DOCSLIB.ORG

A Platform for Growth

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text

Load more

A Platform for growth How Travelport’s Platform is redefining travel commerce Travelport is... …the world’s only true Travel Commerce Platform, focused on providing distribution, technology, payment and other solutions for the $8 trillion global travel and tourism industry. Our Platform facilitates travel commerce by connecting the world’s leading travel providers with online and offline travel buyers in a proprietary business-to-business (B2B) travel marketplace. In addition, we have leveraged over 40 years of expertise in the travel industry to design a pioneering B2B payment solution that addresses the needs of travel intermediaries to efficiently and securely settle travel transactions. We believe that there is no technology or scalable alternative to our Travel Commerce Platform which offers the samedepth and breadth of travel inventory, functionality and global reach. 400 $810bn Number of airlines to which Our estimate of the addressable we provide air distribution market for eNett, as measured services globally, including by the total transaction value around 100 low-cost carriers. of payments made by travel See p14 agencies to travel providers. See p24 170 Number of countries we serve, through our extensive global network of approximately 60 sales and marketing organisation offices and a diverse workforce of approximately 3,400 full-time 50+ 650,000 employees. Types of ancillary services – Industry-leading number of unique See p12 including seat assignment, hotel properties fully bookable in our extra baggage, wi-fi, priority Platform (of which over 550,000 are boarding and lounge access – independent hotel properties). Based that we currently distribute on on our internal estimates, this is the behalf of our airline customers. largest inventory of hotel properties See p16 on any travel platform in the world. See p20 67,000 Number of travel agency locations across the world to which we provide the services of our Travel Commerce Platform, who in turn serve hundreds of millions of business and leisure 35,000 travellers globally. Number of car rental locations See p28 fully bookable on our Platform. See p21 100+ Airlines signed for Rich Content $90bn and Branding, our unique Transaction value processed on merchandising solution enabling our Travel Commerce Platform airlines to fully display all of their in 2014. As a comparison, eBay products and brand propositioning. transacted $83bn of gross As of April 2015, over 60 of these merchandise volume over airlines are already live with this the same period. industry-leading capability within our point-of-sale applications. See p04 See p15 01 Travelport: CaseAbout studies us Redefining Travel Commerce After listening to our customers we began, four years ago, to deliver specific solutions with a sharp focus on previously unmet needs within our industry. And today we are enjoying the benefits of this investment in time and technology. Our unrivalled access to global travel provider content helps attract more travel buyers onto our Platform, which in turn drives greater value for travel providers, increasing their addressable customer base. We’re also now leading the industry with our empowered selling tools, our transformative B2B payments solutions and our innovative travel technology. In addition, we have the scale that the industry needs – with a diverse global footprint to match. Our approach and value proposition are unique and so are the results. We call it redefining travel commerce. About us Driving value creation in the travel industry 02 Truly differentiated from our competitors 04 A highly attractive financial profile 06 Our journey to redefine travel commerce 08 Air Unrivalled geographic coverage 12 Transforming air merchandising 14 Enabling a revolution in airline ancillary distribution 16 Creating value for airlines 18 Beyond Air Extending the Platform beyond air 20 Hotelzon – innovative solutions for corporate hotel bookings 22 Creating value for corporate customers 23 Redefining B2B payments 24 eNett – customer case studies 26 Creating value for travel agencies 28 A proven and motivated management team 30 A strong and experienced Board 31 Contacts and Glossary of terms 32 02 Travelport | A Platform for growth 03 Travelport: CaseAbout studies us Our differentiated approach We have developed a unique platform-based Driving value creation approach to enable value creation for our travel provider customers, and widespread availability for travel buyers. By investing in the technology that underpins our Platform, we have vastly expanded the in the travel industry content available to travel buyers, while at the same time enhancing the functionality and effectiveness of our point-of-sale applications. Travelport has a clear focus on its Travel Commerce Platform – Our approach enables travel providers to benefit from the distribution of their entire value proposition, which does all the things that traditional global distribution systems for travel agencies to attract more consumers onto (GDSs) do but more – by responding to previously unmet customer their websites and through their doors, as well as cross-selling higher value-adding hospitality products. needs in order to drive value creation in the travel industry. And, of course, we benefit ourselves from the growth of ‘same-store sales’, or ‘RevPas’ as we call it – that is, the average amount of revenue we earn from each The traditional GDS model With very few exceptions, travel providers continue to segment sold through our Platform. GDSs are a complex, technology-based distribution choose to use GDSs because they provide superior The extensibility of our Platform means that, with relative network used in the travel industry to aggregate efficiencies and have invested heavily to deliver the ease, we are able to address other unmet customer millions of travel options from hundreds of thousands systems and technologies needed for travel agencies needs – for example our pioneering payment solution, of travel providers, including airlines, hotels, cruise- to attract and service high-yield customers. eNett Virtual Account Numbers (VANs), which enables lines, and car rental agencies. These options are then A GDS platform also offers a cost-effective means of automated and safe payments between travel agencies made available to GDS-connected online and offline accessing geographies where a travel provider’s market and travel providers. travel agencies in a format that allows them to select Travelport Smartpoint – our proprietary state of the art point-of-sale penetration is low (for example, outside its Home market) The diagram below illustrates our role in global application for travel agencies and travel management companies the optimal options for business and leisure travellers by using local travel agencies to reach end consumers. worldwide, and create integrated itineraries. travel commerce as a provider of high value, Evolving needs of our industry real-time distribution services: In addition, a GDS handles post-booking processes Globalisation and technology are shifting the needs of and services, such as fulfilment and processing of the the travel industry, redefining their requirements of GDSs. travel transactions, passenger tracking and services, Travellers Travel buyers Travelport Travel providers in-trip change services and post-trip reconciliation. For While traditional GDSs often fall short in addressing these Value to travel Value to travel corporations, a GDS also provides reservation tracking evolving needs, Travelport is redefining travel commerce Online travel agencies Airlines services and other tools that ensure corporate travel through its Travel Commerce Platform – unique in the buyers providers programme compliance. GDS space. It uses the merits of the traditional GDS as Expanded addressable customer Extended distribution reach Offline travel agencies base and customer offering beyond Home markets Hotels a base but offers enhanced functionality to address the Efficient workflow automation Higher yielding ticket prices new and changing needs of travel providers and travel Leisure Travel management and improved sales productivity Innovative ancillary products/ Car rental buyers. Such needs include: companies Reduced operating costs services distribution and marketing channel • enabling all airlines to distribute all of their fares Improved operational efficiency Corporations of highly complex/high volume Improved operations efficiency Rail and ancillary services, and market them through Business operations of highly complex/high volume the travel agency channel, as they choose; Tour operators Real-time access to content operations Cruise • expanding the number of hotel properties bookable and ancillaries Significant value for money Meta-search Secure and efficient B2B Secure and efficient B2B through our Platform; and payment solutions payment solutions Tour operators • building an improved corporate travel proposition based on empowering technology and tailored corporate travel content. We also enable automated and safe payments between travel agencies and travel content providers using We’re redefining travel commerce DID YOU KNOW... Virtual Account Numbers (VANs), providing an i alternative to previous manual payment methods. and, in so doing, driving value Our travel agency customers include online, offline, corporate Supported by the sheer scale of our business and its creation in the travel industry.” and leisure travel agencies. In our 2014 financial year, around geographic coverage,
Recommended publications
  • Cio Strategy Meeting

