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Banking Ombudsman Scheme Is Introduced Under ______Of the Banking Regulation Act, 1949 by Reserve Bank of India

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Banking Ombudsman Scheme Is Introduced Under ______Of the Banking Regulation Act, 1949 by Reserve Bank of India 1. __________ has defeated P V Sindhu in the finals of ‘Badminton World Championship 2018’ to win the Gold Medal in women’s category. (1) Saina Nehwal (2) Akani Yamaguchi (3) Ratchanok Intanon (4) Tai Tzu-Ying (5) Carolina Marin Answer Key: 5 Solution: •Spain’s Carolina Marin defeated PV Sindhu by 21-19, 21-10 in the finals of ‘Badminton World Championship 2018’ to win the Gold Medal in women’s category to win the Gold medal. •The Spaniard absolutely won her third World Championships gold. •Sindhu had to settle for a silver medal for the second straight time in World Championships. •In Men’s category, Kento Momota became the first Japanese man to win the badminton World Championships. 2. Which of the following countries has unveiled a new organ donation plan to address Indian-origin shortages? (1) United Kingdom (2) Canada (3) Italy (4) United Arab Emirates (5) Norway Answer Key: 1 Solution: •United Kingdom (UK) government has announced the new plans to change the law for organ and tissue donation to address the urgent need for organs within Indian-origin communities in the country. •The proposed new system of consent for organ and tissue donation is expected to come into effect in England in 2020 as part of a drive to help Black, Asian and Minority ethnic (BAME) people desperately waiting for a life-saving transplant. Capital of United Kingdom- London, Prime Minister- Theresa May. 3. According to the banking data, Banks collect ₹ _____________ crore in Financial Year 2017-18 as minimum balance penalty. (1) 4,000 (2) 5,000 (3) 1,000 (4) 2,000 (5) 3,000 Answer Key: 2 Solution: •Twenty-one public sector banks and three major private sector lenders collected ₹ 5,000 crore from customers as minimum balance penalty in 2017-18, according to banking data. •State Bank of India led the pack in penalising its customers for not maintaining minimum balance. •It accounted for nearly half the amount collected as minimum balance penalty. 4. As per recently enacted ‘Fugitive Economic Offenders Act 2018’, a fugitive offender is aa individual who has committed a fraud of at least ₹ _____ crore and has left India so as to avoid criminal prosecution. (1) 200 (2) 50 (3) 400 (4) 100 (5) 3000 Answer Key: 4 Solution: •President Ram Nath Kovind has given assent to the Fugitive Economic Offenders Bill, 2018, that will deter offenders to evade legal process in India and flee the country. •So, it has become act now. •The bill was passed by the Rajya Sabha on 25 July and by the Lok Sabha on 19 July. A fugitive economic offender is any individual against whom warrants for arrest is issued for his involvement in select economic offences involving amount of at least ₹ 100 crore and has left India so as to avoid criminal prosecution. 5. Prominent personality M. Bhaktavatsala passed away recently. He was a well-known __________. (1) Sand Artist (2) Film producer (3) Football player (4) Physicist (5) Bureaucrat Answer Key: 2 Solution: •Prominent film personality M. Bhaktavatsala passed away owing to age-related ailments. •Bhaktavatsala entered the film industry in the 1960s quitting a job in HMT. •He produced critically acclaimed Kannada film Kaneswaran Rama that was directed by M.S. Sathyu. •A multi-faceted personality, he was also a writer, film producer, film distributor, and even exhibitor. •He authored several books on the history of the film industry. 6. Who has won the ‘European Tour Title (Golf) 2018’ for the first time? (1) Udayan Mane (2) Shehzad Poonawalla (3) Anirban Lahiri (4) Gaganjeet Bhullar (5) Jeev Milkha Singh Answer Key: 4 Solution: •India's golf player Gaganjeet Bhullar has grabbed his maiden European Tour title with a brilliant chip-in eagle on the 17th hole for a one-stroke win over a charging Anthony Quayle of Australia. •It was Bhullar's first win on the European Tour, ninth Asian Tour title and 10th crown overall. •He now becomes the most successful Indian player on Asian Tour, overtaking the tally of eight tour wins by Arjun Atwal and Jyoti Randhawa. 7. Banking Ombudsman Scheme is introduced under __________ of the Banking Regulation Act, 1949 by Reserve Bank of India. (1) Section 45 A (2) Section 35 A (3) Section 25 A (4) Section 15 A (5) Section 5 A Answer Key: 2 Solution: •The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services covered under the grounds of complaint specified under Clause 8 of the Banking Ombudsman Scheme 2006. •The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995. •It is an expeditious and inexpensive forum for bank customers for resolution of complaints relating to certain services rendered by banks. 