1980-Scott-Fetzer-10K Click to View

Total Page:16

File Type:pdf, Size:1020Kb

1980-Scott-Fetzer-10K Click to View ':"·'·-,, "_-,··,: __ )--'" sfc36j -··""··· Reglstrit101c.,, . .. Statomlinls'> : ·', : -. " 19-K C.- REPORT CONTENTS ~~:~;~.. Sf:: 10-K 20-F 10-Q 8-K 10-C 6-K -.~l . · <;;i!l'B_,:. ,J:ypa .,ARS Auditor D Name A A D Opinion,, A A D Changes A Compensation Plans D Equity ,, D Monetary '· Company Information · D Nature of Business A A A -A'\ D History F A A D Organization and Change F F A A· '. Debt Structure A A •A Depreciation & Other Schedu.Jes A A A A " Dilution Factors A A F A A Directors, Officers, Insiders D Identification F 'A A 0 Background F F A o Holdings A A D Compensation A A Earnings Per Share F Financial Information D Annual Audited 0 Interim Audlte.d ;. D Interim Unaudited Foreign Operations Labor Contracts -F' . ' ' :·F.. " Legal Agreements F F ; '.· :-· .. ,. Legal Counsel .. 'A. Loan Agreements F F Plants and Properties A F Portfolio Operations . ·D Contenl..{LiStlilg of Securities) D Management Product-Line Breakout A Securities Structure A A Subsidiaries A A Underwriting A. A Unregistered Securities .- F F Block Movements A '·;. Legend A - a/ways Included - Included - ii occured or alQnlficant F - frequently included • special c/;cumstanl»s only\ · · ' . TENDER OFl'ER/ACQUISITION REPORTS 130 13G 140-1 140-9 13E-3 t3E-4 Name of Issuer (Subject Company) A ·A A A A A Filing Person (or Company) · A A A. A A A . Amount of Sh••es Owned A A Percent of Clal8 Outstanding A A Financial :Statements of Bidders F F F PuipOH of Tender Oller A A A A Source and Amount of Funds A A A Identity and Background Information ' A A A Persona Retained Employed or to be Compensated A A A A Exhlblta F F F F F " 'l -©Copyright 1980 diseLOS1JRE,11coRPoRATEo - 5161 River Road o Washington, D.C. 20016 o 301/951~1300 .,,. ~ .. -· ' .. ..! . .ANNiw, .. ~Rr PU&'3tiANr 'Bl.SEX?!'I~ 13 or. 15(d) . OF THE SECURITIE.S ~ l!Cr. OF .1934 .. llC ~trlb ~NO · ..... · .· ... · . ·••CHANQf COMM.ISSION r1 •· For the fiscal year ended FEE·····el·· .. ~ECE'IVED ),. :J/S-~ ~v~r:.30, 1980 . nm soorr'& ::is:;1~ N r 1f~i117 t98t •. (Exact name Of''Registr.mt. as speqified lll it ~r) " '"Fil.TW APPLICATIOlfS ... Ohio ... ·. .· .. ... 34-'-051704 Ii .REPORTS SERVIclS (State or o.ther jurisdiction.··. <:I·R•S. Employer · · · ·' qf inoorporati6n •or . ·• Identificatii:>n No• ) ·' '· 'cit9anizationl . · · • ')'.: .. ' ' _- ·•• ·:",,· ' _- - .·-1 .. 14~0 oeti:ciit ~venuE!, . .·· .· .. •·····. ·.. Lakewood~ Ohio . ·.•. ' 44107- ·_ ~ -1 • ' 0,;' . · ' (Adch:ess of principal . (Zip Code) ' -- . executive OffiCes) . ' - .·.- -,, :; ._ 'r/ ,,,, •· ... · RE!gi~trant•s teleph(Jile m~r, including area cx)qe~ . .. .. ·.·.. (216) 228.,,.6200 ·. ..· ..•. '. .1•·' -., ' ' .. - ·.' ' :- ; - . ' i;ecurities rajii:;tei:ed pur$dant ··~ .. SectiCll 12(b) of the A<;t: ·· ~- . _, - - .. -. :- - . ' - ' .- ·: ' . - ' . - ,, , '" •.. ·.··· N• bf .~C:h. exchange . at Which.·. tegistei:ed ' - " \."· Ccimiat s.hat:es ·New .York 'stock. Exchange Witnout, Par Value M_idwest stoek Exchange ($1~25 state4 Value) ···.Pacific stoek Exchange · 9-1/4% Notes .Due 1985• ' ' . ' -· . ' . : - . ' . .··Nl:!w Yoi:k stoqJc Exchange . .· ~ . ' ._ , - . securites.· .._. :- rajisterea- . ,, -EUm\iant . ' . ·.f'"' '. to--·- Section-.· ,• ." .._ :· 12<gf '_,. ' of .the.Act: -,•' None.; ' ' ' · .. .. .· · .·. I~icateJ;iy chE!cJc .mark• .wtiei:her ~ registrant (1) has ~il!ed .al.I ;,(" · rep::>rts requited to be fil~ 1'y ~ion 13 or.15(d) of t:he Securities. ExcJ:iange Act of 193~ du,~iir;J the 'pi:ecedi~ 12 ~ths. (or .for such . .. •... •ShOrte.r period .tf!at .the.· D!!9istrant wai; ·J:eqllited to .file such ·~p::>rts) , ·~· ·,· :'r:1 ·(2) ~as 1JE!en s,ubject, t:g sudl fili113 ~irements ·for the. past 90i>,> ·. · ays~. ..· ... • ·.·· · ·· .· · . Yes X .. ·No.'"• ' • ·. ... @ .. ·.. -· ... -· .. - ~·· In:i~cate the lllJllber~of shan!S outstandi!J.J Of e!ldl cif the is~uer's · ·· classes'rt!pqrt. of .· wmoo·... · .. · stock,. as•. of the. ·. 9lqse:.of. .. .. .. .the . period. cµvet:ed. !)y,this. ·Class outstan:iing at NoveiN:ler 30, 1980 ,. ' - ·-_ ' . ·, __ : ' - . - ' '_. -_ ' -_ ' .