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Hdfc Bank Complaint Higher Authorities
Hdfc Bank Complaint Higher Authorities Cram-full Salim usually overroast some demi-pension or inferred preliminarily. Windburned and splurgy Daffy ulcerate her retuningedelweisses her Bankhead.atomise or upholds presciently. Roddy often domiciles absolutely when rotund Wynton emerge athletically and Please please please, take care of this. The Wholesale Banking business was a key growth engine for your Bank in the year underreview. Thank You for your reply, Sir. Bill Online In Pakistan Keep Visting www. The minimum margin for lending against shares is prescribed by the RBI. Thanks for your quick reply. Sales commission is released weekly and its account is cleared on weekly basis. It manages the liquidityand interest rate risks on the balance sheet and is also responsible for meeting reserverequirements. The Mall Road, Ambala Cant. Roundtable: Senior management from State Bank of Mysore and Canara Bank Bangalore is home. Credit risk is the exposure to loss in the event of default by counterparties. So active hdfc complaint to speak at hdfc bank complaint higher authorities to underserved populations. How to contact Hdfc Bank? We have not designated the above derivative contracts as accounting hedges and accordingly the contracts are recorded at fair value on the balance sheet with subsequent changes in fair value recorded in earnings. Chennai as such this Honble Forum lacks territorial jurisdiction to entertain the present complaint as such the same liable to be returned on this ground alone. These models are based on historical data and supplemented with managerial input and comments. ST students are very unhappy for this. They have evaded scrutiny, paid for prepping witnesses, refused to release documents. -
Ref. No. SE/ 2020-21/73 June 22, 2020 BSE Limited P. J
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED www.hdfc.com Ref. No. SE/ 2020-21/73 June 22, 2020 BSE Limited National Stock Exchange of India Limited P. J. Towers, Exchange Plaz.a, Plot No. C/1, Block G, Dalal Street, Bandra-Kurla Complex, Bandra (East) Mumbai 400 001 . Mumbai 400 051. Kind Attn: - Sr. General Manager Kind Attn: Head - Listlng DCS - Listing Department Dear Sirs, Sub: Copy of Notice published in newspapers -Notice of Postal Ballot dated June 19, 2020. Pursuant to provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith copies of newspaper clippings containing the notice published by the Corporation with regard to captioned subject. The said newspaper clippings are also available on website of the Corporation, www.hdfc.com This is for your information and record. Thank you, Yours faith fully, F r Housing Development Finance Corporation Limited Encl: a/a Corporate Office:HDFC House, HT Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai 400 020. Tel.: 66316000, 22820282. Fax: 022-22046834, 22046758. Regd. Office: Ramon House, HT Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400 020. INDIA. Corporate Identity Number: L70100MH1977PLC019916 THE FREE PRESSJOURNAL 10 MUMBAI | MONDAY | JUNE 22, 2020 www. reepressjournal.in PUBLIC NOTICE SHIVOM INVESTMENT & CONSULTANCY LTD Hilton Metal Forging Limited NOTICE is hereby given to the General Public that We, M/s Accura 8, Shaniya Enclave, 4th Floor, V.P. Road, Vile Parle West, Regd Office: 701, Palm Spring, Link Road, Mumbai-400064 HDFC BANK Pharmaquip Pvt. Ltd., Intending to offer our property described here- Mumbai City, Maharashtra, 400056 http://www.hiltonmetal.com in below as a mortgage to HDFC Bank Ltd., Trade Star Building, We understand your world Email: [email protected], Website: www.shivominvestmentconsultancyltd.in Notice Andheri (E) Branch by way of security to secure the banking facility CIN: L74140MH1990PLC300881 HDFC Bank Limited granted to us by the said Bank. -
Axis-Max Life Strategic Partnership: Will It Be a Win-Win Game for Both Players?
