BUILDING PERMITS / FORECLOSURES / PUBLIC NOTICES KAY’S COOKING CORNER THDA GREAT CHOICE TOUR P5 P10 P11

Volume 102 | No. 13 HAMILTON COUNTY Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE March 27 - April 2, 2015 H  EVENT CALENDAR Did Nineveh exist? Law Day to feature Egil ‘Bud’ Krogh Southern Adventist Uni- By David Laprad versity will host Constance E. C. Gane, archaeology Perhaps more than any other professor and museum cura- document in human history, the tor at Andrews University, Magna Carta has come to embody on Monday, March 30, at a simple but enduring truth: No 7 p.m. in Lynn Wood Hall one, no matter how powerful, is above the law. Chapel. Gane’s presentation, Egil “Bud” Krogh knows this “Nineveh’s Halzi Gate and well. In 1971, Krogh, a 31-year- the Fall of an Empire,” focuses old White House deputy counsel, on the ve archaeologist-ex- was tasked with nding and stop- plored gates of Nineveh, the ping security leaks, and became legendary city in the biblical head of the Special Investigations story of Jonah. e event is Unit known as the White House free and open to the public. Plumbers. e event is part of the Lynn Krogh authorized the burglary H. Wood Archaeological of Dr. Lewis Fielding’s oce in an Museum Lecture Series, attempt to discredit Daniel Ells- berg, who released his Pentagon which covers the history and Papers without authorization. archaeology of the ancient Krogh said his loyalty to the presi- Near East and hosts lead- dency and his belief that national ing experts from around the security was at stake led him to world. For more information, authorize the break-in and then call (423) 236-2030. lie to cover it up. In 1973, before Temps for Teens certification Working together in an unprecedented partnership to create a memorable Law Day event for high school seniors in any other involved parties admit- Hamilton County are [L-R]: Miller Welborn, Chairman, Cornerstone Community Bank; Autumn Graves, head of school, ted wrongdoing, Krogh spoke up. e City of Chattanooga’s Girls Preparatory School (GPS); Scott Wilson, headmaster, Baylor School; and Lee Burns, head of school, The McCallie Of the various White-House Department of Youth & School. (Photos by David Laprad) See LAW DAY, page 2 Family Development will be oering work-readiness training for teenagers ages 16 through 19 on Monday, The Chattanooga of tomorrow March 30 from 9 a.m. to 4 p.m. and Wednesday, April 1 from 9 a.m. to 4 p.m. at could look like this By David Laprad First Presbyterian Church. Participants will be certied e Chattanooga of yesteryear: in specic skills in order to A small industrial enclave blan- secure summer employment. keted with thick smog. Its people e deadline for registra- breathe air the federal govern- tion is Wednesday, March ment in 1969 calls the dirtiest in 18. Applications can be America. De-industrialization downloaded at chattanooga. in the 1980s, however, triggers gov/youthandfamily/career- a socioeconomic crisis. Massive development or picked up at layos, a deteriorating infrastruc- any YFD center. ture, and social tension lead to a more than 10 percent decline in See EVENT CALENDAR, page 14 population. e Chattanooga of yesterday: Signicant private and govern- INSIDE mental resources are invested in an eort to transform the city n FINANCIAL FOCUS P3 and revitalize the downtown and n 50-YEARS AGO P3 riverfront areas. e Tennessee Aquarium opens in 1992, and the n READ ALL ABOUT IT P4 $120 million 21st Century Water- n RIVER CITY P9 front Plan is completed in 2005. In 2008, Volkswagen announces it n ARE WE THERE YET? P10 will build its rst new automotive manufacturing plant in the U.S. n GAMES P14 & P15 Code Studio principal Lee Einsweiler gives a work-in-progress presentation at Bessie Smith on March 12 after a week in over 30 years in the city. Two of intense work with local residents and stakeholders on developing a form-based code for give Chattanooga neighbor- hoods. (Photo by David Laprad) See FORM-BASED CODE, page 19 2 | March 27 - April 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

LAW DAY Continued from page 1 The CBA is also working with Baylor School, The McCallie based conspirators, Krogh alone School, Girls Preparatory School pled guilty and refused to trade (GPS), and Cornerstone Commu- HCH inside information for a reduced nity Bank to arrange the education sentence. He was subsequently session for students. Public, pri- vate, and home schooled seniors in Hamilton County Herald disbarred and went to prison. In 101 years of service 1980, Krogh successfully peti- Hamilton County will meet at GPS tioned to be readmitted to the at 9 a.m. to hear Krogh speak and Telephone 423-602-9270 Fax 423-602-9269 bar and has been in practice ever take advantage of the opportunity to ask him questions and interact 1412 McCallie Ave. since. Chattanooga, TN 37404 He’s also spent the years since with him. then telling his story about his Scott Wilson, Baylor head- Don Bona rise from young presidential master, is looking forward to his Publisher counsel, to his indictment and students hearing Krogh’s story Susanne Reed prison sentence, to his redemp- about the importance of honor. General Manager tion and choosing to do what is “I’ve known Bud for several years Web Editor through his work with the Center right. Jay Edwards It is this story Krogh will share for the Study of the President and Editor-In-Chief as he stands before law profes- Congress,” he said. “Bud’s mes- Representing the sponsors of the Law Day 2015 luncheon featuring guest Karen Dunphy sionals and local high school sage of the importance of retaining speaker Egil “Bud” Krogh are [L-R]: Jim McKenzie, commercial relationship one’s moral compass is profound.” Production Manager seniors on Friday, May 1 as part manager, FirstBank; Susanne Reed, general manager, the Hamilton County of the Chattanooga Bar Associa- Lee Burns, head of school at David Laprad Herald; and Jeffrey Smith, chief financial officer, Insurance Planning & Service Member tion (CBA)’s observance of Law McCallie, hopes his students gain a Assistant EditorMember Company (IPSCO). Not pictured: Lexus of Chattanooga. deeper understanding of the Amer- 20 15 20 15 Day 2015. TennesseeRobin Press Association Hill Tennessee Press Association Law Day, USA is set aside ican legal system and the rights Comptroller each May 1st by a joint resolu- international symbol of the rule the CBA will announce the 2015 and responsibilities they have as citizens. “A thorough understand- Melissa Miller tion of Congress and presidential of law and as an inspiration for winner of the Liberty Bell Award. LegalFor an Notices electronic copy, For an electronic copy, many of the basic rights Ameri- Each year, the Bar honors an ing of our legal system and the please go to please go to proclamation as an occasion for http://www.tnpress.com/images/memberlogo.pdf http://www.tnpress.com/images/memberlogo.pdf honoring the place of law in the cans hold dear, including due outstanding citizen in the Chat- principles upon which it is based Kay Bona process, habeas corpus, trial by tanooga area for their public ser- helps to preserve and advance our April Sherrill lives of American citizens. Rather Staff Writers than being a national holiday, or a jury, and the right to travel. vice. e purpose of the Liberty democratic society,” he said. day to celebrate lawyers, Law Day To mark the 800th anniversary Bell Award is to recognize com- Autumn Graves, head of school Bobby Burton is an opportunity for Americans of the Magna Carta, the CBA munity service that has strength- at GPS, believes it’s critical for General Sales Manager to learn about their law, legal has invited Krogh to be the guest ened the American system of students to hear firsthand the les- Member of: system, and rights. It’s also a day speaker at two Law Day events: freedom under law. sons they can learn from historic Tennessee Press Association for them to think back on their the annual Law Day luncheon at To attend the luncheon, contact events. “I’m hoping my girls will noon and a morning session for the CBA office at 756-3222 or visit understand that smart, good people National Newspaper Association legal heritage, their responsibili- American Court & Commercial ties as citizens, and the principles high school seniors. the Bar online at www.chattanoo- make mistakes,” she said. “I want Krogh will speak at the annual gabar.com. them to know that they must al- Newspapers of democratic government. e theme for Law Day 2015 is Law Day luncheon, an event for Sponsors of the Law Day Lun- ways conduct themselves as honor- “Magna Carta: Symbol of Free- the legal community scheduled cheon include FirstBank, Insurance able women, and that they should dom Under Law.” In the eight to take place at the Chattanooga Planning & Service Company (IP- live as if every decision could be centuries since the Magna Carta Convention Center at noon. SCO), Lexus of Chattanooga, and life changing.” was sealed, it has taken root as an In addition to hosting Krogh, the Hamilton County Herald. Cornerstone Chairman Miller Welborn says the bank is thrilled to Member Member be working with the CBA, Baylor, 20 15 20 15 Tennessee Press Association Tennessee Press Association McCallie, and GPS to introduce local students to Law Day. “We Subscription $15 per year By mail feel strongly about our obligation, For an electronic copy, SingleFor copy an electronic • 50 copy,cents responsibility, and privilege to please go to please go to http://www.tnpress.com/images/memberlogo.pdf mentor the younger members of http://www.tnpress.com/images/memberlogo.pdfPostmaster send our community,” he said. “Charac- changes of address to: ter, integrity, and ethics will take a Hamilton County Herald person a long way. We hope every 1412 McCallie Ave. high school student in the area Chattanooga, TN 37404 comes.” Hamilton County Herald Lynda Hood, executive direc- USPS #120710 tor of the CBA, is excited about published weekly by hosting a special session for high Hamilton County Herald, Inc., school seniors. “One aspect of the Periodicals Postage Chattanooga Bar Association’s paid at Chattanooga, Tennessee outreach mission is to stress to our community the importance of the Material published in the Hamilton County rule of law to our nation’s history,” Herald is compiled at considerable expense she said. “This year, we wanted to and is for the sole and exclusive use of our subscribers. add a law-related education session The contents of the Hamilton County for the student citizenry in Hamil- Herald may not be republished, resold or re- THE ton County, and having a separate produced in any manner, in whole or in part session with Bud Krogh for high without the consent of the publisher. Any in- school seniors will accomplish that fringement may be subject to legal redress. The records contained in the Hamilton goal.” County Herald are taken from those filed To ensure every high school in the public record and do not necessarily senior can attend, the education reflect the financial standing of the parties IS COMING event is free. involved. Care is taken to publish suits, judge- ments, other documents exactly as they ap- “This is a great day for the legal pear in the public record. However, the Ham- community to come together and ilton County Herald assumes no liability for celebrate the Law, and for our errors or omissions. Persons who rely solely Association to give back to our on these contents do so at their own risk. TO TOWN! Any explanation of these items, as well community,” says Hood. as correction of any erroneous information, 9 Acres of Guns & Gear and performances Krogh will also be selling and will be published upon timely notification by signing copies of his book, “Integ- proper correspondence. by Alan Jackson, Hank Williams Jr. and rity: Good People, Bad Choices and Life Lessons from the White special guest Jeff Foxworthy. House.” Hamilton County Herald “As we mark the 800th anniver- The editors are responsible for the sary of the Magna Carta, join us writing and display of the news, VISIT on Law Day to commemorate this data and features in this newspaper. ‘Great Charter of Liberties’ and If you have a question or rededicate ourselves to advancing suggestions, you may call during WWW.NRAAM.ORG the principle of rule of law here normal business hours. and abroad.” – Chattanooga Bar General manager: Susanne Reed FOR MORE INFORMATION Association. 423-602-9270 Source: Some material by the fax: 423-602-9269 © 2015 NATIONAL RIFLE ASSOCIATION OF AMERICA Chattanooga Bar Association v [email protected]

UNI_15-NR-029 AM Newspaper_6.11x7.5.indd 1 3/20/15 1:41 PM www.hamiltoncountyherald.com Hamilton County Herald March 27 - April 2, 2015 | 3

The Wolford Firm opens new office on McCallie Avenue Financial FinancialFocus FocusStan Russell Stan Russell [email protected] seniors

What’sfrom Yourfinancial Retirement abuse Vision

Whent’s unfortunate you start outbut intrue: your e career, elderly you’re population probably is nottargeted thinking for muchnancial about abuse retirement. or exploitation. At this point, In fact, your by somepicture estimates, of a “retire- this Imenttype lifestyle” of targeted may abuse be, at results best, hazy,in billions hidden of asdollars it is behind in losses a veil eachof experiences year. If you you’ve have elderlyyet to encounter. parents, what But signsas you should move youthrough watchthe years, for toyour determine view of retirementtheir vulnerability? comes into And clearer what canand youcloser do tofocus help — protect and this your vision parents will havefrom a being big impact victimized? on your savings andIn investment regard to the strategies. rst question – signs of vulnerability – the most important thing to watch for is your parents’ mental state. AsConsequently, you know, many to create people and go implement through their those entire strategies lives witheffec- theirtively, faculties you’ll need intact to –define but even your if retirement this is the visioncase with by identifying your parents,its various you parts. still mayHere want are some to be toon consider: guard against them falling prey to unscrupulous operators. And if you have noticed your parents becoming forgetful, confused, overly agitated or showing Travel — If you’re like many people, you may dream of traveling any other signs of possibly diminished mental capacity, you may Robert Jeffrey Wolford says a few words after a Chamber of Commerce ribbon cutting ceremony celebrating the during your retirement. But what does “travel” mean to you? Do want to be particularly vigilant for the appearance of nancial opening of his firm’s new office at 1700 McCallie Avenue. (He tells people he’s next to Wally’s so they know where you envision taking a cruise or an international trip every year? irregularities. to find him.) In addition to his legal practice, which involves a strong focus on debt collection, Wolford serves OrIf is you your don’t idea think of travel your just parents a short are, jaunt as yet, to avictims popular of destina- fraud or part-time in the Army National Guard. Working with Wolford is Megan England (not pictured), a criminal defense abuse,tion, such you ascan a laketake orsteps the tomountains help protect or the them. beach? Most e important- difference attorney. Wolford says he has room for one more lawyer in his newly renovated space. Contact the Wolford Firm ly,in maintaincosts between constant global communication and U.S.-based with travel them can and be enormous,be aware at (423) 622-6461. (Photo by David Laprad) ofso what’syou’ll needgoing to on define in their your lives. goals Also, and consider estimate the your following expenses. actions: Second home — Once you retire, you’ll have to make some housing-related• Advise parents decisions. on precautionary Should you sellmeasures. your home Suggest and “downto - yoursize”? parents Or do youthat want they totake keep several your common-sense current residence steps and to possi- avoid nancialbly purchase scams. a second For example, home, suchurge asthem a condominium, to never give personalin another 50 YEARS AGO informationpart of the country? over the Obviously, phone or in you’ll response need to emails.factor in Since these these What was going on in Chattanooga in 1965? typeschoices of whenrequests you are think the aboutmost commonhow to invest methods before used you to retire perpe- trateand how scams, to manageencourage your your withdrawals parents to from put allyour such 401(k), solicitations IRA and Saturday, March 27 –other as well accounts as requests during for your money retirement. – in the “trash” folder. Also, ask yourVolunteer parents activities to remove — You paper might mail think promptly that your from volunteer their mail- J. Burton Frierson, chairman of the board of Dixie Yarns, Inc., was elected president of the Ameri- boxactivities – resourceful during retirement identity thieves won’t haveaffect been your known finances to much.steal mail But can Textile Manufacturers Institute Saturday in Hollywood, Fla.. He succeeds William E. Reid of andif you extract are particularly key pieces ambitious,of personal and information your volunteerism from nancial involves New York, president of Riegel Textile Corp. statementstravel, renting or correspondencespace, purchasing from equipment Social Security. and so on, And you if yourmight Sunday, March 28 parentsbe looking don’t at alreadysome large have cash a paper outlays. shredder, Furthermore, present ifone you to host them aspeople a gift at – yourand showhouse, them you howmay tobe useincurring it to delete some old types statements, of liabil- More than 300 public power leaders from throughout the TVA area are attending the 19th annual creditity risk, card which oers you and might similar need documents. to address through appropriate meeting of the Tennessee Valley Public Power Association, according to J. Wiley Bowers, executive insurance• Check coverage. for legal documents. Your parents, like everyone, secretary of TVPPA. e sessions will ocially begin at 10 a.m. Monday when W.L. Manton, man- shouldHobbies have — During a will and your a durableworking power years, of you attorney. may pursue ese your docu- ager of North Georgia EMC, Dalton president will call the meeting to order at the Hotel Patten. mentshobbies will always enable with someone the thought they trustthat youimplicitly can devote to handle a lot theirmore Monday, March 29 nancestime to them if they after can’t. you Discussing retire. However, these types expanded of issues hobby with activi- your parentsties may may involve not expandedbe easy – butcosts. it’s For certainly example, important. if you’re good Robert L. Allen, Jr., a native of Chattanooga, has been named manager of the Volunteer Building, with• Review cars, you parents’ might decidesituation to invest regularly. in that Many foreign parents sports are car not Stanyarne Burrows, Jr., vice president of administration and personnel of Volunteer State Life Insur- comfortableof which you’ve sharing dreamed. the specics Or, if you’re of their fascinated nancial by situation genealogy, with ance Co., announced. theirperhaps adult you’ll children. start traveling Yet, as much to places as you once can, inhabited try to periodically by your Mrs. Myrtle G. Dye, supervisor for Hamilton County Schools, has been named to the fourth reviewancestors. your ese parents’ types insurance, of activities banking can be and expensive, investment so you’ll state- edition of “Who’s Who of American Women and Women in Canada.” Only 15 women in 10,000 ments.have to ese evaluate meetings your saving, give you spending good opportunities and investing to habits look tofor throughout the nation have the honor of this listing. Mrs. Dye has served as president of the Ten- irregularitiesdetermine how or tosuspicious accommodate activities, your such increased as signicant expenditures changes on nessee Association for Childhood Education. in their spending patterns, unusual cash withdrawals or transfers your hobbies. Tuesday, March 30 fromSecond their career bank — accounts, Many people or sudden look forward transfers to of retiring assets tofrom a rela- one tivecareer or someoneso they can outside start anotherthe family. — opening a small business, con- Hamilton County’s herd of registered dairy cattle, which for many years furnished milk for Wil- sulting• Know or even the professionals. taking a part-time Your job. parents Clearly, may if notyou bewere totally to start at liam Bork Memorial Hospital and Bonny Oaks School, is being sold. Allan Poe, superintendent of ease involving you with their nancial and tax advisors. However, your own business, some expenses would be involved, so you’ll the hospital, said there are approximately 40 head of Guernsey cattle remaining at the farm. Most of using your discretion, see if you can accompany your parents have to plan for them. Even if you become a consultant or work the present inmates of the hospital are bedridden and unable to help care for the animals, and the when they meet with their advisors. If these people are legiti- part time, you could incur various costs, including travel. And, in price of the right kind of labor is prohibitive. mate professionals, they will not object to your interest in your relation to these types of work, you may also have insurance and parents’ aairs – in fact, they should welcome it. Wednesday, March 31 health care issues to address. Your parents have done a lot for you. You can help repay them Preston P. Jordan, district manager of Southern Bell Telephone Co., has been named to head the byBy doingidentifying your partthe variousto help componentsprotect them of from your threats retirement to their vision, intensive Star Spangled Banner Plan Campaign, May 3-7, for the sale of U.S. Savings Bonds, Sam I. nancialand estimating security. their respective costs, you can make those saving, spendingEdward and Jones, investment its employees choices and that nancial can help advisors you work cannot toward Yarnell, chairman of the volunteer U.S. Savings Bonds organization in Hamilton County, announced. provideyour retirement tax or legal dream. advice. You should consult your attorney or Thursday, April 1 qualied tax advisor regarding your situation. Chattanooga has once again won an honor award in the National Inter-Chamber Fire Safety is is article article was written was written by Edward by Jones Edward for use Jones by your for local use Edward by your Jones local Finan- Contest, the Chamber of Commerce of the United States revealed in making public the winners list. Edwardcial Advisor. Jones (Member Financial SIPC) Advisor (member SIPC). Contact Stan at [email protected]. Chattanooga has received an honor award in the population class for each of the last several years. It was in Class III, which is composed of cities with a population of 100,000 to 250,000. Stan Russell, CFP®, AAMS® Friday, April 2 Financial Advisor e Hamilton County schools will present the 17th annual Music Festival tonight at 8 at Memori- 1206 Pointe Centre Dr., Ste 180 al Auditorium. e program will include songs by the voices of the sixth grade chorus. Selections by Chattanooga, TN 37421 Red Bank High School band will be directed by Barry Jones. e guest conductor will be Dr. Charles H. Webb, Jr., assistant dean of the school of music of the University of Indiana. 423-894-0058 4 | March 27 - April 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

A new companion A few weeks ago, to support, greet, and I decided to take be a listening source the plunge and get that seems to under- something that has stand when things are been gone from not just right, but at- my life for over six tempt to make it right years. Since the day with a look that only I was born, there your dog can give you. has been one with Hopefully, Ranger and It is never too early to talk to your child about alcohol. me, and after losing Read All I will become buddies According to SAMHSA’s National Survey on Drug Use and Health, in the United one that had been just like that. very special to me, About It In past articles, I States, an estimated 10 million people younger than the age of 21 drank alcohol in the it has been hard told you about my late By Pettus L. Read past month. for me to get an- Tennessee Farm Bureau farm dog, Sally. We other one until just adopted her when she Many young people start drinking before the age of 15. recently. Oh, I’ve was two, and as a very thought about it a lot, but she was large Dalmatian, she never lacked In fact, around 80 percent of children feel that parents so special, I just couldn’t make for energy. She was never able should have a say in whether they drink alcohol. myself get another friend like her. to herd livestock or even go for However, I met the perfect one in help in an emergency, but every Nat’l Prevention Week May 18-24 • Monday, May 19 Underage Prevention Day mid-February, and in about ve afternoon when I arrived home, weeks, we’ll be united for some there she would stand with her For more help, go to http://www.samhsa.gov great times. Yes, it’s true - I’m get- tail wagging and her tongue hang- ting a new farm dog. ing out, looking as if she had the Hamilton County Coalition When the term “farm animal” biggest smile on her face (if dogs Facilitating Community Change Through is mentioned in conversation, or can smile) that you’ve ever seen. writing, most of us assume the Her long pink tongue was always Comprehensive Strategies, Capacity Building, obvious and think of a cow. Cows hanging to the side of her mouth Collaboration and Neighborhood Problem Solving are important, along with sheep, and her thought cycle was almost Join The Fight. Become a Community Change Agent goats, pigs, chickens, and other as short as mine. But when Sally @ HCCoalition.Org animals vital to production on and I headed out into the Ten- today’s farms. You can’t pick up nessee woods of our farm on a a child’s book that has farms as fall afternoon for my walk and 804 Central Ave., Chattanooga, TN 37403 • (423) 305-1449 its subject without seeing one of her run, she could transform my the aforementioned animals. But day of disaster into an afternoon there’s another animal on every of thinking about what’s really farm across this land that has to important. be there to make a farm a true She had the ability to make me farm. All across America, each see the beauty of an autumn sun and every day, farmers and ranch- set, listen to the evening call of a ers rise bright and early to face a Bob White quail, and watch her day’s work with a farm animal at enjoying herself in the brown- their side, as has been the tradi- ing farm elds. She could always tion on every farm since the early accomplish what she does best, settlers arrived in Jamestown which was making me feel good. to create the “New World” we She loved without asking for any- enjoy today. at animal does not thing back and was always there produce food, does not plow the when I needed her. elds, or even haul the produce, My new companion-to-be is a but the farm dog is just as im- black lab pup. In my retirement, portant as any animal that graces he will become my friend who I the pages of any “Old McDonald” hope will teach me just as I will storybook. attempt to teach him. Together, In the job I enjoyed for over 40 we will never pass up the op- years, I had the opportunity to portunity to go for a joyride with spend numerous days on Ten- the windows rolled down. He’ll nessee farms with farmers who probably be the one with his head usually had a trusted farm dog sticking out and tongue apping nearby. ey often rode inside in the breeze, but who knows, it or in the back of pickup trucks, could be fun. eager to let the wind blow around Together, I feel we both will their ears, and usually with a tail have to learn some obedience, wagging at a velocity that could and I’m sure he’ll understand power a TVA generating plant. we’ll need to take some naps I’m planning to do the same with along the way, in addition to runs Ranger in the coming years. and romps in the woods. Many are used to herd live- Yeah, I’m looking forward to stock, as well as protect other Ranger becoming a good farm farm animals from wildlife not dog, but most importantly of all, a very kind to domesticated farm very good friend. animals. But most are companion Pettus L. Read writes for the animals that become a farmer’s Tennessee Farm Bureau Federa- best friend during long days of tion. He may be contacted at pet- v farm work. ey’re always there [email protected]. www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 March 27 - April 2, 2015 | 5

CHATTANOOGA BUILDING PERMITS PUBLIC NOTICES BUILDING ______14-40461 3/18/15 1202 W 46Th St Chattanooga, TN 37409 Residential $4,000 15-10307 3/18/15 455 Moccasin Bend Rd Chattanooga, TN 37405 Industrial $12,667,000 14-40661 3/18/15 7407 Igou Gap Rd Chattanooga, TN 37421 Commercial $0 Public Notice: The regular monthly meeting of the Chattanooga-Hamilton 15-10325 3/18/15 325 Market St Chattanooga, TN 37402 Commercial $1,500,000 15-40037 3/20/15 6108 Artesian Cir Ooltewah, TN 37363 Commercial $30,000 County Regional Planning Commission will be held on Monday, April 13, 15-10327 3/18/15 979 E 3Rd St, Flr#6 West Chattanooga, TN 37403 Institutional $176,946 15-40085 3/16/15 3734 St Elmo Ave Chattanooga, TN 37409 Commercial $20,000 2015, at 1:00 p.m. in The County Commission Room of the Courthouse, 15-10370 3/16/15 5450 Hwy 153 Hixson, TN 37343 Commercial $350,000 15-40102 3/16/15 1604 Colonial Shores Dr Hixson, TN 37343 Residential $5,000 Fourth Floor, Room 402, located at 625 Georgia Avenue, Chattanooga, 15-10389 3/17/15 422 Vine St Chattanooga, TN 37403 Commercial $30,000 15-40104 3/19/15 1308 Bridgeview Dr Chattanooga, TN 37415 Residential $900 TN 37402 John Bridger, Chattanooga-Hamilton County, Regional Plan- 15-10390 3/17/15 426 Vine St Chattanooga, TN 37403 Commercial $15,000 15-40105 3/19/15 1373 Bridgeview Dr Chattanooga, TN 37415 Residential $1,800 15-10391 3/17/15 607 Houston St Chattanooga, TN 37403 Residential $15,000 15-40108 3/16/15 2758 Waterhaven Dr Chattanooga, TN 37406 Residential $500 ning Commission. HCH1T3/27/15 15-10435 3/16/15 706 Elinor St Chattanooga, TN 37405 Residential $300,000 15-40110 3/17/15 2836 Fernleaf Ln Chattanooga, TN 37421 Residential $5,000 15-10436 3/16/15 623 W Bell Ave Chattanooga, TN 37405 Residential $185,000 15-40113 3/19/15 2548 Waterhaven Dr Chattanooga, TN 37406 Residential $1,000 Public Notice of Meetings Committee Meetings and Regular Meet- 15-10439 3/16/15 4409 Tennessee Ave Chattanooga, TN 37409 Residential $22,580 15-40115 3/19/15 102 W 19Th St Chattanooga, TN 37408 Residential $5,000 ings Hamilton County Board of Commissioners Hamilton County, 15-10445 3/16/15 300 E 8Th St Chattanooga, TN 37403 Commercial $8,500 15-40117 3/20/15 8212 Igou Gap Rd Chattanooga, TN 37421 Residential $4,000 Tennessee Pursuant to TCA 8-44-103, public meetings of the Hamilton 15-10446 3/16/15 1200 Arlington Ave Chattanooga, TN 37406 Residential $6,000 MECHANICAL ______County Board of Commissioners and Commission Committees will be 15-10447 3/16/15 7602 Lee Hwy Chattanooga, TN 37421 Commercial $23,500 15-50176 3/16/15 201 W Main St, Suite#101 Chattanooga, TN 37408 Commercial $23,160 15-10448 3/16/15 339 Beck Ave Chattanooga, TN 37405 Residential $25,000 15-50177 3/16/15 1624 Jenkins Rd Chattanooga, TN 37421 Commercial $50,000 held, and will transact such business as may lawfully come before them. 15-10449 3/16/15 2758 Waterhaven Dr Chattanooga, TN 37406 Residential $120,000 15-50178 3/17/15 605 E 16Th St Chattanooga, TN 37408 Residential $10,350 Wednesday, April 8, 2015, 9:30 AM, Recessed Meeting. Wednesday, 15-10450 3/17/15 113 Gillespie Ter Chattanooga, TN 37411 Residential $59,000 15-50179 3/19/15 667 E 16Th St Chattanooga, TN 37408 Residential $6,900 April 8, 2015, 9:30 AM, Agenda Preparation Session. Wednesday, April 15-10451 3/19/15 5499 Bungalow Cir Hixson, TN 37343 Residential $177,700 15-50179 3/19/15 667 E 16Th St Chattanooga, TN 37408 Residential $6,900 15, 2015, 9:30 AM, Regular Meeting. Committee Meetings Board of Com- 15-10452 3/19/15 1373 Bridgeview Dr Chattanooga, TN 37415 Residential $276,500 15-50180 3/17/15 1347 Bridgeview Dr Chattanooga, TN 37415 Residential $9,000 missioners Committees may meet prior to said meetings at 8:30 AM and/ 15-10453 3/18/15 1215 Duncan Ave, Ste#105 Chattanooga, TN 37404 Commercial $50,000 15-50181 3/17/15 17 Fairhills Dr Chattanooga, TN 37405 Residential $8,500 or immediately following said meetings. Meeting Locations: Regular and 15-10454 3/17/15 8023 Hamilton Mill Dr Chattanooga, TN 37421 Residential $3,500 15-50182 3/17/15 1958 Madison St Chattanooga, TN 37408 Residential $9,200 15-10455 3/19/15 1308 Bridgeview Dr Chattanooga, TN 37415 Residential $221,100 15-50183 3/17/15 431 E M Mlk Blvd Chattanooga, TN 37403 Commercial $8,000 Agenda meetings, Courthouse, Room 402, 625 Georgia Avenue, Chat- 15-10456 3/17/15 607 Lindsay St Chattanooga, TN 37403 Residential $25,000 15-50184 3/17/15 5103 Sunbeam Ave Chattanooga, TN 37411 Residential $3,000 tanooga, Tennessee Committees, 8:30 AM meetings, County Commission 15-10457 3/17/15 605 Lindsay St Chattanooga, TN 37403 Residential $25,000 15-50185 3/17/15 1708 Williams St Chattanooga, TN 37408 Residential $9,000 Office, Room 401, County Courthouse. Committees, after Regular meet- 15-10458 3/17/15 403 Beck Ave Chattanooga, TN 37405 Residential $60,000 15-50186 3/17/15 975 E 3Rd St Mall Chattanooga, TN 37403 Commercial $14,280 ings, Commission Conference room adjacent to Room 402, County Court- 15-10459 3/17/15 2836 Fernleaf Ln Chattanooga, TN 37421 Residential $172,000 15-50187 3/18/15 529 Mariner Way Chattanooga, TN 37402 Residential $8,900 house. To discuss auxiliary aids or services needed to facilitate partici- 15-10460 3/17/15 2100 Kirby Ave Chattanooga, TN 37404 Residential $13,000 15-50188 3/18/15 525 Mariner Way Chattanooga, TN 37402 Residential $8,900 pation, those with disabilities may contact the ADA Coordinator, Criminal 15-10462 3/17/15 1300 Chestnut St, Ste#B Chattanooga, TN 37402 Commercial $20,000 15-50189 3/18/15 8104 Caneadea Trl Chattanooga, TN 37421 Residential $4,970 15-10463 3/17/15 708 Spears Ave Chattanooga, TN 37405 Residential $65,000 15-50190 3/18/15 1300 Premier Dr Chattanooga, TN 37421 Commercial $2,875 Court Clerk Gwen Tidwell, 600 Market Street, Room 102, Chattanooga, 15-10464 3/20/15 808 E M Mlk Blvd Chattanooga, TN 37403 Residential $24,900 15-50191 3/20/15 1294 Bridgeview Dr Chattanooga, TN 37415 Residential $8,000 Tennessee, 37402, (423) 209-7500. Hearing impaired callers may use the 15-10470 3/18/15 1313 E 30Th St Chattanooga, TN 37407 Residential $24,000 15-50192 3/19/15 2127 Burnt Hickory Dr Chattanooga, TN 37421 Residential $7,000 Tennessee Relay Service, (800) 848-0298 or (423) 209-6131. W.F. (Bill) 15-10472 3/18/15 825 Houston St Chattanooga, TN 37403 Commercial $11,000 15-50193 3/19/15 423 Wayne Ave Chattanooga, TN 37405 Residential $6,500 Knowles, County Clerk HCH1T-3/27/15 15-10475 3/19/15 32 Woodlawn Dr Chattanooga, TN 37411 Residential $7,720 15-50194 3/19/15 2333 Mccallie Ave, Flr# 5 Chattanooga, TN 37404 Institutional $20,500 15-10475 3/19/15 32 Woodlawn Dr Chattanooga, TN 37411 Residential $7,720 15-50195 3/19/15 5607 Alabama Ave Chattanooga, TN 37409 Residential $4,800 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has 15-10476 3/19/15 1433 Jenkins Rd Chattanooga, TN 37421 Residential $25,000 15-50196 3/19/15 1503 E 14Th St Chattanooga, TN 37404 Residential $5,000 15-10477 3/19/15 2614 Hamill Rd Hixson, TN 37343 Residential $24,000 15-50197 3/20/15 2173 Northgate Park Ln Chattanooga, TN 37415 Commercial $9,800 occurred in the performance of the covenants, terms and conditions of 15-10478 3/19/15 102 W 19Th St Chattanooga, TN 37408 Residential $180,000 15-50198 3/20/15 1006 E 10Th St Chattanooga, TN 37403 Residential $13,000 a Deed of Trust dated August 1, 2006, executed by Cherrie A. Hydas, 15-10479 3/20/15 5207 Alabama Ave Chattanooga, TN 37409 Residential $4,960 15-50199 3/20/15 2 Aquarium Way, Ste#110 Chattanooga, TN 37402 Commercial $148,663 conveying certain real property therein described to PRLAP, INC., as 15-10480 3/20/15 8642 Surry Cir Chattanooga, TN 37421 Residential $35,000 PLUMBING ______Trustee, as same appears of record in the Register’s Office of Hamilton 15-10481 3/20/15 1022 Normal Ave Chattanooga, TN 37405 Residential $35,000 15-60221 3/17/15 1508 W 42Nd St Chattanooga, TN 37409 Residential $500 County, Tennessee recorded August 3, 2006, in Deed Book GI 8035, 15-10482 3/20/15 4616 Lake Haven Dr Chattanooga, TN 37416 Residential $923 15-60233 3/16/15 1717 Wilcox Blvd Chattanooga, TN 37406 Residential $500 Page 579; and WHEREAS, the beneficial interest of said Deed of Trust 15-10483 3/20/15 1110 Wheeler Ave Chattanooga, TN 37406 Residential $680 15-60237 3/16/15 5362 Mandarin Cir Hixson, TN 37343 Residential $10,350 15-10484 3/20/15 2813 5Th Ave Chattanooga, TN 37407 Residential $485 15-60238 3/16/15 611 Forest Ave Chattanooga, TN 37405 Residential $8,000 was last transferred and assigned to WELLS FARGO BANK, NATIONAL 15-10485 3/20/15 7952 Hamilton Mill Dr Chattanooga, TN 37421 Residential $9,400 15-60239 3/16/15 1706 Walker Ave Chattanooga, TN 37404 Residential $5,400 ASSOCIATION, AS TRUSTEE FOR BANC OF AMERICA ALTERNATIVE 15-10486 3/20/15 3008 Mary Walker Pl Chattanooga, TN 37411 Residential $65,000 15-60240 3/16/15 1613 E 14Th St Chattanooga, TN 37404 Residential $5,500 LOAN TRUST 2006-7 MORTGAGE PASS-THROUGH CERTIFICATES, 15-10487 3/20/15 8212 Igou Gap Rd Chattanooga, TN 37421 Residential $4,000 15-60241 3/16/15 5364 Mandarin Cir Hixson, TN 37343 Residential $9,900 SERIES 2006-7 who is now the owner of said debt; and WHEREAS, the 15-10489 3/20/15 1001 Airport Rd Chattanooga, TN 37421 Commercial $184,557 15-60242 3/16/15 832 Georgia Ave, Ste#510 Chattanooga, TN 37402 Commercial $850 undersigned,Rubin Lublin TN, PLLC, having been appointed as Substi- ELECTRICAL ______15-60243 3/16/15 5922 Hixson Pike, Ste#112 Hixson, TN 37343 Commercial $600 tute Trustee by instrument to be filed for record in the Register’s Office 15-20399 3/16/15 708 S Highland Park Ave Chattanooga, TN 37404 Residential $3,800 15-60246 3/16/15 1958 Madison St Chattanooga, TN 37408 Residential $8,550 15-20400 3/16/15 3201 Wilcox Blvd Chattanooga, TN 37411 Commercial $50,000 15-60247 3/16/15 910 Mount Vernon Ave Chattanooga, TN 37405 Residential $3,000 of Hamilton County, Tennessee. NOW, THEREFORE, notice is hereby 15-20401 3/16/15 232 E 11Th St, Ste#130 Chattanooga, TN 37402 Commercial $9,000 15-60248 3/16/15 4852 Preserve Dr Chattanooga, TN 37416 Residential $3,995 given that the entire indebtedness has been declared due and payable, 15-20402 3/16/15 325 Market St, Ste#200 Chattanooga, TN 37402 Commercial $330,000 15-60250 3/17/15 1427 Glen Haven Pl Chattanooga, TN 37405 Residential $500 and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee 15-20403 3/16/15 1411 E 41St St Chattanooga, TN 37407 Commercial $1,000 15-60251 3/17/15 2352 Robbins St Chattanooga, TN 37406 Residential $500 or his duly appointed agent, by virtue of the power, duty and authority 15-20404 3/17/15 2100 Hamilton Pl Blvd Ste#266 Chattanooga, TN 37421 Commercial $24,000 15-60252 3/17/15 3006 Northway Ln Chattanooga, TN 37406 Residential $500 vested and imposed upon said Substitute Trustee will, on April 23, 2015 15-20405 3/17/15 305 Pine Ridge Rd Chattanooga, TN 37405 Residential $4,800 15-60253 3/17/15 4540 Turntable Rd Chattanooga, TN 37421 Commercial $10,000 at 10:00 AM at the Front Steps of the Hamilton County Courthouse , lo- 15-20406 3/17/15 706 Elinor St Chattanooga, TN 37405 Residential $4,800 15-60254 3/17/15 1132 Market St, Ste#Fc-3 Chattanooga, TN 37402 Commercial $4,900 15-20407 3/17/15 622 Spears Ave Chattanooga, TN 37405 Residential $4,800 15-60255 3/17/15 1517 Ridge Point Rd Hixson, TN 37343 Residential $2,300 cated in Chattanooga, Tennessee, proceed to sell at public outcry to the 15-20408 3/17/15 623 W Bell Ave Chattanooga, TN 37405 Residential $4,800 15-60256 3/18/15 633 Chestnut St, Flr# 17-19 Chattanooga, TN 37450 Commercial $102,000 highest and best bidder for cash or certified funds ONLY, the following 15-20409 3/17/15 2124 Jenkins Rd Chattanooga, TN 37421 Residential $1,500 15-60257 3/18/15 606 Elinor St Chattanooga, TN 37405 Residential $3,000 described property situated in Hamilton County, Tennessee, to wit: LO- 15-20410 3/17/15 1808 E 13Th St Chattanooga, TN 37404 Residential $1,500 15-60258 3/18/15 3950 Tennessee Ave Chattanooga, TN 37409 Commercial $3,000 CATED IN HAMILTON COUNTY, STATE OF TENNESSEE: LOT TEN 15-20411 3/17/15 4209 3Rd Ave Chattanooga, TN 37416 Residential $350 15-60259 3/18/15 3032 Westside Dr Chattanooga, TN 37404 Residential $2,890 (10), REVISED PLAN OF PINEY HEIGHTS SUBDIVISION, AS SHOWN 15-20412 3/17/15 2107 Foust St Chattanooga, TN 37407 Residential $800 15-60260 3/18/15 1209 Pointe Centre Dr Chattanooga, TN 37421 Commercial $20,000 BY PLAT RECORDED IN PLAT BOOK 24, PAGE 9, IN THE REGISTER`S 15-20413 3/17/15 5209 Tanner Ave Chattanooga, TN 37410 Meter $0 15-60261 3/18/15 3201 Wilcox Blvd Chattanooga, TN 37411 Commercial $12,800 15-20414 3/17/15 7408 Bonny Oaks Dr Chattanooga, TN 37421 Commercial $65,000 15-60262 3/19/15 7818 Laurelton Dr Chattanooga, TN 37421 Residential $800 OFFICE OF HAMILTON COUNTY, TENNESSEE. SUBJECT TO ANY 15-20415 3/18/15 1213 Sholar Ave Chattanooga, TN 37406 Residential $2,900 15-60263 3/19/15 1822 Crestwood Dr Chattanooga, TN 37415 Residential $800 GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR 15-20416 3/18/15 250 Signal Mountain Rd Chattanooga, TN 37405 Commercial $1,100 15-60264 3/19/15 5764 Hwy 153 Hixson, TN 37343 Commercial $25,300 REGULATIONS IN EFFECT THEREON. SUBJECT TO RESTRICTIONS 15-20417 3/18/15 14 Pryor Dr Chattanooga, TN 37421 Commercial $1,500 15-60265 3/19/15 1319 Lawrence Rd Chattanooga, TN 37405 Residential $6,000 AS SET OUT IN INSTRUMENT RECORDED IN BOOK 1653, PAGE 121, 15-20418 3/18/15 1115 N Moore Rd Chattanooga, TN 37411 Institutional $1,000 15-60266 3/19/15 2333 Mccallie Ave, Flr# 5 Chattanooga, TN 37404 Institutional $28,000 IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. 15-20419 3/19/15 301 Glenwood Dr Chattanooga, TN 37404 Meter $0 15-60267 3/19/15 843 River Gorge Dr Chattanooga, TN 37419 Residential $500 SUBJECT TO FIVE (5) FOOT DRAINAGE EASEMENT AS SHOWN OR 15-20420 3/19/15 21 Wert St Chattanooga, TN 37405 Residential $3,000 15-60268 3/19/15 317 Osborne Dr Chattanooga, TN 37421 Residential $800 15-20421 3/19/15 8301 Igou Gap Rd Chattanooga, TN 37421 Residential $500 15-60269 3/19/15 7738 Basswood Dr Chattanooga, TN 37416 Residential $800 SPECIFIED BY RECORDED PLAT. SUBJECT TO SIXTEEN AND 5/10 15-20422 3/19/15 4182 Lakeshore Ln Chattanooga, TN 37415 Residential $11,500 15-60270 3/19/15 7804 Holiday Hills Cir Chattanooga, TN 37416 Residential $3,500 (16.5) FOOT AMERICAN TELEPHONE AND TELEGRAPH EASEMENT 15-20423 3/19/15 6016 Shallowford Rd Chattanooga, TN 37421 Sign $450 15-60271 3/19/15 3972 Azalean Dr Chattanooga, TN 37415 Residential $1,500 AS SHOWN ON RECORDED PLAT. DESCRIPTION CONTAINED HERE- 15-20425 3/19/15 4810 Hixson Pike Hixson, TN 37343 Meter $0 15-60272 3/19/15 4182 Lakeshore Ln Chattanooga, TN 37415 Residential $6,500 IN WAS TAKEN FROM A PRIOR DEED AND WITHOUT BENEFIT OF AN 15-20426 3/19/15 801 Line St Chattanooga, TN 37404 Meter $0 15-60273 3/19/15 805 Molly Ln Chattanooga, TN 37402 Residential $180,000 UPDATED SURVEY. PREPARER MAKES NO REPRESENTATION AS 15-20427 3/19/15 8518 Morin Rd Chattanooga, TN 37421 Residential $5,000 15-60274 3/19/15 863 Canal St Chattanooga, TN 37402 Residential $120,000 TO THE ACCURACY OF SAID DESCRIPTION. Parcel ID: 141J-A-027.00 15-20428 3/19/15 400 Birmingham Hwy Chattanooga, TN 37419 Commercial $8,500 15-60275 3/19/15 400 E Main St 2Nd Fl Chattanooga, TN 37408 Commercial $11,350 15-20429 3/19/15 1006 E 10Th St Chattanooga, TN 37403 Residential $1,000 15-60276 3/19/15 2525 De Sales Ave Chattanooga, TN 37404 Commercial $8,000 PROPERTY ADDRESS: The street address of the property is believed to 15-20430 3/19/15 1006 E 10Th St, Apt#2 Chattanooga, TN 37403 Residential $1,500 15-60277 3/20/15 4409 Tennessee Ave Chattanooga, TN 37409 Residential $4,500 be 5228 LOBLOLLY LANE, COLLEGEDALE, TN 37315. In the event of 15-20431 3/19/15 1006 E 10Th St, Apt#1 Chattanooga, TN 37403 Residential $2,000 15-60278 3/20/15 1007 River Hills Cir Chattanooga, TN 37415 Residential $2,100 any discrepancy between this street address and the legal description of 15-20432 3/19/15 271 Northgate Mall Dr Ste#H0020 Chattanooga, TN 37415 Sign $3,000 15-60280 3/20/15 667 E 16Th St Chattanooga, TN 37408 Residential $7,650 the property, the legal description shall control. CURRENT OWNER(S): 15-20433 3/19/15 1200 Arlington Ave Chattanooga, TN 37406 Residential $800 15-60281 3/20/15 5006 Sunnyside Ave Chattanooga, TN 37409 Residential $2,000 Cherrie A. Hydas OTHER INTERESTED PARTIES: THE BANK/FIRST 15-20434 3/20/15 842 Dry Branch Ct Chattanooga, TN 37419 Residential $4,000 15-60282 3/20/15 3008 Mary Walker Pl Chattanooga, TN 37411 Residential $2,700 CITIZENS BANK, CITY OF COLLEGEDALE The sale of the above-de- 15-20435 3/20/15 5713 Talladega Dr Chattanooga, TN 37421 Residential $500 15-60283 3/20/15 4223 Cummings Hwy Chattanooga, TN 37419 Residential $5,200 15-20436 3/20/15 2113 Kirby Ave Chattanooga, TN 37404 Meter $0 15-60284 3/20/15 325 Market St, Ste#200 Chattanooga, TN 37402 Commercial $97,000 scribed property shall be subject to all matters shown on any recorded 15-20437 3/20/15 2305 Elmendorf St, Apt# B Chattanooga, TN 37406 Residential $300 SIGN ______plat; any unpaid taxes; any restrictive covenants, easements or set-back 15-20438 3/20/15 529 Mariner Way Chattanooga, TN 37402 Residential $4,000 15-70095 3/16/15 4727 Hwy 58 Chattanooga, TN 37416 Permanent $23,750 lines that may be applicable; any prior liens or encumbrances as well as 15-20439 3/20/15 5332 Meadowbrook Ln Chattanooga, TN 37411 Residential $2,500 15-70096 3/16/15 4727 Hwy 58 Chattanooga, TN 37416 Permanent $6,500 any priority created by a fixture filing; and to any matter that an accurate 15-20440 3/20/15 2118 Gunbarrel Rd Chattanooga, TN 37421 Commercial $1,500 15-70097 3/16/15 4727 Hwy 58 Chattanooga, TN 37416 Permanent $5,800 survey of the premises might disclose. This property is being sold with 15-20441 3/20/15 4589 Raccoon Mtn Rd Chattanooga, TN 37419 Residential $500 15-70098 3/16/15 4727 Hwy 58 Chattanooga, TN 37416 Permanent $5,800 the express reservation that it is subject to confirmation by the lender or GAS ______15-70109 3/20/15 2809 13Th Ave Chattanooga, TN 37407 Permanent $3,920 15-30104 3/16/15 1624 Jenkins Rd Chattanooga, TN 37421 Commercial $4,000 15-70110 3/20/15 2409 Broad St Chattanooga, TN 37408 Permanent $3,000 Substitute Trustee. This sale may be rescinded at any time. The right is 15-30105 3/16/15 710 Colville St Chattanooga, TN 37405 Residential $1,450 15-70111 3/20/15 631 Broad St, Ste#310 Chattanooga, TN 37402 Permanent $4,000 reserved to adjourn the day of the sale to another day, time, and place 15-30106 3/17/15 605 E 16Th St Chattanooga, TN 37408 Residential $100 15-70114 3/20/15 366 Northgate Mall Dr Chattanooga, TN 37415 Temporary $750 certain without further publication, upon announcement at the time and 15-30107 3/17/15 619 E 16Th St Chattanooga, TN 37408 Residential $100 STREET CUT ______place for the sale set forth above. All right and equity of redemption, statu- 15-30108 3/17/15 667 E 16Th St Chattanooga, TN 37408 Residential $100 15-80222 3/17/15 1508 W 42Nd St Chattanooga, TN 37409 Sewer $5,000 tory or otherwise, homestead, and dower are expressly waived in said 15-30109 3/17/15 1347 Bridgeview Dr Chattanooga, TN 37415 Residential $600 15-80226 3/16/15 611 Forest Ave Chattanooga, TN 37405 Sewer $8,000 Deed of Trust, and the title is believed to be good, but the undersigned 15-30110 3/17/15 17 Fairhills Dr Chattanooga, TN 37405 Residential $300 15-80227 3/16/15 1613 E 14Th St Chattanooga, TN 37404 Sewer $5,500 15-30111 3/17/15 431 E M Mlk Blvd Chattanooga, TN 37403 Commercial $300 15-80228 3/16/15 1706 Walker Ave Chattanooga, TN 37404 Sewer $5,400 will sell and convey only as Substitute Trustee. The Property is sold as 15-30112 3/18/15 529 Mariner Way Chattanooga, TN 37402 Residential $295 15-80229 3/16/15 910 Mount Vernon Ave Chattanooga, TN 37405 Sewer $3,000 is, where is, without representations or warranties of any kind, including 15-30113 3/18/15 525 Mariner Way Chattanooga, TN 37402 Residential $295 15-80230 3/17/15 1427 Glen Haven Pl Chattanooga, TN 37405 Sewer $3,500 fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING 15-30114 3/18/15 1294 Bridgeview Dr Chattanooga, TN 37415 Residential $600 15-80232 3/17/15 2352 Robbins St Chattanooga, TN 37406 Sewer $3,000 TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED 15-30115 3/19/15 2127 Burnt Hickory Dr Chattanooga, TN 37421 Residential $1,000 15-80233 3/20/15 606 Elinor St Chattanooga, TN 37405 Sewer $3,000 FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 15-30116 3/19/15 423 Wayne Ave Chattanooga, TN 37405 Residential $900 15-80234 3/20/15 3032 Westside Dr Chattanooga, TN 37404 Sewer $3,000 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/prop- LAND DISTURBING ______15-80235 3/20/15 2333 Mc Callie Ave Chattanooga, TN 37404 Other $3,800 14-40323 3/18/15 455 Moccasin Bend Rd Chattanooga, TN 37405 Commercial $0 erty-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #79565: 2015-03-27 2015-04-03, 2015-04-10