    Cio Strategy Meeting

    CIO STRATEGY MEETING The Knowledge Exchange Program for Corporate IT Leaders NOVEMBER 6-7, 2014 | LAS VEGAS, NV Organized By: INVITE ONLY Attended exclusively by CIOs and Senior VPs of IT from America’s largest 2,000 companies CHIEF INFORMATION OFFICERS STRATEGY MEETING NOVEMBER 6-7, 2014 | LAS VEGAS, NV | A 1 EVENING, 1 DAY EVENT Purpose of the Meeting… This CIO Strategy Meeting brings together and represents the strongest group of CIOs and Organizations you will find at any IT event across North America. We work with the largest 2,000 Companies in the US and bring in exclusively: CIOs, SVPs, and VPs of Information Technology and Information Systems. We provide a valuable platform for in-depth IT education, qualified CIO engagement, and specific Business Development opportunity for all Suppliers and CIOs in attendance. Partial List of CIO Advisory Board & Confirmed CIOs: CIO - JOHNSON CONTROLS VP & CIO - INTERNATIONAL FLAVORS & FRAGRANCES CIO - BMO HARRIS VP & CTO - CNO FINANCIAL CIO - GAVILON GROUP “Great density with high quality CIO Downstream & Technology Solutions - GE OIL & GAS Execs (CIO level). Strong alignment on what we do and what the CIOs CIO McGraw-Hill Education - MCGRAW-HILL were interested in.” VP & CIO - SOUTHERN COMPANY - V P, Canopy Cloud Americas CIO - TRW AUTOMOTIVE SVP & CIO - YOUNG’S MARKET “Good topics. Lots of networking/ CTO - DREAMWORKS ANIMATION discussion time. Good venue. CIO - TITAN INTERNATIONAL Quality time with suppliers.” CIO - SEVERSTAL - CIO, ZF North America VP, Global Business Solutions, INTERNATIONAL GAME TECHNOLOGY CIO - MEADOWBROOK INSURANCE CTO - KIA MOTORS USA “Great interface with leaders from many different industries. Length of Global CIO - SMITHS GROUP the conference was just right..
  • FORM 10-Q Kosmos Energy Ltd

