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RMB Private Bank Pricing Guide 2017

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RMB Private Bank Pricing Guide 2017 HOME Introduction PRICING GUIDE Ways to bank 1 July 2017 – 30 June 2018 eBucks Rewards and benefits RMB Private Bank accounts RMB Private Bank Fusion Account Cheque Account & Single Facility RMB Private Bank Credit Card Offshore Banking & Global Accounts Foreign Exchange Private Business Account Single Fee Pricing Option Pay-As-You-Use Pricing Option Cash Bundle Home Loan, Structured Loan, Securities Based Loan and Single Credit Facility Important information Standard Terminology Contact us RMB Private Bank - a division of FirstRand Bank Limited. Authorised Financial Services and Credit Provider (NCRCP20). Reg. No. 1929/001225/06. Home INTRODUCTION INTRODUCTION YOUR PARTNER ON YOUR WEALTH AND solutions and advice for you. We understand Ways to bank LEGACY MANAGEMENT JOURNEY the intricacies of wealth and will help guide you through the complexities of today’s financial world while complementing your eBucks Rewards and benefits This pricing guide will assist you in At RMB Private Bank we aim to give you an lifestyle through our award-winning eBucks understanding your bank charges and help expert view of your finances coupled with Rewards programme so that you can enjoy, RMB Private Bank accounts you make banking choices that enable you to insightful, advice-led solutions for you and manage, protect and grow your wealth for get the most out of banking with us. your family. At the heart our engagement RMB Private Bank Fusion Account future generations. All fees quoted are VAT inclusive and are model is your Private Banker, together with effective from 1 July 2017. a team of advisors & specialists who, through Cheque Account & Single Facility intrinsic insight into your unique challenges and balance sheet, construct specialised RMB Private Bank Credit Card Offshore Banking & Global Accounts Foreign Exchange WEALTH Private Business Account MANAGER Single Fee Pricing Option SELF SERVICE: ONLINE | APP PORTFOLIO Pay-As-You-Use Pricing Option MANAGER Cash Bundle Home Loan, Structured Loan, STOCKBROKER Securities Based Loan and Single Credit Facility PRIVATE FINANCIAL Important information BANKER PLANNER Standard Terminology FIDUCIARY Contact us SPECIALIST 24/7 SPECIALISED SERVICE LENDER SUITE Home Introduction WAYS TO BANK WAYS TO BANK eBucks Rewards and benefits RMB Private Bank accounts RMB Private Bank Fusion Account Cheque Account & Single Facility RMB PRIVATE BANK CHEQUE AND CREDIT ONLINE BANKING AND THE RMB PRIVATE DEDICATED 24/7 SERVICE SUITE RMB Private Bank Credit Card CARDS BANK APP Offshore Banking Our Service Suite will assist you with all your & Global Accounts Swipe your card instead of using cash. It is Use our innovative, secure electronic channels day-to-day banking needs including: safer, cost effective, more convenient, and in to perform day-to-day transactions such as: • General banking queries Foreign Exchange addition, qualifying clients earn eBucks. • Making once-off payments and transfers • Banking transactions Private Business Account • Applying for credit or increasing your • Fraud queries credit limit • Card renewals/activations or cancellations Single Fee Pricing Option • Setting up scheduled payments and • Official bank letters required by transfers Pay-As-You-Use Pricing Option institutions (e.g., Visa letters) • Retrieving historical statements Cash Bundle • Card and PIN maintenance • Stopping cheques and/or debit orders Home Loan, Structured Loan, Securities Based Loan and • Ordering Foreign Exchange Single Credit Facility • Global Payments and Receipts • Making prepaid purchases Important information Standard Terminology Contact us Home Introduction eBUCKS REWARDS AND SAFE AND CONVENIENT SHOPPING Ways to bank BENEFITS COMPLETE WITH THE BEST REWARDS eBUCKS REWARDS AND BENEFITS Earn more eBucks when you pay with your As a valued RMB Private Bank client, you have RMB Private Bank Fusion or Credit Card for RMB Private Bank accounts the potential to earn eBucks at the highest in-store and online shopping. rate. RMB Private Bank Fusion Account Cheque Account & Single Facility RMB Private Bank Credit Card Offshore Banking & Global Accounts Foreign Exchange Private Business Account Single Fee Pricing Option Pay-As-You-Use Pricing Option Earn up to Earn up to Cash Bundle 3% 6% Home Loan, Structured Loan, back in eBucks back in eBucks Securities Based Loan and when you shop in store using your RMB Private when you shop online using your RMB Private Single Credit Facility Bank Fusion or Credit Card and 0.25% back when Bank Fusion or Credit Card and 0.5% back when using your RMB Private Bank Cheque Card using your RMB Private Bank Cheque Card Important information Standard Terminology Contact us Home Introduction eBUCKS REWARDS AND Ways to