Deeds With Consideration Of $150,000 Or More February 23-27, 2015 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Grantor Grantee Address Legal Description Parcel # Price performance of the covenants, terms, and conditions of a Deed of Trust Fox, Clarissa D; Fox, Daniel B Rectitude Holdings LLC L:1 Chattanooga $2,331,400 Note dated December 14, 2001, and the Deed of Trust of even date secur- Lamp Post Properties LLC Cornerstone Community Bank 835 Georgia Ave 145D L 012 $1,400,000 ing the same, recorded January 2, 2002, in Book No. GI 6105, at Page Reyes, Elvira; Reyes, Martin Ant Hixson Developers LLC Meadow Ln Chattanooga $1,110,000 470, in Office of the Register of Deeds for Hamilton County, Tennessee, Seven Lakes Associates LLC Pratt Land & Development Co LLC Roy Ln; 8728 Seven Lakes Dr L:,144 Seven Lakes P.U.D. Ph 2 104K A 014;104K H 001 $1,000,000 executed by John T. Brewer and Robin L. Brewer, conveying certain Spence, Carlton Scott Watts, Joshua J 1415 Crawford St L:4 Street J H 158B A 002.02 $950,000 property therein described to Title Escrow of Chattanooga, Inc. as Trustee Young Mens Christian Assn Of Metropolitan Chattanooga N H Partners Gp Shallowford Rd 4.98 A $800,000 for Franklin American Mortgage Company; and the undersigned, Wilson & Blue Hammer LLC Brown, Eric L; Brown, Katherine R $569,336 Associates, P.L.L.C., having been appointed Successor Trustee by HSBC Calvin TrSandra D; Calvin TrWallace Keith; Wallace Keith Calvin Lindberg, Ann; Lindberg, Michael J L:43 $529,000 Bank USA, National Association, as Trustee for SASCO 2008-RF1. NOW, & Sandra D Calvin Joint Revocable Inter Vivos Tru THEREFORE, notice is hereby given that the entire indebtedness has Pratt Homebuilders II LLC Ramseur, Franklin F Iv; Ramseur, Shawn 2259 Little Bend Rd L:160 Little Bend Addn Boston Branch 064C B 018 $523,337 been declared due and payable; and that an agent of Wilson & Associ- Revocable Living Trust Agrmnt Of Cynthia Frost; Straub Tr, Steven Grady, Jack William; Levardsen, Martha Chattanooga $405,500 ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and Peoples, Linda; Peoples, Tony Fivespace LLC 1614 Williams St;1616 Williams St L:PT 3 Chattanooga $400,000 authority vested in and imposed upon said Successor Trustee, by HSBC Lopes, Janice L Booth, Kimberly L; Booth, Ronald J 7474 Splendid View Dr L:44 Hampton Creek 103M D 011 $390,000 Bank USA, National Association, as Trustee for SASCO 2008-RF1, will, Owen, Jennifer K Walmsley, Devin M; Walmsley, Karen D 34 Old Riding Way L:239 Hidden Brook Addn To Birnam Wd 097E A 033 $385,250 on April 20, 2015 on or about 3:00 PM, at the Hamilton County Court- Paran Homes LLC Cook, Kimberly J 7953 Burgundy Cir L:146 Brock Pointe 139M E 021 $348,000 house, Chattanooga, Tennessee, offer for sale certain property hereinafter Willett, Robert L Howard-Kusler, Virginia 9344 Leyland Dr L:73 140K A 007 $322,500 described to the highest bidder FOR certified funds paid at the conclusion Dale, Robert B; Dale, Tracey A Hennessey, Joseph S; Hennessey, Twyla 826 Brooke Stone Dr L:17 Brook Stone Sub 034I C 023 $315,000 of the sale, or credit bid from a bank or other lending entity pre-approved Day, Christopher T; Day, Pamela N Hunt, Lindsey K; Hunt, Stephen E $310,000 by the successor trustee. The sale is free from all exemptions, which are Jackson, Helen A; Jackson, John W Mcclure, Eric D; Mcclure, Frances E 5008 Creekside Preserve Dr L:4 Creekside Preserve 110F C 032 $305,000 expressly waived in the Deed of Trust, said property being real estate Bridges, Harold D; Bridges, Mary Ann Bridges, Michael Chattanooga $295,000 situated in Hamilton County, Tennessee, and being more particularly de- Lambert, Leta Kerin; Lambert, Ted Lee Glisson, Lisa Jo; Glisson, Richard Lewis 5540 Jonquil Ln L:140 Homewood Phase 5 141C E 034 $294,000 scribed as follows: Located in the Second Civil District of Hamilton County, Lapoint, John T Mabry, Joshua A; Mabry, Megan S 2085 Angler Dr L:16 Lake Shadows Phase I 075D P 002 $285,000 Tennessee; Being Lot Twenty-four (24), Moon Shadows Subdivision, Unit G C D LLC Crowell, Jeremy; Crowell, Stephanie 5423 Mill Stone Dr L:105 Ooltewah $285,000 One (1), as shown by Plat of record in Plat Book 32, Page 37, in the Firewater LLC Henry, Julia W; Henry, Warren W 1051 Norfolk Green Cir L:9 Heritage Green Sub 171H J 011 $277,500 Register’s Office of Hamilton County, Tennessee. ALSO KNOWN AS: Harbison, John W; Harbison, Marion B Uselton, Clinton; Uselton, Rebecca 785 Flinn Dr L:21 Flinns Addn To Harris Hills 170K A 016.27 $273,450 Armour, Vicki Sullivan; Rolen, Kay S Britton, Danny L; Britton, Paula Y 2300 Watershore Dr L:4 Shoreline Sub 075E E 004 $270,000 9102 Antlia Lane, Harrison, TN 37341-9339 This sale is subject to all Wade, Anna; Wade, Walter Edward III Williams, Thomas A 7159 Revere Cir L:70 Concord Highlands 158E B 003 $270,000 matters shown on any applicable recorded plat; any unpaid taxes; any Fatherson Partnership Two Johnson, Omar S 6751 Neville Dr L:7 123G B 007 $268,900 restrictive covenants, easements, or setback lines that may be applicable; Lang, Linda G; Lang, Robert Phillip Stout, Evelyn M; Stout, Grady Charles 6503 Joyful Dr L:13 Rose Garden 092I E 013 $254,000 any statutory rights of redemption of any governmental agency, state or Vest, Shannon T Mooney, Gregory K; Mooney, Laura C Chattanooga $250,000 federal; any prior liens or encumbrances as well as any priority created by G T Issa Construction LLC Phillips, Brandy Paige $250,000 a fixture filing; and to any matter that an accurate survey of the premises Pratt Homebuilders II LLC Blair, Joshua Aaron; Blair, Leslie Nicole $245,000 might disclose. In addition, the following parties may claim an interest in Rogers, Forest Wilkinson Jr; Rogers, June Juelfs Jackson, Helen A; Jackson, John W $242,300 the above-referenced property: BREWER, JOHN T. BREWER, ROBIN L. Stone, Harry T Bell, Annette M $239,000 HOUSEHOLD FINANCIAL CENTER, INC. The sale held pursuant to this Johnson, Betty J Hammack; Johnson, Gene Franklin Truelove, Laura T 8602 Boulder View Dr L:17 Pebblebrook Sub 065N D 034.17 $238,500 Notice may be rescinded at the Successor Trustee’s option at any time. Love, Johnny Lee; Love, Victoria Irene Chaffin, Angela J 8640 Homecoming Dr L:74 The Reunion 171G E 018 $235,000 The right is reserved to adjourn the day of the sale to another day, time, Brown, Doug J; Brown, Jennifer L Nicholson, Phyllis 8113 Kaitlin Ln L:148 104G A 086 $233,500 and place certain without further publication, upon announcement at the Jeno, Kelley P; Jeno, Michael T Bryan, Elizabeth Mayo; Bryan, Taylor C 6615 Declaration Dr L:193 Colonial Shores #6 101O C 016 $228,500 time and place for the sale set forth above. W&A No. 302758 DATED Pratt Homebuilders II LLC Linder, James M $225,900 March 11, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee Fitch, John C; Fitch, Tara K Nasedkina, Yulia; Zarubin, Ustin L:12-B Chattanooga $223,000 124836842 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and Fahsholtz, Andrew; Fahsholtz, Naomi Grier, Herman III L:138-B Chattanooga $220,000 WWW.REALTYTRAC.COM HCH3T-3/27,4/3,4/10/15 Fannie Mae; Federal National Mortgage Assn Steele, Seth 1055 Harbor Crest Dr L:42 Harbor Landing 049J C 032 $220,000 K & M Builders & Developer Inc Mansell, Jewell G 8547 Maple Valley Dr L:56 Lakes Of Standifer 150P F 028 $214,900 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has Shamas, Azhar M Mcjunkin, David M; Miller, Christin J 1810 Clear Brook Ct L:24 Igou Village Ph 3 159F A 002.38 $210,000 occurred in the performance of the covenants, terms and conditions of a Martin, Kari Dewitt; Martin, Mitchell Andrew Hays, Courtney L; Hays, Jonathan A 9010 Tennga Ln L:371 171L C 026 $206,300 Deed of Trust dated November 11, 2004, executed by CHARLES E. HAL- Carchietta, Anthony; Carchietta, Elizabeth; Carchietta, Elizabeth Upchurch, Carla E Chattanooga $205,000 EY AND RHONDA G. HALEY, conveying certain real property therein de- Miller, Brian K; Miller, Susan E Belcher, Jonathan; Belcher, Vanessa D 8459 Lexie Ln L:26 104G A 026 $198,000 scribed to LSI (LENDER`S SERVICE INC.), as Trustee, as same appears Morrison, Marilyn B; Morrison, Timothy A Billings, John W; Billings, Sheila A 8400 Forest Breeze Dr L:116 River Cove Sub 094H C 050 $196,500 of record in the Register’s Office of Hamilton County, Tennessee recorded Boudreaux, Christopher ; Boudreaux, Mia Cooper, George N; Cooper, Jeanette S 1307 Autumn Terrace Ln L:28 Hartleys Sub Of Fords Estate 067O A 019.29 $194,000 January 13, 2005, in Deed Book GI 7398, Page 242 (modified at Book GI Painter, Christy ; Painter, Joshua Colby Klempin, Alesha L; Klempin, Thomas M II 560 Sir Carlos Dr L:102 033L D 014 $194,000 Broyles, Lisa L; Sebenick, Joseph U; Sebenick, Lisa Broyles Maish, Maria Teresa 536 Elizabeth Crest Rd L:63 Sandidge Forest 172H B 032 $192,800 See NOTICES, page 6 6 | March 27 - April 2, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

