 996 44 11 2 5 21 5 2.98 3.28 80-100% MINORITY 194 25 9 1 2 13 2.73 3.29

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 85 15 3 1 10 1 3.17 3.48 MODERATE INCOME 545 51 13 3 6 27 2 2.89 3.17 MIDDLE INCOME 1450 57 13 2 10 30 2 2.94 3.21 UPPER INCOME 726 34 9 1 3 20 1 2.83 3.16

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN 30/ MEDIAN 31/ LOANS 17/ $000's $000's $000's $000's $000's $000's $000's $000's $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 1063 204 204 1.74 1.74 ASIAN 11491 BLACK OR AFRICAN AMERICAN 24049 2649 399 45 426 1692 87 3.10 3.38 NATIVE HAWAIIAN/OTHER PACIFIC 1762 ISLND WHITE 325082 16927 3780 614 2567 9177 789 2.92 3.17 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 6944 225 225 3.60 3.71 RACE NOT AVAILABLE 6/ 56354 626 313 313 2.06 2.07

ETHNICITY 7/ HISPANIC OR LATINO 61031 4516 2205 783 1408 120 2.43 2.55 NOT HISPANIC OR LATINO 299475 14695 2178 659 2210 8892 756 3.08 3.35 JOINT (HISPANIC OR LATINO/ NOT 18787 588 588 3.33 3.26 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 47452 832 313 313 206 2.34 2.56

MINORITY STATUS 8/ WHITE NON-HISPANIC 252451 12376 1944 614 1890 7259 669 3.06 3.30 OTHERS, INCLUDING HISPANIC 121468 7423 2439 45 1103 3629 207 2.74 3.01

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 15702 2074 256 110 303 1318 87 3.14 3.29 50-79% OF MSA/MD MEDIAN 39243 743 319 424 2.67 3.29 80-99% OF MSA/MD MEDIAN 24743 959 445 106 408 2.53 2.68 100-119% OF MSA/MD MEDIAN 28594 288 288 1.72 1.87 120% OR MORE OF MSA/MD MEDIAN 67568 437 147 137 153 2.44 2.64 INCOME NOT AVAILABLE 6/ 250895 16130 3241 549 2760 8791 789 2.96 3.21

GENDER 19/ MALE 110070 4441 1207 110 1050 1930 144 2.82 2.98 FEMALE 87650 7704 1600 370 1196 3873 665 2.97 3.15 JOINT (MALE/FEMALE) 196320 8269 1672 179 1060 5291 67 2.95 3.30 GENDER NOT AVAILABLE 6/ 32705 217 217 1.56 1.56 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 3027 1801 120 179 301 1201 3.10 3.15 10-19% MINORITY 24383 2737 217 152 684 1323 361 3.10 3.31 20-49% MINORITY 240000 8758 2258 110 1293 5097 2.86 3.09 50-79% MINORITY 136183 4976 1215 173 890 2183 515 2.92 3.17 80-100% MINORITY 23152 2359 886 45 138 1290 2.75 3.29

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 11254 1471 293 75 1006 97 3.18 3.48 MODERATE INCOME 70572 5322 1295 218 907 2715 187 2.89 3.06 MIDDLE INCOME 209100 7898 1696 289 1552 4130 231 2.93 3.19 UPPER INCOME 135819 5940 1412 152 772 3243 361 2.86 3.15

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 6: PRICING INFORMATION FOR VA REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR Page 1 of 2 CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN MEDIAN LOANS 17/ # # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 13 ASIAN 20 BLACK OR AFRICAN AMERICAN 228 NATIVE HAWAIIAN/OTHER PACIFIC 6 ISLND WHITE 1622 2 OR MORE MINORITY RACES 4 JOINT (WHITE/MINORITY RACE) 83 RACE NOT AVAILABLE 6/ 296

ETHNICITY 7/ HISPANIC OR LATINO 229 NOT HISPANIC OR LATINO 1648 JOINT (HISPANIC OR LATINO/ NOT 132 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 263

MINORITY STATUS 8/ WHITE NON-HISPANIC 1295 OTHERS, INCLUDING HISPANIC 683

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 55 50-79% OF MSA/MD MEDIAN 122 80-99% OF MSA/MD MEDIAN 66 100-119% OF MSA/MD MEDIAN 94 120% OR MORE OF MSA/MD MEDIAN 267 INCOME NOT AVAILABLE 6/ 1668

GENDER 19/ MALE 681 FEMALE 141 JOINT (MALE/FEMALE) 1280 GENDER NOT AVAILABLE 6/ 170 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 60 10-19% MINORITY 204 20-49% MINORITY 1351 50-79% MINORITY 577 80-100% MINORITY 80

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 21 MODERATE INCOME 294 MIDDLE INCOME 1064 UPPER INCOME 893

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN 30/ MEDIAN 31/ LOANS 17/ $000's $000's $000's $000's $000's $000's $000's $000's $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2712 ASIAN 3510 BLACK OR AFRICAN AMERICAN 42679 NATIVE HAWAIIAN/OTHER PACIFIC 1075 ISLND WHITE 315813 2 OR MORE MINORITY RACES 681 JOINT (WHITE/MINORITY RACE) 16879 RACE NOT AVAILABLE 6/ 62155

ETHNICITY 7/ HISPANIC OR LATINO 38624 NOT HISPANIC OR LATINO 326714 JOINT (HISPANIC OR LATINO/ NOT 24484 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 55682

MINORITY STATUS 8/ WHITE NON-HISPANIC 259226 OTHERS, INCLUDING HISPANIC 124621

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 9379 50-79% OF MSA/MD MEDIAN 17242 80-99% OF MSA/MD MEDIAN 11357 100-119% OF MSA/MD MEDIAN 17112 120% OR MORE OF MSA/MD MEDIAN 66180 INCOME NOT AVAILABLE 6/ 324234

