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Real Estate Appraiser
REAL ESTATE APPRAISAL EXPERIENCE LOG Bureau of Professional Licensing Authority: 1980 PA 299 PO Box 30670 ● Lansing, MI 48909 Telephone: (517) 241-9288 www.michigan.gov/bpl [email protected] APPLICANT NAME: LICENSE #: Instructions: Copy as needed. Add entries in chronological order. The use of this form is not mandatory, but information requested must be provided to document appraisal experience as required by the Michigan Occupational Code, PA 299 Type of Check applicable description of work performed Total Hours Property Report S.R. 2- Complexity of 1980. ASSIGNMENT IDENTIFICATION Instructions: Under Property Type, indicate VL for Vacant Land, IND for by indicating A or S Requested Industrial or C1 for Single-Tenant Comm ercial Properties or CM for Multiple-Tenant Commercial Properties, R1 for Type 2 (a) (b) Single Family Residential & RM for 2-4 Family Residenti al Properties. All appraisal reports must indicate which tasks the Applicant (A) and Supervisor (S) completed. Separate experience logs shall be maintained/submitted for each supervising appraiser if applicable. on Date of Report & Number, if applicable Property Address, City, State, Zip Code Separate Page Other: Explain spection was Supervised Date Number In A S A S A S A S A S A S A S Supervisor Certification Total This Page: By signing the Supervisor Certification below I acknowledge that it is the joint responsibility of both the Supervisory Appraiser and the Applicant to ensure the experience log is accurate, current, and complies with all applicable laws, administrative rules, and applicable regulations for the appraiser profession. I certify that I have completed a course that, at a minimum, complies with the specifications for course content established by the TOTAL HOURS: AQB, which is specifically oriented to the requirements and responsibilities of Supervisory Appraisers and Trainee Appraisers. -
Phase IA Archaeological and Architectural Assessment Lecount
Phase IA Archaeological and Architectural Assessment LeCount Square Urban Renewal Project Bounded by North Avenue, Huguenot Street, Anderson Street and LeCount Place Including Block 231, Lots 9, 15, 19, 23, and 27 and the adjacent roadbeds of Anderson Street and LeCount Place New Rochelle, Westchester County, New York Phase IA Archaeological and Architectural Assessment LeCount Square Urban Renewal Project Bounded by North Avenue, Huguenot Street, Anderson Street and LeCount Place Including Block 231, Lots 9, 15, 19, 23, and 27 and the adjacent roadbeds of Anderson Street and LeCount Place New Rochelle, Westchester County, New York Prepared For: Cappelli Enterprises, Inc. 115 Stevens Avenue Valhalla, NY 10595 Prepared By: Historical Perspectives, Inc. P.O. Box 3037 Westport, CT 06880 Author: Julie Abell Horn, M.A., R.P.A. September 2005 MANAGEMENT SUMMARY SHPO Project Review Number (if available): None Involved State and Federal Agencies: New York State Department of Environmental Conservation, United States Postal Service Phase of Survey: Phase IA Archaeological and Architectural Assessment Location Information Location: Block 231, Lots 9, 15, 19, 23, and 27 in New Rochelle, Westchester County, New York. The block is bounded by Huguenot Street on the northwest, North Avenue on the southwest, Anderson Street on the southeast, and LeCount Place on the northeast. The project site also includes land south of Anderson Street between North Avenue and LeCount Place, formerly known as Block 228, Lots 19 and 20, but which is now unlotted and is designated as “city open space.” Last, the project site includes two roadbeds: Anderson Street from North Avenue to LeCount Place, and LeCount Place from Anderson Street to Huguenot Street. -
TIAA-Real Estate 03.31.2021-10Q
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021. OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from__________to __________ Commission file number: 33-92990; 333-237134 TIAA REAL ESTATE ACCOUNT (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation or organization) NOT APPLICABLE (I.R.S. Employer Identification No.) C/O TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA 730 Third Avenue New York, New York 10017-3206 (Address of principal executive offices, including zip code) Registrant’s telephone number, including area code: (212) 490-9000 (Former name, former address and former fiscal year, if changed since last report) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐ Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). -
