Trustedx Eidas Platform Remote Signing for Individuals
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A Guide on Eidas 910/2014 Namirial DTM Solution for Legally Compliant E-Signatures
A guide on eIDAS 910/2014 Namirial DTM solution for legally compliant e-signatures NAMIRIAL GmbH Legal Office: Seilerstätte 16, 1010 Wien, Austria Main Office: Haider Straße 23, 4025 Ansfelden | Phone: +43-7229-88060 | www.xyzmo.com Fiscalnumber 09 258/9720 | VAT-ID: ATU70125036 Table of Contents 1 What is eIDAS? ............................................................................................................. 3 2 Electronic identification .................................................................................................. 3 3 Electronic signatures and seals ..................................................................................... 4 3.1 Advanced Electronic Signature ............................................................................... 4 3.2 Qualified Electronic Signature................................................................................. 5 4 Time stamping ............................................................................................................... 6 5 Electronic registered delivery service ............................................................................ 7 6 Qualified preservation service ....................................................................................... 7 7 Technologies to implement e-signatures ....................................................................... 7 7.1 PAdES Standard ..................................................................................................... 8 7.1.1 Basic Profile (based on ISO 32000-1) -
E-Szignó Certificate Authority Eidas Conform Qualified Long-Term
e-Szignó Certificate Authority eIDAS conform Qualified Long-Term Preservation Service Preservation Disclosure Statement ver. 2.19 Date of effect: 2020-12-28 AK-MIN-EN 2.19 OID 1.3.6.1.4.1.21528.2.1.1.198.2.19 Version 2.19 First version date of effect 2016-07-01 Security classification PUBLIC Approved by Gergely Vanczák Date of approval 2020-12-11 Date of effect 2020-12-28 Microsec Micro Software Engineering & Consulting Private Company Limited by Shares Hungary, H-1033 Budapest, Ángel Sanz Briz str. 13. 2 AK-MIN-EN 2.19 Version Effect date Description 2.0 2016-07-01 New, eIDAS conform preservation policy. 2.1 2016-09-05 Changes according to the NMHH comments. 2.2 2016-10-30 Changes according to the auditor comments. 2.3 2017-04-30 Changes according to the NMHH comments. 2.4 2017-09-30 Yearly revision. 2.6 2018-03-24 Global revision. Smaller improvements. 2.7 2018-09-15 Yearly revision. 2.8 2018-12-14 Changes based on the suggestions of the auditor. 2.11 2019-09-25 Yearly revision. 2.13 2020-03-05 Effect. HSM requirements. Smaller improvements of wording. 2.14 2020-05-26 Smaller improvements. 2.17 2020-10-28 Rewriting according to the requirements of ETSI TS 119 511. | Improvements according to the auditor’s and the supervisory body’s findings. | Smaller improvements. 2.19 2020-12-28 Smaller improvements. c 2020, Microsec ltd. All rights reserved. 3 TABLE OF CONTENTS AK-MIN-EN 2.19 Table of Contents 1 Introduction 5 1.1 DocumentNameandIdentification . -
Eidas and E-SIGNATURE a LEGAL PERSPECTIVE: ELECTRONIC SIGNATURES in the EUROPEAN UNION
eIDAS AND E-SIGNATURE A LEGAL PERSPECTIVE: ELECTRONIC SIGNATURES IN THE EUROPEAN UNION WHITE PAPER TABLE OF CONTENTS Part 1: Introduction 3 Key Highlights of the eIDAS Regulation 4 Legal Effect of Different Types of Signatures 6 Regulation of Trust Services 7 Legal Best Practices 8 Part 2: Compliance With the Regulation 9 Advanced Electronic Signatures 9 Qualified Electronic Signatures 10 Format Standards 12 Additional Evidence 12 Conclusion 13 E-Signature Solution Checklist 14 About the Authors This paper is a collaboration between Lorna Brazell of Osborne Clarke LLP and OneSpan. In part one, Osborne Clarke provides a legal opinion on the legal validity of electronic signature in the European Union. Part two has been prepared by OneSpan, and summarizes best practices recommendations for legal compliance when implementing e-signatures. eIDAS & E-SIGNATURE: A LEGAL PERSPECTIVE FOLLOW US 2 PART 1 Introduction The 2014 Regulation on Electronic Identification and Trust Services for Electronic Transaction in the Internal Market1 (“eIDAS”) went into effect throughout the European Union (“EU”) on 1 July 2016, replacing the 1999 Directive on electronic signatures2 (“the Directive”). Although the Directive had not been the subject of any disputes in its 16-year history, neither had it been a success. Its objective, to enable the widespread use of electronic signatures to conduct business across borders within the EU, was not met. There Are Three Key Reasons for This: I. Most EU Member States’ laws do not specify any form of signature for commercial contracts other than guarantees or contracts assigning real property. II. Many people mistakenly believed that the Directive mandated the use of advanced electronic signatures supported by a qualified certificate3 in order for an electronic signature to be legally effective. -
Eidas Regulation Questions & Answers
