2018 Annual Report
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Prospectus Trustco Bank Corp Ny
PROSPECTUS TRUSTCO BANK CORP NY Dividend Reinvestment and Stock Purchase Plan 8,589,325 Shares of Common Stock This Prospectus describes the Dividend Reinvestment and Stock Purchase Plan of TrustCo Bank Corp NY (the “Plan”), which provides participants with a convenient and simple method of investing cash dividends and optional cash payments. If you are or become a participant in the Plan, you may automatically reinvest, into additional shares of our common stock, cash dividends on your existing shares of our common stock. You may also make cash payments for the purchase of additional shares of common stock, and new investors may make their initial investment in our common stock under the Plan. The minimum initial purchase is $50; the minimum amount of subsequent optional cash purchases is $25. The maximum limit for both initial and optional cash purchases is $50,000 per calendar month, unless we grant a waiver of this amount. This prospectus describes the procedures by which you may request a waiver. Your participation in the Plan is entirely voluntary, and you may terminate your participation at any time. Shares of common stock will be either purchased directly from us out of authorized but unissued shares or treasury shares or purchased on the open market. Our transfer agent, Computershare Trust Company, N.A. (or “Computershare”), will serve as the administrator of the Plan. You may enroll in the Plan by completing and signing an Authorization Form, which can be obtained by calling Computershare at 1-800-368-5948 (toll free) and which is also available online at www.computershare.com/investor. -
Hudson River Watershed 2002 Water Quality Assessment Report
HUDSON RIVER WATERSHED 2002 WATER QUALITY ASSESSMENT REPORT COMMONWEALTH OF MASSACHUSETTS EXECUTIVE OFFICE OF ENVIRONMENTAL AFFAIRS ROBERT W. GOLLEDGE, JR, SECRETARY MASSACHUSETTS DEPARTMENT OF ENVIRONMENTAL PROTECTION ARLEEN O’DONNELL, ACTING COMMISSIONER BUREAU OF RESOURCE PROTECTION GLENN HAAS, ACTING ASSISTANT COMMISSIONER DIVISION OF WATERSHED MANAGEMENT GLENN HAAS, DIRECTOR NOTICE OF AVAILABILITY LIMITED COPIES OF THIS REPORT ARE AVAILABLE AT NO COST BY WRITTEN REQUEST TO: MASSACHUSETTS DEPARTMENT OF ENVIRONMENTAL PROTECTION DIVISION OF WATERSHED MANAGEMENT 627 MAIN STREET WORCESTER, MA 01608 This report is also available from the MassDEP’s home page on the World Wide Web at: http://www.mass.gov/dep/water/resources/wqassess.htm Furthermore, at the time of first printing, eight copies of each report published by this office are submitted to the State Library at the State House in Boston; these copies are subsequently distributed as follows: · On shelf; retained at the State Library (two copies); · Microfilmed retained at the State Library; · Delivered to the Boston Public Library at Copley Square; · Delivered to the Worcester Public Library; · Delivered to the Springfield Public Library; · Delivered to the University Library at UMass, Amherst; · Delivered to the Library of Congress in Washington, D.C. Moreover, this wide circulation is augmented by inter-library loans from the above-listed libraries. For example a resident in Marlborough can apply at their local library for loan of any MassDEP/DWM report from the Worcester Public Library. A complete list of reports published since 1963 is updated annually and printed in July. This report, entitled, “Publications of the Massachusetts Division of Watershed Management – Watershed Planning Program, 1963-(current year)”, is also available by writing to the Division of Watershed Management (DWM) in Worcester. -
Broadcast Actions 5/29/2014
