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It Doesn't Have to Be This Way: Obamacare's Troubling Reality
It Doesn’t Have to be This Way: Obamacare’s Troubling Reality Every day Americans are confronted with more bad news about Obamacare. Insurers are leaving the ACA marketplaces, premiums continue to increase, and fewer people are enrolling, which will likely lead to more premium increases. Lawmakers must act because the American people deserve better. Insurers Dropping Out CNBC: Anthem will drop out of Ohio's Obamacare market; 18 counties could be left with no ACA plan Alleigh Marré, spokeswoman for the U.S. Department of Health and Human Services, said “This news is heartbreaking for the millions of Ohioans who depend on access to affordable, high-quality healthcare, and this is a stark reminder that Obamacare is collapsing.” Times Free Press: Most of Tennessee will have only one insurer under Obamacare in 2018 Tennessee Insurance Commissioner Julie Mix McPeak said … "the market remains challenged as most Tennessee consumers will still face limited options and increasing premium prices. WTHR: Anthem, MDwise Pulling Out of Indiana’s Obamacare Exchange in 2018 Both companies cited a “volatile” marketplace filled with “growing uncertainty.” So what’s causing this uncertainty? In one word, Obamacare. The flawed design of Obamacare itself, particularly the flawed individual mandate and the instability of the Cost Sharing Reduction subsidies, written and implemented by Democrats, are causing the volatile marketplace. Declining Enrollment Politico: Nearly 2M Fell Off Obamacare Coverage Rolls Through Mid-March CMS said high costs and lack of affordability were the most common factors individuals cited when asked why they didn't keep their coverage. Obamacare’s actual enrollment has failed to meet projections every single year. -
Fuel Forecourt Retail Market
Fuel Forecourt Retail Market Grow non-fuel Are you set to be the mobility offerings — both products and Capitalise on the value-added mobility mega services trends (EVs, AVs and MaaS)1 retailer of tomorrow? Continue to focus on fossil Innovative Our report on Fuel Forecourt Retail Market focusses In light of this, w e have imagined how forecourts w ill fuel in short run, concepts and on the future of forecourt retailing. In the follow ing look like in the future. We believe that the in-city but start to pivot strategic Continuously pages w e delve into how the trends today are petrol stations w hich have a location advantage, w ill tow ards partnerships contemporary evolve shaping forecourt retailing now and tomorrow . We become suited for convenience retailing; urban fuel business start by looking at the current state of the Global forecourts w ould become prominent transport Relentless focus on models Forecourt Retail Market, both in terms of geographic exchanges; and highw ay sites w ill cater to long customer size and the top players dominating this space. distance travellers. How ever the level and speed of Explore Enhance experience Innovation new such transformation w ill vary by economy, as operational Next, w e explore the trends that are re-shaping the for income evolutionary trends in fuel retailing observed in industry; these are centred around the increase in efficiency tomorrow streams developed markets are yet to fully shape-up in importance of the Retail proposition, Adjacent developing ones. Services and Mobility. As you go along, you w ill find examples of how leading organisations are investing Further, as the pace of disruption accelerates, fuel their time and resources, in technology and and forecourt retailers need to reimagine innovative concepts to become more future-ready. -
For the Fuel & Convenience Store Industry