GENDER 19/ MALE 120597 FEMALE 22339 JOINT (MALE/FEMALE) 266913 GENDER NOT AVAILABLE 6/ 35655 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 17198 10-19% MINORITY 60257 20-49% MINORITY 270837 50-79% MINORITY 86907 80-100% MINORITY 10305

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 2823 MODERATE INCOME 41921 MIDDLE INCOME 182890 UPPER INCOME 217870

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 1 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN MEDIAN LOANS 17/ # # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 95 1 1 1.68 1.68 ASIAN 2063 3 2 1 1.74 1.60 BLACK OR AFRICAN AMERICAN 423 18 8 5 1 1 3 2.76 2.05 NATIVE HAWAIIAN/OTHER PACIFIC 42 ISLND WHITE 22257 229 128 45 15 29 3 9 2.29 1.87 2 OR MORE MINORITY RACES 10 1 1 1.68 1.68 JOINT (WHITE/MINORITY RACE) 522 1 1 1.80 1.80 RACE NOT AVAILABLE 6/ 3482 43 26 8 3 5 1 2.14 1.76

ETHNICITY 7/ HISPANIC OR LATINO 1840 55 29 5 7 8 1 5 2.63 1.91 NOT HISPANIC OR LATINO 22710 199 109 48 9 24 2 7 2.25 1.90 JOINT (HISPANIC OR LATINO/ NOT 949 6 5 1 1.95 1.58 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 3395 36 24 6 3 2 1 2.02 1.69

MINORITY STATUS 8/ WHITE NON-HISPANIC 19530 177 98 42 8 23 2 4 2.21 1.87 OTHERS, INCLUDING HISPANIC 5788 83 45 11 8 10 1 8 2.57 1.89

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 1202 39 19 7 5 3 1 4 2.65 2.01 50-79% OF MSA/MD MEDIAN 3791 82 44 17 6 10 1 4 2.33 1.89 80-99% OF MSA/MD MEDIAN 2776 46 22 11 3 6 4 2.46 2.01 100-119% OF MSA/MD MEDIAN 3310 30 15 9 1 5 2.15 1.99 120% OR MORE OF MSA/MD MEDIAN 17476 98 66 15 4 11 1 1 2.07 1.74 INCOME NOT AVAILABLE 6/ 339 1 1 1.84 1.84

GENDER 19/ MALE 7665 73 43 16 8 3 1 2 2.14 1.85 FEMALE 4723 57 29 8 4 8 1 7 2.72 1.99 JOINT (MALE/FEMALE) 14483 139 79 30 4 22 1 3 2.21 1.85 GENDER NOT AVAILABLE 6/ 2023 27 16 5 3 2 1 2.13 1.73 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 1292 3 3 1.80 1.85 10-19% MINORITY 6538 48 25 10 4 9 2.20 1.93 20-49% MINORITY 17247 152 83 36 7 19 7 2.27 1.91 50-79% MINORITY 3360 69 43 11 5 4 3 3 2.26 1.76 80-100% MINORITY 457 24 13 2 3 3 3 2.71 1.88

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 419 15 9 2 2 1 1 2.35 1.84 MODERATE INCOME 2087 65 36 9 3 9 3 5 2.55 1.87 MIDDLE INCOME 8633 133 71 36 10 11 5 2.20 1.96 UPPER INCOME 17752 83 51 12 4 14 2 2.20 1.82

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 2 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN 30/ MEDIAN 31/ LOANS 17/ $000's $000's $000's $000's $000's $000's $000's $000's $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 15414 38 38 1.68 1.68 ASIAN 469426 366 248 118 1.74 1.60 BLACK OR AFRICAN AMERICAN 74470 1615 882 342 24 120 247 2.67 1.85 NATIVE HAWAIIAN/OTHER PACIFIC 7715 ISLND WHITE 4915321 36514 20927 6920 2571 5285 132 679 2.18 1.85 2 OR MORE MINORITY RACES 1638 99 99 1.68 1.68 JOINT (WHITE/MINORITY RACE) 118169 121 121 1.80 1.80 RACE NOT AVAILABLE 6/ 813499 5110 3702 663 322 378 45 1.99 1.73

ETHNICITY 7/ HISPANIC OR LATINO 296693 5511 3402 250 849 607 17 386 2.42 1.84 NOT HISPANIC OR LATINO 5121217 32674 18191 7194 1746 4888 115 540 2.17 1.85 JOINT (HISPANIC OR LATINO/ NOT 199716 1200 1087 113 1.77 1.54 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 798026 4478 3337 599 322 175 45 1.94 1.72

MINORITY STATUS 8/ WHITE NON-HISPANIC 4418324 30626 16994 6734 1722 4768 115 293 2.15 1.87 OTHERS, INCLUDING HISPANIC 1155107 8733 5660 710 873 840 17 633 2.35 1.78

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 125487 2599 1369 403 334 210 45 238 2.55 1.83 50-79% OF MSA/MD MEDIAN 481571 7477 4086 1491 889 745 17 249 2.24 1.87 80-99% OF MSA/MD MEDIAN 428528 4839 2382 1269 341 527 320 2.34 2.00 100-119% OF MSA/MD MEDIAN 579737 3806 1932 1293 152 429 2.10 1.97 120% OR MORE OF MSA/MD MEDIAN 4739848 24901 16007 3587 1201 3872 70 164 2.08 1.75 INCOME NOT AVAILABLE 6/ 60481 241 241 1.84 1.84

GENDER 19/ MALE 1753667 12231 6446 3737 1617 211 45 175 2.08 1.98 FEMALE 790614 5894 3198 707 639 846 17 487 2.53 1.97 JOINT (MALE/FEMALE) 3375651 22682 14302 3156 339 4551 70 264 2.14 1.78 GENDER NOT AVAILABLE 6/ 495720 3056 2071 443 322 175 45 2.00 1.72 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 434162 813 813 1.91 1.98 10-19% MINORITY 1976159 13693 6268 3010 791 3624 2.27 2.16 20-49% MINORITY 3527187 20720 13251 3974 1237 1633 625 2.10 1.75 50-79% MINORITY 426155 6781 4741 999 473 318 132 118 2.04 1.74 80-100% MINORITY 51989 1856 944 60 416 208 228 2.75 1.91