LEGEND Location of Facilities on NOAA/NYSDOT Mapping
(! Case 10-T-0139 Hearing Exhibit 2 Page 45 of 50 St. Paul's Episcopal Church and Rectory Downtown Ossining Historic District Highland Cottage (Squire House) Rockland Lake (!304 Old Croton Aqueduct Stevens, H.R., House inholding All Saints Episcopal Church Complex (Church) Jug Tavern All Saints Episcopal Church (Rectory/Old Parish Hall) (!305 Hook Mountain Rockland Lake Scarborough Historic District (!306 LEGEND Nyack Beach Underwater Route Rockefeller Park Preserve Rockefeller Park Preserve Rockefeller Park Preserve CP Railroad ROW Rockefeller Park Preserve Rockefeller Park Preserve CSX Railroad ROW Rockefeller Park Preserve (!307 Rockefeller Park Preserve Rockefeller Park Preserve NYS Canal System, Underground (! Rockefeller Park Preserve Milepost Rockefeller Park Preserve Rockefeller Park Preserve Rockefeller Park Preserve )" Sherman Creek Substation Rockefeller Park Preserve Rockefeller Park Preserve Methodist Episcopal Church at Nyack *# Yonkers Converter Station Rockefeller Park Preserve Upper Nyack Firehouse ^ Mine Rockefeller Park Preserve Van Houten's Landing Historic District (!308 Park Rockefeller Park Preserve Union Church of Pocantico Hills State Park Hopper, Edward, Birthplace and Boyhood Home Philipse Manor Railroad Station Untouched Wilderness Dutch Reformed Church Rockefeller, John D., Estate Historic Site Tappan Zee Playhouse Philipsburg Manor St. Paul's United Methodist Church US Post Office--Nyack Scenic Area Ross-Hand Mansion McCullers, Carson, House Tarrytown Lighthouse (!309 Harden, Edward, Mansion Patriot's Park Foster Memorial A.M.E. Zion Church Irving, Washington, High School Music Hall North Grove Street Historic District DATA SOURCES: NYS DOT, ESRI, NOAA, TDI, TRC, NEW YORK STATE DEPARTMENT OF Christ Episcopal Church Blauvelt Wayside Chapel (Former) First Baptist Church and Rectory ENVIRONMENTAL CONSERVATION (NYDEC), NEW YORK STATE OFFICE OF PARKS RECREATION AND HISTORICAL PRESERVATION (OPRHP) Old Croton Aqueduct Old Croton Aqueduct NOTES: (!310 1. -
Integra Realty Resources Phoenix Appraisal of Real Property 26.57
Integra Realty Resources Phoenix Appraisal of Real Property 26.57 Acres Vacant Land Vacant Land Southeast side of State Route 66, Northwest of the Burlington Northern Santa Fe Railroad Unincorporated, Mohave County, Arizona 86401 Client Reference: TO‐21‐023 Project: M697501X; ADOT Parcel L‐K‐038C Prepared For: ADOT Right of Way Operations Effective Date of the Appraisal: November 16, 2020 Report Format: Appraisal Report – Comprehensive Format IRR ‐ Phoenix File Number: 132‐20‐301 I 0.48 Acres vacant Land Southeast side of State Route 66, Northwest of the Burlington Northern Santa Fe Railroad Unincorporated, Arizona Integra Realty Resources 2999 North 44th Street T 602.266.5599 Phoenix Suite 512 F 602.266.1515 Phoenix, AZ 85018 www.irr.com November 30, 2020 Mr. Timothy F. O'Connell, Jr. Appraisal Section Supervisor ADOT Right of Way Operations ADOT Mail Room, 1655 W. Jackson Street Phoenix, AZ 85007 SUBJECT: Market Value Appraisal 0.48 Acres vacant Land Southeast side of State Route 66, Northwest of the Burlington Northern Santa Fe Railroad Unincorporated, Mohave County, Arizona 86401 Client Reference: TO‐21‐023 Project: M697501X IRR ‐ Phoenix File No. 132‐20‐301ADOT Parcel L‐K‐038B Dear Mr. O'Connell: Integra Realty Resources – Phoenix is pleased to submit the accompanying appraisal of the referenced property. The purpose of the appraisal is to develop an opinion of the market value of the fee simple interest in the property. The client for the assignment is ADOT Right of Way Operations, and the intended use is for property disposition purposes. The subject is a parcel of vacant land containing an area of 0.48 acres or 20,844 square feet. -
Appraisal Inflation and Private Mortgage Securitization
