Key Professionals Involved in a Real Estate Transaction

We have knowledgeable, customer-focused professionals available to answer your title and settlement questions. Throughout the home buying and selling process, you may also encounter the following industry specialists who are able to professionally answer questions in their area of expertise.

REALTOR® Home Inspector Real Estate Attorney A REALTOR is a licensed real estate agent A home inspector objectively A real estate attorney can give advice and a member of the National Association and independently provides a on all legal aspects of the real estate of REALTORS. They also belong to their comprehensive analysis of a home’s transaction. Additionally, they are able state and local Association of REALTORS®. major systems and components. to draft and review contracts, help When looking for a REALTOR, the best decide how to take title and assist with place to start is by asking friends and Loan Officer the closing process. In some states, real neighbors for referrals. Another resource is A loan offi cer is a representative of estate closings can only be conducted the Find a REALTOR search feature on the a bank or other fi nancial institution. by attorneys. ® National Association of REALTORS (NAR) They help customers identify their website. borrowing options and help them Escrow/Closing Officer understand the terms of their loan. An escrow or closing offi cer is a Real Estate Agent non-biased third party who works with A real estate agent is licensed by the Appraiser all participants to facilitate a successful state to represent parties in the transfer An appraiser works on behalf of closing of a real estate transaction. of property. Every REALTOR is a real estate a lender and provides a market At closing, the closing offi cer will collect agent, but not every real estate agent has analysis of the subject property. the purchase money funds from the buyer the professional designation of a REALTOR. An appraiser’s fi nding is subjective and lender as well as the settlement costs and combined with market fi ndings from each party. They disburse the funds Listing Agent of sold properties within the in accordance with the HUD-1 settlement A listing agent or broker forms a legal surrounding neighborhood. statement and record the necessary relationship with the homeowner to sell the documents to transfer ownership of the property. Insurance Agent property. An insurance agent helps a Title Company Buyer’s Agent homebuyer determine the A buyer’s agent or broker works with the homeowner’s protection coverage Our thorough title searches, title buyer to locate a suitable property and needed and then fi nds the right clearance and title insurance policies negotiate a successful home purchase. insurance policy to fi t those needs. help to produce clear property titles and enable the effi cient transfer of real estate.

Endeavor Title, LLC Timothy Eichhorn 50 Scott Adam Road, Suite 210 Cockeysville, MD 21030 O: 410-666-3780 www.endeavortitle.com

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