eIDAS Regulation Questions & Answers on rules applicable to Trust Services as of 1 July 2016 The eIDAS Regulation (Regulation (EU) N°910/2014) on electronic identification and trust services for electronic transactions in the internal market (eIDAS Regulation) adopted by the co-legislators on 23 July 2014 is a milestone as it provides a predictable regulatory environment for electronic identification and trust services, including electronic signatures, seals, time stamps, registered delivery and website authentication. As of 1 July 2016, the provisions applicable to trust services apply directly in the 28 Member States. This means that trust services under eIDAS are no longer regulated by national laws. As a result, the qualified trust services are recognised independently of the Member State where the Qualified Trust Service Provider is established or where the specific qualified trust service is offered. What’s new? What changes with regard to the former eSignature Directive? What must be done at national level? How does it impact market operators? How does it benefit the users (citizens, businesses and public administrations)? What has the Commission done to facilitate the switchover? These questions and many others have been asked along the road since the adoption. We have compiled this Q&A document to help those of you who need to fully understand the new legal framework in order to implement it or reap the benefits of electronic transactions, as well as those of you who are curious about the Regulation’s various implications. I. What is new? How will the legal effect of electronic signature change under eIDAS (compared to the regime under the eSignature Directive) as from 1 July 2016? Since 1 July 2016, when the trust services’ provisions under the eIDAS Regulation entered into application, an electronic signature can only be used by a natural person to “sign”, i.e. -
Managed QES Service with Internationally Recognized Legal and Privacy Assurances Selected Signing Service - Powered by Cryptomathic and Swisscom Trust Services
Solution Brief Managed QES Service with Internationally Recognized Legal and Privacy Assurances Selected Signing Service - Powered by Cryptomathic and Swisscom Trust Services Qualified remote signing and Solution benefits WYSIWYS service The best way to deliver Qualified Electronic Signature ü Offer Advanced or Qualified Electronic (QES) services across different channels is to use Signatures compliant with the Swiss remote signing technology. It integrates smoothly signature law, ZertES, and the EU eIDAS with any web application and does not require any regulation on trust services. software install, plug in or additional components and ü Extend the use of Qualified Electronic can be used anywhere, at any time, from any device Signatures outside EU and Switzerland with browsing capacity. Qualified remote signing by using a Third Party CA. The private provides the highest legal value and international signature keys are kept securely in acceptance, while What You See Is What You Sign Switzerland and signing is done in Swiss (WYSIWYS) technology delivers a seamless user Data Centers on behalf of Third Party experience with strong non-repudiation. Combining Certificates. QES with WYSIWYS is a strong enabler for businesses ü to provide ultimate security, trust and convenience Improve the users’ signing experience with online transactions. This is exactly what the joint for all channels including web portals, Selected Signing Service offers, namely the possibility desktop applications, mobile & tablet to offer Advanced or Qualified Electronic Signatures platforms. using a zero-footprint remote signing hosted service, ü Demonstrate unrivalled non- featuring WYSIWYS functionality. repudiation with WYSIWYS funcionality. ü Solve data privacy problems as the Non-repudiation and convenience document remains in the domain of the Non-repudiation is critical for maintaining security application provider. -
OVERVIEW of STANDARDS Specifying Formats of Advanced Electronic Signatures and Seals
OVERVIEW OF STANDARDS Specifying formats of advanced electronic signatures and seals DECEMBER 2019 OVERVIEW OF STANDARDS December 2019 ABOUT ENISA The mission of the European Union Agency for Cybersecurity (ENISA) is to achieve a high common level of cybersecurity across the Union, by actively supporting Member States, Union institutions, bodies, offices and agencies in improving cybersecurity. We contribute to policy development and implementation, support capacity building and preparedness, facilitate operational cooperation at Union level, enhance the trustworthiness of ICT products, services and processes by rolling out cybersecurity certification schemes, enable knowledge sharing, research, innovation and awareness building, whilst developing cross-border communities. Our goal is to strengthen trust in the connected economy, boost resilience of the Union’s infrastructure and services and keep our society cyber secure. More information about ENISA and its work can be found at www.enisa.europa.eu. CONTACT For contacting the authors please use [email protected] For media enquiries about this paper, please use [email protected] LEGAL NOTICE Notice must be taken that this publication represents the views and interpretations of ENISA, unless stated otherwise. This publication should not be construed to be a legal action of ENISA or the ENISA bodies unless adopted pursuant to the Regulation (EU) No 2019/881. This publication does not necessarily represent state-of the-art and ENISA may update it from time to time. Third-party sources are quoted as appropriate. ENISA is not responsible for the content of the external sources including external websites referenced in this publication. This publication is intended for information purposes only. -