2021 ABFER Conference Appraisal Inflation and Private Mortgage Securitization Moussa Diop – University of Southern California Abdullah Yavas – University of Wisconsin Shuang Zhu – Kansas State University 1 Background • From 2001 to 2006, non-agency originations increased from $680 billion to $1.480 trillion (118% increase) and non-agency MBS issuance increased from $240 billion to $1.033 trillion (330% increase). • While private label mortgages constituted about 15% of all outstanding mortgages in 2009, they made up more than half of the foreclosure starts (Piskorski et al., 2010). • The surge in private label mortgage securitization prior to the financial crisis fueled a large expansion in mortgage credit supply (Mian and Sufi, 2019). 2 Question and Motivation We investigate the relationship b/w appraisal inflation and securitization • Inflated appraisal leads to insufficient collateral, underestimated LTV ratio, and higher loss severity in case of default. • Growing body of evidence suggesting widespread appraisal inflation in the run-up to the housing market crash and directly linking it to the foreclosure crisis (Cho et al. 1996; Chinloy et al. 1997; Calem et al. 2015; Piskorski et al. 2015; Shi and Zhang 2015; Ding and Nakamura 2016; Kruger and Maturana 2016, 2019; Eriksen et al. 2019). • Lenders may have strong incentives to press appraisers to inflate appraisals for loans intended for sale. • Appraisal inflation is a major source of soft/private information that creates a potential for adverse selection problems in mortgage securitization 3 Contribution • Griffin and Maturana (2016) estimate that over 45 percent of privately securitized loans have inflated appraisals. • Kruger and Maturana (2019) document that privately securitized mortgages with inflated appraisals are more likely to default and incur higher losses. -
3133-AE98 Real Estate Appraisals AGENCY
7535-01-U NATIONAL CREDIT UNION ADMINISTRATION 12 CFR Part 722 RIN: 3133-AE98 Real Estate Appraisals AGENCY: National Credit Union Administration (NCUA) ACTION: Final rule SUMMARY: The NCUA Board (Board) is amending the agency’s regulation requiring appraisals for certain residential real-estate related transactions. The final rule increases the threshold level below which appraisals are not required for residential real-estate related transactions from $250,000 to $400,000. Instead of an appraisal, and consistent with the requirement for other transactions that fall below applicable appraisal thresholds, federally insured credit unions (FICUs) are required to obtain written estimates of market value of the real estate collateral consistent with safe and sound practices. For ease of reference, this final rule explicitly incorporates the existing statutory requirement that appraisals be subject to appropriate review for compliance with the Uniform Standards of Professional Appraisal Practice (USPAP). This final rule is consistent with the final rule, effective October 9, 2019, issued by the Board of 1 Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (federal banking agencies) that increases the threshold level at or below which appraisals are not required for residential real estate transactions from $250,000 to $400,000. DATES: The final rule is effective [INSERT DATE OF PUBLICATION IN THE FEDERAL REGISTER]. FOR FURTHER INFORMATION CONTACT: Technical information: Kenneth Acuña, Senior Credit Specialist, (703) 518-6613, Office of Examination and Insurance Uduak Essien, Director - Credit Markets, (703) 518-6399, Office of Examination and Insurance Legal information: Gira Bose, Staff Attorney, (703) 518-6562, Office of General Counsel National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314. -
February 5, 2019 Legislative and Regulatory Activities Division Robert E. Feldman, Executive Secretary Office of the Comptrolle