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 54038 1314 706 93 343 100 72 2.40 1.99 MODERATE INCOME 307168 6137 3919 717 293 802 132 274 2.31 1.80 MIDDLE INCOME 1394155 14498 8991 3639 787 711 370 2.05 1.78 UPPER INCOME 4658931 21914 12401 3594 1494 4170 255 2.19 1.85

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 8: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 1 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 3.50 - 3.99 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99 6.00 - 6.99 7 OR MORE MEAN MEDIAN LOANS 17/ # # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 2 ASIAN 14 8 3 2 1 2 4.34 4.23 BLACK OR AFRICAN AMERICAN 15 2 1 1 4.91 4.91 NATIVE HAWAIIAN/OTHER PACIFIC 1 1 4.00 4.00 ISLND WHITE 403 222 63 101 28 29 1 4.33 4.25 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 9 4 1 1 1 1 4.45 4.35 RACE NOT AVAILABLE 6/ 42 25 5 11 4 4 1 4.67 4.17

ETHNICITY 7/ HISPANIC OR LATINO 52 13 4 4 2 3 4.39 4.34 NOT HISPANIC OR LATINO 377 213 61 96 28 27 1 4.32 4.23 JOINT (HISPANIC OR LATINO/ NOT 10 14 3 7 1 3 4.42 4.29 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 46 22 4 9 4 4 1 4.78 4.36

MINORITY STATUS 8/ WHITE NON-HISPANIC 338 198 57 91 25 24 1 4.31 4.23 OTHERS, INCLUDING HISPANIC 100 39 11 14 5 9 4.39 4.28

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 21 1 1 4.58 4.58 50-79% OF MSA/MD MEDIAN 72 11 2 5 1 2 1 5.21 4.35 80-99% OF MSA/MD MEDIAN 41 7 2 2 3 4.52 4.37 100-119% OF MSA/MD MEDIAN 45 20 5 12 3 4.28 4.16 120% OR MORE OF MSA/MD MEDIAN 306 223 63 97 33 29 1 4.32 4.23 INCOME NOT AVAILABLE 6/

GENDER 19/ MALE 92 74 17 29 15 13 4.41 4.39 FEMALE 77 24 8 11 2 2 1 4.32 4.28 JOINT (MALE/FEMALE) 288 147 43 69 16 19 4.30 4.21 GENDER NOT AVAILABLE 6/ 28 17 4 7 2 3 1 4.83 4.35 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 28 5 1 4 4.09 4.03 10-19% MINORITY 101 84 28 38 10 6 1 1 4.32 4.19 20-49% MINORITY 264 158 41 69 21 27 4.37 4.28 50-79% MINORITY 79 14 2 5 4 3 4.59 4.51 80-100% MINORITY 13 1 1 5.07 5.07

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 15 MODERATE INCOME 49 10 4 1 5 4.74 4.98 MIDDLE INCOME 156 64 17 27 9 11 4.40 4.32 UPPER INCOME 265 188 55 85 25 21 1 1 4.33 4.21

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 8: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 2 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 3.50 - 3.99 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99 6.00 - 6.99 7 OR MORE MEAN 30/ MEDIAN 31/ LOANS 17/ $000's $000's $000's $000's $000's $000's $000's $000's $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 56 ASIAN 1301 545 284 81 38 142 4.23 3.78 BLACK OR AFRICAN AMERICAN 604 88 41 47 4.92 5.10 NATIVE HAWAIIAN/OTHER PACIFIC 65 65 4.00 4.00 ISLND WHITE 31180 10182 3716 4494 909 1052 11 4.23 4.18 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 395 540 63 95 191 191 4.65 4.59 RACE NOT AVAILABLE 6/ 3057 1379 694 450 59 161 15 4.23 3.98

ETHNICITY 7/ HISPANIC OR LATINO 3274 445 235 81 55 74 4.24 3.93 NOT HISPANIC OR LATINO 29559 10431 3761 4598 1068 993 11 4.22 4.17 JOINT (HISPANIC OR LATINO/ NOT 557 701 102 207 27 365 4.69 5.07 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 3203 1222 659 299 88 161 15 4.29 3.98

MINORITY STATUS 8/ WHITE NON-HISPANIC 27200 9335 3414 4277 829 804 11 4.21 4.18 OTHERS, INCLUDING HISPANIC 6064 2087 684 464 311 628 4.42 4.24

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 715 14 14 4.58 4.58 50-79% OF MSA/MD MEDIAN 3646 232 31 60 40 86 15 5.37 4.95 80-99% OF MSA/MD MEDIAN 2743 192 60 33 99 4.58 5.04 100-119% OF MSA/MD MEDIAN 2797 449 104 260 85 4.31 4.17 120% OR MORE OF MSA/MD MEDIAN 26692 11912 4562 4832 1184 1323 11 4.22 4.13 INCOME NOT AVAILABLE 6/

GENDER 19/ MALE 7506 3643 912 1693 520 518 4.33 4.18 FEMALE 4300 845 257 466 65 46 11 4.26 4.28 JOINT (MALE/FEMALE) 22807 7240 2929 2767 632 912 4.22 4.13 GENDER NOT AVAILABLE 6/ 1980 1071 659 259 21 117 15 4.22 3.98 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 4437 728 372 356 3.99 3.82 10-19% MINORITY 10183 5556 2056 2512 532 430 11 15 4.21 4.18 20-49% MINORITY 17296 6166 2289 2241 579 1057 4.29 4.15 50-79% MINORITY 4236 339 40 76 127 96 4.72 4.82 80-100% MINORITY 441 10 10 5.07 5.07

