Bibliography

Total Page:16

File Type:pdf, Size:1020Kb

Bibliography Bibliography GENERAL: SOUTHWEST PACIFIC Alley, Roderic, New Zealand and the South Pacific (Boulder, Cold: Westview, 1982). American University, Area Handbook for Oceania (Washington, DC: US Government Printing Office, 1971 ). 'Australasia and Oceania '77', Far Eastern Economic Review, 17 June 1977. 'Australasia and Oceania '78', Far Eastern Economic Review, 9 June 1978. 'Australasia '79' (a special survey), Far Eastern Economic Reriew, 8 June 1979. 'Banking in Asia '77', Far Eastern Economic Review, 8 Apr 1977. Boyan, R. H., What Kind of Co-operative Society?, SPC Co-operatives Booklet no. I (Noumea, 1961). Brookfield, H. C., Melanesia: A Geographical interpretation of an Island World (London: Methuen, 1971). Carter, John (ed.), Pacific Island Yearbook, 1981 (Sydney: Pacific Publications, 1981). Castle, Leslie V., and Holmes, Sir Frank (eds), Co-operation and Development in the Asia/ Pacific Countries- Relations between Large and Small Countries (Tokyo: Japan Economic Research Centre, 1976). Coats, Austin, Western Pacific Islands (London: Her Majesty's Stationery Office, 1970). Cole, R. V., Encouragement of the Inflow of Capital to the Smaller Countries or Territories of the South Pacific Region, a report to the Secretary General, South Pacific Commission (30 April 1977). --and Thompson, G. J., Proposal for a Pacific Island Fund: an evaluation (Noumea: South Pacific Commission; Suva: South Pacific Bureau for Economic Co-operation, 7 July 1981). Crawford, Sir John G., Australia-Japan and the Pacific Community in the Year 2000 (Canberra: Australian National University, 1982). --and Seow, Greg (eds), Pacific Economic Co-operation -Suggestions for Actions (Petaling: Heinemann Asia, 1981 ). 'Credit Unions in the South Pacific', Credit Union Magazine, Apr 1965. Crick, W. F. (ed.), Commonwealth Banking Systems (Oxford: Clarendon Press, 1965. Cumberland, Kenneth B., South-West Pacific, rev. edn (New York: Praeger, 1969). Fairbairn, Te'o Ian, and Bollard, Alan, South Pacific Economies -Statistical Summary (Noumea: South Pacific Commission, 1978). 340 Bibliography 341 Firth, R., and Yamey, B. S. (eds), Capital, Savings and Credit in Peasant Societies (London: George Allen and Unwin, 1965). Fry, Maxwell J., 'Financial Intermediation in Small Island Developing Countries', paper for the Commonwealth Secretariat, London, 15 June 1981. McBride, Jo, 'Pacific Prospects 1: Sovereign Borrowers and Offshore Banking Centres', Asian Banking, Feb 1982. Meeting on Problems of External Finance for Small Islands, Western Samoa, 1979: Report and Documentation (London: Commonwealth Secretariat, 1979). Oliver, Douglas L., The Pacific Islands, rev. edn (Honolulu: University of Hawaii Press, 1975). Peters, C. W., Rural Credit in the South Pacific Region (Suva: United Nations Development Programme, 1974). Report on Capital Formation Methods and Credit Facilities for Islands in the South Pacific (Noumea: South Pacific Commission, 1962). Report on the Regional Seminar for South- West Pacific on Agricultural Credit for Small Farmers (Rome: Food and Agriculture Organisation, 1975). Ross, Angus (ed.), New Zealand's Record on the Pacific Islands in the Twentieth Century (Auckland: Longman, 1969). Runcie, Neil (ed.), Credit Unions in the South Pacific- Australia, Fiji, New Zealand, Papua and New Guinea (London: University of London Press, 1969). Simkin, C. G. F., 'The South Pacific Islands- Patterns and Strategies of Economic Development, 1975-1990', Economic Bulletin for Asia and the Pacific, Dec 1980, pp. 77-113. Stace, V. D., The Pacific Islander and Modern Commerce, (Noumea: South Pacific Commission, 1954). Stanner, W. E. H., The South Seas in Transition: A Study of Postwar Rehabilitation and