    FORM 10-Q Kosmos Energy Ltd

    Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2013 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35167 Kosmos Energy Ltd. (Exact name of registrant as specified in its charter) Bermuda 98-0686001 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) Clarendon House 2 Church Street Hamilton, Bermuda HM 11 (Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code: +1 441 295 5950 Not applicable (Former name, former address and former fiscal year, if changed since last report) Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x Noo Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).
  • 2011 Proxy Statement

    2011 Proxy Statement

    15240 AMERICAN INTERNATIONAL GROUP,INC. 180 Maiden Lane, New York, N.Y. 10038 NOTICE OF ANNUAL MEETING OF SHAREHOLDERS TO BE HELD MAY 11, 2011 April 4, 2011 To the Shareholders of AMERICAN INTERNATIONAL GROUP, INC.: The Annual Meeting of Shareholders of AMERICAN INTERNATIONAL GROUP, INC. (AIG) will be held at 180 Maiden Lane, New York, New York, on May 11, 2011, at 11:00 a.m., for the following purposes: 1. To elect the fourteen nominees specified under “Election of Directors” as directors of AIG to hold office until the next annual election and until their successors are duly elected and qualified; 2. To vote upon a non-binding shareholder resolution to approve executive compensation; 3. To act upon a proposal to amend AIG’s Amended and Restated Certificate of Incorporation to restrict certain transfers of AIG Common Stock in order to protect AIG’s tax attributes; 4. To act upon a proposal to ratify the American International Group, Inc. Tax Asset Protection Plan; 5. To act upon a proposal to ratify the selection of PricewaterhouseCoopers LLP as AIG’s independent registered public accounting firm for 2011; 6. To act upon a shareholder proposal relating to restricting hedging transactions; and 7. To transact any other business that may properly come before the meeting. Shareholders of record at the close of business on March 18, 2011 will be entitled to vote at the meeting. Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting of Shareholders to be held on May 11, 2011. The Proxy Statement, Annual Report to Shareholders and other Soliciting Material are available in the Investor Information section of AIG’s corporate website at www.aigcorporate.com.
  • NOTICE of ANNUAL MEETING of SHAREHOLDERS to BE HELD MAY 12, 2010 April 12, 2010

    NOTICE of ANNUAL MEETING of SHAREHOLDERS to BE HELD MAY 12, 2010 April 12, 2010

    AMERICAN INTERNATIONAL GROUP,INC. 70 Pine Street, New York, N.Y. 10270 NOTICE OF ANNUAL MEETING OF SHAREHOLDERS TO BE HELD MAY 12, 2010 April 12, 2010 To the Shareholders of AMERICAN INTERNATIONAL GROUP, INC.: The Annual Meeting of Shareholders of AMERICAN INTERNATIONAL GROUP, INC. (AIG) will be held at 180 Maiden Lane, 3rd Floor, New York, New York, on May 12, 2010, at 10:00 a.m., for the following purposes: 1. To elect the eleven nominees specified under “Election of Directors” as directors of AIG to hold office until the next annual election and until their successors are duly elected and qualified; 2. To elect the two nominees specified under “Election of Series E and Series F Directors” as directors of AIG; 3. To vote upon a non-binding shareholder resolution to approve executive compensation; 4. To act upon a proposal to approve the American International Group, Inc. 2010 Stock Incentive Plan; 5. To act upon a proposal to ratify the selection of PricewaterhouseCoopers LLP as AIG’s independent registered public accounting firm for 2010; 6. To act upon a shareholder proposal relating to cumulative voting; 7. To act upon a shareholder proposal relating to executive compensation retention upon termination of employment; 8. To act upon a shareholder proposal relating to a shareholder advisory resolution to ratify AIG’s political spending program; and 9. To transact any other business that may properly come before the meeting. Shareholders of record at the close of business on March 19, 2010 will be entitled to vote at the meeting. Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting of Shareholders to be held on May 12, 2010.
  • 2021 Quarterly Report (Unaudited)

