DOCSLIB.ORG

BMO Harris Bank in Gary 2746 W 5Th Avenue

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
BMO Harris Bank in Gary 2746 W 5Th Avenue FILE PHOTO BMO HARRIS BANK Investment Grade Tenant (S&P A+) Absolute NNN (No Landlord Responsibilities) $350,000|5.60% CAP Long Term Corporate Lease (12.58 Years) Low Rent-$12.00 PSF 2746 W. 5th Avenue, Gary, IN 46404 SMALL Price Point withaCorporate Guarantee INVESTMENT OVERVIEW BMO HARRIS BANK | GARY, INDIANA $350,000 | 5.60% CAP CONTACT FOR DETAILS RICH LYDON $19,608 ±1,634 SF ±0.57 ACRES EXECUTIVE VICE PRESIDENT NOI BUILDING AREA LAND AREA (424) 301-6162 [email protected] $214 100% NNN PRICE PER SF OCCUPANCY LEASE TYPE IN BROKER OF RECORD $12,997,000 MATT CHAMBERS 2019 BRANCH DEPOSITS PEAK GROUP LLC License #: 481.000413 [email protected] Investment Grade Tenant (S&P A+), 2020's Best Bank in Indiana Absolute NNN with No Landlord Responsibilities This information has been secured from sources Long Term Corporate Lease with Approximately 11.86 Years Remaining we believe to be reliable but we make no representations or warranties, expressed or implied, as to the accuracy of the information. Buyer must RARE 1%+CPI Annual Rent Increases with Three (3) Five (5) Year Options verify the information and bears all risk for any inaccuracies. Extremely Small Price Point for Investment Grade Tenant. SUBJECT PROPERTY Deposits Market Share of Over 40% Located 25 Miles from Downtown Chicago. SECURE NET LEASE | 2 TENANT OVERVIEW BMO HARRIS BANK | GARY, INDIANA BMO HARRIS BANK (bmoharris.com) CORPORATE GUARANTEE BMO Harris Bank, N.A. isaUnited States bank based in Chicago, Illinois. It isamember of the Federal Reserve System and operates branches in the states of Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Florida, and Wisconsin. BMO Harris Bank has over 600 branches and 1,300 ATMs and employs 14,500 staff in the United States. The bank isasubsidiary of the Canadian multinational investment bank and financial $665B services company Bank of Montreal commonly known as "BMO" through its United TOTAL ASSETS States operations, which do business as BMO Financial Group; through its US operations, it owns BMO Harris Bank through the holding company BMO Financial Corporation. S&P : A+ CREDIT RATING $77.5B SUBJECT PROPERTY CORPORATE BRANCH DEPOSITS $35.8B MARKET CAP 3 | SECURE NET LEASE IN THE NEWS BMO HARRIS BANK | GARY, INDIANA CEO OF BMO HARRIS PARENT SEES MORE BMO TOPS ESTIMATES WITH WEALTH U.S. GROWTH BEYOND MIDWEST MANAGEMENT GROWTH April 02, 2019 (Crain’s Chicago Business) Doug Alexander, February 25, 2020 (BNN Bloomberg) “That’ s what’s drivin g a lot of th e non-Midwes t growth—th e commercial Bank of Montrea l is making progress in its five-year effor t to double earnings business,” Whit e told reporter s after the bank’s investor s meetin g Tuesday in from wealth management. Toronto. The bank is making progress , with a 22 percent increas e in earning s from the The head of Canada’ s fourth-larges t lender by asset s highlighte d his U.S. busines s in its fiscal first quarter. That helped the company bea t analysts’ strategy during the annual session , noting that roughly 50 percent of Ban k of estimates. Montreal’ s busines s from the U.S. is from the seven Midwes t states it considers Bank of Montrea l has built on its “core footprint.” Two-third s of new commercia l loans in the U.S. are in its wealth busines s in the past year, including industrie s that are nationa l in scope, he said. hiring Wells Fargo & Co.’s Kristi Mitche m to lead the bank’s asset-management The Toronto-based lender has been accelerating growth in the U.S., Bank of Montreal is getting about half of its U.S. business from outside building out services for wealthy clients and expanding its global asset the company’s Midwest stronghold, thanks