Tariffs & Charges

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

Tariffs & Charges

Description Tariffs & Charges

Deposit Accounts Account Maintenance Fee BDT. Accounts (Savings) Avg. balance up to 10,000/- Free Avg. balance 10,001/- to 25,000/- Tk. 100/- (Half Yearly) Avg. balance 25,001/- to 200,000/- Tk. 200/- (Half Yearly) Avg. balance 200,001/- to 1,000,000/- Tk. 250/- (Half Yearly) Avg. balance above 1,000,000/- Tk. 300/- (Half Yearly) -Tk. Accounts (Current) Tk. 300/- (Half Yearly) -Tk. Accounts (SND) Tk. 300/- (Half Yearly) -Tk. Accounts (FreeCom) Tk. 2,500/- (Half Yearly) If Avg. balance fall below 100,000/- -DotCom – Children’s Saver Account – Free FC Account Tk. 300/- (Half Yearly) Tk. 300/- (Half Yearly) Tk. 300/- (Half Yearly) Tk. 300/- (Half Yearly) Cheque Book Issuance Fee - First Cheque book - Free - For second book onwards 10 leaves Tk. 100/- 25 leaves Tk. 250/- 50 Leaves Tk. 500/- Account Closure Charges - Tk. Accounts (Savings) Tk. 200/- - Tk. Accounts (Current) Tk. 300/- -Tk. Accounts (SND) Tk. 300/- - FC Accounts - USD Tk. 300/ - GBP Tk. 300/ - EUR Tk. 300/ - AUD Tk. 300/

Other Services Duplicate Fixed Deposit Certificate Tk. 500/- Stop Payment - For insufficient fund Tk. 1,000/- - For any other purpose Tk. 250/- - Lost of Cheque Book Tk. 500/- Issuing Solvency Certificates Tk. 500/- Beneficiary Owner’s (BO) Certificate Tk. 100/- Balance Confirmation Certificate

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

- Upto 2 times in a year Free - More than 2 times - per request Tk. 200/- Certificates at the request of Auditors or other Tk. 1,000/- institutions Statement Authentication Certificate Tk. 500/- Any other Certificate Tk. 300/- Information to Credit Rating Agency for Credit rating Tk. 2000/- report Duplicate Statement – Deposit Accounts Up to previous three years Tk. 300/- per statement 3 years and above Tk. 1,000/- per statement Duplicate Statement – Loan Accounts First instance Free Any additional request Tk. 1,000/- per statement Overseas Courier At actual Tk. 100/- per retrieval (up to 3 months) Voucher Retrieval Fee Tk. 500/- (more than 3 months) CCTV Footage Retrieval Fee Tk. 2,000.00 Standing Orders Beneficiary CBC Accounts - Free Beneficiary Other Bank Accounts -Tk. 300 per transaction SWEEP/ZBA Facility setup Fee Tk. 1,000/- Outward Cheque Returned for Insufficient Fund Tk. 1,000/- Issuance of Pay Orders Upto 100,000 Tk. 100/- Over 100,000 Tk. 200/- Cancellation of Pay order Tk. 500/- Issuance of Duplicate Pay order Tk. 500/- Issuance of Bangladesh Bank Cheques Tk. 300/- Withdrawal without Cheque Tk. 500/- per payment (Over the Counter) SMS Service (Yearly) Tk. 150/- E-Passbook Free E-Statement Free CIB Charge At Actual (Minimum Tk. 150/-) Processing Application/remittance permission/post facto approval to Bangladesh Bank Companies Tk. 3,500/- Individuals Tk. 2,000/- Processing FDI reporting to Bangladesh Bank Tk. 2,500/- Reporting Share Buy/Sale Transaction to Bangladesh Bank – by the way of ESCROW For first six months USD 2,500/- Subsequent period USD 1,000/- (Half-yearly) Reporting Share Buy/Sale Transaction to Bangladesh 0.05 % of the approved shares value or Tk. Bank without Escrow arrangement 20,000/- whichever is higher

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

BACPS & BEFTN *

High Value (Tk. 500,000 & Above) Cheque processing Tk. 60/- - per transaction Regular Value Cheque processing Tk. 50,000 – Below 500,000 Tk. 10/- Tk. 500,000 & Above Tk. 25/- EFT Transactions Free RTGS per Transaction Tk. 100/-