    2021 Quarterly Report (Unaudited)

    APRIL 30, 2021 2021 Quarterly Report (Unaudited) BlackRock Funds II BlackRock Multi-Asset Income Portfolio Not FDIC Insured - May Lose Value - No Bank Guarantee Schedule of Investments (unaudited) BlackRock Multi-Asset Income Portfolio (Percentages shown are based on Net Assets) April 30, 2021 Par (000) Par (000) Security Par (000) Value Security Par (000) Value Asset-Backed Securities — 6.9% Asset-Backed Securities (continued) Accredited Mortgage Loan Trust, Series 2004-4, Series 2020-SFR1, Class F, 3.57%, Class M2, (LIBOR USD 1 Month + 1.58%), 04/17/37 ..................... USD 19,850 $ 20,201,395 1.68%, 01/25/35(a) ................. USD 1,126 $ 1,115,000 Series 2020-SFR1, Class G, 4.31%, AGL CLO 3 Ltd., Series 2020-3A, Class C, 04/17/37 ..................... 7,500 7,624,247 (LIBOR USD 3 Month + 2.15%), 2.33%, Anchorage Capital CLO 3-R Ltd.(a)(b): 01/15/33(a)(b) ..................... 2,000 2,001,417 Series 2014-3RA, Class B, (LIBOR USD 3 AGL Core CLO 5 Ltd., Series 2020-5A, Class Month + 1.50%), 1.68%, 01/28/31 .... 3,400 3,351,635 B, (LIBOR USD 3 Month + 2.78%), 2.97%, Series 2014-3RA, Class C, (LIBOR USD 3 07/20/30(a)(b) ..................... 3,000 3,007,297 Month + 1.85%), 2.03%, 01/28/31 .... 1,250 1,245,314 AIG CLO Ltd.(a)(b): Anchorage Capital CLO 4-R Ltd.(a)(b): Series 2018-1A, Class CR, (LIBOR USD 3 Series 2014-4RA, Class C, (LIBOR USD 3 Month + 2.05%), 2.22%, 04/20/32 ...
  • 2015 Citizenship Report

    2015 Citizenship Report

    American International Group, Inc. 2015 Corporate Citizenship Report Our Culture AIG’s culture is rooted in our Vision, Mission, and Values, which act as a compass to guide the actions we take as a global business enterprise and as a conscientious corporate citizen. We aspire to be our clients’ most valued insurer. We reduce fear of the future and empower our clients through our risk expertise and financial strength. • We have the courage to make difficult promises and the integrity to keep them. • We value the diversity of perspectives that come from all places and people. • We learn and collaborate to solve our clients’ problems. Front cover: WindMW, a 288-megawatt wind farm in the German North Sea. (See page 6 for more information about AIG’s sustainable investments.) Our Mission – to reduce fear of the future by empowering our clients through our risk expertise and financial strength – is central to our client and citizenship responsibilities. Peter D. Hancock President and Chief Executive Officer Dear Colleagues, The past year has been one of focus and change for AIG. We have through improving our own energy effciency or investing in renew- taken steps toward transforming the company, steps that will make us able energies. Our involvement in microinsurance and our founder leaner, more proftable, and better able to help our clients manage membership of the Together for Safer Roads Coalition are further the complex risks they face in a world of technological disruption, examples of the different ways that AIG contributes to the wider economic upheaval, and political volatility. social good.
  • The CEO Action for Diversity & Inclusion™ Aims to Rally the Business Community to Advance Diversity & Inclusion Within

    The CEO Action for Diversity & Inclusion™ Aims to Rally the Business Community to Advance Diversity & Inclusion Within

