CREATED EXCLUSIVELY FOR FINANCIAL PROFESSIONALS PRUDENTIAL Exceptional Service and to Help PRIVATE PLACEMENT You Close More Private Placement Business

WHY YOU NEED TO SERVICE THINK PRU FOR PRIVATE We deliver consistently strong service! Prudential delivers a dedicated and specialized new business underwriting team with the experience needed to PLACEMENT help you succeed at doing business in the private placement marketplace. We consistently deliver fast cycle times. Our commitment to improved service means we are constantly refining our industry-leading technology. MEETING YOUR CHALLENGES WITH STRENGTH UNDERWRITING No matter how the markets Pru offers four underwriting categories. We also look for the best possible impaired change, you can remain risk treatment for clients with medical impairments such as: breast, bladder, and confident the Prudential prostate cancer, coronary artery disease (CAD), rheumatoid arthritis, and diabetes Financial companies will be mellitus (adult onset), to name a few. here to serve you and your clients. We are committed to RETENTION providing you with a competitive ` $10 million Internal Retention life portfolio and ` Automatic Issue Limit up to $65 million (subject to issue age and your clients with the underwriting class) they deserve. ` Facultative Capacity $100 million plus

DO YOUR CLIENTS TAKE GOOD CARE OF THEMSELVES? WITH PRU SOMETIMES If so, Prudential gives them “credit.” We offer underwriting credits for any face NO CAN BE GOOD! amount, issue age, table rating, or product! Credits are designed to apply to more of the business you submit to us and help generate more placed cases.

We make it easier to do A STORY OF CONTINUOUS IMPROVEMENT business. That’s why We continue to enhance our underwriting to have a big impact on your business. there are: These efforts make us more competitive and make it easier for you and your clients ` NO MD exam (Paramedic to work with Pru: exam may be required.) ` Eliminated MD exams ` Extended exam shelf life ` NO treadmill ECG ` Improvements for cerebrovascular disease ` NO chest X-ray ` Up to Preferred Nonsmoker for elevated liver function ` NO inspection reports ` ECG age and amount requirement improvements ` Liberalized guidelines for atrial fibrillation, cardiac testing, and valve ` NO face amount restriction replacement on super summary ` Skin cancer enhancements including revised guidelines for malignant informal inquiries melanoma and dysplastic nevi ` NO insurance exam if an ` Plus, recent improvements for aviation, cholesterol, family history, CAD, type 2 exam was completed in the diabetes, rheumatoid arthritis, hepatitis C, and cervical, prostate, thyroid, and past 12 months (6 months testicular cancers for ages 71+)1

1 Ages 18 – 70 paramedical, medical, and blood and urine are accepted for up to 12 months; at age 71+, they are accepted up to six months. ECGs are acceptable for up to 12 months for all. More current requirements may be requested at the underwriter’s discretion.

NOT FOR CONSUMER USE. © 2021 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. 1013497-00004-00 Ed. 02/2021 Private Placement VUL is issued by Pruco Life Insurance Company and offered through Pruco Securities, LLC (member SIPC). Both are Prudential Financial companies located in Newark, NJ. This product is not available in all states. Private Placement VUL is also offered by broker-dealers who have an agreement with Pruco Securities, LLC. Private Placement Variable Universal Life Insurance is a long-term investment and may not be suitable for all . The policy’s value will fluctuate based upon the performance of the underlying funds. It is possible to lose principal. Policyowners should be aware of the additional risks involved with investing in non-registered funds. Non-registered funds are not registered under the securities laws and are not subject to the same regulatory requirements as registered funds. Among other activities, non- registered funds may engage in potentially riskier investment practices, charge higher fees, and impose liquidity restrictions on policyowners’ assets. Clients should consider the investment objectives, risks, and charges and expenses carefully before investing in the policy, and/or underlying exempt portfolios and investment options. The applicable private offering memorandum, , and, if available, summary prospectus contain this information as well as other important information. Clients can obtain a copy of the prospectus and private offering memorandum from a finan- cial professional. They should read these documents carefully before investing. It is possible to lose money by investing in securities. Guarantees are based on the claims-paying ability of the issuing company and do not apply to the underlying investment options. This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any of your clients or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your client’s retirement sav- ings. Clients seeking information regarding their particular investment needs should contact a financial professional.

NOT FOR CONSUMER USE.