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 695 MODERATE INCOME 2714 305 85 27 193 4.84 5.07 MIDDLE INCOME 9131 1972 642 657 233 440 4.41 4.26 UPPER INCOME 24053 10522 4115 4443 978 960 11 15 4.20 4.13

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 1 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN MEDIAN LOANS 17/ # # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE ASIAN 21 BLACK OR AFRICAN AMERICAN 6 3 1 2 2.84 3.14 NATIVE HAWAIIAN/OTHER PACIFIC 1 ISLND WHITE 460 40 9 11 9 6 1 4 2.74 2.46 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 10 RACE NOT AVAILABLE 6/ 39 6 3 1 1 1 2.18 1.84

ETHNICITY 7/ HISPANIC OR LATINO 39 12 3 1 4 1 3 3.09 2.56 NOT HISPANIC OR LATINO 433 33 7 11 5 8 1 1 2.61 2.41 JOINT (HISPANIC OR LATINO/ NOT 20 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 45 4 2 1 1 1.99 1.84

MINORITY STATUS 8/ WHITE NON-HISPANIC 401 29 7 10 5 5 1 1 2.55 2.41 OTHERS, INCLUDING HISPANIC 92 15 3 2 4 3 3 3.04 2.56

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 34 14 1 2 3 4 1 3 3.39 3.10 50-79% OF MSA/MD MEDIAN 77 11 3 3 3 1 1 2.60 2.42 80-99% OF MSA/MD MEDIAN 54 8 3 4 1 2.10 2.13 100-119% OF MSA/MD MEDIAN 54 2 1 1 1.98 1.98 120% OR MORE OF MSA/MD MEDIAN 316 14 4 3 3 4 2.45 2.35 INCOME NOT AVAILABLE 6/ 2

GENDER 19/ MALE 121 13 3 4 3 3 3.14 2.41 FEMALE 96 11 2 3 3 2 1 2.57 2.52 JOINT (MALE/FEMALE) 292 22 6 5 6 4 1 2.53 2.45 GENDER NOT AVAILABLE 6/ 28 3 1 1 1 2.10 2.02 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 34 1 1 2.02 2.02 10-19% MINORITY 134 6 2 1 3 2.85 2.86 20-49% MINORITY 287 26 7 8 7 2 2 2.55 2.41 50-79% MINORITY 71 13 5 2 2 3 1 2.57 2.38 80-100% MINORITY 11 3 1 1 1 4.07 4.04

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 13 2 1 1 4.38 4.38 MODERATE INCOME 57 12 4 1 2 3 1 1 2.78 2.62 MIDDLE INCOME 153 22 3 9 5 4 1 2.53 2.41 UPPER INCOME 314 13 5 3 3 1 1 2.57 2.12

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BY Page 2 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 1.50 - 1.99 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99 4.00 - 4.99 5 OR MORE MEAN 30/ MEDIAN 31/ LOANS 17/ $000's $000's $000's $000's $000's $000's $000's $000's $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE ASIAN 6427 BLACK OR AFRICAN AMERICAN 1077 158 51 107 2.82 3.14 NATIVE HAWAIIAN/OTHER PACIFIC 344 ISLND WHITE 89801 5498 3147 920 701 574 16 140 2.27 1.93 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 1413 RACE NOT AVAILABLE 6/ 6732 1058 223 700 35 100 2.11 2.02

ETHNICITY 7/ HISPANIC OR LATINO 4275 2643 2373 26 147 25 72 2.07 1.93 NOT HISPANIC OR LATINO 89891 3136 797 945 554 756 16 68 2.50 2.41 JOINT (HISPANIC OR LATINO/ NOT 4142 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 7486 935 200 700 35 1.96 2.02

MINORITY STATUS 8/ WHITE NON-HISPANIC 81940 2878 797 894 554 549 16 68 2.44 2.39 OTHERS, INCLUDING HISPANIC 16687 2801 2373 77 147 132 72 2.12 1.93

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 2321 440 50 70 49 141 16 114 3.55 3.14 50-79% OF MSA/MD MEDIAN 5787 654 190 209 134 95 26 2.47 2.42 80-99% OF MSA/MD MEDIAN 7083 536 170 346 20 2.06 2.12 100-119% OF MSA/MD MEDIAN 7898 308 162 146 1.97 1.80 120% OR MORE OF MSA/MD MEDIAN 82388 4776 2798 900 533 545 2.15 1.93 INCOME NOT AVAILABLE 6/ 317

GENDER 19/ MALE 25638 3159 2467 452 126 114 2.17 1.93 FEMALE 12943 703 298 155 49 185 16 2.27 2.15 JOINT (MALE/FEMALE) 61686 2067 555 364 652 470 26 2.47 2.54 GENDER NOT AVAILABLE 6/ 5527 785 50 700 35 2.02 2.02 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 12867 700 700 2.02 2.02 10-19% MINORITY 36094 908 285 233 390 2.81 2.57 20-49% MINORITY 49506 4272 3000 605 396 167 104 2.13 1.93 50-79% MINORITY 6386 713 370 81 107 129 26 2.33 1.82 80-100% MINORITY 941 121 95 16 10 3.42 3.14

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 1438 121 95 26 3.67 3.14 MODERATE INCOME 6427 530 317 26 32 129 16 10 2.33 1.82 MIDDLE INCOME 22022 1562 173 725 171 457 36 2.56 2.41 UPPER INCOME 75907 4501 2880 920 533 100 68 2.10 1.93

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 10: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), Page 1 of 2 BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 3.50 - 3.99 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99 6.00 - 6.99 7 OR MORE MEAN MEDIAN LOANS 17/ # # # # # # # # #

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 3 1 1 4.84 4.84 ASIAN 6 3 2 1 3.90 3.85 BLACK OR AFRICAN AMERICAN 8 1 1 5.18 5.18 NATIVE HAWAIIAN/OTHER PACIFIC 1 ISLND WHITE 368 88 28 17 14 19 5 5 4.74 4.47 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 8 RACE NOT AVAILABLE 6/ 46 10 4 1 5 4.33 4.40

