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Volume 16, No. 8 August 2020 Senate Committee on Aging: Impact of Isolation and Loneliness on Seniors During COVID-19

By Herb Weiss tals, nursing homes, assisted living, home For Senior Digest health, and the community. On July 11, the two hour and twenty-minute hearing, at As the COVID-19 crisis has shuttered Senate Russell Offce Building 253, fea- businesses throughout the nation, state and tured a new released report published by federal health offcials scramble to stop the the National Academies of Science, En- spread of this deadly virus. As states begin gineering, and Medicine (NASEM) titled, to slowly open up their economies, a grow- “Social Isolation and Loneliness in Older ing number of researchers are fnding that Adults: Opportunities for the Health Care mandated social distancing and isolation SyCommstem.” through self-quarantine may have signif- America’s Seniors are cantly impacted senior’s mental health and Isolated and Lonely emotional wellbeing. According to the Washington, DC-based A U.S. Senate Special Committee on Ag- NASEM’s fndings, nearly one quarter of ing morning hearing, chaired by Chairman older adults are socially isolated, and more Susan Collins (R-ME) and Ranking Mem- than 40 percent report being lonely. During ber Bob Casey (D-PA), was held to ad- the COVID-19 pandemic, early studies dress the growing isolation and loneliness have suggested that for some older adults, seniors across the nation are experiencing social distancing guidelines and stay-at- due to COVID-19 and to explore what pol- home orders are resulting in increased rates icies can better assist those working with of social isolation and loneliness, which Photo Credit: NPR this vulnerable population. can have serious, even deadly, consequenc- This hearing builds on the Aging Com- ing the 2020 reauthorization of the Older The Senate Aging Committee hearing, es for the health and well-being of our na- mittee’s long-standing leadership on the Americans Act (OAA), which included titled, “Combating Social Isolation and tion’s seniors. Prolonged social isolation issue of social isolation and loneliness, several policies to reduce social isolation Loneliness During the COVID-19 Pan- and loneliness have been found to have including holding the frst Congressional and loneliness, says a statement issued by demic,” pulled together a panel of experts adverse impacts on health comparable to hearing on this topic in 2017 and lead- the Senate Aging Committee. who are supporting older adults in hospi- smoking 15 cigarettes per day.

Senate Committee on Aging, page 4 Aging in Place During a Pandemic: How a Stairlift can Help Make Staying Home Safer Stannah Stairlifts Inc. important that you take into account not For Senior Digest only what you’re able to do today, but also consider your long-term mobility and how While we’re all adjusting to a “new certain areas within your home could pose normal” in 2020, many seniors are reeval- physical challenges down the road. uating their long-term plans to cope with On the other end of the spectrum, for the changing landscape brought on by those dealing with an unexpected dis- the COVID-19 pandemic. Senior housing charge from a hospital or rehab facility due blocks, long-term care facilities and assist- to COVID-19, the situation only becomes ed living communities - all viable options, more complicated. Returning to a home just a short time ago – now feel outdated that cannot accommodate your accessibil- and impractical, in this era of social dis- ity needs can be nearly as dangerous as tancing. With seniors and their families living in one of these institutional settings. more determined than ever to avoid these Fortunately, there are many resources at facilities, for many, the goal has shifted your disposal. Ramps, grab bars, shower back towards aging in place and creating a chairs, non-slip mats, canes, walkers and safe living space at home. other mobility accessories and equipment Beyond the challenges of the current are readily available in most communities. moment, creating a safe home environ- But what if stairs are a problem? There ment means accounting for mobility con- are several solutions out there, but one of cerns, that might not be top-of-mind. If the best and most affordable options is to Straight Stairlift you’re planning for the future, it’s vitally have a stairlift installed. Falls on the stairs Stannah Stairlifts Inc., page 7

End-of-Season “Ask the “The most courageous act is still to Produce Lawyer” think for yourself. Aloud.” - page 19 - page 5 – COCO CHANEL 2 August 2020 • Senior Digest An Open Letter To Governor Gina Raimondo The Honorable Gina M. Raimondo, Governor state action on this is- receiving home care about high turnover among the work- State House 82 Smith Street sue since 2005 when a ers providing their care. We believe that is directly con- Providence, RI 02903 Brown University study nected with the low salaries and inadequate benefts for revealed tha 19% of our direct workers in the homecare feld. Dear Governor Raimondo, Medicaid-funded nurs- Governor, we urge you to embark on this effort with the At your July 1ST televised briefng on the Coronavirus ing home residents were same leadership, diligence, stamina, and transparency that epidemic you announced a new state initiative to reduce “low care”—the second you have brought successfully to our struggle against the seniors’ health risks from living in congregate settings, highest rate in the coun- Covid-19 virus pandemic. We ask you to assemble a team especially nursing homes. You mentioned two specifc ef- try. These were people that will listen carefully to seniors and their families and forts: 1) creation of an information system to assist more who needed assistance will be accountable for results. We pledge to wage a vigor- seniors and their families to fgure out how to receive with activities of daily ous campaign in the General Assembly for the investments long-term care at home wherever possible; and 2) build- living, but didn’t have that will be needed. We look forward to working with you ing a better and more robust homecare provider workforce serious health condi- on this vital matter affecting our state’s seniors. through improved wages and benefts, plus development tions. It concluded that of a “career ladder” for homecare workers. with a better system of Respectfully Yours, We are very pleased that you have responded to a les- community-based long- Bill Flynn, MSW son learned from the pandemic---that many Rhode Island term care, a number of Executive Director, Senior Agenda Coalition of RI seniors residing in nurs- them didn’t need to be ing homes could remain in in a nursing home. the community with bet- For years many seniors and their families have shared William F. Flynn Jr. is executive director of the Senior Senior Digest ter options for homecare. with us their frustrations in seeking reliable information Agenda Coalition. Contact him at senioragendari@ya- 21 Industrial Court We and other groups have and advice about homecare options. Additionally, in recent hoo.com. Seekonk, MA 02771 been calling for decisive years we have been hearing more and more from seniors

Email [email protected]

Telephone 508-336-6633

Web Site www.seniordigestnews.com EDITOR’S DEADLINE All materials for the September 2020 issue are due by: PUBLISHED MONTHLY August 12th 2020 Please include name and telephone number in case we have questions. Published by Senior Digest WRITERS: Please e-mail copy to [email protected] ADVERTISERS: Please contact Tom Reily at 508-336-6633 ext.337 Graphic Design/Layout: TCI Press Inc. For best reproduction, all ads and photographs should be high resolution (300dpi) PDFs, tifs or jpgs. Printed by TCI Press Inc.

Contributors: Eric Creamer. Eric Bither, Paul A. Brule, Deborah L. Burton, MS, Kathleen S. Connell, Don Drake, William F. Flynn Jr., Kathleen Heren, Walter Laskos, Portia Little, Jim Miller, Lisa M. Petsche, and Herb Weiss

Subscription rates are $21 per year. Senior Digest assumes subscriptions are continuous unless notifed to the contrary in writing. Senior Digest assumes no fnancial responsibili- ty for typographical errors in advertisements but will reprint that portion of the advertisement in which the typographical error occurs. Advertisers will please no- tify the management im- mediately of any error that To Advertise in may occur. Senior Digest reserves the right to reject advertising submitted for publication. Letters to the editor rep- resent the opinions of the writers, not the editors, and must be signed and include Please Contact Tom Reily the letter writer’s telephone number for verifcation. at 508-336-6633, ext. 337 Senior Digest • August 2020 3 Avoid Paying the Fiddler Am I right or am I wrong? pandemic? Don’t believe it’s necessary to practice social Seldom, if ever, do we get distancing? Remember the price to pay! It doesn’t take away scot-free without a rocket scientist to point out that by being informed having to pay a price for and choosing wisely, we increase our ability to protect our actions. Am I right? It ourselves from contacting the virus. But we have to want seems like there is always to do it. We must want to be informed and educated. We some catch, some price to must want to make the right choice. We must want to live, pay, and for the most part, we and to enjoy a life that’s free from the pain and anguish learn that from an early age. brought on by the virus. Remember the old saying, No one can make that choice for us. We must want it, “You can’t have your cake freely and without coercion. Why pay the fddler if we and eat it, too!” can avoid doing so? And with all the resources we have Probably one of the most today at our fnger tips, there should be no or little reason memorable lessons I learned By for us to pay the fddler with our health or with our very about paying a price came Walter Laskos lives. the morning after a night of For example, when it comes to your health, from partying a bit too much with whom do you seek advice? Your doctor? A nurse; or the my mates during my early college days. I suspect I’m not plumber? You go direct to the authority of the subject the only person ever tested by this particular lesson. We matter, of course—the one most trained and experienced— all learned by experience; if you’re going to party hard, your doctor. When it comes to your fnances, you look to expect to pay the fddler when all is said and done. your bank or credit union representative. You wouldn’t Well, we learned, alright. We also learned from hearing approach your auto mechanic about making investments stories and knowing friends who eventually found (unless he or she also happens to be a registered broker/ Disease Control and Prevention (CDC), the World Health themselves at that same monumental moment of paying dealer). And when it comes to protecting yourself from Organization (WHO), other healthcare or non-proft the price for their actions. There’s the elderly gentleman the pandemic, well, you know where to turn. Remember, groups, and academic institutions. who smoked not one, not two, but three packs a day, there’s a price to be paid for getting it wrong. “For example, an imposter may contact potential victims year-after-year for decades, and who is now battling lung by phone, email, or text to imply that the victim must cancer. There’s the do-it-yourself homeowner who is Back in May, the Financial Crimes Enforcement verify personal information or send payments to scammers always fddling around making electrical repairs without Network (FinCEN) issued an advisory alerting all fnancial in return for COVID-19-related stimulus payments or turning off the power. We all know the eventual price to institutions about medical scams related to the COVID-19 benefts, including Economic Impact Payments under be paid for that behavior. And then, there’s the story of the pandemic. They were growing out of control. And guess the Coronavirus Aid, Relief, and Economic Security elderly widower who lost several thousand dollars in life who these scams were targeting the most? (CARES) Act. Another instance includes imposters savings by falling for a scam. The advisories warned about illicit activities— contacting victims and posing as government or health While paying such a hefty price for failing to recognize fraudulent cures, tests, vaccines, and services—related to care representatives engaged in COVID-19 contact tracing a fraud scheme is not a fair comparison to the life and purported vaccines or cures for COVID-19, claims related activities, implying that a victim must share personal or death price of battling cancer or being electrocuted, it does to products that supposedly disinfect homes or buildings, fnancial information as part of contact tracing efforts.” bear similarities in that the price paid can be avoided or and the distribution of fraudulent or unauthorized at-home The advisory goes on to warn about scammers at the very least, minimized by efforts to stay informed, COVID-19 tests. impersonating legitimate charities to embezzle donations educated and vigilant. Being educated and informed saves More recently in July, FinCEN issued another advisory intended for COVID-19 response efforts. It calls attention money, keeps you safe and protects you from harm. related to the Coronavirus. According to FinCEN, to social media accounts, door-to-door collections, Don’t want to wear a facemask during the COVID-19 the scammers now impersonate organizations such as fyers, mailings, telephone and robocalls, text messages, government agencies, websites, and emails mimicking legitimate charities and non-proft groups, non-profts to defraud the public. universities, or charities As I’ve said time and time again, ALWAYS STOP AND to offer fraudulent VERIFY. Never give money, send gift cards or surrender services or defraud personal information such as your social security number victims. or bank account number—no matter what the person is “While imposter telling you. Hang up or close the door. Turn to a “trusted” scams can take multiple friend or family member for advice. Never act out of forms, the basic emotion and fear. methodology involves Visit BetterValuesBetterBanking.com for more an actor (1) contacting information and educational resources on ways to a target under the false safeguard yourself from fnancial exploitation. By pretense of representing staying informed, educated and vigilant against fnancial an offcial organization, scammers, you not only safeguard yourself but your and (2) coercing or money as well. Plus, you avoid paying the hefty price of convincing the target to losing thousands to a scammer because you neglected to provide funds or valuable stay informed and educated. information, engage in Think of it this way. If you’re going to have to pay behavior that causes the the fddler, at the very least know you experienced some target’s computer to be enjoyment! Right? Otherwise stand your guard. stay Until infected with malware, the next time, stay safe! or spread disinformation. In the case of schemes connected to Walter Laskos is senior vice president of Strategic Com- COVID-19, imposters munications at the Cooperative Credit Union Association may pose as offcials or in Marlborough, Massachusetts. He can be reached at representatives from the [email protected] Internal Revenue Service (IRS), the Centers for To Advertise in