Amity Journal of Commerce and Financial Review Jasuja, D. Axis-Max Life Strategic Partnership: Will it be a Win-Win Game for Both Players? 1 Deepmala Jasuja Abstract Max Life, one of the prominent life insurer in Indian Insurance space was always considered as an outcast in the league of hallowed names but was never allowed to dictate its terms. Now, the fortunes seem to have changed. After failed merger attempt with HDFC LIFE in 2017, Max Life finally rolled its dice well. Recently, Axis Bank signed a pact with Max Life to strengthen their decade old relationship by acquiring 29% stake in its shareholding. This exclusive agreement is set to enter into a long time strategic relationship. The mentioned stake costs for a consideration of about 1600 crores, priced at the book value of Max Life. The boards of both the companies have given a green signal. Experts wondered if this alliance would succeed. Will this strategic move of Bancassurance partnership make Max life an impregnable lead in the Indian life insurance market space? Will it be a win-win game for both the players? Keywords: Max Life, HDFC Life, strategic partnership A Case Study: The Indian insurance sector seems to be in a state of transition. While there has been a significant change in the operations after opening up of FDI in insurance sector, still India largely remains an under-explored market. The competitive edge of life insurers is largely dependent on their distribution network system, adoption of modern technology like block chain, IOT and Artificial Intelligence to foster sustainable growth in future. -
Motilal Oswal Nifty Smallcap 250 Index Fund (MOFSMALLCAP) (An Open Ended Scheme Replicating / Tracking Nifty Smallcap 250 Index)
FACT SHEETth As on 30 April 2021 BUY RIGHT : SIT TIGHT Buying quality companies and riding their growth cycle Motilal Oswal Focused 25 Fund (MOF25) (An open ended equity scheme investing in maximum 25 stocks intending to focus on Large Cap stocks) Investment Objective Performance (As on 30-April-2021) The investment objective of the Scheme is to achieve long term capital appreciation by 1 Year 3 Year 5 Year Since Inception investing in up to 25 companies with long term Current Value Current Value Current Value Current Value sustainable competitive advantage and CAGR of Investment CAGR of Investment CAGR of Investment CAGR of Investment growth potential. However, there can be no (%) of ` 10,000 (%) of ` 10,000 (%) of ` 10,000 (%) of ` 10,000 assurance or guarantee that the investment 38.7 13,865 10.4 13,465 13.9 19,225 14.5 29,354 objective of the Scheme would be achieved. Scheme Nifty 50 TRI (Benchmark) Benchmark 49.9 14,989 12.2 14,135 14.7 19,869 13.3 27,015 Nifty 50 TRI S&P BSE Sensex TRI (Additional Benchmark) 46.3 14,626 12.9 14,377 15.1 20,260 13.6 27,579 Continuous Offer NAV (`) Per Unit 21.1712 21.8001 15.2688 10.0000 Minimum Application Amount : ` 500/- and in (29.3541 : as on 30-Apr-2021) multiples of `1 /- thereafter. Date of inception: 13-May-13. = Incase, the start/end date of the concerned period is non business date (NBD), the NAV of the previous date is considered for Additional Application Amount : ` 500/- and in computation of returns. -
HDFC Bank an Encouraging Show
HDFC Bank An encouraging show Powered by the Sharekhan 3R Research Philosophy Banks & Finance Sharekhan code: HDFCBANK Result Update Update Stock 3R MATRIX + = - Summary Right Sector (RS) ü We retain a Buy on HDFC Bank with a revised price target (PT) of Rs. 1,810. Q3FY2021 results were strong as operational performance exceeded expectations, Right Quality (RQ) ü margins rose; asset quality improved on a q-o-q basis; advances & CASA saw a healthy Right Valuation (RV) ü pick-up q-o-q. Management commentary was positive and reassuring, indicating a bright long-term outlook; net interest margin (NIMs) stood at 4.2% (up 10 bps q-o-q and within the guidance + Positive = Neutral - Negative range) due to healthy advances growth and high CASA share. HDFC Bank currently trades at 3.7x/3.2x its FY2022E/FY2023E ABVPS, which we find What has changed in 3R MATRIX is reasonable; we have fine-tuned