Reconstruction in Three British Pacific Dependencies (Sydney: Australasian Publishing, 1953). AUSTRALIA Anstie, Roslyn K., and Harper, Ian R., 'The Cost of Consumer Finance in Australia', in Australian Financial System Inquiry: Commissioned Studies and Selected Papers: Part 4 (Canberra: Australian Government Service, 1982) pp. 257-8. Arndt, H. W., 'Overdrafts and Monetary Policy', inN. Runcie, (ed.), Australian Monetary and Fiscal Policy (Sydney: Hodder and Stoughton, 1971) pp. 273- 304. --and Blackert, W. J., The Australian Trading Banks(Melbourne: Melbourne University Press, 1977). Australian Financial System Inquiry: Commissioned Studies and Selected Papers, 4 Parts (Canberra: Australian Government Publishing Service, 1982). The Australian Financial System: Interim Report of the Committee of Inquiry, May 1980 (Canberra: Australian Government Publishing Service, 1980). The Australian Financial System: Final Report of the Committee of Inquiry, 342 Bibliography September 1981 (Canberra: Australian Government Publishing Service, 1982). The Australian Financial System: Treasury Submissions to the Committee of Inquiry into the Australian Financial System (Canberra: Australian Government Publishing Service, 1981 ). Background on the Australian Permanent Building Society Movement (Canberra: Australian Association of Permanent Building Societies, June 1973). 'Banking and Finance' (supplement), The Australian, 26 Aug 1983. Banking in Australia (Sydney: Peat Marwick Mitchell, 1982). The Banking Industry: Structural and Technological Changes and Employment Growth, 1947-1978 and Beyond (Sydney: Australian Bankers' Association, 1978). Barker, P. J., and Mair, P. J., 'Finance Companies', Reserve Bank of Australia Bulletin, Aug 1982. Bartlett, W. H., and Crapp, H. R., 'Performance Appraisal of Permanent Building Societies in NSW', Management Forum, Sep 1977, pp. 183-94. Bayliss, Lynn C., 'Trends in Institutional Farm Lending in Australia and New Zealand', Bankers' Magazine of Australasia, Mar 1971. Beever, E. A., The Launceston Bank for Savings, 1835-1970, (Melbourne: Melbourne University Press, 1972). Bills of Exchange and Promissory Notes (Melbourne: Australian Merchant Bankers' Association, 1981 ). Blainey, Geoffrey, and Hutton, Geoffrey, Gold and Paper 1858-1982: A History of the National Bank of Australasia Ltd, 2nd edn, (Melbourne: Macmillan, 1983). Booth, J. D., 'Competition between Savings Banks and Other Types of Financial Institutions', Bankers' Magazine ofAustralasia, Oct 1981, pp. 175-7. Bowers, John, The Campbell Committee Recommendations on Company Finance and the Stock Exchanges (Kensington, NSW: Australian Graduate School of Management, 1982). Brenchley, Fred, and McGuiness, P. P., The New Money Jigsaw, (Sydney: Magazine Promotion, 1981 ). Bruce, Robert, McKern, Bruce, and Pollard, Ian (eds), Handbook of Australian Corporate Finance (Sydney: Butterworths, 1983). Building Society Fact Book (Canberra: Australian Association of Permanent Building Societies, 1981 ). Burgess, John, and Walker, Greg, 'Returns to Scale in the Australian Life Insurance Industry: A Comment', Economic Record, Sep 1982, pp. 290-2. Butlin, Mathew W., The Market for Negotiable Certificates of Deposit in Australia, 1973-1980 (Sydney: Reserve Bank of Australia, 1982). --, Overdraft Lending and Aggregating Demands Subject to Constraint (Sydney: Reserve Bank of Australia, 1981 ). Butlin, N. G., Investment in Australian Economic Development 1861-1900 (Cambridge: Cambridge University Press, 1964). Butlin, Sydney J ., Australia and New Zealand Bank: The Bank ofAustralasia and the Union Bank of Australia Ltd, 1828-1951 (London: Longman, 1961). --, Foundations of the Australian Monetary Systems, 1788-1851 (Melbourne: Melbourne University Press, 1953). Cannon, M., The Land