for Compass Mortgage, Inc.; and the undersigned, Wilson & Associates, the Successor Trustee’s option at any time. The right is reserved to ad- agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue NOTICES Continued from page 5 P.L.L.C., having been appointed Successor Trustee by U.S. Bank Trust journ the day of the sale to another day, time, and place certain without of the power, duty, and authority vested in and imposed upon said Suc- National Association, not in its individual capacity but solely as Delaware further publication, upon announcement at the time and place for the sale cessor Trustee, by Wells Fargo Bank, N.A., will, on May 21, 2015 on or 9327, Page 477); and WHEREAS, the beneficial interest of said Deed of trustee and U.S. Bank National Association, not in its individual capacity set forth above. W&A No. 303065 DATED March 16, 2015 WILSON & about 10:00 AM, at the Hamilton County Courthouse - West Door, Chat- Trust was last transferred and assigned to Bayview Loan Servicing, LLC, but solely as Co-Trustee for Government Loan Securitization Trust 2011- ASSOCIATES, P.L.L.C., Successor Trustee 0022499364 FOR SALE IN- tanooga, Tennessee, offer for sale certain property hereinafter described A Delaware Limited Liability Company who is now the owner of said debt; FV1. NOW, THEREFORE, notice is hereby given that the entire indebted- FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM to the highest bidder FOR certified funds paid at the conclusion of the and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been ness has been declared due and payable; and that an agent of Wilson & HCH3T-3/27,4/3,4/10/15 sale, or credit bid from a bank or other lending entity pre-approved by appointed as Substitute Trustee by instrument to be filed for record in the Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, the successor trustee. The sale is free from all exemptions, which are Register’s Office of Hamilton County, Tennessee. NOW, THEREFORE, and authority vested in and imposed upon said Successor Trustee, by NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the expressly waived in the Deed of Trust, said property being real estate notice is hereby given that the entire indebtedness has been declared U.S. Bank Trust National Association, not in its individual capacity but performance of the covenants, terms, and conditions of a Deed of Trust situated in Hamilton County, Tennessee, and being more particularly de- due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as solely as Delaware trustee and U.S. Bank National Association, not in its Note dated July 29, 2013, and the Deed of Trust of even date securing the scribed as follows: Located in the City of Chattanooga, Hamilton County, Substitute Trustee or his duly appointed agent, by virtue of the power, individual capacity but solely as Co-Trustee for Government Loan Securi- same, recorded August 2, 2013, in Book No. GI 10025, at Page 230, in Tennessee: Lot Five (5), First Unit, Hamilton Oaks Subdivision, as shown duty and authority vested and imposed upon said Substitute Trustee tization Trust 2011-FV1, will, on May 21, 2015 on or about 10:00 AM, at Office of the Register of Deeds for Hamilton County, Tennessee, executed by plat recorded in Plat Book 44, page 327, in the Register’s OfRce of will, on April 23, 2015 at 10:00 AM at the Front Steps of the Hamilton the Hamilton County Courthouse - West Door, Chattanooga, Tennessee, by Jamie S. Ellington, conveying certain property therein described to Hamilton County, Tennessee. ALSO KNOWN AS: 8307 Iris Road, Chat- County Courthouse , located in Chattanooga, Tennessee, proceed to sell offer for sale certain property hereinafter described to the highest bidder Charles E. Tonkin, II as Trustee for Mortgage Electronic Registration tanooga, TN 37421-8323 This sale is subject to all matters shown on at public outcry to the highest and best bidder for cash or certified funds FOR certified funds paid at the conclusion of the sale, or credit bid from a Systems, Inc., as nominee for Mortgage Investors Group, its successors any applicable recorded plat; any unpaid taxes; any restrictive covenants, ONLY, the following described property situated in Hamilton County, Ten- bank or other lending entity pre-approved by the successor trustee. The and assigns; and the undersigned, Wilson & Associates, P.L.L.C., hav- easements, or setback lines that may be applicable; any statutory rights of nessee, to wit: THE FOLLOWING DESCRIBED REAL ESTATE: IN THE sale is free from all exemptions, which are expressly waived in the Deed ing been appointed Successor Trustee by Wells Fargo Bank, N.A.. NOW, redemption of any governmental agency, state or federal; any prior liens SECOND CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: LOT of Trust, said property being real estate situated in Hamilton County, Ten- THEREFORE, notice is hereby given that the entire indebtedness has or encumbrances as well as any priority created by a fixture filing; and to TWENTY-FIVE (25), HUNTER VILLAGE SUBDIVISION, AS SHOWN BY nessee, and being more particularly described as follows: Located in the been declared due and payable; and that an agent of Wilson & Associ- any matter that an accurate survey of the premises might disclose. In ad- PLAT RECORDED IN PLAT BOOK 43, PAGE 143, IN THE REGISTER`S City of Chattanooga of Hamilton County, Tennessee: Being Lot Number ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and dition, the following parties may claim an interest in the above-referenced OFFICE OF HAMILTON COUNTY, TENNESSEE. Parcel ID: 131B-C-024 Eleven (11), Block A, Cherokee Woods Subdivision, Addition Number Four authority vested in and imposed upon said Successor Trustee, by Wells property: BURGOYNE, LAURA L. The sale held pursuant to this Notice PROPERTY ADDRESS: The street address of the property is believed to (4), as shown by Plat of record in Plat Book 25, Page 33, in the Register?s Fargo Bank, N.A., will, on May 21, 2015 on or about 10:00 AM, at the may be rescinded at the Successor Trustee’s option at any time. The right be 8406 TROUBADOUR WAY, OOLTEWAH, TN 37363. In the event of Office of Hamilton County, Tennessee. The source of Grantor?s interest is Hamilton County Courthouse - West Door, Chattanooga, Tennessee, offer is reserved to adjourn the day of the sale to another day, time, and place any discrepancy between this street address and the legal description of found in Deed recorded in Book 4526, Page 10, in the Register?s Office for sale certain property hereinafter described to the highest bidder FOR certain without further publication, upon announcement at the time and the property, the legal description shall control. CURRENT OWNER(S): of Hamilton County, Tennessee. Subject to restrictions as set out in instru- certified funds paid at the conclusion of the sale, or credit bid from a bank place for the sale set forth above. W&A No. 251128 DATED March 18, CHARLES E. HALEY AND RHONDA G. HALEY OTHER INTERESTED ment recorded in Book 1699, Page 281, in the Register?s Office of Hamil- or other lending entity pre-approved by the successor trustee. The sale 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE PARTIES: The sale of the above-described property shall be subject to ton County, Tennessee. Subject to power line easement recorded in Book is free from all exemptions, which are expressly waived in the Deed of INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. all matters shown on any recorded plat; any unpaid taxes; any restrictive 606, Page 412, in the Register?s Office of Hamilton County, Tennessee. Trust, said property being real estate situated in Hamilton County, Tennes- COM DR4T-3/27,4/3,4/10/15 covenants, easements or set-back lines that may be applicable; any prior Subject to electric power board easement recorded in Book 1697, Page see, and being more particularly described as follows: In the Second Civil liens or encumbrances as well as any priority created by a fixture filing; 628, in the Register?s Office of Hamilton County. Subject to telephone line District of Hamilton County, Tennessee: Being all of Lot Number Twenty- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April and to any matter that an accurate survey of the premises might disclose. easement recorded in Book 847, Page 462, in the Register?s Office of sevel (27), Holly Hills, Nine (9th) Addition, as shown by plat of record in 21, 2015 at 10:00AM local time, at the west door, Hamilton County Court- This property is being sold with the express reservation that it is subject Hamilton County, Tennessee. Subject to building setback lines as shown, Plat Book 27, Page 177, of the Register’s Office of Hamilton County, Ten- house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed to confirmation by the lender or Substitute Trustee. This sale may be re- described or noted on legend of recorded plat. Subject to a 5-foot drain- nessee ALSO KNOWN AS: 2598 Reid Drive, Chattanooga, TN 37421 of Trust executed by Denisha Leftwich, unmarried, and Lakesha Left- scinded at any time. The right is reserved to adjourn the day of the sale age easement as shown, described or noted on recorded plat. Subject to This sale is subject to all matters shown on any applicable recorded plat; wich, unmarried, to Matt B. Murfree, Trustee, on August 8, 2008 at Book to another day, time, and place certain without further publication, upon a TVA easement as shown, described or noted on recorded plat. Subject any unpaid taxes; any restrictive covenants, easements, or setback lines GI 8737, Page 227, Instrument No. 2008081200117; all of record in the announcement at the time and place for the sale set forth above. All right to Telephone Company easement as shown, described or noted on re- that may be applicable; any statutory rights of redemption of any gov- Hamilton County Register’s Office. Party entitled to enforce security inter- and equity of redemption, statutory or otherwise, homestead, and dower corded plat. Subject to Electric Power line easement as shown, described ernmental agency, state or federal; any prior liens or encumbrances as est: U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust, are expressly waived in said Deed of Trust, and the title is believed to be or noted on recorded plat. ALSO KNOWN AS: 3708 Chief Vann Road, well as any priority created by a fixture filing; and to any matter that an its successors and assigns The following real estate located in Hamilton good, but the undersigned will sell and convey only as Substitute Trustee. Chattanooga, TN 37406 This sale is subject to all matters shown on any accurate survey of the premises might disclose. In addition, the following County, Tennessee, will be sold to the highest call bidder subject to all un- The Property is sold as is, where is, without representations or warranties applicable recorded plat; any unpaid taxes; any restrictive covenants, parties may claim an interest in the above-referenced property: ELLING- paid taxes, prior liens and encumbrances of record: All that tract or parcel of any kind, including fitness for a particular use or purpose. THIS LAW easements, or setback lines that may be applicable; any statutory rights of TON, JAMIE S. The sale held pursuant to this Notice may be rescinded of land lying and being in the Second Civil District, Hamilton County, Ten- FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- redemption of any governmental agency, state or federal; any prior liens at the Successor Trustee’s option at any time. The right is reserved to nessee, being further described as follows: The Southern One-half (1/2) TAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, or encumbrances as well as any priority created by a fixture filing; and to adjourn the day of the sale to another day, time, and place certain without of that portion of Tract Five (5) of the Subdivision of the Lethia Douglas Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 any matter that an accurate survey of the premises might disclose. In ad- further publication, upon announcement at the time and place for the sale 16.1 acre tract as shown on plat recorded in Book S, Volume 21, Page www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) dition, the following parties may claim an interest in the above-referenced set forth above. W&A No. 303033 DATED March 17, 2015 WILSON & 26, Register’s Office of Hamilton County, Tennessee. For prior title see 601-5846 Ad #79642: 2015-03-27 2015-04-03, 2015-04-10 property: COCHRAN, MARGARET COCHRAN, WILLIAM BOATMEN’S ASSOCIATES, P.L.L.C., Successor Trustee 0211676957 FOR SALE IN- deed dated October 31, 2006 and recorded November 2, 2006 in Book NATIONAL MORTGAGE, INC SECRETARY OF HOUSING & URBAN FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM 8135, Page 880, in the Register’s Office of Hamilton County, Tennessee. NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has DEVELOPMENT The sale held pursuant to this Notice may be rescinded HCH3T-3/27,4/3,4/10/15 SUBJECT TO Any Governmental zoning and subdivision ordinances and occurred in the performance of the covenants, terms and conditions of at the Successor Trustee’s option at any time. The right is reserved to regulations in effect thereon. SUBJECT TO All easements, rights of way, a Deed of Trust dated September 19, 2009, executed by KAREN KAY adjourn the day of the sale to another day, time, and place certain without NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the protective covenants and mineral reservations of record, if any. Parcel HOWE AND J. ANDREW HOWE, conveying certain real property therein further publication, upon announcement at the time and place for the sale performance of the covenants, terms, and conditions of a Deed of Trust Number: 169C-A-021.01 Current Owner(s) of Property: Denisha Leftwich, described to CHARLES E. TONKIN, II , as Trustee, as same appears of set forth above. W&A No. 78145 DATED March 13, 2015 WILSON & Note dated August 7, 2013, and the Deed of Trust of even date securing unmarried, and Lakesha Leftwich, unmarried Street Address: 1012 Mc- record in the Register’s Office of Hamilton County, Tennessee recorded ASSOCIATES, P.L.L.C., Successor Trustee 481-2287430 FOR SALE IN- the same, recorded August 8, 2013, in Book No. GI10030, at Page 483, in Brien Road, Chattanooga, Tennessee 37412 Any property address pro- September 25, 2009, in Deed Book GI 9024, Page 703; and WHEREAS, FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM Office of the Register of Deeds for Hamilton County, Tennessee, executed vided is not part of the legal description of the property sold herein and in the beneficial interest of said Deed of Trust was last transferred and as- HCH3T-3/27,4/3,4/10/15 by Claudette LeAnn Swetmon, conveying certain property therein de- the event of any discrepancy, the legal description referenced herein shall signed to BANK OF AMERICA, N.A. who is now the owner of said debt; scribed to Charles E. Tonkin, II as Trustee for Mortgage Electronic Regis- control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the tration Systems, Inc. as nominee for Mortgage Investors Group, its suc- All right of equity of redemption, statutory and otherwise, and homestead appointed as Substitute Trustee by instrument to be filed for record in the performance of the covenants, terms, and conditions of a Deed of Trust cessors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., are expressly waived in said Deed of Trust, and the title is believed to be Register’s Office of Hamilton County, Tennessee. NOW, THEREFORE, Note dated December 30, 2009, and the Deed of Trust of even date se- having been appointed Successor Trustee by PennyMac Loan Services, good, but the undersigned will sell and convey only as Substitute Trustee. notice is hereby given that the entire indebtedness has been declared curing the same, recorded January 21, 2010, in Book No. GI 9097, at LLC. NOW, THEREFORE, notice is hereby given that the entire indebted- If you purchase a property at the foreclosure sale, the entire purchase due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Page 412, in Office of the Register of Deeds for Hamilton County, Ten- ness has been declared due and payable; and that an agent of Wilson & price is due and payable at the conclusion of the auction in the form of Substitute Trustee or his duly appointed agent, by virtue of the power, nessee, executed by Jennifer Allen and Timothy D. Allen, convey- Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, a certified/bank check made payable to or endorsed to Shapiro & Ingle, duty and authority vested and imposed upon said Substitute Trustee will, ing certain property therein described to David W. Kious as Trustee for and authority vested in and imposed upon said Successor Trustee, by LLP. No personal checks will be accepted. To this end, you must bring on April 23, 2015 at 10:00 AM at the Front Steps of the Hamilton County Mortgage Electronic Registration Systems, Inc., as nominee for Guaranty PennyMac Loan Services, LLC, will, on May 18, 2015 on or about 3:00 sufficient funds to outbid the lender and any other bidders. Insufficient Courthouse , located in Chattanooga, Tennessee, proceed to sell at public Trust Company, its successors and assigns; and the undersigned, Wil- PM, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer funds will not be accepted. Amounts received in excess of the winning bid outcry to the highest and best bidder for cash or certified funds ONLY, the son & Associates, P.L.L.C., having been appointed Successor Trustee by for sale certain property hereinafter described to the highest bidder FOR will be refunded to the successful purchaser at the time the foreclosure following described property situated in Hamilton County, Tennessee, to Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby given that certified funds paid at the conclusion of the sale, or credit bid from a bank deed is delivered. This property is being sold with the express reservation wit: SITUATED IN HAMILTON COUNTY, TENNESSEE AND WITHIN THE the entire indebtedness has been declared due and payable; and that an or other lending entity pre-approved by the successor trustee. The sale that the sale is subject to confirmation by the lender or trustee. This sale CORPORATE LIMITS OF THE CITY OF CHATTANOOGA, TENNESSEE: agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue is free from all exemptions, which are expressly waived in the Deed of may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee LOT EIGHTY-SEVEN (87), COLONIAL SHORES SUBDIVISION, UNIT of the power, duty, and authority vested in and imposed upon said Suc- Trust, said property being real estate situated in Hamilton County, Ten- Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 TWO (2), AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 32, PAGE cessor Trustee, by Wells Fargo Bank, N.A., will, on May 21, 2015 on or nessee, and being more particularly described as follows: Lot Three (3), Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. 20, IN THE REGISTER`S OFFICE OR HAMILTON COUNTY, TENNES- about 10:00 AM, at the Hamilton County Courthouse - West Door, Chat- Block Two (2), Indian Woods Addition, as shown by plat of record in Plat shapiro-ingle.com File No. 14-056813 HCH3T-3/27,4/3,4/10/15 SEE. THIS CONVEYANCE IS MADE SUBJECT TO ALL APPLICABLE tanooga, Tennessee, offer for sale certain property hereinafter described book 17, Page 61, in the Register’s Office of Hamilton County, Tennessee. RESTRICTIONS, BUILDING SETBACK LINES AND TO ALL EXISTING to the highest bidder FOR certified funds paid at the conclusion of the sale, ALSO KNOWN AS: 815 Mchann Drive, Chattanooga, TN 37412 This SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April EASEMENTS IN SAID REGISTER`S OFFICE. Parcel ID: 1010-C-007 or credit bid from a bank or other lending entity pre-approved by the suc- sale is subject to all matters shown on any applicable recorded plat; any 17, 2015 at 1:30PM local time, at the west door, Hamilton County Court- PROPERTY ADDRESS: The street address of the property is believed to cessor trustee. The sale is free from all exemptions, which are expressly unpaid taxes; any restrictive covenants, easements, or setback lines that house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of be 1823 COLONIAL SHORES DR, HIXSON, TN 37343. In the event of waived in the Deed of Trust, said property being real estate situated in may be applicable; any statutory rights of redemption of any governmental Trust executed by Robbie Hall, to First Title Insurance Company, Trustee, any discrepancy between this street address and the legal description of Hamilton County, Tennessee, and being more particularly described as agency, state or federal; any prior liens or encumbrances as well as any on March 9, 2009 at Book GI 8879, Page 734; all of record in the Ham- the property, the legal description shall control. CURRENT OWNER(S): follows: Certain real property situate in Hamilton County, Tennessee, priority created by a fixture filing; and to any matter that an accurate survey ilton County Register’s Office. Party entitled to enforce security interest: KAREN KAY HOWE AND J. ANDREW HOWE OTHER INTERESTED and described as follows, to-wit: Being Lot 7, Map of Glenmar Hills, as of the premises might disclose. In addition, the following parties may claim OneWest Bank N.A., its successors and assigns The following real estate PARTIES: The sale of the above-described property shall be subject to shown by plat recorded in Plat Book 19, Page 39, in the Register’s Office an interest in the above-referenced property: SWETMON, CLAUDETTE located in Hamilton County, Tennessee, will be sold to the highest call all matters shown on any recorded plat; any unpaid taxes; any restrictive of Hamilton County, Tennessee, to which record reference is hereby made LEANN The sale held pursuant to this Notice may be rescinded at the bidder subject to all unpaid taxes, prior liens and encumbrances of record: covenants, easements or set-back lines that may be applicable; any prior for a more particular description thereof. Restrictions: This conveyance is Successor Trustee’s option at any time. The right is reserved to adjourn LOCATED IN THE SECOND CIVIL DISTRICT OF HAMILTON COUNTY, liens or encumbrances as well as any priority created by a fixture filing; made subject ot restrictions appearing of record in Book 1227, Page 155, the day of the sale to another day, time, and place certain without fur- TENNESSEE: Lot One-A (1-A) of Mark Wilson re-subdivision of Lot One and to any matter that an accurate survey of the premises might disclose. amended in Book 1252, Page 55, Register’s Office for said County, and ther publication, upon announcement at the time and place for the sale (1) of Mark Wilson Subdivision as shown on revised plat recorded in Plat This property is being sold with the express reservation that it is subject to all matters set out on the aforesaid subdivision plat. ALSO KNOWN set forth above. W&A No. 303047 DATED March 18, 2015 WILSON & Book 44, Page 188, in the Register’s Office of Hamilton County, Ten- to confirmation by the lender or Substitute Trustee. This sale may be re- AS: 4815 Glenmar Circle, Chattanooga, TN 37416-2102 This sale is ASSOCIATES, P.L.L.C., Successor Trustee 0211597785 FOR SALE IN- nessee. For prior title and last instrument of record affecting the above scinded at any time. The right is reserved to adjourn the day of the sale subject to all matters shown on any applicable recorded plat; any unpaid FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM described property, see deed recorded in Book 8137, Page 570, in said to another day, time, and place certain without further publication, upon taxes; any restrictive covenants, easements, or setback lines that may HCH3T-3/27,4/3,4/10/15 Register’s Office. SUBJECT TO any governmental zoning and subdivision announcement at the time and place for the sale set forth above. All right be applicable; any statutory rights of redemption of any governmental ordinances or regulations in effect thereon. SUBJECT TO Utility, sewer, and equity of redemption, statutory or otherwise, homestead, and dower agency, state or federal; any prior liens or encumbrances as well as any NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Drainage and other easements of record. SUBJECT TO All subdivision/ are expressly waived in said Deed of Trust, and the title is believed to be priority created by a fixture filing; and to any matter that an accurate sur- performance of the covenants, terms, and conditions of a Deed of Trust condominium assessments, covenants, bylaws, restrictions, declarations good, but the undersigned will sell and convey only as Substitute Trustee. vey of the premises might disclose. In addition, the following parties may Note dated June 13, 2003, and the Deed of Trust of even date securing and easements of record. SUBJECT TO Building Restrictions. SUBJECT The Property is sold as is, where is, without representations or warranties claim an interest in the above-referenced property: ALLEN, JENNIFER the same, recorded June 18, 2003, in Book No. GI 6719, at Page 97, in TO Other matters of public of record. SUBJECT TO Twenty (20) foot of any kind, including fitness for a particular use or purpose. THIS LAW ALLEN, TIMOTHY D. CONNIE MCGEE The sale held pursuant to this Office of the Register of Deeds for Hamilton County, Tennessee, executed Power and Telephone Company Easement as per plat. Parcel Number: FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- Notice may be rescinded at the Successor Trustee’s option at any time. by LaChanda F. Donehue, conveying certain property therein described 156K L 005.00 Current Owner(s) of Property: Robbie Hall Street Address: TAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, The right is reserved to adjourn the day of the sale to another day, time, to Title Insurance Company of Chattanooga as Trustee for Compass 813 South Seminole Dr, Chattanooga, Tennessee 37412 Any property Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 and place certain without further publication, upon announcement at the Mortgage Inc; and the undersigned, Wilson & Associates, P.L.L.C., having address provided is not part of the legal description of the property sold www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) time and place for the sale set forth above. W&A No. 238382 DATED been appointed Successor Trustee by U.S. Bank, National Association, herein and in the event of any discrepancy, the legal description refer- 601-5846 Ad #79734: 2015-03-27 2015-04-03, 2015-04-10 March 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee as Trustee, as successor-in-interest to Bank of America, N.A., as succes- enced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS 481-3102236 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and sor to LaSalle Bank National Association, as Trustee for EMC Mortgage IN POSSESSION. All right of equity of redemption, statutory and other- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the WWW.REALTYTRAC.COM HCH3T-3/27,4/3,4/10/15 Loan Trust 2006-A, Mortgage Pass-Through Certificates, Series 2006-A. wise, and homestead are expressly waived in said Deed of Trust, and performance of the covenants, terms, and conditions of a Deed of Trust NOW, THEREFORE, notice is hereby given that the entire indebtedness the title is believed to be good, but the undersigned will sell and convey Note dated April 15, 1993, and the Deed of Trust of even date securing NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the has been declared due and payable; and that an agent of Wilson & As- only as Substitute Trustee. If you purchase a property at the foreclosure the same, recorded April 16, 1993, in Book No. 4133, at Page 342, in Of- performance of the covenants, terms, and conditions of a Deed of Trust sociates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and sale, the entire purchase price is due and payable at the conclusion of fice of the Register of Deeds for Hamilton County, Tennessee, executed Note dated November 29, 2006, and the Deed of Trust of even date secur- authority vested in and imposed upon said Successor Trustee, by U.S. the auction in the form of a certified/bank check made payable to or en- by Janet Elaine Shadden, conveying certain property therein described ing the same, recorded November 30, 2006, in Book No. GI8166, at Page Bank, National Association, as Trustee, as successor-in-interest to Bank dorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. to The Title Guaranty and Trust Company of Chattanooga as Trustee for 955, in Office of the Register of Deeds for Hamilton County, Tennessee, of America, N.A., as successor to LaSalle Bank National Association, as To this end, you must bring sufficient funds to outbid the lender and any Mortgage South of Tennesee, Inc.; and the undersigned, Wilson & As- executed by Sean E. Evans and Amanda L. Evans, conveying certain Trustee for EMC Mortgage Loan Trust 2006-A, Mortgage Pass-Through other bidders. Insufficient funds will not be accepted. Amounts received sociates, P.L.L.C., having been appointed Successor Trustee by MidFirst property therein described to First Title Insurance Co. as Trustee for Mort- Certificates, Series 2006-A, will, on May 18, 2015 on or about 3:00 PM, in excess of the winning bid will be refunded to the successful purchaser Bank. NOW, THEREFORE, notice is hereby given that the entire indebt- gage Electronic Registration Systems, Inc. as nominee for Taylor, Bean, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer for at the time the foreclosure deed is delivered. This property is being sold edness has been declared due and payable; and that an agent of Wil- & Whitaker Mortgage Corp., its successors and assigns; and the under- sale certain property hereinafter described to the highest bidder FOR cer- with the express reservation that the sale is subject to confirmation by son & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, signed, Wilson & Associates, P.L.L.C., having been appointed Successor tified funds paid at the conclusion of the sale, or credit bid from a bank the lender or trustee. This sale may be rescinded at any time. Shapiro & duty, and authority vested in and imposed upon said Successor Trustee, Trustee by Selene Finance, LP. NOW, THEREFORE, notice is hereby or other lending entity pre-approved by the successor trustee. The sale Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 10130 by MidFirst Bank, will, on May 21, 2015 on or about 10:00 AM, at the given that the entire indebtedness has been declared due and payable; is free from all exemptions, which are expressly waived in the Deed of Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333- Hamilton County Courthouse - West Door, Chattanooga, Tennessee, offer and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, Trust, said property being real estate situated in Hamilton County, Ten- 8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 14-062827 for sale certain property hereinafter described to the highest bidder FOR by virtue of the power, duty, and authority vested in and imposed upon said nessee, and being more particularly described as follows: Lot Thirty (30), HCH3T-3/27,4/3,4/10/15 certified funds paid at the conclusion of the sale, or credit bid from a bank Successor Trustee, by Selene Finance, LP, will, on May 11, 2015 on or Block Five (5), Unit One (1), Battery Heights, as shown by plat of record or other lending entity pre-approved by the successor trustee. The sale is about 3:00 PM, at the Hamilton County Courthouse, Chattanooga, Ten- in Plat Book 11, Page 46, Register’s Office of Hamilton County, Tennes- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April free from all exemptions, which are expressly waived in the Deed of Trust, nessee, offer for sale certain property hereinafter described to the highest see. ALSO KNOWN AS: 2812 Fairview Drive, Chattanooga, TN 37406 17, 2015 at 1:30PM local time, at the west door, Hamilton County Court- said property being real estate situated in Hamilton County, Tennessee, bidder FOR certified funds paid at the conclusion of the sale, or credit bid This sale is subject to all matters shown on any applicable recorded plat; house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of and being more particularly described as follows: Lot Nine (9), S.J. Ho- from a bank or other lending entity pre-approved by the successor trustee. any unpaid taxes; any restrictive covenants, easements, or setback lines Trust executed by James H. Bryson and James H. Bryson, Trustee of the gan’s Addition Number Two (2), Red Bank, as shown by plat of record in The sale is free from all exemptions, which are expressly waived in the that may be applicable; any statutory rights of redemption of any govern- James H. Bryson Revocable Living Trust Agreement dated July 12, 1996, Plat Book 14, Page 5, in the Register’s Office of Hamilton County, Tennes- Deed of Trust, said property being real estate situated in Hamilton County, mental agency, state or federal; any prior liens or encumbrances as well to EquiTitle, Inc., TN, Trustee, on October 24, 2008 at Book GI 8795, Page see. ALSO KNOWN AS: 117 Fair Street, Chattanooga, TN 37415-5017 Tennessee, and being more particularly described as follows: LOCATED as any priority created by a fixture filing; and to any matter that an accu- 741; all of record in the Hamilton County Register’s Office. Party entitled to This sale is subject to all matters shown on any applicable recorded plat; IN THE CITY OF CHATTANOOGA, HAMILTON COUNTY, TENNES- rate survey of the premises might disclose. In addition, the following par- enforce security interest: OneWest Bank N.A., its successors and assigns any unpaid taxes; any restrictive covenants, easements, or setback lines SEE: TRACT ONE (1) Lot Eleven (11), Block E, Revised Plat of Royal ties may claim an interest in the above-referenced property: DONEHUE, The following real estate located in Hamilton County, Tennessee, will be that may be applicable; any statutory rights of redemption of any govern- Oaks Subdivision, Unit Two (2), as shown by plat recorded in Plat Book LACHANDA F. The sale held pursuant to this Notice may be rescinded sold to the highest call bidder subject to all unpaid taxes, prior liens and mental agency, state or federal; any prior liens or encumbrances as well 21, Page 83 in the Register’s Office of Hamilton County, Tennessee. Ac- at the Successor Trustee’s option at any time. The right is reserved to encumbrances of record: LOCATED IN THE THIRD CIVIL DISTRICT OF as any priority created by a fixture filing; and to any matter that an accu- cording to said plat, said lot fronts 85 feet on the North line of Fernwood adjourn the day of the sale to another day, time, and place certain without HAMILTON COUNTY, TENNESSEE: BEGINNING at a point in the West rate survey of the premises might disclose. In addition, the following par- Circle, and extends back Northwardly, between parallel lines 139 feet to further publication, upon announcement at the time and place for the sale line of Mt. Anne road at the Northeast corner of the Fred Stone property ties may claim an interest in the above-referenced property: SHADDEN, the North line of said lot. TRACT TWO (2) The West Five (5) feet of Lot set forth above. W&A No. 78960 DATED March 18, 2015 WILSON & recorded in Book 1813, Page 159, of the Register’s Office of Hamilton JANET ELAINE The sale held pursuant to this Notice may be rescinded Fourteen (14), Block G, Revised Plat, Royal Oaks Subdivision, Unit Two ASSOCIATES, P.L.L.C., Successor Trustee 481-2399127-703 FOR SALE County, Tennessee; thence North along the West line of Mt. Anne Road to at the Successor Trustee’s option at any time. The right is reserved to (2) as shown by plat of record in Plat Book 21, Page 83 in the Register’s INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. the Southeast corner of the property conveyed to Russell Penn recorded adjourn the day of the sale to another day, time, and place certain without Office of Hamilton County, Tennessee. According to said plat, said part of COM HCH3T-3/27,4/3,4/10/15 in Book 2387, Page 329, of said Register’s Office; thence West along further publication, upon announcement at the time and place for the sale lot fronts 5 feet on the Northern line of Fernwood Circle and extends North- Penns South line to the East line of the Frank J. Roberson property re- set forth above. W&A No. 303486 DATED March 13, 2015 WILSON & wardly, between parallel lines, and along the Eastern line of Lot Eleven NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the corded in Book 2255, Page 6, of the said Register’s Office; thence South ASSOCIATES, P.L.L.C., Successor Trustee 4811675409703 FOR SALE (11), Block E of said subdivision to the Northern line of said subdivision. performance of the covenants, terms, and conditions of a Deed of Trust along Robersons’ East line to Robersons’ South line; thence West along INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. ALSO KNOWN AS: 1634 Fernwood Circle, Chattanooga, TN 37421 Note dated December 2, 2009, and the Deed of Trust of even date secur- Robersons’ South line to East line of Pleas A. Pierce property recorded in COM HCH3T-3/27,4/3,4/10/15 This sale is subject to all matters shown on any applicable recorded plat; ing the same, recorded December 8, 2009, Document No. 200920800120, Book 1731, Page 415, of said Register’s Office; thence along the Pierce’s any unpaid taxes; any restrictive covenants, easements, or setback lines in Book No. GI 9071, at Page 710, in Office of the Register of Deeds for East line and East line of Frank D. Roberson property recorded in Book NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the that may be applicable; any statutory rights of redemption of any govern- Hamilton County, Tennessee, executed by Laura L. Burgoyne, convey- 2230, Page 888 of said Register’s Office, to the North line of the Tom performance of the covenants, terms, and conditions of a Deed of Trust mental agency, state or federal; any prior liens or encumbrances as well ing certain property therein described to Neil Title as Trustee for Mortgage Roberson property; thence East along Robersons’ South line to the South- Note dated November 21, 2001, and the Deed of Trust of even date se- as any priority created by a fixture filing; and to any matter that an accurate Electronic Registration Systems, Inc., as nominee for Security Atlantic west corner of the Ned Sims property recorded in Book 1813, Page 59, curing the same, recorded November 28, 2001, in Book No. GI 6066, at survey of the premises might disclose. In addition, the following parties Mortgage Co., its successors and assigns ; and the undersigned, Wilson of said Register’s Office; thence North 105 feet along Sims’ West line to Page 275, in Office of the Register of Deeds for Hamilton County, Tennes- may claim an interest in the above-referenced property: EVANS, SEAN E. & Associates, P.L.L.C., having been appointed Successor Trustee by Sims’ Northwest corner; thence East along the South line of the Sims’ see, executed by Margaret Cochran and William Cochran, conveying EVANS, AMANDA L. MIDLAND FUNDING LLC ASSIGNEE OF CHASE Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby given that certain property therein described to Pioneer Title Agency, Inc. as Trustee BANK USA The sale held pursuant to this Notice may be rescinded at the entire indebtedness has been declared due and payable; and that an See NOTICES, page 7 www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 March 27 - April 2, 2015 | 7

back Northwardly, between parallel lines, 140 feet to the North line of said NOW, THEREFORE, notice is hereby given that the entire indebtedness share equally, Dorris Patton, Mildred Miller, Marvin Taylor Richardson and NOTICES Continued from page 6 subdivision. Being the same property conveyed to Sara Matilda Reeves has been declared due and payable; and that an agent of Wilson & As- Carl Kenneth Richardson. WHEREAS, at the time, place and sate set forth by Quitclaim Deed from Margaret T. Boydstun, the same person as Mar- sociates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and above, the foregoing real estate will be offered for sale at public outcry to property 420 feet, more or less, to the beginning. Being the same property garet Thelma Boydstun, Widow, by and through Sara Matilda Reeves, as authority vested in and imposed upon said Successor Trustee, by MidFirst the highest and best bidder, for cash in hand, subject to the two (2) year conveyed to James H. Bryson, trustee of ”the James H. Bryson Revocable her Attorney-in-Fact, under that Power of Attorney dated April 26, 1990, Bank, will, on June 4, 2015 on or about 10:00 AM, at the Hamilton Coun- right of redemption, and will be sold to said highest and best bidder upon Living Trust” by Quitclaim Deed from James H. Bryson, dated 07/12/1996 recorded on November 6, 1990, at 12:47 P.M., Book 3789, Page 33, in ty Courthouse, Chattanooga, Tennessee, offer for sale certain property payment of the purchase price in cash or certified funds within 24 hours and recorded 07/25/1996, in Book 4718, Page 404, in the Register’s Of- the Register’s Office of Hamilton County, Tennessee of record in Deed hereinafter described to the highest bidder FOR certified funds paid at or to the next highest bidder in order of bids from highest first with cash or fice of Hamilton County, Tennessee. SUBJECT TO Easements across Book 3860, page 92, Register’s Office for said County. Parcel Number: the conclusion of the sale, or credit bid from a bank or other lending entity certified funds upon the same terms which purchase price will be paid to said property. SUBJECT TO Roadway over the West line of said prop- 156E-D-012.00 Current Owner(s) of Property: Sara Matilda Reeves Street pre-approved by the successor trustee. The sale is free from all exemp- the sheriff and then paid to the General Sessions Clerk of Bradley County, erty. SUBJECT TO Governmental zoning and subdivision ordinances or Address: 3209 Castle Ave, East Ridge, Tennessee 37412 Any property tions, which are expressly waived in the Deed of Trust, said property being Tennessee according to the execution issued to the Sheriff along with the regulations in effect thereon. Parcel Number: 027 041 Current Owner(s) of address provided is not part of the legal description of the property sold real estate situated in Hamilton County, Tennessee, and being more par- return of the Execution and Garnishment issued by said Clerk & Master Property: James H. Bryson, trustee of ”The James H. Bryson Revocable herein and in the event of any discrepancy, the legal description refer- ticularly described as follows: SITUATED IN HAMILTON COUNTY, TEN- of the Bradley County General Sessions Court. Said sale will be made as Living Trust” Other interested parties: Secretary of Housing and Urban enced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS NESSEE, TO-WIT: LOT NUMBER NINETY-FOUR (94), CORRECTIVE Sheriff only, without covenants of warranty and seisin, subject to unpaid Development, The Heirs of James Bryson Street Address: 14018 Lillard IN POSSESSION. All right of equity of redemption, statutory and other- PLAT, WACONDA HILLS, UNIT IV, AS SHOWN BY PLAT OF RECORD IN taxes and assessments owing on said real estate. This 18th day of March, Rd, Soddy Daisy, Tennessee 37379 Any property address provided is wise, and homestead are expressly waived in said Deed of Trust, and PLAT BOOK 35,PAGE 23, IN THE REGISTER’S OFFICE OF HAMILTON 2015. Jim Hammond, Sheriff Hamilton County Sheriff’s Office 600 Market not part of the legal description of the property sold herein and in the event the title is believed to be good, but the undersigned will sell and convey COUNTY, TENNESSEE. ALSO KNOWN AS: 5506 Montaire Lane, Chat- Street Chattanooga, Tennessee 37402 423-209-7000 Judgment Credi- of any discrepancy, the legal description referenced herein shall control. only as Substitute Trustee. If you purchase a property at the foreclosure tanooga, TN 37416-1547 This sale is subject to all matters shown on tors’ Attorneys: Blackwell Law Offices, PLLC PO Box 1455 Cleveland, TN SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right sale, the entire purchase price is due and payable at the conclusion of the any applicable recorded plat; any unpaid taxes; any restrictive covenants, 37364 423-472-3000 HCH3T-3/27,4/3,4/10/15 of equity of redemption, statutory and otherwise, and homestead are ex- auction in the form of a certified/bank check made payable to or endorsed easements, or setback lines that may be applicable; any statutory rights of pressly waived in said Deed of Trust, and the title is believed to be good, to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, redemption of any governmental agency, state or federal; any prior liens Public Notice The Red Bank City Commission will be conducting sched- but the undersigned will sell and convey only as Substitute Trustee. If you you must bring sufficient funds to outbid the lender and any other bidders. or encumbrances as well as any priority created by a fixture filing; and to uled meetings on the following dates and times: 1. Agenda Work Sessions purchase a property at the foreclosure sale, the entire purchase price is Insufficient funds will not be accepted. Amounts received in excess of the any matter that an accurate survey of the premises might disclose. In ad- on April 7, 2015 at 12:00 p.m. and April 21, 2015 at 5:00 p.m. 2. Commis- due and payable at the conclusion of the auction in the form of a certified/ winning bid will be refunded to the successful purchaser at the time the dition, the following parties may claim an interest in the above-referenced sion Meetings on April 7, 2015 at 7:00 p.m. and April 21, 2015 at 7:00 p.m. bank check made payable to or endorsed to Shapiro & Ingle, LLP. No foreclosure deed is delivered. This property is being sold with the express property: GREGORY-DUTY, LINDA A. The sale held pursuant to this All meetings will be held in the Commission Chambers at Red Bank City personal checks will be accepted. To this end, you must bring sufficient reservation that the sale is subject to confirmation by the lender or trustee. Notice may be rescinded at the Successor Trustee’s option at any time. Hall, 3117 Dayton Blvd. Agenda will be posted on our web site at www. funds to outbid the lender and any other bidders. Insufficient funds will This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute The right is reserved to adjourn the day of the sale to another day, time, redbanktn.gov and at Red Bank City Hall. Randall G. Smith, City Manager not be accepted. Amounts received in excess of the winning bid will be Trustee Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, and place certain without further publication, upon announcement at the HCH1T-3/27/15 refunded to the successful purchaser at the time the foreclosure deed is Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333- time and place for the sale set forth above. W&A No. 303958 DATED delivered. This property is being sold with the express reservation that the 8156 www.auction.com File No. 13-053001 HCH3T-3/27,4/3,4/10/15 March 23, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee STATE OF TENNESSEE ORDER OF PUBLICATION LAUREL RIDGE sale is subject to confirmation by the lender or trustee. This sale may be 4812643665703 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM APARTMENT HOMES, PLAINTIFF Docket Number: 14GS9376 rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April and WWW.REALTYTRAC.COM HCH3T-3/27,4/3,4/10/15 TURNER VINCENT OR OCCUPANTS, DEFENDANT Date of This Or- of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, 20, 2015 at 10:00AM local time, at the west door, Hamilton County Court- der: 03/18/2015 Appearance Date: 06/01/2015 at 11:00 a.m. Appearance NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro- house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April Address: Court of General Sessions, Civil Division, Room 111 Hamilton ingle.com File No. 15-063928 HCH3T-3/27,4/3,4/10/15 of Trust executed by Everlena Hall and Andrea L. Hall, to Title Escrow 23, 2015 at 10:00AM local time, at the west door, Hamilton County Court- County City Courts Building, 600 Market Street, Chattanooga, TN 37402- of Chattanooga, Inc., Trustee, on May 31, 2000 at Book GI 5609, Page house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of 1911 It appearing from the record in this cause that the defendant is a non- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April 102; all of record in the Hamilton County Register’s Office. Party entitled Trust executed by Donna L. Drain, to Hamilton Title Insurance Agency, resident of Tennessee, and certain property or money has been attached. 23, 2015 at 10:00AM local time, at the west door, Hamilton County Court- to enforce security interest: Tennessee Housing Development Agency, LLC, Trustee, on April 10, 2008 at Book GI 8638, Page 384; all of record One or more civil warrants have issued but returned unserved, and an house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed its successors and assigns The following real estate located in Hamilton in the Hamilton County Register’s Office. Party entitled to enforce security attachment issued and was levied upon certain property or money. IT IS of Trust executed by Josiah Smith, an unmarried man, and Amanda R County, Tennessee, will be sold to the highest call bidder subject to all interest: JPMorgan Chase Bank, National Association, its successors and ORDERED that publication be made requiring the defendant to appear at Polchek, an unmarried woman, to Northgate Title Escrow of Hamilton unpaid taxes, prior liens and encumbrances of record: Being Lot Twenty- assigns The following real estate located in Hamilton County, Tennessee, the time and place stated above and defend this suit, or a judgment by County, Trustee, on May 12, 2009 at Book GI 8930, Page 299; all of re- five (25), in Indian Springs Addition Number Two (2), as shown by plat will be sold to the highest call bidder subject to all unpaid taxes, prior default may be entered against him. This Order shall be published in a cord in the Hamilton County Register’s Office. Party entitled to enforce of said subdivision of record in Plat Book 17, Page 81, of the Register’s liens and encumbrances of record: Located in the Second Civil District newspaper by this County as required by law. LARRY L. HENRY, CLERK security interest: Nationstar Mortgage LLC, its successors and assigns Office of Hamilton County, Tennessee, and the Northeast 25 feet of Lot of Hamilton County, Tennessee: Lot One (1), Edwina Estates, as shown OF GENERAL SESSIONS ATTORNEY FOR PLAINTIFF: WAGNER NEL- The following real estate located in Hamilton County, Tennessee, will be Twenty-four (24), in Indian Springs Addition Number Two (2), as shown by by plat of record in Plat Book 26, Page 43, in the Register’s Office of SON WEEKS 701 MARKET STREET STE 1418 CHATTANOOGA, TN sold to the highest call bidder subject to all unpaid taxes, prior liens and a plat of said Subdivision of record in Plat Book 16, Page 81, of the Reg- Hamilton County, Tennessee. Being the same property conveyed to Rob- 37402 HCH4T-3/27,4/3,4/10,4/17/15 encumbrances of record: LOCATED IN THE CITY OF CHATTANOOGA, ister’s Office of Hamilton County, Tennessee. According to said plat, said ert C. Whiting and wife, Janet Whiting by Warranty Deed dated March HAMILTON COUNTY, TENNESSEE: The North one-half (1/2) of Lot Fifty- lot and part of lot form a single tract of land which fronts 130 feet, more 17, 2004 and recorded in Book 7059, Page 1 in the Register’s Office of STATE OF TENNESSEE ORDER OF PUBLICATION DEVEN M. CAR- one (51), Austin Farms, Section Two (2), as shown by plat of record in Plat or less, on the curved Southeast line of Glenwood Circle and proceeds Hamilton County, Tennessee. SUBJECT TO any governmental zoning NEY, Petitioner, Docket Number: 50151 STEVEN RIVERA, RESPON- Book 16, Page 53, in the Register’s Office of Hamilton County, Tennessee. back Southeastwardly, between parallel lines, which are 125 feet apart, and subdivision ordinances or regulations in effect thereon. SUBJECT TO DENT Date of This Order: 3-24-15 Appearance Date: 7/14/15 at 8:45 a.m. According to said plat, said part of lot fronts Eighty-seven and five-tenths along the Southwestern line of Lot Twenty-six (26) in said subdivision, Building setback lines shown on recorded plat. SUBJECT TO Ten (10) Appearance Address: Juvenile Court, Child Support Division, Hamilton (87.5) feet on the Western line of Bonnie Drive and extends Westwardly, upon which said tract has a footage of 145.4 feet to the Southeastern line foot drainage and utility easement as shown on recorded plat. Parcel County, Tennessee, 1221 East Main Street, Chattanooga, TN 37408. It between diverging lines along the Southern line of Lot Fifty (50) of said of said Addition upon which said tract has footage of 125 feet. Source of Number: 170B C 010.07 Current Owner(s) of Property: Donna L. Drain appearing from the record in this cause that the Respondent cannot be subdivision to the Eastern line of Lot Forty-one (41), Austin Farms, Sec- Grantors title is Warranty Deed being recorded simultaneously?herewith. Street Address: 6844 Beulah Drive, Chattanooga, Tennessee 37412 found after diligent inquiry and his last known residence being in Hamilton tion One (1) upon which it has a footage of Ninety-six and Forty-five hun- SUBJECT To Utility line easement as shown by dotted lines on said plat. Any property address provided is not part of the legal description of the County, Tennessee. One or more civil summonses have issued but re- dredths (96.45) feet; its Northern line being the dividing line between Lots SUBJECT To Drainage easement as shown by dotted lines on said plat. property sold herein and in the event of any discrepancy, the legal descrip- turned unserved. IT IS ORDERED that publication be made requiring the Fifty (50) and Fifty-one (51), is One Hundred Fifty-three and seven-tenths SUBJECT To Sewer easement as recorded in Book 1292, Page 543, of tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) Respondent to appear at the time and place stated above and defend this (153.7) feet in length and its Southern line is One Hundred Fifty-three the Register’s Office of Hamilton County, Tennessee. SUBJECT To any RIGHTS IN POSSESSION. All right of equity of redemption, statutory and suit, or a judgment by default may be entered against him. This Order shall (153) feet in length, its Southeastern comer is the Western line of Bonnie governmental zoning and subdivision ordinances or regulations in effect otherwise, and homestead are expressly waived in said Deed of Trust, and be published in a newspaper by this County as required by law. GARY Drive Seven Hundred Seventy-four and Thirty-nine Hundredths (774.39) thereon. SUBJECT To Restrictions recorded in Book 1122, Page 265, in the title is believed to be good, but the undersigned will sell and convey D. BEHLER, CLERK OF JUVENILE COURT ATTORNEY FOR PLAIN- feet North of its intersection with the Northern line of Middle Drive. Grant- the Register’s Office of Hamilton County, Tennessee; but omitting any cov- only as Substitute Trustee. If you purchase a property at the foreclosure TIFF: RYAN D. HANZELIK, 4143 RINGGOLD ROAD, SUITE A 1/2 , EAST or’s source of interest is found of record in a deed to Josiah Smith and enant or restriction based on race, color, religion, sex, handicap, familial sale, the entire purchase price is due and payable at the conclusion of the RIDGE, TENNESSEE 37412. HCH4T-3/27,4/3,4/10,4/17/15 Amanda Polchek dated July 25, 2008 and recorded in Book 8725, Page status or national origin unless and only to the extent that said covenant auction in the form of a certified/bank check made payable to or endorsed 100, in the Register’s Office of Hamilton County, Tennessee. Being the (a) is exempt under Chapter 42, Section 3607 of the United States Code to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April same property as shown by deed recorded on July 30, 2004 in Book 7221, or (b) relates to handicap but does not discriminate against handicapped you must bring sufficient funds to outbid the lender and any other bidders. 13, 2015 at 10:00AM local time, at the west door, Hamilton County Court- Page 811, in said Register’s Office. SUBJECT To any governmental zon- persons. Parcel Number: 146L E 006 Current Owner(s) of Property: Insufficient funds will not be accepted. Amounts received in excess of the house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of ing and subdivision ordinances or regulations in effect thereon. SUBJECT Everlena Hall and Andrea L. Hall Other interested parties: EMC Mortgage winning bid will be refunded to the successful purchaser at the time the Trust executed by Kenneth M. Kelley and Tracy L. Kelley, to Linda J. To all notes, information, restrictions, easements, and encumbrances Corporation, c/o A. Scott Derrick, Attorney Street Address: 2704 Glen- foreclosure deed is delivered. This property is being sold with the express O’Connell, Trustee, on February 25, 2002 at Book GI 6168, Page 415; as shown on said subdivision plat. Parcel Number: 129N H 015 Current wood Pkwy, Chattanooga, Tennessee 37404 Any property address pro- reservation that the sale is subject to confirmation by the lender or trustee. all of record in the Hamilton County Register’s Office. Party entitled to Owner(s) of Property: Josiah Smith and Amanda Polchek, both unmarried vided is not part of the legal description of the property sold herein and in This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute enforce security interest: Regions Bank successor by merger with Re- person with Right of Survivorship for and during their joint natural lives, the event of any discrepancy, the legal description referenced herein shall Trustee Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, gions Mortgage, Inc., its successors and assigns The following real estate with the remainder over upon the death of either of them to the survivor of control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333- located in Hamilton County, Tennessee, will be sold to the highest call them Other interested parties: Tennessee Housing Development Agency All right of equity of redemption, statutory and otherwise, and homestead 8156 www.auction.com File No. 14-060811 HCH3T-3/27,4/3,4/10/15 bidder subject to all unpaid taxes, prior liens and encumbrances of record: Street Address: 7619 Bonnie Drive, Chattanooga, Tennessee 37416 are expressly waived in said Deed of Trust, and the title is believed to be Being Lot Number 7, Plan of Highwood Estates, Unit 1, as shown by plat Any property address provided is not part of the legal description of the good, but the undersigned will sell and convey only as Substitute Trustee. SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April recorded in Plat Book 24, Page 7, in the Register’s Office of Hamilton property sold herein and in the event of any discrepancy, the legal descrip- If you purchase a property at the foreclosure sale, the entire purchase 23, 2015 at 10:00AM local time, at the west door, Hamilton County Court- County, Tennessee. Being the same property conveyed to Kenneth Kelley tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) price is due and payable at the conclusion of the auction in the form of house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of in deed dated 12/18/98, in Book 5257, Page 809, in the Register’s Office RIGHTS IN POSSESSION. All right of equity of redemption, statutory and a certified/bank check made payable to or endorsed to Shapiro & Ingle, Trust executed by Thomas Allen Turner, to Jeanine B. Saylor, Trustee, of Hamilton County, Tennessee. Parcel Number: 109M J 027 Current otherwise, and homestead are expressly waived in said Deed of Trust, and LLP. No personal checks will be accepted. To this end, you must bring on December 18, 2003 at Book GI 6968, Page 589; all of record in the Owner(s) of Property: Tracy Kelley Street Address: 4023 Highwood Dr, the title is believed to be good, but the undersigned will sell and convey sufficient funds to outbid the lender and any other bidders. Insufficient Hamilton County Register’s Office. Party entitled to enforce security inter- Chattanooga, Tennessee 37415 Any property address provided is not only as Substitute Trustee. If you purchase a property at the foreclosure funds will not be accepted. Amounts received in excess of the winning bid est: JPMorgan Chase Bank, N.A., its successors and assigns The fol- part of the legal description of the property sold herein and in the event sale, the entire purchase price is due and payable at the conclusion of the will be refunded to the successful purchaser at the time the foreclosure lowing real estate located in Hamilton County, Tennessee, will be sold to of any discrepancy, the legal description referenced herein shall control. auction in the form of a certified/bank check made payable to or endorsed deed is delivered. This property is being sold with the express reservation the highest call bidder subject to all unpaid taxes, prior liens and encum- SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, that the sale is subject to confirmation by the lender or trustee. This sale brances of record: Lot Fourteen (14), Block 4, on the Plan of Signal Hills of equity of redemption, statutory and otherwise, and homestead are ex- you must bring sufficient funds to outbid the lender and any other bidders. may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Addition, of record in Plat Book 8, Page 5, Register’s Office of Hamilton pressly waived in said Deed of Trust, and the title is believed to be good, Insufficient funds will not be accepted. Amounts received in excess of the Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 County, Tennessee. For prior title and last instrument of record affecting but the undersigned will sell and convey only as Substitute Trustee. If you winning bid will be refunded to the successful purchaser at the time the Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. title to the above described property, see deed recorded in Book 6687, purchase a property at the foreclosure sale, the entire purchase price is foreclosure deed is delivered. This property is being sold with the express shapiro-ingle.com File No. 15-100311 HCH3T-3/27,4/3,4/10/15 Page 251, in the said Register’s Office. SUBJECT TO any governmen- due and payable at the conclusion of the auction in the form of a certified/ reservation that the sale is subject to confirmation by the lender or trustee. tal zoning and subdivision ordinances and regulations in effect thereon. bank check made payable to or endorsed to Shapiro & Ingle, LLP. No This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April SUBJECT TO all easements, restrictive covenants and conditions, and personal checks will be accepted. To this end, you must bring sufficient Trustee Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, 23, 2015 at 10:00AM local time, at the west door, Hamilton County Court- other matters?of record, including all items set out on any applicable plat funds to outbid the lender and any other bidders. Insufficient funds will Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333- house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of of record. Parcel Number: 117P B 02600 Current Owner(s) of Property: not be accepted. Amounts received in excess of the winning bid will be 8156 www.auction.com File No. 15-063213 HCH3T-3/27,4/3,4/10/15 Trust executed by Howard E. Tucker and Mary L. Tucker, to Northgate Thomas Allen Turner Street Address: 145 Signal Hills Dr., Chattanooga, refunded to the successful purchaser at the time the foreclosure deed is Title and Escrow Inc., Trustee, on August 3, 2001 at Book GI 5951, Page Tennessee 37405 Any property address provided is not part of the legal delivered. This property is being sold with the express reservation that the NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the 434; all of record in the Hamilton County Register’s Office. Party entitled description of the property sold herein and in the event of any discrepancy, sale is subject to confirmation by the lender or trustee. This sale may be performance of the covenants, terms, and conditions of a Deed of Trust to enforce security interest: CitiMortgage, Inc., its successors and assigns the legal description referenced herein shall control. SALE IS SUBJECT rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office Note dated April 17, 2013, and the Deed of Trust of even date securing the The following real estate located in Hamilton County, Tennessee, will be TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, same, recorded April 26, 2013, in Book No. GI9936, at Page 33, in Office sold to the highest call bidder subject to all unpaid taxes, prior liens and tion, statutory and otherwise, and homestead are expressly waived in said NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro- of the Register of Deeds for Hamilton County, Tennessee, executed by encumbrances of record: TRACT ONE (1): Lot Number Fourteen (14), Deed of Trust, and the title is believed to be good, but the undersigned will ingle.com File No. 12-032689 HCH3T-3/20,3/27,4/3/15 Carman J. Weldon and Donald Weldon, Jr., conveying certain property Dallas Hills Subdivision, as shown by plat of record in Plat Book 14, Page sell and convey only as Substitute Trustee. If you purchase a property at therein described to Fearnley & Califf as Trustee for Mortgage Electronic 29, in the Register’s Office of Hamilton County, Tennessee. TRACT TWO the foreclosure sale, the entire purchase price is due and payable at the SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April Registrations Services, Inc., as nominee for People’s Home Equity, Inc., (2): The East One half (1/2), of Lot Fifteen (15), Dallas Hills Subdivision, conclusion of the auction in the form of a certified/bank check made pay- 15, 2015 at 11:30AM local time, at the west door, Hamilton County Court- its successors and assigns; and the undersigned, Wilson & Associates, in the Register’s Office of Hamilton County as recorded in Plat Book 14, able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Page 29. According to said plat said plat of lot fronts twenty-five (25) feet accepted. To this end, you must bring sufficient funds to outbid the lender Trust executed by Bradley K. Whalen and wife, Denise B. Whalen, to Bank, National Association. NOW, THEREFORE, notice is hereby given on the South line of Lakewood Avenue and extends Southwardly between and any other bidders. Insufficient funds will not be accepted. Amounts Edward L. Burris, Trustee, on July 13, 2004 at Book GI 7201, Page 815; that the entire indebtedness has been declared due and payable; and parallel lines One Hundred Sixty-four (164), more or less to the South received in excess of the winning bid will be refunded to the successful all of record in the Hamilton County Register’s Office. Party entitled to that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, line of said subdivision. SUBJECT To any governmental zoning and sub- purchaser at the time the foreclosure deed is delivered. This property is enforce security interest: Specialized Loan Servicing LLC, its successors by virtue of the power, duty, and authority vested in and imposed upon division ordinances or regulations in effect thereon. (as to both tracts) being sold with the express reservation that the sale is subject to confir- and assigns The following real estate located in Hamilton County, Ten- said Successor Trustee, by JPMorgan Chase Bank, National Association, SUBJECT To restrictions as set out in instrument recorded in Book 809, mation by the lender or trustee. This sale may be rescinded at any time. nessee, will be sold to the highest call bidder subject to all unpaid taxes, will, on May 21, 2015 on or about 10:00 AM, at the Hamilton County Page 511, in the Register’s Office of Hamilton County, Tennessee; but Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP prior liens and encumbrances of record: Lot 12, Breakwater Estates, Cor- Courthouse - West Door, Chattanooga, Tennessee, offer for sale certain omitting any covenant or restriction based on race, color, religion, sex, 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) rective Plat, of record in Plat Book 39, Page 115, in the Register’s Office property hereinafter described to the highest bidder FOR certified funds handicap, familial status or national origin unless and only to the extent 333-8107 Fax: (704) 333-8156 www.auction.com File No. 15-100134 of Hamilton County, Tennessee. For Prior title see Deed recorded in Book paid at the conclusion of the sale, or credit bid from a bank or other lending that said covenant (a) is exempt under Chapter 42, Section 3607 of the HCH3T-3/27,4/3,4/10/15 7068, Page 394, in the Register’s Office of Hamilton County, Tennessee. entity pre-approved by the successor trustee. The sale is free from all ex- United States Code or (b) relates to handicap but does not discriminate THIS CONVEYANCE MADE SUBJECT TO THE FOLLOWING: Restric- emptions, which are expressly waived in the Deed of Trust, said property against handicapped persons. (as to tract two) SUBJECT To all applicable NOTICE OF SHERIFF’S SALE WHEREAS, the General Sessions Court tions as set out in instrument recorded in Book 2981, Page 152, in the being real estate situated in Hamilton County, Tennessee, and being more conditions, restrictions, reservations, easements, etc,, as set out on said of Bradley County, Tennessee entered judgment against MILDRED MILL- Register’s Office of Hamilton County, Tennessee, but omitting any cov- particularly described as follows: Lot 11, The Narrows, in Plat Book 70, recorded plat. (as to both tracts) Parcel Number: 075P C 02900 Current ER in the case of Affordable Roofing v Mildred Miller,Docket 12-CV-2135, enant or restriction based on race, color, religion, sex, handicap, familial Page 82, Register’s Office, Hamilton County, Tennessee. ALSO KNOWN Owner(s) of Property: Howard E. Tucker and wife, Mary L. Tucker Street on the 27th day of June, 2012 (hereinafter “judgment”); and WHEREAS, a status or national origin unless and only to the extent that said covenant AS: 642 Narrows Way, Hixson, TN 37343 This sale is subject to all Address: 1910 Lakewood Ave, Soddy Daisy, Tennessee 37379 Second- Final Judgment was recorded in the Register’s Office of Hamilton County, (a) is exempt under Chapter 42, Section 3607 of the United States Code matters shown on any applicable recorded plat; any unpaid taxes; any ary Property Address: 1910 Lake Wood Ave, Soddy Daisy, TN 37379 Tennessee on 2-13-2015 , in Book 10399, Page 917; and, WHEREAS, or (b) relates to handicap but does not discriminate against handicapped restrictive covenants, easements, or setback lines that may be applicable; Any property address provided is not part of the legal description of the the Clerk of the General Sessions Court for Bradley County, Tennessee persons. Ten (10) by ten (10) foot EPB Easement as shown or specified any statutory rights of redemption of any governmental agency, state or property sold herein and in the event of any discrepancy, the legal descrip- has issued an execution and garnishment pursuant to T.C.A. §26-5-101 on recorded plat. Ten (10) foot Drainage Easement as shown or specified federal; any prior liens or encumbrances as well as any priority created by tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) et seq. in certain real property described in said execution and garnish- by recorded plat. Subject to all notes, stipulations, restrictions, easements, a fixture filing; and to any matter that an accurate survey of the premises RIGHTS IN POSSESSION. All right of equity of redemption, statutory and ment; and, WHEREAS, the Sheriff does hereby provide notice of sale the conditions, and regulations as set out on recorded plat. Any governmental might disclose. In addition, the following parties may claim an interest in otherwise, and homestead are expressly waived in said Deed of Trust, and sale of said estate herein described, as provided in T.C.A. § 26-5-101 et zoning and subdivision ordinances in effect thereon. Parcel Number: 111H the above-referenced property: WELDON, CARMAN J. WELDON, JR., the title is believed to be good, but the undersigned will sell and convey seq., NOW THEREFORE, pursuant to T.C.A. § 26-5-101 et seq., upon the C 020 Current Owner(s) of Property: Bradley K. Whalen and wife, Denise DONALD The sale held pursuant to this Notice may be rescinded at the only as Substitute Trustee. If you purchase a property at the foreclosure execution and garnishment issued by General Sessions Court for Bradley B. Whalen Street Address: 4014 Breakwater Drive, Hixson, Tennessee Successor Trustee’s option at any time. The right is reserved to adjourn sale, the entire purchase price is due and payable at the conclusion of the County, Tennessee and for the purpose of affecting payment in satisfac- 37343 Any property address provided is not part of the legal description the day of the sale to another day, time, and place certain without fur- auction in the form of a certified/bank check made payable to or endorsed tion of the Judgment set forth herein, interest, fees and costs of sale, Jim of the property sold herein and in the event of any discrepancy, the le- ther publication, upon announcement at the time and place for the sale to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, Hammond, Sheriff of Hamilton County Tennessee or his deputy as desig- gal description referenced herein shall control. SALE IS SUBJECT TO set forth above. W&A No. 300964 DATED March 20, 2015 WILSON & you must bring sufficient funds to outbid the lender and any other bidders. nee, will, on the 13th day of April, 2015, at 11:00a.m./p.m., offer for sale TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, ASSOCIATES, P.L.L.C., Successor Trustee 0211099320 FOR SALE IN- Insufficient funds will not be accepted. Amounts received in excess of the at public outcry to the highest and best bidder for cash or certified funds, statutory and otherwise, and homestead are expressly waived in said FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM winning bid will be refunded to the successful purchaser at the time the at the West door of the courthouse in the City of Chattanooga, Hamilton Deed of Trust, and the title is believed to be good, but the undersigned will HCH3T-3/27,4/3,4/10/15 foreclosure deed is delivered. This property is being sold with the express County, Tennessee, subject to the two (2) year right of redemption set forth sell and convey only as Substitute Trustee. If you purchase a property at reservation that the sale is subject to confirmation by the lender or trustee. in T.C.A. §66-8-101, the following described real property located in Ham- the foreclosure sale, the entire purchase price is due and payable at the SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute ilton County, Chattanooga, Tennessee, and more particularly described conclusion of the auction in the form of a certified/bank check made pay- 23, 2015 at 10:00AM local time, at the west door, Hamilton County Court- Trustee Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, as follows: LOTS THREE (3), FOUR (4) AND FIVE (5), BLOCK ONE (1), able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333- HOOKER PLACE, N.H. GRADY’S REVISED PLAT OF W.S. JORDAN’S accepted. To this end, you must bring sufficient funds to outbid the lender Trust executed by Sara Matilda Reeves, to Emmett James House or Bill 8156 www.auction.com File No. 15-100144 HCH3T-3/27,4/3,4/10/15 ADDITION TO OAK HILLS, as shown by plat of record in Plat Book 6, and any other bidders. Insufficient funds will not be accepted. Amounts R. McLaughlin, Trustee, on January 10, 2007 at Book GI 8212, Page 797; Page 10 in the Register’s Office of Hamilton County, Tennessee. Original received in excess of the winning bid will be refunded to the successful all of record in the Hamilton County Register’s Office. Party entitled to NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Plat for W.S. Jordan’s Addition to Oak Hills recorded in Plat Book 3, Page purchaser at the time the foreclosure deed is delivered. This property is enforce security interest: Regions Mortgage, its successors and assigns performance of the covenants, terms, and conditions of a Deed of Trust 5 in said Register’s Office. For Prior title see Deed recorded in Book 1110, being sold with the express reservation that the sale is subject to confir- The following real estate located in Hamilton County, Tennessee, will be Note dated October 15, 2007, and the Deed of Trust of even date secur- page, 298, in the Register’s Office of Hamilton County, Tennessee from mation by the lender or trustee. This sale may be rescinded at any time. sold to the highest call bidder subject to all unpaid taxes, prior liens and ing the same, recorded October 25, 2007, in Book No. GI 8504, at Page George E. Love, Widower, to Robert D. Richardson and wife, Cora H. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, encumbrances of record: LOCATED IN THE SECOND CIVIL DISTRICT 650, in Office of the Register of Deeds for Hamilton County, Tennessee, Richardson, dated 6-3-1953 and recorded 6-10-1953. Cora H, Richard- LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: OF HAMILTON COUNTY, TENNESSEE: Being Lot Nine (9) and the East executed by Linda A. Gregory-Duty, conveying certain property therein son predeceased her husband, Robert D. Richardson, a/k/a Robert David (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 13- Twenty-five (25) feet of Lot Seven (7), Castle Hill Addition, as shown by described to Ticor Title Insurance Company as Trustee for Mortgage Elec- Richardson died and his Last Will and Testament was filed in Hamilton 048451 HCH3T-3/20,3/27,4/3/15 plat of record in Plat Book 6, Page 60, in the Register’s Office of Hamilton tronic Registration Systems, Inc,. as a nominee for MORTGAGEIT, INC, County Chancery Court, Probate division probate record 100-648, filed on County, Tennessee. According to said plat, said lot and part of lot form its successors and assigns ; and the undersigned, Wilson & Associates, 6-2-1973 in Will Book 27, Page 145. He conveyed all of the real property one tract fronting 75 feet on the North line of Castle Avenue, and extending P.L.L.C., having been appointed Successor Trustee by MidFirst Bank. known as 4116 highland Avenue Chattanooga, TN, to his 4 children to See NOTICES, page 8 8 | March 27 - April 2, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