What You Need to Know About PSD2 Certificate Compliance
PSD2 certificate compliance What you need to know about PSD2 certificate compliance A new regulatory standard in the EU mandates additional security measures for banks and Payment Service Providers, including the use of special Qualified digital certificates. PSD2 certificate compliance What is the revised Payment Services Directive (PSD2)? As part of a long-time effort to increase the security, digital certificates, the validation of their holders’ privacy and reliability of electronic payments crossing identity, and the operation of the Qualified Trust Service the borders of EU nations, the European Commission Providers (TSPs) that issue them. developed the revised Payment Services Directive (EU Directive 2015/2366, also known as PSD2) which came Certificates issued by Qualified TSPs in accordance into effect in January 2018. with eIDAS standards are known as “Qualified Certificates,” and provide special status in certain legal The directive is intended to… and regulatory contexts across the EU. • Contribute to a more integrated and efficient European Why do I need Qualified payments market certificates for PSD2? • Create a level playing field for Payment Service Under PSD2 digital certificates are used to identify Providers (PSPs) across the EU banks and PSPs, to verify the roles for which they are licensed, to encrypt communications, and, in • Make electronic payments more secure some cases, to provide tamperproof seals on data or transactions. • Provide more consistent consumer protection Due to the sensitivity of financial services transactions, the PSD2 Regulatory Technical Standards (RTS) specify PSD2 covers many facets of the electronic payments that only eIDAS certificates issued by a Qualified market, but notably introduces enhanced privacy and Trust Service Provider (TSP) may be used for the online security measures that must be implemented by identification of PSPs. -
As a Leading Trust Service Provider in Europe, We Enable the Most Innovative Digital Business Models
As a leading trust service provider in Europe, we enable the most innovative digital business models. Swisscom Trust Services makes Mobile ID internationally available with the app version and expands the signature portfolio Mobile ID enables digital expressions of intent using two-factor authentication // Fully integrated signature solution shortens go-to-market from several months to 2-3 weeks Frankfurt, 20th April 2020 - Swisscom Trust Services, the only European provider of a qualified electronic signature in accordance with eIDAS and ZertES, is now offering its Mobile ID authentication solution not only in Switzerland but also internationally in the form of a smartphone app. In contrast to the Swiss market, the Mobile ID app is independent of the SIM card and the mobile network and uses either the biometric functions of the smartphone or the device PIN for authentication if the biometric cap- ture does not work or is not supported by the device. Swisscom Trust Services thus of- fers all components for a qualified electronic signature in accordance with eIDAS from a single source, which in many cases is legally equivalent to a manual signature. "With the expansion of Mobile ID beyond Switzerland, we now offer a complete pack- age for the electronic signature internationally. This enables companies and partners to integrate a complete signature solution into their processes in two to three weeks and thus to digitise themselves more quickly," says Marco Schmid, Head of Interna- tional Expansion Strategy at Swisscom Trust Services. "At the same time, our offer is flexible enough to integrate proprietary identification or authentication solutions ret- rospectively. -
Qualified Electronic Signature / Seal Creation Devices
Prime minister Agence nationale de la sécurité des systèmes d’information Qualified electronic signature / seal creation devices Criteria for assessing compliance with the eIDAS regulation Based on French version 1.0 of 16 November 2017 VERSION HISTORY DATE VERSION DOCUMENT CHANGES EDITOR 20/06/2016 0.9 Working version for comments. ANSSI Version for application on 16 November 2017. Amendments: 16/11/2017 - Addition of contact details of ANSSI; ANSSI 1.0 - Details on certification maintenance ; - Definitions of the sponsor certification commitments Comments on this document should be sent to: Agence nationale de la sécurité des systèmes d’information SGDSN/ANSSI 51 boulevard de La Tour-Maubourg 75700 Paris 07 SP [email protected] Creation devices for qualified electronic signatures and seals – Criteria for assessing compliance with the eIDAS regulation Version Date Circulation criterion Page 1.0 16/11/2017 PUBLIC 2/14 CONTENTS I. Introduction ........................................................................................................................................................ 4 I.1. Subject ........................................................................................................................................................ 4 I.2. Legal framework ......................................................................................................................................... 4 I.3. Updating .................................................................................................................................................... -