February 5, 2019 Legislative and Regulatory Activities Division Robert E. Feldman, Executive Secretary Office of the Comptroller of the Currency Attention: Comments/Legal ESS 400 7th Street, SW Federal Deposit Insurance Corporation Suite 3E-218 550 17th Street, NW Washington, DC 20219 Washington, DC 20429 Ann E. Misback, Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 Re: RIN 3064-AE87—Real Estate Appraisals (FDIC) To the Federal Banking Agencies: Thank you for the opportunity to comment on the interagency proposed rule increasing the threshold at which residential mortgages require an appraisal from $250,000 to $400,000. The Center for Responsible Lending opposes the proposal. According to the agencies, the proposed rule would exempt 72% of regulated transactions from the appraisal requirement. The proposed threshold amplifies the danger of inflated home values, increasing the likelihood of negative impact on consumers. I. Quality Appraisals are Essential to Safe Lending Mortgages without an appraisal that conform with the Uniform Standards of Professional Appraisal Practice (USPAP) heightens risks for the borrower, lender, investors, communities, and the overall economy. Inflated appraisals leave borrowers with unaffordable loans that they cannot refinance because the loan amounts are higher than the true value of their homes. Additionally, when a lender forecloses on a borrower who is underwater, the lender is unable to sell the property for enough to cover the unpaid mortgage balance. This can leave borrowers with hefty deficiency judgments and neighborhoods with unoccupied and unsellable homes. Appraisal fraud and the lack of adequate regulation in the appraisal market was one of the roots of the subprime mortgage crisis.1 The intentional inflation of home appraisals is an extremely harmful practice on its own. -
Real Estate Appraisal a Study of Real Estate Appraisers in Sweden
J ÖNKÖ PING I NTERNATIONAL B USINESS S CHOOL JÖNKÖPING UNIVERSITY Real Estate Appraisal A Study of Real Estate Appraisers in Sweden Master of Science Thesis within Business Administration Author: Andersson, J. Fredrik Landberg, R. Robert Tutor: Magnus Hult, Econ Lic Examiner: Gunnar Wramsby Jönköping June 2005 J ÖNKÖ PING I NTERNATIONAL B USINESS S CHOOL JÖNKÖPING UNIVERSITY Fastighetsvärdering En studie av fastighetsvärderare i Sverige Filosofie Magisteruppsats inom Företagsekonomi Författare: Andersson, J. Fredrik Landberg, R. Robert Handledare: Magnus Hult, Ekon Lic Examinator: Gunnar Wramsby Jönköping Juni 2005 Acknowledgements All along the work process with this Master of Science thesis we have achieved assistance, recommendations and comments from various helpful people. Fredrik and Robert feel privileged and glad for all contribution. We especially feel that there are some persons we gladly would like to give a special thank to. First, we would like to show our gratitude towards all the respondents that took the time to sit down and share their thoughts to us. The Swedish real estate appraisers that participated in our study were: Bengt Eriksson, Hans Hurtig, Åsa Håkansson, Hanna Lassing, Åsa Linder Modig, Sigvard Lundin, Bengt Norefalk, Karin Svensson and Hans Voksepp. To the professor Stellan Lundström at the Royal Institute of Technology (KTH) we would like to express special thanks to. Thanks to all of the respondents that made their contribution to our study and for allowing us to visit you and for providing us with many fascinating aspects during the interviews. We sincerely hope we have acted as good representatives and ambassadors for Jönköping International Business School. -
City of New Rochelle, New York, As Seen from the Air in 1938
CITY OF NEW ROCHELLE, NEW YORK, AS SEEN FROM THE AIR IN 1938. HISTORIC NEW ROCHELLE By HERBERT B. NICHOLS Published Bv, THE BOARD OF EDUCATION NEW ROCHELLE/ NEW YORK 1938 COPYRIGHT 1938 BY HERBERT B. NICHOLS FIRST EDITION PRINTED IN THE UNITED STATES OF AMERICA THE LITTLE PRINT, NEW ROCHELLE, N. Y. HISTORIC NEW ROCHELLE FOREWORD To the publication ~f a little booklet designed for classroom use throughout the public schools of New Rochelle treating of sig nificant events in the historic development of the city, impetus was given early this year by the observance of the two hundred and fiftieth anniversary of the fou~ding of the "Queen City of the Sound". Preparation at th~t tiine for a pageant revealed that only isolated bits of historic materials were available and that nowhere I was there in print, suitable for school use, a concise and orderly treatment of the circumstances and conditions that led, first, to the selection of a