toacommercial-banking manager, with the aim of getting $2 billion in annual profit from wealth push. management by 2023. The bank’s BMO Capita l Markets divisio n is also boostin g company revenue from busines s across the U.S., and its wealth-managemen t busines s is a division . Wealth-managemen t earnings , which includ e insurance , climbe d to smaller bu t growing contributor to non-Midwes t growth, White said. He’s been $291 million. pushin g to boost the share of earning s that come from U.S. operations , which Bank of Montreal’ s U.S. bankin g division includ e Chicago-base d BMO Harris Bank, to a third of overal l profit in three to , which include s Chicago-base d BMO Harris Bank, has increase d profits a five years. In the past 12 months , 30 percent of earning s were from the U.S., he t a faster pac e than its Canadia n divisio n for said. most of th e past two years. That effort faltered in the first quarter, with earnings from the U.S. personal-and-commercia l divisio n fallin g 21 per cen t to $351 million , hurt by a surge in loan-los s provision s and tighter margins. CLICK HERE TO READ MORE CLICK HERE TO READ MORE SECURE NET LEASE | 4 LEASE OVERVIEW BMO HARRIS BANK | GARY, INDIANA LEASE COMMENCEMENT 10/1/2019 LEASE EXPIRATION 4/30/2032 LEASE TERM Twelve (12) Years & Seven (7) Months LEASE TYPE Absolute NNN LEASE GUARANTOR Corporate RENT INCREASES 1.0% + CPI Annually YEAR 1 $19,608.00 YRS. 2 - 12 & 7 MOS. (EXAMPLE): CPI- All Urban Consumers (Current Series) August 2018 =252.146 August 2019 = 256.558 Difference = 4.412 (256.558 - 252.146) CPI Increase = 1.75% for 12 Month Period (4.412/252.146) Rental Rate Increase = 1% + 1.75% = 2.75% OPTIONS Three (3) Five (5) Years Options ROFR None SUBJECT PROPERTY This information has been secured from sources we believe to be reliable but we make no representations or warranties, expressed or implied, as to the accuracy of the information. Buyer must verify the information and bears all risk for any inaccuracies. 5 | SECURE NET LEASE GARY/CHICAGO INTERNATIONAL AIRPORT WATER TREATMENT PLANT THEA BOWMAN HORACE MANN LEADERSHIP ACADEMY HIGH SCHOOL METHODIST (1,450 STUDENTS) (1,786 STUDENTS) HOSPITALS (509 BEDS) GARYLIGHTHOUSE COLLEGE WESTBROOK BORMAN PREPARATORY ACADEMY APARTMENTS SQUARE PARK (1,541 STUDENTS) (492 UNITS) WESTSIDE LEADERSHIP ACADEMY (755 STUDENTS) BEVERIDGE ELEMENTARY SCHOOL (614 STUDENTS) GARYCOMMUNITY SCHOOL CORPORATION (4,850 STUDENTS) FRANKIE 6 | SECURE NET LEASE MCCULLOUGH ACADEMY (275 STUDENTS) SITE OVERVIEW BMO HARRIS BANK | GARY, INDIANA 2004 YR BUILT / RENOVATED ±1,634 SF BUILDING AREA BRIDGE STREET ±0.57 ACRES LAND AREA MONUMEN NEIGHBORING RETAILERS T McDonald's Rally's SIGN Family Dollar Little Caesars Pizza Rent-A-Center Walgreens 5TH AVENUE Subway Staples WABASH AVENUE Walmart Supercenter Dollar Tree Michaels Citi Trends SUBJECT PROPERTY This information has been secured from sources we believe to be reliable but we make no representations or warranties, expressed or implied, as to the accuracy of the information. Buyer must verify the information and bears all risk for any inaccuracies. SECURE NET LEASE | 7 LOCATION OVERVIEW BMO HARRIS BANK | GARY, INDIANA DEMOGRAPHICS 1-MILE 3-MILE 5-MILE POPULATION 7,697 39,331 102,071 HOUSEHOLDS 3,371 16,945 42,187 AVG. HH INCOME $49,042 $44,227 $50,546 TOTAL HH EXPENDITURE $144.71 M $680.4 M $1.85 B VIEW MAP ECONOMIC DRIVERS (# of Employees) United States Steel Corp Family and Social Services Administration, Indiana (1,300) Edgewater Systems For Balanced Living, Inc. (264) The Methodist Hospitals Inc Water Street Healthcare Partners, LLC (800) City of Gary (4,500) Northern Indiana Public Service Company (586) Gary Community Schools Corporation (1,600) Illinois Central School Bus LLC (350) G.D. Leasing of Indiana, Inc. (1,500) 8 | SECURE NET LEASE LOCATION OVERVIEW