Adopt Digital Signatures to Achieve End-To-End Digital Banking
Bridge the gap: adopt legally - binding digital signatures to achieve e n d -to-end digital banking. A fully digital customer experience thanks to the Swiss and European Union compliant signing solution - making the digital agreement process seamless and user-friendly © AdNovum Informatique SA. All rights reserved. Tapping the last mile in the customer's digital journey An AdNovum IT Consulting white paper About AdNovum IT Consulting AdNovum has been designing, implementing and maintaining high-quality software solutions for companies and authorities for almost 25 years. We impart the knowledge and experience gained from our projects to our customers in the form of advice. We provide manufacturer-independent and product-independent support for complex IT projects. Our range of services includes all solution levels, from technical questions to process design to IT strategy consultation. Mobile Computing is one of the core areas of IT consulting services provided by AdNovum. http://www.adnovum.ch/ About the author Leo Bolshanin joined AdNovum in 2017 after leaving the Security company he founded. He offers 15 years of proven track record in Cybersecurity and possesses solid experience in security consultancy, technology leadership, team and project management. Version 1.0, May 2012 2/8 Tapping the last mile in the customer's digital journey An AdNovum IT Consulting white paper Highlights In addition to conventional communication with their Relationship Manager, customers look for a fully digital experience from their bank. When using client facing digital apps, they remain very sensitive to information security, but at the same time, they expect ease of use and quick execution. -
Adobe Sign and Eidas Compliance
ADOBE SIGN Compliance with European electronic signatures legislation December 2016 TABLE OF CONTENTS 1 Introduction _____________________________________________________________________ 1 2 Regulatory framework _____________________________________________________________ 1 2.1 eIDAS Regulation __________________________________________________________________ 1 2.1.1 Standard electronic signatures ___________________________________________________ 2 2.1.2 Advanced electronic signatures __________________________________________________ 3 2.1.3 Qualified electronic signatures ___________________________________________________ 4 2.2 Validity and enforceability of electronic agreements ________________________________________ 5 3 Compliance assessment of Adobe Sign _______________________________________________ 6 3.1 Description of Adobe Sign ____________________________________________________________ 6 3.2 How Adobe Sign can support eIDAS compliance __________________________________________ 9 3.2.1 Adobe Sign meets the European requirements of standard electronic signatures ____________ 9 3.2.2 Adobe Sign and advanced electronic signatures ____________________________________ 10 3.2.3 Adobe Sign and qualified electronic signatures _____________________________________ 12 4 Conclusion _____________________________________________________________________ 14 5 About the Author ________________________________________________________________ 16 ADOBE SIGN December 2016 DLA Piper 1 INTRODUCTION This white paper assesses the legal effectiveness -
Eidas Regulation
Premier ministre Agence nationale de la sécurité des systèmes d’information eIDAS Regulation Frequently asked questions Based on French Version 1.2 of 25 March 2021 VERSION HISTORY DATE VERSION DOCUMENT CHANGES EDITOR 02/06/2016 1.0 Version for publication. ANSSI Update. Amendments: - Details relating to the notification procedure of electronic identification schemes; 16/01/2019 1.1 ANSSI - Clarifications on the levels of electronic signatures ; - Details relating to the issuance of qualified certificates ; - Precisions relating to the articulation between the eIDAS Regulation and the General Security Baseline; - Addition of the point of contact within ANSSI. Update. 25/03/2021 1.2 ANSSI Amendments: precisions relating to the remote identity proofing of users. Comments on this document should be sent to: Agence nationale de la sécurité des systèmes d’information SGDSN/ANSSI 51 boulevard de La Tour-Maubourg 75700 Paris 07 SP [email protected] [email protected] CONTENTS I. GENERAL QUESTIONS ON THE EIDAS REGULATION........................................................... I.1. What is the eIDAS Regulation?............................................................................................... I.2. What are the subjects covered by the eIDAS Regulation?...................................................... I.3. When the eIDAS Regulation has been published? When it entered into force and when it became applicable?.............................................................................................................