NOTICES Continued from page 7 that the sale is subject to confirmation by the lender or trustee. This sale County, Tennessee, will be sold to the highest call bidder subject to all Sullivan Other interested parties: Chattanooga Neighbordhood Enterprise, may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee unpaid taxes, prior liens and encumbrances of record: Lot Fifteen (15) and Inc., City of Chattanooga, Advantage Assets II, Inc. Street Address: 1913 Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 Sixteen (16), Block Twenty-six (26), Montague’s Addition No. Four (4), as Foust St, Chattanooga, Tennessee 37407 Any property address pro- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. shown by plat of record in Plat Book 8, page 25 of the Register’s office vided is not part of the legal description of the property sold herein and in 15, 2015 at 11:30AM local time, at the west door, Hamilton County Court- shapiro-ingle.com File No. 14-057050 HCH3T-3/20,3/27,4/3/15 of Hamilton County, Tennessee. According to said plat, said lots fronts the event of any discrepancy, the legal description referenced herein shall house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed one hundred (100) feet on the northern line of East Twelfth Street and control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. of Trust executed by David Allen Barbee aka David Barbee and Lisa SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April extends back northwardly between parallel lines, and along the eastern All right of equity of redemption, statutory and otherwise, and homestead Dawn Barbee, to Realty Title and Escrow Services, Inc., Trustee, on Au- 13, 2015 at 10:00AM local time, at the west door, Hamilton County Court- line of Hawthorne Street a distance of One hundred forty (140) feet to are expressly waived in said Deed of Trust, and the title is believed to be gust 10, 2006 at Book GI 8048, Page 238; all of record in the Hamilton house, 615 Walnut Street, Chattanooga, Tennessee pursuant to Deed of the Southern line of Lots One (1) and Two (2) of said block. SUBJECT good, but the undersigned will sell and convey only as Substitute Trustee. County Register’s Office. Party entitled to enforce security interest: Wells Trust executed by Paul Moten and Joyce Moten, to Kenneth Hayes, TO any governmental zoning and subdivision ordinances or regulations If you purchase a property at the foreclosure sale, the entire purchase Fargo Bank, National Association, as trustee for the holders of the First Trustee, as trustee for Wells Fargo Financial Tennessee 1, LLC on Janu- in effect thereon. SUBJECT TO Requirements of Zoning Ordinance No. price is due and payable at the conclusion of the auction in the form of Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Cer- ary 12, 2006 at Book GI 7811, Page 932; re-recorded at Book GI 7817, 1843 of the City of Chattanooga, Tennessee, and any amendment of said a certified/bank check made payable to or endorsed to Shapiro & Ingle, tificates, Series 2006-FF15, its successors and assigns The following real Page 940; conducted by Shapiro & Ingle, LLP having been appointed ordinances. FOR PRIOR TITLE, See Deed as recorded simultaneously LLP. No personal checks will be accepted. To this end, you must bring estate located in Hamilton County, Tennessee, will be sold to the high- Substitute or Successor Trustee, all of record in the Hamilton County Reg- herewith. Parcel Number: 146O P 026 Current Owner(s) of Property: Mar- sufficient funds to outbid the lender and any other bidders. Insufficient est call bidder subject to all unpaid taxes, prior liens and encumbrances ister’s Office. Default has occurred in the performance of the covenants, tha Thirkill aka Martha A. Thirkill Other interested parties: Chattanooga funds will not be accepted. Amounts received in excess of the winning bid of record: Land in Hamilton County, Tennessee, being Lot No. One (1) terms, and conditions of said Deed of Trust and the entire indebtedness Neighborhood Enterprise, Inc., Midland Funding LLC Assignee of Tribute will be refunded to the successful purchaser at the time the foreclosure on the plan of Caramel Village Subdivision, of record in Plat Book 29, has been declared due and payable. Party Entitled to Enforce the Debt: Mastercard c/o Cheryl E. Rose, Receiver of Mann Bracken, LLC Street deed is delivered. This property is being sold with the express reservation Page 97, being a Re-Subdivision of Lots 9, 10, 21 & 22, Chattanooga Wells Fargo Financial Tennessee 1, LLC, its successors and assigns The Address: 1801 East 12th Street, Chattanooga, Tennessee 37404 Any that the sale is subject to confirmation by the lender or trustee. This sale Garden Farms, of record in Plat Book 6, Page 30, Register’s Office for following real estate located in Hamilton County, Tennessee, will be sold property address provided is not part of the legal description of the prop- may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee said County, to which plan reference is hereby made for a more complete to the highest call bidder: Described property located at Hamilton County, erty sold herein and in the event of any discrepancy, the legal descrip- Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 description. Being the same property conveyed to David Allen Barbee and Tennessee, to wit: All that tract or parcel of land lying and being in the city tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. wife, Lisa Dawn Barbee by deed from Rawlin L. Parker and wife, Linda C. of Chattanooga, Hamilton County, Tennessee, being Lot Six (6) of Block RIGHTS IN POSSESSION. All right of equity of redemption, statutory and shapiro-ingle.com File No. 15-100048 HCH3T-3/20,3/27,4/3/5 Parker, of record in Book 8048, Page 236, Register’s Office for Hamilton Four (4), Fairview Addition, as shown by plat recorded in Plat Book 2, otherwise, and homestead are expressly waived in said Deed of Trust, County, Tennessee. Subject to all easements, restrictive covenants and Page 11, in the Register’s Office of Hamilton County, Tennessee together and the title is believed to be good, but the undersigned will sell and con- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April conditions, and other matters of record, including all items set out on any with that part of the southeast one-half (1/2) of the fifteen (15) foot al- vey only as Substitute Trustee. If you purchase a property at the foreclo- 23, 2015 on or about 11:00AM local time, at the Main door of the Hamil- applicable plat of record. Parcel Number: 083F C 023 Current Owner(s) ley adjoining the northwest boundary of said Lot Six (6), as abandoned sure sale, the entire purchase price is due and payable at the conclusion ton County Courthouse, Chattanooga, Tennessee, conducted by the Sub- of Property: David Allen Barbee and Lisa Dawn Barbee Street Address: by ordinance no. 2089, dated December 4, 1934. According to survey of the auction in the form of a certified/bank check made payable to or stitute Trustee as identified and set forth herein below, pursuant to Deed 1400 Caramel Cir, Hixson, Tennessee 37343 Any property address pro- drawing no. 03-2158 dated August 25, 2003, made by J. Clifton Fite, endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. of Trust executed by LARRY COTTON AND MARILYN D. COTTON, to vided is not part of the legal description of the property sold herein and in Tennessee Registered Land Surveyor No. 2057, of Fite Land Surveying, To this end, you must bring sufficient funds to outbid the lender and any TRANSCONTINENTAL TITLE, Trustee, on July 19, 2004, at Record Book the event of any discrepancy, the legal description referenced herein shall Inc. Said Lot and part of abandoned alley form one tract of land which is other bidders. Insufficient funds will not be accepted. Amounts received GI 7216, Page 528 as Instrument No. 2004072700174 in the real property control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. more particularly described as follows: Beginning at the point where the in excess of the winning bid will be refunded to the successful purchaser records of Hamilton County Register’s Office, Tennessee. Owner of Debt: All right of equity of redemption, statutory and otherwise, and homestead northeastern right of way of East 38th Street intersects with the Northwest at the time the foreclosure deed is delivered. This property is being sold THE BANK OF NEW YORK MELLON, AS SUCCESSOR TRUSTEE TO are expressly waived in said Deed of Trust, and the title is believed to be right of way of 13th Avenue; thence running Northeastwardly along the with the express reservation that the sale is subject to confirmation by JPMORGAN CHASE BANK, AS TRUSTEE FOR NOVASTAR MORT- good, but the undersigned will sell and convey only as Substitute Trustee. Northwest right of way of 13th Avenue to a point in the Southwestern line the lender or trustee. This sale may be rescinded at any time. Shapiro & GAGE FUNDING TRUST, SERIES 2004-3, NOVASTAR HOME EQUITY If you purchase a property at the foreclosure sale, the entire purchase of that property now or formerly owned by Arlene Gregory, conveyed to her Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 10130 LOAN ASSET-BACKED CERTIFICATES, SERIES 2004-3 The following price is due and payable at the conclusion of the auction in the form of by Deed recorded in Book 6462, Page 339, said Register’s Office; thence Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333- real estate located in Hamilton County, Tennessee, will be sold to the high- a certified/bank check made payable to or endorsed to Shapiro & Ingle, running Northwestwardly along the Southern boundary of Arlene Gregory 8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 14-060056 est call bidder subject to all unpaid taxes, prior liens and encumbrances of LLP. No personal checks will be accepted. To this end, you must bring tract a distance of 145 feet to a point; thence extending across the fifteen HCH3T-3/20,3/27,4/3/15 record: BEING IN THE CITY OF CHATTANOOGA, HAMILTON COUNTY, sufficient funds to outbid the lender and any other bidders. Insufficient (15) foot alley abandoned by ordinance No. 2089 a distance of 7.5 feet to TENNESSEE: LOT ONE (1), BLOCK FOUR (4), MAP OF WHITEHAVEN, funds will not be accepted. Amounts received in excess of the winning bid the centerline of said abandoned alley; thence running southwestwardly SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April AS SHOWN BY PLAT RECORDED IN PLAT BOOK 20, PAGE 7, IN THE will be refunded to the successful purchaser at the time the foreclosure along the centerline of said abandoned alley and the southeast bound- 15, 2015 at 11:30AM local time, at the west door, Hamilton County Court- REGISTER`S OFFICE, HAMILTON COUNTY, TENNESSEE. EXCEPT deed is delivered. This property is being sold with the express reservation ary of that property now or formerly owned by Ronnie Geary, conveyed house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of THAT PART OF SAID LOT USED IN ROUNDING THE CURVE AT THE that the sale is subject to confirmation by the lender or trustee. This sale to Geary by Deed recorded in Book 4030, Page 704, a distance of 50 Trust executed by Rhys C. Gaillard, and, and Bonnie W. Wells Gail- INTERSECTION OF BONNIEWAY DRIVE AND OMALEE AVENUE. BE- may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee feet to a point in the northeast right of way of East 38th Street; thence lard, his wife aka Bonnie W. Gaillard in deed of Acquisition, to Robert M. ING THE SAME PROPERTY CONVEYED TO LARRY COTTON AND Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 Southeastwardly along the Southwest terminus of said abandoned alley Wilson, Jr., Trustee, on September 15, 2005 at Book GI 7685, Page 907; WIFE, MARILYN D. COTTON, BY DEED FROM ROBERT ALAN SHEL- Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. a distance of 7.5 feet to the original Western or Southwestern corner of all of record in the Hamilton County Register’s Office. Party entitled to TON AND WIFE NANCY J. SHELTON, DATED AUGUST 21, 1987 AND shapiro-ingle.com File No. 13-051768 HCH3T-3/20,3/27,4/3/15 aforesaid lot six (6); thence running along Northeast right of way line of enforce security interest: The Bank of New York Mellon, f/k/a The Bank RECORDED AUGUST 28, 1987 IN BOOK 3392, PAGE 710, IN THE East 38th Street a distance of 145 feet to the point of beginning. Street Ad- of New York, as trustee, on behalf of the holders of the Alternative Loan REGISTER`S OFFICE FOR HAMILTON COUNTY, TENNESSEE. Tax ID: SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April dress: 3709 13th Ave, Chattanooga, Tennessee 37407 Parcel Number: Trust 2005-55CB, Mortgage Pass-Through Certificates Series 2005- 147F G 026 Current Owner(s) of Property: LARRY COTTON AND MARI- 13, 2015 at 10:00AM local time, at the west door, Hamilton County Court- 168G J 011.00 Current Owner(s) of Property: Paul Moten Other interested 55CB, its successors and assigns The following real estate located in LYN D. COTTON The street address of the above described property is house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed parties: Discover Bank, Issuer of Discover Card, Arrow Financial Services, Hamilton County, Tennessee, will be sold to the highest call bidder subject believed to be 1706 OMALEE AVENUE,, CHATTANOOGA,, TN 37411, of Trust executed by Sherry Charles and Frank Charles, to Edward L. LLC The street address of the above described property is believed to be to all unpaid taxes, prior liens and encumbrances of record: LOCATED but such address is not part of the legal description of the property sold Burris, Trustee, on March 28, 2006 at Book 7897, Page 293; all of re- 3709 13th Ave, Chattanooga, Tennessee 37407, but such address is not IN THE SECOND CIVIL DISTRICT OF HAMILTON COUNTY, TENNES- herein and in the event of any discrepancy, the legal description referenced cord in the Hamilton County Register’s Office. Party entitled to enforce part of the legal description of the property sold herein and in the event of SEE: Being Lot 137, Hidden Lakes Subdivision, as shown by plat of record herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN security interest: Federal National Mortgage Association (”Fannie Mae”), any discrepancy, the legal description herein shall control. SALE IS SUB- in Plat Book 65, Pages 93 and 94 as refiled in Plat Book 67, Pages 58 POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF a corporation organized and existing under the laws of the United States JECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to and 59, in the Register’s Office of Hamilton County, Tennessee. PRIOR THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT of America, its successors and assigns The following real estate located all matters shown on any applicable recorded plat any unpaid taxes; and TITLE SOURCE: BEING the same real estate conveyed to MICHAEL FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND in Hamilton County, Tennessee, will be sold to the highest call bidder sub- any restrictive covenants, easements, or setback lines that may be ap- R. HODGES and wife, WENDY G. HODGES from ROBERT A. AITKEN PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTI- ject to all unpaid taxes, prior liens and encumbrances of record: Lot 1-A, plicable; any statutory right of redemption of any governmental agency, and wife, DIANE AITKEN by Deed recorded in the Register’s Office of TUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF Paul W. Shepherd’s Revised Plat of Lots A & B, A.J. Booth’s Subdivision, state or federal; any prior liens or encumbrances as well as any priority Hamilton County in Book 7279, Page 643. THIS CONVEYANCE IS MADE THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT of record in Plat Book 11, Page 19, in the Register’s Office of Hamilton created by a fixture filing; and to any matter that an accurate survey of the SUBJECT TO THE FOLLOWING: Any governmental zoning and subdivi- THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOS- County, Tennessee. THIS CONVEYANCE MADE SUBJECT TO THE premises might disclose. In addition, the following parties may claim an sion ordinances or regulations in effect thereon. All applicable conditions, IT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE FOLLOWING: Restrictive Covenants as set out in instrument recorded interest in the above-referenced property: Discover Bank, Issuer of Dis- restrictions, reservations, easements, etc., as shown on said recorded AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER in Book 544, Page 719, in the Register’s Office of Hamilton County, Ten- cover Card, Arrow Financial Services, LLC All right of equity of redemp- plat. Restrictive Covenants, conditions, by laws, lien of assessment and INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A nessee, but omitting any covenant or restriction based on race, color, tion, statutory and otherwise, and homestead are expressly waived in said all other mattes set out in Book 5939, Page 929, in the Register’s Office DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT religion, sex, handicap, familial status or national origin unless and only Deed of Trust, and the title is believed to be good, but the undersigned of Hamilton County, Tennessee, but omitting any covenants or restriction PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have to the extent that said covenant (a) is exempt under Chapter 42, Section will sell and convey only as Substitute Trustee. The right is reserved to based on race, color, religion, sex, handicap, familial status or national been met. All right of equity of redemption, statutory and otherwise, and 3607 of the United States Code or (b) relates to handicap but does not adjourn the day of the sale to another day, time, and place certain without origin unless and only to the extent that said covenant (a) is exempt un- homestead are expressly waived in said Deed of Trust, and the title is discriminate against handicapped persons. Subject to all notes, stipula- further publication, upon announcement at the time and place for the sale der Chapter 42, section 3607 of the United States Code or (b) relates to believed to be good, but the undersigned will sell and convey only as tions, restrictions, casements, conditions, and regulations as set out on set forth above. If you purchase a property at the foreclosure sale, the handicap but does not discriminate against handicapped persons. Ease- Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of recorded plat. Any governmental zoning and subdivision ordinances in ef- entire purchase price is due and payable at the conclusion of the auc- ments, conditions and stipulations as shown and/or noted on subdivision Tennessee Department of Revenue, or the State of Tennessee Depart- fect thereon. Parcel Number: 147P F 002 Current Owner(s) of Property: tion in the form of a certified/bank check made payable to or endorsed to plat. Parcel Number: 150K C 033 Current Owner(s) of Property: Rhys C. ment of Labor or Workforce Development are listed as Interested Parties Sherry Charles and Frank Charles Street Address: 225 N Germantown Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, Gaillard and wife, Bonnie W. Gaillard Other interested parties: Hidden in the advertisement, then the Notice of this foreclosure is being given to Rd, Chattanooga, Tennessee 37411 Any property address provided is you must bring sufficient funds to outbid the lender and any other bidders. Lakes Homeowners’ Association, Inc. Street Address: 3249 Green Mantle them and the Sale will be subject to the applicable governmental entities’ not part of the legal description of the property sold herein and in the event Insufficient funds will not be accepted. Amounts received in excess of the Court, Ooltewah, Tennessee 37363 Secondary Property Address: 3249 right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. of any discrepancy, the legal description referenced herein shall control. winning bid will be refunded to the successful purchaser at the time the Greenmantle Court, Ooltewah, Tennessee 37363 Any property address §67-1-1433. This property is being sold with the express reservation that SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. * All right foreclosure deed is delivered. This property is being sold with the express provided is not part of the legal description of the property sold herein and the sale is subject to confirmation by the lender or trustee. This sale may of equity of redemption, statutory and otherwise, and homestead are ex- reservation that the sale is subject to confirmation by the lender or trustee. in the event of any discrepancy, the legal description referenced herein be rescinded at any time. If the sale is set aside for any reason, the Pur- pressly waived in said Deed of Trust, and the title is believed to be good, This sale may be rescinded by the Substitute Trustee at any time. This shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSES- chaser at the sale shall be entitled only to a return of the deposit paid. but the undersigned will sell and convey only as Substitute Trustee. If you office may be a debt collector. This may be an attempt to collect a debt SION. All right of equity of redemption, statutory and otherwise, and home- The Purchaser shall have no further recourse against the Mortgagor, the purchase a property at the foreclosure sale, the entire purchase price is and any information obtained may be used for that purpose. Shapiro & stead are expressly waived in said Deed of Trust, and the title is believed Mortgagee or the Mortgagee’s attorney. MWZM File No. 15-000059-670 due and payable at the conclusion of the auction in the form of a certified/ Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 10130 to be good, but the undersigned will sell and convey only as Substitute JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute bank check made payable to or endorsed to Shapiro & Ingle, LLP. No Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333- Trustee. If you purchase a property at the foreclosure sale, the entire pur- Trustee(s) PREMIER BUILDING, SUITE 404 5217 MARYLAND WAY personal checks will be accepted. To this end, you must bring sufficient 8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-100198 chase price is due and payable at the conclusion of the auction in the form BRENTWOOD, TN 37027 PHONE: (615) 238-3630 EMAIL: TNSALES@ funds to outbid the lender and any other bidders. Insufficient funds will HCH3T-3/20.3/27.4/3/15 of a certified/bank check made payable to or endorsed to Shapiro & Ingle, MWZMLAW.COM BCNS79715 HCH3T-3/20,3/27,4/3/15 not be accepted. Amounts received in excess of the winning bid will be LLP. No personal checks will be accepted. To this end, you must bring refunded to the successful purchaser at the time the foreclosure deed is NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAMIL- sufficient funds to outbid the lender and any other bidders. Insufficient NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the delivered. This property is being sold with the express reservation that the TON COUNTY WHEREAS, Kimberly M. Hooks a/k/a Kimberly M. Ward funds will not be accepted. Amounts received in excess of the winning bid performance of the covenants, terms, and conditions of a Deed of Trust sale is subject to confirmation by the lender or trustee. This sale may be and Kenneth E. Ward executed a Deed of Trust to Mortgage Electronic will be refunded to the successful purchaser at the time the foreclosure Note dated March 12, 2010, and the Deed of Trust of even date securing rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office Registration Systems, Inc. as nominee for Wilmington Finance Inc., Lend- deed is delivered. This property is being sold with the express reservation the same, recorded March 23, 2010, in Book No. GI9133, at Page 126, of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, er and A-1 Title & Escrow, Trustee(s), which was dated November 22, that the sale is subject to confirmation by the lender or trustee. This sale and modified on July 17, 2014 in Book GI9942, Page 952 in Office of the NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro- 2006 and recorded on November 29, 2006 in Book GI 8164, Page 960, may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Register of Deeds for Hamilton County, Tennessee, executed by Melanie ingle.com File No. 15-063497 HCH3T-3/20.3/27.4/3/15 Hamilton County, Tennessee Register of Deeds. WHEREAS, default hav- Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 F. Phillips, conveying certain property therein described to Robert M. ing been made in the payment of the debt(s) and obligation(s) thereby Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. Wilson, Jr. as Trustee for Mortgage Electronic Registration Systems, Inc., SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April secured by the said Deed of Trust and the current holder of said Deed of shapiro-ingle.com File No. 14-062664 HCH3T-3/20,3/27,4/3/15 as nominee for Bank of America, N.A., its successors and assigns; and 13, 2015 at 10:00AM local time, at the west door, Hamilton County Court- Trust, The Bank of New York Mellon, as Trustee for CIT Mortgage Loan the undersigned, Wilson & Associates, P.L.L.C., having been appointed house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of Trust 2007-1, (the “Holder”), appointed the undersigned, Brock & Scott, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April Successor Trustee by Nationstar Mortgage, LLC. NOW, THEREFORE, Trust executed by Larry Hickman and wife, Scherri Hickman, to Arnold PLLC, as Substitute Trustee, by an instrument duly recorded in the Of- 10, 2015 at 10:00AM local time, at the west door, Hamilton County Court- notice is hereby given that the entire indebtedness has been declared M. Weiss, Trustee, on April 25, 2003 at Book GI 6655, Page 369, Instru- fice of the Register of Deeds of Hamilton County, Tennessee, with all the house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of due and payable; and that an agent of Wilson & Associates, P.L.L.C., ment No. 2003050200349; modified at Book GI 8932, Page 884; all of rights, powers and privileges of the original Trustee named in said Deed Trust executed by Ronnie L. Hogan, to Leslie A. Dennis, Trustee, on as Successor Trustee, by virtue of the power, duty, and authority vested record in the Hamilton County Register’s Office. Party entitled to enforce of Trust; and NOW, THEREFORE, notice is hereby given that the entire July 1, 1994 at Book 4374, Page 856; all of record in the Hamilton County in and imposed upon said Successor Trustee, by Nationstar Mortgage, security interest: The Bank of New York Mellon Trust Company, National indebtedness has been declared due and payable as provided in said Register’s Office. Party entitled to enforce security interest: Federal Na- LLC, will, on May 7, 2015 on or about 10:00 AM, at the Hamilton County Association fka The Bank of New York Trust Company, N.A. as successor Deed of Trust by the Holder, and that as agent for the undersigned, Brock tional Mortgage Association (”Fannie Mae”), a corporation organized and Courthouse - West Door, Chattanooga, Tennessee, offer for sale certain to JPMorgan Chase Bank, as Trustee for Residential Asset Securities Cor- & Scott, PLLC, Substitute Trustee, by virtue of the power and authority existing under the laws of the United States of America, its successors property hereinafter described to the highest bidder FOR certified funds poration, Home Equity Mortgage Asset-Backed Pass Through Certificates, vested in it, will on April 14, 2015, at 10:00AM at the usual and customary and assigns The following real estate located in Hamilton County, Tennes- paid at the conclusion of the sale, or credit bid from a bank or other lend- Series 2003-KS4, its successors and assigns The following real estate lo- location at the Hamilton County Courthouse, Chattanooga, Tennessee, see, will be sold to the highest call bidder subject to all unpaid taxes, prior ing entity pre-approved by the successor trustee. The sale is free from all cated in Hamilton County, Tennessee, will be sold to the highest call bidder proceed to sell at public outcry to the highest and best bidder for cash, liens and encumbrances of record: Lot Forty-Three (43), East Brainerd exemptions, which are expressly waived in the Deed of Trust, said prop- subject to all unpaid taxes, prior liens and encumbrances of record: THE the following described property situated in Hamilton County, Tennessee, Ridge, as shown by plat or record in Plat Book 14, Page 133, Register’s erty being real estate situated in Hamilton County, Tennessee, and being FOLLOWING DESCRIBED REAL ESTATE LOCATED IN THE THIRD to wit: Located in the City of Chattanooga, Hamilton County, Tennessee: Office of Hamilton County, Tennessee. Being the same property conveyed more particularly described as follows: BEING LOCATED IN THE THIRD CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: LOT TWENTY- Lots Four (4), and Five (5), Cokers Addition to Hill City, as shown by plat of to Melissa Necla Kuzucu, unmarried, by Warranty Deed from Donal P. CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: Being Lot Elev- SIX (26), CORRECTIVE PLAT WILLOW CREEK AS SHOWN BY PLAT record in Plat Book 1, Page 3, in the Register’s Office of Hamilton County, Payne and wife, Kristine R. Payne, dated November 6, 1992 and recorded en (11), of Sandalwood Village Subdivision, as shown by plat recorded OF RECORD IN PLAT BOOK 38, PAGE 334, REGISTER’S OFFICE OF Tennessee. Less and except that portion of property conveyed to the City November 12, 1992 in Book 4068, Page 151, Register’s Office of Hamilton in Plat Book 33, Page 311 in the Register’s Office of Hamilton County, HAMILTON COUNTY, TENNESSEE. SUBJECT TO RESTRICTIONS OF of Chattanooga, in Deed Book 1831, Page 699, in the Register’s Office County, Tennessee. Parcel Number: 158N B 002.01 Current Owner(s) of Tennessee. SUBJECT TO Any governmental zoning and/or subdivision RECORD IN BOOK 3466, PAGE 656, AS ADOPTED IN BOOK 3522, of Hamilton County, Tennessee. Subject to any governmental zoning and Property: Ronnie L. Hogan, unmarried Street Address: 1205 Ridgetop ordinance or regulation in effect thereon. SUBJECT TO Restrictions, con- PAGE 554, AND AS WAIVED IN BOOK 3540, PAGE 77, SAID REGIS- subdivision ordinances or regulations in effect thereon. Subject to any Dr, Chattanooga, Tennessee 37421 Secondary Property Address: * Any ditions, reservations, easements and stipulations as set forth in instrument TER’S OFFICE. SUBJECT TEN (10) FOOT DRAINAGE EASEMENT AS covenants, restrictions, reservations or easements of record. For prior property address provided is not part of the legal description of the prop- of record in 2640, page 655 in the Register’s Office of Hamilton County, SHOWN ON PLAT. SUBJECT TO CONDITIONS AND EASEMENTS OF deed reference see Deed Book 6873, Page 978, in the Register’s Office erty sold herein and in the event of any discrepancy, the legal descrip- Tennessee. SUBJECT TO Provisions regarding subdivision plats of record RECORD IN BOOK 2116, PAGE 186, SAID REGISTER’S OFFICE. SUB- of Hamilton County, Tennessee. Parcel ID Number: 135D D 018 and 135D tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) in instrument recorded in Book 2116, Page 186 in the Register’s office of JECT TO UNDIVIDED 1/16 OF ALL OIL, GAS, AND OTHER SIMILAR D 019 Address/Description: 708 North Market Street, Chattanooga, TN RIGHTS IN POSSESSION. All right of equity of redemption, statutory and Hamilton County, Tennessee. SUBJECT TO Five (5) by Twenty (20) foot MINERALS, AS A NON-PARTICIPATING ROYALTY INTEREST AS SET 37405. Current Owner(s): Kimberly M. Hooks. Other Interested Party(ies): otherwise, and homestead are expressly waived in said Deed of Trust, Anchor Easement as shown on recorded plat. ALSO KNOWN AS: 7714 OUT IN DEED RECORDED IN BOOK 3463, PAGE 430, AND REFILED Capital One Bank (USA), N.A. and Portfolio Recovery Associates, LLC as- and the title is believed to be good, but the undersigned will sell and con- Sandlewood Heights, Hixson, TN 37343-2161 This sale is subject to all IN BOOK 3465, PAGE 691, IN THE REGISTER’S OFFICE OF HAMILTON signee of GE Capital Retail Bank Belk. The sale of the property described vey only as Substitute Trustee. If you purchase a property at the foreclo- matters shown on any applicable recorded plat; any unpaid taxes; any COUNTY, TENNESSEE. SUBJECT TO ANY GOVERNMENTAL ZONING above shall be subject to all matters shown on any recorded plat; any and sure sale, the entire purchase price is due and payable at the conclusion restrictive covenants, easements, or setback lines that may be applicable; AND SUBDIVISION ORDINANCES OR REGULATIONS IN EFFECT all liens against said property for unpaid property taxes; any restrictive of the auction in the form of a certified/bank check made payable to or any statutory rights of redemption of any governmental agency, state or THEREON. THE GRANTOR’S SOURCE OF INTEREST IS A DEED RE- covenants, easements or set-back lines that may be applicable; any prior endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. federal; any prior liens or encumbrances as well as any priority created by CORDED IN DEED BOOK 4456, PAGE 515 IN THE HAMILTON COUNTY liens or encumbrances as well as any priority created by a fixture filing; To this end, you must bring sufficient funds to outbid the lender and any a fixture filing; and to any matter that an accurate survey of the premises REGISTER’S OFFICE. THE LEGAL DESCRIPTION OF THE HEREIN a deed of trust; and any matter than an accurate survey of the premises other bidders. Insufficient funds will not be accepted. Amounts received might disclose. In addition, the following parties may claim an interest in DESCRIBED PROPERTY IS THE SAME AS IN THE DEED OF PRIOR might disclose; and All right and equity of redemption, statutory or other- in excess of the winning bid will be refunded to the successful purchaser the above-referenced property: PHILLIPS, MELANIE F. SECRETARY OF TITLE. THIS PROPERTY IS ALSO KNOWN AS 167 WILLOW CREEK wise, homestead, and dower are expressly waived in said Deed of Trust, at the time the foreclosure deed is delivered. This property is being sold HOUSING & URBAN DEVELOPMENT The sale held pursuant to this No- DRIVE, SODDY DAISY, TENNESSEE. MAP AND PARCEL NUMBER and the title is believed to be good, but the undersigned will sell and con- with the express reservation that the sale is subject to confirmation by tice may be rescinded at the Successor Trustee’s option at any time. The 065N-E-023 Parcel Number: 065N-E-023 Current Owner(s) of Property: vey only as Substitute Trustee. The right is reserved to adjourn the day of the lender or trustee. This sale may be rescinded at any time. Shapiro & right is reserved to adjourn the day of the sale to another day, time, and Larry Hickman and wife, Scherri Hickman Other interested parties: Afford- the sale to another day, time, and place certain without further publication, Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 10130 place certain without further publication, upon announcement at the time able Roofing C/O Blackwell Law Offices, East TN Endodontics, PLLC, upon announcement at the time and place for the sale set forth above. Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333- and place for the sale set forth above. W&A No. 302447 DATED March 9, Tennessee Housing Development Agency Street Address: 167 Willow This office is attempting to collect a debt. Any information obtained will 8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-063881 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0212881206 Creek Drive, Soddy Daisy, Tennessee 37379 Any property address pro- be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o HCH3T-3/20,3/27,4/3/15 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- vided is not part of the legal description of the property sold herein and in Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 TYTRAC.COM HCH3T-3/20,3/27,4/3/15 the event of any discrepancy, the legal description referenced herein shall Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. 07321 FC02 BCNS79905 HCH3T-3/20,3/27,4/3/15 10, 2015 at 10:00AM local time, at the west door, Hamilton County Court- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the All right of equity of redemption, statutory and otherwise, and homestead house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of performance of the covenants, terms, and conditions of a Deed of Trust are expressly waived in said Deed of Trust, and the title is believed to be SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April Trust executed by Gloria Jean Sullivan, to Thomas E. Dixon, Trustee, on Note dated July 23, 2007, and the Deed of Trust of even date securing good, but the undersigned will sell and convey only as Substitute Trustee. 15, 2015 at 11:30AM local time, at the west door, Hamilton County Court- June 16, 1995 at Book 4519, Page 854; all of record in the Hamilton Coun- the same, recorded July 26, 2007, in Book No. GI 8416, at Page 354, in If you purchase a property at the foreclosure sale, the entire purchase house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of ty Register’s Office. Party entitled to enforce security interest: Tennessee Office of the Register of Deeds for Hamilton County, Tennessee, executed price is due and payable at the conclusion of the auction in the form of Trust executed by Martha A.Thirkill, to Robbie L. McLean, Atty, Trustee, Housing Development Agency, its successors and assigns The following by Holly C. Lynch and Jean L. Lynch and Jeffrey S. Lynch and Robert a certified/bank check made payable to or endorsed to Shapiro & Ingle, on July 17, 1997 at Book 4911, Page 142; all of record in the Hamilton real estate located in Hamilton County, Tennessee, will be sold to the high- V. Lynch , Jr., conveying certain property therein described to Trace Rob- LLP. No personal checks will be accepted. To this end, you must bring County Register’s Office. Party entitled to enforce security interest: The est call bidder subject to all unpaid taxes, prior liens and encumbrances bins as Trustee for Household Financial Center Inc.; and the undersigned, sufficient funds to outbid the lender and any other bidders. Insufficient Bank of New York Mellon Trust Company, N.A. (successor to JPMorgan of record: BEING Lot Number Twenty-six (26), Block SIX (6), Edgewood, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee funds will not be accepted. Amounts received in excess of the winning bid Chase Bank, N.A., successor to the Chase Manhattan Bank, successor being a part of New England Park, as shown by Plat of record in Plat by U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust. will be refunded to the successful purchaser at the time the foreclosure to Chemical Bank), as trustee for IMC Home Equity Loan Trust 1997-5, Book 5, Page 39, in the Register’s Office of Hamilton County, Tennessee. deed is delivered. This property is being sold with the express reservation its successors and assigns The following real estate located in Hamilton Parcel Number: 156J C 038 Current Owner(s) of Property: Gloria Jean See NOTICES, page 16 www.hamiltoncountyherald.com Hamilton County Herald March 27 - April 2, 2015 | 9