BMO HARRIS BANK | GARY, INDIANA GARY INDIANA 77,416 POPULATION $29,293 MEDIAN HOUSEHOLD INCOME Gary sits at the southern end of Lake Michigan, 25 miles east of Chicago. The city is 14 counties in the states of Illinois, Indiana and Wisconsin. The Chicago metro area has known for its large steel mills and was founded and funded by the industrial colossus one of the world's largest and most diversified economies, with more than six million U.S. Steel—chairman Elbert H. Gary, for whom the town is named.Anumber of new full and part-time employees. The region is home to more than 400 major corporate headquarters, including 31 in the Fortune 500. Chicago was ranked the #1 "City for Having it All" by Time Out. The city is known for its unparalleled culture, diversity and The region is home to more than 400 major corporate headquarters, quality of life. With over 26 miles of lakefront and 600 parks, it boastsawide variety of including 31 in the Fortune 500. outdoor activities. Chicago is also home to 62 museums, including The Art Institute of Chicago, The Field Museum of Natural History and The Shedd Aquarium. community initiatives and institutions, including Art House, run by Chicago's Theater Gates are adding to the cultural development of the city. Further north on Gary’s Jackson5GARY IS THE BIRTHPLACE OF THE JACKSON 5. waterfront, an area called Miller Beach has always attracted Midwestern vacationers and second-homeowners from Chicago. Additionally, Gary is dotted with architectural gems such as the Gary Aquarium and the Marquette Park Pavilion. Gary is an integral part of Northwestern Indiana’s region rich with opportunity, natural lake landscape, and CHICAGO IS HOME TO THE 2,200,000 SQUARE-FOOT McCormick MCCORMICK PLACE, THE WORLD'S LARGEST CONVENTION a strong legacy.
Load more

Recommended publications
  • City Council Report
    City Council Report Date: December 9, 2019 To: City Council Through: Michael Kennington, Deputy City Manager/Chief Financial Officer From: Edward Quedens, Business Services Director Matt Bauer, Procurement Administrator Subject: Five-Year Term Contract with Five Years of Renewal Options for Banking Services (Service Groups 1, 2 and 4) for the Financial Services Department (Citywide) Recommendation Council is requested to approve the award as recommended. A committee representing Financial Services Department and Purchasing evaluated responses. The evaluation committee recommends awarding the contracts to the highest scored proposals from the following vendors: General Banking – JP Morgan Chase at $120,000 annually; Merchant Card Processing – U.S. Bank / Elavon at $18,000 annually; and Paying Agent Services – UMB Bank, N.A. at $18,000 annually; with an annual increase allowance of up to 5% or the adjusted Consumer Price Index. Background / Discussion The City of Mesa makes extensive use of banking services to collect, disburse and manage its cash and investments. Comprehensive banking services includes general banking services, merchant card processing, institutional custody and payment agent services. General banking services includes cash services, deposit services, disbursement services, electronic transfer of funds and general reporting - JP Morgan Chase is the incumbent for general banking services. Merchant card services represent the City’s ability to process credit card transactions - US Bank / Elavon is the incumbent for merchant card services. Institutional custody services represent the safekeeping of the assets/securities in the City’s investment portfolio - Wells Fargo Bank, N.A. is the incumbent for institutional custody services. The City requires the services of a qualified paying agent, registrar, transfer agent, filing agent, and trustee for current and future bond issues - US Bancorp is the incumbent for Paying agent services.
