MONTHLY ISSUE - JULY - 2016 CurrVanik’s ent Affairs

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Ÿ No matter how far you stand from a mirror, your image appears erect, How is the mirror likely to be – Either plane or convex Ÿ Due to which Phenomenon are advanced sunrise and delayed sunset found in the sky – Refraction of sunlight Ÿ Due to which Phenomenon is the formation of colours in soap bubbles – Interference of light Ÿ On which principle a pressure cooker works – Elevation of boiling point of water by application of pressure Ÿ Why does pressure of a gas increases due to increase of its temperature– Kinetic energies of die gas molecules are higher Ÿ By which Newton's may the weight of an object be assigned– Laws of gravitation Ÿ With which field is a current carrying conductor associated – A magnetic field Ÿ On which the linear expansion of a solid rod is independent – On its time of heat flow Ÿ Which doesn't have any effect on velocity of sound – Pressure Ÿ Why does white light into its components – Due to dispersion Ÿ What type of lenses are used in movie projectors – Convex Ÿ During which radioactivity radiation is not emitted – Cathode rays Ÿ An object is undergoing a non-accelerated motion. What is Its rate of change in momentum – Zero Ÿ A particle is moving freely. Then it's– kinetic energy is always greater than zero Ÿ If an object undergoes a uniform circular motion, then what will be– Its velocity changes Ÿ In how many hours does geostationary satellite complete its one revolution around the earth – 24 hours Ÿ MCB, which cuts off the electricity supply in case of short-circuiting, on which effect does it work – Magnetic effect of current Ÿ A motor vehicle is moving in a circle with a uniform speed. Where will be the net acceleration of the vehicle – towards the centre of circle Ÿ Which property of a proton may change while it moves freely in a magnetic field – Velocity Ÿ During sunrise and sunset, why does sun appears reddish-orange – Reddish-orange light is least scattered by the atmosphere Ÿ Why are ball bearings used in bicycles, cars, etc – The effective area of contact between the wheel and axle is reduced Ÿ By which Signal a television channel is characterised – Frequency of transmitted signal Ÿ What is a good conductor while carrying current – Electrically Neutral Ÿ What is the device used for measuring the wavelength of X-rays – Bragg Spectrometer Ÿ Which is responsible for the working of Newton's colour disc experiment – Persistence of vision? Ÿ Who is the founder, of quantum theory of radiation – Plank Ÿ What is Photon – The fundamental unit/quantum of Light Ÿ When does a liquid disturbed by stirring come to rest – Due to Viscosity Ÿ How must have metals used to make wires for safety fuses– Low resistivity and low melting point Ÿ Sodium stearate is a salt and how is it used – To make soap Ÿ Which are the two main constituents of granite– Iron and silica Ÿ Which method of water purification does not kill microorganism – Filtration Ÿ Which gase is supporter of combustion – Oxygen Ÿ By which was the presence of Cobalt. in Vitamin B-12 established for the first time – Borax-Bead test Ÿ Which metal can deposit copper from copper sulphate solution – Iron Ÿ Which group of gases contribute to the "Green House effect" – Carbon dioxide and Methane Ÿ On heating, Gypsum loses certain percentage of its water content and what does it become – Plaster of Paris Ÿ A liquid initially contracts when cooled down to 4 degree Celsius but on further cooling down to zero degree Celsius, it expands. What is the name of liquid – Water Ÿ Under which category Magnetic, electrostatic and gravitational forces come – Non-contact forces Message from Director

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EDITOR Dear Students, Mr. Pramod Padhi It’s a great pleasure on the part of Vanik Family to felicitate more than ASSOCIATE EDITORS Satabdi Sagar Mohanty hundred of its successful students in different banking exams. The usefulness of Samarendra Narayan Sahoo

Vanik Current Affairs Monthly Magazine was very well appreciated by the ADVISORS G. Khatua achievers at all stages of their preparation. Our commitment to deliver the best to B. R. Das PUBLISHING MANAGER our students has made as the number one in the state. Smrutiranjan Chhatoi We have added one more milestone for the students preparing for Civil Services DESIGNING & LAYOUT (Both Union & States) by launching Vanik-IAS which will definitely be the best Vijaya Moharana institution in this field in Odisha. Thanks all our students and readers for the trust Publisher : Subrat Kumar Chhatoi Printed and Published by : Vanik Publication on us & support to us which has made us reach this peak. Printed at : Bhagabati Press

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Events of the Month 3  International news 10  National news 12  Bilateral 16  Economy and Banking 18  Award and Honour 20  Book and Author 22  Person in news 22  Places in news 24  Sports 25  Science and Technology 27  Environment and Ecology 29  Defence 29  Recent Summit in News 30  Committee and its Function 31  Date and Observation 31  International and National institution 32  State news 33  Recent government devlopement and scheme 35

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Chinese or Pakistani military activity based out of OUTCOME OF PM NATENDRA Gwadar.  Also, Chabahar port is suitably located to serve MODI RECENT VISIT TO IRAN India’s outreach in the region to Afghanistan and Prime Minister Narendra Modi wrapped up his two-day visit beyond as well as link with International North- to Iran during which the two countries signed 12 agreements South Transport Corridor (INSTC) to which India including a ”milestone” pact on developing the strategic is one of the initial signatories. Chabahar port and pledged to combat terrorism and  The port will cut transport costs/time for Indian radicalism. It was the first by an Indian PM to Iran in 15 years goods by a third. and comes months after international sanctions on Iran were  From Chabahar, the existing Iranian road network lifted following its historic nuclear deal with the P5+1 nations can link up to Zaranj in Afghanistan, about 883 kms over its contentious atomic programme. Earlier, then Prime from the port. The Zaranj-Delaram road constructed Minister Atal Bihari Vajpayee had visited Iran in April 2001. by India in 2009 can give access to Afghanistan’s This visit was necessary for the following reasons: Garland Highway, setting up road access to four  To diversify and increase India’s oil and gas major cities in Afghanistan — Herat, Kandahar, supplies. Kabul and Mazar-e-Sharif.  To enhance connectivity and trade with This visit was especially pertinent as Afghanistan President Afghanistan, Central Asia and beyond via Iran. Ashraf Ghani was join Modi and Rouhani, in the signing of  To hedge Iran’s geopolitical bets in the region vis- the trilateral agreement on Chabahar. The development of à-vis other players, notably Pakistan, Saudi Arabia Chabahar is seen as a competitor to the China-backed Gwadar and the Gulf Cooperation Council members. port in Pakistan.  To balance China’s growing influence and also to India, Iran and Afghanistan sign historic three-way land engage the US in ensuring that India’s interests are transit agreement on Iran’s strategic southern port of protected in the region. Chabahar. It was signed by Indian Prime Minister Narendra To achieve all the above stated objectives, the port of Modi, Iranian President Hassan Rouhani and Afghanistan Chabahar has become the crucial gateway to step up relations President Ashraf Ghani in Teheran, Iran. Under the agreement, with Iran. India will invest up to 500 million dollars in a deal to develop the strategic port in Iran. Chabahar port is strategically Where is Chabahar port? located in the Sistan-Balochistan Province on the energy- It is located on the Makran coast, Chabahar in southeastern rich Persian Gulf nation’s southern coast. It lies outside the Iran. Its location lies in the Gulf of Oman. This coast is a Persian Gulf and is easily accessed from India’s western relatively underdeveloped free trade and industrial zone, coast, bypassing Pakistan. especially when compared to the sprawling port of Bandar Abbas further west. Also, it is the only Iranian port with Developments so far direct access to the ocean. In May 2015, India inked a memorandum of understanding For India, Chabahar is of strategic importance for the following to develop the Chabahar Port. As per the MoU, India is to reasons: equip and operate two berths in Chabahar Port Phase-I with  It is the nearest port to India on the Iranian coast, capital investment of USD 85.21 million and annual revenue which provides access to the resources and markets expenditure of USD 22.95 million on a ten year lease. of Afghanistan and Central Asia. Ownership of equipment will be transferred to Iranian side  It is located 76 nautical miles (less than 150km) west on completion of 10 year period or for an extended period, of the Pakistani port of Gwadar, being developed based on mutual agreement. by China. This makes it ideal for keeping track of The Union Cabinet, in February 2016, gave its approval to the proposal of the Ministry of Shipping for provision and

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Some of signed Agreements are Conclusion Bilateral contract on Chabahar Port for port development Chabahar port is crucial for India as it is easily accessible and operations: It was signed between IPGPL (India Ports from Indian western ports of Mumbai and Kandla. While, Global Private Limited) and Arya Banader of Iran. It envisages Iran would benefit from increased trade, earn transit fees and development and operation of two terminals and 5 berths witness major infrastructural investments and developments. with cargo handling (general and multipurpose) capacities Also, development of Chabahar port will have a multiplier for 10 years. effect on the growth of its economy and boost foreign MoU between EXIM Bank and Iran’s Ports and Maritime investments in the country. Hence, resolving the Chabahar Organization (PMO): It is intended for the purpose of credit conundrum is vital to securing India’s interests in Iran and of USD 150 million for Chabahar port. beyond. Confirmation Statement between EXIM Bank and Central Bank of Iran (CBI): It confirms availability of credit up to 3000 crore rupees for the import of steel rails and EOSPATIAL INFORMATION implementation of Chabahar port. G MoU between IRCON and CDTIC: It will enable IRCON to The government has proposed a law where wrong depiction provide requisite services for the construction of Chabahar- of the map of India could land the violators in jail with a Zahedan railway line. This line forms part of transit and maximum term of seven years and fine up to Rs. 100 crore.This transportation corridor in trilateral agreement between India, measure has been envisaged by the government against the Iran and Afghanistan. backdrop of instances where certain social networking sites MoU on India-Iran Cultural Exchange Programme (CEP): It showed J&K and Arunachal Pradesh as part of Pakistan and seeks to extend the CEP for the period 2016-2019. It covers China respectively. If the Bill becomes legislation, online areas of culture and art TV, radio, mass media and cinema. platforms like Google will have to apply for a licence to run MoU on Policy Dialogue between Governments and Google Maps or Google Earth in India. According to the Interaction between Think Tanks: It seeks to create a Joint draft ‘The Geospatial Information Regulation Bill 2016,’ it Secretary/Director General policy dialogue. It also seeks to will be mandatory to take permission from a government encourage new institutional mechanisms between think tanks authority before acquiring, disseminating, publishing or on both sides. distributing any geospatial information of India. Geospatial Information means geospatial imagery or data acquired India part-pays oil dues through space or aerial platforms such as satellite, aircrafts, Indian refiners have cleared part of the $6.4 billion owed to airships, balloons, unmanned aerial vehicles including value Iran for crude oil imports in euros through Turkey’s Halkbank, addition or graphical or digital data depicting natural or man- three sources privy to the payment . This is the first payment made physical features, phenomenon or boundaries of the to Iran by India since the lifting of Western sanctions against earth or any information related thereto including surveys, the Persian Gulf nation earlier this year and comes just ahead charts, maps, terrestrial photos referenced to co-ordinate of Prime Minister Narendra Modi’s visit. State refiner system and having attributes. Mangalore Refinery and Petrochemicals Ltd paid $500 million while Indian Oil Corporation has settled $250 million through The need of regulation the Union Bank of India.  Many times India has faced the problem of foreign The refiners had been holding back 55 per cent of the oil publications or global mapping utilities like Googly payments to Iran after the route to make payments through Maps misrepresenting its international boundaries. Halkbank was stopped in 2013, although payment of some Hence law is needed to restrain companies as well of those funds was allowed after an initial temporary deal to as individuals from misrepresenting India’s lift the sanctions. territorial integrity and sovereignty on maps. India is one of the biggest buyers of Iranian crude, and is set  The maps available in internet cover most of the to import at least 400,000 barrels per day (bpd) from Iran in sensitive information about our national security. Hence it is needed to prevent from circulating

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location details, and other geo-information, of boundaries, defence information etc. so that it sensitive installations related to national security. should not affect business sector which are dependent on the geospatial information. Key features of draft bill  All Information that can be represented on geographical maps will have to be approved by a END OF 5-YEAR PLANS special authority before being publicised. Union Government’s apex think tank NITI (National  Any organisation or individual that disseminates Institution for Transforming India) Aayog has decided to maps contradicting official versions could face up come up with a 15-year vision document in tandem with global to seven years in prison and a fine of Rs. 10 lakhs to trends and economic growth. The first 15-year vision Rs. 100 crore. document will come into effect from 2017-18 after the end of  Appellate authorities and enforcement agencies will the 12th Five year plan. It will be formulated with central be established for strict implementation of the act. objective of eradication poverty. NITI Aayog which had  Besides this, another plan has been proposed by replaced erstwhile Planning Commission (PC) in 2015, with the government, wherein they are planning to set its 15-year vision document will also abandon the concept up a Security Vetting Authority. The Authority will of five-year plans prepared by the Planning Commission since be responsible for carrying out security vetting of 1951. the information of the Geospatial setting of India and that will only happen according to the Background regulations which have been set up by the authority.  At the time of Independence, the socio- economic The Authority consists of an officer of the rank of status of the country was very weak and leaders of Joint Secretary and two more members, one of them that time felt the need for State- led planned will be a part of the technical committee and the industrialisation and development. Hence, India was other one would be a national security expert. adopted Soviet styled the five-year plann model of development, immediately after Independence. Analysis  In recent years, however, the five-year plan model  The proposed Geospatial Bill is part of bigger came under increased scrutiny, with experts architecture the country is building to create and questioning the system’s role in a market- economy manage all geographic information and data more model where private enterprises are the primary effectively. growth engines.  There has been a pressing need to regulate the  Hence from next year Government has developed geospatial information which is threat to nation’s to replace the six- decades –old five- year plan model security, integrity and sovereignty. In this with that of a 15- year roadmap. background it is welcome move.  But it would have covered only the representation Key facts of India’s national borders and the representation  It will come along with a seven-year National of defence establishments on maps, and not all Development Agenda which will lay down the location data, its collection and generation. programmes schemes, and strategies to achieve the  It can be misused by the authorities to prevent any long-term vision inconvenient information from being tracked,  The long vision document (perspective plan) will besides it may lead to red tapping. comprise of three-year macroeconomic framework.  The provisions proposed bill may affect the  The framework will predict growth indicators that growing IT sector and business/start-ups using will be synced with the 14th Finance Commission location- based services like Ola, U ber etc. recommendations.  The proposed bill geospatial information bill is most  It will also be coterminous with the UNDP’s 2030 needed to preserve the security, sovereignty and sustainable development goals to which India is integrity of the country, but the broad objectives committed to meet broader social objectives. can be misused by authorities. Hence centre should modify the bill to cover only broad areas like national

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 The 15-year vision document will also include collected from the underlying securities go back to the defence and internal security. They were not been a investors. part of five-year plans. Advantages Ease of Trading: Trading through P-Notes is  The NITI Aayog will also create a dashboard for easy because they are like contract notes transferable by monitoring, evaluation and review of the endorsement and delivery. Tax Saving: Some of the entities implementation of vision document. route their investment through P-Notes to take advantage of  The 14th Finance Commission recommendations the tax laws of certain preferred countries. will remain in force till financial year 2019-20. It had Disadvantages Anonymity: Any entity investing in P-Notes favoured giving states more untied funds along with is not required to register with SEBI. It enables large hedge greater fiscal responsibility in implementing funds to carry out their operations without revealing their centrally-sponsored schemes. To this effect, it had identity. Money Laundering: P-Notes are used by money increased the states’ share in central taxes from 32% launderers. They first take funds out of country through to 42%. UNDP’s 2030 sustainable development hawala and then get it back using P-Notes. goals include 16 long-term goals and 169 sub- What are new changes? targets to be achieved by 2030.  Now offshore derivative instruments (ODIs) issuers need to adhere to the Indian know you customer SEBI FRAMED NEW RULE (KYC) norms and also P-Notes has been brought under anti-money-laundering rules. FOR PARTICIPATORY NOTE  The subscribers will have to take prior permission from the ODI issuer in case of transfer of the The market regulator Securities and Exchange Board of India instruments to another offshore investor. (SEBI) has tightened the Participatory Notes (P-note) norms.  The ODI issuers will have to report all the transfers The main purpose of this decision is to keep vigil on foreign made among the instruments issued by them on a investments to curb black money inflows in the country. In monthly basis to the regulator. this regard, SEBI has introduced Know Your Client (KYC)  ODI issuers need to alert the Financial Intelligence compliance for holders of these instruments in order to bring Unit in case of any suspicious transaction. them on a par with domestic investors. SEBI also has sought  There is apprehension that P- Notes are serving the information on the ultimate beneficiaries of these products. interests of Black Money holders and helping Participatory notes money laundering from the country. Even Supreme Participatory notes (P-Notes) are the financial instruments Court-appointed Special Investigation Team on used by investors or hedge funds that are not registered black money, has recommended for tightening the with the Securities and Exchange Board of India (SEBI) to rules. Hence SEBI’s new rules help in maintaining invest in Indian securities. Participatory notes are issued by transparency on the identity of those investing in brokers and FIIs registered with SEBI. The investment is the markets. made on behalf of these foreign investors by the already  Increased disclosure norms, bringing P- Note registered brokers in India. By their very nature, P- Notes are holders under the ambit of Indian know-your- seen as an opaque route for investment which leaves room customer and anti- money- laundering rules and for round – tripping and money laundering. restricting the transfer of P- Notes among foreign Investing through P-Notes is very simple and is very popular investors will raise transaction costs, and amongst FIIs. SEBI had permitted FIIS to participate and complicate compliance for issuers. register in the Indian stock market in 1992. P-Notes are not  It will affect only those investors who want to hide used within the country but are mainly used outside India their identity. And Investors, who want only to avoid for making investments in shares listed in the Indian stock the hassle of registering themselves as foreign market. For example, India-based brokerages buy securities portfolio investors, rather than to hide their identity, from the Indian stock and then issue P-Notes to foreign should not find any difficulties by these rules. investors for the securities. Any capital gains or dividends Indian economy is facing huge issues of black money and money laundering. In this background SEBI has formulated much needed norms to regulate the P-Notes market and new

6 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 norms will check the any misuse of P-Notes for laundering of  Mergers help small banks to gear up to international black money. These norms will add strength to our markets standards with innovative products and services and genuine investors and p-note holders won’t find any with the accepted level of efficiency. difficulties in complying it.  Mergers help many PSBs, which are geographically concentrated, to expand their coverage beyond their outreach. SBI MERGER  A better and optimum size of the organization would help PSBs offer more and more products and The government has decided to push for the creation of a services and help in integrated growth of the sector. new banking giant by merging the State Bank of India with  Consolidation also helps in improving the its associate banks. The quest to create an Indian bank that professional standards. will be in the league of global giants is an old one. It has been  The size of each business entity after merger is talked about since the 1991 economic reforms. However, not expected to add strength to the Indian Banking many are happy with this move. Large banks have lost their System in general and Public Sector Banks in charm in recent years, especially since the global financial particular. crisis.  After merger, Indian Banks can manage their liquidity  The merger move comes at a time when the most – short term as well as long term – position important issue facing Indian banks—and the comfortably. Thus, they will not be compelled to Indian economy—is the growing pile of bad loans resort to overnight borrowings in call money market with the baking system. and from RBI under Liquidity Adjustment Facility  If the merger of the five associate banks with the (LAF) and Marginal Standing Facility (MSF). SBI goes through, The merged entity will increase  This will also end the unhealthy and intense SBI’s market share from 17 per cent to 22.5-23 per competition going on even among public sector cent the country with total business of over Rs. 35 banks as of now. In the global market, the Indian lakh crore. banks will gain greater recognition and higher rating.  It will have one-fourth of the deposit and loan market  The volume of inter-bank transactions will come in the country and SBI’s staff strength will increase down, resulting in saving of considerable time in by 35-49 per cent. clearing and reconciliation of accounts. The merged entity will also increase branch network by 6,000.  The burden on the central government to recapitalize At present, SBI alone has more than 15,000 branches in the the public sector banks again and again will come country. down substantially. Background  This will also help in meeting more stringent norms The merger move comes after the Union Government had under BASEL III, especially capital adequacy ratio. announced a road map for bank consolidation during the  Synergy of operations and scale of economy in the 2016-17 Union Budget. This was seen as necessary to meet new entity will result in savings and higher profits. the huge infrastructure financing needs of the country. It  A great number of posts of CMD, ED, GM and Zonal also seeks to feature Indian Bank in the top 50 banks of the Managers will be abolished, resulting in savings of world in terms of size as no bank in the country features in it. crores of Rupee.  This will also reduce unnecessary interference by Why merger is good? board members in day to day affairs of the banks.  The merger benefits include getting economies of  After mergers, bargaining strength of bank staff will scale and reduction in the cost of doing business. become more and visible. Bank staff may look  Technical inefficiency is one of the main factors forward to better wages and service conditions in responsible for banking crisis. The scale of future. The wide disparities between the staff of inefficiency is more in case of small banks. Hence, various banks in their service conditions and merger would be good. monetary benefits will narrow down.  Customers will have access to fewer banks offering them wider range of products at a lower cost.

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 From regulatory perspective, monitoring and control What should be ensured by the government? of less number of banks will be easier after mergers.  The government shall not have any hidden political This is at the macro level. agenda, in bank mergers.  Mergers can diversify risk management.  All stakeholders are taken into confidence, before the merger exercise is started. Why merger is not so good?  After mergers, shares of public sector banks shall  Merger will affect regional flavour and end regional not be sold to foreign banks, foreign institutions focus. and Indian corporate entities, beyond certain limit.  The argument that size is going to determine the  Whenever further divestment (dilution of future of the bank in a globalised scenario is facile. government holdings) takes place, the government Remember the fate of large global banks, which share holdings shall not fall below 51% under any collapsed during the global financial crisis? On the circumstances. This will ensure that the ownership contrary, small banks have survived the crisis due and control of public sector banks remain with the to their nimbleness and the niche areas they operate government. in.  The central government shall not rush through the  Immediate negative impact would be from pension process of bank mergers. liability provisions (due to different employee  The decision with regard to selection of smaller/ benefit structures) and harmonisation of accounting weaker banks for merger with larger/stronger banks policies for bad loans recognition. is to be taken carefully and grouping of various  There are many problems to adjust top leadership banks for this purpose is the key issue involved. in institutions and the unions. The government shall not yield to pressure from  Mergers will result in shifting/closure of many any political or social groups. ATMs, Branches and controlling offices, as it is  The acquiring bank shall not attempt to dominate not prudent and economical to keep so many banks or subsume the acquired bank. Good aspects of concentrated in several pockets, notably in urban both the banks before merger shall be combined, in and metropolitan centres. order to instil confidence in all stakeholders and to  Mergers will result in immediate job losses on produce better results. account of large number of people taking VRS on  Personnel absorbed from the smaller bank shall one side and slow down or stoppage of further undergo brief, intermittent training programs to get recruitment on the other. This will worsen the acquainted with the philosophies, processes and unemployment situation further and may create law technology in the new environment. The and order problems and social disturbances. management must be ready with a good roadmap  The weaknesses of the small banks may get for this and allot considerable budgetary resources transferred to the bigger bank also. for this purpose.  New power centres will emerge in the changed  There shall be conscious and organized efforts to environment. Mergers will result in clash of different synthesize the differing organizational cultures, for organizational cultures. Conflicts will arise in the the mergers to yield the desired results. area of systems and processes too.  When a big bank books huge loss or crumbles, there Various committees in this regard will be a big jolt in the entire banking industry. Its Various committees appointed by the government and RBI repercussions will be felt everywhere. have studied in detail the aspects of consolidation through  Also, India right now needs more banking the process of mergers. competition rather than more banking  Narasimham committee (1991 and 1998) suggested consolidation. In other words, it needs more banks merger of strong banks both in public sector and rather than fewer banks. This does not mean that even with the developmental financial institutions there should be a fetish about small-scale lending and NBFCs. operations, but to know that large banks are not necessarily better banks.

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 Even the Khan committee in 1997 stressed the need  Hence since long time banking sector has been for harmonization of roles of commercial banks and demanding for effective bankruptcy code. Even an the financial institutions. expert panel headed by former law secretary, T K  Verma committee pointed out that consolidation will Vishwanathan, had given recommendation for lead to pooling of strengths and lead to overall bankruptcy bill. reduction in cost of operations. How Bankruptcy code helps in faster recovery of bad loans? Merger is a good idea. However, this should be carried out  The new Bankruptcy Bill enable the banks with right banks for the right reasons. Underperforming shall (creditors) to take most decisions and thus helps in not be the only reason for merger. Now that the move has faster rehabilitation of companies. The bill would been initiated, the bigger challenge is consolidation in the aim to fasten debt recoveries and restructurings by rest of the banking system. This is tricky given the huge setting a deadline of 180 days to decide the fate of challenges banks face, including the bad loan problem that a company that defaults. has plunged many public sector banks in an unprecedented  It will attempts to create a formal insolvency crisis. Also, since mergers are also about people, a huge resolution process for businesses, either by coming amount of planning would be required to make the up with a viable survival mechanism by ensuring consolidation process smoother. Piecemeal consolidation will their speedy liquidation. not provide a lasting solution and what is required is an  He bills proposes to create information utilities to integrated approach from all stakeholders including the provide creditors with information about borrowers government. and these information utilities would be regulated by the by new regulator the Insolvency and INSOLVENCY AND BANKRUPTCY Bankruptcy Board of India’. These steps help in speedy recovery. CODE BILL, 2016  According to new bill, a debtor could be jailed for up to five years for concealing property or The Parliament has passed the Insolvency and Bankruptcy defrauding creditors. Also Bankrupt individuals Code Bill, 2016. It was first passed in Lok Sabha and later in would be barred from contesting elections. Hence Rajya Sabha in the month of May, 2016. The code seeks to it will discourage the tendency of being wilful ensure time-bound settlement of insolvency, faster defaulters. turnaround of businesses and create a unified data base of  Also the law will protect interest of employees in serial defaulters. case the employer files for bankruptcy, as they will Bankruptcy is a legal term/ status generally imposed by a be provided salary for 24 months by the employer. Court, on an individual or a firm who unable to meet their debt obligations. Recently Loksabha has passed the Conclusion Bankruptcy bill, which empowers the banks to faster winding  The new Bankruptcy bill is major step towards up of troubled companies and recover money before the value addressing the issues of growing bad loans in Indian of the underlying assets get eroded fully. The bill is now banking system. Though definitely it will lead to pending before Rajyasabha. speedier insolvency resolutions and improve ease of doing business in India but it has to address the Why Bankruptcy code? challenges in of functional issues in fastening the  Indian banks are suffering from huge pile of bad process of recovery. If implemented effectively it loans. The share of Non- Performing Assets (NPAS) will defuse the crisis of bad loans and strengthen have been increased in recent times, at present the India banking sector. banks have around Rs.4 lakh crore of NPAs.  Banking system is facing difficulties in recovering these bad loans, an existing mechanisms like  SARFAESI Act and Debt Recovery Tribunals are not equipped enough for faster recovery.

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Tsai Ing-wen sworn-in as first women President Barack Obama became first US president to visit of Taiwan Hiroshima bomb site Tsai Ing-wen was sworn-in as the President of Taiwan. With Barack Obama became the first incumbent US president to this, she became the first woman to hold the post in Taiwan. visit Hiroshima memorial, site of the world’s first atomic Before being presented the official seal, 59-year-old, Tsai bombing dropped on August 6, swore the presidential oath in front of national flag. She 1945. He paid tribute to the 140,000 people killed by the world’s succeeded outgoing President Ma Ying-jeou. Tsai has said first atomic bomb attack and laid wreath at Hiroshima nuclear she will preserve the status quo in relations with China, but memorial. that Beijing must respect Taiwan’s democracy. World Bank Group launched Pandemic World’s first robot lawyer ROSS hired by US law Emergency Financing Facility firm BakerHostetler World Bank Group launched the Pandemic Emergency US-based law firm Baker Hostetler in May 2016 hired the Financing Facility (PEF) to protect poorest countries against world’s first robot lawyer ROSS to assist the company and deadly pandemics. The PEF is an innovative and fast- its various teams in legal research. The law firm will license disbursing global financing mechanism. It will accelerate both artificial lawyer ROSS for use in its Bankruptcy, Restructuring global and national responses to future outbreaks with and Creditors’ Rights team. ROSS has been built by ROSS pandemic potential. It was built and designed in collaboration Intelligence and is built upon IBM cognitive computer with the World Health Organization (WHO) and the private Watson. With the support of Watson’s, lawyers can ask ROSS sector, introducing a new level of rigor into both the financing their research question. and the response. UN launched Multi-Partner Trust Fund for Zika Australian researchers built world’s first scanning virus response helium microscope The United Nations has launched UN Zika Response Multi- Australian researchers built the world’s first scanning helium Partner Trust Fund (MPTF) to finance critical unfunded microscope (SHeM). An announcement in this regard was priorities in the response to the Zika outbreak. The fund was made by the scientists belonging to the University of launched by the UN Secretary-General Ban Ki-moon at the Newcastle in the third week of May 2016. It would enable UN Headquarters in New York, United States. scientists to study human, animal and plant samples, as well as pharmaceutical drugs and computer chips in their true China signed agreements with Sudan to build 600- state. It is expected to provide new insights into structures megawatt atomic reactor at a microscopic level. China signed agreements with Sudan to build 600-megawatt atomic reactor. It was the first of its kind in the African country. UNICEF, EU launched #EmergencyLessons The agreements were signed during a three-day visit to Sudan campaign on Education in Crisis Zones by a Chinese delegation led by Nur Bekri, head of the National The United Nations Children’s Fund (UNICEF) and the Energy Administration and deputy director of the National European Union (EU) on 16 May 2016 announced the launch Development and Reform Commission. China already had a of #EmergencyLessons campaign on education in crisis nuclear cooperation with Pakistan as it has built several zones. The campaign is a social media-driven public nuclear power reactors and is currently building two 1100 awareness campaign. It is aimed at reaching 20 million mw reactors in Karachi. Europeans and highlighting the importance of education for children affected by emergencies. The campaign specifically US fully lifted its embargo on sales of lethal targets people 25 year old and younger peoples. For the next weapons to Vietnam seven months, the stories of the children affected by United States has fully lifted its embargo on sales of lethal emergencies will be shared on social media. It covers weapons to Vietnam, its one-time enemy. This move of US countries like Greece, Hungary, Ireland, Italy, Slovenia, removed a lingering vestige of the Cold War that was seen in Slovakia and the United Kingdom. South East Asia in 1970’s. It was announced by US President Barack Obama during his official state visit to Vietnam and after talks with Vietnamese President Tran Dai Quang.

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World Bank approves $625-million loan for India’s far, it has discovered total of 1,284 exoplanets and it is more Rooftop Solar Programme than double the number of known exoplanets found with the The World Bank’s Board has approved 625 million dollars Kepler space telescope. So far NASA has discovered nearly loan to support India’s grid connected rooftop solar 5,000 total planet candidates, of them more than 3,200 have programme to generate clean energy. The loan will be been verified and 2,325 of these were discovered by Kepler. provided by the International Bank for Reconstruction and Rodrigo Duterte won 2016 Philippines Development (IBRD), lending arm of World Bank and has a Presidential Election maturity of 20 years and a 19.5 year grace period. The project will finance the installation of at least 400 MW of grid Anti-crime candidate and mayor of Davao City, Rodrigo connected rooftop solar photovoltaic (GRPV) across India. Duterte has won the 2016 presidential election of the These solar PV installations will provide clean, renewable Philippines by a landslide victory. He will become the 16th energy and reduce Green House Gases (CHGs) emissions by President-elect of Philippines. In the Presidential election held displacing thermal generation. The project will also strengthen on 9 May 2016, Rodrigo Duterte secured 39% (15.36 million) the capacity of key institutions and support the development of the votes. He was followed by Mar Roxas 23% (9.27 of the overall solar PV market. million) votes and his closest rival Grace Poe with 22% (8.6 million) votes. Hypersonic super jet technology successfully Flying Observatory SOFIA detected Atomic tested in Australia Oxygen in Martian Atmosphere A joint US-Australian military research team successfully tested a hypersonic technology in the Australian desert. In Atomic Oxygen was detected in the upper layers of the the test, scramjet attached to a rocket booster was Martian atmosphere known as Mesosphere. This presence successfully sent to an altitude of 278 km at Mach 7.5 (seven of Atomic Oxygen for the first time since the last observation times the speed of sound). The team was running a series of 40 years ago was detected by an instrument onboard the Stratospheric Observatory for Infrared Astronomy 10 trials of the hypersonic technology at the world’s largest land testing range located at Woomera in Australia and at (SOFIA).Atomic oxygen affects how other gases escape Norway’s Andoya Rocket Range. Mars and therefore has a significant impact on the planet’s atmosphere. The research was published in the journal Kenya to close Dadaab, world’s biggest refugee Astronomy and Astrophysics. camp Social fridges scheme of Europe adopted by The Kenyan Government announced that it will close Dadaab Argentina as poverty rises refugee camp. The camp, which is home to 330000 Somali refugees, is often referred to as the world’s largest camp. The term ‘Social Fridge’ was in news in the second week of The government cited reasons of pressing national security May 2016 with Argentina adopting it to feed the needy ones for the decision. The government also stated that the camp who are facing the hardship due to increase in job cuts and has become safe haven for terrorist organizations like al- inflation in the country. The genesis of ‘social fridge’ or Shabaab, a Somali-based Islamist group. According to the ‘solidarity fridge’ lies in the recent economic crisis of Europe United Nations High Commissioner for Refugees, the camp during which countries like Spain and Germany saw the was established in 1991 to receive Somalis fleeing civil war. mushrooming of such fridges. The Dadaab camps Dagahaley, Hagadera and Ifo were Enda Kenny re-elected as Prime Minister of constructed in 1992. Ireland India, China, four others sign agreement enabling Taoiseach Enda Kenny was re-elected as Prime Minister of automatic sharing of country-by-country reporting Ireland on 6 May 2016. Kenny, leader of Fine Gael party, was Six countries, namely India, China, Israel, New Zealand, elected for the post 70 days after a general election which Canada and Iceland, signed a Multilateral Competent had produced no outright winner. Authority agreement for the automatic exchange to boost US jury ordered Johnson & Johnson to pay 55 transparency by multinational enterprises (MNEs). The million dollar for causing cancer signing ceremony took place in Beijing on 12 May 2016. US jury of St Louise ordered Johnson & Johnson (J&J) to NASA’s Kepler telescope found largest trove of pay 55 million US dollars to a woman, Gloria Ristesund, who exoplanets claimed that company’s talcum powder caused her ovarian NASA’s unmanned Kepler space observatory has discovered cancer. It is the second such judgment against J&J in three the largest trove of exoplanets outside our solar system. So months.

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NEWS IN BRIEF countries on the attractiveness of their renewable energy  The Italian senate has passed investment and deployment opportunities based on a number legislation legalizing same-sex civil unions, with of indicators. Index was topped by the United States (US) 372 voting in favour, 51 against and 99 abstaining. and was followed by China at 2nd position and India at 3rd  Canada has imposed restriction on visa for skilled position. Indian which has enraged India. India third in attractiveness index of renewable  China has developed the new Guam killer missile energy: Report that can hit target some 5500 km away. India is placed at the third position after the United States  Japan has pledged 750 billion yen ($7 billion) and China in the ‘Renewable Energy Country Attractiveness initiative to promote development in the Mekong Index’, according to an EY report. The US, China and India region, which encompasses parts of Vietnam, featured in the top three countries in the index with the size Laos and Thailand through which the river flows. and scale of renewable activity surpassing others. INDEX India ranks Ninth in Crony-Capitalism Index India emerged as 5th largest producer of e-waste India is ranked at ninth position in crony-capitalism index in world: ASSOCHAM-KPMG study that was released by the Economist in the first week of May India emerged as the fifth largest producer of e-waste in the 2016. India has a crony sector wealth accounting for 3.4 world, but the second largest mobile market with 1.03 billion percent of the gross domestic product (GDP).Highlights of subscribers as per the ASSOCHAM-KPMG joint study that the Index. Russia topped the list and followed by Malaysia, was published on 25 May 2016.India discards roughly 18.5 the Philippines and Singapore. lakh metric tons of electronic waste each year with telecom NEWS IN BRIEF equipment alone accounting for 12 percent of the e-waste.  Most Iconic wonders of the world, The Taj Over 100 million handsets have been manufactured last year. Mahal has been surveyed as top five tourist spots India became the world’s third largest steel in the world and Second in Asia. No: 1 – Machu producer Picchu in Peru No: 2 – Sheikh Zayed Grand Mosque According to the data released by the Global Industry body in Abu Dhabi. The Surveye was conducted by Travel Planning and Booking site TRIP advisor. World Steel Association, India become the world’s third largest steel producer, was among the top 10 importers of  As per WHO report on the level of pollution Zabol the alloy in 2015.India imported more than China in 2015 city in Iran has the most dirties air. Indian cities in while India exported 6 mt of steel in 2015 which was fraction top global pollution level are Gowalior (2nd), of China Exported during the year at 111.6 mt. Allahabad (3rd), Patna (5th), Raipur (7th) and Delhi at th Renewable energy country attractiveness index the 11 position. 2016 released: India Placed at 3rd Position Global organization EY released the Renewable energy country attractiveness index 2016. The report reveals 40  NATIONAL NEWS The Union Cabinet gave its approval for National (iii) Increase exports from the current 27% to 40% of Capital Goods Policy production. The Union Cabinet has given its approval for National Capital (iv) Increase the share of domestic production in India’s Goods Policy 2016 to give an impetus to the capital goods demand from 60% to 80% to make India a net exporter sector and the Make in India initiative. of capital goods. Objectives: Union Cabinet gave nod for incorporation of six (i) Increase production of capital goods from 2,30,000 new IITs; Upgrades Indian School of Mines to IIT crore rupees in 2014-15 to 7,50,000 crore rupees in Union Cabinet chaired by Prime Minister Narendra Modi gave 2025. its ex-facto approval to the Amendment to The Institutes of (ii) Raise direct and indirect employment from the Technology Act, 1961 for incorporation of six new Indian current 8.4 million to 30 million. Institutes of Technology (IITs).

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These six new IITs will come up at following places:Tirupati VI–XII) across India. Further, Rs10 lakh would be provided in Andhra Pradesh, Palakkad in Kerala, Dharwar in Karnataka, for each lab over five years for operational expenses. The Bhilai in Chhattisgarh, Goa, Jammu in Jammu & Kashmir Atal Incubation Centers will provide multiple facilities to innovators and start-up entrepreneurs for developing The Union Ministry of Railways has launched Rail solutions under which a grant-in-aid of Rs10 crore will be Humsafar Saptaah given to set up a new centre over five years. The Union Ministry of Railways has launched Rail Humsafar Saptaah, a week-long initiative to highlight significant Union Cabinet approved takeover of Hindustan achievements made by Indian Railways in all spheres. The Steel Works Construction Limited by NBCC Rail Humsafar Saptaah starting on 26th May 2016 will The Union Cabinet chaired by the Prime Minister Narendra conclude on 1st June 2016. Modi approved for financial restructuring of Hindustan Steel  26th May (Swachchta Diwas): On this day Intensive Works Construction Limited (HSCL). It also approved its Cleanliness Drive will be undertaken on all the takeover by National Buildings Construction Corporation Stations and in Trains. Limited (NBCC) to takeover HSCL.  27th May (Satkar Diwas): On this day, officers would be deputed to inspect all drinking water facilities India’s first ever Passenger Satisfaction Survey and catering establishments at stations and in trains. conducted at Chhatrapati Shivaji International  28th May (Sewa Diwas): On this day, each train Airport would be monitored by nominated officer who travel The finding of the first of its kind survey conducted at the by these trains and interact with passengers in all Chhatrapati Shivaji International Airport, Mumbai were classes. He will ensure that amenities, as required, released by the Research Team of L.N.Welingkar Institute of are provided and grievances of passengers are Management (WE School) in May 2016 at Mumbai Customs redressed. House. The Central Board of Excise and Customs (CBEC)  29th May (Satarkata Diwas): It will be observed as engaged a WE School to conduct a survey of Passenger punctuality day and ticket checking drive would be Satisfaction levels of customs clearance process at the undertaken across the Zonal Railways. Mumbai International Airport. The scope of the Survey was  30th May (Saamanjasya Diwas): Representatives to assess Passenger Satisfaction levels with the Customs of recognized unions will undertake cleanliness Clearance Process, focusing on three aspects. Those three drive in the railway colonies and also for their aspects were Information, Behaviour and Process. upkeep and maintenance. Each Zonal Railways will Union Government announced 2nd batch of 13 plant at least 1000 trees especially in the railway colonies and other premises. Smart Cities  31st May (Sanyojan Diwas): on this day all DRMs The Union Government announced the 2nd batch of 13 smart and GMs will hold meetings and organize seminars cities that will be developed under Prime Minister Narendra with all Major Freight Traffic Customers. They will Modi’s Smart City Mission. Lucknow topped the list of advise them about the various reforms and policy winners of the Fast Track competition conducted for 23 cities initiatives on the freight traffic side. from as many States and Union Territories. With the selection  1st June (Sanchaar Diwas): All DRMs and GMs of these 13 cities, 25 States/Union Territories are now covered would review various activities under taken during under Smart City Mission. the week 13 shortlisted smart cities (Rank wise) are Lucknow (Uttar Pradesh). Warangal (Telanagana). Shimla (Himachal NITI Aayog unveiled incubation centres Pradesh). Chandigarh (UT of Chandigarh). Raipur To foster creativity and scientific temper in students and (Chattisgarh). New Town Kolkata (West Bengal). Bhagalpur provide financial support to institutions; the NITI Aayog (Bihar). Panaji (Goa). Port Blair (UT of Andaman & Nicobar has launched 500 Atal tinkering labs and 100 incubation Islands). Imphal (Manipur). Ranchi (Jharkhand). Agartala centers and has called for applications online. Eligible (Tripura). Faridabad (Haryana). schools/organisations and individuals can apply for the three President inaugurated Intelligent Operations major schemes under Atal Innovation Mission — establishing tinkering laboratories in schools, establishing Centre in Rashtrapati Bhavan new incubation centers and scaling-up established President Pranab Mukherjee inaugurated an Intelligent incubation centers. The Atal tinkering labs will provide one- Operations Centre (IOC) in Rashtrapati Bhavan. He also time establishment grant-in-aid of Rs10 lakh to schools (grade launched a mobile application ‘Monitor’ for transformation of President’s Estate into a smart township. During the

13 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 launching ceremony President announced that President’s 2002, the Recovery of Debts due to Banks and Financial Estate will work around the ‘4H’ theme of a humane, Hi- Institutions Act, 1993, the Indian Stamp Act, 1899 and the Tech, Heritage and Happy Township. Depositories Act, 1996. It is a software solution to provide intelligent insights by collecting the rich data streaming in from several sources Google launched Free Public Wi-Fi Service at 5 within the Estate. It is designed by IBM. It offers near real- Railway Stations as part of Railwire time collaboration, integrated data visualization and deep Google announced the launch of its free high-speed public analytics that will help agencies to prepare for problems, WiFi service at railway stations of Ujjain, Jaipur, Patna, enhance efficiency of services and also coordinate and Guwahati, and Allahabad. Google has deployed service over manage response efforts. RailWire which is an extensive fiber network of Indian Railway’s arm Railtel that provides Internet services. With IT department launched e-nivaran portal to fast this, the free Wi-Fi service is now available to users at 15 track taxpayers grievances stations across the country. Google had a phenomenal The Income Tax (IT) department has launched electronic response to the service Mumbai Central and hence it is grievance redressal system ‘e-nivaran’ to fast track taxpayer extending the project to cover key suburban Mumbai stations grievances and ensure early resolution of their complaints. working with RailTel. In this regard, a separate and dedicated window for grievance redressal has been launched in the Income Tax Business 100% FDI through Automatic Route permitted Application (ITBA). in Asset Reconstruction Companies The Department of Industrial Policy & Promotion (DIPP) Union Cabinet approved National Intellectual under Union Ministry of Commerce & Industry permitted Property Rights Policy 100% foreign direct investment (FDI) into asset The Union Cabinet approved the National Intellectual reconstruction companies (ARCs) through automatic route. Property Rights (IPR) Policy that will lay the future roadmap Person resident outside India can invest in the capital of for intellectual property in India. The Policy recognizes the ARCs registered with Reserve bank of India, up to 100 per abundance of creative and innovative energies that flow in cent on the automatic route. Earlier, it was 49 per cent through India, and the need to tap into and channelize these energies automatic route and beyond 49 percent through government towards a better and brighter future for all. The National route. Intellectual Property Rights (IPR) Policy will endeavor for a “Creative India; Innovative India Gujarat Government accords minority status to Jain community Harish Rawat led Congress Government won the The Gujarat Government has accorded minority status to the Floor Test in Uttarakhand Assembly Jain community in the state. In this regard state government Harish Rawat-led Congress Government has won the floor has issued a government resolution (GR) giving minority test in the state legislative assembly conducted on 10 May status to the Jain community. 2016 on the order of the Supreme Court. In the floor test Harish Rawat Government received 33 votes against 28 votes Indian Railways launched Bharat Darshan Tourist out of 61 qualified members who voted in the assembly. Based train for pilgrims on this, the apex court has allowed Mr Rawat to assume Indian Railways has launched the Bharat Darshan Tourist office as Chief Minister after President’s rule is revoked in train for pilgrims to visit Shirdi, Tirupati, Jagannath Puri, the state. After the mandate of floor test in Uttarakhand Gangasagar, Baidyanath Dham and Jyotirlingams among Assembly, the Union Cabinet has taken decision to revoke others. The tourist train comprises 10 coaches and bookings President Rule in Uttarakhand. are being done by IRCTC (Indian Railway Catering and Tourism Corporation). The service offers budget-friendly Jaitley introduced amendments to fast track loan package for pilgrims. The package includes train journey, recovery road transportation, accommodation, sightseeing at tourist Moving ahead to address the Rs 8 lakh crore of stressed locations and onboard and off-board meals. Bharat Darshan assets of banks, Finance Minister Arun Jaitley introduced will cover pilgrimages destinations like Jagannath Puri, amendments to the Enforcement of Security Interest and Gangasagar, Baidyanath Dham, Gaya, Banaras and Ayodhya. Recovery of Debt Laws and Miscellaneous Provisions It will also cover 7 Jyotirlinga package and also offers (Amendment) Bill, 2016 in Lok Sabha. The Bill seeks to further “Dakshin Darshan with Shirdi” tour package that will cover amend the Securitization and Reconstruction of Financial Shirdi, Tirupati, Kanchipuram, Rameshwaram, Madurai, Assets and Enforcement of Security Interest (Sarfaesi) Act, Kanyakumari, Mysore and Bangalore.

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Union Government started UBIN drive for NEWS IN BRIEF budding entrepreneurs  Union inter-ministerial Board of Approval (BoA) The Union Government has started the process for issuance approved the proposal of Infosys to set up an IT/ of Unique Business Identification Number (UBIN) to enable ITeS special economic zone (SEZ) in Bengaluru in budding entrepreneurs set up their business without any an area spread over 4 hectares. delays. The drive has been launched by the Department of  The National Green Tribunal (NGT) has imposed a Industrial Policy & Promotion (DIPP) under the aegis of Union fine of Rs. 50 lakh on East Coast Railway for Ministry of Commerce and Industry. The UBIN would be operating a illegal railway siding without consent automatically linked to Ministry Of Corporate Affairs (MCA) of the Odisha State Pollution Control portal after it is issued to the intended beneficiary. It will be Board (OSPCB) at Jakhapura railway station near subsequently sent to the CBDT (Central Board of Direct Kalinganagar in Odisha’s Jajpur district. Taxes) which would nomenclature it as PAN for UBIN. The  Union External Affairs Minister Sushma Swaraj move is seen as a major step towards boosting ease of doing inaugurated six language versions of PMO India business and the start-up India initiative of the government. website, the languages are Bengali, Marathi, Gujarati, Malayalam, Tamil and Telugu. India’s single emergency number ‘112’ to be  The Cabinet Committee on Economic Affairs chaired active from Jan 1 by Prime Minister Narendra Modi gave its approval The single emergency number ‘112’ will be operational for Railway projects worth Rs 11,000 crore for throughout India from January 1 to help people reach improving infrastructure in various states. immediate services of police, ambulance and fire department.  Union Railway Minister Suresh Prabhu launched The service will also be accessible even through those SIMs 139 service for RAC and wait-listed tickets to cancel and landlines whose outgoing call facility has been stopped their tickets, Earlier only confirmed ticket holders or temporarily suspended. could cancel their tickets through 139 service and Lok Sabha passed the Compensatory Afforestation IRCTC website. Fund Bill, 2015  The Department of Empowerment of Persons with Lok Sabha passed the Compensatory Afforestation Fund Disabilities named as ‘Divyangjan’ Sashaktikaran bill, 2015 that seeks to establish setting up of a National Vibhag in Hindi, after leaving the word ‘Viklangjan Compensatory Afforestation Fund and also a State ‘from its previous terminology.Union Cabinet has Compensatory Afforestation Fund. The bill paves the way approved promulgation of an ordinance to keep state for unlocking of nearly 41000 crore rupees earmarked for boards out of the ambit of common medical entrance forest land which is lying unspent. exams i.e. National Eligibility cum Entrance Test (NEET) for one year. Indian Railways ink MoU with Haryana and Punjab  Union Railways Minister Suresh Prabhu has called to plant trees alongside Railway Track for withdrawal of Rs 4 crore expenditure bill which The Union Ministry of Railways and Forest Department of was sent to the drought-hit Latur for water trains Haryana & Punjab have inked Memorandum of sent to the region. Railways named these trains Understanding (MoU) for plantation of trees alongside as Jaldoot (Water Trains) has carried more than 6 Railway Track on Railway Land Boundary. The MoU paves crore litres of water from Miraj to Latur till date. way for planting around 5 lakh trees alongside Railway Track  Indian Postal Department enhanced their services on Railway Land Boundary prior to Monsoon Season. This to Hi-tech by geo-tagging the post offices and has agreement paves way improvements with regard to started to monitor the timely clearance of the letter afforestation on railway land. With this Indian Railways can boxes through a mobile application calledBHUVAN. contribute substantially towards the Green India Mission. With the support of the Department of Space, India Forest department of respective states will provide expertise Post has geo-tagged over 1.5 lakh post offices on in afforestation as well as in maintenance and disposal of this indigenous Geo-Portal. trees. 