-_- ;<,:; c:amton Shares Without Par· Valuer "( ,39()',053 ($l.25 stated viµlle) ' . ' . .... ,+.. , n:. - . ~·- .' •••• ·(~ ,_ ' ' -·7.! ' ~'.:/.:. ".,., . I ··"· ~-"!;• ' '":· "• n' ' , /l, - ' - ' ,. _' . :. ' '' ,''SE~TIES. AND' EXCHANGE cn!MISSICN Washington, D.; c. 20549 • ;:'i ~; · FO~ 10-K ANNUAt· BEEORl' ~ '10 SECr!ON 13 .or 15(d) OF· 'lHE SECURITIES EXCHANGE At::r OF 1934 Fql:'the fiscal ye~ end~ November 30, •1900 camtission File Number 1-231 '!HE SCO'l"l' & FETZER CDIPANY . - .Ji" (Exact name of Registrant a6 specified in its ctiarter) • <)' ·--..; ·34-0511040 t .. '< >''•' (State or o!:her jurisdiction (I.R.s. Ehlployer. · of incorporation or Identification NO. ) · organization) 14600Detroit A~enue, LakewoOa, .·Ohio 44107 (Add~ess of.. principal· .(Zip Q:Xle) executive offi~s) Registrant's telephone nt.lllber, including area aide: ( 216) 228""6200 ' ' Securities registered J;flJrsuant to Section 12(b) ·of the Act:· . NaJlle of each exchange .. Title of each class on which registered · Cbnllbn Shares New York Stcx::k Exc.liange . Without par Value Midwest Stock ExChange ($i.25 stated Value) Pacific Stock Exchange ,Q New.York.Stock Exctiancje securites regi~tered ptlrsuant to Seetion 12(gj of the 1\ct:. NOne. ~· . -· - - ' ' . -, . Indicate by dleck mark whether the registrant (1) has filed all · reports req1,1ired to be filed by Section 13 or 15((1) of the Securities .. • Ex~e Act of 1934during the preceding 12 months (or for sudl sh<>rter pe~iod that the registri311t was i:equired to file s~dl reports), , and (2) haa been subject to .sud! filing tequi~ts ffJJ: the past 90 days. · . ,, o · ·· · · · · 0 Yes_!_ N:>. • ' :rnclicate the .mnber of. Shares ou!:Stahcii.ng'of .eadl of the. issuer's .· classes of (Xlt11a1 stq¢c, as of the Clese of the pei:ioo a:>Veted by this ·report. ' ' ' ' ' ' " ' ' Class Outstanding at November 30, 1980 c CklctilOU Shares Without Par Value ' 7,390,053 ($1.25 stated vcilue) fi:r 1 .. \l . - '. )1 ,_. •'. '-'- fl PART I Except as otherwise stated, the information in this 'feport. is as of NovE!lltber 30, 1980, the close of the fiscal year of the Registrant ("Scott & Fetzer0 or 0 0>npany"), and unless specifically stated, refers only to the operations of Scott & Fetzer rontinuing after that date. .,.-· ITEM 1. Business • SCOtt & Fetzer is a diversified canpany which manufactures ancj sells products in the Cleaning Systems, Filucational .& lbusehold Products, Fluid · Transnission, Equipnent and Accessories, and Energy & Control, segments. Tllio of Scott & Fetzer's principal product lines are vacu1111 cleaners and related accessories primarily for hane use sold under the Kirby and other brand names ,·· . and encyclopedias and related educational products sold .under the world Book name. Scott & Fetzer has 17 operating units nost of which were independent businesses acquired subsequent to 196.3. Founded in 1914, Scott & Fetzer was incorporated under the laws of the State of Cllio on November 30, 1917. :• Business 5egments The anount of net sales and other revenue, inoane before taxes and identifiable assets attributable to each business segment is set forth in the tables on pages 26 and 27 of the 1980 Annual Report to shareholders of Scott & Fetzer, which tables are incorporated herein by reference. Such figures and related information exclude discontinued c:perations. Scott & Fetzer's business • segments are based in part oo the similarity of certain of its products and in part on the similarity of the markets in which its products are sold. Such data reflect the ·allocation of certain expenses and other arbitrary detei:minations. ' ~-~ Dlring the fiscal year ended November 30, 1980, no single custcrner purchased products fran the operating units of Scott & Fetzer which in the •• aggregate acrounted for nore than 10% of total sales fran .rontinuing c:perations for such fiscal year. Scott & Fetzer does not believe that the loss of any single custaner ~uld have a material adverse effect oo its .. total buSiness. Cleaning Systems • Scott & Fetzer manufactures and distributes a wide variety of vacuum cleaners and other floor maintenance equipnent and suwlies for residential, industrial and institutional use. Scott & Fetzer also manufactures and sells to other manufacturers certain oooponent parts incorporated in such equipnent, Floor maintenance equipnent for ronsumer use is sold primarily under the • Kirby name, and certain other floor maintenance !!Cl(lipnent for such use .is sold under both t.he·private labels of custaners and under certain ooopany trade names. Scott & Fetzer, which entered the household vacu1111 cleaner field in • • ~. 