Please Contact Tom Reily at 508-336-6633, ext. 337 4 August 2020 • Senior Digest Senate Committee on Aging Continued from page 1

“As the pandemic continues and the epidemic of lone- line platforms. Additionally, Orr urged Congress to expand Ending Legislative Gridlock in the Senate liness and isolation worsens, we run the risk of an infec- fexibility of funding awarded to states and AAA’s through COVID-19 related legislative proposals await consider- tious disease causing a mental health crisis. Already, calls the Older Americans Act, which would allow local gov- ation in the Senate. As the Presidential election approach- to Maine’s mental health support line have increased an ernments and agencies to better meet the needs specifc to es, voters must demand that the Senate end legislative grid- estimated 40 percent since the beginning of the pandemic,” their communities. lock, allowing swift bipartisan action to pass legislative says Collins in an opening statement. Carla Perissinotto, MD, associate chief for Geriatrics proposal that will help seniors affected by the COVID-19 According to Collins, isolation and loneliness also have Clinical Programs at the University of California San virus. We can’t sit back and wait. a fscal cost, too. The Maine Senator highlighted a 2017 Francisco, who has studied the health impacts of loneli- To purchase a copy of NASEM’s “Social Isolation and paper published by AARP’s Public Policy Institute, that ness on seniors for a decade, noted that “the prevalence Loneliness in Older Adults: Opportunities for the Health reported isolation among older adults increases federal rates for loneliness and isolation range from 20 percent to Care System,” go to spending by an estimated $6.7 billion annually, as isolated 50 percent and the corresponding health effects are disqui- https://www.nap.edu/catalog/25663/social-isola- people are often sicker and have to rely more heavily on eting.” According to Perissinotto, isolation and loneliness tion-and-loneliness-in-older-adults-opportunities-for-the . skilled nursing care. are associated with a 50 percent increased risk of devel- Combating Social Isolation oping dementia. Those people with heart failure who are In his opening statement, Casey stated: “Before experiencing loneliness also have a four-fold increase in COVID-19, millions of seniors faced social isolation and the risk of death, a 68 percent increased risk of hospitaliza- loneliness every day, we know that. Now, they are look- tion and a 57 percent increase in risk of hospitalization use. ing at relatives through windowpanes. He urged his Senate Perissinotto expressed concern to the committee about colleagues to support his legislation, which would combat the downstream health effects of the pandemic. “Seeming- the impact of the COVID-19 pandemic by providing ad- ly overnight, we saw our social structures dissolve as we ditional funding to expand senior nutrition programs and were all forced to socially distance ourselves,” she says. SNAP delivery and combat social isolation through the “The challenge of all of this is that to protect our lives and purchase of technology by nursing homes so residents can health now, we have had to subject ourselves and others connect with their loved ones.” to the potential risks that we may be worsening our health During the hearing, Betsy Sawyer-Manter, President and shortening our life expectancies in the future.” and CEO of SeniorsPlus in Lewiston, Maine, an agency Although video and internet technology are being used that oversees the Area Agency on Aging’s (AAA) nutrition to communicate with those shuttered in their homes and services, caregiver services, Alzheimer’s respite, Medi- nursing home and assisted living facilities, a large number care, counseling, and health and wellness programs, dis- of seniors do not have access to these technologies, says cussed her work to shift to virtual programming in place of Perissinotto. These technologies are especially diffcult home visits and to scale up the nutrition program to meet for the hearing and visionally impaired persons to use, she growing needs amid the COVID-19 pandemic. She told says. the committee how these practices have helped to combat Finally, Dr. Peter Reed, Director of the Sanford Center social isolation for older adults. for Aging at the University of Nevada Reno, discussed a Najja Orr, President and CEO of the Philadelphia Cor- portal he created for older adults in Nevada to easily com- poration for Aging (PCA), discussed the steps PCA has municate their needs in areas including telehealth, social taken to help seniors during this public health crisis, in- support, and food and medicine. This portal, called the Ne- Herb Weiss, LRI’12, is a Pawtucket writer covering ag- cluding their work to strengthen their home-delivered meal vada COVID-19 Aging Network Rapid Response (Nevada ing, health care and medical issues. To purchase Taking program. He called for increased funding and education to CAN), was launched on April 1st and has served hundreds Charge: Collected Stories on Aging Boldly, a collection of bridge the digital divide in communities as the COVID-19 of seniors during the pandemic. 79 of his weekly commentaries, go to herbweiss.com. pandemic has shifted many programs and resources to on- Senior Digest • August 2020 5 TRUE OR FALSE As regular readers of this the State pay for nursing As you can see, the reality is that what column know, we help many home expenses. people commonly understand to be ac- Paul A. Brule is an attorney with the frm families protect assets from False, again. While it curate statements of the law are, in fact, of Walsh, Brule & Nault, P.C., in Cumber- loss for payment of nursing is true that there is a fve wrong. What all this means for you is that land. He can be reached at (401) 334-4545. home expenses. We often year look back rule, the rather than being left to guess as to how meet with people who have reality is that there are a this impacts your personal circumstances, an understanding of certain number of exemptions to you really should review the matter with legal facts which, though such “rule”. For example, competent counsel. generally perceived by most there is a two (2) year look people as true, are in fact, back rule for certain trans- false, and because of this actions, but, there are also misunderstanding, many other exceptions and ways families have unknowing- to “get around” the rule. ly lost unknown amounts 3. The most you can of family resources. Being give away to any person able to know what is true in one year without taxes and what is false can make a huge differ- is now $15,000.00. ence to the family. We can review some False, for most people. While the dol- of these using a true and false format. Are lar amount, $15,000.00, is the “annual ex- you ready? clusion” for 2020, under the gift tax laws, 1. The State will not pay for nursing only an extraordinarily small percentage of home expenses unless you have no more people in the entire country would be in a than just a very small amount of assets. position of having to pay taxes for a gift False. In fact, the Medicaid regulations in excess of such amount. For everyone allow individuals to shelter a surprisingly else, and that means almost everyone in the large amount of assets and become Med- country, the answer is false, because of a icaid eligible once the “countable” assets lifetime exclusion of over $11 Million (yes, are at the appropriate level. The import- over Eleven Million!) Dollars. ant distinction here is between “countable 4. If you give your house to your chil- assets” and “non-countable assets”. What dren, they could throw you out of it. is the difference, you might ask, between It depends. There are an infnite num- one and the other? Well, for some of our ber of ways for two people to own real es- clients, the difference is hundreds of thou- tate together. In some of those ways, the sands of dollars. statement would in fact be true. However, 2. There has to be at least fve years in many of the other ways, the statement is between the making of a gift and having simply not true. 6 August 2020 • Senior Digest Major changes to retirement plans due to COVID-19 By Meg Chevalier Employers can choose whether to implement these coronavi- rus-related distribution and loan rules. Qualifed individuals can Qualifed individuals affected by COVID-19 may be able to claim the tax benefts of coronavirus-related distribution rules withdraw up to $100,000 from their eligible retirement plans, in- even if plan provisions aren’t changed. Administrators can rely cluding IRAs, between Jan. 1 and Dec. 30, 2020. on an individual’s certifcation that they’re a qualifed person. These coronavirus-related distributions aren’t subject to the Required minimum distributions 10% additional tax that generally applies to distributions made People who already took a required minimum distribution from before reaching age 59 and a half, but they are still subject to reg- certain retirement accounts in 2020 can now roll those funds back ular tax. Taxpayers can include coronavirus-related distributions into a retirement account. as income on tax returns over a three-year period. They must re- The 60-day rollover period has been extended to Aug. 31, 2020. pay the distribution to a plan or IRA within three years. Under the relief, taxpayers with required minimum distribu- Some plans may have relaxed rules on plan loan amounts and tions from certain retirement plans can skip them this year. Distri- repayment terms. The limit on loans made between March 27 and butions that can be skipped were due in 2020 from a defned-con- Sept. 22, 2020 is raised to $100,000. Plans may suspend loan re- tribution retirement plan. These include a 401(k) or 403(b) plan, payments due between March 27 and Dec. 31, 2020. as well as an IRA. Among the people who can skip them are those Qualifcations for relief who would have had to take the frst distribution by April 1, 2020. The law defnes a qualifying person as someone who: This waiver does not apply to defned-beneft plans. • Has tested positive and been diagnosed with COVID-19 More information on IRS.gov under • Has a dependent or spouse who has tested positive and been Guidance for Coronavirus-Related Distributions and Loans diagnosed with COVID-19 from Retirement Plans Under the CARES Act Experiences fnancial hardship due to them, their spouse or a Coronavirus-related relief for retirement plans and IRAs ques- member of their household: tions and answers • Being quarantined, furloughed or laid off or having reduced Guidance on Waiver of 2020 Required Minimum Distributions. work hours • Being unable to work due to lack of childcare • Closing or reducing hours of a business that they own or op- erate Meg Chevalier is a senior tax specialist in the Providence of- • Having pay or self-employment income reduced fce of the Internal Revenue Service. To contact or ask her a ques- • Having a job offer rescinded or start date for a job delayed tion, e-mail [email protected].