■ RIVER CITY ROUNDABOUT CHATTANOOGA FILM FESTIVAL RETURNS APRIL 2-5

By David Laprad I’m not completely sold on the idea, though, and here’s why: Last year, I purchased the Death Star pass and all but lived at the festival for four days. I saw several movies I It’s amazing how the Chattanooga Film Festival was hatched fully formed. Christopher otherwise wouldn’t have seen, as I wanted to get the most out of my badge, and my  lm Dortch and company didn’t need two or three years of awkward B- ick programming to festival experience was richer for it. I could have also purchased the less expensive pass work out the kinks and gain traction. Right from the start, the festival o ered bold and that still provided access to all of the screenings but none of the panels, parties, and surprising selections: the French tone poem “Mood Indigo,” screened months before its workshops. global release, “Cheap rills,” with actor Pat Healy in attendance, and the action ex- at was my game plan going into this year, but since that pass is no longer avail- travaganza “ e Raid 2,” also secured before its international debut, were just a few of the able, I’ll be purchasing tickets to individual screenings. Unfortunately, this means I’ll be cinematic gems that graced the screens of e Majestic over four glorious days. more selective, take fewer risks, and see fewer  lms – even though the festival is show- Even better: the organizers pulled it o without a hitch. ey displayed not only ing a larger selection of movies this year. deep knowledge and love of  lm, but also a knack for organizing and executing a large, I can see the thinking behind the change – charging for each movie individually complex event. could bring in people who might be interested in catching just one or two  lms – but Now, one very quick year later, the festival is back to show reel two. Taking place I’m going to miss the all-access pass. at the Majestic April 2 through 5, the Chattanooga Film Festival will once again o er Actually, I’m going to really miss it because this year’s  lm’s look even better than a smorgasbord of cinematic goodness. However, to the surprise of at least one fan, last year’s. From documentaries like “Sunshine Superman” and animated movies like they’ve changed a few things. “Song of the Sea,” to buzz-worthy upcoming releases like “It Follows” and imaginative e big di erence is in how the organizers are pricing the festival. Instead of o ering foreign  lms like “Hard to be a God,” the festival is leaving no cinematic stone un- multiple badges providing varying degrees of access, they’re o ering just one badge, an turned. all-encompassing VIP pass that provides access to every  lm, panel, party, and work- Stargazers can also expect a few treats, including an actor’s workshop with Healy shop. If the Death Star were a  lm festival badge, it would be this one. and a presentation by none other than Joe Bob Briggs titled “ e South in Film.” Now, if you don’t have $300 to throw at the festival, you’re not out of luck because Here are some the  lms that caught my eye. To see what else will be showing, go to the festival is also selling tickets to individual movies, with each ticket costing $10. chattanooga lmfest.com. v

Interior The World of Kanako Call Me Lucky One man alone inside a haunted house over the Akikazu Fujishima is far from the perfect family man; “Call Me Lucky” tells the story of Barry Crimmins, course of one night. I am so there. in fact he’s a schizophrenic alcoholic who quit his job as a beer-swilling, politically outspoken, and whip-smart The Keeping Room a detective. But when his daughter Kanako goes miss- comic whose e orts in the ’70s and ’80s fostered the ing, Fujishima begins a quest to  nd her. Fantastic Fest talents of the next generation of standup comedians. Left without men in the dying days of the Ameri- called this  lm “a brutal and shocking thriller.” But beneath Crimmins’ gru , hard-drinking, curmud- can Civil War, three Southern women – including two It Follows geonly persona lies an undercurrent of rage stemming sisters and one African-American slave – must  ght from his long-suppressed and horri c abuse as a child. to defend their home and themselves from two rogue For 19-year-old Jay, autumn should be about school, Premiered at Sundance to rave reviews. soldiers who have broken o from the fast-approaching boys, and weekends at the lake. But after a seemingly My Life Union Army. innocent sexual encounter, she  nds herself plagued by Body strange visions and the inescapable sense that someone Liz Cor xen, wife of Danish director Nicolas Wind- – or something – is following her. ing Refn (“Drive”), documented her husband’s e orts to An idyllic Christmas holiday turns deadly when best The Tribe live up to his previous successful  lm with “Only God friends Holly, Cali, and Mel break into a local mansion Forgives,” which was shot in Bangkok. More than shin- they believe to be unoccupied. But they quickly realize Presented entirely in sign language with no subtitles, ing a spotlight on Refn’s process, the  lm shows how they’re not alone in the house, and in a moment of panic “ e Tribe” is set in a boarding school for deaf children, anxiety and pressure left the director depressed and become embroiled in a grisly murder. e three girls where a new arrival is drawn into organized crime disheartened. then self-destruct as they try to  gure out what to do involving robbery and prostitution. Proving the power These Final Hours with the dead body in the living room. cinema has to tell a story visually, “ e Tribe” sounds Gameloading: Rise of the Indies (no pun intended) like one of the must-see movies of A self-obsessed young man makes his way to the the festival. party-to-end-all-parties on the last day on Earth, but A feature documentary exploring the world of indie ends up saving the life of a little girl searching for her game developers, and how they have changed the games father. eir relationship ultimately leads him on the culture. path to redemption. 10 | March 27 - April 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

■ COOKING CORNER Chicken and Wild Rice Soup Chicken and Wild Rice Soup 1 medium onion, diced 3-4 stalks celery, cut into 1” pieces 2 cups carrots, cut into 1” rounds Are We 1 pound sliced mushrooms 1 red bell pepper, chopped Small amount of butter or Olive Oil There Yet? Kay’s Cooking 3-4 cups cooked and chopped chicken By Jay Edwards Salt and pepper to taste Corner 1 box wild rice, cooked hun not the struggle – face it, ‘tis God’s gift. Sauté vegetables in the butter or oil. Set aside. What’s happening in your life? It’s OK if you don’t By Kay Bona S answer; I probably wouldn’t hear you anyway. But while Make a roux from the instructions above, making it the consis- Not long ago I felt a close you’re thinking about yours, let me tell you a few things going tency and fl avor desired. In a large pot, whisk roux into: on in mine. friend of mine needed some cheer, so I took her a bouquet of You probably know, if you’ve peeked at this space more than 4 cups chicken broth  owers as a little pick-me-up. She once, who KM is. But just in case you stumbled over here for 3 cups half-and-half the  rst time, let me tell you about her. and her family have been going through some di cult medical I  rst laid eyes on Kathleen Marie when she was the head Stir until blended well. Add sautéed vegetables and chicken. Blend well. checker at the Kroger store in Sherwood. To say I was hit by issues lately and it just seemed to Bring to a low boil and simmer about 30 minutes. To serve, place a gener- the thunderbolt is pretty accurate, or perhaps it was Cupid me she could use a bit of cheer- ous amount of wild rice in the bottom of a bowl. Ladle some hot soup on emptying his quill. Whatever it was, I was hooked. ing. top. Serve with hot sourdough bread. She was 17, and dating some guy I didn’t know and never Hubby and I carried the  ow- would. Probably just as well that she ended it with him, peace- ers over to her house but when ably, a year or so later. I didn’t really want to kill anyone before we walked out we had a pot of college orientation. soup, some corn mu ns and  avor while thickening soups and 2. Whisk 1-3/4 cups of  our Five years later, we walked down the wide aisle of red carpet some white chocolate Macadamia sauces. into the clari ed butter until a at the Cathedral of St. Andrews. Up ahead was Father omas, Nut cookies in hand. I’m not sure A roux is made with equal thick, rough paste forms. Whisk the Catholic priest, who was in charge. Close to him, the ven- who cheered whom the most; parts cooked fat and  our. It’s constantly while it bubbles over erable Dr. Jim Workman, representing the Methodists. however, I’m pretty sure I got the used to thicken soups, stews and medium heat. As it cooks, the I stood to the clergy’s left, watching as KM came down the best end of the deal! She got  ow- sauces; and in the south (and roux will become smooth and aisle. She kept walking toward us, which I took as a good sign, escorted by her brother Donald in place of their father, who ers, I got dinner! particularly New Orleans) it’s begin to thin. had been gone from them nine years, taken too young. e soup she made was so legendarily used in Gumbo and 3. e white stage is reached After she said, “Yes,” and I said, “Heck yes,” we got into the yummy. When I asked once the  our back seat of my late father’s black Olds 98, which mom had for the recipe, I learned looses its raw been driving since dad’s death 96 days before, taken too young. it is in our church smell, after about KM and I had  ve married years together before our son recipe book, so I’m 5 minutes of joined the party. ree years and three months after that came sharing with you. cooking and stir- our daughter. is soup is hearty ring. Although And the years clicked by. and  lling and on the slightly grainy in is August, we will have been together 40 of them. I like to night we ate it, it was texture, it is much imagine we could do with 40 more. After all, I had two grand- raining, and so that smoother than it parents make it to 95, and one who thrived for three years made it even more per- was at the begin- longer. fect. It has chicken and ning. e mixture As I sat waiting for the doctor last week – and waiting, and wild rice as the main should be bub- waiting – I had time to study the chart of the spine on the wall, ingredients, but it also bling vigorously and I wondered how a thing as small and intricate as a disc has a roux for a base. and the color a could cause such hellish pain. Too close to a strand of nerves It is kind of creole- little paler than for any wiggle room, I thought, and certainly no room for tasting. when the clari- fragmenting, as mine had decided to do on Super Bowl Sunday Roux (pronounced “roo”) is a Etoufee. You can use any kind of  ed butter and  our were  rst when that beauty I’ve been referring to asked, “Can you move thickening agent for soups and cooking oil, butter, or bacon fat combined. my chair closer to the  re?” sauces with roots dating back to make a roux. It just depends 4. After about 20 minutes of I did, and paid the devil his due. more than 300 years in French on what you are making and what continuous cooking and stirring, As I looked at the spine chart, I thought of KM and her cancer, which we’d found out about on January 2. It was a lump cuisine. kind of  avor you want to give the roux will reach the blond in her breast that got her to go to the doctor – not one of her Made by cooking a  our and your dish. stage. e bubbles are beginning favorite things to do, or mine, especially when they keep you oil paste until the raw  avor of Roux is made with vegetable to slow, and the aroma has taken and your lumbar 4 waiting for 90 minutes. the  our cooks out and the roux oil, olive oil, or clari ed but- on nuances of popcorn or toasted has achieved the desired color, ter. Since an oil-based roux will bread. e roux is now tan col- See ARE WE THERE YET?, page 14 a properly cooked roux imparts separate as the  our settles to ored, very smooth, and thinner silky-smooth body and a nutty the bottom, clari ed butter is the than it was at the white stage. preferred fat to use when mak- 5. Brown roux will reach a ing a roux for future use, as it will peanut butter-brown color after harden when refrigerated, trap- approximately 35 minutes of ping the  our in suspension. cooking and stirring. Its aroma ere are four varieties of roux: is more pronounced and sharper white, blond, brown, and dark than the nutty nuances of blond brown. e di erent colors are roux. e roux is now thinner, a result of how long the roux is and the bubbling has slowed even cooked; white is cooked for the more. shortest time, while dark brown 6. Even darker than brown cooks the longest. White and roux, the dark brown stage occurs blond roux are the most common, after about 45 minutes of cook- used to thicken sauces, soups, ing, and is the color of melted and chowders. Brown and dark milk chocolate. Its aroma will also brown roux have more  avor, mellow from the strong, roasted but less thickening power than  avor of brown roux and will ac- white or blond roux. ese roux tually smell a little like chocolate. are primarily used in Cajun and e roux is no longer bubbling, Creole dishes. and is very thin. 1. Begin making the roux by Just remember to cook on me- melting 1 cup of clari ed butter dium heat and to keep stirring. in a saucepan over medium heat. Kay Bona is a sta writer for Once the butter is hot enough the Hamilton County Herald and that a pinch of  our sprinkled an award-winning columnist into it will slowly start to bubble, and photographer. Contact her at v proceed to the next step. [email protected]. www.hamiltoncountyherald.comGREAT CHATTANOOGA AFFILIATE FAIR PHOTOS HamiltonTHE CRITIC’S County CORNER Herald MORE FORM BASEDMarch CODE 27 - April 2, 2015 | 11 P12 P13 P19 & P20

FOR HAMILTON, SEQUATCHIE, DADE, WALKER AND CATOOSA COUNTIES RHAMILTON  COUNTY HERALD E THDA’s Great Choice Tour touts affordable mortgages

FOUNDED IN 1912 e Tennessee Housing Devel- opment Agency (THDA) wants 2015 Board of Directors, consumers to know they have Greater Chattanooga choices in aordable mortgage loans. Association of REALTORS® e THDA is taking a tour of Travis Close, President Tennessee to educate consum- ers and members of the housing Nathan Walldorf, industry about the Great Choice President-Elect mortgage loan available through Robert Fisher, Treasurer the state’s housing nance agency. Robert Backer A meeting with the Greater Chat- Kim Bass tanooga Association of Realtors Jennifer Cooper was the rst stop on Tuesday, Russ Elliott March 17. Fidel Fonseca “We’ve found that many consumers don’t know about our Barry Hamilton aordable interest rates at THDA Teresa Hogg or the downpayment assistance,” Happy Huddleston said Ralph Perrey, THDA’s execu- Denise Murphy tive director. “ e talk is that it’s Brenda Pargeon too hard to get a mortgage loan,” Geoff Ramsey said Perrey. “Our GreatChoiceTN. Janice Robertson com website is geared to educat- Vicki Trapp ing consumers so they’re ready to ask good questions of their Real- Sabrena Turner tors and lenders.” THDA executive director Ralph Perrey greets real estate agents at the Greater Chattanooga Association of Realtors 2015 Board of Directors, See THDA, page 15 March 17. (Photo by David Laprad) Multiple Listing Service of Chattanooga, Inc. REALTOR ASSOCIATION PRESIDENT’S MESSAGE Wells Eady, President Vicki Trapp, President-Elect Safety is a priority for consumers, too Barry Hamilton, Treasurer Kim Bass ones in remote areas, and prop- real estate oce or other neutral might be providing that same Travis Close erties that were unlocked upon location. attentiveness to someone else. To Jennifer Cooper Travis Close their arrival. Forty-six percent said their a seller in presenting an oer, to When NAR President Chris brokerage has standard proce- a relocating buyer who only is in Jason Farmer President Polychron took oce, he pledged dures for agent safety in place. town for a few hours, or to a title Dan Griess Greater Chattanooga “to make Realtor safety a prior- It’s unfortunate that while agent conducting a closing. Or, Happy Huddleston Association of ity and develop new education helping others achieve the they simply might be driving to Byron Kelly REALTORS® and resources for the industry.” American dream, Realtors have the next appointment and opting Paula Palmer Polychron feels it’s “important to always be on their guard. us, not to text or talk while driving. Ron Tucker to know how safe or unsafe our consumers are asked not to be So as we embrace the busyness Sabrena Turner Spring is upon us, which for members feel, what causes them taken aback when asked to make of spring, let’s take a moment Realtors is the start of a busy to feel unsafe, and what steps a copy of their photo id or to to enjoy the excitement of it season. In juggling listing ap- they are taking to keep them- meet at a neutral location. all – budding new listings and a 2015 Board of Directors, pointments, showings, phone selves out of harm’s way, so that And let’s not overlook the growing inventory. But let’s also Northwest Georgia Council calls, texts, emails, and paper- we can respond and provide the everyday opportunities fellow maintain practical expectations work, we tend to overlook taking best tools tailored to our mem- Realtors and clients have for for all that Realtors do to serve Teresa Hogg, President certain precautions. In addition bers’ personal safety needs.” adding to those dangers. Some- their clients and customers and Mandy Bandy Melton, to reminding my fellow Realtors e NAR survey results thing as seemingly innocuous as refrain from making unreason- President-Elect to look out for their personal included statistics on proactive our expectations for immediate able demands in an already cau- Denise Lindsey, Secretary safety and well-being amidst the safety measures taken by Real- results and responses can lead to tious climate. Michele Dills Hudson, busy season, I urge buyers and tors, including: harmful behavior, such as talking, e Greater Chattanooga As- Treasurer sellers also to consider their own Pepper spray is more common texting, or emailing while driv- sociation of Realtors is “ e Voice Eddie Floyd expectations when it comes to among female Realtors, while ing. of Real Estate in Greater Chat- Jake Kellerhals real estate transactions. rearms are more often carried Whether discussing an oer tanooga.” e Association is a In a recent survey by the by male Realtors. with a fellow Realtor or answer- regional organization with more Becky Maples National Association of Realtors, irty-eight percent have par- ing questions for a client about than 1,500 members, and is one (423) 698-8001 nearly 100 percent of Realtors ticipated in self-defense classes, a transaction, Realtors do their of more than 1,400 local boards surveyed reported never having with 18 percent taking advantage best to give that other person and associations of Realtors Fax: (423) 698-8004 been victim of crime. However, of classes oered at their local their full attention. And when it’s nationwide that comprise the Na- 2963 AMNICOLA HIGHWAY regarding being in situations Association. yourself on the other side of that tional Association of Realtors. e ree percent use a smart communication, you appreci- Greater Chattanooga Association CHATTANOOGA, TN 37406 in which they feared for their personal safety or personal in- phone safety application to track ate that attentiveness from the of Realtors services Hamilton and formation, 40 percent of Realtors their whereabouts or alert in case Realtor. Sequatchie counties in southeast The region’s answer responded armatively. Situa- of an emergency. Yet, when a Realtor doesn’t re- Tennessee and Catoosa, Dade, to all things real estate. tions in which Realtors tend to Realtors meet about half of spond within a matter of seconds and Walker counties in northwest www.gcar.net be fearful include open houses, their prospective buyers, whom or minutes to a phone call, text, Georgia. For more information, showing vacant properties or they haven’t previously met, in a or email, we quickly forget they visit www.gcar.net. v 12 | March 27 - April 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com Greater Maryann Azambuja, area manager for Chattanooga First American Home Buy- Teri Sisson, ers Protection account executive Association Corporation, at the with Home War- Greater Chatta- ranty of America nooga Association [hwahomewar- of Realtors of Realtors Affiliate ranty.com]. Fair on May 20. [www.firstam.com/ Affiliate Fair warranty].

Photos by David Laprad

Denis Tate and Michael Jezek, Debby Daniels, certified home loan officers with inspector with Mortgage Inves- Pillar to Post tors Group [www. [www.pillartopost- deniseforloands. chattnooga.com]. com and www.deb- bydaniels].

Chad Harris and Ken Sircy, area Stacy Woods, mort- sales manager gage consultants for America’s with Cunningham Preferred Home & Company [www. Warranty [www. cunninghammort- aphw.com]. gage.com].

Jody Millard Pest Melanie Moore Control drew with Full Disclosure attention with Home Inspection this eye-catching [www.fdhomein- banner [www.jody- spection.com]. millardpestcontrol. com]. www.hamiltoncountyherald.com Hamilton County Herald March 27 - April 2, 2015 | 13

Realtor vendor fair to benefit Chambliss Center

The Critic's Corner By David Laprad Good ‘Insurgent’ ending too little, too late

bout 30 minutes into “Insurgent,” a young woman in the movie says, in exasperation, “Will someone please tell me Awhat’s going on?” I was right there with her. I had no clue what was going on. People were running around, hiding, and chasing each other, but I didn’t know why. It would have helped if I’d watched “Divergent” before seeing the sequel. Local real estate agents and the general public are invited to a free vendor fair Tuesday, April 7 from 4 p.m. to 7 “Divergent” and “Insurgent” are movies based on a trilogy of p.m. at Black Creek Clubhouse, located in Chattanooga at 4700 Cummings Cove Drive. Black Creek Mountain will young adult books. “Insurgent” is the second lm and the topic of be providing complimentary food, beer, and wine. Visitors will have the chance to win one of two door prizes, this column – my tenth or so negative review this year. including a tablet computer provided by Full Disclosure Home Inspection and a television. A silent auction will e setting for both lms is a dystopian future in which the hu- be held as well. The event will feature dozens of vendors whose products and services benefit Realtors. The man race has presumably been wiped out with the exception of a proceeds will go directly to Chambliss Center for Children. Event chairperson Janet Henninger urges everyone growing enclave trapped by towering walls in a greatly dilapidated to “come out and support this fun event.” For more information, call Henninger at (423) 987-7696. Pictured: the Chicago. e only nice part of the city is the government building, 2014 Vendor Fair. (Photo by David Laprad) which is meant to show the disparity of wealth and power in this society. Apparently, in the future, metaphors are delivered with the striking blow of a hammer rather than the whisper of subtlety. Anyway, this arrangement must be working out well for the Pointe General announces new project manager majority of the people, who are happily divided into ve groups Pointe General Contractors has nizations such as the Susan G. based on their genetics. Erudites are intelligent and value logic promoted Adam Miller to project Komen Race for the Cure and the over sticus, Dauntless are brave, Amity value peace and har- manager. Special Olympics. mony, and so on. ese ve groups supposedly create the balance “Adam rst joined our team as Pointe General Contractors mankind needs to live in peace and prosperity. a project coordinator,” said Jason is a full service general contrac- Not everyone is easily categorized, though. A small number Medeiros, Point General Con- tor that builds projects ranging of people called Divergents genetically belong to more than one tractors vice president. “We’re from small interior oce reno- group. e leader of the Erudites, a fascist named Jeanine, be- thrilled for him to come on board vations to multimillion-dollar lieves them to be a threat, and sets out to nd and eradicate them. in this capacity and help us to developments. “We build projects Enter Tris, a Divergent who contains characteristics of all ve continue building excellence for throughout the Southeast with a groups. She emerges as the heroine of the series. our clients.” focus on Chattanooga,” Medeiros I apologize, but that’s all the background I’m going to provide. Miller, who earned a degree in said. “We do more than broker Rather than summarize the end of the rst lm so I can then construction management at the building construction; we have explain the muddled plot of the second lm, I’d rather just either University of Tennessee at Chat- the ability to self perform mul- warn you o “Insurgent,” or encourage you to watch the rst lm tanooga, brings with him experi- tiple trades on any given project.” before diving into part two. ence in construction estimating Adam Miller (Photo by David Laprad) For more information, contact e thing that bothered me the most about “Insurgent” wasn’t and project management. Native Medeiros at (423) 755.0845 or the lack of context I experienced for the rst hour or so; rather, of Dalton, Ga., Miller attended Chattanooga football team. Miller visit pointegc.com. it was the dull go-here, then go-there plot. e lm opens with college on an athletic scholarship is active in the community and Source: Pointe General Con- Tris and her boyfriend, eo, staying with a group of Amity in as a four-year starter for the UT enjoys volunteering with orga- tractors v a makeshift compound just outside Chicago. Jeanine dispatches her thugs to nd a Divergent that can open an 200-year old box by passing ve virtual reality simulations – one based on each societal group. She believes the founders of the commune placed a message inside of the box that will arm her hostile stance on Divergents, and orders her security force to kill any Divergent who doesn’t match the criteria. ere are some issues with logic here. Since Jeanine controls the city, and with concerted eort could wipe out the Divergents, why is the box important to her? And why does it send her on a murderous rampage? Opening a 200-year-old email seems like weak motivation for slaughtering dozens of innocent people. In any case, Tris and eo go from the Amity compound to a train lled with Factionless (people who aren’t a part any group and live on the outskirts of society). ese ne’er-do-wells take them to a complex run by eo’s mother, who was presumed dead. at’s not the end of Tris and eo’s travels, though. ere’s a lot more going here, and then going there, before the nal 30 min- utes of the movie, when things nally get interesting. Visually, the lm perks up with some nice visual eects as Jeanine forces Tris to undertake the simulations, and there’s a nice emotional peak as she faces an aggressive version of herself in one. Logic issues continue to abound, though. For example, why does Tris go back to complete the nal simulation after eo rescues her? at seemed a bit ungrateful: “Hey, thanks for saving me from Jeanine, but I think I’m going to go back and nish the last sim anyway. Try not to get killed while I make you wait.” I know I’m being snarky, but I don’t see the point of this series. ematically, I like the notion of boiling mankind down to ve See CRITIC’S CORNER, page 15 www.GreatChoiceTN.com 14 | March 27 - April 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

Faux wood garage Brainbuster – is past week I was chitchat- coarse bristles will leave brush ting with my husband about marks as opposed to expensive friends of ours who had recently brushes removing brush strokes. Make your brain tingle! purchased a house that is going Gel stain has a thicker con- By Kay Bona to require repairs to make it their sistency that applies more as a [email protected] home. One project they have glaze than a stain. As the panels already tackled was the garage are brushed, the overlapping of March Madness! According to Fun Trivia, “ is is one of door. When I heard about the strokes creates a faux wood nish the toughest NCAA basketball trivia quizzes ever. is will process they used I went into with the basecoat slightly peek- be an extreme challenge to even the most die-hard NCAA creative overload. Yes, Google Do It ing thru. Using the coarse brush hoops experts.” became my friend. is another factor in creating the If you think you’re a hoops expert, then give it a try! Our friends let us know they faux wood look, with the sti 1. Which team did UCLA not defeat in a title game during had used gel stain to create a Yourself bristles preventing a painted solid their amazing run of 10 titles in 12 years? Purdue; North faux wood look to the standard By April Sherrill look. Carolina; Houston; Kentucky. aluminum garage door that you e last step is optional, which 2. Who was the rst player to play for an NIT champion see with most builder grade using the chosen basecoat color. is a coat of Polyurethane. Our and NCAA runner-up in the same season? Arnie Ferrin; tract homes. Let me just say how If the garage door gets a lot of friends applied a coat because Dick McGuire; Bobby Jackson; Bob Cousy. beautiful these results are. Once sun, then it is best to wait later in their garage door is in the sun I researched it, and realized the the day to do this project. most of the day. In researching 3. Who was the rst freshman to be named a rst-team results of this DIY project, I knew Make sure to paint with the this project, I found that many AP All-American? Michael Jordan; Wayman Tisdale; Chris I had to get this done. grain of the garage door. Many use it and many don’t. It is a per- Jackson; Lew Alcindor. Items needed: builder-grade garage doors have sonal preference. 4. What school was the rst team to be a number 1 seed in • exterior paint in eggshell a wood grain embossed into the is is hands-down the best the NCAA tournament three years in a row without winning nish (preferably a color close to aluminum already, which is won- DIY project I have come across a game? Louisville; DePaul; Notre Dame; St. John’s. unstained raw wood) derful for this project. in a very long time. I feel like I 5. By the beginning of the 20th Century, which of these • Miniwax gel stain (make sure Next, it is time for the gel stain, stumbled into a gold mine! Do schools did not have a legendary hoops alumnus nicknamed it is gel stain) and any color you choose will yourself a favor and Google the Pearl? N.C. State; Texas A&M; Syracuse; Winston-Salem • cheap coarse paint brushes achieve the desired results. My fantastic results. You will not be State. • Polyurethane (optional) friend used Aged Oak, but I have disappointed! is process will 6. Who was the rst major college player to score over • painters tape (optional) also read and have seen the out- also work for the builder grade 2,500 points while standing less than six feet tall? Pete Mara- • gloves come pictures of people mixing steel doors and turns out just as vich; Calvin Murphy; Muggsy Bogues; Phil Ford. • cleaner three dierent stains. lovely. 7. Who was the rst player to lead the NCAA, NBA, and • cleaning brush Using the coarse bristled paint- April Sherrill is a sta writer ABA in scoring? Artis Gilmore; Rick Barry; Charlie Scott; First, the garage door needs to brushes, quickly brush the stain for the Hamilton County Herald. Julius Erving. be thoroughly cleaned and dry. over the panels of the garage door Contact her at april@dailydata. v 8. Which of the following players never transferred from a Next, it will need a complete coat, going in the same direction. e com. school during their college career (i.e. spent his entire college career at the same school)? Cedric Maxwell; Larry Bird; Elgin EVENT CALENDAR Cont. from page 1 Topics will include landscape $10 per person. For more infor- Baylor; Hank Gathers. design for a healthy yard, water mation, visit www.themuseore- 9. What is Pistol Pete Maravich’s record career scoring Crabtree Farms Plant Sale management to avoid problems; project.com. average? 42.1 points per game (ppg); 44.2 ppg; 43.8 ppg; 38.0 rain garden design, soil care, and e 15th Annual Spring Plant Bug-A-Palüza ppg. nine steps for a better yard. For Sale and Festival at Crabtree 10. Which team was the rst team to win the NCAA more information or to register, Scenic City Volks Folks will tournament with more than six losses? Villanova; Marquette; Farms will be held Friday and call UT Extension at 855-6113. host its 17th annual Bug-A- Saturday, April 10 and 11, from 9 Kansas; Arizona. Muse of Fire Project Palüza Volkswagen car show at a.m. to 3 p.m., and Sunday, April Camp Jordan April 18 and 19. All ANSWERS: 12 from 11 a.m. to 3 p.m. e sale e Muse of Fire Project will gate proceeds will go to Ronald will oer gardeners fruit, veg- 1. Houston. UCLA and Houston were 1-2 in 1968, but present its Spring Series of origi- McDonald House Charities of etable, and herb plant starts for played only in the regular season and national semi-nals. nal short plays written by kids Greater Chattanooga. Conces- e Bruins beat UNC in 1968, UK in 1975, and Purdue their spring and summer gar- and performed by grown-ups at dens. Activities will include free sions proceeds will go to support- in 1969. 2. McGuire. McGuire began the 1944 season for the Chattanooga Public Library ing families with sick or injured eventual NIT champion St. John’s, but was drafted into the gardening workshops, live music, eater on Friday, April 17 at 7 food, activities for kids, and hand- children staying at a nearby hos- armed forces and stationed at Dartmouth in mid-season. p.m., and Saturday, April 18 at 3 crafted items from local artisans. pital. Bug-A-Palüza features VW He nished the season on the Dartmouth squad that lost to and 7 p.m. e Muse of Fire Proj- Over 100 varieties of plants will classics and new models, food, Utah in the NCAA nal. 3. Tisdale. Tisdale was a rst-team ect is an after-school program be available. that provides children from Chat- children’s activities, and music. All-American in 1983, ‘84, and ‘85. Freshmen were ineligible 4 Bridges Arts Festival tanooga the opportunity to write e event will host hundreds of before 1973. 4. DePaul was ranked rst in the entire nation in their own plays and work with show cars and over 100 vendors. 1980, ‘81, and ‘82, when top seeds got a bye into the second e 4 Bridges Arts Festival professional actors and musicians Camping is available on-site round, but lost to UCLA, St. Joe’s, and Boston College. 5. will return to the First Tennes- to create live theater productions. for both small tents and large Texas A&M. url ‘ e Pearl’ Bailey played for N.C. State, see Pavilion April 10 through 12. e theater is located on the rst RVs with water and electricity. Dwayne ‘Pearl’ Washington played for Syracuse, and Earl ‘the e event will feature a variety of oor of the library at 1001 Broad Pets are welcome on the camp- Pearl’ Monroe started for Winston-Salem State. 6. Murphy. arts and crafts, including paint- Street downtown. Tickets are grounds. e gates will open each v Murphy, who started for Niagara, stood just ve feet nine ing, glasswork, jewelry, textiles, free, with a suggested donation of day at 8 a.m. inches but scored 2,548 points. 7. Barry. He accomplished photography, sculpture and more, the feat with University of Miami, Florida (1961-65), the as well as local food, children’s art Oakland Oaks (ABA 1968-69), and the Golden State War- activities, and entertainment. is riors (NBA 1972-78). 8. Cedric Maxwell. Maxwell played all year’s jurors are Katie Delmez, four years at UNC Charlotte. Baylor played for Idaho and curator at the Frist Center for Seattle, Bird for Indiana and Indiana State, and Gathers for Visual Arts; Bill May, executive Southern Cal and Loyola Marymount. 9. 44.2 ppg. When director at Arrowmont School of he completed his college career, Maravich held the record Arts and Crafts; and Peggy Wood for most total points scored with 3,667 (despite playing only Townsend, director of Public Art three years). 10. Marquette. Marquette’s 1977 champions lost Chattanooga. e festival will begin with a preview party Friday seven games during the season, including six at home. evening. Festival and preview party tickets may be purchased at www.4bridgesartsfestival.org or at the door. Preview party hours are ARE WE THERE YET? Cont. from page 10 lively as ever. 6:30 p.m. to 10 p.m. Festival hours All of this, it’s just more of are Saturday from 10 a.m. to 7 Now, with the first quarter the gift that is life, more of the p.m. and Sunday from 10 a.m.to 5 of 2015 almost over, which will pain and the joy that comes with p.m. For more information, visit go down as one of the least living. We’re not done with it www.4bridgesartsfestival.org. favorites of our 158 quarters to- yet, me and a girl I rst saw at a Tennessee Smart Yards gether, we have lots of gratitude checkout stand those many years and hope. She’s getting excellent ago. Not done by a long shot. UT Extension will oer a care. We’re blessed with won- Jay Edwards is editor-in-chief landscaping class called Tennes- derful friends and family. Two of the Hamilton County Herald see Smart Yards from 6 to 9 p.m. of those, KM’s older sisters, are and an award-winning columnist. on Tuesday, April 14 and Tuesday, survivors who have been there, Contact him at jedwards@daily- April 21 at the UT Agricultural v done that, and who are today as data.com. Center on Bonny Oaks Drive. www.hamiltoncountyherald.com Hamilton County Herald March 27 - April 2, 2015 | 15