2 1919, manufactures. and. sells the Kirby upright vacutun cleaner and related floor care and other accessories. Kirby products are sold. by the direct sales method in the bane through approximately 10,000'independent dealers \>'Orldwide, backed ·o .. by sane 1,000 factory and. area distributors •. Kirby's sales to distributors are t ', substantially all for cash. i)Jring fiscal .19SO, the COnpany began financing conslJller installment acoounts re~ivables through united Retail Finance Canpany, ~ .wholly"'OW!led subsidiary of 'li:>rld Book Finance, Inc. At Noventier 30, 1980, the f~<:e aioount of these receivables totaled awroximately $2 million. In fiscal 1980, no one distributor acoounted for .nore than 2% of Kirby sales. Domestic sales are fairly evenly distributed throughout the oounb:y, .basea. upon population densities. '!he sale·of vacuum (;!leaners and related accessories primarily fot:: .hane use unc1er the Kirby and oth.:!r names, as well as private labels, acoounted for ag;>roximately 24%, 24%, 17%, 12% and 13% of total revenues fran ex>ntinuil1g operations of .Soott & Fetzer for each of the fiscal. years 1976 through 1980 respectively. In addition to the Kirby products,. Soott &.Fetzer manufactures .and sells under the American-Linooln. name an extensive line of power-driven industrial and instit1,1tional floor maintenance, equipnent and related SUp{)lies including industrial-type polishers, sanders, wet floor scrubbers, tank-type vacutun cleaners and sweepers ranging in size up to, and .
Recommended publications
  • Finding Aid for the Cleveland Press Photograph Collection
    Finding aid for the Cleveland Press Photograph Collection Repository: Cleveland State University Title: Cleveland Press Photograph Collection Inclusive Date(s): 1920-1982 Author: Finding aid prepared by Lynn Duchez Bycko Creation: Finding aid encoded by Kiffany Francis using the OhioLINK EAD Application in 2009 Descriptive Rules: Finding aid prepared using Finding aid prepared using Describing Archives: A Content Standard. Origination: Cole, Joseph E. Extent: 882 linear feet Physical Location: Abstract: After the Cleveland Press newspaper ceased publication on June 17, 1982. Joseph E. Cole, its publisher, donated the "morgue" to Cleveland State University. Representing the archived editorial library, sometimes referred to as a "newspaper morgue," topics focus on the news coverage of northeastern Ohio, with national and international news stories holding a secondary level of importance.The Cleveland Press photograph collection is composed of an archive of over one million photographs. Unit ID: PH2000.000PRE Language(s) of the Materials: English History of The Cleveland Press The Cleveland Press, founded by Edward W. Scripps, began as the Penny Press on 2 Nov. 1878. A small, 4-page afternoon daily, the paper continued to prosper. Shortened to the Press in 1884, and finally the Cleveland Press in 1889, by 1903 the Press was Cleveland's leading daily newspaper. As it entered the 1920s, the Press neared 200,000 in circulation. Louis B. Seltzer became the 12th editor of the Press in 1928, and under his 38-year stewardship the Press became one of the country's most influential newspapers. Seltzer readjusted its original working-class bias into a less controversial neighborhood orientation, stressing personal contacts and promoting the slogan "The Newspaper That Serves Its Readers." In the postwar period the Press continued its public service campaigns and remained an unrivaled force in Ohio politics.