our estimates and the target multiple for the bank considering improving earnings visibility. Old New Q3FY2021 results were strong with operational performance exceeding expectations, RS improving margins and market share gains. Asset quality improved q-o-q basis with a healthy pick-up in advances and CASA help in NIM expansion q-o-q basis. Results indicated RQ a return to normalcy with collection efficiency improving to near normal in December. The management commentary was positive and reassuring and indicated a bright long-term RV outlook. For Q3FY2021, net interest income (NII) was at Rs. 16,317 crore, up 15.1% y-o-y (in line with expectations), while PAT stood at Rs. -
Sharekhan Top Picks
Visit us at www.sharekhan.com June 02, 2014 Sharekhan Top Picks The Indian equity market shed all inhibitions and celebrated the an attractive opportunity for investors to accumulate these stocks thumping majority mandate for the Narendra Modi led National with a little longer time horizon. Democratic Alliance government in the last month. The benchmark To make space, we exit ITC (keeping in mind a possible hike in indices, Sensex and Nifty, appreciated by 10.2% and 10% the excise duty on cigarettes in the forthcoming budget) and respectively. Our Top Pick basket appreciated by 10.4%, which is take home some profits in Apollo Tyres (making space for the largely in line with the movement in the benchmark indices. The other stocks in the auto sector) and HCL Technologies. One action was more pronounced in the mid-cap space with the CNX addition more than the deletions this time is to make up for one Midcap Index appreciating by close to 17% in the same period. extra deletion made in the last month. In line with the key identified investment themes (policy push- To re-iterate our bullish stance, we believe that the equity market driven re-rating of construction, power and public sector is on the cusp of a multi-year rally with the potential to give undertakings, and early beneficiaries of an economic revival, like exponential returns to investors. Do not get bogged down by the auto and financial services), we are adding LIC Housing Finance, recent 20-25% run-up and take a longer-term view on the stock TVS Motor Company, Gabriel India and Gateway Distriparks to market (and play the multi-year rally for handsome gains). -
Non-Performing Assets: a Comparison of ICICI Bank and HDFC Bank
Special Issue - 2017 International Journal of Engineering Research & Technology (IJERT) ISSN: 2278-0181 NCIETM - 2017 Conference Proceedings Non-Performing Assets: A Comparison of ICICI Bank and HDFC Bank Dr. Prerna Dawar*Ms. Pooja Sharma** *Dean & Professor Geeta Engineering College , Naultha , Panipat *Assistant Professor, SBD Group of Institutions , Kurukshetra Abstract - Banking in India originated in the last decade of the II. NON PERFORMING ASSETS (NPAs) 18th century. Private sector banks occupy a major part of NPA refers to loans that are in peril of default. The asset banking in India. Private sector banks have a very wide has been categorized as non-performing asset when the network of branches in rural and urban areas. But now a day borrower failed to make principle or interest payment they have diversified their activities to the emerged fields of within 90 days. It has always been a challenge for financial operations like merchant banking, leasing and venture capital etc. Due to increased level of competition private banks have institutions to manage their Non-performing assets because been lending aggressively to the customers which in turn of the dependency on interest payment. NPAs of financial increasing the proportion of Non-Performing Assets institutions increase due to pressure from economy as they (Henceforth, NPAs). Non-performing Asset has been an have to lent aggressively which in turn, reduces their important parameter to analyse of financial performance of capacity to capture all the assets completely. NPAs can be banks as it results in decreasing margin and higher divided into two main categories as follows: provisioning requirements for doubtful debts. -