15 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 BILATERAL Union Cabinet approved MoU between ISRO and India and Slovenia have signed a protocol to amend the United Arab Emirates Space Agency bilateral Double Taxation Avoidance Agreement (DTAA). The Union Cabinet has approved Memorandum of The protocol was signed by Ambassador of India to Slovenia Understanding (MoU) signed between Indian Space Sarvajit Chakravarti and the Slovenian Minister of Finance Research Organisation (ISRO) and the United Arab Emirates Dusan Mramor in Ljubljana. Space Agency (UAESA) for cooperation in the exploration Union Cabinet approved to sign inter- and user of outer space for peaceful purposes. governmental agreement between India and India, Iran and Afghanistan signed agreement on Mauritius Trilateral Transit and Transport Corridor The Union Cabinet chaired by Prime Minister Narendra Modi India, Iran and Afghanistan signed the agreement on Trilateral approved to sign the inter-governmental agreement between Transit and Transport Corridor. The agreement was signed India and Mauritius. The agreement between the two in the presence of Prime Minister Narendra Modi, President countries will be for duration of five years after which it will Hassan Rouhani of Iran and the Afghan President Ashraf be automatically extended for another five years. Ghani in Tehran. The purpose of the agreement is to facilitate Bangladesh Government gave nod to Reliance seamless transport of goods between India and Afghanistan via the Chabahar port that is strategically located in the South Power’s LNG-based plant East of Iran. Bangladesh Government has given its in-principle approval This agreement is expected to bring down cargo tariffs and to Anil Ambani-led Reliance Power’s first phase of the 3,000 boost regional economic development. Besides, India and MW LNG-based power plant at Meghnaghat in Narayanganj Iran also signed an agreement for the development of the district. This approval has paved the way for the largest Chabahar port. This agreement is complementary to the Foreign Direct Investment (FDI) in Bangladesh with a agreement on Trilateral Transit and Transport Corridor. Under potential investment of over 8,700 crore rupees (1.3 billion the agreement, India will develop the Chabahar port in Iran dollars).In the first phase, a 750 MW LNG-based power plant at an estimated cost of 150 million US dollars. will be set up along with the FSRU (floating storage and regassification unit) terminal at Maheshkhali Island in Cox’s India, Oman signed 4 bilateral agreements on Bazar district of Bangladesh. FSRU-based LNG terminal will defence cooperation supply re-gasified LNG for the power project and additional India and Oman have signed four Memorandums of RLNG to PetroBangla. Understanding (MoUs)/agreements on defence India, New Zealand inked Air Services Agreement cooperation. These MoUs/agreements were signed in Muscat during the visit of Union Defence Minister Manohar India and New Zealand have signed a landmark Air Services Parrikar to Oman. Agreement paving the way for introduction of direct flights 3. Signed agreements are MOU on between the two countries. The agreement was signed in the Defence Cooperation: It was singed between the Union presence of the President Pranab Mukherjee and the New Ministry of Defence of India and Ministry of Defence Zealand Prime Minister John Key. Sultanate of Oman. Reliance Defence signed agreements with 3 MOU in the field of Marine Crime Prevention at Sea: It was Ukranian companies signed between the Indian Coast Guard and the Royal Oman Reliance Defence signed strategic partnership agreement Police (Coast Guard). with three Ukranian state- owned firms. This will allow them MOU on Maritime Issues: It was signed between the to collaborate on a range of military products including Government of India and the Government of Sultanate of transport aircraft, upgrade of armoured vehicles, maritime Oman. gas turbines and unmanned aerial vehicles. The agreements Protocol on Flight Safety information Exchange: It was were signed during meeting between Reliance Group signed between Royal Air Force of Oman and the Indian Air Chairman Anil Ambani and Ukranian President Petro Force. Poroshenko in Ukraine. India, Slovenia amend DTAA to bring information exchange under ambit

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NEWS IN BRIEF a MoU with Social network giant Facebook to build a product  President Pranab Mukherjee on an official visit to design initiative for Indian entrepreneurs. The NASSCOM- China lists 8 steps to resolve India-China disputes Facebook initiative seeks to catalyse the innovation like sports contacts, digital technology, cultural ecosystem and to help design thinking in India. It will be exchange, intellectual travel etc. country-wide initiative and shall offer focused programmes  India and Bangladesh signed a 21st century to build awareness in product design and mentorship. Under nuclear agreement to promote the bilateral it, Nasscom Product Council through its flagship programme neighbourhood relationship between two nations. will support over 500 product start-ups on product design. It was signed between Minister of External Affairs of india and Bangladesh Department of Science and Union Cabinet approves India-UAE currency Technology. Four Indian based companies — BHEL, swap agreement Reliance, Shapoorji-Pallonji and Adani — have bid The Union Cabinet has given its ex-post facto approval for to set up power plants in Bangladesh. the Memorandum of Understanding (MoU) between Reserve  China plans rail link to Bihar in India. Bank of India (RBI) and Central Bank of United Arab Emirates (UAE) on co-operation concerning currency swap agreement.  The Union government has decided to cancel all Decision in this regard was taken at the Union Cabinet ongoing tenders for defence equipment won Meeting chaired by Prime Minister Narendra Modi in New by Italy’s Finmeccanica. The ban is due to the Firm Delhi. The Agreement was signed in February, 2016 during being investigated for bribery in the Agusta the official state visit of Crown Prince of Abu Dhabi Sheikh Westland VVIP chopper deal. Mohammed Bin Zayed Al Nahyan to India.  India and Australia have signed a Memorandum of Understanding (MoU) to enhance research and Odisha government signed a MoU with SISSO for hybrid development (R&D) capabilities in biotechnology toilet complexes in nine cities. by launching a joint funding call. The Odisha government signed a MoU with Sulabh  The Union Cabinet has given its approval to the International Social Service Organisation (SISSO) for Memorandum of Understanding (MoU) signed construction and maintenance of hybrid toilet complexes in between the Union Ministry of Tourism and its nine cities. The hybrid toilet complexes having 5,957 seats Ministry of Tourism of Government of Maldives. will come up in urban centres such as Bhubaneswar, and  Beijing-New Delhi Yoga Conference opend in other cities which covered under Atal Mission for China. Rejuvenation and Urban Transformation (AMRUT) yojna.  Indian External Affairs Ministry has banned Indian These toilets are unique as they need only 300ml of water to nationals from travelling to Libya in view of flush out slush as compared to 10 to 15 litres required in a prevailing security situation in the country, standard loo. irrespective of the purpose of the visit. NEWS IN BRIEF  In a bid to give fillip to trade and cultural exchanges between the three countries India,  Himachal Pradesh State Electricity Board and Solar Thailand and Myanmar are working on a 1,400- Energy Corporation of India signed a pact to form kilometre highway which will link India with a 50:50 Joint Venture for implementation of solar Southeast Asia by land for the first time in decades. power projects in the state. The total estimated cost of the project is pegged at Rs 30.72 crore. MOU  Delhi based DRDO’s laboratory Defence Institute Ola signed MoU with Union Government to of Physiology and Allied Sciences (DIPAS) DRDO benefit Safai Karamcharis in collaboration with Department of Mobile app for transportation Ola on 18 May 2016 signed a AYUSH organised a training program on Yoga for Memorandum of Understanding (MoU) with National Safai the Defence Wing Staff. Karamcharis Finance and Development Corporation  Mumbai based IDBI Bank has decided to open an (NSKFDC) of the Union Ministry of Social Justice and international banking unit (IBU) at the International Empowerment to benefit Safai Karamcharis. Financial Services Centre (IFSC) in Gandhinagar. This is the first state-run bank to open for IBU NASSCOM, Facebook inked MoU to engage with centre. Yes Bank, Federal Bank and ICICI Bank have India’s entrepreneurs been operating branches in GIFT city. Recently. The trade body of Indian IT firms NASSCOM (National Association of Software and Services Companies) has signed 

17 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 ECONOMY & BANKING RBI to issue 1000 Rupees Banknotes with inset SEBI tightened P-note norms to keep vigil on letter ‘R’ foreign investments to curb black money inflow The Reserve Bank of India (RBI) announced that it will The market regulator Securities and Exchange Board of India shortly issue 1000 rupees denomination banknotes in the (SEBI) has tightened the Participatory Notes (P-note) norms. Mahatma Gandhi Series – 2005 with the inset letter ‘R’ in The main purpose of this decision is to keep vigil on foreign both the number panels. The banknotes will also have on investments to curb black money inflows in the country. In the obverse, all the other security features, including this regard, SEBI has introduced Know Your Client (KYC) ascending size of numerals, bleed lines and enlarged compliance for holders of these instruments in order to bring identification mark. It will carry the signature of Dr. Raghuram them on a par with domestic investors. SEBI also has sought G. Rajan, Governor, Reserve Bank of India on the obverse. information on the ultimate beneficiaries of these products. India, World Bank inked US$ 100 million loan HDFC Bank launched SmartUp for start-ups agreement for Karnataka Urban Water Supply HDFC Bank Ltd. on 16 May 2016 launched SmartUp solution. Modernization It is a first-of-its-kind dedicated platform for start-ups to fulfill India and World Bank have signed the Loan and Project all their banking needs. The SmartUp is tailored to meet all Agreements for World Bank (IBRD) assistance of US 100 the requirements of a start-up, offering banking and payment million dollars for Karnataka Urban Water Supply solutions, along with advisory and forex services. Modernization project. 2. Objective of the project: It was launched in association with Zone Startups India, a (i) provide city-wide access to a continuous piped water start-up accelerator in Mumbai. Zone Startups India is a supply in the eligible cities in Karnataka. collaboration between BSE Institute (a subsidiary of the (ii) Strengthen the service delivery arrangements at the city Bombay Stock Exchange), Ryerson University’s accelerator level. KUIDFC is the nodal implementing agency for the Digital Media Zone, Ryerson Futures Inc. and Simon Fraser project. University. Postal Payment Bank to operate from March 2017 Income Declaration Scheme for domestic black The Payment Bank proposed by the Department of Posts money to start from June 1 (DoP) will become operational from March 2017. The Centre Income Declaration Scheme of the Union Finance Ministry is investing Rs 800 crore, including Rs 400 crore from the will start from 1 June 2016 and will remain in force till 30 Department, to set up the bank. The Department is running September 2016. The scheme is also called four month pilots in a few States to test the model. As many as 50 global window for declaring black money. Under the Scheme banking and financial institutions have shown interest to declared income would be taxed at the rate of 30 percent plus take part in the DoP’s payment bank, to offer third party ‘Krishi Kalyan’ cess of 25 percent on taxes payable and a services. The list includes the World Bank, Citi (the US), penalty at the rate of 25 per cent of the taxes payable. In Deutsche Bank and Barclays of the UK. other words, a total of 45% of the income declared under the scheme will be taxed. SAARC Development Fund, ADB inked pact for co-financing projects ICICI Bank launched country’s 1st contactless SAARC Development Fund and ADB have signed a pact for credit card for SMEs co-financing of projects, regional connectivity and India’s largest private sector bank ICICI Bank has launched development of the SAARC region. Asian Development Bank country’s first contactless business credit card in association (ADB) and SAARC Development Fund (SDF) have signed with Jet Airways for small and mid-sized enterprises (SMEs). an MoU and agreed to collaborate for the development of The card has been christened as the ‘Jet Airways ICICI Bank the SAARC region through co-financing of projects and Business Advantage Card’. The card is powered by ‘VISA programmes focusing on regional connectivity /integration payWave’ contactless technology. The technology enables and economic cooperation among the SAARC member states. cardholder to make payments by simply tapping card at They have also agreed to provide technical assistance and contactless enabled terminals in more than 48 countries investments for co-financing on the three windows of SDF, including India. The card can also be used by dipping or Micro Small Medium Enterprises (MSME) Program, Social swiping at non-contactless merchants. It offers dual Enterprise Development Programme and any other new areas advantage of reward programme on the expenses and which can be covered under the pact. repayments of the credit card.

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Reliance Jio launched JioMoney Wallet service The European Central Bank (ECB) announced that it will Mukesh Ambani-owned Reliance Jio Infocomm has launched permanently stop producing the 500 euro banknote by the digital wallet service, named JioMoney Wallet, for Indian end of 2018. The ECB will also exclude it from the Europa consumers. JioMoney is a semi-closed prepaid wallet that series, taking into account concerns that this banknote could aims to enable mobile-based transactions. Using it customers facilitate illicit activities. The issuance of the 500 euro note can store money and use it for purchasing goods and will be stopped around the end of 2018, when the 100 euro services. The service will enable customers to make bill and 200 euro banknotes of the Europa series are planned to payments, mobile and DTH recharges, send/receive money be introduced. and insurance premium payments, as well as for online shopping. It also allows users to send and receive money to SIDBI inks MoU with SAARC Development Fund and from family and friends. It will also enable easy transfer The Small Industries Development Bank of India (SIDBI) has inked MoU with SAARC Development Fund (SDF) for mutual of JioMoney balance into the customer’s bank account. cooperation and collaboration. The MoU was signed by South Indian Bank announced tie-up with National SIDBI Deputy Managing Director A K Kapur and SDF CEO Australia Bank Sunil Motiwal.SDF and SIDBI to work together in co-funding South Indian Bank has announced its new tie-up with of projects in Indian MSMEs on risk sharing basis in National Australia Bank (NAB) for online inward remittance identified sectors. Development of suitable financial products from Australia at competitive rates. The remittance fee is as for SME financing for MSMEs of other Saarc states, the low as AUD 7 and the arrangement enables faster, hassle- Finance Ministry said in a statement. free remittance through internet at the best exchange IDB to open its first branch in India at Ahmedabad rates.NAB is South Indian Bank’s main banking correspondent in Australia. Saudi Arabia’s Islamic Development Bank (IDB) has decided to open its first branch in India at Ahmedabad, Gujarat. This ICICI Bank signed MoU with BRICS’s New announcement came as part of MoU signed between IDB Development Bank and India’s EXIM Bank during Prime Minister Narendra Modi India’s largest private sector lender ICICI Bank has inked a visit to United Arab Emirates (UAE) in April 2016. As part of MoU with the BRICS Grouping-promoted New Development the MoU a US 100 million dollars line-of-credit (LoC) was to Bank (NDB) for a partnership in bond issuances, co- be given to IDB’s member countries to facilitate exports. financing, treasury management and human resources. With Besides, IDB also has decided to provide Gujarat state 30 this ICICI Bank becomes first financial institution in the medical vans as part of its social sector initiatives. country to tie up with the BRICS Grouping-promoted NDB. The MoU was signed by BDB’s first President and ICICI SBI’s subsidiary Nepal SBI Bank has launched Bank veteran KV Kamath and ICICI Bank Chief Chanda payment gateway Kochhar in Mumbai, Maharashtra. SBI’s subsidiary Nepal SBI Bank has launched payment gateway to facilitate online trade and non-trade transactions Lok Sabha passed Insolvency and Bankruptcy between the Himalayan nation and India. Under this payment Code, 2015 gateway customer of Nepal SBI Bank can utilise various The Lok Sabha has unanimously passed Insolvency and features of mobile banking and other value added services. Bankruptcy Code, 2015 by a voice vote. The code seeks to ensure time-bound settlement of insolvency, faster NEWS IN BRIEF turnaround of businesses and create a unified data base of  Mumbai­ based Union Bank of India serial defaulters. The Code creates time-bound processes launched e­ SBTR which is Electronic Secured for resolution of the insolvency of companies and Bank Treasury Receipt a facility for a single individuals. These processes will be completed within time- window payment facility of both stamp duty and bound 180 days. If insolvency is resolved in stipulated time, registration fee for home purchase in Maharashtra. the assets of the borrowers may be sold to repay creditors.  New Delhi based Punjab National Bank has The resolution of the insolvency of processes will be reported a net loss of Rs 5,370 crore in the March conducted by licensed insolvency professionals (IPs). These quarter, the biggest ever quarterly loss in India’s IPs will be members of insolvency professional agencies bank history. Punjab National Bank:Headquarters: (IPAs). New Delhi, CEO: Usha Ananthasubramanian., Slogan: The Name you can Bank Upon. ECB decided to end production and issuance of  Culture and Tourism Minister Mahesh Sharma has 500 euro banknote released a Commemorative coin of Rs. 100/- and a Circulation coin of Rs. 10/- in New Delhi as a

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part of 475th Birth Anniversary celebrations of  New Delhi based Engineering Company BHEL has Maharana Pratap. bagged order worth of Rs 1,600-crore from a joint venture company of NTPC and SAIL to set up MERGER AND AQUISTION a coal-based thermal power project in Odisha.  Country’s second-largest two wheeler maker Honda  Bangalore based IT major Mphasis and Tone Tag a Motors Scooter India (HMSI) has partnered with sound-based proximity communication company Mumbai based IndusInd Bank to cater retail entered into a strategic partnership to provide a finance to buyers. range of digital banking solutions for the banking  Singapore Technologies Telemedia hasacquired a and retail industries. 74 per cent stake in Tata Communications’ data centre business in India and Singapore.  AWARD & HONOUR

63rd National Film Awards 2015 for her 32,000-word manuscript titled Codex: The Lost President Pranab Mukherjee has conferred 63rd National Film Treasure Of The Indus. Awards for the year 2015 in various categories at the function Sunil Mittal received 2016 Harvard Alumni award held at Vigyan Bhawan, New Delhi. Bharti Enterprises founder and Chairman Sunil Bharti Mittal Legendry actor Manoj Kumar was conferred 2015 Dada Saheb (58) were bestowed with 2016 Harvard Business School Phalke Award, highest official recognition (award) in Indian Alumni Achievement Award. Sunil Mittal is Indian telecom cinema. tycoon, entrepreneur and philanthropist. He is the founder, Baahubali: The Beginning (Tamil, Telugu film) directed by S. chairman and Group CEO of Bharti Enterprises, which has S. Rajamouli was bestowed with the Best feature film award. interests in telecom, financial services, and retail and agri Bajrangi Bhaijaan (Hindi) directed by Kabir Khan was business. awarded as the Best Popular film providing wholesome entertainment. US Bioengineer Frances Arnold became first The 63rd National Film Awards in the various categories woman to win Millennium Technology Prize Best Actor: Amitabh Bachchan (Piku). Bioengineer Frances Arnold from United States (US) has won Best Actress: Kangana Ranaut (Tanu Weds Manu Returns). the prestigious 2016 Millennium Technology Prize. With this Best Direction: Sanjay Leela Bhansali (Bajirao Mastani). she becomes first female to be awarded with this prestigious Best Film on Social Issues: Niranayakam (Malayalam) directed biennial award in its 12-year history. by V. K. Prakash. Best Children’s Film: Duronto (Hindi) directed by Soumnedra Indian artist Anjali Chandrashekar won award at Padhi. UN Poster for Peace Contest Nargis Dutt Award for Best Feature Film on National Indian artist Anjali Chandrashekar won the third prize in UN Integration: Nanak Shah Fakir (Punjabi) directed by Sartaj Poster for Peace contest presented by the UN Office for Singh Pannu. Disarmament Affairs (ODA) to raise awareness of the need for nuclear disarmament. Her poster titled ‘Cutting Barriers Indian-American scientist Arnab De won Springer through Peace’ featured a peace dove slicing through a Theses Award nuclear weapon Indian-American scientist Arnab De has received the prestigious Springer Theses Award. He was nominated by South Korean author Han Kang won 2016 Man New York’s Columbia University for his PhD thesis. He was Booker International Prize selected for the award for his outstanding research on South Korean author, Han Kang, has won the 2016 Man developing transgenic mice to study a critical tumor- Booker International Prize for her novel ‘The Vegetarian’. suppressor A20. With this Han becomes the first South Korean to win this prestigious literary prize. Indian author Aditi Krishnakumar won 2016 Scholastic Asian Book Award US President honoured Indian-American Indian author Aditi Krishnakumar has won the prestigious elementary teacher Revathi Balakrishnan 2016 Scholastic Asian Book Award. She has won the award

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US President Barack Obama has honoured an Indian-  Indian American professor Dr. Rakesh K. Jain will American elementary teacher Revathi Balakrishnan from be presented 2015 National Medal of Science of the Texas at the White House. She was honoured for her excellent United States. work in the field of education as part of the ‘National Teacher  Indian American teenager from Texas Syamantak of the Year Programme. Payra (15) has won the $50,000 Intel Foundation Young Scientist Award. Payra won this prestigious MP Tourism won Best Indian Destination for award along with Kathy Lu (17). Wildlife Award  Routes 2 Roots, a Delhi-based Non-profit Madhya Pradesh Tourism (MPT) received the Best Indian organization (NGO), has been awarded prestigious Destination for Wildlife Award. The award was presented by Inter-cultural Innovation Award 2016. The award the Lonely Planet Group. Actress Amy Jackson presented was bestowed upon the NGO for their unique the award to MPT at a function held in Mumbai. On behalf of Student Exchange Program, which allowed children MPT Chairman, his Officer on Special Duty (OSD), Vinod in schools from India and Pakistan to connect with Kumar Amar received the award. each other. The award was given by United Nations Alliance of Civilizations (UNAOC) in Baku, Indian author Parashar Kulkarni won 2016 Azerbaijan. Commonwealth Short Story Regional Prize  Sikkim Chief Minister Pawan Chamling was Indian author Parashar Kulkarni has won the regional conferred with the Yug Kavi Siddhicharan Award, Commonwealth Short Story Prize for 2016 for the Asia region. one of the Nepal’s prestigious literary award. The He was bestowed with this award for his politically grounded, award was bestowed upon him by Nepal Prime funny fiction story ‘Cow and Company’ about four men in Minister K P Sharma Oli for his commendable search of a cow. The short story was adjudged the ‘best contributions in promoting Nepali literature in India. piece of unpublished short fiction in English’ from Asia and  British director Ken Loach has won his will receive 2500 pounds prize. second Palme D’Or at the 69th Cannes film Andhra Pradesh Harita-Priya Agriculture Project festival for his movie I, Daniel Blake. Best Actor- wons 2016 WSIS Prize Shahab Hosseini for movie The Salesman. Best Actress- Jaclyn Jose for movie Ma Rosa. Andhra Pradesh Agriculture Project has won the prestigious  United Based Chemical Heritage Foundation World Summit on the Information Society (WSIS) 2016 prize honored the Reliance Industries Limited (RIL) in the e-Agriculture category. Harita-Priya (Harmonized Chairman and Managing Director Mukesh Information of Agriculture, Revenue and Irrigation for a Ambani with prestigious Othmer Gold Medal for Transformation Agenda – Precision Technology for his entrepreneurial leadership Agriculture) Project is meant to collect very specific climate  The American mission in India has won the data from farms and give farmers personalised information prominent Greening Diplomacy Initiative Award of through SMS. the US State Department for its innovative approach NEWS IN BRIEF to greening throughout the country.  Indian-American students have swept the  Ramachandra Rao will be honoured with the2016 prestigious 2016 National Geographic Bee IAF Hall of Fame Award by the International championship, securing the first three positions. Astronautical Federations for his immense First Place: Rishi Nair. contribution to the progress of astronautics. Second Place: Saketh Jonnalagadda.  Kerala has been awarded the best family Third place: Kapil Nathan. destination in the country in the Lonely Planet  Eminent Harry Potter Series Author JK Rowling has Magazine India Travel Awards 2016. been honored with the highest French civilian  Nandini Bhandaru, a doctoral researcher at IIT- honour French Legion of Honour. Kharagpur, bagged the European Materials Research  An Indian-American biotechnologist Rupa Iyer has Society’s (EMRS’s) Young Scientist Award at the been awarded Distinguished Leadership in Teaching EMRS 2016 Spring Meeting Lille France. Excellence Award, University of Houston’s highest  Four Indian peacekeepers and a civilian have been teaching award. She was bestowed with this award chosen posthumously for United Nation’s Dag for her sustained and significant contributions in Hammarskjold Medal for their courage and sacrifice. the field of education.

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FOUR INDIAN PEACEKEEPERS for Smart Policing instituted by Federation of Indian 1.Head Constable Shubhkaran Yadav Chamber of Commerce and Industry (FICCI). 2.Rifleman Manish Malik  Benin Singer Angelique Kidjo won human rights 3.Havildar Amal Deka award. 4.Rakesh Kumar  Mangalore based Corporation Bank has been CIVILIAN – Gagan Punjabi awarded with Excellence Award on Empowering  The British Academy Television Awards have been MSMEs 2016. Bank MD and CEO Jai Kumar Garg announced for the year 2016 by British Academy of received the award from Kalraj Mishra, Union Film and Television Arts (BAFTA) Minister for MSMEs, in New Delhi.  Leading Actress – Suranne Jones  President Pranab Mukherjee has conferred the 15th  Leading Actor – Mark Rylance set of Federation of Indian Export Organisations  BAFTA TV Fellowship Recipients – Ray Galton & (FIEO) Niryat Shree and Niryat Bandhu Awards in Alan Simpson New Delhi.  An Indian-American journalist, Neela Banerjee, was Award recipients felicitated with a prestigious with Edgar A. Poe a) Reliance Industry: It was awarded as the top foreign award. exchange earner and leading exporter of last 50  President Pranab Mukherjee has presented the years. National Florence Nightingale Awards to thirty-five b) Tata Consultancy Services (TCS): It won the Gold nursing personnel from across the country. They Award in IT services. were presented with the award at a function held in c) State Bank of India (SBI): It won the Gold award Rashtrapati Bhavan on the occasion of International among the supporting institutions. Nurses Day (12 May).  The SMS-based Vehicle Monitoring System of Nagaland police have bagged the National Award  BOOK & AUTHOR

A Call to Mercy: Hearts to Love, Hands to Serve  Book titled Gujarat Files: Anatomy of a Cover Up by Mother Teresa authored by Rana Ayyub was launched in New The book titled A Call to Mercy: Hearts to Love, Hands to Delhi. Serve was in news on 25 May 2016. The book is a collection  Sahitya Academy Award Winning author Ruskin of previously unreleased writings by Mother Teresa. Bond has released two new books both themed on nature.The books namely Shashi Kapoor’s Biography ‘Shashi Kapoor – the 1. My Favourite Nature Stories. Householder, the Star’ released 2. The World outside My Window. Veteran actor Shashi Kapoor’s autobiography titled ‘Shashi  Former Pakistani ambassador to the US, Husain Kapoor – the Householder, the Star’ was released recently. Haqqanito author a book titled India vs Pakistan: The biography has been authored by film journalist Aseem Why Can’t We Just Be Friends is set be Chhabra and with forward by Karan Johar. It unveils the published soon. chapters of actor’s personal and professional life.  PERSON IN NEWS WORLD  President: José Mário Vaz Baciro Dja :The West African Country-Guinea Bissau’s Mary Robinson and Macharia Kamau: United President Jose Mario Vaz named Baciro Dja as prime Nations (UN) Secretary General Ban Ki-moon has appointed minister. Mary Robinson and Macharia Kamau as UN’s Special Envoys Guinea Bissau for El Nino and Climate. Mary Robinson is the former  Capital: Bissau  Currency: West African CFA franc

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President of Ireland while Macharia Kamau is the Kenyan government-owned corporation responsible for the diplomat. generation of nuclear power for electricity. Headquarters: Mumbai, Maharashtra. Binali Yildirim: Turkey’s Justice and Development Party has appointed Binali Yildirim as the new Prime Minister Ashok Chawla SEBI approves appointment of Ashok by Turkish President Recep Tayyip Erdogan, as he seeks to Chawla as NSE Chairman tighten his grip on power. Anurag Thakur: Anurag Thakur (41) was unanimously Philip Abraham: Indian journalist and Councillor Philip elected as President of BCCI (Board of Control for Cricket in Abraham have been elected the Deputy Mayor of Loughton India) by the board’s special general meeting (SGM) held in town in the United Kingdom. Mumbai. Mukul Mudgal: Ex-Chief Justice of Punjab and Ratan P Watal: Former Finance Secretary Ratan P Watal Haryana Mukul Mudgal has been appointed as the deputy has been appointed as Principle Adviser for social sector in chairman of world governing body FIFA’s Governance NITI Aayog. He has been appointed to the post for three Committee. years. Fatma Samba Diouf Samoura: Senegalese UN diplomat Rajesh Chandra: Senior IPS officer Kumar Rajesh Chandra Fatma Samba Diouf Samoura (54) became first female to be was appointed as Chief of Bureau of Civil Aviation Security named as Secretary General of FIFA (International Federation (BCAS), the aviation security wing of the Government. of Association Football) Council. The announcement in this Naveen Sinha: Justice Naveen Sinha has sworn in as the regard was made by FIFA President Gianni Infantino at the 31st Chief Justice of Rajasthan. 66th FIFA Congress held in Mexico City. Deepak Gupta: Justice Deepak Gupta has sworn-in as Sadiq Khan: Sadiq Khan of the British Labour party has the new Chief Justice (CJ) of the Chhattisgarh High Court. been elected the new Mayor of London by comfortably outrunning of his nearest rival. With this Mr Khan became AR Karve: Vice-Admiral AR Karve assumed charge as London’s first Muslim mayor. His victory also marks the the Flag Officer Commanding-in-Chief of the Kochi return of Labour Party rule in the British capital after eight based Southern Naval Command. years of Conservatives in power. Atma Ram Nadkarni: Appointments Committee of the Manjit Singh: US President Barack Obama has appointed Cabinet (ACC) has appointed Bombay High Court’s senior an Indo-American engineer Manjit Singh, as the member of advocate Atma Ram Nadkarni as Additional Solicitor General President’s Advisory Council on Faith-Based and for a period of three years. Neighborhood Partnerships. Bilateral Sunil Lanba: Vice Admiral Sunil Lanba (58) has been appointed as next Chief of the Naval Staff. He will be 23rd Dr. A V S Ramesh: Dr. A V S Ramesh Chandra has been chief of Indian Navy and 21st as an Indian. appointed as the Ambassador of India to Romania. Resign

Tim Cook: APPLE CEO Tim Cook visited India this week. Shashank Manohar: Nagpur-based lawyer Shashank Sanjay Kaul: California-based technology giantApple has Manohar has resigned aspresident of the Board of Control reportedly promoted Sanjay Kaul as the for Cricket in India (BCCI). and chairman of the country manager forApple India operations. International Cricket Council (ICC). Manohar has left the office as he believes recommendations made by RM Somnath Ghosh: Indian Foreign Service officer Somnath Lodha panelare impossible to implement. Ghosh presently Ambassador of India to Mongolia, has been appointed as the next Ambassador of India to the Republic OBITUTARY of Tajikistan. R G Jadhav: Noted Marathi critic and litterateur R G Jadhav India passed away in Pune, Maharashtra following prolonged S K Sharma Renowned scientist S K Sharma was appointed illness. the Chairman and Managing Director (CMD) of Nuclear Power Corporation of India Limited (NPCIL). NPCIL is a

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Burt Kwouk: The British actorBurt Kwouk hasdied aged Balraj Madhok: Veteran RSS leader and founder of 85. He was best known for his role as Cato in the Pink Bharatiya Jan Sangh, Balraj Madhok passed away Panther films. Tony Cozier: Legendary West Indian Cricket Diwaliben Bhil: Veteran Gujarati folk singer Diwaliben Commentator and journalist Tony Cozier died at the age of Bhil passed away in Junagadh, Gujarat. 75 following a long illness Motiur Rahman Nizami :Bangladesh executed Islamist William Schallert: Former SAG president William party Chief Motiur Rahman Nizami for convicted criminal Schallert, best known as TV dad Martin Lane on The Patty during the 1971 war of independence from Pakistan. Duke Show has died at the age of 93 at his home in Los Angeles. Morley Safer: Canadian Long-time CBS News correspondent Morley Safer has died at 84 in Manhattan, Deepak Shodhan: Gujarat-born Former Test He was best known for his long tenure on the news magazine cricketer Deepak Shodhan has passed away at the age of 87. 60 Minutes also longest serving reporter on the same. He was India’s oldest living Test cricketer in Ahmedabad. K Anirudhan: Former Communist party leader and Susannah Mushatt Jones Reportedly the world’s Member of Parliament K Anirudhan has died due to old age oldest living personSusannah Mushatt Jones has died related ailments in New York City. She is aged 116 and had been ill for the past 10 days.  PLACE IN NEWS

Lakshadweep became first UT to sign 24×7 The office was formally opened by Apple’s CEO Tim Cook ‘Power for All’ document who is on official visit to India. The facility located on the Lakshadweep became first Union Territory (UT) in the country Waverock campus will focus on development of Maps for to sign 24×7 Power for All document. The document was Apple’s flagship products, including iPad, iPhone, Mac and signed by representative of Union Government and Apple Watch. The new facility will provide a world-class, administration of Lakshadweep. At present, 10 inhabited LEED-certified home for the expanding Maps team and create islands of Lakshadweep are mostly fed by diesel. up to 4000 jobs. 24×7 Power for All documents is a plan to increase solar capacity from 2.15 MW to 8.45 MW of the island region. It World’s largest Single Rooftop Solar Power Plant emphasis on envisions reduction of AT & C losses from inaugurated in Amritsar current level of 21% to 6.7% till 2019 by increasing the World’s largest single rooftop solar power plant of 11.5 MegaWatt (MW) capacities was inaugurated at Dera Baba collection efficiency up to 99%. As a part of energy efficiency Jaimal Singh in Beas near Amritsar in Punjab. This is the measures, 1 lakh LED bulbs will be distributed by largest Solar Power Plant spread over 82 acres of rooftop in Lakshadweep UT administration through Energy Efficiency single campus on multiple roofs with installed capacity of Services (EESL). 19.5 MW. The plant has been set up with the cost of 139 Brown Bears sighted for the first time in Kargil crore rupees and would generate clean and green energy after 1999 War sufficient to power approximately 8,000 homes. It will also The J&K Wildlife Department in 2016 spotted a group of help in abating 4-lakh tonnes of carbon dioxide (CO2) in the eight Himalayan brown bears in Kargil’s Drass Sector. These next 25 years. brown bears were last seen in the zone, which is their natural habitat, before the 1999 Kargil War. The eight beers comprised Modi, Maithripala Sirisena released ‘Simhastha of three adult females and five grown-up cubs and were seen Declaration’ in Ujjain The Prime Minister along with Sri Lankan President in Drass area of Ladakh with mountain ranges of 16000 to 21000 feet. Maithripala Sirisena released ‘Simhastha Declaration’ at Ninora village in Ujjain. Both leaders addressed the Apple Inc opened Development Office in concluding session of the 3 day International Vichar Hyderabad Mahakumbh for the month-long Simhastha Mela. Sri Lankan US personal and consumer technology giant Apple Inc. President Sirisena was on a two day visit to India from 13 opened a new Development Office in Hyderabad, Telangana. May to 15 May 2016. 51 sacred points have been included in

24 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 this declaration for betterment of mankind and these elixir  Prime Minister and Railway Minister flagged off points will start new discourse for India and the world. passenger train services to Mizoram and Manipur on the newly-laid broad gauge line Asia’s first Rice Technology Park to be and Kamakhya -Vaishno Devi Katra weekly train established in Gangavati, Karnataka which was announced during Railway Budget 2014- The Karnataka Government in the first week of May 2016 15. decided to establish Asia’s first-ever Rice Technology Park  A two-day International Buddhist conference to at Gangavati.Besides, a Maize Technology Park will also be remember the 2,560th birth anniversary of Lord established at Ranebennur in Haveri district. The rice park is Buddha began in Nepal. It was inaugurated being established at Navali-Karatagi villages on the outskirts by Nepal Prime Minister K P Sharma Oli.Theme: of Gangavati, and the maize park is to be come up in the Lumbini, Nepal: the birth place of Lord Buddha and APMC market yard at Ranebennur. the fountain of Buddhism and world peace. South India’s first underground metro services  Five day festival of 155th birth anniversary of poet flagged off in Bengaluru laureate Rabindranath Tagore was held in Eygpt. South India’s first underground metro services flagged of in NIEWS IN BRIEF Bengaluru i.e. at East-West corridor (Purple Line) of Bangalore  Dubai has opened the world’s first functioning 3D- Metro Rail Corporation Limited (BMRCL). The underground printed office building in a bid to enhance Gulf’s metro corridor has been named as Namma Metro and was main tourism and business development. flagged off Dr BR Ambedkar station by the Union Urban  State-owned Bharat Heavy Electricals has Development Minister Venkaiah Naidu and Karnataka Chief successfully commissioned 250 MW thermal unit Minister Siddaramaiah. The newly inaugurated 28-km metro in Maharashtra. This is the eighth coal-based unit line has 5.12-km underground stretch and connects Cubbon commissioned by BHEL at Parli Power Station, in Park to the City Railway station. Maharashtra.  The National Green Tribunal (NGT) Circuit Bench  Maharashtra’s cultural capital Pune has emerged as of Kochi has banned light and heavy diesel vehicles the best five star hotels destination in 2015. which are more than 10 years old in six major cities  Hindustan Aeronautics Limited has completed Rs of Kerala. These six major cities are: 4.77 crore Kumudvathi river rejuvenation project Thiruvananthapuram (state capital), Kochi near Nelamangala in Bengaluru rural district. (commercial capital), Kollam, Thrissur, Kozhikode Totally eight villages were got benefitted by this and Kannur. CSR movement project.

 SPORTS

CRICKET  Cricket legend Sachin Tendulkar has agreed to become India’s Olympic goodwill ambassador,  BCCI has nominated Indian Test captain Virat Kohli along with actor Salman Khan and Shooter Abhinav for the prestigious Rajiv Gandhi Khel Ratna Award Bindra. and his teammate Ajinkya Rahane for Arjuna Award.  Australia based Functional training system F45 These nominations by BCCI have come after a gap announced the appointment of former Australian of four years. cricketer Brett Lee as brand ambassador for Indian  ICC lifts suspension on Sri Lankan wicket-keeper operations. Kusal Perera  Rwanda’s Cricket captain Eric Dusingizimana has  The Board of Control for Cricket set a new Guinness world record by batting out a in India has namedSanjay Bangar as India’s head longest individual net session of straight 51 hours coach for the team’s tour to Zimbabwe and Abhay beating the record set last year by India’s Virag Sharma has been appointed as the fielding coach Mane, who had batted a straight 50 hours. for the side.  England women’s Cricket captain  Eminent England Cricket Batsman Joe Root has Charlotte Edwards announced retirement from been honoured with England’s Test and One Day international cricket to end a glittering cricket career International Cricketer of the year during England with immediate effect. Cricket Board Annual Awards.

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 Former South African cricketer Mickey Arthur has  Indian women’s archery team that qualified for the been appointed as cricket team’s head coach. It was Rio Olympics comprising Deepika Kumari, announced by the Pakistan Cricket Board (PCB). Bombayla Devi and Laxmirani Majhi was named  Former England all-rounder Matthew Fleming has for the Rio Olympics been appointed as the next Marylebone Cricket  India’s ace cueist Pankaj Advani has created history Club president. by clinching the Asian 6-Red Snooker title held in  Star Indian opener Rohit Sharma became the ‘Brand Abu Dhabi. With this victory, Advani became the Ambassador’ of world famous watch brand Hublot first cueist in the world to hold both world and becoming second renowned cricketer after former continental titles in 6-red snooker at the same time. Australian captain Michael Clarke to be associated  Pro turned Haryana hailed Boxing star Vijender with the brand. Singh’s charging winning strip remained intact as  Former India captain Anil Kumble has been re- he carved out a sixth consecutive knockout victory appointed ICC (International Cricket Council) by battering Poland’s Andrzej Soldra. Cricket Committee chairman for a second term of  Red Bull F1 driver Max Verstappen (18) from three years. Former Indian Rahul Dravid, Sri Lanka Netherlands created history by becoming Formula skipper Mahela Jayawardene, Australia off-spinner One’s youngest race winner. He achieved this feat Tim May were also named member of the ICC Cricket after winning the 2016 Spanish Grand Prix, which Committee. Three-time ICC Umpire of the Year was his debut race for Red Bull at the age of 18. Richard Kettleborough also has been appointed as  Indian women’s squash team ended with a silver umpires’ representative in the committee. medal its Asian Team Championship campaign as TENNIS they lost to Malaysia by 0-2 margin in the summit clash in Taipei.  Russian tennis federation has named Tennis  Former Olympic gold medallist Shooter Abhinav superstar Maria Sharapova in its tennis team for Bindra clinched the silver by 0.1 point in the men’s the upcoming Rio Olympics 2016 to be held later air rifle in the International Shooting Competition this year. of Hannover in Germany  Andy Murray clinges Rome title with victory over  Golden State Warriors star Stephen Novak Djokovic. Curry was named theNBA’s Most Valuable BADMINTON Player for the second straight year he is set be the 11th person to win consecutive MVP awards.  Denmark has bagged the 2016 Thomas Cup  Two Indian women wrestlers Vinesh Phogat and badminton tournament by deafting China. Sakshi Malik have qualified for 2016 Rio Olympics Meanwhile Uber Cup (Women’s World Badninton scheduled to be held in August 2016. Team Championships) was won by China. In the  Pakistan has won the third edition of the Asian

title clash , C h in a d efeated S o u th K o r e a 3 - 1 . Kabaddi Championship 2016 (Circle Style) by defeating India. FOOTBALL  Seven Indian shuttlers (Badminton players) have  Real Madrid FC won the 2016 UEFA Champions officially earned the qualification for the forthcoming League for the 11th time by defeating Atletico Rio Olympics scheduled to be held in August 2016 Madrid. in Brazil. They are Saina Nehwal, PV Sindhu, K.  Spain’s oldest football club Sevilla defeated Srikanth, Jwala Gutta, Ashwini Ponnappa, Manu Liverpool to won Europa League final for the third Attri and B Sumeeth Reddy consecutive time.  German Formula 1 Mercedes Driver Nico Rosberg  Mohun Bagan FC has won the 2016 Indian won 2016 Russian Grand Prix. It is his fourth win in Federation Cup football tournament title after a row this season. deafting Aizawl FC by 5-0 goals. It is Mohun Bagan  Indian women’s team has won silver medal in the FC 14 title. recurve team final of Archery World Cup held at the Yuanshen Stadium in Shanghai, China. OTHER SPORTS  The Indian women’s relay team in 4x100m category broke the 18-year-old National record to finish in 4th position at the IAAF World Challenge in  Beijing China.

26 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 SCIENCE & TECHNOLOGY Union Government announced that 34 Indian India’s first integrated web portal to promote Net satellites operational in the space Zero Energy Buildings launched The Union Government has announced that currently 34 The Union Ministry of Power and the United States Agency Indian satellites are operational in the space. It was for International Development (USAID) launched India’s first announced by the Union Minister of State (Independent integrated web portal designed to promote and mainstream Charge) Atomic Energy and Space, Dr Jitendra Singh in written Net Zero Energy Buildings (NZEB) in India. The portal reply to a question in Rajya Sabha. (www.nzeb.in) was launched by Secretary of Union Ministry 34 operational satellites are: of Power Pradeep Kumar Pujari and Ambassador Mr Jonathan a) 13 Communication Satellites Addleton, USAID Mission Director to India. b) 12 Earth Observation Satellites c) 7 Navigational Satellites India’s first reusable space shuttle RLV-TD d) 2 Space science Satellites launched The Indian Space Research Organization (ISRO) has UK’s first baby born using Next-Generation DNA successfully test launched the first indigenous Reusable sequencing method Launch Vehicle-Technology Demonstrator (RLV-TD). It was United Kingdom’s first baby named Biagio Russo was born launched from the First Launch Pad at Satish Dhawan Space in Oxford using Next-generation DNA sequencing (NGS) Centre, Sriharikota in Andhra Pradesh. The launch was part method. This method uses a revolutionary In Vitro of a series of technology demonstration missions, which is Fertilization (IVF) technique resulting in better selection of considered as a first step towards realising a Two Stage To embryos to transfer during the treatment. Orbit (TSTO) fully re-usable vehicle. After launch RLV-TD glided back onto a virtual runway in Bay of Bengal and re- SpaceX successfully launched Japanese JCSAT- entered the atmosphere after reaching a height of over 70 14 Satellite km. US based private space transport service company, SpaceX has successfully launched Japanese JCSAT-14 Scientist developed World’s first holographic communication satellite into the space. The satellite was flexible phone place into its intended preliminary geostationary transfer orbit Scientists from the Queen’s University (Canada) have by SpaceX Falcon 9 rocket which was launched from Cape developed the world’s first holographic flexible smartphone Canaveral Air Force Station in Florida, US. named HoloFlex. The HoloFlex smartphone lets users to interact with 3D (Three dimensional) videos and images China launched Yaogan-30 remote sensing without using any headgear or glasses. satellite China has successfully launched Yaogan-30 remote-sensing Scientists developed world’s smallest light satellite into sun-synchronous orbit (SSO) using the Long powered engine March-2D rocket. The rocket was launched from Jiuquan A group of researchers from University of Cambridge have Satellite Launch Center located in Gobi desert in northwest built the world’s smallest (nanoscale) working engine. They China’s Gansu Province. It was the 227th flight of the Long have named the microscopic engine as ANTs (Actuating March rocket series and was also the second orbital launch Nano-Transducers). The nanoscale engine is just a few from the Jiuquan Satellite launch Center in 2016. The Yaogan- billionths of a metre in size and uses light to power itself. The 30 satellite was built by the China Academy of Space prototype engine was made of tiny charged particles of gold. Technology (CAST). It is part of second generation of the It was bound together with temperature-responsive gel-like Yaogan series inaugurated in 2008. The first Yaogan satellite polymer called pNIPAM. was launched in 2006. NEWS IN BRIEF Trial run of Talgo train with speed up to 115 kmph  Union Minister of State (MoS) for Science & conducted Technology Y.S.Chowdary has launched ‘Qora’, an The trial of Spanish train Talgo, the lighter and faster vehicle indigenously developed affordable Faecal whose speed goes up to 115 kms per hour, was conducted Incontinence Management System (FIMS). It was between Bareilly and Moradabad in Uttar Pradesh as part of launched in New Delhi. the Railways’ strategy to increase the speed of trains.  The National Aeronautics and Space Administration (NASA) have successfully launched a super 27 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

pressure balloon to conduct near-space scientific  Scientists claim to have developed the world’s first investigations. It was launched from South Island holographic flexible smartphone called the Holo Flex Wanaka Airport, New Zealand in the fifth attempt. that lets users interact with 3D videos and images  Scientists have discovered a new species of 77- without any headgear or glasses. million-year-old horned dinosaurs in the United States that have distinctive facial horns and spiked  neck shields. HEALTH

India lauded for Medicines with the Red Line in the development and implementation of the ‘WHO campaign on antibiotics Traditional and Complementary Medicine Strategy. The term Medicines with the Red Line was in news on 19 May 2016 as the campaign was appreciated by the Global NEWS IN BRIEF Review on Antimicrobial Resistance.The review was  World Health Statistics for the year 2016 have commissioned by the UK Prime Minister David Cameron in been reported by World Health Organization about 2014 and chaired by economist Jim O’Neil.As per the review, Life Expectancy since 2000. Trends in Life India led the way so far with its idea of a ‘Red Line Campaign’ Expectancy Increased by 5 years between 2000 and for antibiotics packaging. 2015 and increasing from 1960. JP Nadda launched Centre for Environmental  Union Health Minister, J P Nadda launches Health to assess environmental impact on health ‘Kayakalp Fortnight’ at AIIMS, New Delhi in order to set protocols for hygiene and sanitation at The Union Minister of Health and Family Welfare J P Nadda government health facilities. launched the Centre for Environmental Health in New Delhi. The centre was launched to assess the impact of environment- related problems like air pollution, climate change, pesticide use and sanitation on health.  Key highlights related to Centre for Environmental Health  It is a joint initiative of the Public Health Foundation of India and the Tata Institute of Social Science. VANIK’S KNOWLEDGE GARDEN  The centre will conduct research across a range of Important Nuclear Power Plant in India environmental health issues, including chemical Plant Location State Capacity exposure, water and hygiene. Narora Atomic Power Narora Uttar Pradesh 440 MW  Its mandate also includes capacity-building, Station advocacy, outreach and remedial issues. Rajasthan Atomic Rawatbhata Rajasthan 1180 MW UTMB scientists genetically engineered world’s Power Station Tarapur Atomic Power first Zika virus infectious cDNA clone Tarapur Maharashtra 1400 MW A multidisciplinary research team from the University of Texas Station Kakrapar Atomic Medical Branch (UTMB) announced that it genetically Kakrapar Gujarat 440 MW engineered world’s first clone of the Zika virus strain. The Power Station Kudankulam Nuclear development of cDNA clone, as it is called, is expected to Kudankulam Tamilnadu - MW speed up many aspects of Zika research, including vaccine Power Plant Madras Atomic Power and therapeutic development. Kalpakkam Tamilnadu - MW Station India inked Project Collaboration Agreement with Kaiga Nuclear Power Kaiga Karnataka 660 MW WHO to promote traditional medicine Plant India has signed a historic Project Collaboration Agreement Madras Atomic Power Kalpakkam Tamil Nadu 440 MW (PCA) with World Health Organization (WHO) for Station cooperation on promoting the quality, safety and effectiveness of service provision in traditional and complementary medicine. The PCA aims at supporting WHO

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UNODC launched inaugural World Wildlife Crime Cyclonic storm ROANU hits eastern coast of India Report Cyclonic Storm Roanu, an active tropical cyclone in the Bay The United Nations Office on Drugs and Crime (UNODC) of Bengal has hit the eastern coast of India. It is the first launched its inaugural World Wildlife Crime Report. The tropical cyclone of the annual cyclone season. Roanu report highlights how the poaching and illegal trade of originated from a deep depression (low pressure) area that thousands of different species across the globe present real formed south of Sri Lanka and later gradually drifted north environmental dangers. The report also urges shared and intensified into a cyclonic storm. responsibility in tackling this crime given how products made NEWS IN BRIEF from illicit flora and fauna such as fashion items, furniture, food, and pets, may be hidden in plain sight.  According to the UN environment report over 40 Himachal Pradesh launched artificial propagation million people in India will be put at risk from rising programme of mahseer fish for conservation sea levels by 2050.The Report points out Mumbai and Kolkata having the maximum exposure to coastal Himachal Pradesh fisheries department has started an flooding in future due to rapid urbanization and artificial propagation programme for rehabilitation and economic growth. conservation of Golden Mahseer fish. Under this programme,  Chinese archaeologists discovered 8,000 years old a hatchery has been set up in the state with an outlay of Rs paddy who believe that it could be the earliest wet 6 crore to rear mahseer fish and release its fingerlings into rice farming site in the world. It has been also found the wild. The population of the golden mahseer has seen carbonized rice that was confirmed to have grown decline in recent times in rivers of Himachal Pradesh as they more than 8,000 years ago based on carbon dating. are hunted for sport and food. It also has declined due to various reasons such as construction of dams, barrages, indiscriminate fishing of juvenile and brood fish, pollution,  introduction of exotic species and habitat deterioration. DEFENCE US launched Phase 2 of EPAA missile defence INS Tarmugli commissioned into Indian Navy system in Romania Fast Attack Craft INS Tarmugli was commissioned into Indian The USA launched the Phase 2 of the European Phased Navy today by Vice Admiral HCS Bisht, AVSM, Flag Officer Adaptive Approach (EPAA) missile defence system in Commanding-in-Chief, Eastern Naval Command at Naval Romania. As part of this, a new ground-based missile defense Dockyard, Visakhapatnam.INS Tarmugli will be based in system will be set up at the US naval support facility in Visakhapatnam under the Naval Officer-in-Charge (Andhra Deveselu, Romania. Pradesh) and will be deployed for coastal patrol and 2016 Red Flag Aerial combat exercises concludes surveillance operations along the East Coast of India. in US India successfully test fires indigenously 1The multilateral Red Flag Aerial combat exercises between developed Prithvi-II missile US, NATO and allied forces and India Air Force (IAF) India successfully test fired indigenously developed Prithvi- concluded in Alaska, US. The four-week long (from April 28 II missile from the Chandipur, off Odisha coast.It weighs to May 13, 2016) aerial combat exercises was held at the 4600 kilogram and has a strike range of 350 kilometer. Nellis Air Force Base, Alaska. This was the second time India had participated in such an exercise after 2008. India successfully test-fires supersonic interceptor missile Indian Air Force successfully test fires Brahmos India successfully test-fired its indigenously developed missile at Pokaran supersonic interceptor missile , capable of destroying any The Indian Air Force (IAF) successfully test-fired a land- incoming hostile ballistic missile, from a test range off Odisha attack version of the supersonic cruise missile, BrahMos at coast. the Pokaran field firing range in Jaisalmer, Rajasthan.