House and Senate GOP Stand with Lt. Governor in Call for Immediate Release of COVID funds to Support RI Small Business State House, Providence – Rhode Island ca de la Cruz. “Communities all across our fces to keep us all safe.” tels, hunting or shooting ranges, interior House and Senate Republicans unanimous- state are suffering due to the loss in revenues “We need to join other states in prioritiz- design businesses and commercial building ly stand with Lt. Governor Dan McKee and generated from the abrupt cut off of com- ing resources to reenergize our local econ- services; and exempted natural hair braiders RI small business coalitions across the state, merce.” omy,” said Representative Jack Lyle, Jr. from a requirement for licensure. During the calling on Governor Raimondo to imme- Dozens of long-standing Rhode Island “Let’s for once put RI at the top of a national abbreviated 2020 session, House and Sen- diately allocate federal COVID-19 relief businesses have already closed their doors list and be recognized as a leader, by helping ate Republicans championed a reduction in funds to help save Rhode Island’s strug- due to the fnancial strains the COVID re- out small businesses with assistance grants the corporate sales tax from $400 to $250; gling small and micro business enterprises. strictions placed on small and micro busi- to pay the mounting bills greatly impacted supported the Real Jobs RI Program; in- An online petition has launched, urging the ness operations. by COVID, such as mortgages, maintaining troduced the “Freedom to Travel and Work State to allocate at least 10% of the $125B “It is unconscionable that the Governor inventory, and taxes.” Act,” which creates a regulatory framework Cares Act funding for small business grants. would hold back these designated relief “The fnancial debt will continue to to accept out-of-state professional business “This money isn’t a slush fund for the funds from small business owners who des- mount, despite the partial openings,” said licenses to work in Rhode Island; and ac- Governor to give no-bid contracts to her perately need the help now,” said House Re- Senate Minority Leader . tively campaigned against the proposal to fnancial supporters and friends,” said Mi- publican Leader Blake Filippi. “We promise “The slow-to-build customer fow is going join the Transportation and Climate Initia- nority Whip , referring to do everything in our power to get this to persist in impacting our small businesses tive, which would have raised the gas tax, to the recently discovered $2M no-bid Bos- funding out to our small business communi- in the months ahead.” making the cost of doing business in RI ton consultant fee procured by Governor ty – with the goal of giving a much needed “The remedy is simple,” said Representa- more expensive. Raimondo. “The funding was created for RI boost to our economy.” tive Justin Price. “It is time for the Governor To join House and Senate Republicans Small and Micro Businesses that are strug- “The stress of being ignored by our Gov- to stop withholding this important lifeline in signing the petition, please visit https:// gling greatly under this current crisis.” ernment leaders, frst by only allowing box for our small businesses and use these funds www.change.org/p/office-of-governor-gi- A clause within the act specifcally out- stores to maintain their businesses during the for their intended purposes. The fact that na-raimondo-governor-raimondo-allocate- lines how states can allocate these funds to pandemic shutdown, and now, the burden of we have waited this long to start a RI small federal-covid-19-relief-funds-to-save-ri- help small businesses affected by the pan- trying to stay afoat during partial openings, business grant relief program is unfathom- small-businesses-now demic. States like New Hampshire, Alaska, is beyond belief for any business owner,” able.” Wisconsin, Mississippi and others have al- said Representative Robert Quattrocchi, a Members of the RI House and Senate Re- ready leveraged this clause, some allocating former owner of multiple small businesses publican Caucuses have long been the voice up to $400M in funds for their small busi- in the State of Rhode Island. “Small and mi- of the small and micro business communi- ness community. cro businesses employ over 200,000 Rhode ty at the State House. In 2019, the House “We must save our mom and pop busi- Islanders – we are in big trouble if these and Senate Republican Caucuses fought for nesses. They are the backbone of our local businesses are not sustained. We are proud the statutory reduction in the state sales tax economy in providing jobs and tax reve- to join the Lt. Governor’s effort to recognize from 7% to 6.5%; introduced legislation nues,” said State Representative and small this need in our struggling economy.” exempting virtual currency from taxation; business owner, . “Many “Through no fault of their own, small and championed small business assistance Rhode Island family livelihoods are at business owners have been thrust into mas- with the raised federal tax, which passed stake.” sive amounts of debt during the pandemic into statute. The House and Senate GOP “It is time to make our small business closures,” said Senator Thomas Paolino. also successfully rallied against proposed community a priority,” said Senator Jessi- “We owe them a bit of relief for their sacri- new taxes and fees for funeral homes, ho- Senior Digest • August 2020 7 Stannah Stairlifts Inc. Continued from page 1

can be one of the most debilitating inju- break, we’ve taken steps to make our pro- ries for seniors and if you’ve fallen in the cess safer, including hosting remote ap- past, the likelihood of it happening again pointments and performing contact-free is exponentially higher. Stairlifts are more installations. affordable than home elevators and they Remote appointments allow potential don’t require you to sacrifce part of your customers to “meet” with a Stannah repre- house, like moving your bedroom down- sentative over the phone or through a virtu- stairs would. Instead, it’s just a simple, el- al call, using their favorite video chat app. egant solution: a chair on a rail that takes This allows you to see our stairlift range, you safely up and down stairs. get pricing and even view a live demon- stration in one of our showrooms, all from the comfort and safety of your home. If you decide to move ahead with a stair- lift purchase (or rental), we’ll schedule a time to conduct a contact-free installa- tion. A contact-free installation is just that: an installation where you and our installers do not make direct physical contact. Our Stairlift team is equipped with the proper safety equipment - masks, gloves and disinfectant wipes - but we take it one step further. At the time of installation, your installer will call to let you know that they’ve arrived. They’ll ask you to wait in a nearby room, until the installation is completed. If you have ques-tions during the installation, you can speak to them from a safe distance. Once instal-lation is completed, your stairlift can be demonstrated to you from across the room (must be more than Straight Stairlift Remote Control six feet away) or you can schedule a remote demonstration to be conducted by As one of the world’s leading stairlift video. suppliers, we at Stannah have seen frst- These improved procedures allow some- hand the difference a stairlift can make. one in need to get a stairlift, without ever That’s why we offer both refurbished and having to meet with us face-to-face. If you rental options to our customers. But we or a loved one is struggling with also understand the very real concerns peo- mobility, consider a stairlift as a means ple have about interacting with our staff. In to an end. This is a difficult time, but immediate response to the coronavirus out- we can get through it together by staying Curved Stairlift home safely. Are Stairs A Problem? Glide Upstairs On A Stannah Stairlift

A Stannah stairlift is a great alternative to remodeling, moving to a new house, assisted living or relocating to the frst foor. Now offering contact- 7-Day money back free appointments & guarantee installation! Short-term rentals For straight and curved available stairs Want to learn more? Call for a free consultation & quote 1-888-399-0004 Visit our local showroom: 20 Liberty Way, Ste A, Franklin, MA 02038 Learn more at: www.stannah-stairlifts.com MA HIC #160211. CT Elevator Limited Contractor License ELV0475333-R5. Mention Senior Digest & SAVE $200* *Excludes rentals & previous purchases. May not be combined with any other offer. Only one discount per purchase. 8 August 2020 • Senior Digest

Making a Difference Every Day Steere House has a tradition of excellence in caring and restoring individuals to optimum health. An independent non-proft organization, we serve adults who require skilled, restorative and long-term care services within a secure and caring environment. Situated on the campus of Rhode Island Hospital, we ofer comprehensive short-term care for patients following a hospital stay. Our licensed, professional Transitional Care Unit (TCU) staf encourages continuing recovery and seeks to restore independence to daily living.

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100 Borden Street | Providence, RI (on the campus of Rhode Island Hospital) 401.454.7970 | www.steerehouse.org

Wickford Art Celebrates Abstract &

Avant-Garde Art Virtual Calling All Veterans Day All-Media, Juried Exhibit, OPEN to all Artists Thursday August 6th 10am-12pm with Jurist JOAN HALL Live on RI Elder Info’s Facebook Page North Kingstown (RI) Wickford Art Association (WAA) is pleased to announce https://www.facebook.com/RIElderInfo/ the CALL FOR ENTRY and EXHIBIT details for the 2020 Abstract / Avant-Garde Speaker Line Up Exhibit. With a curated in-gallery exhibit of works August 21 through September 13, 2020 and a limited, select virtual gallery which will be accessible on our website, 10am-Welcome! WAA welcomes frst-time jurist Joan Hall to select all works and award prizes. An Pledge of Allegiance all-media exhibit, WAA members and non-members are welcome to submit one to Nation Anthem three works for consideration. More information about the remarkable paper, metal, Opening Remarks from our Sponsors and glass sculptor Joan Hall at: https://www.joanhallstudio.com. Winfield Danielson III, Public Affairs Officer, VA Providence Healthcare System CALL for ENTRY - Registrations will be BY APPOINTMENT ONLY Tuesday- August 18th, 11 AM to 6PM (open late) Dora Vasquez-Hellner, VFW Jr Vice Commander, VFW of RI Wednesday- August 19th, 11 AM to 6PM (open late) 10:40-10:50 Director Kasim Yarn, State of Rhode Island Office of Veterans Affairs To schedule registration appointments: e-mail: [email protected] or call: 401-294-6840 Amanda Beck, Dogs on Deployment Rachael Garcia, MSW, VSO Veteran & Military Advocate To become an member and beneft from registration, class, and promotional discounts, artists are encouraged to visit our website: • The Aid and Attendance Benefit-What is it, Who Qualifies and How to https://wickfordart.org/benefts/ and to join online! Apply • How to amend a Death Certificate to include Service-Connected Disabilities in the Age of COVID The Abstract / Avant-Garde Exhibit will occur in-gallery from August 21 through September 13, 2020 and also as a limited virtual gallery online at https://wickfordart. Paul Santilli, Veteran Outreach Specialist, “Providence” Vet Center org/abstract-avant-garde/ launching on August 25th. Announcement of awards will 11:55-12 “Father Phil” Salois Closing prayer & moment of silence be made August 21st, yet an opening reception will not be held due to COVID-19 social gathering guidelines and physical distancing restrictions. Thank you to our Sponsors Admission to the gallery, located at 36 Beach Street, North Kingstown, RI is always Raytheon The Office of Lt Governor Dan McKee free and open to the public Wednesdays through Sundays all summer (noon-3pm). The Wickford Art Association is a non-proft organization with over 450 members CrossCountry Mortgage The Office of Veterans Services from Rhode Island and New England. The association hosts art exhibits, classes, Concord Home Health lectures, and workshops in its North Kingstown gallery and has produced the sum- mertime Wickford Art Festival since 1962. Wickford Art Association is dedicated to Englund Studios educating, encouraging and inspiring artists and art lovers throughout the community. Special Thank you to:

For more information, (401) 294-6840 or visit www.wickfordart.org Learn more at https://rielderinfo.com/calling-all-veterans/ Senior Digest • August 2020 9 Do you know that Orchard View Manor Accepts VA Patients? Do you know of a veteran in need of Short- Term Rehabilitation, Hospice Care, Respite Care or Long-Term Care? Orchard View Manor is the only facility in East Providence that has a con- tract with the Veterans Administration. Depend- ing upon the percentage of service connectivi- ty, veterans may be eligible for care at Orchard View Manor. To determine eligibility veterans should contact their assigned social worker at the VA. If you are interested in a private tour of our facility, please contact the Admissions De- partment at 401.438.2250. We offer tours seven days a week. Orchard View Manor is located at 135 Tripps Lane, East Providence, Rhode Island and is Managed by Athena Health Care Systems. For more information please visit our website at ath- enanh.com/orchardviewmanor.

