OEIC | KIID KEY INVESTOR INFORMATION This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Cautious Managed Fund

A sub-fund of Investec Funds Series i Class I Accumulation shares in sterling managed by Investec Fund Managers Limited ISIN: GB00B2Q1J816

Objectives and investment policy Risk and reward profile The Fund aims to provide income and long-term capital growth. Lower risk Higher risk The Fund seeks to invest conservatively around the world in a diverse range of shares of companies (up to 60% of the Fund’s value at any time) and Potentially lower rewards Potentially higher rewards bonds (contracts to repay borrowed money which typically pay interest at fixed times). The Fund may invest in other assets such as cash, money market instruments (tradable securities where money can be invested for short periods), other funds (which may be managed by the Investment Manager, other companies in the same group as the Investment Manager or a third This indicator is based on historical data and may not be a reliable party) and derivatives (financial contracts whose value is linked to the price indication of the future risk profile of the Fund. The risk and reward category of an underlying asset). shown is not guaranteed to remain unchanged and may shift over time. The lowest category does not mean ’risk free’. Derivatives may be used for investment purposes (i.e. in order to achieve the Fund’s investment objectives) or for efficient portfolio management purposes The value of your investment and any income from it can fall as well as rise e.g. with the aim of either managing the Fund risks or reducing the costs of and you are not certain of making profits; losses may be made. managing the Fund. The Fund appears towards the middle of the risk and reward indicator scale. The Investment Manager is free to choose how the Fund is invested and This is because, although it invests in the shares of companies whose does not manage it with reference to an index. values typically tend to fluctuate widely, it also invests significantly in bonds which do not typically fluctuate as much. Any income due from your investment is reflected in the value of your shares rather than being paid out. Risks that may not be fully captured by the Risk and Reward Indicator: You can buy or sell shares in the Fund on any Dealing Day in the UK, as Currency exchange: Changes in the relative values of different currencies defined in the definitions section of the Investec Funds Series Omnibus may adversely affect the value of investments and any related income. prospectus. Default: There is a risk that the issuers of fixed income investments (e.g. Recommendation: this Fund may not be appropriate for investors who plan bonds) may not be able to meet interest payments nor repay the money they to withdraw their money within the short to medium term. have borrowed. The worse the credit quality of the issuer, the greater the risk of default and therefore investment loss. Derivatives: The use of derivatives is not intended to increase the overall level of risk. However, the use of derivatives may still lead to large changes in value and includes the potential for large financial loss. A counterparty to a derivative transaction may fail to meet its obligations which may also lead to a financial loss. Equity investment: The value of equities (e.g. shares) and equity-related investments may vary according to company profits and future prospects as well as more general market factors. In the event of a company default (e.g. insolvency), the owners of their equity rank last in terms of any financial payment from that company. Government securities exposure: The Fund may invest more than 35% of its assets in securities issued or guaranteed by a permitted sovereign entity, as defined in the definitions section of the Fund’s prospectus. Interest rate: The value of fixed income investments (e.g. bonds) tends to decrease when interest rates rise. The full list of the Fund’s risks are contained in the appendices of the Investec Funds Series omnibus prospectus. OEIC | KIID

Charges Past performance ThechargesyoupayareusedtopaythecostsofrunningtheFund, Past performance is not a guide to future performance. The value of your including the costs of marketing and distributing it. These charges reduce investment and income from it may go down as well as up and you may not the potential growth of your investment. The entry charge shown is the most get back the amount you invested. you might pay, in some cases you might pay less. You can find out actual The past performance shown in the chart takes account of all charges entry charges from your financial adviser. except the Fund’s entry charge and the past performance is calculated in The ongoing charges figure shown here is an estimate of the charges, as sterling. there has been a change to the charging structure. The Fund’s annual The Fund was launched on 7 June 1993 and this share class on report for each financial year will include detail on the exact charges made. 3 March 2008. The figure excludes any and portfolio transaction costs, except in the case of an entry or exit charge paid by the Fund when buying Fund - GB00B2Q1J816 or selling units in another fund. Ongoing charges may vary from year to year. 30 For more information about charges, please see section 7 of the Investec Funds Series omnibus prospectus.