    [Show full text]
  • BMO Harris Bank World Mastercard® Credit Card Application
    ® BMO Harris Bank World MasterCard Credit Card Application FILL OUT THIS APPLICATION TODAY FOR A BMO HARRIS BANK WORLD MASTERCARD CREDIT CARD ® Please send BMO Harris Bank BMO Harris Bank Select World MasterCard I would like to apply for: ® completed forms to: P.O. Box 2035 BMO Harris Bank Premier World MasterCard Milwaukee, WI 53201-9919 PRIMARY APPLICANT Please print or type all information NAME BIRTH DATE SOCIAL SECURITY NUMBER ADDRESS (No P.O. Boxes) CITY STATE ZIP E-MAIL ADDRESS HOME PHONE How long have you lived at your current address? Do you? MONTHLY PAYMENT years months Rent Own Other $ CURRENT EMPLOYER How long have you worked at your employer? EMPLOYER PHONE years months INDIVIDUAL GROSS EMPLOYMENT INCOME OTHER INCOME* SOURCE OF OTHER INCOME $ Annually Monthly $ Annually Monthly PRIMARY BANK NAME TYPE OF ACCOUNT MARITAL STATUS (Please check if you are a resident of AZ, WI, NV, or other Checking Savings Loan community property state): Married Unmarried Separated * Alimony, separate maintenance, or child support need not be revealed if you do not wish to have it considered as a basis for repayment. CO-APPLICANT/SPOUSE Please print or type all information Provide this information for: 1) a co-applicant or 2) a non-applicant spouse if you are a married resident of WI, AZ, NV or other community property state and are applying for individual credit. If you intend to apply for joint credit, please check the “co-applicant” box in this section, and you and your co- applicant must sign this application. INFORMATION PROVIDED FOR: CO-APPLICANT SPOUSE (not a co-applicant) NAME BIRTH DATE SOCIAL SECURITY NUMBER ADDRESS (No P.O.
    [Show full text]
  • Employees' 401(K) Savings Plan of the Bank of Montreal/Harris Stable
    Employees’ 401(k) Savings Plan of the Bank of Montreal/Harris Stable Principal Fund Quarterly Update as of June 30, 2020 BMO Harris is committed to providing you with the tools, resources and information you need to prepare for your financial security when you retire. Enclosed you will find a fund fact sheet provided by BMO Asset Management, the underlying fund manager, for the Stable Principal Fund. The fact sheet provides the fund’s objective, strategy, top holdings, principal risks, and portfolio characteristics. Fund Performance Investment returns for the calendar quarter as well as annualized returns for the previous 1, 5, and 10 years are as follows: Performance as of June 30, 2020 QTD 1 Year 5 Year 10 Year Fund Performance* 0.40% 1.82% 1.68% 1.88% Benchmark – ICE BofAML 1-3 Year US Corporate & 1.22% 4.18% 2.11% 1.67% Government Index The Stable Principal Fund was added to the Plan as of December 19, 2014 but these returns reflect the historical performance of the fund’s underlying asset, the BMO Stable Value Fund – Class I. *These returns differ from the Net of Fees returns on the attached fact sheet due to a 0.15% reduction in the total annual expense ratio applicable to Plan assets. As always, it’s important to keep in mind that past performance is no guarantee of future results. Total Annual Operating Expense Ratio Reporting as of June 30, 2020 % Per $1,000 Total Annual Operating Expense Ratio 0.445% $4.45 This expense ratio is inclusive of the 0.15% discount applicable to Plan assets.
