Hamara Prayasprayas the Monthly Tabloid of Andhra Pradesh Mahesh Co-Operative Urban Bank Ltd
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Postal Regn. No. : HD/1145-2020-2022 Date of Publication : 7th August, 2020 RNI Regn. No. : APENG/2011/38018, Dated 24-06-2011 Date of Posting : 9th August, 2020 Volume - X | Issue : 8 | Price : ` 1/- HAMARAHAMARA PRAYASPRAYAS THE MONTHLY TABLOID OF ANDHRA PRADESH MAHESH CO-OPERATIVE URBAN BANK LTD. Editor : Ranjana Sharma Associate Editor : A. V. Rama Rao Special Issue on the occasion rd of 43 Foundation Day EXTENDING EXCEPTIONAL SERVICE WITH NO EXCEPTION ANDHRA PRADESH MAHESH CO-OP. URBAN BANK LTD. (MULTI - STATE SCHEDULED BANK) Website : www.apmaheshbank.com BOARD OF DIRECTORS RAMESH KUMAR BUNG PURSHOTAMDAS MANDHANA RAMPAL ATTAL Chairman Emeritus Chairman Vice-Chairman DIRECTORS BRIJGOPAL ASAWA CHAINSUKH KABRA KAMALNARAYAN RATHI KRISHNA CHANDRA BUNG LAXMINARAYAN RATHI NANDKISHORE HEDA OMPRAKASH JAKHOTIYA Smt. PUSHPA BOOB RAMPRAKASH BHANDARI SRIGOPAL BUNG SRIKANTH INANI SRINIVAS ASAWA CA KISHAN GOPAL MANIYAR CS SUMAN HEDA, LLM UMESH CHAND ASAWA PROFESSIONAL DIRECTORS M.D. & CEO CONTENTS 01. Messages Various Dignitaries 04 to 10 02. From the Editor's Nib Ranjana Sharma 11 03. From The Chairman's Desk- The Power of Self Awareness Purshotamdas Mandhana 13 04. Chairman-Emeritus Inks - Do you keep facing Challenges? Ramesh Kumar Bung 15 05. MD & CEO Speaks - The Hand of Clock Umesh Chand Asawa 17 06. Indian Banks to face Asset Quality Editorial Team 19 07. The Andromeda Galaxy A.V. Rama Rao 19 08. Build Your Own Brand Rampal Attal 21 09. GST Day 2020 Editorial Team 21 10. Ways to Evaluate your Life Ranjana Sharma 23 11. Global Warming CS Suman Heda 25 12. An Idea Never Fails Ajeet Kumar Varma 27 13. State Run Banks to Reduce Editorial Team 27 14. Healthy Mind and a Healthy Body Raghuram Shetty 29 15. Physical Distance over 6 Feet Editorial Team 31 16. What Drives the Price of Gold? V. Jyothi 33 17. Do You Know? P. Venugopal Reddy 35 18. Smart Automation Kilambi Badrinath 36 19. Debt Restructuring Editorial Team 37 20. Five Most Memorable Test Wins G. Amarnath 38 21. Upside for Indian Rupee Editorial Team 40 22. Fun Corner Saritha Joshi 41 23. TDS on Cash Withdrawal Editorial Team 42 24. Address of RBI Governor Editorial Team 44 25. Plastic, the Pollutant Y. Uma Prasanna 48 26. Be the Change you want to Praveen Kumar Agarwal 49 27. Salam Hyderabad Purshotamdas Mandhana 49 28. Customer Relationship Management Mahesh Bung 50 29. India Records Trade Surplus Editorial Team 53 30. Story of Dhanushkoti Amith Kumar Bajpai 54 31. World Youth Skills Day Editorial Team 54 32. Banking Awareness Editorial Team 55 33. Silver Prices Zoomed Editorial Team 55 34. Augmented Reality Gudipati Santhosh 56 35. The Guru Ramesh Kumar Bung 58 36. Nations that Produce Maximum Gold Musheera Begum 58 37. Appropriate Adjectives G. Nanda Kumar 60 38. IT Industry to see more lay offs Editorial Team 61 39. Shakuntala Devi Amaram Vani 62 40. 10 Longest Bridges in the World Pradeep Kumar Deshpande 64 41. The Science behind every Ritual Preethi Awasthi 66 42. Finding Peace in a Pandemic LVS Prasad 68 43. Ready Reckoner of Indian States G. Padmini 69 44. Panchatantra T. Gangadhar Rao 70 45. The Judiciary System in India Y. Sanjeeva Reddy 71 46. Immigrant Visas Sai Deepthi P 72 47. NPAs may become unmanageable Editorial Team 74 48. 10 Early Symptoms of Diabetes Kothanda Raman 75 49. Padmavyuha Gopal KD Sharma 77 50. 2050 Timeline T. Girish 78 51. Cyber Security Lapses Editorial Team 79 52. New National Education Policy Editorial Team 80 53. Rover on Mars Editorial Team 82 HAMARA PRAYAS - SPECIAL ISSUE 2020 03 To, Sri Ramesh Kumar Bung Chairman Emeritus Mahesh Bank Hyderabad 04 HAMARA PRAYAS - SPECIAL ISSUE 2020 HAMARA PRAYAS - SPECIAL ISSUE 2020 05 To, Sri Ramesh Kumar Bung Chairman Emeritus Mahesh Bank Hyderabad 04 HAMARA PRAYAS - SPECIAL ISSUE 2020 HAMARA PRAYAS - SPECIAL ISSUE 2020 05 GOVERNMENT OF TELANGANA M. Veerabrahmaiah, I.A.S Gruhakalpa, III Floor, M.J. Road, Commissioner for Cooperation & Hyderabad - 500001. Registrar of Cooperative Societies Phone : Office : 040-24732166 Email Id: [email protected] 07 SPECIAL ISSUE 2020 HAMARA PRAYAS - SPECIAL ISSUE 2020 HAMARA PRAYAS - 06 GOVERNMENT OF TELANGANA M. Veerabrahmaiah, I.A.S Gruhakalpa, III Floor, M.J. Road, Commissioner for Cooperation & Hyderabad - 500001. Registrar of Cooperative Societies Phone : Office : 040-24732166 Email Id: [email protected] 07 SPECIAL ISSUE 2020 HAMARA PRAYAS - SPECIAL ISSUE 2020 HAMARA PRAYAS - 06 MESSAGE It gives me immense pleasure to know that the AP Mahesh Cooperative Bank is celebrating its 43rd Foundation day on 9th August 2020 and is bringing out special issue of its Monthly magazine – Hamara Prayas on the occasion. AP Mahesh Cooperative Bank is one of the largest Scheduled Multistate Bank of South India, and it is making