Boomers (Melbourne: Melbourne University Press, 1966). Bibliography 343 Carew, Edna, Fast Money: The Money Market in Australia (Sydney: George Allen and Unwin, 1983). A Century of Banking: The Commercial Banking Company of Sydney Limited, 1834-1934 (Sydney: Art in Australia, 1934). Cheok, A., and Valentine, T. J., 'Central Bank Liquidity Support Facilities: Some Issues', in Australian Financial System Inquiry: Commissioned Studies and Selected Papers, Part 4: Miscellaneous (Canberra: Australian Government Publishing Service, 1982) pp. 301-18. Commonwealth Banking Corporation, its Background, History and Present Operation (Sydney: Commonwealth Banking Corporation, 1980). Conference in Applied Economic Research (Sydney: Reserve Bank of Australia, 1979). Cooch, A., The State Savings Bank of Victoria (Melbourne: Macmillan, 1934). Cooke, Peter, 'The Narrowing Gap between Savings Banks and Permanent Building Societies', Bankers' Magazine of Australasia, Oct 1978, pp. 174-7. Coombs, H. C., Other People's Money (Canberra: Australian National University Press, 1971 ). Craddock, Trevor, and Cavanough, Maurice, 125 Years: The Story of the State Savings Bank of Victoria, 1842-1966 (Melbourne: State Savings Bank of Victoria, 1967). Crapp, Harvey R., 'Scale Economies in the NSW Permanent Building Society Industry', Australian Journal of Management, June 1982, pp. 33-48. Crapp, Harvey R. and Skully, Michael T., Credit Unions for Australians (Sydney: George Allen and Unwin, 1985). Crough, G. J., Foreign Banking Institutions and their Impact on the Australian Economy (Sydney: Transnational Corporations Research Project, University of Sydney, 1977). --, Foreign Ownership of the Finance Sector in Australia (Sydney: Transnational Corporations Research Project, Sydney University, 1976). Cullen, A. C., The Finance Industry: Economic Factors (Waurn Ponds: Deakin University, 1978). Daly, Maurice, Sydney Boom, Sydney Bust- the City and its Property Market, 1850-1981 (Sydney: George Allen and Unwin, 1982). Davies, Peter H., 'Equity Finance and the Ownership
Recommended publications
  • Trevor Hart Banking in a New World: the Beginnings of ANZ Bank
    Trevor Hart Banking in a new world: the beginnings of ANZ Bank Proceedings of the ICOMON meetings, held in conjunction with the ICOM Conference, Melbourne (Australia, 10-16 October, 1998), ed. by Peter Lane and John Sharples. Melbourne, Numismatic Association of Australia, Inc, 2000. 117 p. (NAA Special publication, 2). (English). pp. 39-46 Downloaded from: www.icomon.org BANKING IN A NEW WORLD THE BEGINNINGS OF ANZ BANK By Trevor Hart ANZ Bank, Melbourne, Australia For its first twenty-nine years proposed to the Government in Australia had no bank. The British England, the formation of "The New settlement of Australia began in South Wales Loan Bank" based on 1788, but Australia's first bank, the the bank at the Cape of Good Hope. Bank of New South Wales, did not In 1812 the government refused open until 1817. his proposal. Macquarie accepted this refusal but was still convinced of Australia was founded as a the need for a bank in the colony.4 In self-supporting penal colony and 1816 he acted again, this time monetary arrangements were ad hoc. "convening a meeting of the A local currency of small private magistrates, principal merchants and promissory notes grew up in gentlemen of Sydney ... at which my conjunction with the circulation of favourite measure of a bank was Government Store receipts. This led brought forward."5 Macquarie issued to a dual monetary standard in a 'charter' for seven years to the which 'currency' came to mean directors of the new bank (which "money of purely local was later disallowed by the British acceptability" and 'sterling' meant Government) and on 8 April 1817 "any form of money ..