PARALYZED ECONOMY? Restructure Your Investments Amid Gloomy Economy with Reduced Interest Rates
Outlook Money - Conclave pg 54 Interview: Prashant Kumar, Yes Bank pg 44 APRIL 2020, ` 50 OUTLOOKMONEY.COM C VID-19 PARALYZED ECONOMY? Restructure your investments amid gloomy economy with reduced interest rates 8 904150 800027 0 4 Contents April 2020 ■ Volume 19 ■ issue 4 pg 10 pg 10 pgpg 54 43 Cultivating OutlookOLM Conclave Money ConclaveReports and insights from the third Stalwartsedition of share the Outlook insights Moneyon India’s valour goalConclave to achieve a $5-trillion economy Investors can look out for stock Pick a definite recovery point 36 Management34 stock strategies Pick of Jubilant in the market scenario, FoodWorksHighlighting and the Crompton management Greaves strategies of considering India’s already ConsumerJUBL and ElectricalsCGCE slow economic growth 4038 Morningstar Morningstar InIn focus: focus: HDFC HDFC short short term term debt, debt, HDFC HDFC smallsmall cap cap fund fund and and Axis Axis long long term term equity equity Gold Markets 4658 Yes Yes Bank Bank c irisisnterview Real EstateInsuracne AT1Unfair bonds treatment write-off meted leaves out investors to the AT1 in a Mutual FundsCommodities shock,bondholders exposes in gaps the inresolution our rating scheme system 5266 My My Plan Plan COVID-19: DedicatedHow dedicated SIPs can SIPs help can bring bring financial financial Volatile Markets disciplinediscipline in in your your life lives Investors need to diversify and 6 Talk Back Regulars : 6 Talk Back restructure portfolios to stay invested Regulars : and sail through these choppy waters AjayColumnsAjayColumns Bagga, Bagga, SS Naren,Naren, :: Farzana Farzana SuriSuri CoverCover Design: Vinay VINAY D DOMINICOMinic HeadHead Office Office AB-10, AB-10, S.J. -
LIC Housing Finance (LICHF)
LIC Housing Finance (LICHF) CMP: | 408 Target: | 400 (-2%) Target Period: 12 months HOLD months August 6, 2021 Uncertainty on stress accretion, low NPA buffer… About the stock: LIC Housing Finance (LICHF) is among the largest HFCs in India with an extensive distribution network of 282 marketing office and 2421 employees. Particulars Ess Total 91% of LICHF’s customers are salaried and 9% are self employed Particulars Amount Retail home loans form 78.3% of the overall book Market Capitalisation | 20605 crore Networth (FY21) | 20521 crore 52 week H/L 542 / 255 Face value | 2 Q1FY22 Results: Subdued overall performance; asset quality concern looming. Update Company Shareholding pattern NII up 4.5% YoY, down 15.3% QoQ, NIMs down 46 bps QoQ to 2.2% (in %) Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Promoter 40.3 40.3 40.3 40.3 40.3 Higher provisions at | 830 crore, C/I ratio rise impacted PAT at | 153 crore FII 34.3 34.4 29.3 28.2 28.8 Stage 3 assets rose 181 bps from 4.12% to 5.93% & 2.3% was restructured DII 10.6 10.4 15.4 16.8 15.6 Others 14.8 21.9 21.9 14.7 15.3 Price Chart What should investors do? LICHF has given ~57% return over the past year. 600 20000 500 However, we believe a healthy recovery on stressed asset is necessary for better 15000 valuations. 400 300 10000 200 We retain our HOLD rating on the stock 5000 100 Target Price and Valuation: We value LIC Housing at ~0.9 FY23E BV and revise 0 0 our target price for the stock at | 400 per share from | 475 earlier. -
32 Nd AGM Notice
NOTICE NOTICE IS HEREBY GIVEN THAT THE THIRTY SECOND M/s Gokhale & Sathe (Firm Registration Number 103264W) ANNUAL GENERAL MEETING OF THE MEMBERS OF LIC who have offered themselves for appointment and have HOUSING FINANCE LIMITED WILL BE HELD THROUGH VIDEO confirmed their eligibility to be appointed as Statutory CONFERENCE (‘VC’) / OTHER AUDIO VISUAL MEANS (‘OAVM’) Central Auditors in terms of Section 141 of the Companies ON MONDAY, 27TH SEPTEMBER, 2021 AT 3.00 P.M. (IST) TO Act, 2013 and applicable rules and the RBI guidelines dated TRANSACT THE ITEMS OF BUSINESS MENTIONED BELOW: April 27, 2021, be and are hereby appointed as the joint Statutory Central Auditors of the Company for a period of ORDINARY BUSINESS: 3 (three) years to hold office from the conclusion of the 1. To