FOOT TRAFFIC REPORT FOR THE FUEL & CONVENIENCE STORE INDUSTRY Q1 2017 A NEW ERA FOR THE CONVENIENCE STORE As the convenience store industry adapts to meet customer needs and grow market share, location intelligence is becoming increasingly critical to understanding consumer habits and behaviors. GasBuddy and Cuebiq teamed up in the first quarter of 2017 to issue the first foot traffic report for the fuel and convenience store industry. Highlights: GasBuddy and Cuebiq examined 23.5 million consumer trips to the pumps and convenience stores between January 1 and March 31. In Q1, more than half of GasBuddies visited locations within six miles of their homes or places of employment, giving retailers the opportunity to leverage their greatest resource—knowing their customer base—to localize and personalize their product selection. Weekdays between 11:00 a.m. and 1:00 p.m. were highly-trafficked hours in Q1. Convenience stores are poised to lure business away from QSRs and grocery stores now that customers can eat quality meals at the same place and time they choose to fill up their tanks. With filling a gas tank clocking in at an efficient 2-3 minutes, the 73% of GasBuddies who spent more than five minutes at locations in Q1 demonstrated that consumers are likely willing to spend some time in store before or after visiting the pumps. QUARTERLY FOOT TRAFFIC REPORT 1 GasBuddy examined nearly 23.5 million consumer trips to gas Indiana-based gas station and stations and c-stores in Q1 2017 convenience store chain Ricker’s enjoys a loyal GasBuddy customer Which fuel brands captured the base—the nearly 50-station brand highest ratio of footfall per station? captured more than 4x the industry average footfall per location in Q1. -
Commonwealth of Massachusetts Appeals Court
COMMONWEALTH OF MASSACHUSETTS APPEALS COURT 2017-P-0366 Exxon Mobil Corporation , Petitioner-Appellant., v. O ffice of the Attorney General , Respondent-Appellee. ON APPEAL FROM A FINAL ORDER OF THE SUPERIOR COURT IN SUFFOLK COUNTY BRIEF OF APPELLEE OFFICE OF THE ATTORNEY GENERAL COMMONWEALTH OF MASSACHUSETTS MAURA HEALEY ATTORNEY GENERAL Melissa A. H offer (No . 641667) Richard A. Johnston (No. 253420) Chief, Energy and Environment Bureau Chief Legal Counsel Christophe G. COURCHESNE (No . 660507) Seth Schofield (No . 661210) Chief Environmental Protection Division Senior Appellate Counsel I. Andrew Goldberg (No . 560843) Assistant Attorneys General Assistant Attorneys General Energy and Environment Bureau Office of theAttorney General Office of the Attorney General One Ashburton Place, 18th Floor One Ashburton Place, 18th Floor Boston, Massachusetts 02108. Boston, Massachusetts 02108 (617) 963-2436 May 31, 2017 [email protected] TABLE OF CONTENTS Page Table' of Authorities.............................. iii Addendum Table of Contents ......................... ix Statement of the Issues............................. 1 Statement of the Case............................... 2 Statement of Legal and Factual Background ........... 6 I. The Massachusetts Consumer Protection Act and Civil Investigative Demands...........6 II. The Attorney General's Exxon Investigation................................ 9 A. The Bases for the Attorney General's Chapter 93A Investigation.................... 9 1. The Publicly Reported Evidence.............9 -
Drilling the Monterey Shale
A New California Oil Boom? Drilling the Monterey Shale By Robert Collier December 2013 Table of Contents Table of Contents 2 Part 1: Distracted by Fracking? 3 Part 2: The Most dangerous chemical you’ve never heard of 6 Part 3: The Climate conundrum 9 Part 4: Monterey Shale: Twice as polluting as Keystone XL? 13 Part 5: Is California really like North Dakota? 18 Part 6: Keeping the story straight: industry reports at odds on California oil 24 Notes 27 Page 2 | Drilling the Monterey Shale Part 1: Distracted by Fracking? Over the past few years, the United States has found the more likely candidate for tapping the Monterey itself in the midst of a major boom in oil and gas Shale: A technique, already widely in use in the oil production. Rapid expansion in the use of a drilling industry, known as “acidizing.” technique called hydraulic fracturing, or “fracking,” has opened up previously unreachable pockets of oil It’s not widely discussed in publicly, but for some and gas, and returned the U.S. to its historic position time oil companies have found acidizing more as a major global producer of these fossil fuels. effective in the Monterey Shale than fracking. And it seems the boom may be coming to Acidizing typically involves the injection of high California. Once a leading producer of oil in the U.S., volumes of hydrofluoric acid, a powerful solvent, California’s production has fallen off dramatically (abbreviated as “HF”) into the oil well to dissolve over the years as oil fields age and are depleted. -