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Indian Air Force’s Electronic Maintenance shore patrol vessels (OPVs) that the Indian Coast Guard had Management System launched tasked the Vasco defence public sector undertaking to build. Indian Air Force has launched its Electronic Maintenance Management System (e-MMS) Project, an automated military US Navy tested world’s largest unmanned surface maintenance system. It was inaugurated by the Chief of Air vessel, Sea Hunter Staff, Air Chief Marshal Arup Raha at the Air Force Station in United States of America (US) Navy tested the world’s largest Pune, Maharashtra. unmanned surface vessel named Sea Hunter in San Diego. It is a self-driving 132-foot ship able to travel up to 10000 Indian Navy launched underwater Harbour nautical miles on its own to hunt for stealthy submarines Defence Systems in Visakhapatnam and underwater mines. It is designed to travel thousands of Indian Navy has launched the state-of-the-art Harbour miles out at sea without a single crew member on board. Defence Systems, viz. Integrated Underwater Harbour Defence and Surveillance System (IUHDSS) in NEWS IN BRIEF Visakhapatnam, Andhra Pradesh. Besides, Mine Warfare Data  Indian Army had conducted major military training Centre (MWDC) was also launched. IUHDSS and MWDC exercise ‘2016 Chakravyuh-II’ in Suratgarh, Rajasthan.. systems seek to enhance the Indian Navy’s surveillance capability and response to security threats at the Naval  Maharashtra Ex-servicemen’s Corporation has Dockyard in Visakhapatnam. launched the Veer Yatra, an initiative by the Military body that aims to spice up a vacation with on-locale Offshore patrol vessel ICGS Shaurya launched narratives of real-life dare-devilry and heroism. Goa-based defence shipyard, Goa Shipyard Limited (GSL), on 5 May 2016 launched Indian Coast Guard Ship (ICGS)  Shaurya at Vasco. The is the fifth ship of a series of six off- RECENT SUMMIT IN NEWS

G7 finance summit The first World Conference on Tourism for Development The G7 finance summit begins at Sendai in Japan to give (WCTD) was held in Beijing, China from May 18 to 21, 2016. fillip for balancing the growth of the global economy amid It was held under the theme ‘Tourism for Peace and the slowing down of the Chinese economy and those of Development’. The event will be jointly organized by the other emerging countries. Government of China and United Nations World Tourism G7 Countries: Organization (UNWTO). a) Japan, the US, Germany, Britain, France, Italy and Canada. First World Humanitarian Summit UN Secretary-General Ban Ki-moon inaugurated the first b) The G7 countries represent more than 64% of the world humanitarian summit in Istanbul. The summit aims net global wealth ($263 trillion) at World leaders to be committed to improving the 4th SAIEVAC Ministerial Meeting humanitarian responses to crises. The fourth edition South Asia Initiative to End Violence Against Children (SAIEVAC) Ministerial Meeting has South Asia Initiative to End Violence Against concluded in New Delhi. The 3 day landmark meeting (from 9 Children (SAIEVAC) The fourth edition South Asia Initiative to End Violence to 11 May 2016) is being hosted by the Union Ministry of against Children (SAIEVAC) Ministerial Meeting has begun Child and Women Development. The meeting will assess in New Delhi. The 3 day landmark meeting (from 9 to 11 May progress and developments of the past decade of regional 2016) is being hosted by the Union Ministry of Child and effort of SAIEVAC and identify priorities for SAIEVAC for Women Development. SAIEVAC is apex body of the South the next five years. Delegates from the governments and Asian Association for Regional Cooperation (SAARC) civil society organizations of India, Bangladesh, Afghanistan, nations created to bring governments of the region into active Bhutan, Maldives, Nepal, Pakistan and Sri Lanka are engagement for child protection against violence. participating in it. World Conference on Tourism for Development (WCTD) 

30 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 COMMITTEE & ITS FUNCTION Union Government constituted a 11 member panel Parkash Singh committee constituted to inquire into the to relook Defence Spend omission and commission on part of all officers and officials Union Government has constituted 11 members committee of police and civil administration during Jat Quota agitation to recommend measures to enhance the combat capabilities submitted its report to Haryana Chief Minister Manohar Lal of the armed forces and re-balance the overall defence Khattar. The report was submitted on 13 May 2016. expenditure. The 11-member committee will be headed by Lt Gen D B Shekatkar (retd).It also includes several other top H R Nagendra Committee on Yoga Education in military officers as well as civilian experts. The overall aim of Universities submitted its recommendations the committee is to ensure combat capabilities Indian armed The Union Government on 5 May 2016 announced that the forces and enhance their potential with a better teeth-to-tail H.R. Nagendra Committee on Yoga Education in Universities combat ratio, within budgetary constraints. It also aims at has recommended seven programmes for implementation in ensuring leaner and cost-effective fighting forces of India. universities. The Union Government on 15 January 2016 had constituted a committee on yoga education in universities. Union Government Constituted NK Singh The committee was headed by Professor H.R. Nagendra, Committee to review FRBM Act Chancellor, Swami Vivekananda Yoga Anusandhana, The Union Government has constituted a five member Samsthana, Bengaluru. The committee had submitted its committee to comprehensively review and give report on 19 April 2016. recommendations on the Fiscal Responsibility and Budget Management (FRBM) roadmap for the future. The committee Supreme Court appointed RM Lodha-panel to will be headed by Former Revenue Secretary and Rajya Sabha reform Medical Council of India MP, NK Singh. Its members are former Finance and Revenue The Supreme Court of India on 2 May 2016 appointed a three- Secretary Sumit Bose, Chief Economic Adviser (CEC) Dr. member panel headed by former Chief Justice of India (CJI) Arvind Subramanian, Deputy Governor of RBI Urijit Patel RM Lodha to oversee the functions of the Medical Council and Director of National Institute Public Finance and Policy of India. It is the regulator of medical profession and (NIPFP) Rathin Roy. The committee was constituted as per education in India.Besides Lodha, the panel consists of the announcement made by the Union Finance Minister Arun former Comptroller and Auditor General (CAG) Vinod Rai and Jaitley in his 2016-17 Budget speech. It will submit its Report Dr SK Sareen. The court appointed the panel as the MCI is to the Union Government by the 31st October, 2016. often been accused of indulging in corrupt practices. Parkash Singh panel submits report on Jat quota  Agitation DATE & OBSERVATION

April Theme: Measurements in a Dynamic World May 1 - International Labour day May 29 - International Day of United Nations Peacekeepers May 31 - World No Tobacco Day Theme: “Celebrating the international labour movement”. May 3 - Press Freedom Day World AIDS Vaccine Day is observed every year on May 18. Theme: Access to Information and Fundamental Freedoms - This awareness day marked by promoting the continued urgent need for a vaccine to prevent HIV infection and AIDS. This Is Your Right! st May 4 - Coal Miners day However World AIDS day is observed on 1 December. May 8 - World Red Cross day May 22 is being observed as International Biodiversity Day May 9 - Victory Day (IDB) across the world to promote conservation and May 11 - National Technology Day sustainable use of biodiversity. 2016 Theme: “Mainstreaming Theme: ‘Technology enablers of Startup India’. Biodiversity; Sustaining People and their Livelihoods”. May 12 - International Nurses day World Migratory Bird Day (WMBD) is being observed May 14 - World Migratory day across the world on the second weekend in May. This year, May 15 - International Day of the Family WMBD is being observed on 10th May. 2016 Theme: “Stop Theme: Families, healthy lives and sustainable future. the Illegal Killing, Taking and Trade of Migratory Birds”. is celebration honouring the mother that May 17 – World Telecommunication and Information Society Mother’s Day Day observed on the second Sunday in May. The day also May 18-World Museum Day grandmothers, and great-grandmothers for their contribution May 20 - Anti-Terrorism Day to family and society. May 21 - World Metrology Day 

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1. World Trade Organization (WTO) – 13. United Nations Populations Fund (UNFPA) – Headquarters – Geneva, Switzerland Headquarters – New York, US Head – Roberto Azevedo Head – Dr. Babatunde Osotimehin Founded on – 1 January, 1995 Founded on – 1969 2. World Health Organization (WHO) – 14. Asian Development Bank – Headquarters – Geneva, Switzerland Headquarters – Manila, Philippines Head – Dr Margaret Chan Head – Takehiko Nakao Founded on – 7 April, 1948 Founded on – 22 August, 1966 3. World Economic Forum (WEF) – 15. Asian Infrastructure Investment Bank (AIIB) – Headquarters – Geneva, Switzerland Headquarters – Beijing, China Head – Klaus Schwab Head – Jin Liqun Founded on – 1971 Founded on – 4 October, 2014 4. World Intellectual Property Organisation(WIPO Also 16. New Development Bank (BRICS Development Bank) – called OMPI) – Headquarters – Shanghai, China Headquarters – Geneva, Switzerland Head – K. V. Kamath Head – Francis Gurry Founded on – July, 2015 Founded on – July 14, 1967 17. United Nations Education Scientific & Cultural 5. International Labour Organisation (ILO/OIT) – Organisation (UNESCO) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Guy Ryder Head – Irina Bokova Founded on – 1919 Founded on – 16 November, 1945 6. United Nations Conference on Trade & Development 18. Organisation for Economic Cooperation & Development (UNCTAD) – (OECD) – Headquarters – Geneva, Switzerland Headquarters – Paris, France Head – Mukhisa Kituyi Head – Jose Angel Gurria Founded on – 1964 Founded on – 30 September, 1961 7. World Meteorological Organisation (WMO) – Headquarters – Geneva, Switzerland 19. North Atlantic Treaty Organisation (NATO) – Head – Michel Jarraud Headquarters – Brussels, Belgium Founded on – 1950 Head – Philip M. Breedlove Founded on – 4 April, 1949 8. International Committee of the Red Cross (ICRC) – Headquarters – Geneva, Switzerland 20. Asia Pacific Economic Cooperation (APEC) – Head – Jakob Kellenberger Headquarters – Singapore Founded on – 1863 Head – Dr. Alan Bollard Founded on – 1989 9. International Monetary Fund (IMF) – Headquarters – Washington DC, US 21. Association of South East Nations (ASEAN) – Head – Christine Lagarde Headquarters – Jakarta, Indonesia Founded on – 27 December, 1945 Secretary-General – Le Luong Minh, Vietnam Founded on – 8 August, 1967 10. The World Bank – Headquarters – Washington DC, US 22. South Asian Association for Regional Cooperation Founded on – July, 1944 (SAARC) – Headquarters – Kathmandu, Nepal 11. United Nations Organization (UN) – Head-Ahmed Saleem Headquarters – New York, US Founded on – 8 December, 1985 Head – Ban Ki-moon Founded on – 1945 23. International Maritime Organisation (IMO) – Headquarters – London, UK 12. United Nations Children’s Fund (UNICEF) – Head – Koji Sekimizu Headquarters – New York, US Founded on – 1959 Head – Anthony Lake Founded on – December, 1946 32 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

24. Amnesty International – 30. International Cricket Council (ICC) – Headquarters – London, UK Headquarters – Dubai, UAE Head – Salil Shetty Head – N. Srinivasan (Chairman) Founded on – July, 1961 Founded on – 15 June, 1909 25. Commonwealth of Nations – 31. The Fédération Internationale de Football Association Headquarters – London, UK (FIFA) – Head – Queen Elizabeth II Headquarters – Zurich, Switzerland Founded on – 28 April, 1949 Head – Joseph S. Blatter Founded on – 21 May, 1904 26. International Atomic Energy Agency (IAEA) – Headquarters – Vienna, Austria 32. World Wide Fund for Nature (WWF) – Head – Yukiya Amano Headquarters – Avenue du Mont-Blanc, Gland, Vaud, Founded on – July 29, 1957 Switzerland Founded on – 29 April, 1961 27. United Nations Industrial Development Organisation (UNIDO) – 33. Food & Agricultural Organisation (FAO) – Headquarters – Vienna, Austria Headquarters – Rome, Italy Head – Li Yong Head – Jose Graziano da Silva Founded on – 1966 Founded on -16 October, 1945 28. Organisation of Petroleum Exporting Countries 34. International Court of Justice (ICJ) – (OPEC) – Headquarters – The Hague, The Netherland Headquarters – Vienna, Austria Head – Abdulqawi Yusuf Head – Diezani Alison-Madueke Founded on -1945 Founded on – 1961-62 29. International Olympic Committee (IOC) –  Headquarters – Lausanne, Switzerland Head – Thomas Bach Founded on – 23 June, 1894 STATE NEWS Narayanasamy became new Chief Minister of area of 163 square kilometers. The project will come up at Puducherry Kalinganagar industrial area in Jajpur district of Odisha. For Senior Congress leader and former Union Minister V execution of the project, the Union Ministry of Commerce Narayanasamy was unanimously elected Legislature Party and Industry has approved the 4241 crore rupees. leader and is all is set to become the tenth Chief Minister of Punjab and Haryana HC stayed quota for Jats, five Puducherry. other communities in Haryana Mamata Banerjee sworn-in as West Bengal Chief The Punjab and Haryana High Court has stayed the Minister for a second term reservation for Jats and five other communities provided by Trinamool Congress chairperson Mamata Banerjee was the Haryana government. The reservation for these sworn-in as the chief minister of West Bengal for second communities was provided under a newly carved Backward successive five-year term on 27 May 2016. Governor Keshri Classes (C) category as per provisions of Backward Classes Nath Tripathi administered her oath of office and secrecy.This (Reservation in Services and Admission in Educational is for the first time that a chief minister will take oath on Red Institutions) Act, 2016. Road. Banerjee, the state’s eighth chief minister and the first Pinarayi Vijayan sworn-in as Kerala Chief Minister woman to occupy the post, took her oath in Bengali. Veteran CPI (M) leader Pinarayi Vijayan was sworn-in as 12th Union Government approves third NIMZ of India Chief Minister of Kerala after the left Democratic Front (LDF) in Odisha had won 2016 state assembly election. State Governor P The Union Government approved establishment of a Sathasivam administered his oath of office and secrecy. National Investment and Manufacturing Zone (NIMZ) in Odisha. This is the third NIMZ of India involving a massive

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Sarbananda Sonowal sworn-in as Assam Chief Bharti under Namami Gange Programme in Sahibganj, Minister Jharkhand. Under this programme, villages located on the Senior BJP leader and former Union minister Sarbanand entire 83 Km. stretch of Ganga River in Jharkhand will be Sonowal was sworn-in as the Chief Minister of Assam. covered to improve the health and quality of life. It will be Governor Padmanabha Balakrishna Acharya administered his carried out under the overall guidance of the Ministry with oath of office and secrecy at Khanapara in Guwahati. It was the support from UN Development Programme (UNDP), the first time after 1985, when a Chief Minister took his oath community organizations and NGOs. in an open field. With this, Sonowal became Assam’s second tribal chief minister after Jogen Hazarika in the 1970s. He is Maharashtra Government launched Adi Praman app for also first Chief Minister from Bharatiya Janata Party (BJP) in caste validity certificate Assam. It is the first time that a BJP-led alliance will form a Maharashtra Government has launched Adi Praman, a web- majority government in Assam. based application for state’s tribal population to get the caste validity certificates online. It was launched along with portal J Jayalalithaa sworn-in as Tamil Nadu Chief named [email protected] by Maharashtra Minister for sixth time Governor C Vidyasagar Rao. The application is first of its Ms. J Jayalalithaa has sworn in as the Chief Minister of Tamil kind for any state in India. Nadu for record sixth time after winning 2016 state assembly Union Road Transport and Highways Minister Nitin Gadkari election with absolute majority. State Governor Dr.K. Rosaiah has launched 20 Nirbhaya buses of Rajasthan State Transport administered the oath of office and secrecy to her at oath Corporation (RSTC). These buses are fitted with multiple IT- taking ceremony held at the Centenary Auditorium, Madras enabled safety measures to better protect women passengers University. Besides, Governor also administered oath of office and keep anti-social elements under check. These buses were and secrecy to the 28 ministers of her government. This is J launched by RSTC as a pilot project under the NIRBHAYA Jayalalithaa’s second consecutive term as chief minister and scheme. sixth overall. She is the second female Chief Minister of Tamil Nadu after Janaki Ramachandran. Assembly Elections 2016 Results: 5 states Assam Gujarat Government launched Smart Village i. Bharatiya Janata Party gains the position for the program First Time Gujarat Government has launched Smart Village program to ii. Chief Minister Tarun Gogoi conceded defeat and improve public facilities in the villages. It was launched by appreciated BJP chief ministerial candidate Gujarat Chief Minister Anandiben Patel on the occasion of Sarbananda Sonowal completion of two years of her Government. Under this iii. No of Constituencies won: 87 out of 126 programme, 300 villages will be selected for Smart Village Kerala program. Villages will be shortlisted by the state-level i. Left Parts wins the Election committee consisting of experts on the basis of Gram ii. CPI (M)-led LDF regained power in Kerala by Panchayat’s performance through a transparent process. It majority and succeed over ruling Congress-headed seeks to make villages ‘smart’ on the lines of Smart Cities that UDF will help them become self-reliant, clean and hygienic. iii. LDF won 91 of the 140 assembly seats Tamil Nadu UP Government approved ‘bicycle highway’ i. AIADMK retains the position between Taj and lion safari ii. Tamil Nadu Chief Minister J. Jayalalithaa headed Uttar Pradesh Cabinet has given its approval to develop over AIADMK to a second five-year term 197 km long ‘bicycle highway’ from Agra up to the lion safari iii. No of Constituencies won by AIADMK: 134 out of in Etawah to encourage eco-tourism in vicinity of Taj Mahal. 232 Decision in this regard was taken by State Cabinet meeting West Bengal presided by Chief Minister Akhilesh Yadav. i. Mamta banerjee retains the position Rural Sanitation Initiatives for Ganga Rejuvenation ii. Mamata Banerjee -led TMC is heading for a launched in Jharkhand continuous victory in the Assembly elections The Union Government has launched nine projects initiatives iii. TMC Won 211 out of 294 for rural sanitation initiatives for conservation of river Ganga Puducherry in Jharkhand. It was launched by Union Minister for Water i. Congress and DMK alliance succeed over N.R Resources, River Development and Ganga Rejuvenation Uma Congress

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ii. Congress alliance made 17 successes out of 30 seats  Odisha Governor Dr SC Jamir has promulgated Odisha Official Language (Amendment) Ordinance, NEWS IN BRIEF 2016 to ensure use of Odia in all government  e-municipal Rajasthan’s Bundi is all set get an systems. The ordinance was promulgated as per council to provide files at a click, and detailed digital provisions of the Article 213 of the Constitution. mapping with a database of its demographical and  Uttar Pradesh government is set to launch the ‘Dial- geographical information. 100’ across the state on October 2.  Rajasthan becomes India’s first state to issue  The CM Akilesh Yadav would launch the service in newspaper advertisements to select vice- Lucknow, Agra, Kanpur, Jhansi and Ghaziabad. chancellors for state universities to at ensure  Odisha Chief Minister Naveen Patnaik launched better-qualified candidates apply for the job and the Direct Benefit Transfer scheme for farmers and greater transparency in the process. pledged digging of at least one lakh bore wells to  Gujarat Government announced that totally 6,000 improve irrigation facilities. On behalf this move villages in the state becomes open defecation famers will get themselves registered online to free underSwachh Bharat Abhiyan. purchase seeds and get the subsidy amount in their  National Green Tribunal has banned bank accounts directly of the state. light and heavy diesel vehicles, which are passed  The State Government of Gujarat announced more than 10 years old, in six major cities in Kerala. officially its ”Agri Business Policy” in order  Telangana government to set up a monkey rescue promotes food processing and agriculture waste and rehabilitation centre will come up in a large management during the festival of 2016 Krishi simian population bound Adilabad district of the Mahotsav at Anand Town, Kheda District. state.  RECENT GOVERNMENT DEVELOPMENT & SCHEME

PM Modi launched scheme to provide free LPG Government that directly touches lives of the poor connections to poor and promotes inclusive growth. Prime Minister Narendra Modi launched a Rs 8,000 crore  The Scheme aims to enhance livelihood security in scheme to provide 5 crore free LPG connections to poor rural areas by providing at least 100 days of wage families as he attacked previous governments for just paying employment in a year to every household whose lip service to reducing poverty. Calling himself ‘Shramik No.1’ adult members volunteer to do unskilled manual (Worker No.1), he listed out initiatives taken by his work. government for the welfare of labourers. The launch coincided with May Day and Modi attacked previous Union HRD Ministry to launched ASMITA, governments for doing little for the poor. In the first year, 1.5 student tracking system crore such connections will be released and the target of 5 The Union Ministry of Human Resource Development (HRD) crore will be completed in three years, he said, comparing it has decided to launch ASMITA, a student tracking system to the just 13 crore LPG connections provided in 60 years of programme. ASMITA is acronym for All School Monitoring independence. Individual Tracing Analysis and shall be launched under Shala Asmita Yojana (SAY). SAY aims to track the educational Union government has released 9,367 crore to journey of school students from Class I to Class XII across drought-hit States under MGNREGA the 15 lakhs private and government schools in the country. Union government has released 9,367 crore to drought-hit ASMITA will be an online database which will carry States under MGNREGA in 2016-17, the Parliament was information of student attendance and enrolment, learning informed by the Union Agriculture Minister Radha Mohan outcomes, mid-day meal service and infrastructural facilities Singh. among others. Mahatma Gandhi National Rural Employment Guarantee Act: Himachal Pradesh launched PEHAL programme  MGNREGA is enacted under Indian legislation on for Shimla district 2005. It is the flagship programme of the UPA Himachal Pradesh Chief Minister Virbhadra Singh launched the PEHAL programme for the district of Shimla. The

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P h . : (0674) 6556677, 8093556677. W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m MAGAZINE FOR THE MONTH OF JULY - 2016 objective of the programme is to identify certain thrust areas and permanent disability will be paid 5 lakh rupees. That that have a direct bearing on the lives of the people in the worker who suffers partial disability will be paid a sum of 3 district. lakh rupees. Under the PEHAL, 5 focus areas were identified by the district HRD has launched the multilingual knowledge administration for development. They are – portal Bharatavani 1. Primary Education The Union Ministry of Human Resource Development (HRD) 2. Forest Rights has launched the multilingual knowledge portal 3. Health and Sanitation www.bharatvani.in. Bharatavani is the largest online 4. Campaign against drugs and skill development repository of dictionaries in India consisting more than 130 5. Women Empowerment dictionaries, glossaries and terminology books. It will ensure Himachal Pradesh Government launched PEHAL, universalization of education and also towards creation of a a vision document of the Shimla District knowledge society in the digital age. Himachal Pradesh Government has launched ‘PEHAL’, a Second phase of Pradhan mantri Ujjwala Yojana vision document of the Shimla District administration for launched at Dahod district of Gujarat raising education standards. It was launched by Chief Bharatiya Janata Party (BJP) national president Amit Shah Minister Virbhadra Singh in Shimla. PEHAL is an attempt to will inaugurate the second phase of Pradhan mantri Ujjwala integrate the various stakeholders in the development story Yojana at Dahod district of Gujarat. This scheme was of the district.The aim of the PEHAL programme is to identify launched the scheme in Uttar Pradesh on May 1. It aims to certain thrust areas which have a direct bearing on the lives provide free LPG connections to about five crore families of the people at grassroots. The five areas identified under living below poverty line across the country. The PEHAL are Forest Rights, Primary Education, Campaign ambitious Rs 8,000 crore iniative will be funded using the against drugs, Health and Sanitation and skill development money saved from 1.13 crore cooking gas users voluntarily and Women Empowerment. giving up their subsidies through PM’s Give It Up initiative. Odisha Government launched Green Passage was launched for ensuring Scheme for orphan students ‘Swachh Office Drive’ cleanliness at all Government offices Odisha Government has decided to launch Green Passage Urban Development Minister M.Venkaiah Naidu launched scheme for orphan students to ensure that they get free of a 15-day special ‘Swachh Office Drive’ for ensuring cost higher education in the state. A proposal of the higher cleanliness at all Government offices across the country as education department in this regard, was approved by Chief an intensive thematic campaign under Swachh Bharat Minister Naveen Patnaik. As per the scheme Orphan students Mission. The Minister also planted a Neem sapling at Nirman pursuing higher education (from Plus-II level) to post- Bhawan and inspected the building for about an hour for an graduation level, will no longer have to bear the education on the spot assessment of sanitation. The Ministry’s expenses. Students pursuing higher education will be suggestion includes ensuring water supply at 45 litres per exempted of tuition fees, admission fee and laboratory fees head per day, one toilet for every 25 persons. for higher studies. Smart Village-Smart Ward programme 2,508 cities selected under PM’s scheme for Telugu film actor Mahesh Babu has adopted a village in affordable housing Andhra Pradesh’s Guntur district villageBurripale munder As many as 2,508 cities in 26 States have been selected under the Smart Village-Smart Ward programme. The actor also ‘Pradhan Mantri Awas Yojana’ for providing affordable launched several development works worth about Rs 2.14 houses to the urban poor.As on April 25, 2016, a total of crore. 2,508 cities of 26 States have been identified as selected for Smart Village-Smart Ward: Pradhan Mantri Awas Yojana—Housing for all (Urban) a) Smart Village-Smart Ward iniative of Andhra Mission. Pradesh aims for inclusive growth of villages with Andhra Pradesh CM launched Chandranna Bima Yojana mutual cooperation between villagers and Andhra Pradesh Chief Minister N Chandrababu Naidu corporate. launched Chandranna Bima Yojana in Vijayawada. The Yojna b) Kuchipudi is the Andhra Pradesh best-known launched on the occasion of May Day is an insurance scheme classical dance form. for the working class people.The state government scheme will cover about 1.5 crore workers of the state.Under the National LED programme – Unnat Jyoti by Affordable LEDs for All (UJALA) scheme any insured worker who meets an accidental death

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The Union Government has launched National LED NEWS IN BRIEF programme – Unnat Jyoti by Affordable LEDs for All  As per recent study conducted by Centre for (UJALA). It was launched by Union Minister for State (IC) Science and Environment (CSE), chemical additive for Power, Coal and Renewable Energy Piyush Goyal in Potassium bromate (KbrO3) widely prevalent in Bhopal, Madhya Pradesh. bread and refined flour is carcinogenic. Key facts  Cricket legend Sachin Tendulkar accepted Indian 1. The UJALA scheme is being implemented by Olympic Association (IOA)’s invitation to become Energy Efficiency Services Limited (EESL), a joint the country’s goodwill ambassador for the Rio venture of PSUs under the Union Ministry of Power. Olympics alongside ace shooter Abhinav Bindra 2. It is LED based Domestic Efficient Lighting and Bollywood star Salman Khan after the Programme (DELP). Under it, 3 crore LED Bulbs will controversial actor’s appointment created uproar. be distributed in Madhya Pradesh in the next 6  Prime Minister Narendra Modi announced raising months. of retirement of government doctors age to 65 3. Under it, people of Madhya Pradesh will get years will be increased from the current 62 to 65. subsidiesed 9W energy efficient LED bulbs by  A four minute documentary film ‘Beti’ which is paying just 85 rupees per LED bulb. a non-fiction on girl child education has been 4. The scheme will help reduce electricity bills of invited for a special screening at the 42nd Seattle consumers, contribute to the energy security of India International Film Festival (SIFF), Washington DC. and also help in environment protection. The movie is directed by Shivain Arora.  Switzerland Government has honoured late veteran MISCELLANEOUS filmmaker Yash Chopra by unveiling bronze statue Indian Railways is all set to conduct trials of its at Interlaken. first solar panel-powered train Indian Railways is all set to conduct trials of its first solar panel-powered train which will have its lights &fans run on  solar energy in Jodhpur. However the train will have Prime Mover as a conventional diesel-run engine, the solar energy will be used for internal electricity gadgets. A train using Vanik’s Knowledge Garden solar power can reduce diesel consumption by up to 90,000 Name of the Bank /Head Office litres per year and also bring down carbon dioxide emissions by over 200 tonnes. With CNG is being used in local trains 1. Allahabad Bank Kolkata 2. Bank of Baroda Baroda on Rohtak-Rewari section of Delhi division. This is set to be 3. Bank of Maharashtra Pune the first of solar kind. 4. Bank of India Mumbai 5. Central Bank of India Mumbai The world’s largest cargo carrier aircraft Antonov 6. Canara Bank Bangalore An-225 Mriya landed at the Rajiv Gandhi 7. Dena Bank Mumbai International airport 8. Indian Bank Chennai The world’s largest cargo carrier aircraft Antonov An-225 9. Indian Overseas Bank Chennai Mriya landed at the Rajiv Gandhi International airport in 10. Punjab National Bank New Hyderabad in en route to Australia from Europe. Delhi Antonov An-225 Mriya: 11. Syndicate Bank Manipal 12. Union Bank of India Mumbai The Aircraft designed by the Soviet Union’s Antonov that 13. United Commercial Bank (UCO Bank) can carry up to 250 tonnes of cargo also can fly at 850 km/h Kolkata is the biggest commercially used freighter in the world for 14. United Bank of India Kolkata over 25 years. 15. Andhra Bank Hyderabad 16. Corporation Bank Mangalore China bug Chan’s Megastick declared world’s 17. Oriental Bank of Commerce New Delhi longest insect 18. Punjab and Sindh Bank New Delhi The Insect Museum of West China on 5 May 2016 announced 19. Vijaya Bank Bangalore that a stick insect measuring 62.4 centimeters has broken the 20. IDBI Bank Ltd Mumbai record for length among the world’s 807625 known insects. 21. ECGC (The Export Credit Guarantee Corporation of India Ltd) Mumbai

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VANIK’S STUDY GUIDE SPECIAL CLASS ON MATH largest alone fill it in 26 minutes, the amount of water flowing in by each pipe being proportional to the square of its diameter? 1. Mr Ram a businessman, had income in the year 1995 such that a) 20 minutes b) 24 minutes he earned a profit of 20% on his investment was less by Rs c) 16 minutes d) 12 minutes 5000 but still had the same income as that in 1995. Thus the 9. The distance between 2 stations, Delhi and Amritshar, is 450 percent profit earned in 1996 increased by 6%. What was his km. A train starts at 4 pm from Delhi and moves towards investment in 1995 Amritshar at an average speed of 60km/hr . Another train a) Rs. 100000 b) Rs. 100500 starts from Amritsar at 3.20 Pm and moves towards Delhi at c) Rs. 10500 d) Data inadequate an average speed of 80 km/hr. How far from Delhi will the 2. Mr. Shiva kumar started a business, investing Rs. 2500 in two trains meet and at what time. 170 km, 6.50 p.m 1996. In 1997 he invested as additional with an amount of a) 170 km, 6.50 pm b) 180 km, 7.10 pm Rs.10000 and Mr. Rakesh joinedhim with an amount of Rs. c) 160km, 7.30 pm d) 170 km, 6.40pm 35000. In 1998, Mr Shivkumar invested another additional 10. The difference between the compound interest and simple amount of Rs. 10000 and Mr. Suresh joined them with an interest on a certain sum at 5% . For 2 years is Rs. 1.50. The amount of Rs 35000. What will be Rakesh’s share in the sum is profit of Rs. 150000 earned at the end of three years from the a) Rs. 600 b) Rs.500 start of the business in 1996. c) Rs.400 d) Rs. 300 a) Rs. 70000 b) Rs. 50000 c) Rs. 45000 d) Rs. 75000 EXPLANATIONS 3. A can do a piece of work in 18 days. B is 20% more efficient 1 c) Let he invest x in 1995 than A. Find the number of days it takes B to do same piece of work? 120x Profit in 1995 = 1 100 a) 16 days b) 22 2 He invest in 1996 = x = 5000 c) 15 days d) 24 days 126 Profit in 1996 = (x  5000) 4. There were 42 students in a hostel. If the number of student 100 increase by 7, the expences of the mess increased by Rs.32.5 As per question per day while the average expenditure per head diminishes by Rs. 1.5. Find the original expenditure of the mess 120x 126 =  (x  5000) a) Rs 636 b) Rs.536 100 100 c) Rs. 630 d) Rs.656 5. The ratio of A’ s and B’s age is 4 : 5. If the difference between Solving this x = 105000 the present age of B and the age of A , 5 year hence is 3, then 2 b) Ratio of total investment × Total time what is the total of present ages of A and B ? ( 25000 × 12 + 35000 × 12 + 45000 × 12): 3500 × 24 : 35000 a) 72 year b) 60 years × 12 c) 86 years d) 84 years = 105 : 70 : 35 6. The simple interest on a sum of money will be Rs. 150 after 4 = 3: 2: 1 years. In the next 4 year Princpal becomes 5 times, what will Total Profit = 150000 be the total interest at the end of 8th years? a) Rs 950 b) Rs. 850 150000 Rakesh’s share =  2  50000 c) Rs.900 d) Rs. 860 6 7. A petrol pump owner mixed leaded and unleaded petrol in such 3 a) As B is 20% more efficient than A then A take 20% more day a way that the mixture contains 10% unleaded Petrol. What than B quantity of lead Petrol should be added to 1 litre mixture so that the Percentage of unleaded petrol becomes 5% 18 so B will take 100 = 16 days a) 1000 ml b) 900 ml 120 c) 1900 ml d) 1800 ml 4 a) Original Expenditure is x for 42 student 8. In what time would a cistern be filled by 3 pipes whose diameters are 1 cm, 3cm, 4cm , running together, when the For 49 student Expenditure is x + 32.5

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x x  32.5 3 170 1190 As per the question   450  = k.m 42 49 2 3 3 X = 636 1190 5 a) A’s age = 4x , B’s age = 5x k.m has to pass in (80 + 60)km/hr A’s age 5 year hence = 4x + 5 3 5x – (4x + 5 ) = 3  As the train moving towards each other Solving this we get x = 8 1190 5 A’s age = 4  8 = 32  2 8 = 40 B’s age = 5  So time taken = 3 6 A + B = 72 age 140 p  r 6 c) SI = 5 5 100 Total time taken = 4 pm + 2 = 6 or 6.50 6 6 p4r Train A travel in 4 to 6 .50 pm i.e 2.50 hr 150 = 100 5 So the distance = 2  60 km/hr  170km 4pr = 100 × 150 6 Now we calculated SI for Next 4 year 10 a) S.I. for 2 year on 5% interest = 10% 5 p  r  4 C.I. for 2 year on 5% interest= 5% +5% of 5% = 5.25% SI = (in the next 4 years principal is double) 100 Total difference = 0.25% SI = Rs. 750 0.25% = 1.50 Total SI = 750 + 150 = 900 100% = 600 7 a) 1 litre of mixture have 10% i.e. 100ml unleaded petrol while SPECIAL CLASS ON REASONING 900 ml petrol . Let x ml of lead petrol to added 900  x 95 Solve the puzzle-1  (5% means 5/ 95 ratio) A festival was held by The Times of India group in the capital of 100 5 India. In this festival Ken, Tim, Kat and Aish, each won a first x = 1000ml place in one of the four events: jumping, dancing, singing and 8 c) Sq2 of diameter = 1, 9, 16 swimming, not necessarily in that order. Curiously, each winner So they can capable of flowing 1 liter, 9 liter, 16 liter in one also won a second place and a third place in two other of these four minute. events. Largest alone fill it in 26 ,minute i.e. the capacity of tank = 26 Study the following clues and answer the questions that follow: × 16 = 416 liter (i) The one who was placed second in swimming was third Other two pipe fill it alone in 416/1 , 416/9 minute in dancing. (ii) The winner of the singing contest was placed third in In one minute the 3 pipe can fill swimming.  1 9 1  1 (iii) Aish did not come first in jumping or dancing.      416 416 26 16 part of christen (iv) Aish was a close second behind Kat in one of the four   events. Total time taken = 16 minutes. (v) Tim was placed third in singing, but did not get a place in jumping, and was not first in dancing. 9 a; Solve the puzzle-2 Eight people P, Q, R, S, T, U, V and W are sitting around a circular table, facing the centre. Each of them is drinking different beverages - Tea, Coffee, Juice, Mineral Water, Lemonade, Cola, Coconut Water and Milk, but not necessarily in the same order. Q is sitting second to the left of U. The person drinking milk is an immediate neighbour of U. Only one person sits between the persondrinking mineral water and P. The person drinking coffee is on the immediate

39 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 right of the person drinking mineral water. W is second to the right EXPLANATIONS of U. S is drinking milk. R and T are immediate neighbours. Neither Puzzle-1 R nor T is drinking mineral water. The person drinking lemonade is on the immediate left of Q. The person drinking cola is second to the right of person drinking coffee. The person drinking coconut water is an immediate neighbour of the person drinking mineral water. R is second to the right of the person drinking tea. Solve the puzzle-3 P, Q, R, S, T, V and W are sitting in a straight line facing north.Each Puzzle-2 one of them lives on a different ûoor in the same building whichis numbered from one to seven.Q sits fourth to the left of theperson living on the 6thûoor. Either Q or the person living on the6thfloor sits at the extreme ends ofthe line.Only one person sits betweenQ and W. W lives on the 3rdûoor.The person living on 1stûoor sitsthird to right of S. S is not an immediate neighbour of W. Only one person sits between T and the person who lives on the 2nd ûoor.P and R are immediate neighbours of each other. P does not liveon the 6thûoor. One who lives on5thûoor sits third to right of theone who lives on the 7thûoor. Solve the puzzle-4 Seven Professors A, B, C, D, E, F and G are engaged in evaluation of answer papers in three different subjects English, Mathematics and History. Atleast two persons evaluate the paper in each subject. Each of the evaluators stay in different buildings P, Q, R, S, T, V and W not necessarily in the same order. Puzzle-3 A evaluates English paper only with E and stays in building R. D stays in building W and does not evaluate Maths papers. The one who stays in building V evaluates History papers. B and C do not evaluate the papers in the same subject. Those who evaluate English papers do not stay in building Q. F stays in building P but does not evaluate history papers. G evaluates same papers as F. C stays in building T. Solve the puzzle-5 An institute is going to conduct a correspondence Five friends Puzzle-4 A,B,C,D and E went to Palika Bazar and bought five sets of mobile phones. Each and every person took one set. But they chose to use A English R mobile service networks of Airtel, Hutch, Idea and BSNL. Mobile phone sets of each person had a unique facility. These facilities B History V were: 4k colour display, Group SMSing, Graphics and Screen savers. C Math T Among A, B, C,D and E, two were enjoying services of Airtel and D History W two were enjoying 4k colour display facilities. Now study E English S carefully the given additional clues. F Maths P I. The one who was enjoying “group SMSing” facility in G Maths Q his mobile phone set, was also enjoying “Hutch” network. II. Neither of the two who were enjoying Airtel network was not A or C. Nor were they enjoying “4k colour Puzzle-5 display” facility in their mobile phone sets. III. B, who was not using the network of BSNL, was enjoying “4k colour display” facility in his mobile phone set. IV. Neither A nor E was enjoying “4k colour display” facility or “graphics” facility.

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IMPORTANT FIGURES ABOUT MUDRA BANK Person Network Facility  The bank will be set up with the initial corpus of Rs A Hutch Group 20000 cr and a credit guarantee corpus of Rs 3000cr. SMSing  The bank have categorized the amount of loan to be B Idea 4k-colour given in three different categories- display SHISHU- This is the first stage and in it the loan will be given C BSNL 4k-colour for upto 50000 display KISHOR- In the second stage a loan amount will be ranging D Airtel Graphic from 50,000 to Rs 5 lakh E Airtel Screen saver TARUN- This is last category which will provide upto Rs 10 lakh. SPECIAL CLASS ON BANKING  The bank will cater to 5.77 crore small business units that spread all across India who currently find it difficult MUDRA BANK to access credit from the regular banking system.  MUDRA means Micro Units Development and  According to Mr NARENDRA MODI the bank would Refinance Agency (known as the MUDRA bank). help over 6 cr families out of which 65% of them belongs  Mudra bank is being set up through a statutory enactment to scheduled caste and scheduled tribes. and will be responsible for developing and refinancing through a Pradhan Mantri Mudra Yojna. SPECIAL CLASS ON ENGLISH  It is first set up as a subsidiary of the Small Industries Asteroids are rocks and debris which are the leftovers of the Develpoment Bank of India(SIDBI). construction of our solar system. Most are in a belt, which (1)  It will later be converted into full-fledged bank through between Mars and Jupiter. However, the gravitational influence of an act of the parliament. MUDRA Bank is a public sector the giant planets, like Jupiter, or an impact by a comet can knock financial institution in India, It provides loan at low rates these large rocks out or their orbit, thus hurling them (2) the Earth. to small entrepreneurs. Many bodies have struck Earth in the (3), and a widely accepted OBJECTIVE theory blames the impact of an asteroid for the extinction of  It was launched in 8th April 2015 with the objective of dinosaurs about 65 million years ago. The scale of such a disaster regulating micro and small enterprise financing business, can be understood by the example of a relatively small-size asteroid and supporting them particularly those members who strike in Siberia in early 20th century which (4) more than half a belongs from scheduled castes and scheduled tribes. million acres of forest.  MUDRA Bank will also register MFIs(Micro Finance However, what relieves the common man of the (5) regarding asteroid Institutions) and will be responsible for accreditation impact is the fact that many scientific groups are dedicated towards and rating of MFI. tracking the asteroid paths and orbit all around the year. With  It will also make proper last mile practices to be followed advanced equipment and technology, they can predict any upcoming by MFI to provide proper client protection and to danger much in (6). According to them the chances of finding such prevent from indebtedness. an asteroid crossing Earth in this or the next five generations lifetime AIM is only one in thousands. Even if such an asteroid is found out,  The finance ministry said measures to be taken up by there will be (7) of time to track it, measure its orbit precisely, and the MUDRA are targeted mainly on young, educated or plan a system for (8) it from its orbit away from that of the skilled workers and entrepreneurs including women Earth’s. There will be no great hurry, and no great panic. It would entrepreneurs. be a project for all the world’s nations to take part in. It could be a  Basically small entrepreneurs and small businessman are globally unifying event. Because it will be (9) long before it actually often cut from banking system because of limited branch hits the Earth, it probably would take only a small measure such as presence, so MUDRA bank will partner with local chemical rockets, or perhaps an atomic explosion to divert it from coordinators and provide finance to small and micro a threatening path. businesses. Thus, in short, it can be said that though the impact would pose enormous risk to all living forms on Earth, the odds of it occurring

41 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 within our lifetimes is very (10) and it is unnecessary to run around 11. 1) groups 2) needs believing that the sky is falling. 3) factor 4) teaching 1. 1) rotates 2) appears 5) implications 3) strikes 4) encircles 12. 1) accept 2) dare 5) exists 3) fear 4) teaching 2. 1) past 2) around 5) reject 3) towards 4) against 13. 1) strongly 2) initially 5) inside 3) always 4) reject 3. 1) future 2) centuries 5) possibly 3) earliest 4) past 14. 1) let 2) initially 5) history 3) develop 4) destroy 4. 1) extinct 2) devastated 5) destroy 3) wasted 4) shrivelled 15. 1) opposite 2) found 5) fell 3) ûnding 4) different 5. 1) apprehension 2) expectation 5) negative 3) distrust 4) sufferings 16. 1) cheaper 2) economical 5) hesitation 3) another 4) second 6. 1) sooner 2) accuracy 5) many 3) advance 4) time 17. 1) groups 2) ethics 5) distance 3) culture 4) bonds 7. 1) dearth 2) loss 5) boundaries 3) most 4) lack 18. 1) distances 2) connections 5) plenty 3) differences 4) implications 8. 1) blocking 2) deflecting 5) suggestions 3) avoiding 4) destroying 19. 1) horizons 2) values 5) changing 3) nations 4) means 9. 1) experienced 2) harmful 5) status 3) perceived 4) noticed 20. 1) reduce 2) focus 5) devastating 3) prepare 4) connect 10. 1) low 2) large 5) develop 3) Narrow 4) High 5) few ANSWER KEYS The social (1) of the Web lifestyle and work style are enormous. A 1- 5 2- 3 3- 4 4- 2 5- 1 6- 3 7- 5 lot of people (2) that computers and the Internet will depersonalize 8- 2 9- 4 10- 1 11- 5 12-3 13- 2 14- 4 experience, creating a world that is less warm. But these are 15-1 16-3 17-4 18-2 19-1 20-5 unfounded as we know that some people were (3) afraid that the telephone would reduce face-to-face contact and will (4) society to SPECIAL CLASS ON COMPUTER fall apart. But the (5) actually came true. Just as phone and e-mail have increased contact between people living in different MS WORD communities and between people on the go, the PC and the Internet  Microsoft Word is a word processor developed by give us (6) way to communicate. They do not take any away. In Microsoft. reality, the ability to use the Internet to redefine (7) in our  It is used for creating, editing, formatting, storing, communities is strengthening personal and cultural (8). The Web retrieving and printing of a text document. lifestyle is about broadening (9), not narrowing them. Community  Microsoft Word’s native file formats are denoted either building is going to be one of the biggest growth areas on the Web. by a .doc or .docx file extension. It dramatically increases the number of communities you can bond  A Cursor is an indicator used to show the position on a to because of its ability to (10) groups of like-minded people computer monitor or other display device that will independent of geography or time zones. respond to input from a text input or pointing device.

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 Portrait and Landscape options are available in Basic Keys (Common Tasks) Orientation category of Page Setup. Ctrl + Shift + Create a non breaking  Alignment refers to the position of text between the Spacebar space margins. Ctrl + B Make letters bold  Auto complete is a feature in word that automatically Ctrl + I Make letters italic completes the spelling of days of the week and months Ctrl + U Make letters underline Ctrl + Shift+ < Decrease font size one of the year that have more than five letters in their names. value Function Keys Ctrl + Shift + > Increase the font size one F1 Get help or visit Microsoft value office Online. Ctrl + [ Increase the font size by 1 F2 Move text or graphic. point F4 Repeat the last action Ctrl + ] Decrease the font size by 1 F5 Choose the Go To point command (Home tab). Ctrl + Spacebar Remove paragraph or F6 Go to the nest pane or character formatting. frame. Ctrl + C Copy the selected text or F7 Choose the spelling object command (Review tab) Ctrl + X Cut the selected text or F8 Extend a selection object F9 Update the selected fields Ctrl + V Paste text or an object F10 Show key tips Ctrl + Alt + V Paste special F11 Go to the nest field Ctrl + Shift + V Paste formatting only F12 Choose the Save As Ctrl + Z Undo the last action command (Microsoft Ctrl + Y Redo the last action Office Button).

 To create a document, we use New command at the  Header and Footer option is used to display information menu. such as title and page number of the document.  Save as is used to save a document for the first time. It  The bar at the top of the window that bears the name of is also used to change the destination of the saved file in the window, is known as Title Bar. the computer.  A screen element of MS Word that is usually located  Print Preview is used to see the document before the below the title bar that provides categorisedoption, is printout is taken. called Menu Bar.  Cut and Paste options are used to move the data from  Auto Correct in word automatically corrects certain one part of the document to another. spelling, typing, capitalisation or grammar errors.  Thesaurus is used for finding a synonym for a word in Control Keys + Function keys Ctrl+F2 Choose the print the document. preview command  Word has extensive lists of bullets and numbering (Microsoft office features used for tables, lists, pages, chapters, headers, Button) footnotes, and tables of content. Ctrl+F3 Cut on the spike Ctrl+F4 Close the window Ctrl+F6 Go to the next window  Ctrl+F9 Insert an empty field Ctrl+F10 Maximise the document window Ctrl+F11 Lock a field Ctrl+F12 Choose the Open command (Microsoft Office Button)

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200 MCQ ON CURRENT AFFAIRS d) Aurobindo Pharma 1. Which Bank has seized a villa of debt- a) China b) Australia 18. World Hypertension day is observed strapped liquor baron Vijay Mallya in c) America d) India on? Panaji, Goa? 10. Which company has developed the a) May 16 b) May 18 a) United Bank of India fastest elevator in the world? c) May 15 d) May 17 b) Central Bank of India a) Mitsubishi 19. The World-first scanning helium c) State Bank of India b) Hyundai microscope built in ______d) UCO Bank c) Otis a) Australia b) Japan 2. Which State Government got approval d) Sigma c) Russia d) China to set up Kalinganagar National 11. Who has been re-appointed ICC Cricket 20. Who won the 2016 Man Booker Investment and Manufacturing Zone Committee chairman for a second term in Jajpur district? of three years? International Prize for her novel ‘The a) Assam a) Rahul Dravid Vegetarian’? a) Marlon James b) Odisha b) Sunil Gavaskar b) Han Kang c) Maharashtra c) Kapil Dev c) Hilary Mantel d) Rajashthan d) Anil Kumble d) Kiran Desai 3. Central Vigilance Commission (CVC) 12. Who won Rome Masters title in the 21. India has signed an agreement with has decided to develop a ______men’s single category? ______for for Government departments to check a) Rafael Nadal cooperation in promoting traditional corruption. b) Novak Djokovic medicine, Ayurveda and yoga. a) Primary Index c) Rogere Federrer a) World Bank b) Comparative Index d) Andy Murray b) World Health Organisation c) Integrity Index 13. Who won Rome Masters title in the c) United Nation Organisation d) Secondary Index women’s single category? d) Food and Agricultural Organisation 4. Nepal Telecom has completed laying a) Serena Williams 22. Economic think-tank NCAER projected optical fibre to Rasuwagadi area at the b) Venus Williams ______border c) Sania Mirza India’s economic growth rate to improve marginally to ______per a) Nepal – China d) Martina Hingis cent in 2016-17 b) Nepal – India 14. Who won Rome Masters title in the a) 9.7 b) 8.5 c) Nepal – Bangladesh men’s double category? c) 7.7 d) 6.5 d) Nepal – Pakistan a) Vasek Pospisil and Jack Sock 23. The Maharashtra Ex-servicemen 5. Who has been appointed as deputy b) Bob Bryan and Mike Bryan Corporation (MESCO) has opened a chairman of FIFA governance c) Jamie Murray and Bruno Soares unique new tourism initiative called committee? d) Pierre Hugues and Nicolas Mahut ______a) RM Lodha 15. Who won Rome Masters title in the a) Veer Yatra b) Dipak Misra women’s double category? b) Shakthi Yatra c) Ranjan Gogoi a) Ekaterina Makarova and Elena c) Mashaal Yatra d) Mukul Mudgal Vesnina d) Kaasi Yatra 6. Who has been appointed as Deputy b) Sara Errani and Roberta Vinci 24. The Prime Minister Narendra Modi Comptroller and Auditor General c) Sania Mirza and Martina Hingis along with Sri Lankan President (CAG)? d) Serena Williams and Venus Williams Maithripala Sirisena have released a) Prakash Kumar 16. Which foreign bank will shut down its b) Pradeep Rao corporate, institutional and retail ‘Simhastha Declaration’ in ______c) Ganesh Rao banking operations in India? a) Andra Pradesh d) Vignesh Rao a) Standard Chartered Bank b) Madya Pradesh 7. Entrepreneur platform Construkt Media b) Royal Bank of Scotland c) Uttar Pradesh has launched India’s first startup hostel c) National Australia Bank d) Rajasthan in ______d) HSBC Bank 25. Which State has been awarded the best a) Bengaluru b) Mumbai 17. Which medicine company got has family destination in the Lonely Planet c) Kolkata d) Chennai received final approval from the US Magazine India Travel Awards 2016? 8. India has been ranked ______in Food and Drug Administration (FDA) a) Tamil Nadu b) Kerala the attractiveness of renewable energy. to manufacture and market an c) Punjab d) Karnataka a) Fourth b) Third anaesthetic injection in the American 26. IT consulting firm Capgemini launched c) Fifth d) Seventh market? a digital literacy centre at______9. ______successfully test fired a) Cipla a) Hyderabad b) Mumbai its indigenously developed supersonic b) Lupin Ltd c) Delhi d) Bangalore interceptor missile. c) Reddy Laboratories

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27. State-owned engineering firm BHEL has 35. Expand TRAI? 44. FIFA named an African women won a 1,600 crore contract from a) Telephone Regulatory Authority ______as NSPCL to set up a 250 MW coal-based of India first female, non-European secretary thermal power plant in b) Telecom Regulatory Authority of general. ______India a) Fumnanya Samanya Dayo Subira a) Maharashtra c) Telecom Regulatory Association b) Funanya Sethunya Dede Shanika b) Odisha of India c) Fatma Samba Diouf Samoura c) Kerala d) Telecom Reasonable Authority of d) Farai Shukara Dubako Simisola d) Karnataka India 45. Indian professional boxer who won his 28. Power producer Adani Power shut down 36. National Technology day is observed 6th straight pro-boxing bout? its four units of power plant in on? a) Jitender Singh ______a) May 11 b) May 5 b) Manpreet Singh a) Maharashtra c) May 8 d) May 6 c) Manoj Kumar b) Kolkata 37. The Maharashtra government has sent d) Vijender Singh c) Andra Pradesh out a resolution that declares drought 46. Government of India constitutes d) Gujarat in ______villages ______committee to prepare policy 29. Indian Women’s Squash team won the a) 15000 b) 45000 framework for taxi operators ______medal at the 18th Asian c) 23000 d) 29000 a) RM Lodha Squash Championship in Taipei. 38. Which State has received the “Best b) Ajith Seth a) Gold Indian Destination for Wildlife” award c) Ashok Mishra b) Silver by the Lonely Planet Group? d) Sanjay Mishra c) Bronze a) Tamil Nadu 47. Which State Government approved the d) None of these b) Madhya Pradesh ‘bicycle highway’ which will not run 30. Deepak Shodhan who passed away c) Kerala along the Agra-Etawah main road but recently was a/ an d) Assam will cover various historical and tourism a) Economist 39. Indian Army’s conducted massive centres? b) Actor military training exercise ‘Chakravyuh- a) Uttar Pradesh c) Cricketer II’ in ______b) Haryana d) Journalist a) Jammu and Kashmir c) Punjab 31. Indian American elementary teacher b) Punjab d) Uttarakhand ______was c) Rajasthan 48. International Nurses Day is observed among 56 “State Teachers of the Year” d) Kerala on? honored by President Barack Obama 40. Congress government has legislative a) May 10 b) May 8 at the White House. majority in Uttarakhand and c) May 12 d) May 5 a) Kavitha Balakrsihnan President’s Rule will be revoked from 49. The RBI has announced that it will b) Archana Balakrishnan the hill state soon. Who is the chief shortly issue banknotes of ¹ 1,000 c) Revathi Balakrishnan minister of Uttarakhand? denomination with inset letter d) Kalpana Balakrishnan a) Tarun Gogoi ______in both the number panels. 32. Who is the sole Indian in Forbes Most b) Kalikho Pul a) S b) R Powerful People in the Financial World c) Nitish Kumar c) D d) A List? d) Harish Rawat 50. India and ______other a) Mukesh Ambani 41. World fair trade day is observed on? nations signed a pact for automatic b) Uday Kotak a) May 15 b) May 14 exchange of information on tax issues. c) Shiv Nadar c) May 12 d) May 13 a) 6 b) 8 d) Azim Premji 42. A New York-based Indian ______c) 5 d) 3 33. Who is the present Union Law Minister? has won the third prize in the ‘UN 51. India and ______signed a pact a) Rajnath Singh Poster for Peace’ contest. to amend the Double Taxation b) Kalraj Mishra a) Revathi Balakrsihnan Avoidance Convention. c) Suresh Prabhu b) Arundhati Roy a) Mauritius d) Sadananda Gowda c) Anjali Chandrashekar b) Japan 34. Who has been elected as unopposed d) Priya Chandrashekar c) Spain ICC’s first independent chairman? 43. Which company has announced the d) China a) Sunil Gavaskar highest capacity Evo Plus 256GB 52. Which State Government announced b) Shashank Manohar microSD card? ‘Agri Business Policy-2016’? c) Kapil Dev a) Samsung a) Gujarat d) Sharad Pawar b) Transcend b) Tamil Nadu c) San Disk c) Kerala d) Microsoft d) Bihar