    [Show full text]
  • City of Gary, Indiana Comprehensive Plan
    City of Gary, Indiana COMPREHENSIVE PLAN State of the City Report- DRAFT This report describes constraints and opportunities affecting land use and development in the City of Gary. It is a draft report for review and refinement by City staff. It contains the enclosed information and a series of graphic exhibits. The information will be expanded where needed and will form the basis for generating concepts, strategies, and solutions for improving the land-use mix and economic development opportunities for Gary. It will be revised and updated based on Staff feedback and incorporated into the City of Gary Comprehensive Plan final report. DRAFT FOR STAFF REVIEW Prepared for the City of Gary by: The Lakota Group S.B. Friedman & Co. RQAW Huff & Huff Blalock & Brown August 1, 2008 TABLE OF CONTENTS August 2008 DRAFT Table of Contents Page Section 1: Introduction…………………………………………….01 Planning Mission Planning Process Planning Organization Plan Purpose Section 2: The Community…………………..............................05 Community Context Governance Structure Community History Demographic Profile Land Use Setting Zoning Overview Section 3: Parks & Open Space………...............................31 Open Space and Natural Resources Parks Pools Lake County Parks Trails & Greenways Indiana Dunes National Lakeshore Programming & Volunteer Efforts Section 4: Transportation………………………………..…….….47 Roadway Network Bus Service Rail Water Air Section 5: Utility/Infrastructure …………………………….……63 Wastewater Treatment Water Electric Gas Other Utilities i Gary Comprehensive
    [Show full text]
  • BMO Financial Group's Procurement Governance Process
    Where to send invoices? If you are invoicing the following companies: Mail your invoices to: Bank of Montreal Accounts Payable BMO Asset Management Inc. P.O. Box 370 BMO Harris Financing, Inc. Succursale St-Jacques BMO Harris Investment Management. Inc. Montreal, Québec BMO Investments Inc. H3C 2T1 BMO InvestorLine Inc. Canada BMO Life Assurance Company BMO Nesbitt Burns Corporation Limited BMO Nesbitt Burns Fahnestock International Ltd. BMO Nesbitt Burns Financial Services Inc BMO Nesbitt Burns Inc. BMO Nesbitt Burns Ltd. BMO Nesbitt Burns Securities Ltd BMO Private Equity (Canada) Inc. BMO Trust Company Jones Heward Investment Inc Bank of Montreal (US) BMO Accounts Payable BMO (US) Credit Corporation P.O. Box 0010 BMO Asset Management Corp. (Formerly Harris Investment Chicago, Illinois Management Inc.) 60690 U.S.A. BMO Bankcorp, Inc. (formerly Harris Bankcorp Inc.) BMO Capital Markets Corp. BMO Capital Markets GKST Inc. BMO Financial Corp. (formerly Harris Financial Corp.) BMO Harris Bank NA (formerly Harris N.A.) Clark Street Holdings, LLC Dearborn Street Holdings, Inc. Delaware Trust Company Harris Capital Holdings, Inc. Harris Investors Services Inc. Harris MyCFO LLC Harris Preferred Capital Trust LaSalle 115 Holdings, LLC psps Holdings, LLC Stoker Ostler Wealth Advisors, Inc. Sullivan, Bruyette, Speros & Blayney Inc. BMO Financial Corp. Accounts Payable BMO Harris Bank NA P.O. Box 659 BMO Harris Bank NA (formerly Marshall & Ilsley Corporation) Chicago, Illinois Dearborn Street Holdings, LLC 60690 U.S.A. Louisville Realty Corporation M&I Community Development M&I Dealer Finance, Inc. M&I Equipment Finance Company (Wi) M&I Financial Advisors Inc M&I Investment Management Corp.
    [Show full text]
  • Some Implications of the Tensions in Ukraine After a Tense Start to the Week, Market Angst Over the Tensions Between Ukraine ECONOMIC RESEARCH and Russia Has Eased
    A timely analysis of recent economic events March 4, 2014 Some Implications of the Tensions in Ukraine After a tense start to the week, market angst over the tensions between Ukraine ECONOMIC RESEARCH and Russia has eased. Russia’s stock market retraced half of Monday’s losses, www.bmocm.com/economics the ruble firmed from record lows, and the Ukrainian hryvnia has stabilized. 1-800-613-0205 While Russia’s troops on the border with Ukraine have returned to their bases, Benjamin Reitzes, the risk is clearly that the situation destabilizes further. Indeed, fears remain Senior Economist that Russia could make a push (official or unofficial) into other Russian- [email protected] speaking provinces in Ukraine under the guise of protecting Russian interests. 416-359-5628 And, the standoff over Crimea is not over yet, though a referendum due March 30 in this Russian speaking province points to increasing Russian influence at the expense of Ukraine’s central government. This crisis is not over yet. As such, it’s worthwhile to take account of the potential economic ramifications. Clearly, an intensified conflict would be negative for the region and global economy. The steep deterioration in relations with Russia is broadly a negative. More specifically, the U.S., EU and Western allies have threatened Russia with economic sanctions and potential expulsion from the G8. The consequences could be quite severe for the Russian economy, depending on the extent of the sanctions. However, Russia is a key supplier of oil and natural gas to Europe, which, along with extensive direct business interest in the country, could make the EU reluctant to apply harsh sanctions.