In Rhode Island If a Senior is not safe at home call: Offce of Healthy Aging: 401-462-0555 or 462-3000 For Neglect or Abuse in a facility call: Department of Health Facilities Regulation: 401-222-5200 RI Attorney General Patient Abuse or Neglect, Medicaid Fraud & Drug Diversion Unit: 401-222-2566 or 274-4400 x2269 RI Long Term Care Ombudsman: 401-785-3340 In Massachusetts Statewide Elder Abuse Hotline: 1-800-922-2275

To Advertise in

Please Contact Tom Reily at 508-336-6633, ext. 337 10 August 2020 • Senior Digest

AARP IS Your caregiving journey can be challenging. PROUD TO At AARP Family Caregiving we’re helping you in many ways, including working with state HONOR THE lawmakers for legislation that allows you to take care of what matters most. Join us in 2019 CLASS congratulating those who have made a difference – our 2019 Capitol Caregiver honorees, (above, OF CAPITOL top left to right) Senators Michael J. McCaffrey, Maryellen Goodwin, Cynthia Armour Coyne, CAREGIVERS Adam J. Satchell and Walter S. Felag, Sr., and House members , Julie A. Casimiro and Robert. E. Craven, Sr. You may watch this year’s virtual awards ceremonies at aarp.org/RICaregiving.

/RICaregiving

@aarpri Senior Digest • August 2020 11 Brown University Scientist Conducting Alzheimer’s Association Invites Rhode Innovative Research With New Funding Island Residents To Join 2020 Walk To From Alzheimer’s Association End Alzheimer’s On Four Dates Participants Will Continue to Walk as Individuals, Families or Small Teams PROVIDENCE, R.I., den for patients and health- in Their Neighborhood on Sidewalks, Tracks and Trails June 9, 2020 – Excit- Living with care providers without across Rhode Island in Wake of COVID-19 ing research that seeks to compromising the accuracy Alzheimer’s PROVIDENCE, RI, JULY 14, 2020 – opportunity for the community to connect. use digital cognitive tests of our tests is a major goal. The Alzheimer’s Association is inviting Participants can use the app and new “Walk based on smartphone tech- Using mobile technology Rhode Island residents to join the fght to Mainstage’’ to track their steps and distance, nology for the detection to conduct a more dynam- end Alzheimer’s by participating in the Alz- follow a virtual Walk path, manage their of preclinical Alzheimer’s ic assessment of cognitive heimer’s Association Walk to End Alzhei- Facebook fundraisers, and access informa- disease will be conduct- function is particularly ex- mer’s® on four different dates. tion and resources from the Association and ed by Louisa Thompson, citing to me. This real-time The Walk to End Alzheimer’s continues, Walk sponsors to help individuals and fam- Ph.D., recipient of a Cli- approach may be helpful but instead of hosting a large gathering, the ilies affected by the disease. A new audio nician Scientist Fellow- for capturing very subtle Alzheimer’s Association is encouraging track is available to encourage participants ship Grant Award from cognitive decline within the participants to walk as individuals or in along the way and to congratulate them the Alzheimer’s Associ- context of daily living.” ation. Dr. Thompson is a small groups on sidewalks, tracks and trails upon completion of their Walk. across Rhode Island because this year’s More than 5 million Americans are living research scientist with the The Research Grant and Walk is everywhere. with Alzheimer’s disease – the sixth-lead- Butler Hospital Memory Fellowship Awards are part “This year the Alzheimer’s Association is ing cause of death in the United States. and Aging Program and an of the broader Alzheimer’s everywhere. All of us will be raising funds Additionally, more than 16 million family Instructor in Psychiatry & By Association International for one goal: to live in a world without Alz- members and friends provide care to people Human Behavior at Brown Eric Creamer Research Grant Program. heimer’s and other dementias,” said Donna living with Alzheimer’s and other demen- University. Alzheimer’s Association M. McGowan, Executive Director, Alzhei- tias. In Rhode Island alone, there are more This new funding will funding has led to some mer’s Association, Rhode Island Chapter. than 24,000 people living with the disease support research to evaluate how to use of the most important research break- “Because this disease is not waiting neither and 54,000 caregivers. smartphone (app-based) and online cog- throughs, including the frst Alzheimer’s are we. We are working with all participants To register and receive the latest updates nitive tests, as well as other digital assess- drug studies and the ability to visual- to ensure that they experience a powerful on this year’s Walk to End Alzheimers, vis- ment tools, to detect subtle changes in ize amyloid plaque buildup in the living and moving experience in a safe environ- it: alz.org/ri/walk memory and thinking that occur prior to brain. ment.” Alzheimer’s Association Walk to End the onset of major clinical symptoms of Alzheimer’s is the sixth-leading cause Time-honored components of the Walk Alzheimer’s® Alzheimer’s. of death in the United States. It kills more to End Alzheimer’s are being replicated. The Alzheimer’s Association Walk to End The project’s goal is important to de- Americans than diabetes and more than On Walk day, an Opening Ceremony will Alzheimer’s is the world’s largest event to veloping more effective strategies for the breast cancer and prostate cancer com- feature local speakers and a presentation raise awareness and funds for Alzheimer’s early detection of Alzheimer’s disease to bined. More than 5 million Americans of Promise Flowers to honor the personal care, support and research. Since 1989, the facilitate treatment research, and give pa- are living with Alzheimer’s disease, ac- reasons participants join together to fght Alzheimer’s Association mobilized millions tients and providers a greater window for cording to the Alzheimer’s Association Alzheimer’s and all other dementia, all de- of Americans in the Alzheimer’s Associa- treatment and care planning. In light of 2019 Alzheimer’s Disease Facts and Fig- livered to participants’ smartphones, tablets tion Memory Walk®; now the Alzheimer’s the current pandemic, the project (called ures. By 2050, the number of people with and computers. A small group of Alzhei- Association is continuing to lead the way the DigiCog AD study) is also timely in Alzheimer’s is projected to rise to nearly mer’s Association staff and volunteers will with Walk to End Alzheimer’s. Together, providing older adults with an option to 14 million, barring the development of create the iconic Promise Garden in a “view we can end Alzheimer’s. participant in Alzheimer’s research re- medical breakthroughs to prevent, slow only” format on Walk day in the cities and Alzheimer’s Association® motely, without the need for in-person or stop the disease. towns we would have gathered in to honor The Alzheimer’s Association is a world- study visits. If you are interested in participating in all those impacted by Alzheimer’s. Those wide voluntary health organization dedi- The grant award provides Dr. Thomp- this study, please join Butler’s Alzhei- Gardens will be viewed on September 12 cated to Alzheimer’s care, support and re- son with $174,993 over three years to mer’s Prevention Registry at butler.org/ in Westerly, September 13 in Newport, Sep- search. Its mission is to lead the way to end evaluate the effectiveness of such digi- AlzRegistry. To speak with a member tember 26 on Block Island and October 4 in Alzheimer’s and all other dementia — by tal testing, particularly as it compares to of the Outreach Team please email them Providence. accelerating global research, driving risk re- traditional paper and pencil tests that are at [email protected] or call 401-455- To enhance the participant experience duction and early detection, and maximiz- currently used to detect symptoms of Alz- 6402. heimer’s disease. leading up to the event and on Walk day, ing quality care and support. Visit alz.org or new features are being added to the Walk call 800.272.3900. The Alzheimer’s Association is the About the Alzheimer’s Association to End Alzhemer’s mobile app to create an largest nonproft funder of Alzheimer’s The Alzheimer’s Association is the research in the world. The Association is leading voluntary health organization in currently investing $167 million in more Alzheimer’s research, care and support. The Representative Payee than 500 active best-of-feld projects in Our mission is to eliminate Alzheimer’s By Brittney Wilson plete a Representative Payee Report each 27 countries. disease through advancement of research, For Senior Digest year and submit to the SSA to account for Attracting brilliant and innovative sci- to provide and enhance care and support how the payee used the benefciary’s ben- entists to the Alzheimer’s feld is a ma- for all affected, and to reduce the risk of Individuals who receive social security efts. The SSa strives to ensure that they jor goal of the Alzheimer’s Association dementia through the promotion of brain income or supplemental security income are being used for the benefciary’s bene- Research Grant and Fellowship Awards. health. Our vision is a world without Alz- may need the Social Security Adminis- ft. Persons currently not required by law The program funds primarily early-ca- heimer’s. For more information, visit alz. tration (“SSA”) to appoint what it refers to complete and submit the report include reer scientists working on new ideas in org or call 800-272-3900. to as a representative payee to manage an spouses of benefciaries and parents of dis- Alzheimer’s research. The hope is that individual’s social security funds. This rep- abled adult children who live with the ben- this will lead to future grant applications About Butler Hospital resentative payee or “payee” is usually a efciary. to government and other funding sources, Butler Hospital, a member of Care New family member or close friend, but can also When a payee uses benefts properly for including larger grants available through England, is the only private, nonproft be a qualifed organization (like a social the benefciary, those benefts should be the Alzheimer’s Association. psychiatric and substance abuse hospital service agency or nursing home). going towards essentials frst like housing “The only way we will achieve a world serving adults, seniors and adolescents in Benefciaries have the opportunity to payments, food, medical expenses, and without Alzheimer’s is through research. Rhode Island and southeastern New En- designate in advance up to three people to more. Benefciaries have the right to some Funding Dr. Thompson not only supports gland. Founded in 1844, it was the frst act as a payee on their behalf, should the discretionary spending money after his or this critical project, but is part of a broad- hospital in Rhode Island and has earned need arise. Ultimately, the SSA wants the her needs have been met. The payee can- er Alzheimer’s Association effort to keep a reputation as the leading provider of in- payee to be someone who can see the bene- not explicitly control this spending, or re- the best and brightest scientists working novative psychiatric treatments in the re- fciary often, and is knowledgeable on what fuse to give the benefciary the funds that on this disease,” said Donna M. Mc- gion. The Major Affliated Teaching Hos- their needs are. The purpose of this payee remain after necessary expenses have been Gowan, Executive Director of the Alzhei- pital for Psychiatry and Behavioral Health is to receive the benefciary’s funds and paid. In cases where a payee believes that mer’s Association Rhode Island Chapter. at The Warren Alpert Medical School of use the money for the personal needs of the the benefciary is abusing the leftover funds Dr. Thompson conducts neuropsycho- Brown University, Butler is recognized benefciary—not themselves. by purchasing illegal or dangerous things, logical assessments with older adults in worldwide as a pioneer in conducting cut- If the SSA advises you that they want to the payee can contact a social service agen- the memory clinic and serves as the lead ting-edge research. For more information, appoint a payee to manage your social se- cy with their concerns, either from a local psychologist on the Atlas of Retinal Im- visit butler.org. curity funds, and if you do not agree with Social Security offce or by calling 1-800- aging Study. She also conducts research having a payee or desire a different payee, 772-1213. focused on Alzheimer’s early detection, the SSA allows a 60-day window in which The SSA has established limits on the with particular interests in evaluating you can send a letter to the SSA to appeal power of a Payee. For example, payees are novel technologies and methods for iden- its decision. If you are already receiving only authorized to receive the benefciary’s tifying individuals at risk for Alzheimer’s benefts and wish to change your desig- social security/supplemental security in- disease, and improving screening meth- Eric Creamer is the Director of Pub- nated payee, the best course of action is come benefts, and they do not have con- ods for Alzheimer’s clinical trials. lic Policy and Media Relations for the to tell the present payee that you want to trol over funds that do not come from the Alzheimer’s Association® Rhode Island ask someone else to help you, and to have SSA. Payees are not permitted to sign legal “Independent scientifc research is Chapter. He may be reached by phone at your preferred payee fle an application to documents other than those directly relat- critical for determining which new forms (401) 859-2334, ext. 9705 or (800) 272- become your new payee. ed to Social Security, use the benefciary’s of technology might be most effective for 3900 or by email at [email protected]. Payees are generally required to com- benefts for their own personal gain, move Alzheimer’s screening. Minimizing bur-