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53. Who won Mutua Madrid Open title? per cent of the gross domestic product c) May 7 d) May 10 a) Roger Federer (GDP). 70. NASA researchers have detected atomic b) Novak Djokovic a) Seventh b) Ninth oxygen in ______c) Rafael Nadal c) Sixth d) Fifth atmosphere. d) Andy Murray 62. Union Minister Kalraj Mishra a) Earth b) Jupiter 54. Who has been resigned as BCCI Inaugurates Khadi Spinning and c) Mars d) Saturn president in the lead up to the elections Weaving Centre in ______71. SpaceX’s Falcon 9 rocket on has been for ICC chairman? a) Udhampur successfully placed Sky Perfect JSat’s a) Sharad Pawar b) Pahalgam ______commercial b) Sunil Gavaskar c) Srinagar telecommunications satellite into c) Shashank Manohar d) Gulmarg transfer orbit. d) N Srinivasan 63. Which State Government has issued a a) GHSat -15 55. Chennamaneni Rajeshwara Rao who government resolution (GR) giving b) JKSat – 14 passed away recently was a/an minority status to the Jain community? c) JRSat -16 a) Economist a) Gujarat d) JCSat -14 b) Journalist b) Assam 72. World’s longest insect discovered in c) Politician c) Tamil Nadu ______d) Actor d) Bihar a) Japan b) India 56. Which IT company got approval to set 64. The single emergency number c) China d) USA up an IT/ITeS special economic zone ______will be operational 73. Which State police has been awarded in Bengaluru? throughout India from January 1, 2017 the National Award for Smart Policing a) TCS b) WIPRO to help people reach immediate services instituted by FICCI for its SMS-based c) Infosys d) HCL of police, ambulance and fire Vehicle Monitoring System? 57. Indian Railways has launched the department. a) Tamil Nadu ______train for pilgrims to visit a) 108 b) 112 b) Nagaland Shirdi, Tirupati, Jagannath Puri, c) 139 d) 115 c) Punjab Gangasagar, Baidyanath Dham and 65. Which State government has decided to d) Assam Jyotirlingams among others. go ahead with the establishment of 74. World Red Cross and Red Crescent Day a) Bharat Rathna Tourist Asia’s first Rice Technology Park? is observed on? b) Bharat Naya Tourist a) Kerala a) March 8 b) May 8 c) Bharat Darshan Tourist b) Tamil Nadu c) April 8 d) May 5 d) Bharat Yojana Tourist c) Punjab 75. In which district the Telangana 58. The Government of India has started d) Karnataka government going to set up a ‘Monkey the process for issuance of Unique 66. An Indian scientist ______has Rescue and Rehabilitation Centre’? Business Identification Number been awarded a grant of SGD 3mn a) Medak (UBIN) to enable ______(about Rs. 14.7 crore) by the National b) Adilabad set up their business without any Research Foundation, Singapore. c) Nalgonda delays. a) Manindra Agarwal d) Nizamabad a) Budding entrepreneurs b) Manvendra K Singh 76. Saudi Arabia Oil minister who has been b) Budding importers c) Prem Chand Pandey replaced after 21 years? c) Budding exporters d) Veena Parnaik a) Mohammad bin Salman d) Budding students 67. Who has been appointed as Additional b) Khalid al-Falih 59. Who has been re-elected as Prime Solicitor General recently? c) Ali al-Naimi Minister of Ireland recently? a) Paramjit Singh Patwalia d) Mutaib bin Abdullah a) Brian Cowen b) Maninder Singh 77. MIT engineers have created a paper- b) John Bruton c) Atma Ram Nadkarni based technique which they claim can c) Enda Kenny d) Neeraj Kishan Kaul diagnose______in d) Albert Reynolds 68. Who has been appointed as Managing around two hours. 60. Who has been elected as first Muslim Director and Chief Executive Officer a) Ebola b) Polio mayor of London? of the Multi Commodity Exchange c) Cancer d) Zika Virus a) Salman Khan (MCX)? 78. The Government of India plans to b) Sadiq Khan a) Satyananda Mishra provide mobile connectivity in 55,669 c) Mohamed Khan b) Mrugank Paranjape villages by ______d) Rahaman Khan c) P. K. Singhal a) March 2017 61. India is ranked at the ______d) JK Singh b) March 2030 position in crony-capitalism with 69. World Migratory Bird Day is observed c) March 2020 crony sector wealth accounting for 3.4 on? d) March 2019 a) May 8 b) May 5

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79. Which Bank became the first state-run 88. Government of India allows c) Siemens Corporate lender to open an international banking ______% FDI in asset d) Bharat Heavy Electricals Limited unit (IBU) at the International Financial reconstruction companies (ARCs) 97. The Chief Justice of the Uttarakhand Services Centre (IFSC) in Gandhi through the automatic route. High Court KM Joseph was transferred nagar? a) 49% b) 80% to which State High Court? a) State Bank of India c) 51% d) 100% a) Tamil Nadu b) IDBI Bank 89. Who has been awarded Japan’s second b) Punjab c) Syndicate Bank highest civilian award for promoting c) Andra Pradesh d) Indian Bank Indo-Japan economic ties over last few d) Karnataka 80. An Indian-origin Murali Pillai elected to decades? 98. From which country Reliance Power has which country’s Parliament? a) NK Singh received approval for the first phase of a) Nepal b) Prakash Singh a 3,000 MW Liquefied Natural Gas b) Malaysia c) Raman Singh (LNG)-based power plant? c) Singapore d) AK Kumar Singh a) Bangladesh d) Saudi Arabia 90. Government officials revealed that b) Japan 81. Which country’s university to provide around ______crore was c) China medical technology to India? distributed to more than 30 crore d) Pakistan a) Australia b) Japan beneficiaries using Direct Benefit 99. World’s largest unmanned surface vessel c) America d) Russia Transfer (DBT) scheme last year. which is named 82. Two female Indian wrestlers ______a) 50000 b) 61000 as______a self-driving, and ______earned 2016 Rio c) 75000 d) 90000 132-foot ship designed to travel Olympics quota spots in wrestling. 91. An Indian scientist ______has thousands of miles out at sea without a a) Navjot Kaur and Vignesh Phogat been awarded a grant of SGD 3mn single crew member on board. b) Vinesh Phogat and Sakshi Malik (about Rs. 14.7 crore) by the National a) Sea Welder c) Geetika Jakhar and Sakshi Malik Research Foundation, Singapore. b) Sea Hunter d) Babita Kumari and Geetika Jakhar a) Manindra Agarwal c) Sea Travel 83. Which team won Premier League b) Manvendra K Singh d) Sea Vehicle Trophy title? c) Prem Chand Pandey 100. The world’s smallest engine has been a) Liverpool d) Veena Parnaik created in a lab at b) Southampton 92. Who has been appointed as Additional ______c) Liverpool Solicitor General recently? a) Cambridge University d) Leicester City a) Paramjit Singh Patwalia b) Oxford University 84. Who won women’s doubles title of the b) Maninder Singh c) Harvard University Madrid Masters Tennis tournament? c) Atma Ram Nadkarni d) Stanford University a) Sania Mirza and Martina Hingis d) Neeraj Kishan Kaul 101. The scientists and engineers of the b) Sara Errani and Roberta Vinci 93. Who has been appointed as Managing LIGO Scientific Collaboration awarded c) Caroline Garcia and Kristina Director and Chief Executive Officer a $3 million Special Breakthrough Prize Mladenovic of the Multi Commodity Exchange in Fundamental Physics for discover d) Ekaterina Makarova and Elena (MCX)? ______Vesnina a) Satyananda Mishra a) Thermometer 85. Who won the Asian Kabaddi b) Mrugank Paranjape b) Gravitational waves Championship 2016 (Circle Style) that c) P. K. Singhal c) Engine held at Wah Cantonment in Pakistan? d) JK Singh d) None of these a) India b) Bangladesh 94. World Migratory Bird Day is observed 102. Who has been appointed as the part- c) Sri Lanka d) Pakistan on? time Chairperson in the National 86. Inoperative Employees Provident Fund a) May 8 b) May 5 Statistical Commission? accounts hold a sum of approximately c) May 7 d) May 10 a) Raja Vinod Sharma ______crore. 95. NASA researchers have detected atomic b) Vignesh Arun a) 50000 b) 43000 oxygen in ______c) Acharya Vinoth c) 95000 d) 55000 atmosphere. d) Radha Binod Barman 87. Which online retail company tied-up a) Earth b) Jupiter 103. State-run Indian Renewable Energy with local services provider UrbanClap c) Mars d) Saturn Development Agency (IREDA) might to provide over 80 personal and home 96. Which company has successfully be converted into a ______services on the online retailer’s Android commissioned a 600 MW coal-based to enable it to access funding from app? thermal power plant in the state of overseas banks. a) Amazon b) Snap deal Madhya Pradesh? a) Red Bank c) Flipkart d) Shopclues a) Wipro Lighting b) Blue Bank b) Crompton Greaves c) Green Bank

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d) White Bank c) Hike d) Facebook 119. Who has been appointed as non- 104. The Government has ratified the 111. Which State agriculture project has won executive chairman of City Union ______of the WTO and the pact the World Summit on the Information Bank? aims to expedite the movement, release Society (WSIS) 2016 prize in the e- a) Shyam Srinivasan and clearance of goods, including goods Agriculture Category? b) Venkataraman in transit. a) Tamil Nadu c) Mahalingam a) Trade Facilitation Agreement b) Kerala d) Rana Kapoor b) Tariff Facilitation Agreement c) Karnataka 120. Which state government has decided c) Trade Financial Agreement d) Andra Pradesh to dig one lakh deep bore wells to ensure d) Tourism Facilitation Agreement 112. A statue of a renowned Indian that the farmers of the drought-hit areas 105. ______and Ayush join hands to filmmaker, the late Yash Chopra, was are able to save their crops at the time impart yoga training to defence wing unveiled in of drought? staff. ______a) Karnataka a) Department of Defence a) Switzerland b) Maharashtra Production b) Japan c) Odisha b) Department of Defence Research c) China d) Assam and Development d) Spain 121. Which cigarette maker company shut c) Department of Science and 113. Who won Commonwealth Short Story its plants from May 4 to comply with Technology Regional Prize 2016? a new stipulated pictorial warnings rule d) Department of Atomic Energy a) Prakash Kullar issued by the federal government? 106. Which private sector bank has received b) Prashar Kulkarni a) ITC Ltd in-principle nod from markets c) Prasanth Kumar b) Golden Tobacco Ltd regulator Sebi to act as custodian of d) Pankaj Kumar c) NTC Industries securities? 114. Who has been appointed as the new d) VST Ltd a) Federal Bank Chief of Naval Staff? 122. Which state decided to create more b) Yes Bank a) Vice Admiral Robin K Dhawan districts in the state? c) IndusInd Bank b) Vice Admiral Sunil Lanba a) Karnataka d) HDFC Bank c) Vice Admiral Sureseh Mehta b) Andra Pradesh 107. Which bank has announced the launch d) Vice Admiral Nirmal Kumar Verma c) Telangana of mVisa, a mobile-based payment 115. Who has been appointed as chief of d) Punjab solution? Bureau of Civil Aviation Security 123. Goa Shipyard Limited launched off- a) Central Bank of India (BCAS)? shore patrol vessel Indian Coast Guard b) Indian Overseas Bank a) Jyoti Narayan ship named as ______at Vasco. c) Syndicate Bank b) A.K.Chaturvedi a) Samar b) Samrath d) State Bank of India c) Kumar Rajesh Chandra c) Samudra d) Shaurya 108. Which private bank became the first d) Hargobinder Singh Dhaliwal 124. Which Ministry gave approval to financial institution in the country to 116. Which medicine company has got final creation of ‘Government e- tie up with the BRICS Grouping- approval from the US Food and Drug Marketplace’ for online purchase of promoted New Development Bank Administration (FDA) to manufacture commonly used goods and services? (NDB)? and market cholesterol-lowering a) Finance Ministry a) Axis Bank tablets? b) Transport Ministry b) ICICI Bank a) Sun Pharmaceutical c) External Affairs Ministry c) Kotak Mahindra Bank b) Cipla d) Home Affairs Ministry d) South Indian Bank c) Glenmark Pharmaceuticals 125. India and ______to sign 109. Which Bank opened IFSC Banking Unit d) Aurobindo Pharma Ltd MOU for Cooperation in Sports at International Financial Services 117. Which central bank has decided to a) China b) Japan Centre at Gujarat International Finance permanently stop producing the €500 c) Australia d) New Zealand Tec-City (GIFT)? banknote and to exclude it from the 126. Which e-commerce firm has partnered a) ICICI Bank Europa Series? with Map Unity to launch its map b) State Bank of India a) European Central Bank services? c) Axis Bank b) Central Bank of Ireland a) Flipkart b) Amazon d) Kotak Mahindra Bank c) Central Bank of Malta c) Snapdeal d) Paytm 110. The trade body of Indian IT firms d) Bank of England 127. Which e-commerce company acquired NASSCOM has signed an MoU with 118. Which country introduced a ‘safe haven Gurgaon-based predictive marketing ______to build a product baby box’ facility where parents can technology startup Targeting Mantra? design initiative to engage the country’s drop off unwanted newborn babies? a) Shopclues b) Myntra young entrepreneurs. a) UK b) India c) Snapdeal d) Amazon a) Google b) Twitter c) USA d) Japan

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128. Google entered into a partnership with 138. Indian boxer who recorded his 5th a) May 1 and “21st Century Media: which telecommunications company to consecutive victory in Professional New Frontiers, New Barriers” offer direct carrier billing in India? Boxing? b) May 3 and “Access to a) Airtel b) Idea a) Jitender Kumar Information and Fundamental c) Reliance d) Vodafone b) Manpreet singh Freedoms” 129. Indian batsman Rohit Sharma c) Vijender Singh c) May 2 and “New Voices: Media inaugurated India’s first sports expo in d) Harpreet Singh Freedom Helping to Transform a) Nagpur b) Pune 139. Who won Russian Grand Prix 2016? Societies” c) Nashik d) Aurangabad a) Lewis Hamilton d) May 4 and “Safe to Speak: 130. Who has been appointed as head coach b) Fernando Alonso Securing Freedom of Expression of Pakistan Cricket Team? c) Kimi Raikkonen in All Media”. a) Greame Smith d) Nico Rosberg 148. World Asthma Day is observed on which b) Jacques Kallis 140. Balraj Madhok who died recently was day and what is the theme for 2016? c) Mickey Arthur a/an a) April 30 and “to help our children d) Shaun Pollock a) Actor b) Musician breathe”. 131. India ranks ______of 210 countries c) Politician d) Sportsmen b) May 2 and “unite to overcome on electrification with 78.7% of its 141. Who take charge as the Information asthma” population having access to electricity. and Broadcasting secretary? c) May 3 and “you can control your a) 125 b) 143 a) Ajith Seth asthma” c) 137 d) 150 b) Ajay Mittal d) May 1 and “everyone normal 132. Which team won the English Premier c) Pradeep Kumar Sinha breathing” League title? d) Kamal Pande 149. ______signed MoU with Osler Health a) Manchester City 142. World’s smallest thermometer created for research in chronic disease. b) Chelsea from ______a) Fortis Hospitals c) Manchester United a) Steel b) Skin b) Apollo Hospitals d) Leicester City c) Plastic d) DNA c) Tata Memorial Hospital 133. Who has been selected as India’s 143. The Maharashtra government plans to d) Lilavati Hospital Goodwill Ambassador at the 2016 Rio develop and promote ______as a 150. Astronomers have discovered Olympics recently? ‘textiles city’. ______planets orbiting the a) Rahul Dravid a) Akola b) Buldana habitable zone of an ultra-cool dwarf b) Sachin Tendulkar c) Yavatmal d) Amravati star just 40 light-years from Earth. c) Virendar Sehwag 144. Which Mobile Wallet Company has a) Three b) Four d) Sunil Gavaskar partnered with Wipro for the c) Five d) Two 134.Who won World Snooker implementation of technology 151. Who was elected as the newest national Championship title 2016? solutions for the former’s proposed committee woman of the Republican a) Stuart Bingham payment bank? National Committee by thousand plus b) Ding Junhui a) Mobikwik votes in attendance at the California c) John Higgins b) Mrupee Republican Party convention? d) Mark Selby c) Paytm a) Maya Ajmera 135. How many Indian shuttlers have d) Freecharge b) Harmeet Kaur Dhillon qualified to participate in the 2016 Rio 145. India ranks ______in the list of c) Mahzarin Banaji Olympics? countries exporting counterfeit or d) Bharati Mukherjee a) 5 b) 7 pirated goods globally. 152. The International Monetary Fund has c) 6 d) 4 a) Fifth b) Fourth retained its growth forecast for India 136. Prime Minister Narendra Modi c) Third d) First this year at ______launched solar-powered e-boats at the 146. The Union Ministry of Railways and a) 8.5 % b) 8 % Assi Ghat in______Forest Department of which of the two c) 7 % d) 7.5 % a) Shravashti states have signed an (MoU) for 153. India has secured ______position in b) Varanasi plantation of trees alongside Railway the 2016 Foreign Direct Investment c) Sultanpur Track on Railway Land Boundary? Confidence Index. d) Shamli a) Assam and Rajasthan a) 5 th b) 8 th 137. Which country is the third largest e- b) Kerala and Tamil Nadu c) 9 th d) 10 th learning market globally after the US c) Haryana and Punjab 154. The Supreme Court of India has decided and China? d) Uttarakhand and Bihar against extending the deadline for a) Japan b) India 147. World Press Freedom Day is observed phasing out ______in c) Russia d) Pakistan on which day and what is the theme National Capital Region (NCR). for 2016? a) Natural gas cabs b) Diesel cabs

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c) Petrol cabs d) Muthu Kumaraswamy 176. Which State is set to become the first d) Solar cabs 163. Prime Minister Narendra Modi State in the country to make all of its 155. Who is the head of the three-member launched Pradhan Mantri Ujjwala urban areas ‘Open Defecation Free’ by panel to oversee how the regulator of Yojana at ______district in Uttar October 2nd this year? medical profession and education in Pradesh a) Tamil Nadu India functions? a) Bijnor b) Ballia b) Sikkim a) RM Lodha c) Banda d) Balrampur c) Andra Pradesh b) Ashok Mehta 164. In which City, Andhra Pradesh Chief d) Karnataka c) Narasimham Minister N Chandrababu Naidu has 177. Which Bank has collaborated with the d) Sri Krishna launched Chandranna Bima Yojana? German government for a special 156. Which bank has signed an MoU with a) Vijayawada programme on ‘soil protection and SAARC Development Fund (SDF) for b) Visakhapatnam rehabilitation for food security in mutual cooperation and collaboration? c) Guntur Mumbai? a) RBI b) SBI d) Nellore a) NABARD b) RBI c) SIDBI d) NABARD 165. India and ______have c) SBI d) BOI 157. Which company has signed an signed an air services agreement in a 178. Indian Railways has introduced ______agreement with three Ukrainian state- bid to boost connectivity, tourism and Pass aimed mainly at foreign visitors owned firms —Ukroboronprom, trade between both countries. and NRIs to enable them to travel on Spetstechno Exports and Antonov — a) Japan b) New Zealand any of its trains without any route to collaborate on a range of military c) China d) Thailand restriction. products? 166. Which company has successfully a) “Forrail” a) Reliance Defence commissioned a 600 MW coal-based b) “Allrail “ b) Heavy vehicles Factory thermal power plant in the state of c) “Indrail” c) Tata Motors Madhya Pradesh? d) “Erail” d) Ordnance Factory Board a) Wipro Lighting 179. A mobile application named ______158. Mobile app named as ‘Indian Customs- b) Crompton Greaves was launched for the voters in West Guide to Travellers’ is launched by? c) Siemens Corporate Bengal, which will show them the a) Central Board of Direct Taxes d) Bharat Heavy Electricals Limited number of voters in queue. b) Central Board of Film 167. The Chief Justice of the Uttarakhand a) V4U b) Q4U Certification High Court KM Joseph was transferred c) B4U d) A4U c) Central Board of Secondary to which State High Court? 180. Which State Agricultural University is Education a) Tamil Nadu the first time reserving seat for d) Central Board of Excise and b) Punjab transgender? Customs c) Andra Pradesh a) Kerala 159. Maharashtra Day and Gujarat Day is d) Karnataka b) Rajasthan observed on? 168. From which country Reliance Power c) Tamil Nadu a) April 30 b) May 2 has received approval for the first d) West Bengal c) May 1 d) May 3 phase of a 3,000 MW Liquefied Natural 181. Who won prestigious Nelson Mandela 160. Which IT company inaugurated Saudi Gas (LNG)-based power plant? Award? Arabia’s first all women business and a) Bangladesh a) Malala Yousafzai technology park (WBP) at the Princess b) Japan b) Tabassum Adnan Nourah Bint Abdulrahman University c) China c) Saina Nehwal in Riyadh? d) Pakistan d) Mamta Banerjee a) TCS b) WIPRO 169. World’s largest unmanned surface vessel 182. ______Note has won the c) INFOSYS d) HCL which is named as______a self- prestigious Banknote of the Year 161. Who has been felicitated with the driving, 132-foot ship designed to travel award. prestigious Edgar A Poe award by US thousands of miles out at sea without a) Australia’s $25 note President Barack Obama and the First a single crew member on board. b) Japan $10 note Lady Michelle? a) Sea Welder c) New Zealand’s $5 note a) Mamta Banerjee b) Sea Hunter d) China $5 note b) Neela Banerjee c) Sea Travel 183. Two Indian Naval Ships ______c) Priya Banerjee d) Sea Vehicle and ______were decommissioned d) Lalitha Mukherjee 170. The world’s smallest engine has been at the Naval Dockyard in Mumbai. 162. Who has been elected as the Fellow of created in a lab at ______a) Veer and Nipat The Royal Society? a) Cambridge University b) Tabar and Satbura a) Sri Munnaswamy b) Oxford University c) Shardul and Magar b) Rajesh Kumar c) Harvard University d) Karmuk and Kirpan c) Sriram Ramaswamy d) Stanford University

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184. Government of India’s National LED 193. Which country has launched the first ANSWER KEYS programme – Unnat Jyoti by rocket from its new Vostochny 1.b 2.c 3.c 4.a Affordable LEDs for All (UJALA) was cosmodrome? 5.d 6.b 7.a 8.b launched in which state? a) America b) Russia 9.d 10.a 11.d 12.d a) Andra Pradesh c) Spain d) Japan 13.a 14.b 15.c 16.b b) Rajasthan 194. Which country has developed the 17.d 18.d 19.a 20.b c) Uttar Pradesh world’s first graphene electronic paper? 21.b 22.c 23.a 24.b d) Madya Pradesh a) South Africa 25.b 26.b 27.b 28.a 185. International Jazz Day is observed on? b) Japan 29.b 30.c 31.c 32.b a) April 28 b) April 29 c) North Korea 33.d 34.b 35.b 36.a c) April 30 d) April 25 d) China 37.d 38.b 39.c 40.d 186.The government of India hiked 195. Which Bank has launched mobile-only 41.b 42.c 43.a 44.c Employee Provident Fund (EPF) bank? 45.d 46.d 47.a 48.c interest rates to ____% from 8.7% amid a) Development Bank of Singapore 49.b 50.c 51.a 52.a nation-wide protests from trade b) Reserve Bank of India 53.b 54.c 55.c 56.c unions. c) State Bank of India 57.c 58.a 59.c 60.b a) 8.75 b) 8.8 d) Citi Bank 61.b 62.c 63.a 64.b c) 8.9 d) 8.85 196. Which State is set to become the first 65.d 66.b 67.c 68.b 187. International Dance Day is observed State in the country to make all of its 69.d 70.c 71.d 72.c on? urban areas ‘Open Defecation Free’ by 73.b 74.b 75.b 76.c a) April 27 b) April 25 October 2nd this year? 77.d 78.d 79.b 80.c c) April 29 d) April 20 a) Tamil Nadu 81.a 82.b 83.d 84.c 188. Which State contributed the highest b) Sikkim 85.d 86.b 87.b 88.d amount (2.77 lakh crore) among India’s c) Andra Pradesh 89.a 90.b 91.b 92.c states and union territories to the total d) Karnataka 93.b 94.d 95.c 96.d national direct tax collection of ¹ 6.96 197. Which Bank has collaborated with the 97.c 98.a 99.b 100.a lakh crore in 2014-15? German government for a special 101.b 102.d 103.c 104.a a) Maharashtra programme on ‘soil protection and 105.b 106.b 107.d 108.b b) Kerala rehabilitation for food security in 109.d 110.d 111.d 112.a c) Karnataka Mumbai? 113.b 114.b 115.c 116.d d) Rajasthan a) NABARD 117.a 118.c 119.c 120.c 189. Which State capital was declared as a b) RBI 121.a 122.c 123.d 124.a ‘smoke-free city’? c) SBI 125.b 126.a 127.c 128.b a) Odisha d) BOI 129.b 130.c 131.c 132.d b) Assam 198. Indian Railways has introduced ______133.b 134.d 135.b 136.b c) West Bengal Pass aimed mainly at foreign visitors 137.b 138.c 139.d 140.c d) Nagaland and NRIs to enable them to travel on 141.b 142.d 143.d 144.c 190. Tobago batsman ______has created any of its trains without any route 145.a 146.c 147.b 148.c a record by scoring 21-ball century in restriction. 149.b 150.a 151.b 152.d the Tobago Cricket Association’s T20 a) “Forrail” 153.c 154.b 155.a 156.c tournament. b) “Allrail “ 157.a 158.d 159.c 160.b a) Bryan Davis c) “Indrail” 161.b 162.c 163.b 164.a b) Jack Noreiga d) “Erail” 165.b 166.c 167.a 168.d c) Iraq Thomas 199. A mobile application named ______169.c 170.b 171.d 172.c d) Inshan Ali was launched for the voters in West 173.a 174.b 175.a 176.c 191. Who has been appointed as the Director Bengal, which will show them the 177.a 178.c 179.b 180.c General (DG) of Railways Protection number of voters in queue. 181.b 182.c 183.c 184.d Force (RPF)? a) V4U b) Q4U 185.c 186.b 187.c 188.a a) Krishna chaudhary c) B4U d) A4U 189.d 190.c 191.b 192.c b) Surender Kumar Bhagat 200. Which State Agricultural University is 193.b 194.d 195.a 196.c c) Vignesh Kumar the first time reserving seat for 197.a 198.c 199.b 200.c d) Rajiva Ranjan Varma transgender? 192. Which State has announced 10% a) Kerala reservation for economically backward b) Rajasthan classes (EBCs) in general category? c) Tamil Nadu  a) Tamil Nadu b) Bihar d) West Bengal c) Gujarat d) Assam 

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100 G.K. QUESTION FOR SSC/RAILWAY 1. Which of the following does not come 9. The function of sedimentation tank in 17. Huge deposits of uranium were recently under legislative control over sewage treatment is to : found in administration? a) Disinfect the sewage a) Andhra Pradesh a) Zero hour b) Remove water content b) Karnataka b) Adjournment motion c) Aerate the sewage c) Kerala c) Budget session d) Remove suspended solids d) Tamil Nadu d) Formulation of a Bill 10. Which of the following vertebrates lake 18. When water itself combines chemically 2. Effective demand depends on exoskeleton? with some element or mineral it is called a) capital- output ratio a) Amphibia b) Mammalia a) Carbonation b) output – capital ratio c) Aves d) Chondrichthyes b) Desilication c) total expenditure 11. Which of the following branches deals c) Hydration d) supply price with the interactions of same species d) Oxidation 3. ‘The Right to Public Office’ is a of living organisms with their non-living 19. From the bark of which plant is quinine a) Civil right environment? extracted? b) Economic right a) Autecology a) Eucalyptus c) Moral right b) Synecology b) Cinchona d) Political right c) Ecology c) Neem 4. Who was the author of Gita Govinda? d) Palaeontology d) Cedar a) Jayadeva b) Kalhana 12. Which of the following organelles is 20. Hypertension is the term used for c) Kalidasa d) Raja Rao called ‘Atom bombs’? a) increase in heart rate 5. Which battle did open the Delhi area to a) Microtubules b) decrease in heart rate Muhammad Ghori? b) Nucleolus c) decrease in blood pressure a) First Battle of Tarain c) Golgi bodies d) increase in blood pressure b) Second Battle of Tarain d) Lysosome 21. Coins made of metal first appeared in c) Battle of Khanwa 13. In AC circuits. AC meters measure a) Harappan Civilisation d) First Battle of Panipat a) mean values b) Later Vedic Age 6. The Chola kings were ruling over b) rms values c) Age of the Buddha a) Tamil Nadu c) peak values d) Age of the Mauryas b) Andhra d) mean square values 22. Imaginary lines joining places with same c) Kerala 14. When a light wave is reflected from a temperature are called d) Bengal mirror. There is a change in its a) Isobars 7. A law made by the Judiciary is known as a) frequency b) Isohyets a) Ordinary law b) amplitude c) Isohalines b) Case law c) wavelength d) Isotherms c) Rule of law d) velocity 23. Crop rotation helps to d) Administrative law 15. Solar energy is due to a) lessen use of pesticides 8. One of the important attributes of a) fusion reactions b) eliminate parasites which have Parliamentary form of government is b) fission reactions selective hosts a) Fixed tenure for the executive c) combustion reactions c) yield more crops b) Executive is answerable to the d) chemical reactions d) produce a greater choice of plant people 16. The width of depletion layer of a P- N products c) Executive is separate from the junction 24. The electronic configuration of an atom legislature a) decreases with light doping having atomic number ‘20’is d) Collective responsibility of b) increases with heavy doping a) 2, 8, 10 b) 2, 6, 8, 4 Council of Ministers to the c) in independent of applied voltage c) 2, 8, 8, 2 d) 2, 10, 8 Parliament d) is increased under reverse bias

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25. The most reactive among the halogens is d) Sukumar Sen b) Government of India Act, 1935 a) Fluorine b) Chlorine 36. Name the Chera king, known as the “Red c) Independence Act, 1947 c) Bromine d) Iodine Chera,” who built a temple to Kannagi? d) Constitution of India 26. The major component in the LPG is a) Elora 45. Which of the following was not a) methane b) butane b) Karikala associated with the Mauryan war c) ethane d) propane c) Senguttuvan office? d) Nedenjeral Adan a) Senapati b) Samaharta 27. KMnO4 can be used as a/ an a) insecticide b) fertiliser 37. Anti – venom serum is extracted from: c) Nayaka d) Prasasta c) pesticide d) disinfectant a) Cow b) Elephant 46. Which of the following weeds has been 28. Acute lead poisoning is also known as c) Horse d)Goat found useful to check water pollution a) Itai –itai b) Plumbism 38. The ‘Interest Rate Policy’ is a component caused by industrial effluents? c) Neuralgia d) Byssinosis of: a) Parthenium 29. The vertical movement of air is termed a) Direct control b) Elephant grass as b) Fiscal Policy c) Water hyacinth a) wind c) Trade Policy d) Both (a) and (b) b) air current d) Monetary Policy 47. Nobel Prize are awarded annually at c) air turbulence 39. Among the following appointments, the a) Stockholm b) Washington d) air mobility only one not made by the President is c) Geneva d) Oslo 30. Sivasamudra is an island formed by the that of the : 48. The Captain of the Indian Cricket team river a) Chief Justice who won its first Test series abroad a) Ganga b) Godavari b) Speaker of the Lok Sabha was: c)Krishna d) Cauvary c) Chief of the Army a) Bishen Singh Bedi 31. Which one of the following newspapers d) Chief of the Air Force b) Vijay Hazare had been edited by Gandhiji ? 40. The minimum age for appointment as a c) Sunil Gavaskar a) Navjeevan b)Gujarat Times Governor is d) Mansur Ali Khan Pataudi c) Maratha d) Jan Satta a) 40 years b) 35 Years 49. Air is completely removed from an 32. The chairman of the Finance c) 30 years d) 25 years electronic bulb to prevent: Commission must be 41. The real powers of the state in a a) Its bursting a) A person of Finance and Banking Parliamentary form of government are b) Oxidation of the tungsten filament field vested in the: in it b) An Economist of high calibre a) Government c) Loss of light due to absorption c) An expert from Judiciary level of b) President d) Short circuit from occurring High Court Judge c) Parliament 50. ‘Poliomyelitis’ is a virus- caused disease d) A person having experience in d) Council of Ministers headed by communicated through: Public Affairs the Prime Minister a) impure air 33. Environmental pollution can be 42. Where is the headquarters of b) contaminated water controlled by: International Monetary Fund? c) injection syringe a) Checking atomic blasts a) New York b) Washington d) None of these b) Manufacturing electric vehicles c) London d) Pairs 51. With which of the following is the c) Sewage treatment 43. The first lady film star nominated or Durand Cup associated? d) All of the above elected to the Rajya Sabha was a) Cricket b) Football 34. What is a sponge? a) Hema Malini c) Swimming d) Tennis a) a fossil b) a plant b) Nargis Dutt 52. Which of the following is not a Central c) an animal d) a fungus c) Vyjayantimala Government Tax? 35. The First Election Commissioner of d) Pooja Bhatt a) Income tax India was 44. The collective responsibility of the b) Customs a) S. P. Sen Verma cabinet had been introduced in India c) Corporation tax b) Dr. Nagendra Singh by the d) Land revenue c) K. V. K. Sundram a) Minto – Morley reforms

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53. Which the largest state in area in India? c) reduce the friction between ground c) A tribe of Red Indians a) Madhya Pradesh and wheel d) People of Mongolian blood b) Uttar Pradesh d) None of these 70. Bile is secreted in which of the c) Rajasthan 62. Mohammed Ghori had come to India following? d) Maharashtra with the express purpose of ______a) Liver b) Gall Bladder 54. The reptile with a four- chambered heart a) Spread of Islam c) Pancreas d) Stomach is ______b) Seeking spiritual solace 71. Hyetology refers to the study of ____ a) Turtle b) Lizard c) Conquest a) Earthquakes c) Crocodile d)Snake d) Demolishing Hindu temple b) High pressure 55. The water __ soluble pigment among 63. The Mahajanapada that acquired c) Rainfall the following is ___ prominence to become an empire was d) High temperature a) Carotene that of ______72. What was Japan formerly known as? b) Xanthophyll a) Magadha b) Kasi a) Coppan b) Eire c) Chlorophyll c) Kosala d) Avanti c) Nippon d) Yapan d) Anthocyanin 64. Who is the author of the book ‘My 73. Which of the following is the first to be 56. What are oncogenes? Days’? struck by the summer monsoon? a) Anscestral genes a) M. K. Gandhi a) The Western ghats b) Genes inhibiting cell division b) R. K. Narayanan b) The Himalayas c) Tumour – inducing genes c) Khushwant Singh c) The Eastern ghats d)Genes present in prokaryotic cells d) Kuldeep Nayyar d)The Gangetic plains 57. ‘Jawahar tunnel’ the longest in India is 65. The passage of the Rowlatt Act had 74. The gas involved in Bhopal incident was located in the State of ____ been almost immediately followed by a) Hydrogen sulphide a) Jammu and Kashmir the ______b) Nitrogen dioxide b) Maharashtra a) Minto Morley reforms c) Methyl chloride c) Himachal Pradesh b) Khilafat movement d)Methyl isocyanide d) Assam c)Jallianwala Bagh massacre 75. National Income Estimates in India are 58. The impressive title of Ksitipasatapath d) Chauri Chaura incident prepared by : (Lord of hundred Kings) was assumed 66. Who was the first Indian civil servant? a) National Development Council by_____ a) Motilal Nehru b) National Productivity Council a) Chanakya b) S.N. Banerjee c) National Income Committee b) Skandagupta c) C. R. Das d) Central Statistical Organisation c) Chandragupta d) Bhagat Singh 76. Kilowatt – hour is the unit of : d) Samudragupta 67. A cyclone in the northern hemisphere a) Energy b) Power 59. The famous Quit India Resolution was would move in ______c) Force d) Momentum passed on____ a) A straight line 77. When Hydrogen starts burning in air, it a) August 8, 1942 b) A clockwise direction produces b) August 28, 1942 c) A zigzag manner a) Ammonia b) Water c) April 4, 1928 d) An anticlockwise direction c) Methane d) Carbonic Acid d) April 24, 1928 68. Moorlands refer to______78. Which of the following is known as the 60. The revolt of 1857 had its beginning in a) Marshy Lands graveyard of RBC? ______b) Marine vegetation near a) Liver b) Spleen a) Meerut b) Plassey Sundarbans c) Brain d) Heart c) Madras d) Bombay c) Dry lands 79. The largest mixed gland of human body 61. Ball- bearings are used in cycles, d) Areas where grassed and twisted is : scooters, etc. to ______shrubs grow a) Thymus b) Liver a) reduce the friction between wheel 69. Who are Bantus? c) Pancreas d) Spleen and axle a) Dwellers of northern Sweden 80. The part of the eye having the larges b) increase the friction between b) Negroes of Southern and Central refractive index is wheel and axle Africa a) cornea b) aqueous humor

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c) lens d) Vitreous humor c) highly volatile 98. The king who is described as the “Indian 81. The best Index of Economic d) a good conductor Napolean’ for his expansionist Development is provided by: 89. Name the food crop which gives highest policies is : a) Growth in Percapita Real Income output in India. a) Kumaragupta from year to year. a) Wheat b) Jowar b) Chandragupta I b) Growth in National Income at c) Maize d) Rice c) Chandragupta II Current Prices. 90. Ball pen functions on the principle of : d) Samudragupta c) Growth in saving ratio. a)Viscosity 99. Consumer’s sovereignty means: d) Improvement in the Balance of b) Boyle’s Law a) consumers are free to spend their Payments Position. c) Gravitational force income as they like. 82. Mercury is a : d) Surface tension b) consumers have the power to a) solid metal 91. Rheumatic heart disease is treated with manage the economy. b) liquid metal the help of: c) consumer’s expenditures influence c) solid non –metal a) Aspirin the allocation of resources. d) liquid non- metal b)Streptomycin d) consumer goods are free from 83. Katrina is the name given to ______c) Methyl dopa government control. a) Satellite b) Star d) Penicillin 100. The ports located along the eastern c) Heat wave d) Hurricane 92. The Zoji – La pass connects: coast of India are : 84. “Panna” is an important place in a) Srinagar and Leh a) Kandla and Haldia Madhya Pradesh. It is famous for : b) Arunachal Pradesh and Tibet b) Haldia arid Cochin a) Gold mines c) Chamba and spiti c) Paradeep and Kandla b) Silver mines d) Kalimpong and Lhasa d) Paradeep and Haldia c) Diamond mines 93. Which of the following relieves pain? d) Iron mines a) Antibiotics  85. Mumps is a viral disease that causes b) Analgesic inflammation of : c) Antipyretic ANSWER KEYS a) Parotid gland d) Disinfectant 1.c 2.d 3.a 4.a b) Sublingual gland 94. Taj Mahal is greatly affected due to : 5.b 6.a 7.b 8.d c) Submaxillary gland a) Tourists 9.d 10.d 11.c 12.d d) Infra- orbital gland b) Acid rain 13.b 14.b 15.a 16.d 17.a 18.c 19.b 20.d 86. Conversion of heat into electrical is c) Deforestation 21.b 22.d 23.b 24.c achieved by using: d) Sound pollution 25.a 26.b 27.a 28.b a) Ammeter b) Hydrometer 95. Enzymes are : 29.c 30.d 31.a 32.d c) Voltmeter d) Thermocouple a) Micro organisms 33.d 34.c 35.d 36.c 87. Match the following: b) Proteins 37.c 38.d 39.b 40.b 41.d 42.b 43.b 44.d List – I List – II c) Inorganic compounds 45.b 46.d 47.d 48.d A) Aquaculture (1) Silk d) Moulds 49.b 50.b 51.b 52.d B) Floriculture (2) Grapes 96. The Panchayat Raj system in India was 53.c 54.c 55.d 56.c C) Sericulture (3) Flower introduced under the direction of which 57.a 58.b 59.c 60.a D) Viticulture (4) Fisheries article of the constitution? 61.a 62.c 63.a 64.b A B C D a)32 b) 40 65.d 66.b 67.d 68.d 69.b 70.a 71.c 72.c a) 4 3 2 1 c) 45 d) 51 73.a 74.d 75.d 76.a b) 3 4 1 2 97. Alcohol prepared by the distillation of 77.b 78.b 79.c 80.c c) 3 4 2 1 wood is : 81.a 82.b 83.d 84.c d) 4 3 2 1 a) Propyl alcohol 85.a 86.d 87.d 88.c 88. Sprit in contact with body gives cool b) Methyl alcohol 89.d 90.d 91.a 92.a 93.b 94.b 95.b 96.b sensation because it is : c) Ethyl alcohol a) liquid d) Glycerol 97.b 98.d 99.a 100.d b) transparent 

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40 MCQ ON COMPUTER

1. Which of the following converts user c) Synchronization c) Distributed Operating System friendly names to IP addresses? d) None of the above d) None of these a) Domain Name space 9. IEEE 802. 3 standard used what method 17. A Computer is restarted by restart b) Domain name system as the media access method? button or by Pressing the Combination c) DHCP a) CSMA/CD of Ctra + Alt + del. This type of booting d) None of these b) CSMA/CA is known as ______2. RARP stands for______c) CDMA a) Cold booting a) Reverse address resolution protocol d) FDMA b) warm booting b) Reverse address routing protocol 10. Which device are connected in a c) Both ‘A’ and ‘B’ c) Reverse address Reflexive protocol “LINEOUT” Pont? d) None of these d) Resource address resolution protocol a) speaker 18. In Dos, ECHO Command is used to 3. The splitting of a message into multiple b) monitor ______packets at transport layer is known c) Printer a) display message on the Screen. as______d) Router b) display the contents of a text file. a) fragmentation 11. Which of the following powerful S. C in c) Both ‘a’ and ‘b’ b) Segmentation India in 2016? d) None of these c) Synchronization a) PARAM – YUVA 19. Error detection at the data link layer is d) None of these b) PARAM achieved by? 4. Boolean algebra deals with ______c) PARAM – KANCHENJUNGA a) Bit stuffing Number System? d) PARAM – 8000 b) Cyclic Redundancy codes a) Binary 12. Which port doesn’t exist in computer? c) Hamming codes b) Octal a) USB d) Equalization c) decimal b) Parallel 20. What is the name of the viruses that fool d) hexadecimal c) Com1/ com2 a user into downloading and /or 5. Which of the following gate generate an d) RAW executing them by pretending to be output signal of 1 if only one of the e) None of these useful applications? input signal is 1? 13. Gigabit Ethernet has a data rate of ___ a) Cracker a) AND a) 100 MbPs b) worm b) XOR b) 1000 MbPs c) Trojan horses c) XNOR c) 500 MbPs d) Key logger d) NAND d) None of these 21. The Virus that spread in application 6. What do you call the program that are 14. Fiber distributed data interface (FDDI) software is caused as. used to find out possible faults and is an example of which topology? a) Boot virus their causes? a) Star b) macro virus a) Operating system extensions b)Mesh c) File virus b) Cookies c) Ring d) Anti virus c) diagnostic software d) None 22. The difference between a virus and a d) boot diskettes 15. ______holds the address of the self replicating program which is like a n n 7. Powdered ink of a Laser printer is n e x t inst to be executed? virus is that rather than creating Copies Known as a) accumulator of itself on only one system it a) Toner b) stack painter propagate through Computer network. b) PSD c) status register What is the self replicating program c) fuser d) Program Counter called? d) primary coronae 16.______are required to complete a) Key logger 8. The loss of signal’s energy due to a critical task within a guaranteed b) Cracker resistance of medium is called ____ amount of time ? c) Worm a) fragmentation a) Real time operating System d) All of these b) Attenuation b) Multitasking Operating System

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23. Which of the following Computer c) ICMP (c) ICMP language is used for artificial d) Boot P. (d) PING intelligence? 31. ____ allows wireless mobile devices to (e) SMTP a) FORTRAN access the Internet and its services such 37. In OSI network architecture, the user b) PROLOG as the Web and e-mail. interaction is takes plays in which layer c) C (a) TCP/IP (a) Session layer d) COBOL (b) Ethernet (b) Network layer 24. Which of the following is the 1’s (c) WAP (c) Transport layer compliment of 10? (d) Token ring (d) Application Layer a) 01 (e) None of these (e) None of the above b) 110 32. ‘MICR’ technology used for clearance 38. Which of the following is a browser to c) 11 of cheques by banks refers to ____. view a web page? d) 10 (a) Magnetic Ink Character (a) Mosaic 25. Which part interprets program Recognition (b) Netscape instructions and initiate Control (b) Magnetic Intelligence Character (c) Internet Explorer operations? Recognition (d) All of the above a) Input (c) Magnetic Information Cable (e) None of these b) storage unit Recognition 39. A graph is a collection of- c) Logic unit (d) Magnetic Insurance Cases (a) Row and columns d) Control unit. Recognition (b) Vertices and edges 26. The time for which a piece of equipment (e) None of these (c) Equations operates is called 33. The word MIDI stands for- (d) Identity a) seek time (a) Musical Instrument Digital (e) None of these b) effective Interface 40.Passwords enable users to______c) access time (b) Musical Interface Digital a) get into the system quickly d) Real time Instrument b) make efficient use of time 27. The term referring to evacuating the (c) Media Internet Digital c) retain confidentiality of files content of some part of the machine is Interface d) simplify file structures known as. (d) Media Interface Digital e) None of these a) dump Interconnect b) Enhancement (e) None of these c) Dawn 34. A DVD-RAM is similar to a ___, except  d) Compiler it has storage capacities up to 5.2 GB. 28. Who developed a mechanical device in (a) CD-R ANSWER KEYS the 17th century that could add, subs (b) Floppy disk tracts, multiply, divide and find square (c) CD-RW 1.b 2.a 3.b 4.a roots? (d) Hard disk 5.b 6.c 7.a 8.b a) Napier (e) None of these 9.a 10.a 11.c 12.d b) Babbage 35. ____ are used to identify a user who 13.b 14.c 15.d 16.a c) Pascal returns to a Website. 17.b 18.a 19.b 20.c d) Leibnitz (a) Cookies 29. Which device used in mouse to Convert, (b) Plug-ins 21.b 22.c 23.b 24.a light signal into electric Signal? (c) Scripts 25.d 26.b 27.a 28.d a) CCD array (d) ASPs 29.a 30.c 31.d 32.d b) Transistor (e) None of these 33.d 34.c 35.b 36.c c) Capacitor 36. Which protocol is used for sending the 37.d 38.a 39.b 40.c d) Register email message? 30. Which protocol does ping use? (a) ARP a) TCP (b) RARP b) ARP

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40 SPECIAL MCQ ON BANKINGAWARENESS

1. When does an automatic right of set-off a) the Second Schedule to the RBI 10. Zero balance account is generally allowed arise? Act,1934 to be opened for a) On death, insanity or insolvency b) the Third Schedule to the Banking a) salaried class of the customer Regulaion Act, 1949 b) businessmen b) On receipt of garnishee order c) Table A to the Companies Act, c) foreign customers c) On receipt of assignment of credit 1956 d) children balance d) All of these e) senior citizens d) All of the above e) None of these 11. Which one of the following may be the e) None of the above 6. Which of the following is not a consequence of buying forex in the 2. Tier-I capital would mean programme/agency of the Union market by the RBI? a) paid up capital Ministry of Finance? a) It leads to inflation b) statutory reserves and other a) Investor Education and Protection b) It leads to control over inflation disclosed free reserves Governance(IEPG) c) It does not affect inflation c) capital reserves representing b) National Foundation for d) It results into deflation surplus arising out of sale Corporate Governance (NFCG) e) None of the above proceeds of assets c) Serious Frauds Investigation 12. Who amongst the following has asked d) All of the above Office (SFIO) banks to adopt ’Six Steps’ approach e) None of the above d) Investment Commission to prevent diversion of funds by the 3. ‘Sub-Prime Lending’ which was the root 7. The Basic Committee has defined capital companies? cause for global melt down in banks. in two tiers (Tier-I and Tier –II). Tier- a) Company Registrar During 2008 means I capital is known as b) SEBI a) bank finance for non-productive a) net capital c) RBI activities b) gross capital d) AMFI b) bank finance not properly c) working capital e) All of these disclosed in its Balance Sheet d) core capital 13. Preshipment packing credit advances are c) bank finance in violation to the e) None of these generally given by banks to directives of the Central Bank 8. As per the existing policy, the Cash a) farmers d) bank finance to fictitious entities Reserve Ratio (CRR) of scheduled b) retail traders e) bank finance who do not qualify banks is fixed at a certain percentage of c) professionals for the best market interest rates their NDTL . What is full form of d) exporters 4. Factoring means NDTL? e) transport operators a) An easy way of raising capital a) New Demand and Tenure 14. What is a Corporate Hedging? from a factoring company by small Liabilities a) It is a mechanism to protect firm’s business b) Net Demand and Time Liabilities exposure to equity risk b) selling of account receivables on a c) National Deposits and Total b) It is a mechanism to protect firm’s contract basis for cash payment Liquidity exposure to market risk to a factor before it is due d) Net Duration and Total Liquidity c) It is a mechanism to protect firm’s c) an arrangement for raising short- e) New Deposits and Term exposure to forex risk term money against prepaid Liquidity d) It is a mechanism to protect firm’s expenses 9. A consortium of commercial banks has exposure in international trade d) a method of discounting of long- joined hands to float a new company e) None of the above term bills which will collect data related to frauds 15. In cases where the loan is sanctioned by e) None of the above and security risks. Which of the the bank against the borrower 5. As per the provision of Section 29 of following is the name of the company? submitting the fake/forged documents the Banking Regulation Act, 1949 a) Loss Data Consortium and thus, playing fraud on the bank, every banking company is required to b) Customer Service Corporation such a loan is to be treated in the bank’s prepare its final account; viz, profit c) Bank Net India Limited books as a ..... asset, even when there and loss account and balance sheet in d) Nu Tech Corporate Services is recovery in the account as per the the firms prescribed in Limited repayment schedule approved by the e) None of the above bank at the time of sanctioning the loan.