20 One-off charges taken before or after you invest Entry charge 0% % 10 Exit charge None This is the maximum that might be taken out of your money before it is invested. 0 Charges taken from the fund over a year

Ongoing charge 0.84% -10 Charges taken from the fund under certain specific conditions 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 Performance fee None Fund 24.7 13.5 -1.5 10.0 8.4 0.4 -2.2 19.1 3.6 -7.3

Practical information

The Fund’s depositary is State Street Trustees Limited. The latest published The latest remuneration policy relating to Investec Fund Managers Limited prices for shares in the Fund are available on is available free of charge on request from the address below or from: www.investecassetmanagement.com. Other share classes are available for www.investecassetmanagement.com/remuneration this Fund as described in the Investec Funds Series omnibus prospectus. English language copies of the Investec Funds Series omnibus prospectus UK tax legislation may have an impact on your personal tax position. and Investec Funds Series i latest annual and semi-annual reports may be The Fund is a sub-fund of Investec Funds Series i. You may switch between obtained free of charge from Investec Fund Managers Limited, Woolgate other Investec Funds Series i, ii, iii or iv sub-funds or share classes of the Exchange, 25 Basinghall Street, London EC2V 5HA. same sub-fund at no extra charge (unless the other share class has a higher This Fund is authorised in the United Kingdom and regulated by the entry charge, in which case the difference may be payable). Details on Financial Conduct Authority. switching are contained in section 3 of the Investec Funds Series omnibus prospectus. The assets of the Fund are ring-fenced and cannot be used to This Key Investor Information Document is accurate as at 19 February 2019. pay the debts of other Investec sub-funds in the same Investec Fund Series. Investec Fund Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Investec Funds Series omnibus prospectus.

GB00B2Q1J816/EN.

KEY INVESTOR INFORMATION This document provides you with the key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest.

Optimal Multi Asset Balanced Fund, Class A (GBP) Shares, (the "Fund") a sub-fund within Optimal Global Investment Funds plc (the “Company”) (ISIN: IE00BRJL4C27) The Fund is managed by Link Fund Manager Solutions (Ireland) Limited, part of the Asset Services Division of Link Administration Holdings Limited.

Objectives and Investment Policy

Objective The investment objective of the Fund is to seek to deliver long-term capital growth. Investment Policy The Fund will seek to achieve its objective through its investments, by obtaining exposure to a wide range of asset classes. Essential features of the Fund:  The Fund may be wholly invested in any of the following asset  There is no geographic, economic or industry focus to the fund. classes (i) shares and other securities issued by companies based  You can buy and sell shares in the Fund on any day, except Saturday worldwide (ii) share/units of other funds (iii) debt securities (issued by or Sunday, when banks in Dublin and London are open for normal governments or companies) (iv) property (v) cash and other liquid business. securities.  Any income the Fund generates will be retained with the Fund. This  The Fund may use financial instruments to limit its exposure to other will increase the value of your investment. financial assets or currencies.

Risk and reward profile

Typically lower rewards Typically higher rewards  This indicator is based on historical data and may not be a reliable indication of the future risk profile of the Fund. Lower risk Higher risk

 The risk and reward profile shown is not guaranteed to remain unchanged and may shift over time. 1 2 3 4 5 6 7  Portfolio Currency Risk: As the Fund invests in overseas securities, movements in exchange rates may cause the value of your  In line with the regulations, as the fund has less than 5 years investment to increase or decrease. performance history, the volatility of the fund has been calculated  For full details of the Fund's risks please see the "RISK FACTOR" using appropriate benchmark data. section of the prospectus and supplement available from the address  This indicator shows how much a fund has risen and fallen in the past, in 'Practical Information' overleaf. and therefore how much a fund's returns have varied. It is a measure of a fund's volatility. The higher a fund's past volatility the higher the number on the scale and the greater the risk that investors in that fund may have made losses as well as gains. The lowest number on the scale does not mean that a fund is risk free.  The Fund has been classed as 3 because its volatility has been measured as below average.

Charges for this Fund

The charges you pay are used to pay the costs of running the Fund including the costs of marketing and distributing it. These charges reduce the potential growth of your investment.

One-off charges taken before or after you invest The entry charge shown is a maximum figure. In some cases Entry Charge 1% investors may pay less. You can find out the actual charges from This is the maximum that might be taken out of your money before it your financial advisor or distributor. is invested. The ongoing charges percentage is an estimate figure based on Exit Charge None actual expenses for the year ended 31st December 2018 and Charges taken from the Fund over the year projected fees due to revised fee waiver. An estimate is used in order to better reflect the current charges. Ongoing Charges 1.29% The Fund's annual report for each financial year will include detail Charges taken from the Fund under certain specific conditions on the exact charges made. Performance Fee None You may also be charged a dilution levy on entry to or exit from the

Fund.

For more information about charges, please see Section 9 of the supplement to the prospectus, available free of charge from the address in 'Practical Information' below.