    [Show full text]
  • Form 605 Notice of Ceasing to Be a Substantial Holder
    Form 605 Corporations Act 2001 Section 671B Notice of ceasing to be a substantial holder To: Company Name/Scheme: ARISTOCRAT LEISURE LIMITED ACN/ARSN: 002 818 368 1. Details of substantial holder Name: Commonwealth Bank of Australia ACN 123 123 124 (CBA) and its related bodies corporate listed in annexure A The holder ceased to be a substantial holder on: 04/04/2018 The previous notice was given to the company on: 05/04/2018 The previous notice was dated: 03/04/2018 2. Changes in relevant interests Particulars of each change in, or change in the nature of, a relevant interest of the substantial holder or an associate in voting securities of the company or scheme, since the substantial holder was last required to give a substantial holding notice to the company or scheme are as follows: Person whose Class and Date of Consideration given in Person's votes relevant interest Nature of change number of change relation to change affected changed securities affected See annexure B to this notice 1 3. Changes in association The persons who have become associates of, ceased to be associates of, or have changed the nature of their association with, the substantial holder in relation to voting interests in the company or scheme are as follows: Name and ACN/ARSN (if applicable) Nature of association 2 4. Addresses The addresses of persons named in this form are as follows: Name Address Avanteos Investments Limited ACN 096 259 Ground Floor Tower 1, 201 Sussex Street, Sydney, NSW, 2000, Australia 979 CBA Markets Limited ACN 003 485 952 Ground Floor Tower 1, 201 Sussex Street, Sydney, NSW, 2000, Australia Colonial First State Asset Management Ground Floor Tower 1, 201 Sussex Street, Sydney, NSW, 2000, Australia (Australia) Limited ACN 114 194 311 First State Investments (Singapore) ACN 38 Beach Road, #06-11 South Beach Tower, SINGAPORE, 189767 196900420D Realindex Investments Pty Limited ACN 133 Ground Floor Tower 1, 201 Sussex Street, Sydney, NSW, 2000, Australia 312 017 3 5.
    [Show full text]
  • Lousada Family Tree M Esther Lamego 1708 –20.10.1744 D of Aaron Lamego of Jamaica Uncle Isaac Lamego 1685 –9.1.1767 M …
    Emanuel Baruh Lousada Lousada Family Tree m Esther Lamego 1708 –20.10.1744 d of Aaron Lamego of Jamaica Uncle Isaac Lamego 1685 –9.1.1767 m … Jacob Baruh Lousada d1752 Rebecca Baruh Lousada Abigail Baruh Lousada Rachel Baruh Lousada Aaron Lousada m12.1743 Abigail Lamego m Joseph Aguilar d before 1752 m … Almoyda m Rodrigues Lopes m Rachel d of Daniel Abigail Lamego 12.11.1723 – Jacob Sarah Lamego m Rebecca Lamego m Esther Lamego 12.11.1723 – 16.3.1790 d of Mendes da Costa 16.3.1790 m12.1743 Jacob Lamego Jacob Lopes Torres Isaac Mendes da Costa 1737 – 1799 Uncle Isaac Lamego Isaac Aguilar Esther Almoyda Rachel Almoyda Abigail Almoyda Baruh Lousada d 1752 m Abraham de Mattos Daniel Baruh Lousada Emanuel Baruh Mocatta 1730 –1800 Isaac David Rebecca Sarah d14.10.1769 m Rachel Lousada m Esther for children see Jacob Torres Torres Torres m Torres Isaac Baruh Lousada Emanuel Baruh Esther Lousada b2.1818 Daniel Baruh Lousada Rebecca m 2 David Lopes Pereira Rachel Lousada Lousada 1748 –1831 Lousada Baruh Lousada m 1 1748 –30.5.1831 m 6.3.1771 Lousada m m Emanuel Baruh son of Aaron Lousada Lousada 1771 Baron d’Aguilar 1748 – 30.5.1831 Abraham for children see Rachel Judith 8.5.1747 –19.11.1821 Rebecca Ximenes Lousada b1807 son of and Rachel Mendes son of Diego Lopes m Daniel Baruh Aguilar d of Diego Lopes Pereira Aaron Lousada da Costa Pereira Lousada d 14.10.1769 Clare Lousada m Jacob Daniel Aaron Isaac Duke de Baron d’Aguilar son of Aaron Lousada David Ximenes Lousada Lousada Lousada Lousada 1783 for children see Emanuel –15.9.1857 m Lydia Lousada
    [Show full text]
  • Big Business in Twentieth-Century Australia
    CENTRE FOR ECONOMIC HISTORY THE AUSTRALIAN NATIONAL UNIVERSITY SOURCE PAPER SERIES BIG BUSINESS IN TWENTIETH-CENTURY AUSTRALIA DAVID MERRETT UNIVERSITY OF MELBOURNE SIMON VILLE UNIVERSITY OF WOLLONGONG SOURCE PAPER NO. 21 APRIL 2016 THE AUSTRALIAN NATIONAL UNIVERSITY ACTON ACT 0200 AUSTRALIA T 61 2 6125 3590 F 61 2 6125 5124 E [email protected] https://www.rse.anu.edu.au/research/centres-projects/centre-for-economic-history/ Big Business in Twentieth-Century Australia David Merrett and Simon Ville Business history has for the most part been dominated by the study of large firms. Household names, often with preserved archives, have had their company stories written by academics, journalists, and former senior employees. Broader national studies have analysed the