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a) standard a) government companies only c) mandate of the depositor in favour b) sub-standard which are in core sector(i.e., power of one or more persons, to claim c) doubtful generation, steel, coal and cement the amount on death of the d) loss etc) depositor e) None of these b) newly established industries in d) mandate of the depositor in favour 16. A bank branch receives a counterfeit note backward districts of a close relative who can claim of Rs. 100 from the customer, which c) industries in private sector the amount on death of the customer wants it back. Which of the d) joint stock companies and depositor following action should be taken by the cooperative societies engaged in e) court order instructing the banks bank the manufacturing and processing to settle the death claim of its a) Will return to customer of goods depositor b) Will impound and not return e) None of the above 27. Which of the following instruments c) Will ask for exchange of note 22. Power of attorney is a stamped cannot be presented for payment in a d) Will replace with genuine note document and generally executed in the clearing house? e) Will check all the notes in presence of a) Demand draft possession with the customer a) a Notary Public b) Dividends which are not being deposited also b) a Magistrate of a Court c) Fixed deposit receipt 17. A loan granted for short-term crops will c) an Authorised Government official d) All of these be treated as NPA, if the instalment of d) All of the above e) None of these principal or interest thereon or both e) None of the above 28. The main function(s) of SIDBI is /are remain overdue for .... crop season(s). 23. Federal Reserve is the Central Bank of a) to provide refinance for loans and a) one which of the following countries? advances extended by the primary b) two a) Russia lending institutions to SSI units c) three b) Britain and also to provide resources d) four c) Canada support to them e) None of these d) Australia b) it discounts and rediscounts bill 18. What are major functions undertaken e) USA arising from sale of machinery to by merchant banksers? 24. Which of the following is not an example or manufactured by industrial a) Issue management of primary securities? units in the SSI sector b) Capital structuring / restructuring a) Bills c) It extends seed capital /soft loan c) Market maker in capital market b) Bonds assistance under National Equity d) All of the above c) Shares Fund, Mahila Udyam Nidhi and e) None of the above d) Book debts Mahila Vikas Nidhi and Seed 19. In our country, now a cheque remains e) New currency Capital Schemes through valid for payment for...... from the date 25. First share market in India was specified lending agencies of issue. established in d) All of the above a) 3 months a) Delhi e) None of the above b) 6 months b) Mumbai 29. The right of set-off is c) 9 months c) Kolkata a) customer’s right d) 12 months d) Chennai b) customer’s obligation e) 18 months e) None of these c) banker’s right 20. The Forward Markets Commission is 26. ‘Nomination’ for a Deposit account in d) banker’s discretion responsible for regulation of which the bank means e) None of the above type of trading in India? a) mandate given by the close 30. Which of the following is/are a) Commodities future trading relative(s) of the depositor, to objective(s)of our Monetary Policy? b) Currency future trading settle the death claim in case of I. To anchor inflation expectations. c) Equity future trading death of the depositor II. To actively manage liquidity d) Derivative future trading b) mandate decided by the bank to III. To maintain interest rate regime e) All of the above settle the death claim of its consistent with price output and 21. The Industrial Finance Corporation of depositor financial stability. India provides loans to Select the correct answer using the codes given below

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a) I and II c) Instant credit of outstation a) January- December b) II and III cheques b) April- March c) I and III d) Free cheque books c) July- June d) All of these e) All of these d) October – September e) None of these 35. An account in which trading of shares in e) June- May 31. The sponsor bank helps and aids the their electronic form is done, is known 40. The rate of interest payable on a bank RRB sponsored by it, by as deposit is determined by I. Subscribing to its share capital a) D-mat account a) Indian Bank’s Association II. training its personnel b) NRI account b) the bank concerned III. providing managerial and financial c) NRIO account c) RBI assistance during the first 5 years or d) Current account d) Finance ministry extended period e) None of these e) SBI Select the correct answer using the 36. Mortgage is a security created on codes given below a) movable property for a loan given  a) I and II by a bank b) II and III b) immovable property for a deposit ANSWER KEYS c) I and III received by a bank d) All of these c) a confirmation of immovable 1.d 2.d 3.a 4.b e) None of these property given by a bank 5.b 6.e 7.d 8.b 32. The land development banks play a d) movable property for a deposit 9.a 10.a 11.d 12.c crucial role in given by a bank a) the provision of investment credit e) immovable property for a loan 13.d 14.b 15.d 16.b for agriculture given by a bank 17.b 18.d 19.a 20.a b) providing crop loans to the 37. A Saving Bank Account opened with a 21.d 22.d 23.e 24.e farmers commercial bank with zero balance or 25.b 26.d 27.c 28.d c) expanding social forestry very minimal balance is known as d) developing allied activities in rural a) Savings Bank Ordinary account 29.d 30.b 31.d 32.a sector b) Student Saving bank account 33.c 34.b 35.a 36.e e) None of the above c) No- Frill account 37.c 38.e 39.c 40.b 33. In bank which of the following are the d) Current account usual types of Deposit accounts? e) Call deposit a) Saving accounts, Electricity 38. The sensitive index of the Bombay Stock accounts and Insurance Premium Exchange keeps on changing positively VANIK’S KNOWLEDGE GARDEN accounts and negatively both. Which of the Important Nuclear Power Plant in India b) Fixed deposits, Post office Saving following is/ are the main reasons which Plant Location State Capacity Bank accounts and Current contribute for his sudden change in the Narora Atomic Power Narora Uttar Pradesh 440 MW Deposit accounts same? Station c) Current Accounts, Saving Bank I. Higher GDP Growth. Rajasthan Atomic Rawatbhata Rajasthan 1180 MW accounts and Term Deposit II. Continuous foreign funds flow Power Station accounts III. High volume of forex reserves Tarapur Atomic Power Tarapur Maharashtra 1400 MW d) Loan accounts, Saving Bank IV. Recession in USA Station accounts and Term Deposit Select the correct answer using the Kakrapar Atomic Kakrapar Gujarat 440 MW accounts codes given below Power Station e) Current Bill accounts and Term a) I and II Kudankulam Nuclear Kudankulam Tamilnadu - MW Deposit accounts b) II and III Power Plant 34. Which of the following cannot be called c) III and IV Madras Atomic Power Kalpakkam Tamilnadu - MW as a value added service offered by a d) Only II Station bank? e) All of these Kaiga Nuclear Power Kaiga Karnataka 660 MW a) Special accounts for poor sections 39. The financial year for banks is April- Plant of society March, but what is the financial year Madras Atomic Power Kalpakkam Tamil Nadu 440 MW b) Accident insurance cover for RBI? Station

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PRACTICE SET - FOR UPCOMING EXAM [SBI-PO (PRELIM-1)]

ENGLISH LANGUAGE Directions (Q. 6-15): Read the following training and chartered accountancy from the passage carefully and answer the country’s premier institutions. Direction for (Q.1-5) : In the following questions given below it. The Model Education Loan Scheme was passage there are blanks, each of which As the new academic session kicks off over prepared in 2001, which was then circulated has been numbered. These numbers are the next few months, for students pursuing to banks for implementation by the Reserve printed below the passage and against each, higher education, not only the institute and Bank of India (RBI) in April 2001. The five words are suggested, one of which fits the course will matter, but also the method scheme, since then has seen some changes the blank appropriately. Find out the of funding. Higher education courses, and a massive overhaul was done in appropriate word in each case. especially those for professional training or September 2001 based on needs of students Seed quality is an (1) aspect of crop in foreign colleges tend to come with a and suggestions of stakeholders. The size production. For ages, farmers have heavy expenditure on fees and travel. In of the Indian education industry is pegged traditionally been selecting and(2) good quality such cases, taking an education loan may be at Rs 3,833.1 billion in 2012-13 by CARE seed, since it was in their interest to do so. a good option. All banks, public sector as Ratings, of which higher education is They knew and understood the importance of well as private, offer both education as well estimated to contribute nearly 60 per cent. quality seed in production. However, with as vocational loans to Indian students as Meanwhile, according to India Ratings, the advent of green revolution technology, well as Non-resident Indian who is Indian timely availability of education loans has based (3) on the high-yielding dwarf varieties passport holder and meet other eligibility not only given a boost to the sector but has of wheat and rice, mainstream thinking requirements for regular degree as well as also helped affordability given the periodic changed. Agricultural scientists, for post graduate courses by recognized revision in fees by both the government reasons that remain (4), began to doubt, the universities in India and abroad. Such loans and private colleges. Under priority sector ability of farmers to maintain seed quality are an attractive option not only for guidelines of the RBI, banks can give up to (5). Aided by the World Bank, the Ministry students from economically weaker Rs 10 lakh to students for studies in In dia of Agriculture launched a National Seeds sections of the society but even for those and Rs 20 lakh for courses abroad. But the Project in 1967. from middle or higher middle class due to Indian Banks’ Association — the umbrella 1. (a) irrational the easy repayment options and body for all lenders, has said that banks can (b) main availability of funds. Education loan consider a higher quantum of loans on a (c) brilliant portfolio of banks have been rising course-to-course basis. This means that (d) important steadily given that it is one of the priority students studying in institutes that have (e) empathetic sectors under which banks are mandated to fees over Rs 10 lakh such as the Indian 2. (a) maintaining lend by the Reserve Bank of India. The Institutes of Management or the Indian (b) trusting finance ministry also keeps a tight watch School of Business may get higher loans (c) selling on lending by public sector banks under the sanctioned. (d) processing scheme. Reflecting their popularity, official 6. Whether vocational / skill development (e) creating data reveals that public sector banks have study courses, off-campus courses 3. (a) necessarily disbursed Rs 57,700 crore as education and on-site/partnership programmes (b) exceptionally loans and 25,70, 254 such accounts were are eligible for education loan? (c) primarily opened by December 31 last year. Of these, 1. It totally depends on the (d) regularly the largest number of accounts were authority that will sanction the (e) truly opened by State Bank of India (6,14,957), loan. 4. (a) unexplained followed by Canara Bank (2,45,155) and 2. All diploma and degree courses (b) doubt Indian Overseas Bank (2,17,045). Finance will be covered under the (c) some minister has also stressed time and again vocational courses but only for (d) true that education loan is the right of every study abroad. (e) sad student and banks should not reject 3. Job oriented specialized 5. (a) himself applications of deserving students. Apart programmes which are offered in (b) sometimes from regular post graduation courses such collaboration with foreign (c) proper as a Master ’s degree, the education loan institution are eligible for (d) improve scheme also covers courses such as education loan. (e) themselves medicine, engineering and diploma courses like nursing, business management, pilot

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4. Vocational / skill development which covers financing for such Direction (14-15) : Choose the word which study courses, off-campus Vocational courses. is MOST OPPOSITE in meaning of the courses and on site/partnership 4. All of the above word printed in bold as used in the programmes are not eligible. 5. None of these passage- 5. None of these 10. What is/ are the author ’s main 7. What are the eligibility requirements in objective(s) in writing the passage? 14. Disburse respect of course for financing under 1. In the knowledge era, higher 1) Acquit 2) Defray studies abroad? education should gain 3) Retain 4) Set aside 1. Only degree / post graduation significance all across the world. 5) Deposit diploma courses pursued abroad 2. Education loans form a part of 15. Quantum are eligible for education loan. the priority sector advances of 1) Measure 2) Portion 3) Unit 4) Part 2. All courses whether it’s online or the Public Sector most of the offline from any university are educational loans should be 5) Amount eligible for education loan. increased only for pursuing Direction (Q 16-17): Rearrange the 3. Only Job oriented professional/ higher education courses. following five sentences (A), (B), (C), (D) technical Graduation Degree 3. To increase the awareness and and (E) in the proper sequence to form a courses are eligible for education encourage the education loan for meaningful paragraph and then answer loan. all segment of student. the questions given below. 4. Only Post Graduation Degree 4. All of the above (A) Back in the day I could do more. and Diploma courses like MCA, 5. None of these (B) I realized it was a fatal distraction MBA, MS, etc offered by 11. Kicks off if you were working on a reputed universities are eligible 1) Initiate 2) Begin particular set; I don’t switch on for education loan. 3) Inaugurate 4) Launch next set or any other section until 5. None of these. 5) Open the day’s set is done. 8. Can the bank consider request for loan 12. Steadily (C) I write on a paper, I shifted to received from NRIs? 1) Firmly 2) Retribution this in 2012 when Government 1. Requests received from NRIs can 3) Obstinately 4) Graciously vacancy became ubiquitous – be considered if student is Indian 5) Docility (D) I like to write first drafts as early passport holder. 13. Mandated as possible in the morning – 2. NRIs must meet other eligibility 1) Decreed 2) Pronounce immediately on travelling in requirements. However, it would 3) Charged 4) lead metro if possible, when dream and be necessary to accept as 5) Bid reality are still intermingled. security any collateral which is Direction (11 -13) : Choose the word which (E) Nowadays I manage about one enforceable in India. is MOST SIMILAR in meaning of the English competitive set of first 3. Either 1 or 2 word printed in bold as used in the draft; I tend to write every day if I 4. Both 1 and 2 passage can – including weekends. 5. None of these 9. Which of the following fact is true as 11. Kicks off 16. Which of the following would be the per the passage? 1) Initiate 2) Begin THIRD sentence after rearrangement? 1. Repayment of education loan 3) Inaugurate 4) Launch 1) C 2) A will commence one year after 5) Open 3) E 4) B completion of course or 6 months 12. Steadily 5) D after securing a job, whichever is 1) Firmly 17. Which of the following would be the earlier. 2) Retribution LAST sentence after rearrangement? 2. Technology, Medical and 3) Obstinately 1) C 2) E engineering college students from 4) Graciously 3) A 4) D the country’s premier 5) Docility 5) B institutions can also get student 13. Mandated 18. Which of the following would be the loans from Banks. 1) Decreed 2) Pronounce FIRST sentence after rearrangement? 3. A separate scheme for ‘Loans for 3) Charged 4) lead 1) A 2) D Vocational Education and 5) Bid 3) C 4) E Training’ has been launched 5) B

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19. Which of the following would be the 26. It was he who had been in the newspaper a)9365 b)9375 SECOND sentence after office when ______of the railroad c)9385 d)9395 rearrangement? disaster was received, with his e)9405 1) C 2) D brother’s name ______the list of 33. 43,145,381,841,1639,? 3) B 4) A “killed”. a)2911 b)2913 5) E 1) intelligence, leading c)2915 d)2917 20. Which of the following would be the 2) ignorance, sparking e)2919 FOURTH sentence after 3) ineptness, rearing 34. 27,38,64,86,125,? rearrangement? 4) inability, lasting a)152 b)154 1) A 2) B 5) disinclination, elevating c)156 d)158 3) C 4) D 27. My son’s face was red and ______from e)160 5) E tears and ______. 35. 12,39,120,363,1092,? 1) adorned, hindrance a)3275 b)3279 Directions (21 – 25) : Read each sentence 2) defiled, apathy c)3284 d)3287 to find out whether there is any 3) disfigured, excitement e)3291 grammatical or idiomatic error in it. The 4) mended, frigidity error, if any, will be in one part of the 5) decorated, inactivity Directions (Q.36-40): The following sentence. The number of that part is the 28. Arshveer was, indeed, very ____ in his graph shows the percentage profit earned answer of the part is the answer. If there management of his child _____ the first by two companies A and B during 2007 – is no error, the answer is (e). (Ignore few days. 2012. errors of punctuation, if any) 1) incompetent, while 21. The biggest (a)/ health burden that India 2) dull, over (b)/ is set to face in the coming years 3) apt, throughout (c)/ is tackle cancer (d)/No error (e) 4) competent, meanwhile 22. Illegal sand mining in the peripheral areas 5) inapt, during (a)/ of the district continues to remain 29. Imdaad is glad _____ to learn a few little a big problem for (b)/forest-range selling–tricks to serve the moment’s officers as yet another instance illegal ______. (c)/mining was reported yesterday (d)/ 1) copious, commitment No error (e). 2) enough, need 23. The policeman, who (a)/ was deployed 3) inadequate, riches 36. If the expenditure of Company A in the heavily (b) / in the area, did nothing to 4) insufficient, urgency year 2009 was Rs 77.5 lakh what was (c)/ dissuade the protesters (d)/ No 5) up, wealth its income (in Rs) in that year? error (e) 30. The medicine ______like poison in y a)96 lakh b)102.4 lakh 24. Festivals are prime occasions (a)/ for veins, and moisture gathered ______c)108.5 lakh d)112.5 lakh splurging on presents and owing to my face. e)None of these improved economic situation, (b)/ the 1) revolved, at 37. If the income of Company B in the year youths is gung-ho (c)/ about breaking 2) bended, in 2012 was Rs 125.4 lakh what was its all previous records (d)/ No error (e) 3) remained, on expenditure (in Rs) in that year? 25. It is important to recruit personnel at 4) turned, upon a)94 lakh b)102 lakh (a)/ different levels in the organization 5) pivoted, against c)108 lakh d)114 lakh that (b)/ the ensuing human resource QUANTITATIVE APTITUDE e)117.5 lakh gap is bridged (c)/ at least for the critical 38. If the expenditure of Company A in the operations (d)/ No error (e). Directions (Q.31-35): What will be the year 2008 and the income of Company next number in the following number Direction (Q 26-30): Each question B in the year 2011 were equal to 85 series? below has one blank, each blank lakh what was the difference between indicating that something has been 31. 3, 14, 83, 254, 627, ? the profit of Company A in the year omitted. a)1292 b)1294 2008 and the profit of Company B in Choose the set of words for each blank c)1296 d)1298 the year 2011? that best fits the meaning of the sentence e)1300 a)10.2 lakh b)11.4 lakh as a whole. 32. 18,31,83,317,1565,? c)12.8 lakh d)15 lakh e)17.5 lakh 63 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 2 39. If the incomes of two Companies in the a)107.14 b)71.4 53. 75% of 350+ 25% of 200 – 470 of – year 2010 were equal what was the c)114.07 d)73.14 86.789 =? 5 ratio of expenditure of B with respect e)None of these a)38 b)47 to A ? 44. What is the average percent of marks c)26 d)35 a)5 : 4 b)5 : 3 obtained by all the students in the e)34 c)5 : 2 d)5 : 1 subjects ‘C’ and ‘D’ together? 54. (775+826+910+386)  (342 +586 e)None of these a)78 b)80.71 +210 +318) =? 40. If the income of Company A in the year c)79.43 d)77.53 a)1 b)3 2010 and the expenditure of Company e)None of these c)2 d)5 B in the year 2012 were equal and they 45. What is the total marks obtained by all e)None of these were Rs 171 lakh each, what was the the students in subject ‘F’? 55. 2.098 4+3.88% of 500 + 7.892 difference between the income of a)422 b)398.5 – 2.5 2 =? Company B in the year 2012 and the c)522 d)391.5 a)49 b)29 expenditure of Company A in the year e)None of these c)39 d)59 2010? e)None of these Director (Q 46-50) : In each of these a)41.2 lakh b)42.3 lakh 56. A box contains 3 red, 4 black and 5 green questions, two equations (I) and (II) are c)43.4 lakh d)44.5 lakh balls. If 3 balls are drawn at random, given. You have to solve both the e)45.6 lakh then what is the probability that they equations and give answer. are of the same colour? Directions (Q.41-45): Study the a) if x>y following table carefully and answer the b) if x>y 3 38 c) if x

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the age of ‘B’, what is the difference REASONING ABILITY floor immediately below L. Only one person between the ages of ‘A’ and ‘B’? lives between O and P. P lives above O. O Directions: (Q.66-70): Study the a)15 years b)20 years lives on floor numbered 5. Only one person following information carefully and c)25 years d)30 years live between K and N, M lives on an even answer the given questions: e)35 years numbered floor but does not live on floor Six friends went on a vacation to a hill 61. A goods train leaves a station at a certain numbered 8. K lives below Q’s floor. station. They are to be accommodated in a time and at a fixed speed. After 6 hours, 71. Four of the following five are alike as row of nine cottages, numbered 1 to 9 from an express train leaves the same station per the given arrangement and thus left. Each of them is assigned only one and moves in the same direction at a form a group. Which of the following Cottage. Mohan, Tanya and Roma do not uniform speed of 90 kmph. This train does not belong to that group? want to live in a cottage at the end of a row. catches up the goods train in 4 hours. (A) PO (B) QL Babu and Mohan must not have anybody Find the speed of the goods train. (C) MJ (D) LJ adjacent to their cottages. There is only an a)36 kmph b)34 kmph (E) MN empty cottage between Mohan and Roma. c)38 kmph d)40 kmph 72. Who lives exactly between the floors on Chander is adjacent to both Jayanthi and e)None of these which L and J live? Roma. Tanya is next to the cottage at the 62. What would be the length of the diagonal (A) K (B) P beginning. of a square plot whose area is equal to (C) O (D) N the area of a rectangular plot of 64 m 66. Who has empty cottages in both sides? (E) M length and 25m width? (a) Roma (b) Babu 73. Who amongst the following lives on floor a)40 2m b)40 3 m (c) Mohan (d) Tanya numbered 2? (e) None of these.re (A) M (B) L c)40m d)41 m 67. Which cottages are empty? (C) O (D) Q e)None of these (a) 1, 6, 8 (b) 1, 5, 8 (E) P 63. Two friends A and B started business (c) 4, 5, 6 (d) 5, 6, 8 74. Which of the following is true about M investing amounts in the ratio of 5 : 8. (e) None of these. as per given arrangement? C joined them after six months, 68. Who is in the third cottage? (A) M lives on the lowermost floor. investing an amount equal to that of (a) Jayanthi (b) Chander (B) K lives on one of the floor below B’s amount. At the end of the year 25% (c) Nobody (d) Roma M. profit was earned, which was equal to (e) None of these. (C) All the given statements are true. Rs. 1,02,000. What was the amount 69. What is the maximum number of (D) Only two people live between M invested by C? consecutive cottages that are occupied? and O. a)Rs. 1,02,000 (a) 2 (b) 3 (E) M lives on an odd numbered floor. b)Rs. 96,000 (c) 1 (d) 4 75. If L and Q interchange their places and c)Rs. 68,000 (e) None of these. so do M and J, who amongst the d)Rs. 95,000 70. Which of the following pair is correct? following will live between the floors e)None of these (a) 2 – Jayanti on which M and P live, as per the given -1 64. A man can row 8 kmh in still water. If (b) 3 – Babu arrangement? -1 the river is running at 6 kmh it takes (c) 5 – Roma (A) Only Q (B) No one 30 hours more to go upstream than to (d) 4 –Mohan (C) Only L (D) Both P and L go downstream for the same distance. (e) None of these. (E) Both Q and O What is the distance? Directions(Q.76-80) In these questions a)35 km b)50 km Directions (71-75): Study the following a relationship between different c)64 km d)70 km information and answer the given elements is shown in the statements. The e)80 km question. statements are followed by two 65. A person sold of a commodity at 20% Eight friends”J, K, L, M, N, O, P and Q live conclusions. Give answer profit, at 30% profit and the rest at on eight different floors of a building but A)if only conclusion I is true 10% profit. If the total profit earned not necessarily in the same order. The B)if only conclusion II is true by him is Rs 156 then find the cost lowermost floor of the building is numbered C)if either conclusion I or II is true. price of the commodity. one, the one above that is numbered two D)if neither conclusion I nor II is true. a)Rs 720 b)Rs 800 and so on till the topmost floor is numbered E)if both conclusion I and II is true. c)Rs 840 d)Rs 900 eight. J lives on floor numbered 4. Only one e)Rs 960 person lives between J and L. O lives on the

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76. Statements: C >S  RR=P e)None of these 5) None of these Conclusions: I. C>P II. S>P 84. Statements: Some cycles are bikes. No 88. Four of the following five are alike in a 77. Statements: Q=W>X  B, L>W bike is flower. All flowers are goats. certain way, based on the information Conclusions: I. L>B II. QS Some flowers are cycles. III. Some is the one that does not belong to that Conclusions: I. V>Y II. H>V goats are bikes. group? For Ques(84-85). Statements: a)None follow I)HA 2)FH J  KC II. K Q d)Only III follow 89. If all the people are made to sit in an e)Only II and III follow alphabetical order, in clockwise Directions: (Q.81-85): In each question 85. Statements: All rivers are hills. All hills direction, starting from A, the position below are given two statements followed are rocks. Some rocks are sticks. of whom amongst the following by three conclusions numbered I, II & Conclusions: I. Some sticks are hills. remains the same (excluding A)? III. You have to take the given statements II. Some sticks are rivers. I)E 2)F to be true even if they seem to be at III. Some rocks are rivers. 3)C 4)G variance with commonly known facts. a)None follow 5) None of these Read all the conclusions and then decide b)Only I follow 90. How many people are seated between A which of the given conclusions logically c)Only II follow and C (counting clockwise from A)? follows from the given statements, d)Only III follow I) Two 2) Four disregarding commonly known facts. e)Only II and III follow 3) None 4) One 81. Statements: Some blades are papers. 5) Three Directions: (Q.86-90): Study the Some papers are books. Some books following information carefully to Directions: (Q.91-93): Study the are pens. answer the given questions. following information carefully to Conclusions: I. Some pens are papers. Eight friends A, B C, D, E, F, G and H are answer the given questions. II. Some books are blades. sitting in a circle, but not necessarily in the A family consists of 6 members namely A, III. Some pens are blades. same order. Four of them are facing outside B, C, D, E and F. B is the brother-in-law of a)Only I follow and four of them are facing the centre. C’s mother. C is father of F. D is father of A b)Only II follow 1) E faces outside. Both the and F is grandson of D. There are two female c)Only III follow immediate neighbours of E face members in the family. d)None follow the centre. H sits second to the e)Only II and III follow 91. Who is the mother of C? right of E. B sits third to the left 82. Statements: Some pencils are marbles. (a) B of E. Some marbles are buses. (b) E 2) D faces the centre. Both the Some buses are trucks. (c) A immediate neighbours of D face Conclusions: I. Some Pencils are (d) C outside. buses. II. Some marbles are trucks. (e) Cannot be determined 3) G sits second to the left of A. B III. Some pencils are trucks. 92. Which of the following pairs represents sits third to the right of H. a)Only I follow the female members in the family? 4) F is an immediate neighbour of D. b)Only II follow (a) A and E C is an immediate neighbour of G. c)Only III follow (b) B and C 5) D is not an immediate neighbour d)None follow (c) C and D of B. e)Only II and III follow (d) Cannot be determined 83. Statements: All desks are tables. All 86. Who amongst the following sits on the (e) B and F tables are chairs. Some chairs are sofas. immediate right of H? 93. The members of the family belong to Conclusions: I. Some sofas are desks. I)A 2)D how many generations? II. Some chairs are desks. 3)C 4)G (a) Four III. Some tables are desks. 5) None of these (b) Two a)Only I and II follows 87. Who amongst the following sits third to (c) Three b)Only II and III follow the right of A? (d) Either two or three c)Only I and III follow I) D. 2)E (e) None of these. d)All follow 3) F 4)A

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Directions: (Q.94-96): P, Q, R and S are ‘rise with every challenge’ is coded as ‘snk 34-d; 3 3 3 3 standing on four corners of a square rtv lne riy’ and ‘facing challenge each day’ is The series is 3 , 3 +11, 4 , 4 +22, ...... 35-b; piece of plot as shown in the given figure. coded as ‘ngi riy nop hus’. They start moving, and the movements The series is 12, 3+3, ...... are explained in each of the questions. 97. What could be a code for ‘lne’? (36-40): 36-c; Read the question and select the right a)facing b)with c)every d)rise Ex%profit 77.540 alternative. I = Ex+  77.5 e)challenge A2009 100 100 98. ‘riy rtv roi’ could be a code for which of =77.5+31 = 108.5 lakh the following? 37-d; Ex a)rise above challenge B2012 b)rise health challenge In100 125.4100 12540 =   114 c)day rise challenge %P 100 10100 110 d)with rise challenge lakh e)challenge every rise 38-a; 99. Which of the following is the code for Profit of company A in the year 2008 94. P, Q, R and S walk diagonally to ‘facing’? 32 opposite corners and from there Q and a)nop b)rtv =85  27.2 lakh R walk one and a half sides anti- c)ngi d)snk 100 clockwise while P and S walk one side e)sa Profit of company B in the year 2011 clockwise along the sides. Where is S 100. ‘riy snk mlp’ could be a code for which 85100 now? of the following? = 8 5 -  85  68 17 a)At the North – West corner a)problem every day 125 b)At the North – East b)challenge with health lakh c)At the South – West corner c)with health day Difference = 27.2 – 17 = 10.2 lakh 39-a; d)None of these d)every challenge facing Let the each of their incomes be I. e)All of these e)challenge facing with 95. Q travelled straight to R, a distance of Expenditure of company A in the year 2010 10m. He turned right and walked 7m towards S, again he turned right and I 100 I 100 100I 10I  =    walked 8m, and then finally turned right %P100 20100 120 12 and walked 7m. How far is he from his Expenditure of company B in the year original position? a)7m b)8m ANSWER KEYS 100I 10I 2010 =  c)2m d)3m 150 15 e)None of these 1. (d) 2. (a) 3. (b) 4. (a) E 15 5 96. From the original position, S starts 5. (e) 6. (d) 7. (b) 8. (c) A    5 : 4 crossing the field diagonally. After Ratio = 9. (b) 10. (a) 11. (e) 12. (a) EB 12 4 walking half the distance he turns right; 13. (a) 14. (d) 15. (c) 16. (d) 40-e; walks some distance and turns left. Expenditure of company A in the year Which direction is S facing now? 17. (c) 18. (b) 19. (a) 20. (e) a)South – East 21. (d) 22. (c) 23. (b) 24. (c) 171100 2010 = 142.5 lakh b)North – West 25. (e) 26. (a) 27. (c) 28. (e) 120 c)South – West 29. (b) 30. (d) Income of Company B in the year 2012 d)North (31-35): e)None of these 110 31-b; = 171 188.1lakh 4 4 4 4 Directions (Q. 97-100): Study the The series is 1 +2, 2 -2, 3 +2, 4 -2,...... 100 32-a; information given below and answer the Difference = 188.1 – 142.5 = 45.6 lakh The series is 2-5, 3-10, 4-15, given questions:    ..... In a certain code ‘facing problems with 41. c) Total mark secure by R in all subject 33-b; health’ is coded as ‘mlp hlt ngi snk’, ‘health 4 3 4 3 4 3 49.5+112.5+79+44+108+495 The series is 2 +3 , 3 +4 , 4 +5 , ...... = problems on rise’ is coded as ‘hlt sa rtv mlp’, 6

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=442.5 59. b) Let Rate of interest = x % 6 None As per question 5 Roma 442.5 4 Chander Total% = 100 = 73. 75 4200 x5 6400(x 1)5 600   3500 3 Jayanti 100 100 2 Tanya 42. b) Total mark of B in subject B, D and Solving this we get x = 6 % 1 None E So Rate of interest on 6400 = 7% 66. (c) 67. (a) 68. (a) 69. (d) = 102 + 46 + 133.5 = 281. 5 60. c) A : B = 14 x : 9 x 70. (e) Total mark of T in subject B, D and E As per question 20 year ago A is twice (71 – 75) = 112.5 + 34 + 103.5 = 250 of B Total difference = 31.5 43. a) Avg % of B in all subject  14x  20  2(9x  20) 8 q X = 5 7 P 68727562758068 A’s age = 70 B’s age = 45 = 7 Difference of age = 25 6 L 61. a) Second train cover 360 km in 4 hr & 5 O 500 catches UP 1st train which leaves station 4 J = 6 hr ago. 3 K/N 7 So the 1st train cover 360 km in 10 hr 2 J–M 500 3 Speed = 360/10 = 36 km/hr Avg score = × = 107.14 62. a) Area of Rectangular = 64 × 25 = 1 N/K 7 2 1600m2 As % is calculated from 150 we Area of Rectangular = Area of square 71. (e) 72. (c) 73. (a) 74. (d) Length of square = = 40 m 75. (e) 76. (a) 77. (b) 78. (a) 3 1600 79. (d) 80. (e) 81. (d) 82. (d) multiply 2 Digonal of square = 2 a = 40 2 83. (b) 84. (a) 85. (d) (86 – 90) = 107.14 m 44. a) 63. b) 25% = 10200 45. d) Total mark in subject F Total invest = 10200 × 4 = 40800 C = Sum of total % of student in subject A : B: C = 5 : 8: 4 (As C is half of B) G B 3 3 40800 F × (75% = ) 2 4 Share of C =  4  96000 H 17 F = (82 + 70 + 66 + 74 + 78+ 80 + 72) × 64. d) Up stream speed = 8 – 6 = 2 km/hr 3 down stream speed = 8 + 6 = 14 km/hr A As per question D 4 E = 522 × = 391.5 x x 46. (a) 47. (d) 48. (c) 49. (a)   30hr 2 14 86. (d) 87. (c) 88. (c) 89. (b) 50. (d) 51. (c) 52. (b) 53. (a) (x = distance) 90. (a) 91. (b) 92. (a) 93. (c) 54. (c) 55. (c) 56. (c) 57. (a) x = 70 km 94. (b) 95. (c) 96. (b) 97. (c) 58. b)360 men for 38 days 65. d) Let no of product = x so Total work 360 × 38 = 13680 98. (a) 99. (c) 100. (b) After 8 days work done = 360 × 8 = x 20 x 30 7 10 2880      156  Remaining work left = 13680 – 2880 = 3 100 5 100 15x 100 10800 26 This work to be done by 360 –90 270 = x  156 = men 150

M1D1 M 2 D2 156150  X =  900 W1 W2 26 (66 – 70 ) 36038 270D   2 9 Babu 13680 10800 3 None 7 Mohan D2 = 40 days

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PRACTICE SET FOR UPCOMING EXAM [SBI-PO (PRELIM-2)] ENGLISH LANUGAGE for self-reliant growth. The acquisition of 4. According to the author, which of the technical competence is crucial for this following is a less important factor Directions (Q.1-15) Read the following purpose. resulting in environmental stress in passage carefully and answer the U ntil no w w e have ten ded to treat human rural and urban areas? questions given below it. Certain words/ resource development, technology issues a) Increase in capital accumulation phrases have been printed in BOLD to and environment as subsidiary to the main b) Rapid economic growth help you locate them while answering task of planning. The thrust has been on: c) Rate of growth of population some of the questions. Quantitative expansion of infrastructure and d) Availability of productive The past decade has upset many production with a focus on production employment preconceptions above development and targets like tonnes of steel, kWh of e) Continued environmental neglect this, more than anything else, makes it electricity etc., capacity targets like road 5. According to the author, at the national difficult to be overly definite about what length, rail kilometerage; and coverage target level, with passage of time, the effects the next decade has in store. But there a few like number of schools and students, number of which of the following are being felt? things that one can assert with some of villages electrified etcetra, catching up a) Expansion of work force of high confidence. First, education, health and with known technologies —— Fuller use of quality productive employment are crucial both for natural resources —— Maximum b) Lack of attention and action for growth and for equity. We have tended to mobilisation of financial resources. protecting environmental wealth assume that all of these are the consequences c) Reduction in growth rate of of rapid economic growth and that only 1. What seems to be the purpose of the population growth can generate the resources required author in writing this passage? d) Progressive degradation of for these purposes. But, increasingly, it a) To appreciate the steps taken by technological competence in urban appears that these are better seen as the our Government in the past and areas causes rather than as consequences of doubts about future e) Emphasis on slow rate of development. Virtually every case of b) To show how the policy makers disarmament as compared to other successful development involves a prior have failed nations improvement in literacy, technical skills, c) A review of world affairs with 6. Which of the following statements is not health status and access to productive work. special emphasis-on developed true in the context of the passage? Second, technological competence is the countries a) Optimum self reliance is the need most important resource endowment and it d) Review of the past with a view to of the day. explains a far larger proportion of growth in evolve positive directions for b) We will have bright future by only output and trade than more conventional future catching up known technologies. factors like natural resources or capital e) To prove how his predictions c) We have to now emphasise aspects accumulation. The competence required is have turned out to be correct of human resource development. not just in research. In fact technological 2. According to the passage, we have so d) Technological competence has to dynamism in the factory and the farm is far placed more emphasis on which of be given due priority over more more important than the presence of large the following? conventional factors. research establishment. a) Optimum use of available natural e) We cannot afford to ignore the Third, the environmental imperative can no resources importance of environment. longer be ignored. Today, as an international b) Increased number of basic issue, it is second only to disarmament. facilities and meeting number Directions: (Q.9-12) Choose the word Nationally, the developmental consequences targets which is most nearly the SAME is of environmental neglect are increasingly c) Maximum utilisation of available meaning as the word printed in bold as obvious. finances used in the passage. d) Following known technologies In the Indian context there are atleast two 7. PURPOSE further factors which reinforce the above e) All of these 3. According to the author, which of the a)effect b)ability propositions. The first is population growth. c)outcome d)reason e)use Given the pace of expansion of the following factors support and strengthen his point of view? 8. CARVE population and the work force, human a)drive b)cover resource development acquires an added A. Necessity for carrying out growth on the basis of our own strength c)forget d)decide urgency. Population growth is also one, but e)acquire not necessarily the most important factor, B. Increased emphasis on production which underlines environmental stress in and coverage targets Directions: (Q.13-15) Choose the word rural and urban areas. The second factor is a)Only A which is most nearly the OPPOSITE is that as a large country we cannot carve out b)Only B meaning as the word printed in bold as an independent position in the global system c)Either A or B used in the passage. without building up a substantial capacity d)Both A and B e)Not mentioned in the passage

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9. TREAT (e) stood, belting to give its/(c) suggestions about a)consider b)disregard implementing the new policy/(d). No c)dislike d)misbehave Direction for (Q.16-20) : In the following error (e) e)unwind passage there are blanks, each of which 23. They have not fully considered/(a) the 10. REINFORCE has been numbered. These numbers are impact that relaxing/(b) these guidelines a)strengthen b)remove c)weaken printed below the passage and against each, is likely/(c) to have with the economy/ d)delink e)simplify five words are suggested, one of which fits (d). No error (e) the blank 24. Had this notification/(a) been amended Directions (11 – 15) : Each question Science became “cool and fun.” This earlier, /(b) we could have stopped/ below has two blanks, each blank refreshing approach turns the spotlight on (c) the transfer of funds/(d). No error indicating that something has been the best methods of teaching science. The (e) omitted. Choose the set of words for each (16) learning system adopted by most 25. There are many insurance/(a) disputes blanks which best fits the meaning of schools in India, even classroom study now-days because of/(b) most people the sentence as a whole. combined with some laboratory work with do not fully/(c) understand the terms and pre-defined outcomes, does very little to 11. The sun has constantly been ____ and conditions of their policies/(d). No (17) curiosity and interest in science. Is that error (e) reappearing and that has got the one of the (18) why out-of-the-box thinking temperature ____ over the past two that produced path-breaking science rarely Directions (Q. 26- 30): Rearrange the days. comes out of Indian laboratories? The following six sentences (A), (B), (C), (D), (a) vanishing, control children at the UK school had their gifted (E) and (F) in the proper sequence to form (b) hiding, fluctuating teacher to guide them. Scientist from India’s a meaningful paragraph; then answer (c) appearing, soaring space and atomic energy departments and the questions given below them. (d) going, unpredictable in some other places where serious science (A) To propose the idea of becoming (e) disappearing, unusual is done take a (19) out of the school’s book perfected is not the same as 12. The teacher called upon the students to and (20) the way in engaging with school saying that we human beings can ____ interest in science and participate pupils and getting them to do real science. be perfect. in various orientation programmes in (B) It only means that we are capable order to ____ their scientific skills. 16. (a) revolutionary of learning, changing and growing (a) take, learn (b) radical throughout the span of our earthly (b) place, further (c) rote life. (c) develop, hone (d) adequate (C) Learning is a process that begins (d) generate, mix (e) bore at birth and lasts till death. (e) envision, share 17. (a) stimulate (b) simulate (D) This development through 13. The police commissioner may _____ the (c) make (d) peek understanding new things, state government to close five police (e) judge transforming and developing stations ___ of poor infrastructure and 18. (a) cause (b) root throughout may be considered as bad location. (c) reasons (d) issues the perfection of soul. (a) order, in the light (e) sources (E) Given that we are here to (b) request, because 19. (a) thread (b) leaf continually learn on the journey (c) ask, reason (c) example (d) look of life, it seems that the ultimate (d) plead, due (e) pages goal of learning is the perfection (e) command, in lieu 20. (a) lead (b) start of our souls. 14. Over one lakh aspirants ____ their luck (c) deliver (d) paved (F) Nor that we should be perfect in in various examination ____ to the city (e) ahead everything. on Sunday, which turned out to be a peaceful day. Directions (Q.21-25) : Read each 26. Which of the following should be the (a) challenging, entered sentence to find out Whether there is FIRST statement after rearrangement? (b) attempting, gathered any grammatical mistake/error in it. a) A b) B (c) challenging, entered The error if any will be in one part of c) C d) D (d) seeing, ventured the sentence. Mark the number of the e) E (e) planning, assembled part with error as your answer. If there 27. Which of the following should be the 15. The singer certainly ____ up to the sky- is No error, mark (e). SECOND statement after high expectations of his audience by 21. We are yet starting/(a) offering this rearrangement? ____ them with some of the biggest facility to/(b) our customers as we a) A b) B hits of his career. are/(c) awaiting approval from the c) C d) D (a) lived, wooing Board/(d). No error (e) e) E (b) geared, attracting 22. The chairmen of all large/(a) public sector 28. Which of the following should be the (c) summed, enticing banks met with/(b) senior RBI officials THIRD statement after rearrangement? (c) met, singing

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a) A b) B 13 5 commerce faculty the ratio becomes 8 c) C d) D c)7 days d)9 days : 11. How many students are there in e) F 19 19 the arts faculty? 29. Which of the following should be a)520 b)540 FOURTH statement after 6 c)560 d)580 rearrangement? e)7 days e)550 a) A b) B 17 c) C d) D 34. In how many different ways can the Directions: (Q. 41-45): What should e) F letters of the word EXAMINATION come in place of question mark (?) in 30. Which of the following should be the be arranged so that the vowels always the following number series? come together? LAST statement after rearrangement? 41. 228 224 208 172 108 ? -136 a) A b) B a)5040 b)10800 c)3600 d)75600 a)8 b)9 c) C d) D c)15 d)0 e) E e)2520 35. From a group of 8 boys and 6 girls, 6 e)-12 QUANTITATIVE APTITUDE children are to be selected. In how many 42. 10 18 34 ? 130 258 514 different ways can they be selected so a)60 b)64 31. Three pipes A, B and C can fill a cistern that at least one boy should be there? c)68 d)72 in 10 hours, 12 hours and 15 hours a)3142 b)3002 e)66 respectively. A was opened first. After c)3234 d)3560 43. 7 ? 22 37 57 82 112 one hour B was opened and after two e)3680 a)13 b)14 hours from the start of A, C was also 36. Out of Rs 12000 some amount was lent c)15 d)12 opened. Find the time in which the at 8% per annum and the remaining e)11 cistern is just full. amount was lent at 6% per annum. The 44. 15 32 ? 400 2005 12036 84259 total simple interest earned from both a)125 b)99 14 c)100 d)120 a)4 hours the parts in 5 years was Rs 4600. Find 17 the sum lent out at 8% per annum. e)150 a)Rs 10000 b)Rs 8000 45. 122 148 178 212 ? 292 338 18 c)Rs 11000 d)Rs 7500 a)255 b)260 b)3 hours e)Rs 8500 c)250 d)262 19 37. The MRP of a shirt is Rs 1750 and 12% e)264 13 discount is allowed on the MRP. A Directions: (Q. 46-50): What value c)5 hours shopkeeper further gives a discount of should come in place of question mark 19 10% for clearing the old stock. What (?) in the following equations? would be the selling price of the shirt? 14 a)Rs 1551 b)Rs 1661 46. 237.561 – 387.259 +163.721 +34.5410 d)4 hours 19 c)Rs 1470 d)Rs 1486 =? e)Rs 1386 a)44.462 b)48.564 13 38. The difference between CI and SI on a c)42.395 d)51.353 e)4 hours certain sum of money for 3 years at e)39.341 15 20% per annum is Rs 25.50. Find the 47. 44% of 850  ? % of 150 + 72% of 72 32. The breadth of a rectangular floor is half sum =1454.34 of its length. If Rs 324 is required to a)Rs 532.25 b)Rs 632.25 a)7.1 b)4.2 paint the floor at Rs 2 per square metre, c)Rs 432.25 d)Rs 139.88 c)3.9 d)2.5 then what is the area of the circle whose e)Rs 199.29 e)5.6 perimeter is 4 times the length of the 39. An aeroplane starts 30 minutes later than rectangular floor? the scheduled time from a place 1500 2 2 48. 13 15 11 1 =? a)512.476 m b)412.363 m km away from its destination. To reach 37 42 25 2 c)612.068m2 d)712.714 m2 the destination at the scheduled time 17 17 34 34 e)312.465m2 the pilot has to increase the speed by 3 4 33. If 14 men and 18 boys can do a piece of 250 kmph. What is the speed of the a)19 b)18 work in 6 days, and 15 men and 24 aeroplane during the journey? 17 17 boys can do it in 5 days, how long will a)850 kmph b)650 kmph c)750 kmph d)1000 kmph 3 4 10 men and 12 boys take to do it? c)18 d)19 e)1250 kmph 17 17 13 5 40. In a college the students in arts and a)8 days b)6 days 19 13 commerce faculties are in the ratio of 4 4 e)18 : 5. When 65 more students join 17

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49. 129440 – 22725 +(35 36) – (37123) d)350000000 e)3 lakh =? e)None of these 63. The total number of minor females in a)90384 b)97714 55. What is the percentage increase in the City C is approximately what c)96672 d)99442 profit of the company in the year 2010 percentage more or less than the total e)95189 from the previous year? number of minor males in City F? 50. 330% of 150 + 75% of 950 – 250% of a)43% b)46% a)8% b)10% 450 =? c)50% d)40% c)12% d)15% a)78.5 b)82.5 e)None of these e)16% c)88.6 d)76.7 64. The total number of minor males in City Directions: (Q.56-60): For the given e)85.9 E is approximately what percentage of equations (I) and (II) give answer the total number of adult males in City Directions: (Q. 51-55): Study the 1) If x > y B? following graph carefully to answer the 2) If x  y a)60% b)75% questions that follow: 3) If x < y c)80% d)96% Profit earned by a company over the 4) If x y e)120% years  5) If x = y or if there is no relation 65. What is the difference between adult between ‘x’ and ‘y’ females and minor males in City C? a)1.114 lakh b)1.326 lakh 56. I. x2 +20x +100 =0 c)1.152 lakh d)1.652 lakh II. 2y2 +43y +231 =0 e)None of these 57. I. 6x2 – 7x +1 =0 II. y2 – 12y +36 =0 REASONING ABILITY 58. I. 2x2 – 29x+105 =0 II. y = Directions(Q.66-70):Read the following 56.25 set of information and then answer the 59. I. 11x – 8y =79 following questions. II. 15x – 16y =123 60. I. 21x +69 =9x +105 1) There is a group of six persons living in a four storeyed building. II. 2y2 – 15y +28 =0 The Persons are Anu, Bani, Chavi, Directions (Q.61-65): The following Deep, Enna, Firoj. Each storey of table shows the population of six the building has two flats; thus 51. If the income of the company in the different cities, ratio of males to females there are eight flats in all, two of year 2010 was Rs 120 crore, what was among them, percentage of adult males them being empty. the percentage profit of the company and adult females (Population is given 2) The heaviest of the group lives in the year 2010? in lakh): onthe top floor while the lightest a)100% b)120% lives on the ground floor. c)133% d)125% 3) Chavi is heavier then Bani, Who, e)140% in turn is heavier than Firoj.Enna 52. If the expenditure of the company in the is lighter than deep. year 2011 was Rs 85 crore, what was 4) Anu is neither the heaviest nor the the ratio of income to expenditure of lightest. the company in that year? 5) There are only Two people a)23 : 17 b)5 : 4 heavier than Chavi; Anu is not one c)11 : 8 d)21 : 16 of them. e)None of these 6) Bani shares the floor with the 53. What is the approximate average profit heaviest while Chavi shares with (In Rs crore) earned by the company the lightest. over the years? a)50 b)a48 66. Who among the following is the heaviest 61. What is the difference between total c)53 d)57 of the group? adult males and total adult females in e)61 1.Deep 2.Chavi City A? 54. If the income of the company in the 3.Firoj 4.Can’t Say a)21500 b)22800 year 2007 was Rs 950000000, what 5,None of these c)24200 d)26400 was the expenditure (in Rs) of the 67. Who does Chavi Share the floor with? e)27500 company in that year? 1.Firoj 2.Enna 62. What is the average number of adult a)50000000 3.Anu 4.Can’t say males taking all six cities together? b)550000000 5.None of these a)1.98 lakh b)2.1 lakh c)40000000 68. On which floor does Anu live? c)2.42 lakh d)2.64 lakh 1.Ground floor

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2.1st floor (5) None of These Directions: (Q.81-85): Study the 3.2nd floor following information carefully and 4.Top floor Directions: (Q.76-80): In each question answer the given questions. below are given two statements followed 5.Can’t say A, B, H, K, M, P, R and S are eight team 69. Enna and Anu lives ______? by three conclusions numbered I, II & heads and are sitting around a square table 1.on same floor III. You have to take the given statements in such a way that four of them sit at four 2.on two continuous floor to be true even if they seem to be at corners of the square and face the centre 3.with one floor between their floors variance with commonly known facts. while four sit in the middle of each of the 4.with two floor between their floors Read all the conclusions and then decide four sides and face outward. B does not sit which of the given conclusions logically 5.Can’t say at any of the corners but sits second to the 70. Starting from the heaviest of the group, follows from the given statements, right of S. M sits third to the right of P. P is What is rank of Anu in order of weight? disregarding commonly known facts. not an immediate neighbour of S. R and K 1.4th 2.5th 76. Statements: All bulbs are tables. are immediate neighbours of each other but 3.6th 4.4th or 5th Some bulbs are pots. R does not sit at any of the corners of the 5.3rd or 2nd Conclusions: I. All pots are tables. table. H is an immediate neigbour of neither P nor S. Directions (71 - 75): Study the following II. No pot is table. information and answer the question III. Some pots are tables. 81. What is the position of P with respect given. a)Only I b)Only II to M? c)Only III d)Only I and II In a certain code language, ‘more money in a)Immediate left e)None of these market’ is written as ‘zo pi ab to’, ‘share in b)Third to the right 77. Statements: All rats are bells. market loss’ is written as ‘vo to je pi’, c)Second to the left All bells are cars. ‘making more loss now’ is written as ‘su je d)Third to the left Conclusions: I. All bells are rats. zo ka’, ‘now the market gains’ is written as e)None of these II. Some cars are neither bells nor rats. ‘do pi yo su’. 82. Who among the following sits second to III. No car is rat. the right of K? 71. Which of the following does ‘vo’ stand a)Only I b)Only II a)M b)B for? c)Only III d)Only II and III c)A d)S (1) loss e)None follows e)H (2) in 78. Statements: All roads are trees. 83. Who among the following are the (3) share No tree is soap. immediate neighbours of H? (4) market Conclusions: I. No soap is road. a)M, K b)B, R (5) either in or loss II. Some trees are roads. III. No road is c)B, M d)A, R 72. What is the code for ‘making’? soap. e)A, K (1) ka a)Only I b)Only II 84. Who among the following sit(s) exactly (2) su c)Only III d)None follows between P and A? (3) je e)All follow a)Only B b)K and R (4) zo 79. Statements: Some hotels are bricks. c)Only H d)H and M (4) cannot be determined All bananas are bricks. e)No one sits between P and A 73. Which of the following is the code for Conclusions: I. Some bananas are 85. If A and H interchange their position ‘gains’? hotels. then who will be sit third to the right (1) su II. Some bricks are hotels. of H? (2) pi III. No banana is hotel. a)B b)R (3) yo a)Only I and II c)K d)M (4) do b)Only II and III e)None of these (5) either yo or do c)Only I follows 74. Which of the following can be the code d)Only either I or III and II follow Directions (Q.86-90): Study the for ‘the more you share’? e)All follow following information carefully and (1) do yo zo vo 80. Statements: Some books are lamps. answer the questions given below: (2) vo wiz zo do Some lamps are rods. A, B, C, D, E and F are six friends. They (3) vo zo wi bu Conclusions: I. Some books are rods. have their accounts with different banks. (4) yo jo vo wi II. No rod is either book or lamp. Two of those banks are ICICI and SBI. They

(5) None of These III. All rods are lamps. live in five sectors of Nayapalli, viz N1, N2,

75. ‘to ka pi ab’ is a code for which of the a)Only either I or II follows N3, N4 and N5. Two of them live in the same following? b)Only I and III follows sector. A has an account with Canara Bank

(1) share more in market c)Only II and III follows and he lives in Sector N3. D has no account (2) now share more gains d)None follows with South Indian Bank and he lives in sector

(3) the gains in market e)All follow N5. B has account neither with South Indian (4) the gain in loss

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Bank nor with ICICI and he does not live in 94. Which of the following symbols should (a)65 kms (b)75 kms sector N1 or N4. The person who has an be placed in the blank spaces (c)80 kms (d)85 kms account with UCO Bank lives in sector N4. respectively (in the same order from (e)None of these

E does not live in sector N2 or N4. F has an left to right) in order to complete the 100. A child is looking for his father. He account with Bank of India and he lives in given expression in such a manner that want 90 metres in the East turning to the sector in which B lives. makes the expression ‘S  A’ definitely his right. He went 20 metres before turning to his right again to look for his 86. In which of the following sectors do two true and P < E definitely false? S _ P _ A _ C _ E father at his uncle’s place 30 metres friends live? from this point. His father was not a)N b)N a)>, <, , = b)>, >, =, = 4 3  there. From here he went 100 metres c)N d)N 2 1 c)<, =, =, < d)  , =, =,  to the North before meeting his father e)None of these e)None of these in a street. How far did the son meet 87. Who among the following has an account 95. Which of the following expressions will his father from the starting point? with UCO Bank? be true if the expression D  R > A = (a)80 metres (b)100metres a)B b)F (c)140metres (d)260metres c)D d)C M  T  I < C is definitely true? (e)None of these e)None of these a)C  T b)D  M 88. Which of the following banks does B have an account with? c)D > M d)R  I  a)ICICI b)SBI e)None of these c)UCO Bank d)Canara Bank 96. Which of the following expressions is EXPLANATIONS e)None of these true if the given expression is true? 89. In which of the following sectors does C G  H = I > J  K < L 1. (b) 2. (b) 3. (a) 4. (c) live? a)J > H b)G > K 5. (b) 6. (b) 7. (c) 8. (e) a)N b)N c)L > I d)J < H 4 2 9. (b) 10. (c) 11. (b) 12. (c) c)N3 d)N5 e) None of these e)None of these 97. What will come in place of question mark 13. (b) 14. (a) 15. (a) 16. (c) 90. Which of the following combinations is (?) to make the expression T>G as well 17. (a) 18. (c) 19. (b) 20. (a) not true? as Q  P, definitely true? 21. (a) 22. (c) 23. (d) 24. (c) a)D – ICICI b)C – SBI G S < P ? R = T Q 25. (b) 26. (c) 27. (e) 28. (a) c)C – UCO d)E – South Indian   e)None of these a)< b)Either  or = 29. (e) 30. (d) 31. (e) 32. (b) 33. (c) 34. (b) 35. (b) 36. (a) c)  d)> Directions: (Q.91-93): Study the 37. (e) 38. (e) 39. (d) 40. (a) following information to answer the e)None of these given questions. 98. Which of the following symbols should 41. (a) 42. (e) 43. (d) 44. (b) There are five siblings, namely A, B, C, D be placed in the blank spaces 45. (c) 46. (a) 47. (d) 48. (c) and E, of different ages. All these siblings respectively in the given expression to 49. (d) 50. (b) 51. (e) 52. (a) are arranged in descending order of their ages. make D = W and C  V definitely false? 53. (c) 54. (b) 55. (d) 56. (a) A, sister of C, is the second youngest V _ W _ X _ C _ D 57. (c) 58. (d) 59. (a) 60. (c) and is 19 years old. a)  , =,  ,  D, brother of E, is between C and B. C 61. (d) 62. (b) 63. (a) 64. (c) is 42 years old and A is 20 years younger b)<,  , =, < 65. (c) 66. (a) 67. (a) 68. (e) than D. c)  , =, =, = 69. (b) 70. (e) 71. (c) 72. (a) 73. (c) 74. (b) 75. (e) 76. (c) 91. Which of the following could be the d)  , =, =, = possible age (in years) of B? e)None of these 77. (e) 78. (e) 79. (c) 80. (d) a)18 b)26 99. Two buses start from the opposite points 81. (b) 82. (e) 83. (b) 84. (e) c)43 d)51 150kms apart of a main road towards 85. (b) 86. (c) 87. (d) 88. (b) each other. The first bus runs for 25 e)12 89. (a) 90. (c) 91. (b) 92. (e) 92. What is the relation between E and D? kms and takes a right turns and then 93. (e) 94. (d) 95. (c) 96. (b) a)Brother b)Sister runs for 15 kms. It then turns left and c)Cousin d)Husband runs for another 25 kms and takes the 97. (b) 98. (d) 99. (a) 100. (b) e)Can’t be determined direction back to reach the main road. 93. Who among the following is the In the meantime, due to a minor youngest? breakdown, the other bus has run only  a)A b)B 35 kms along the main road. What c)C d)D would be the distance between the two e)E buses at this point ?