    [Show full text]
  • Sub-Area Sceanrios the Future Land Use Plan Presented in Section 12 Delineates the Community’S Desired Land Use Pattern for All Properties Within Gary
    SECTION 13: PLANNING SUB-AREAS Sub-Area Sceanrios The Future Land Use Plan presented in Section 12 delineates the community’s desired land use pattern for all properties within Gary. Based on the recommended land uses, Section 13 presents development concepts that highlight the City’s significant redevelopment potential for 11 key sub-areas. These sub-areas follow traditional neighborhood boundaries and include economic development zones such as the Gary/Chicago Airport, industrial districts on the west and east sides, and Downtown. The development strategies and concepts presented in Section 13 demonstrate illustrative building massing and densities, road/street/parking layouts, and open space for each sub-area. Actual building massing and site layouts will vary as property owners, business owners, and developers generate more detailed site plans. City of Gary Sub-Areas 11 1 7 6 2 10 8 5 3 9 4 1. Marquette Park /Miller Neighborhood 7. Brunswick and Ambridge Mann 2. Aetna Neighborhood/Route 12/20 Neighborhoods Corridor 8. Tolleston Neighborhood 3. Pulaski Neighborhood/Interstate 90/65 9. Black Oak Neighborhood Business Park 10. West Side Neighborhood/Route 912 4. University Park Neighborhood Business Park 5. Central/Midtown Neighborhood 11. Gary/Chicago Airport 6. Downtown 185 Gary Comprehensive Plan – Development Strategies & Concepts – Gary, Indiana SECTION 13: PLANNING SUB-AREAS Sub-Area 1: Marquette Park/Miller Neighborhood: The Miller Neighborhood is located in the northeast corner of Gary. It is bordered by Lake Michigan on the north, U.S. Steel on the west, Indiana Dunes National Park on the east, and CSX railroad tracks on the south.
    [Show full text]
  • BMO Harris Bank and the Illinois Housing Development Authority
    For Immediate Release IHDA: Andrew Field - (312) 833-6083 April 13, 2018 [email protected] BMO: Emily Penate - (312) 461-7956 [email protected] BMO Harris Bank and the Illinois Housing Development Authority Partner to Help Underwater Homeowners The I-Refi program provides $50,000 in forgivable assistance to help borrowers reduce what they owe on their mortgage and refinance into a new, affordable loan. CHICAGO – The Illinois Housing Development Authority (“IHDA”) today announced that BMO Harris Bank will participate in the I-Refi refinance program for the second year in a row to assist struggling homeowners. The program provides up to $50,000 in forgivable assistance to eligible homeowners to reduce the balance owed on their mortgage and refinance into a new affordable loan based on the current appraised value of the home. “We believe this program can make a difference for hundreds of families across Illinois and we are proud to partner with IHDA for a second year to raise awareness and connect people to the program,” said Ernie Johannson, Group Head, U.S. Personal and Business Banking, BMO Harris Bank. “This is an opportunity for people who meet the criteria for the assistance to speak to one of our BMO Harris Mortgage Bankers and get informed.” According to a report from the property data firm CoreLogic, the Chicagoland area has more than 135,000 underwater homeowners, more than any other metro area in the nation. Since launching in August of 2016, I-Refi has offered a critical lifeline to homeowners who owe more on their mortgage than their home is worth.