Past Performance

Optimal Multi Asset Balanced Fund Class A (GBP)  Past performance is not a guide to future performance.

15% 12.6%  The past performance in the chart shown opposite is net of tax and charges but excludes the entry and exit charges that may be 10% paid on the purchase and sale of an investment. 3.3% 5%  The Fund launched in December 2014 and the share class 0% launched in January 2015.

-5%  Performance is calculated in Pounds Sterling. -6.0% -10% 2014 2015 2016 2017 2018

Practical Information

Optimal Global This key investor information document describes a fund within the Optimal Global Investment Funds plc. The prospectus and Investment Funds plc periodic reports are prepared for the entire company. Copies of the prospectus of the Company and the latest annual and semi-annual reports for the Company may be obtained from Documents www.mitonoptimal.com or free of charge from Link Fund Administrators (Ireland) Limited, 1st Floor, 2 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland. The documents are available in English. This document contains information on the Class A (GBP) Shares in the Fund as the representative share class for the Class Z (GBP) Representative Share Shares. More specific information about these share classes and other share classes of the Fund are available in the prospectus and Class supplement issued in relation to the Fund. The latest published prices of shares in the Fund and other information on the Fund, including how to buy and sell shares are Prices of shares and available from www.mitonoptimal.com or during normal business hours from Link Fund Administrators (Ireland) Limited, 1st Floor, 2 further information Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland. Subject to any restrictions on the eligibility of investors for a particular share class, a shareholder may be able at any time to switch all Right to switch or some of his shares of one class for shares in another class. Please see the prospectus for full details. Optimal Global Investment Funds plc, is an umbrella fund with segregated liability between sub-funds. This means that the holdings of Fund Segregation the Fund are maintained separately under Irish law from the holdings of other sub-Funds of Optimal Global Investment Funds plc and your investment in the Fund will not be affected by any claims against another sub-Fund of Optimal Global Investment Funds plc. Depositary BNY Mellon Trust Company (Ireland) Limited Tax Irish tax legislation may have an impact on your personal tax position. Link Fund Manager Solutions (Ireland) Ltd may be held liable solely on the basis of any statement contained in this document that is Liability misleading, inaccurate or inconsistent with the relevant parts of the prospectus for Optimal Global Investment Funds plc. Details of the Manager’s up-to-date remuneration policy, including, but not limited to, a description of how remuneration and benefits are calculated and the identity of persons responsible for awarding the remuneration and benefits, are available at Remuneration https://www.linkassetservices.com/what-we-do/funds-solutions/irish-management-company and a paper copy of such remuneration policy is available to investors free of charge upon request. This fund is authorised in Ireland and regulated by the Central Bank of Ireland. Link Fund Manager Solutions (Ireland) Limited is authorised in Ireland and regulated by the Central Bank of Ireland. This key investor information is accurate as at 15/02/2019.

Non-UCITS Retail Scheme Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Schroder MM Diversity Fund an Authorised of Schroder Unit Trusts Limited Class Z Accumulation GBP (GB00B60CZD52) This fund is managed by Schroder Unit Trusts Limited, which is a member of the Group.

Objectives and Investment Policy Objectives The fund may invest in any economic sector. The fund aims to provide a total return in excess of inflation, Derivatives may be used to reduce risk or manage the fund as measured by the UK Consumer Prices Index over a market more efficiently. cycle. Benchmark Investment Policy This unit class is not managed with reference to a financial The fund invests in a diversified multi-asset portfolio of funds index. that invest in shares and bonds of companies in the UK and worldwide, government bonds and other fixed income secu- Dealing Frequency rities. The fund may also invest directly in shares, bonds and You may redeem your investment upon demand. This fund money market instruments and hold cash and foreign deals daily. currency on deposit. The fund may gain exposure to alter- Distribution Policy native asset classes including real estate, commodities, This unit class accumulates income received from the fund's hedge funds, structured products and private equity. investments, meaning it is kept in the fund and its value is Investments are selected after rigorous assessment of each reflected in the price of the unit class. underlying fund's portfolio, its fund manager's style and how investments are made over the economic cycle.