Newsletterwinter2014
NEWSLETTERWINTER2014 WELCOME NRC Realty & Capital Advisors, LLC is pleased to provide you with its first quarterly newsletter dealing with topics of interest to owners and operators in the convenience store and gasoline station industry. Given our industry experience and expertise, particularly as it relates to real estate and financial services, we believe that we are able to provide a wide array of information that should be of benefit to you and your business. In this inaugural issue, we begin a four-part series on Finally, we have enclosed an article entitled “NRC Achieves “Understanding the Value of Your Business.” The first article Banner Year in 2013” which highlights the notable in the series is “Why Should I Have My Company Valued?” transactions that NRC was involved in last year. Again, and is written by Evan Gladstone, Executive Managing looking at recent transactions and trends will provide a good Director and Ian Walker, Senior Vice President. “barometer” of things to look for in the future. This issue also contains a reprint of the “2013 C-Store We at NRC are excited about our quarterly newsletter and Industry Year in Review: An M&A and Capital Markets hope that you will find it of value. Should you have any Perspective” written by Dennis Ruben, Executive Managing questions about anything contained in this newsletter or any Director, which first appeared online on CSP Daily News other matter, please feel free to contact Evan Gladstone on January 8th through 10th as a three-part series. A at (312) 278-6801 or [email protected], Dennis review of that article should prove to be particularly useful Ruben at (480) 374-1421 or [email protected], or in understanding where the industry has been recently and Ian Walker at (312) 278-6830 or [email protected]. -
EXXONMOBIL DEVELOPMENT § COMPANY; and EXXONMOBIL § OIL CORPORATION, § § Plaintiffs, § § V
Case 3:17-cv-01930-B Document 110 Filed 12/31/19 Page 1 of 35 PageID <pageID> UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF TEXAS DALLAS DIVISION EXXON MOBIL CORPORATION; § EXXONMOBIL DEVELOPMENT § COMPANY; and EXXONMOBIL § OIL CORPORATION, § § Plaintiffs, § § v. § CIVIL ACTION NO. 3:17-CV-1930-B § STEVEN MNUCHIN, in his official § capacity as Secretary of the U.S. § Department of the Treasury; § ANDREA M. GACKI, in her official § capacity as the Director of the U.S. § Department of the Treasury’s Office § of Foreign Assets Control; and the U.S. § DEPARTMENT OF THE TREASURY’S § OFFICE OF FOREIGN ASSETS § CONTROL, § § Defendants. § MEMORANDUM OPINION AND ORDER Before the Court is Plaintiffs Exxon Mobil Corporation, ExxonMobil Development Company, and ExxonMobil Oil Corporation’s Motion for Summary Judgment (Doc. 92), as well as Defendants Steven Mnuchin, Andrea Gacki, and the Office of Foreign Assets Control’s Cross-Motion for Summary Judgment (Doc. 95). The parties dispute whether the Office of Foreign Assets Control’s imposition of a two-million-dollar fine upon Plaintiffs for alleged violations of Ukraine-related sanctions regulations was lawful. Because the Court concludes that Plaintiffs lacked fair notice that their conduct was prohibited, the Court GRANTS Plaintiffs’ motion (Doc. 92) and DENIES Defendants’ cross-motion (Doc. 95). Further, the Court VACATES the Office of Foreign Asset - 1 - Case 3:17-cv-01930-B Document 110 Filed 12/31/19 Page 2 of 35 PageID <pageID> Control’s Penalty Notice. I. BACKGROUND1 This is an administrative case prompting the Court to determine which party receives the benefit of having its cake and eating it, too—the regulating agency that failed to clarify, or the regulated party that failed to ask. -
Exxonmobil Indonesia at a Glance Country Fact Sheet