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PRACTICE SET FOR UPCOMING EXAM [SBI-CLERK (MAIN-1)]

QUANTITATIVE APTITUDE c)204 d)230 e)194 Directions (Q. 1-5): Given below are 7. (692.478)2+(305.2)2 – (367.654)2 =? some questions followed by two a)43646 b)436465 statements each. Read the questions and c)463465 d)363465 answer which of the statements is/are e)435465 sufficient to answer the question. Mark your answer according to the following 8. 3 6859  0.189  23% of 4200 +?% codes: of 520 = 1555.66 (a) If only statement I is sufficient to a)94 b)98 answer the question. c)100 d)84 (b) If only statement II is sufficient e)90 to answer the question. 9. 6780  240  35 = ?  3.75 (c) If either statement I or statement a)285 b)295 II is sufficient to answer the c)275 d)265 question. e)365 (d) If neither statement I nor 16. What was the percent increase in profit statement II is sufficient to 2.29 of company Y in the year 2010 from answer the question. 10. 13.275  15.485+ of 4.83 the previous year? (e) If both statements are required to 64 a)2 b)10 answer the question. +189.25=? c)20 d)15 a)490 b)590 e)None of these 1. What is the gained profit percentage? c)492 d)382 17. What was the approximate percent I. 5% discount is given on marked e)392 increase in percent increase of profit price; if no discount were given of company Z in the year 2007 from profit would be 20%. Directions (Q. 11-15): In the following the previous year? II. CP of the article is R s 5000. number series, a wrong number is given. a)14 b)21 2. What is the present age of father? Find out the wrong number. c)8 d)26 I. The difference between father’s 11. 29 37 21 43 13 53 5 e)19 age and son’s age is 36 years. a)37 b)53 18. If the profit earned by Company X in c)13 d)21 the year 2006 was Rs 265000, what 1 was its profit in the year 2008? II. Son’s age is of father’s present e)43 7 12. 600 125 30 13 7.2 6.44 6.288 a)Rs 621560 a)6 b)10 b)Rs 468290 age. c)Rs 705211 3. What is the cost of painting the boundary c)15 d)12 e)None of these d)Rs 500850 of a rectangular park? e)None of these I.The cost of painting is Rs 5 per m. 13. 80 42 24 13.5 8.75 6.375 5.1875 a)8.75 b)13.5 19. What is the average percent increase in II.The length is twice its breadth. profit of company Z over the years? 4. What is the length of a train? c)24 d)6.375 I.It crosses a tree in 20 seconds. e)42 5 2 II.The speed of the train is 72 kmph. 14. 10 8 13 35 135 671 4007 a)41 b)41 5. What is the CI on a sum of Rs 5000 in a)8 b)671 6 3 2 years? c)135 d)13 e)35 1 1 I.The SI on the same sum at the same c)28 d)23 rate of interest for 5 years is Rs 2000. 15. 150 290 560 1120 2140 4230 6 3 8400 II.The CI and the SI for one year are e)None of these a)2140 b)560 the same. 20. Which of the following statements is c)1120 d)4230 true with respect to the graph? Directions (Q.6-10): What approximate e)290 a) Company X incurred a loss in the value will come in place of question mark year 2006 (?) in the following question ? (You are Directions (Q. 16-20): Study the graph b) The amount of profit earned by not expected to calculate the exact carefully to answer the questions that Company Y in the years 2008 and value). follow. Percent increase in profit of three 2009 is the same 6. 78% of 810 + 26% of 735 – 619.29 =? companies over the years c) Company Z earned the highest a)104 b)240 profit in the year 2010 as compared to the other years 75 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

d) Profit earned by company X in e)48.88 the year 2006 is lesser than the profit earned by company Z in Directions (Q. 26-30): What will come that year in place of question mark (?) in the e) None of the above following questions? Directions (Q.21-25): Study the 1 1 2 1 26. =? following graph carefully and answer 4 18 11 11 the questions given below. 6 3 4 2 Total number of Arts, Science and 2 3 Commerce students in various colleges a)6 b)5 3 6 3 c)2 d)6 6 e)5

5 27. ? (24)8.5 (24) 2 (24)5   24

a)16 b)17 c)15 d)18 e)2 4 6 1 5 28. of of of  567522 =? 21. The number of students taking Arts in 5 8 9 2 college B, is how many thousand fewer a)94678 b)94578 than the number of students taking Arts c)94587 d)94875 31. What is the ratio of the number of female in college A and college C together? e)94785 students in Institute F to that of male a)12.5 b)27.5 students in Institute C? c)50 d)10 29. 576 24  ? =24 a)1 : 6 b)2 : 3 e)62.5 a)24 b)26 c)1 : 4 d)6 : 1 22. In college F, the students taking c)25 d)27 e)None of these commerce is what percent of the total e)23 32. The total number of students studying number of students taking Arts, Science in Institute F is what percent of the and Commerce in all? 9 total number of student studying in a)45 b)55 (96  24) of  3 16  4 Institute C? c)59 d)70 2 a)125% b)175% e)25 30. 25 =? c)225% d)150% 23. How many candidates (in thousands) 2015   (200  25) e)None of these have taken commerce from all the 2 33. Which institute has the maximum colleges? number of students and which has the a)165 b)177 29 31 a) b) minimum number of students c)185 d)193 96 96 respectively? e)199 a)E and G b)F and C 24. What is the respective ratio of the 27 28 c)B and E d)A and E number of the students taking Science c) d) e)E and C to the number of students taking Arts 96 96 34. The number of female students from in college D? e)None of these Institute E is what percent of the total a)14 : 19 b)12 : 17 number of students from all the c)17 : 19 d)19 : 14 Directions (Q. 31-35): Study the institutes? (Calculate the approximate e)13 : 18 following pie-chart and table carefully value.) 25. What is the average number of students to answer the given questions. a)9% b)8% (in thousands) taking up Science from Total number of students in seven c)7% d)10% all the six colleges together? (Rounded institutes = 56000 e)13% off to two digits after decimal.) 35. What is the difference between the total a)44.90 b)43.33 number of students from all the c)51.33 d)49.90

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institutions and the number of male c)14 days d)15 days students from Institute A, D and G? e)16 days 54 44 c) d) a)46000 b)46520 42. Two pipes can separately fill a tank in 455 455 c)46550 d)45320 10 hours and 40 hours respectively. e)46250 Both the pipes are opened together to 401 36. The ratio of the length and the breadth fill the tank, but when the tank is half e) of a rectangular plot is 6 : 5 respectively. filled a leakage develops, through which 455 If the breadth of the plot is 34 metres, 48. A person lent a certain sum of money at less than the length, what is the 8% simple interest, and in 8 years the 1 of the water supplied by both the perimeter of the rectangular plot? interest amounted to Rs 612 less than a)374 metres 2 the sum lent. Find the sum lent. pipes leaks out. What is the total time b)408 metres a)Rs 1400 b)Rs 1500 taken to fill the tank? c)814 metres c)Rs 1600 d)Rs 1700 a)8 hours b)10 hours d)748 metres e)Rs 1800 c)12 hours d)16 hours e)None of these 49. If the compound interest on a certain e)18 hours 37. In a class of 40 students and 8 teachers, sum for 2 years at 15% is Rs 193.50, 43. Two station X and Y are 1040 km apart. each student got sweets that are 20% what will be the simple interest at the A train starts from station X at 11 am, of the total number of students and each same rate for the same period? and moves towards Y at a speed of 40 teacher got sweets that are 25% of the a)Rs 150 b)Rs 160 kmh-1, and the other train starts from Y total number of students. How many c)Rs 180 d)Rs 172 at 1pm and moves towards X at a speed sweets were there? e)Rs 175 of 80 kmh-1. At what time will both the a)420 b)400 50. The sum of the ages of A, B and C at trains meet? c)320 d)360 present is 85 years. 10 years ago the a)7 pm b)11 pm e)None of these ratio of their ages was 1 : 3 : 7. The c)8 pm d)10 pm 38. The ages of Nishi and Vinnee are in the present age of C is what percentage of e)9 pm ratio of 6 : 5 respectively. After 9 year the present age of B? 44. A square park is surrounded on the the ratio of their ages will be 9 : 8. a)55.55% b)80% outside by a path 2m wide. If the area What is the difference in their ages? c)120% d)180% of the path is 184 sq m, then what will a)9 years b)7 years e)300% be the area of the park? c)5 years d)3 years a)400 sq m b)441 sq m e)None of these REASONINGABILITY & c)484 sq m d)529 sq m 39. The total of ages of a class of 75 girls is COMPUTER KNOWLEDGE e)576 sq m 1050 years, the average age of 25 of 45. The circumference of a circular park is Directions (Q. 51-55): In each question them is 12 years and that of another 25 968m. The park is surrounded on the below are given two/ three statements is 16 years. Find the average age of the outside by a road 2.8 m wide. What is followed by two conclusions numbered I remaining girls? the area of the road? and II. You have take the given two a)12 years b)13 years a)2640.12 sq m statements to be true even if they seem c)14 years d)15 years b)2735.04 sq m to be at variance with commonly known e)None of these c)2831.6 sq m facts. Which of the following conclusions 40. Ms. Deepti Jain invests 11% of her d)2942 sq m logically follows from the given monthly salary, i.e. Rs. 5,236 in Fixed e)None of these statements, disregarding commonly Deposits. Later she invests 19% of her 46. From a group of five males and six known facts? Give answer monthly salary on Life Insurance females, in how many ways can four a) if only conclusion I follows. Policies; also she invests another 7% be chosen to include exactly one b) if only conclusion II follows. of her monthly salary on Mutual female? c) if either conclusion I and II Funds. What is the total annual amount a)210 b)180 follows. invested by Ms. Deepti Jain? c)120 d)80 d) if both conclusions I and II follows a)Rs 2,11,.344 e)60 e) if neither conclusion I nor b)Rs 17,612 47. A bag contains 6 red, 7 blue and 8 green conclusion II follows c)Rs 1,05,672 balls. Three balls are drawn randomly. d)Rs 35,224 What is the probability that the balls 51. Statements : Some flowers are trees. e)None of these drawn contain exactly two blue balls? Some flowers are roses. 41. 13 men and 12 women earn Rs 11120 in All trees are green. 8 days. 9 men and 11 women earn Rs 147 518 Conclusions: I. Some green are 12840 in 12 days. In how many days a) b) flowers will 8 men and 15 women earn Rs 665 665 II. Some trees are roses 17400? 52. Conclusions: Some apples are mangoes. a)12 days b)13 days All fruits are mangoes.

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All apples are oranges. d)Immediate left not sufficient to answer the Conclusions: I. Some oranges are e)None of these question. mangoes. 58. Who sit(s) exactly between the persons e) if the data in both the statements II. Some fruits are mangoes. whose birth places are Ahmedabad and I and II together are necessary to 53. Statements: Some telephones are Dehradun? answer the question. computers. a)R and W 61. On which day of the week was Joseph All computers are mobiles. b)R and Q born? All telephones are ministers c)Only Hyderabad born person I.Joseph’s birthday was one day after Conclusions : I. Some ministers are d)P and Q his sister’s birthday. computers. e)None of these II.Joseph was born on the third day of II. Some ministers are mobiles. 59. Four of the five are alike in a certain way the week. 54. Statements : No pen is pencil based on the given arrangement and 62. M, P, D, K and R are sitting around a All pencils are black hence form a group. Which is the one circle facing at the centre. Who is to Some black are balls. that does not belong to that group? the immediate right of P? Conclusion: I. Some balls are pencils. a)V – Hyderabad I.D is sitting between M and R. II. Some pens are balls b)W – Agra II.K is not to the immediate left of R. 55. Statements: All desks are tables. c)S – Lucknow 63. How is D related to M? No table is a bottle. d)T – Mumbai I.D has two sisters K and N. All bottles are jugs e)R – Jaipur II.K’s father is brother of M. Conclusions: I. Some jugs are desk 60. Which of the following is true with 64. How is ‘go’ written in a certain code II. No jug is a desk respect to the given seating language’? arrangement? I.’go home now’ is written as ‘ja ho na’ Directions (Q.56-60): Read the following a) S is an immediate neighbour of V in that code language. information carefully and answer the b) V is from Dehi II.’come home later’ is written as ‘pa questions that follow. c) The persons from Delhi and ta ho’ in that code language. Eight friends P, Q, R, S, T, U, V and W are Ahmedabad are immediate 65. What is Samir’s rank from the top in a sitting around a circular table for lunch. Each neighbours of each other. class of 40 students? person has a different birthplace, viz d) The person born in Lucknow sits I.Nikhil who is five ranks below Samir Lucknow, Jaipur, Ahmedabad, Mumbai, exactly between the person born is tenth from the bottom. Dehradun, Delhi, Agra and Hyderbad, but in Mumbai and the person born II.Suresh who is six ranks above Samir not necessarily in the same order. in Agra. is twentieth from the top The person born in Jaipur sits third to the e) The person whose birthplace is right of V. R is an immediate neighbour of V. Hyderabad sits second to the right Directions: (Q.66-68): In the following The person born in Mumbai sits second to of the person born in Agra. questions, the symbols $, *, %, # and @ the right of R. Q sits third to the right of W. are used with the following meaning as W’s birthplace is neither Jaipur nor Mumbai. Directions (Q.61-65): Each of the illustrated below. Only one person sits between R and the questions below consists of a question ‘P % Q’ means P is neither greater than nor person whose birthplace is Ahmedabad. P and two statements numbered I and II equal to Q. and U are immediate neighbours of each given below it. You have to decide ‘P $ Q’ means P is neither smaller than nor other. Neither P’s nor U’s birthplace is whether the data provided in the equal to Q. Jaipur. The person born in Hyderabad sits statements are sufficient to answer the ‘P @ Q’ means P is greater than Q. second to the right of P. Two persons sit question. Read both the statements and ‘P * Q’ means P is not smaller than Q. between S and the person born in Dehradun. give answer ‘P # Q’ means P is neither greater than nor S is not from Jaipur. The person born in a) if the data in statement I alone are smaller than Q. Lucknow is not an immediate neighbour of sufficient to answer the question, Now in each of the following questions the person born in Jaipur. The person born while the data in statement II alone assuming the given statements to be true, in Delhi sits second to the left of P. are not sufficient to answer the find which of the four conclusions I, II, III question. and IV given below them is/are definitely 56. Who among the following is from Agra? b) if the data in statement II alone true and give your answer. a)P b)W are sufficient to answer the c)R d)U question, while the data in 66. Statements: R * T, T $ , M % K, K @ e)S statement I alone are not sufficient V 57. What is the position of U with respect to answer the question. Conclusions: I. V $ M II. V $ T to the person whose birthplace is c) if the data either in statement I III. M % R IV. K $ R Jaipur? alone or in statement II alone are a)I and II are true a)Second to the left sufficient to answer the b)I and III are true b)Second to the right question. c)II and IV are true c)Immediate right d) if the data given in both the d)I, III and IV are true statements I and II together are e)None of these 78 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

67. Statements: H $ J, J # N, N @ R, R $ c)A, G, D d)G, E, A e)None of these W e)None of these 77. Which of the following is a wrong Conclusions: I. W % N II. W % H 72. In which of the following standards does statement? III. R # J IV. R $ J C study? a) Carrom competition was held on a)Only I is true a)VI the immediate previous day of b)Only II is true b)VII Table Tennis competition. c)Only III is true c)VIII b) Kho-Kho competition was held d)Only IV is true d)Can’t be determined on two days after the day on e)Only either III or IV is true e)Either VI or VIII which Volley Ball competition 68. Statements: B @ D, D $ F, F % M, M 73. The colour of B’s shirt is was held * N a)Yellow c) There was a gap of three days Conclusions: I. B % F II. M $ D b)Blue between the days on which Chess III. N % F IV. D $ N c)Black and Table Tennis competitions a)None is true d)Can’t be determined were held b)Only I is true e)None of these d) There was a two days gap c)Only II is true 74. Who among the following is in Yellow between the rest day and the day d)Only III is true shirt? on which Carrom competition was e)Only IV is true a)B b)C held c)E d)A e) None of the above Directions (Q. 69-70) Study the following e)None of these 78. Which of the following is the correct information to answer the given 75. Which of the following combinations is statement? question. true? a) Kho-Kho competition was held In a certain code language, ‘over and above’ a)A –Black – VIII after Table Tennis competition is written as ‘ja pa ta’ , ‘come on over here’ b)B – Yellow – VI b) Chess competition was held on is written as ‘ho ka pa da,’ ‘come and sit’ is c)C – Yellow – VIII Thursday written as ‘na ka ja’, and ‘sit on the bed’ is d)G – Green – VI c) No competition was held on written as ‘ la da na sa’. e)None of these Wednesday d) Table Tennis competition was held 69. What is the code for ‘here’? Directions: (Q.76-80): Study the a) ho b) da earlier than Chess competition information given below to answer these e) None of the above c) ka d) Either ho or da questions. e) None of these 79. Kho-Kho and Carrom competition days (i) A school held competitions for had a gap of how many days between 70. What does ‘na’ stand for? Chess, Table Tennis, Carrom, a) the b) bed them? Kho-Kho and Volley Ball during a)Nil b)Two c) sit d) and annual sports week from Monday e) Can’t be determined c)Three d)Four to Saturday, each game on one day, e)None of these Directions (Q.71-75): Read the following one day being a rest day. 80. Which of the following was a rest day? information carefully and answer the (ii) Carrom competition was held not a)Wednesday b)Tuesday questions that follow. on the first or on the last day but c)Friday d)Thursday Seven students A, B, C, D, E, F and G study was held earlier than Table Tennis e)None of these in school X. They are in three different competition. 81. Different applications are documents of standards, viz. VI, VII and VIII. They wear (iii) Kho-Kho competition was held windows desktop are represented by shirts of different colours, viz. Red, Yellow, on the immediate next day of the (a) Symbols (b) Lebels Green, Blue, Black, Orange and White but Table Tennis competition day. (c) Graph (d) Icons not necessarily in the same order. (iv) Chess competition was held on (e) None of these At least two students study in the same the immediate previous day of the 82. Scanner scans standard. D wears White shirt and studies rest day. (a) Picture in Std VI. The one who wears Yellow shirt (v) Kho-Kho competition day and (b) Text does not study in Std VIII. F wears Oranges Volley Ball competition day had a (c) Both Picture and Text shirt and studies in Std VII with only B. A two days gap between them. (d) Neither Picture nor Text neither wears Black shirt nor studies in Std (vi) Volley Ball competition was held (e) None of these VI. E wears Red shirt but is not in Std VI. G on the immediate following day 83. What does ‘C’ represent in MICR? wears Green shirt but does not study in Std of the rest day. (a) Code VI. No one studying in Std VI wears either 76. On which day, the Chess competition (b) Column Blue or Black shirt. was held? (c) Computer a)Thursday b)Friday (d) Character 71. Which of the following represents the (e) None of these group studying in Std VIII? c)Monday d)Wednesday a)D, B, F b)C, E, G 79 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

84. On which button does help menu exist? 93. A field that uniquely identifies which ENGLISH KNOWLEDGE (a) End (b) Start person, thing, or event the record (c) Turn off (d) Restart describes is a Directions (101-110) Read the following (e) None of these (a) file (b) data passage carefully and answer the 85. By CD you can (c) field (d) key questions given below it. Certain words (a) Read (e) None of these are printed in bold to help you locate (b) Write 94. The ability to find an individual item in them while answering some of the (c) Read and Write a file immediately questions. (d) Either Read or Write (a) sequential access John Maynard Keynes, the trendiest dead (e) None of these (b) file allocation table economist of this apocalyptic moment, was 86. For selecting or highlighting, which of (c) direct access the godfather of government stimulus. the following is generally used? (d) directory Keynes had the radical idea that throwing (a) Icon (b) Keyboard (e) None of these money at recessions through aggressive (c) Mouse (d) Floppy Disk 95. Computers connected to a LAN (Local deficit spending would resuscitate flatlined (e) None of the Area Network) can economies – and he wasn’t too particular 87. What does storage unit provide? (a) run faster about where the money was thrown. In the (a) Place for typing data (b) go on line depths of the Depression, he suggested that (b) Storage for information and (c) share information and/or share the Treasury could “fill old bottles with instruction peripheral equipment banknotes, bury them at suitable depths in (c) Place for printing information (d) E-mail disused coal mines” then sit back and watch (d) All of the above (e) None of these a money - mining boom create jobs and (e) None of these 96. A CD-RW disk prosperity. “It would, indeed, be more 88. Which type of memory is closely related (a) has a faster access than an internal sensible to build houses and the like.” he to processor? disk wrote, but above would be better than (a) Main Memory (b) is a form of optical disk, so it is nothing”. (b) Secondary Memory only be written once As President – elect Barack Obama prepares (c) Disk Memory (c) holds less data than a floppy disk to throw money at the current downturn – a (d) Tape Memory (d) can be erased and rewritten stimulus package starting at about $800 (e) None of these (e) None of these billion, plus the second $ 350 billion chunk 89. Which device is used to access your 97. The two major categories of software of the financial bailout – we all really do computer by other computer or for talk include seem to be Keynesians now. Just about every over phone? (a) operating system and utility expert agrees that pumping $1 trillion into a (a) RAM (b) personal productivity and system moribund economy will rev up the ethereal (b) CD ROM Drive (c) system and application goods – and – services engine that Keynes (c) Modem (d) system and utility called “aggregate demand” and stimulate at (d) Hard Drive (e) None of these least some short –term activity. Even if it is (e) None of these 98. Information on a computer is stored as all wasted on money pits. But Keynes was 90. Permanent Memory in computer is (a) analog data also right that there would be more sensible called (b) digital data ways to spend it. A trillion dollars’ worth of (a) RAM (b) ROM (c) modem data bad ideas – sprawl- inducing highways and (c) CPU (d) CD ROM (d) watts data bridges to nowhere, ethanol plants and (5) None of these (e) None of these pipelines that accelerate global warming, tax 91. Checking that a pin code number is valid 99. A program that works like a calculator breaks for overleveraged Mc Mansion before it is entered into the system in for keeping track of money and making builders and burdensome new long –term an example of budgets federal entitlements – would be worse than (a) error correction (a) calculator mere waste. It would be smarter to buy every (b) backup and recovery (b) scholastic American an iPod, a set of Ginsu knives and (c) data preparation (c) keyboard 600 Subway foot-longs. (d) data validation (d) spreadsheet It would be smarter still to throw all that (e) None of these (e) None of these money at things we need to do anyway, 92. A compiler translates higher-level 100. To take information from one source which is the goal of Obama’s upcoming programs into a machine language and bring it to your computer is American Recovery and Reinvestment Plan. program, which is called referred to as It will include a mix of tax cuts, aid to (a) source code (a) upload beleaguered state and local governments, and (b) object code (b) download spending to address needs ranging from food (c) compiled code (c) transfer stamps to computerized health records to (d) beta code (d) de-link bridge repairs to broad band networks to (e) None of these (e) None of these energy-efficiency retrofits, all designed to save or create 3 million to 4 million jobs by 80 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 the end of 2010. Obama has said speed is b) His team is advising Barack to e) None of these his top priority because the faster refrain from Keynes’ philosophy Washington injects cash into the financial c) Barack Obama and his team have Directions (7 - 8) Choose the word which bloodstream, the better it stands to help decided to fill old bottles with is most OPPOSITE in meaning to the avert a multiyear slump with double- digit banknotes word printed in bold as used in the unemployment and deflation. But he also d) Building houses has been under passage wants to use the stimulus to advance his the active consideration of Barack 107. MORIBUND long-term priorities: reducing energy use and Obama and his team a) declining b) waning carbon emissions, cutting middleclass taxes, e) None of these c) thriving d) pessimistic upgrading neglected infrastructure, reining 103. What, according to Keynes, is the e) glorifying in health-care costs and eventually reducing “aggregate demand”? 108. BELEAGUERED the budget deficits that exploded under a) Goods and Services Sector a) carefree b) harassed George W. Bush. Obama’s goal is to exploit b) Stimulation of a short-term c) stressful d) uneventful this crisis in the best sense of the word, to activity e)evaporating start pursuing his vision of a greener, fairer, c) Attempting to rev up the sluggish more competitive, more sustainable economy Directions (9- 10): Choose the word economy. d) Pumping one trillion dollars into which is most nearly the SAME in Unfortunately, while 21 st century economy meaning to the word given in bold as Washington has demonstrated an impressive e) None of these given in the passage ability to spend money quickly, it has yet 104. Highways, bridges, ethanol plants, etc. to prove that it can spend money wisely. are considered by the author as 109. APOCALYPTIC And the chum of a 1 with 12 zeros is already a) reasonably appropriate a) unwelcome creating a feeding frenzy for the ages. propositions to spend money on b) disastrous Lobbyists for shoe companies, zoos, catfish b) measures that affect the c) risk-free farmers. Mall owners, airlines, public environment adversely d) joyous broadcasters. Car dealers and every one else c) imprudent proposals to waste e) ceremonious who can afford their retainers are lining up money on 110. FRENZY for a piece of the stimulus. States that d) tax saving schemes bestowed on a) passion embarked on raucous spending and tax- builders b) expression cutting sprees when they were flush are e) None of these c) succession begging for bailouts now that they’re broke. 105. Obama’s upcoming American Recovery d) habit And politicians are dusting off their and Reinvestment Plan focuses on e)manifestation unfunded mobster museums, waterslides which of the following? Directions (Q.111-115): In each of the and other pet projects for rebranding as A) Recovery of all debts from the following sentences there are two blank shovel ready infrastructure investments. As debtors in a phased manner. spaces. Below each sentence there are Obama’s aides scramble to assemble B) Pumping money very liberally in five pairs of words denoted by letter a), something effective and transformative as projects that are mandatory. b), c), d) and e). Find out which pair of well as politically achievable, they C) Investing money recklessly in any words can be filled up in the blanks in acknowledge the tension between his de project regardless of its utility. the sentence in the same sequence to desires for speed and reform a) Only (A) make the sentence grammatically correct b) Only (B) and meaningfully complete. 101. John M. Keynes was advocate of c) Only (C) which of the following suggestions? d) (B) and (C) 111. Most people are too ______in their a) Spending money recklessly during e) All (A), (B)and (C) own lives to ______much about the recessions is suicidal 106. According to the author of the passage, agonies of others. b) Exorbitant spending during food stamps, bridge repairs, etc. are the a)absorbed, care recessions is likely to boost projects that b)concerned, think economy a) do not warrant urgent spending c)indulged, eradicate c) Aggressive deficit spending is as they have a lower utility value d)involved, console likely to be fatal for economic b) need the least investment and e)entangling, worry meltdown priority as compared to building 112. Doctors and lawyers ______that d) Government stimulus to economy houses for the needy advertising will certainly ______may not help because of red- c) may not have any favourable their profession adversely. tapism impact on attempts to counter a)trust, damage 102. The author of the passage calls Barack recession b)believe, affect Obama and his team as “ Keynesians” d) have lower value in terms of c)contemplate, boost because returns but require major d)argue, effect a) Barack Obama has been reluctant investments e)plead, escalate to follow Keynes’ philosophy 81 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

113. Because the ______leading to Directions (Q.121-125): Rearrange the 126. It is now well-known that the world cancellation of flight were murky, the following sentences (A), (B), (C), (D), (E) response to the Asian tsunami disaster Minister appointed a Commission to and (F) to make a meaningful paragraph with an outpouring of generosity. ______and report the matter. and then answer the questions which a)world responded to a)staff members, undertake follow : b)world’s response to b)decisions, decide (A) Development of drought c)world had a response c)facts, underplay resistance could benefit large d)world responding for d)events, camouflage numbers of farmers. e)No correction required e)circumstances, investigate (B) Hence the human race has no 127. The most important quality a chief 114. Several plots ______in various choice but to adapt to these executive candidate should have a television episodes. impacts. noble character. a)screen, concurrently (C) India has to be concerned about a)must have a b)televised, consequently climatic changes. b)should have to be c)occur, repeatedly (D) This impact can run into decades c)should be d)exhibit, frequently and centuries d)should have is a e)demonstrate, violently (E) Environment day is thus an e)No correction required 115. By ______of their athletic activities, important occasion to assess the 128. What is needed now is not mere a few sportsmen are able to escape the past and our future. declarations or promises, but actions- pressures that living in ______can (F) Since there is a possibility of actions to fulfil the promises already create. adverse impact on agriculture made? a)knowledge, affluence which could deter growth. a)promises were already made b)way, prosperity b)already made promises c)order, vicinity 121. Which is the FIFTH sentence of the c)promises that we make d)virtue, poverty passage after the rearrangement? d)promises which already made e)contrast, adversity a)F b)D e)No correction required c)E d)A 129. What we have done is from humanity Directions (Q. 116-120): Read each e)C point of view? sentence to find out if there is any error 122. Which is the THIRD sentence of the a)have been doing was in it. The error, if any, will be in one part passage after the rearrangement? b)had done being of the sentence. The number of that part a)A b)D c)have done were is the answer. If there is no error the c)B d)C d)have been doing were answer is e). (Ignore errors in e)E e)No correction required punctuation, if any) 123. Which is the SECOND sentence of 130. Despite considerable achievements in the passage after the rearrangement? 116. The bane of Indian hockey today is (a) other areas, humans still cannot control a)B b)D weather and probably never be able / lack of interest by the part of the c)F d)C public (b) / which is turn is fuelled by to do so – e)E a)probably not be able the perception that (c) / it doesn’t pay 124. Which is the LAST (SIXTH) sentence to take up the sport as a career. (d) / b)perhaps be never have ability of the passage after the rearrangement? c)probably will never be able No error (e) a)C b)B 117. Illegal sand mining has become (a) / a d)probably never be enabled c)F d)D e)No correction required boom business fuelled (b) / by the ever- e)E increasing demand (c) / of the 125. Which is the FIRST sentence of the Directions (Q.131-140) : In the following construction industry. (d) / No error passage after the rearrangement? passage, there are blanks, each of which (e) a)A b)D has been numbered. These numbers are 118. Much is the inflow of travellers that c)C d)B printed below the passage and against (a) / it is tough to book an air ticket (b) e)E each, five words are suggested one of / to Ahmedabad and the international which fits the blank appropriately. Find flights (c) / too are almost over-booked. Directions (Q. 126-130): Which of the out the appropriate word in each case. (d) / No error (e) phrases a), b), c) and d) given below Though most of us know him (131) for his 119. Experts believe that a (a) / gradually should replace the phrase given in bold lightning and kite experiment, Ben Franklin decreasing infant mortality rate (b) / is in the following sentence to make the was first and (132) a printer. Born humbly lead to a proportionate (c) / decrease in sentence grammatically meaningful and in Boston in 1706, he was the fifteenth (133) the size of our brains. (d) / No error (e) correct. If the sentence is correct as it is seventeen children of a poor candle maker. 120. In just two months after having (a) / and no correction is required, mark e) At the (134) age of seventeen he went to planted these, most of the plants have as the answer. Philadelphia, where after working for others (b) / either dried up and are suffering he (135) his own printing shop. Printing (c) / due to lack of maintenance. (d) / (136) Ben to writing and writing to No error (e)

82 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 publishing and publishing to business (c) Government promissory notes 149. Rates of Interest on deposits are success and (137) He was passionate about (d) Participation certificates determined by writing and to satisfy this (138), he taught (e) None of the above ____? himself science, philosophy and languages. 143. The Definition of ‘Banking’ is given in (a) IBA In time, he became the (139) known writer (a) Negotiable Instrument Act, 1881 (b) Ministry of Finance of the English speaking world and many of (b) RBI Act, 1934 (c) The Bank Itself his works remain (140) read even today. (c) The Banking Regulation Act, 1949 (d) Government of India (d) Contract Act (e) None of the above 131. (a) except (b) best (e) None of the above 150. The DICGC covers Bank Deposits (c) hardly (d) greatly 144. A rise in the reserve ratio of banks under its Deposit (e) sometimes ______? Insurance Scheme of the commercial 132. (a) previous (b) only (a) Will lead to an increase in the banks and (c) foremost (d) above money supply includes ______? (e) lastly (b) Will lead to a proportionate (a) Foreign Banks operating in India, 133. (a) between (b) before increase in the money supply (b) Regional Rural Banks (c) with (d) besides (c) Will lead to a decrease in the (c) Co-operative Banks (e) of money supply (d) Urban Co-operative Bank 134. (a) elder (b) early (d) Will have no impact on money (e) All of the Above (c) delicate (d) old supply 151. “Muhammad Yunus” is associated with (e) tough (e) None of the above Banking Industry and is acclaimed for 135. (a) set (b) establish 145. Which of the following negotiable his contribution in (c) opened (d) shared instruments can the field of ____? (e) purchase be crossed to the banks? (a) Micro-finance 136. (a) led (b) send (a) Cheques (b) Technological advancement (c) showed (d) followed (b) Drafts (c) Consumer finance (e) take (c) Bills of Exchange (d) Banking Reforms in Bangladesh 137. (a) failure (b) character (d) All the above (e) Low-cost housing (c) fame (d) defeat (e) None of the above 152. “Muhammad Yunus” is associated with (e) poverty 166. Under which of the following methods Banking 138. (a) call (b) worry of noteissue Industry and is acclaimed for his (c) problem (d) conflict the RBI issues notes? contribution in (e) appetite (a) Fixed Fiduciary System the field of ____? 139. (a) best (b) well (b) Maximum Fiduciary System (a) Micro-finance (c) fine (d) leading (c) Minimum Reserve System (b) Technological advancement (e) excellent (d) Proportional Reserve System (c) Consumer finance 140. (a) partly (b) wisely (e) None of the Above (d) Banking Reforms in Bangladesh (c) rarely (d) widely 147. FCNR accounts can be opened and (e) Low-cost housing (e) almost maintained as _____? 153. Intangible assets are _____? GENERALAWARENESS (a) Current Accounts (a) Gold (b) Saving Banks Accounts (b) Patents, copyright, goodwill 141. Regional rural banks are managed by (c) Term Deposit Accounts (c) Home (d) All the above ______? (d) Recurring Deposits (e) None of the above (a) The Central Government (e) None of the above 154. RTGS as well as NEFT uses (b) The RBI 148. Fiscal deficit means _____? (a) UTR Number (b) MICR (c) IFSC (c) The Board of Directors (a) Total income less Govt. (d) DNS(e) None of the above (d) The State Government borrowings 155. Which of the following statement is (e) None of the above (b) Total payments less total receipts incorrect 142. Stock exchange securities do not (c) Total payments less capital about SEBI? include? receipts (a) SEBI is a capital market regulator (a) Debentures certificate (d) Total expenditure less total (b) SEBI is the mutual fund regulator (b) Small debentures issued by port receipts excluding borrowings (c) SEBI also regulates the credit trusts (e) None of the above rating agencies in India

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(d) None of them is wrong b) More liquidity in the market 169. The trial run of India’s first-ever 156. SWIFT is a commonly used acronym c) No change in the liquidity in the driverless metro train will be conducted in the banking market by the Delhi Metro Rail Corporation industry. The ‘I’ in SWIFT stands d) Mobilization of more deposits by (DMRC) at which place? for______. commercial-banks a) Noida city Centre (a) Interbank e) None of these b) Kashmiri Gate (b) International 163. What is the maximum period for which c) Dwarka (c) Intercom domestic term deposits are normally d) Mukundpur (d) Indian accepted by the banks in our country? e) Yamuna Vihaar (e) None of the above (a)3 Years (b)5 Years 170. Who has become Formula One’s 157. Which of the following acts is useful in (c)7 Years (d)10 Years youngest-ever winner of an incredible controlling (e)12 Years Spanish Grand Prix? HAWALA transactions? 164. “Basel Committee on Banking a) Sebastian Vettel (a) FEMA Act Supervision” is also/or popularly b) Michael Schumacher (b) RBI Act known as c) Lewis Hamilton (c) DICGC Act (a) Thomas Cook Committee d) Nico Rosberg (d) Banking Regulation Act (b) Talwar Committee e) Max Verstappe (e) None of the above (c) Bank for International Settlements 171. When is International Day of U.N. 158. Zero balance account is generally Committee Peacekeepers, observed annually? allowed to be opened for (d) Peter Cook Committee a) 16 May a) Low Income Groups (e) Banking Regulation Committee b) 29 May b) Businessmen 165. Which of the following is incorrectly c) 26 May c) Foreign customers matched ? d) 06 May d) Children (a)WTO – Geneva e) 19 May e) Senior citizens (b)IAEA – Vienna 172. National Rural Development Institute 159. Which state is called the ‘Cradle of (c)WHO - Paris is situated at Banking’ in India, as seven leading (d)IMF – Washington a) Patna banks of India have originated from this (e)None of these b) Shimla state? 166. Who has won the Man Booker c) Hyderabad a) Gujarat International Prize for fiction “The d) New Delhi b) Karnataka Vegetarian,” an unsettling novel in e) None of the above c) Maharashtra which a woman stops eating meat and 173. Which bank has launched the country’s d) West Bengal desires to become a tree? first contactless business credit card? e) Uttar Pradesh a) Amitabh Ghosh a) State Bank of India 160. Banks sell insurance for b) Han Kang b) Axis Bank (a) increasing deposits c) Marlon James c) ICICI Bank b)increasing loans d) Julian Barnes d) Kotak Mahindra Bank c)increasing clients e) Aravind Adiga e) HDFC bank d)earning more profits 167. Which bank has approved $625 million 174. NITI Aayog to replace 5-year plans e)taking over insurance companies loan to support India’s grid-connected with ______year vision 161. Many a times we read in the news paper rooftop solar programme to generate document about CASA deposits of banks. CASA clean energy? a) 10 b) 20 deposits are. a) World Bank c) 15 d) 30 a)Demand deposits b) IMF e) 25 b) Term deposits c) Asian Development Bank 175. Who has been appointed as new c) Hybrid deposits d) Brics Bank chairman of the National Stock d) Recurring deposits e) AIIB Exchange of India Ltd (NSE)? e) Special schemes of banks 168. ‘The maximum sum assured under the a) Piyush Chawla 162. Assume that Reserve Bank of India Employees’ Deposit Linked Scheme b) RK Mathur reduces the Bank Rate by 1%, what (EDLI) will soon be enhanced to- c) Ashok Chawla will be its impact a) 4 lakhs b) 5 lakhs d) Dinesh Kumar a) Less liquidity in the market c) 6 lakhs d) 7 lakhs e) None of the above e) 9 lakhs 84 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

176. The Indian Railways plans to spend 183. Who won Mutua Madrid Open title? a) Dinar ______crore on laying new a) Roger Federer b) Euro tracks b) Novak Djokovic c) Pound a) 90000 b) 80000 c) Rafael Nadal d) Shilling c) 75000 d) 50000 d) Andy Murray e) None of these e) 10,000 e) None of the above 177. Who is the present Union Law 184. Who has been resigned as BCCI Minister? president in the lead up to the elections  a) Rajnath Singh for ICC chairman? b) Kalraj Mishra a) Sharad Pawar c) Suresh Prabhu b) Sunil Gavaskar EXPLANATIONS d) Sadananda Gowda c) Shashank Manohar 1-e; e) None of the above d) N Srinivasan To know profit % , SP and CP are 178. Expand TRAI? e) None of the above required. SP can be known through (i) a) Telephone Regulatory Authority 185. The second Five Year plan was based of India on and (ii) gives CP. b) Telecom Regulatory Authority of a) Mahalanobis Model 2-e; From I. Let the present age of father India b) Vakil and Brahmananda’s Wage - c) Telecom Regulatory Association Goods Model be x years and that of son be y years. of India c) Harrod - Domar Growth Model Then, x – y = 36……i) d) Telecom Reasonable Authority of d) Solow Growth Model x India e) None of the above From II . y = e) None of the above 186. In India, the state known for its 7 179. The Maharashtra government has sent sandalwood is Or, x = 7y……ii) out a resolution that declares drought a) Karnataka From (i) and (ii), we get 7y – y = 36, in ______villages b) Assam or, 6y =36 a) 15000 b) 45000 c) Kerala Y = 6 yrs c) 23000 d) 29000 d) West Bengal Hence, fathers age =7  6 =42 years e) 30000 e) None of the above 3-d; 187. Which Bank has launched mobile-only 180. Which State has received the “Best From I. cost of painting is Rs 5 per m Indian Destination for Wildlife” award bank? From II. the breadth of rectangular park by the Lonely Planet Group? a) Development Bank of Singapore = x a) Tamil Nadu b) Reserve Bank of India b) Madhya Pradesh c) State Bank of India Then, length = 2x c) Kerala d) Citi Bank We can’t find the actual cost of painting d) Assam e) None of the above the boundary of the rectangular park e) Sikim 188. Which State capital was declared as a and breadth and length can’t be found 181. International Nurses Day is observed ‘smoke-free city’? from I and II. on? a) Odisha 4-e; a) May 10 b) May 8 b) Assam From I. time = 20 seconds c) May 12 d) May 5 c) West Bengal From II. speed of the train = 72 kmph e) May 11 d) Nagaland 5 182. Who has been awarded Japan’s second e) None of the above = 72  = 20 m/s highest civilian award for promoting 189. Where is Thattekad Bird Sanctuary 18 Indo-Japan economic ties over last few located ? From I and II length of the train = 20 decades? a) Kerala 20 = 400m a) NK Singh b) Tamil Nadu 5-a; b) Prakash Singh c) Karnataka From I. T =5 years , SI = Rs 2000. c) Raman Singh d) Andhra Pradesh P =Rs 5000 (from statement) d) AK Kumar Singh e) None of the above e) None of the above 190. Finland currency is which of the 2000100 Rate = =8% following ? 50005

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15-c; 24-e; 2  8   The series is  2 – 10,  2 – 20,  2 – CI = 5000 1  1 30, ……………… ?  8650  93  100   The series is  5+5,  5+5,  5+5, (approx) …………………. 25-c; =Rs 832 ? = 9546324  4584=2082.53=2083 6-c; 16-20): 16-e; (approx) 78810 26735 % increase in profit of company Y in 26-30): ?=  619.29 26-a; 100 100 2010 from the previous year 2 46 2 20 2 = 632+191-620 40  35 =  6    6 =823-620=203  204 100%  14% 3 4 23 3 3 7-b; 35 27-e; 17-a; 2 2 2 ?=692 +305 -368 17 5 % increase in profit of company Z in  5 ? 2 2 =478864+93025 – 135424 2007 from the previous year = (24)   24  =436465 2 ? 8-a; 40  35 Or, 2 100%  14% (24)  242 19 234200 ?520 Or,   1550 35 Or, ? =2 0.19 100 100 18-d; 28-c; Profit earned by company X in the year ?520 Or, 100 + 966+ 1556 4 6 1 5 100 135 140    567522 94587 2008 = 265000  5 8 9 2 100 100 29-e; ?520 = Rs 500850 Or, 15561066 490 Squaring both sides, 100 19-b; Total % increase in profit of company Or, 576 24  ?  576 490100 Z = 20 + 35 + 40 + 45 +50 + 60 = 250 Or, ? =  94.23  94 Or, 24  ? 1 520 Avg. % increase in profit of company Or, 24 -? = 1, or, ? =23 9-d; 250 2 30-a; 6780 Z = %  41 % 3.75  35 6 3 ? 9 240 20-c; 4 3 4 29 =28.25  35 = 988.75 2  21-25): 2 988.75 21-a; 300 8 96 ?=  263.66  265 ?= 182.225  21.652  33.584 = 25 3.75 132506.87 = 132507 (approx) 10-e; 22-b; 31-35): ? =201.5 +2.3  0.07 +189.25 31-e; =201.5+0.161+189.25 64 ? Female students in institute F =390.91  392 8924 5325  6825 100 100 12 11-e; = 10080 = 6048 The series is made up of double series. 68285711100 111700 20 That is -8 and +8 ?    22 Males students in institute 12-c; 5325 5325 (approx) The series is 5+5, 5+5, 5+5,    23-d; 6 …...... C=  4480 13-c; 8 11 22 18 = 3360 The series is  2+2,  2+2,  2+2, ?    7 3 5 Ratio = 6048 : 3360 = 9 : 5 …………….. 32-c; 14-b; 165770378 1313 The series is  1-2,  2-3,  3-4, ?  12.5013 18 ……………… 105 105 Reqd. % = 100 = 225% (approx) 8

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33-e; According to the question. After 9 From the above data we can find that Reqd. days = 17400 = 15 days institute E has the maximum number years = 6x  9 9 1160  42-c; of students and institute C has the 5x  9 8 Time taken fill the tank by both the 48x+72 = 45x +81 minimum number of students. 3x= 81 – 72 = 9 34-e; 4010 X=3 pipes = = 8 hours Female students from institute E Reqd. diff. = 6x -5x = x= 3 years. 40 10 So, to fill the tank half, they will take 4 39-c; 4 hours. = = 7040 Let the average age of remaining 25 girls 12320 After leakage half of the water leaks 7 be x years. out, that is with leakage the pipes will Total number of students from all the According to the question fill the tank in 16 hours. institute = 56000 25  12+25 16+25 x= 1050 =300+400 +25x = 1050 But, here 1 of the tank is already filled = 5280 = 12.57 13% =700+25x = 1050 100  2 56000 25x = 1050 – 700 = 350 in 4 hours. So, the remaining half will 35-d; X = 14 Total number of students from all the be filled in = 8 hours 40-a; institutes =56000 Total time = 4 +8 = 12 hours Let the monthly salary of Ms. 43-e; Number of males students from Deepti Jain be Rs x Let the train meet x km from station x. institute A, D and G =10680 According to the question 11% of x = 1PM – 11AM = 2hours Difference = 56000 – 10680 = 45320 5236 36-50) x 1040 x Or,  36-d; 11 =x  5236 40 80 Let the length and breadth of 100 2x -1040 +x = 160, or, 3x =1200, x rectangular plot 6x and 5x mtrs. =400 km Respectively. X = 523600 =Rs 47600 So, time taken by the first train According to the question, 6x -5x =34 11 X = 34 % investment = 11+19 +7 =37% = 400 = 10 hours Perimeter of the plot = 2 ( length + Monthly investment = 40 breath ) =2 (6x +5x) = 22x mtr. So, they will meet at 9PM. =22  34 = 748 mtr.. 37 44-b; 47600  = Rs 17612 Let the side of square ABCD (Park) be 37-b; 100 2 Number of sweets received by each Deepti’s annual investment = Rs x . S o , a re a = x Side of square A B C D = x + 2 + 17612  12 =Rs 211344 1 1 1 1 41-d; 2=(x+4) mtr students = 20 40  8 Let the daily earnings of the men and 2 Area of A1B1C1D1 = (x+4) 100 women be x and y respectively Number of sweets received by each Area of Path = Area of A1 B1 C1 D1 – 11120 Area of ABCD, 25 13x+12y = = 1390……..i) 2 2 teachers = 40 10 Or, (x+4) – x =184 8 2 2 100 Or, x +8x +16 –x = 184 Total number of sweets = 40  8 12840 Or, 8x = 184-16 = 168 +8  10 = 320+80 =400 9x+11y = = X= 21 meter. 38-d; 12 Area of the park x2 = 441 sq meter. Let the present age of Nishi and Vinnee = 1070….ii) Solving eqn. i) and ii) we get x = 70, y 45-b; be 6x and 5x yrs respectively. =40 8x+15y =1160 9682 Area of park =  22 = 74536 sq m 4   7 

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60015 2 Day Play Radius of park = 745367 = SI.= 180 100 Monday Chess 22 Tuesday Rest day 154 m 50-d; Let 10 yrs ago the age of A, B and C be Wednesday Volley ball Area of the road =  b(b+2r) x, 3x and 7x respectively. Then present Thursday Carom Friday Table Tennis 22 age of A, B and C are (x+10), (3x+10) =  2.8(2.8  308) = Saturday Kho-Kho 7 and (7x+10), respectively. Sum = 11x +30 = 85 2735.04 sq m 76-c; 77-d; 78-a; 79-e; 11x = 55 46-e; 80-b; 81-d; 82-c; 83-d; Reqd. no. ways =6C 5C =6 10=60 X =5 1  3  84-b; 85-c; 86-c; 87-b; ways Hence, the present age of A, B and C 88-a; 89-c; 90-b; 91-d; 47-a; are 15, 25 and 45 yrs respectively. 92-b; 93-e; 94-c; 95-c; Total balls = 6 + 7 + 8 =21 45 96-d; 97-c; 98-b; 99-d; N(S) = 21C = 1330 Reqd % = 100 = 180% 3 100-b; 101.b 102.e 103.a Two blue balls can be selected from 7 25 51-a; 52-d; 53-d; 54-e; blue balls in 7C =21 ways 104.c 105.b 106.c 107.c 2 55-c; And the remaining one ball can be 108.a 109.b 110.a 111.a selected from the remaining 14 balls in 112.b 113.e 114.c 115.d 14 116.b 117.b 118.a 119.c C1=14 ways. N(E) = 21  14 = 294 120.c 121.d 122.b 123.e 124.d 125.c 126.a 127.d 294 147 P(E) =  128.a 129.e 130.c 131.b 1330 665 132.c 133.e 134.b 135.c 48-d; Let the sum lent be Rs x. 136.a 137.c 138.e 139.a 140.d 141.c 142.d 143.c Then, interest = x88 56-a; 57-b; 58-c; 59-e; 144.c 145.c 146-c; 147-c; 100 60-e; 61-b; 62-d; 63-d; 148-d; 149-c; 150-e; 151.a 152.a 153.b 154.c 155.d 64x 64-d; 65-c; 66-b; 67-e; Now, x - = 612 68-a; 69-a; 70-c; 156-a; 157-a; 158-a; 159-b; 100 71-75); 160-d; 161-a; 162-c; 163-d; Or, 36x =61200 X= Rs 1700 164-c; 165-c; 166-b; 167-a; 49-c; Student Class Colour 168-c; 169-d; 170-e; 171.b Let the amount be x . A VIII BLUE 172.c 173.a 174.c 175.c According to the question B VII BLACK 176-c; 177-b; 178-d; 179-b; C VI YELLOW 15 D VI WHITE 180-d; 181-b; 182-a; 183-b; x   = 193.50 1   x 184-c; 185-a; 186-a; 187-a;  100  E VIII RED F VII ORANGE 188-d; 189-a; 190-b;  529  G VIII GREEN = x   x  193.5  400  71-d; 72-a; 73-c; 74-b; 129x 75-e;  = 193.5 400 76-80): 193.5 400 = x   600 129

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PRACTICE SET FOR UPCOMING EXAM [SBI-CLERK (MAIN-2)] QUANTITATIVE APTITUDE 7. If the amount of profit earned by Company A in the year 2007 was Rs 2 2 Directions: (Q. 1-5): In each of these 1.5 lakhs, what was its expenditure in a)16 b)14444 questions a number series is given. Only that year? 3 3 one number is wrong in each series. You a)Rs 1.96 lakhs have to find out the wrong number. 2 2 b)Rs 2.64 lakhs c)16666 d)14 1. 10 15 24 35 54 75 100 c)Rs 1.96 lakhs 3 3 d)Rs 3.75 lakhs a)35 b)75 e)None of these e)None of these c)24 d)15 12. The total number of people using all the e)54 8. What is the average percent profit earned by company B over all the year three mobiles services in the year 2007 2. 1 3 4 7 11 18 24 47 is what percent of the total number of a)4 b)11 together? a)19 b)24 people using all the three mobile c)18 d)7 services in the year 2008? (rounded off e)27 c)12 d)37 e)None of these to two digits after decimal) 3. 3 2 3 6 12 37.5 115.5 a)89.72 b)93.46 a)37.5 b)3 9. If in the year 2008, the incomes of both the companies A and B were the same, c)88.18 d)91.67 c)6 d)2 e)None of these e)12 what was the ratio of the expenditure of company A to the expenditure of 13. The number of people using mobile 4. 2 8 32 148 765 4626 32431 service N in the year 2006 forms a)765 b)148 company B in that year? a)21 : 25 approximately what percent of the c)8 d)32 total number of people using all the e)4626 b)7 : 9 c)13 : 15 three mobile services in that year? 5. 2 3 11 38 102 229 443 a)18 b)26 a)11 b)229 d)Cannot be determined e)None of these c)11 d)23 c)102 d)38 e)29 e)3 10. What is the ratio of the amount of profit earned by company A to that by 14. What is the ratio of the number of people using mobile service L in the year 2005 Directions: (Q. 6-10): Study the graph company B in the year 2009? to that of those using the same service carefully to answer the questions that a)2 : 3 in the year 2004? follow: b)4 : 7 a)8 : 7 b)3 : 2 Percent profit made by two companies c)11 : 15 c)19 : 13 d)15 : 11 over the years d)Cannot be determined e)None of these e)None of these 15. What is the total number of people using Directions: (Q. 11-15): Study the given mobile service M in the years 2008 and graph carefully to answer the questions 2009 together? that follow: a)35, 000 b)30, 000 Number of people (in thousands) using c)45, 000 d)25, 000 three different types of mobile services e)None of these over the years Directions (Q. 16-20): What approximate value should come in place of the question mark (?) in the following questions? Note: You are not expected to calculate the exact value.