    [Show full text]
  • March 2019 All Business List
    MARCH 2019 ALL BUSINESS LIST DBA Name Address Line 1 Line 2 City State Zip Code A LAKE COMPANY 2300 LAKE AVE PUEBLO CO 81004 "A FRESH START" HOME REPAIR AND REMODELING 3205 GEM DR PUEBLO CO 81005 4290 GLENDALE MILFORD #1 A LIFESAFER OF COLORADO, LLC ROAD CINCINNATI OH 45242 #ALMOSTFAMOUS 5204 LA RANDA DR PUEBLO CO 81005 0.1 AFFORDABLE HAULING & MOVING 1723 E 1ST STREET PUEBLO CO 81001 1 SHAMROCK'S FINEST LANDSCAPES 1830 JERRY MURPHY RD PUEBLO CO 81001 1 SHOT GEAR 4720 S SANTA FE CIR STE 5 ENGLEWOOD CO 80110 1 STORY LLC 6 MIRADA CT PUEBLO CO 81005 1 TO 1 REAL ESTATE 434 S MCCULLOCH BLVD SUITE 1 PUEBLO WEST CO 81007 1-800 CONTACTS INC 261 W DATA DRIVE DRAPER UT 84020-2135 1-800 RADIATOR 5569 PEARL ST DENVER CO 80216 COLORADO 1-800-FLOODED 2676 DURANGO DR SPRINGS CO 80910 10 STRAWBERRY STREET 3837 MONACO PARKWAY DENVER CO 80207 101 PARK AVENUE PARTNERS, INC 277 PARK AVENUE FLOOR 16 NEW YORK NY 10172 107 S GRAND LLC 107 S GRAND STUDIO 1 PUEBLO CO 81003 119 CENTRAL PLAZA TUTORING 119 CENTRAL PLAZA PUEBLO CO 81003 13TH STREET BARBER SHOP 1205 N ELIZABETH PUEBLO CO 81003 1A SMART START INC 4850 PLAZA DR IRVING TX 75063 21ST CENTURY BUILDERS 2401 W 11TH ST PUEBLO CO 81003 2M JUNK REMOVAL 37310 COUNTY ROAD 26 1 TRINIDAD CO 81082 3 MARGARITAS 3620 N FREEWAY PUEBLO CO 81008 3-AV, LLC 1288 E 5TH ST NEWTON KS 67114 360i CERTIFIED HOME INSPECTIONS 3418 LUCIA COURT PUEBLO CO 81005 333 THREE D SYSTEMS 3D SYSTEMS INC CIRCLE ROCKHILL SC 29730 3D'S CIGARS 307 S UNION AVE PUEBLO CO 81003 3DMEDSCAN LLC 301 N MAIN ST SUITE 208 PUEBLO CO 81003 SALT LAKE 3FORM,
    [Show full text]
  • Fall 2016 Newsletter
    Fall 2016 What You Need to Know Page 1: Major Ruling in Ignition Switch Litigation Page 2: Hidden Risks of RV Fuel Systems Page 3: L&E Resolves Train, Tra c Sign Placement Cases Page 4: Favorable Results in Section 8 Housing Cases Page 5: Maximizing Recoveries in Bad Faith Claims Page 6: Negligent Hiring of GM Ordered to Produce Attorney Rapist Leads to Recovery Communications in Ignition Switch Cases Page 7: Factors in Tire First ruling by U.S. Court requiring GM to compel documents Failures, Rollovers shielded by New York MDL Pages 8-9: Evaluating a A Missouri state court has ordered General Motors to produce communications Product Liability Claim between the automaker and attorneys from King & Spalding about the deadly ignition Page 10: Clearing the Hurdles switch defect a ecting millions of vehicles. Court nds that “prima in TBI Cases facie evidence of a e ruling is the rst by a U.S. court to crime or fraud exists” Page 11: eories of Liability require GM to compel documents that were by GM. in Conspicuity Claims shielded as attorney-client privilege in the New York multidistrict litigation (MDL). Page 12: Bair Hugger, Talc e Missouri Circuit Court Judge presiding over the ignition switch lawsuits Lawsuits Heating Up led by Langdon & Emison appointed a special master to oversee discovery Page 13: Claims Tied to Anti- in the litigation. e ruling will allow the special master to conduct an in- Nausea, Breast Cancer Drugs camera review of the King & Spalding documents for which GM is asserting attorney-client privilege.