    The CEO Action for Diversity & Inclusion™ aims to rally the business community to advance diversity & inclusion within the workplace by working collectively across organizations and sectors. It outlines a specific set of actions the undersigned companies will take to cultivate a trusting environment where all ideas are welcomed and employees feel comfortable and empowered to discuss diversity & inclusion. All the signatories serve as leaders of their companies and have committed to implementing the following pledge within their workplaces. Where companies have already implemented one or several of the commitments, the undersigned commit to support other companies in doing the same. The persistent inequities across our country underscore our urgent, national need to address and alleviate racial, ethnic and other tensions and to promote diversity within our communities. As leaders of some of America’s largest corporations, we manage thousands of employees and play a critical role in ensuring that inclusion is core to our workplace culture and that our businesses are representative of the communities we serve. Moreover, we know that diversity is good for the economy; it improves corporate performance, drives growth and enhances employee engagement. Simply put, organizations with diverse teams perform better. We recognize that diversity & inclusion are multifaceted issues and that we need to tackle these subjects holistically to better engage and support all underrepresented groups within business. To do this, we believe we also need to address honestly and head-on the concerns and needs of our diverse employees and increase equity for all, including Blacks, Latinos, Asians, Native Americans, LGBTQ, disabled, veterans and women.
  • Fidelity® Total Bond Fund

    Fidelity® Total Bond Fund

    Fidelity® Total Bond Fund Annual Report August 31, 2020 Includes Fidelity and Fidelity Advisor share classes See the inside front cover for important information about access to your fund’s shareholder reports. Beginning on January 1, 2021, as permitted by regulations adopted by the Securities and Exchange Commission, paper copies of a fund’s shareholder reports will no longer be sent by mail, unless you specifically request paper copies of the reports from the fund or from your financial intermediary, such as a financial advisor, broker-dealer or bank. Instead, the reports will be made available on a website, and you will be notified by mail each time a report is posted and provided with a website link to access the report. If you already elected to receive shareholder reports electronically, you will not be affected by this change and you need not take any action. You may elect to receive shareholder reports and other communications from a fund electronically, by contacting your financial intermediary. For Fidelity customers, visit Fidelity’s web site or call Fidelity using the contact information listed below. You may elect to receive all future reports in paper free of charge. If you wish to continue receiving paper copies of your shareholder reports, you may contact your financial intermediary or, if you are a Fidelity customer, visit Fidelity’s website, or call Fidelity at the applicable toll-free number listed below. Your election to receive reports in paper will apply to all funds held with the fund complex/your financial intermediary.
  • Law & Economics

    Law & Economics

    INSTITUTE FOR LAW & ECONOMICS ANNUAL REPORt 2011–12 A Joint Research Center of the Law School, the Wharton School, and the Department of Economics in the School of Arts and Sciences at the University of Pennsylvania MESSAGE FROM THE CO-CHAIRS For almost three decades, Penn’s Institute for Law and Economics has contributed Message froM the Co-Chairs: 1 to scholarship, policy, and practice on relevant issues of law and economics that affect Board of advisors: 2 our country’s businesses and financial institutions. Message froM the dean: 6 Message froM the Co-direCtors: 7 he Institute’s programs have become increasingly relevant and important in this roundtaBle PrograMs: 9 challenging economic climate, focusing on the issues that the academic, legal, and business communities care about. Today the Institute enjoys an outstanding CorPorate roundtaBle, sPring 2012: 10 T international reputation for the excellence of its programs, where leaders in business, financial management, legal practice, and academic scholarship candidly discuss CorPorate roundtaBle, fall 2011: 12 the intersection of theory and practice on a host of significant issues. Your participation in CorPorate roundtaBle, sPring 2011: 14 these programs is a vital component of their success. On behalf of the Institute’s Board of Advisors, we want to express our gratitude to CorPorate roundtaBle, fall 2010: 14 everyone who has helped the Institute during this past year, whether through financial contributions or by participation in ILE programs. One of the foremost goals of the Institute CorPorate roundtaBle, sPring 2010: 16 is to broaden and diversify our foundation, and once again we have realized that goal.
  • Innovation and Opportunity in U.S. Corporate Travel