ETHNICITY 7/ HISPANIC OR LATINO 23 8 2 2 1 2 1 5.47 5.22 NOT HISPANIC OR LATINO 345 77 26 14 13 17 3 4 4.70 4.46 JOINT (HISPANIC OR LATINO/ NOT 20 5 1 2 2 4.50 4.20 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 52 13 7 1 5 4.17 3.85

MINORITY STATUS 8/ WHITE NON-HISPANIC 321 74 25 13 13 16 3 4 4.71 4.47 OTHERS, INCLUDING HISPANIC 69 17 3 5 2 4 2 1 4.89 4.66

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 9 2 1 1 5.76 5.76 50-79% OF MSA/MD MEDIAN 41 6 1 1 1 2 1 4.97 4.94 80-99% OF MSA/MD MEDIAN 36 12 3 4 1 2 1 1 4.89 4.16 100-119% OF MSA/MD MEDIAN 51 7 2 1 2 1 1 4.64 4.82 120% OR MORE OF MSA/MD MEDIAN 302 75 28 11 16 15 2 3 4.61 4.46 INCOME NOT AVAILABLE 6/ 1 1 1 4.08 4.08

GENDER 19/ MALE 86 36 14 3 5 11 2 1 4.69 4.75 FEMALE 60 8 1 2 1 2 2 5.78 6.16 JOINT (MALE/FEMALE) 259 52 16 14 11 8 1 2 4.55 4.33 GENDER NOT AVAILABLE 6/ 35 7 3 4 4.34 4.70 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 29 3 1 1 1 4.53 4.25 10-19% MINORITY 98 26 8 4 5 7 2 4.79 4.68 20-49% MINORITY 259 68 23 14 13 12 5 1 4.60 4.42 50-79% MINORITY 52 6 2 2 2 5.23 4.77 80-100% MINORITY 2

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 8 1 1 3.74 3.74 MODERATE INCOME 29 2 1 1 6.16 6.16 MIDDLE INCOME 150 25 7 6 7 1 4 4.64 4.38 UPPER INCOME 253 75 26 13 13 18 1 4 4.67 4.46

Report Date: 05/17/2013 AGGREGATE TABLE 11 - 10: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), Page 2 of 2 BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX 15/ PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/ BORROWER OR CENSUS TRACT NO REPORTED REPORTED HOEPA CHARACTERISTICS PRICING DATA PRICING DATA 3.50 - 3.99 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99 6.00 - 6.99 7 OR MORE MEAN 30/ MEDIAN 31/ LOANS 17/ $000's $000's $000's $000's $000's $000's $000's $000's $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 89 32 32 4.84 4.84 ASIAN 377 306 256 50 3.83 3.85 BLACK OR AFRICAN AMERICAN 177 20 20 5.18 5.18 NATIVE HAWAIIAN/OTHER PACIFIC 30 ISLND WHITE 22717 4645 2090 766 711 864 107 107 4.44 4.14 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 356 RACE NOT AVAILABLE 6/ 3363 541 215 42 284 4.38 4.70

ETHNICITY 7/ HISPANIC OR LATINO 1394 203 48 82 36 31 6 5.09 4.84 NOT HISPANIC OR LATINO 20985 4348 2071 714 661 725 76 101 4.41 4.08 JOINT (HISPANIC OR LATINO/ NOT 1018 202 25 54 123 4.78 5.02 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 3712 791 465 42 284 4.15 3.85

MINORITY STATUS 8/ WHITE NON-HISPANIC 19996 4158 1951 664 661 705 76 101 4.42 4.08 OTHERS, INCLUDING HISPANIC 3441 731 281 152 82 179 31 6 4.48 4.14

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 237 21 15 6 5.17 4.38 50-79% OF MSA/MD MEDIAN 1321 133 15 30 28 40 20 4.94 4.70 80-99% OF MSA/MD MEDIAN 1232 340 94 125 38 56 15 12 4.60 4.15 100-119% OF MSA/MD MEDIAN 2155 401 87 56 168 74 16 4.62 4.82 120% OR MORE OF MSA/MD MEDIAN 22139 4632 2365 615 793 714 56 89 4.36 3.99 INCOME NOT AVAILABLE 6/ 25 17 17 4.08 4.08

GENDER 19/ MALE 5351 1904 1068 106 223 434 31 42 4.42 3.95 FEMALE 3025 215 30 65 36 66 18 5.43 5.59 JOINT (MALE/FEMALE) 15599 3001 1273 687 570 414 10 47 4.34 4.14 GENDER NOT AVAILABLE 6/ 3134 424 190 234 4.37 4.70 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 3270 235 91 70 74 4.50 4.25 10-19% MINORITY 9857 1910 870 215 357 412 56 4.47 4.08 20-49% MINORITY 11941 3064 1364 573 610 398 107 12 4.37 4.14 50-79% MINORITY 1920 335 236 60 39 4.33 3.74 80-100% MINORITY 121

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 188 211 211 3.74 3.74 MODERATE INCOME 1658 26 20 6 5.63 5.18 MIDDLE INCOME 6079 903 320 200 245 47 91 4.46 4.25 UPPER INCOME 19184 4404 2030 658 782 817 16 101 4.42 4.14

Report Date: 05/17/2013 Page 1 of 1 AGGREGATE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX Applications Loans Apps. Approved But Applications Applications Files Closed For BORROWER OR CENSUS TRACT Received 20/ Originated Not Accepted Denied Withdrawn Incompleteness CHARACTERISTICS # $000's # $000's # $000's # $000's # $000's # $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 7 203 3 84 1 24 3 95 ASIAN 15 757 4 181 7 383 4 193 BLACK OR AFRICAN AMERICAN 145 8098 25 1063 54 2564 64 4392 2 79 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 1360 75732 354 16109 356 17762 616 39949 15 803 19 1109 2 OR MORE MINORITY RACES 2 97 2 97 JOINT (WHITE/MINORITY RACE) 15 951 3 114 2 106 10 731 RACE NOT AVAILABLE 6/ 424 17573 62 2463 203 7393 155 7481 1 27 3 209