6. If in the year 2004 the expenditure 16. 182.225  21.652  33.584 = ? incurred by company A and B were the a)132507 b)149428 same, what was the ratio of the income c)120426 d)106438 of Company A to that of company B e)112642 in that year? 17. 63.5% of 8924.2 +? % of 5324.4 = a)27 : 28 6827.5862 b)14 : 23 a)36 b)22 c)13 : 19 11. What is the average number of people c)17 d)31 d)Cannot be determined using mobile service M for all the years e)9 e)None of these together?

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II. The company earned a total profit b) II and III are sufficient 4 1 3 of Rs 20 crore in the years 2001 c) Either I or II and III are sufficient 18. 1  7  3 = ? 7 3 5 and 2002 taken together. d) All I, II and III are necessary to III. In the year 2003, the company answered the question a)21 b)8 earned 80% profit that in 2002. e) The question can’t be answered c)25 d)13 a) Any two of I, II and III are even with all I, II and III e)30 sufficient 30. How many students secured atleast 60% b) Either I and II or II and III are 19. 8650 =? marks in Mathematics in a class of 240 sufficient students? a)84 b)79 c) I and II or III are sufficient I. 20% of the students in the class c)99 d)87 d) All I, II and III are necessary to secured 80% and above marks in e)93 answer the question. Mathematics. 20. 9546324  4584 = ? e) The question can’t be answered II. 80 students have secured more a)2149 b)1986 even with all I, II and III than 50% but less than 60% marks c)2083 d)2247 27. In an institute employing managers, in Mathematics. e)1805 observers and assistants, what is the III. The number of students who monthly salary of an assistant? secured marks between 60% and Directions (Q. 21-25): What should come I. Each observer gets Rs 12000 per 79% was equal to the number of in place of the question mark (?) in the month more than an assistant. students who secured less than following questions? II. An observer and an assistant 50% marks in Mathematics. 21. (-251 21-12)? = 158.13 together get Rs 32000 per month. a) I and II are sufficient  III. The total salary per month of a a)250 b)400 b) I and III are sufficient manager and an observer is Rs c)300 d)15 c) II and III are sufficient 57000. e)None of these d) All I, II and III are necessary to a) Either I or II and III are sufficient answer the question 22. 25.6% of 250 + ? =119 b) I and II are sufficient e) The question cannot be answered c) Any two of I, II and III are a)4225 b)3025 be even with all I, II and III sufficient c)2025 d)5625 d) All I, II and III are necessary to Directions: (Q.31-35): Study the e)None of these answer the question following Pie chart carefully to answer 23. 36865 + 12473 +21045 – 44102 =? e) these questions. a)114485 b)28081 The question can’t be answered even with all I, II and III Percentagewise Distribution of teachers c)26281 d)114845 28. What is the circumference of semi-circle who teach six different subjects e)None of these in cm? Total number of teachers = 1800 24. (15.20)2 ? = 8 – 103.04  I. The area of semi-circle is half of Percentage of teachers a)12 b)6.5 the areas of parallelogram. c)8.2 d)16 II. The length of parallelogram is 1.5 e)None of these times the radius of the semi-circle. 0.41.5 III. The difference between the length 25. = ? and breadth of parallelogram is 8 0.2 cm. a)2 b)3 a) II and III are sufficient c)1.2 d)0.3 b) I and III are sufficient e)None of these c) I and II are sufficient d) All I, II and III are necessary to Directions (Q.26-30): In each of the answer the question following questions, a question and e) The question can’t be answered three statements I, II and III are given. even with all I, II and III You have to decide whether the data 29. In a partnership business of A, B and C given in the statements are sufficient to what profit did B get at the end of 2 31. If two-ninth of the teachers who teach answer the question or not. yr? Physics are females then number of 26. How much profit did the company earn I. A and B started the business by male Physics teachers is approximately in the year 2002? investing in ratio 3 : 5. what percentage of the total number of I. The company earned 40% more II. C joined after 6 months with Rs 4 teachers who teach Chemistry? profit in the year 2003 than that lakh. a)57 b)42 in the year 2001. III. After two years, A’s share in c)63 d)69 profit was Rs 60000. e)51 a) I and III are sufficient

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32. What is the total number of teachers e)None of these 45. Income of Shantanu was Rs 4000. In the teaching Chemistry, English and 39. Ram, Shyam and Kamal together start a first 2 yr, his income decreased by 10% Biology? business in partnership. The ratio of and 5% respectively but in the third a)1, 226 b)1, 116 their capitals is 3 : 4 : 7. If their annual year, the income increased by 15%. c)1, 176 d)998 profit be Rs 21000, what will be What was his income at the end of third e)None of these Kamal’s share in this profit? year? 33. What is the difference between the total a)Rs 12500 b)Rs 10500 a)Rs 3933 b)Rs 4000 number of teachers who teach English c)Rs 15000 d)Rs 10000 c)Rs 3500 d)Rs 3540 and Physics together and the total e)None of these e)None of these number of teachers who teach 40. The ratio between the present ages of 46. A card is drawn from a well-shuffled Mathematics and Biology together? Indira and Lizzy is 3 : 8, respectively. pack of cards. The probability of getting a)352 b)342 After 8 yr, Indira’s age will be 20 yr. a queen of club or a king of heart is c)643 d)653 What was Lizzy’s age 5 yr ago? e)None of these 1 1 a)37 yr b)27 yr a) b) 34. What is the respective ratio of the number c)28 yr d)38 yr 52 26 of teachers who teach Mathematics and e)None of these the number of teachers who teach 41. The average age of students of a class is 1 1 Hindi? 15.8 yr. The average age of boys in the c) d) a)13 : 7 b)7 : 13 class is 16.4 yr and that of the girls is 13 39 c)7 : 26 d)8 : 15 15.4 yr. Find out the ratio of the number e)None of these e)None of these of boys to the number of girls in the 35. If the percentage of Mathematics 4 class. 47. Circumference of a circle A is 1 times teachers is increased by 50 percent and a)3 : 1 b)5 : 2 7 percentage of Hindi teachers decreased c)2 : 3 d)3 : 7 perimeter of a square. Area of the by 25 percent then what will be the e)4 : 3 square is 784 sq cm. what is the area of total number of Mathematics and Hindi 42. In an examination out of 480 students, another circle B whose diameter is half teachers together? 85% of the girls and 70% of the boys the radius of the circle A? a)390 b)379 passed. How many boys appeared in a)154 sq cm c)459 d)480 the examination, if total pass b)156 sq cm e)None of these percentage was 75%? c)35.8 sq cm 36. Three pipes A, B and C can fill a tank a)370 b)340 d)616 sq cm separately in 8 h, 10 h and 20 h, c)320 d)360 e)None of these respectively. Find the time taken by e)None of these 48. A, B and C enter into a partnership. A all the three pipes too fill the tank when 43. A man sells rice at 10% profit and uses invests some amount at the beginning, the pipes are opened together? weight 30% less than the actual B invests double the amount of A after 7 7 measure. His gain percent is 6 months and C invests thrice the a)5 h b)4 h 2 1 amount of A after 8 months. If the 11 11 a)57 % b)57 % annual profit be Rs 54000, find the C’s 8 7 share. 7 7 a)Rs 3000 b)Rs 18000 c)8 h d)3 h 2 3 c)Rs 15000 d)Rs 21000 11 11 c)57 % d)57 % 5 7 e)None of these e)None of these 49. P and Q can finish a work in 30 days. 37. A car covers a distance of 200 km in 2 h e)None of these They worked at it for 10 days and then 40 min whereas a jeep covers the same 44. The simple interest on a sum of money Q left. The remaining work is done by distance in 2 h. What is the ratio of is 1/16 of the principal and the number P alone in 20 more days. How long their speeds? of years is equal to the rate percent will P take to finish the work alone? a)3 : 4 b)4 : 3 annum. Find the rate percent. a)30 days b)20 days c)4 : 5 d)5 : 4 1 1 c)60 days d)50 days e)None of these a)2 % b)3 % e)None of these 38. A train passes tow persons who are 2 2 50. A number is selected at random from the walking in the direction opposite to the set {1, 2, 3, ……., 50}. The probability direction of train at the rate of 10 m/s 1 1 that it is a prime, is c)4 % d)9 % and 20 m/s respectively in 12 s and 10 2 2 a)0.1 b)0.2 s, respectively. Find the length of the c)0.3 d)0.7 e)None of these train. e)None of these a)500 m b)900 m c)400 m d)600 m

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REASONINGABILITY & facts. Read all the conclusions and then VII) The only married musician in a COMPUTER KNOWLEDGE decide which of the given conclusions group is female. logically follows from the given VIII) In the pair of badminton player Directions (Q.51-55): Study the statements, disregarding commonly only one is male. following information carefully to known facts. answer the given questions: Give answer – 61. Who is the magician in the group ? T, R, S, Q, M, L, P and K are eight friends a) If only conclusion I follows. a) B b) C sitting around a square table in such a way b) If only conclusion II follows. c) E d) Can’t be determined that four of them sit at four corners of the c) If either conclusion I or II e) None of these square while four sit in the middle of each of follows 62. Which of the following is a pair of the four sides. Those who sits at the four d) If neither conclusion I nor II musicians ? corners face away from the centre while follows a) B E b) D E those who sit in the middle of the sides face e) If both conclusion I and II c) B F d) A C the centre of the square table. follows e) None of these P sits third to the right of S, who faces the 63. What is the profession of B ? centre. Q sits third to the left of M, who (56-57): Statements: No building is white. a) Badminton player does not sit in the middle of the sides. Only All whites are blacks. Some blacks b) Musician one person sits between Q and R. R is not are huts. c) Magician d) Can’t be determined an immediate neighbour of M. T faces the 56. Conclusions: I. No building is black. e) None of these centre. K is not an immediate neighbour of II. At least some whites are huts. 64. Which of the following is a pair of male R. 57. Conclusions: I. All blacks being whites only ? is a possibility. 51. Who sits exactly between Q and R? a) A B b) B C II. Some blacks are not buildings. a)K b)L c) E C d) E D c)P d)T (58-60): Statements: Some mangoes are e) None of these e)M apples. Some apples are bananas. Some 65. Which o the following is a pair of only 52. What is the position of M with respect bananas are grapes. married females in the group ? to L? a) C D b) A D a)Second to the right 58. Conclusions: I. Some bananas are c) A B d) B D b)Fifth to the right definitely not mangoes. e) E D c)Third to the left II. Some grapes are apples. d)Fourth to the left 59. Conclusions: I. All mangoes being Directions: (Q.66-67): Study the e)None of these grapes is a possibility. following series carefully and answer the 53. Which of the following pairs represents II. All bananas being apples is a questions given below: the persons seated in the middle of the possibility. In a certain code language ‘go and sit’ is sides who face each other? 60. Statements: All flowers are rooms. written as ‘pa da na’, ‘cme with me’ is a)K, L b)T, Q Some rooms are windows. written as ‘sa ra ta’, ‘sit with her’ is written c)R, Q d)T, S All cards are windows. as ‘la da sa’, and ‘you can go’ is written as e)S, Q Conclusions: I. Some rooms are cards. ‘pa ha ja’. 54. If K is made to face the opposite II. At least some windows are flowers. 66. What is the code for ‘real’? direction, who would sit on his a)ja b)ha immediate right? Direction (Q. 61-65): Real the following c)pa d)na a)S b)P information carefully and answer the e)None of these c)L d)R question given below it : 67. ‘you can came’ can be written as e)Q I) A group of six person A, B, C, D, a)ja ha ta b)ta ra ha 55. Four of the following five are alike in a E and F are member of a club. c)ha ja ra d)Either a) or c) certain way and hence form a group. II) Out of these six person two are e)None of these Which is the one that does not belong musicians, two are badminton player, one is a photographer and to that group? Direction (Q. 68-70): Study the following one is a magician. a)M b)K information carefully to answer these III) A the Photographer is married to c)R d)P questions : D who is musician. e)L ‘A × B’ means ‘A’ is brother of B. ‘A – B’ IV) The magician is married to B, who means ‘A’ is sister of B. Directions: (Q.56-60): In each question is of same profession as that of F. ‘A + B’ means ‘A’ is mother of B. ‘A ÷B’ below are given two or more statements V) A, B, C, D are two married couples means ‘A’ is father of B. followed by two conclusions numbered I in a group. & II. You have to take the given VI) F the unmarried badminton 68. Which of the following means D is statements to be true even if they seem player’s the brother of C. daughter of T ? to be at variance with commonly known a) T ÷ M × D

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b) D – R × T + W 73. Who is the officer person in the RWA II) C is second to the left of E, who is c) T + M × D a)V b)P not any of the end and who is third d) T + D – W c)S d)U to the right of A. D is at one of the e) None of these e)Cannot be determined end. 69. Which of the following N is maternal 74. The officer in the RWA 78. How much daughter does Shirin have ? uncle of F ? I. outranks the Secretary I) Satish and Suresh are brother of a) N – J + F II. outranks the Convenor Nikita. b) N × J ÷ F III. is outranked by the Organiser II) Nikita’s father and Shirin’s c) N × J + F IV. is outranked by the Cashier husband are brothers. d) F + J × N a)I and IV b)III and I 79. What does ‘do’ represent in code e) None of these c)I and II d)III and IV language ? 70. How is M relates to K is the given e)None of these I) ‘ne pa sic lo’ means ‘but do none expression ‘K ÷ N + R – M’ ? 75. Who is the treasurer and’. a) Father a)T b)S II) ‘pa ga re mo’ means ‘ nice do work b) Son c)Q d)R again. c) Grand Daughter e)Cannot be determined 80. Who among Satish, Vikas, Jagant and d) Grand Son Naresh is the tallest ? e) Can’t be determined Direction (Q. 76 – 80) : Each of the I) Satish is taller than Jagant, who is question below consists of a question and not as tall as Vikas but taller than Directions (Q. Nos. 71-75) Read the two statements numbered I and II given Naresh. following information and answer the below it. You have to decide whether the II) Vikas is not taller than Satish. questions that follow: data given in the statements are The President of the Resident Welfare sufficient to answer the questions. Read Directions (Q.81-83): The following Association (RWA) of XYZ Vihar lives in both the statements and give answer : question are based on the five three– the C block of the neighbourhood. There are a) If the data in statement I alone are letter words given below seven houses in the C block, including the sufficient to answer the question, DOT, SUN, NET, MAY, TEN president’s- the president’s house being while the data in statement II alone (Note: The new words formed after located at the centre. The other houses are are not sufficient to answer the performing the given operations may or may located in the same row as the President’s question. not be meaningful English word.) house. These houses are occupied by other b) If the data in statement II alone officer-bearers of the RWA. The seven are sufficient to answer the 81. If in each of the words, all the alphabet residents in the C block are P, Q, R, S, T, U question, while the data in are arranged in English alphabetical and V. The closer a resident’s house is to the statement I alone is not sufficient order within the word, how many president house, the higher is his rank in the to answer the question. words will not begin with a consonant? RWA, with a person on the president’s left c) If the data either in statement I a) One b) Two outranking one equidistant from the alone or in statement II alone are c) Three d) More than three president’s right. sufficient to answer the question. e) None of these a) T is four places to the left of the d) If the data in both statements I 82. If the given words are arranged in the secretary. and II together are necessary to order as they would appear in b) V’s neighbours are P and the answer the question. dictionary from left to right, which of secretary. e) If the data in both the statement I the following will be third from the c) S is two places to the left of U and II together are not sufficient right ? d) The Convenor, the Organiser and to answer the question. a) SUN b) NET the Cashier are seated together, in c) MAY d) TEN that order, from left to right. 76. How many day did Mohan take to e) DOT e) The secretary is two places to the complete his work ? 83. How many letters are there in the English right of Q. I) His colleague Reena correctly alphabetical series between the second f) The remaining functionaries of the remembers that Mohan took more letter of the word which is second from RWA are the Treasurer and the than three days but less than seven the right and the second letter of the officer. days to complete his work. word which is third from the left of the II) His colleague Ritu correctly given word ? 71. The cashier of the RWA is remembers that Mohan took more a) Two b) Three a)P b)T than five days but less than ten c) Four d) One c)R d)Q days. e) None of these e)None of these 77. Among A, B, C, D and E, who is the 84. In a certain code language ABHIJIT is 72. The president of the RWA is middle while standing in a row ? written as CEJLLLV. How is a)R b)U I) C, who is third to the left of D, is BROTHER written in that code c)T d)V to the immediate right of A and language? e)None of these second to the left of E. a) EUQWKHT

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b) ETRVKGU (b) Open source software (e) Recycle bin c) DUQWJHT (c) Shareware d) DRUWJIT (d) Complimentary ENGLISH KNOWLEDGE e) None of these (e) None of these Directions (101- 110) Read the following 85. Four of the following five are alike in a 93. Which one of the following software passage carefully and answer the certain way and so from a group. Which applications would be the most questions given below it. Certain words is the one that does not belong to that appropriate for performing numerical are printed in bold to help you locate group ? and statistical calculations? them while answering some of the a) Bitter Gourd (a) Database questions. b) Radish (b) Document processor The main idea conveyed by the report is c) Pumpkin (c) Graphics package that our children do not get a chance to enjoy d) Brinjal (d) Spreadsheet learning at school because the syllabi are e) Tomato (e) PowerPoint irrationally organised, teaching is text book 86. What is the main folder on a storage 94. A...... is used to read handwritten or centred and the system of examinations device called? printed text to make a digital image that instils fear and encourage mechanical (a) Root directory is stored in memory. repetition. Text books developed along the (b) Interface (a) Printer lines of reconceptualised syllabi can attempt (c) Device driver (b) Laser beam to integrate positive values, life skills, (d) Platform (c) Scanner aesthetic sensibility and concern for the (e) Main directory (d) Touchpad environment. They are interactive and make 87. To view information on the web you (e) None of these a conscious effort to point both children must have a 95. You organize flies by storing them in and the teachers towards other sources of (a) Cable modem (a) Archives (b) Lists learning such as neighbourhood, nature etc. (b) Web browser (c) Indexes (d) Folders In addition two parallel challenges deserve (c) Domain Name Server (e) None of these attention. The first is examination reforms. (d) Hypertext viewer 96. What is the keyboard short-cut for new Rigid indifference to individual differences (e) None of these slide? is the major flaw of the present system. 88. A file is often referred to as a(n) (a) Ctrl + M From the quality of questions to the manner (a) Wizard (b) Ctrl + N of evaluation, it favours drilled preparedness (b) Document (c) Ctrl + Shift + N and ignores independent thought while the (c) Pane (d) Ctrl + S unrealistically high cut offs in coveted (d) Device (e) None of these colleges are a further sign of systemic in (e) Documentation 97. Vertical space between lines of text in efficiency. It is hardly surprising that the 89. To protect yourself from computer document is called very thought of examinations makes the hacker intrusions you should install a (a) Double space young depressed. Moreover practices of (a) Firewall (b) Mailer (b) Line gap splitting unified topics into arbitrary bits (c) Macro (d) Script (c) Single space carrying small marks value encourage (e) None of these (d) Vertical spacing teachers to concentrate on scoring topics 90. What type of computers are client (e) Line spacing overlooking the importance of perspective computers (most of the time) in a 98. Full form of CD-RW is and overall understanding. Little surprise client-server system? (a) Compact Drum, Read, Write that many elite high fee schools are opting (a) Mainframe (b) Compact Diskette, Read, Write for international Baccalaureate not because (b) Mini-computer (c) Compact Disc, Read-only then it offers status with its global certification (c) Microcomputer Write but for its flexibility and respect for (d) PDA (d) Compact Diskette with Random individual differences in learning . (e) None of these Write Capability The second area is teacher training which 91. What happens when you boot up a PC? (e) Compact Disc-Rewritable suffers from obsolete notions. Most teachers (a) Portions of the operation system 99. Password makes users capable are trained mainly to cover the syllabus in a are copied from disk into memory (a) To enter into system quickly mechanical exam oriented manner. By (b) Portions of the operating system (b) To use time efficiently insisting that every child move at the same are copied from memory onto disk (c) To retain the secrecy of files pace in all subjects teachers encourage rote (c) Portions of the operating system (d) To make file structure simple learning and ridicule for those who fall behind are compiled (e) To feel special Teacher training whether for nursery or (d) Portions of the operating system 100. Files deleted from hard disc are sent to secondary school teachers should be are emulated (a) Dustbin embedded in courses, which have the (e) The PC gets switched off (b) Floppy Disc 92. Linux is an example of (c) Clipboard capacity to develop both the teacher’s personality and perspective on society by (a) Freeware (d) Motherboard

94 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 linking subject learning with reflective and 104. According to the author which of the Directions (Q.109-110) : Choose the word creative project work. The ultimate following conditions will influence which is most OPPOSITE in meaning of responsibility lies with universities and India’s future development? the word given in bold as used in the institutes of higher learning to ensure the A) Replacing traditional educational passage. quality of all teacher training courses will systems with globally accepted 109. DESOLATE ensure utilisation of desolate university foreign systems. a) happy b) occupied campuses during summer vacations which B) Improving employment c) dejected d) repaired conceal an enormous waste of infrastructure conditions of teaching staff. e) cheerful and expertise. The quality of education is a C) Getting global accreditation for 110. OBSOLETE reflection of the quality of teachers and major Indian college courses. a) stylish b) fashion improvements in their training and working a) Only (A) c) present d) useless conditions will motivate the young to pursue b) Both (A) and (B) e) novel a teaching career and determine how India c) Both (B) and (C) fares in the pursuit of economic and social d) Only (B) Directions (Q.111-115): In each of the development in the years to come. e) None of these following sentences there is one or two 105. Which of the following is essential to 101. According to the author, what is the blank space. Below each sentence there improve the quality of education? major weakness of the present are five pairs of words denoted by letter A) Focus on encouraging educational examination system? a), b), c), d) and e). Find out which pair of systems like International a) Teachers do not take into account words can be filled up in the blanks in Baccalaureate the nature of questions asked in the sentence in the same sequence to B) Reducing the number of the examination make the sentence grammatically correct examinations students have to b) Teachers are subjective in their and meaningfully complete. take assessment of papers. C) Lowering the cut offs for 111. Just as disloyalty is the mark of the c) Cut off standards for admission expensive colleges so that all renegade, ______is the mark of to good institutions need to be students have access the ______. raised. a) None a)timorousness, hero d) It distinguishes between a creative b) Both (A) and (B) b)temerity, coward student and a rote learner. c) All (A), (B) and (C) c)avarice, philanthropist e) It does not consider unique d) Only (A) d)cowardice, craven learning paterns to students. e) None of these e)vanity, flatterer 102. Which of the following factors is 106. What is the author’s recommendation 112. Because she had a reputation for responsible for children’s dislike of to universities? ______we were surprised and pleased learning? a) Encourage only creative project when she greeted us so ______. A) Rigid, logical, systematic work for primary school teaches a)insolence, irately organisation of syllabus. b) Enforce strict rules so that only b)insouciance, cordially B) Teaching methodology which does those truly interested take up c)graciousness, amiably not focus on text books. teaching as a profession d)arrogance, disdainfully C) Examination pattern which c) Utilise their infrastructure during e)querulousness, affably rewards rote learning. the academic year for teacher 113. Although a few years ago the a) Only A training fundamental facts about the Milky Way b) Both (A) and (B) d) Pass on responsibility for seemed fairly well ____, now even its c) Only C improving teacher training content mass and its radius have come into __. d) All (A), (B) and (C) to a government body a)determined, resolution e) None of these e) None of these b)ignored, danger 103. What is the drawback of teacher c)problematic, prominence training courses? Directions (Q.107-108) : Choose the word d)diminished, disrepute a) They are held during summer which is most nearly the SAME in e)established, question vacations so attendance is low. meaning as the word given in bold as 114. The ______of time had left the b) Content is being constantly used in the passage. castle ______; it towered above changed so teachers cannot keep the village, looking much as it must 107. COVETED up. have done in Richard the Lion- a) desired b) priceless c) Their focus is on imparting Hearted’s time. c) necessary d) private education only from an a)repairs, destroyed e) valid examination perspective. b)remoteness, alone 108. INSTILS d) They focus on making syllabi c)lack, defended a) teach b) causes interactive rather than focusing on d)status, lonely c) orders d) inserts examination paterns. e)ravages, untouched e) None of these e) invite 95 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. 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115. Her true feelings ______(IDBI), the Industrial Finance Corporation e)approach themselves in her sarcastic asides; only of India (IFCI), the Industrial Investment 130. a)fastidious then was her ______revealed. Bank of India (IIBI), ICICI Ltd. (now ICICI b)sluggish c)likely a)concealed, sweetness Bank) and the Infrastructure Development d)complete e)relevant b)manifested, bitterness Finance Company (IDFC). The financial c)hid, sarcasm sector reforms in the 1990’s have, in effect, Directions (Q.131-135) : Rearrange the d)developed, anxiety (127) the sources of financing corporate following six sentences (A), (B), (C), (D), e)grieved, charm projects; in particular, commercial banks (E) and (F) in the proper sequence to form have, in recent years, started (128) financial a meaningful paragraph, then answer Directions (Q. 116-120): Read each assistance to corporate projects. Since a the questions given below them. sentence to find out if there is any error majority of the private corporate entities, A. Mostly not; because appearances in it. The error, if any, will be in one part undertaking large projects, (129) the term- are deceptive. of the sentence. The number of that part lending institutions and banks for financing B. Thus, our keen observation of is the answer. If there is no error the the project cost, the phasing details of their actions can answer our basic answer is e). (Ignore errors in capital expenditure available in the relevant question. punctuation, if any) project reports would provide a base for C. Is it possible to do so by looking at them? 116. They are scheduled (a) / a meeting estimating (130) growth in capital expenditure. D. An intelligent person’s actions today to (b) / accept the resignation (c) will be more focused than those / of the Director. (d) / No error (e) 121. a)installation of a stupid person. 117. The launch of (a) / the new products b)maintenance E. How can we differentiate between was (b) / delayed which resulted (c) / c)aggravation an intelligent person and a stupid in heavily losses. (d) / No error (e) d)generation person? 118. The Chairman has promised (a) / to e)modernization F. We can’t go by appearance, but sanction (b) / the necessary funds to 122. a)problem b)objective we can do so through keen (c) / modernise the factory. (d) / No c)summary d)essence observation of their actions. error (e) e)moral 119. The company has decided (a) / to invest 123. a)abstract 131. Which of the following is the THIRD in (c) / one crore rupees (d) / in new b)globe sentence after rearrangement? technology. (d) / No error (e) c)development (a) A (b) B 120. The success of the (a) / merger of the d)general (c) C (d) D two (b) / banks is dependence (c) / on e)details (e) E various factors. (d) / No error (e) 124. a)particular 132. Which of the following is the FIRST sentence after rearrangement? Directions (Q. 121-130): In the following b)question c)view (a) A (b) B passage there are blanks, each of which (c) C (d) D has been numbered. These numbers are d)future e)industrialisation (e) E printed below the passage and against 133. Which of the following is the SIXTH each, five words are suggested, one of 125. a)reinventing b)augmenting (LAST) sentence after rearrangement? which fits the blank appropriately. Find (a) A (b) B out the appropriate words without c)estimating d)amplifying (c) C (d) D changing the meaning of the passage. (e) E Capital investment is essential for (121) of e)checking 126. a)financed 134. Which of the following is the SECOND productive capacity and adding new sentence after rearrangement? capacity for current and future industrial b)encapacitated c)analysed (a) A (b) B growth. The (122) of this article is to make (c) C (d) D an assessment of capital investment in the d)entrusted e)governed (e) E private corporate sector, which would 135. Which of the following is the FIFTH provide important insights into the business 127. a)reduced b)enlarged sentence after rearrangement? expectations about performance of economy (a) A (b) B in (123), and the infrastructure and c)deactivated d)curbed (c) C (d) D manufacturing sectors in (124). The method (e) E of (125) growth in corporate investment e)magnified should, ideally, be based on the available 128. a)arresting Directions (Q.136-140) : Which of the means of financing an investment project. b)monitoring phrases (a), (b), (c) and (d) given below The bulk of the major projects in the private c)regulating each sentence should replace the phrase corporate sector is (126) by the leading all d)providing given in bold in the following sentences India term-lending institutions namely the e)withdrawing to make the sentence grammatically Industrial Development Bank of India 129. a)mitigate b)visit correct? If the sentence is correct as it is c)explore d)finance 96 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 and there is ‘No correction is required’, d) Arvind Kejriwal 151. Recently Mr. Pranab Mukherjee mark (e) as the answer. e) Akhilesh yadav launched a Mobile App for 143. Which Indian documentary film has transformation of President’s Estate 136. We usual have a meeting of all won the documentary award at the 69th into a smart township at a function to department heads every Friday Cannes Film Festival? be held at Rashtrapati Bhavan. What (a) as usual has a) Being Bhaijaan is its name? (b) as usually have b) An American in Madras a) Guard b) Supervisor (c) usually have c) Court c) Leader d) Monitor (d) unusually have d) The Cinema Travellers e) Authority (e) No correction is required e) India’s Daughter 152. What is the name of the new app which 137. Over fifty per cent of people in the 144. BJP leader and former IPS officer Kiran is launched by GOOGLE to compete country not have any access to Bedi was appointed as lieutenant with Whatsapp? banking services governor of which state? a) Google Red (a) have not any a) Lakshadweep b) Google Yellow (b) are having not b) Chandigarh c) Google Green (c) does not have c) Puducherry d) Google Blue (d) do not have any d) Daman and Diu e) Google Indigo (e) No correction is required e) Delhi 153. What is the name of the world’s largest 138. Anil’s friends have convinced him 145. BJP leader and former IPS officer Kiran blue diamond? withdrawn his resignation Bedi was appointed as lieutenant a) Chloe Diamond (a) in withdrawing him governor of which state? b) Blue Moon of Josephine (b) for withdrawal of a) Lakshadweep c) Black Orlov (c) to withdraw from his b) Chandigarh d) Oppenheimer Blue (d) to withdraw his c) Puducherry e) Blue Sapphire (e) No corrections is required d) Daman and Diu 154. What is the name of the first female 139. Indian and China have many large e) Delhi president of Taiwan? number of educated workers than 146. Recently who has been elected as the a) Khin Kyi Brazil secretary of BCCI ? b) Susana Chou (a) a larger number a) Anurag Thakur c) Tsai Ing-wen (b) the largest number b) Shashank Manohar d) Anson Chan (c) large numbers c) Jagmohan Dalmia e) Ulfah Santoso (d) very larger number d) Sunil Gawaskar 155. Which of the following state has signed (e) No correction is required e) Ajay Shirke a pact to set up India’s first solar wind 140. Many accidents at the factory are 147. Recep Tayyip Erdogan is the president hybrid power plant in the state? caused of workers do not read warning of which country? a) Punjab signs a) Turkey b) Brazil b) Himanchal Pradesh (a) is the cause of c) Angola d) Algeria c) Odisha (b) are caused by e) None of these d) Bihar (c) are caused because 148. Who is the brand Ambassador of Smash e) Uttar Pradesh (d) are a cause of entertainment pvt. Ltd.? 156. Which bank has signed an MoU with (e) No correction is required a) Sachin Tendulkar SAARC Development Fund (SDF) for GENERALAWARENESS b) Kapil Dev mutual cooperation and collaboration? c) Yuvraj Singh a) RBI b) SBI 141. India successfully tested its first d) Virat Kohli c) SIDBI d) NABARD indigenously made RLV from e) None of These e) None of these Sriharikota Space Centre in Andhra 149. Who is the present CEO of Apple? 157. World’s smallest thermometer created Pradesh. What does RLV stands for? a) George Cook from ______a) Reusable launch vehicle b) Tim Cook a) Steel b) Skin b) Readily launch vehicle c) Michal cook c) Plastic d) DNA c) Radio launch vehicle d) John Cook e) None of these d) Remote launch vehicle e) None of these 158. Which IT company inaugurated Saudi e) Root launch vehicle 150. What is the reserve foreign capital of Arabia’s first all women business and 142. Which of the following CM has been India as on May 2016 report? technology park (WBP) at the Princess conferred with the “Yug Kavi a) 360.0267 billion Nourah Bint Abdulrahman University Siddhicharan Award”? b) 361.0267 billion in Riyadh? a) J Jayalalitha c) 362.0267 billion a) TCS b) WIPRO b) Pawan Chamling d) 363.0267 billion c) INFOSYS d) HCL c) Nitish Kumar e) 364.0267 billion e) None of these

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159. Which State Government has issued a 167. State Bank of India has planned to merge d) Smal Industries government resolution (GR) giving how many associate banks to acquire e) None of these minority status to the Jain community? their businesses including assets and 174. The annual financial statement is laid a) Gujarat liabilities? before the two house of Parliament in b) Assam a) 4 b) 3 accordance with c) Tamil Nadu c) 2 d) 6 a) Article 110 d) Bihar e) None of these b) Article 112 e) None of these 168. Which bank is to shut its banking c) Article 356 160. Which State government has decided operations in India having given up on d) Article 280 to go ahead with the establishment of efforts to find a buyer as the planned e) Article 72 Asia’s first Rice Technology Park? to reduce its international operations 175. World Investment report is an annual a) Kerala b) Tamil Nadu to 13 countries? publication of c) Punjab d) Karnataka a) HSBC a) UNCTAD e) None of these b) Royal Bank of Scotland b) World Bank 161. World Migratory Bird Day is observed c) IDFC c) WTO on? d) Bank of America d) IMF a) May 8 b) May 5 e) None of these e) UNDP c) May 7 d) May 10 169. Which is framed by National 176. What is the FDI limit in Private Sector e) None of these Development Agenda (NDA) to replace Banks? 162. The RBI has announced that it will 5-year plans with 15 year vision a) 74% b) 100% shortly issue banknotes of ¹ 1,000 document? c) 20% d) 75% denomination with inset letter a) National Development Council e) 49% ______in both the number panels. b) Finance Commission 177. The international bank BIS has how a) S b) R c) NITI Aayog many member? c) D d) A d) Five Year Plan a) 27 b) 60 e) None of these e) None of these c) 50 d)188 163. Reserve Bank of India authorized how 170. Mumbai based SEBI decided to tighten e) 189 many banks to accept payments of the norms of which instruments to curb 178. In inflammation time RBI give request Income Tax dues to make round tripping and restrict money message to banks not gives big loan to sophistication in payment of dues? laundering? people.This is known as a) 28 b) 27 a) Treasury Bills a) Direct Action c) 29 d) 19 b) Participatory Notes b) Moral suasionn e) None of these c) Cheques c) Credite Authorization Scheme 164. Which bank introduced the Twitter d) Call Money d) Selective credit control Resume campaign to find prospective e) None of these e) Margin requirement employees and the service will help in 171. The Almatti Dam is located in Which 179. Banking Ombudsmen solve the applying for a new job as simple as state ? customer complaints in how many tweet? a) Karnataka days? a) HDFC b) IDFC b) Maharashtra a) 10 days b) 30 days c) ICICI d) HSBC c) Jharkhand c) 2 days d) 7 days e) None of these d) Kerala e) None of these 165. Singapore based DBS bank has decided e) None of these 180. Which RBI government declare interim to set up its biggest technology hub in 172. ______based Reserve Bank of government budget in India? which city to focus on technology? Indiais mulling to issue banknotes of a) Dr Manmohan Singh a) Mumbai 1000 rupees denominations with inset b) C.D.Desmukh b) Delhi letter ‘R’ in both the number panels. c) Moraji Desai c) Hyderabad a) Lucknow d) C.Rangarajan d) Bengaluru b) Mumbai e) R N Malhotra e) None of these c) Bhopal 181. 2016-17 fiscal deficit target in budget 166. Singapore based DBS bank has decided d) Bangalore is? to set up its biggest technology hub in e) None of these a) 3.5% GDP which city to focus on technology? 173. The Major Banker ICICI launched the b) 4.1% GDP a) Mumbai country’s 1st contactless credit card for c) 4% GDP b) Delhi which sector in association with Jet d) 3% GDP c) Hyderabad Airways? e) 3.9% GDP d) Bengaluru a) Farmer 182. Which of the following is true about e) None of these b) Women “White Card”? c) Small, Medium Enterprise

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a) It is related to companies 190. Total credits in the BSBDA should not 51-c 52-e 53-b 54-e producing milk products exceed? 55-c 56-d 57-e 58-d b) It does not carry on its face, the a)2 lakh per year 59-e 60-d brand of the issuer b)5 lakh per year (Q.61 –65) c) It is meant to covert blank money c)1 lakh per year A (+) Photographer Married to D, Male into the economy d)1.5 lakh per year d) It is a card that provides white e)2.5 lakh per year D (–) Musician Female money F (+) Badminton Player Male e) None of these C Magician Married to B 183. First bank in India to launch its  E Musician interactive banking service through Dish TV: B (+) Badminton Player Female a) HSBC EXPLANATIONS 61-b 62-b 63-a 64-c b) ICICI Bank 65-d 66-e 67-e 68-d c) HDFC Bank 1-a 69-c 70-e 71-d 72-b d) Axis Bank The series is 5, 9, 13, 17, (reverse 73-e 74-d 75-e 76-d e) None of these diff.) 184. The biggest international financial centre 77-c 78-e 79-d 80-d 2-e in the world: 81-c 82-b 83-b 84-c Here, the middle number = diff of a) Frankfurt 85-b 86-a 87-b 88-b succeeding number - preceding b) Geneva number i.e., 4 – 1 =3, 7-3=4, 11-4=7, 89-a 90-a 91-a 92-b c) London ….. 93-d 94-c 95-d 96-a d) New York 3-e e) Paris 97-e 98-e 99-c 100-e 185. A draft issued by the bank has been The series is 0.5+0.5, 1+1, 101.e 102.c 103.c 104.a lost by the payee. He sends a letter to  1.5+1.5, …… 105.d 106.c 107.a 108.b the issuing bank to stop payment. 4-d 109.b 110.e 111.d 112.e Bank will: 2 2 2 The series is 2+2 , 3+3 , 4+4 ,. 113.e 114.e 115.b 116.a a) Note caution and will advice the …… payee to contact purchaser of the 117.d 118.e 119.b 120.c 5-b draft 121.b 122.b 123.d 124.a The series is 3 – 2 = 13, 11- 8 =23, 38 - b) Not act on the request 3 125.b 126.a 127.b 128.d 11 = 3 , …… c) Stop payment (6-10) 129.e 130.d 131.a 132.e d) Performs no action 133.b 134.c 135.d 136.c e) None of the above 6-a 7-d 8-e 9-c 186. Which Ink used to print Indian paper 10-d 11-c 12-d 13-a 137.c 138.d 139.a 140.c currency? 14-b 15-e 16-a 17-b 141.a 142.b 143.d 144.c a)IPO b)IVO 18-d 19-e 20-c 21-b 145.a 146.e 147.a 148.a c)OVI d)LOC 22-b 23-c 24-e 25-b 149.b 150.b 151.d 152.d e)FAO 26-c 27-a 28-b 29-e 153.d 154.c 155.b 156.c 187. Shares issues in primary market in the 30-c 31-a 32-b 33-b 157.d 158.b 159.a 160.d form of IPO and FPO means 34-e 35-c 36-d 37-a a) India public offer 161.d 162.b 163.d 164.b 38-d 39-b 40-b 41-c b)Initial private offer 165.c 166.c 167.d 168.b 42-c 43-b 44-a 45-a c)Initiate Public offer 169.c 170.b 171.d 172.a d)Initial Public offer 46-b 47- a 48-b 49-a 173.c 174.b 175.a 176.a e)None 50-c 188. Saving account can’t be opened by (51-55) 177.b 178.b 179.b 180.b a)Teacher 181.a 182.b 183.c 184.c b)House wife 185.a 186.c 187.d 188.e c)Blind 189.c 190.c d)Farmer e)Person doing money Laundering 189. The maturity of Treasury Bills in India is always less than ______,  a)91 days b)182 days c)365 days d)730 days e)364 days

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PRACTICE SET QUESTION PAPER FOR (SSC-CGL)

SSC CGL 2016 – Pre (Tier I) 8. a)ACHI b)DFKL 20. In a class of 42 students, Mahesh’s th Mock Test c)MNST d)OQVW rank is 16 from the bottom. What is This Mock Test consists of 200 questions 9. a)ABDG b)IJLO his rank from the top? which are spread across 4 sections – General th th c)MNPS d)RSUY a)25 b)26 Intelligence, Mathematics, General c)24th d)27th Awareness and English Language. The mock 10. a)pyroheliometer : radiation 21. How many such 5s are there in the test carries 200 marks and of 2 hour b)calorimeter : heat duration. There is negative marking of 1/4 c)planimeter : area following number sequence, each of marks for each wrong answer. d)barometer : humidity which is preceded by 3 or 4 but not 11. a)Chandragupta : Mauryan followed by 8 or 9? PART-A b)babar : mughal 35 95 45 53 58 45 67 35 75 54 52 35 10 REASONING ABILITY c)kanishka : kushan a)six b)three c)four d)five Directions. (Q.Nos. 1-7) Select the d)mahavira : Jainism 22. Last Saturday was on the twentieth of related letters/word/numbers from the 12. a)pituitary b)pancreas the month. If Tuesday is 3 days ahead, given alternatives. c)thalamus d)adrenal 13. a)5 : 50 b)8 : 128 what day of the week is today? 1. Spring : Summer c)11 : 242 d)15 : 375 a)Sunday b)Saturday a)adolescence :youth 14. a)12-72 b)24-48 c)Friday d)Thursday b)Fight : battle c)60-74 d)84-96 23. Kannan is the brother of Kumar. Lakshmi c)stagger : walk 15. is the daughter of Kumar. Kalai is sister d)read : learn of Kannan and 2. Misdemeanour : felony Govind is the brother of Lakshmi. Who a)mishap : catastrophe is the uncle of Govind? b)crime : degree a)Kumar b)Kalai c)thief : burglar c)Lakshmi d)Kannan d)police : prison 24. If ‘+’ and ‘-‘ sings are interchanged, 3. Horse : Foal : Mare Directions. (Q. Nos. 16-19): In these similarly ‘ ’ and ‘  ’ are interchanged, a)sheep : lamb : goat questions, a series is given with one term then find the answer of the following b)lion : cub : den missing, select the correct alternatives equations. c)man : child : woman from the given ones that will complete 10 – 2 + 12  1  0 d)cat : kitten : puppy the series. a)8 b)12 4. Ink : pen : paper c)1 d)0 16. 1, 4, 10, 22, 46, ? a)watch : dial : strap 25. If ‘-‘ stands for ‘  ’, ‘+’ stands for ‘ ’, a)64 b)86 b)book : paper : words ‘  ’ stands for ‘-‘ and ‘  ’ stands for c)94 d)122 c)farmer : plough : field ‘+’, find out which one of the following 17. 0.5, 0.55, 0.65, 0.8, ? d)colour : brush : canvas is correct? a)0.9 b)0.82 5. 182 : ? :: 210 : 380 a)49 +7 – 3  5  8 =20 c)1 d)0.95 a)156 b)240 b)49 – 7 + 3  5  8 = 24 18. DEF, HIJ, MNO, ? c)272 d)342 c)49  7 + 3  5 – 8 = 16 a)STU b)RST 6. 42 : 56 :: 110 : ? d)49  7  3 + 5 – 8 = 26 c)RTV d)SRQ a)18 b)132 26. Select the correct combination of 19. c)136 d)140 mathematical signs to replace * signs 7. and to balance the given equation. 15 * 5 * 3 * 25 a)  =  b) =   c)   = d)   = 27. If rat is called dog, dog is called mongoose, mongoose is called lion, lion is called snake and snake is called Directions. (Q. Nos. 8-15) find out the elephant, which is reared as a pet? odd letters/word/numbers from the given a)Rat b)dog alternatives. c)mongoose d)lion 100 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

28. If GIRL is written as FJSK in a certain which of the given conclusions, if any code then how would BOY be written follow from the given statements your in that same code? answer. a)CPX b)APX 40. Statements: All animals are dogs. All c)APZ d)CPZ dogs are birds. 29. If DREAM is coded as ‘78026’ and a)6 b)9 Conclusions: I. All animals are birds. CHILD is coded as ‘53417’, how can c)3 d)7 II. All birds are animals. LEADER be coded? 35. a)Only conclusion I follows a)102078 b)102708 b)Only conclusion II follows c)102087 d)102780 c)both conclusion I and II follows 30. In a certain code, ‘975’ means ‘throw d)Neither conclusion I nor II follows away garbage’, ‘528’ means ‘give away 41. Statements: All teacher are experienced. smoking’ and ‘213’ means ‘smoking is a)44 b)45 Some teachers are spinsters. harmful’. Which digit in that code c)35 d)34 Conclusions: I. Some experienced are means ‘smoking’? spinsters. II. Some spinsters are a)5 b)8 Directions. (Q. Nos. 36): In the questions experienced. c)2 d)3 given below, which one of the given a)Only conclusion I follows 31. Anita drives from point A towards North responses would be a meaningful order b)Only conclusion II follows and travels 30 km. She then turns to of the following? c)Either conclusion I or II follows her right and travels 4 km and then again d)Both conclusion I and II follow turns to the right and drives straight 36. 1.square 2.hexagonal 3.triangle 4.line for 30 km. How much distance she has Directions. (Q. Nos. 42-43): Below are 5.pentagon to cover to go straight to the starting given roll numbers of 25 candidates at a)4, 3, 1, 2, 5 b)4, 3, 1, 5, 2 point? different centres for an examination. The c)4, 2, 3, 1, 5 d)4, 3, 2, 5, 1 a)26 km b)8 km first two digits form the left stand for 37. Which of the following figures c)22 km d)4 km the centre code and the next four for the represents the relation between 32. Rohit walked 25 m towards South. serial number of the candidates sparrow, birds and crows. Then, he turned to his left and walked registered at the centre. 20 m. He then turned to his left and walked 25 m. He again turned to his 563184 566732 573387 592468 321389 right and walked 15 m. At what distance 375486 495387 354244 373368 564862 is he form the starting point and in 353383 352248 593383 354224 353393 which direction? 566848 492424 353871 594234 493389 a)35 m East b)35 m North c)40 m East d)60 m East 592246 354822 566432 321387 566482 38. Which will appear fourth in the Answer the following questions based on Directions. (Q. Nos. 33-35): In the dictionary? this sample of roll numbers. questions given below, find out the a)miracle b)minority missing number from the given c)mistake d)mission 42. Which centre has the common serial responses. 39. The average age of husband, wife and number? a)35 and 56 b)35 and 37 33. their child 3 yr ago was 27 yr and that of wife and the child 5 yr ago was 20 c)49 and 59 d)35 and 59 yr. The present ago of husband is 43. How many candidates have ‘even’ serial a)35 yr b)40 yr number in the table? c)50 yr d)45 yr a)13 b)15 c)16 d)17 Directions. (Q. Nos. 40-41): In these a)14 b)16 questions, two statements are given Directions. (Q. Nos. 44-45): Given below c)17 d)18 followed by two conclusions I and II. You there is an address which has been 34. have to consider the statement to be true reproduced against (a), (b), (c) and (d). even if they seem to be at variance from Of them, three have some mistakes or commonly known facts, you are to decide the other while one is exactly the same as given below. You are to choose the one

101 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016 as your answer which is exactly the same 48. In which answer figure is the question a)Switzerland reproduction of the given address. figure is embedded? b)Germany c)Canada 44. Udakmandalam d)(a) and (b) 17 November, 1902 54. Who was the greatest ruler of the a)Udakmandalam Satavahanas? 17 November, 1920 a)Satkarni 1 b)Gautamiputra b) Udakmandalam c)Simuka d)Hala 17 November, 1902 55. The land measures of the Second c) Udakmandalam Pandyan Empire was mentioned in 07 November, 1902 a)Thalavaipuram Copper Plates d) Udakmandalam 49. Which one of the answer figure will b)Uttirameru Inscription 17 November, 1602 complete the given question figure? c)Kudumiyammalai Inscription 45. Mirzanpurhat Tola d)Kasakudi Copper Plates 12 February, 1802 56. Who built the Kailasanatha Temple at a)Mirzanpurhat Tola Ellora? 21 February, 1802 a)Rajendra I b) Mirzanpurhat Tola b)Mahendra Varman I 12 February, 1802 c)Krishna I c) Mirzanpurhat Tola d)Govinda I 21 February, 1820 57. Which one of the following was the book d) Mirzanpurhat Tola written by Amoghvarsha, the 12 February, 1802 50. Two positions of a dice are shown. Rashtrakuta King? 46. A series of figures is given which can be When 4 is at the bottom, what number a)Adipurana grouped into classes. Select the group will be one the top? b)Ganitasara Samgraha which the figures can be classified from c)Saktayana the given response? d)Kavirajamarga 58. The market in which loans of money can be obtained is called a)Reserve market b)Institutional market a)1 b)2 c)Money market c)5 d)6 d)Exchange market 59. Which one of the following is not a PART-B qualitative control of credit by the a)1,2,4,3,5,6,8,7,9 GENERAL AWARENESS Central Bank of a country? b)9,7,6,5,3,1,4,8,2 a)Rationing of Credit c)2,3,4,7,6,5,9,8,1 51. Multan was named by the Arabs as b)Regulation of consumer credit d)1,4,7,2,6,9,3,5,8 a)City of Beauty c)Variation of the reserve ratio 47. In the given question find out which b)City of Wealth d)Regulation of margin requirements one of the answer figure will complete c)City of Gold 60. Prof. Milton Friedman was the leader of the figure matrix? d)Pink City 52. The President of the USA appoints a)Ohio school Supreme Court Judges b)Chicago school a) with Senate’s consent c)Cambridge school b) at his discretion d)London school c) with consent of the House of 61. Who gave the idea of ‘Cabinet Representatives Dictatorship’? d) None of the above a)Muir b)Lowell 53. In which of the following countries are c)Marriot d)Laski the judges of the federal court elected 62. Direct Legislation in Switzerland has by the two houses of the Federal a)a natural growth Legislature? b)a haphazard growth c)an artificial growth 102 B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2016

d)None of these b)State Government 83. Fleming’s right rule is used to find the 63. The most important feature of Cabinet c)Sponsor Bank direction of the system of Government is d)Jointly by all of these a)alternate current a)Individual responsibility 73. Which is the first Indian Company to be b)direct current b)Collective responsibility listed in NASDAQ? c)induced current c) Responsibility to none a)Reliance b)TCS d)actual current d)Non-responsibility c)HCL d)Infosys 84. HIV often changes its shape due to the 64. The law of Increasing Returns means 74. The cells which are closely associated presence of an enzyme called a)increasing cost and interacting with guard cells are a)reverse transcriptase b)decreasing cost a)Transfusion tissue b)enterokinase c)increasing production b)Complementary cells c)nucleotidase d)increasing income c)Subsidiary cells d)nucleoditase 65. If the marginal return increases at a d)Hypodermal cells 85. Which is the purest commercial form of diminishing rate, the total return 75. Which one of the following is also known iron? a)increases as solution? a)Pig iron b)decreases a)A compound b)Steel c)remains constant b)A homogeneous mixture c)Stainless steel d)becomes zero c)A heterogeneous mixture d)Wrought iron 66. Which of the following is the Regulator d)A suspension 86. Brass contains of the credit rating agencies in India? 76. In galvanization, iron is coated with a)copper and zinc a)RBI b)SBI a)copper b)zinc b)copper and tin c)SIDBI d)SEBI c)tin d)nickel c)copper and silver 67. Pablo Picasso, the famous painter was 77. ‘Bull’ eye’ is used in the game of d)copper and nickel a)French b)Italian a)Boxing b)Basketball 87. Who among the following introduced c)Flemish d)Spanish c)Polo d)Shooting the world’s first laptop computer in 68. http://www.outlook.com is an example 78. Which of the following Genetically the market? of what? Modified vegetable is recently being a)Hewlett-Packard a)A URL made available in India market? b)Epson b)An access code a)Carrot b)Radish c)Laplink Travelling Software Inc c)Directory c)Brinjal d)Potato d)Microsoft d)Server 79. Natural sources of air pollution are 88. The section of the CPU that selects, 69. What does the letter ‘e’ denotes in the a)forest fires interprets and monitors the execution term ‘e-banking’? b)volcanic eruptions of program instructions is a)Essential Banking c)dust storm a)Memory b)Economic Banking d)smoke from burning dry leaves b)Register unit c)Electronic Banking 80. Soil erosion can be prevented by c)Control unit d)Expansion Banking a)increasing bird population d)ALU 70. Which of the following method is not b)afforestation 89. Certain substances loose their electrical used in determining National Income c)removal of vegetation resistance completely at super low of a country? d)overgrasing temperature. Such substances are called a)Income Method 81. Conversion of starch to sugar is essential a)super conductors b)Output Method for b)semi conductors c)Input Method a)stomatal opening c)dielectrics d)Investment Method b) stomatal closing d)perfect conductors 71. The Monetary and Credit policy is c) stomatal formation 90. The resistance of the human body (dry announced by which of the following? d) stomatal growth condition) is of the order of a)Ministry of Finance in Centre 82. The unit of electrical power is a)101 Ohm b) 102 Ohm b)Reserve Bank of India a)volt c) 103 Ohm d) 104 Ohm c)State Bank of India b)watt 91. Which of the following statements is d)Planning Commission of India c)kilowatt hour correct? 72. RRBs are owned by d)ampere a) Mahadeo hills are in the West of a)Central Government Maikala hills.