Federal Communications Commission 445 Twelfth Street SW PUBLIC NOTICE Washington, D.C. 20554 News media information 202 / 418-0500 Recorded listing of releases and texts 202 / 418-2222 REPORT NO. 48249 Broadcast Actions 5/29/2014 STATE FILE NUMBER E/P CALL LETTERS APPLICANT AND LOCATION N A T U R E O F A P P L I C A T I O N AM STATION APPLICATIONS FOR RENEWAL GRANTED NY BR-20140131ABV WENY 71510 SOUND COMMUNICATIONS, LLC Renewal of License. E 1230 KHZ NY ,ELMIRA Actions of: 04/29/2014 FM STATION APPLICATIONS FOR MODIFICATION OF LICENSE GRANTED OH BMLH-20140415ABD WPOS-FM THE MAUMEE VALLEY License to modify. 65946 BROADCASTING ASSOCIATION E 102.3 MHZ OH , HOLLAND Actions of: 05/23/2014 AM STATION APPLICATIONS FOR RENEWAL DISMISSED NY BR-20071114ABF WRIV 14647 CRYSTAL COAST Renewal of License. COMMUNICATIONS, INC. Dismissed as moot, see letter dated 5/5/2008. E 1390 KHZ NY , RIVERHEAD Page 1 of 199 Federal Communications Commission 445 Twelfth Street SW PUBLIC NOTICE Washington, D.C. 20554 News media information 202 / 418-0500 Recorded listing of releases and texts 202 / 418-2222 REPORT NO. 48249 Broadcast Actions 5/29/2014 STATE FILE NUMBER E/P CALL LETTERS APPLICANT AND LOCATION N A T U R E O F A P P L I C A T I O N Actions of: 05/23/2014 AM STATION APPLICATIONS FOR ASSIGNMENT OF LICENSE GRANTED NY BAL-20140212AEC WGGO 9409 PEMBROOK PINES, INC. Voluntary Assignment of License From: PEMBROOK PINES, INC. E 1590 KHZ NY , SALAMANCA To: SOUND COMMUNICATIONS, LLC Form 314 NY BAL-20140212AEE WOEN 19708 PEMBROOK PINES, INC. -
TRUSTCO Bank Corp NY ANNUAL 2009REPORT Trustco Continues to Expand
TRUSTCO Bank Corp NY ANNUAL 2009REPORT Trustco Continues to Expand... Recent Openings NEW YORK VERMONT NEW JERSEY MASSACHUSETTS BRUNSWICK Rensselaer County HARTSDALE Westchester County NYACK Rockland County FLORIDA BRADENTON Manatee County CEDAR CREEK Seminole County DOWNTOWN ORLANDO Orange County WINDERMERE Orange County TrustCo Bank Corp NY (the “Company,” “TrustCo” or the “Bank”) is a savings and loan holding company headquartered in Glenville, New York. The Company is the largest financial services company headquartered in the Capital Region of New York State and its principal subsidiary, Trustco Bank, operates 132 community banking offices and 134 Automatic Teller Machines throughout the Bank’s market areas. The Company serves 5 states and 28 counties with a broad range of community banking services. Financial Highlights (dollars in thousands, except per share data) Years ended December 31, Percent 2009 2008 Change Income: Net interest income (Taxable Equivalent) ........................... $ 114,029 99,540 14.56% Net Income ................................................... 28,120 34,077 (17.48) Per Share: Basic earnings ................................................ 0.368 0.450 (18.22) Diluted earnings ............................................... 0.368 0.450 (18.22) Tangible book value ............................................ 3.20 3.10 3.23 Average Balances: Assets ....................................................... 3,555,981 3,421,914 3.92 Loans, net .................................................... 2,203,683 -
Title Company OWNER (GFR) GLOBAL FLORAL RESOURCE, INC
Title Company OWNER (GFR) GLOBAL FLORAL RESOURCE, INC. OWNER (GFR) GLOBAL FLORAL RESOURCE, INC. BUYER (GFR) GLOBAL FLORAL RESOURCE, INC. OWNER 1800 FLOWERS/PALMER FLORIST OWNER 1800 FLOWERS/PALMER FLORIST SOURCING MANAGER 1800FLOWERS.COM DIRECTOR PRODUCT DEVELOPMENT 1800FLOWERS.COM DIRECTOR, PRODUCT DEVELOPMENT 1800FLOWERS.COM VP, PRODUCT DEVELOPMENT 1800FLOWERS.COM PRODUCT DEVELOPMENT 1800FLOWERS.COM VP PROCUREMENT 1800FLOWERS.COM VP DIRECT SHIP OPERATIONS 1800FLOWERS.COM CEO 48LONGSTEMS, LLC DIRECTOR OF SALES 48LONGSTEMS, LLC VICE PRESIDENT OF BUSINESS DEVELOPMENT AAFLORAL DESIGNS FLORAL MERCHANDISER ACME MARKETS SALES MANAGER ACME MARKETS AVP - CAPITAL MARKETS AGFIRST FARM CREDIT BANK OPERATING ADVISOR AGIS CAPITAL