    [Show full text]
  • NAME TYPE ENHANCED 1934 First American Bank Banks and Credit
    NAME TYPE ENHANCED 1934 First American Bank Banks and Credit Cards 1st Bank Banks and Credit Cards 1st Bank Credit Card (First Data) Banks and Credit Cards 1st Century Bank Banks and Credit Cards Access National Bank Banks and Credit Cards Alliant Credit Union Banks and Credit Cards Ally Bank Banks and Credit Cards Alpine Bank (Colorado) (Business) Banks and Credit Cards Alterna Savings Banks and Credit Cards Amazon.ca Rewards Visa from Chase Banks and Credit Cards America First Credit Union Banks and Credit Cards American Airlines Aviator Business Card Banks and Credit Cards American Express (Canada) Banks and Credit Cards YES American Express (USA) Banks and Credit Cards YES American Express Merchant Services (EUR) Banks and Credit Cards American Funds (Individual) Banks and Credit Cards American Heritage Federal Credit Union Banks and Credit Cards American National Bank and Trust (Virginia) Banks and Credit Cards American Riviera Bank Banks and Credit Cards Anchor Bank Banks and Credit Cards ANZ (NZ) Banks and Credit Cards Arvest Bank Banks and Credit Cards Assiniboine Credit Union Banks and Credit Cards Associated Bank Banks and Credit Cards ATB Financial (Business) Banks and Credit Cards YES ATB Financial (Personal) Banks and Credit Cards Atlantic Capital Bank Banks and Credit Cards Bank of America Banks and Credit Cards YES Bank of Ann Arbor (Business) Banks and Credit Cards YES Bank of Belleville Banks and Credit Cards Bank of Hawaii (Business) Banks and Credit Cards Bank of North Carolina Banks and Credit Cards Bank of Oklahoma
    [Show full text]
  • Qualifications
    BMO Harris Employer Assisted Housing Program Frequently Asked Questions Qualifications 1. Q: Who qualifies for the BMO Harris Employer Assisted Housing Program? A: To qualify for the BMO Harris Employer Assisted Housing Program employees must: • Be first-time homebuyers (or have not owned a home within the past 36 months) • Be full-time or part-time employees (20 hour minimum) of BMO Harris Bank N.A. (or any affiliate) in Illinois, Indiana, Wisconsin, Arizona, Florida, Washington, Kansas, Missouri or Minnesota. • Have completed one year of satisfactory service. • Be in good standing with satisfactory or better performance appraisal, attendance and punctuality records as confirmed by BMO Harris Bank N.A. Human Resources. • Be able to qualify for mortgage financing from BMO Harris Bank N.A., subject to credit approval and underwriting guidelines. • Be able and willing to contribute at least $1,000 or 1% of the purchase price, whichever is greater, from applicant’s savings. • Demonstrate commitment to working with the EAH program by meeting pertinent conditions stipulated by BMO Harris Bank, including but not limited to credit counseling, home buying education and filling out EAH program reports as required. • Not exceed maximum income eligibility requirements as below: The combined gross annual income of all the people living in the household must be less than the income limit listed below. The number listed above each limit indicates the number of people living in the household. For example, the combined gross annual income for a 4 person
    [Show full text]
  • Numerical.Pdf