The Representative Payee, page 14 12 August 2020 • Senior Digest

What’s in a Name? Our Routines Are My birth certifcate says I was born at Bolling Air Force Base in Washington, D.C. In recent years that Out of Sync name was changed to Joint Base something-Bolling The new ways we shop for groceries is only the tip of the iceberg this year. Thanks due to the base realignment. Now, given the current to the coronavirus, there are a number of other things we will likely end up doing in a climate, I have to wonder: Will they change the name different way. of the base to something else altogether? Many of us have put aside one item on our annual to-do list: fling our taxes. The tax I looked up the man for whom the original base due date was pushed back to July 15, and that date is coming up quickly. was named, wondering if he was objectionable in If you’ll owe taxes and generally send in a cashier’s check with your return, you’ll any way that would make certain groups of people need to get that in advance if you don’t want to stand in line in your bank. Many banks unhappy enough that they’d demand a name change. are providing services through the drive-up window. Call to ask if you can arrange for a History shows that Raynal Cawthorne Bolling was a cashier’s check to be waiting for you at the drive-up. Then, to keep from standing in line World War I hero, killed in combat. Wikipedia help- at the post offce to send it certifed mail, check with your UPS store. Many of them can fully provides a bio as well as a photo. do the full array of post offce services, and they’re likely to be less busy. Bolling was an attorney by trade, but when a cadre of wealthy men became part of the Something else to consider: When it’s time to vote this year, consider whether you’d Preparedness Movement, aiming for a strong military, he joined them, rented airplanes rather vote by absentee ballot than stand in line. Call your town offce and fnd out how and learned to fy. He was ready when the government called him to active duty in 1917. early you need to send in your request for a ballot, as well as return the ballot itself. Ask, He organized the frst reserve air unit, which became the 26th Aero Squadron, and was too, whether you should return your ballot by mail or if it must be hand delivered to slated to be the chief of air service for the U.S. II Corps. election offcials. A number of election offces have secured drop boxes (they look like Col. Bolling was killed in 1918 as he drove toward the German line on pre-battle re- mail boxes) outside the building. Many states also have in-person early voting during a connaissance. He went down fring his weapon, killing Germans as he died, saving the designated pre-election day period. life of the wounded private with him. If you typically shop the Amazon Prime Day in July, internet rumors say that it likely If you were born on a military base, or have children who were, it’s time to learn the won’t take place until August or September. Keep an eye on Amazon for news about this. history of the name of the base that’s on the birth certifcate, before it’s gone forever. Born at Fort Bragg? Fort Hood? Fort Benning? Don’t delay in your research. (c) 2020 King Features Synd., Inc. Even if you think your base was named after someone not likely to cause offense, don’t wait. How about Fort Sam? Fort Belvoir? I’ve hunted and I can’t fnd anything objectionable about Col. Bolling nor his back- ground. When patriotism called, he answered. Still, you never know. onto a paper plate. Dip in the small foam paintbrush. Holding the cookie cutter (c) 2020 King Features Synd., Inc. frmly, start dab, dab-dabbing inside it, making sure to reach all the edges. You don’t have to put equal density of paint all over the shape. A little variation actu- ally adds interest. When you’re through, lift the cookie cutter up to see the beau- tiful design. Now it’s time for a few de- tails. Welcome New Baby 3. Dunk the eraser end of the pencil in a little paint. It can be the same color With Wearable Art you used for the cookie-cutter shape or Is there soon to be a new baby in the house? As the new member joins the family, the household may feel as if it’s been turned upside down. But if you keep older chil- dren involved, they’ll be part of the transition right along with you. Here’s an activity for including older siblings in welcoming that new- a completely different one. Then stamp born. Just sit down together and deco- it along the neck or sleeves for a fun, rate baby’s frst one-piece cotton outfts. whimsical border. You’ll be dressing the baby with creative 4. Add a few fnal details with the fab- pizzazz, and the siblings will be proud of ric squeeze bottles. You might want to being part of it all. write “Wee One” on the heart. Or, write Here’s the basic inexpensive stuff the baby’s name and date of birth. When you’ll need for one outft: baby wears it, take a photo to use for -- Prewashed, solid-color or white clever birth announcements. 100% cotton baby one-piece style out- 5. Once the paint is dry, remove the HEALTHY FEET! ft with snaps, or you may use a new- cardboard or wax paper, and if the paint born-size cotton T-shirt bottles say to do so, now is the time to Life is changing, so should your approach to foot care -- Wax paper or cardboard iron on the reverse side to set the color. -- Cookie cutters You’re done! Dress the baby in the -- Fabric paints in squeeze bottles wearable art, and notice the joy of an old- -- Paper plate er sibling who is feeling just grand. -- Small foam paintbrushes or sponges *** clipped to clothespins Donna Erickson’s award-winning se- -- Pencil with eraser ries “Donna’s Day” is airing on public Here’s the fun: television nationwide. To fnd more of 1. Lay the one-piece outft or T-shirt her creative family recipes and activities, on a work surface. Place a piece of card- visit www.donnasday.com and link to the board or wax paper between the two lay- NEW Donna’s Day Facebook fan page. ers of fabric to protect the reverse side Her latest book is “Donna Erickson’s Professional foot care in the privacy of your home by from any paint that may soak through. Fabulous Funstuff for Families.” a Registered Nurse Board Certifed in Foot Care. Choose a cookie cutter for a stencil. A star, moon, heart, duckling! Anything (c) 2020 Donna Erickson goes. Place it anywhere on the fabric. Distributed by King Features Synd. 2. Pour a little permanent fabric paint 401-828-8958 Senior Digest • August 2020 13 Financial Help for Retirees Affected by COVID-19 Dear Savvy Senior, detailing all the programs icaid waiver programs that provide in- Are there any fnan- and services you may home care and assistance too. cial assistance programs qualify for, along with de- Prescription drugs: There are hun- Birds you can refer me to? The tailed information on how dreds of programs offered through coronavirus pandemic to apply. pharmaceutical companies, government has cost me my part-time Some programs can be agencies and charitable organizations retirement job and has applied for online; some that help lower or eliminate prescrip- Listen to the birds shrunk my measly IRA ac- have downloadable ap- tion drug costs, including the federal count. plication forms that you Low-Income Subsidy known as “Extra singing in the dawn, Needy Retiree can print and mail in; and Help” that pays premiums, deductibles some require that you and prescription copayments for Medi- hear them praising life Dear Needy, contact the program’s care Part D benefciaries. Absolutely! In addi- administrative offce di- Utility assistance: There’s the with every breath tion to the $1,200 feder- rectly (they provide the Low-Income Home Energy Assistance al coronavirus stimulus necessary contact infor- Program (LIHEAP), as well as local that’s drawn. check that was distributed mation). utility companies and charitable organi- in April and May, there If you don’t have In- zations that provide assistance in low- are many other fnan- ternet access, you can ering home heating and cooling costs. cial-assistance programs also get help in-person at Supplemental Security Income They do not need to learn (both public and private) any of the 84 Beneft En- (SSI): Administered by the Social Se- of how to sing a song, that can help struggling By Jim Miller rollment Centers located curity Administration, SSI provides retirees, as well as give throughout the U.S. Call monthly payments to very low-income relief to family members 888-268-6706 or visit seniors, age 65 and older, as well as to they simply voice who help provide fnancial support for NCOA.org/centerforbenefts/becs to lo- those who are blind and disabled. In their gladness their loved ones. cate a center in your area. Some centers 2020, SSI pays up to $783 per month To fnd out what types of assistance also offer assistance over the phone. for a single person and up to $1,175 for that life is going on. you may be eligible for, just go to Ben- Types of Benefts couples. eftsCheckUp.org, a free, confdential Depending on your income level and In addition to these programs, there Web tool designed for adults 55 and where you live, here are some benefts are numerous other benefts they can older and their families. It will help you you may be eligible for: help you locate such as HUD housing, locate federal, state and private benefts Food assistance: Programs like the home weatherization assistance, tax programs that can assist with paying for Supplemental Nutrition Assistance relief, veteran’s benefts, senior trans- food, medications, utilities, health care, Program (SNAP) can help pay for portation, respite care, free legal assis- housing and other needs. This site – cre- groceries. The average SNAP beneft tance, job training and employment and ated by the National Council on Aging for 60-and-older households is around debt counseling. Mocco Wollert© – contains more than 2,500 programs $125 per month. Other programs that across the country. may be available include the Emergen- 30/998 Samford Rd. Keperra To identify benefts, you’ll frst need cy Food Assistance Program, Commod- Send your senior questions to: Sav- Q 4054 Australia to fll out an online questionnaire that ity Supplemental Food Program, and vy Senior, P.O. Box 5443, Norman, OK 61-7-3354 2808 asks a series of questions like your date the Senior Farmers Market Nutrition 73070, or visit SavvySenior.org. Jim of birth, ZIP code, expenses, income, Program. Miller is a contributor to the NBC To- [email protected] assets, veteran status, the medications Healthcare: Medicaid and Medicare day show and author of “The Savvy Se- you take and a few other factors. It Savings Programs can help or com- nior” book. takes about 15 minutes. pletely pay for out-of-pocket health Once completed, you’ll get a report care costs. And, there are special Med- THE SEASONS ASSISTED LIVING The Seasons East Green- wich is a non-proft as- Celebrate Life With Us sisted living community committed to upholding the highest standards of care and amenities. We are pleased to have earned a reputation as a premier community offering both traditional and memory care Traditional & Memory Care neighborhoods. As a non-proft organization, we are not driven by Neighborhoods Available the daily pressures to increase the “bottom line” for owners, inves- P R O G R A M S F O R Q U A L I F I E D V E T E R A N S tors and shareholders. Our focus is on the quality of care and pro- & SHORT-TERM STAYS grams we offer to engage seniors. All resources are reinvested into our community to increase staffng, improve facilities and enhance services and amenities. We invite you to visit The Seasons and ex- perience the warmth and traditional charm of our community for yourself. Celebrate Life with us!