I Swear Crossword MYSTERY PUZZLER By Victor Fleming

Across 1 Reacts to rib-tickling 7 Amt. of pepper in a recipe, say 11 Pugilist’s poke 14 Shaker of note 15 Mythical manlike monster I 16 Do something with 17 “Apollo 13” director Swear 18 ___ bird 19 White tale? By Vic Fleming 20 Deity of Norse tales 21 Truth alternative 22 Basic meaning 23 Phrase of a marriage? 26 Winger of “Shadowlands” Because I say so 28 Salem’s end 29 “Get out!” 31 Stereotypical soldier’s dig 34 One of the big cats psy dipsy!” shouts Ann Marie, Marlo omas’s character in 36 The “Amazing” ___ (Uri “ “ at Girl.” Trying to impress a judge in court, she mispro- Geller debunker) Inounces ipse dixit. Meaning “he, himself, said it,” this Latin 37 1996 Gwyneth Paltrow title role phrase connotes a dogmatic, unsupported assertion. 40 Go-for linkage A widely read crossword blogger claims that puzzle editor 42 Overfill 43 “The Age of Reason” Will Shortz is “reliant on a small group of reliably good con- author Thomas structors, without whom the average quality of [New York Times 45 “Trust ___, ...” 47 One way to pay crosswords] would fall precipitously.” Dated Feb. 15, the post 49 Plaintive reed continues: “We’ve seen nearly all said constructors the past 50 Blanc or Rosen 53 Sports three days ([Patrick] Berry, [David] Steinberg, now [Je] Chen).” 55 Preach a motivational How attering! But wait... It’s hardly complimentary of Shortz. sermon to, maybe Disclosure: I asked for the blogger’s input on this essay; he 57 Response to a motiva- tional sermon, maybe politely declined. He pans puzzles of mine at times, though 59 Devoted following not all the time. I pay no mind to his zingers. But some folk are 61 Gluck of opera 62 Liquid meas. genuinely hurt by them. To them I say, “In Shortz’s view, your 63 Gumbo ingredient puzzle is ne for solvers! at’s what matters.” I respect the blog- 64 Ellen of “The Big Easy” 66 Building addition 13 Shade of red 54 Drink very slowly ger’s right to foment controversy with exaggerated negativity, 67 More, proverbially 21 Puff (title ___ of song) 56 Snow coat which many believe is his M.O. Again, he declined comment. In 68 Sexy suit 22 “Great Green Gobs of ___, Grimy 57 Long stretches his other life, he’s an English department lecturer at a university. 69 “I gotta ___ it with ...” Gopher Guts” 58 Like a lad 70 “... my own two ___!” 24 That, in Toledo 60 Lad’s mate I commend him on that and on the “legs” of his blog, begun in 71 New York City island 25 ___ above 63 Cheer heard in a ring 2006. 27 Icy remark? 64 Small shot Down 30 Something not to do 65 River sight We who create and publish literature of any ilk discover that 1 Oscar De ___ (retired boxer) 32 Summer hrs. at the Clinton there are critics everywhere. Some teach us lessons that help 2 Parts of batteries Presidential Library Last week’s solution 3 Recant to a genie? 33 Hurry along, old-style us grow; others, not so much; and some are ipsy dipsy. I believe 4 Pituitary ___ 34 Promised Land history will regard Shortz as an editor with an eye for talent, 5 “Away from ___” (2006 Julie Christie 35 Peter (title ___ of books) movie) 37 Prefix with -graph established and novice, and a fun-loving guy who builds rela- 6 Because, to Brutus 38 Game piece tionships with constructors and solvers. 7 Model Banks 39 Song of the Year Grammy winner e claim that some “small group,” which three guys consti- 8 Facial growth in 1967 9 With 48-Down, goal-oriented pastime 41 Top Cat or Deputy Dawg tute nearly all of, somehow bolsters quality is, I believe, o the 10 Bake-off entry 44 Still start? mark. Average puzzle quality isn’t objectively measurable. You 11 Emmy-winning actress Margulies . 46 ___ Moines . . and good name for a big sister 48 See 9-Down can’t prove it’s raised by a select cadre of authors. Dude’s entitled to the person named by the circled 50 “___ for all ...” to opine that puzzles from some constructors are substandard. letters 51 Expensive fur 12 Used car caveat 52 Sheryl Sandberg and Nell Scovell But couching his view in math jargon doesn’t raise its quality, at book about women and leadership all, let alone precipitously. It is, at heart, ipse dixit. How big is this clique he mentions? A site devoted exclusively Victor Fleming’s puzzles have appeared in many publications, to Times puzzles, xwordinfo.com, credits Steinberg with 27 including the New York Times and Games Magazine. in the two-year stretch 2013-2014. Chen, Ian Livengood, and Berry had 23, 22, and 21, respectively. Are they the group? ree Continued from page 11 counselor.” THDA The Hamilton County Herald would be nearly all of four. In the same span, Peter Collins and Perrey is open to meeting all Joel Fagliano each had 18; Elizabeth Gorski, 17. Might the group is pleased to publish numerous Home sales data from 2013 members of the housing industry be a septet? columns from inside and outside shows 2,711 homes sold within and elected ocials to share the sources. The opinions and views Seventeen puzzlers had 8-13 in print during the noted period: the THDA’s sales price limit of benets of homeownership and of these columnists are their own Martin Ashwood-Smith, Patrick Blindauer, Zhouqin Burnikel, $240,000. THDA. and do not necessarily Gary Cee, Tim Croce, Josh Knapp, Joe Krozel, Julian Lim, An- convey the opinions of “I believe a majority of the Source: Tennessee Housing drea Carla Michaels, James Mulhern, Doug Peterson, Timothy The Hamilton County Herald. homes listed for sale in the local Development Agency v Polin, Brendan Emmett Quigley, Dan Schoenholz, Ed Sessa, news fall within the sales price Barry Silk, and Brad Wilber. Talk about talent! limits of the THDA,” Perrey said. Joining me with 7 in that two-year stretch are Joe D. Pietro, “We’re here to make sure our Sam Donaldson, Todd Gross, David Kahn, and Lynn Lempel. So, partners have all the information Level: guys, were we saved by the curve? they need to assist their custom- In conclusion, I want to extend grats and props to the 63 1 2 ers. We even have a program to authors who had debuts in 2013-2014. Your puzzles were clever, support our dedicated military 3 4 creative, edgy. ey didn’t lower anything. “Pay no attention to personnel.” that [blogger] behind the curtain!” Because I say so. Ipsy dipsy. Complete the grid so e income limits for a THDA Vic Fleming is a district court judge in Little Rock, Ark., where each row, column and mortgage loan in Hamilton 3-by-3 box (in bold he also teaches at the William H. Bowen School of Law. Contact County are $65,665 for a family of borders) contains him at vic[email protected]. every digit, 1 to 9. For one or two persons and $75,514 strategies on how to for households of three or more. solve Sudoku, visit CRITIC’S CORNER Cont. from page 13 ter stories than this? Is there a THDA’s limits are designed to www.sudoku.org.uk conspiracy to dumb them down assist middle income households. SOLUTION TO characteristics necessary for his by spoon feeding them literary THDA encourages everyone LastWEDNESDAY’S weeks solution PUZZLE survival and then pitting the claptrap? Will someone please interested to visit GreatChoi- factions against each other. But tell me what’s going on? ceTN.com to learn the qualica- the storylines, at least as they Rated PG-13 for intense tions and contact a pre-purchase were translated to lm, seem violence and action, sensual- homebuyer counselor to learn the banal and aimless. e last book ity, thematic elements, and brief ins and outs of making a mort- in the trilogy, “Allegiant,” is being language. David Laprad is the gage loan. divided into two movies, which I assistant editor of the Hamilton “Buying a home is the biggest hope gives the lmmakers time County Herald and an award- purchase most of us make,” said to nd rmer footing in the winning columnist and photogra- Perrey. “We’ve found homebuy- story. pher. Contact him at dlaprad@ ers are more secure and knowl- 2/2/12 © 2012 The Mepham Group. Distributed by Don’t our youth deserve bet- hamiltoncountyherald.com. v edgeable after meeting with a Tribune Media Services. All rights reserved. 16 | March 27 - April 2, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

COM and WWW.REALTYTRAC.COM HCH3T-3/20,3/27,4/3/15 recorded plat; any unpaid taxes; any restrictive covenants, easements, or sworn to, that the defendant is a non-resident of the State of Tennessee, NOTICES Continued from page 8 setback lines that may be applicable; any statutory rights of redemption so that the ordinary process of law cannot be served upon MICHAEL NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the of any governmental agency, state or federal; any prior liens or encum- MILLER. IT IS ORDERED that publication be made for four successive NOW, THEREFORE, notice is hereby given that the entire indebtedness performance of the covenants, terms, and conditions of a Deed of Trust brances as well as any priority created by a fixture filing; and to any matter weeks in the Hamilton County Herald, a newspaper published in Hamil- has been declared due and payable; and that an agent of Wilson & As- Note dated June 24, 1998, and the Deed of Trust of even date securing that an accurate survey of the premises might disclose. In addition, the ton County, Tennessee, notifying said non-resident that unless MICHAEL sociates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and the same, recorded June 26, 1998, in Book No. GI 5124, at Page 164, in following parties may claim an interest in the above-referenced property: MILLER answers and makes defense to said complaint in the offices of the authority vested in and imposed upon said Successor Trustee, by U.S. Office of the Register of Deeds for Hamilton County, Tennessee, executed FOWLER, ANNIE B. FOWLER, RILEY RAY RICHARD DANCE The sale Circuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust, will, on by Glenda Carter Couch and William D Couch, conveying certain prop- held pursuant to this Notice may be rescinded at the Successor Trustee’s after the fourth weekly publication of this order, the same will be taken as April 13, 2015 on or about 3:00 PM, at the Hamilton County Courthouse, erty therein described to Title Guaranty and Trust Company as Trustee for option at any time. The right is reserved to adjourn the day of the sale to admitted by MICHAEL MILLER and the case will be set for hearing ex Chattanooga, Tennessee, offer for sale certain property hereinafter de- Tucker Federal Bank D/B/A Prime Lending; and the undersigned, Wilson another day, time, and place certain without further publication, upon an- parte or without MICHAEL MILLER presence. This 17th day of March, scribed to the highest bidder FOR certified funds paid at the conclusion & Associates, P.L.L.C., having been appointed Successor Trustee by Na- nouncement at the time and place for the sale set forth above. W&A No. 2015. LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR of the sale, or credit bid from a bank or other lending entity pre-approved tionstar Mortgage, LLC. NOW, THEREFORE, notice is hereby given that 184309 DATED March 11, 2015 WILSON & ASSOCIATES, P.L.L.C., Suc- PLAINTIFF: RICHARD BRENT TEETER 1415 MARKET STREET CHAT- by the successor trustee. The sale is free from all exemptions, which are the entire indebtedness has been declared due and payable; and that an cessor Trustee 481-2680763 FOR SALE INFORMATION, VISIT WWW. TANOOGA, TN 37402 HCH4T-3/20,3/27,4/3,4/10/15 expressly waived in the Deed of Trust, said property being real estate agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue MYFIR.COM and WWW.REALTYTRAC.COM HCH3T-3/20,3/27,4/3/15 situated in Hamilton County, Tennessee, and being more particularly de- of the power, duty, and authority vested in and imposed upon said Suc- NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- scribed as follows: The following described real estate, to wit: Located in cessor Trustee, by Nationstar Mortgage, LLC, will, on April 23, 2015 on or NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the ILTON CHADWICK NICHOLAS BRACKETT VS DOCKET NO. 15D598 the Third Civil District of Hamilton County, Tennessee: Lot One (1), Block about 10:00 AM, at the Hamilton County Courthouse - West Door, Chat- performance of the covenants, terms, and conditions of a Deed of Trust KRISTEN DANIELLE BRACKET It appearing from allegations in Plaintiff’s Four (4), Mountain View Addition, as shown by Plat of record in Plat Book tanooga, Tennessee, offer for sale certain property hereinafter described Note dated May 22, 2009, and the Deed of Trust of even date securing Bill, which is sworn to, that the defendant is a non-resident of the State of 11, Page 44, in the Register’s Office of Hamilton County, Tennessee. Ac- to the highest bidder FOR certified funds paid at the conclusion of the the same, recorded June 11, 2009, in Book No. GI 8949, at Page 237, in Tennessee, so that the ordinary process of law cannot be served upon cording to said Plat, said Lot fronts 168 feet on the Southeastern line of sale, or credit bid from a bank or other lending entity pre-approved by Office of the Register of Deeds for Hamilton County, Tennessee, executed KRISTEN BRACKETT. IT IS ORDERED that publication be made for four Pickering Street, is triangular in shape, has a footage of 255 feet, more or the successor trustee. The sale is free from all exemptions, which are by Linda F. Tucker, conveying certain property therein described to Matt successive weeks in the Hamilton County Herald, a newspaper published less, on the Northwestern line of Euclid Avenue and a footage of 175.6 expressly waived in the Deed of Trust, said property being real estate B. Murfree as Trustee for Mortgage Electronic Registration Systems, Inc., in Hamilton County, Tennessee, notifying said non-resident that unless feet on the Southwestern line of Lot 2 of said Block. Excepting that part of situated in Hamilton County, Tennessee, and being more particularly de- as a separate corporation that is acting solely as a nominee for Guaranty KRISTEN BRACKETT answers and makes defense to said complaint in said Lot used in rounding the intersections of Pickering Street and Euclid scribed as follows: Tract Number One (1): Being a part of the Southwest Trust Company and Guaranty Trust Company’s successors and assigns; the offices of the Circuit Court Clerk of Hamilton County, Tennessee, within Avenue. Subject to any governmental zoning and subdivision ordinances Quarter of Section Fifteen (15), Township Four (4), Range Three (3), West and the undersigned, Wilson & Associates, P.L.L.C., having been appoint- thirty (30) days after the fourth weekly publication of this order, the same and regulations in effect thereon. Subject to Restrictions as set out in the of Basis Line, Ocoee District and described as follows: Beginning in the ed Successor Trustee by Wells Fargo Bank NA. NOW, THEREFORE, will be taken as admitted by KRISTEN BRACKETT and the case will be Deed from Chattanooga Estates Company 1, Vol. 21, Page 692, in the Southwestern line of Shirley Pond Road at the most Easterly corner of notice is hereby given that the entire indebtedness has been declared set for hearing ex parte or without KRISTEN BRACKETT presence. This Register’s Office of Hamilton County, Tennessee. Subject to Restrictions the tract described in a Deed of Correction to George Cardwell and wife, due and payable; and that an agent of Wilson & Associates, P.L.L.C., as 17th day of March, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK as set out in the Deed from Red Bank Development Company to Rubye of record in Book 1623, Page 61, in the Register’s Office of Hamilton Successor Trustee, by virtue of the power, duty, and authority vested in ATTORNEY FOR PLAINTIFF: RICHARD BRENT TEETER 1415 MAR- F. Schielf, single December 12, 1927, and recorded in Book Q, Vol. 22, County, Tennessee; thence Southeasterwardly along the Southwestern and imposed upon said Successor Trustee, by Wells Fargo Bank NA, will, KET STREET CHATTANOOGA, TN 37402 HCH4T-3/20,3/27,4/3,4/10/15 Page 504, in the Register’s Office of Hamilton County, Tennessee. ALSO line of Shirley Pond Road, Seventy-five (75) feet to a stake; thence South- on May 21, 2015 on or about 10:00 AM, at the Hamilton County Court- KNOWN AS: 3500 Pickering Ave, Chattanooga, TN 37415 This sale is westwardly, along a line parallel to the Southeastern line of said Cardwell house, Chattanooga, Tennessee, offer for sale certain property hereinafter NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAMIL- subject to all matters shown on any applicable recorded plat; any unpaid tract, Two Hundred Thirty (230) feet, more or less, to the Southern line of described to the highest bidder FOR certified funds paid at the conclusion TON COUNTY WHEREAS, Robert A. Croxall and Jennifer J. Croxall taxes; any restrictive covenants, easements, or setback lines that may the tract conveyed to Ervin Jenkins and wife, by deed recorded in Book of the sale, or credit bid from a bank or other lending entity pre-approved executed a Deed of Trust to SunTrust Bank, Lender and Stanley M. Por- be applicable; any statutory rights of redemption of any governmental 1234, Page 539, in the said Register’s Office; thence Westwardly along by the successor trustee. The sale is free from all exemptions, which are ter, Sr., Trustee(s), which was dated November 19, 2001 and recorded agency, state or federal; any prior liens or encumbrances as well as any the Southern line of said Jenkins’ tract, Ninety (90) feet, more or less to expressly waived in the Deed of Trust, said property being real estate on November 26, 2001 in Book GI 6061, Page 343, Hamilton County, priority created by a fixture filing; and to any matter that an accurate survey the Southeast corner of said Cardwell tract; thence Northeastwardly along situated in Hamilton County, Tennessee, and being more particularly de- Tennessee Register of Deeds. WHEREAS, default having been made of the premises might disclose. In addition, the following parties may claim the Southeastern line of said Cardwell tract, Three Hundred Twenty (320) scribed as follows: Located in the City of Chattanooga, Hamilton County, in the payment of the debt(s) and obligation(s) thereby secured by the an interest in the above-referenced property: LYNCH, HOLLY C. LYNCH, feet, more or less, to the point of beginning. Tract Number Two (2): Being Tennessee: Lot Three (3), Block Two (2), Arcadia Land Company’s Addi- said Deed of Trust and the current holder of said Deed of Trust, SunTrust JEAN L. LYNCH, JEFFREY S. LYNCH , JR., ROBERT V. CAPITAL ONE a part of the Southwest Quarter of Section Fifteen (15), Township Four tion, as shown on plat of record in Plat Book 6, Page 23, in the Register’s Bank, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, BANK (USA), N.A. The sale held pursuant to this Notice may be rescinded (4), Range Three (3), West of Basis Line, Ocoee District and described Office of Hamilton County, Tennessee. This conveyance is made subject as Substitute Trustee, by an instrument duly recorded in the Office of the at the Successor Trustee’s option at any time. The right is reserved to as follows: Beginning in the Southwestern line of Shirley Pond Road at to the following: Any governmental zoning and subdivision ordinances or Register of Deeds of Hamilton County, Tennessee, with all the rights, pow- adjourn the day of the sale to another day, time, and place certain without the most Easterly corner of a tract conveyed to Raymond Simmons and regulations in effect thereon. All applicable conditions, restrictions, reser- ers and privileges of the original Trustee named in said Deed of Trust; further publication, upon announcement at the time and place for the sale wife, by deed recorded in Book 2154, Page 876, in the Register’s Of- vations, easements, etc., as shown on recorded plat. Restrictions as set and NOW, THEREFORE, notice is hereby given that the entire indebted- set forth above. W&A No. 300009 DATED March 11, 2015 WILSON & fice of Hamilton County, Tennessee; thence Southeastwardly, along the out in instrument recorded in Book 810, Page 379, in the Register’s Office ness has been declared due and payable as provided in said Deed of ASSOCIATES, P.L.L.C., Successor Trustee 9802981663 FOR SALE IN- Southwestern line of said road, Twenty-three (23) feet, more or less, to a of Hamilton County, Tennessee. ALSO KNOWN AS: 605 Over Street, Trust by the Holder, and that as agent for the undersigned, Brock & Scott, FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM stake; thence Southwestwardly, Two Hundred Thirty (230) feet, more or Chattanooga, TN 37411-1445 This sale is subject to all matters shown on PLLC, Substitute Trustee, by virtue of the power and authority vested in HCH3T-3/20,3/27,4/3/15 less, to a stake, located Sixteen (16) feet Eastwardly of the Southeastern any applicable recorded plat; any unpaid taxes; any restrictive covenants, it, will on April 7, 2015, at 10:00AM at the usual and customary location corner of Simmons tract; thence Westwardly, Sixteen (16) feet, more or easements, or setback lines that may be applicable; any statutory rights of at the Hamilton County Courthouse, Chattanooga, Tennessee, proceed NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the less, to the Southeastern corner of said Simmons tract; thence Northeast- redemption of any governmental agency, state or federal; any prior liens to sell at public outcry to the highest and best bidder for cash, the fol- performance of the covenants, terms, and conditions of a Deed of Trust wardly, along the Southeastern line of said Simmons tract, Two Hundred or encumbrances as well as any priority created by a fixture filing; and to lowing described property situated in Hamilton County, Tennessee, to wit: Note dated June 3, 2011, and the Deed of Trust of even date securing Thirty (230) feet, more or less, to the point of beginning. ALSO KNOWN any matter that an accurate survey of the premises might disclose. In ad- Located in the City of Chattanooga of Hamilton County, Tennessee: Lots the same, recorded September 7, 2011, in Book No. GI 9471, at Page AS: 6406 Shirley Pond Road, Harrison, TN 37341 This sale is subject dition, the following parties may claim an interest in the above-referenced Twenty-three (23) and Twenty-five (25), Lockwood Heights, Number Two 587, in Office of the Register of Deeds for Hamilton County, Tennessee, to all matters shown on any applicable recorded plat; any unpaid taxes; property: BROWN, BEVERLY MCCOY BROWN, VERNETTA M. BRAM- (2), Western Plateau, as shown by plat recorded in Plat Book 16, Page executed by Tommie Suzene Huskey, conveying certain property therein any restrictive covenants, easements, or setback lines that may be ap- LETT, VERNON M. TUCKER, LINDA F. TUCKER, ESTATE OF LINDA 29, in the Register’s Office of Hamilton County, Tennessee The source of described to Joseph B. Pitt, Jr. as Trustee for Metlife Home Loans, a plicable; any statutory rights of redemption of any governmental agency, UNKNOWN HEIR(S) OF LINDA TUCKER, The sale held pursuant to this Grantor’s interest is found in Deed recorded simultaneously herewith, in Division of Metlife Bank, N.A.; and the undersigned, Wilson & Associ- state or federal; any prior liens or encumbrances as well as any priority Notice may be rescinded at the Successor Trustee’s option at any time. the Register’s Office of Hamilton County, Tennessee. Subject to restric- ates, P.L.L.C., having been appointed Successor Trustee by Nationstar created by a fixture filing; and to any matter that an accurate survey of the The right is reserved to adjourn the day of the sale to another day, time, tions as set out in instrument recorded in Book 1009, Page 689 and as Mortgage LLC d/b/a Champion Mortgage Company. NOW, THEREFORE, premises might disclose. In addition, the following parties may claim an and place certain without further publication, upon announcement at the amended in Book 1341, Page 339, in the Register’s Office of Hamilton notice is hereby given that the entire indebtedness has been declared interest in the above-referenced property: COUCH, GLENDA CARTER time and place for the sale set forth above. W&A No. 222408 DATED County, Tennessee, Subject to reservations as set out in instrument re- due and payable; and that an agent of Wilson & Associates, P.L.L.C., as COUCH, WILLIAM D SUNTRUST BANK PORTFOLIO RECOVERY AS- March 11, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee corded in Book 1014, Page 364, in the Register’s Office of Hamilton Coun- Successor Trustee, by virtue of the power, duty, and authority vested in SOCIATES LLC, AS ASSIGNEE OF ”GE MONEY BANK, F.S.B.” JEF- 481-2934059 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and ty. Tennessee. Parcel ID Number: 118J C 022 Address/Description: 3201 and imposed upon said Successor Trustee, by Nationstar Mortgage LLC FERSON CAPITAL SYSTEMS LLC, AS SUCCESSOR IN INTEREST TO WWW.REALTYTRAC.COM HCH3T-3/20,3/27,4/3/15 Lockwood Drive, Chattanooga, TN 37415. Current Owner(s): Robert A. d/b/a Champion Mortgage Company, will, on May 11, 2015 on or about ”BARCLAYS BANK DELAWARE” The sale held pursuant to this Notice Croxall and wife, Jennifer J. Croxall. Other Interested Party(ies): SunTrust 3:00 PM, at the Hamilton County Courthouse, Chattanooga, Tennessee, may be rescinded at the Successor Trustee’s option at any time. The NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- Bank and SunTrust Bank. The sale of the property described above shall offer for sale certain property hereinafter described to the highest bidder right is reserved to adjourn the day of the sale to another day, time, and ILTON ALMA L. WILLIAMS VS DOCKET NO. 15D549 JOSEPH A. WIL- be subject to all matters shown on any recorded plat; any and all liens FOR certified funds paid at the conclusion of the sale, or credit bid from place certain without further publication, upon announcement at the time LIAMS It appearing from allegations in Plaintiff’s Bill, which is sworn to, against said property for unpaid property taxes; any restrictive covenants, a bank or other lending entity pre-approved by the successor trustee. and place for the sale set forth above. W&A No. 68509 DATED March 11, that the defendant is a non-resident of the State of Tennessee, so that easements or set-back lines that may be applicable; any prior liens or The sale is free from all exemptions, which are expressly waived in the 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE the ordinary process of law cannot be served upon JOSEPH WILLIAMS. encumbrances as well as any priority created by a fixture filing; a deed Deed of Trust, said property being real estate situated in Hamilton County, INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. IT IS ORDERED that publication be made for four successive weeks in of trust; and any matter than an accurate survey of the premises might Tennessee, and being more particularly described as follows: ALL THAT COM HCH3T-3/20,3/27,4/3/15 the Hamilton County Herald, a newspaper published in Hamilton County, disclose; and All right and equity of redemption, statutory or otherwise, PARCEL OF LAND IN HAMILTON COUNTY, STATE OF TENNESSEE. Tennessee, notifying said non-resident that unless JOSEPH WILLIAMS homestead, and dower are expressly waived in said Deed of Trust, and BEING KNOWN AND DESIGNATED AS LOT 3, WHITE CITY, CHATTA- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the answers and makes defense to said complaint in the offices of the Cir- the title is believed to be good, but the undersigned will sell and convey NOOGA LAND COMPANYS SUBDIVISION NO. 2, FILED IN PLAT BOOK performance of the covenants, terms, and conditions of a Deed of Trust cuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days only as Substitute Trustee. The right is reserved to adjourn the day of the 6, PAGE 39 & 56. ALSO KNOWN AS: 1219 East 35th Street Place, Note dated May 8, 2008, and the Deed of Trust of even date securing the after the fourth weekly publication of this order, the same will be taken sale to another day, time, and place certain without further publication, Chattanooga, TN 37407-2404 This sale is subject to all matters shown on same, recorded May 16, 2008, in Book No. GI 8667, at Page 576, in Of- as admitted by JOSEPH WILLIAMS and the case will be set for hear- upon announcement at the time and place for the sale set forth above. any applicable recorded plat; any unpaid taxes; any restrictive covenants, fice of the Register of Deeds for Hamilton County, Tennessee, executed ing ex parte or without JOSEPH WILLIAMS presence. This 10th day This office is attempting to collect a debt. Any information obtained will easements, or setback lines that may be applicable; any statutory rights of by Donald H. Scott, conveying certain property therein described to LSI of March, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK Pro Se be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o redemption of any governmental agency, state or federal; any prior liens Title Agency, Inc. as Trustee for James B. Nutter & Company; and the un- HCH4T-3/20,3/27,4/3,4/10/15 Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 or encumbrances as well as any priority created by a fixture filing; and to dersigned, Wilson & Associates, P.L.L.C., having been appointed Succes- Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 15- any matter that an accurate survey of the premises might disclose. In ad- sor Trustee by James B. Nutter & Company. NOW, THEREFORE, notice NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- 03670 FC01 BCNS79666 HCH3T-3/13,3/20,3/27/15 dition, the following parties may claim an interest in the above-referenced is hereby given that the entire indebtedness has been declared due and ILTON ADOPTION OF: BAYLIE BRIANNA FINDLEY VS DOCKET NO. property: HUSKEY, TOMMIE SUZENE SECRETARY OF HOUSING & payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor 15A132 WILLIE LEE DAVIS It appearing from allegations in Plaintiff’s Bill, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April URBAN DEVELOPMENT DISCOVER BANK, ISSUER OF DISCOVER Trustee, by virtue of the power, duty, and authority vested in and imposed which is sworn to, that the defendant is a non-resident of the State of Ten- 20, 2015 at 10:00AM local time, at the west door, Hamilton County Court- CARD CAVALRY SPV I, LLC The sale held pursuant to this Notice may upon said Successor Trustee, by James B. Nutter & Company, will, on nessee, so that the ordinary process of law cannot be served upon WIL- house, 615 Walnut Street, Chattanooga, Tennessee pursuant to Deed of be rescinded at the Successor Trustee’s option at any time. The right is April 13, 2015 on or about 3:00 PM, at the Hamilton County Courthouse, LIE DAVIS. IT IS ORDERED that publication be made for four successive Trust executed by Brandon K. Culpepper and Charlotte D. Culpepper, reserved to adjourn the day of the sale to another day, time, and place Chattanooga, Tennessee, offer for sale certain property hereinafter de- weeks in the Hamilton County Herald, a newspaper published in Hamilton to TRSTE II, Inc., Trustee, as trustee for Wachovia Mortgage, FSB on April certain without further publication, upon announcement at the time and scribed to the highest bidder FOR certified funds paid at the conclusion of County, Tennessee, notifying said non-resident that unless WILLIE DAVIS 26, 2008 at Book GI 8667, Page 709, Instrument No. 2008051600215; place for the sale set forth above. W&A No. 302743 DATED March 11, the sale, or credit bid from a bank or other lending entity pre-approved by answers and makes defense to said complaint in the offices of the Circuit conducted by Shapiro & Ingle, LLP having been appointed Substitute or 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE the successor trustee. The sale is free from all exemptions, which are ex- Court Clerk of Hamilton County, Tennessee, within thirty (30) days after Successor Trustee, all of record in the Hamilton County Register’s Of- INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. pressly waived in the Deed of Trust, said property being real estate situat- the fourth weekly publication of this order, the same will be taken as ad- fice. Default has occurred in the performance of the covenants, terms, and COM HCH3T-3/20,3/27,4/3/15 ed in Hamilton County, Tennessee, and being more particularly described mitted by WILLIE DAVIS and the case will be set for hearing ex parte or conditions of said Deed of Trust and the entire indebtedness has been as follows: The land referred to herein is situated in the State of Tennes- without WILLIE DAVIS presence. This 10th day of March, 2015. LARRY L. declared due and payable. Party Entitled to Enforce the Debt: Wells Fargo NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the see, County of Hamilton, City of Ooltewah and described as follows: In the HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: MITCH- Bank, N.A., its successors and assigns The following real estate located performance of the covenants, terms, and conditions of a Deed of Trust Second Civil District of Hamilton County, Tennessee: Lot Nineteen (19), ELL LEE MEEKS COPELAND & WHITTENBERG 3505 BRAINERD RD in Hamilton County, Tennessee, will be sold to the highest call bidder: Note dated June 11, 2007, and the Deed of Trust of even date securing Rockledge Estates, as shown by plat recorded in Plat Book 26, Page 175, STE 8 CHATTANOOGA, TN 37411 HCH4T-3/20,3/27,4/3,4/10/15 Described property located at Hamilton County, Tennessee, to wit: The the same, recorded June 13, 2007, in Book No. GI 8371, at Page 154, in in the Register’s Office of Hamilton County, Tennessee. ALSO KNOWN following described real estate, to-wit: Situate in the City of Chattanooga, Office of the Register of Deeds for Hamilton County, Tennessee, executed AS: 7115 Tenderfoot Trail, Ooltewah, TN 37363 This sale is subject to NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- Hamilton County, Tennessee: Being Lot 6, Molly’s Meadow, as shown by by Cletus L. Harvey and Lorie D. Price, conveying certain property all matters shown on any applicable recorded plat; any unpaid taxes; any ILTON NADA JOANN KHALIL BENNETT VS DOCKET NO. 15D552 JON plat of record in Plat Book 58, Page 90, in the Register’s Office of Hamil- therein described to Title Insurance Company of Chattanooga as Trustee restrictive covenants, easements, or setback lines that may be applicable; AARON BENNETT It appearing from allegations in Plaintiff’s Bill, which is ton County, Tennessee. Street Address: 8381 Lady Slipper Rd, Chatta- for Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, any statutory rights of redemption of any governmental agency, state or sworn to, that the defendant is a non-resident of the State of Tennessee, nooga, Tennessee 37421 Parcel Number: 171J-F-070 Current Owner(s) Bean & Whitaker Mortgage Corp., its successors and assigns; and the un- federal; any prior liens or encumbrances as well as any priority created by so that the ordinary process of law cannot be served upon JON BENNETT. of Property: Brandon K. Culpepper and wife, Charlotte D. Culpepper The dersigned, Wilson & Associates, P.L.L.C., having been appointed Succes- a fixture filing; and to any matter that an accurate survey of the premises IT IS ORDERED that publication be made for four successive weeks in the street address of the above described property is believed to be 8381 sor Trustee by Selene Finance, LP. NOW, THEREFORE, notice is hereby might disclose. In addition, the following parties may claim an interest in Hamilton County Herald, a newspaper published in Hamilton County, Ten- Lady Slipper Rd, Chattanooga, Tennessee 37421, but such address is not given that the entire indebtedness has been declared due and payable; the above-referenced property: SCOTT, DONALD H. ESTATE OF DON- nessee, notifying said non-resident that unless JON BENNETT answers part of the legal description of the property sold herein and in the event of and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, ALD H. SCOTT, HEIR(S) OF DONALD H. SCOTT, IF ANY, SECRETARY and makes defense to said complaint in the offices of the Circuit Court any discrepancy, the legal description herein shall control. SALE IS SUB- by virtue of the power, duty, and authority vested in and imposed upon OF HOUSING & URBAN DEVELOPMENT The sale held pursuant to this Clerk of Hamilton County, Tennessee, within thirty (30) days after the JECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to said Successor Trustee, by Selene Finance, LP, will, on May 4, 2015 on or Notice may be rescinded at the Successor Trustee’s option at any time. fourth weekly publication of this order, the same will be taken as admitted all matters shown on any applicable recorded plat any unpaid taxes; and about 3:00 PM, at the Hamilton County Courthouse, Chattanooga, Ten- The right is reserved to adjourn the day of the sale to another day, time, by JON BENNETT and the case will be set for hearing ex parte or with- any restrictive covenants, easements, or setback lines that may be appli- nessee, offer for sale certain property hereinafter described to the highest and place certain without further publication, upon announcement at the out JON BENNETT presence. This 10th day of March, 2015. LARRY L. cable; any statutory right of redemption of any governmental agency, state bidder FOR certified funds paid at the conclusion of the sale, or credit bid time and place for the sale set forth above. W&A No. 246862 DATED HENRY, CIRCUIT COURT CLERK Pro Se HCH4T-3/20,3/27,4/3,4/10/15 or federal; any prior liens or encumbrances as well as any priority created from a bank or other lending entity pre-approved by the successor trustee. March 11, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee by a fixture filing; and to any matter that an accurate survey of the prem- The sale is free from all exemptions, which are expressly waived in the 6000409288 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- ises might disclose. All right of equity of redemption, statutory and other- Deed of Trust, said property being real estate situated in Hamilton County, WWW.REALTYTRAC.COM HCH3T-3/20,3/27,4/3/15 ILTON WILLIAM CRAWFORD VS DOCKET NO. 15D578 NANCY JEAN wise, and homestead are expressly waived in said Deed of Trust, and the Tennessee, and being more particularly described as follows: Located in PRICE CRAWFORD It appearing from allegations in Plaintiff’s Bill, which title is believed to be good, but the undersigned will sell and convey only the Third Civil District of Hamilton County, Tennessee: Being a part of the NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the is sworn to, that the defendant is a non-resident of the State of Tennessee, as Substitute Trustee. The right is reserved to adjourn the day of the sale original Emerson-Roberts tract on Falling Water Creek, and being more performance of the covenants, terms, and conditions of a Deed of Trust so that the ordinary process of law cannot be served upon NANCY CRAW- to another day, time, and place certain without further publication, upon particularly described as follows: Beinning on the northwest corner of tract Note dated February 4, 2008, and the Deed of Trust of even date securing FORD. IT IS ORDERED that publication be made for four successive announcement at the time and place for the sale set forth above. If you of ground conveyed to Pat Harvey and wife by deed recorded in book 995, the same, recorded April 1, 2008, in Book No. GI 8628, at Page 890, in weeks in the Hamilton County Herald, a newspaper published in Ham- purchase a property at the foreclosure sale, the entire purchase price is page 89, in the Register’s office of Hamilton County, Tennessee; thence Office of the Register of Deeds for Hamilton County, Tennessee, executed ilton County, Tennessee, notifying said non-resident that unless NANCY due and payable at the conclusion of the auction in the form of a certified/ eastwardly, along the northern line of Harvey tract, and continuing along a by Annie B. Fowler and Riley Ray Fowler, conveying certain property CRAWFORD answers and makes defense to said complaint in the offices bank check made payable to or endorsed to Shapiro & Ingle, LLP. No per- road two hindred ten (210) feet; thence north thirty (30) degrees east one therein described to Equity Settlement Services as Trustee for Mortgage of the Circuit Court Clerk of Hamilton County, Tennessee, within thirty (30) sonal checks will be accepted. To this end, you must bring sufficient funds hundred forty five feet (145); thenc enorth sixty degrees (60) west one Electronic Registration Systems, Inc., as nominee for Lend America, its days after the fourth weekly publication of this order, the same will be to outbid the lender and any other bidders. Insufficient funds will not be hundred forty-seven feet (147); thence north sixty (60) degrees west one successors and assigns; and the undersigned, Wilson & Associates, taken as admitted by NANCY CRAWFORD and the case will be set for accepted. Amounts received in excess of the winning bid will be refunded hundred forty-seven (147) feet; thence southwardly one hundred eighty- P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase hearing ex parte or without NANCY CRAWFORD presence. This 12th day to the successful purchaser at the time the foreclosure deed is delivered. five (185) feet to the point of beginning. Being the same property conveyed Bank, National Association. NOW, THEREFORE, notice is hereby given of March, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY This property is being sold with the express reservation that the sale is to Betty Joe Conner bu Quitclaim deed from Jeffrey Lee Gass, dated Oc- that the entire indebtedness has been declared due and payable; and FOR PLAINTIFF: DANIEL KEITH HABENICHT 852 MCCALLIE AVENUE subject to confirmation by the lender or trustee. This sale may be rescind- tober 22, 1996 and recorded August 10, 1998 in Book 5156, page 316, that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, CHATTANOOGA, TN 37403 HCH4T-3/20,3/27,4/3,4/10/15 ed by the Substitute Trustee at any time. This office may be a debt collec- Register’s office of Hamilton County, Tennessee. SEE ALSO that Quiclaim by virtue of the power, duty, and authority vested in and imposed upon tor. This may be an attempt to collect a debt and any information obtained deed simultaneously herewith. Manufactured Home: Year: 1997, Model # said Successor Trustee, by JPMorgan Chase Bank, National Association, NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee TNT364361, VIN# CAP003474TNABMT28563A, Make: Clayton Subject will, on May 21, 2015 on or about 10:00 AM, at the Hamilton County ILTON DAVID JAMES SINCLAIR VS DOCKET NO. 15D573 AIMEE Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 to: Governmental Zoning and/or subdivision ordinance or regulation in ef- Courthouse - West Door, Chattanooga, Tennessee, offer for sale certain JAYNE BLACK It appearing from allegations in Plaintiff’s Bill, which is Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. fect thereon. Subject to: Easement as set out on Quitclaim deed recorded property hereinafter described to the highest bidder FOR certified funds sworn to, that the defendant is a non-resident of the State of Tennessee, kirschattorneys.com File No. 14-055716 HCH3T-3/13,3/20,3/27/15 in book 5156, page 316, in the Register’s office of Hamilton County, Ten- paid at the conclusion of the sale, or credit bid from a bank or other lending so that the ordinary process of law cannot be served upon AIMEE BLACK. nessee. ALSO KNOWN AS: 822 Pickett Gulf Road, Hixson, TN 37343- entity pre-approved by the successor trustee. The sale is free from all ex- IT IS ORDERED that publication be made for four successive weeks in the NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred 2603 This sale is subject to all matters shown on any applicable recorded emptions, which are expressly waived in the Deed of Trust, said property Hamilton County Herald, a newspaper published in Hamilton County, Ten- in the performance of the covenants, terms, and conditions of a Deed plat; any unpaid taxes; any restrictive covenants, easements, or setback being real estate situated in Hamilton County, Tennessee, and being more nessee, notifying said non-resident that unless AIMEE BLACK answers of Trust Note dated December 4, 2009, and the Deed of Trust of even lines that may be applicable; any statutory rights of redemption of any particularly described as follows: Tho following described Real Estate: IN and makes defense to said complaint in the offices of the Circuit Court date securing the same, recorded December 8, 2009, Document No. governmental agency, state or federal; any prior liens or encumbrances THE THIRD CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE, Clerk of Hamilton County, Tennessee, within thirty (30) days after the 2009120800195, in Book No. GI9072, at Page 98, in Office of the Regis- as well as any priority created by a fixture filing; and to any matter that an BEGINNING at a point in the North line of Ridgeview Circle Drive at a fourth weekly publication of this order, the same will be taken as admitted ter of Deeds for Hamilton County, Tennessee, executed by Clinton Sloan accurate survey of the premises might disclose. In addition, the following point that is 150 feet Eastwardly from the section of said North line with the by AIMEE BLACK and the case will be set for hearing ex parte or without and Misty Dawn Sloan, conveying certain property therein described to parties may claim an interest in the above-referenced property: HARVEY, East line of Cassandra Smith Road; thence North 18 degrees 13 minutes AIMEE BLACK presence. This 12th day of March, 2015. LARRY L. HEN- David W. Kious as Trustee for Mortgage Electronic Registration Sys- CLETUS L. PRICE, LORIE D. CAPITAL ONE BANK The sale held pursu- East 96.5 feet; thence South 71 degrees 40 minutes East and parallel RY, CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: CHARLES tems, Inc., as nominee for Guaranty Trust Company, its successors and ant to this Notice may be rescinded at the Successor Trustee’s option at with the North line of Ridgeview Circle Drive 150 feet; thence South 18 W WHELAND III 518 GEORGIA AVENUE CHATTANOOGA, TN 37403 assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been any time. The right is reserved to adjourn the day of the sale to another degrees 13 minutes West 96.5 feet to a point in the North line of Ridgeview HCH4T-3/20,3/27,4/3,4/10/15 appointed Successor Trustee by Lakeview Loan Servicing, LLC. NOW, day, time, and place certain without further publication, upon announce- Circle Drive; thence North 71 degrees 40 minutes West along the North THEREFORE, notice is hereby given that the entire indebtedness has ment at the time and place for the sale set forth above. W&A No. 302637 line of Ridgeview Circle Drive 150 feet to the point of beginning, Parcel NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- been declared due and payable; and that an agent of Wilson & Associ- DATED March 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor ID#! 100L-B-002.00 ALSO KNOWN AS: 6011 Amberbrook Drive, Hix- ILTON ANGELA DAWN MILLER VS DOCKET NO. 15D592 MICHAEL Trustee 0102740893 FOR SALE INFORMATION, VISIT WWW.MYFIR. son, TN 37343 This sale is subject to all matters shown on any applicable SCOTT MILLER It appearing from allegations in Plaintiff’s Bill, which is See NOTICES, page 17 www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 March 27 - April 2, 2015 | 17