ExxonMobil Indonesia at a glance Country fact sheet KEY FACTS 1898 Standard Oil Company of New York (Socony) opens a marketing office in Java. 1968 Mobil Oil Indonesia Inc. (MOI) is formed and becomes one of the first contractors to be involved in the country’s newly established “Production Sharing Contract (PSC)” approach for B block in North Aceh. MOI is later renamed ExxonMobil Oil Indonesia (EMOI) in 2000. 2001 A discovery of over 450 million barrels of oil at Banyu Urip oil field, East Java. 2005 ExxonMobil Cepu Limited (EMCL) assigned as operator for the Cepu block under PSC. 2006 Banyu Urip Plan of Development (POD) approved by the government of Indonesia. 2009 Cepu block commenced commercial production through Early Production Facility (EPF). 2011 EMCL awards five major Banyu Urip project Engineering, Procurement and Construction (EPC) contracts to five Indonesian-led consortiums. 2015 In October, ExxonMobil assigned its interest in the North Sumatra Block Offshore (NSO) and B Block PSC to Pertamina. The start-up of Banyu Urip’s onshore Central Processiong Facility (CPF) commenced in December. 2016 POD production of 165,000 barrels of oil per day is achieved at Banyu Urip field. NOW Approximately 570 employees at ExxonMobil Indonesia. Nearly 90 percent are Indonesians, many of whom are senior managers and engineers. Increasing energy supply for Indonesia. The FSO vessel, Gagak Rimang, connected to the mooring tower. UPSTREAM Cepu block East Natuna block • The Cepu Block PSC was signed on 17 September 2005 • Located in the South China Sea. covering the Cepu Contract Area in Central and East Java. -
Overview of Available Benefits - Supplemental 2
Overview of Available Benefits - Supplemental 2 BIBM benefits Your health. Your wealth. Our partnership: The benefits of working at IBM IBM offers a competitive benefits program, designed to help employees build a solid financial foundation for meeting a diverse array of needs — health care, income protection, retirement security, and personal interests. Supplemental 2 employees are eligible for the following plans and programs which address health care and savings and are described briefly below: Medical, dental, vision, flexible spending accounts, IBM 401(k) Plus Plan and Employees Stock Purchase Plan. Supplemental 2 employees are also eligible for time off and other benefits and services as outlined below. Please contact the IBM Benefits Center-Provided by Fidelity to obtain estimated annual cost for the medical options available in your zip code. BYou are eligible ...for these benefit programs, with the exception of the IBM Employees Stock Purchase Plan, beginning with your first day of employment. Health care coverage (medical, dental and vision) is available for you, your spouse/partner (some health plans may not offer coverage for partners), and eligible children and other dependents (documentation supporting eligibility is required). IBM provides a range of options, to allow employees to design a personalized program that meets their personal or family circumstances. You are covered for pre-existing conditions under IBM's health plans. Medical Benefits options IBM's medical options include the IBM Preferred Provider Organization (PPO), IBM PPO Plus, IBM PPO with Health Savings Account (HSA), IBM Enhanced PPO with Health Savings Account (HSA), the IBM Exclusive Provider Organization (EPO), and health maintenance organizations (HMOs), where available. -
2020-0040-Se
BOARD OF ZONING APPEALS CASE SUMMARY FOR SPECIAL EXCEPTION 2022, 2034, 2040 Marion Street & 1408, 1414, 1420 Elmwood Avenue & 2019 Bull Street September 3, 2020 at 4:00 P.M. Case Number: 2020-0040-SE Subject Property: 2022, 2034, 2040 Marion Street & 1408, 1414, 1420 Elmwood Avenue & 2019 Bull Street (TMS#s 09016-07-01, -02, -03, -04, -06, -17 & -18) Zoning District: C-3 (General Commercial District), -DD (City Center Design/Development District) Applicant: Florence Abrenica, GeenbergFarrow Property Owner: Brownstein Associates, LLC Summary Prepared: July 13, 2020 Requested Action: Special exception to permit a gasoline service station and convenience store Applicable Sections of Zoning Ordinance: §17-258 Gasoline Service Stations (SIC 554) permitted in C-3 