ETHNICITY 7/ HISPANIC OR LATINO 1048 49573 211 8410 370 15084 449 25280 11 358 7 441 NOT HISPANIC OR LATINO 728 42393 205 9515 198 10271 303 21179 5 472 17 956 JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 46 3075 7 495 15 657 24 1923 ETHNICITY NOT AVAILABLE 6/ 146 8370 28 1594 40 2220 78 4556

MINORITY STATUS 8/ WHITE NON-HISPANIC 558 33208 173 8184 136 7408 229 16267 5 472 15 877 OTHERS, INCLUDING HISPANIC 1258 61765 250 10238 444 18577 544 32072 11 358 9 520

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 945 40171 220 7785 270 9732 441 22103 8 241 6 310 50-79% OF MSA/MD MEDIAN 692 38678 157 7643 244 11715 280 18651 3 117 8 552 80-99% OF MSA/MD MEDIAN 158 10298 36 2058 57 3046 57 4778 2 122 6 294 100-119% OF MSA/MD MEDIAN 79 6540 13 865 33 2269 32 3323 1 83 120% OR MORE OF MSA/MD MEDIAN 92 7646 25 1663 19 1470 42 4005 3 350 3 158 INCOME NOT AVAILABLE 6/ 2 78 2 78

GENDER 19/ MALE 732 36399 200 8162 234 10230 279 17038 8 375 11 594 FEMALE 591 29401 161 6753 158 7337 262 14817 2 69 8 425 JOINT (MALE/FEMALE) 604 35170 81 4543 222 10156 290 19707 6 386 5 378 GENDER NOT AVAILABLE 6/ 41 2441 9 556 9 509 23 1376

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 10-19% MINORITY 95 6581 24 1483 22 1574 42 2984 3 314 4 226 20-49% MINORITY 706 38262 171 8499 213 10225 309 18798 4 191 9 549 50-79% MINORITY 885 46601 210 8436 268 11776 389 25534 9 325 9 530 80-100% MINORITY 282 11967 46 1596 120 4657 114 5622 2 92

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 261 12195 28 1053 88 3294 145 7848 MODERATE INCOME 809 41873 168 7424 291 12801 329 20692 9 331 12 625 MIDDLE INCOME 814 43456 247 10931 222 10589 328 20807 6 375 11 754 UPPER INCOME 84 5887 8 606 22 1548 52 3591 1 124 1 18

Report Date: 05/17/2013 AGGREGATE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BY Page 1 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 3 1 1 1 6.94 5.23 ASIAN 1 3 1 2 7.04 7.21 BLACK OR AFRICAN AMERICAN 25 1 24 8.19 7.91 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 21 333 6 10 6 26 48 36 201 6.63 6.72 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 3 3 8.19 7.79 RACE NOT AVAILABLE 6/ 62 1 3 3 55 8.26 8.34

ETHNICITY 7/ HISPANIC OR LATINO 11 200 3 4 3 11 18 17 144 7.19 7.22 NOT HISPANIC OR LATINO 11 194 3 6 3 14 28 19 121 6.79 7.01 JOINT (HISPANIC OR LATINO/ NOT 7 2 2 1 2 5.42 4.80 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 28 1 4 4 19 7.11 6.81

MINORITY STATUS 8/ WHITE NON-HISPANIC 10 163 3 6 3 13 27 18 93 6.57 6.80 OTHERS, INCLUDING HISPANIC 12 238 3 4 3 14 21 19 174 7.22 7.25

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 10 210 1 4 3 7 15 16 164 7.48 7.59 50-79% OF MSA/MD MEDIAN 9 148 4 2 3 12 18 18 91 6.79 6.90 80-99% OF MSA/MD MEDIAN 1 35 5 7 3 20 6.36 6.84 100-119% OF MSA/MD MEDIAN 13 1 4 2 6 5.77 5.70 120% OR MORE OF MSA/MD MEDIAN 2 23 4 4 8 2 5 5.09 4.54 INCOME NOT AVAILABLE 6/

GENDER 19/ MALE 12 188 2 5 2 12 22 20 125 7.05 6.91 FEMALE 4 157 3 4 2 7 11 13 117 7.27 7.68 JOINT (MALE/FEMALE) 6 75 1 1 2 8 19 6 38 6.16 6.15 GENDER NOT AVAILABLE 6/ 9 1 2 6 6.89 6.78 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 10-19% MINORITY 2 22 3 3 3 2 11 6.04 5.68 20-49% MINORITY 5 166 2 5 2 12 18 15 112 7.10 7.25 50-79% MINORITY 14 196 1 5 4 11 29 17 129 6.85 6.95 80-100% MINORITY 1 45 2 2 7 34 7.51 7.51

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 28 1 2 25 7.85 8.02 MODERATE INCOME 5 163 2 4 2 8 20 11 116 7.18 7.51 MIDDLE INCOME 17 230 4 6 4 18 31 28 139 6.75 6.74 UPPER INCOME 8 1 1 6 6.02 6.60

Report Date: 05/17/2013 AGGREGATE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BY Page 2 of 2 BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE 84 25 34 25 6.75 5.23 ASIAN 32 149 47 102 7.13 7.21 BLACK OR AFRICAN AMERICAN 1063 17 1046 8.29 7.91 NATIVE HAWAIIAN/OTHER PACIFIC ISLND WHITE 1093 15016 584 634 309 1536 2406 1650 7897 6.15 6.50 2 OR MORE MINORITY RACES JOINT (WHITE/MINORITY RACE) 114 114 8.51 7.79 RACE NOT AVAILABLE 6/ 2463 57 172 167 2067 7.94 8.22