5 Saint Elizabeth Way, East Greenwich, RI 02818

Five Saint Elizabeth Way phone: 401-884-9099 East Greenwich, RI fax: 401-884-7439 401.884.9099 web: theseasons.org www.theseasons.org A joint venture of Scandinavian Communities and Steere House Nursing and Rehabilitation 14 August 2020 • Senior Digest

CAPITAL CITY CAFE

Due to COVID-19, Meals on Wheels of RI's Capital City Cafe Program has been temporarily suspended. For more infrmation, please call (401) 351-6700.

Meals on Wheels of RI is a nonprofit organization funded in part by the U.S. Administration on Aging (AoA} & state funds through the Rhode Island Office of Healthy Aging.

SE RESTAURN PROGRM Meals on Wheels of Rhode Island is proud to ofer a Restaurant Program designed fr seniors' on-the­ go. Rhode Island seniors age 60 or older are eligible. For a suggested donation of $5.00 per voucher, the senior obtains a voucher to take to the participating restaurant of their choice in exchange fr meal options provided by the restaurant. Choose fom a select menu of choices including a protein, starch, vegetable and fruit. ** Gratuity not included in the meal price. ** Participating Restaurant Locations

Newport Creamery Vouchers are accepted for take-out during COVD-19 (All locations except Barrington, Newport & Middletown) Mon. - Sat./ 7:00 am to 8:00 pm

Providence, RI N. Kingstown, RI 673 Smith Street 7679 Post Road (401) 351-4677 (401) 294-2087

Coventry, RI Cranston, RI 781 Tiogue Avenue Garden City Center (401) 821-2265 100 Hillside Rd. (401) 944-3397

Greenville, RI Warwick, RI 568 Putnam Pike, 02828 1256 Warwick Ave. (401) 949-2122 (401) 463-8317

To learn more or to obtain a voucher, call Meals on Wheels of RI at (401) 351-6700

Meals on Wheels of RI is a nonprofit organization funded in part by the U.S. Administration on Aging (AoA} & state funds through the Rhode Island Office of Healthy Aging.

Follow us Face book, RIMeals Twitter, @MealsRI Instagram, @mealsonwheelsri www.rimeals.org We are #DeliveryHeroes

The Representative Payee Continued from page 11

the funds to another account, keep funds if of Attorney over the funds they distrib- payee status is severed, or charge the ben- ute, and still requires that this individual efciary for services unless explicitly au- apply to the payee program before being thorized. Moreover, individuals are never permitted to manage a benefciary’s social authorized to collect a fee for payee ser- security benefts. vices, but certain qualifed organizations This article is not exhaustive of all approved by the SSA can be permitted to rights and responsibilities of both benef- collect a fee. ciaries and payees, only the important ba- If you or a loved one are looking to sics. If you or a loved one have questions designate a payee, assigning Power of At- or concerns about payees you can refer torney to the person intended to take care to the SSA website at www.ssa.gov, call of the benefciary, but does not generally 1-800-772-1213, or contact Rhode Island grant the person the right to manage as- Legal Services at 1-401-274-2652. sets. The SSA does not recognize Power Senior Digest • August 2020 15

Congress Should Side with Older Americans on Prescription Drug Costs

Congress did a good reality that drug companies ers to provide a bigger discount on their A deal is a deal. AARP’s 130,000 mem- thing earlier this year when can raise prices at will. brand name drugs for the Medicare bene- bers in Rhode Island are not going to sit by it passed a law to help old- AARP Rhode Island, our fciaries who are in the Part D donut hole. and let this happen. er Americans pay less for advocacy volunteers along This critical reform, if allowed to continue, On behalf of our members in Rhode Is- their prescription drugs. But with our members pushed would save seniors an estimated $6.7 bil- land and all across the country, AARP is now, big drug companies are hard last fall for legislation lion between 2020 and 2027. calling upon Congress to stand by the law spending millions trying to that, we believe, would PhRMA wants Congress to roll back this Congress passed and make good on the strongarm Members of Con- pass in the General Assem- year’s Part D deal, which would deliver $4 deal to lower prescription drug costs for gress into breaking the deal bly. At our statewide com- billion more in profts to pharmaceutical America’s seniors. just to boost their own profts. munity conversations at- companies over 10 years. The industry is Congratulations, Capitol Caregivers This would be a terrible tended by legislative lead- the last one that needs to make more money With State House access restricted, blow to seniors. Over 40 mil- ers, people spoke up and off of seniors and taxpayers. In 2016 alone, AARP held its annual Capitol Caregiv- lion older Americans who lawmakers listened. Leg- Medicare Part D paid $141 billion to drug ers awards ceremonies via Zoom on July rely on the Medicare Part D islative leaders announced companies. 8. Please join me in congratulating Sen- prescription drug beneft to their support at the State These same big drug companies who ators Michael J. McCaffrey, Maryellen help them pay for life-saving House this spring just reap tens of billions of dollars annual- Goodwin, Cynthia Armour Coyne, Adam medicines. Unfortunately, an weeks before the coronavi- ly from Medicare Part D are trying to get J. Satchell and Walter S. Felag, Sr., and increasing number of them are having to rus shut down Assembly activity. Among Congress to reverse the savings it delivered House members Patricia Serpa, Julie A. decide between putting food on the table or the package of AARP bills they embraced to seniors earlier this year. These compa- Casimiro and Robert. E. Craven, Sr. flling their prescriptions. was one allowing for importation of low- nies are spending millions on advertising Honored across the country, Capitol Consider this: AARP’s Public Policy In- er-priced prescription drugs – a measure and lobbying targeting Congress. What a Caregivers represent a bipartisan group of stitute found that the average annual retail three states passed in 2019. waste: Those millions could be devoted to elected offcials who made a difference for price for widely used brand name prescrip- The pandemic put a hold on nearly all developing drugs to treat diseases such as family caregivers. The 2019 class of Capi- tion drugs was nearly $6,800 in 2017. For non-budgetary business at the State House. Alzheimer’s and Parkinson’s. tol Caregivers includes 74 elected offcials the average older American who takes 4.5 Our bills were set aside with other matters. It’s ironic. President Trump has been from 30 states. They are primary sponsors brand name prescription drugs on a chron- Nonetheless, legislative support for lower- talking a lot lately about how unfair it is or integral to the passage of Caregiving ic basis, their annual cost of therapy would ing drug costs has not diminished. We will that Americans pay the highest drug prices legislation or other tangible result to sup- have been more than $30,000—over 20 be back in January, hopefully, and fnish in the world. But just months after Congress port family caregivers in 2019. percent higher than the median annual in- what we set out to do. At the same time made progress toward lowering drug costs, come for Medicare benefciaries. we’ll explore further legislative means to, some Members of Congress are preparing The high cost of prescription drugs hits as we said last fall, “Stop RX Greed.” to side with the drug lobby rather than look Kathleen Connell is State Director of too many Rhode Islanders, often suddenly Let’s return to Congress. The law passed after their own constituents’ interests. AARP Rhode Island. and with no explanation beyond the simple earlier this year required drug manufactur- Finally, The Day Has Come Without knowing any for bravery in coming one of my readers per- to work each day and in sonally, I can imagine the some cases, dealing with smiles on your faces. July diffcult families. Last but 8th was the frst time you not least, a special kudo to have seen your loved one the administrators. They face to face since March. being the captain of the This is my August arti- ship, quickly learned that cle so looking back when what they were promised the virus struck we have for today, would very been trying to cope for 5 likely change in the next months with this unbear- 8 hours. Conference call able absence from the By after conference call, tons ones we love who reside in Kathleen Heren of information, what was long term care. Before the true today, CMS changed lockdown everyone took visitation for the next day. granted. I’m sure there were times you This crisis is far from over, but little were tired from working and taking care Rhode Island is in much better shape of your own family that you put off vis- than other states. This of course is based iting, thinking I will just go another day. on the saying “It takes a village.” For Then all of a sudden POW!! You were those of you that have lost a loved one told you could not go. Human nature is during this virus, the sorrow will be with such that it allows us to make decisions you for a while. My staff and I want you which still affect others, but is suitable to know how very sorry we are for your for ourselves. Let someone tell you that loss. Don’t listen to people who are try- you can’t do something and the resent- ing to blame people or nursing homes ment comes bubbling to the top. for the death of your family member. It If this separation taught all of us any- was a grim reaper no one could have pre- thing, it was not to take the ones we love dicted. Perhaps the people we have not for granted as they may not be around due appreciated enough in the past will have to their age and illnesses. Let’s also think taught us that we only have them for a how devoted the nurses, cna’s, dietary, short time. and laundry workers have been trying their very best to not only care for your Kathleen Heren is executive director loved one, and doing it under the most of the Rhode Island Long-Term Care draconian conditions. The social work- State Ombudsman Offce. Contact her at ers should all receive the purple heart (401) 785-3340 or 888-351-0808. 16 August 2020 • Senior Digest