    [Show full text]
  • Dsa Bus Opp Draft
    INDEX OF APPENDICES Appendix A DSA Member List Appendix B 2004 DSA Fact Sheet Appendix C Comments of the Direct Selling Association on the FTC Trade Regulation Rule on Disclosure Requirements and Prohibitions Concerning Franchising and Business Opportunity Ventures (April 7, 1995 and February 28, 1997) Appendix D DSA Code of Ethics Appendix E WFDSA World Codes of Conduct Appendix F Moral Suasion: Development of the U.S. Direct Selling Association Industry Code of Ethics, Thomas R. Wotruba, (1995) Appendix G Direct Selling Ethics at the Top: An Industry Audit and Status Report, Lawrence B. Chonko et al., The Journal of Personal Selling & Sales Management, Spring 2002, at 87-95 Appendix H Potential Impacts of the FTC’s Proposed Business Opportunity Rule on the Direct Selling Industry, Nathan Associates, Inc (July 14, 2006) Appendix I Chart of State Business Opportunity Laws, Thresholds and Exclusions Appendix J Selected Media Coverage of Direct Selling from January 1, 2005 to July 9, 2006 Appendix K Direct Sellers Discuss the FTC Proposed Rule on Business Opportunities Appendix L DSA Response to Section K of the Notice of Proposed Rulemaking: Request for Comments Appendix A DSA Member List Direct Selling Company Membership Directory Company Products/Services Contact Info 4Life Research, LC Nutritional Supplements http://www.4life.com Acara Health/Fitness/Wellness, http://www.acaraspa.com Skincare, Spa Products Accentz Jewelry http://www.accentzonline.com ACN, Inc. Internet Services, http://www.acninc.com Telecommunications Services, Utilities AdvoCare Health/Fitness/Wellness, http://www.advocare.com Internatio nal, LP Nutritional Supplements, Skincare, Weight Management Aerus LLC Homecare, Vacuum http://www.aerusonline.com (formerly Electrolux Cleaners LLC) Amazon Herb Nutritional Supplements http://www.rainforestbio.com Company AmeriPlan USA Health/Fitness/Wellness http://www.ameriplanusa.com Amkey, Inc.
    [Show full text]
  • Sponsors.Pdf
    Customer Name OSP0001 ABB Automation Inc. OSP0002 ABT Associates Inc. OSP0003 Acromed Corporation OSP0004 ADRC Technologies Inc. OSP0005 Aerogen Inc. OSP0006 Aeropharm Inc. OSP0007 Air Products Inc. OSP0008 Algaeventure Systems OSP0009 AmTrust Bank OSP0010 Analex Corporation OSP0011 Applied Pavement Technology Inc. OSP0012 Arcus Technology OSP0013 Babcock & Wilcox OSP0014 Booz Allen Hamilton OSP0015 BP America OSP0016 Bramhall Engineering & Surveying Co Inc. OSP0017 Caddscan Engineering OSP0018 CalAsia Pharmaceuticals OSP0019 Cedar Fair LLP OSP0020 Centerior Energy OSP0021 Central Parc LLC OSP0022 Cleveland Advanced Manufacturing Program OSP0023 Cleveland BioLabs Inc. OSP0024 Cleveland Medical Devices Inc. OSP0025 Constella Group OSP0026 Controlsoft Inc. OSP0027 Crain's Cleveland Business OSP0028 Creative Department LLC OSP0029 Curragh Chemistries Inc. OSP0030 Cytodyne Technologies OSP0031 DataQ Instruments Inc. OSP0032 Deformation Control Technology Inc. OSP0033 Deloitte Consulting OSP0034 Dominion East Ohio Gas OSP0035 Donald McTigue Esq Attorney-at-Law OSP0036 Dr. Mitchell Wax OSP0037 Dr. Sarah Staneff OSP0038 Dr. Theodore Castele OSP0039 Evergreen Cooperatives of Cleveland Ohio OSP0040 Federal Mogul Corporation OSP0041 Ferro Corporation OSP0042 Flow Parametrics LLC OSP0043 Ford Motor Company OSP0044 Forest City Enterprises OSP0045 Gebauer Company OSP0046 Gemstar Group OSP0047 General Electric OSP0048 General Electric Consumer&Industrial OSP0049 General Electric Lighting OSP0050 General Motors Corporation OSP0051 General Motors North American Operations OSP0052 General Motors-CWR Division OSP0053 Group Services Inc. OSP0054 Hemisphere Corporation OSP0055 Hydraulic Press Brick Company OSP0056 ICF Incorporated OSP0057 Industrial Advisors Bureau Inc. OSP0058 Industry Week Magazine OSP0059 Innovative Developments OSP0060 I-Open Ventures LLC OSP0061 JEK Analytics OSP0062 Jones Day Reavis and Pogue OSP0063 JumpStart Inc OSP0064 Keip Government Solutions Consulting OSP0065 Keithley Instruments Inc.