Remittance

Inward Remittances: Credit to Customer Account Free Payment against identification Tk. 300/- Payment to other Banks Pay Order Standard Charge + Postage Charges Tk. Currency Tk 100.00 Foreign Currency USD 5 Issuance of Encashment Certificate Tk. 500/- Outward Remittances: Foreign Currency Draft on Bangladesh Bank Tk. 850/- or USD 10 Demand Draft Tk. 700/- or USD 10 TT Tk. 1,500/- Remittances to Sri Lanka Demand Draft Tk. 350/- or USD 4 TT Tk. 700/- or USD 8 Cancellation of FCY draft Tk. 400- or USD 5 Demand Drafts issued to third party Pay Order Standard Charge Third party payment processing fee Tk. 300

FC Services

Foreign Currency Issuance of FCY Cash 1% (Minimum Tk 100) Encashment of FCY Cash Nil Passport Endorsement Charge Tk. 300/-

Student Remittance

Students File Yearly permit issue Tk. 4,500/- per application Permit Amendment within validity Tk. 1,000/- Visa evaluation fee remittance Tk. 1,000/- per application

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

Purchase of Cheques and Drafts

Local Currency Cheques/Drafts 1% (Minimum Tk. 500 ) Cheque Purchase Return Tk. 1,000/- Foreign Currency Cheques/Drafts. 1% (Minimum USD 10) Cheque Purchase Return Tk. 1,000/- or USD 25 OBC Charges (Local) 0.2% (Minimum Tk. 500) FCY Cheque Collection Credit to FCY Account 0.1% and minimum USD 10 Credit to Tk. Account 0.1% and minimum Tk.1000

Custodial Service

BO A/C Opening Charges Tk. 1,000/- Transaction Fee Institution 0.125% or Minimum Tk. 4,000/- per Transaction Individual Tk. 500/- per Transaction Yearly Charges 0.20% on market value of Existing Portfolio/Month Institution or Minimum $250.00 0.1% on Market Value of Existing Portfolio per Individual Month or Minimum $80.00 Documentation & Stamps At Actual CDBL Charges At Actual BO Account Maintenance Fee - Annually Tk. 500/- IPO Online Refund Warrant Tk. 10/- per warrant

Locker Service Charges

Small Medium Large Annual Charge Tk.1,500/ Tk. 2,500/- Tk. 3,500/- Key Replacement Tk. 2,500/ Tk. 2,500/- Tk. 2,500/ Breaking Open At Actual At Actual At Actual

Card Services

Visa Debit Particulars Shopping Debit (Local) Shopping Debit (Int'l) Annual/ Issuance/Renewal Fee- Tk. 500/- US$10.00

Card Replacement Fee Tk. 500/- US$10.00 PIN Replacement Fee Tk. 200/- US$5.00 SMS based PIN-OTAP (Over The Air PIN): - First time PIN Free Free - Re issuance of PIN Tk. 20/- Tk. 20/-

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

Cash withdrawal from NPSB Member Tk. 15/- Tk.15/- Bank's ATM Mini Statement / Balance Inquiry Fee Tk. 5/- Tk.5/- from NPSB Member Bank's ATM Account Linking Fee Tk. 50/- Not applicable ATM Receipt Fee (CBC ATM) Tk. 1/- Tk.1/-

Card Services

Visa Credit Card Particulars Classic Gold Platinum Annual/ Issuance/Renewal Fee- Tk. 1500/- Tk. 2,500/- Tk. 4,000/- Primary Card

Supplementary Card Annual Fee (1st Year Free) (1st Year Free) (1st Year Free) Tk. 750/- Tk. 1,250/- Tk. 2,000/-

Card Replacement Fee Tk. 500/- Tk. 700/- Tk. 1,000/-

PIN Replacement Fee Tk. 400/- Tk. 400/- Tk. 500/- Late Payment Fee Tk. 500/- Tk. 500/- Tk. 500/- 2% or Tk. 150 2% or Tk. 150 2% or Tk. 150 Cash Advance Fee whichever higher whichever higher whichever higher Over Limit Fee Tk. 500/- Tk. 500/- Tk. 1000/- Monthly Interest Rate 2% 2% 2% (Purchase & Cash Advance) Printed Statement Tk. 50/- Tk. 50/- Tk. 50/- - (Last 2 months) Tk. 500/- Tk. 500/- Tk. 500/- - (beyond last 2 months) Duplicate Statement Tk. 100/- Tk. 100/- Tk. 100/- (For e Statement Holder)