Risk and Reward Profile Lower risk Higher risk Counterparty risk / money market & deposit: A failure of a Potentially lower reward Potentially higher reward deposit institution or an issuer of a money market instru- ment could create losses. 1 2 3 4 5 6 7 Credit risk: A decline in the financial health of an issuer could cause the value of its bonds to fall or become worthless. The risk and reward indicator Currency risk: The fund can be exposed to different curren- The risk category was calculated using historical perfor- cies. Changes in foreign exchange rates could create losses. mance data and may not be a reliable indicator of the fund's Derivatives risk: A derivative may not perform as expected, future risk profile. and may create losses greater than the cost of the derivative. The fund's risk category is not guaranteed to remain fixed Equity risk: Equity prices fluctuate daily, based on many and may change over time. factors including general, economic, industry or company A fund in the lowest category does not mean a risk-free news. investment. High yield bond risk: High yield bonds (normally lower rated The fund is in this category because it seeks to provide or unrated) generally carry greater market, credit and rewards whilst limiting price volatility. liquidity risk. Risk factors Interest rate risk: A rise in interest rates generally causes The following risks may affect fund performance. bond prices to fall. Counterparty risk: The counterparty to a derivative or other Liquidity risk: In difficult market conditions, the fund may not contractual agreement or synthetic financial product could be able to sell a security for full value or at all. This could become unable to honour its commitments to the fund, affect performance and could cause the fund to defer or potentially creating a partial or total loss for the fund. suspend redemptions of its shares. Operational risk: Failures at service providers could lead to disruptions of fund operations or losses.

Schroder Unit Trusts Limited Schroder MM Diversity Fund 1 Charges

One-off charges taken before or after you invest The charges you pay are used to pay the costs of running the fund, including the costs of marketing and distributing it. Entry charge None These charges reduce the potential growth of your invest- Exit charge None ment. This is the maximum that might be taken out of your money before The entry and exit charges shown are maximum figures and it is invested. in some cases you might pay less. You can find out the actual Charges taken from the fund over a year entry and exit charges from your financial advisor. Ongoing Charge 1.25% The ongoing charges figure is based on the last year's Charges taken from the fund under certain specific conditions expenses for the year ending October 2018 and may vary from year to year. Performance fee: None Please see the prospectus for more details about the charges. Please note that your fund may invest in another fund that charges a performance fee.

Past Performance

% Q Z Accumulation GBP (GB00B60CZD52) Past performance is not a guide to future 20 performance and may not be repeated. The 16.3 value of investments may go down as well as 15 up and you may not get back the amount you 11.3 9.8 originally invested. 10 8.2 7.4 The chart shows performance in British pound 5

1.6 after the ongoing charges and the portfolio 0.9 0.2 0.0 0 transaction costs have been paid.

-5 -1.2 The fund was launched on 22 May 2002.

2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 1 2 1 Performance achieved during this period was achieved under circumstances that no longer apply. The fund name and charges changed on 24 March 2014. 2 Performance shown during this period predates the launch of this unit class and has been simulated using the history of a similar unit class within the fund.

Practical Information Trustee: J. P. Morgan Europe Ltd. another Schroder fund. Please see the prospectus for more Further Information: You can get further information about details. this fund, including the prospectus, latest annual report, any Remuneration Policy: A summary of Schroders' remunera- subsequent half-yearly reports and the latest price of units tion policy and related disclosures is at from www.schroders.com/ukinvestor and from Schroders, www.schroders.com/remuneration-disclosures. A paper PO Box 1102, Chelmsford, Essex, CM99 2XX, England, tele- copy is available free of charge upon request. phone 0800 718 777. They are in English, free of charge. Glossary: You can find an explanation of some of the terms Tax Legislation: The fund is subject to UK tax legislation used in this document at which may have an impact on your personal tax position. www.schroders.com/ukinvestor/glossary. Switches: Subject to conditions, you may apply to switch your investment into another unit class within this fund or in

This fund is authorised in the United Kingdom and regulated by the Financial Conduct Authority (FCA). This key investor information is accurate as at 19 February 2019.

Schroder Unit Trusts Limited Schroder MM Diversity Fund 2

Key Investor Information This document provides you with the key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest.

Trojan Fund, X Accumulation, a fund within Trojan Investment Funds (ISIN: GB00BZ6CNS31)

The fund is managed by Link Fund Solutions Limited, part of the Asset Services Division of Link Administration Holdings Limited.

Objectives and investment policy

Objective The fund aims to provide capital and income growth over the long term. Investment Policy The fund invests in the shares of UK and overseas companies and government debt securities. Assets which provide indirect exposure to gold and cash may also be held.

Essential features of the Fund  Income from the fund will be added to the value of your investment.  The fund has the discretion to invest in the investments as  You can buy and sell shares in the fund on each business day. described above with no need to adhere to a particular benchmark.  Currency hedging arrangements may be used to reduce the risk of  The fund has no specific target market, asset class or geographic currency movements in the value of overseas investments held by sector. the fund.  Recommendation: This fund may not be appropriate for investors who plan to withdraw their money within 5 years.