role that big business has played in a country’s economic development. While sometimes this work has alleged oppressive anti-competitive behaviour, much has been written from a more positive perspective. Business historians, influenced by the pioneering work of Alfred Chandler, have implicated the ‘visible hand’ of large scale enterprise in national economic development particularly through their competitive strategies and modernised governance structures, which have facilitated innovation, the integration of national markets, and the growth of professional bureaucracies. While our understanding of the role of big business has been enriched by an aggregation of case studies, some writers have sought to study its impact through economy-wide lenses. This has typically involved constructing sets of the largest 100 or 200 companies at periodic benchmark years through the twentieth century, and then analysing their characteristics – such as their size, industrial location, growth strategies, and market share - and how they changed over time.
    [Show full text]
  • Centre for Economic History the Australian National University Discussion Paper Series !
    CENTRE FOR ECONOMIC HISTORY THE AUSTRALIAN NATIONAL UNIVERSITY DISCUSSION PAPER SERIES ! THE AUSTRALIAN BANK CRASHES OF THE 1890S REVISITED DAVID T. MERRETT UNIVERSITY OF MELBOURNE DISCUSSION PAPER NO. 2013-05 APRIL 2013 THE AUSTRALIAN NATIONAL UNIVERSITY ACTON ACT 0200 AUSTRALIA T 61 2 6125 3590 F 61 2 6125 5124 E [email protected] http://rse.anu.edu.au/CEH The Australian Bank Crashes of the 1890s Revisited David T. Merrett University of Melbourne Abstract Financial crises occurred in many countries in the early 1890s, most of which were connected to international capital flows. Australia, a major importer of capital, had difficulty borrowing after the Baring crisis. This paper argues that the consequences of the banking crash in early 1893 were shaped by local factors. A fortuitous legislative change averted a calamity by allowing for reconstruction rather than liquidation of banks; economic activity was depressed as banks became more conservative lenders; and the reconstructions reduced the wealth of domestic bank creditors and shareholders. We conclude by noting that there was no targeted policy response in the short or medium term to prevent a recurrence of such an event. The author would like to thank the referees for this journal, together with Bernard Attard, André Sammartino, John Waugh and the participants at the Financial Crises and Workouts: Historical Perspectives Workshop at the Australian National University on 5 September 2012 for their suggestions and advice. 1 Introduction Previous studies of the Australian bank crash of the 1890s have taken a local view of the episode within the context of a surge in and then cessation of British capital inflow.
    [Show full text]
  • Shareholder Review 2013
    Shareholder Review 2013 COMMONWEALTH BANK OF AUSTRALIA | ACN 123 123 124 CHAIRMAN & CEO’S REVIEW 2013 RESULT - A stronG Financial result A continuing focus on our long term prior year. Cash return on equity strategy ensured that, against a was 18.4 per cent on a significantly backdrop of mixed global economic stronger capital base of 11 per environments, the Group performed cent Core Equity Tier 1 well during the 2013 financial year. (Internationally Harmonised). The Group has delivered another strong quality result driven by strong This result is testimony to the benefits revenue and earnings growth. of focusing on long-term strategic priorities and continuing to deliver Statutory net profit after tax (NPAT) against the priorities. The Group’s for the 2013 financial year was strategy has customer focus as its $7,677 million – up 8 per cent on the overarching priority with the underlying prior year. Cash earnings were belief that satisfied customers $7,819 million up 10 per cent on the lead to satisfied shareholders. STRATEGIC ACHIEVEMENTS During the 2013 financial year, the of this project resulted in industry-leading Group achieved a six-year goal features for customers, centred around of becoming number one among the only true 24 hours a day, seven days Australia’s major banks in terms of retail a week core banking system among the customer satisfaction, as measured major banks in Australia (and one of the by the Roy Morgan survey. When few in the world for a bank of this scale). combined with leading customer With the project now completed, we satisfaction positions in our business are focused on continuous innovation and private banking, ASB, institutional for the benefit of our customers.
