HYPO NOE Group 2018 Annual Report and Magazine Supplement Group Financial Highlights
Annual Report 2018 HYPO NOE Group 2018 Annual Report and magazine supplement Group financial highlights EUR ’000 2018 2017 IFRS consolidated statement of comprehensive income Net interest income 111,933 108,861 Impairment losses/gains on financial assets — IFRS 9 ECL 10,590 N/A Risk provisions N/A 9,100 Profit before tax 47,9 92 38,764 Income tax expense -11,548 -9,658 Profit for the year 36,444 29,106 IFRS consolidated statement of financial position Total assets 14,060,065 14,367,184 Financial assets — AC 11,640,675 N/A Loans and advances to customers N/A 10,230,232 Financial liabilities — AC 12,106,624 N/A Debts evidenced by certificates N/A 7,283,886 Equity (incl. non-controlling interests) 663,398 675,276 Consolidated capital resources in accordance with CRR/CRD IV Eligible Tier 1 capital 646,153 645,086 Total eligible capital 646,153 645,086 Risk-weighted exposure to credit risk 2,690,759 2,834,640 Own funds requirements 246,527 260,141 Excess equity 399,626 384,945 Tier 1 capital ratio in accordance with Art. 92(2)(b) CRR 20.97% 19.84% Tier 1 capital ratio in accordance with Art. 92(2)(b) CRR — fully loaded 20.97% 20.12% Total capital ratio in accordance with Art. 92(2)(c) CRR 20.97% 19.84% Total capital ratio in accordance with Art. 92(2)(c) CRR — fully loaded 20.97% 20.12% Operational information Number of employees at year-end 789 812 Number of branches 27 27 Selected payments, levies and other public sector items Financial stability contribution (bank tax) -8,724 -9,403 Prepaid income tax -2,835 -11,192 Current income tax -8,385
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