    [Show full text]
  • Consumer Action Handbook
    U.S. General Services Administration CONSUMER ACTION HANDBOOK CONSUMER ACTION HANDBOOK Brought to you by CONTRIBUTORS USAGov would like to express its gratitude to the partners listed below who helped make possible the publication of the Consumer Action Handbook. American Financial Services Association Education Foundation The Colgate-Palmolive Company Financial Industry Regulatory Authority National Futures Association Securities and Exchange Commission Society of Consumer Affairs Professionals Technology Transformation Service April 2017 Welcome to USAGov’s Consumer Action Handbook. I’m excited that you added this resource to your consumer toolkit. When you shop, you want to get the best value, without being taken advantage of. You want to feel confident about your purchases, regardless of what you buy, where you shop, or how you pay. The tips and resources in this Handbook can help you achieve these goals. The Consumer Action Handbook brings together consumer information from across government. It includes practical questions to ask and factors to consider when you buy products and services. The Handbook features topics that affect everyone, such as credit reports and identity theft. It also addresses specific issues, like managing someone else’s finances and gas pump skimming. You’ll also find tips for detecting and reporting scams, throughout the book. Use our consumer assistance directory and sample complaint letter to file a consumer complaint. USAGov guides you to the government services you need to make your life easier. In addition to this Handbook and the Spanish version, the Guía del Consumidor, we offer other bilingual information. This includes our websites USA.gov and GobiernoUSA.gov, government information by phone, toll free at 1-844-USA-GOV1, email, and online chat services.
    [Show full text]
  • Consumer Action Handbook
    U.S. General Services Administration CONSUMER ACTION HANDBOOK CONSUMER ACTION HANDBOOK CONTRIBUTORS Oce of Citizen Services and Innovative Technologies/18F January 2016 Congratulations for using the Consumer Action Handbook! You’ve taken the first step to being an informed consumer. The Handbook gives you practical tips that help you with consumer issues. Maybe you want to buy a car or choose an insurance plan. Or maybe you need to learn how to write a complaint letter about a deceptive business or damaged product. The Consumer Action Handbook is a good place to start, for these tasks and many more. To make sure the Handbook addresses the topics that matter to you, we held focus groups to hear directly from people like you. The lively conversations and comments inspired some exciting new features, including a new “Seniors” section. You’ll find agencies, hotlines, and resources that are dedicated to empowering and protecting seniors. Several people in the focus groups also said that they needed more information about scams. Now each section of the Handbook includes a box featuring the common signs of scams in that topic area, along with steps you can take to avoid being a victim, and the agencies you can contact for help. USAGov is committed to guiding you to the tools, forms, and services you need. In addition to this Handbook and the Spanish version, the Guía del Consumidor, we offer other bilingual information. This includes our websites USA.gov and GobiernoUSA.gov, government information by phone, toll free at 1-844-USA-GOV1, email, and online chat services.
    [Show full text]
  • Directory Businesses, Industries, and Other Organizations Northwest Ottawa County 1808-1975
    DIRECTORY BUSINESSES, INDUSTRIES, AND OTHER ORGANIZATIONS NORTHWEST OTTAWA COUNTY 1808-1975 Wallace K. Ewing, Ph. D. First Printing May, 1999. Second Printing August, 1999. Third Printing (Revised) July, 2000. Fourth Printing March, 2001. Fifth Printing (Revised) July, 2002. Sixth Printing (Revised), February, 2004. Seventh Printing (Revised), June, 2008. Eighth Printing (Revised), June, 2010. Ninth Printing (Revised), February, 2012, August, 2012, December, 2012, January, 2013. Tenth Printing, June, 2013. Copyright 1999 by Tri-Cities Historical Museum. All rights reserved. No part of this book may be reproduced in any form without the written consent of the publisher. Printed in the United States of America. ISBN 0-9652300-2-3 Distributed by Tri-Cities Historical Museum 200 Washington Street 2 Grand Haven, MI 49417 Author’s Note More than a dozen years ago, I began work on a systematic “biographical dictionary” that would provide sketches of the lives of people who contributed in large ways and small to the culture, economy, and quality of life of Northwest Ottawa County. I didn’t realize I had undertaken a project without end, that it is a continuing work in progress, an evolving organism. The People Directory has grown to include biographical sketches of thousands of people who lived in this area between the eighteenth and the twenty-first centuries. While the People Directory is not a complete census of everyone who ever resided in Northwest Ottawa County, it is far more extensive than I ever thought possible. To complement the biographies, I recorded where those people lived and worked in Directory of Buildings and Sites, followed by Directory of Businesses, Industries, and Other Organizations, which summarized the life spans of the hundreds of manufactories, retail stores, and non-profit groups in which area residents worked.