Interwoven As I sit with a light afghan found themselves home- on my lap to protect me from bound for their own safe- the chill of the air conditioner ty. Individuals who found on this hot summer day, I read themselves with extra an article from the Washing- free time happily donated ton Post that Vice President their time. Senior centers Pence said “It’s a good time are reopening their doors, to steer clear of senior citi- carefully, methodically, zens and to practice the kind with plenty of safe guards of measures that will keep our in place and many of the most vulnerable safe,” (As “new” volunteers plan to U.S. soars past 2.5 million stay on to deliver meals coronavirus cases, Pence urg- to individuals who aren’t es Americans to wear masks, By Deborah L. comfortable leaving home social distance, Washington Burton, MS yet. It’s a new normal. Post June 28, 2020) I am re- Schools, childcare, and minded of how our lives are summer camp all had to interwoven much like the pattern of the af- reconsider whether being open was reason- ghan in my lap. able and safe. As a society, we learned how COVID has taught us how fragile our many children must rely on their school for lives are and how much people, activities meals. Drive through grab and go meals and events are connected to one another al- became available in many school parking though they may seem disparate. lots. We learned, or perhaps were reminded, nomic Injury Disaster Loan has enabled Our older adults, our younger adults, our Throughout the initial crisis, and even how much we rely on schools to keep our many small businesses to ride the crashing children, and our businesses are all inter- now, our senior centers have been hubs of kids safe and occupied as we go to work. economic wave that COVID has caused. woven like the fbers of the afghan. We stay activity. The buildings were closed for visi- There are roughly 20,000 individuals Many small businesses changed their busi- home or we stand six feet apart when we tors but they have remained a vital resource over the age of 65 who go to work in Rhode ness model, their products, their way of life are out. We are stronger when we are wo- to our communities through the pandem- Island. During this crisis many adult’s work to support the community that they work in. ven together. ic. As Bob Robillard of the Coventry Re- went virtual or didn’t close at all. Grand- Local grocery stores and pharmacies added source & Senior Center said to me when the parents were pressed into service to care home delivery service for their communi- COVID shut down began “Our doors may for grandchildren. Some grandparents had ty members. Businesses made donations be closed but our hearts are open!” Many to balance their own work with caring for of food and supplies to community-based seniors receive their lunch from senior cen- grandchildren. For those adults and kids organizations in need. Some of our small Deborah Burton, MS is the founder of ters. When the senior centers had to stop who found free time on their hands they got businesses that have been around for gen- Senior’s Choice Consulting and Executive people from coming inside the building it involved in volunteering. Meals were de- erations, didn’t survive- heartbreaking Director of the nonproft RI Elder Info (ri- didn’t stop the need for a nutritious meal. livered, community parks were cleaned, the collateral damage of a virus that knows no elderinfo.com). The senior centers recruited volunteers yards of older neighbors were beautifed. bounds. We learned the hard way the im- to deliver meals to seniors who suddenly The Payroll Protection Program and Eco- portance of shopping small and shopping local. Senior Digest • August 2020 17

CLUES ACROSS 1. GEOGRAPHY:1. GEOGRAPHY: What was What the river former flows name of the Hawaiian Islands?through the Grand Canyon? 1 -- and call 2. MUSIC: Who sang the pop hit 2. MOVIES“School’s Which Out”? Elvis Presley movie features the 5 Promptly 3. LANGUAGE: What is the subject theme song “Can’tstudied inHelp zythology? Falling in Love”? 8 Despot 4. MOVIES: In “Ace Ventura: Pet 3. GENERALDetective,” KNOWLEDGE: what kind of creature What was color is fuch- 12 Verve Jim Carrey looking for? sia? 5. ANIMAL KINGDOM: What is a 13 Rd. group of ants called? 4. TELEVISION:6. MATH: What What wasis the thename real of an name of the angle that is more than 90 degrees but 14 Regulation Skipper’s characterless than on180 “Gilligan’s degrees? Island”? 5. GEOLOGY:7. HISTORY: What kind Which of rockcountry is gavesandstone? 15 Not yet fnal, in law the Statue of Liberty to the United 6. FOOD &States? DRINK: Which country has a wine-pro- 16 -- -relief 8. INVENTIONS: Who invented the ducing regionmercury called thermometer? the Rapel Valley? 17 Blind as -- 9. CHEMISTRY: What element does 18 Body art 7. MEDICAL:the Br What symbol kind stand offor? insect can transmit dis- eases such as cholera10. ANCIENT and typhoidWORLD: Whichfever? key 20 Pack down figure in the Trojan War was described 8. MEASUREMENTS:in literature as having How “the many face standardthat bottles 22 Half a fuid ounce launched a thousand ships”? are contained in a magnumAnswers of champagne? 26 Short 1. Colorado 9. LITERARY:2. Alice Who Cooper was the frst offcial poet laure- 29 Swiss canton 3. Beer and beer making ate of England?4. A dolphin 30 Tokyo, once 10. HISTORY:5. Colony Which treaty ended the American 6. Obtuse 31 Bergman, in Revolution? 7. France 8. Gabriel Fahrenheit “Casablanca” 9. Bromine 10. Helen of Troy 32 Action star Diesel © 2016 King Features Synd.,Solutions Inc. on page 18 33 One 34 Mel of Cooperstown 35 Programmer’s woe CLUES DOWN 21 “-- was saying ...” 36 “Monty Python” By Lucie Winborne 1 Crooked 23 Playwright opener 36 Foolish * Artist SalvadorBy DaliSamantha believed Weaver he was the reincarnation 2 Director Kazan Pirandello 38 Dental flling 37 Skiers’ carriages of his• deadIt was brother, American also journalist named and Salvador, poet who died almost 9 40 Summertime pest 3 Group of actors 24 Valhalla VIP 39 Untrue monthsMax toEastman the day who before made Dali the wasfollow born.- 4 Made a sweater, 25 Memo 42 Took the bus * ingInventor sage Nikolaobservation: Tesla “People was a genius, who but he was also dirt- 41 Starry poor.demand When neutrality faced with in any an situationoverdue are hotel bill, he responded maybe 26 United nations 43 State with certainty usually not neutral but in favor of the 45 Honeycomb by givingstatus quo.” the employees a “death beam” in a box. He told compartment 5 Biz big shot 27 Naomi’s 44 Gave temporarily employees• When not you to were open in school,the box you due may to the danger, so it was 6 Eggs daughter-in-law 45 Garfeld or forgottenhave had about. to memorize When it thewas names eventually of rediscovered and 47 Web address opened,all 50 it wasstates. found You toprobably contain weren’t only old, harmless electrical 7 Oater 28 Incised printing Heathcliff taught, though, that fully half of those 49 Wander parts.names are derived from the languages 50 Met melody 8 Chaplin persona method 46 Blunder * ofOn the average, continent’s a personnative peoples. accidentally eats about 430 bugs 9 Court summons 32 Predatory sort 48 Gun the engine in each• The year declarations of his or herthat life. the physical 51 Dos’ neighbors * bookIn order is dead to havetake been the overstatedslick factory (as sheen off and allow 10 -- carte 33 Remove a seat belt pitchersI’ve alwaysto get maintained).a better grip, In Major a recent League Baseball wipes 52 Yemeni port survey of college students, 72 per- 53 Helen’s home 11 Pensioned (Abbr.) 35 Underwear with downcent each of respondents baseball with made mud known from their an undisclosed location 19 Lummox underwire Solution on page 18 on thepreference Delaware for River.print textbooks over 54 Previous night * ebooks;Denise onlyMueller-Korenek 27 percent of this clocked youth- the fastest speed ever ful, tech-savvy demographic said they 55 Saucy by apreferred cyclist inthe 2018, electronic setting version. a new world record of 183.932 mph. HOROSCOPES FOR AUGUST 2020 • Those who study such things report * thatAre beloved you afficted British withauthor nomophobia? Charles That’s the term ARIES LEO SAGITTARIUS for aDickens fear of was being adamant without that mobile he always phone coverage. Surveys havesleep indicated with his that head more pointing than half north. of U.K. residents suffer (March 21-April 20) (July 23-Aug. 23) (Nov. 23-Dec. 21) He even carried a compass with him Although you don’t like While the Lion’s Den is the This is a good month to fromeverywhere it. This phobia to ensure is propertriggered position by -the fear of losing sig- start researching information re- nal, ing.running out of battery or even losing sight of a mobile to change plans once they’re set, center of attention this month, phone.• If you’re a fan of James Bond, you once again, you might fnd that with family matters dominating garding whatever changes you’re * mayQueen be surprisedlead singer to learnFreddy that Mercury Ian had a degree in considering, whether it involves Fleming, the creator of that notori- doing so can make a big differ- much of your time, workplace graphicous character,design and also came wrote up the with beloved the logo for his band him- ence in your favor. Family mat- issues are also important. Try to a new home, a new location or a self.children’s It consisted book of“Chitty-Chitty-Bang- the zodiac symbols for the four band ters dominate the weekends. fnd a balance between them. new job. members.Bang,” basedMercury on bedtimealso liked stories to call the his cats while he was on tourauthor -- made“to chat.” up for his young son. * Only• If you’re 0.006% traveling of thein China Korean and population have the TAURUS VIRGO CAPRICORN propose a toast in someone’s honor, ABCC11be sure gene, you’re which holding is thethe glass cause with of armpit odor. As a re- (April 21-May 21) (Aug. 24-Sept. 22) (Dec. 22-Jan. 20) sult,both deodorant hands; onlyis rarely rude soldpeople in —Korea. and You continue to get en- The future of a new rela- A long-anticipated job op- ***unenlightened foreigners — use just one hand. couragement for your proposals, tionship could depend on portunity could turn out to be less Thought for the Day: “A room without books is like a body •without Clyde Barrow a soul.” was -- alreadyMarcus a Tulliusnoto- Cicero including some support from un- how much the usually impatient- than you expected. But appear- rious criminal when he wrote a letter to Henry Ford in 1934 complimenting likely sources. Use this positive to-get-things-done Virgo is will- ances might be deceiving. Check him on the “dandy” automobile he’d fow to move forward with your ing to stop pushing and let things it out before you decide it’s not made. TheFun Ford ByV-8 was The Barrow’s Numbers pre- Likeferred puzzles? getaway car. Then Just a monthyou’ll later, love Sudoku. This plans. Good luck. happen naturally. for you. Bonnie and Clyde were killed in a sto- mind-bendinglen Ford Deluxe puzzle V-8 inwill a shootout have you with hooked from the mo- GEMINI LIBRA AQUARIUS mentpolice. you square off, so sharpen your pencil and put your Sudoku savvy to the test! (Sept. 23-Oct. 23) (Jan. 21-Feb. 18) *** (May 22-June 21) Thought for the Day: “The Family matters are dom- Worry over a loved one’s Good news: Adapting to most potent weapon in the hands well-being is eased with of the oppressor is the mind of the inant this month. It’s a a new situation might come oppressed.” — Steve Biko good time to be with those good news from a sympathetic more easily than you expected. © 2016 King Features Synd., Inc. you love. It’s also a good time to source. Your continued show of You can look for continued sup- contact loved ones with whom love and support is important. port from colleagues who appre- you’ve lost touch. Stay with it. ciate your contributions.