    [Show full text]
  • For Personal Use Only Use Personal for Grand TOTAL 116,760,359 7.26% 98,130,435 6.10% Fully Paid Units
    FORM 604 Corporations Act 2001 Section 671B Notice of change of interests of Substantial Holder To: Valad Property Group ACN/ARSN: 078 733 392 1. Details of substantial holder Name: Commonwealth Bank of Australia ACN 123 123 124 (CBA), and its subsidiaries There was a change in the interests of the substantial holder on 8/08/2008 The previous notice was given to the company on 24/07/2008 The previous notice was dated 21/07/2008 2. Previous and present voting power The total number of votes attached to all the voting shares in the company or voting interests in the scheme that the substantial holder or an associate had a relevant interest in when last required, and when now required, to give a substantial holding notice to the company or scheme, are as follows: Class of securities Previous Notice Present Notice Person's votes Voting Power Person's votes Voting Power Fully paid units 94,362,494 5.87% 78,383,518 4.87% For the securities (if any) listed below see NOTE 1 at the end of this form Class of securities Previous Notice Present Notice Person's votes Voting Power Person's votes Voting Power Fully paid units 22,397,865 1.39% see note 1 at the end of 19,746,917 1.23% see note 1 at the end of this form this form For the securities (if any) listed below see NOTE 2 at the end of this form Class of securities Previous Notice Present Notice Person's votes Voting Power Person's votes Voting Power Fully paid units 0 0.00% see note 2 at the end of 0 0.00% see note 2 at the end of this form this form Class of securities Previous Notice Present Notice Person's votes Voting Power Person's votes Voting Power For personal use only Grand TOTAL 116,760,359 7.26% 98,130,435 6.10% Fully paid units For any enquiries regarding this notice, please contact Carol Ye on 02 9303 6132 or John Paull on 02 9303 6021.
    [Show full text]
  • Malcolm Pearse, 'Australia's Early Managers'
    AUSTRALIA’S EARLY MANAGERS Malcolm Pearse1 Macquarie University Abstract The origins of managers and management have been studied comprehensively in Great Britain, Europe and the United States of America, but not in Australia. Most scholars have looked at Australia’s history in the twentieth century to inform the literature on the modern enterprise, big business and management, but the role of the manager or agent was established in many businesses by the 1830s. There were salaried managers in Australia as early as 1799, appointed to oversee farms. The appointment of managers in Australia from as early as 1799 continued the practice of British institutions in some industries. But in other contexts, management practice departed from British practice, demonstrating largely adaptive, rather than repetitive features. As the wool industry dominated the economy, the range of industries grew and managers or agents were appointed to businesses such as public companies, which were formed from at least 1824. During the 1830s, there were managers of theatres, hotels, merchant houses, and in whaling, cattle, sheep, shipping and banking activities. As banking expanded during the 1830s and 1840s, so did the number of managers. Bank managers were appointed both with the entry of new banks and with branch expansion. As banks expanded their branch network, the number of managers increased. The establishment of branches continued another British institution in the colonial context and further reinforced the manager’s role. The rise of the salaried manager in Australia was harnessed to the rise of the public company and began as early as the 1840s but was more evident during the second half of the nineteenth century, when public companies grew bigger and prominent in strategically important industries such as grazing, sugar, water, engineering, electricity, banking, insurance and shipping, river and stage coach transport.