districts by special exception §17-258 Convenience Stores (SIC 541.1) permitted in the C-3 districts by special exception §17-297 Additional criteria and standards for special exception approval of convenience stores §17-112 Standard criteria for special exceptions Case History: N/A Staff Comments: The applicant is requesting a special exception to permit a gasoline service station and a special exception to permit convenience store on the parcel. The special exceptions will be reviewed together but voted on individually. Part I: The applicant is requesting a special exception to permit a gasoline service station. The subject property consists of seven commercially developed lots. Once the lots are combined, the proposed property will be +/- 1.7-acres. Applicant intends to construct a ten (10) pump fuel dispenser with canopy. Part II: The applicant is also requesting a special exception to permit a convenience store. -
Update on the Exxonmobil and Rosneft Strategic Cooperation
Investor Meeting April 18, 2012 The St. Regis New York Cautionary Statement Forward-Looking Statements and Other Information. Business and project plans and other statements of future events or conditions presented at this meeting, including during discussion periods, are forward-looking statements. Actual future results, including project plans, costs, timing and results; economic benefits; resource recoveries; demand growth and mix; and the impact of technology could differ materially due to a number of factors. These include changes in oil or gas prices or other market conditions affecting the oil and gas industries; the outcome of exploration and development projects; unforeseen technical difficulties or technological changes; the outcome of commercial negotiations; changes in law or government regulation; and other factors discussed here and under the heading "Factors Affecting Future Results" in the Investors section of ExxonMobil’s web site at exxonmobil.com. Forward-looking statements are based on management’s knowledge and reasonable expectations on the date hereof, and we assume no duty to update these statements as of any future date. All information presented at this meeting is solely the responsibility of the presenting company. Agenda 9:30 AM Welcome David Rosenthal, ExxonMobil Vice President, Investor Relations 9:35 AM Strategic Cooperation Agreement Rex Tillerson, ExxonMobil Chairman and CEO 9:50 AM Rosneft Briefing Eduard Khudainatov, Rosneft President 10:30 AM Overview of Russian Oil Industry Igor Sechin, Russian Deputy -
National Oil Companies... 16/17 November 2005
Global Energy, Utilities & Mining Conference National Oil Companies... 16/17 November 2005 PwC Introducing the NOCs… 8 slides, 15 minutes The resource position… The players… The trends… The challenges and issues… 2005 Global Energy, Utilities & Mining Conference Page 2 PricewaterhouseCoopers 16/ 17 November 2005 2004 Oil Reserves…who controls them? Not the 30 countries of the Organization for Economic Co-operation and Development OECD 7% State and National Oil Companies 93% From Oil & Gas Journal 2005 Global Energy, Utilities & Mining Conference Page 3 PricewaterhouseCoopers 16/ 17 November 2005 2004 Oil Reserves of Top 20 Companies… Representing nearly 90% of the world’s proven reserves ExxonMobil 1%, ChevronTexaco 1%, BP 1% Kazakhstan 1% Sonangol 1% Sonatrach 1% Yukos 1% PetroBras 1% Qatar Petroleum 1.5% Pemex 1.5% Lukoil 2% Chinese National Petroleum Corp 2% Nigerian National Petroleum Corp 4% Saudi Aramco 26% National Oil Company of Libya 4% PdVSA 8% National Iranian Oil Company 13% Abu Dhabi National Oil Company 9% Kuwait Petroleum Corporation 10% Iraq National Oil Company 11% From Oil and Gas Journal, BP Statistical Review of World Energy, OPEC Annual Statistical Bulletin 2005 Global Energy, Utilities & Mining Conference Page 4 PricewaterhouseCoopers 16/ 17 November 2005 2004 Figures for Reserves and Production… Supermajors share…oil 3%, gas 2% production 20% # Oil Reserves Gas Reserves Oil Production Billions bbls Tcf Millions bbls/yr 1 Saudi Arabia 262 Gazprom 1008 Saudi Arabia 3247 2 Iran 132 Iran 976 Iran 1399 3 Iraq 115 Qatar