CANCER SCORPIO PISCES (June 22-July 22) (Oct. 24-Nov. 22) (Feb. 19-March 20) Be careful not to allow For all your skill in keep- Someone you care for might differences of opinion to ing your secrets safe, you need more reassurance from create unpleasant feelings, espe- could be unwittingly letting the typically “unemotional” cially in the workplace. A neutral one slip out by the way you’re be- Pisces. Go ahead. Open up, and observer could check out the situ- having in that new relationship. you might be surprised at what ation and suggest a resolution. Are congratulations soon to be in you fnd when you do. Here’s How It Works: You can fgure out the order order? Sudoku puzzles are for- in which the numbers will matted as a 9x9 grid, broken appear by using the numeric down into nine 3x3 boxes. To clues already provided in the BORN THIS MONTH: solve a Sudoku, the numbers boxes. The more numbers You are a romantic at heart, although you can be amazingly practical when you need to be. 1 through 9 must fll each you name, the easier it gets row, column and box. Each to solve the puzzle! (c) 2020 King Features Synd., Inc. number can appear only once in each row, column and box. Solutions on page 18

18 August 2020 • Senior Digest

(c) 2020 King Features Synd., Inc. Synd., Features King 2020 (c)

10. The Treaty of Paris of Treaty The 10.

9. John Dryden John 9.

.Two 8.

.Housefies 7.

.Chile 6.

.Sedimentary 5.

4. Jonas Grumby Jonas 4.

3. Purplish red Purplish 3.

2. “Blue Hawaii” “Blue 2.

1. The Sandwich Islands Sandwich The 1. Answers:

SUDOKU SOLUTION Senior Digest • August 2020 19 Enjoy End-of-Season How To Combat Summer Produce Safely Cabin Fever As summer winds down, Tomato-Broccoli we’re looking for ways to Budget Kitchen Individual Pizzas When we think of sum- mers. Reminisce about enjoy our favorite fresh veg- 1 package of 2 individual mer time, we usually en- Taking family traditions, special gies, either from the garden vision spending plenty of Care people and places and pizza crusts time outdoors, at home and humorous moments. or market. But before we eat Broccoli forets, about 8 visiting at friends’ homes Read a new book or re- them out of hand as is, or ounces as well as in parks and oth- acquaint yourself with an use them in a favorite dish, 1 pint (about 2 cups) cher- er public places. old favorite you have on it’s crucial to clean our veg- ry or grape tomatoes Unfortunately, allergens, hand. etables properly. Here are 1 cup grated mozzarella, poor air quality, intense Start a daily journal. four ways to wash produce or soy cheese heat, humidity, rain show- Watch a sum- quickly: ers and thunderstorms can mer-themed movie. keep us indoors more of- Try out a new recipe. Rinse in cold, running Heat oven to 400 degrees ten than we would like. Work on a jigsaw puz- water (best for delicate F. Place pizza rounds on So, too, may COVID-19 zle or word puzzles. produce, such as tomatoes). baking sheet. For each piz- pandemic risks and result- Play card games or Before you begin, wash your za, top with about ½ cup ing restrictions during this board games with oth- hands with warm water and grated cheese, then nestle uncertain time, whether By ers in your household, if soap so you don’t transfer the broccoli and tomatoes they’re voluntary or im- Lisa M. Petsche applicable. Go with clas- posed. sic board games such as germs to the veggies. Then By Portia Little in the cheese. Bake about rinse the veggies in cold run- The following are some checkers or chess, or be 10 minutes, or until cheese suggestions for warding off cabin fever adventurous and try one of the latest ning water, rubbing gently. melts. Makes 2 individual when home is the safest place to be. offerings on the market. For tightly packed veggies such as cherry pizzas. Ideas for enjoyment: Start a new hobby, such as sketch- tomatoes you need to rinse each one sep- Note: These pizzas are also good with Prepare or purchase special summer ing or scrapbooking, or revive an old arately. Swiss cheese and mushrooms. Be creative treats to enjoy – for example, lemon- pastime – for example, knitting or cro- Soak (best for unevenly textured veg- with your toppings! ade, iced tea, strawberry shortcake and cheting. gies such as broccoli or caulifower). Add blueberry pie. Get a bird feeder and seed, binocu- veggies to a large pot flled with cool wa- Buy colorful, acrylic dishes and lars and a bird watching guide. matching placemats for serving food Practical activities ter. Soak for about two minutes, then rinse and beverages. Mail order shopping is Accomplishment, especially when it each one thoroughly. Note: Never soak po- a good option. involves tackling long-postponed proj- rous veggies such as mushrooms. Snack on fresh fruit and vegetables ects, brings satisfaction and a sense of Scrub with vegetable brush (best for from your garden or the local farmers’ renewal. Involve others in your house- frm veggies such as potatoes, carrots, market. Or pick up pre-sliced, ready- hold as appropriate. squash, and cucumbers). Use the brush to-serve watermelon, pineapple and Some ideas for projects: under running water, then blot dry with a other refreshing offerings in your su- Organize your collection of photos, permarket’s produce section. music or movies. paper towel. Enjoy ice cream novelties, such as Do some de-cluttering around your Wash with a white vinegar solution. popsicles and ice cream sandwiches, home (kitchen drawers, closets, spare For those people who are wary of getting purchased from the grocery store. Or rooms, basements and attics are typical a food-borne illness from a contaminated make your own ice cream foats and hot spots). Pack up unwanted items for veggie, a homemade white vinegar solution sundaes. donation to a local charity. can be used to sterilize them. Combine 1 ½ Order take-out food for a change of Organize paperwork – bills, medical cups water with ½ cup white vinegar, and cuisine. Try something different, but documents and so on - in portable fle add a teaspoon lemon juice. Soak or spray not too heavy, such as an apple pecan boxes or three-ringed binders equipped chicken salad, for example. with dividers. veggies with the mixture and dry with a Bring a bit of nature into your home: Rearrange the furniture in one or clean towel or paper towel. Note: The Food nurture some plants, keep vases flled more rooms, or swap furnishings and & Drug Administration advises against the with fowers from your garden or buy accessories among rooms. Or start use of detergents, soap, or any commercial Tomato Bruschetta fresh fowers. planning a major room redecorating or product to clean veggies. 8 ½-inch-thick slices Italian or French Burn candles with novel summer home renovation project. After you’ve fnished thoroughly clean- bread scents, such as raspberry lemonade and Make an extra effort to look after ing your veggies, use them in a special rec- peach bellini. your health, including exercising regu- Olive oil Read a magazine about a favorite larly – good for both your physical and ipe, such as the following suggestions for 2 garlic cloves, halved summer pastime – gardening or golf, mental well-being. A stationary bike enjoying tomatoes. Salt and pepper for example. or treadmill is a good choice — you 2 large tomatoes, cut into thick slices Listen to relaxation CDs that feature can use it year-round, regardless of the Fresh Tomato & Cheese Pie Fresh Italian parsley sprigs your favorite summer sounds – for ex- weather. ample, waves lapping at the shore, a Preheat broiler. Place bread slices on babbling brook, a waterfall, birds or Lisa M. Petsche is a medical social other wildlife. baking sheet. Toast under broiler, turning, worker and a freelance writer specializ- Look through photo collections or ing in boomer and senior health matters. until browned on both sides. Remove and watch home movies from past sum- brush one side of bread with oil, then rub with garlic. (See note.) Place tomato slice on top of each bread slice. Brush with oil; Zucchini, Onion & Tomatoes In large skillet, saute onion in butter sprinkle with salt and pepper. Broil until 1 small onion, sliced until tender. Add tomatoes, cook about just heated. Top with a little parsley and 2 tablespoons butter 3 minutes, stirring occasionally. Stir in serve. Makes 2 to servings. 2 tomatoes, quartered zucchini, oregano, salt, pepper, and sugar. Note: The bread slices can be prepared at 1 pound zucchini, sliced Cover and cook over medium heat until least 4 hours ahead. Toast, rub with garlic, ½ teaspoon fresh oregano leaves zucchini is crisp/tender, 8 to 10 minutes. and leave at room temperature until you are Salt and pepper to taste Stir in four; cook an additional minute ready to assemble and cook. 1 teaspoon sugar until sauce has thickened. 4 servings. 2 teaspoons four 3 medium tomatoes, thickly sliced 1 9-inch unbaked pie shell ½ cup fresh chopped basil ½ cup chopped scallions ¼ teaspoon ground pepper ½ cup mayonnaise 2 cups grated sharp Cheddar cheese

Heat oven to 425 degrees F. Place toma- to slices on bottom of pie shell. Combine basil, scallions, and pepper; sprinkle on top of tomatoes. Mix together mayonnaise, and cheese; spread evenly over top. Bake for 5 minutes at 425 degrees F., then reduce temp to 400 degrees F. and bake about 30 minutes longer. Serves 6 to 8, depending on Portia Little is the author of theme gift cookbooks, including Bread Pudding Bliss; whether you serve it as a main course or The Easy Vegetarian; New England Seashore Recipes & Rhyme; Lusty Limericks & appetizer. Luscious Desserts; Finger Lakes Food, Fact & Fancy; and Recipes, Roses & Rhyme; and Cooking with Coffee. Visit her website, www.portialittle.com. 20 August 2020 • Senior Digest We are accepting admissions in both the www.ScandinavianCommunites.org Rehabilitation & Skilled Nursing and Assisted Living

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