receive, consider and adopt: 32nd Annual General Meeting until the conclusion of the 33rd Annual General Meeting to be held in 2022 at such (a) the audited (standalone) financial statements of increased remuneration payable to the Joint Statutory the Company for the F.Y. ended 31st March, 2021 Auditors namely, M/s. M P Chitale & Co., Chartered and the Reports of the Board of Directors and Accountants (Firm Registration Number 101851W) and M/s Auditors thereon. Gokhale & Sathe (Firm Registration Number 103264W) of ` 65,72,700/- per annum plus applicable taxes / cess and (b) the audited (consolidated) financial statements of out of pocket expenses on actual basis (being ` 32,86,350/- the Company for the F.Y. ended 31st March, 2021 and per annum per firm plus applicable taxes/ cess and out of the Report of the Auditors thereon. -
Reappointment of Shri Amitabh Chaudhry As the Managing Director and CEO of the Bank
AXIS/CO/CS/32/2021-22 29th April 2021 Chief Manager, The Deputy General Manager, Listing & Compliance Department Listing Department National Stock Exchange of India Limited BSE Limited Exchange Plaza, 5th Floor 1st Floor, New Trading Ring, Plot No. C/1, “G” Block Rotunda Building Bandra-Kurla Complex P. J. Towers, Dalal Street Fort, Bandra (E), Mumbai – 400 051 Mumbai – 400 001 NSE Symbol: AXISBANK BSE Scrip Code : 532215 Dear Sir(s), SUB: RE-APPOINTMENT OF SHRI AMITABH CHAUDHRY AS THE MANAGING DIRECTOR & CEO OF THE BANK REF: REGULATION 30 OF THE SEBI (LISTING OBLIGATIONS AND DISCLOSURE REQUIREMENTS) REGULATIONS, 2015 (‘SEBI LISTING REGULATIONS’) This is to inform you that at the 214th meeting of the Board of Directors (the “Board”) of the Bank held on 27th April 2021 which continued on 28th April 2021, as recommended by the Nomination & Remuneration Committee of Directors, the Board has on 28th April 2021, considered and approved the proposal relating to re-appointment of Shri Amitabh Chaudhry as the Managing Director & CEO of the Bank, for a further period of 3 years, w.e.f. 1st January 2022 up to 31st December 2024 (both days inclusive) subject to the approval of the Reserve Bank of India(RBI) and the Shareholders of the Bank, in terms of the relevant provisions of the Companies Act, 2013, the relevant Rules made thereunder, the SEBI Listing Regulations, the Banking Regulation Act, 1949, the Guidelines issued by the RBI in this regard and the Articles of Association of the Bank. The brief profile of Shri Amitabh Chaudhry is attached herewith as Annexure A. -
Sharekhan Top Picks
EQUITY FUNDAMENTALS SHAREKHAN TOP PICKS SHAREKHAN TOP PICKS The Sharekhan Top Picks is celebrating its 100th month ended up registering positive gains for the month, with since inception with a record of delivering a strong four stocks giving close to double-digit returns. This month outperformance consistently. While the benchmark again, we are booking handsome gains in two companies - indices, the Nifty and Sensex, appreciated in the range of Bharat Electronics (BEL) and Indian Oil Corporation (IOCL). 1-1.5% in April, the Sharekhan Top Picks portfolio gave a Both the companies were introduced into the Sharekhan handsome return of 7.2% in the same period. Despite the Top Picks in December 2016. In the last five months, IOCL Large Cap bias of the Sharekhan Top Picks folio (65-70% in and BEL have appreciated by 44% and 27%, respectively. Large Cap index stocks), it comprehensively outperformed To replace them, we are introducing Petronet LNG (PLNG) even the CNX Midcap index in April as well as over the and Power Grid Corporation (Power Grid). PLNG is more longer timeframe of three years and five years. That’s of a churn within the Oil & Gas sector. Valuation of PLNG not all, the performance of the Sharekhan Top Picks appears relatively favourable to us post the sharp run-up has been consistent with its track record of continued in IOCL. On the other hand, Power Grid is our preferred outperformance for eight consecutive years. pick in the Power sector, where the policy changes are It was an all-round performance by the Sharekhan Top expected to benefit the power transmission companies.