8. The Uttar Pradesh government is all set to build Asia’s largest park in _________ to boost local tourism and pilgrimage. (1) Sarnath (2) Vrindavan (3) Ayodhya (4) Allahabad (5) Varanasi Answer Key: 2 Solution: The Uttar Pradesh government is all set to build a 400-acre 'city forest', which will also be the Asia’s largest park, near Kalidah ghat in Vrindavan to give a boost to local tourism and pilgrimage. This park will be even bigger than the Janeshwar Mishra Park, spread across an area of 376 acres in Lucknow. The Chief Minister Yogi Adityanath will lay the foundation stone of this project worth Rs 150 crore. 9. S. Gopakumar has been appointed as the Director and General Manager of ________ (1) National Insurance Company Linited (2) Oriental Insurance Company Limited (3) General Insurance Corporation of India (4) United India Insurance Company (5) New India Assurance Company Answer Key: 4 Solution: Public sector non-life insurance firm United India Insurance Company announced the appointment of S Gopakumar as its Director and General Manager. Gopakumar was serving GIC Housing Finance Ltd as its Managing Director and Chief Executive Office. 10. _________ has launched the Academia Alliance programme to fulfill the Indian Government’s mission to promote the spirit of entrepreneurship in the country. (1) Green India (2) Clean India (3) Make in India (4) Stand-up India (5) Start-up India Answer Key: 5 Solution: To fulfill the Government of India’s mission to promote the spirit of entrepreneurship in the country, Start-up India launched the Start-up Academia Alliance programme, a unique mentorship opportunity between academic scholars and start-ups working in similar domains. The Start-up Academia Alliance aims to reduce the gap between scientific research and its industrial applications to increase the efficacy of these technologies and to widen their impact. 11. Lead bank scheme was introduced by RBI based on the recommendations of both the Banker’s committee and _____ study group. (1) C. Rangarajan (2) Y V Reddy (3) D R Gadgil (4) Raghuram Rajan (5) Man Mohan Singh Answer Key: 3 Solution: The National Credit Council appointed a study group on the organizational framework for the implementation of social objectives of NCC under the Chairmanship of Prof. D R Gadgil. The group recommended the adoption of an area approach for bridging the spatial and structural credit gaps. The basic idea was to have an “area approach” for targeted and focused banking. The banker’s committee, headed by S. Nariman, concluded that districts would be the units for area approach and each district could be allotted to a bank which will perform the role of a Lead Bank. 12. ______ has test fired its first ever wave rider hypersonic aircraft ‘Starry Sky-2’ recently. (1) Russia (2) USA (3) China (4) India (5) Japan Answer Key: 3 Solution: China has successfully tested its first wave rider hypersonic aircraft ‘Xingkong-2, or Starry Sky-2’ that can carry nuclear warheads and break through any current generation anti-missile defence system due to its high speed and "unpredictable trajectory". 13. The World’s first thermal battery plant inaugurated in _______ (1) Amaravati (2) Hyderabad (3) Visakhapatnam (4) Vijayawada (5) Warangal Answer Key: 1 Solution: Andhra Pradesh Chief Minister N Chandrababu Naidu inaugurated the world’s first thermal battery plant in Amaravati. The plant uses new technology that will help the state reduce its carbon footprint by nullifying its dependence on factors such as weather. It is an efficient alternative to fossil fuels and is considered better than solar energy in some ways. This new energy storage form will have wide-ranging commercial applications. 14. _______ has tied-up with digital payments PayU India to offer instant app-based personal loans under the name LazyPay. (1) Power Finance Corporation Ltd (2) Reliance Money (3) HDB Finance Services (4) Muthoot Finance Limited (5) Aditya Birla Finance Ltd Answer Key: 2 Solution: Non-banking finance company Reliance Money, a part of Reliance Capital has tied-up with digital payments major PayU India to offer instant app-based personal loans under the name LazyPay to customers seeking credit through the Citrus app. Through the tie up, Reliance Money will offer loans in the range of Rs 100 to Rs 1 lakh for tenure between 15 days and 24 months, depending on the credit worthiness of the individual. 15. _______ has developed the first of family of six industry-standard microprocessors named RISECREEK under Project Shakthi. (1) NIT Guwahati (2) IIT Bombay (3) NIT Trichy (4) IIT Delhi (5) IIT Madras Answer Key: 5 Solution: The computer scientists and a student team from the IIT- Madras have developed the first of a family of six industry-standard microprocessors. The initial batch of 300 chips, named RISECREEK and produced under Project Shakti, have been fabricated free at Intel’s facility at Oregon, U.S., to run the Linux operating system.
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