Sports and leisure activities

You are covered to take part in the sports and leisure activities listed below, as long as: • you are not taking part as a professional; • you are not ; • you are not taking part in a competition; and • you have paid the appropriate premium.

You must use all recommended safety equipment and keep to all local laws and regulations.

We may be able to cover you for other activities that are not listed. Please phone us on 020 8603 9653 to find out. If we agree to cover you, you may need to pay an extra premium.

Category 1 - Covered at no additional premium A (within organiser’s guidelines) G Glacier Animal interaction experiences with wild animals - e.g. Go karting (within organiser’s guidelines / no personal elephants / giraffes / koala / small primates & mammals liability cover) (no personal accident cover) Golf Archery Gymnastics (no competitions) Athletics H Handball Badminton B Heptathlon Ballooning - hot air (organised pleasure rides only) High rope activities (within organisers guidelines) Banana boating, donuts and other inflatables towed Hobie cat sailing (as a passenger) behind a powerboat Hockey Baseball Horse riding (wearing safety helmet but excluding Basketball competitions/ racing/ jumping/ / eventing/ polo/ (boogie boarding) rodeo) Bowls Hot air ballooning (organised pleasure rides only) Boxing (training only and with no contact) I Ice skating/blade skating (not ) (within organiser’s guidelines) Indoor wall C Camel riding (no personal liability cover) J Jet boating (no racing or personal liability cover) Canoeing (up to grade 2 rivers only not white water) Jet (no acrobatics or racing or personal liability cover) Catamaran sailing (if qualified / no personal liability cover / territorial waters only) K Kayaking (up to grade 2 rivers only, not white water) Clay pigeon shooting (no personal liability cover) M (non-professional) Climbing wall Moped, motorcycling and scooter riding (only as a mode of transport /rider must have a valid UK motorcycle licence Cricket for the appropriate engine size/ wearing crash helmets) Curling N Netball Cycling O D Deep sea fishing P Paint balling (wearing / no personal Dinghy sailing (no personal liability cover / lake or liability cover) territorial waters only) Parachute jumping (one jump only) Elephant riding (no personal liability cover) E Parascending / - over water Fell running (no climbing) F Pony trekking (wearing safety helmet) Fell walking (no climbing) Q Quad biking (part of an organised activity only & wearing Fishing a safety helmet / no personal liability cover/ no cover as a mode of transport) Football/soccer (children’s club in resorts only) 1 R Racket ball S Softball Rambling Squash Rap jumping (within organiser’s guidelines) Stand up paddle boarding (SUP) Rifle range shooting - (no personal liability cover) Ringos / blading (wearing pads & helmets) Swimming & snorkelling with Dolphins, Beluga Whales, Manatees, Stingrays, turtles (supervised with animals in Rounders captivity or in the wild) Rowing (not racing) Swimming & snorkelling with sharks (supervised with Running - including sprinting / long distance / marathon animals in captivity only) (non-professional) T Table tennis Safari trekking in a vehicle (must be organised tour) S Ten pin bowling Safari trekking on foot (must be organised tour) Tennis Sail boarding Trampolining (no competitions) Sailing (if qualified / no personal liability cover / territorial Trekking / walking / - Inca Trail / Machu Picchu waters only) (within organisers guidelines) Scuba B.O.S.S (Breathing Observation Submersible Trekking / walking / hiking - up to 3,000 metres (within Scuba/Scooter ) organisers guidelines) Scuba up to 30m (if you hold a certificate of Tug of war proficiency or are diving with a qualified instructor / no solo dives) V Volleyball Sea kayaking W Wake-boarding Segway riding (organised tour only) War games (not armed forces /no live ammunition / wearing eye protection / no personal liability cover) Shooting (within organiser’s guidelines / no personal liability cover) Water polo (wearing pads and helmets / no Water-skiing competitions) Ski dooing ( no personal liability cover) White water (within organiser’s guidelines up to Sledging - pulled by dogs, horse or reindeer as a grade 4 rivers) passenger Windsurfing/sail boarding Small bore target shooting (within organiser’s guidelines Yachting (if qualified / no personal liability cover / / no personal liability cover) Y territorial waters only) Snorkelling Z Zip lining (within organiser’s guidelines) Snow mobile ( no personal liability cover) Zip-trekking (including over snow) Soccer/football. (children’s club in resorts only) Zorbing

Category 2 - Covered in addition to Category 1 activities, when the Category 2 activities premium has been paid D Dry slope skiing L Lacrosse F Fencing (within organiser’s guidelines / no personal S Sand dune surfing / skiing liability cover) Shinty (similar to hockey / lacrosse) Football / Soccer Street hockey (wearing pads and helmets) K Kite surfing T /biathlon

Category 3 - Covered in addition to Category 1 and 2 activities, when the Category 3 activities premium has been paid A American football R Rugby H Heli skiing S Summer tobogganing Hurling

2 Winter-sports and leisure activities

You are covered to take part in the winter-sports and leisure activities listed below, as long as: • you are not taking part as a professional; • you are not racing; • you are not taking part in a competition; and • you have paid the appropriate premium. You must use all recommended safety equipment and keep to all local laws and regulations. We may be able to cover you for other activities that are not listed. Please phone us on 020 8603 9653 to find out. If we agree to cover you, you may need to pay an extra premium.

Winter-sports category 1 - Covered when the winter-sports premium has been paid B Big foot skiing S skiing (including indoor ski centres) C Cross country skiing sledging / tobogganing G Glacier skiing snow tubing M monoskiing snow-blading O Off piste skiing and (so long as within ski snowboarding area boundaries of a recognised ski resort and following local ski patrol guidelines)

Winter-sports category 2 - Covered in addition to winter-sports category 1 activities, when the winter-sports category 2 activities premium has been paid I Ice hockey

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