Spend overseas from Debit Mastercard and enjoy up to 3 privileges, total value of THB 140,000

Terms and Conditions for “Get Cashback 5%” Campaign (Privilege 1) 1. To be eligible for this campaign, participants must successfully registered by simply turn on Citibank Global Wallet feature on their Citi Mobile Application and spend from foreign currency account only. Payment in foreign currency which deducted from Citibank Global wallet will be in the local currency in the country that payment is made. In the case that payment is made in other countries outside scope of foreign currencies offered by Citibank Global Wallet, Thai Baht will be deducted instead and customer will not be eligible for this campaign. 2. This campaign is for the minimum overseas spending of THB 20,000 equivalent through Citigold Debit Mastercard Citi Priority Debit Mastercard and Citibank Debit Mastercard from 26 Jul ’19 – 31 Dec ’19. 3. The overseas spending amount of THB 20,000 equivalent refers to using Citigold Debit Mastercard, Citi Priority Debit Mastercard and Citibank Debit Mastercard to pay for goods and services at the point-of-sale with accumulated spending amount of THB 20,000. There is no minimum spending per sales slip. This program does not include cash withdrawal through ATM. 4. The may require participants who participate in this program to pay for applicable withholding tax on any rewards received through the program, including but not limited to cash rebates that participants receive to the Revenue Department. Such rewards are considered taxable personal income which must be included in personal income tax calculation. Participants have a duty to disclose the source and the value of rewards received as well as to file personal income tax declaration form as required by law. Nevertheless, participants may request a letter confirming the value of the rewards from the Bank. 5. If client has total spending from Debit Mastercard that meets the program requirement, client will receive cash rebate by splitting rebate timeline into 2 periods; first periord for spendings during 26 Jul '19 to 30 Sep '19 and second period for spendings during 1 Oct '19 to 31 Dec '19. The cash rebate will be received within 60 days after the end of each period. 6. Participants who successfully meet the criteria of the terms and conditions will receive maximum cash rebate of THB 5,000 for Citigold customer and THB 2,000 for Citi Priority and Citibanking customer during the whole campaign period. Participants who already receive maximum cash rebate of THB 5,000 (Citigold customer) or THB 2,000 (Citi Priority and Citibanking customer) during the first period will not eligible for additional cash rebate during second period. 7. Cash rebate will be credited to the THB account linked with your Citibank Debit Mastercard, Citi Priority Debit Mastercard or Citigold Debit Mastercard. 8. The amount of the spending will be calculated using the Citibank foreign exchange rate on the date of the fund settlement or debited from customer’s account which may be different from the transaction date. 9. In case that participant’s spending does not reach THB 20,000 equivalent, participant will not receive cash rebate. 10. U.S. persons are not eligible for this program. 11. The Bank reserves the rights to terminate this program or to vary, delete, or add to any of these terms and conditions as appropriate without prior notice. 12. In case of any dispute, the Bank’s judgment is deemed absolute and final. Terms and Conditions for “Top 100 Spenders and top 3 spenders” Campaigns (Privilege 2 and 3) 1. To be eligible for the program, customers must have minimum total overseas spending through Citigold Debit Mastercard, Citi Priority Debit Mastercard, or Citibank Debit Mastercard of THB 100,000 equivalent from 7 October 2019 to 31 December 2019 2. Overseas spending refers to using Citigold Debit Mastercard, Citi Priority Debit Mastercard and Citibank Debit Mastercard to pay for goods and services in any currency including THB at the point-of-sale overseas. There is no minimum spending per sales slip. This program does not include cash withdrawals from ATM 3. The top 100 customers by total spending volume will receive one Club Marriott Thailand Membership Card and complimentary buffet lunch or dinner vouchers for 2 persons valid at the following participating hotels in Bangkok, total value THB 9,260 • JW Marriott Hotel Bangkok • Bangkok Marriott Marquis Queen’s Park • Renaissance Bangkok Ratchaprasong Hotel • Bangkok Marriott Hotel Sukhumvit • Bangkok Marriott Hotel The Surawongse • Royal Orchid Sheraton Hotel & Towers • The Westin Grande Sukhumvit Bangkok 4. The dining vouchers exclude Sunday Brunch and have blackout periods including Christmas Eve and Day, New Year’s Eve and Day, Valentine's Day, Chinese New Year, Songkran, Mother's Day, Father's Day, Thanksgiving, Loy Krathong, Easter Day 5. A valid Club Marriott Thailand Membership Card and certificate which bear the same membership number must be presented at the restaurant. The vouchers cannot be used in conjunction with any other certificates or promotion. 6. After the end of the program period, Citibank will send the names and contact details of eligible top spenders to Club Marriott to issue the membership card and vouchers. Club Marriott may contact the customers to confirm card issuance details. If a customer has an existing Club Marriott Thailand Membership Card, he/she may choose to issue the card in another person’s name 7. The Club Marriott Thailand Membership Card and dining vouchers will have a 1-year validity from issuance date 8. In addition, the top 3 customers by total spending volume will receive a 3-day, 2-night stay for 2 persons at W Koh Samui, private pool villa type "Ocean View Escape", total value THB 127,500, including • Daily breakfast for two persons at The Kitchen Table • One Japanese set dinner at Namu, Japanese restaurant for two persons (food only) • High speed internet access throughout the hotel • Access to SWEET SPOTs offering a wide selection of soft drinks and ice cream. Free of Charge, All day – Every day 9. The W Koh Samui vouchers will be valid until 20 December 2020, with blackout periods of 24 January 2020 – 1 February 2020 and 29 September 2020 – 06 October 2020 10. Eligible customers will receive the Club Marriott Thailand Membership Card, dining vouchers and hotel vouchers by postal mail to the customer’s mailing address registered with Citibank within 60 days after the end of program period 11. The top 100 spenders’ names will be posted on Citibank Thailand Facebook page within 60 days after the end of program period 12. US persons are not eligible for this program 13. The spending volume in THB equivalent will be calculated using Citibank’s foreign exchange rate on the date of the fund settlement or debited from customer’s account which may be different from the rate on transaction date 14. Terms and conditions of Club Marriott and W Koh Samui apply 15. Citibank reserves the rights to terminate this program or to vary, delete, or add to any of these terms and conditions as appropriate without prior notice 16. Citibank reserves the rights of final decision on any disputes arising out of or in connection with this program Citibank, N.A. © 2019 Inc. Citi and Arc Design is a registered service mark of Citigroup Inc.