LLC MANAGING PARTNER AGRICOLA MANAGEMENT NATIONAL ACCOUNTS MANAGER AGRICOLA MANAGEMENT PORTFOLIO LEAD FLORAL DIRECTOR AHOLD USA BUSINESS DEVELOPMENT MANAGER AHOLD USA MERCHANDISER I AHOLD USA BUYER I AHOLD USA BUYER II AHOLD USA BUYER II AHOLD USA BUSINESS DEVELOPMENT MANAGER AIR FRANCE KLM MARTINAIR CARGO VICE PRESIDENT AKUA FLORAL SALES MANAGER ALBERTSONS COMPANIES ASSISTANT MARKETING & MERCHANDISING ALBERTSONS COMPANIES VP OF FLORAL ALBERTSONS COMPANIES GVP PRODUCE AND FLORAL ALBERTSONS COMPANIES ALEXANDRA FARMS NATIONAL KEY ACCOUNT MANAGER ALFA LAVAL DIRECTOR ALLIANCE FOR ADVANCED SANITATION BUSINESS DEVELOPMENT MANAGER ALLIGATORTEK FLORIST ALLY'S FLOWER ASSISTANT/TRANSLATOR ALLY'S FLOWER GENERAL MANAGER AMATO DENVER BUSINESS OWNER AMAZING OCCASION MANAGER AMERICAN BEAUTY FLORISTS NATIONAL SALES MANAGER AMERICAN TAKII -
Hydrogeology of the Schodack-Kinderhook Area, Rensselaer and Columbia Counties, New York
Hydrogeology of the Schodack-Kinderhook Area, Rensselaer and Columbia Counties, New York U.S. GEOLOGICAL SURVEY Open-File Report 97-639 Prepared in cooperation with NEW YORK STATE DEPARTMENT OF ENVIRONMENTAL CONSERVATION Cover: View of Moordener Kill from State Rt. 150 in Brookview, N.Y., looking west (downstream). Note exposed bedrock in streambed. (Photo by R.J. Reynolds, 1999). Hydrogeology of the Schodack-Kinderhook Area, Rensselaer and Columbia Counties, New York By Richard J. Reynolds ______________________________________________________________ U.S. GEOLOGICAL SURVEY Open-File Report 97-639 Prepared in cooperation with the NEW YORK STATE DEPARTMENT OF ENVIRONMENTAL CONSERVATION science for a changing world Troy, New York 1999 i U.S. DEPARTMENT OF THE INTERIOR BRUCE BABBITT, Secretary U.S. Geological Survey Charles G. Groat, Director ______________________________________________________________________ For additional information Copies of this report may be write to: purchased from: U.S. Geological Survey U.S. Geological Survey 425 Jordan Road Branch of Information Services Troy, NY 12180-8349 P.O. Box 25286 Denver, CO 80225 ii CONTENTS Abstract ................................................................................................................................................................................. 1 Introduction ........................................................................................................................................................................... 1 Purpose and Scope ......................................................................................................................................................... -
Distribution of Ddt, Chlordane, and Total Pcb's in Bed Sediments in the Hudson River Basin
NYES&E, Vol. 3, No. 1, Spring 1997 DISTRIBUTION OF DDT, CHLORDANE, AND TOTAL PCB'S IN BED SEDIMENTS IN THE HUDSON RIVER BASIN Patrick J. Phillips1, Karen Riva-Murray1, Hannah M. Hollister2, and Elizabeth A. Flanary1. 1U.S. Geological Survey, 425 Jordan Road, Troy NY 12180. 2Rensselaer Polytechnic Institute, Department of Earth and Environmental Sciences, Troy NY 12180. Abstract Data from streambed-sediment samples collected from 45 sites in the Hudson River Basin and analyzed for organochlorine compounds indicate that residues of DDT, chlordane, and PCB's can be detected even though use of these compounds has been banned for 10 or more years. Previous studies indicate that DDT and chlordane were widely used in a variety of land use settings in the basin, whereas PCB's were introduced into Hudson and Mohawk Rivers mostly as point discharges at a few locations. Detection limits for DDT and chlordane residues in this study were generally 1 µg/kg, and that for total PCB's was 50 µg/kg. Some form of DDT was detected in more than 60 percent of the samples, and some form of chlordane was