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b) Mahadeo hills are the part of c)Kajan River-Borneo a)30% b)70% Karnataka Plateau d)Dekke Toba Fish-Brazil c)100% d)250% c) Mahadeo hills are in the East of 109. A alone can complete a work in 12 days Chhotanagpur Plateau PART-C while A and B together can complete d) Mahadeo hills are the part of QUANTITATIVE APTITUDE the same work in 8 days. The number Aravalli ranges 101. The digit in the unit’s place in the cube of days, that B will take to complete 92. Which of the following is not a renewable root of 21952 is the work alone, is resource? a)8 b)6 a)10 b)24 a)thorium c)4 d)2 c)20 d)9 b)Geothermal heat 102. How many natural numbers divisible 110. Two taps can fill a tank in 4 h and 6 h c)Tidal power by 7 are there between 3 and 200? respectively. A third tap can empty the d)Radiant energy a)27 b)28 tank in 3 h. If all the three taps are 93. Cactus is referred to as c)29 d)26 opened how much time will it take to a)Hydrophyte fill the tank? b)Mesophyte a 17 a  b a)3 h b)9 h 103. If  , what is equal c)Xerophyte a  b 23 a  b c)12 h d)24 h d)Epiphyte to? 111. What annual payment will discharge a 94. NIN (National Institute of Nutrition) debt of Rs 1025 due in 2 yr at the rate Central office is located at 23 17 of 5% compound interest? a) b) a)Hyderabad 17 23 a)Rs 551.25 b)Rs 550.00 b)Mumbai c)Rs 560.00 d)Rs 560.75 c)Bengaluru 23 11 112. A dishonest milkman professes to sell c) d) d)Kolkata 11 23 his milk at cost price but he mixes it 95. Myrmecology is study of 104. A, B and C enter into a partnership in with water and thereby gains 25%. The a)Insects percentage of water in the mixture is b)Ants 7 4 6 the ratio : : . After 4 months, 1 c)Crustaceans 2 3 5 a)4 b) d)Arthropods A increases his share 50%. If the total 64 96. Who was the first child born after profit at the end of 1 yr be Rs 21600, c)20 d)25 operative procedure? then B’s share in the profit is 113. In an election between two candidates, a)Caesar b)Huxley a)Rs 2100 b)Rs 2400 the candidate who gets 30% of votes c)William d)Pasteur c)Rs 3600 d)Rs 4000 polled is defeated by 16000 votes. 97. Which angiosperm is vesselless? 105. If the sum and difference of two numbers What is the total number of votes a)Hydrilla are 20 and 8 respectively, then the polled? b)Trochodendron difference of their squares is a)40000 b)30000 c)Maize a)12 b)28 c)28000 d)24000 d)Wheat c)180 d)160 114. The time in which Rs 2000 will amount 98. How many neck canal cells are found in 106. The LCM of three different numbers to Rs 2420 at 10% per annum at the archegonium of a fern? is 120. Which of the following cannot compound interest when the interest a)One b)Two be their HCF? is compounded annually, is c)Three d)Four a)8 b)12 a)5 yr b)2 yr 99. Which of the following resources is c)24 d)30 c)3 yr d)4 yr renewable one? 107. The angles of a triangle are (x+5)0, (2x- x  a x  b x  c a)Uranium 3)0 and (3x+4)0. The value of x is 115.If    3 =0, b)Coal a)30 b)31 b  c c  a a  b c)Timber c)29 d)28 then the value of x is d)Natural Gas 108. In a certain store, the profit is 320% of a)a+b+c b)-(a+b+c) 100. Which of the following pair is not the cost. If the cost increases by 25% correctly matched? but the selling price remains constant, c) a  b  c a)Hevea Tree-Brazil approximately what percentage of the d)a2+b2+c2 b)Sumatra Storm-Malaysia selling price is the profit?

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1 a)4.5 h b)5.5 h a)Increased by 25% 1 c)6 h d)5 h b)Increased by 50% 116.  2 1 a  a 2 1 a  a 123. A work could be completed in 100 days. c)remains unaltered However, due to the absence of 10 d)decreases by 25% 2a workers, it was completed in 110 days. 130. The average age of A and B is 20 yr that  is equal to 1 a 2  a 4 The original number of workers was of B and C is 19 yr and that of A and C a)100 b)110 it is 21 yr. What is the age (in yr) of B? a)0 b)-1 c)55 d)50 a)39 b)21 c)1 d)2 124. A can do a job in 15 days, B in 10 days c)20 d)18 117. If the ratio between the ages of P and Q and C in 30 days. If A helped by B and 131. In 1 h a boat goes 11 km along the is 2 : 3 and that between the ages of Q C on every third day, then the job will stream and 5 km against the stream. and R is 4 : 5, then the ratio between be completed in The speed of the boat in still water (in the ages of P and R is 1 1 km/h) is a)3 : 4 b) 5 : 6 a)6 days b)8 days a)5 b)6 c)8 : 15 d)3 : 5 3 3 c)8 d)9 118. The ratio of the first and second class c)8 days d)9 days 132. Which one is greatest out of 125. A, B and C enter into a partnership and fares between two stations is 3 : 1 and 2, 6 3, 3 4 and 4 5 ? that of the number of passengers 1 1 1 travelling between the two stations by their shares are in the ratio , , . a) 3 4 b) 4 5 first and second class is 1:50. If in a 2 3 4 day Rs. 1325 is collected from After 2 months A withdraws half of c) 2 d) 6 3 passengers travelling between the two his capital and after 10 months a profit 133. In ABC, O is the centroid and AD, stations, then the amount collected of Rs 378 is divided among them. What  BE, CF are three medians and the area from the second class passengers is is B’s share? of AOE = 15 cm2, then the area of a)Rs 1250 b)Rs 1000 a)Rs 129 b)Rs 144  quadrilateral BDOF is c)Rs 850 d)Rs 750 c)Rs 156 d)Rs 168 a)20 cm2 b) 30 cm2 119. 16 eggs are worth 3 chickens, 7 chickens 126. A rectangular paper, when folded into c)40 cm2 d)25 cm2 are worth 2 hens and 9 hens are worth two congruent parts had a perimeter 134. The radius of two concentric circles 7 ducks. If a duck costs Rs 60, the price of 34 cm for each part folded along one are 9 cm and 15 cm. If the chord of the of 6 eggs is set of sides and the same is 38 cm when greater circle be a tangent to the smaller a)Rs 15 b)Rs 40 folded along the other set of sides. circle, then the length of that chord is c)Rs 45 d)Rs 90 What is the area of the paper? 2 2 a)24 cm b)12 cm 120. I went to a railway station by bicycle a)140 cm b)240 cm 2 c)30 cm d)18 cm at a speed of 20 km/h, but came back c)560 cm d)None of these 135. O and C are respectively the walking at 5 km/h. What is my average 127. A right triangle with sides 3 cm, 4 cm orthocentre and circumcentre of an speed for the whole journey? and 5 cm is rotated about the side of 3 acute-angled PQR. The points P and a)8 km/h b)12.5 km/h cm to form a cone. The volume of the  O are joined and produced to meet the c)10 km/h d)11 km/h cone so formed is side QR at S. If PQS =600 and 121. A 120 m long train is travelling at a a)16 π b)12 π  speed of 90 km/h. It will cross a railway c)15 π d)20 π  QCR =1300, then  RPS is equal platform 230 m long in 128. 12 spheres of the same size are made to from melting a solid cylinder of 16 cm a)300 b)350 4 1 diameter and 2 cm height. The diameter c)1000 d)600 a)4 s b)9 s 5 5 of each sphere is 136. The length of a chord of a circle is equal c)7 s d)14 s a)2 cm b)4 cm to the radius of the circle. The angle which this chord subtends in the major 122. Walking at three-fourth of his usual c)3 cm d) 3 cm speed a man covers a certain distance segment of the circle is equal to 0 0 in 2 h more than the time he takes to 129. If the height of a right circular cone is a)40 b)35 0 0 cover the distance at his usual speed. increased by 200% and the radius of c)60 d)30 0 The time taken by him to cover the the base is reduced by 50%, the volume 137. If sin  sec (30 +  ) =1 (0<  < distance with his usual speed is of the cone 600), then the value of sin  + cos 2 is

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organisation from all departments 2  3 together? a)1 b) 2 3 a)7 b)5 c)19 d)10 c)0 d) 2 Directions: (Q. 148-150): Study the 138. If sin  + cos  =2 following graph and answer the questions that follow. (0 0   < 90 0), then sin   Number of candidates Appeared and Passed (inn hundred) in a Test from  2      is equal to Seven Different institutions  3    a)sin b)cos 2 3  2 c)sin d)cos 3 3 2 139. If cos4 θ – sin4 θ = , then the value 3 of 2 cos2 – 1 is a)0 b)1 148. What is the difference between the 2 3 number of candidates appeared in c) d) 143. What is the number of men working in institutions B, C, D and F together and 3 2 the marketing department? candidates passed from institutions A, 0 0 0 140. The value of cot 10 . Cot 20 . Cot 60 a)132 b)174 B and G together? 0 0 cot70 . Cot 80 is c)126 d)189 a)100 b)900 a)1 b)-1 144. The number of men working n the c)1000 d)540 1 production department of the 149. What is the average number of c) d) organisation is what percent of the total 3 3 candidates passed from all the number of employees working in that institutions together? 141. Find the area of the sector covered by department? (Rounded off to two digits a)700 b)490 the hour hand after it has moved after decimal) c)350 d)675 through 3 h and the length of the hour a)89.76 b)91.67 150. Number of candidates passed from hand is 7 cm. c)88.56 d)94.29 institutions C and E together is a)77 sq cm b)38.5 sq cm 145. What is the ratio of the number of men approximately, what percent of the c)70 sq cm d)35 sq cm working in the accounts department to total number of candidates appeared 142. If 3x – 3x-1 =18, then find the value of the total number of employees working in institutions A and G together? xx. in that department? a)720 b)62 a)27 b)29 a)9 : 2 b)7 : 6 c)54 d)67 c)30 d)32 c)2 : 9 d)6 : 7 146. What is the ratio of the number of PART-D Directions: (Q. 143-147): Study the women working in the HR department ENGLISH LANGUAGE following pie chart and table carefully to the organization and the total number to answer the questions that follow. Directions: (151-155) : Some parts of the of employees in that department? Percentage Break-up of Employees sentences have errors and some have a)3 : 4 b)2 : 5 Working in Various Departments of an none. Find out which par of a sentence c)2 : 9 d)3 : 7 has an error and blacken the rectangle Organization 147. The number of women working in the corresponding to the appropriate letter IT department of the organization is (a, b, c). If there is no error, blacken the approximately, what percent of the rectangle corresponding to (d) in the total number of employees in the Answer sheet.

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151. In Mahabharata we have an account of 161. Haughty 173. India voiced her protest in black and (a) / over three generations of people a)arrogant b)hot white. bound together (b) / by the whole web c)ability d)insanity a)streets of kinship. (c) / No error (d) 162. Loathe b)writing 152. Hold this position for thirty seconds, a)delegate b)detest c)Africa and England (a) / release and repeat (b) / on the other c)lame d)heavy d)media side again. (c) / No error (d) 163. Picturesque 174. There was a rift when lenders set 153. Our parents chose to come here (a) / a)grapple b)painting people by the ears. with the hope of (b) / bettering c)vivid d)morsel a)listened to public carefully themselves. (c) / No error (d) 164. Graduate b)ignored public demands 154. Are you hundred (a) / per cent sure it’s a)slow b)calibrate c)instilled a sense of hatred in public (b) / your neighbour? (c) / No error (d) c)moderate d)bachelor d)praised the ideas of common men 155. More than one boys (a) / has been 165. Swindle 175. Even college students very often play singing (b) / since morning. (c) / No a)pilfer b)twist truant. error (d) c)pounce d)defraud a)participate in drama completion b)remain absent Directions: (156-160) : Sentences are Directions: (166-170) : choose the word c)cheat common man given with blanks to be filled in with an opposite in meaning to the given word d)neglect the advice of their parents appropriate words. Four alternatives are and mark it in the answer sheet. suggested for each question. Choose the Directions: (176-180) : A part of the correct alternative out of the four and 166. Motion sentences is underlined. Below are given indicate it by blackening the appropriate a)transit b)stationary alternatives to the underlined part at (a), rectangle in the Answer sheet. c)speed d)disposition (b) and (c) which may improve the 167. Fabricate sentence. Choose the correct alternative. 156. He despised him ______the a)concoct b)construe In case no improvement is needed your similar views they both held. c)sew d)destruct answer is (d). Mark your answer in the a)in the wake of 168. Nadir answer sheet. b)for the sake of a)zenith b)seize c)nevertheless d)notwithstanding c)mount d)adroit 176. Whenever a body part becomes 157. She said the government had made 169. Charlatan dysfunctional or falls sick it starts ______arrangements before the a)canyon b)innocent effecting the entire body, until it is start of winter. c)benevolent d)patriot diagnosed and treated. a)ample b)adequate 170. Mitigate a)effecting the entire body unless c)entire d)basic a)ameliorate b)moderate b)affecting the entire body unless 158. Every nation writers its own c)accentuate d)vindicate c)affecting the whole body rill autobiography ______the actions d)No improvement Directions: (171-175) : four alternatives or inactions of its citizens. 177. India’s diversity of language, habits and a)through b)with are given for the idiom/phrase and bold- religions hardly can a reason be for c)for d)around italicised in the sentence. Choose the the chronic underdevelopment. 159. My parents were in kitchen when I alternative which best expresses the a)can hardly be a reason ______collected all my books and meaning of the idiom/phrase and mark b)hardly can be a reason suddenly disappeared and ran away it in the answer sheet. c)can be hardly a reason from my home without telling anybody. 171. The time for work has come and so we d)No improvement a)fraudulently should make hay while the sun 178. Increased investment in primary b)ghostly shines. education, health care and infrastructure c)clandestinely a)hang clothes in the sun would release productive forces to get d)deliberately b)use the opportunity rid of poverty and bring prosperity. 160. The buggy ______and Nancy was c)keep the husk in the sun a)to get alleviated of thrown out. d)make bad things better during the day b)to null and void a)turned away b)turned over 172. A leader should respect the opinion of c)in driving away c)turned downd)turned about rank and file. d)No improvement a)great leaders 179. The sad truth is that most evil is done Directions: (161-165) : Out of the four by those who never make out his alternatives choose the one which best b)saints and intellectuals c)judiciary mind to be good or evil. expresses the meaning of the given word a)make out their mind and mark it in your answer sheet. d)common man

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b)make out their minds c)renaisanse restore the dignity and rights of women. c)make up their minds. d)renaissance D)No improvement 188. a)rendezvous 191. What has been the effect of the Prenatal 180. Tolerance in the point for absurdity b)renzdevous Diagnostic Techniques (Regulation and is not a virtue but cowardice. c)reindezevus Prevention of Misuse) Act 1994? a)into the point of d)rendevous a) it has successfully checked female b)beyond the point of 189. a)occurence foeticide c)about the point of b)occurrence b) this act has been proved to be d)No improvement c)occurrance complete failure d)ocurrence c) some parents still resort to sex Directions: (181-185) : Out of the four 190. a)miscellanius determination and female foeticide alternatives, choose the one which can b)misscellaneous d) this act allows sex determination be substituted for the given words/ c)miscelleneous in some select cases. sentence. d)miscellaneous 192. The expression ‘from cradle to grave’ means 181. A person, animal or plant having both Directions: (191-200): Read the passage a)from wood to soil male and female sexual characteristics, carefully and choose the best answer to b)from love to hatred a)ambidextrous each question out of the four alternatives. c)from baby till old b)amorphous Passage I d)from beginning to end c)amphibians When we are concerned with ‘regeneration’ 193. What lesson do we learn from the given d)androgynous of women in India, we are already aware of passage? Select the best answer from 182. A person who sees the bright aspect of their ‘degeneration’. It does not imply the given options? a thing degeneration of all women, but a very large a) All women should not be treated a)a fortune teller section thereof is placed in a ‘disadvantaged equally as some of them are much b)palmist position’. Many of them are subjected to better than others. c)optimist injustice, oppression and exploitation in b) Injustice against women continues d)ophthalmologist many ways. If we say that woman suffers from their birth till death. 183. To denigrate the objects or beliefs of a from injustice ‘from cradle to grave’ it would c) The condition of women is very particular religion be still an understatement. For, the span of deplorable and it must be curbed a)blasphemy injustice against woman extends far beyond. at any cost b)demystify It begins before her birth and lasts beyond d) the doctors who violate the c)scoff her death. Modern technology enables us to Prenatal Diagnostic Techniques d)sanctify determine the sex of the child before birth. (Regulation and Prevention of 184. A just punishment for wrong doing In spite of the enactment of the Prenatal Misuse) Act 1994 should be a)capital punishment Diagnostic Techniques (Regulation and punished severely b)nemesis Prevention of Misuse) Act (1994), some 194. Which of the following is correct in the c)electrocution unscrupulous parents still resort to female context of the passage? d)castration foeticide with the connivance of some a) Majority of the women are 185. Fear of being enclosed in a small closed unscrupulous surgeons. Thus injustice subjected to injustice, oppression space against women begins before birth. and exploitation. a)hydrophobia Moreover, when parents are dead, most b) Child marriage and purdah system b)xenophobia people take pride in mentioning the name of are the matter of bygone years. c)euphoria their father and rarely, if ever, of their c) Injustice against women does not d)claustrophobia mother. This is an example of injustice extend beyond birth and death. Directions: (186-190) : four words are against woman after death. Then the illegal d) Now, due to increasing awareness, given in each question, out of which only practice of female infanticide still persists people have stopped one word is correctly spelt. Find the in some cases. While birth of a son is discriminating between boys and correctly spelt word and indicate it in celebrated with great fanfare, birth of a girls. the Answer Sheet by blackening the daughter is hardly welcome to some people. 195. ‘Injustice against women begins before appropriate rectangle. Discrimination against girls in the birth’, what does this mean? distribution of food, clothing, toys, etc, the a) It means people get involved in 186. a)vaccum b)vacuum curse of child marriage, purdah, desertion sex determination well before the c)vacumm d)vaccume and divorce of women without solid reasons, birth of a girl child. 187. a)renaissance etc still widely persist. All these practices b) If it is found that the foetus is b)renaisance must be strictly curbed and abolished to that of a female it is aborted at the

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earliest. HRM. 37 b 38 c 39 b 40 a c) No healthcare facility is provided c) It is the introduction of factory 41 d 42 d 43 c 44 b to women when they are pregnant. system which made it possible for 45 b 46 d 47 a 48 d d) All the above many people to get employed under one roof. 49 d 50 a 51 c 52 a Passage II d) None of these 53 d 54 b 55 c 56 c Human resources management has replaced 198. The phrase ‘looked down’ here means the traditional concept of labour welfare and 57 d 58 c 59 b 60 b a) to think that you are better than personnel management. Human Resources 61 a 62 a 63 b 64 b somebody Management (HRM) in its present form has b) to be ignored by somebody 65 a 66 d 67 d 68 a evolved from a number of significant c) to be looked at with contempt by 69 c 70 d 71 b 72 d interrelated developments which date back somebody 73 d 74 c 75 b 76 b to the era of industrial revolution. The d) to be appreciated by somebody emergence of trade union movement led to 77 d 78 c 79 b 80 b 199. Which of the following is regarded as the need of a person who could act as an 81 d 82 b 83 c 84 a the most important factor for the effective link between the owners and success of an organization as far as the 85 d 86 a 87 b 88 c workers. Thus the concept of labour welfare human-relations approach is 89 a 90 c 91 a 92 a officer came into being. His role was limited concerned? to the bare minimum welfare activities of 93 c 94 a 95 b 96 a a) Technological development employees. In fact, he was looked down by 97 b 98 a 99 a 100 d b) Human factor both the workers and the owners. c) Financial health of an organization 101 a 102 b 103 c 104 d With the introduction of factory system, d) Punctuality and discipline of 105 d 106 c 107 c 108 b thousands of persons began to be employed employees 109 b 110 c 111 a 112 c under one roof. The job of hiring people for 200. What was the impact of the emergence the organization was given to one man, who 113 a 114 b 115 b 116 a of the trade union movement? later on was assigned the responsibility of 117 c 118 a 119 a 120 a a) The concept of labour welfare recruitment, selection and placement of officer came into existence 121 d 122 c 123 b 124 d personnel. This led to the emergence of b) The labour welfare officer was 125 b 126 a 127 a 128 b personnel officer in the first place and the responsible for the welfare of the 129 d 130 d 131 c 132 a personnel manager later on. organization Human-relations approach recognizes 133 b 134 a 135 b 136 d c) Workers as well as owners human factor as the most important 137 a 138 b 139 c 140 c welcomed the role of the labour instrument of success in an organization. welfare officer 141 b 142 a 143 d 144 b Fast-changing technological developments, d) The labour welfare officer had 145 c 146 a 147 d 148 c however, necessitated new skill nothing to do with the welfare of development and training employees. People 149 a 150 d 151 a 152 c owners. came to be recognized as a valuable resource 153 d 154 a 155 a 156 a which can be further developed. Increase in  157 b 158 a 159 c 160 b scope of the work led to the replacement of 161 a 162 b 163 c 164 b personnel manager with human resources 165 d 166 b 167 d 168 a manager. EXPLANATIONS 169 b 170 c 171 b 172 d 196. What is the passage about? 173 b 174 c 175 b 176 b a)Industrial revolution 1 a 2 a 3 c 4 d 177 a 178 d 179 c 180 b b)Emergence of trade union 5 d 6 b 7 a 8 c c)Emergence of personnel manager 181 d 182 c 183 a 184 b d)Development of HRM 9 d 10 d 11 d 12 c 185 d 186 b 187 d 188 a 197. Which of the following statements is 13 d 14 c 15 d 16 c 189 b 190 d 191 c 192 d false? 17 c 18 a 19 a 20 d 193 c 194 a 195 b 196 d a) Due to the emergence of trade 21 d 22 b 23 d 24 b union movement the concept of 197 d 198 c 199 b 200 a labour welfare officer came into 25 b 26 c 27 c 28 b being. 29 b 30 c 31 d 32 a  b) Industrial revolution is the root 33 c 34 d 35 d 36 b cause of the development of

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WHO’S WHO

OFFICE BEARERS

Pranab Mukherjee : President Hamid Ansari : Vice- president Narendra Modi : Prime Minister, Public Grievances and Pension, Atomic Energy and Space Department

CABINET MINISTERS PORTFOLIO MINISTER Home Affairs Rajnath Singh External Affairs, Overseas Indian Affairs Sushama Swaraj Finance, Corporate Affairs, Information & Broadcasting Arun Jaitley Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs M. Venkaiah Naidu Road Transport and Highways, shipping Nitin Jairam Gadkari Defence Manohar Parrikar Railways Suresh Prabhu Law & Justice DV Sadananda Water Resources, River Development Uma Bharati and Ganga Rejuvenation Minority Affairs Dr, Najama A Heptulla Consumer Affairs, Food and Public Distribution Ramvilas Paswan Micro, Small and Medium Enterprises Kalraj Mishra Women and Child Development Menaka Sanjay Gandhi Chemicals and Fertilizers Ananthakumar Communications and Information Technology Ravi Shankar Prasad Health & family Welfare Jagat Prakash Nadda Civil Aviation Ashok Gajapathi Raju Heavy Industries and Public Enterprises Anant Geete Food Processing industries Harsimrat Kaur Badal Mines, Steel Narendra Singh Tomar Rural Development, Panchayati Raj, drinking Chaudhary Birender Singh Water and Sanitation Tribal Affairs Jual Oram Agriculture Radha Mohan Singh Social Justice and Empowerment Thaawar Chand Gehlot Human Resource Development Smriti Zubin Irani Science and Technology, Earth Science Dr. Harsh Vardhan

MINISTERS OF STATE (INDEPENDENT CHARGE)

PORTFOLIO MINISTER Statistics and Programme Implementation, General VK Singh External Affairs, Overseas Indian Affairs Planning, Defence Indrajit Singh Rao Textiles Santosh Kumar Gangwar Labour and Employment Bandaru dattatreya Skill Development & Entrepreneurship Rajiv Pratap Rudy Parliamentary Affairs AYUSH, Health & Family Welfare Shripad Yesso Naik Petroleum and Natural Gas Dharmendra Pradhan Youth Affairs and Sports Sarbananda Sonowal Environment, Forest and Climate Change Prakash Javadekar

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Power, Coal, New and Renewable Energy Piyush Goyal Development of North Eastern Region, Prime Dr, Jitendra Singh Minister’s Office, Personnel, Public Grievances & Pensions. Department of Atomic Energy, Department of Space Commerce and Industry Nirmala Sitharaman Culture, Tourism, Civil Aviation Dr, Mahesh Sharma

MINISTERS OF STATE MINISTER Minority Affairs, Parliamentary Affairs Mukhtar Abbas Naqvi Drinking Water & Sanitation Ram Kripal Yadav Home Affairs Haribhai Parthibhai Chaudhary Water Resources, River Development & Sanwar Lal Jat Ganga Rejuvenation Agriculture Mohanbhai Kalyanjibhai Kundariya Micro, Small & Medium Enterprises Giriraj Singh Chemicals & Fertilizers Hansraj Gangaram Ahir Heavy Industries & Public Enterprises GM Siddeshwara Railways Manoj Sinha Panchayati Raj Nihalchand Human Resource Development Upendra Kushwaha Road Transport & Highways, Shipping P. Radhakrishnan Home Affairs Kiren Rijiju Social Justice & Empowerment Krishan Pal Agriculture Dr. Sanjeev Kumar Balyan Tribal Affairs Manuskhbhai Dhanjibhai Vasava Mines, steel Vishnu Deo Sai Rural evelopment Sudarshan Bhagat Human Resource Development Ram Shankar Katheria Science and Technology, Earth Sciences YS Chowdhary Finance Jayant Sinha Information & Broadcating Col. Rajyavardhan Singh Rathore Urban development, Housing and Urban Babul Supriyo Poverty Alleviation Food Processing Industries Sadhvi Niranjan Jyoti Social Justice & Empowerment Vijay Sampla

GOVERNORS AND CHIEF MINISTERS

STATE GOVERNOR CHIEF MINISTER Andhra Pradesh ESL Narasimhan N. Chandrababu Naidu Arunachal Pradesh J P Rajkhowa Kalikho Pul Asam PB Acharya (Add. Charge) Tarun Gogoi Bihar Ram Nath Kovind Nitish Kumar Chhattisgarh Balramji Tandon Raman Singh Goa Mridula Sinha Lakshmikant Parsekar Gujarat OP Kohli Anandiben Patel Haryana Kaptaan Singh Solanki Manohar Lal Khattar Himachal Pradesh Acharya Dev Vrat Virbhadra Singh Jammu- Kashmir N N Vohra Mehbooba Mufti Jharkhand Drupadi Murmu Raghuvar Das Karnataka Vajubhai R. Vala K. Siddharamaiah Kerala P. Sathasivam Ooman Chandy Madhya Pradesh Ram Naresh Yadav Shivraj Singh Chouhan Maharashtra C. Vidyasagar Rao Devendra Phadnavis Manipur V. Shanmuganathan Okram Ibobi Singh (Add. Charge)

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Meghalaya V. Shanmuganathan Mukul Sangma Mizoram Nirbhaya Sharma P. Lalthanhawla Nagaland PB Acharya TR Zeliang Odisha SC Jamir Naveen Patnaik Punjab Kaptaan Singh Solanki Prakash Singh Badal (Add.Charge) Rajasthan Kalyan Singh Vasundhara Raje Sikkim Srinivas Patil Pawan Chamling Tamil Nadu K. Rosaiah Jayalalitha Telangana ESL Narasimhan K. Chandrashekhar Rao Tripura Tathagata Roy Manik Sarkar Uttar Pradesh Ram Naik Akhilesh Yadav Uttarakhand K K Paul President’s Rule West Bengal Kesarinath Tripathi Mamata Banerjee

LT. GOVERNORS & ADMINISTRATORS

Union Territory Lt. Governor (Administrator) Andaman and Nicobar Islands AK Singh (Lt. Governor) Chandigarh Kaptaan Singh Solanki (Add. Charge) Dadra and Nagar Haveli Vikam Dev Dutta (Administrator) Daman and Diu Vikam Dev Dutta (Administrator) Delhi Najeeb Jung (lt. Governor) Lakshadweep Vijay Kumar (Administrator) Punducherry AK Singh (Additional Charge)

JUDICIAL HEADS

Designation Person Chief Justice, Supreme Court Tirath Singh Thakur Attorney General Mukul Rohtagi Solicitor General Ranjit Kumar Chairperson, National Green Tribunal Justice Swatantra Kumar Chairperson, Intellectual Property K N Basha Appellate Tribunal Chairperson, Armed Forces Tribunal Prakash Tatia

HEADS OF ARMED FORCES

Designation Person Air Force Chief Air Chief Marshal Arup Raha Navy Chief Admiral RK Dhowan Army Chief Gen. Dalbir Singh Suhag

HEAD OF INTELLIGENCE ORGANISATIONS

Designation Person Director, Intelligence Bureau (IB) Dineshwar Director,Research & Analysis Wing (RAW) Rajinder Khanna Director, NTRO Alok Joshi Chairperson, National Investigation Sharad Kumar Agency (NIA)

CHIEF JUSTICES OF HIGH COURTS

High Court Chief Justice Allahabad Dr.Dhananjay Y Chandrachud

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Bombay DH Waghela Calcutta Manjula Chellur Chhattisgarh Navin Sinha Delhi Gorla Rohini Gujrat Jayant Patel Guwahati Ajeet Singh Himachal Pradesh Mansoor Ahmad Mir Hyderabad DB bhonsale Jammu & Kashmir NNP Vasanth Kumar Jharkhand Virendra Singh Karnataka Shubhro Kamal Mukherjee Kerala Ashok Bhushan Madhya Pradesh Ajay Manikrao Khanwilkar Madras Sanjoy Kumar Kaul Manipur LK Mahapatra Meghalaya Dinesh Maheshwari Orissa Vineet Saran Patna Md Iqwal Ahmad Ansari Punjab & Haryana SJ Wazifdar Rajasthan Satish Kumar Mittal Sikkim Sunil Kumar Sinha Tripura Deepak Gupta Uttarakhand KM Joseph

HEADS OF VARIOUS BOARDS

Designation Person Chairperson, Railway Board AK Mittal Chairperson, Atomic Energy Regulatory SS Bajaj Board Chairperson, CBDT Atulesh Jindal Chairperson, Company Law Board DR Deshmukh Chairperson, SEBI UK Sinha Chairperson, Central Board of film Pahlaj Nihalani Certification Chairperson, Central Social Welfare Board Durgabai Deshmukh Chairperson, PNGRB S. Krishnan Director, NCERT Hrushikesh Senapathy Chairperson, CBSE YSK Seshukumar Chairman, CBEC Najib Shah

ELECTON COMMISSION

Designation Person Chief Election Commissioner Syed Naseem Ahmed Zaidi Election Commissioner Achal Kumar Jyoti Election Commissioner II Om Prakash Rawat

CONSTTITUTIONAL HEADS

Designation Person Speaker, Lok Sabha Sumitra Mahajan Deputy Speaker , Lok Sabha M. Thambidurai Comptroller and Auditor General Shashikant Sharma Chairperson, 14th Finance Commission YV Reddy Chairperson, National Commission Lalitha Kumarmanglam for Woman

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Chairperson, national Commission for PL Poonia scheduled Castes Chairperson, National Commission for Rameshwar Oraon Scheduled Tribes Chairperson, National Commission for Wangla Ishwaraiah Backward Classes Chairperson, National Human Rights HL Dattu Commission Chairperson, Union Public Service Deepak Gupta Commission

HEADS OF FINANCIAL INSTITUTES/ ORGANISATIONS

Person Designation Arvind Panagariya Vice President, NITI Aayog Raghuram G. Rajan Governor, Reserve Bank of India Harshavandhan Neotia Chairperson, FICCI SB Mathur Chairperson, Unit Trust of India SK RoyChairperson, Life insurance Corporation of India Harsha Kumar Bhanwala Chairperson, NABARD NK Maini CMD, SIDBI Sriram Kalyanaraman Chairperson, National Housing Bank Sunil Kanoria Chairperson, ASSOCHAM Rajan Bharati Mittal Chairperson, International Chamber of Commerce Satyanand Mishra Chairperson, Multi Commodities Exchange TM Bhasin Chairperson, Indian Banks Association AK Saxena CMD, Oriental Insurance Company Deepak Kumar Director General , Employees’ State Insurance Corporation Mamta Binani Chairperson, Institute of Company secretary of India

HEAD OF NATIONALISED BANKS

Bank CMD Allahabad Bank Rakesh Sethi Andhra Bank Surendra K. Patel Bank of Baroda Ps Jayakumar Bank of India MO Rego Bank of Maharashtra Sushil Muhnot Bharatiya Mahila Bank SM Swathi Canara Bank Rakesh Sharma Central Bank of India Rajeev Rishi Corporation Bank J K Garg Dena Bank Ashwini Kumar IDBI Bank Kishor Karat Indian Bank Mahesh Kumar Jain Indian Overseas Bank R. Koteeswaran Oriental Bank of Commerce Animesh Chauhan Punjab and Sind Bank Jatinderbir Singh Punjab National Bank Usha Ananta Subrahmaniam State Bank of India PK Gupta State Bank of Bikaner and Jaipur Jyoti Ghosh State Bank of Hyderabad Santanu Mukherjee State Bank of Mysore Sharad Sharma State Bank of Patiala MS Ramesh Rangan State Bank of Travancore Jivananand Das Narayan Syndicate Bank Arun Shrivastava

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UCO Bank RK Takkar United Bank of India P. Srinivas Union Bank of India Arun Tiwari Vijaya Bank Kishore Kumar Sansi

MAHARATNA/ NAVARATNA COMPANIES

Maharatna Chairman/MD Bharat Heavy Electricals Limited Atul Sobti Coal India Limited S. Bhattacharya Gas Authority of India Limited BC Tripathi Indian Oil Corporation Limited B. Ashok Oil and Natural Gas Corporation DK Sarraf Steel Authority of India Limited PK Singh National Thermal Power Corporation Gurdeep Singh

Navaratna Chairman/ MD Container Corporation of India Limited Anil Kumar Gupta Engineers India Limited Sanjoy Gupta National Buildings Construction Corporation AK Mittal Bharat Electricals Limited SK Sharma Bharat Petroleum Corporation Limited S. Varadarajan Hindustan Aeronautics Limited T. Suvama Raju Hindustan Petroleum Corporation Limited MK Surana National Mineral Development Corporation Narendra Kothari Mahanagar Telephone Nigam Limited NK Yadav Power Finance Corporation MK Goel Power Grid Corporation IS Jha Rashtriya Ispat Nigam Limited P. Madhusudan Shipping Corporation of India AK Gupta Neyvelli Lignite Corporation Limited SK Acharya Oil India Limited UP Singh Rural Electrification Corporation Limited Rajiv Sharma National aluminium Company Limited Anshuman Das

INTERNATIONAL INSTITUTES/ ORGANISATIONS

Designation Person General Secretary, United Nations Ban ki-moon Organisaton India’s Permanent Representative, UNO Syed Akbaruddin Secretary General Assembly Mogens Lykketoft Director, UN General Assembly Mogens Lykketoft Director General, International Atomic Yukia Amano Energy Agency Director General, International Labour Guy Ryder Organisation Director General FAO Jose Graziano da Silva Director General UNESCO Irina Bakova Director, UNHCR Antonio Gutterus Director General, World Health Margaret Chan Organisation Director General, IMF Christine Lagarde Director, World Bank Jim Yong Kim

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ABBREVIATION IOB-Indian Overseas Bank. AFS-Annual Financial Statement IPO-Initial Public Offering. AFS-Available For Sale IRBI-Industrial Reconstruction Bank of India. BoP-Balance of Payments KCC-Kisan Credit Card. CR-Capital Receipts KMB-Kotak Mahindra Bank. KVB-Karur Vysya Bank. CRAR-Capital to Risk Weighted Asset KYC-Know Your Customer. Ratio LAB-Local Area Bank. DCCB-District Central Cooperative Bank LAF-Liquidity Adjustment Facility. ECGC-Export Credit and Guarantee Corporation LDB-Land Development Bank. GFD-Gross Fiscal Deficit LIBOR-London Inter Bank Offered Rate. GIC-General Insurance Corporation MIBOR-Mumbai Inter Bank Offer Rate. HUDCO-Housing & Urban Development Corporation NABARD-National Bank for Agricultural and Rural IBRD-International Bank for Reconstruction and Development. NAS-National Account Statistics. Development NAV-Net Asset Value. IBS-International Banking Statistics NBC-Non Banking Companies. OECD-Organisation for Economic Cooperation and NBFC-Non Banking and Finance companies. Development NEFT-National Electronic Funds Transfer System. OLTAS-OnLine Tax Accounting System NFA-No Frills Account. RWA-Risk Weighted Asset NFC-Non Banking Finance Companies. SEBI-Securities and Exchange Board of India NHB-National Housing Bank. NIB-Nordic Investment Bank. UBB-Uniform Balance Book NPA-Non Performing Assets. WPI -Wholesale Price Index NPS-National Pensions Scheme. FDI-Foreign Direct Investment. NSE-National Stock Exchange. FERA-Foreign Exchange Regulation Act. OMO-Open Market Operations. FICCI-Federation of Indian Chambers of Commerce and OTP-One Time Password. Industry. PGS-Payment Gateway System. FII-Foreign Institutional Investor. RBI-Reserve Bank Of India. FIPB-Foreign Investment Promotion Board. RBS-Royal Bank of Scotland. FPI-Foreign Portfolio Investment. RRB-Regional Rural Bank. FTA-Free Trade Agreement. RTGS-Real Time Gross Settlement System. GDP-Gross Domestic Product. SCB-Scheduled Commercial Bank. GDR-Global Depository Receipt. SCC-Selective Credit Control. GAAR-General Anti Avoidance Rule. SEPA-Single Euro Payment Area. HDFC-Housing Development Finance Corporation. SEBI-Security Exchange Board Of India. IBRD-International Bank For Reconstruction And SHGs-Self Help Groups. Development. SIDBI-Small Industries and Development Bank of India. ICICI-Industrial Credit and Investment Corporation of SLR-Statutory Liquidity Ratio. India. SPNS-Shared Payment Network System. IDB-Islamic Development Bank. SWIFT-Society For World Wide Inter Bank Financial IDBI-Industrial Development Bank of India. Telecommunication. IDR-Indian Depository Receipts. ULIP-Unit Linked Insurance Plan. IIB-International Investment Bank. UCB-Urban Cooperative Bank. IIBF- Indian Institute of Banking and Finance. UEBA-Universal Electronic Bank Account. IRR- Internal Rate Of Return. UIDAI-Unique Identification Authority of India. IMD-India Millennium Deposits. ULIP-Unit Linked Insurance Policies. IMF-International Monetary Fund. UPIN-Unique Property Identification Numbers. IMPS-Immediate Mobile Payment System. USB-Ultra Small Branch.

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USD-United States Dollar. OPEC - Organisation for Petroleum Exporting Countries VDBS-Vertically Differentiated Banking System. MCA - Ministry of Corporate Affairs WBCIS-Weather Based Crop Insurance Scheme. SMEs - Small and Medium Enterprises WL ATM-White Label ATM. SMO - Special Market Operations WPFI-World Press Freedom Index. WPI-Wholesale Price Index. MFDEF - Micro Finance Development and Equity fund ECR - Export Credit Refinance SEBI - Securities and Exchange Board of India ECS - Electronic Clearing Services ORFS - Online Returns Filing System SDR - Special Drawing Rights OSMOS - Off-Site Monitoring and Surveillance BRBNMPL - Bharatiya Reserve Bank Note Mudran Private OTC - Over-the-Counter Limited OTS - One-Time Settlement CDR - Corporate Debt Restructuring BSA - Bilateral Swap Arrangements EEA - Exchange Equalisation Account IMF - International Monetary Fund NFA - Net Foreign Assets MBS - Mortgage Backed Securities PDO - Public Debt Office BSE - Bombay Stock Exchange, Mumbai REER - Real Effective Exchange Rate CBDT - Central Board of Direct Taxes OPEC - Organisation for Petroleum Exporting Countries CBLO - Collateralised Borrowing and Lending SPMCIL - Security Printing and Minting  WORD OF THE MONTH TUMULTUOUS Ant : cause, impetus, antecedent Syn : uproarious, violent, disorderly, riotous CATASTROPHY Ant : peaceful, passive, orderly, harmonious Syn: disaster, calamity, misfortune, adversity AWKWARD: causing difficulty; hard to do or deal with Ant: triumph, blessing, boon Syn: clumsy, ungainly, Ponderous, rough OBLIVIOUS Ant: Clever, dexterous, apt, skilful Syn: forgetful, absentminded, inattentive BRITTLE: hard but liable to break easily. Ant: attentive, aware, observant Syn: frail, fragile, delicate, breakable SLANDER Ant:tough, enduring, unbreakable, strong Syn: decry, defame, aspersion, accuse, malign COVETOUS: having or showing a great desire to possess Ant: praise, eulogise, laud, commen something belonging to someone else. BABBLE – nonsense, bombast, jargon. Syn: cupidity, avarice, greed, voracity ECCENTRICITY – oddity, anomaly, peculiarity, exception. Ant: liberality, benevolence, selfless, magnanimous FLATTERER – sycophant, adulator, hanger – on DESPICABLE: very bad or unpleasant HENPECKED – enslaved, obedient, dutiful, faithful. Syn: Contemptible, worthless, shameless, base PLEBEIAN – common, simple, untitled, ignoble. Ant: worthy, decent, honourable, respectable ABUNDANCE – lack, dearth, shortage, want, deficiency. EXPLICIT: stated clearly and in detail, leaving no room for EVASION – defence, non- avoidance, response. confusion or doubt. PERSUADE – deter, discourage, dissuade, restrain. Syn: definite, intelligible, obvious, apparent RAMBLING – methodical, regular, orderly. Ant; confine, hold, retard, enforce REBUKE – praise, applaud, extol, acclaim. CONCEIT Syn : vanity, egotism, selfesteem Ant : modernity, humility, humbleness  CONSEQUENCE Syn: result, outcome, effect, importance, significance

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ONE LINER 1. Railways, PEC sign MoU to set up - Kalpana Chawla Chair on Geospatial Technology 2. Who took charge as 23rd Navy Chief - Admiral Sunil Lanba 3. Draft Trafficking of Persons (Prevention, Protection and Rehabilitation) Bill 2016 released by – Maneka Gandhi 4. In which country 42nd G7 Summit has been concluded - Japan 5. Who successfully deploys BEAM, first inflatable room attached to International Space Station – NASA 6. Who won 2016 Indian Premier League title - Sunrisers Hyderabad 7. Which country to launch first hack proof Quantum Communication Satellite – China 8. Vice Admiral AR Karve takes charge of - Southern Naval Command 9. Trial run of High-Speed Spanish Talgo Train conducted in - India 10. India’s first integrated web portal has been launched to promote - Net Zero Energy Buildings 11. Land-attack version of which missile successfully test-fired by Indian Air Force – BrahMos 12. Who bagged India Biodiversity Award 2016 - Pakke Tiger Reserve 13. Name of Para athlete who won Gold in 2016 French Open Athletics Championship - Amit Kumar Saroha 14. Name of Indian coast guard ship which is commissioned - ARUSH 15. Name of first Union Territory to sign 24x7 Power for All document - Lakshadweep 16. Barack Obama becomes first US president to visit - Hiroshima Bomb Site 17. Which Ministry frames Policy guidelines for Online Central Government Advertisements - Union I&B Ministry 18. Cancer-causing chemical, potassium bromated/iodate, found in bread samples from Delhi – CSE 19. Who has been awarded with 2016 Harvard Alumni award - Sunil Mittal 20. Union Railways Ministry launches - Rail Humsafar Saptaah 21. Which country sign two agreements with Sudan to build nuclear reactor – China 22. Union Cabinet approves MoU between United Arab Emirates Space Agency and - ISRO 23. US engineer Frances Arnold becomes first woman to win - Millennium Technology Prize 24. Who sworned-in as Kerala Chief Minister - Pinarayi Vijayan 25. Union Road Transport Minister Gadkari launches safety feature-rich - Nirbhaya Buses 26. Which programme releases report titled Actions on Air Quality - UNEP 27. Union HRD Ministry to launch which programme for student tracking system – ASMITA 28. Union Cabinet approved - National Capital Goods Policy 2016 29. United Nations World Humanitarian Summit concluded in – Istanbul 30. India, World Bank inked US$ 100 million loan agreement for which state Urban Water Supply Modernization – Karnataka 31. Light and heavy diesel vehicles over 10 years in six major cities of Kerala were banned by – NGT 32. A Call to Mercy: Hearts to Love, Hands to Serve by - Mother Teresa 33. INS Tarmugli commissioned into - Indian Navy 34. Union Government shortlist 13 Cities for which mission - Smart Cities Mission 35. Which three countries signed agreement on Trilateral Transit and Transport Corridor - India, Iran and Afghanistan 36. Sarbananda Sonowal sworn-in as - Assam Chief Minister 37. What is the name of a FIFA’s acting Secretary General who is dismissed over bonus payments - Markus Kattner 38. NALCO signs MoU with which country to set up smelter plant in Chabahar – Iran 39. J Jayalalithaa takes oath as - Tamil Nadu Chief Minister 40. Which two countries sign 12 bilateral agreements in various areas - India, Iran 41. Which country wins Uber Cup Badminton tournament for 14th time – China

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42. Which state begins artificial propagation programme of Golden Mahseer fish for conservation - Himachal Pradesh 43. Who is appointed Lieutenant Governor of Puducherry - Kiran Bedi 44. Anurag Thakur unanimously elected - BCCI President 45. India lauded for Medicines with the Red Line campaign on – Antibiotics 46. Which panel of Union Government to relook Defence Spend - 11 Member Panel 47. On May 21 which day is celebrated - Anti-Terrorism Day 48. Australian researchers develop world’s first Scanning - Helium Microscope 49. UN appoints whom as special envoys for El Nino, Climate - Mary Robinson, Macharia Kamau 50. Who will become Prime Minister of Turkey - Binali Yildirim 51. 27th India-Indonesia CORPAT concludes in - Belawan 52. US House of Representatives gave nod to bolster defence ties with India on par with – NATO 53. What is the name of Indian journalist who is elected as Deputy Mayor in United Kingdom - Philip Abraham 54. Who received US National Medal of Science 2015 from Barack Obama - Rakesh K Jain 55. Who launches Centre for Environmental Health to assess environmental impact on health - JP Nadda 56. President Pranab Mukherjee inaugurates Intelligent Operations Centre and launches - Mobile App Monitor 57. Which two countries amend DTAA to bring information exchange under ambit - India, Slovenia 58. Assembly Election 2016 results 59. Where was world’s largest Single Rooftop Solar Power Plant inaugurated - Amritsar 60. Which IT Major opened a development office in Hyderabad - Apple 61. India’s first Driverless Metro train test was conducted by - DMRC 62. E-nivaran platform to fast track taxpayer grievances was launched by - IT Department 63. US Senate approved emergency Zika funding worth - $1.1 billion 64. Rajiv Bhalla was appointed as Managing Director for India by - Barco 65. Nuclear Capable which missile test fired from Odisha - Prithvi-II 66. Union Government opens what to speed up patent grant process – Tatkal like window 67. UTMB scientists genetically engineered world’s first which virus infectious cDNA clone - Zika Virus 68. What is the name of world’s first robot lawyer hired by US law firm – ROSS 69. Who wins La Liga Champions Parade 2016 - FC Barcelona 70. Justice Deepak Gupta sworn-in as Chief Justice of - Chhattisgarh High Court 71. India, US held first - Maritime Security Dialogue 72. 5 Indians posthumously awarded with – UN’s Dag Hammarskjold Medal 73. NTPC tied-up with which company to foray into Fertilizer Sector - Coal India Limited 74. UNICEF, EU launches which campaign on Education in Crisis Zones - #EmergencyLessons Campaign 75. India successfully test fires indigenous Advanced Air Defence interceptor missile – Ashwin 76. Which country launches Yaogan-30 remote sensing satellite – China 77. Who becomes first Indian to be awarded IAF’s ‘Hall of Fame’ Award - UR Rao 78. To win first Italian Open Title Andy Murray beats which player - Novak Djokovic 79. Sania Mirza and Martina Hingis clinch - 2016 Italian Open Title 80. Which Aayog to prepare 15-year vision documents by replacing 5-year plans – NITI Aayog 81. Rahul Dravid and Mahela Jayawardena appointed to - ICC Cricket Committee 82. PM Narendra Modi, Sri Lankan President Release - Simhastha Declaration 83. 2016 Red Flag Aerial combat exercises concludes in – US 84. Supreme Court upholds validity of - Criminal Defamation Law 85. Parkash Singh panel submits report on - Jat Quota Agitation 86. In Canada road accident which Nirankari Spiritual Leader died – Baba Hardev Singh

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87. India inks Project Collaboration Agreement with whom to promote traditional medicine – WHO 88. Fatma Samoura named first female secretary general of - FIFA Council 89. Justice Naveen Sinha sworn-in as Chief Justice of - Rajasthan HC 90. National Intellectual Property Rights Policy approved by - Union Cabinet 91. Haryana Government notified - Backward Classes Act 2016 92. According to WHO which state is no longer most polluted in the world – Delhi 93. SC upholds constitutional validity of penal laws on – Defamation 94. Which bank launches country’s 1st contactless credit card for SMEs - ICICI Bank 95. India, China and four others courtiers sign pact on - Tax Info Sharing 96. Railways to constitute Mobility Directorate and - Non-Fare Revenue Directorate 97. Which country is about to close Dadaab, world’s biggest refugee camp - Kenya 98. Registration of four NBFCs was cancelled by - RBI 99. RBI to issue notes of which denomination with inset letter ‘R’ - 1000 Rupees 100. National Technology Day observed was observed on - May 11 101. India signed Protocol to Amend Taxation Methods with which country - Mauritius 102. Which fighter plane was decommissioned by Indian Navy - Sea Harriers 103. Name of world’s first holographic flexible smartphone - HoloFlex 104. TRAI regulation on telecom companies over call drops was struck down by - Supreme Court 105. Rural Sanitation Initiatives for Ganga Rejuvenation in Jharkhand is launched by - Uma Bharti 106. World Migratory Bird Day is observed on - 10 May 2016 107. Scientist developed which phone - First Holographic Flexible Phone 108. Anti-Hijacking Bill, 2016 passed by - Parliament 109. Indian boxers won 4 medals at - 7th Asian Youth Championship 110. Indian scientist bags SGD 3 million grant from - Singapore’s NRF 111. From 1 January 2017 you have to dial which number for any Emergency throughout India – 112 112. NASA unveils first global topographic model of – Mercury 113. Who is elected to Singapore Parliament - Murali Pillai 114. Which tennis player won the 2016 Mutua Madrid Open - Novak Djokovic 115. Flying Observatory SOFIA detects what in Martian Atmosphere - Atomic Oxygen 116. China bug Chan’s Megastick declared - World’s Longest Insect 117. Scientists discovered Atomic oxygen at which planet - Mars 118. Jain community was given minority status by - Gujrat Govt 119. Which state govt decided to set up Asia’s first Rice Technology Park in Gangavati - Karnataka Govt 120. 2016 Asia Kabaddi Championship Cup won by – Pakistan 121. Who decriminalises beef possession, upholds ban on slaughter of bulls, bullocks in Maharashtra - Bombay HC 122. Who is re-elected as Prime Minister of Ireland - Enda Kenny 123. What is the name of Shashi Kapoor’s Biography that released recently - ‘Shashi Kapoor – the Householder, the Star’ 124. Which bank signs MoU with BRICS’s New Development Bank - ICICI Bank 125. PCB appoints whom as Pakistan’s head coach - Mickey Arthur 126. SpaceX successfully launches - Japanese JCSAT-14 Satellite

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