    [Show full text]
  • THE NATIONAL BANK of AUSTRALASIA. Incorporated by Acts Oft~ Parliaments of Victoria, South Australia and Western Australia
    • 1891.J BANKING ADVERTISEMENTS. 31 THE NATIONAL BANK OF AUSTRALASIA. incorporated by Acts oft~ Parliaments of Victoria, South Australia and Western Australia. Subscribed Capital, £1,250,000. Paid-up, £1,000,000. Reserve Funds, £670,000. Reserve Liability of Shareholders, £1,500,000. HEAD OFFICE: MELBOURNE. LONDON OFFICE: 123, BISHOPSGATE STREET WITHIN. DIBECTORS :-A. SCOTT, Esq. H. H. DOBREE, Esq. W. W. OSWALD, Manager. R. C. KESTIN, Accountant. ERAN"C-:B:ES:- In South .4U1tralio. ADBLAIDB. CRYSTAL BROOK. JAMES TOWN. \!OONTA. PENOLA. QUORN. TRURO. UGASTON. EDITHBURGH. KADINA. 'dOUNT BARKBR. PETERSBUBG. RED HILL. WALLAROO. AUBURN. EUDUNDA. KApU~DA. 'dOUNT GAMBlER. PORT ADELA.IDB:. RIVERTON. WILLUNGA. BALAltLAVA. FARINA. KOOLUNGA. ~AIRNE. PORT AUGUSTA-. 3ADDLEWORTH. WILMINGTON. BORDER TOWN. GAWLER. Ji(OORINGA. ~ARACOORTB. PRT.BnoUGHTON. SALISBURY. WOODSIDIll. CALTOWIE. GEORGE TOWN. LAURA. S-ORTH ADELAIDB POKT PIRI.. 3TRATHALBYN. ¥ONGALA. CABRIBTON. HAMLEY BRIDGB. MINL.ATON. ~URlOOTPA. PORT VICTORIA. TEROWIE. YORKB TOWN. CLARE. ilINDMABSH. MIl(TA.RO. ,)RROROO. PORT WAKBFIELD In Y"lCtoritJ. JUNG JUNG. NATIMUK. ST. JAMBS. SWAN ST., Rich· ALBBRT PARK, BUNINYONG. COLBRAINB. KERANG. NEWLYN. DevenishAgency. l'ARADALE. [mond. ALBXA.NDRA.. BURNLBY ST., OIMBOOLA.. Macorna Agency. S"EWSTEAD. ST. KILDA.. TERANG. B.a.OOHU8 MARSH Richmond. DOOIUE. KBW. N'HILL. dALE. TRARALGON. BAIRlf8DALB. 'JASTERTON. Cashel Agency. KOROIT. SORTHOOTB. 3ANDHURST. TRENTHllI. BAlleLAvA. CASTLEMAINE. mUROA.. KYNETON. Sth.PrestonAgcy. 3cARSDA.LE. TUNG.AMA.H. BALLA.A.R.A.T. CHBL'.l'E1{HAM. FnZROy,formerly LANCBFIELD. N'. MELBOURNE. SERVICETON. VICTORIA STREET, BUALLA. E.BrightonAgncy. Collingwool. LEA.RMONTH. E'ENSHURST. SHEPPA.RTON. East Collingwood. GlenrowanAgncy CLIFTON HILL. FOOTSCRA.Y. \lA.C.6.RTHUR. f>ORTMBLBOURNE. SMlllATON. VIOLET TOWN. BLACJtWOOD. CLUNES.
    [Show full text]
  • View Annual Report
    Commonwealth Bank of Australia Annual Report 2013 ANNUAL REPORT SCAN THE QR CODE ABOVE 2013 TO DOWNLOAD OUR COMMONWEALTH BANK INVESTOR RELATIONS APP CBA1421 190813 010912 COMMONWEALTH BANK OF AUSTRALIA | ACN 123 123 124 This page has been intentionally left blank Contents Chairman’s Statement 2 Chief Executive Officer’s Statement 4 Highlights 6 Group Performance Analysis 10 Group Operations and Business Settings 20 Sustainability 30 Corporate Governance 34 Directors’ Report 40 Five Year Financial Summary 68 Financial Statements 70 Income Statements 71 Statements of Comprehensive Income 72 Balance Sheets 73 Statements of Changes in Equity 74 Statements of Cash Flows 76 Notes to the Financial Statements 78 Directors’ Declaration 185 Independent Auditor’s Report 186 Shareholding Information 188 International Representation 192 Contact Us 194 Corporate Directory 195 Annual Report 2013 1 Subject to Chairman’s Review Chairman’s Statement Introduction income ratio improved to 45.0% reflecting higher revenues and productivity improvements; and Over the past twelve months, the global economy (outside Australia) has gradually improved, which is better than our . Loan impairment expense decreased 1% to $1,082 view last year. In particular there has been some positive million, reflecting the gradual improvement in credit card momentum in the United States. and home loan arrears, with economic overlays maintained at existing levels. There has however not been similar momentum in Europe, and the structural imbalances between North and South seem The Group’s assets increased by $35 billion over the prior as challenging as ever. year, despite subdued underlying credit growth. This was largely driven by an increase in home lending, business and In China there appears to have been a shift from corporate lending balances and higher derivative asset infrastructure led growth to one driven by consumption with balances.