feet of Lot Number Nine (9), Block Number One (1), J.M. Sherwood Home WWW.REALTYTRAC.COM HCH3T-3/13,3/20,3/27/15 debtedness has been declared due and payable. Party Entitled to Enforce NOTICES Continued from page 16 Place, Missionary Ridge. Said lot and part of lot make one (1) acre tract the Debt: Wells Fargo Financial Tennessee 1, LLC, its successors and (acreage not warranted) of ground front Eighty (80) feet on the East line of SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April assigns The following real estate located in Hamilton County, Tennessee, ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and Crest Road, and extends Easterly to Anderson Avenue and an Alley. This 9, 2015 at 10:00AM local time, at the west door, Hamilton County Court- will be sold to the highest call bidder: Described property located at Ham- authority vested in and imposed upon said Successor Trustee, by Lakev- conveyance made subject to the following: Easement of Lillian R. Elmore house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed ilton County, Tennessee, to wit: Land referred to in this commitment is iew Loan Servicing, LLC, will, on May 7, 2015 on or about 10:00 AM, at to lay gas pipe over said property, and the right of Ellen Payne Fitch and of Trust executed by Misty W. Navarrete and Mauricio Navarrete, to described as all that certain property situated in City of Chattanooga in the the Hamilton County Courthouse - West Door, Chattanooga, Tennessee, husband, J. M. Fitch to connect with said gas pipe, as set out in instru- Andrew C. Rambo, Trustee, on December 3, 2012 at Book GI 9815, Page County of Hamilton, and State of TN and being described in a deed dated offer for sale certain property hereinafter described to the highest bidder ment recorded in Book G, Volume 15, Page 695, and also interest in said 935; all of record in the Hamilton County Register’s Office. Party entitled 01/15/2003 and recorded 01/16/2003 in Book 6513 Page 662 among the FOR certified funds paid at the conclusion of the sale, or credit bid from a easement as set out in deeds recorded in Book N, Volume 26, Page 638, to enforce security interest: JPMorgan Chase Bank, National Association, land records of the county and state set forth above, and referenced as bank or other lending entity pre-approved by the successor trustee. The and Book N, Volume 26, Page 397, in the Register’s Office of Hamilton its successors and assigns The following real estate located in Hamilton follows: ?Lot Sixteen (16), Spring Meade Subdivision, as shown by plat sale is free from all exemptions, which are expressly waived in the Deed County, Tennessee. Any governmental zoning and subdivision ordinances County, Tennessee, will be sold to the highest call bidder subject to all of record in Plat Book 26, Page 58, in the Register’s Office of Hamilton of Trust, said property being real estate situated in Hamilton County, Ten- in effect thereon. Subject to all notes, stipulations, restrictions, easements, unpaid taxes, prior liens and encumbrances of record: Tax Map and Par- County, Tennessee. Being the same property conveyed to Gary L. Scott, nessee, and being more particularly described as follows: Land in Hamil- conditions, and regulations as set out on recorded plat. Parcel Number: cel Number 112L-B-009 BEING LOCATED IN THE SECOND CIVIL DIS- Jr. and Nameka S. Scott, wife from Bobbie Jenkins, unmarried in deed dat- ton County, Tennessee, being a part of Section 9, Township 5, Range 3, 146M-E-004.00 Current Owner(s) of Property: Charles Kirk Sanford Other TRICT OF HAMILTON COUNTY, TENNESSEE: Lot Eight (8), Highland ed 1/16/2003 and recorded 1/16/2003 in Book 6513 at Page 662, Hamilton West of the Basis Line in the Ocoee District and being more particularly interested parties: First Tennessee Bank National Association, First Ten- Manor Subdivision, Unit One (1), as shown by plat of record in Plat Book County Records. Street Address: 2413 Meade Circle, Chattanooga, Ten- described according to survey of Hopkins-Morton Engineering Company, nessee Bank, N.A. Street Address: 24 South Crest Road, Chattanooga, 27, Page 166 in the Register’s Office of Hamilton County, Tennessee. nessee 37406 Parcel Number: 128J H 021 Current Owner(s) of Property: Inc., dated February 6, 1976 and marked Drawing No. 1076-35 as fol- Tennessee 37404 Any property address provided is not part of the legal Being the same property conveyed to Marvin Snakenberg by Warranty Gary L. Scott, Jr. and Nameka S. Scott Other interested parties: Wells lows: Beginning at a point in the Southeastern line of Old Harrison Road description of the property sold herein and in the event of any discrepancy, Deed recorded August 30, 1996 in Book 4738, Page 709 in said Register’s Fargo Financial Bank, City of Chattanooga Neighborhood Services Divi- 587.2 feet Southwestwardly from its intersection with Hickory Valley Road; the legal description referenced herein shall control. SALE IS SUBJECT Office. SUBJECT TO Any governmental zoning and/or subdivision ordi- sion The street address of the above described property is believed to be thence South 51 degrees, 48 minutes East 175,0 feet to a point; thence TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- nance or regulation in effect thereon. SUBJECT TO Five (5) foot Drainage 2413 Meade Circle, Chattanooga, Tennessee 37406, but such address South 38 degrees, 12 minutes. West 100.0 feet to a point; thence North tion, statutory and otherwise, and homestead are expressly waived in said Easement Reserved as shown on recorded plat. SUBJECT TO Building is not part of the legal description of the property sold herein and in the 51 degrees, 48 minutes. West 175.0 feet to a point in the Southeast line Deed of Trust, and the title is believed to be good, but the undersigned will setback lines as shown on recorded plat. SUBJECT TO Sixteen (16) Tele- event of any discrepancy, the legal description herein shall control. SALE of Old Harrison Road; thence North 38 degrees, 12 minutes East along sell and convey only as Substitute Trustee. If you purchase a property at phone and Powerline Easement as shown on recorded plat. SUBJECT IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is sub- said Southeast line of Old Harrison Road 100.0 feet to the point of be- the foreclosure sale, the entire purchase price is due and payable at the TO Anchor Easement as shown on recorded plat. Parcel Number: 112L B ject to all matters shown on any applicable recorded plat any unpaid taxes; ginning, being referenced to as Lot 6, Wooten Subdivision on an unre- conclusion of the auction in the form of a certified/bank check made pay- 009 Current Owner(s) of Property: Misty W. Navarrete and Mauricio Na- and any restrictive covenants, easements, or setback lines that may be corded plat Being the same property conveyed to Clinton Donovan Sloan able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be varrete Street Address: 6322 Fairest Drive, Harrison, Tennessee 37341 applicable; any statutory right of redemption of any governmental agency, by deed from Federal National Mortgage Association of record in Book accepted. To this end, you must bring sufficient funds to outbid the lender Any property address provided is not part of the legal description of the state or federal; any prior liens or encumbrances as well as any priority 9022, Page 94 Register’s Office for Hamilton County, Tennessee. Subject and any other bidders. Insufficient funds will not be accepted. Amounts property sold herein and in the event of any discrepancy, the legal descrip- created by a fixture filing; and to any matter that an accurate survey of to all easements, restrictive covenants and conditions, and other matters received in excess of the winning bid will be refunded to the successful tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) the premises might disclose. In addition, the following parties may claim of record, including all itemsset out on any applicable plat of record. ALSO purchaser at the time the foreclosure deed is delivered. This property is RIGHTS IN POSSESSION. All right of equity of redemption, statutory and an interest in the above-referenced property: Wells Fargo Financial Bank, KNOWN AS: 6554 Harrison Pike, Chattanooga, TN 37416-1200 This being sold with the express reservation that the sale is subject to confir- otherwise, and homestead are expressly waived in said Deed of Trust, and City of Chattanooga Neighborhood Services Division SALE IS SUBJECT sale is subject to all matters shown on any applicable recorded plat; any mation by the lender or trustee. This sale may be rescinded at any time. the title is believed to be good, but the undersigned will sell and convey TO ANY INTEREST THAT MAY EXIST IN THE MUNICIPAL LIEN HELD unpaid taxes; any restrictive covenants, easements, or setback lines that Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP only as Substitute Trustee. If you purchase a property at the foreclosure BY CITY OF CHATTANOOGA, RECORDED AT BOOK GI 9561, PAGE may be applicable; any statutory rights of redemption of any governmental 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) sale, the entire purchase price is due and payable at the conclusion of the 159, IN THE REGISTER’S OFFICE OF HAMILTON COUNTY, TN. All right agency, state or federal; any prior liens or encumbrances as well as any 333-8107 Fax: (704) 333-8156 www.auction.com File No. 12-033863 auction in the form of a certified/bank check made payable to or endorsed of equity of redemption, statutory and otherwise, and homestead are ex- priority created by a fixture filing; and to any matter that an accurate survey HCH3T-3/13,3/20,3/27/15 to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, pressly waived in said Deed of Trust, and the title is believed to be good, of the premises might disclose. In addition, the following parties may claim you must bring sufficient funds to outbid the lender and any other bidders. but the undersigned will sell and convey only as Substitute Trustee. The an interest in the above-referenced property: SLOAN, CLINTON SLOAN, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Insufficient funds will not be accepted. Amounts received in excess of the right is reserved to adjourn the day of the sale to another day, time, and MISTY DAWN The sale held pursuant to this Notice may be rescinded April 3, 2015 at 3:00PM local time, at the west door, Hamilton County winning bid will be refunded to the successful purchaser at the time the place certain without further publication, upon announcement at the time at the Successor Trustee’s option at any time. The right is reserved to Courthouse, , pursuant to Deed of Trust executed by Lena L. Thomas, foreclosure deed is delivered. This property is being sold with the express and place for the sale set forth above. If you purchase a property at the adjourn the day of the sale to another day, time, and place certain without on December 20, 2004 at Book GI7386, Page 816; all of record in the reservation that the sale is subject to confirmation by the lender or trustee. foreclosure sale, the entire purchase price is due and payable at the con- further publication, upon announcement at the time and place for the sale Hamilton County Register’s Office. Party entitled to enforce security inter- This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute clusion of the auction in the form of a certified/bank check made payable to set forth above. W&A No. 247735 DATED March 9, 2015 WILSON & est: OneWest Bank N.A., its successors and assigns The following real Trustee Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. ASSOCIATES, P.L.L.C., Successor Trustee 4813090587703 FOR SALE estate located in Hamilton County, Tennessee, will be sold to the highest Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333- To this end, you must bring sufficient funds to outbid the lender and any INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. call bidder subject to all unpaid taxes, prior liens and encumbrances of 8156 www.auction.com File No. 14-060826 HCH3T-3/13,3/20,3/27/15 other bidders. Insufficient funds will not be accepted. Amounts received COM HCH3T-3/13,3/20,3/27/15 record: Located in the third civil district of Hamilton County, Tennessee: in excess of the winning bid will be refunded to the successful purchaser Lot Seven (7), Freedom Bay Estates, as shown by plat recorded in Plat SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April at the time the foreclosure deed is delivered. This property is being sold SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April Book 31, Page 79, of the Register’s Office of Hamilton County, Tennes- 9, 2015 at 10:00AM local time, at the west door, Hamilton County Court- with the express reservation that the sale is subject to confirmation by the 9, 2015 at 10:00AM local time, at the west door, Hamilton County Court- see. Subject to any governmental zoning and subdivision ordinances or house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of lender or trustee. This sale may be rescinded by the Substitute Trustee at house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of regulations in effect thereon. Subject to Easement as set out in instrument Trust executed by Meredith K. Summers and Gregory A. Summers, any time. This office may be a debt collector. This may be an attempt to Trust executed by Sheila F. Swafford nka Sheila F. Shipley and Rich- recorded in Book 2445, Page 565, in said Register’s Office. Subject to to Jeanine B. Saylor, Trustee, on December 13, 2001 at Book GI 6098, collect a debt and any information obtained may be used for that purpose. ard L. Shipley, to First American Title Insurance Company, Trustee, on Anchor easement as set out in on recorded plat. Subject to provisions Page 518; all of record in the Hamilton County Register’s Office. Party Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, October 18, 2013 at Book GI 10092, Page 125; all of record in the Ham- as set out in instrument regarding subdivision plats, as recorded in Book entitled to enforce security interest: JPMorgan Chase Bank, National As- LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: ilton County Register’s Office. Party entitled to enforce security interest: 2116, Page 186, in said Register’s Office. Subject to Building setback line sociation, its successors and assigns The following real estate located in (704) 333-8107 Fax: (704) 333-8156 www.kirschattorneys.com File No. JPMorgan Chase Bank, National Association, its successors and assigns as shown by dotted lines, or as specified on said plat. Subject to Electric Hamilton County, Tennessee, will be sold to the highest call bidder subject 14-061131 HCH3T-3/13,3/20,3/27/15 The following real estate located in Hamilton County, Tennessee, will be Power Board as recorded in Book 5506, Page 591, in said Register’s Of- to all unpaid taxes, prior liens and encumbrances of record: LOCATED sold to the highest call bidder subject to all unpaid taxes, prior liens and fice. Parcel Number: 075E A 025 Current Owner(s) of Property: Lena L. IN THE CITY OF CHATTANOOGA, HAMILTON COUNTY, TENNESSEE: NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has encumbrances of record: Land situated in the County of Hamilton in the Thomas, unmarried Other interested parties: Secretary of Housing and Ur- BEING the East Fifty (50) feet of the West Two Hundred (200) feet of the occurred in the performance of the covenants, terms and conditions of a State of TN All that tract or parcel of Land lying and being in the Third Civil ban Development Street Address: 2334 Freedom Bay Dr, Soddy Daisy, North One Hundred Fifty (150) feet, more or less, of the E. J. Maher 18 Deed of Trust dated February 2, 2009, executed by ROXANA E. JOHN- District of Hamilton County, Tennessee, being Lot 5, Charly Brown Acres, Tennessee 37379 Any property address provided is not part of the legal acre tract described in Book ”K”, Volume 10, page 503, in the Register’s SON, conveying certain real property therein described to CHARLES E. as shown by plat recorded in Plat Book 27, Page 234, in the Register’s description of the property sold herein and in the event of any discrepancy, Office of Hamilton County, Tennessee. Said part of tract fronts Fifty (50) TONKIN, II, as Trustee, as same appears of record in the Register’s Office Office, Hamilton County, Tennessee. This conveyance is made subject to the legal description referenced herein shall control. SALE IS SUBJECT feet on the South line of Rosemont Drive and extends back Southwardly of Hamilton County, Tennessee recorded February 5, 2009, in Deed Book the following: Restrictive Covenants recorded in Book 2001, Page 900 TO TENANT(S) RIGHTS IN POSSESSION. SALE IS SUBJECT TO A between parallel lines, a distance of 150 feet, more or less, to a line run- GI 8848, Page 962; and WHEREAS, the beneficial interest of said Deed of and Book 2048, Page 585, said Register’s Office. Easements reserved ONE-YEAR RIGHT OF REDEMPTION HELD BY THE SECRETARY OF ning parallel with and 150 feet Northwardly of the North line of Provence Trust was last transferred and assigned to BANK OF AMERICA, N.A. who in Book 2001, Page 900 and Book 2048, Page 585, said Register’s Of- HOUSING AND URBAN DEVELOPMENT BY VIRTUE OF A DEED OF Street. The Legal Description contained herein is the same as that in the is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lu- fice. Sixteen (16) foot utility easement as shown by dotted lines on plat TRUST OF RECORD AT BOOK GI 7386, PAGE 827, IN THE HAMILTON Deed of Prior Title. SUBJECT TO THE FOLLOWING: Any governmental blin TN, PLLC, having been appointed as Substitute Trustee by instrument recorded in Plat Book 27, Page 234, said Register’s Office. Fifteen (15) COUNTY REGISTER’S OFFICE. All right of equity of redemption, statu- zoning and subdivision ordinances or regulation in effect thereon. Parcel to be filed for record in the Register’s Office of Hamilton County, Tennes- foot drainange easement as shown by dotted lines on said plat. Sixteen tory and otherwise, and homestead are expressly waived in said Deed Number: 156D-H-003 Current Owner(s) of Property: Meredith K. Sum- see. NOW, THEREFORE, notice is hereby given that the entire indebt- (16) foot Electric Power Board Easement as shown by dotted lines on of Trust, and the title is believed to be good, but the undersigned will sell mers and husband, Gregory A. Summers Other interested parties: Capital edness has been declared due and payable, and that the undersigned, said plat. Twenty-five (25) foot front and rear, and Ten (10) foot side yard and convey only as Substitute Trustee. If you purchase a property at the One Bank (USA), N.A. C/O Nathan & Nathan, P.C., Bart Lloyd, Attorney Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, minimum building setback lines as set out on legend of said plat. Ten (10) foreclosure sale, the entire purchase price is due and payable at the con- Street Address: 3214 Rosemont Drive, Chattanooga, Tennessee 37411 by virtue of the power, duty and authority vested and imposed upon said foot drainage easement straddling all rear and side lot lines as set out clusion of the auction in the form of a certified/bank check made payable to Any property address provided is not part of the legal description of the Substitute Trustee will, on April 9, 2015 at 10:00 AM at the West Door of on legend of said plat. Parcel Number: 074M C 047 Current Owner(s) of or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. property sold herein and in the event of any discrepancy, the legal descrip- the Hamilton County Courthouse, 615 Walnut Street, Chattanooga, TN Property: Sheila F. Swafford Street Address: 1847 Snoopy Ln, Hixson, To this end, you must bring sufficient funds to outbid the lender and any tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) 37402, proceed to sell at public outcry to the highest and best bidder for Tennessee 37343 Any property address provided is not part of the legal other bidders. Insufficient funds will not be accepted. Amounts received RIGHTS IN POSSESSION. All right of equity of redemption, statutory and cash or certified funds ONLY, the following described property situated in description of the property sold herein and in the event of any discrepancy, in excess of the winning bid will be refunded to the successful purchaser otherwise, and homestead are expressly waived in said Deed of Trust, and Hamilton County, Tennessee, to wit: LOCATED IN THE SECOND CIVIL the legal description referenced herein shall control. SALE IS SUBJECT at the time the foreclosure deed is delivered. This property is being sold the title is believed to be good, but the undersigned will sell and convey DISTRICT OF HAMILTON COUNTY, TENNESSEE: LOT TWO (2), BOB- TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- with the express reservation that the sale is subject to confirmation by only as Substitute Trustee. If you purchase a property at the foreclosure BY CAMPBELL SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN tion, statutory and otherwise, and homestead are expressly waived in said the lender or trustee. This sale may be rescinded at any time. Shapiro & sale, the entire purchase price is due and payable at the conclusion of the PLAT BOOK 64, PAGE 47, IN THE REGISTER`S OFFICE OF HAMILTON Deed of Trust, and the title is believed to be good, but the undersigned will Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 10130 auction in the form of a certified/bank check made payable to or endorsed COUNTY, TENNESSEE. SUBJECT TO RESERVATIONS, REQUIRE- sell and convey only as Substitute Trustee. If you purchase a property at Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333- to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, MENTS, RESTRICTIONS, LIMITATIONS, CONDITIONS, EASEMENTS, the foreclosure sale, the entire purchase price is due and payable at the 8107 Fax: (704) 333-8156 www.kirschattorneys.com File No. 15-063800 you must bring sufficient funds to outbid the lender and any other bidders. STIPULATIONS, ETC., AS SHOWN, DESCRIBED OR NOTED ON PLAT conclusion of the auction in the form of a certified/bank check made pay- HCH3T-3/13,3/20,3/27/15 Insufficient funds will not be accepted. Amounts received in excess of the RECORDED IN PLAT BOOK 64, PAGE 47, SAID REGISTER`S OFFICE. able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be winning bid will be refunded to the successful purchaser at the time the SUBJECT TO SANITARY SEWER DISPOSAL SYSTEM EASEMENT accepted. To this end, you must bring sufficient funds to outbid the lender NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the foreclosure deed is delivered. This property is being sold with the express AREA AS SHOWN, DESCRIBED OR NOTED ON PLAT RECORDED and any other bidders. Insufficient funds will not be accepted. Amounts performance of the covenants, terms, and conditions of a Deed of Trust reservation that the sale is subject to confirmation by the lender or trustee. IN PLAT BOOK 64, PAGE 47, SAID REGISTER`S OFFICE. Parcel ID: received in excess of the winning bid will be refunded to the successful Note dated October 8, 2007, and the Deed of Trust of even date securing This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute 085-045.03 PROPERTY ADDRESS: The street address of the property purchaser at the time the foreclosure deed is delivered. This property is the same, recorded October 19, 2007, in Book No. GI 8500, at Page 417, Trustee Law Office of Shapiro & Ingle, LLP 10130 Perimeter Parkway, is believed to be 9042 BRAMLETT ROAD, HARRISON, TN 37341. In being sold with the express reservation that the sale is subject to confir- in Office of the Register of Deeds for Hamilton County, Tennessee, ex- Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333- the event of any discrepancy between this street address and the legal mation by the lender or trustee. This sale may be rescinded at any time. ecuted by Steven R. Perry and Margaret P. Johnson, conveying certain 8156 www.auction.com File No. 13-046073 HCH3T-3/13,3/20,3/27/15 description of the property, the legal description shall control. CURRENT Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP property therein described to Nations Lending Service of Ohio as Trustee OWNER(S): ROXANA E. JOHNSON OTHER INTERESTED PARTIES: 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) for Mortgage Electronic Registration Systems, Inc., as nominee for Taylor SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April The sale of the above-described property shall be subject to all matters 333-8107 Fax: (704) 333-8156 www.auction.com File No. 15-100078 Bean & Whitaker Mortgage Corporation, its successors and assigns; and 6, 2015 at 11:00AM local time, at the west door, Hamilton County Court- shown on any recorded plat; any unpaid taxes; any restrictive covenants, HCH3T-3/13,3/20,3/27/15 the undersigned, Wilson & Associates, P.L.L.C., having been appointed house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed of easements or set-back lines that may be applicable; any prior liens or Successor Trustee by Selene Finance, LP. NOW, THEREFORE, notice Trust executed by Tammy Bradford, unmarried, to Atty Arnold M. Weiss, encumbrances as well as any priority created by a fixture filing; and to SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April is hereby given that the entire indebtedness has been declared due and Trustee, on April 25, 2003 at Book GI 6692, Page 241; all of record in the any matter that an accurate survey of the premises might disclose. This 9, 2015 at 10:00AM local time, at the west door, Hamilton County Court- payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Hamilton County Register’s Office. Party entitled to enforce security inter- property is being sold with the express reservation that it is subject to house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed Trustee, by virtue of the power, duty, and authority vested in and imposed est: The Bank of New York Mellon Trust Company, National Association confirmation by the lender or Substitute Trustee. This sale maybere- of Trust executed by Winston Gibbs and Elizabeth Gibbs, to Craig E. upon said Successor Trustee, by Selene Finance, LP, will, on May 4, 2015 fka The Bank of New York Trust Company, N.A. as successor to JPMor- scinded at any time. The right is reserved to adjourn the day of the sale Newby, Trustee, on June 21, 2007 at Book GI 8384, Page 38; all of record on or about 3:00 PM, at the Hamilton County Courthouse, Chattanooga, gan Chase Bank, as Trustee for Residential Asset Securities Corporation, to another day, time, and place certain without further publication, upon in the Hamilton County Register’s Office. Party entitled to enforce security Tennessee, offer for sale certain property hereinafter described to the Home Equity Mortgage Asset-Backed Pass Through Certificates Series announcement at the time and place for the sale set forth above. All right interest: JPMorgan Chase Bank, National Association, its successors and highest bidder FOR certified funds paid at the conclusion of the sale, or 2003-KS5, its successors and assigns The following real estate located and equity of redemption, statutory or otherwise, homestead, and dower assigns The following real estate located in Hamilton County, Tennessee, credit bid from a bank or other lending entity pre-approved by the suc- in Hamilton County, Tennessee, will be sold to the highest call bidder sub- are expressly waived in said Deed of Trust, and the title is believed to be will be sold to the highest call bidder subject to all unpaid taxes, prior liens cessor trustee. The sale is free from all exemptions, which are expressly ject to all unpaid taxes, prior liens and encumbrances of record: IN THE good, but the undersigned will sell and convey only as Substitute Trustee. and encumbrances of record: Located in the City of Chattanooga of Ham- waived in the Deed of Trust, said property being real estate situated in SECOND CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE, AND The Property is sold as is, where is, without representations or warranties ilton County, Tennessee: Being the South fifty (50) feet and the North fifty Hamilton County, Tennessee, and being more particularly described as BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: Beginning of any kind, including fitness for a particular use or purpose. THIS LAW (50) feet of Lots Ten (10) and Eleven (11), Block Two (2), Allen Brothers follows: A certain tract or parcel of land in Hamilton County, Tennessee; on the East line of Boyd Avenue (as now located) one hundred thirty-one FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- Subdivision of Kelly Tract, as shown by plat recorded in Plat Book 6, Page described as follows, to-wit: Beginning at a point in the west line of a 20- and seven tenths (131.7) feet North of its intersection with the North line TAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, 25, in the Register’s Office of Hamilton County, Tennessee, to which plat foot Road Easement, at a point 102.5 feet south of the south line of Miller of Oakdale Avenue; thence Northwardly along the East line of Boyd Av- Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 reference is hereby made for a more complete and accurate legal descrip- Avenue Extension, thence south 100.9 feet to the north line of the Ada enue ninety-eight (98) feet to the South line of the R. E. Shipley property; www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) tion thereof. The source of Grantor’s interest is found in Deed recorded Ledford Tract; thence west along Ledfords North line 101.5 feet; thence thence eastwardly along the south line of the R.E. Shipley property (this 601-5846 Ad #78822: 2015-03-13 2015-03-20, 2015-03-27 simultaneously herewith, in the Register’s Office of Hamilton County, Ten- north 100.9 feet; thence east 106 feet, more or less, to the beginning. call omitted from prior deeds) one hundred (100) feet; thence Southwardly nessee. Subject to restrictive covenants as set out in instruments recorded ALSO KNOWN AS: 116 Miller Avenue, Chattanooga, TN 37405 This ninety-eight (98) feet to the North line of the Grant property; thence North NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has in Book 2163, Page 323 and Book 3069, Page 507, in the Register’s Of- sale is subject to all matters shown on any applicable recorded plat; any sixty-six (66) degrees thirty (30) minutes West aling the North line of the occurred in the performance of the covenants, terms and conditions of a fice of Hamilton County, Tennessee. Parcel Number: 146C-N-020 Current unpaid taxes; any restrictive covenants, easements, or setback lines that Grant property one hundred (100) feet to the point of beginning. For prior Deed of Trust dated March 23, 2006, executed by GWENDOLYN JEN- Owner(s) of Property: Winston Gibbs Street Address: 703 Orchard Knob may be applicable; any statutory rights of redemption of any governmental title, see Quitclaim Deed recorded in Deed Book 6236, Page 26 in the KINS AND ERIC JENKINS, SR., conveying certain real property therein Avenue, Chattanooga, Tennessee 37404 Secondary Property Address: agency, state or federal; any prior liens or encumbrances as well as any Register’s Office of Hamilton County, Tennessee. Parcel Number: 169G B described to EMMETT JAMES HOUSE OR BILL R. MCLAUGHLIN, as 1821 Jackson Street, Chattanooga, TN 37404 Any property address pro- priority created by a fixture filing; and to any matter that an accurate sur- 033 Current Owner(s) of Property: Tammy Bradford Street Address: 1304 Trustee, as same appears of record in the Register’s Office of Hamilton vided is not part of the legal description of the property sold herein and in vey of the premises might disclose. In addition, the following parties may Boyd Street, Chattanooga, Tennessee 37412 Any property address pro- County, Tennessee recorded March 27, 2006, in Deed Book GI 7884, the event of any discrepancy, the legal description referenced herein shall claim an interest in the above-referenced property: PERRY, STEVEN R. vided is not part of the legal description of the property sold herein and in Page 493 (see also Scrivener`s Affidavit at Book 10391, Page 943); and control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. JOHNSON, MARGARET P. INTERNAL REVENUE SERVICE CAPITAL the event of any discrepancy, the legal description referenced herein shall WHEREAS, the beneficial interest of said Deed of Trust was last trans- All right of equity of redemption, statutory and otherwise, and homestead ONE BANKSIGNET BANK, VIRGINIA CACH, LLC SUNTRUST BANK control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. ferred and assigned to REGIONS BANK D/B/A REGIONS MORTGAGE are expressly waived in said Deed of Trust, and the title is believed to be MIDLAND FUNDING LLC AS SUCCESSOR IN INTEREST TO CREDIT All right of equity of redemption, statutory and otherwise, and homestead who is now the owner of said debt; and WHEREAS, the undersigned,Rubin good, but the undersigned will sell and convey only as Substitute Trustee. ONE BANK, N.A. On or about October 5, 2009, the United States of Amer- are expressly waived in said Deed of Trust, and the title is believed to be Lublin TN, PLLC, having been appointed as Substitute Trustee by instru- If you purchase a property at the foreclosure sale, the entire purchase ica, Internal Revenue Service, filed a federal tax lien against the Defen- good, but the undersigned will sell and convey only as Substitute Trustee. ment to be filed for record in the Register’s Office of Hamilton County, Ten- price is due and payable at the conclusion of the auction in the form of a dants, Charles and Margaret Johnson, recorded in the Register’s Office If you purchase a property at the foreclosure sale, the entire purchase nessee. NOW, THEREFORE, notice is hereby given that the entire indebt- certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. of Hamilton County, Tennessee, at Book GI 9030, Page 731. Additionally, price is due and payable at the conclusion of the auction in the form of a edness has been declared due and payable, and that the undersigned, No personal checks will be accepted. To this end, you must bring sufficient on or about June 23, 2014, the United States of America, Internal Rev- certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, funds to outbid the lender and any other bidders. Insufficient funds will enue Service, filed a federal tax lien against the Defendants, Charles and No personal checks will be accepted. To this end, you must bring sufficient by virtue of the power, duty and authority vested and imposed upon said not be accepted. Amounts received in excess of the winning bid will be Margaret Johnson, recorded in the Register’s Office of Hamilton County, funds to outbid the lender and any other bidders. Insufficient funds will Substitute Trustee will, on April 9, 2015 at 10:00 AM at the Front Steps refunded to the successful purchaser at the time the foreclosure deed is Tennessee, at Book GI 10240, Page 512. Any interest in the property held not be accepted. Amounts received in excess of the winning bid will be of the Hamilton County Courthouse , located in Chattanooga, Tennessee, delivered. This property is being sold with the express reservation that the by the United States of America, Internal Revenue Service, by virtue of the refunded to the successful purchaser at the time the foreclosure deed is proceed to sell at public outcry to the highest and best bidder for cash or sale is subject to confirmation by the lender or trustee. This sale may be aforementioned federal tax lien is both junior and inferior to the interests delivered. This property is being sold with the express reservation that the certified funds ONLY, the following described property situated in Hamilton rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office held by Selene Finance, LP. Provided, however, that the United States sale is subject to confirmation by the lender or trustee. This sale may be County, Tennessee, to wit: LOCATED IN THE CITY OF CHATTANOOGA, of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office HAMILTON COUNTY, TENNESSEE: LOT ONE (1), ERIC G. JENKINS NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.auction.com 28 U.S.C. §2410(c), shall have one hundred and twenty (120) days from of Shapiro & Ingle, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, SUBDIVISION NO. 2 OF LOTS 59 AND 60, AMENDED PLAT OF WHITE File No. 13-046076 HCH3T-3/13,3/20,3/27/15 the date of the sale within which to redeem the property by virtue of its tax NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.kirschattor- CITY, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 70, PAGE 166, lien(s) herein by payment of the actual amount paid by the purchaser at neys.com File No. 14-063000 HCH3T-3/13,3/20,3/27/15 IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April the foreclosure sale, plus any amount in excess of the expenses neces- SUBJECT TO A 15-FOOT POWER AND COMMUNICATION EASEMENT 9, 2015 at 10:00AM local time, at the west door, Hamilton County Court- sarily incurred in connection with such property, less the income from such SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April AS SHOWN, DESCRIBED OR NOTED ON RECORDED PLAT. SUB- house, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Deed property, plus a reasonable rental value of such property. As required 6, 2015 at 11:00AM local time, at the west door, Hamilton County Court- JECT TO 5-FOOT RESERVED FOR STREET WIDENING AS SHOWN, of Trust executed by Charles Kirk Sanford and Lori Sanford, to Title by 26 U.S.C. §7425(b), the United States of America, Internal Revenue house, 615 Walnut Street, Chattanooga, Tennessee pursuant to Deed of DESCRIBED OR NOTED ON RECORDED PLAT. SUBJECT TO FLOOD Guaranty and Trust Company of Chattanooga, Trustee, on May 31, 2002 Service has been given timely notice of this action. The sale held pursuant Trust executed by Gary L. Scott, Jr., and Nameka S. Scott, to Bran- ZONE AS SHOWN, DESCRIBED OR NOTED ON RECORDED PLAT. at Book GI 6268, Page 163, Instrument No. 2002060700159; all of record to this Notice may be rescinded at the Successor Trustee’s option at any don G. Polito, Trustee, as trustee for Wells Fargo Financial Tennessee Parcel ID: 156P-E-027 PROPERTY ADDRESS: The street address of the in the Hamilton County Register’s Office. Party entitled to enforce security time. The right is reserved to adjourn the day of the sale to another day, 1, LLC on January 18, 2008 at Book GI 8574, Page 191, Instrument No. property is believed to be 3360 BRANNON AVENUE, CHATTANOOGA, interest: PHH Mortgage Corporation, its successors and assigns The fol- time, and place certain without further publication, upon announcement at 2008012400089; conducted by Shapiro & Ingle, LLP having been ap- TN 37404. In the event of any discrepancy between this street address lowing real estate located in Hamilton County, Tennessee, will be sold to the time and place for the sale set forth above. W&A No. 302906 DATED pointed Substitute or Successor Trustee, all of record in the Hamilton and the legal description of the property, the legal description shall control. the highest call bidder subject to all unpaid taxes, prior liens and encum- March 4, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee County Register’s Office. Default has occurred in the performance of the brances of record: Being Lot Number Eight (8), and the South Thirty (30) 0102758495 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and covenants, terms, and conditions of said Deed of Trust and the entire in- See NOTICES, page 18 18 | March 27 - April 2, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