    Innovation and Opportunity in U.S. Corporate Travel

    Innovation and Opportunity in U.S. Corporate Travel Written and Researched by Charuta Fadnis Innovation and Opportunity in U.S. Corporate Travel July 2016 Phocuswright thanks their partners and sponsors for Innovation and Opportunity in U.S. Corporate Travel Without their active support, this research would not have been possible. PARTNERS: ACTE SPONSORS: GBT US LLC (American Express) Hilton Worldwide HRS Travelport Travel and Transport Inc. Yapta ©2016 Phocuswright Inc. All Rights Reserved. Page 2 Innovation and Opportunity in U.S. Corporate Travel July 2016 This Phocuswright Executive Summary is made possible by Concur. Foreword Some consistency and significant change: This is the state of the U.S. corporate travel market as captured in Phocuswright’s Innovation and Opportunity in U.S. Corporate Travel. On one hand, things have stayed the same, including our country’s thirst for business travel. “Despite the global economy’s twists and turns, the U.S. corporate travel market is expected to continue on its growth path,” with corporate spending on air travel projected to reach $70 billion – and $40 billion on lodging – by 2017. The strategic priorities of travel managers also remain consis- tent, with cost savings the top aim, followed by increasing policy compliance and fulfilling duty-of-care obligations. On the other hand, it’s transformation, not consistency, that best represents the state of corporate travel today – driven by technology innovation and big changes in traveler behavior, especially by the growing base of millennials. Nearly 80% of 18- to 34-year-old business travelers in the U.S. are using a smartphone to research air travel, according to Phocuswright.
  • Corporate Equality Index

    Corporate Equality Index

    Corporate NEWS Equality Index 2O2O Rating Workplaces on Lesbian, Gay, Bisexual, Transgender and Queer Equality 1,059 of the Nation’s Largest Businesses Demonstrated Their Commitment to LGBTQ Equality and Inclusion CEI 2O2O Corporate Equality Index NEWS © 2020 by the Human Rights Campaign Foundation. The Human Rights Campaign Foundation owns all right, title and interest in and to this publication and all derivative works thereof. Permission for reproduction and redistribution is granted if the publication is (1) reproduced in its entirety and (2) distributed free of charge. The Human Rights Campaign name and the Equality logo are trademarks of the Human Rights Campaign. The Human Rights Campaign Foundation and design incorporating the Equality logo are trademarks of the Human Rights Campaign Foundation. ISBN-13 978-1-934765-44-9 ISBN-10 1-934765-44-9 CEI 2O2O Corporate Equality Index 3 Executive Summary 6 Equality at the Fortune-Ranked Corporate Companies NEWS 8 Accelerating Global Equality Equality Index 10 Spotlight: HRC’s Equidad Programs 13 Findings Rating Workplaces 14 Nondiscrimination Policies 2O2O on Lesbian, Gay, 16 Equal Benefits Bisexual, Transgender 20 Organizational Competency in LGBTQ Inclusion and Queer Equality 23 Public Commitment 24 Corporate Social Responsiblity 25 Equality in the Public Square 28 Rating System and Methodology 30 Criteria 33 Appendices 34 Appendix A: Employers With Ratings of 100 Percent 58 Appendix B: Ratings and Criteria Breakdowns 98 Appendix C: Ratings by Industry, Descending Score 140 About HRC Foundation’s Workplace Equality Program 140 Project Staff 141 Acknowledgments 142 HRC Business Council 1 CEI 2O2O “The impact of the Human Rights Campaign’s Corporate Equality Index over its 18-year history is profound.
  • Fidelity® Total Bond Fund

    Fidelity® Total Bond Fund

    Fidelity® Total Bond Fund Semi-Annual Report February 28, 2021 Includes Fidelity and Fidelity Advisor share classes Contents Note to Shareholders 3 Investment Summary 4 Schedule of Investments 5 Financial Statements 61 Notes to Financial Statements 71 Shareholder Expense Example 80 Board Approval of Investment Advisory 81 Contracts and Management Fees Liquidity Risk Management Program 85 To view a fund’s proxy voting guidelines and proxy voting record for the 12-month period ended June 30, visit http://www.fidelity.com/proxyvotingresults or visit the Securities and Exchange Commission’s (SEC) web site at http://www.sec.gov. You may also call 1-800-544-8544 if you’re an individual investing directly with Fidelity, call 1-800-835-5092 if you’re a plan sponsor or participant with Fidelity as your recordkeeper or call 1-877-208-0098 on institutional accounts or if you’re an advisor or invest through one to request a free copy of the proxy voting guidelines. Standard & Poor’s, S&P and S&P 500 are registered service marks of The McGraw-Hill Companies, Inc. and have been licensed for use by Fidelity Distributors Corporation. Other third-party marks appearing herein are the property of their respective owners. All other marks appearing herein are registered or unregistered trademarks or service marks of FMR LLC or an affiliated company. © 2021 FMR LLC. All rights reserved. This report and the financial statements contained herein are submitted for the general information of the shareholders of the Fund. This report is not authorized for distribution to prospective investors in the Fund unless preceded or accompanied by an effective prospectus.