site for refuge for. the fleeing French Huguenots and, later, to its settlement and dev,elopnient. To meet the deficiency, a committee was entrusted with the responsibility of assembling, preparing and editing all known information. How well that job was done "Historic New Rochelle" reveals. Not a booklet, but a full-sized text, scholarly, well organized, care fully and authentically documented, and yet, withal, attractively written, interestingly and entertainingly presented, is here given the girls and boys, their parents, the teaching staff, and others who may be interested. In the pages and chapters which follow, environ ment becomes a living reality and the reader is privileged to follow, from t}:le beginning to the present, the colorful and intricate threads that make up the historic and fascinating tapestry of New Rochelle. -
June 2008 One Dollar
Second Class Permit Paid at Bronx, N.Y. USPS 114-590 Volume 37 Number 5 June 2008 One Dollar al token holiday offerings, but everyone hoped their brisk walk together over the bridge be- MUCH-LOVED RESIDENT for a miracle and that somehow Gloria would fore the school day started. be back in her classroom. So they rewrote the “Ellen would drive from Pelham and labels on the gifts for Gloria, and Judy gave come to my house in the morning. We would TEACHER RETIRES her the gifts, telling her that the children had walk and plan the teaching day for the fifth By KAREN NANI given them to her for Gloria. I will always grades,” Judy reminisces fondly. think of that as the essence of the Christmas There is no question but what Judy has spirit. It told all of us the kind of person with positively influenced the lives of more than whom we would be privileged to work.” a thousand students in her career. Among her In 1984, Judy moved up to the fifth grade many accomplishments is the genealogy proj- and began working with a new colleague, El- ect she initiated in conjunction with the City len Funck. Judy and Ellen became much more Island Historical Society. Each year, the stu- than co-teachers; their close friendship contin- dents would put together booklets with per- ues even though Mrs. Funck retired six years sonal histories and donate them to the Histori- ago and now lives in Connecticut. cal Society, where they remain on file as part As many Island students know, Judy and of the genealogical library. -
Sutton Manor
VOLUME 5, ISSUE 1: FALL 2009 City of New Rochelle THE HISTORICAL & LANDMARKS REVIEW BOARD ARESNewsletter HighligEhting NRew RoVchelle’s HERistory Melvin Beacher, A.I.A. P Chairman Belkys Reyes-Cuni Gerard Ragone Donald Richards Chairman’s Message Rosemary Speight Samuel Spady, Jr. The HLRB’s primary goal is to preserve New Rochelle’s Theodore Wilson architectural gems that so ably relate the community’s great What is the HLRB? Jean Friedman, Preservation Consultant history. The Board not only reviews work on the exteriors of Introducing the Historical and Landmarks Review Board Funding locally-designated properties (Rochelle Park-Heights Local New York State Department of Parks, Historic District, the Thomas Paine Cottage and St. John’s Wilmot The HLRB is a seven member City Board, first Recreation, and Historic Preservation Church), we also help property owners–individuals and entire appointed by City Council in 1985 to preserve Certified Local Government Program neighborhoods — determine eligibility for historic designation. In New Rochelle’s past and raise awareness of 2008, a New York State Certified Local Government grant allowed the City’s rich history. The members are all Editor the HLRB to hire the historic preservation firm of LarsonFisher local residents, volunteers, and knowledgeable Barbara Davis Associates to conduct extensive research on the turn-of-the- in local history. The HLRB recommends the century neighborhood of Sutton Manor. This issue of The Preserver designation of districts and landmarks to City Credit spotlights the findings of the firm’s intensive survey, while also Council, and reviews all exterior renovations All archival images are from the and new construction in the local historic providing the reader with a wonderful slice of New Rochelle’s Collection of the New Rochelle district.