    [Show full text]
  • Victorian Heritage Database Place Details - 1/10/2021 FORMER COLONIAL BANK
    Victorian Heritage Database place details - 1/10/2021 FORMER COLONIAL BANK Location: 32 PALL MALL BENDIGO, GREATER BENDIGO CITY 1 Victorian Heritage Register (VHR) Number: H1020 Listing Authority: VHR Extent of Registration: AMENDMENT OF REGISTER OF HISTORIC BUILDINGS Historic Building No. 1020. Former Colonial Bank, 32 Pall Mall, Bendigo. (To the extent of: 1. All of the building marked B1-B3 inclusive on Plan No. 600402I (A), endorsed by the Chairperson, Historic Buildings Council and held by the Director, Historic Buildings Council. 2. All of the land marked L1 on Plan 600402I (A), endorsed by the Chairperson, Historic Buildings Council and held by the Director, Historic Buildings Council, being all of the land described in Certificate of Title Vol. 839 Folio 167743.) [Victoria Government Gazette No. G16 21 April 1994 p.1004] Statement of Significance: The former Colonial Bank, Bendigo was built in 1887 by N Longstaff and Co. to a design by architect WC Vahland. It became a branch of the National Bank in 1918 when the two banks amalgamated and was sold by the bank in 1993. The elaborate style of the building reflects the important position the bank held in the community and also demonstrates the prosperity of Bendigo, one of the major centres for gold-mining in the nineteenth century. The building has an important association with the colonial bank. Established in 1856, this institution was a particularly strong rural bank and was the first reputable bank in Australia to advocate amalgamation of the successful banks. Its merger with the National Bank in 1918 resulted in that bank becoming the third largest in Australia after the Bank of Australasia and the Union Bank of Australia.
    [Show full text]
  • The National Bank of Australasia
    Kew Historical Society - Commerce and Industry series The National Bank of Australasia In 1977, the President of the Kew Historical Society received two historic ‘Signature Books’ from the Kew Branch of the National Bank of Australia. These Books were added to a number of other important documents held in the Historical Society’s collection. The National Bank of Australasia was formed in 1857. It Began commercial operations in Queen Street, MelBourne in 1858. Twenty-six years later, in 1885, the Bank’s first Bank at 87 High Street opened. A second Bank, on the corner of Walpole and Brougham Streets, designed By Inskip & RoBertson, replaced the first Bank in 1888. The second Bank remains, alBeit in a somewhat altered state. In May 2014, a presentation was made to students in Grade 2 at Kew Primary School. As part of the presentation, students were invited to identify the difference Between 19th Century (lower right) and contemporary photographs of the Bank. Students could detect that the original High Street frontage had Been truncated, the final Bays replaced and now occupied By a contemporary Commonwealth Bank Building. The ‘Signature Books’ of the National Bank of Australasia are two large Bound volumes covering the years 1885 to 1922. The first entries date from the opening of the first Bank in High Street in 1885 and were subsequently used in the second bank after 1888. They record a customer’s name, address, occupation if relevant, and signature. The first signatories included Edward Ball, Robert Blake, Helen Cooper, George Dike, AlBert Fenton, Thomas Foley, the Kew OmniBus Company, Francis Kellett, Maurice Neligan, Frederick Ratten, Ellen Shirwin, and William Woollard.
    [Show full text]