NOTICES Continued from page 17 Trustee/Mortgagee’s Sales Scheduled in the Next 3 Weeks Property City Owner Trustee CURRENT OWNER(S): LHP LEGACY HOLDINGS, LLC, ESTATE OF/ ANY-AND-ALL-HEIRS OF ERIC JENKINS, SR., ESTATE OF/ANY-AND- SALES TO TAKE PLACE ON 03/30/15 ALL-HEIRS OF ERIC JENKINS, SR. OTHER INTERESTED PARTIES: 8515 Midwestern Drive 37343 L77 Sedman Hill Subd Hixson Kenneth D. Stanfield Wilson & Associates, PLLC CAPITAL ONE BANK (USA), N.A., LVNV FUNDING LLC, AS ASSIGNEE 7914 Mill Creek Road 37377 L29 Homestead Acres Unit 1 Signal Mountain Paul G. Bland Wilson & Associates, PLLC OF ”CITIBANK” GWENDOLYN JENKINS The sale of the above-described 324 North Seminole Drive 37411 L4 Miriam Brock Chattanooga Albert R. Stephens Wilson & Associates, PLLC property shall be subject to all matters shown on any recorded plat; any 3515 Ridgevale Avenue 37411-2711 W100 ft of E223.75 ft L13 JW Morgan’s Sunnyside Add Chattanooga Camille Stubbs Wilson & Associates, PLLC unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority 1314 John Ross Road 37412 pt L7 Miller Brother’s plat Chattanooga Rosalba Visoso Wilson & Associates, PLLC created by a fixture filing; and to any matter that an accurate survey of SALES TO TAKE PLACE ON 03/31/15 the premises might disclose. This property is being sold with the express 2802 Chapel Bend Dr 37343 L6 Chapel Bend Subd Hixson Matthew A Hennessee C/O Tennessee Foreclosure Dept. reservation that it is subject to confirmation by the lender or Substitute 6009 Hunter Rd 37363 L72 Hamilton on Hunter Ooltewah Maria Bingham C/O Tennessee Foreclosure Dept. Trustee. This sale may be rescinded at any time. The right is reserved to SALES TO TAKE PLACE ON 04/02/15 adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale 6024 Hillcrest Dr 37341 L45 Lakewood Acres Subd Harrison Michael R. Looney and Maria Marissa Looney Shapiro and Ingle, LLP set forth above. All right and equity of redemption, statutory or otherwise, 2324 Chimney Hills Dr 37379 L29 Chimney Hills Subd PhI Soddy Daisy Mark C Thomas FEI, LLC homestead, and dower are expressly waived in said Deed of Trust, and 1601 McDonald Rd 37412 L12 N1/2 L13 B B GR McDonald’s Subd Chattanooga Eleanor M White And Randy P Sweeney FEI, LLC the title is believed to be good, but the undersigned will sell and convey 19 Dixie Cir 37415 L195 Lupton City Subd Chattanooga Brian R Byrd And Anna M Byrd FEI, LLC only as Substitute Trustee. The Property is sold as is, where is, without SALES TO TAKE PLACE ON 04/03/15 representations or warranties of any kind, including fitness for a particular 2334 Freedom Bay Dr 37379 L7 Freedom Bay Estates Soddy-Daisy Lena L. Thomas Shapiro and Ingle, LLP use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SALES TO TAKE PLACE ON 04/06/15 Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 2413 Meade Cir 37406 L16 Spring Meade Subd Chattanooga Gary L. Scott, Jr. and Nameka S. Scott Shapiro and Ingle, LLP Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 1304 Boyd St 37412 Parcel No. 169G B 033 Chattanooga Tammy Bradford Shapiro and Ingle, LLP 813-0992 Fax: (404) 601-5846 Ad #78820: 2015-03-13 2015-03-20, 7625 Boriss Drive 37416 multiple tracts Chattanooga Tasharra M. Green Wilson & Associates, PLLC 2015-03-27 7151 Revere Circle 37421 L67 Concord Highlands Unit 2 Chattanooga Joy P. James Wilson & Associates, PLLC NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the SALES TO TAKE PLACE ON 04/07/15 performance of the covenants, terms, and conditions of a Deed of Trust 3201 Lockwood Dr 37415 L23,25 Lockwood Heights No. 2 Chattanooga Robert A Croxall And Jennifer J Croxall C/O Tennessee Foreclosure Dept. Note dated November 3, 2003, and the Deed of Trust of even date secur- SALES TO TAKE PLACE ON 04/09/15 ing the same, recorded February 19, 2004, in Book No. GI 7026, at Page 6322 Fairest Dr 37341 L8 Highland Manor Subd Unit 1 Harrison Misty W. Navarrete and Mauricio Nacarrete Shapiro and Ingle, LLP 147 and re-recorded on November 17, 2003, in Book No. GI 6933, at 9042 Bramlett Rd 37341 L2 Bobby Campbell Subd Harrison Roxana E Johnson Rubin Lublin Suarez Serrano, LLC Page 200, in Office of the Register of Deeds for Hamilton County, Ten- nessee, executed by Jeannie K. Mathely and Larry G. Mathely, convey- 7097 Maple Leaf Lane 37341-3995 L9 Final Plat Maple Leaf Subd Harrison Barbara J. Hill Wilson & Associates, PLLC ing certain property therein described to Equititle as Trustee for Mortgage 1847 Snoopy Ln 37343 L5 Charly Brown Acres Hixson Sheila F. Swafford Shapiro and Ingle, LLP Electronic Registration systems Inc., as nominee for American Accep- 703 Orchard Knob Ave 37404 S50 ft N50 ft L10,11 B2 Allen Brothers Subd Chattanooga Winston Gibbs Shapiro and Ingle, LLP tance Mortgage, Inc., its successors and assigns; and the undersigned, 24 South Crest Rd 37404 L8 S30ft L9 B1 J.M. Sherwood Home Place Chattanooga Charles Kirk Sanford Shapiro and Ingle, LLP Wilson & Associates, P.L.L.C., having been appointed Successor Trustee 3360 Brannon Ave 37404 L1 Eric G Jenkins Subd Chattanooga Gwendolyn Jenkins And Eric Jenkins Rubin Lublin Suarez Serrano, LLC by Structured Asset Investment Loan Trust Mortgage Pass-Through Cer- 4902 Saint Elmo Ave 37409 L35 Wallace’s Amended Add Chattanooga Tillie Ruth Holland Shapiro and Ingle, LLP tificates, Series 2004-6, U.S. Bank National Association, as Trustee, Suc- cessor in Interest to Bank of America National Association, as Trustee, 3214 Rosemont Dr 37411 Parcel No. 156D-H-003 Chattanooga Meredith K. Summers and Gregory A. Summers Shapiro and Ingle, LLP Successor by Merger to LaSalle Bank National A. NOW, THEREFORE, 4319 Greenbriar Road 37412 W1/2 L105 L106-109 Belle Meade Subd Chattanooga Jeannie K. Mathely Wilson & Associates, PLLC notice is hereby given that the entire indebtedness has been declared 4042 Wonder Drive 37412-2314 L12 East Ridge Heights Chattanooga Linda M. Rice-Davis Wilson & Associates, PLLC due and payable; and that an agent of Wilson & Associates, P.L.L.C., as 3504 Lamar Ave 37415 L18-A B D Laurel Heights Add No. 1 Chattanooga James D. Lane and Brandy D. Lane Shapiro and Ingle, LLP Successor Trustee, by virtue of the power, duty, and authority vested in 7506 Borris Dr 37416 L81-B Austin Farms Chattanooga David L. Harper and Lisa Annette Frazier Shapiro and Ingle, LLP and imposed upon said Successor Trustee, by Structured Asset Invest- 2442 Will Kelley Road 37421-1988 L2 Final Plat Kelley Road Trace Chattanooga Lucelia Lima Wilson & Associates, PLLC ment Loan Trust Mortgage Pass-Through Certificates, Series 2004-6, U.S. Bank National Association, as Trustee, Successor in Interest to Bank of SALES TO TAKE PLACE ON 04/10/15 America National Association, as Trustee, Successor by Merger to La- 1913 Foust St 37407 L26 B6 Edgewood Chattanooga Gloria Jean Sullivan Shapiro and Ingle, LLP Salle Bank National A, will, on April 9, 2015 on or about 10:00 AM, at 1205 Ridgetop Dr 37421 L43 East Brainerd Ridge Chattanooga Ronnie L. Hogan Shapiro and Ingle, LLP the Hamilton County Courthouse, Chattanooga, Tennessee, offer for sale SALES TO TAKE PLACE ON 04/13/15 certain property hereinafter described to the highest bidder FOR certified 7115 Tenderfoot Trail 37363 L19 Rockledge Estates Ooltewah Donald H. Scott Wilson & Associates, PLLC funds paid at the conclusion of the sale, or credit bid from a bank or other 167 Willow Creek Dr 37379 L26 Corr plat Willow Creek Soddy-Daisy Larry Hickman and Scherri Hickman Shapiro and Ingle, LLP lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said 3709 13th Ave 37407 L6 B4 Fairview Add Chattanooga Paul Moton Shapiro and Ingle, LLP property being real estate situated in Hamilton County, Tennessee, and 516 E 17th St 37408-2107 Lot 38A, Final Plat of part of Lots 38 and 40, Block 6, Montague’s Addition No. 1 Chattanooga Latrina M. Coleman Wilson & Associates, PLLC being more particularly described as follows: All that tract or parcel of land 225 N Germantown Rd 37411 L1-A Paul W. Shepherd’s Revised Plat Chattanooga Sherry Charles and Frank Charles Shapiro and Ingle, LLP lying and being in the Second Civil District of Hamilton County, Tennessee, 3500 Pickering Ave 37415 L1 B4 Mountain View Add Chattanooga Holly C. Lynch Wilson & Associates, PLLC being the West One Half of Lot 105, all of 106, 107, 108 and 109, Belle 4023 Highwood Dr 37415 L7 Plan of Highwood Estates Unit 1 Chattanooga Tracy Kelley Shapiro and Ingle, LLP Meade Subdivision, as shown by plat recorded in Plat Book 9, Page 14, in the Register’s Office of Hamilton County, Tennessee. ALSO KNOWN AS: 4319 Greenbriar Road, Chattanooga, TN 37412 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any redemption of any governmental agency, state or federal; any prior liens performance of the covenants, terms, and conditions of a Deed of Trust which is sworn to, that the defendant is a non-resident of the State of restrictive covenants, easements, or setback lines that may be applicable; or encumbrances as well as any priority created by a fixture filing; and to Note dated May 29, 2007, and the Deed of Trust of even date securing Tennessee, so that the ordinary process of law cannot be served upon any statutory rights of redemption of any governmental agency, state or any matter that an accurate survey of the premises might disclose. In ad- the same, recorded May 29, 2007, in Book No. GI 8352, at Page 821, in BENNETT BAXTER III. IT IS ORDERED that publication be made for four federal; any prior liens or encumbrances as well as any priority created dition, the following parties may claim an interest in the above-referenced Office of the Register of Deeds for Hamilton County, Tennessee, executed successive weeks in the Hamilton County Herald, a newspaper published by a fixture filing; and to any matter that an accurate survey of the prem- property: JAMES, JOY PIRTLE JAMES, MICHAEL R. CAVALRY SPV by Lucelia Lima and Luis Jimenez, conveying certain property therein in Hamilton County, Tennessee, notifying said non-resident that unless ises might disclose. In addition, the following parties may claim an inter- I, LLC, C/O GARNER CONNER, PLLC MAIN STREET ACQUISITION described to Barry Rich as Trustee for Mortgage Electronic Registration BENNETT BAXTER III answers and makes defense to said complaint in est in the above-referenced property: MATHELY, JEANNIE K. MATHELY, CORP. The sale held pursuant to this Notice may be rescinded at the Systems, Inc., as nominee for CapitalMark Bank & Trust, its successors the offices of the Circuit Court Clerk of Hamilton County, Tennessee, within LARRY G. DEPARTMENT OF PUBLIC SAFETY DIVISION OF CODES Successor Trustee’s option at any time. The right is reserved to adjourn and assigns; and the undersigned, Wilson & Associates, P.L.L.C., hav- thirty (30) days after the fourth weekly publication of this order, the same ENFORCEMENT OF THE CITY OF EAST RIDGE The sale held pursuant the day of the sale to another day, time, and place certain without further ing been appointed Successor Trustee by Wells Fargo Bank, N.A.. NOW, will be taken as admitted by BENNETT BAXTER III and the case will be to this Notice may be rescinded at the Successor Trustee’s option at any publication, upon announcement at the time and place for the sale set THEREFORE, notice is hereby given that the entire indebtedness has set for hearing ex parte or without BENNETT BAXTER III presence. This time. The right is reserved to adjourn the day of the sale to another day, forth above. W&A No. 184967 DATED February 27, 2015 WILSON & been declared due and payable; and that an agent of Wilson & Associ- 4th day of March, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK AT- time, and place certain without further publication, upon announcement at ASSOCIATES, P.L.L.C., Successor Trustee 1705541414 FOR SALE IN- ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and TORNEY FOR PLAINTIFF: RICHARD BRENT TEETER 1415 MARKET the time and place for the sale set forth above. W&A No. 131980 DATED FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM authority vested in and imposed upon said Successor Trustee, by Wells STREET CHATTANOOGA, TN 37402 HCH4T-3/13,3/20,3/27,4/3/15 February 25, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee HCH3T-3/13,3/20,3/27/15 Fargo Bank, N.A., will, on April 9, 2015 on or about 10:00 AM, at the FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- Hamilton County Courthouse - West Door, Chattanooga, Tennessee, offer NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- TYTRAC.COM HCH3T-3/13,3/20,3/27/15 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the for sale certain property hereinafter described to the highest bidder FOR ILTON PAULA RENEE DUNCAN VS DOCKET NO. 15D544 HEPBURN performance of the covenants, terms, and conditions of a Deed of Trust certified funds paid at the conclusion of the sale, or credit bid from a bank BURTON III DUNCAN It appearing from allegations in Plaintiff’s Bill, which NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Note dated October 9, 2002, and the Deed of Trust of even date secur- or other lending entity pre-approved by the successor trustee. The sale is is sworn to, that the defendant is a non-resident of the State of Tennes- performance of the covenants, terms, and conditions of a Deed of Trust ing the same, recorded October 10, 2002, in Book No. GI 6399, at Page free from all exemptions, which are expressly waived in the Deed of Trust, see, so that the ordinary process of law cannot be served upon HEP- Note dated November 15, 2007, and the Deed of Trust of even date secur- 797, in Office of the Register of Deeds for Hamilton County, Tennessee, said property being real estate situated in Hamilton County, Tennessee, BURN DUNCAN III. IT IS ORDERED that publication be made for four ing the same, recorded November 16, 2007, in Book No. GI 8524, at Page executed by Tammie D. LaRosa, conveying certain property therein de- and being more particularly described as follows: All that tract or parcel of successive weeks in the Hamilton County Herald, a newspaper published 270, in Office of the Register of Deeds for Hamilton County, Tennessee, scribed to First Title Insurance Company as Trustee for Mortgage Elec- land lying and being in the City of Chattanooga, Hamilton County, Tennes- in Hamilton County, Tennessee, notifying said non-resident that unless executed by Joy Pirtle James and Michael R. James, conveying certain tronic Registration Systems, Inc., as a nominee for First Magnus Financial see, being Lot 2, Final Plat, Kelley Road Trace, as shown by plat recorded HEPBURN DUNCAN III answers and makes defense to said complaint in property therein described to Donald K. Holsinger, Jr. as Trustee for Mort- Corporation, its successors and assigns; and the undersigned, Wilson & in Plat Book 80, Page 18, in the Register’s Office of Hamilton County, the offices of the Circuit Court Clerk of Hamilton County, Tennessee, within gage Electronic Registration Systems, Inc., as a separate corporation that Associates, P.L.L.C., having been appointed Successor Trustee by Bank Tennessee. This conveyance is made subject to the following: Fifteen thirty (30) days after the fourth weekly publication of this order, the same is acting solely as a nominee for FirstBank and FirstBank’s successors of America, N.A.. NOW, THEREFORE, notice is hereby given that the en- (15) foot Right-of-Way, Power and Communications and Utility Ease- will be taken as admitted by HEPBURN DUNCAN III and the case will be and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having tire indebtedness has been declared due and payable; and that an agent ment as shown on the recorded plat. Five (5) foot Drainage Easement set for hearing ex parte or without HEPBURN DUNCAN III presence. This been appointed Successor Trustee by JPMorgan Chase Bank, National of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the reserved along all side and rear lot lines as specified in the legend of the 10th day of March, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK Association. NOW, THEREFORE, notice is hereby given that the entire power, duty, and authority vested in and imposed upon said Successor recorded plat. Ten (10) foot Private Drainage Easement along all exterior ATTORNEY FOR PLAINTIFF: RICHARD BRENT TEETER 1415 MAR- indebtedness has been declared due and payable; and that an agent Trustee, by Bank of America, N.A., will, on May 7, 2015 on or about 10:00 lot lines except road lines as specified on the recorded plat. Conditions, KET STREET CHATTANOOGA, TN 37402 HCH4T-3/13,3/20,3/27,4/3/15 of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the AM, at the Hamilton County Courthouse - West Door, Chattanooga, Ten- Restrictions, Reservations, Limitations, Easements, etc., as set out on the power, duty, and authority vested in and imposed upon said Successor nessee, offer for sale certain property hereinafter described to the highest recorded plat. Any governmental zoning and subdivision ordinances or NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- Trustee, by JPMorgan Chase Bank, National Association, will, on April bidder FOR certified funds paid at the conclusion of the sale, or credit bid regulations in effect thereon. ALSO KNOWN AS: 2442 Will Kelley Road, ILTON CHRISTYAL DAWN LAWRENCE VS DOCKET NO. 15D488 DON- 6, 2015 on or about 3:00 PM, at the Hamilton County Courthouse, Chat- from a bank or other lending entity pre-approved by the successor trustee. Chattanooga, TN 37421-1988 This sale is subject to all matters shown on ALD EDWARD LAWRENCE It appearing from allegations in Plaintiff’s Bill, tanooga, Tennessee, offer for sale certain property hereinafter described The sale is free from all exemptions, which are expressly waived in the any applicable recorded plat; any unpaid taxes; any restrictive covenants, which is sworn to, that the defendant is a non-resident of the State of Ten- to the highest bidder FOR certified funds paid at the conclusion of the sale, Deed of Trust, said property being real estate situated in Hamilton County, easements, or setback lines that may be applicable; any statutory rights of nessee, so that the ordinary process of law cannot be served upon DON- or credit bid from a bank or other lending entity pre-approved by the suc- Tennessee, and being more particularly described as follows: Lot Two (2), redemption of any governmental agency, state or federal; any prior liens or ALD EDWARD LAWRENCE. IT IS ORDERED that publication be made cessor trustee. The sale is free from all exemptions, which are expressly Block F, Revised Plan of Cherokee Estates, as shown by plat recorded encumbrances as well as any priority created by a fixture filing; and to any for four successive weeks in the Hamilton County Herald, a newspaper waived in the Deed of Trust, said property being real estate situated in in Plat Book 19, Page 33, of the Register’s Office of Hamilton County, matter that an accurate survey of the premises might disclose. In addition, published in Hamilton County, Tennessee, notifying said non-resident that Hamilton County, Tennessee, and being more particularly described as Tennessee. ALSO KNOWN AS: 1305 Laredo Avenue, Chattanooga, TN the following parties may claim an interest in the above-referenced proper- unless DONALD EDWARD LAWRENCE answers and makes defense to follows: In the City of Chattanooga, Hamilton County, Tennessee: Lot 37412 This sale is subject to all matters shown on any applicable recorded ty: LIMA, LUCELIA JIMENEZ, LUIS CAPITALMARK BANK & TRUST The said complaint in the offices of the Circuit Court Clerk of Hamilton County, No. Sixty-seven (67), Concord Highlands, Unit Two (2), as shown by plat plat; any unpaid taxes; any restrictive covenants, easements, or setback sale held pursuant to this Notice may be rescinded at the Successor Trust- Tennessee, within thirty (30) days after the fourth weekly publication of this of record in Plat Book 27, Page 73, in the Register’s Office of Hamilton lines that may be applicable; any statutory rights of redemption of any ee’s option at any time. The right is reserved to adjourn the day of the sale order, the same will be taken as admitted by DONALD EDWARD LAW- County, Tennessee. According to said plat, said Lot fronts 145 feet on the governmental agency, state or federal; any prior liens or encumbrances to another day, time, and place certain without further publication, upon RENCE and the case will be set for hearing ex parte or without DONALD Southern line of Revere Circle, and extends back Southwardly between as well as any priority created by a fixture filing; and to any matter that an announcement at the time and place for the sale set forth above. W&A EDWARD LAWRENCE presence. This 2nd day of March, 2015. LARRY L. parallel lines, a distance of 152.62 feet to the Northern line of Lot No. 64, accurate survey of the premises might disclose. In addition, the following No. 246393 DATED March 3, 2015 WILSON & ASSOCIATES, P.L.L.C., HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: RICH- on which it has a footage of 145 feet. Subject to all easements and stipula- parties may claim an interest in the above-referenced property: LAROSA, Successor Trustee 449824411 FOR SALE INFORMATION, VISIT WWW. ARD BRENT TEETER 1415 MARKET ST CHATTANOOGA, TN 37402 tions shown on said plat. Subject to restrictive covenants of record in Book TAMMIE D. WELLS FARGO BANK, NA The sale held pursuant to this MYFIR.COM and WWW.REALTYTRAC.COM HCH3T-3/13,3/20,3/27/15 HCH4T-3/6,3/13,3/20,3/27/15 1930, Page 458, in the Register’s Office of Hamilton County, Tennessee, Notice may be rescinded at the Successor Trustee’s option at any time. but omitting any covenant or restriction based on race, color, religion, sex, The right is reserved to adjourn the day of the sale to another day, time, NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- handicap, familial status, or national origin unless and only to the extent and place certain without further publication, upon announcement at the ILTON HELEN MCKINLEY VS DOCKET NO. 15D498 KENNETH MCKIN- ILTON GREGORY SCOTT HENDERSON VS DOCKET NO. 15D458 that said covenant (a) is exempt under Chapter 42, Section 3607 of the time and place for the sale set forth above. W&A No. 171384 DATED LEY It appearing from allegations in Plaintiff’s Bill, which is sworn to, that JENNIFER DENISE AUTHOR HENDERSON It appearing from allega- United States Code or (b) relates to handicap but does not discriminate March 3, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee the defendant is a non-resident of the State of Tennessee, so that the tions in Plaintiff’s Bill, which is sworn to, that the defendant is a non- against handicapped persons. ALSO KNOWN AS: 7151 Revere Circle, 481-2346340 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and ordinary process of law cannot be served upon KENNETH MCKINLEY. resident of the State of Tennessee, so that the ordinary process of law Chattanooga, TN 37421 This sale is subject to all matters shown on any WWW.REALTYTRAC.COM HCH3T-3/13,3/20,3/27/15 IT IS ORDERED that publication be made for four successive weeks in cannot be served upon JENNIFER HENDERSON. IT IS ORDERED that applicable recorded plat; any unpaid taxes; any restrictive covenants, the Hamilton County Herald, a newspaper published in Hamilton County, publication be made for four successive weeks in the Hamilton County easements, or setback lines that may be applicable; any statutory rights of NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Tennessee, notifying said non-resident that unless KENNETH MCKINLEY Herald, a newspaper published in Hamilton County, Tennessee, notify- answers and makes defense to said complaint in the offices of the Cir- ing said non-resident that unless JENNIFER HENDERSON answers and cuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days makes defense to said complaint in the offices of the Circuit Court Clerk of after the fourth weekly publication of this order, the same will be taken Hamilton County, Tennessee, within thirty (30) days after the fourth weekly as admitted by KENNETH MCKINLEY and the case will be set for hear- publication of this order, the same will be taken as admitted by JENNIFER ing ex parte or without KENNETH MCKINLEY presence. This 3rd day HENDERSON and the case will be set for hearing ex parte or without JEN- of March, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK Pro se NIFER HENDERSON presence. This 24th day of February, 2015. LARRY HCH4T-3/13,3/20,3/27,4/3/15 L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: Help reduce prescription drug abuse RICHARD BRENT TEETER 1415 MARKET STREET CHATTANOOGA, NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- TN 37402 HCH4T-3/6,3/13,3/20,3/27/15 ILTON TROY ROBERSON VS DOCKET NO. 14C1456 CARLTON DITTO It appearing from allegations in Plaintiff’s Bill, which is sworn to, that the STATE OF TENNESSEE ORDER OF PUBLICATION HOME SMART CH It is important for prescription drugs to be disposed of properly defendant is a non-resident of the State of Tennessee, so that the ordinary 139, PLAINTIFF Docket Number: 13GS11201 HARDEN ALICIA, DE- process of law cannot be served upon CARLTON DITTO. IT IS ORDERED FENDANT Date of This Order: 02/23/2015 Appearance Date: 04/20/2015 and not left where they can be diverted or abused that publication be made for four successive weeks in the Hamilton County at 11:00 a.m. Appearance Address: Court of General Sessions, Civil Divi- Herald, a newspaper published in Hamilton County, Tennessee, notifying sion, Room 111 Hamilton County City Courts Building, 600 Market Street, said non-resident that unless CARLTON DITTO answers and makes de- Chattanooga, TN 37402-1911 It appearing from the record in this cause fense to said complaint in the offices of the Circuit Court Clerk of Hamilton that the defendant is a non-resident of Tennessee, and certain property Hamilton County Coalition County, Tennessee, within thirty (30) days after the fourth weekly pub- or money has been attached. One or more civil warrants have issued lication of this order, the same will be taken as admitted by CARLTON but returned unserved, and an attachment issued and was levied upon DITTO and the case will be set for hearing ex parte or without CARL- certain property or money. IT IS ORDERED that publication be made re- Facilitating Community Change Through TON DITTO presence. This 5th day of March, 2015. LARRY L. HENRY, quiring the defendant to appear at the time and place stated above and CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: SAMUEL J defend this suit, or a judgment by default may be entered against him. Comprehensive Strategies, Capacity Building, GOWIN 707 GEORGIA AVE., SUITE 300 CHATTANOOGA, TN 37402 This Order shall be published in a newspaper by this County as required HCH4T-3/13,3/20,3/27,4/3/15 by law. LARRY L. HENRY, CLERK OF GENERAL SESSIONS ATTOR- Collaboration and Neighborhood Problem Solving NEY FOR PLAINTIFF: WAGNER NELSON WEEKS FIRST TENNESSEE NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- BLDG 701 MARKET STREET STE 1418 CHATTANOOGA, TN 37402 804 Central Ave., Chattanooga, TN 37403 (423) 305-1449 ILTON ARNELIA ANTIONETTE MCKENZIE VS DOCKET NO. 15D515 HCH4T-3/6,3/13,3/20,3/27/15 v BENNETT III BAXTER It appearing from allegations in Plaintiff’s Bill, www.hamiltoncountyherald.com Hamilton County Herald March 27 - April 2, 2015 | 19

FORM-BASED CODE Cont. from page 1 It’s a tall order, but the roots are in the ground. When Code Studio gave its work- in-progress presentation to the public on March 12, the walls of Bessie Smith were years later, Chattanooga launches the rst one-gigabit-a-second Internet service in the papered with drawings and paintings that showed what the Chattanooga of tomorrow U.S. through city-owned Electric Power Board of Chattanooga (EPB). e introduction could look like someday. Each area retained its character, but was also lled in with new of several business incubators in the city unleashes an explosion of successful start-ups. developments that t the vision of the residents and were sensitive to the environment Population losses are recouped. Transformed, the city begins winning national awards and context around them. North Shore had an extended waterfront, Riverfront and City for livability, aordability, housing, and more. Center had less surface parking and active developments in their empty spaces, ML King had more housing options, and Southside had a vastly improved Main Street. A clearly proud Mayor Berke gushed on the people of Chattanooga before he praised the work of Code Studio. “People admire Chattanooga because it’s a city in which the citizens take control of their destiny,” he said, speaking to a gathering of over 100. “We come together, talk, work things out, and then take action. What we’ve seen over the last week is in the best tradition of Chattanooga.” While Mayor Berke said not everyone would be happy with everything that was drawn, he said there was consensus on a great number of things that will move the city toward greater prosperity and better quality of life. “We want developers to have pre- dictability so they can complete their projects and save money. We want our residents to have predictability so they’ll know whether or not they should buy a house and put money into it. Ultimately, we want everyone to feel good about where they live and what they can do in their neighborhood,” he said New zoning During the work-in-progress presentation, Code Studio principal Lee Einsweiler said zoning in Chattanooga could come in of several varieties oering several building types and uses. Detached residential zones would allow for a number of detached single-family housing options, while attached residential zones would add attached single-family housing options such as row houses. Multi-unit residential zones would allow for the ML King residents inspect the drawings of their neighborhood. (Photo by David Laprad) widest variety of housing options, including multi-family structures no taller than two to three stories. e Chattanooga of today: In the words of Mayor Andy Berke, “the greatest mid- Neighborhood mixed use zones would allow for a variety of uses and building types, sized city in America.” including everything from shop fronts to single-family dwellings, although again, build- ere’s just one niggling problem. e Chattanooga of tomorrow is being built using ings would be no taller than two to three stories. the zoning codes of yesteryear. Einsweiler said the next step up would involve mixed use zoning “on a more intense Mayor Berke was aware of this problem, and a year ago put together a task force, scale, with buildings ranging from two to three stories high to as tall as existing build- called Chattanooga Forward, to solve it. Members from a variety of backgrounds spent ings downtown.” several months investigating and discussing a variety of topics, and then made their recommendations to the mayor. One of their suggestions was to change the city to form-based codes. Berke liked the idea because he wants the people of Chatta- nooga to have input into where the city is headed. “Form-based codes are people-centric,” he said. “ ey’re about getting people who care about their city involved, asking them what they want to see, and then making it happen.” Enter the Chattanooga-Hamilton County Regional Planning Agency, which on behalf of the City of Chattanooga is working with Code Studio of Austin, Texas to develop a form-based code for ve downtown neighborhoods: North Shore, Riverfront, City Center, ML King, and Southside. Starting Saturday, March 7 and ending ursday, March 12, a team of 12 consultants from disciplines ranging from design, to transpor- tation and parking, to historical preservation worked with residents from each neighborhood as well as local stakeholders to begin molding and shaping the new form-based code. Out of those intensive brainstorming sessions, called charrettes, came big ideas: e residents in North Shore want to preserve established single- family areas, encourage appropriately-scaled businesses along its cor- ridors, and promote a higher quality of design. People in the Riverfront and City Center areas want to take better advantage of the river, make sure new housing is compatible with that Southside residents meet with Code Studio at Bessie Smith to share their ideas on what they would like to see in their part of the city, and improve access to existing parking lots. e residents of ML King want more density in the single-family neighborhood. (Photo provided) areas, and to encourage bike connectivity. e people of Southside also want better connectivity, along with a more walkable neighborhood and better parking – but not at the expense of diversity. ey want to Rounding out the varities of zoning Einsweiler predicts could be a part of Chat- encourage mixed use zoning, which would entail keeping the industrial portions of tanooga’s new form-based code would be retail, heavy commercial, hybrid industrial, the neighborhood but cleaning them up and creating a buer between them and the industrial, civic, and parks and open space. residential areas. Einsweiler then showed how the many kinds of zoning could come together in each of the ve neighborhoods for which Code Studio is developing form- based code. North Shore “ e North Shore is one of those places that because of its present value and anticipated future value will likely see a lot of activity,” Eins- weiler said as he displayed watercolor paintings ranging from present- day North Shore to a future North Shore with more retail activity and an extended waterfront. “You might build along the water, but pull everything back so you have a riverfront connection,” he said. Einsweiler then used a present-day photograph of Publix, with its expansive parking lot, as an example of where North Shore residents said they feel the city’s C-7 guidelines failed them. Not to worry, he said, because this is in fact not irreversible. “Good things can happen to supplement what’s already there,” Eins- weiler said as he displayed the same photograph modied to include modest storefronts, structured parking, street trees, and a gazebo. “We can imagine a day when the surface parking is no longer necessary, Main Street could someday look like this. Note the addition of buildings, the parklet, and the “sharrow” for bicyclists. and instead we might have some additional development and structured (Image provided) See FORM-BASED CODE, page 20 20 | March 27 - April 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

FORM-BASED CODE Continued from page 19 ML King Einsweiler used words like “fascinating” and “frustrating” to describe the ML King parking on this site. neighborhood. “We could even add bicycle lanes so you might be comfortable getting groceries on “It was frustrating to hear that it had been skipped over in regard to streetscaping your bike and then heading back to your neighborhood. because the community couldn’t envision what wide sidewalks, great lighting, street “ is is just an example of what can happen when you think forward. Publix was trees, and other elements could do for it,” he said. “Instead, that money was spent on never going to build structured parking upon initial investment in that property, but Main Street, which is a lovely area.” as they become a more important part of this neighborhood and the residential areas Einsweiler’s team and the residents of ML King see a better and more eclectic future around them grow, creating greater demand, we can see a time when someone might for the area, however – one that includes larger buildings in the industrial areas and build these shops and the structured parking behind them.” more housing options, including tiny houses, cottage courtyards, and other modest scale, aordable dwellings. Einsweiler also sees a more connected neighborhood. “If you look at our drawings, you’ll see places you could cut through to make the area more functional and connected,” he said. While discussing ML King, Einsweiler displayed a dramatic reconstruction of Martin Luther King Boulevard that included a median, bicycle lanes, better lighting, and buildings two and three stories tall that lled in the gaps along the street. “ ese things would be subject to the new rules,” he said. ey would also be designed to deal with storm water, with permeable paving in parking spaces and parking bump-outs with storm water rain gardens. “If we begin to manage storm water closer to where it falls, then you’ll be helping out the sewer runo you have going on,” Einsweiler said. “It’s important to think about how your public infrastructure can be a part of the solution to that problem because it can’t all occur on private property.” Southside Southside has what Einsweiler called “the least clear future in the project area.” Perhaps as a result, it was also the neighborhood with the most par- ticipation during the charrettes. “Southside is already kind of mind-boggling, with a lot of intense activity, but it’s going to grow in ways I don’t think we North Shore residents expressed displeasure to Code Studio about the swath of surface parking can begin to understand,” he said. outside Publix. (Photo provided) Einsweiler did oer a sense of what might happen, including a fair amount of redevelopment to the south, where large industrial parcels occupy most of the real estate. He expects these developments, which could include a new car dealership, to formalize the urban patterns seen there today. “ ings are all over the place right now. ey’re pulled up to the street, they’re not pulled up to the street, and there are small things and big things all comingled,” he said. “We’re likely to see more consistent patterns in the future.” Einsweiler also foresees adding more housing to create a more conjoined neighborhood as opposed to the three separate pockets of residential hous- ing that exist there today. His primary focus, however, was Main Street, seen in a photograph look- ing northwest from Main Street and Mitchell Avenue, with a dilapidated building on the left and a row of buildings and some surface parking lining the road to the right. “ is is going to be a great Main Street someday, but you have to sensi- tively ll it in; otherwise, you’re going to blow it,” he said. “ e character of this area is what attracts people to it, so do things that encourage people to be there. Fill in the space along the block face with the kinds of things that make a Main Street exciting, ll in the surface parking with structured parking, and put down some ‘sharrows’ to let bicyclists know this is the right place to be.” Code Studio in return said the right form-based zoning code could someday allow Publix to elimi- A modied version of the photo showed these features as well as other nate its surface parking and allow additional development in the area, including structured parking. tactical touches, including a parking space that had been turned into an ex- (Image provided) tension of a cafe – which Einsweiler suggested would be benecial after more parking resources are available. Riverfront and City Center What’s next Einsweiler called the Riverfront and the City Center area “the most intense and one Code Studio has packed their bags and returned home, but they’re far from done. of the most interesting areas” due to its surplus of oce space. “You’re not likely to see a Over the next 60 days, Einsweiler and company will be preparing a comprehensive lot of new towers built here anytime soon because of the need to absorb the space that’s report based on the charrettes. ey will then present the report to City Council. “I don’t want to draft a new code for this area without asking the City Council if they think been available downtown since Blue Cross Blue Shield moved out,” he said. “If towers we’re heading in the right direction,” Einsweiler said. are coming, they’ll be either a hotel or a residential tower. Your next oce tower won’t Einsweiler expects to have a draft of the form-based code prepared by this fall, and come until about 2020 or later.” said adoption hearings could take place as soon as next winter. Moving foward, Einsweiler sees not just a reduction in surface parking but an elimi- e residents of Chattanooga aren’t done either, Mayor Berke said. Rather, he wants nation of it, with structured parking taking its place. He also anticipates active develop- the people of the city to continue the conversation they’re having about the Chattanoo- ments in currently empty lots, with the buildings adding to the urban form and other ga of tomorrow. “Stay involved, and make sure this is the best code Chattanooga can features that create a more walkable downtown. have,” Berke said. “We’re in control of our own destiny, and that’s why we’re the greatest “Essentially, we see a more lled up, complete downtown,” he said. mid-sized city in America.” v

After meeting with residents, Code Studio produced this watercolor painting of a fuller Riverfront ML King could someday offer more housing options, including affordable living quarters like this and City Center. (Image provided) courtyard of tiny houses with a general use building at the end. (Image provided)