found in about 30 percent; PCB's were found in about 33 percent of the samples. Median concentrations for p,p’- DDE (the DDT residue with the highest concentration) were highest in samples from sites representing urban areas (median concentration 5.3 µg/kg) and lower in samples from sites in large watersheds (1.25 µg/kg) and at sites in nonurban watersheds. (Urban watershed were defined as those with a population density of more than 60/km2; nonurban watersheds as those with a population density of less than 60/km2, and large watersheds as those encompassing more than 1,300 km2. -
Student Handbook Disclaimer
Student Handbook Disclaimer While every effort is made to provide accurate and current information, the College reserves the right to change, without notice, statements in the Student Handbook concerning rules, policies, fees, curricula, courses, calendar and other matters. The College’s rules, policies, and other matters stated in this edition of the Student Handbook supersede all prior rules, policies, procedures, terms, conditions, guidelines, and services. In the event that a conflict exists between College policies and regulations and a student- generated document, the College policies, rules, guidelines, regulations, terms, and conditions shall govern. Maria College reserves the right to change the tuition, fees, rules, governing admission, granting of degrees, and any other regulations, rule, terms, conditions, policies, or guidelines that may affect students. Such changes take effect whenever Maria College authorities deem necessary. Maria College also reserves the right to exclude at any time students whose academic records are unsatisfactory or whose conduct is found to be detrimental to the College community. Student Responsibility Each student at Maria College is responsible for reviewing, understanding, and abiding by the College’s regulations, procedures, requirements, and deadlines as described in the College Catalog, Student Handbook, and Program Student Handbook(s). The policies, procedures, and support services outlined in this document are applicable to all enrolled Maria College students, including those participating in distance learning programs. Non-Discrimination Policy Maria College does not discriminate on the basis of race, sex, color, national origin, creed, sexual orientation, or mental or physical disability in its programs, activities, or employment and is committed to providing equal opportunities. -
Stations Monitored
Stations Monitored 10/01/2019 Format Call Letters Market Station Name Adult Contemporary WHBC-FM AKRON, OH MIX 94.1 Adult Contemporary WKDD-FM AKRON, OH 98.1 WKDD Adult Contemporary WRVE-FM ALBANY-SCHENECTADY-TROY, NY 99.5 THE RIVER Adult Contemporary WYJB-FM ALBANY-SCHENECTADY-TROY, NY B95.5 Adult Contemporary KDRF-FM ALBUQUERQUE, NM 103.3 eD FM Adult Contemporary KMGA-FM ALBUQUERQUE, NM 99.5 MAGIC FM Adult Contemporary KPEK-FM ALBUQUERQUE, NM 100.3 THE PEAK Adult Contemporary WLEV-FM ALLENTOWN-BETHLEHEM, PA 100.7 WLEV Adult Contemporary KMVN-FM ANCHORAGE, AK MOViN 105.7 Adult Contemporary KMXS-FM ANCHORAGE, AK MIX 103.1 Adult Contemporary WOXL-FS ASHEVILLE, NC MIX 96.5 Adult Contemporary WSB-FM ATLANTA, GA B98.5 Adult Contemporary WSTR-FM ATLANTA, GA STAR 94.1 Adult Contemporary WFPG-FM ATLANTIC CITY-CAPE MAY, NJ LITE ROCK 96.9 Adult Contemporary WSJO-FM ATLANTIC CITY-CAPE MAY, NJ SOJO 104.9 Adult Contemporary KAMX-FM AUSTIN, TX MIX 94.7 Adult Contemporary KBPA-FM AUSTIN, TX 103.5 BOB FM Adult Contemporary KKMJ-FM AUSTIN, TX MAJIC 95.5 Adult Contemporary WLIF-FM BALTIMORE, MD TODAY'S 101.9 Adult Contemporary WQSR-FM BALTIMORE, MD 102.7 JACK FM Adult Contemporary WWMX-FM BALTIMORE, MD MIX 106.5 Adult Contemporary KRVE-FM BATON ROUGE, LA 96.1 THE RIVER Adult Contemporary WMJY-FS BILOXI-GULFPORT-PASCAGOULA, MS MAGIC 93.7 Adult Contemporary WMJJ-FM BIRMINGHAM, AL MAGIC 96 Adult Contemporary KCIX-FM BOISE, ID MIX 106 Adult Contemporary KXLT-FM BOISE, ID LITE 107.9 Adult Contemporary WMJX-FM BOSTON, MA MAGIC 106.7 Adult Contemporary WWBX-FM -