    [Show full text]
  • 2019 Completed Personal Property Assessment Roll
    City of Neenah, Winnebago County 2019 Completed Personal Property Assessment Roll Assessed by: Municipality Sorted by account number Owner Property Description Districts Class Assessed Value 01-0489-02-02-00 833 E Cecil St Sanitary 2 3 $5,300 Neenah School 4A $100 The Garden in Neenah, LLC Fox Valley Technical 833 E Cecil St Totals $5,400 Neenah, WI 54956 01-0496-10-00-00 1094 Congress St Sanitary 2 3 $0 Neenah School 4A $0 Alan Delikowski Builders LLC Fox Valley Technical 1094 Congress St Totals $0 Neenah, WI 54956 02-0087-00-00-00 521 S Commercial St Sanitary 2 3 $18,800 Neenah School GB Minimart LLC, A Wisconsin Limited Totals $18,800 Fox Valley Technical Liability Company 3045 Winnipeg St DOOMAGE ASSESSMENT Menasha, WI 54952 02-0087-00-00-01 521 S Commercial St Sanitary 2 3 $600 Neenah School Conopco, Inc. Totals $600 Fox Valley Technical PO Box 339 Iselin, NJ 08830 02-0087-00-00-02 521 S Commercial St Sanitary 2 3 $3,200 Neenah School Ailco Equipment Financing Group Inc Totals $3,200 Fox Valley Technical W222 N833 Cheaney Rd Waukesha, WI 53186-1688 DOOMAGE ASSESSMENT 02-0090-00-00-00 501 S Commercial St Sanitary 2 3 $5,300 Neenah School 4A $2,600 Kwik Trip Inc Fox Valley Technical d.b.a. Tobacco Outlet Plus #526 Totals $7,900 1626 Oak St La Crosse, WI 54602 02-0320-00-00-00 899 S Commercial St Sanitary 2 3 $35,500 Neenah School 4A $200 BP Cecil Street Gas station/Convenience store Fox Valley Technical 2655 Oakridge Rd Totals $35,700 Neenah, WI 54956 DOOMAGE ASSESSMENT 02-0349-00-00-00 219 W Cecil St Sanitary 2 3 $1,900 Neenah School
    [Show full text]
  • Unclaimed Capital Credits Listing
    Unclaimed Capital Credits Listing Customer Name 0CCIDENTAL PETROLEUM This list contains the names of unclaimed capital credit 10K FARMS owners. 1ST NATIONAL BANK 1ST SOUTHERN BAPTIST These credits were earned before 2000; checks were 283 BODY & SALVAGE mailed to the last known address of owners, but were 3 JOKERS INC 4 J'S ENTERPRISES returned by the USPS to Midwest Energy. 4TH STREET LANDING 96 MOTEL If your name appears on this list, please call Midwest A & G FARMS Energy at 1-800-222-3121.Please have your address A & L OIL CO history and/or current and any past account numbers A & W FAMILY REST. handy when you call. Thank you! A & W RESTAURANT A - 1 SERVICE A AND A PFEIFER WELDING A J MEIER TRUST A M P PARTNERSHIP A R C A R SUPPLIES A T & T COMMUNICATION A T & T COMMUNICATIONS A T & T IS A.N.R. FREIGHT SYSTEM A1 ELECTRONIC SERVICE AAA GALLERIES AUCTION AARON, ROGER ABACUS HEALTHWARE SYSTEMS INC ABBOTT, ALBERTA P ABBOTT, MELINDA ABBOTT, THOMAS W ABDULLAH SAID MOUDAN ABDULLAH, OMER ABEL, JEFF ABEL, JUNE ABENDSHIEN, MANDI L ABERCROMBIE RTD INC ABERCROMBIE, A L ABERNATHY, TERRY ABNEY, ROSALIE ABRAXAS PETRO CORP ABS TRUCKING INC Report: MWE Capital Credits Unclaimed Listing Page 1 Nov 1, 2020 2:16:11 PM Unclaimed Capital Credits Listing Customer Name ACE OPERATING CO ACHILLES, CHRIS ACKERMAN, CINDY ACKERMAN, DAWN ACKERMAN, REX ACKERMAN, SHAWN L ACKERMAN, SHIRLEY ACKERMAN, STEVE ACKLEY, CHAD ACOSTA, GERONIMA ACTION SPORTS CARDS ADAIR, ERIC ADAM, DON ADAMS JR, DELBERT L ADAMS, AARON ADAMS, AMY ADAMS, AMY E ADAMS, BOB ADAMS, BRENDA ADAMS, CARL ADAMS, CHARLES ADAMS, CONNIE ADAMS, CONNIE S ADAMS, DUSTIN L ADAMS, EDWARD ADAMS, ERIC ADAMS, EVERETT ADAMS, FRANK ADAMS, GEORGE W ADAMS, JAMES A.