bank BENEFITS eBUCKS REWARDS AND BENEFITS RMB Private Bank accounts SAFE AND CONVENIENT SHOPPING COMPLETE WITH THE BEST REWARDS RMB Private Bank Fusion Account Cheque Account & Single Facility RMB Private Bank Credit Card Offshore Banking & Global Accounts Foreign Exchange Private Business Account Single Fee Pricing Option Pay-As-You-Use Pricing Option Earn up to Earn up to Cash Bundle 5% 15% back in eBucks Home Loan, Structured Loan, back in eBucks Securities Based Loan and when you buy groceries using your RMB Private when you fill up at any fuel station, Single Credit Facility Bank Fusion or Credit Card and 0.25% back when using your RMB Private Bank Cheque Card buy Gautrain tickets, or when using Important information Uber domestically Standard Terminology Contact us Home Introduction eBUCKS REWARDS AND Ways to bank BENEFITS eBUCKS REWARDS AND BENEFITS RMB Private Bank accounts SAFE AND CONVENIENT SHOPPING COMPLETE WITH THE BEST REWARDS RMB Private Bank Fusion Account Cheque Account & Single Facility RMB Private Bank Credit Card Offshore Banking & Global Accounts Foreign Exchange Private Business Account Single Fee Pricing Option Pay-As-You-Use Pricing Option Earn up to Earn up to Cash Bundle 100% 15% back in eBucks Home Loan, Structured Loan, back in eBucks Securities Based Loan and on your FNB Smart Device or laptop contract on your qualifying FNB Connect contract or when Single Credit Facility monthly subscription fee loading FNB Connect prepaid airtime Important information Standard Terminology Contact us Earn up to 50% back in eBucks on your transaction charges when you send or receive foreign currency payments online or via the RMB Private Bank App, or when receiving foreign currency payments regularly by authorising RMB Private Bank to convert these funds on your behalf with a standing instruction Home Introduction TO QUALIFY FOR eBUCKS REWARDS, 2. Log in to the RMB Private Bank App OTHER EBUCKS BENEFITS Ways to bank YOU MUST: at least once a month using your own banking profile if you are under the age of 60. You are exempt from this rule if you EBUCKS DISCOUNTS eBUCKS REWARDS AND BENEFITS 1. Have a monthly deposit of at least: are over the age of 60. 1.1 R44 500 into an RMB Private Bank Cheque RMB Private Bank accounts 3. Ensure that ALL your FirstRand Bank Account or RMB Private Bank Fusion accounts are in good standing. This RMB Private Bank Fusion Account Account means they are not overdrawn, in arrears or in default, you have not missed a Cheque Account & Single Facility OR Qualify for up to 40% off selected items in the premium, and you are not undergoing 1.2 R16 500 into an RMB Private Bank Cheque eBucks Shop and up to 40% off domestic car sequestration, business rescue, or RMB Private Bank Credit Card Account for Spouses rental or book selected flights online through collection or liquidation proceedings eBucks Lifestyle OR (excluding debt review proceedings). Offshore Banking PLEASE NOTE: DISCOUNTS EXCLUDE ALL TAXES. TERMS & Global Accounts 1.3 R32 000 into an RMB Private Bank Cheque FirstRand Bank accounts include but are AND CONDITIONS APPLY. Account for Professionals not limited to FNB, WesBank, RMB Private Foreign Exchange Bank and Ashburton accounts. OR Private Business Account 1.4 Have deposits over three months totalling REMEMBER: at least R150 000 into an RMB Private Single Fee Pricing Option Bank Cheque Account, RMB Private Bank If you only have an RMB Private Bank Credit Cheque Account for Spouses or RMB Card, you will qualify to earn eBucks on Pay-As-You-Use Pricing Option Private Bank Fusion Account. reward level 1 only, as long as you spend at least R10 000 per month or R30 000 over three Cash Bundle OR months on your RMB Private Bank Credit Card, 1.5 Have deposits over three months totalling log in to the RMB Private Bank App at least Home Loan, Structured Loan, at least R100 000 into an RMB Private once a month (if you are under the age of Securities Based Loan and Bank Cheque Account for Professionals. 60) and ensure that all your FirstRand Bank Single Credit Facility accounts are in good standing. OR For more information on eBucks Rewards, visit Important information 1.6 Maintain a minimum monthly balance of R100 000 in an RMB Private Bank Cheque Standard Terminology Account, RMB Private Bank Cheque Account for Spouses, RMB Private Bank Contact us Professionals Account or RMB Private Bank Fusion Account. Home Introduction eBUCKS LIFESTYLE You will also enjoy: Ways to bank As an RMB Private Bank client, you can enjoy eBUCKS REWARDS AND BENEFITS the exclusive service of eBucks Lifestyle, where a Lifestyle Assistant will assist you with the RMB Private Bank accounts following travel and leisure arrangements: • Up to eight complimentary one-way Avis Point 2 Point trips a year when booked via • All travel arrangements, including flights, RMB
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