Freson Bros. Stony Plain AB Bobs' IGA Wrangell AK City Market, Inc
NGA Retail Membership List by State – Summer 2018 Company City State Freson Bros. Stony Plain AB Bobs' IGA Wrangell AK City Market, Inc. Wrangell AK Copper Valley IGA Glennallen AK Country Foods IGA Kenai AK Cubby's Marketplace IGA Talkeetna AK Fairway Market, IGA Skagway AK Hames Corporation dba Sea Mart Quality Foods Sitka AK Howsers Supermarket IGA Haines AK IGA Food Cache Delta Junction AK Tatsuda's IGA Ketchikan AK Trading Union IGA Petersburg AK A & R Supermarkets, Inc. dba Sav Mor Calera AL Autry Greer & Sons, Inc. Mobile AL Baker Foods, Inc. dba Piggly Wiggly Pell City AL Big Bear of Luverne, Inc. dba Super Foods Supermarkets Luverne AL Farmers IGA Foodliner Opp AL Forster & Howell, Inc. dba Grocery Outlets Dothan AL Fourth Avenue Supermarket Inc. dba Four Winds Fine Foods Bessemer AL Freeman Foods Inc. dba Freeman's Shur-Valu Foods Dothan AL Gregerson's Foods, Inc. dba Gregerson's Foods Gadsden AL Hackleburg Market Hackleburg AL Holley Oil Company Wetumpka AL Hopper Family Market Cullman AL Johnson's Giant Food, Inc. Altalla AL Langley Inc. Hayneville AL M&B Enterprises dba Fuller's Supermarket Greensboro AL Piggly Wiggly - Warrior, AL Russell Supermarket, Inc. Warrior AL Pinnacle Foods Mobile AL Ragland Bros. Retail Co. Inc. Huntsville AL Shan Bruce Enterprises, Inc. dba Foodland Fort Payne AL Tallassee Super Foods Tallassee AL Western Supermarkets, Inc. Birmingham AL Williams-McGue Inc. dba WM Grocery Wedowee AL Wrights Markets Opelika AL Bill's Fresh Market Jonesboro AR Cash Saver Russellville AR Cranford's Fresh World White Hall White Hall AR Dale Newman Management Co. -
Flood Resilience Education in the Hudson River Estuary: Needs Assessment and Program Evaluation
NEW YORK STATE WATER RESOURCES INSTITUTE Department of Earth and Atmospheric Sciences 1123 Bradfield Hall, Cornell University Tel: (607) 255-3034 Ithaca, NY 14853-1901 Fax: (607) 255-2016 http://wri.eas.cornell.edu Email: [email protected] Flood Resilience Education in the Hudson River Estuary: Needs Assessment and Program Evaluation Shorna Allred Department of Natural Resources (607) 255-2149 [email protected] Gretchen Gary Department of Natural Resources (607) 269-7859 [email protected] Catskill Creek at Woodstock Dam during low flow (L) and flood conditions (R) Photo Credit - Elizabeth LoGiudice Abstract In recent decades, very heavy rain events (the heaviest 1% of all rain events from 1958-2012) have increased in frequency by 71% in the Northeast U.S. As flooding increases, so does the need for flood control Decisions related to flood control are the responsibility of many individuals and groups across the spectrum of a community, such as local planners, highway departments, and private landowners. Such decisions include strategies to minimize future Flood Resilience Education in the Hudson River Estuary: Needs Assessment and Program Evaluation flooding impacts while also properly responding to storm impacts to streams and adjacent and associated infrastructure. This project had three main components: 1) a flood education needs assessment of local municipal officials (2013), 2) an evaluation of a flood education program for highway personnel (2013), and 3) a survey of riparian landowners (2014). The riparian landowner needs assessment determined that the majority of riparian landowners in the region have experienced flooding, yet few are actually engaging in stream management to mitigate flood issues on their land. -
Download PDF Directory
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