ETHNICITY 7/ HISPANIC OR LATINO 352 8058 337 222 82 574 820 622 5401 6.79 6.95 NOT HISPANIC OR LATINO 773 8742 247 412 227 825 1461 840 4730 6.29 6.57 JOINT (HISPANIC OR LATINO/ NOT 495 162 126 145 62 4.95 4.41 HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 1594 57 218 261 1058 7.01 6.78

MINORITY STATUS 8/ WHITE NON-HISPANIC 741 7443 247 412 227 800 1344 823 3590 6.02 5.73 OTHERS, INCLUDING HISPANIC 384 9854 337 222 82 761 993 784 6675 6.86 6.98

INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 343 7442 48 221 182 345 543 530 5573 7.24 7.41 50-79% OF MSA/MD MEDIAN 535 7108 487 109 127 747 886 785 3967 6.31 6.64 80-99% OF MSA/MD MEDIAN 33 2025 354 328 231 1112 6.24 6.29 100-119% OF MSA/MD MEDIAN 865 49 281 147 388 5.76 5.70 120% OR MORE OF MSA/MD MEDIAN 214 1449 304 172 587 175 211 4.77 4.47 INCOME NOT AVAILABLE 6/

GENDER 19/ MALE 496 7666 97 326 97 590 1002 758 4796 6.76 6.71 FEMALE 171 6582 367 211 146 382 416 617 4443 6.77 7.15 JOINT (MALE/FEMALE) 458 4085 120 97 66 589 1207 375 1631 5.66 4.80 GENDER NOT AVAILABLE 6/ 556 57 118 381 6.92 6.78 CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 10-19% MINORITY 81 1402 259 233 183 168 559 5.31 5.03 20-49% MINORITY 519 7980 289 353 119 739 989 983 4508 6.44 6.64 50-79% MINORITY 490 7946 36 281 190 562 1404 472 5001 6.66 6.92 80-100% MINORITY 35 1561 84 49 245 1183 7.37 7.12

INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 1053 23 57 973 7.71 7.21 MODERATE INCOME 247 7177 156 184 117 444 1160 467 4649 6.82 6.98 MIDDLE INCOME 878 10053 428 450 192 1028 1361 1344 5250 6.25 6.47 UPPER INCOME 606 123 104 379 5.68 6.56

Report Date: 05/17/2013 AGGREGATE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2012 Page 1 of 2

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX HOME PURCHASE REFINANCE HOME IMPROVEMENT LOAN TYPE FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN

TOTAL APPLICATIONS 28/

CONVENTIONAL 22775 1481 51361 1270 1143 1205 896 FHA 7455 1 5759 31 2 194 VA 2383 3518 1 3 FSA/RHS 1566 39 LOANS ORIGINATED

CONVENTIONAL 16998 1095 32946 762 631 549 301 FHA 5515 1 3167 12 VA 1765 2401 3 FSA/RHS 1137 8 APPLICATIONS APPROVED BUT NOT ACCEPTED

CONVENTIONAL 947 62 2330 93 64 88 60 FHA 178 266 3 47 VA 53 234 FSA/RHS 42 5 APPLICATIONS DENIED

CONVENTIONAL 2106 221 8370 291 270 473 452 FHA 868 965 8 2 147 VA 325 374 FSA/RHS 230 10 APPLICATIONS WITHDRAWN

CONVENTIONAL 2265 72 5560 87 151 61 82 FHA 774 961 8 VA 209 409 1 FSA/RHS 148 14 FILES CLOSED FOR INCOMPLETENESS

CONVENTIONAL 459 31 2155 37 27 34 1 FHA 120 400 VA 31 100 FSA/RHS 9 2

Report Date: 05/17/2013 AGGREGATE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2012 Page 2 of 2

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX HOME PURCHASE REFINANCE HOME IMPROVEMENT LOAN TYPE FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN

MEMO ITEM: SUBSET OF LOANS ORIGINATED

PREAPPROVALS RESULTING IN ORIGINATIONS

CONVENTIONAL 487 189 NA NA NA NA NA FHA 165 NA NA NA NA NA VA 66 NA NA NA NA NA FSA/RHS 55 NA NA NA NA NA LOANS SOLD

CONVENTIONAL 13872 249 27629 83 268 28 3 FHA 5338 1 2875 11 VA 1685 2273 3 FSA/RHS 1104 7

Report Date: 05/17/2013 AGGREGATE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2012 Page 1 of 2

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX HOME PURCHASE REFINANCE HOME IMPROVEMENT LOAN TYPE FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN

TOTAL APPLICATIONS 28/

CONVENTIONAL 2052 1 144 1 8 8 34 FHA 177 121 VA 4 12 FSA/RHS 1 LOANS ORIGINATED

CONVENTIONAL 494 1 35 1 6 1 11 FHA 104 70 VA 2 4 FSA/RHS APPLICATIONS APPROVED BUT NOT ACCEPTED

CONVENTIONAL 644 28 1 2 FHA 18 10 VA 1 FSA/RHS APPLICATIONS DENIED

CONVENTIONAL 873 61 1 6 21 FHA 37 27 VA 1 5 FSA/RHS APPLICATIONS WITHDRAWN

CONVENTIONAL 17 12 1 FHA 16 12 VA 3 FSA/RHS 1 FILES CLOSED FOR INCOMPLETENESS

CONVENTIONAL 24 8 FHA 2 2 VA FSA/RHS

Report Date: 05/17/2013 AGGREGATE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2012 Page 2 of 2

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX HOME PURCHASE REFINANCE HOME IMPROVEMENT LOAN TYPE FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN

MEMO ITEM: SUBSET OF LOANS ORIGINATED

PREAPPROVALS RESULTING IN ORIGINATIONS

CONVENTIONAL 94 NA NA NA NA NA FHA 7 NA NA NA NA NA VA NA NA NA NA NA FSA/RHS NA NA NA NA NA LOANS SOLD

CONVENTIONAL 9 13 FHA 100 64 VA 2 4 FSA/RHS

Report Date: 05/17/2013 AGGREGATE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2012 Page 1 of 1

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX HOME PURCHASE REFINANCE HOME IMPROVEMENT LOAN TYPE FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN

TOTAL APPLICATIONS 28/

CONVENTIONAL 90 1 68 1 2 2 5 FHA 1 4 VA FSA/RHS LOANS ORIGINATED

CONVENTIONAL 78 1 43 1 2 2 3 FHA 1 2 VA FSA/RHS APPLICATIONS APPROVED BUT NOT ACCEPTED

CONVENTIONAL 4 8 1 FHA VA FSA/RHS APPLICATIONS DENIED

CONVENTIONAL 4 8 1 FHA 2 VA FSA/RHS APPLICATIONS WITHDRAWN

CONVENTIONAL 4 9 FHA VA FSA/RHS FILES CLOSED FOR INCOMPLETENESS

CONVENTIONAL FHA VA FSA/RHS

MEMO ITEM: SUBSET OF LOANS ORIGINATED

LOANS SOLD

CONVENTIONAL 29 13 1 2 1 FHA 1 2 VA FSA/RHS

Report Date: 05/17/2013 AGGREGATE SUMMARY TABLE A4: DISPOSITION OF PREAPPROVALS FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY DWELLINGS Page 1 of 1 (EXCLUDES MANUFACTURED HOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2012

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX PREAPPROVALS RESULTING IN PREAPPROVALS APPROVED BUT PREAPPROVALS BORROWER OR CENSUS TRACT ORIGINATIONS NOT ACCEPTED 29/ DENIED CHARACTERISTICS # $000's # $000's # $000's

BORROWER CHARACTERISTICS

RACE 5/ AMERICAN INDIAN/ALASKA NATIVE NA NA NA NA ASIAN 28 5915 NA NA NA NA BLACK OR AFRICAN AMERICAN 6 3595 NA NA NA NA NATIVE HAWAIIAN/OTHER PACIFIC NA NA NA NA ISLND WHITE 384 123675 NA NA NA NA 2 OR MORE MINORITY RACES NA NA NA NA JOINT (WHITE/MINORITY RACE) 11 1957 NA NA NA NA RACE NOT AVAILABLE 6/ 58 13991 NA NA NA NA ETHNICITY 7/ HISPANIC OR LATINO 29 4281 NA NA NA NA NOT HISPANIC OR LATINO 390 128647 NA NA NA NA JOINT (HISPANIC OR LATINO/ NOT 14 3015 NA NA NA NA HISPANIC OR LATINO) ETHNICITY NOT AVAILABLE 6/ 54 13190 NA NA NA NA MINORITY STATUS 8/ WHITE NON-HISPANIC 339 115908 NA NA NA NA OTHERS, INCLUDING HISPANIC 87 18686 NA NA NA NA INCOME 9/ LESS THAN 50% OF MSA/MD MEDIAN 21 2066 NA NA NA NA 50-79% OF MSA/MD MEDIAN 71 9979 NA NA NA NA 80-99% OF MSA/MD MEDIAN 56 9805 NA NA NA NA 100-119% OF MSA/MD MEDIAN 45 8569 NA NA NA NA 120% OR MORE OF MSA/MD MEDIAN 289 117507 NA NA NA NA INCOME NOT AVAILABLE 6/ 5 1207 NA NA NA NA GENDER 19/ MALE 155 38695 NA NA NA NA FEMALE 77 13609 NA NA NA NA JOINT (MALE/FEMALE) 223 89038 NA NA NA NA GENDER NOT AVAILABLE 6/ 32 7791 NA NA NA NA

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/ LESS THAN 10% MINORITY 28 9829 NA NA NA NA 10-19% MINORITY 105 66491 NA NA NA NA 20-49% MINORITY 271 62280 NA NA NA NA 50-79% MINORITY 71 9018 NA NA NA NA 80-100% MINORITY 12 1515 NA NA NA NA INCOME CHARACTERISTICS 12/ 13/ LOW INCOME 7 993 NA NA NA NA MODERATE INCOME 60 9547 NA NA NA NA MIDDLE INCOME 148 23065 NA NA NA NA UPPER INCOME 272 115528 NA NA NA NA

Report Date: 05/17/2013 AGGREGATE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2012 Page 1 of 1

MSA/MD: 12420 - AUSTIN-ROUND ROCK-SAN MARCOS, TX HOME PURCHASE REFINANCE HOME IMPROVEMENT PRICING INFORMATION FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN

1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)

INCIDENCE OF PRICING NO PRICING REPORTED 15/ 13517 339 28894 485 537 440 NA PRICING REPORTED 285 738 296 262 49 103 NA MEAN (POINTS ABOVE AVERAGE PRIME OFFER 2.40 4.36 2.29 4.36 2.68 4.68 NA RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/) MEDIAN (POINTS ABOVE AVERAGE PRIME OFFER 2.15 4.21 1.85 4.25 2.42 4.46 NA RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/)

HOEPA STATUS HOEPA LOAN 17/ NA NA NA NOT HOEPA LOAN NA NA 29190 747 586 543 NA

MANUFACTURED HOME OWNER OCCUPIED DWELLINGS

INCIDENCE OF PRICING NO PRICING REPORTED 15/ 22 15 1 NA PRICING REPORTED 429 19 6 NA MEAN (POINTS ABOVE AVERAGE PRIME OFFER 6.97 2.41 3.61 NA RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/) MEDIAN (POINTS ABOVE AVERAGE PRIME OFFER 7.04 2.33 2.45 NA RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/)

HOEPA STATUS HOEPA LOAN 17/ NA NA NA NOT HOEPA LOAN NA NA 34 6 1 NA

Report Date: 05/17/2013