Early Settlement Fee 1% on remaining 1% on remaining 1% on remaining (For EMI ) balance balance balance Certificate Fee Tk. 200/- Tk. 200/- Tk. 200/-

Internet Banking

Set up Fee Free Corporate Tk.1,000/- Annual Fee Individual Tk.500/- Annual Fee 1st year free and from 2nd year Tk 250/- Annual PCS Customers (Salary Accounts) Fee Shamriddhi Account Holders Free

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

Paymaster

Set up fee (one time) Tk. 2,000/- (Free for Existing SRP Clients) Monthly Fee for Paymaster - CBC Account Tk. 1,000/- Monthly Fee for Paymaster – Including Accounts in Tk. 1,500/- other Banks Manual Processing Monthly Fee Tk. 2,500/-

Retail Loans & Advances

Personal Loan Personal Loan Auto Loan Description (100% Secured) (Unsecured) (Hypothecation) Processing Fee Maximum 2.00% of Maximum 1.50% of loan Up to Tk. 500,000.00 Tk. 1,000/- loan amount amount Maximum 2.00% of Maximum 1.25% of loan Above Tk. 500,000.00 Tk. 1,000/- loan amount amount Early settlement fee Maximum 2% of loan Maximum 2% of loan Maximum 2% of loan

outstanding amount outstanding amount outstanding amount

Partial Payment Fee Maximum 2% of Maximum 2% of (after Twelve month, Maximum 2% of partial partial settlement partial settlement Minimum 30% of settlement amount amount amount outstanding) Penal charge 2% 2% 2% At Actual At Actual At Actual Contact point Subject to minimum Subject to minimum Subject to minimum Tk. verification Tk. 300/- Tk. 300/- 300/- Stamp Charge At actual At actual At actual BRTA Documentation Fees (Removal of H/P) Tk. 2,000/- Issuing Authorization Letter to Law Enforcement Agency for Case Tk. 2,000/- against Vehicle Festival Loan Processing fee Tk. 1,500/- Early settlement fee Tk. 1,000/- Penal charge 2% Home Loan Processing fee 1.5% of loan amount

Early Settlement Fee 2% Penal charge 2% on arrear amount Legal and Valuation Charge At Actual

Overdraft Facility to Retail Processing fee Tk. 1,000/- Limit enhancement fee Tk. 1,000/- Renewal fee Tk. 1,000/-

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

Small & Medium Enterprise Lending

Documentation Charges (New disbursement) Up to Tk. 10 Lac 0.50% of loan amount Up to Tk. 50 Lac 0.30% of loan amount Above Tk. 50 lac 0.20% of loan amount Early final settlement fee 2% of the outstanding amount except Cottage & Micro Partial Payment Fee (after Twelve month) 1% of payment except Cottage & Micro Penal charge 2% Stamp Charge At actual (Minimum Tk. 150/- Documentation Charges At actual Legal and Valuation Fee At actual

Commercial Banking Fees

Annual Facility Review/Arrangement Limit Fee Fee* Up to Tk.200 Mn Tk. 20,000/- Tk. 201 Mn – Tk. 500 Mn Tk. 35,000/- Above Tk 500 Mn Tk. 50,000/- Syndication arrangement Fee 0.1% -2.5% (Minimum Tk. 50,000/-) Minimum 1% on the settlement amount (Tk. 2,000/- Early Settlement fee Minimum) Limit Fee Non compliance of post disbursement Up to Tk.200 Mn Tk. 10,000/- documentation (Quarterly) Tk. 201 Mn – Tk. 500 Mn Tk. 20,000/- Above Tk 500 Mn Tk. 30,000/- Lease Processing Fee 1.5% Issuing Authorization Letter to Law Enforcement Agency for Case against Tk. 2,000/- Vehicle Traffic Case Advising Fee Tk. 200/- BRTA Documentation Fee (for ownership transfer) Tk. 2,000/- Stamp Cost At Actual *Arrangement Fee may be charged multiple times in a year on a case to case basis as mutually agreed with the customer.