    [Show full text]
  • Corporate Clients of Compliance Training Online®
    Corporate Clients of Compliance Training Online® 'Round The Clock Service Inc Knox Excavating LLC 0906454 British Columbia Ltd Knudsen Construction 1st Choice Aerospace Knutsen Dental Solutions 1st National Bank KO Construction 1 Stop Pool Pros Inc Koalatech Restoration 1 Sun Solar Electric KOARTAN Microelectronic Interconnect Materials 1-855-Fix-Light Koasati Construction Management 10 Federal Kobus Construction USA Inc 10 Tanker Air Carrier LLC Koch Logistics 15 Lightyears Inc Koch-Gitsch Canada LP 10000 Lakes Archaeology Inc Kocharian Company 100 Kocsis Scaffolding Systems 101 Industries Ltd KODA Care 1010 Kodak Polychrome Graphics 101083514 Sk Ltd Kodiak Carbonic LLC 1027622 AB LTD Kodiak Environmental Contracting LLC 1071 Industries LLC Kodiak Steel 11 Bravo Restoration Kodru Equipment 123 Engineering Inc Koeppel Nissan 1258995 Alberta Ltd Koffler Electrical Mechanical 126959 Alberta Ltd KOGAP Enterprises Inc 1339352 Alberta Ltd Koh Young Technology Inc 1592118 Alberta Ltd Koham LLC 1668422 Alberta Ltd Koi Tattoo 1669753 Alberta Ltd Kolb Electric 16x9 Inc Kolb Grading LLC 1736394 Alberta Ltd KO Manufacturing Inc 18 Karat Inc Komline-Sanderson 1 1841843 Alberta Ltd KONE Corporation 1849440 Alberta Ltd Kone Elevator Company 1991 Konecranes 1993 Kongsberg Automotive 1st Business Solutions Konopka Electric LLC 1st Class Home Inspection Konwinski Construction 1st Freight KOO Construction 1st In Fire & Safety LLC Kooima Company 2Brothers Contracting LLC Koontz Electric 2 Griffins Inc Koopman Roofing 2 H&V CONSTRUCTION Kope Logistics 2-Way Communications
    [Show full text]
  • 2013 Annual Report People: Our Greatest Treasure
    Smithsonian® Smithsonian® SERIOUSLY AMAZING SERIOUSLY AMAZING People. Passion. Purpose. Office of Advancement 1000 Jefferson Drive SW, 4th floor MRC 035, P.O. Box 37012 Washington, D.C. 20013-7012 Phone: 202.633.4300 2013 ANNUAL REPORT People: Our Greatest Treasure At the Smithsonian, our rich and vast collections In this year’s report, we present portraits of a few of the curators, builders, differentiate us from every other museum on the researchers, educators, museum directors and philanthropists who have brought the Smithsonian such renown. Their passion is contagious and, once applied, planet, but it is our people that truly distinguish us. leads to a purpose that not only creates new knowledge but propels it outside our From astrophysics and American art to sociology walls. They are polymaths—thinkers, dreamers and doers who envision new ways to educate, reimagine existing museums and build brand new ones—yet their and zoology, they represent a staggering breadth of attention to nuance is so great that it has led to the discovery of new species. knowledge and depth of commitment, yet the most It takes more than 6,000 dedicated people to run the Smithsonian’s museums, exciting thing to watch is what happens when they national programs and research centers, here and across the globe. That does not come together across disciplines. even take into account the thousands more donors and volunteers who faithfully support our work. I am grateful to them all, and I am proud to stand with them in service to our nation and the world. Front cover: Fossilized remains of the diminutive human species Homo floresiensis— the so-called “hobbits” of human evolution—were unearthed in Liang Bua cave, Flores, Indonesia, in 2003.
    [Show full text]