    DTC PARTICPANT REPORT (Numerical Sort ) Month Ending - July 31, 2021 NUMBER PARTICIPANT ACCOUNT NAME 0 SERIES 0005 GOLDMAN SACHS & CO. LLC 0010 BROWN BROTHERS HARRIMAN & CO. 0013 SANFORD C. BERNSTEIN & CO., LLC 0015 MORGAN STANLEY SMITH BARNEY LLC 0017 INTERACTIVE BROKERS LLC 0019 JEFFERIES LLC 0031 NATIXIS SECURITIES AMERICAS LLC 0032 DEUTSCHE BANK SECURITIES INC.- STOCK LOAN 0033 COMMERZ MARKETS LLC/FIXED INC. REPO & COMM. PAPER 0045 BMO CAPITAL MARKETS CORP. 0046 PHILLIP CAPITAL INC./STOCK LOAN 0050 MORGAN STANLEY & CO. LLC 0052 AXOS CLEARING LLC 0057 EDWARD D. JONES & CO. 0062 VANGUARD MARKETING CORPORATION 0063 VIRTU AMERICAS LLC/VIRTU FINANCIAL BD LLC 0065 ZIONS DIRECT, INC. 0067 INSTINET, LLC 0075 LPL FINANCIAL LLC 0076 MUFG SECURITIES AMERICAS INC. 0083 TRADEBOT SYSTEMS, INC. 0096 SCOTIA CAPITAL (USA) INC. 0099 VIRTU AMERICAS LLC/VIRTU ITG LLC 100 SERIES 0100 COWEN AND COMPANY LLC 0101 MORGAN STANLEY & CO LLC/SL CONDUIT 0103 WEDBUSH SECURITIES INC. 0109 BROWN BROTHERS HARRIMAN & CO./ETF 0114 MACQUARIE CAPITAL (USA) INC. 0124 INGALLS & SNYDER, LLC 0126 COMMERZ MARKETS LLC 0135 CREDIT SUISSE SECURITIES (USA) LLC/INVESTMENT ACCOUNT 0136 INTESA SANPAOLO IMI SECURITIES CORP. 0141 WELLS FARGO CLEARING SERVICES, LLC 0148 ICAP CORPORATES LLC 0158 APEX CLEARING CORPORATION 0161 BOFA SECURITIES, INC. 0163 NASDAQ BX, INC. 0164 CHARLES SCHWAB & CO., INC. 0166 ARCOLA SECURITIES, INC. 0180 NOMURA SECURITIES INTERNATIONAL, INC. 0181 GUGGENHEIM SECURITIES, LLC 0187 J.P. MORGAN SECURITIES LLC 0188 TD AMERITRADE CLEARING, INC. 0189 STATE STREET GLOBAL MARKETS, LLC 0197 CANTOR FITZGERALD & CO. / CANTOR CLEARING SERVICES 200 SERIES 0202 FHN FINANCIAL SECURITIES CORP. 0221 UBS FINANCIAL SERVICES INC.
    [Show full text]
  • Indiana Geographic Code for Vital Records Developed by Mis (Eis) Effective 1988 – Revised January 1988
    INDIANA GEOGRAPHIC CODE FOR VITAL RECORDS DEVELOPED BY MIS (EIS) EFFECTIVE 1988 – REVISED JANUARY 1988 CODE COUNTY & CODE COUNTY & CODE COUNTY & NO. CITY NO CITY NO CITY 01000 ADAMS 02000 ALLEN (cont.) 03000 BARTHOLOMEW (cont.) 01001 Berne 02032 Maples 03022 Petersville 01002 Bobo 02033 Meadowbrook 03023 Rugby 01003 Ceylon 02034 Milan Center 03024 Saint Louis Crossing 01004 Decatur 02035 Monroeville 03025 South Bethany 01005 Geneva 02036 New Haven 03026 Taylorsville 01006 Honduras 02037 Nine Mile 03027 Walesboro 01007 Linn Grove 02038 Parkerdale 03028 Waymansville 01008 Magley 02039 Poe 03029 Waynesville 01009 Monmouth 02040 Prairie Switch 01010 Monroe 02041 River Haven 01011 Perryville 02042 Rolling Green 04000 BENTON 01012 Peterson 02043 Sand Point 01013 Pleasant Mills 02044 Sunnymede 04001 Ambia 01014 Preble 02045 Thurman 04002 Atkinson 01015 Steele (Salem) 02046 Tillman 04003 Barce 01016 Williams 02047 Times Corner 04004 Boswell 02048 Townley 04005 Chase 02049 Wallen 04006 Dunn 02000 ALLEN 02050 Wayne Haven 04007 Dunnington 02051 Waynedale 04008 Earl Park 02001 Aboit 02052 West Suburban 04009 Foresman 02002 Adams 02053 White Swan 04010 Fowler 02003 Anthony Wayne Village 02054 Woodburn 04011 Free 02004 Arcola 02055 Yoder 04012 Freeland Park 02005 Ari 02056 Zanesville (PT) 04013 Gravel Hill 02006 Baer Field 02057 Zulu 04014 Handy 02007 Bass 04015 Lochiel 02008 Casad Engineer Depot 04016 Otterbein (PT) 02009 Cedarville 03000 BARTHOLOMEW 04017 Oxford 02010 Cuba 04018 Raub 02011 Dixon 03001 Azalia 04019 Sheff 02012 Dunfee 03002 Bakalar
    [Show full text]