TRADE FINANCE

Imports LC Opening Commission (Corporate) 1st quarter 0.05% to 0.40% (Minimum Tk. 1,000/-) Subsequent quarter 0.05% to 0.35% (Minimum Tk. 1,000/-) LC opening commission (SME)

1st quarter 0.05% to 0.40% (Minimum Tk. 1,000/-) Subsequent quarter 0.05% to 0.40% (Minimum Tk. 1,000/-)

LC opening commission (at 100 % Margin) 0.05% to 0.25% (Minimum Tk. 1,000/-) Per quarter Under Back to Back LC 1st quarter 0.05% to 0.40% (Minimum Tk. 1,000/-)

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

Subsequent quarter 0.05% to 0.35% (Minimum Tk. 1,000/-) LC Issuance – Deferred Payment 1st quarter 0.05% to 0.40% (Minimum Tk. 1,000/-) Subsequent quarter 0.05% to 0.35% (Minimum Tk. 1,000/-) LC Amendment LC Amendment for Value and Validity Same as L/C Commission (Min Tk. 750/-) • 1st Quarter Same as L/C Commission (Min Tk. 750/-) • Subsequent Quarter LC Amendment (Except value and validity) Tk. 750/-Min + (Post/Swift) LCAF Registration & Amendment Fee (for transaction where no LC issued) • Commission 0.05% to 0.25% Flat (Minimum Tk. 1,500/-) Import through Advance Payment (TT) Tk. 1,500/- Shipping Guarantee/ Delivery Order Shipping Guarantee/ Delivery Order issue Tk. 350/- to Tk. 1,500/- Import Bills • Import Bill Lodgment Tk. 300/- to Tk. 500/- • Acceptance Comm (LC Bills) 0.05% to 0.40% per quarter (Min Tk. 1,000/-) • Import Collection Charges (Da Bill under Contract) Nil • Stamp Duty against Bill of Exchange payable other At Actual than on demand or usance bill Discrepancy Fee USD 30/- to USD 75/- Swift Charges Full SWIFT Tk. 300/- to Tk. 2,000/- Short SWIFT Tk. 200/- to Tk. 1,000/- Full SWIFT - Local Tk. 200/- to Tk. 500/- Short SWIFT - Local Tk. 100/- to Tk. 300/- Postage Charges Within Bangladesh Tk. 100/-

Outside Bangladesh At Actual

Foreign Correspondent Charge At Actual Endorsement for Assessment (Customs, Tax etc) Tk. 500/- Suppliers Credit Report At Actual Cost Certificate for Customs / CRF Tk. 200/- to Tk. 500/- Documents certification charges Tk. 5 per page Tk. 25/- LC Stationary Charge Tk. 15/-(BTB) Stamp Charges At Actual

Exports

Export LC Advising Charge Tk. 300/- to Tk. 750/-

Export LC Amendment Advising Tk. 300/- to Tk. 750/- Local L/C Add Confirmation Charge 0.20% (per quarter)

COMMERCIAL BANK OF CEYLON PLC BANGLADESH

Transfer of Export LC Tk. 750/-

Export LC amendment transfer Tk. 750/- Cancellation of Export LC transfer Nil Export Bill Negotiation / Collection • For the Portion - No Exchange Gain 0.05% to 0.15% (Min Tk. 500/-) • For the Portion - Exchange Gain Tk 500/-Flat Export Bill under TT • For the Portion - No Exchange Gain 0.05% to 0.15% (Min Tk. 500/-) • For the Portion - Exchange Gain Tk 500/-Flat Cash Assistance / Duty Drawback Tk. 3,500/- per set

Proceeds Realization Certificate Tk. 200/- to Tk. 500/- per set

Other Certificates (CFR/UD/UP/FOC/BTB etc) Tk. 300/- to Tk. 500/- each EXP Form Tk. 50/- to 100/- each

Guarantee

Guarantees on account of Local Application 0.20% to 0.50% per quarter (Min USD 250/- for Issuance/ Extension of Validity/Increase in amount Foreign and Tk, 1,500/- for Local Amendment (Other Than Validity Extension or Increase Tk. 1,500/- in Amount Stamp Duty At Actual Guaranty Advising Fee Tk. 1,500/- Guarantees against Overseas Counter Guarantees Issuance /Extension of Validity/ Increase in amount 0.10% to 0.5% per quarter (Min USD 150/- ) Amendment (Other Than Validity Extension or Increase USD 150/- in Amount Guarantee Advising Fees USD 100/- Cable Charge USD 20/- Stamp Duty At Actual