Risk and reward profile

 Currency Risk: As the fund invests in overseas securities, Typically lower rewards Typically higher rewards movements in exchange rates may, when not hedged, cause the value of your investment to increase or decrease.  Debt securities are affected by trends in interest rates and inflation. Lower risk Higher risk If interest rates go up the value of capital may fall and vice versa.

1 2 3 4 5 6 7 Inflation will also decrease the real value of capital. The value of a debt security is also affected by its credit rating.  This indicator shows how much a fund has risen and fallen in the  Counterparty Risk: As the fund may enter into currency hedging past, and therefore how much a fund's returns have varied. It is a arrangements there is a risk that other parties may fail to meet their measure of a fund's volatility. The higher a fund's past volatility the higher the number on the scale and the greater the risk that obligations. This may lead to delays in receiving amounts due to the investors in that fund may have made losses as well as gains. The fund, and the fund receiving less than is due or receiving nothing. lowest number on the scale does not mean that a fund is risk free.  For full details of the fund's risks, please see the prospectus which may be obtained from the address in 'Practical Information' below.  The fund has been classed as 4 because its volatility has been measured as average.

 This indicator is based on historical data and may not be a reliable indication of the future risk profile of this fund.  The risk and reward profile shown is not guaranteed to remain the same and may shift over time.

Charges for this Fund

The charges you pay are used to pay the costs of running the fund. These charges reduce the potential growth of your investment.

One-off charges taken before or after you invest The entry charge shown is a maximum figure. In some cases Entry Charge 5.00% investors may pay less. You can find out the actual charges from your financial advisor or distributor. This is the maximum that might be taken out of your money before it is invested. The ongoing charges figure is based on expenses as at 31 July Exit Charge None 2018. The ongoing charges are taken from the income of the fund. They exclude portfolio transaction costs, except in the case Charges taken from the fund over the year of an entry/exit charge paid by the fund when buying or selling Ongoing Charges 0.87% units in another collective investment undertaking. Charges taken from the fund under certain specific conditions You may also be charged a dilution levy on entry to or exit from Performance Fee None the fund.

For more information about charges, please see the prospectus Section 3.5 & 7, which may be obtained free of charge from the address in 'Practical Information' below.

Past performance

Trojan Fund  Past performance is not a guide to future performance  The past performance in the chart shown opposite is net of tax 0 and charges but excludes the entry charge that may be paid on the purchase of an investment. This shareclass was -0.5 launched in December 2017. -1  The fund was launched in May 2001 and became part of Trojan Investment Funds in February 2004. % -1.5  Performance is calculated in Pounds Sterling.

-2

-2.5

-3 2014 2015 2016 2017 2018 -2.8

Practical information

Trojan Investment This key investor information document describes a fund within the Trojan Investment Funds company. The Funds prospectus and periodic reports are prepared for the entire company. Copies of the fund's prospectus and the latest annual and semi annual reports for the fund may be obtained from www.linkfundsolutions.co.uk or by writing to Link Fund Solutions Limited, PO Box 389, Darlington, DL1 9UF. These documents are available in English and are free of charge. Documents Details of Link Fund Solutions’ Remuneration Code are available on the website www.linkfundsolutions.co.uk. This sets out a description of how remuneration and benefits are calculated and the identities of persons responsible for awarding the remuneration and benefits. A paper copy is available free of charge on request. The latest published prices of shares in the fund and other information, including how to buy and sell shares are Prices of shares and available from www.linkfundsolutions.co.uk, by calling 0345 608 0950 during normal business hours or by writing to further information Link Fund Solutions Limited, PO Box 389, Darlington, DL1 9UF. Subject to any restrictions on the eligibility of investors for a particular share class, a shareholder in one fund may be Right to switch able at any time to switch all or some of his shares in one fund for shares in another fund in the company. Please see the prospectus for full details. Trojan Investment Funds is an umbrella fund with segregated liability between funds. This means that the holdings Fund Segregation of this fund are maintained separately under UK law from the holdings of other funds of Trojan Investment Funds and your investment in this fund will not be affected by any claims against another fund of Trojan Investment Funds. Depositary The Bank of New York Mellon (International) Limited Tax UK tax legislation may have an impact on your personal tax position. Link Fund Solutions Limited may be held liable solely on the basis of any statement contained in this document that Liability is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for Trojan Investment Funds. This fund is authorised in the United Kingdom by the Financial Conduct Authority. Link Fund Solutions Limited is authorised in the United Kingdom and regulated by the Financial Conduct Authority. This key investor information is accurate as at 18/02/2019.