tremendous progress year on year. It is also adopting latest technological innovations towards increasing efficiency in the bank services especially focussing on banking needs of new generation bank customers. This has been possible as the Bank has always been having visionary leadership, which at present is guided by Sh. Ramesh Bung, Chairman-Emeritus, Sh. Purshotam Das Mandhana, Chairman and is managed by dedicated team of Managers led by very knowledgeable Managing Director, Sh. Umesh Asawa. On behalf of entire NAFCUB Board, I congratulate Sh. Bung and his entire team of directors and officials, for their outstanding contribution towards the development of the Bank in reaching present heights. I also feel that your Bank in true sense, is an excellent example of a “Proudly Cooperative” institution. I look forward to AP Mahesh Bank in being the torch bearer in South India in ensuring success of NAFCUB's game changing effort for the sector in formation of the Umbrella Organisation, which will aggregate the strengths of all UCBs for the sector to be a force to reckon with in the banking scenario of the Country. I wish the AP Mahesh Bank all the best and I am confident that it will continue to go from strength to strength under your leadership, in years to come. To, Sh. Ramesh Kumar Bung Chairman Emeritus To, A.P. Mahesh Cooperative Urban Bank Ltd. (JYOTINDRA MEHTA) Sri Ramesh Kumar Bung Hyderabad, Telangan PRESIDENT Chairman Emeritus Email : [email protected] Mahesh Bank Hyderabad 08 HAMARA PRAYAS - SPECIAL ISSUE 2020 HAMARA PRAYAS - SPECIAL ISSUE 2020 09 MESSAGE It gives me immense pleasure to know that the AP Mahesh Cooperative Bank is celebrating its 43rd Foundation day on 9th August 2020 and is bringing out special issue of its Monthly magazine – Hamara Prayas on the occasion. AP Mahesh Cooperative Bank is one of the largest Scheduled Multistate Bank of South India, and it is making tremendous progress year on year. It is also adopting latest technological innovations towards increasing efficiency in the bank services especially focussing on banking needs of new generation bank customers. This has been possible as the Bank has always been having visionary leadership, which at present is guided by Sh. Ramesh Bung, Chairman-Emeritus, Sh. Purshotam Das Mandhana, Chairman and is managed by dedicated team of Managers led by very knowledgeable Managing Director, Sh. Umesh Asawa. On behalf of entire NAFCUB Board, I congratulate Sh. Bung and his entire team of directors and officials, for their outstanding contribution towards the development of the Bank in reaching present heights. I also feel that your Bank in true sense, is an excellent example of a “Proudly Cooperative” institution. I look forward to AP Mahesh Bank in being the torch bearer in South India in ensuring success of NAFCUB's game changing effort for the sector in formation of the Umbrella Organisation, which will aggregate the strengths of all UCBs for the sector to be a force to reckon with in the banking scenario of the Country. I wish the AP Mahesh Bank all the best and I am confident that it will continue to go from strength to strength under your leadership, in years to come. To, Sh. Ramesh Kumar Bung Chairman Emeritus To, A.P. Mahesh Cooperative Urban Bank Ltd. (JYOTINDRA MEHTA) Sri Ramesh Kumar Bung Hyderabad, Telangan PRESIDENT Chairman Emeritus Email : [email protected] Mahesh Bank Hyderabad 08 HAMARA PRAYAS - SPECIAL ISSUE 2020 HAMARA PRAYAS - SPECIAL ISSUE 2020 09 Dear Readers, The 43rd year of Bank's establishment has dawned. It holds the promising possibilities and opportunities. It has the power to FROM take us forward and to broaden our horizons. 'I know it. I have heard it. I have read about' – Everybody seems to know about everything. We are moving encyclopaedias and EDITOR'S storehouses of knowledge. Our knowledge base is very strong. But the BIG question is – 'How much do we live by what we know? How much do we follow what we know? How much do we implement what we know?' Life is not lived out of knowledge, but it is lived out of wisdom. NIB Knowledge acted upon alone turns into wisdom. The knowledge is there that health is important – what are we doing about it? The knowledge is there that a red light at the traffic signal means stop – how many of us stop, when the traffic constable is not around? You know the ideas found in Hamara Prayas – how many of these ideas have been implemented? Is there a difference between an SSI (Solid State Drive) on scriptures, a donkey carrying books of knowledge on its back (¶Wm IaíMÝXZ ^madmhr ^mañ¶ doÎmm Z Vw M§XZñ¶) and a man's head full of knowledge? Let us raise ourselves and in turn raise the world around us. I am delighted to inform you that this Special Issue of our Bank's communiqué Hamara Prayas being released on the occasion of commemoration of the Bank's 43rd Foundation Day is reaching you.